#elss funds

[sanjhipoonji]

(Stock Linked Savings Plan) Mutual funds that invest mostly in stocks and offer tax advantages under Section 80C are known as ELSS Funds in India. These funds are subject to a three-year lock-in period. However, you can reach us at 7838077767 for further information about the fund and investment.

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The Ultimate Guide to Picking the Best Tax Saving Mutual Funds for 2024

However, not all ELSS funds are created equal. There are over 30 ELSS funds available in the market, each with different investment strategies, risk profiles, and performance records. How do you pick the best ones for your portfolio? Don’t get bogged down when we’ve created the ultimate guide for you. Here, we’ve covered everything from the different types of tax-saving funds to how to make your own decision.

https://blog.arihantcapital.com/guide-to-picking-best-tax-saving-mutual-funds-for-2024/

[equitynivesh]

Demystifying Mutual Funds in 60 Seconds - Your Path to Financial Growth

Are you ready to kickstart your journey towards financial growth? Mutual funds can be your secret weapon! 🚀

In just 60 seconds, we'll unravel the mystery behind mutual funds, tailored for our Indian audience.

What are Mutual Funds? Mutual funds are like a buffet of investments. When you invest in a mutual fund, you're pooling your money with other investors to buy a diversified portfolio of stocks, bonds, or other securities, managed by professionals. 🤝

Why Mutual Funds?

💡 Diversification: Spread your risk by investing in a variety of assets.

💼 Professional Management: Expert fund managers make investment decisions for you.

💰 Accessibility: You can start with as little as ₹500!

🕒 Liquidity: Need cash? No problem! Mutual funds offer easy access to your money.

📈 Growth Potential: Capitalize on the growth potential of India's financial markets.

Types of Mutual Funds

There's a mutual fund for every financial goal:

📊 Equity Funds: Invest in stocks for long-term wealth creation.

📜 Debt Funds: Park your money in fixed-income securities for stability.

📊 Hybrid Funds: Enjoy the best of both worlds – equity and debt.

🌐 Index Funds: Mirror a market index, like the Nifty 50.

🌱 SIP (Systematic Investment Plan): Start small, grow big – invest regularly.

How to Get Started?

1️⃣ Do Your Homework: Define your financial goals.

2️⃣ Choose Your Fund: Select a fund aligned with your goals and risk tolerance.

3️⃣ Open an Account: Pick a fund house and complete the paperwork.

4️⃣ Invest Regularly: Set up SIPs for disciplined investing.

Tax Benefits Did you know that some mutual funds offer tax benefits under Section 80C and 10(14)? Maximize your savings while you grow your wealth.

Monitor and Review Keep an eye on your investments. Review your portfolio regularly to ensure it's in line with your financial objectives.

Ready to embark on your wealth-building journey? Mutual funds make investing simple, accessible, and rewarding. Start today and watch your money grow while you focus on what matters most to you.

Don't forget to like, share, and subscribe for more financial insights tailored for our Indian audience. Let's grow together! 🌟🇮🇳

Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

[cakeofrings]

ELSS Mutual Funds | How to Invest in Tax Saving Mutual Funds

An ELSS fund is an Equity Linked Savings Scheme, that allows an individual or HUF a deduction from total income of up to Rs. 1.5 lacs under Sec 80C of Income Tax Act 1961.

These schemes have a lock-in period of three years from date of units allotment. After the lock-in period is over, the units are free to be redeemed or switched.

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How to track the performance of your ELSS investments?

As an investor, you know how beneficial and profitable ELSS Mutual funds can be. ELSS, or Equity-Linked Savings Scheme, is a mutual fund where you can deposit a particular principal and get equity back.

It comes with a mandatory lock-in period of 3 years, so you will need more flexibility to withdraw money during these years. Once the lock-in period is over, you can withdraw the money quickly.

What is ELSS performance tracking?

Since most ELSS Mutual funds are for the long-term, you should check their performance during the lock-in period. With this, getting maximum returns from the fund or saving the taxes will be possible. For instance, suppose you chose three ELSS, namely A1, A2, and A3.

Now, if only A1 performs better than A2 and A3, you will only get the desired returns from A1. If you try to sell your shares in A2 or A3 funds, you will make a deal in the loss. So, you must make the right decision based on the performance tracking report.

Determinant factors for ELSS fund performance

There are three ratios with which you can check the performance of the ELSS Mutual funds. In the below section, we briefly describe them for your better understanding.

1. Sharpe ratio:The Sharpe ratio is the best determinant for calculating ELSS investment returns. It is defined as the ratio of the additional return you can earn as an investor for every unit risk the fund takes. The fund will offer higher returns per unit risk if the Sharpe ratio is higher with a positive value. On the contrary, if the Sharpe ratio is negative, your returns won’t be profitable, and it would be best to invest in risk-free ELSS.

2. Standard deviation: You can quickly check the volatility of the returns on ELSS investment with standard deviation. Both volatility and standard deviation are considered to be directly proportional to one another, which means if the deviation value increases, the fund's returns will be volatile. In other words, the concerned fund won’t offer to hedge against market changes, and your investment might be lost. That’s why try to choose an ELSS fund having a lower standard deviation.

3. Jenson Alpha:Another determinant to track the returns on ELSS investment is the Jenson Alpha ratio. You can quickly determine the value with the benchmark index and the concerned calculator. For instance, if the Jenson Alpha ratio for the A1 fund is 8.50 and for A2, 2.35, you should invest in A1. This is because a higher Jenson Alpha ratio means better and secured returns on the investment.

Why use the ELSS calculator to track its performance?

Although the three ratios mentioned above are accurate determinants, you should use the ELSS calculator to know the potential performance of the funds. Here, you can quickly know the total amount you will get as the returns from a particular fund and whether it is volatile.

When you choose the ELSS calculator, you must check its reliability and authenticity. Apart from this, you also need to consider if you want to invest in SIP or lump sum funds for ELSS and accordingly select the calculator. It would be best to choose SIP because it is much safer and not exposed to the vulnerabilities of the share market.

On the other hand, any ELSS fund with a lump sum investment would involve more significant risks and higher returns, provided the price action movement and market trends are in your favour.

Conclusion

You can quickly determine your investment returns with the ELSS calculator and three determinant ratios. These are the Sharpe ratio, standard deviation, and Alpha Jenson number. So, before you invest in ELSS, use these ratios to compare the funds and take reference from the calculator to decide the fund’s performance.

[mutualfundexperts]

Quantum Tax Saving Fund

Equity Linked Savings Scheme or ELSS allows the investors to invest in those equity funds which can build wealth over the long term along with tax-saving up to 46,800. The Quantum Tax Saving Fund (QTSF) invests in equities and also allows you to save tax u/s 80 C of the Income Tax Act.

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FundsIndia: Online Mutual Funds Platform

FundsIndia is one of India's largest and pioneering free online investment platforms, guided by expert financial coaches. We help you navigate the world of mutual funds, stocks, debt, equity funds, and tax-saving investments.

mutual funds, SIP, Elss

[priyashareindia9]

ELSS and ULIPs are two investment products that are often compared, especially during the tax-saving season, as both offer tax benefits under Section 80C of the Income Tax Act of 1961. This comparison frequently sparks debate among investors trying to determine which option is superior. To provide clarity and aid investors in making informed decisions, this article will delve into an in-depth comparison of ULIP and ELSS, highlighting their key differences and helping readers identify which product may better suit their financial objectives.

[mutualfunds234]

What is ELSS Mutual Fund & How to Invest in India | Mirae Asset 

Learn what ELSS Mutual Funds & how to invest in ELSS in India. Discover the tax-saving advantages of ELSS funds. Explore Mirae Asset’s ELSS funds now!

[finowing]

Axis Consumption Fund NFO Overview: Investment Strategy and Benefits

Axis Consumption Fund NFO: Key Highlights and Insights

The Axis Consumption Fund, launched by Axis Asset Management Company Ltd., is an open-ended equity scheme that focuses on the consumption theme. The New Fund Offer (NFO) is available from August 23 to September 06, 2024, with a starting price of Rs.100 per unit.

This fund is designed for investors seeking long-term capital growth by investing in companies within the Axis consumption ipo or related industries. With a high-risk profile, the scheme allocates 80-100% of its assets to equity and equity-linked instruments in the consumer sector, 0-20% in other equity instruments, 0-20% in debt and money market instruments, and 0-10% in REITs & InVITs.

If you're looking to diversify your portfolio with a thematic fund focused on India's consumption sector, this could be an option to consider. Stay informed on the latest trends and insights in nfo mutual funds by following our updates.

Key Details:

NFO Period: August 23 - September 06, 2024

Investment Objective: Long-term capital growth through investments in consumption-related equities

Risk: Very High

Minimum Investment: Rs.100 and in multiples of Rs.1 thereafter

Investors interested in tapping into India's growing consumption market can consider the Axis Consumption Fund as a potential investment opportunity.

[integratedindia]

Unlocking the Power of Tax Saving Mutual Funds with Integrated Enterprises: Maximizing Section 80C Benefits

In the realm of personal finance, tax-saving investments are crucial for optimizing financial health while minimizing the burden of taxation. One effective tool in this regard is Tax Saving Mutual Funds, also known as Equity Linked Saving Schemes (ELSS). These funds not only offer tax benefits under Section 80C of the Income Tax Act but also provide exposure to equities for potential capital growth. By delving into the nuances of these best mutual funds, investors can harness the power of systematic investment plans (SIPs) to diversify their portfolio, manage risks effectively, and secure their financial future with Integrated Enterprises (India) Pvt. Ltd.

Understanding Tax Saving Mutual Funds

Tax Saving Mutual Funds are a category of mutual funds that offer investors the dual advantage of tax savings and wealth creation. These funds primarily invest in equities or equity-related instruments, providing investors with exposure to the stock market. What sets Tax Saving Mutual Funds apart from other tax-saving mutual funds instruments is their lock-in period. Under Section 80C of the Income Tax Act, investments in ELSS funds qualify for a tax deduction of up to Rs. 1.5 lakh, making them a popular choice among investors looking to save on taxes while aiming for higher returns.

Investment in elss mutual funds is not just about saving taxes; it is also an opportunity to participate in the growth potential of the stock market. Unlike traditional tax-saving instruments like Public Provident Fund (PPF) or National Savings Certificate (NSC), ELSS funds have a higher exposure to equities, offering the potential for capital appreciation over the long term. This equity exposure can help investors beat inflation and achieve their financial goals more effectively.

Tax Benefits under Section 80C: A Game Changer for Investors

One of the key attractions of investment in elss mutual funds is the tax benefits they offer under Section 80C of the Income Tax Act. By investing in these best tax saving mutual funds, investors can avail deductions of up to Rs. 1.5 lakh from their taxable income in a financial year. This translates into substantial tax savings, reducing the overall tax liability of investors.

Moreover, the lock-in period associated with Tax Saving Mutual Funds aligns with the goal of encouraging long-term investments. While other tax-saving instruments like Fixed Deposits or Public Provident Fund have longer lock-in periods, ELSS mutual funds come with a lock-in period of just three years. This shorter duration not only provides liquidity to investors but also allows them to benefit from the growth potential of equities over the long term.

Equity Exposure to Capital Growth: Unleashing the Power of Market Returns

One of the distinguishing features of ELSS mutual funds is their significant exposure to equities. Unlike other tax-saving instruments that invest predominantly in debt instruments, ELSS mutual funds allocate a substantial portion of their portfolio to equities. This equity exposure opens up the possibility of higher returns over the long term, as equities have historically outperformed other asset classes like fixed deposits or gold.

By investment in elss mutual funds, investors can harness the power of market returns and participate in the growth potential of the stock market. While equity investments come with inherent risks, they also offer the opportunity for wealth creation and capital appreciation. Through a diversified portfolio of equities, ELSS mutual funds aim to generate attractive returns for investors while providing tax benefits under Section 80C of the Income Tax Act.

Lock-in Time: Balancing Liquidity and Long-term Growth

The lock-in period associated with ELSS mutual funds plays a pivotal role in shaping the investment strategy of investors. With a lock-in period of three years, ELSS mutual funds strike a fine balance between liquidity and long-term growth potential. While investors cannot redeem their investments before the completion of the lock-in period, this restriction fosters a disciplined approach to investing and encourages investors to stay invested for the long haul.

During the lock-in period, investors have the opportunity to ride out market volatility and benefit from the wealth creation potential of equities. By staying invested for the long term, investors can potentially earn higher returns compared to traditional tax-saving instruments with longer lock-in periods. The lock-in time of ELSS mutual funds serves as a catalyst for instilling a long-term investment mindset and reaping the rewards of patient investing.

Systematic Investment Plans (SIP): Harnessing the Power of Rupee Cost Averaging

Systematic Investment Plans (SIPs) hold the key to unlocking the full potential of Tax Saving Mutual Funds. By opting for SIP investment in ELSS mutual funds, investors can benefit from rupee cost averaging and mitigate the impact of market volatility on their investments. SIPs allow investors to invest a fixed amount at regular intervals, regardless of market conditions, thereby reducing the average cost of acquisition and maximizing returns over the long term.

Through SIPs, investors can harness the power of compounding and build wealth systematically over time. By spreading their investments across different market phases, investors can lower the risk of timing the market and benefit from the long-term growth trajectory of equities. SIP investment in ELSS mutual funds not only enables investors to save taxes under Section 80C but also empowers them to create a diversified portfolio and achieve their financial goals with discipline and consistency.

Diversity and Risk Management: Safeguarding Wealth through Portfolio Allocation

Diversification is the cornerstone of sound investment strategy, and it plays a crucial role in managing risks effectively. Investing in Tax Saving Mutual Funds offers investors the opportunity to diversify their portfolio across various sectors, industries, and market capitalizations. By spreading their investments across different asset classes, investors can reduce the impact of market fluctuations and safeguard their wealth against volatility.

Furthermore, the equity exposure of ELSS mutual funds is complemented by the presence of debt instruments in their portfolio. This balanced approach helps mitigate the risk associated with equity investments and provides stability to the overall portfolio. By diversifying their investments through ELSS mutual funds, investors can achieve a well-rounded portfolio that combines growth potential with risk management strategies, thereby enhancing their overall investment experience.

Conclusion: Embracing the Future with Tax Saving Mutual Funds

In conclusion, Tax Saving Mutual Funds offer a compelling proposition for investors looking to save taxes, create wealth, and achieve their financial goals. With their tax benefits under Section 80C, equity exposure for capital growth, and short lock-in period, ELSS mutual funds provide a winning combination of tax efficiency and wealth creation potential. By leveraging systematic investment plans (SIPs), diversifying their portfolio, and managing risks effectively, investors can navigate the complexities of the market landscape with confidence and clarity.

Investment in elss mutual funds is not just about saving taxes; it is about embracing the future with a proactive approach to wealth creation and financial planning. By understanding the nuances of Tax Saving Mutual Funds and harnessing their potential through disciplined investing with Integrated Enterprises (India) Pvt. Ltd, investors can pave the way for a secure and prosperous financial future. So, take the plunge into the world of best tax saving mutual funds and embark on a journey towards financial freedom and abundance.

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How to Plan for the Future Using the ELSS Calculator?

An ELSS (Equity Linked Savings Scheme) Calculator is a tool designed to help individuals plan their tax-saving investments efficiently. It assists users in estimating potential returns and tax benefits from investing in ELSS mutual funds. Users input details such as their investment amount, expected rate of return, and investment tenure. The calculator then computes the projected maturity amount and tax savings based on these inputs. By utilizing an ELSS calculator, investors can make informed decisions regarding their tax-saving investments. It offers a user-friendly interface, making it accessible even for those without extensive financial knowledge. This tool aids in comparing various investment scenarios, enabling individuals to choose the most suitable ELSS scheme aligned with their financial goals and risk tolerance.

[finance5paisa]

Motilal Oswal Mutual Fund ELSS: Tax Savings with a Purpose

In the realm of tax-saving investments, Motilal Oswal Mutual Fund's Equity Linked Savings Scheme (ELSS) fund offers investors a unique opportunity to achieve the dual objectives of wealth creation and tax benefits. This article delves into the world of Motilal Oswal Mutual Fund and their ELSS fund, shedding light on why it is a prudent choice for tax-conscious investors seeking long-term growth.

Understanding Motilal Oswal Mutual Fund

An Introduction to Motilal Oswal Mutual Fund Motilal Oswal Mutual Fund is a trusted name in the asset management industry, known for its commitment to delivering consistent results. As part of the globally recognized Motilal Oswal Financial Services, the mutual fund house provides a wide range of investment solutions designed to cater to various investor needs.

Demystifying Mutual Funds Mutual funds are investment vehicles that pool money from multiple investors to create a diversified portfolio of stocks, bonds, or other securities. ELSS funds, in particular, come with the added advantage of tax savings under Section 80C of the Income Tax Act.

Key Features of Motilal Oswal Mutual Fund ELSS

Tax Benefits with ELSS One of the primary attractions of the Motilal Oswal Mutual Fund ELSS is its potential for tax savings. Investors can claim deductions of up to ₹1.5 lakh from their taxable income under Section 80C by investing in ELSS fund, making it a popular choice among taxpayers.

Professional Fund Management Motilal Oswal Mutual Fund boasts a team of experienced fund managers who conduct in-depth research and analysis to identify promising investment opportunities within the equity market. This professional expertise ensures that the ELSS fund is well-positioned to deliver sustainable returns.

Lock-in Period and Wealth Creation ELSS funds come with a mandatory lock-in period of three years, which encourages investors to adopt a long-term investment horizon. This aligns with Motilal Oswal Mutual Fund's goal of wealth creation over the long run.

Benefits of Investing in Motilal Oswal Mutual Fund ELSS

Dual Benefit: Tax Savings and Wealth Creation The Motilal Oswal Mutual Fund ELSS offers investors a unique advantage by combining tax savings with the potential for capital appreciation. It helps individuals achieve their financial goals while simultaneously reducing their tax liability.

Diversification and Risk Management The fund's diversified portfolio of equities ensures that risk is spread across various sectors and companies. This diversification minimizes the impact of adverse market movements on the fund's performance.

Liquidity and Flexibility While ELSS fund come with a three-year lock-in period, this tenure is relatively shorter compared to other tax-saving instruments. Investors have the flexibility to stay invested beyond the lock-in period, providing liquidity when needed.

Conclusion

In an era where tax planning is integral to financial well-being, the Motilal Oswal Mutual Fund ELSS stands out as an attractive avenue for investors seeking both tax benefits and long-term wealth creation. By offering the dual advantage of potential tax savings and professional fund management, this ELSS fund addresses the evolving needs of taxpayers.

Investors looking to diversify their portfolios, harness the potential of equities, and save on taxes should consider Motilal Oswal Mutual Fund's ELSS as a valuable addition to their investment strategy. However, it is essential to align your investment goals and risk tolerance before making any investment decisions.

In summary, Motilal Oswal Mutual Fund ELSS exemplifies the fund house's commitment to delivering value and consistent results to investors. With its focus on tax benefits, wealth creation, and professional expertise, this fund is well-positioned to help investors navigate the intricacies of tax-saving investments while pursuing their financial aspirations.

[mutualfunds234]

What is ELSS Mutual Fund & How to Invest in India | Mirae Asset 

Learn what ELSS Mutual Funds & how to invest in ELSS in India. Discover the tax-saving advantages of ELSS funds. Explore Mirae Asset’s ELSS funds now!

[finowing]

Tata Nifty200 Alpha 30 Index Fund NFO: What You Need to Know About GMP & More

Tata Nifty200 Alpha 30 Index Fund by Tata Mutual Fund is an open-ended scheme tracking the Nifty200 Alpha 30 Index (TRI). The New Fund Offer (NFO) runs from August 19 to September 02, 2024, with a starting price of Rs.5000.

NFO Details

This scheme is ideal for investors aiming for long-term capital gains by investing in equity and related securities underlying the Nifty200 Alpha 30 Index. It’s a high-risk investment with no guaranteed returns. The fund allocates 95-100% in Nifty200 Alpha 30 Index securities and 0-5% in debt and money market instruments.

Fund Overview

Minimum Investment: Rs.5000 (in multiples of Rs.1)

NFO Start Date: August 19, 2024

NFO End Date: September 02, 2024

Allotment Date: September 11, 2024

Exit Load: 0.25% if redeemed within 15 days

AUM: Rs.161,036.71 crore (as of June 30, 2024)

Risk: Very High

How to Invest Post NFO?

If you miss the NFO, you can invest after the reopening on September 11, 2024, via your Demat account or directly through the AMC.

Fund Objective

The scheme aims to deliver returns aligned with the Nifty200 Alpha 30 Index (TRI), subject to tracking error.

Asset Allocation

Nifty200 Alpha 30 Index Securities: 95-100%

Debt & Money Market Instruments: 0-5%

Risk Factors

Potential underperformance relative to other asset classes.

The scheme’s performance is tied to the Nifty200 Alpha 30 Index, and a market downturn could negatively impact returns.

High-risk investment, suitable only for investors who can bear potential losses.

Who Should Invest?

This fund is suited for high-risk investors looking for long-term capital gains by investing in equity and related securities.

Fund Managers

Mr. Kapil Menon

Conclusion

The Tata Nifty200 Alpha 30 Index Fund is ideal for investors with a high-risk tolerance seeking long-term capital appreciation. Assess your financial goals and risk tolerance before investing