#Flexicap funds

[equitynivesh]

Demystifying Mutual Funds in 60 Seconds - Your Path to Financial Growth

Are you ready to kickstart your journey towards financial growth? Mutual funds can be your secret weapon! 🚀

In just 60 seconds, we'll unravel the mystery behind mutual funds, tailored for our Indian audience.

What are Mutual Funds? Mutual funds are like a buffet of investments. When you invest in a mutual fund, you're pooling your money with other investors to buy a diversified portfolio of stocks, bonds, or other securities, managed by professionals. 🤝

Why Mutual Funds?

💡 Diversification: Spread your risk by investing in a variety of assets.

💼 Professional Management: Expert fund managers make investment decisions for you.

💰 Accessibility: You can start with as little as ₹500!

🕒 Liquidity: Need cash? No problem! Mutual funds offer easy access to your money.

📈 Growth Potential: Capitalize on the growth potential of India's financial markets.

Types of Mutual Funds

There's a mutual fund for every financial goal:

📊 Equity Funds: Invest in stocks for long-term wealth creation.

📜 Debt Funds: Park your money in fixed-income securities for stability.

📊 Hybrid Funds: Enjoy the best of both worlds – equity and debt.

🌐 Index Funds: Mirror a market index, like the Nifty 50.

🌱 SIP (Systematic Investment Plan): Start small, grow big – invest regularly.

How to Get Started?

1️⃣ Do Your Homework: Define your financial goals.

2️⃣ Choose Your Fund: Select a fund aligned with your goals and risk tolerance.

3️⃣ Open an Account: Pick a fund house and complete the paperwork.

4️⃣ Invest Regularly: Set up SIPs for disciplined investing.

Tax Benefits Did you know that some mutual funds offer tax benefits under Section 80C and 10(14)? Maximize your savings while you grow your wealth.

Monitor and Review Keep an eye on your investments. Review your portfolio regularly to ensure it's in line with your financial objectives.

Ready to embark on your wealth-building journey? Mutual funds make investing simple, accessible, and rewarding. Start today and watch your money grow while you focus on what matters most to you.

Don't forget to like, share, and subscribe for more financial insights tailored for our Indian audience. Let's grow together! 🌟🇮🇳

Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.

[mutualfundconsultant]

Buy Mahindra Manulife Flexi Cap Fund - Regular Growth

Invest in Mahindra Manulife Flexi Cap Equity mutual fund with regular growth plan for long term capital appreciation. Start mutual fund investment with us today!

[mutualfundexperts]

Flexi Cap Funds: How do they work?

What are flexi cap funds? Learn more about flexi cap funds and how do they work and make smart financial decisions.

[businessskibat]

SBI Mutual Fund 2025 सिर्फ् ₹2000 कि Investment से बन सकता है 14 लाख रुपया ,क्या है तरीके

SBI Mutual Fund 2025 :क्या आप जानते हैं कि सिर्फ दो हजार रुपये प्रति महीने का निवेश आपको 13 लाख रुपये से अधिक का पैसा दे सकता है? SBI Flexicap Fund Direct Growth के इस बेहतरीन प्लान को जानें और अपने सपनों को साकार करने के लिए तैयार हो जाएं। अब शुरू करें,SBI Flexicap Fund Direct Growth, अगर आप म्यूचुअल फंड में निवेश करने की सोच रहे हैं, एक अच्छा विकल्प हो सकता है। लंबे समय से निवेशकों ने स्थिरता…

[yesnancyahujaus-blog]

SBI Flexicap Fund - Regular Plan -Growth Option

SBI Flexicap Fund Provides a diversified approach to growing wealth by combining funds with other investors to invest in a variety of assets, all managed by professional fund managers.

[swarajfinpro236]

Which are the top-performing mutual funds in the last 10 years

Did you know? Recently, the Modi government completed 10 years since it came to power, and on April 09 the BSE Sensex touched its record high of 75,000 points. It was a 3-fold jump from 25,000 points in 2014.

The SIP contribution has also touched its all-time high of Rs. 19,271 crore in March. This shows the investor's confidence in Mutual funds and commitment to disciplined wealth accumulation through regular investment.

Furthermore, the mutual fund industry added 6.8 million investors in FY24 which is 70% more than FY23. With such a large number of unique investors arises the problem of fund selection.

Which is a good fund to do investment or a SIP? It can be a real headache to pick the right scheme with so many options available under each category.

To solve this problem we have come up with the list of best equity funds under multiple categories. So stay tuned and read on.

The top-performing funds are those that have beaten their respective benchmark indices based on their 10-year SIP returns.

Additionally, these funds are also subjected to rolling returns and consistency of performance to select the best of the lot.

So let’s start with Large caps.

The first round of test (10-year SIP returns)

Large Cap Funds

These funds invest in the top 100 companies in terms of market capitalization. Which makes them relatively lower risk.

The benchmark for this category is Nifty 100 TRI which delivered 15.34% over the 10 years. Out of 24 funds, 10 funds managed to beat Nifty 100 TRI.

The top five schemes that delivered 16.69-18.44 returns included: Nippon India Large Cap, ICICI Prudential Bluechip, Baroda BNP Paribas Large Cap, Canara Robeco Bluechip Equity, and Edelweiss Large Cap.

Mid-Cap Funds

These funds invest in mid-sized companies that are ranked between 101 to 250 in terms of market capitalization.

The benchmark for this category is the Nifty Midcap TRI 150. Out of the 21 funds only 5 funds were able to beat the benchmark, so the Midcap category wasn’t much profitable for the investors.

The top five performers included: Quant Midcap, Motilal Oswal Midcap, Edelweiss Midcap, HDFC Midcap Opportunities, and Nippon India Growth.

Small-Cap Funds

One of the most interesting categories that have gotten investors’ attention is the Small caps. These funds invest at least 65% in the companies ranked below 250 in terms of market cap.

The benchmark for this category is Nifty Smallcap TRI 250. Out of the 12 schemes 10 have outperformed the benchmark. The top 5 performers included: Quant, Nippon India, SBI, HDFC, Axis, and Kotak.

Large- & Mid-Cap funds

These funds allocate about 35% to large-cap and mid-cap stocks. 7 funds outperformed their benchmark out of 18 funds. Quant Large & Midcap, Kotak Opportunities, Mirae Asset Large & Midcap, and Bandhan Core Equity were the top performers who beat the Nifty Large Midcap 250 TRI benchmark.

Flexi-cap Funds

As the name suggests, these funds invest across sectors and market capitalizations. Out of the 16 schemes, 8 were able to beat the benchmark.

The top performers who beat the Nifty 500 TRI benchmark included: Quant Flexicap, Parag Parikh Flexi Cap, HDFC Flexi Cap, Franklin India Flexi Cap, and JM Flexicap.

Multi-cap Funds

These funds have to invest 25% across each market capitalization, including large-cap,

mid-cap, and small-cap stocks according to the SEBI mandate. Out of the 10 funds 6 managed to beat the benchmark Nifty 500 TRI.

These included: Quant Active, Nippon India, ICICI Prudential, Baroda BNP Paribas, Invesco India, and Sundaram Multi cap fund.

The second test (The mean 5-year daily rolling returns for 10 years and the funds must have beaten the benchmark 60% of the time)

The Fund choices include

Large-cap - Mirae Asset Large Cap, ICICI Prudential Bluechip, Baroda BNP Paribas Large Cap, Canara Robeco Bluechip Equity, and Edelweiss Large Cap have beaten the benchmark 75% of the time.

Mid-cap - Edelweiss Mid Cap fund, beaten the benchmark 90% of the time.

Small-cap - Axis Small Cap, Nippon Small Cap, and SBI Small Cap have outperformed the benchmark 100% of the time.

Large- & mid-cap - Mirae Asset Large & Midcap, Kotak Equity Opportunities, Canara Robeco Emerging Equities, and Quant Large & Midcap. These funds have beaten the benchmark 75% of the time.

Flexi-cap - Parag Parikh Flexi Cap and Quant Flexi Cap are the best funds apart from JM Flexicap, Canara Robeco Flexi Cap, and Kotak Flexi Cap

Multi-cap - Quant Active, with 100% outperformance, and Invesco India Multicap and ICICI Multicap with 64-65 percent outperformance.

These funds can be considered for long-term SIP. But you should consult a financial expert before doing investments. This research was done by ACE MF as of April 10th. For more such insightful blogs, do visit our website Swaraj Finpro

[udaybommineni]

Mutual fund performances — Oct 2023 across various categories

Top #LargeCap #mutualfunds that underperformed the #Nifty100 index, which fell by-2.68% in Oct 23. #Mahindra Manulife-3.8% Taurus Largecap #Equity #Fund-3.68% #Tata LargeCap Fund-3.37% #MiraeAsset LargeCap Fund-3.34% #NipponIndia LargeCap Fund-3% SBI #BlueChip Fund-2.97%

Top #LargeCap #mutualfunds that outperformed the #Nifty100 index, which fell by-2.68% in Oct 23

ITI LargeCap Fund -1.84% BOI AXA Bluechip Fund -1.86% WhiteOak Capital LargeCap Fund -2.08% Axis Bluechip Fund -2.11% ICICI Prudential Bluechip Fund -2.12% JM LargeCap Fund -2.19%

Top #LargeMidcap #mutualfunds that underperformed the #Nifty 250 index, which fell by -3.23% in Oct 23.

Tata Large&MidCap -3.84% Navi Large&Midcap -3.78% Aditya Birla Sun Life Equity Advantage -3.73% Mirae Asset Emerging Bluechip -3.49% Baroda BNP Paribas Large&MidCap -3.42%

Top #LargeMidcap #mutualfunds that outperformed the #Nifty 250 index, which fell by -3.23% in Oct 23.

Invesco India Growth Opportunities -0.86% Axis Growth Opportunities -1.95% Franklin India Equity Advantage -2.32% Edelweiss Large&MidCap -2.34% Union #Largecap #MidCap -2.37%

Top #Midcap #mutualfunds that underperformed the #NiftyMidcap 150 index, which fell by -3.78% in Oct 23.

Mirae Asset Midcap Fund -4.16% Aditya Birla Sun Life Midcap Fund -3.83% ICICI Prudential MidCap Fund -3.76% JM Midcap Fund -3.45% DSP Midcap Fund -3.32%

Top #Midcap #mutualfunds that outperformed the #NiftyMidcap 150 index, which fell by -3.78% in Oct 23.

Motilal Oswal Midcap Fund -0.88% HSBC MidCap Fund -1.39% Canara Robeco MidCap #mf -1.59% Kotak Emerging Equity -1.96% WhiteOak Capital MidCap -2% Edelweiss Mid Cap -2.13%

Top #Flexicap #mutualfunds that underperformed the #Nifty500 index,which fell by-2.77% in Oct 23.

AdityaBirlaSunLife FlexiCap Fund -3.62% 360ONE Flexicap Fund -3.51% Quant Flexicap Fund -3.45% Taurus FlexiCap Fund -3.41% DSP FlexiCap Fund -3.35% MiraeAsset FlexiCap Fund -3.35%

Top #Flexicap #mutualfunds that outperformed the #Nifty500 index,which fell by -2.77% in Oct 23

MotilalOswal FlexiCap Fund +0.2% ParagParikh FlexiCap Fund +0% BajajFinserv FlexiCap Fund -0.5% NJ FlexiCap Fund -0.5% InvescoIndia FlexiCap Fund -1% WhiteOakCapital FlexiCap -1.4%

Top 5 #smallcap #mutualfunds that underperformed the #NiftySmallcap 250 index, which fell by-1.68% in Oct 23.

Kotak SmallCap Fund -3.1% Quant SmallCap Fund -2.9% AdityaBirlaSunLife Smallcap Fund -2.52% ICICI Prudential Smallcap Fund -2.48% SBI SmallCap Fund -2.44%

Top #smallcap #mutualfunds that outperformed the #NiftySmallcap 250 index, which fell by-1.68% in Oct 23.

Invesco India Smallcap Fund+1.17% Union SmallCap Fund+0.58% BankofIndia SmallCap Fund+0.57% Axis SmallCap Fund-0.35% ITI SmallCap Fund-0.54% NipponIndia SmallCap Fund-1.3%

[mutualfundconsultant]

Flexicap funds are a type of mutual fund that invests across market capitalizations, including large-cap, mid-cap, and small-cap stocks. These funds offer flexibility to the fund manager to shift investments based on market conditions and opportunities, aiming for optimal returns. They are designed to balance growth potential and risk by diversifying across various segments of the market. Flexicap funds are suitable for investors seeking a dynamic investment approach with a moderate to high-risk appetite.

[geniusinvesting]

Which are the Top Performing Flexi Cap Funds?

The market for mutual funds is on a constant rise. Investors are constantly looking for dynamic equity schemes. Therefore, on November 6, 2020, SEBI or the Securities and Exchange Board of India announced a form of equity scheme known as the Flexi cap funds for investors who are not much interested in taking risks. 

What are Flexi Cap Funds?

Flexi-cap funds, which are similar to multi-cap mutual fund schemes are investment plans in which investments are made across large, mid, and small-cap companies. At least 65% of the fund is invested in equities, whereas the rest is spread across multiple stocks of different sizes. Therefore, such open-ended mutual fund schemes promise diversified approaches across different market caps within their portfolios. 

What are the benefits of investing in the Flexi Cap Funds?

Flexi Cap Funds come with a creditable number of benefits that ensure a great return from investment in schemes. 

The top Flexi-cap funds invest in firms of various sizes which are spread across different sectors. This gives the investors a better understanding of and ability to allocate investment across different sectors within the Indian economy.

It is ideal for an investment period that is more than 5 years. As the multi-cap funds are investments in equities, they are not much profitable for short-term investments. However, an investment on a long-term basis reduces the possible risk to a great extent. 

The best Flexi-cap mutual funds give investors access to all the different sectors. This lessens the need to have to look into different funds as this particular form of mutual fund scheme gives a comprehensive as well as diverse market coverage. 

The flexibility guaranteed by the Flexi cap funds gives the investors the option to alter in case there is a change in the market conditions. 

Top Flexi Cap Funds

The following are some of the best Flexi-cap mutual funds, depending on their AUM (Assets under management) size and net asset value (NAV). 

UTI Flexi Cap Fund

This particular fund is controlled by Bajaj Finance Ltd., ICICI Bank Ltd., Kotak Mahindra Bank Ltd., HDFC Bank Ltd., and Infosys Ltd with a fund size of AUM of ₹7,263 Crores as of 31/03/2022 and a NAV of ₹219.72 as of June 10, 2022. While the expense ratio is 0.48 percent, the annual returns are 13.88 percent per year. 

2. Franklin India Flexi Cap Fund

With top holdings by ICICI Bank Ltd., Axis Bank Ltd., Infosys Ltd., HDFC Bank Ltd., and Bharti Airtel Ltd., Franklin India Flexi Cap Fund is a widely regarded fund scheme. Since its launch, the annual growth return has been 17.56 percent per year on average. The expense ratio is around 1.87 percent. The fund value is 9,492 Crores as AUM on 31/03/2022 with a NAV of ₹885.43 as of June 10, 2022.

3. Parag Parikh Flexi Cap Fund

The fund's AUM is set at ₹ 27,712 Crores with a NAV of ₹ 52.34 as of November 14, 2022. The fund's expense ratio is 0.76 percent. Companies like Bajaj Holdings & Investment Ltd., Housing Development Finance Corpn. Ltd., ITC Ltd., ICICI Bank Ltd., and HCL Technologies Ltd., make up its holdings. 

4. Aditya Birla Sun Life Flexi Cap Fund

The fund has an AUM of ₹15,003 Crores and a NAV of ₹1,020.54 as of June 10, 2022. Its expense ratio is marked at 1.82 percent. With an average annual return of 21.45 percent since its beginning, its top holdings are ICICI Bank Ltd., HDFC Bank Ltd., Infosys Ltd., Dr. Reddy's Laboratories Ltd., and Bharti Airtel Ltd.

5. HDFC Flexi Cap Fund

With an expense ratio of 1.71% and an exit load of 1%, its top companies include the State Bank of India, ICICI Bank Ltd., HDFC Bank Ltd., Infosys Ltd., and Reliance Industries Ltd. The fund value of the fund is around ₹27,433 Crores in assets under management (AUM) and a NAV of ₹986.21 as estimated on June 10, 2022.

6. SBI Flexi Cap Fund

The most attractive factor is the expense ratio of the fund which is marked at 1.85 percent, quite high when compared to that of other funds. ICICI Bank Ltd., HDFC Bank Ltd., State Bank of India, ITC Ltd., and HCL Technologies Ltd. are the top holdings. It also has a high AUM of ₹15,047 Crores in assets as of 31/03/2022 and a NAV of ₹70.25 as of June 10, 2022. 

7. PGIM Flexi Cap Fund

ICICI Bank Ltd., HDFC Bank Ltd., Infosys Ltd., Axis Bank Ltd., and National Thermal Power Corp. Ltd., are the top holdings of this fund whose expense ratio is set at 0.31 percent. The fund's AUM is around ₹5,291 Crores as of 30/09/2022 and a NAV of ₹ 28.97 as of November 14, 2022.

Conclusion

Just like in any other form of investment, investment in top Flexi-cap funds too needs in-depth knowledge and study. Market-savvy investors with higher risk tolerance must try investing in the best Flexi-cap Funds. This is far more suitable for those willing to earn more profit through investment in a diversified stock portfolio.

[rudrjobdesk]

At Axis Mutual Fund, a growing portfolio of problems

At Axis Mutual Fund, a growing portfolio of problems

Balani’s attitude mirrors that of much of India’s investor and advisor community, who are all waiting for the results of a Sebi investigation into allegations of frontrunning by some former employees of Axis MF. View Full Image Slipping performance Frontrunning at funds is akin to insider trading in listed companies. Here, the fund manager, trader or dealer is aware of large buy or sell orders…

[yesnancyahujaus-blog]

Sundaram Flexicap Fund Regular Growth

Opt for Sundaram Flexicap Fund to diversify your portfolio and aim for long-term financial growth. With experienced management and a strong track record, it's a smart choice for your investment strategy.

[hisureshkumar]

10 Best Mutual Funds for Next 10 Years

One of the best ways to create wealth is to invest in mutual fund schemes. In the medium to long term, these can fetch good returns. However, investors should consider selecting funds based on their financial goals, risk appetite and tenure of the investment.  In this article we would provide the list of 10 Best Mutual Funds for Next 10 years to invest in India.

Why to invest in Mutual Funds?

Before getting into the specific list of mutual funds to invest for next 10 years, let us understand the fundamentals of mutual funds. While there are several investment options, mutual funds has been gaining prominence in the last few years. Some of the mutual funds have generated 10x to 12x returns in the last 10 years. Mutual Funds pool money from multiple investors to purchase a diversified portfolio of stocks, bonds, or other securities, managed by professional fund managers.

What are the benefits of investing in mutual funds?

- Diversification: Mutual Funds does not invest in single stock or bond. They spread the investment across various assets which helps to reduce the risk. - Professional Management: Expert fund managers make informed investment decisions on your behalf. - Liquidity: Investors can buy and sell mutual fund units based on NAV (Net Asset Value) at any given point of time except where there is lock-in period. - Transparency: Fund houses keeps providing updates on the portfolio. - Affordability: Investors can invest as low as Rs 500 in mutual funds. In some funds they can invest even as low as Rs 100.

What is the Economic Outlook for India?

Before identifying the best mutual funds for the next 10 years, let's assess the economic landscape of India and key factors shaping its growth. - Demographic Dividend: With a young and dynamic population, India enjoys a significant demographic advantage, fueling consumption and economic growth. - Infrastructure Development: Government initiatives and investments in infrastructure projects aim to enhance connectivity, spur economic activity, and attract investments. Our recommended Infrastructure mutual funds in 2022 have doubled in the last 2 years. - Digital Transformation: The rapid adoption of digital technologies is revolutionizing various sectors, boosting efficiency and innovation. - Emerging Sectors: Industries such as renewable energy, healthcare, and e-commerce present lucrative opportunities for investors, driven by evolving consumer preferences and technological advancements.

Best Mutual Funds for Next 10 Years to Invest in India:

Now, let's explore the top 10 mutual funds to invest for next decade, considering factors such as historical performance, fund management expertise, and investment strategy. We have provided 2 table, one based on annualized returns and second based on SIP returns. One can use them like a model mutual fund portfolio for investments.

Best Mutual Funds for Next 10 Years – Annualised Returns

Category Mutual Fund Name 3 Yrs 5 Yrs 10 Yrs Index / Largecap UTI Nifty 50 Index Fund 16.2% 14.8% 13.8% Index / Largecap UTI Nifty Next 50 Index Fund 23.2% 19.0% NA Index / Largecap Nippon India Largecap Fund 26.8% 18.8% 18.4% Index / Largecap Baroda BNP Paribas Large Cap Fund 19.8% 18.0% 16.2% Midcap / Smallcap Quant Mid Cap Fund 38.3% 35.3% 21.9% Midcap / Smallcap SBI Small Cap Fund 25.4% 26.8% 27.2% Flexicap Parag Parikh Flexi Cap fund 22.7% 24.5% 20.0% Flexicap Quant Flexicap fund 32.5% 32.0% 24.3% Hybrid ICICI Prudential Equity & Debt Fund 26.2% 26.0% 19.8% International Motilal Oswal Nasdaq 100 FoF 12.0% 21.8% NA

Best Mutual Funds for Next 10 Years – SIP Returns

Category Mutual Fund Name 3 Yrs 5 Yrs 10 Yrs Index / Largecap UTI Nifty Index Fund 15.8% 18.0% 14.3% Index / Largecap UTI Nifty Next 50 Index Fund 30.5% 25.7% NA Index / Largecap Nippon India Largecap Fund 28.0% 26.7% 18.3% Index / Largecap Baroda BNP Paribas Large Cap Fund 24.4% 22.8% 17.0% Midcap / Smallcap Quant Mid Cap Fund 42.2% 42.6% 26.5% Midcap / Smallcap SBI Small Cap Fund 25.8% 30.1% 23.6% Flexicap Parag Parikh Flexi Cap fund 24.7% 26.8% 20.9% Flexicap Quant Flexicap fund 34.0% 38.0% 25.4% Hybrid ICICI Prudential Equity & Debt Fund 26.2% 26.8% 19.1% International Motilal Oswal Nasdaq 100 FoF 19.2% 19.9% NA

Investment Strategies for Long-Term Growth:

While selecting mutual funds for the next 10 years, it's crucial to adopt a disciplined investment strategy aligned with your financial goals and risk tolerance. - Asset Allocation: Diversify your portfolio across asset classes to mitigate risk and enhance returns. - Systematic Investment Plan (SIP): Invest regularly through SIPs to benefit from rupee cost averaging and harness the power of compounding. One can easily make out 1 Crore with 5,000 per month SIP investments. - Stay Informed: Keep an eye on market developments, economic indicators, and fund performance to make informed investment decisions. - Review and Rebalance: Periodically review your investment portfolio and rebalance it to maintain optimal asset allocation and adapt to changing market conditions.

FAQs (Frequently Asked Questions):

To address common queries regarding mutual fund investments, here are some frequently asked questions along with detailed answers: 1. What are the key factors to consider when selecting mutual funds for long-term investment? First step is to consider financial goal, risk appetite and tenure of investment. As a second step, when selecting mutual funds for long-term investment, consider factors such as historical performance, fund manager expertise, investment strategy, expense ratio, and risk-adjusted returns. 2. How can I assess the risk associated with mutual fund investments? You can assess the risk associated with mutual fund investments by analyzing factors such as the fund's investment objective, asset allocation, portfolio diversification, and historical volatility. 3. Is it advisable to invest in sector-specific mutual funds for long-term growth? Investing in sector-specific mutual funds can be risky as it exposes your portfolio to concentration risk. It's advisable to opt for diversified equity funds with exposure to multiple sectors for long-term growth. 4. What role does inflation play in mutual fund investments? Inflation erodes the purchasing power of money over time, affecting the real returns on your investments. It's essential to choose mutual funds that offer returns exceeding the inflation rate to preserve and grow your wealth. Investors should periodically check and should not end up in investing in bad funds which we indicated in our Worst Performing Mutual Funds in the last 10 year. 5. How often should I review my mutual fund investments? It's recommended to review your mutual fund investments periodically, typically every six months to a year, to ensure they remain aligned with your financial goals and risk tolerance. Make adjustments as necessary based on changes in market conditions or your investment objectives. 6. Can mutual funds help me achieve my long-term financial goals such as retirement planning? Yes, mutual funds can play a crucial role in helping you achieve long-term financial goals such as retirement planning by offering the potential for capital appreciation and regular income through systematic investments over time. They should also build strategy and opt for Two Bucket Strategy of Investment which can help them to get maximum benefit. Conclusion: In conclusion, selecting the best mutual funds for the next 10 years requires careful consideration of various factors, including economic outlook, fund performance, and investment strategy. By diversifying your portfolio across equity funds, adhering to a disciplined investment approach, and staying informed about market trends, you can build a robust investment portfolio geared towards long-term growth and wealth creation. Read the full article

[don-lichterman]

MFs collect Rs 1.08 lakh cr via 176 NFOs in FY22 on retail investors' interest

MFs collect Rs 1.08 lakh cr via 176 NFOs in FY22 on retail investors’ interest

Riding on intense retail investors’ interest and a sharp rally in equity markets, asset management companies (AMCs) launched 176 new fund offerings (NFOs) in 2021-22, garnering a whopping Rs 1.08 lakh crore. With liquidity tightening, interest rates on the rise, stock market consolidation in progress, return to work from office, there could be subdued interest in NFOs going forward. While fixed…

[technomoz]

Fund Query: How a 25-year old can invest in MFs to beat inflation?

Fund Query: How a 25-year old can invest in MFs to beat inflation?

I am 25 years old. I get a salary of 26,000 rupees a month. My primary goal is to get returns that beat inflation. SIPs started four months ago, based on BL Star Ratings. Please suggest if I should increase the monthly contribution. My monthly savings are INR 13,000. My SIPs are as follows: ₹1,000 in L&T Balanced Advantage Fund, ₹500 at HDFC Hybrid Equity Fund, and ₹500 at Tata Balanced Advantage…

[wealthzi]

How do India’s biggest equity funds fare against benchmarks

Giant mutual funds are in a club of their own. When smaller but performing funds have to vie for investor attention, big funds draw a stream of investors seeking the comfort in ‘size’. Plus, most of the large funds have a track-record which makes it easier for distributors/advisors to sell them. But are India’s biggest equity funds really doing better? Let us have a close look.

Size matters

We look at the biggest funds in prominent equity categories.

Flexi-cap Fund The over 11-year-old Kotak Flexicap Fund is the biggest flexi-cap fund in the category. It has assets under management (AUM) of over Rs 34,000 crore.

Kotak Flexicap Fund is lagging BSE 500 TRI in 1-, 3- and 5-yr time periods. The fund is doing well in the 7- and 10-year periods where it has given 16.87% CAGR and 14.74% CAGR against BSE 500 TRI’s 14.63% CAGR and 12.25% respectively.

How does the fund do against peers? Well, Kotak Flexicap Fund has under-performed flexi-cap category average in 1-year period, but has shown consistent out-performance in 3-, 5-, 7- and 10-year periods. In fact, in the 10-year time frame, the fund is among the best, burnishing its long-term performance credentials.

ELSS (tax-saving) Fund Axis Long Term Equity Fund has stolen the show in the tax-saving fund category ever since its launch in Dec-2009. Except for a 1-year period, the Rs 27,800-crore ELSS fund has beaten the BSE 500 TRI across 3-, 5-, 7- and 10-year time periods. The same holds true for its performance vis-à-vis ELSS category average.

In fact, Axis Long Term Equity Fund is among the top 5 funds in 3-, 5-, 7- and 10-year periods. Its CAGR alpha over category average is about 200-500 bps, which is substantial.

Large-cap Fund The Rs 26,400-crore SBI Bluechip Fund is the largest among large-caps. About 15 years old, the fund like its large-cap peers has found it difficult to beat BSE 100 TRI recently. In the 1-, 3- and 5-year time periods, the fund has lagged BSE 100 TRI by 100-300 bps. It does well when we look at 7- and 10-year time periods.

Against large-cap category average, SBI Bluechip Fund loses edge in the 1- and 3-year time frame. But, the fund comes back to elements when you look at 5-, 7- and 10-year time frames. It remains among the best 3 funds in longer time periods, with nearly 13.8% CAGR in 10-year periods.

Mid-cap Fund HDFC Mid-Cap Opportunities Fund is the biggest mid-cap scheme in its category. The Rs 26,000-crore fund, launched in June 2007, has lagged BSE 150 Midcap TRI for 1-, 3-, 5- and 7-year periods. It only beats the benchmark in the 10-year period with 17.34% CAGR against BSE 150 Midcap TRI’s 15.27% CAGR.

Against the mid-cap fund category average, HDFC Mid-Cap Opportunities Fund has mixed performance track-record. The fund has beaten the category in 1-, 5- and 10-year periods, but it doesn’t stay above them in 3-year and 7-year periods. This could be due to the mid-cap stock performance cycle which usually does well when the economy does well, and also has periods of under-performance when valuation gets overheated.

Small-cap Fund In the small-cap fund space, Nippon India Small Cap Fund with over Rs 12,000 crore AUM is the biggest. The over 10-year fund  has been doing well among peers with top ranks across 1-, 3-, 5-, 7- and 10-year periods.

Except for the 1-year period, Nippon India Small Cap Fund has beaten the benchmark BSE 250 Smallcap TRI across 3-, 5-, 7- and 10-year time frames by 6-10 percentage points CAGR, which is a phenomenal record.

Given Nippon India Small Cap Fund’s performance against its peers, it also maintains its solid performance against category average over 1-, 3-, 5-, 7- and 10-year periods with elan.  

[niveshnews]

Axis Flexicap Fund: Axis Mutual Fund renames its multicap fund as 'Axis Flexicap Fund'

Axis Flexicap Fund: Axis Mutual Fund renames its multicap fund as ‘Axis Flexicap Fund’

Axis Mutual fund has renamed its multicap scheme because the Axis Flexicap Fund. This comes after the Securities and Alternate Board of India put a strict mandate for multi-cap funds to allocate at the least 25% every in small and mid-cap shares. Later, in its round dated November 6, 2020, Sebi had launched a brand new class of equity-oriented schemes – flexi cap funds.   Holding in thoughts the…