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cherryys · 4 months ago

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I don't particularly like how people sometimes portray itafushi as "pretty smart guy x dumb himbo" mainly because, to me, has implications of "there needs to be a dainty guy who's the brains and a big strong guy who's just nothing but brawns" which feels like an interpretation confromed in heteronormativity. You don't have to make one guy in a gay ship a damsel in distress who can't protect himself and only exists to tell the other guy what to do because he's "smarter", and you don't have to infantalize the other and make him dumb as rocks that only know hows to punch and kick and needs constant guidance from his partner on what to do in any given situation. You can make them both capable. You can make them both able to think for themselves and their actions. You can make them both strong. You can find balancing ways to make them both compliment each other. These characters are complex, they exist beyond the character trope boxes you try to force them into.

One of my favorite things about megumi and yuuji's dynamics is that they make up for any weak spots the other would have during a fight. Yuuji acts first and thinks later, and that could be super beneficial for most fights, especially since Curses and Curse Users are known for taking drastic action first, but sometimes you have complex techniques like Inverse which needs a little bit more strategizing first, which is where Megumi, who thinks first and acts later, comes in. Apart from the fact that he just has more jujutsu knowledge than Yuuji, Megumi has a keen eye for detail (see: even in the midst of being severely injured, he managed to notice Hanami's weak point and tell Todo (and later Gojo) about it). He just noticed Inverse's mechanics and quickly applied a strategy to beat him. This is not to say Yuuji wouldn't have eventually figured it out (he's very adaptable and a quick learner!) Megumi just figured it out faster due to his high Battle IQ, but that does not diminish Yuuji's intelligence at all. He's quick on his feet, he's relentless in his attacks (Mahito) and can adjust to any changes in the battle (allies coming to help him). That's intelligence.

On the other hand, we have people who think Megumi is incapable of fighting. Now, this is mostly because Gege gave Megumi so many Ls at the start (😭), but if you see his growth, you can see him plenty capable of taking on opponents on his own. He can fight for himself, he's a capable fighter too. He handled himself well against Toji (despite what the anime wants you to believe), got jumped by 3 people while really exhausted and still won. Just because Yuuji is stronger than him physically (and not by that large of a margin as some make out) doesn't make him any less capable of scraping with someone, fists and all.

You can make them balanced while still having flaws (Yuuji being reckless, Megumi being someone hesitant who always second-guesses his actions) but i get annoyed when those flaws turn up to a 1000

#jjk fandumb #because i keep seeing this alot #people who try to make megumi out to be incapable and has to be saved by yuuji every single time #like no he can fight #i know this current situation makes him seem incapable but i promise you thats just because hes literally sunk into despair #same with yuuji #just because he doesnt strategize as thoroughly as megumi doesnt make him dumb #hes just an action guy first #and thats not indicative of his intelligence at all #like hello did we forget his fight with higaruma #he can think for himself! (i know. shocker!)

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viact1 · 15 days ago

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Integrating Generative AI and IDD for a Smarter, Faster Construction Workflow

As a new industry, construction is booming fast with new technology introduced in the business to make the industry more efficient, safe, and productive in all operations. In these regards, one such advancement lies in the possibility of connecting Generative AI Solutions with Integrated Digital Delivery, or IDD. The latter technologies, respectively, are changing how companies approach managing construction projects, holding large promises for faster error-free deliveries and better standards of safety.

From this blog, you will learn how Generative AI and IDD are set to change the workflows in construction and give answers to all of those headaches that many construction professionals are facing today.

What is Generative AI, and How Does It Improve the Construction Process?

A very viable benefit of Generative AI for construction is its enhancement of the safety standards in it. AI, when integrated with video surveillance, allows site construction operators to monitor not only for hazards and unsafe practices but also to monitor real-time behaviour.

The AI immediately senses cases of unsafe practices. Such includes the presence of essential PPE not donned on the workers' uniforms, faulty operation performed with machines, and danger being a hazard in restricted zones. These experiences raise an instant alert to the safety teams to act in time and prevent accidents before they become a calamity.

What is Integrated Digital Delivery (IDD)?

IDD, or Integrated Digital Delivery, combines digital technologies applied to designs and stages of implementing the construction project. IDD employs, in integrated power, the use of Building Information Modeling, project management software, and collaborative platforms that later give a central view of the project status in real time. IDD breaks open the silos that traditional construction workflows shut up, giving everyone-from architects and engineers to contractors and suppliers-real-time access to the same data.

With Generative AI and IDD: Fantastic Synergy

If Generative AI Solutions is teamed up with Integrated Digital Delivery, improvement margins on construction workflows would be multiplied. Here is how the two technologies could be mixed to make the construction process efficient and optimised as follows:

The generative AI shall be well interconnected to handle and review large amounts of data coming from different sources, such as construction equipment, worker behaviour, and environmental conditions. This shall immediately give real-time insights. IDD can realise this by bringing together and automatically syncing relevant information across the digital ecosystem of the project so that the latest information reaches everybody with a stake in the project. Better, speedier decision-making shall spearhead the project.

2. Optimized Resource Allocation

Generative AI Solutions can analyse historical project data of completed projects to predict levels of resources required, thereby enabling managers to manage resources better. Along with IDD, which tracks and manages resources in real-time, AI ensures utilisation wherever needed the most, which prevents waste as well as delays.

3. Enhanced Collaboration

Management often tends to be smaller than the actual construction teams and subcontractors. IDD will easily allow multiple teams to collaborate. Generative AI could easily automate more mundane tasks like the creation of report generation, managing milestones, and scheduling meetings. More attention could be given to strategy, along with activities such as problem-solving and planning.

4. Proactive Risk Management and Compliance

At the heart of construction needs are risk predictions and mitigation. The Generative AI can scan through historical data, predict possible risks from disruptions either due to weather or maybe supply chain delays or breakdowns in equipment, and alert a project team. Once connected with IDD, such alerts are automatically sent in real-time to all the people who will be affected by the possible disruptions that come along.

For instance, AI and IDD are intertwined in such a way that all safety protocols and compliance standards are being monitored by monitoring devices at all times. This would ascertain whether the worker is correctly equipped with PPE, whether the construction site meets the local regulations, and whether the integrated system can provide real-time tracking and audit compliance to minimise risks of fines and delays.

5. Increased Speed in Delivering Projects

IDD combines project timelines substantially with the assistance of Generative AI, which drastically reduces these. AI interferes with and enforces a real schedule, resource management, and risk avoidance, while IDD combines everyone involved into a balanced state with each other as well and lists even the most recent and up-to-date information. In this manner, response times accelerate, and bottlenecks lose ground so that the project delivery is completed.

Conclusion

Generative AI Solutions with Integrated Digital Delivery (IDD) represent the future of construction, which is the future when projects can be executed much faster, much safer, and much more efficiently. Using AI and digital tools, construction firms can fine-tune everything from planning to execution for workers, stakeholders, and clients alike.

It has morphed from a fad into a strategic play with Generative AI and IDD, which puts the company in the best position to capture some of the speediest, wittiest decisions in the business. Visit viAct and integrate digital delivery into your business to gain more profit and provide safer environments for your workers.

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fernandaantognoli · 1 year ago

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When Community Becomes Your Competitive Advantage

by Jeffrey Bussgang and Jono BaconJanuary 21, 2020 We’ve seen a precipitous decline in participation in civic organizations in recent years; membership numbers are down for religious groups, labor organizations and non-profits. A cynic could interpret these trends as a sign that we have all become digital hermits, with our noses buried in our highly personalized screens. The reality is that powerful communities are not just alive and well but also booming. They just look different than they did 50—even 20—years ago. They are organized around businesses and brands and providing profound opportunities for companies around the world.

Take Salesforce for example. While you might think its $140 billion valuation is due purely to its innovation of software delivered on demand through the cloud, it has also created a community of nearly 2 million members who support each other, organize events, produce content, and are a critical part of its global operations. This community is an international network of minds, talent, and time, all supporting the success of Salesforce. The company’s annual “Dreamforce” conference, which attracts nearly 200,000 acolytes to San Francisco each year, represents a mecca for its ecosystem to convene, build relationships, and advance its corporate agenda.

Other examples include Harley Davidson, which has created more than 1,400 local chapters around the world for enthusiasts to get together in person and discuss their bikes; Fitbit, which has a community of more than 25 million members, who share and refine their exercise regimes; and HITRECORD, which has brought more than 750,000 artists, writers, and filmmakers together to collaborate on productions, many of which have shown at Sundance. The list goes on.

While communities generate tangible value for businesses — such as content, events, online advocacy and marketing, technology production, customer support, and education — it is the intangible value that members derive from the experience that makes these environments truly “sticky.” Human beings are fundamentally social animals. Behavioral economics and psychological research have taught us that we fundamentally crave a sense of connectedness, belonging, mission, and meaning, particularly when performing our work. Theresa Amabile’s The Progress Principle and Daniel Pink’s Drive both demonstrated that making progress towards a shared mission is the most motivating force a professional can feel. Communities deliver these benefits, creating a sense of shared accountability and a set of values while preserving individual autonomy.

A Superior Business Model

If a company can transition from simply delivering a product to building a community, it can unlock extraordinary competitive advantages and both create and support a superior business model. Specifically:

Enthusiastic members help acquire new members, resulting in lower customer acquisition costs and a tight viral loop. Members are loath to abandon the community, resulting in increased retention and therefore improved lifetime value. Members support one another, resulting in high gross margins due to a lower cost of service. The result of this are very real network effects: as engagement grows, the community gets smarter, faster to respond, more globally available, and generates more value.

Codecademy is another example of a company that has figured out how to use community to support its business model. Since the company was founded nine years ago, more than 50 million people have taken one of its courses. Beyond its rich catalog of interactive educational content, the secret to Codecademy’s success has been its ability to link learners who contribute to the catalog and collaborate to improve their skills. Users of Codecademy Pro (the company’s paid offering) have access to a Slack group so they can meet, mingle and share best practices with others and gain access to events with industry professionals and peers. More advanced learners mentor the novices. This rich learning environment generates a network effect in the business model for a company that might not inherently have one.

A Sea Change Is Happening

Why is this happening now? One key reason is that technology-based communication platforms are more commoditized and accessible than ever before, building a rapidly growing addressable audience. We now have multiple generations of people who have grown up with technology and especially mobile phones and social media as part of their day-to-day lives. Global smartphone penetration is estimated to reach 45% in 2020, thus nearly one out of every two humans on the planet has the capacity to engage socially with others online.

With the ground seeded, many cheap, scalable tools for building communities both digitally and locally have been developed. These include Discourse, Slack, GitHub, Meetup.com, and WordPress, all of which make it practically effortless to convene and engage like-minded individuals and, as a result, are increasingly popular.

Consumers today also expect different relationships with brands. They don’t just want a customer support email address and a newsletter; they want deeper interaction with the company and fellow buyers of the product or service. It should be no surprise that in a recent survey, nearly 80% of startup founders reported that building a community of users was important to their business, with 28% describing it as their competitive moat and critical to their success. The top five brands in 2019 — Apple, Google, Microsoft, Amazon, and Facebook — have all invested significantly in digital and in-person community engagement across their various product portfolios.

Seven Success Patterns in Community Building

Motivated by the allure of a superior business model, accessible tools, and an eager and available audience, any company can build a tribe. But this is both a technological and cultural challenge. It’s not enough to set up a platform. You also need to create an environment that incentivizes the behavior you want to see, exposes the value generated, and highlights and rewards great participation.

Successful communities have seven key elements:

A shared purpose and values. As former Instagram executive Bailey Richardson puts it, the community must be able to answer the question “Why are we coming together?”

Simple, easily accessible value consumption. Prospective and existing members can easily see what they’re getting: support, events, documentation, the ability to download and use technology, etc. This value is not hidden or buried, it is clearly organized and available.

Simple, easily navigable value creation. Members can easily create new value for others in the group to consume. This contribution process is (a) crisply defined, (b) simple and intuitive, and (c) provides almost-immediate gratification.

Clearly defined incentives and rewards. Quality contributions (e.g. content, support, technology, etc.) and community-centric behavior (e.g. mentoring, leadership, and growth) are acknowledged and applauded to build a sense of belonging, unity, and satisfaction.

Carefully crafted accountability. There is a clearly defined, objective peer review and workflow — for example, reviewing content, code, and events. This doesn’t just produce better, more diverse results, it also increases collaboration and skills development.

Healthy, diverse participation driven by good leadership. When you are intentional about diversity and good conduct and have leaders who embody and empower these important principles, you reduce toxicity and increase value.

Open, objective, governance and evolution. There is clear, objective governance, and community members can play an active role in reshaping its structure and operational dynamics together, giving them “skin in the game” and, thus, a sense of ownership and responsibility.

Chief is an interesting case study of an emerging community seeking to embody these patterns of success. The company is a private network designed to support exceptional professional women with a core set of services such as coaching, peer learning and network building. Since its launch in January 2019, the company has grown rapidly and has more than 5,000 names on its wait-list. Value consumption (advice to advance your career) and value creation (peer-to-peer coaching) are obvious and clear, as is the healthy, diverse participation of community members that feel a sense of mutual accountability for their individual and collective success. As the company scales to cities throughout the United States, its community presents a formidable competitive moat, organized around the mission of professional advancement and support for female executives who are members.

Measuring Success

While there is no silver bullet for building a community, success is delivered by tracking a crisp, focused set of metrics and regularly evaluating and making adjustments based on those evaluations. This process is an evolutionary one, where your cross-functional team should repeatedly ask questions about the results they see and hypothesize changes to drive improvements. These changes are then delivered as a series of small experiments that will both move the needle and build internal experience.

For companies building a community initiative, the areas you track should be:

Community Consumption and Creation. This means tracking active participation and the value that members consume and produce. For example, measuring community traffic, sign-ups, individual contributions (e.g. answering questions, running events, improving content), and other areas.

Delivery and Execution. This means looking at how well your company is building community strategy, estimating work, and executing effectively. This is important to ensure planning and execution are aligned and avoid spinning your wheels.

Organizational Experience. This involves following the incubation and evolution of community skills and expertise in your business (e.g. reading and reacting to data, mentoring, moderation, conflict resolution, building and delivering incentives, etc.). This is important to ensure the company is what it needs to foster and grow the community, especially as it scales up.

We are in the early stages of truly harnessing the potential of carefully crafted, productive communities. Done well, and when intentionally woven into the fabric of the business, communities can offer a sustainable competitive advantage and drive brand awareness, value production, and therefore overall commercial valuation (oh, and delivering a world-class, personal, gratifying member experience.)

The future of business is a more open, connected, engaging one, and communities are going to change the nature of how we interact with brands, products, and other people.

Jeffrey Bussgang is a senior lecturer in the Entrepreneurial Management Unit at Harvard Business School and a general partner at Flybridge Capital Partners. He is the author of Entering StartUpLand: An Essential Guide to Finding the Right Job (Harvard Business Review Press, 2017). Jono Bacon is a community and collaboration strategy consultant, a former community director at GitHub, and author of People Powered: How Communities Can Supercharge Your Business, Brand, and Teams (HarperCollins, 2019).

#COMMUNITY-CENTRIC #COMMUNITY-AS-A-BUSINESSMODEL #2023 #UY

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eyecatchersadagency · 2 years ago

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THE FUTURE IS SMAC SOCIAL, MOBILE, ANALYTICS AND CLOUD

Information technology industry have been trembling since past few years due to collected impact of social networking, mobile, analytics & cloud competing technologies. Then again in past couple of years, this mixture of technology is changing the trade model.

Today’s SMAC is ‘the fifth wave’ of IT architecture—is happening faster than anything that’s come before. By 2020, as many as 100 billion computing devices will be connected to the Web. And corporations will be managing 50 times the data they do currently. So SMAC will have a multiplying effect on businesses and increase productivity across the organization.

Social 76% of business are using social media for business objectives this year. Mobile 72% cited improved productivity as a driving factor in adoption of start mobile. Analytics 75% of executive are working to increase their company’s use of analytics. Cloud 92% are satisfied with their cloud based service & it increased by 2014

SMAC share of total IT budget for is social media 3.4%, mobile app & device 5.3%, analytics 10%, cloud 9.5%. SAMC will drive around 90% of all growth in IT market till 2020. By 2020, IT business will generate $225 billion revenue using SMAC. SMAC estimated to be between $70 billion & $200 billion over the next three years. In 2015, most app will sync, collect & analyze data about users & their social graph.

THE SMAC EFFECT

In all Industries across the business landscape, the SMAC is eroding the century-old blueprint of value chains and spawning new, highly distributed, virtualized business models. The power of this technology platform is in treating it as a stack, for its components have a multiplying effect when they work in combination.

Real World Examples

Using SMAC in Retail Retailers are strategically deploying the SMAC Stack across key business processes to combine the best of virtual and physical retail shopping experiences. Now a customer’s mobile device can signal store management while they’re shopping. Advanced analytics arm associates with the right knowledge about that shopper so they can provide more valuable assistance. And customers can compare products, get information and redeem targeted offers from the Cloud while in store.

Corporate auditors can collect, process and share critical product insights from a single device. With intelligent, powerful iPad applications, store visits become a lot more productive. Information about promotions, inventory, pricing, product placement and competitors is transferred digitally and stored in the Cloud for further analytics and processing. All of which drives smarter marketing strategies to increase sales.

SOCIAL

Social Social's vocabulary senses are community, cluster, collective, gathering, combined presence, schmoozing etc. So being social means networking with others and sooner or later with entire world. There are various channels for this communications and the channel in query here is Internet. In pre-internet eras, the channel of communication was face-to-face, newspapers, letters and phones. With arrival of internet, web centered interaction facilities began linking individuals. Social media is being used by so many people, which no other channel has accomplished in history, at this gauge.

Facts to Observation

Facebook has 1.3 billion live users, which is matching complete inhabitants of world's most densely inhabited nation- China. Paradoxically, Facebook is congested in China. 73% of grown-up Americans practice one or other social networking sites. 25% individuals on this globe use social media. This progress is further than 100% year-on-year.

Mobile

At the moment nearly all data and deal is accessible on mobile and people usage those to be dynamic and productive. Even, in isolated communities in developing markets, wherever there is no internet entree, individuals use basic mobile phones with black and white dis-plays for marginal communications like reserving train tickets, fund transmissions, disbursements etc. In underprivileged nations, several individuals through a community share a mobile phone to be linked. So, virtually everyone on this globe is linked by mobile phones.

Facts to Observation

7.1 billion People existing on this globe 6.6 billion mobile users Number of mobile devices are expected to be 10 billion by 2016 it would approximately be 1.5 times of world's population

Analytics

Analytics means methodical and efficient examination & study of available data and information. There is information all over the place causing into an excessive available information and data. All information cannot be used in available form for purposes like decision making. Analytics makes broad usage of mathematics and statistics to transform raw information into significant information which can help and support decision making process.

There are pre-packaged applications which assist organizations in analyzing their information and provide them important understanding of their information – such as consumer behavior, financial investigation, sales optimization etc. Merger of various analytics methods and approaches is referred as advanced analytics. Established on these several methods, Advanced Analytics supports in forestalling future results – such as forecast a machine botch and alert to escape interruption. As analytics says it can forecast upcoming, it is so enthralling.

Cloud

Humble denotation of Cloud in framework of SMAC is usage of software applications as a provision without procuring them. Facility is presented distantly over internet and a usage rent is compensated to vendor. User does not require not buy and install hardware, soft-ware, network and infrastructure to start using the application without any spending, and pay according to usage of the application. A cloud centered infrastructure offers facilities from anywhere utilizing any machine at a far lesser usage rate.

It offers several other advantages such as usage of newest technologies, compact in-house IT workforce, and healthier prospects for invention whereas day-to-day processes actuality moved to cloud service supplier. Thus, receiving software facilities at lesser expense devoid of any capital expenditure brands cloud a rewarding choice for establishments to think through. Moreover, cloud is not only about the cost cutting, it is also about invention, entree to modern tools, on-demand availability and ability to scale-up and scale-down on the basis of requirement.

SMAC Influence

Establishments, in order to successfully run their companies, conventionally have been using several enterprise applications such as ERP, Project Management, Business Intelligence, CRM, BPM and many more. These applications are in practice for several years and function as mainstay of the establishments. Now this application collection is being challenged by some technologies from SMAC pile. Businesses have begun installing enterprise mobility and in-house Social Media applications. They are also bringing certain applications on private clouds.

At-least one technology of SMAC pile will be used by every enterprise. Business heads should be watchful of development in this pile and should not oversight the movement, as this technology pile will convert the way businesses are being operated. Therefore, this pile has high capability to upset their IT field. They should cautiously assess the influence from each of these technologies on their applications and implement consequently. Though, there is no instant implementation require to act in rush, but a cautious influence analysis is essential. Particularly for enterprise applications, the influence of this whole pile is high.

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nathenortizblog · 4 years ago

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Week 4 Blog Post Due 9/16/20

1. How would folks argue about Afrocentric content? Would they consider it segregation or inclusivity?

In the reading “The Revolution will be Digitalized: Afrocentricity and the Digital Public Sphere” the author states how “in 1995 the Yahoo search engine initiated a separate category for Afrocentric content on the World Wide Web” (pg.127). White folks were typically the first to have a computer and access to the internet because they were typically rich. Therefore, most of the internet users consisted of white folks and very little people of color. In our current society many marginalized groups struggled gaining access to the internet when we transitioned to virtual learning. The decision of including Afrocentric content onto the internet can be argued to be segregation because they are not including these users into the mainstream group of white internet users. This would be excluding them and directing them or encouraging and forcing them to only use the Afrocentric search engine However, this could also be argued as being inclusive and giving black folks their own space on the internet to socialize and meet other folks in their community. In our current society many people of various identities are now internet users and we even find different communities on the internet without a search engine. An example is Tik tok where your feed may consist of a community of DIY creators, a community of folks who sing covers of songs, and even a community of pet owners.

2. How can a name be associated with a specific identity if as we grow up we discover new identities of our own?

At birth the doctor is the one who takes charge of assigning our gender based on our sexual organs. Our parents are then the ones responsible for assigning us a name to put on our birth certificate which we will be referred to for the rest of our lives. In the reading “Race After Technology: Abolitionist tools for the New Jim Code” the author asks the question of what’s in a name. The author questions if “your family story, your religion, your nationality, your gender identity, your race and ethnicity” is in a name (pg.18). In this reading the author describes how names can be associated with a specific race and fears the stigmas their child will encounter due to their race and name. However, associating names with a specific identity such as race is wrong on many levels. Some folks change their name in order to correlate to their gender identity, regardless if it is the same one assigned at birth. Assuming ones pronouns based on their physical features is wrong just like assuming ones race based on their name. As we grow older we explore our current identities and discover new ones whether they be based on race, ethnicity, sexuality, and gender. Therefore, associating a name with a specific race is wrong because people have various identities but also, folks even have a prefered name.

3. What are other biases technology may have embedded in its algorithms?

In the reading “Race After Technology: Abolitionist tools for the New Jim Code” the author states “tech designers encode judgements into technical systems but claim that the racist results of their designs are entirely exterior” (pg.32). The reading exposes how tech companies try and cover up their racist agendas as a flaw in their algorithms in order to not be attacked my mainstream media. However, algorithms can also be sexist, homophobic, and even ableist. An example is in the tv show How to Get Away With Murder in which the episode follows a man suing the creator of a dating app for him not finding love on the app. He tries to argue it is because the creator used the algorithm to not have anybody match with him because he is disabled. This is an example in mainstream media of how algorithms can harm people with multiple identities.

4. If algorithms are so helpful why do we continue to use them if so many biases are embedded with them?

Having access to technology is a privilege especially in our current virtual setting because some folks only have access to technology within a school environment. In the reading “Algorithms of Oppression: How search engines enforce racism” the author describes how marginalized groups are targeted by algorithms. According to the author “redlining has been used in real estate banking circles, creating and deepening inequalities by race that people of color are more likely to pay higher interest rates” (pg.25). The reading then describes how people of color such as Blacks and Latinos suffer these injustices in real estate just because of their race. Algorithms are continued to be used because they make jobs easier especially considering how heavily we rely on technology of course we want it to be easy. Also, folks do want to be able to work smarter but not harder at their job. However, these algorithms should be redefined in order to not target marginalized groups. These algorithms should be made by people of color and make sure these algorithms do not associate specific names with a specific race. Additionally, these algorithms should only be made to make jobs easier, faster, and more efficient and not have any form of racial, sexist, or homophobic motive behind them.

Benjamin, R. (2019). Race after technology: Abolitionist tools for the New Jim Code. Cambridge: Polity.

Everett, A. (2002). The Revolution Will Be Digitized: Afrocentricity and the Digital Public Sphere. Social Text, 125-146.

Noble, S. (2018). Algorithms of oppression: How search engines reinforce racism. New York University Press.

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amvngthestars · 4 years ago

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Bad Ideas

Commander Grant Shepard could never be described as particularly well planned. Thought out discussions are a little harder for him, but actions speak louder than words right? Maybe?

Words: 1256, Chapters: 1/?, Language: English

Series: Part 1 of the Grant Shepard: With Reckless Abandon

Fandoms: Mass Effect Rating: General Audiences Warnings: No Archive Warnings Apply Categories: F/M, M/M, Multi Characters: Male Shepard, Grant Shepard, Garrus Vakarian, Kasumi Goto, EDI (Mass Effect), Jeff "Joker" Moreau Relationships: Kasumi Goto/Male Shepard, Male Shepard/Garrus Vakarian, Kasumi Goto/Male Shepard/Garrus Vakarian Additional Tags: Eventual Poly Ship, Open Relationship, It's Complicated will always be Grant Shepard's relationship status, Hannah Shepard just hopes for a message every now and then, Drabbles mostly

“Shepard,” A kiss.

“Shep, you need to stop,” A kiss and a nip.

“Grant, stop, please.” Frozen in his lap, I don’t want to admit he’s right. Grasped hands clutch tighter at his armor, his cowl.

“I, dammit Shepard, how are you annoyingly good at that?” A smirk, leaning closer hoping he’s changed his mind and will let me do what I want.

“No, that is definitely not what I meant by that, Grant,” A pout, pulling back, still not sure if his lap can be my seat. Talons rest uneasily on my hips.

“You need to use your words Shep, I know where I stand, but with everything, I don’t, I don’t know what’s going on inside your head,” A cheek bitten, he knows me too well. A part of me still wants him to know me better. Sliding out of his lap to get a drink, something, anything, to distract me from the reality that I just jumped my best friend in the middle of the same room where she and I once laid.

“Look, I know- I know what you have with Kasumi is, for lack of a better word, complicated, but whatever that just was, wasn’t. It wasn’t honest.” A bitter smile, what use does honesty have for liars and criminals? For thieves and murders? A long pull from the whiskey.

“You know she’d hate to see you crack open the good one without her,” He’s right, I hadn’t even read the label. Another pull. She doesn’t even drink that much, just enjoys seeing me drunk.

“Hey, Grant, I’d like to have this conversation with us both sober, and both of us actually talking?” His mandibles flutter when I turn to look at him again. I decide I like the flutter, it reminds me of when Kasumi would tuck her knees to her chest. He’s determined to keep his mouth shut, until I make this A Conversation. I don’t want to. But he will be more stubborn than I.

“Garrus, I haven’t heard from her in three months.” The weight on my mind lifts for a moment, having admitted it at last.

“Well I can’t imagine why, it’s not like there’s a war going on now,” He replies dryly, not understanding my fears. He doesn’t understand how well Kasumi can actually hack military systems.

“We sent video messages every week while I was in holding on Earth,” I hope he gets it, understands how hard that is. How talented she is. His mandibles twitch this time, shock.

“Damn,” He’s impressed. He should be. Kasumi is one of a kind.

“I know stress of possibly having lost, her, isn’t cause enough for what I did. So know that you have been just as heavy on my mind as she,” Another flutter, I would grin at getting him to do it again were it not for the current topic. I want to go back to kissing him instead.

“Uh, I uhm, well,” he sputters, unsure of what to say. I shake my head, knowing that I should explain myself better.

“Before we found each other on Menae I had been praying you weren’t down there, weren’t actually on Palaven even though I knew you had to be, because fighting with your people is what you do best. Saving lives is what you do best. But I wanted you to be on that moon, so I could see you again.” A pull from the whiskey. Admitting it was easier than when I admitted it to Kasumi, but still not easy enough to do it sober.

“So wait, are you saying that-? But I thought humans were all monogamous-? I-” He’s fluttering, from his words or mine I can’t tell. Another pull from the whiskey. Saying it made it much more real than stray thoughts stringing together a possible conclusion. I wish she was here.

“Monogamy isn’t a requirement Garrus, neither is attraction to your own species. No, I haven’t spoken at length with Kasumi about this because once you left the Normandy to go back to Palaven I figured it best to stop any feelings I had for you since you seemed interested in, something else.” I know the whiskey will hit me soon, and hearing Garrus’ sub-vocals always do things to me, being drunk will just make me act on them faster. The whiskey goes back on the shelf before he says anything else.

“I, uhm, I might need some time to think about this. What this means,” The for us goes unsaid but it’s there in the margins. A nod, understandable, reasonable of him to say that.

“In the meantime, you need to think about what you’re going to tell Kasumi,” A jerk of my head. She’s off the grid, and I know that Jondum Bau has been on her tail since forever. My spectre status allowed me that. But any new finds or information is strictly classified. There is no finding a thief intent on not being found.

“Don’t give me that look Grant, she’s far smarter than anyone ever gives her credit for. Five credits says that she probably knows already with how easily she reads you.” He’s right, the majority of the fights we had ended within a half-hour due to her insight. My dense outlook only made things marginally more difficult. Somehow she could always see through me.

“Well, aren’t you going to say something Commander?” A clench of my jaw, I hate when he calls me that. It means he’s trying to distance himself, put more space between us.

“Tell Joker we’re going to the Citadel after we finish scanning this system, I need to check on Engineering” If he was going to try and back away from this, who says he gets to be the only one? Standing up, needing tangible distance. Already starting to head towards the elevator. I am stopped by EDI’s fabricated voice over the intercom.

“Commander Shepard, there is an notification for you. A ping on the radar, it would seem,” Radar? Techs and spooks, none of them speak clearly.

“A proverbial red rose, has appeared in Citadel space, sir.” There is no way she could mean anything else but what I think she means.

“Chart a course to the Citadel now, and leave the scans for another time. I’m heading up to the bridge now,” The doors open as I’m thinking about possibly performing a charge to get through them.

“Wait, Shep what? I thought you were about to go to Engineering? What does a red rose mean?” Garrus is confused but he’s going to have to follow if he wants to know. I step on to the elevator and start pacing as it begins its ascent. The sound of Garrus’ steps behind me let me know he has decided to come with me to the bridge.

“Kasumi used to be much more romantic than now. As a beginner, she’d leave a calling card in the wake of her thefts. A red rose,” It’s all I need to actually say. Garrus can put the pieces together easily enough. A glimpse of his expression shows some anxiety, but also an eagerness I did not expect. We both storm on to the bridge as soon as the doors open and stand behind Joker’s chair as he sums up the events.

“Well damn, looks like that Bau guy finally caught up to her huh? Can’t say he’s not persistent. Or dedicated. Or lacking useful things to do other than chase Kasumi around am I right?”

#writing #grant #grant shepard #mass effect #mass effect 3 #me #me3 #kasumi goto #garrus vakarian #m!shepard x garrus #m!shepard x kasumi #m!shepard x garrus x kasumi

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palesoultaco · 2 years ago

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Automotive Data Monetization Market Competitive Landscape, Research Methodology, Business Opportunities, Statistics and Industry Analysis Report by 2028

The study further explores and provides an in-depth analysis of current market dynamics and recent trends, focusing on various key factors and potential growth opportunities and risks. The report focuses on leading regions and their major countries to anticipate market growth in the forecast years.

Global automotive data monetization market revenue growth is driven due to increased application of advanced analytics and Big Data in automotive manufacturing and to provide more advanced features and services in vehicles, reduce operational costs and investment, and enhance driver and passenger safety. Vehicles are getting increasingly more connected to each other and advancements in road infrastructure and increase in number of sensors being used is resulting in generation of vast data volumes. Data collected can be leveraged and monetized, but this is currently at a nascent stage.

Vehicles are able to capture and share different types of data, including on vehicle performance, geolocation, biometric data, and driver behavior. GPS functionality has supported navigation systems for years, and smarter applications of data are adding value in the form of real-time road safety and traffic updates and alerts. Operational functionality and vehicle health data are gaining traction as automotive manufacturers are developing more app-based tools to monitor major maintenance statistics. Even though biometric data is at its infancy, sensors in the cockpit allow vehicles to monitor driver’s heart rhythm, stress levels, fatigue, and alcohol consumption.

Visit the link below: https://www.emergenresearch.com/industry-report/automotive-data-monetization-market

Highlights of Report

Predictive maintenance enables insights about the need for maintenance of vehicles before a breakdown occurs. Predictive maintenance analyzes data generated from connected vehicles to understand the need for maintenance with current vehicle sensor data. It saves additional maintenance cost, increases efficiency of vehicles, and improves experience of both customers and companies. It also helps in saving lives from unexpected accidents.

Cloud segment accounted for a larger revenue share in 2020 due to better scalability, improved cost-efficiency, increased reliability, and faster time to access new technologies as a readily available service. Cloud-based deployment is key solution for OEMs due to the above benefits.

North America accounted for largest revenue share in 2020 due to rise in demand for connected cars, integration of IoT in the automotive sector, and increasingly stringent vehicle safety norms. Moreover, steady deployment of Advanced Driver-Assistance Systems (ADAS) in the U.S is further driving growth of the automotive data monetization market in the region.

Competitive Landscape:

Furthermore, the report includes an in-depth analysis of the competitive landscape. The segment covers a comprehensive overview of the company profiles along with product profiles, production capacities, products/services, pricing analysis, profit margins, and manufacturing process developments. The report also covers strategic business measures undertaken by the companies to gain substantial market share. The report provides insightful information about recent mergers and acquisitions, product launches, collaborations, joint ventures, partnerships, agreements, and government deals.

Major companies operating in the market include Continental AG, Tech Mahindra Limited, IBM Corporation, Harman International, Tesla, Microsoft Corporation, Wejo Limited, Oracle, Caruso GmbH, and The Floow Limited.

Emergen Research has segmented the global automotive data monetization market on the basis of type, deployment type, end-use, and region:

Type Outlook (Revenue, USD Billion; 2018–2028)

Direct

Indirect

Deployment Type Outlook (Revenue, USD Billion; 2018–2028)

On-Premises

Cloud

End-use Channel Outlook (Revenue, USD Billion; 2018–2028)

Insurance

Government

Predictive Maintenance

Mobility as a service (MaaS)

Objectives of the Report:

Industrial structure analysis of the Automotive Data Monetizationmarket by identification of various sub-segments

Extensive analysis of key market players along with their SWOT analysis

Competitive landscape benchmarking

Analysis of Automotive Data Monetizationmarket based on growth trends, futuristic outlook, and contribution to the total growth of the market

Analysis of drivers, constraints, opportunities, challenges, and risks in the global Automotive Data Monetization market

Comprehensive analysis of competitive developments such as expansions, agreements,

new product launches, and other strategic alliances

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#automotive data monetization market

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tango-uniformed · 6 years ago

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Attica! Attica!

This sucks but I like Attica as a neurotic republican politician. Idk how to write Leon being mute or whatever I just gave him a stutter bc...communication. Also I dearly wanted Serena to have a solid place in the cast so I was like, what the hell, she can be on Attica’s staff. Idk if she should have an important position like campaign manager or something but rn she’s just an assistant. Also since this is Attica’s POV Serena is less funny and Leon is idk more caring than he actually is bc she perceives them that way (Serena is actually funny and Leon is actually a dick)

Its funny because I’m pretty sure Attica is going to be the “good guy” on the protagonists side and help them and Milo is going to end up being a terrifying source of trouble for everyone. Also I was like ok and rolled the ethnicity dice and was like the Kings can be Chinese and the surname King was changed by their grandfather from Qing when their family really started grabbing power, and then was like ok Serena’s adopted but she’s of Iranian origin (guess that means Danny is too)

$$$$$

Attica King averaged 4 hours of sleep a night. And that was if she was lucky.

Looking at twitter was giving her heart palpitations, but what was she supposed to do, 5 weeks before the Midterm elections? Her numbers guy said that her district would re-elect her by a large margin-- it was red. It had always been red. It wasn’t like that hippie freak who was running against her had a chance in hell. People in Indiana loved her. People in DC though, where she spent considerably more of her time, hated her guts. The vitriol and fake news that journalists were spewing about her online proved that much.

“I’m gonna kill somebody,” Attica said. It was 7 am. She had already been to the gym, showered, sensibly done her hair and make-up, and put on the kind of suit that said ‘listen to me you dummy’. She brandished her phone at her Chief of Staff. “Do you see what they’re saying about me, Leon? They act like I’m some kind of younger, smarter, Chinese female version of Stalin all because they can’t bully me into voting for their stupid gun regulations. People are out there blowing each other up with their minds! What the fuck am I supposed to do, help get rid of guns and leave every sucker who can’t do magic defenseless?”

Leonard, Attica’s Chief of Staff and younger brother, shrugged helplessly. She liked to think of him as the RFK to her JFK. Without the whole getting shot in the head thing. “G-get off twitter,” he said. He was not partaking in the breakfast that Attica’s assistant picked up for the team. Something about the breakfast pastries and espresso made him bitch about how unhealthy it all was. Leon opted to bring a protein shake instead, which worked out for him. At 6 feet tall and weighing over 200 pounds of muscle, he was often mistaken for her bodyguard if he wasn’t dressed up. He kept his black hair shorn close to his head, which didn’t help either. It made him look like he was the type to rip people apart with his bare hands. “You’re obsessing.”

“Where the fuck is Myers?” she asked. “He’s my communications director. Shouldn’t he be out here, I don’t know, directing? Putting an end to all this fake bullshit.” Attica looked at her phone again, pulling up a particularly offensive tweet. “‘ King is unhinged and desperate, putting the needs of lobbyists in front of the needs of her constituents.’--and this is posted with that terrible picture of me, that unflattering close-up where I had pollen in my eyes so they looked red.” She was gripping her phone so tightly that her knuckles went white. “Now whose fault was that? I didn’t have my eye-drops.”

The only other staff member present, Attica’s personal assistant of 3 years, went bug eyed. This was magnified by her thick lensed glasses. She put up her hands defensively and almost dropped the armful of manila folders she was holding. “That’s not my fault, that picture was from when I took some personal time off.”

“That was when you were vacationing in the mental hospital again and I had to rely on a temp for two weeks and was completely up shit creek without you, Serena, so yes it was completely your fault.”

Serena was in her mid 20’s and pretty in a frazzled, underfed, nerdy way. She had only been hired because she was Iranian or something and Attica had been afraid she looked racist after making some allegedly offensive comments while supporting the President’s drone strikes in the Middle East. As it turned out, Serena was brilliant and had graduated from Notre Dame with a degree in Political Science, an inexplicable Chemistry minor, and a desire to work on the Hill. The only reason Attica hadn’t appointed her to a more important position at this point was due to her unfortunate tendency to eat handfuls of pills whenever life got too stressful.

Attica quickly cycled back to the matter at hand. She poured some coffee, which she knew would only make her keep vibrating. It was her 3rd cup of the day. She felt like a hummingbird. “What am I going to do about these people degrading me online?”

From where he sat on the couch, Leon leaned over to out his face in his hands. Dramatic bitch. “For the last time, remember the first amendment.”

“R-r-remember the f-f-first amendment,” Attica repeated in a high pitched child’s voice, mocking him. She chugged the rest of her coffee and caught Serena staring at her like she had lost her mind. At this rate she was going to going to have a heart attack before she turned 40. “Grandfather would have sent someone after those motherfuckers with a crowbar.”

“G-Grandfather was a monster.”

He was right. But being monstrous was just more effective. Who was that old dead guy who said it was better to be feared than loved? Napoleon?

Attica kept looking at her phone. Too bad people didn’t seem to fear her yet. She could feel the blood pounding in her face. When she was angry, her skin turned very red, blotchy and unattractive. It couldn’t be helped. And what she was reading made her angry. Half of what she was mentioned in was negative. And half of those were violent, threats against her. “Here,” she said, landing on an egregious one. “‘King’s giant tits once again distracting everyone from her cloven hooves lol’. I want this person dragged into the street and shot.”

“Jesus C-Christ, c-c-calm down.” The muscles in Leon’s face tightened. He was gritting his teeth.

“Ma’am, maybe you should put your phone away,” said Serena.

Attica kept reading. “‘The NRA owns King but how would she like it if she got used as target practice’. ‘If I saw (pretend this is an at sign)AtticaKingIN in real life I would punch that bitch in the face.’” She began to breathe faster. Were these people from Indiana? Would they vote? Did they actually hate her? Who were these people? “‘King is part of the GOP gestapo’. ‘(at)AtticaKingIN doesn’t care about gun violence in her own state, vote her out!’ ‘I hate that dumb cunt (at)AtticaKingIN she needs to shut her mouth or suck my dick’. ‘I--”

Leon stood up, snatched Attica’s phone out of her hands, then held it above her head where she couldn’t reach it. Attica punched him in the chest but her brother was a wall of muscle and didn’t seem to feel it.

“Seriously, A, you need to c-calm down,” he told her. Attica punched him again. “I don’t want to know about the threats anyone’s making towards you, it’s upsetting. At 9, that lobbyist who works for Madeline C-Caligaris--”

“Do you want some xanax?” Serena interrupted.

Attica spun around to glare at her. She was aware of how flushed she must look. It was just...she cared so much about what people thought about her. “No,” she said coldly, but breathing heavily. She brushed a strand of hair away from her face. Imagine if Grandfather could see her now. After all, he had wanted Leon to head the family business. Hell, before he died, the old man had even expressed regret for treating their youngest..brother, Milo, like a stray dog. But never her. And Attica had tried so hard for all those years and slaved away just to get his validation… “Do you need a xanax, Serena?”

“I do now,” muttered Serena.

Attica tried to grab her phone one more time, then gave up and sat down.

It wasn’t even 7:15.

She took a deep breath to clear her head. “Ok. Tell me about this lobbyist. Calligaris-- that’s the Proverge exec, right?”

Leon nodded curtly. He put his sister’s phone in his breast pocket and sat down next to her. With a sudden rush of urgency, Attica realized that all he had wanted to do was protect her. How had their roles switched like that? When they were little she constantly made herself torment the kids who picked on him for the way he talked. After 30 years he barely even stuttered anymore. “C-can I get those files from Foster v Proverge, please?” Serena leafed through her armful of papers and presented him with the relevant ones. “Thanks. You read this, A?”

“Let’s work under the assumption that I didn’t.” She had been too busy talking to her numbers guy about the polls the previous night to actually look into anything that would affect her policies.

“Proverge wants to build a factory in your district. Magic distillation for use in their products. 200 new jobs. They c-can’t get approval in Indiana anymore-- they c-can’t get approval from most places these days because of all the lawsuits. People protest.”

Attica rolled her eyes. Liberals. “What lawsuits?”

“From the early 2000’s. Proverge distillation factories in Georgia, Tennessee, and Michigan all attempted to c-cover up widespread negative variant medical symptoms that affected workers who were exposed to thauma-slurry being distilled unsafely.” Leon flipped a few pages of the file. “Mostly c-cosmetic. But there were c-claims that the exposure to the slurry also lead to violent psychological problems and some c-clearly unsafe environmental effects.”

People were so whiny. Attica shrugged. “200 new jobs is more important than a couple honest mistakes the company made. I want to make this happen-- an announcement about job creation could really push my numbers in the polls. If protests become a problem, I’ll just send in the cops to clean them up.” She paused. “Or, I’ll send in Milo.”

Leon looked at her like he was trying to peerinto her soul or something. His broad, honest face was genuinely concerned. What did he see in her face? Did he see the will to do whatever she had to? “He’s g-g-getting worse. You c-can’t keep doing that.”

“The fuck I can.”

“He’s not listening to me anymore.” Leon’s face twisted up. Out of the whole family, he was the only one who treated Milo as more than he was. He allowed their deviant half brother to terrorize everyone as he pleased, just because he felt sorry for the bastard. “He’s go-g-going to screw up.”

The thing about Milo, was that someone had to be holding his leash.

“He’s fine,” Attica said with finality. “Maybe if he fucks up bad enough, he’ll actually learn his lesson.”

Leon stood up, handed her phone back, and walked out of the room without saying another word.

“Are you talking about your creepy little brother again?” asked Serena. She was scurrying around, straightening up the breakfast pastries and exuding her nervous energy. “He makes me uncomfortable.”

Attica massaged her forehead. “Me too,” she said. “Can you get in touch with the Proverge people and make sure they’re on their way?”

“On it.”

She could feel a headache coming on. But getting the credit for creating 200 new jobs... it was worth it. It was even worth dealing with Milo. It was worth it. She could be proud of herself. It was worth it. It would all be worth it.

Wouldn’t it?

#writing

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reportsanddata · 3 years ago

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Anesthesia Monitors Market Revenue, Major Players, Consumer Trends, Analysis & Forecast Till 2026

According to the current analysis of Reports and Data, the global Anesthesia Monitors market is expected to reach USD 3,742.7 million by the year 2026, in terms of value at a CAGR of 13.0% from 2019-2026. Anesthesia monitoring is a process which involves the use of several devices and machines to anesthetize the patient during a surgery. The risks associated with anesthetic care have reduced considerably during the last decade, due to technological advancement and automation, which played a significant role in improving the safety of patients. Furthermore, rise in investments in the market, which support the technological advancements in anesthesia machines and techniques, are slated to have a major impact on the market growth, thereby enabling faster deployment in the healthcare industry. Manufacturers in the Anesthesia Monitors market are integrating next-generation technologies, such as integrated and advanced monitors to improve the accuracy and reliability and ultimately to maintain a strong foothold in the market.

The major indications of anesthesia monitoring market are major surgical operations, pain management in pediatrics & geriatrics and others. With respect to region, the Asia Pacific market is projected to be the highest growing market in anesthesia monitors market during the analysis period, which is followed by Europe. This market is anticipated to grow at the highest CAGR of 14.5 % during the forecast years. North America was found to be the largest revenue generating segment due to the awareness in populace about different anesthesia monitors and the growing patient compliance for pain less treatment. Likewise, the increase in adoption of anesthesia monitors in North America, Europe and other established markets is anticipated to foster market growth in the analysis period.

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The report includes descriptive profiles of major companies, which consists of the legal names, headquarters, website, market standing, historical development, and top 5 closest competitors derived by inspecting their gross revenue, along with contact information. Every company’s growth rate, gross revenue, and profit margin have also been discussed in the study. It also assesses other expansion tactics implemented by leading companies including mergers, acquisitions, and product launches.

Extensive profiles of over ten leading manufacturers and over ten retailers have also been included in the report, along with a historical assessment of the market for the years 2021 and 2026, highlighting the recent development observed in the market. The assessment includes accurate market insights into potential market opportunities and roadblocks in the industry. The report assimilates statistical data derived from authentic sources in the industry, facilitated by expert opinions.

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The all-encompassing research weighs up on various aspects including but not limited to important industry definition, product applications, and product types. The pro-active approach towards analysis of investment feasibility, significant return on investment, supply chain management, import and export status, consumption volume and end-use offers more value to the overall statistics on the Anesthesia Monitors market. All factors that help business owners identify the next leg for growth are presented through self-explanatory resources such as charts, tables, and graphic images.

Key Companies in the market include:

Shenzhen Mindray Bio-Medical Electronics Co., Ltd. (China), G.E. Healthcare (U.S.), Philips Healthcare (Netherlands) Medtronic Public Limited Company (Ireland), Fukuda Denshi, Dragerwerk( Germany), Nihon kohden Schiller AG, Mennen Medical Ltd. (Israel), and Masimo Corporation (U.S.)

Key findings from the report suggest

The advanced and integrated product segment of global Anesthesia Monitors market is expected to grow at a CAGR of 12.5 % by 2026. The significant share is due to the use of the integrated and advanced monitors such as gas monitors, standalone capnography monitors, MRI compatible anesthesia monitors, and others. This segment was observed to grow remarkably owing to the effective results of these devices and their wide usage. Moreover, the increasing awareness among people and need for the painless treatment also spurs the market growth.

Latest technological trends suggest that considerable number of Anesthesia Monitors are currently being launched globally Gas monitors and standalone capnography monitors accounted for more than 50% of the revenue share of the global market in 2018.

Owing to the persistent technological advancements in the integrated monitors, the trend of growing demand and supply for Anesthesia Monitors is likely to remain in the foreseeable future.

Furthermore, increasing penetration of gas monitors and other devices in the healthcare industry in developing countries is creating lucrative sales opportunities for stakeholders in the Anesthesia Monitors market. For instance, in January 2018, Masimo Corporation (U.S.) introduced the RD SedLine EEG sensor for use with Masimo SedLine Brain function monitoring.

Monitors to measure the depth of the anesthesia are the new technological advancement in this market, which provide a complete evaluation of consciousness of the patient that remains the primary reason behind the growing preference for anesthetia monitors market over other monitors.

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Market segment analysis:

Based on the product: (Revenue, USD Million; 2016-2026)

Standalone Capnography

Monitors for measurement of Anesthesia depth

MRI Compatible

Gas Monitor

Others

Based on the end-user: (Revenue, USD Million; 2016-2026)

Hospitals

Ambulatory Surgical Centers & Clinics

Based on the Sales Channel

Channel Sales

Direct Sales

Market Segmentation by Regions:

· North America (U.S.A., Canada)

· Europe (U.K., Italy, Germany, France, Rest of Europe)

· Asia-Pacific (India, Japan, China, South Korea, Australia, Rest of APAC)

· Latin America (Chile, Brazil, Argentina, Rest of Latin America)

· Middle East & Africa (Saudi Arabia, U.A.E., South Africa, Rest of MEA)

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dippedanddripped · 5 years ago

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We’ve seen a precipitous decline in participation in civic organizations in recent years; membership numbers are down for religious groups, labor organizations and non-profits. A cynic could interpret these trends as a sign that we have all become digital hermits, with our noses buried in our highly personalized screens. The reality is that powerful communities are not just alive and well but also booming. They just look different than they did 50—even 20—years ago. They are organized around businesses and brands and providing profound opportunities for companies around the world.

A Superior Business Model

Enthusiastic members help acquire new members, resulting in lower customer acquisition costs and a tight viral loop.

Members are loath to abandon the community, resulting in increased retention and therefore improved lifetime value.

Members support one another, resulting in high gross margins due to a lower cost of service.

The result of this are very real network effects: as engagement grows, the community gets smarter, faster to respond, more globally available, and generates more value.

A Sea Change Is Happening

Seven Success Patterns in Community Building

Successful communities have seven key elements:

1. A shared purpose and values. As former Instagram executive Bailey Richardson puts it, the community must be able to answer the question “Why are we coming together?” 2. Simple, easily accessible value consumption. Prospective and existing members can easily see what they’re getting: support, events, documentation, the ability to download and use technology, etc. This value is not hidden or buried, it is clearly organized and available. 3. Simple, easily navigable value creation. Members can easily create new value for others in the group to consume. This contribution process is (a) crisply defined, (b) simple and intuitive, and (c) provides almost-immediate gratification. 4. Clearly defined incentives and rewards. Quality contributions (e.g. content, support, technology, etc.) and community-centric behavior (e.g. mentoring, leadership, and growth) are acknowledged and applauded to build a sense of belonging, unity, and satisfaction. 5. Carefully crafted accountability. There is a clearly defined, objective peer review and workflow — for example, reviewing content, code, and events. This doesn’t just produce better, more diverse results, it also increases collaboration and skills development. 6. Healthy, diverse participation driven by good leadership. When you are intentional about diversity and good conduct and have leaders who embody and empower these important principles, you reduce toxicity and increase value. 7. Open, objective, governance and evolution. There is clear, objective governance, and community members can play an active role in reshaping its structure and operational dynamics together, giving them “skin in the game” and, thus, a sense of ownership and responsibility.

Measuring Success

For companies building a community initiative, the areas you track should be:

1. Community Consumption and Creation. This means tracking active participation and the value that members consume and produce. For example, measuring community traffic, sign-ups, individual contributions (e.g. answering questions, running events, improving content), and other areas. 2. Delivery and Execution. This means looking at how well your company is building community strategy, estimating work, and executing effectively. This is important to ensure planning and execution are aligned and avoid spinning your wheels. 3. Organizational Experience. This involves following the incubation and evolution of community skills and expertise in your business (e.g. reading and reacting to data, mentoring, moderation, conflict resolution, building and delivering incentives, etc.). This is important to ensure the company is what it needs to foster and grow the community, especially as it scales up.

The future of business is a more open, connected, engaging one, and communities are going to change the nature of how we interact with brands, products, and other people.

#strategy #fashionl blog

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captainlenfan · 5 years ago

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Apple Watch Series 3 42mm Aluminum GPS + GSM Cellular Smartwatch Great Condition

New Post has been published on https://fitnesstech.website/product/apple-watch-series-3-42mm-aluminum-gps-gsm-cellular-smartwatch-great-condition/

Apple Watch Series 3 42mm Aluminum GPS + GSM Cellular Smartwatch Great Condition

#header, #subheader, #gallery_outer_1, #gallery_outer_2, #gallery_outer_3, .breaker, .itemtitle, #abouttab, #tabs, .clear, #image_cats, .more, #froocredit, #footer, #design, #seo display: none; #background text-align: left; #backup text-align: center; margin-top: 50px; font-size: 12px; color: #dd0000; font-weight: bold;

Apple Watch Series 3 42mm or 38MM Aluminum GPS + Cellular – Great Condition

Whats included in the Auction

Apple Watch 38mm or 42mm Series 3 Select color and size and cellular type

Non OEM Watch band

Cable

Charger

Product Description

Smart activity coaching. An enhanced Heart Rate app. Your favorite playlists right on your wrist. A built-in altimeter. And a more powerful processor that lets Siri speak to you. Introducing Apple Watch Series 3. Now you can be more active, motivated, and connected than ever.

All-Day Assistant helps you stay connected. Send messages, make calls and get meeting invitations-no phone required. Siri is faster and smarter and now speaks from your watch.

Stay in touch while you work out and keep track of your fitness goals with the Workout App. See how far and high you go with GPS and altimeter, or track your laps in the pool with its swim proof design.

Make closing all three Activity rings your goal each day, with a little nudge from the Smart Coach when you need it. Share your achievements with friends and family to stay motivated.

The Health App is the one app for all your health and fitness data. Keep tabs on your resting, walking and workout recovery heart rate, or relax your body with the Breathe App.

Apple Watch Series 3 has a water resistance rating of 50 meters under ISO standard 22810:2010. This means that it may be used for shallow-water activities like swimming in a pool or ocean. However, Apple Watch Series 3 should not be used for scuba diving, water skiing, or other activities involving high-velocity water or submersion below shallow depth.

Apple Watch Series 3 (GPS + Cellular) requires an iPhone 6 or later with iOS 11 or later.

IF YOU SELECT THE NON CELLULAR VERSION IT CANNOT BE ACTIVATED WITH A CELLULAR PLAN

Product Features

Heart rate sensor

Accelerometer

Gyroscope

Ambient light sensor

Siri speaks

Capacity 8GB

Composite back

Wi-Fi (802.11b/g/n 2.4GHz)

Bluetooth 4.2

Second-generation OLED Retina display with Force

Item Condition:

Refurbished watch (none original box)

May show some signs of wear

Money back guarantee if not completely satisfied with your purchase

Payment

Payment accepted via Paypal or merchant credit card. Payment is due immediately after buying the itemn, if we do not hear from you after 24 hours we reserve the rights to re-list the item. We are required by law to collect sales tax for all orders shipped within the state of New York.

Shipping

We take great care of packaging every item to ensure safe shipment arrival to you. We ship most of our items free within the USA. Once your order has been processed and we have received cleared payment, your item will be dispatched as soon as possible. Orders placed on Friday after 12PM EST will be shipped out the following Monday We are closed weekends and legal Holidays. We charge shipping for all out of the USA orders.. We do not take responsibility of any added customs duties or delays when shipped out of the USA. Choosing the standard free shipping option may take from 2-8 business days. Expedited Shipping options are available, please check the prices and options below or feel free to contact us. After the order has shipped out from our facility we have no control over the item and its shipping speed; therefore, if there is a carrier delay, its beyond our control and we can not be held responsible or for shipping refunds. Please note: Import duties, taxes, and charges are NOT INCLUDED in the item price or shipping charges. These charges are the buyer’s responsibility. Please check with your country’s customs office to determine what these additional costs will be prior to bidding/buying.

Terms

We usually ship the same or next business day of cleared payment, You will be notified if an exception occurred. If an item is DOA you must notify us the same day, exchange or refunds will be made within 2 business days. We record each and every MEID serial number for our phones as well as each phones conditioned is photographed before dispatch.

Returns

We offer a 30 days return for any reason. Items that are being returned due to 'buyer remorse' or found to be in working order we reserve the rights to deduct the actual cost of shipping along with up to a 15% restocking fee from the refund amount. Return authorization IS REQUIRED FOR ALL RETURNS! If you return it with out notifying us, it will not be processed and may be returned to you. We only reply to emails received within the ebay email platform.

About Us

We at Best_Deal_Today are on a mission to provide consumers and on-the-go professionals a one-stop shop for Apple iPhones, smartphones and or basic cellular phones along with bluetooth devices & accessories. Since our establishment we have serviced thousands of happy customers and we’ve earned one of the best feedback profiles, we are also proud to be your one stop shop for all your Wireless needs..

Best_Deal_Today is able to offer the highest quality cell phones & Headsets to customers at THE LOWEST PRICES. If you shop Best_Deal_Today you can be assured that you will receive the best possible value for your purchase before and even after the sale.

Once your order is placed, rest assured your in-stock item will be sent out same or next business day, usually same day if the order has been received before 12pm EST. From there, depending on where you are located and what shipping option you have selected, you should receive your order in a timely fashion.

Reason enough to purchase from Best_Deal_Today? So what are you waiting for? We are confident that with every purchase you make at Best_Deal_Today you will receive the ABSOLUTE BEST PRODUCT, as described, all at the BEST POSSIBLE PRICE. It is our goal to make every Best_Deal_Today customer a customer for life!

Other Articles From AllBusiness.com:

Businesses that implement machine learning in their replenishment workflows reduce their out-of-stock rates by up to 80%, along with up to 9% in gross-margin increases.

Media & Entertainment

Machine learning allows media companies to make their content more accessible to consumers through automatic captioning systems. Since implementing an automatic captioning program, YouTube has enabled 1 million functionally deaf Americans and 8 million hearing-impaired Americans to watch and enjoy its videos. As of 2017, its ML programs have become sophisticated enough to include captions for common non-speech audio, such as laughter and music, creating an even more complete experience for viewers.

Information Technology

Although machine learning is generating unprecedented business insights, many organizations have failed to invest adequately in AI systems. For instance, McKinsey found that “the EU public sector and health care have captured less than 30% of the potential value” of big data and analytics. Organizations that want to avoid a similar mistake will need to ramp up their data science abilities—but so will workers who want to stay competitive in the job market. By 2020, there will be more than 2.7 million data science jobs, and the demand for workers who understand and can work with ML technology will only grow from there.

Law

Deep learning applications are especially impressive in the legal sector due to the nature of the language these programs must parse. Legal phrasing can be complex and difficult to decipher, yet deep learning systems are already capable of analyzing tens of thousands of vital documents. When legal teams needed to dissect contract clauses that upset their or their client’s business and invoicing processes, they once had to manually review stacks of rigorously prepared documents. Now, they can feed them into a program that works far faster than any lawyer and that can pick out important phrases for further analysis by the legal team.

Insurance

Improving risk prediction and underwriting is in everyone’s best interest, which is why machine learning is such a gift to the insurance industry. In auto insurance, for instance, ML algorithms can use customer profiles and real-time driving data to estimate their risk levels. They can then formulate personalized rates based on that information, potentially creating savings for both consumers and insurance companies.

This process may be enhanced by even more in-depth analyses, in which ML programs pull in seemingly unrelated social media data to create a more precise profile. The insurance industry could use artificial intelligence to identify which policyholders are gainfully employed and which seem to be in good health. Theoretically, someone who is responsible in those areas of their lives will be a responsible driver as well.

Education

Intelligent Tutoring Systems (ITS) hold enormous potential for disrupting the classroom and helping students learn. These AI programs serve as virtual tutors, and they adapt their digital lessons based on each child’s strengths and weaknesses. Each time the student completes a task or quiz, a ML program processes that information to customize future materials.

By “learning” a user’s unique needs and identifying which types of lessons are most effective for them, the ITS helps the student overcome learning challenges and retain more knowledge. Research indicates that students who use intelligent tutoring systems perform better on tests than their peers who learn via large group instruction.

Health care

Compared to other developed countries, the United States spends more on health care per person than any other country without significantly better health outcomes. For instance, the U.K. spends less per person ($3,749 USD) annually on health care than does the United States ($9,237 USD). Despite its high spending, however, the United States does not have the best health outcomes—life expectancy, for example, is 79.1 years in the U.S. but 80.9 years in the U.K. The further development and application of AI in reducing the number of tests and helping to decide the appropriate treatment promises to reduce health care costs in the U.S. with potentially more accurate and lifesaving outcomes. Due to the high costs associated with health care and the significant benefits offered by better health care decisions, we are likely to see exponential growth in the application of AI to health care in the years to come.

Modern artificial intelligence is finally delivering on its promise to help consumers and businesses make better decisions and improve their quality of life. Small and middle market companies embracing AI today will have a competitive advantage in the marketplace.

Alston Ghafourifar is  CEO & Co-Founder of Entefy, Inc.  Michael Evans is the Managing Director of the Newport Board Group.

This content was originally published here.

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wlreports-blog · 5 years ago

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Arvind Sonmale, SAFL - India's Transformational Leaders 2019

Years of dedication and integrity made Arvind Sonmale, CEO, SAFL a true transformation leader who is innovating and driving the company to new heights.

Years of working in the industry, your contribution reflects versatility and volubility. What has influenced your decision making process at various stages ? Over the 40 years spent by me in the Banking industry, the decision making process has gone up the learning curve. In the earlier stages, issues were analysed collating all aspects and thereafter sent for a decision to be made by a Senior. The elements going into a decision by a Senior were closely watched, which was the first step in the learning curve of professional decision making. Gradually, as I moved up the hierarchy, decisions had to be taken by me as the buck would stop at my desk. In my view, a critical analysis of all the issues at hand including impact (positive or negative) on affected constituents of a decision made are important elements in the process. It was also important to me that a decision should be made without any fear or favour element. A strictly objective and professional one. This process has been the guiding influence for me in decision making throughout the later stages of my professional career.

Arvind Sonmale, SAFL - India's Transformational Leaders 2019 A project or an accomplishment that you consider to be the most significant in your career ? The setting up of Sustainable Agro-commercial Finance Ltd. (SAFL) from scratch as a NBFC dedicated to the farm and farmer community has been a significant project for me. In September 2010, I was approached by Jain Irrigation Systems Ltd., headquartered in Jalgaon, Maharashtra to assist them in setting up a unique, one-of-its-kind financial institution. The objective was to focus on extending easy, quick, hassle free finance to small and marginal farmers for developing agriculture infrastructure aimed at improving their economic and living standards. I took up the challenge and engaged myself fully on setting up such an unique one-of-a-kind financial institution since September 2010. Maharashtra State was the first geographical area targeted for coverage. I got involved in creating the organisation and carrying out activities such as surveying & reviewing the small and marginal farmer needs, the current set-up for availing finance by them, the difficulties faced by farmers in availing loans, preparing a blueprint for a finance organisation including financial model, product design, credit processes, marketing outreach, organogram, recruitment, statutory approvals, etc. The institution was operational in January 2013. I am currently the Managing Director & CEO of SAFL, having its Head Office at Mumbai, India. SAFL is a NBFC promoted by JISL with equity investment from IFC, Washington, besides Mandala Capital, and is focussed on extending finance to small and medium sized farmers in the rural and semi-urban geographies of India. I consider this to be a significant project in my career. How do you integrate corporate philanthropy or corporate social responsibility as a part of your business strategies ? Corporate Social Responsibility (CSR) was a voluntary action for corporates in India, earlier on. However, in recent years, it is necessary for a corporate to undertake a CSR spend of 2% of net profits in a year. SAFL works among the most vulnerable sections of Indian society, viz. farmers in rural areas. This cross section of society is plagued by innumerable external factors, such as uneven rainfall, unseasonal weather, drought conditions, volatility of prices of agricultural products and at times, a high debt burden. Hence, the farmer community affords ample opportunity to spot genuine pain points, which can be met holistically through a CSR programme. One such initiative launched and implemented by SAFL is the Special Lending Programme for widows of famers who have committed suicide in Vidarbha region of Maharashtra State. As a measure of CSR, SAFL launched a Special Loan Assistance Programme to support the widows / families of farmers who had committed suicides in Vidarbha region due to financial stress / indebtedness. The said programme was launched initially in two highly suicide prone areas, viz. Yavatmal and Wardha districts of Vidarbha region in Maharashtra and later on expanded it to Washim and Buldhana districts in Vidarbha. Till date, SAFL has helped families of over 150 widows for commencing different activities such as purchase of Sewing machines, purchase of Flour machine, purchase of Sprinkler Irrigation sets, setting up small grocery shop, setting up bangle shop, etc. at very low and nominal interest rates with no security stipulation nor any margin money requirement. What has been your driving force or philosophy in life ? As the promoters of SAFL say, “Leave this world better than you found it”. This is a profound philosophy which inspires me. How do you define success and how do you measure up to your own definition ? To me success means the positive effect and a high degree of impact on the individual(s) with whom you are interacting and taking certain actions related to them. During the last 6 years of business operations of SAFL, the Company has financed more than 50000 farmers, which has made their lives better than what they were before SAFL came into their lives. Success also means the satisfactory attainment of the objective which you set out to achieve. We are constantly making things better, faster, smarter or less expensive. In other words, we strive to do more with less. Talk me about a recent project or solution to a problem that you have made better, faster, smarter or less expensive ? Typically, the distribution network of all financial institutions in India consist of a Head Office, Regional Offices and Branch Offices. The Branch Office undertakes all functions which include marketing, credit, operations, accounts, administration, etc. Therefore, this usual model entails a high level of expenditure by each Branch Office, considering the large number of human resources to undertake this activity. However, in SAFL, we realised that we are catering to the rural and semi-urban areas. Hence, the distribution cost would be relatively high. In order to overcome this issue, the following structure was put in place : The Head Office was located at Mumbai. In this office, Treasury, Accounts, IT, Operations, Risk, Human Resources, were centralised for the entire organisation. Out of a total network of 75 offices, 6 Zonal offices were set up. Each Zonal office had a Zonal Manager, 2 Legal Officers and 2 Credit Managers. These Zonal offices would have a cluster of 8 to 12 branches/satellite offices under it. Branches/ satellites offices would be purely loan originating offices and loan recovery offices. A satellite office would be a 1 man office, while the Branch would have about 2 to 4 officers. All these offices would only generate new business and look after recovery dues of earlier loans. Nothing else. The new loans would be processed by the Credit Managers and documentation vetted by the Legal officers at respective Zonal office. Only in cases of high value proposals, the same would go to Head Office for processing. Hence, there is a network of 68 Branches/satellites manned by about 90 officials. All the offices are connected with a high end connectivity and a customised state-of-the-art digital technology platform. The above structure has resulted in cost savings by avoiding duplicate activities in Branch/Zonal offices. It has also resulted in a lower manpower deployment and yet having quick turn-around time for business proposals. In your opinion what is the most significant aspect of leadership? The most significant aspect of leadership is the element of trust placed on you by people in your organisation. This trust is built over a period of time based on the quality of decisions which one takes. Your perception of an empowered society. How far your industry has/can contribute for the same? An empowered society arises on the basis of economic freedom as well as freedom to make economic and lifestyle choices. Towards this end, SAFL has helped the farmer community to improve their economic well being to a large extent, thus empowering the farmer community in rural India. PERSONAL GRID One thing you wish to change and one thing you wish to retain about your industry ? I would like to change is to bring about the ability to a farmer to have sufficient holding power to hold on to his agriculture produce till the market and price improves, which will get him a better realisation. Currently, each crop is harvested by all farmers at the same time and as they need the money, they all sell in the market at the same time, resulting in a glut and very low prices. Holding power would enable him to time his sale for best price realisation. One thing I would like to retain about my industry is the ability to reach out to the farmers in the remotest part of the country and to help him improve his living standard as well as economic well being. One thing you have to let go off as an entrepreneur leader ? Attempting to do each and everything hundred percent effectively and perfectly. Whom do you owe your success to ? I would attribute my success to the entire team of 250 staff in SAFL who work in tandem to make our task efficient, easier, smooth and profitable. Best thing about your job ? The best thing about the job is the satisfaction that you get when you meet the farmers expressing their gratitude for the loans given to them, which has improved their lives in many ways. Their expressions of deep gratitude are very touching. A message from you to all the future entrepreneurs leaders ? As has been said by Preet Bharara in his book : “Do the right thing, at the right time and in the right way”. Read the full article

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terabitweb · 5 years ago

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Original Post from McAfee Author: Steve Povolny

The recent discovery of exploit chains targeting Apple iOS is the latest example of how cybercriminals can successfully operate malicious campaigns, undetected, through the use of zero-day vulnerabilities.

In this scenario, a threat actor or actors operated multiple compromised websites, using at least one or more zero-day vulnerabilities and numerous unique exploit chains and known vulnerabilities to compromise iPhones, even the latest versions of the operating system, for more than two years. It takes remarkable talent and resources to operate this kind of infrastructure without being detected, as potentially thousands of users were compromised without the campaign being identified.

Every villain necessitates a hero, and this campaign underscores the importance of threat research and responsible vulnerability disclosure. Cybercriminals are getting faster, smarter, and more dangerous with each day that passes. The collective power of a global community of researchers working together to identify and disclose critical vulnerabilities, such as those used in this attack, is an important way to make meaningful progress towards eliminating these types of malicious campaigns. Equally as important is dissecting attacks in their aftermath to expose unique and interesting characteristics and empower defenders and developers to mitigate these threats in the future. With that said, let’s take a look.

An Attack Hiding in Plain Sight

This attack is unique in that the implant was not operating stealthily and was uploading information without encryption. This means a user monitoring their network traffic would notice activity as their information was being uploaded to the attacker’s server in cleartext.

Further, there appears to be debug messages left in the code, so a user connecting their phone to their computer and reviewing console logs, would notice activity as well.

However, given the “closed” operating system on the iPhone, a user would need to take the extra step of connecting their phone to their computer in order to notice these attack indicators. Given this, even a power user would be likely to remain unaware of an infection.

The Value of iOS Exploits

Finding iOS exploits in general is challenging due to the proprietary codebase and modern security mitigations. However, the type of exploits that require no user interaction and result in full remote code execution are the most rare, valuable, and difficult to uncover.

Adding further complexity to the attack, many mobile device exploits today require more than a single vulnerability to be successful; in many cases, 3-4 bugs are required to achieve elevated remote code execution on a target system. This is typically due to mitigations such as sandboxes/containers, restrictions on code execution, and reduced user privileges, making a chain of vulnerabilities necessary. This complexity reduces the success rate of an attack based on the likelihood of one or more of the bugs being discovered and “burned,” or patched out by the vendor.

Apple is a strong player in the responsible disclosure arena, recently expanding its offering of up to $1 million USD for certain vulnerabilities. Vulnerability brokers, who resell vulnerabilities, will reportedly pay up to 3 million USD for zero-interaction remote code execution vulnerabilities on iOS. It’s easy to understand the value of bugs that don’t require interaction from the victim and result in full remote code execution. With the popularity of Apple’s operating systems across mobile devices and laptops, even these prices may be not be enough to encourage threat actors to choose to responsibly disclose their findings over more nefarious purposes.

The Power of Vulnerability Disclosure

Two of the most significant questions this discovery raises are how was this adversary able to operate for so long, primarily using known exploits, and what kind of impact were they able to achieve?

These questions bring us full circle to the value of vulnerability disclosure. Through hardware and software analysis and responsible disclosure, meaningful progress can be made towards exposing these types of vulnerabilities before they can be leveraged by bad actors for nefarious purposes.

The post Apple iOS Attack Underscores Importance of Threat Research appeared first on McAfee Blogs.

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Go to Source Author: Steve Povolny Apple iOS Attack Underscores Importance of Threat Research Original Post from McAfee Author: Steve Povolny The recent discovery of exploit chains targeting Apple iOS is…

#McAfee Security

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sunshineweb · 6 years ago

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Thinking in Bets, Lessons from Howard Marks, and Few Insights on D-Mart

Here’s some stuff I am reading, watching, and thinking about this weekend…

Book I’m Reading – Thinking in Bets In this book, Poker champion turned business consultant Annie Duke shares insights on how we can get comfortable with uncertainty and make better decisions as a result. It’s a lively read that presents a useful and novel framework for analyzing decisions when we are faced with less than perfect information: that is, the situation we likely find ourselves in daily. Annie writes –

Life, like poker, is one long game, and there are going to be a lot of losses, even after making the best possible bets. We are going to do better, and be happier, if we start by recognizing that we’ll never be sure of the future. That changes our task from trying to right every time, and impossible job, to navigating our way through the uncertainty by calibrating our beliefs to move toward, little by little, a more accurate and objective representation of the world.

The most charming parts of the book are where the principles presented can be applied in much of my daily life, from those facing me as a father of two kids to better considering possible outcomes when making investment decisions.

It’s a nice, practical book – Thinking in Bets.

Articles I’m Reading The NY Times carries a crisp interview of Howard Marks who talks about how investors are often their own worst enemy. When asked if investors have become smarter in the 50 years Marks has been investing himself, he replies –

They’ve gotten more information. They know more about more asset classes. There are fewer secrets in the world today. On the other hand, I think they are more shortsighted, more short term oriented than they used to be.

And while people now understand more about contrarianism and counterintuitiveness, I don’t think the human race has become less emotional.

On how to succeed in investing, Marks suggests –

Superior investing is taking advantage of the errors of others. In order to get an above-average return in the long run, you have to buy things for less than they’re worth, which is to say that the other people out there have to be selling that thing for less than its worth.

They’re making a mistake and you need to act in a contrarian way to take advantage of that.

Check out his latest book Mastering the Market Cycle, where the legendary investor shows how to identify and, well, master the cycles that govern the markets.

* * * Haste makes waste, writes Morgan Housel in another thoughtful post. This time on how forced growth, accelerated growth, and artificial growth tends to backfire. He cites examples of fishes, companies, venture capitalists, and people in general. He writes –

There is a graveyard of companies whose early success pushed them to grow as fast as they could, right past the point where growth killed them … Each had something going for them, but ruined it by saying, “How can we get more of it ‘faster’.”

He then adds –

Everyone knows the investing duo of Warren Buffett and Charlie Munger. But 40 years ago there was a third member, Rick Guerin. Warren, Charlie, and Rick made investments together. Then Rick kind of disappeared. Turns out he was highly leveraged with margin loans, and during the 1974 recession had to sell his Berkshire Hathaway stock to Warren for less than $40 a share.

* * * CNBC carries a nice interview of Neville Noronha, the CEO of Avenue Supermarts (D-Mart). Among other things, Noronha indicates that D-Mart is not looking aggressively to expand the stores in new states (welcome contrast to the kind of story Morgan has written above about companies chasing rapid growth).

One question centres around the lessons he has learned from the company’s founder RK Damani –

A) Patience: This has been reinforced in all aspects of the business. It’s quite a contradiction to our day to day operations. This business doesn’t tolerate patience in a lot of things. Things have to get done with a lot of swift speed. But in a lot of other things patience is a virtue that is quite powerful.

B) Word is stronger than a contract document is another of his strong dictums. A lot of his past knowledge and experience in the investing business has been imbibed into D-Mart in its formative years. He would always remind us “it takes years and decades to build reputation and very little time and effort to squander it all.” A lot of what we do is based on this principle.

C) Silence if disagreement on a point. This one is the most powerful. In the initial days, when I would make a point that he disagreed on, he would pause and reflect. He would almost never object. Over time I would realise that his active participation in an idea meant his complete agreement while unenthusiastic reverts meant he didn’t agree. But he never prevented us from executing it.

The interview is a nice read in its entirety and contains a lot of insights on the retail industry in general and D-Mart’s business in particular.

* * * Can money buy happiness? Well, as per researchers, money can help you find more happiness so long as you know just what you can and can’t expect from it. But they also suggest that once you get basic human needs met, a lot more money doesn’t make a lot more happiness.

So, while the rich are happier than the poor, the enormous rise in living standards over the past 50 years hasn’t made us happier. Why?

One, we overestimate how much pleasure we’ll get from having more money. Two, more money can also lead to more stress –

The big salary you pull in from your high-paying job may not buy you much in the way of happiness. But it can buy you a spacious house in the suburbs. Trouble is, that also means a long trip to and from work, and study after study confirms what you sense daily: even if you love your job, the little slice of everyday hell you call the commute can wear you down.

Also…you endlessly compare yourself with the family next door. H.L. Mencken once quipped that the happy man is one who earns $100 more than his wife’s sister’s husband. He was right. Happiness scholars have found that how you stand relative to others makes a much bigger difference in your sense of well-being than how much you make in an absolute sense.

* * * Mint carried a nice piece on whether the way we work is killing us. It talks about how the impact of work stress on our well-being, both mental and physical, is immense.

Stanford professor Jeffrey Pfeffer estimates there are 120,000 extra deaths each year directly resulting from harmful management practices in the US, and puts the extra healthcare costs at $190 billion (around ₹14 trillion). Workplaces were the fifth-leading cause of death.

Though these are US numbers, they emphatically apply here too. India stands to lose $4.58 trillion due to stress-related chronic diseases before 2030, as reported by a 2014 World Economic Forum (WEF)/Harvard School of Public Health study. Asked about the Indian context, Prof. Pfeffer says over email, “The health and other consequences are almost certainly the same across cultures, as the etiology of the stress-induced diseases and the psychological impact of work is likely to be identical.”

If you can relate to this grave problem at hand, the first thing is to try to do is not to feel overwhelmed by the toxic situation. Acknowledge it. And then figure out what you’re going to do next to get the happiness and better health you deserve.

Thought I’m Meditating On

…this life we’re living — this world we inhabit — is a scary place. If you peer over the side of a narrow bridge, you can lose your heart to continue. You freeze up. You sit down. So too with life. If we think too much about the journey we have to make, the one that begins with the trauma of birth and ends with the tragedy of death, the one that is so perilous and unpredictable, we’ll never make it.

The important thing is that we are not afraid. That we don’t overthink things. That we don’t give way to fear. Just repeat it to yourself — The world is a narrow bridge and I will not be afraid — and keep going. Like the thousands of generations who have come before you. ~ Daily Stoic

Video I’m Watching Here is one video I have watched often, and each time it leaves me a little inspired. It’s the commencement speech from Admiral William H. McRaven, ninth commander of US Special Operations Command, at the University of Texas at Austin in 2014. The beauty of the speech lies in the fact that it is on point and offers some fantastic life and business lessons. McRaven shares the ten lessons he learned during his 34-years career as a navy SEAL.

youtube

Enjoy your weekend (avoid thinking about your stocks), — Vishal

The post Thinking in Bets, Lessons from Howard Marks, and Few Insights on D-Mart appeared first on Safal Niveshak.

Thinking in Bets, Lessons from Howard Marks, and Few Insights on D-Mart published first on https://mbploans.tumblr.com/

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