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berkcwitz · 5 years ago

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❛ ✶ ( madison beer, cisfemale, she/her ) spotted ! jalissa berkowitz was spotted singing along to find my way by dababy in hilton grove . you’ve heard of them right ? they are a twenty two year old pornographic actress / internet personality who has already amassed a net worth of 550m . you should really follow them on insta @callmejalissa , they’re about to hit 89m followers . the tabloids have been calling them the vixen because they are known for being whimsical but also a bit abrasive . though most people recognize them by a drunken gaze staring into the mirror as she holds finger guns to her head , a laugh too contagious , leaving notes in lipstick on bathroom mirrors & echoing of her mothers longtime disapproval . — ooc info ( mia. twenty. est. she/her. )

GUYYYSSSS ?! this group ? a masterpiece , wow . im hella excited to get to roleplay with you all . im mia by the way , im twenty ( i’ll be 21 in june what a vibe ) & i live in the est ( a clam chowder eating , dunkin donuts chugging , no Rs havin , boston sports loving new englander ). also i go by she/her pronouns ! i am going to be so honest with you guys . this intro is dummy long . like , i promise i will not judge you if you hmu asking for a quick synopsis of my girl because this shit below this cut ? is a novella & a half , sis . if im very honest i really just needed to flesh her out completely because she’s a new baby of mine ? and i wanted to make sure i really knew her before i put her out on the dash . im so anal about this , i know . anyways , before this little note section gets as long as the intro without further a do ? adu ? idfk ... here’s jalissa , she’s ... a piece of work . also if you'd prefer to plot on discord hmu @ 𝖒𝖌𝖐'𝖘 𝖜𝖍𝖔𝖗𝖊#9789 .

𝐆𝐄𝐓 𝐈𝐍 𝐃𝐄𝐏𝐓𝐇

full name: jalissa billie-jean berkowitz nickname: lissa , jals , jb , berks , jalissa cadden ( porn name ) birthday: october 13th birthplace: fort lauderdale , florida hometown: hilton grove residence: hilton grove nationality: american ( est. 1997 through birth ) , british ( est. 1997 automatically a citizen due to mother’s citizenship , passport was claimed est. 2012 ) ethnicity: askenazi jewish ( maternal & paternal , 100% ) religion: judaism orientation: pansexual , panromantic ( she never really came out per say , people just kind of know she’s attracted to all genders . her family is very religious and she’s very involved with her synagogue so she’s made the choice not the necessarily put a label on her sexuality but is open about loving people no matter gender ) languages spoken: english ( fluent , first language ) , yiddish ( fluent , second language ) , spanish ( fluent , third language ) , german ( conversational , fourth language ) . father: henry christian berkowitz ( 50 years old ) was born & raised in fort lauderdale , florida by a politician / banking heir & talk show host / philanthropist . henry himself went on to follow in his father’s footsteps and serve as a us senator for two terms & currently is the ceo of berkowitz capital . ( relationship: it’s never been perfect but the love is clear in the relationship & he’s been much better at being supportive of her in recent years . certainly a daddy’s little girl even when you do wrong you can’t do much wrong type of situation ) mother : austen sylvia rachelson-berkowitz ( 48 years old ) was born & raised in westminster , england up until her teens when she & her mother moved to washington dc after her mother had become the incumbent uk ambassador to the united states . austen was crowned miss usa at the age of 20 & later went on to follow in her families long time involvement in politics ( holding former offices as a us representative as well as governor for two terms ) . today she spends much of her time putting her law degree to work on criminal cases . ( relationship: they’ve never been close & have never quite seen eye to eye . since jalissa was nineteen she & her mom haven’t said more than ten words to one another & if they have it’s never necessarily positive ) brother: kenneth patrick berkowitz ( 24 years old ) was born in fort lauderdale , florida & raised in hilton grove . he shares the same parents as jalissa and is the couples first born & only son . kenneth is following in the berkowitz footsteps & is heading the uk sector for berkowitz capital since graduating from columbia university a couple years back . ( relationship: the two siblings have always been close. they had a similar friend group growing up & alot of the same interests . they’re still rather close to this day despite being countries away from one another ) sister: sariah rachel berkowitz ( 19 years old ) was born in fort lauderdale , florida & raised in hilton grove . she shares the same parents as jalissa and is the couples last born . sariah currently attends stanford university where she’s on a pre med track . ( relationship: the two were often at each other’s necks growing up . mostly because how similar they are to one another . as of recently the two have grown close , though , with sariah fessing up to looking up to her older sister ) social class: upper education: highschool diploma ( hilton grove highschool g. 2015 ) career: youtuber ( from 2014-present ) , pornographic actress ( from 2016-present ) , podcaster (from 2018-present ) notoriety: being apart of the prominent berkowitz family , having one of the top 10 most watched pornographic movies , her podcast with her best friend tickets to our downfall & her youtube channel callmejalissa . weight: 122lbs height: 5′4″ hair color: brown ( with blonde highlights ) eye color: hazel ( wears blue contacts sometimes ) positive traits: whimsical , astute , extroverted , affectionate , quick , intelligent , friendly , ambitious , passionate , humorous , loyal , compassionate , effervescent negative traits: opportunistic , recalcitrant , hypocritical , vain , critical , stubborn , distant , sneaky , abrasive , sarcastic , obsessive , vengeful , reckless , arrogant likes: black coffee , birthday parties , lying , sunshine , baby pink , glossy lips , gossiping , stand up comedy , sunkissed skin , dogs , peanut butter , popping champagne bottles , driving with the windows down , swimming , mimosas , oversized sweaters , taco bell , cranberry juice , makeup , football , cosmetic work , arguing , online shopping , exotic foods , jewelry the price of a car , fresh berries , roller skating dislikes: liars , driving in the snow , her mother , jelly , basketball , bad drivers , when people lie about their cosmetic work , sushi , hateful people , disloyalty , overly emotional people , romance , being alone , astrology enthusiasts , hospitals , silence , cheap perfume , criticism , traffic , being late , red wine , short hair , anything banana or grape flavored hobbies: reading magazines , dancing to her newly curated playlist in the mirror , gossiping with her grandparents , video editing , meddling , going for brunch , goat yoga , drinking alcohol while snuggled up in bed , painting alternate universe cartoons , attending big soirees , making impulsive decisions , smoking weed , sleepovers with her closest friends , suntanning on yacht decks , late night instagram lives , marilyn monroe movie marathons chara inspo: kourtney kardashian , emily nelson ( a simple favor ) , tan france ( queer eye ) , evie zamora ( thirteen ) , rebekah mikaelson ( the vampire diaries ) , jennifer check ( jennifer’s body ) , gabrielle solis ( desperate housewives ) , regina george ( mean girls ) , lucifer morningstar ( lucifer ) , kathryn merteuli ( cruel intentions ) , veronica lodge ( riverdale ) , chanel oberlin ( scream queens ) , samantha jones ( sex and the city ) , andie anderson ( how to lose a guy in 10 days ) , blair waldorf ( gossip girl ) , naomi lapaglia ( wolf of wall street ) , maddy perez ( euphoria ) , kat hernandez ( euphoria ) fashion inspo: fran drescher , bella hadid , alex chung , madison beer , romee strijd , kendall jenner , selena gomez career inspo: tana mongeau , jordan lipscombe , sofia franklyn , alexdandra cooper , lana rhodes , abella danger headcanons: she has one hundred percent smashed the windows in an exes car , she drives a black range rover , vandalized an exes home before , says “ harely quinn is my spirit animal “ once a day , is not the type of ask if you’re okay with her vlogging , has slept with rock stars and couldn’t care less that they’re basically the age of dirt at this point , is actually very sad when she’s not putting on the vivacious front in front of people , dances on tables whens she’s drunk , its not a party unless someone has offered her a line

𝐁𝐄𝐅𝐎𝐑𝐄 𝐉𝐀𝐋𝐈𝐒𝐒𝐀

the berkowitz family name has long been one that holds prestige & power . among the 1% for over a century . they are a prominent banking family that has had their hands in the pots of nearly every big banking company across the nation . coming into the united states after word broke of the california gold rush back in 1849 , the berkowitz brother’s were of the lucky few to acquire pounds of gold by the thousands . later founding what would become a leading investment bank known as berkowitz capital . the generations to follow would capitalize on the head start given to them by the two brothers . expanding the family company as well as the knowledge of the family name through heavy involvement in politics alongside the kennedy’s . since as early as 1953 there has always been a berkowitz family member actively appointed to a political role ( governor , senator , representative , us ambassador , etc ) . although the families roots within the states are documented in the capital of california , as generations went on they made their way over to the east coast , with most of the family members now residing in southern florida .

the rachelson family is a prominent political family . synonymous with power & eloquence . with their rise initially taking place in the british parliament . many escaped to england from germany between 1933-1935 . they hadn’t settled into the states until jocelyn rachelson ( jalissa’s maternal grandmother ) was appointed the united kingdoms ambassador to the united states in 1987 . the rachelson’s have since had heavy involvement in the us government , both behind the scenes and at the forefront . much of the rachelson family have stayed within the european union ( germany & poland ) as well as england . although the few that followed jocelyn to the states now reside in washington dc and the tri-state area .

henry & austen had met through their mutual friends . it didn’t take long before the two became a rather public couple , a supercouple if you would ( similar to that of a brangelina of the 1% ) . although they’d met in new york the two decided that when it was time to start a family they wanted to move to hilton grove , an island austen had eyed for years . instead they found themselves moving down to fort lauderdale where henry had grown up . before they knew it , they were three kids deep in settling down in fort lauderdale . austen’s anger from never wanting to build a life in florida started to tumble into the relationship & the daily life of the family & so in an effort to recover the marriage henry agreed to moving the family up to hilton grove , where they have resided ever since .

𝐓𝐇𝐄 𝐉𝐀𝐋𝐈𝐒𝐒𝐀 𝐄𝐑𝐀

jalissa was born the second of three children and oh boy does she suffer from middle child syndrome , riddled with a envy and a need to be in the mix . the berkowitz household , although , from the outside looking in looked like a fabulous family life was anything but . jalissa , like her siblings , was born on a pedestal & what came attached with that was even higher expectations from her parents . her parents found a way to be extremely authoritarian & uninvolved all at the same time . they were very dismissive if you disappointed them & everything jalissa did seemingly did just that .

for a long time she was obsessed with getting her parents approval , she’d turned life into a silent competition between herself & her siblings . she befriended only the people her parents approved of , did all the events they asked her to do , did everything she could to excel academically & only dated people who were of benefit to her parents ( people who’s parents where also in high places ) .

during highschool she joined the model un , debate team , and soccer team . if it were up to jalissa & not her parents she’d probably had joined the cheerleading team but her mother would never let that fly . it was too “ self indulgent “ to fit the family brand ( if only she’d known what would be coming years later lol ) .

it wasn’t until she was seventeen that she started to deviate from her parents wishes . of course , the catalyst to this was a boy , one her parents hadn’t really approved of but jalissa was completely head over heels for him . he really helped her boost her confidence to be her own person ? and not allow her parents to treat her like a puppet . with his encouragement she started her youtube channel , something she’d wanted to do for years but her mother had shot down the idea anytime jalissa brought it up . it was once again too “ self indulgent ” . the channel known as callmejalissa was an outlet for her , talking to a camera was the most heard she’d felt in seventeen years of her life . and god she knew that was hella sad . she really grew to view her subscribers as family & by the time her channel was brought to her parents attention ( more like her mothers , her dad had found her channel just four months after she’d made it and promised not to tell her mother so long as she was smart about what she posted ) she was about to turn eighteen and there wasn’t much they could do to stop her from doing it .

at eighteen she’d graduated highschool salutatorian with offers from university of pennsylvania & brown university . in all honesty she didn’t wnat to go to college , she saw it as a complete waste of her time . it wasn’t like she was going to do anything with the degree anyways . it would simply be a point of bragging for her parents at events & at this point she really could care less about them being able to brag to their friends . she knew she had to play along though , because this was the same year she was going to receive her first half of her trust fund ( a whoopin 500m , yes her trust fund in total will be 1b her parents are grossly wealthy guys ) so she bamboozled ? her parents , promising she’d committed to attending penn just so they’d allow for the money to be released to her account . she moved out of the house , literally moving into a house of her own a couple blocks from her parents house & claimed she was living in pennsylvania for college . we stan a sneaky binch .

two months later her parents were at her front door , though , ready to give her an ear full . her mother basically disowned her at this point . telling her how every year jalissa found a new way to be a bigger disappointment . her dad kind of played good cop , like he normally would because her mother often dug into her pretty deeply . to the point where any insecurity ( even though with the way she carries herself you’d never think she has any ) she has stems from something her mother has said / called her in the past . if henry berkowitz had a soft spot , it was certainly jalissa , it that had only grown clearly with the harsher austen became on the girl .

a few months before her nineteenth birthday a sex tape was released of jalissa cheating on her boyfriend at the time . it was a drunken mistake she’d made around the time of her mother basically disowning her , but that explanation did suffice for her boyfriend who inevitably broke things off with her . although this was a horrific time she’d received an abundance of offers to film more tapes . it was enticing to say the least . she was someone who loved intercourse but also had this deeply rooted desire to get back at her mother ? and what better way to do so then to something so far left from what her mother was about . this was next level disappointment in the eyes of austen berkowitz . the only thing that made sense ( in her mind ) was to dive head first into the porn industry .

like you’d expect her parents had a fit when they found out about her new career choice . although her internet fame had soared to new heights and her youtube & instagram followers were loving every second of this move . her mom was currently serving as governor and has since not been able to get elected in the political world since jalissa became one of the top porn stars around . they basically blacklisted her & jalissa feels no remorse , she’s gone so far as telling her mother “ sucks to be shunned , huh? ” .

although it took her dad a while to come around , he cares far too much to shut her out .

not to long after jalissa & her best friend started their podcast tickets to our downfall , it’s a mix of call her daddy & the basement yard , basically two besties talking on a level that most people wouldn’t want to leave the privacy of their own space , giving advice , hoe tricks , and telling funny stories of their past . it a total hit & one of jalissa’s favorite things to do .

she live sin the same house she has since she was eighteen . she lives on her own with three dogs and a cat . she absolutely hates being alone and so maggie ( a tan corgi puppy ) , louis ( a yellow lab puppy ) , humphrey ( a chocolate lab ) , and cedric ( a orange scottish fold ) are her babies that keep her sane in her big ole home .

𝐏𝐄𝐑𝐒𝐎𝐍𝐀𝐋𝐈𝐓𝐘

as you can tell jalissa is chaotic , impulsive , reactive , and overall just searching for attention . she doesn’t care if the attention she receives is for the wrong reason or not , as long as she’s getting it . despite this she’s a good person ? i promise . she’s very friendly , loves a good joke & having a good time . very fun loving . she’s the type of person to try and bring up everyone else’s mood even when she isn’t feeling 100% herself . she’s loyal to those she deems are loyal to her . sometimes she’s bad a seeing who is actually loyal to her though & will be disloyal to someone who actually has her back ? oops . she’s definitely not the type to sugar coat anything for you , she tells it like it is & refuses to apologize if that hurts your feelings . if you cross her ? i’ll be praying for you . she’s the type to fuck your s/o , tell your boss some wild story about you & dump alcohol over your head at an event all in the matter of a week . don’t get her going , she’s absolutely relentless . with that said she’d very affectionate ... ? you can catch her hugging up on whoever is next to her at all times . touch is her love language , because lord knows she’s no sweetheart . she hates the stereotype of porn stars / internet personalities being ditzy , although she didn’t attend university she was accepted into two ivy leagues based off her academic abilities alone . the girl is intelligent & enjoys having a clever conversation from time to time .

𝐖𝐀𝐍𝐓𝐄𝐃 𝐂𝐎𝐍𝐍𝐄𝐂𝐓𝐈𝐎𝐍

a girl squad or just a squad in general really , give my baby her lil group of people please

her ex boyfriend from when she was seventeen ( he’s mentioned above ) but basically he’s the one who encouraged her to not let her parents make her their puppet , they didn’t approve of him , jalissa fell head over heels for him . they would’ve dated for nearly two years because the sex tape of her cheating on him came out .

the person she cheated on her ex with ? maybe they’re the one who leaked the sex tape ? maybe they never even told jalissa they were recording ?

her best friend that she does the tickets to our downfall podcast with ? these two are literally like twins , just two peas in a pod ( pun intended )

fans of her work ? and im not taking about her youtube channel or podcast

ex hook ups that think she’s crazy ? she probably gave them reason to think so lbr

frenemies give me blair & serena circa season one type of shit

just plain old enemies , they were probably friends at one point or maybe just have always disliked one another ?

smoking buddies were they literally just hot box cars together and munch on taco bell talking about why sound vibrates & shit

someone who isn’t afraid to confess their love for jalissa but her damaged ass refuses to confess her feelings for them ? so it’s just this constant cycle of them having a good time , them being sweet & her just gets weirdly quite & starring at them before she complaining about them going and ruining the vibes

she’s a bad influence on them ? they’re a good influence on her ? ride or dies ? partners in crime ? only friends when there is a substance involved ? sugar baby vibes ? unlikely friends ? flings ? crush ? friends with benefits ? everytime they are around one another its a fight ? someone she lets crash at her place sometimes ? someone she’s backstabbed & maybe they don’t even know she has & they still think she’s a ride or die for them ?

#hilton:intro #❛ 🍑 ── 𝐅𝐈𝐋𝐄𝐃 𝐔𝐍𝐃𝐄𝐑. / INTRO.

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foureverdrivingschool-blog · 6 years ago

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cramerchu87-blog · 5 years ago

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Why Should the Government Assist United States Automobile Producers

As a long-lasting homeowner of Michigan, I was elevated with the belief that we must buy just those vehicles created by an American auto business (yes, even if some parts were made in international nations). To today, I still hold that belief because of the fact that I find it incomprehensible to enable my very own self-seeking desires to impact the work overview of my relative, friends, next-door neighbors, colleagues and also my neighborhood overall. Yes, Detroit developed its share of lemons in the 70's, 80's and also 90's, but high quality has much enhanced ever since. Here's an example; I am a self-described vehicle nut, as well as my enthusiasm occurs to get the very best of me when that outstanding, most recent and also biggest "wow" automobile style is introduced. Therefore, I do not wait for discounts or motivations; I simply go all out as quickly as my desire cars and truck hits the showroom. The very first time I could afford to do so was over 10 years ago, when the '97 Ford F150 was introduced. I loved it, leased it and also never ever had a solitary problem with it. Then came the '99 Chrysler 300M. Once more, I leased this appeal as well as liked driving it. Regrettably, it was not as hassle-free as my Ford, but it was okay. I figured it still looked great, was enjoyable to drive and the lease would be up quickly. So, the following ideal thing came out, and also again it was a Chrysler product, albeit the Dodge line - the 2004 Dodge Durango. I rented this vehicle for four years and really did not wish to chance a potential lemon, so I bought the prolonged bumper-to-bumper warranty. Naturally, I never ever needed to use it; this automobile was abused by my household, pushing the towing ability to the restrictions, as well as throughout our four-year lease we never when required service. Also at its lease end, this vehicle drove perfectly. So, it is my viewpoint that Detroit's car manufacturers made a 100% improvement in quality in the brief span of just 5 years, from the late '90's to the year 2004.

Some might wonder why I would certainly have selected an American vehicle, after just recently experiencing issues with a previously leased American car. Well, the answer is basic, my pal. If even more people had my attitude, Michigan would certainly not be where it is today. You see, Michigan has been in an economic downturn for 5 years, and it harms to understand that my choice, combined with every one of the others who may choose foreign automobiles, will deeply impact others. While I concur that business model of U.S. car business needs extreme modification, I additionally have a clear understanding of what's in advance for the whole country if the government does not lend these suppliers the essential funds to see them with this really challenging period; we're living it currently right here in Michigan, and also the rest of the nation will certainly experience what we have actually undergone for a number of years. Michigan shed 330,000 factory work considering that 1999, and as a result many others have actually been impacted: My other half is an energy center driver for a producer straight connected to the auto sector. He's been given up a minimum of 5 times in as years, and also the hazard is constantly lurking. My dental expert has lost 27% of his business due to the fact that individuals that do not have insurance policy simply do not most likely to the dental professional. My OB/GYN found it necessary to get rid of 20% of her staff - once more, due to the fact that women's "female problems" are positioned on the back burner when they do not have insurance coverage and can't pay for an office visit.A buddy has actually taken a 10% pay cut in order to maintain his job. As a result, his house has remained in a near-foreclosure status twice within the previous year. My sibling, a medical biller, shed 2 tasks in the last 5 years as a result of our economic situation. She now functions two part-time jobs, simply trying to make the mortgage settlement. My buddy, a vice-president of the mortgage division for a neighborhood bank, lost her task when the bank was taken in by a larger national bank. Stunning communities are entrusted to abandoned homes since individuals have actually had to relocate simply to find work. Certainly, there are couple of people who can pay for to get residences, so these houses rest vacant. Communities are eliminating cops and fireman jobs since they're not accumulating the tax obligations required to pay the employees' wages. School systems are getting rid of educators, causing higher class sizes. My nephew, a packaging engineer, relocated to Pennsylvania due to the fact that there are no such tasks below in Michigan. The affect of our economic climate is likewise starting to hit Pennsylvania, as well as he's not exactly sure if he'll work in six months. The listing continues, as well as the loss of an additional 2.5 million jobs in this country will be definitely devastating; entire cities will declare bankruptcy and healing will certainly take years. The federal government didn't throw away a moment making a decision the destiny of AIG, that employs 100,000 people worldwide. Why are they so hesitant to save 2.5 million tasks right here in the USA? Most likely since they believe car employees are paid too much - and they are. The UAW requires to voluntarily take a 20% pay cut, as well as the company executives require to do the very same. Perks need to be eliminated, as well as survival needs to be priority number one. Each cars and truck firm need to be required to produce little, fuel effective automobiles within 18 months of acquiring entitlement program, as well as do whatever in their power to develop alternative energy for their automobiles - also if it means joint ventures. Exec greed requires to be a distant memory; the automobile business leaders can learn a thing or 2 from talking with Lee Iacocca, who kindly offered to bring Chrysler back from the brink of personal bankruptcy for an annual income of just $1.00 back in very early 1980's. Currently, that's a true leader, as well as a man devoted to seeing results. Possibly Steven Feinberg, owner of Cerberus, which acquired Chrysler in 2007, must do a something to assist with the U.S. production market, as opposed to just wanting to make a quick earnings. If the auto market in this country is mosting likely to make it through, and ultimately keep the USA from getting in an anxiety, everyone needs to offer. Customers require to take a review at American cars, the UAW participants need to take a 20% wage cut, along with beginning paying for a part of their medical insurance, as well as CEOs and also execs require to put an end to their greed. And also most notably - the key to the car companies' survival - the USA federal government requires to provide the money these firms need so that production and also its work continue to be an essential and also stable variable of this country's economic climate. https://www.youtube.com/watch?v=uPODSNAbkOU

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berniesrevolution · 7 years ago

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FML: Why millennials are facing the scariest financial future of any generation since the Great Depression.

Huffington Post Highline

Part II

What Scott remembers are the group interviews.

Eight, 10 people in suits, a circle of folding chairs, a chirpy HR rep with a clipboard. Each applicant telling her, one by one, in front of all the others, why he's the right candidate for this $11-an-hour job as a bank teller.

It was 2010, and Scott had just graduated from college with a bachelor’s in economics, a minor in business and $30,000 in student debt. At some of the interviews he was by far the least qualified person in the room. The other applicants described their corporate jobs and listed off graduate degrees. Some looked like they were in their 50s. “One time the HR rep told us she did these three times a week,” Scott says. “And I just knew I was never going to get a job.”

After six months of applying and interviewing and never hearing back, Scott returned to his high school job at The Old Spaghetti Factory. After that he bounced around—selling suits at a Nordstrom outlet, cleaning carpets, waiting tables—until he learned that city bus drivers earn $22 an hour and get full benefits. He’s been doing that for a year now. It’s the most money he’s ever made. He still lives at home, chipping in a few hundred bucks every month to help his mom pay the rent.

In theory, Scott could apply for banking jobs again. But his degree is almost eight years old and he has no relevant experience. He sometimes considers getting a master’s, but that would mean walking away from his salary and benefits for two years and taking on another five digits of debt—just to snag an entry-level position, at the age of 30, that would pay less than he makes driving a bus. At his current job, he’ll be able to move out in six months. And pay off his student loans in 20 years.

There are millions of Scotts in the modern economy. “A lot of workers were just 18 at the wrong time,” says William Spriggs, an economics professor at Howard University and an assistant secretary for policy at the Department of Labor in the Obama administration. “Employers didn’t say, ‘Oops, we missed a generation. In 2008 we weren’t hiring graduates, let’s hire all the people we passed over.’ No, they hired the class of 2012.”

You can even see this in the statistics, a divot from 2008 to 2012 where millions of jobs and billions in earnings should be. In 2007, more than 50 percent of college graduates had a job offer lined up. For the class of 2009, fewer than 20 percent of them did. According to a 2010 study, every 1 percent uptick in the unemployment rate the year you graduate college means a 6 to 8 percent drop in your starting salary—a disadvantage that can linger for decades. The same study found that workers who graduated during the 1981 recession were still making less than their counterparts who graduated 10 years later. “Every recession,” Spriggs says, “creates these cohorts that never recover.”

By now, those unlucky millennials who graduated at the wrong time have cascaded downward through the economy. Some estimates show that 48 percent of workers with bachelor’s degrees are employed in jobs for which they’re overqualified. A university diploma has practically become a prerequisite for even the lowest-paying positions, just another piece of paper to flash in front of the hiring manager at Quiznos.

But the real victims of this credential inflation are the two-thirds of millennials who didn’t go to college. Since 2010, the economy has added 11.6 million jobs—and 11.5 million of them have gone to workers with at least some college education. In 2016, young workers with a high school diploma had roughly triple the unemployment rate and three and a half times the poverty rate of college grads.

Once you start tracing these trends backward, the recession starts to look less like a temporary setback and more like a culmination. Over the last 40 years, as politicians and parents and perky magazine listicles have been telling us to study hard and build our personal brands, the entire economy has transformed beneath us.

BOOMER: 306

MILLENNIAL: 4,459

Hours of minimum wage work needed to pay for four years of public college

For decades, most of the job growth in America has been in low-wage, low-skilled, temporary and short-term jobs. The United States simply produces fewer and fewer of the kinds of jobs our parents had. This explains why the rates of “under-employment” among high school and college grads were rising steadily long before the recession. “The way to think about it,” says Jacob Hacker, a Yale political scientist and author of The Great Risk Shift, “is that there are waves in the economy, but the tide has been going out for a long time.”

The decline of the job has its primary origins in the 1970s, with a million little changes the boomers barely noticed. The Federal Reserve cracked down on inflation. Companies started paying executives in stock options. Pension funds invested in riskier assets. The cumulative result was money pouring into the stock market like jet fuel. Between 1960 and 2013, the average time that investors held stocks before flipping them went from eight years to around four months. Over roughly the same period, the financial sector became a sarlacc pit encompassing around a quarter of all corporate profits and completely warping companies’ incentives.

The pressure to deliver immediate returns became relentless. When stocks were long-term investments, shareholders let CEOs spend money on things like worker benefits because they contributed to the company’s long-term health. Once investors lost the ability to look beyond the next earnings report, however, any move that didn’t boost short-term profits was tantamount to treason.

The new paradigm took over corporate America. Private equity firms and commercial banks took corporations off the market, laid off or outsourced workers, then sold the businesses back to investors. In the 1980s alone, a quarter of the companies in the Fortune 500 were restructured. Companies were no longer single entities with responsibilities to their workers, retirees or communities.

They were Lego castles, clusters of distinct modules that could be separated, optimized, sold off and put back together.

Businesses applied the same chop-shop logic to their own operations. Executives came to see themselves as first and foremost in the shareholder-pleasing game. Higher staff salaries became luxuries to be slashed. Unions, the great negotiators of wages and benefits and the guarantors of severance pay, became enemy combatants. And eventually, employees themselves became liabilities. “Corporations decided that the fastest way to a higher stock price was hiring part-time workers, lowering wages and turning their existing employees into contractors,” says Rosemary Batt, a Cornell University economist.

Thirty years ago, she says, you could walk into any hotel in America and everyone in the building, from the cleaners to the security guards to the bartenders, was a direct hire, each worker on the same pay scale and enjoying the same benefits as everyone else. Today, they’re almost all indirect hires, employees of random, anonymous contracting companies: Laundry Inc., Rent-A-Guard Inc., Watery Margarita Inc. In 2015, the Government Accountability Office estimated that 40 percent of American workers were employed under some sort of “contingent” arrangement like this—from barbers to midwives to nuclear waste inspectors to symphony cellists. Since the downturn, the industry that has added the most jobs is not tech or retail or nursing. It is “temporary help services”—all the small, no-brand contractors who recruit workers and rent them out to bigger companies.

The effect of all this “domestic outsourcing”—and, let’s be honest, its actual purpose—is that workers get a lot less out of their jobs than they used to. One of Batt’s papers found that employees lose up to 40 percent of their salary when they’re “re-classified” as contractors. In 2013, the city of Memphis reportedly cut wages from $15 an hour to $10 after it fired its school bus drivers and forced them to reapply through a staffing agency. Some Walmart “lumpers,” the warehouse workers who carry boxes from trucks to shelves, have to show up every morning but only get paid if there’s enough work for them that day.

“This is what’s really driving wage inequality,” says David Weil, the former head of the Wage and Hour Division of the Department of Labor and the author of The Fissured Workplace. “By shifting tasks to contractors, companies pay a price for a service rather than wages for work. That means they don’t have to think about training, career advancement or benefit provision.”

This transformation is affecting the entire economy, but millennials are on its front lines. Where previous generations were able to amass years of solid experience and income in the old economy, many of us will spend our entire working lives intermittently employed in the new one. We’ll get less training and fewer opportunities to negotiate benefits through unions (which used to cover 1 in 3 workers and are now down to around 1 in 10). Plus, as Uber and its “gig economy” ilk perfect their algorithms, we’ll be increasingly at the mercy of companies that only want to pay us for the time we’re generating revenue and not a second more.

(Continue Reading)

#politics #the left #Millennials #student debt #economic inequality #poverty #huffingtonpost #capitalism

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fantasticgardenertimetravel · 3 years ago

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Best Franchises to invest in 2021

We all know how COVID 19 has created a job crisis in the country and impacted our health and economy as well. Let's not sugar coat and let's accept the fact that covid-19 has disturbed all businesses as whole. Many became jobless because maximum companies reduced their workforce and many startups failed due to lack of support. In pandemics there is less demand and supply which resulted in failure of many business ideas because COVID 19 came out of syllabus. No one was prepared for this pandemic and the result we all have seen.

COVID 19 has affected the franchise industry as well and there is no doubt in it. The experts predicted good growth rate of franchise business in 2019 and 2020.International franchise Association in Feb 2020 also predicted that there will be decent growth in franchise business and it will create more job opportunities .But suddenly COVID 19 came and it altered the prediction. Some franchise models were about to close like preschools, saloon. food outlets, Retail shops.

Now when it comes to setting up a new business ,options are many but they come with their own risks and one such way of starting a new business with lowest risk and highest returns is franchise business. Today there are a lot of good Franchise opportunities in India. Let's go through some of them.

Top three sectors where you must invest in this pandemic:

Edtech sector

Generic Pharmacy sector

Delivery and logistics sector

Edtech sector : While some sectors were fighting for survival in pandemic ,Edtech was growing in pandemic .In Fact edtech collected around 2 Billion funding in pandemic, average CAGR is around 64% and supported by 10 million users and it is expected to be around 30 billion in market size by 2030. Due to the increase in cases of Covid in India, the government imposed a lockdown as a result all colleges, coaching's and schools were closed and it contributed to the growth of online learning. The future of Edtech looks bright because people are adapting to the change .

Top franchise opportunities under Edtech sector:

1.Virohan : It is one of the largest and fastest growing edtech health care organizations .It provides progressive career in the health care sector. The company aims to create India’s largest healthcare training company. In healthcare sector there is demand of 65 lakh skilled workers but currently there are only 4.5 lakh skilled workers ,so company is trying to maintain equilibrium by training youths

Courses it offers :

MLT

OTT

Radiology etc.

Why is Virohan the best franchise opportunity ?

Presence of 60+ centers in more than 5 states

Tie Ups with Wipro Gen Elc, Siemens and IMA

Placement network of 650 hospitals and diagnostics centers.

Low Investment and a recession proof business

High ROI

Exclusive partnerships with major healthcare sector influencers

Training and support.

Investment -

2.upGrad : It is an online education platform providing industry related programs. The programs are designed and delivered in collaboration with world class faculty and industry .

Courses it offers:

BBA,MBA

Data science

Business Analytics

Machine learning

Software and technology etc

Why is upGrad the best franchise opportunity ?

Brand recognition

Investment - Rs 50,000 to 2 Lakh

Attractive earning

Proven Business model

Extensive support

Brand Leverage

3.Adda247 : It is an online learning platform for aspiring students. It helps students in preparation for govt jobs .

Courses it offers:

Banking

SSC

Railways

Why is Adda247 the best franchise opportunity ?

300+ coaching centres

Brand recognition

Training and support

Investment - Rs 50,000-1 lakh

Tested business model

Delivery and logistics sector -There is no doubt that this pandemic has disturbed the various industries in India .But we all know every recession comes with an opportunity. Here also same thing happened .In pandemic almost every business changed their business model. India imposed lockdown to reduce the crowd in medical shops,malls ,shops and restaurants. And this lockdown boosted the demand of courier,logistics and delivery franchise in India. The Indian courier market is growing with the growth rate of 25% and it is creating a new opportunity for entrepreneurs and other peoples.

Top franchise opportunities under delivery and logistic sector :

1.Amazon delivery service partner/Amazon courier franchise: When it comes to start a courier or delivery franchise there is no doubt Amazon is the first choice of every investor. The name recognition of amazon is so high that everyone wants to join with that name. The investment required for taking this franchise is around 2 lakh to 6 lakh. And set up cost is also less in this franchise.

What makes Amazon an ideal courier and delivery franchise opportunity?

No extra expenses required in Amazon’s franchise model.

It has the best franchise model.

Innovative technical support from Amazon.

Brand recognition.

Amazon is the largest e-commerce company in India and has expanded all over India which means you are going to get lots of delivery opportunities.

2.Ekart Logistic Franchise : Flipkart pvt. ltd is one of India's largest e-commerce companies launched Ekart logistic in 2009 and soon Ekart made its own identity in the market as the premium courier and logistic company.

What makes Ekart an ideal courier and logistics franchise opportunity?

It has more than 4000 serviceable pin codes in India.

Support of Flipkart is enough for its growth.

Expanded almost all over India

Most demanded courier and logistic franchise business after Amazon

Investment is around Rs 50000- Rs 1lakh

3. Delhivery: This company was started in 2011 and became a leading supply chain services company .The company is growing very fast and marked its presence in 2300 cities in India. Recently the company launched 3 mega trucking terminals in Delhi, Mumbai, and Bengaluru.

What makes Delivery an ideal courier and logistic opportunity?

It has tie ups with Flipkart, Amazon and Volvo.

Over 7500 businesses have already partnered with Delivery.

Low investment required for its franchise model.( Rs 50,000- 2 lakh )

Generic pharmacy sector : We all know India is the largest producer of generic medicine .The best part about generic medicine is that it breaks the affordability barrier and easily is affordable and this is the reason many doctors suggest generic medicine in India. You will be surprised to know that generic drugs contribute 71% market share in pharmaceutical industry. Strong drug manufacturing and strong domestic demand are the growth drivers. One can open either a store or start an online pharmacy franchise.

Top franchise opportunities under generic pharmacy sector :

1.Genmart Generic Pvt Ltd : It is one of the fastest growing pharmacies for healthcare and wellness requirements. The company was started in 2018 and started franchising from 2019.It has around 8+ franchise unit .The investment required is around 20 lakhs and royalty fees is around Rs 5 lakh

Why Genmart Generic Pvt Ltd as a pharmacy franchise opportunity?

8+ franchise unit

Low investment

Name recognition

Training and support

2.Generic Adhar : It is one of the fastest growing generic pharmacies .The company was started in 2018 by Arjun Deshpande at Mumbai .The Investment required is around 4 lakh.

Why Genmart Generic Pvt Ltd as a pharmacy franchise opportunity?

Earn 40% profit

Tech enabled stores

Accept online orders

Training and support

Low Investment

You don’t need to be a pharmacist to take franchise

3.Emedix: It is a online pharmacy which delivers both prescription and non-prescription medicines at your door step. It was started in 2016 and started franchising from 2018.It has around 20 units all across India. The investment required for this franchise is around Rs 5 lakhs. Royalty fees is around 1%.

Why Emedix as a pharmacy franchise opportunity?

Good return on investment

Territorial rights for unit franchise

Low investment

Training and support

20+ stores in India

For any franchise opportunities you can visit Franchisebazar (www.franchisebazar.com) and you can select from listed brands from the website as per your investment plan. You can also clear your doubts from experts .

#Top franchise opportunities in India #top franchise business in india #Top franchise business opportunities

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alliedmarketresearchs · 3 years ago

Text

Office Furniture Market : Global Opportunity Analysis and Industry Forecast, 2020-2027

Office furniture mainly consists of chairs, tables, sofas, file cabinets, and cubicles with raw materials as wood, glass, vinyl, plywood, plastic, and steel. The office furniture market is majorly run by unorganized local players and some global players. With an urge to sustain in the market many global players are going into mergers and acquisitions so that the local market can be tapped. The rise of startups and co-working space has created new demand in the office furniture market. Innovations in the sector are related to the furniture that can give comfort and create a stress-free aura for employees all day and are modular to attract clients' and customers' attention.

Market scope and structure analysis:

Ø Market Size Available for Years

2020–2027

Ø Base Year Considered

2019

Ø Forecast Period

2021–2027

Ø Forecast Unit

Value (USD)

Ø Segment Covered

Type, Material Used, Distribution Channel, Industry Vertical, and Region

Ø Regions Covered

North America (U.S. and Canada), Europe (Germany, UK, France, Italy, Spain and Rest of Europe), Asia-Pacific (China, Japan, India, Australia, Malaysia, Thailand, Indonesia, and Rest of Asia-Pacific), LAMEA (Middle East, Brazil, Mexico, and Rest of LAMEA)

Ø Companies Covered

KOKUYO Co. Ltd., Herman Miller Inc., Haworth Inc., Hooker Furniture, Inter IKEA Holding BV, Kimball International Inc., Knoll Inc., Omega HNI Corp., OKAMURA Corp., Steelcase Inc.

Get a sample of the report @ https://www.alliedmarketresearch.com/request-sample/6782

COVID-19 Scenario Analysis:

· The industry was experiencing huge growth and demand from countries like China, India, and Indonesia but with work from home conditions provided by almost all the offices, there is rapid cancellation of contracts and a decrease in demand.

· Being a huge labor intended sector all the manufacturing units are fully shut due to the unavailability of laborers and workers.

· After stabilization of the current scenario, the Asia-Pacific countries like India, Japan, China, South Korea, and Indonesia are expected to experience growth in demand.

Top Impacting Factors: Market Scenario Analysis, Trends, Drivers and Impact Analysis

Change in the corporate’s mindset toward integrated, eco-friendly, comfortable, and attractive office space because of high real-estate prices has led to better use of the commercial space & accommodate more employees in single office hence increasing growth of global office furniture market. With the increase in the stress of work, there is an urge to develop furniture such that they reduce stress and provide the utmost comfortable and productive environment. In addition, investment of government and private players in IT parks & gardens, commercial zones, blooming startups by entrepreneurs & MSME’s in developing countries, an extension of office across globe and creating informal office space for employees is driving the global office furniture market.

However, factors like labor availability, the long replacement cycle of furniture, fluctuating raw material price of wood, and unorganized local market leaders constraint the growth of the global office furniture market. In contradiction, huge investments in the sector are seen in the urge of better and smart office workspace, better temperature control chairs for comfortable sitting posture, and other health-related issues boost the market growth.

The global office furniture market trends are as follows:

New product launches to flourish the market

The launch of new office furniture that contain improved capabilities have been launched by leading market players. They have taken necessary steps to improve the sitting comfortability, posture, and relaxation that the regular office chairs and tables don’t provide.

Herman Miller Mirra 2 a classy chair claims to be designed with ergonomics and healthy posture for better backbone support and temperature control to sit for long hours without feeling hot and getting sweaty. This series is available at comparatively low price than the premium class Herman Miller Aeron which is a designed for complete health benefits and utmost comfort in the chair segment.

Introduction of customizable furniture and establishment of new MNC branches in Asia-Pacific countries

Manufacturers have been focusing on producing new products for compatible applications as there are varying demands based on the utilization. Leading market players are determined to launch Do It Yourself office furniture which is helpful during the shift of offices.

IKEA furniture is famous for the dismantled form of furniture which can be assembled as per the size and structure of the office after purchasing.

Request a discount on the report @ https://www.alliedmarketresearch.com/purchase-enquiry/6782

Moreover, Asia-Pacific countries have seen a surge in new corporate offices and startups due to the availability of employees and resources, which is leading to the establishment of new corporate workspace and increasing demand for the global office furniture market.

Key Segments Covered:

Ø Type

Tables

Overhead Bins

Seating

Storage Units & File Cabinets

Systems

· Others

Ø Material used

Wood

Plastic & Fiber

Glass

Metal

· Others

Ø Distribution Channel

Direct Sales

Retailers

Un-organized contractors

Online

· Others

Ø Industry Vertical

Automotive

Educational Institution

Offices

Healthcare

· Others

Key Benefits of the Report:

· This study presents the analytical depiction of the global office furniture industry along with the current trends and future estimations to determine the imminent investment pockets.

· The report presents information related to key drivers, restraints, and opportunities along with detailed analysis of the global office furniture market share.

· The current market is quantitatively analyzed from 2020 to 2027 to highlight the global office furniture market growth scenario.

· Porter’s five forces analysis illustrates the potency of buyers & suppliers in the market.

· The report provides a detailed global office furniture market analysis based on competitive intensity and how the competition will take shape in coming years.

Questions Answered in the office furniture market Research Report:

· What are the leading market players active in the office furniture market?

· What the current trends will influence the market in the next few years?

· What are the driving factors, restraints, and opportunities in the market?

· What future projections would help in taking further strategic steps?

To know more about the report @ https://www.alliedmarketresearch.com/office-furniture-market-A06417

About Allied Market Research:

Allied Market Research (AMR) is a full-service market research and business-consulting wing of Allied Analytics LLP based in Portland, Oregon. Allied Market Research provides global enterprises as well as medium and small businesses with unmatched quality of "Market Research Reports" and "Business Intelligence Solutions." AMR has a targeted view to provide business insights and consulting services to assist its clients to make strategic business decisions and achieve sustainable growth in their respective market domains. AMR offers its services across 11 industry verticals including Life Sciences, Consumer Goods, Materials & Chemicals, Construction & Manufacturing, Food & Beverages, Energy & Power, Semiconductor & Electronics, Automotive & Transportation, ICT & Media, Aerospace & Defense, and BFSI.

We are in professional corporate relations with various companies and this helps us in digging out market data that helps us generate accurate research data tables and confirms utmost accuracy in our market forecasting. Each and every data presented in the reports published by us is extracted through primary interviews with top officials from leading companies of domain concerned. Our secondary data procurement methodology includes deep online and offline research and discussion with knowledgeable professionals and analysts in the industry.

David Correa

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world365 · 3 years ago

Text

Plastic mold

Plastic Molding Machine Market Is Expected To Grow At An Impressive Rate By 2031... Plastic Molding Machine Market Study Provides Latest Intelligence on Growth in 2021 and Beyond.

The most recent examination on Plastic Molding Machine market offers top to bottom investigation and bits of knowledge for the figure time frame (2021-2031). The investigation tracks Plastic Molding Machine deals and reception in more than 20 nations, with examination high-development just as developing business sectors. The Plastic Mold Machine statistical surveying report additionally offer COVID-19 investigation on deals, furnishing perusers with most recent examination.

Plastic Molding Machine Demand Outlook and AssessmentThe study tracks Plastic Molding Machine appropriation across the globe, with a point by point examination on the drivers, restrictions, openings, and dangers for existing players just as new organizations. The key development factors have been dissected exhaustively in the study.In expansion to the key development factors, the examination additionally offers investigation on the key difficulties Plastic Molding Machine organizations are probably going to look during the evaluation time frame.

The restrictions fluctuate across nations, and Plastic Molding Machine players frequently face difficulties with absence of normalization, guideline, expenses, and polity.The concentrate likewise remembers itemized parts for the critical chances for Plastic Molding Machine market players. As COVID-19 has prompted a large group of difficulties, Plastic Molding Machine associations are zeroing in on tending to blank areas and dealing with the opportunities.In expansion to the clear data, the report offers portion level investigation and conjecture.

The fragment level conjecture and examination offers perusers data on which classes are probably going to observe a lift, while the portions which are yet at a beginning stage.

The Fact.MR study gives perusers point by point experiences according to key districts, following Plastic Molding Machine deals in key business sectors. Every locale is additionally separated into key nations, and examination on the absolute most worthwhile nations for Plastic Mold Machine request is incorporated. The nation level Plastic Molding Machine investigation gives perusers complete data on the nations that are at the bleeding edge of interest and adoption.The country-level data additionally gives perusers bits of knowledge on arising areas of interest – numerous nations in the Plastic Molding Machine market are ready for speculation, and the examination submits key suggestions and ideas relating to that.

Cutthroat LandscapeThe Fact.MR study profiles the business, item and other key techniques of the main Plastic Molding Machine organizations exhaustively. The serious scene segment of the examination tracks market pioneers, officeholders, and wannabes, spreading out a layered data model that perusers can utilize. A portion of the main organizations in the Plastic Molding Machine market incorporate (Sumitomo Heavy Industries Ltd., Engel Austria GmbH, Haitian International Holdings Limited, Chen Hsong Holdings Limited,Milacron, Arburg GmbH Co KG)

research and counseling organization with a distinction! That is the reason 80% of Fortune 1,000 organizations trust us for making their most basic decisions.We have workplaces in US and Dublin, though our worldwide settle is in Dubai.While our accomplished advisors utilize the furthest down the line innovations to extricate hard-to-track down bits of knowledge, we accept our USP is the trust customers have on our expertise.Spanning a wide reach – from car and industry 4.0 to medical services and retail, our inclusion is extensive, yet we guarantee even the most specialty classes are analyzed.Reach out to us with your objectives, and we'll be a capable exploration accomplice.

This delivery was distributed on openPR.

New Injection Molding Technique Casts Glass Objects Quicker And Using Less Energy

the articles we use are regularly made of plastic as it's quicker and more financially savvy to deliver. Yet, presently, a group of specialists at the college of freiburg in germany has upset glass creation, which means it very well may be mass-delivered at a similar cost as plastic. Driven by educator dr. Bastian e. Rapp, and created in a joint effort with glassomer, the group has used infusion trim to project top notch glass structures at a lower temperature, saving time, cash and energy.

'for quite a long time, glass has regularly been the subsequent option with regards to materials in assembling measures since its development is excessively muddled, energy-concentrated and unsatisfactory for delivering high-goal structures,' said rapp in a proclamation through the college of freiburg. 'polymers, then again, have permitted the entirety of this, however their physical, optical, compound and warm properties are second rate compared to glass. Therefore, we have joined polymer and glass preparing. Our cycle will permit us to rapidly and cost-successfully supplant both mass-delivered items and complex polymer constructions and segments with glass.'

infusion shaping glass designboom...infusion formed constructions produced using the recently created glassomer composite

the procedure starts with little polymer granules that are filled the machine, dissolved, and infused into a form. The subsequent parts are then changed over into unadulterated quartz glass in a warmth treatment measure. Rapp and his group expect to apply the progressive method to various business openings: from glasses to sun oriented cells.

'we see incredible potential particularly for little cutting edge glass segments with convoluted calculations. Notwithstanding straightforwardness, the extremely low coefficient of development of quartz glass likewise makes the innovation intriguing. Sensors and optics work dependably at any temperature if the key segments are made of glass,' said dr. Frederik kotz, bunch pioneer at the lab of cycle innovation and boss logical official (CSO) at glassomer. 'we have likewise had the option to show that miniature optical glass coatings can expand the productivity of sun oriented cells. This innovation would now be able to be utilized to create savvy cutting edge coatings with high warm soundness. There are various business openings for it.'

the examination was distributed in science.

Plastic Injection Molding Machine Market Size, Industry Growth, Statistics, Trends, Revenue Analysis Of Top Companies 2025

The MarketWatch News Department was not engaged with the formation of this substance.

May 18, 2021 (Market Insight Reports) - Selbyville, Delaware, this definite show on 'Plastic Injection Molding Machine Market' accessible at highlights a thorough examination passing on compelling patterns winning in the worldwide business circle. The report additionally presents huge insights about market size, portion of the overall industry and benefit assessments to offer an outfit expectation about this business. Additionally, this report embraces a precise serious investigation accentuating development techniques upheld by market pioneers.

As indicated by this investigation, throughout the following five years the Plastic Injection Molding Machine market will enlist a 3.0% CAGR as far as income, the worldwide market size will reach $ 10460 million by 2025, from $ 9292.5 million out of 2019.

As for the creation viewpoint, the report includes insights regarding the assembling of the item, net edges of the organizations fabricating the item, and the item compensation. As far as the utilization, the report contains data about the item utilization worth and item utilization volume just as the import and fare status of the items.

An outline of the local scene:

Territorial division: North America, Europe, Asia Pacific, Middle East and Africa, Latin America.

What does the part expound on?

The report gives an inside and out examination of the provincial landscape of this industry.

Bits of knowledge gave in the examination:

The report conveys data relating to the creation traversing every one of these economies.

This data is contained the income that every locale represents just as the creation limit.

Additionally, the information about the development rate responsible to be enlisted by each locale in the Plastic Injection Molding Machine market during the projected period.

Significant subtleties relating to the import and fare designs, utilization volume, too the utilization compensation have been referenced.

The report has been broadly assessed with respect to the sort and application range reach.

Bits of knowledge gave in the examination:

The report contains data relating to the profits held by every item portion.

Insights concerning the utilization examples of the item have been consolidated also.

The report fuses data about the creation of the thing.

Data incorporates stuff like expenses, creation strategy, and so forth

Compensation subtleties relating to every application section being referred to are likewise given.

#injection mold china

0 notes

letsimportanttreecollection-blog · 6 years ago

Text

umaine orono insurance

"umaine orono insurance

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How much will it cost a month for insurance on a 69 camaro and i live in florida and im 16

In New York: Best health insurance on the cheap?

This information is for my stepdaughter and her family. After long term unemployment her husband recently went back to work as a trucker. He might bring home around $500 per week. They presently have no health insurance, although she said a New York State program would cover her two younger children. This leaves her and husband uninsured because his new job has no health coverage. Somehow she found a company willing to insure them for around $200+ a month. What this insurance covers I do not know. (By the premiums, I don't think much) The problem is they don't have much more than the $200+ to pay per month. Can someone tell me how to find(in New York) legitimate insurance companies with affordable cost? Also how can I educate myself on health insurance, the details, so that I can advise them correctly? They're in their late 30s and in reasonably in good health. Any an all advice greatly appreciated Tony""

Can i pay for a car and insurance together monthly?

Like on finance or something? so i pay the insurance and the car price on a newish car both at the same time each month?

I have a car insurance question (teen)?

I am a 16 year old teen just about to get my license pretty soon. I am aware of the fact that insuring a teen is incredibly expensive and annoying. my family is middle class. the car that i really want now is a 2004 infiniti G35. the car itself would be around 5-12k which i can put up most of. but my dad is not gonna let me because of the insurance of a teen driving a sports car. i know that, but i really do not want to be driving a piece of crap. i know a bunch of friends my age from my town who have 2012 sports cars i just don't get how they afford them.can someone explain to me the price of a male teen driving a 2004 coupe. and i am aware that there are exceptions such as school. if you get good grades its less.. can someone please let me know of any exceptions to help me pay less insurance.. THANK YOU IN ADVANCE..""

Where can i get cheap and full coverage auto insurance?any good suggestions?

need full coverage for my car . I am looking around $150.00 a month MAX. Thanks!

UK: Converting standard car to kit car to reduce insurance?

I'm 19 and I drove a Jaguar S-type in the US. I've moved back to the UK and my insurance premiums are looking around 7000 (roughly 4x of what it was in the US). What I'm thinking is what if I buy an s-type, and replace the engine with a small 1.6L engine (I don't care about speed, just luxury) and change the car to a 'kit car' status, will that lower my insurance to a more affordable rate? Thanks for any advice.""

""Who will pay for my flooded car, the city or insurance company?""

This past weekend I get a knock at the door from some neighbors during a storm telling me that I should move my truck out of the street. I walk outside and see that my truck is sitting in nearly four feet of water. The water level rose up to cover the seats and nearly reached the dashboard. We put it in neutral and pushed it down the street so most of the water ran out. We used towels to get out what we could that night. I didn't try to crank it, and I unhooked the battery cables. When I tried to crank it about 18 hours later it would not start. My question is, can I sue the city for the flood damage to my truck since their sewer drainage system was responsible for the localized flooding on my street? Can they be held responsible for this? Or will I just have to settle with what the insurance company will give me for the truck since it is undoubtedly totaled? I have already paid about $19500 on the truck, but I still owe about $8600. How much can I actually expect to get?""

I can't afford my car insurance...?

I need transportation so I can work. But why should I have to choose between car insurance or food and medicine? Shouldn't the Government come up with a single payer plan for automotive insurance too! Its not fair that I have to pay for this out of my own pocket.

Car insurance in new york?

hey guys, I'd like to know what would be the ballpark for insurance. I'm 24 years old and have had my driver's license since 2003 and never have had parking violations, points taken off my license or any type of moving tickets. I'm looking to buy a 96-00 civic and would like to know around how much I would be quoted""

What other types of insurance should I get?

So far I'm going to get family health insurance, life insurance, and Car insurance. I'm going to have kids. Anything else I should have? We rarely have natural disasters where I'm from.""

umaine orono insurance

How much would it cost to insure a large SUV for a 16 year old?

I have always wanted this car: http://pictures.topspeed.com/IMG/crop/200608/2006-toyota-sequoia-1_460x0w.jpg The Toyota Sequoia. I know it gets crappy gas mileage, but ive seen worse. And plus Im not gonna be driving that much either. my school is very close to me, along with all my friends houses. But how much will insurance be at your best guess? Also, if I don't blow off gas, and waster it, how much money do you think I will pay per month in California? Dont try to tell me that I am not old enough to be behind an SUV, because 1) Im going to be learning how to drive from my parents in an suv, so i will have some experience 2) my parents want me to get an SUV 3) Im not a dumb a** whos gonna go 50 mph and try to cut a corner and flip over. Bottom line is, im getting an suv and thats that.""

What's a good looking affordable car for a teen?

My budget is going to be about 15-25k and I like muscle cars like camaros and dodge challengers! Any other good lookin cars?

Americans. What cars do you normally have as your first Cars. As a cheap car with cheap insurance?

I was just wonderng What kind of cars American tennagers ahve for there first Cars I might think of importing one

Will my car insurance go up much?

im planing on buying a new car in the next few weeks, im just wondering, will my insurance go up much? I currenty have a Peugeot 206 GLX 1.4, 2000 reg. I am hoping to get a Vauxhall Corsa S 1.0 ecoFLEX, 2011 reg What other cars should i consider, that are cheap to run/ insure / road tax ectect..""

What are the pros and cons of car insurance?

A way to make health insurance premiums to go down.?

To make it affordable we have to come up with a no-profit system for health insurance companies. Since that would never happen, due to our capitalist economy. I would suggest the ...show more""

Health Insurance (Prescription insurance denied) Why?

Bad title for this question I know. I have never really had to go to the doctor for anything, ANYTHING. Recently I went to go see one because my energy level has been horrible, and I am always fatigued. After seeing the doctor, and getting lab work done, I had spent almost a $1000 dollars. But still, I'm okay with that, if its like one visit every six months or so, so what. Anyways, they found my Testosterone levels to be really really low. So they put me on a medication called androgel. Let me tell you, I can only get 15 days worth of this medication at a time, but every time I go to Walgreens to get a refill, I spend hundreds. Tonight when I picked it up it cost me $268.41. I called everywhere to see about health insurance, even though I only need help with prescriptions. I dont know what to do. I dont need all out full fledge health insurance. But apparently if I tried to get it anyway, I would be denied due to a pre-existing condition ((WTF))!! Apparently the only people who can qualify for health insurance are those who dont need it to begin with. And those who need it are denied because of a pre-existing condition. They are no programs that help with prescriptions that I know of, that dont require tons and tons of paperwork, audits, background investigations, and appointment after appointment. I am really upset and am lost with regard to getting the medication my doctor says I need, reduced in price. I cant afford almost $600 a month. But if even if I try to get health care, i will be denied. Could someone please help me out : ) Thanks for checking out my question I dont have health insurance because I never needed it. Plus I have always been responsible with my money""

Can a life insurance sole beneficiary claim be disputed in Arizona?

The mother of my 4.5 yr old son recently passed with no will. Her 25 yr old son (half-bro) being oldest blood relative, locked my son out of his home and proceeded to stake claim to everything his deceased mother had, car, cash, final paycheck, $3800.00 income tax refund check (probably less than $30,000. total assets) but no real telling. Come to find out she had a employee life insurance policy which she named the 25 yr old as sole beneficiary. does' my son have any rights to claim anything?""

""Young motorcycle riders, how much is your insurance?

Im wondering how much insurance will be for a 19 year old for a 08' R1...im thinking about financing one but of course you cant have it without insurance..i would like to know about other riders and their insurances...and which one would be the cheapest for me..

Health insurance for an immigrant who's over 65?

My parents and I are thinking about bringing my grandmother to the U.S. but we are worried about health insurance. My grandmother is 87 years old and has many medical conditions so we need to get her something that would cover the medical expenses. She will be an immigrant because she doesn't have U.S. citizenship or green card, and she has never worked in this country. Since she is over 65 years old, she cannot get a health insurance, but I am hoping that she can get something that is similar to Medicare, Medi-Cal, or Medicaid. I know that Medicare is for people who is either a citizen or permanent resident and who has worked least 10 years in Medicare-covered employment. Is there anything that my grandmother could be eligible for medical health plan or insurance although she is an immigrant, over 65 years of age, and never worked in the U.S.? Any advice or suggestion would be much appreciated.""

How much will my insurance go up after a claim?

i was in a crash it was my fault i went into the back of another car my van was fine but the other guys car was damaged at the back it is too damaged to pay out of my own pocket so understandably he is claiming off my insurance. i have a full licence, since i started driving 8 years ago i have no claim my insurance is fully comp and i pay 330 euro each year. after this claim does anyone no how much roughly will my insurance go up next year . any advice would be greatly appreciated as i am very worried.""

Best location for insurance agency?

I'm very early in the stages of starting an insurance agency in Lafayette IN. Where do you think is a better location? There are reasonable prices in downtown lafayette, but also on the east side, which is has a lot of offices, retail stores, and restaurants. Where do you think more people would likely to meet a beginning independent insurance agency?""

Life insurance through disability until age of 65. Now they say there is no policy for me.?

In 2003, I received an award letter of life insurance until the age of 65. I called the company recently to see about it and they said another company had taken over-I called them and they said I was not in the system and said to call a 3rd company which may have taken over my policy. I called them and they said, No-I have no life insurance policy. Where and who can I get in touch with regarding the policy I was awarded and it seems to have disappeared.""

What do I do if my car insurance lapsed without my knowledge?

I need to get tags for my car this month, only when I called my car financing company to see how much it is, they told me that my insurance had lapsed, and my registration was suspended!! I had no idea, because my cousin had gotten the insurance for me (we are now estranged, and I don't have any contact with her), and I was told by her the insurance expired in May. All my documments have been sent to her house (and she refuses to send me my mail) and I had no idea. Now, I'm terrified that I won't be able to get my registration back, or pay fines, because I just barely have enough to get new insurance and pay for my tags. I have no proof that she bought insurance for me through May or anything. Does anyone else have had to go through this? What will happen? Please help!""

Can I get liability insurance if I do a roll over?

I'm currently financing a vehicle and I simply can't afford it anymore. I'm considering doing a trade in for a cheaper car. I would be trading in my car which has a higher value than the car. So there will still be a finance going on but it would be a rollover. Will the other technically be paid off meaning that I'd be able to get liability on it? I just need to lower my payments because it's too much to handle right now so even some ways that I can lower my payments or insurance would be nice.

Insurance for garage?

I rent a flat with garage where I store my sports equipment-kanoe,angling equipment,car roof box and bars,bikes,tools etc. Do you know any insurance company? Thank you.""

I scraped the bumper of a parked car. Is it cheaper to pay it off or send it to my insurance?

I have a clean driving record, but i accidentally scraped a car parked next to me. There was a dinnerplate sized scrape, and the guy sent me a estimate for $400. Will it be cheaper for me to send it to my insurance, or pay it out of pocket?""

How much would car Insurance be for a 16 year old guy?

My parents want me to start picking what car I want to get. I was wondering how much insurance would cost for each of these cars for a 16 year old guy. I am interested in a BMW E36 323is Coupe, BMW E36 325is Coupe, BMW E36 328is Coupe, 1997-2001 Honda Prelude, and a 2000 VW Golf GTi. Please help me because I need to know the cost to insure each of these cars before I pick.""

Who provides really affordable car insurance?

I'm 19 in a month, I drive a 2002 Ford explorer and it needs to have full coverage. What are some cheap insurance providers for teenagers? What can I do to lower the cost?""

What is the cheapest motor vehicle insurance company in NY right now?

I wanted to know if anyone knew of any good insurance companies with low rates. I'm kinda sick of the one I have now Geico. Service is not great, guess they spend too much money on commercials and none on customer service. Any info would be great! Thanks.""

""Insurance for 6 months, changes mid policy?""

I'm looking at buying insurance for a 6 month period, but 2 months into the period there will be a change that causes a significant price drop (3 points removed from my license and my birthday). Will they generally allow me to have my rate adjusted mid-policy? I'm talking of a price difference of about 100 a month, so I really want to see how I can make this work.""

Best car insurance provider for person in early 20's?

Which provider is best suited for in this age group, located in California? Thanks!""

What are my options to get my car back from the insurance company?

I got into an accident about a week ago. the front passenger side was damaged. the insurance company told me today that it was a write off. they wouldn't be able to fix it, which is complete bull. It is a 98 Honda Civic with 200,00 km on it, and they are giving me $2800. What can i possibly do? Can I get my car back and repair it myself (by myself i mean a bodyshop i will take it too out of my own pocket)? What happens in that case? Will they give me any money or would i have to pay them?""

My car was rear-ended but I don't have car insurance?

Someone rear ended my car today. My insurance has been expired for a while now but I still called the insurance company and they filed a claim for me. When I mentioned that my insurance had expired, the lady who filed the claim said that the adjuster will call me on Monday and give me the details. Though the accident wasn't my fault, I am worried about not having insurance at the time. Also, nobody was injured in the accident but my back bumper had a very minor scratch. Was what I did wrong? And should I be worried about anything?""

Can a 17 year old hold insurance to more than 1 car?

can they have fully comp insurance on more than 1 car

umaine orono insurance

How much can car insurance be cheaper if someone hold off driving 2 years after they can their license?

or is it any cheaper?

How much is car insurance for a teen?

I'm 16,I have a 2002 Camaro SS,I live in Las Vegas,Nevada.(don't stalk me lol).My dad has Geico insurance.What else do you need to know?""

How can i sell truck insurance?

appointed agent to sell truck insurance

Car insurance advice for a 17 year old?

Hello, I just bought a Citroen AX for 500, and have payed a lump sum of 2800 for 12 months insurance. My question is: If I get a 1 year no claims bonus when im 18, how much cheaper will my next 12 month insurance be? How much less do you think It will cost after a year of no claims. And If possible: How cheaper would It cost to insure that car after 4 years no claims? Thanks.""

Insurance is up in 4 days I just made a claim. Can I still switch insurance companies?

How to make insurance cheeper?

what are the things i can do to make my car insurance cheaper? i have good grades my car is 97 color gold

How much is car insurance for a range rover sport 2010?

I have a friend how is looking to get a 2st hand range rover sport 2010 but Is worried about the insurance. What is the range of car insurance prices for the basic driver

What determines car insurance prices?

I'm going to get my first car soon. im 20 years old, been driving for a while, clean record. someone told me that the car you drive really makes a difference in the insurance price. Ive heard things like, white cars are cheapest, old cars are cheapest as well.. I dont knwo what car I'm buying but I want to get something that will get me a cheap insurance. So what shuld I get? An older car or a newer one? Also does color matter? things like that. thanks all!""

How much would car insurance cost for me?

How much does it cost to get my first car insurance under my parents insurance living in NV, USA? Also: I'm 18 yrs old, Just got my driver's license, White male Caucasian, Drive a black 1996 Honda Civic, been in no accidents, got good grades from High School, had no bad records in general, I live in a safe area, but will drive about 80 miles a week .""

2007 Cadillac Escalade Insurance Quote?

What would the Auto Insurance Price be on A 2007 Cadillac Escalade in 2013. A 17 Year old would be driving it? Liberty Mutual

What's a classic British car that's cheap and insurable for a learner?

Cheaper than a mini or morris minor.

Does an expired MOT invalidate insurance when making a claim for my car stolen from a private driveway?

I had no idea that my mot had ran out, when my car was stolen from a private driveway (not on public road) My insurance say i was in breach of the policy. But where do i stand legally with the car being off road when stolen? The insurance quoted no payout if there's no mot when one is required by law! Is there a loophole i can use""

Car insurance question? Under parents name?

Hi all, I recently got my drivers license when I turned 17, and am now looking to buy a car. I'm looking at a Foxbody mustang 5.0. Before the omg 17 get a civic comments, I can drive, I seldom speed, and when I do, its on an empty road in the middle of the night. I have track experience and know how to control a car, don't try to convince me otherwise. Now, my problem. Obviously mustang insurance for a 17yr old will be nuts, but right now I'm on my parents insurance policy so I can drive their car(1 car family), and a friend of mine told me I could just insure my car under my dad's name and claim that I drive it occasionally. So I realize I could claim my father is the primary driver and I'm just an occasional driver, but if I am actually the only one who is driving it, and something does happen where I get into an accident or get a ticket, what could happen? Would I be covered in case of an accident? Can they say no and not cover me if they find out I'm the primary driver? I'd be the only person driving it whatsoever, my dad can't even drive a stick, so I'm wondering if this is even possible or not. Thanks.""

Average car insurance for 21 y/o f?

my fiance and i are planning to buy a used car soon, and we were wondering about how much car insurance would cost us. the insurance would go under my name, but it would cover him as well. we are both 21. neither of us have had an accident. we both have pretty good credit. i've had no tickets, he's had 3, each in a different state (they were only minor speeding tickets). he's had his license since 17 y/o and i've had mine since 18 y/o.""

16 year old male car insurance question?

My mom has Gieco car insurance. I was wondering how much car insurance would be for me on a 1998 Jeep Wrangler with a security system, and 4x4 drive. I tried to get a quote yesterday on the fone but they made me wait like 40 minutes so i hung up and it never works online so please help me.""

Car accident insurance help needed?

My partner was involved in a car accident the other day, the young lad got out of his car and said that he'd rather pay for the damage in cash rather than go through his ...show more""

Can i list my vehicle at another adress for insurance?

hi, i own a 2006 acura RSX-s and i live in the philadelphia suburbs. my insurance is quite PRICEY! any how, my father owns property in northern PA which is primarily farm land, and insurance would be alot cheaper if listed there. tho i dont live there, can i list my insurance there? is there anything illegal or could it hurt me? i see alot of people with New Jersey tags who live in PA to get cheaper Insurance. what do you suggest, and what would i have to do, change adress on D/L etc?""

Car Insurance - What kind of coverage is needed for an Occasional Driver...?

Okay, this is the deal, I have full coverage car insurance. This means that the insurance will cover me, if I have an accident that is my fault or if someone else hits me & it's not my fault. I also have insurance that covers me if someone breaks into my car & steals any kind of important items in my car. The Question... I sometimes let other people drive my car, to run errands for me (like driving my car home, cause I'm too sleepy to drive or I'm super busy & need an item from the store & I hand my keys to a licensed driver). I talked to my insurance company & was told they do not have coverage that will cover other drivers unless they are listed under my coverage. The problem - I don't want to list everybody in my family or all my friends. Isn't there insurance coverage that will cover anybody driving my vihecle as long as they are older than 25 & has a valid license? If so, what's the name of this type coverage - I nd to know the name b4 I call other companys. thanks""

Health Insurance?

I have Blue Cross and Blue Shield from my job. It is very expensive for me and my wife. Is there any other option of affordable insurance that is worth a damn when I actually need it? Not some cheap.. Bob's Insurance or something like that...

Car insurance in california?

is medical expense coverage optional or required in california. I called my car insurance company to delete this coverage and the genius over the phone was telling me its mandatory, and I said to her...mandatory to california or to your insurance co?I know comp/ coll and liability are mandatory but everything else is optional...isnt it?""

Car insurances for a day help?

I just need to drive my car to my new apartment.Right now i don't have car insurances. Is there any way i can get car insurances just for a day. I live in new jersey. I know i can get a car insurances quote but i don't have enough money right now I just need to move it

How much would it cost to give birth without insurance?

Like regularly and with the C-Section?

What is cheaper for insurance mustang or charger?

well they would both be 2007. v6 cause my insurance is already high. and what one would you choose i want a mustang but alot of people have them but a charger has a big body

Help! i need to find out insurance costs if i add parts to a car?

hi, im 17 and i own a peugeot 206, im wanting to tune it, and i need to know where to find a cheap body kit, new headlights, and some wheels? just trying to make my driving life and little more better :) i need to know roughly how much it will up my insurance cost, im currently paying 1,650 for it, and i can mabye go up to 2,000 also i need to find some speakers to go in the boot of my car, will that make my insurance go higher to? thanks for your time.""

Car insurance advice..We bought a 97 dodge ram for my son that he picked out for his first car.He is taking?

auto body etc so it was something he was excited about fixing up.He had it looking pretty good still needed work but the other day my husband was driving it and was hit in the back and it wasnt his fault.They are trying to say it is totaled because the repairs exceeds a certain amount.So my ? is is there any way of keeping this truck?If so is it like a buy back thing and how much would it be? I know I should be asking the other insurance but the adjuster for them is not answering or returning calls.My son still wants to keep it is fully drivable and alot of work has been put into it and wants to eventally re fix it.Thanks for your time.

umaine orono insurance

What 600cc Sports Bike is cheapest to Insurance?

Cheapest i got some far is 750 on a honda CBR 600 im looking at not spending more then 500 on insurance

What is the difference between term/whole life insurance vs accidental death insurance?

I'm trying to buy life insurance for myself and my mother. I read up on this survivorship insurance which sounded pretty good since I wanted something for my mother if I were do die first and vice versa. but most of the online quotes I saw were between spouses... But I got confused when I read about accidental death ins- does this mean I will not be covered if I die of an illness or old age- but instead must die of an accident such as auto or slip and fall?? secondly, would I get taxed on the interest earned on the universal/whole ins or when the policy is paid out/ surrendered?""

Hayabusa Mini Insurance. (Kit car?)?

I am a young driver and I was hoping to buy a Mini with a Hayabusa engine from someone like Z-Cars. I have heard that some people have got cheap insurance for them. I have heard of a 17 year old who had just passed his test got insured for a hayabusa mini for 1500 which is cheap for a 17 year old. I was just wondering if there is anyone has insured a Hayabusa or similar Mini for road use. If so how much was it and from which insurance company? Thanks

""Hit by a car, license suspended in California, will the insurance cover the damage? will i get in trouble?

I was driving then the traffic lights turned red so i stopped. few second later i heard a loud breaking sound and 2 seconds later a car hit me. the problem is that my car is under my ...show more

How much could I expect to pay for motorcycle insurance?

I am going to take motorcycle lessons, and once I obtain my license, I plan on buying a new Kawasaki Ninja 250R. Either a 2009 or 2008 model (cost is 4000 or 3500 dollars, respectively). I am 19 years old, and have a car, which I am the primary driver of, which cost a little bit over $20k. Insurance is a little under $3000n annually. I have heard that this might reduce my motorcycle insurance costs (if I get it with the same company?), but I am not sure. I have never been any type of accident, or speeding or any involvement with the police. Only one parking ticket for my entire time of driving (since 2008 July). And I live in Massachusetts. Any type of idea of the cost would greatly help, before I commit myself to the lessons and purchases and the costs. Thanks!""

What would insurance cost on a 2010 nissan versa?

I am getting my first car a brand new nissan versa approximately how much will insurance cost me i'm a male and a college student

Will auto insurance rates go up if filing a Comprehensive claim in Texas?

I had windows knocked out and body damage done to two trucks by vandals, the vandals were identified and police report files and charges will be pressed. I carry $1000 deductable and damage was in the range of $2000 per vehicle. Any insurance claims adjusters want to comment? PS I havent called my insurance yet, cause I know just making the call will go down as a claim .""

Can I take out a life insurance policy on my child's father?

My ex is a very big risk taker and our son is only two years old. Being a single mom is very financially straining and if he was to die I would have to go onto public assistance. Is there a way I could take out a life insurance policy on him where I am the beneficiary? I'm terrified that he will do something stupid and wind up dead and my son and I will be stuck living off of welfare.

""Out of these cars, which one will have the cheapest insurance?

Suzuki Forenza 2007 Mazda3 2005

Cheap auto insurance in miami?

Does anyone know of a cheap auto insurance company in miami? i am 20 years old and i have gotten quotes from Esurance, geico, and progressive. the cheapest was Geico and it was $278 a month for the Basic coverage. I own my car and it is a 2003 Hyundai Tiburon""

Individual dental insurance for braces?

What is a good individual dental insurance if I were to get braces? I have done some research and nailed it down to DeltaCare and Pacificare. So which dental insurance is better, or any other suggestions? Pacificare cost slightly less than DeltaCare as far as co-payments go. Both are HMO plans, all the PPO plans covers little to nothing for braces, so HMO seems to be the only way to go for an individual plan. DeltaCare seems to be more reliable since it's associated with Delta Dental, a little more costly also. I'm more concerned about the quality of the services as far as making claims and such. So DeltaCare, Pacificare, or ay other dental insurance/plans? Any personal experience with either of these companies? I am in San Francisco, California.""

Car insurance in the UK?

Can anyone in the UK recommend a decent & reasonably priced car insurer for a 1st time female driver in her mid 30s?

What does 1000 or 500 deductible mean when you're getting car insurance?

Before I get my car insurance I would like to know what this means,and what is better.""

Car insurance recommendations?

hi im 16 and trying very hard to get emancipated i havent told my mom yet though because it seems like a great idea not to get kicked out first, but anyways i have locked in a steady job at a clothing store but i am only working part time for now. What would your recommendation be for cheap car insurance i have no idea where to even start but if i can get cheap insurance than i will be able to spend more on an appartment or trailer. plz give me your recommendations and any advice on how to accomplish my goal. and please no bad comments i just want advice.""

How much will my insurance go up?

I recently crash my car into a bush going 50 with 4 other people in it. The car costed $2000 and I totaled my car and the police came. My 6 months weren't up so I wasn't supposed to have anyone in the car with me so I got a ticket for that and I got a ticket for reckless driving plus my license suspended. How much will my insurance go up?

""Volkswagen GTI owners, how much do you pay for insurance?""

I am doing a project and I need to get 3 auto insurance quotes. It's due tomorrow, if it's not too much trouble could anybody get me 3 quotes? This is the specifics: 2008 (White) Volkswagen GTI 2-Door Hatchback 46,000 miles 2 Wheel Drive Automatic Help would be much abliged, thank you.""

""By about how much will insurance increase, sedan vs. sports car?""

I am 20 years old currently and drive a 2002 Chevy Cavalier. I was considering purchasing a 2000ish model Chevy Camaro Z28 (5.7L v8) and was curious perhaps by how much my insurance will go up. I know obviously that no one can give an accurate guess as to how much since there are numerous factors involved, but just based on my current insurance I thought perhaps someone might be able to guess what the price on the insurance might be. I am currently on my Uncle's insurance plan, and if I bought the vehicle, would transfer the deed to him so as to retain the benefit of his insurance. I pay about 50$ a month for liability for my car due to his insuring many cars currently. I know this is very cheap for one my age, so I thought the camaro insurance might not be bad still. Anyway based on 50$ a month for liability on my 2002 cavalier, any guesses as to what a 2000ish camaro might run me for insurance? (Both liability and comprehensive if you'd like.) I know I can find out for sure by having my uncle call his insurance, but I just wondered if I might get a ballpark estimate before I approach him about it.""

Affordable health insurance?

So we make about 35,000 a year so I do not qualify for government subsidies. we bring home about $2,600 a month $900 house, $800 car (I've tried geting out but there least so we cant) about $400 for house bills water, electricty ect..., $150 cell phones $100-$150 in gas(to get to work) $100 car insurance, and that only leaves us with $100 dolars a month for food so we keep having to use our credit card just to feed our son which is another $75 dollars a month!. (we dont have house phone, cable, took our son out of pre-school and karate) So we end up with $25 (If I use the credit card for food) and yet the cheapest insurance I can find is $183 a month. CANT! is there anywhere that sells insurance for cheaper? I have and interview on monday but I cant afford daycare. I knot know what to do. help please""

No insurance and expired tags in kentucky?

I got a ticket for no insurance and expired tags in Louisville Ky, I've never neen in any trouble before with anything not even a parking ticket I just could'nt afford the insurance and tags. Whatare the chances of serving jail time for this? I know inKy, it can pack a 90 day sentence please answer I'm kinda freaking out.""

I am moving to California on a J1 visa do I need to get a californian driving licence?

Hey, Im moving to Los Angeles for a year this month on a J1 visa. I need a car for the internship I am doing. I was wondering would I need to get a californian driving licence. I checked the dmv website and it says that If I am becoming a residnent I would need to get one. A resident is considered someone voting in an election or paying homeowners tax which I won't be. I just need it set clear whether or not If I need a california licence to drive or will my British one be ok? Also will insurance companies insure me on a foreign licence.""

How To Get The Best Homeowners Insurance?

Getting car insurance?

I just got my license and i have paid for a car at the dealer but i cant drive it off the lot untill i have insurance..so how do i get insurance..it would be with state farm.im 18 years old im a male.so how do i do i get insured?.how long does the process take??..and how much do you think my monthly payment will be..are there any deposits/extra payments you have to pay at first up front???

How can I get an Auto Insurance adjuster to address my claim ? He is completely unresponsive.?

I drove out a brand new car from the dealership and stopped at a signal light. I was rear ended hard by a coupe driven by teenagers. His car was towed and impounded. Now I called the other driver's insurance company after receiving the police report and was told that a claim has already been filed and an adjuster's name and number given. I have been ever since calling the adjuster and leaving voice-mails. Its about 3 days and I have left more than 8 voice mail but he does not call me back. Its getting frustrating and am unsure if thats their strategy ? How long should I continue this ? and How can I get him to attend and address my claim ? and what else are my options ? Should I go to small claims court ? Advice is much appreciated.

Learner car insurance?

I will be supervising a learner with a provisional licence, i have been driving for more then 5yrs and hold a full Uk license.. Do i have to have the car insurance in the learners name too?""

Cheapest insurance?

What company has the cheapest insurance for used cars.

umaine orono insurance

https://www.linkedin.com/pulse/how-long-do-you-have-go-school-insurance-company-william-riley/"

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