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optimisticanchornut · 3 years ago

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Medical Courses in India

MEDICAL COURSES

Myeducationwire

April 25, 2019

Top 5 Medical Courses in India

Pursuing a medical courses in India is far tougher than taking a decision to become a doctor. But, hats off to those who pursue their studies with as much as interest as when they were dreaming to become a doctor. Also, the zeal to serve others, the passion to think of other people’s wellness and the drive to come out of comfort zone and look what best you can do for others, so that people can feel every beat of life and make most of it; is not a small thing to have in one’s mind. Similarly when youth is going behind technology, there are few who understand the price of one’s life and opt medical. Because no matter how much wealth a person hoards, it’s just incomparable to health.

Furthermore, the Medical Council of India is the regulatory authority which has laid down rules and regulations to medical education, so that good education standard can be attained by every medical student. There are various medical courses in India that have been running from long, everyone have their own importance, you can choose according to your area of interest. Have a look:

Medical Courses in India:

1. MBBS

It is one of the most popular medical courses in India. It’s full form is bachelor of masters and bachelor of surgery. Medical entrance exams are conducted on a National Level and State Level to select suitable medical students for undergraduate medical programs. The MBBS degree holder can run their practice as a physician because they possess good knowledge for every right disease. While the total MBBS duration is 4.5 years academic education + 1 year mandatory internship. Some of the popular entrance exams for MBBS are given below:

AIIMS (All India Institute of Medical Sciences): Most prestigious entrance exam

AIPMT (All India Pre medical Test): Conducted by CBSE

Christian Medical College (CMC), Vellore: Minority run private & research institute

Armed Force Medical College (AFMC): Manages by Indian Armed Forces

2. BDS:

BDS is the only educational and professional program of dental surgery in India. It offers knowledge and skills related to general dental anatomy. The full form of this medical course in India is Bachelor of Dental surgery. BDS includes the treatment as well as prevention of a wide range of diseases of the mouth. Certainly, the main objective of the dentistry program is to produce a dentist who is socially acceptable and is able to work safely & effectively on patients in diagnosis, prevention and treatment of dental and oral diseases. The duration of BDS degree ranges from 3 years to 5 years.

Popular BDS entrance exams are:

Banaras Hindu University Medical Entrance Exam

Bharati Vidyapeeth University Medical Entrance Exam

Christian Medical College Entrance Exam

Delhi University Medical/Dental Entrance Exam

All India Post Graduate Dental Entrance Test

Amrita University Medical Entrance Exam

Association of Managements of Unaided Private Medical and Dental Colleges Exam

3. BHMS:

BHMS stands for Bachelor of Homeopathic Medicine & Surgery. BHMS is an undergraduate degree program in medical field. Furthermore, this medical course in India treats patients with the help of heavily diluted preparations of chemicals. While, it is an ancient medicine form originated from Germany. Also, it works on the principle of stimulating body’s immunity to heal oneself by giving small doses of highly diluted substances. BHMS course is of 5½ year duration including an internship. The best homeopathy colleges in India are:

National Institute of Homeopathy, Kolkata

Shivaji University, South Maharashtra

Motiwala Homeopathic Medical College, Gangapur

Rajasthan Vidyapeeth Homeopathic Medical College & Hospital

4. BAMS:

Bachelor of Ayurvedic Medicine and Surgery (BAMS) is an integrated Indian Degree in the medical field. This degree program is conferred to those students who have studied the modern medicines and traditional Ayurveda. Ayurvedic science is one of the ancient medical systems of the world. It traces its roots to the Vedic period. Also, BAMS is 5 and a half years course. Best ayurveda colleges in India are:

Shri Dhanwantri Ayurvedic College, Chandigarh

Rajiv Gandhi University of Health Sciences, Bangalore

Gujarat Ayurved University, Jamnagar

JB Roy State Medical College, Kolkata

Ayurvedic Medical College, Kolhapur

5. MD/MS:

MD is a post graduation degree, stands for masters in medicines and MS is a post graduation degree stands for masters in surgery. Both of them are a 3 years course for medical Graduates (MBBS) that deal with the branches which do not require surgical skills. MD is awarded in both non-clinical as well as clinical branches.

Likewise, the future prospects of MD and MS as medical courses in India are generally same. An individual who completes MS becomes a surgeon whereas the one who takes up MD is a physician. Finally, a surgeon can work in place of a physician with more study of medicine while a physician cannot be a surgeon. In contrast, financially, a surgeon can earn a lot more money than a physician, if he or she is skilled.

The Popular specializations in MS and MD are:

MD:

The obstetrics & Gynecology, Endocrinology, Orthopaedics, Neurology and the Anesthesiology, Cardiology, Internal Medicine, Paediatric, Psychiatry, Dermatology, Radio diagnosis and the Pathology.

MS:

Pediatric surgery, plastic surgery, cardio-thoracic surgery, Urology, Cardiac surgery, Cosmetic surgery, ENT, Ophthalmology, Gynecology, Obstetrics and the orthopedics.

So, usually it takes three years to complete the MD or MS but for s super specialization the student needs two years more after MD or MS.

Furthermore, some of the best Medical Courses in India & colleges offering post graduation in surgery/medicine are given below:

All India Institute of Medical Sciences (AIIMS), Delhi

Armed Forces Medical College(AFMC), Pune

Christian Medical College(CMC), Vellore

Maulana Azad Medical College(MAMC), Delhi

University College of Medical Sciences and GTB Hospital , Delhi

Sri Ramchandra Medical College and Research Institute(SRMC), Chennai

Seth G S Medical College, Mumbai

Jawaharlal Nehru Medical College (AMU), Aligarh

Certainly, apart from them, there are few other medical courses in India which are also gaining popularity these days, some of them are:

Bachelor of Physiotherapy

Bachelor in Unani medicine and surgery

Bachelor in Science in Nursing

Most noteworthy, medical is a noble profession, no matter which course you opt, but study with full of interest and practice your profession with full honestly, because with medical degrees, you are asked not to work with objects, stationery but with Human body, the most precious wealth of one’s life.

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4 thoughts on “Medical Courses in India”

[…] Now #Latest on Finance courses #Medical Courses in India #Engineering Degree #UPSC Exams #India National sports #Sports updates #Top School for Masters in […]

Nice post. …..I have geography, nutrition, biology and chemistry in my hs. ….what is the best career option for me?

MEWAugust 2, 2020 at 2:31 pmReply

Hi, as you have asked for the opportunities of pursuing a career after 12, we are giving few options that you may pursue according to your interest

1. Pursue B.Sc/B. A Nutrition or B.Sc Food Technology. It is a 3-year course focusing on a wide variety of topics, such as human physiology, basics of nutrition, food biotechnology, health, weight-loss strategies, human physiology, etc. The degree not only focuses on general health but also provides expertise in areas such as public health, maternal and child nutrition, etc. 2.B.Sc. Food Technology: It is a 3-year course that focuses on the safe use of food. Food technology is the process in which various principles of food science are applied to the selection, preservation, packaging and safe distribution of food. class 12th with any stream (Science with Biology is preferred).

3.D. Pharm (Ayurvedic Siddha Medicine) it’s a 2 years course

4.BOT (bachelor of occupational therapy • deal with physically, mentally, morally, and mentally challenged people. • manage the dysfunctions caused due to social, biological, and economic reasons.

5.Careers after a bachelor degree in Geography The careers for bachelor’s degree holders in Geography can include Geography teacher, Research assistant/associate in projects related to the environment, sustainability and social development, jobs related to Corporate Social Responsibility etc.

plz subscribe our newsletter too we will keep sending you update

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fiti-vation · 5 years ago

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Mind sharing what you’re passionate about and what your 2019 personal goals are?

That is a really good question dear, with so many layers to it. I am passionate about a lot of things quite frankly. Clearly, since I run a fitness blog, fitness is one thing I am passionate about. Anything that pertains to health, nutrition and well-being. As I’ve always said, I like being active and I view the human body as the most impressive machine built for performance. In fact, the body is a machine that must be taken care of if we want it to perform well for an extended period of time. Developing a passion for health and fitness will not only help with physical health, but it helps improve one’s mental health and overall well-being. In that regard, I don’t think I would ever have had a passion for fitness if it wasn’t for running. I am a passionate about running, I am passionate runner, a solo runner, a runner who runs with her soul not her sole.

I run because it’s my passion, and not just a sport. Every time I walk out the door, I know why I’m going where I’m going, and I’m already focused on that special place where I find my peace and solitude. Running, to me, is more than just a physical exercise… it’s a consistent reward for victory! Running changed my life… Once you get that blood moving, it’s show time!

Running 🏃🏾‍♀️:

Running is a great metaphor of life; you get out of it what you put into it. It has taught me a lot more than I could ever have imagined. It has taught me about perseverance, failure – how to accept defeat, self-accountability, discipline, determination, but most importantly, running has completely changed my view of life. Running doesn’t only rejuvenate you physically… Actually, it has strengthened me not only physically, but mentally and spiritually. Simply put, it has taught me how to venerate my body, soul and mind. Through difficult times and good times, running has always been there for me. I can’t remember what I was doing before running. I guess procrastinating, watching TV, gaining nothing. Running pervades my life. I wouldn’t go as fa as to say it has crept into other part of my life; I would rather say it has become its own part of my life.Through running, I’ve found exhilaration, challenges, strength, confidence, inspiration, peace and friends. I have run in all directions- away from, toward, in circles. I have run through joy, sorrow, anger, pain and confusion. I have challenged myself again and again and have emerged from each test a stronger, more confident woman.

Getting into running during my first year of college was truly a blessing in disguise. 2010, that’s the year when, as a college freshman, I started running. Immediately I was enamored. I loved the sense of exploration, of challenging myself, of being outside in all kinds of weather. I loved the time alone, time to think about whatever came to my head. I loved seeing if I could go farther than I ever had or run a loop faster than I did the week before. I loved how I felt physically while running and how I felt mentally when I was done. When I joined the university track and field team the next fall, I learned to love running even more. Training with teammates, racing against those teammates, building toward a long-term goal – all this and more about being a competitive runner added a whole other layer of attraction to this most natural act.

*Note college and university are NOT the same thing in Canada as in the U.S. College and university aren’t used interchangeably in Canada – they are two distinct establishments.

On a different note but still in relation to running, I never truly felt good in my skin, but running changed that. It gave me confidence. When you start to feel good physically, mentally and spiritually, you start to enjoy and value yourself as you should. Inevitably, you start to spend more on yourself and your well-being – this brings me to my next passion: skincare.

Skincare – Nutricosmetics, Nutraceuticals and Cosmeceuticals 🧴💊

Not gonna lie, self-care is addictive lol. Prior to my healthy lifestyle, I really wasn’t taking much care of my skin (yikes), but when I got into fitness, I really started reading more about anything and everything that pertains to wellbeing – and skincare caught my attention, I learned that the skin is our largest organ. After learning that the skin is our largest organ – damn right I started taking good care of it lol 💆🏽‍♀️. I will forever be mad at my teenage self for not taking good care of my skin. Luckily, I started sooner than later (18 baby). I know so much about skincare that at some point I seriously started contemplating doing a certificate in dermatology or becoming an aesthetic/cosmetic nurse 💉.

The skin covers the body and prevents water loss, protects the body from injury and infection, regulates body temperature, eliminates wastes (sweat), produces vitamin D with the help of sunlight, gathers information about the environment, stores fat for fuel and insulation.

As I became a skincare junkie, I discovered about nutricosmetics, nutraceuticals and cosmeceuticals. The science behind these topics is quite interesting and fascinating. If one day you ever have some free time, I’d recommend reading on these topics.

Nutraceuticals are products, which other than nutrition are also used as medicine. A nutraceutical product may be defined as a substance, which has physiological benefit or provides protection against chronic disease.

Cosmeceuticals are the marriage of cosmetics and pharmaceuticals. Think: antioxidant plus lipstick or retinol plus face serum.Cosmeceuticals will contain active ingredients that are known to be beneficial to humans in some way,“ says Marie Jhin, MD, a dermatologist in San Francisco. “For example, vitamin C is a known antioxidant and when this is added to a lotion or cream the product is considered a cosmeceutical.” [X] If you’ve been following me for years, you know that I’m a Vitamin C advocate. Use it internally, topically – splurge yourself of Vitamin C! It did wonders to my skin.

Nutricosmetics - Beauty from Within: The term “Nutricosmetics” is a result of the fusion of “Nutraceuticals” and “Cosmeceuticals.” They are ingestible natural health products that enhance the function and appearance of an individual’s skin, nails, and hair. They are a range of beauty supplements and functional foods and beverages that claim to contain active ingredients and nutrients such as botanical actives, sterol esters, lycopene, enzymes, proteins, minerals, and vitamins that enhance beauty and are beneficial to health.

Spirituality – motivational speaking, and coaching 🧘🏾‍♀️

In regard to running still, as mentioned earlier running has not only nourished my body, but also my soul and mind. Overall, it helped me grow as the individual that I am today. Although I like the person that I am, as mentioned previously I am in love with the person that I have the potential to be. Running reminds me that there is more to me than what is readily apparent much of the time. In feeding my mind and soul, running taught me that there is ALWAYS room for improvement. I am always pushing myself, so I can be a better version of myself.

Now, you have to wonder how I stay so motivated and determined all the time. The truth is that I do not think I would have had this buoyant strength in me to persevere, to succeed and to overcome the obstacles and difficulties of life, if it was not for all that running has taught me. I am very grateful for all the knowledge I have gained over the years through athletics. Running has humbled me in a way. In this respect, a poignant quote from Kareem Heshmat that deeply impacted me lately reads,

Now you…you know a lot about a lot, or a lot about a little, a little about a lot or a little about a little. You have an understanding of many more concepts than you give yourself credit for. You pick up facts here and there and form opinions that are worth sharing. Gather that knowledge into something useful; either implement that knowledge to bring about change in the world or pass it along to someone who will be inspired to do the same. Having knowledge means sharing knowledge.

It would certainly be selfish for me not to share this incredible knowledge that I have gained over the years. I am admittedly not the most knowledgeable fitness expert, but I believe that some can learn and relate with my journey. Fortunately for me, I was able to blossom as a strong individual. However, I recognize and acknowledge that I was and am privileged in a certain way, because the path to a healthy lifestyle is not the easiest - many fail all along this journey and / or never succeed.

Over the last 2-3 years, I have been really big on spirituality, soul searching, motivational speaking, and coaching. So, in the near future, I hope I can use all the knowledge I’ve gained over the years to inspire others to reach their full potential, whether that is physically, spiritually, emotionally, intellectually, occupationally, socially, environmentally, and / or financially [see post on 7 dimensions of Health].

Uplifting Others is an investment that always pays back dividends, not necessarily from the outside, but for one’s own peace of mind and soul. In many ways, what we put out into the world is returned to us in the form of our own inner peace, happiness, contentment, and well-being. That makes developing passion for others into something that can really help with our peace of mind and place in life.

Nature 🍃

With regard to running and spirituality, I’ve found trail running to be so beneficial for my body and mind, and surprisingly, it made me learn to enjoy nature more than I did when I was younger. Trail running takes you up the mountain, over the river, and through the woods, and that often gives you a much more scenic view than we could ever hope for on an urban jaunt on the road. Trails just have a way of closing off the rest of the world and all of the chaos. Put simply, trail running is quiet and contemplative.

There is no Wi-Fi in the forest, but I promise you will find a better connection.

Miscellaneous 🖼🎨✈️👩🏾‍⚖️

As I mentioned at the beginning of this post, I have a lot of passions, but if I list them all, this post will never end. Those discussed above are my main ones, but I am also very passionate about social justice, art, and travelling.

Art: Art such as running is another of expressing oneself. At the end we’re all just searching for that tiny space, perhaps a hole that gives us shelter from the struggles of life.

Travelling: Although Canada is the second largest country in the world and one of the most diverse, I would like to see what else is out there before being 30. I’d love to spend the rest of my 20s travelling. Traveling is so rewarding, not only for the mind but also for the soul. I love being around people and learning about different cultures and languages and as cheesy as it might sound, what I’d like to do is somehow combine these facts with the aim to help dismantle prejudices and unite people. On that note, this brings me to my next point.

Social justice: Justice in terms of the distribution of wealth, opportunities, and privileges within a society is something we should all advocate for. Fighting against discrimination, prejudice and injustice has always been something dear to my heart, especially as a Black woman.

Personal goals 🗓

In terms of my personal goals for 2019, the year is almost over lol, so my expectations aren’t too high, but before the year ends as I’ve mentioned previously, I’d like to start a YouTube channel. I’m also in the process of writing my first eBook.

Some of my personal goals for the future include:• writing a visual cookbook;• writing a skincare tips book;• partaking in a marathon or bodybuilding contest;• having my own brand of supplement for elite athletes and bodybuilders;• creating fitness gear/compact and affordable gym equipments• doing a TED talk.

But most importantly I’d really love to turn my passion for fitness blogging into a full-time job, I’d like to be my own boss. One of my inspirations is Marc Fitt, what he has accomplished on his own is truly impressive. And he’s French Canadian. so I totally relate to him 😂 (Maple syrup, ketchup chips, poutine, you know 😂😭).

I’m speaking these goals into existence! 🙏🏽

#me #replies #reply #FAQ

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bestplasticsurgeoninindia-blog · 6 years ago

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vijaysharmagastrologistlive-blog · 6 years ago

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karmaoncall-blog · 6 years ago

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karmaoncallcom-blog · 6 years ago

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aaronsniderus · 6 years ago

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10 Ways to Pay for Plastic Surgery

Whether you’re looking at elective surgery to boost your confidence or Botox injections to help stop migraines, cosmetic procedures can be life-changing. They also can come with steep price tags.

Even if your health insurance foots part of the bill for nonaesthetic reasons, you may still owe hundreds or even thousands of dollars to your surgeon.

According to the American Society of Plastic Surgeons, consumers in the U.S. spent $16.7 billion on cosmetic procedures in 2017.

Unless you have a ton of money saved up, you’ll likely need some help covering the costs of the procedure and any incidental expenses you incur. That’s where personal loans and other health care financing options, such as health care credit cards, come in.

Getting a personal loan for plastic surgery

If you need surgery right away but aren’t sure how to finance it, a personal loan can help.

According to Jungwon Byun, head of growth at Upstart, a personal loan can be especially useful if you’re temporarily short of cash but are confident that you can comfortably pay off the procedure over time.

“You might not have all the funds you need right now,” Byun said. But you should at least have enough room in your budget to handle a couple hundred dollars in monthly payments.

You may qualify for a personal loan with lower rates than what you can find through a credit card. Or, depending on your budget, you may be able to avoid paying interest altogether by opting for a medical loan that offers zero interest financing.

10 options to pay for plastic surgery

To help you narrow your choices, we’ve rounded up 10 options on the market. Here’s what you should know before applying.

TABLE OF CONTENTS Prosper Healthcare Financing CareCredit Alphaeon Credit LightStream SoFi Upstart Discover Wells Fargo LendingClub OneMain Financial

Prosper Healthcare Financing

This installment loan provider caters specifically to consumers seeking health care financing. It partners with cosmetic surgeons and dentists around the country.

Patients have up to 60 months to repay their loans. APRs range from 5.99% – 36.00% for a 60-month loan. Depending on your credit, you could borrow up to $35,000. You’ll be given a fixed monthly payment. There’s no penalty for paying off your loan early. You can check your APR without triggering a hard inquiry on your credit report. All cosmetic procedures are eligible, including breast augmentation, reconstruction and reduction; scar resurfacing; implants and tummy tucks. Loans are only available through participating providers. You can check if your local provider works with Prosper by searching for its name on the patient page. Many providers also list financing partners on their websites. Carecredit

CareCredit offers health care credit cards that you can use to pay for a procedure with promotional financing, such as zero or reduced interest.

The loans are revolving, so you can pay off your bill at your own pace. The standard APR is 26.99%. 0% interest options are available. You can avoid paying interest altogether by choosing a shorter-term repayment option (between 6 to 24 months) and paying a fixed minimum monthly payment, plus however much it takes you to repay the loan in full. But this is a deferred-interest credit card, so if you take longer to pay off your procedure, you’ll be charged retroactive interest starting from the first day you charged your CareCredit card. Reduced interest options are also available. If you think you’ll need more time to pay your bill, you can opt for a reduced APR of 14.90% for loans that take 24-48 months to pay off or 16.90% for loans that take 60 months to pay off. You can get an instant decision, including in the provider’s office. A wide range of surgical and nonsurgical procedures are eligible, including breast augmentation, liposuction, rhinoplasty, tummy tucks, mini face-lifts, reconstructive surgery, plastic surgery, Botox and Juvederm treatments, chemical peels, microdermabrasion, tattoo removal, laser hair removal and more. Loans are only available through participating providers and select retailers, such as Walmart and Rite Aid. You can check if your local provider works with CareCredit by searching for its name through CareCredit’s Find a Location tool. Many providers also list financing partners on their websites. Alphaeon Credit

Similar to CareCredit, Alphaeon Credit offers revolving credit that you can use at a point of sale to pay for a procedure, and potentially finance it with a lower promotional APR.

The loans are revolving, so you can pay off your bill at your own pace. The standard APR is 28.99%. 0% interest options are available. You can avoid paying interest by paying off your charges in full within 6 to 12 months. But this is a deferred-interest credit card. If you don’t pay off your charges within the promotional period, you’ll be retroactively charged interest. Reduced interest options are also available. You can receive an APR between 14.90% and 14.99% if you pay off your purchase in full within 24-60 months. If you fail to pay off your purchase in full, you’ll be charged a 28.99% interest rate on the remaining balance. Depending on your credit, you could borrow up to $25,000. You can use an Alphaeon loan for facial plastic surgery, plastic surgery and dermatology. Loans are only available through participating providers. You can check if your local provider works with Alphaeon by using the site’s doctor locator tool. Many providers also list financing partners on their websites. LightStream

Ideal for consumers with great credit, this installment loan lender offers some of the best interest rates — and lengthiest payment periods — you can get on a personal loan.

You’ll be given anywhere from 24 to 144 months to repay your loan, which is more than double the maximum amount of time many lenders give. APRs range from 3.99% to 16.99% No origination fees. Loans range from $5,000 – $100,000. You’ll be given a fixed monthly payment. There’s no penalty for paying off your loan early. You could get your funds the same day you apply. If you can find another lender offering lower rates, LightStream will beat the offer by .10 percentage points. SoFi

This online lender offers low interest rates, holistic underwriting and unique perks, such as free career coaching for members.

You’ll be given 24 to 84 months to pay your loan. APRs range from 5.99% – 16.49%. There is No origination fee. Loans range from $5,000 – $50,000. You’ll be given a fixed monthly payment. There’s no penalty for paying off your loan early. As a SoFi member, you’ll have free access to personally tailored career coaching, including help with your resume as well as LinkedIn and personal brand training. SoFi considers a wider range of factors than traditional lenders when evaluating applicants, including your job history and monthly spending. You could qualify for a lower rate loan than what you can get from another lender. You can check your APR without triggering a hard inquiry. Upstart

A solid choice for up-and-coming millennials and other borrowers with impressive resumes, this online lender considers a wide range of factors, including your education and career history, when deciding what rate to offer you.

You’ll be given 36 & 60 months to repay your loan. APRs range from 7.54% – 35.99%. Origination fees range from 0.00% - 8.00%. Loans range from $1,000 – $50,000. You’ll be given a fixed monthly payment. There’s no penalty for paying off your loan early. You could get cash as soon as the day after you apply. Upstart looks at other factors besides just your income and credit score, such as your education, college major and job history. So you could qualify for a lower rate than what you can get through a traditional lender. You can check your APR without triggering a hard inquiry. Discover Personal Loans

This traditional lender offers competitive rates, consumer-friendly terms and substantially longer payment periods than many lenders offer.

You’ll be given 36 to 84 months to repay your loan, which is significantly longer than some competitors. APRs on Discover personal loans range from 6.99% to 24.99%. No origination fees. You’ll be given a fixed monthly payment. There’s no penalty for paying off your loan early. You can check your rate without triggering a hard inquiry. You could get approved the same day you apply. You’ll receive free access to your FICO Score so that you can continue to monitor your credit health. Wells Fargo Bank

If you’re looking for a basic loan with low rates and consumer-friendly terms, Wells Fargo personal loans could be worth a closer look.

You’ll be given 12 to 60 months to repay your debt. APRs range from 6.99% – 23.99%. There are No origination fees. Loans range from $3,000–$3,000 You’ll be given a fixed monthly payment. There’s no penalty for paying off your loan early. You could qualify for a relationship discount if you sign up for automated payments. You could get your funds within a day of applying for a loan. LendingClub

It may take longer to get approved by this peer-to-peer lender than with other loans, but if you don’t mind waiting, you could get a pretty good rate from LendingClub. Be careful, though, as its maximum rates are high, potentially up to 35.89%.

You’ll be given 36 or 60 months to repay your loan. APRs range from 6.95% – 35.89%. Origination fees range from 1.00% - 6.00%. You could borrow up to $40,000. You’ll be given a fixed monthly payment. There’s no penalty for paying off your loan early. You can check your rate without triggering a hard inquiry. You could get your funds within a few days or within a week of sending in your application. OneMain Financial

OneMain Financial charges higher rates than many personal loan lenders. But you may have a better chance getting approved by OneMain Financial than other lenders if your credit score is less than 600.

You’ll be given 24 to 60 months to pay your loan in full. APRs range from 16.05% – 35.99%. Loans range from $1,500 – $30,000. You’ll be given a fixed monthly payment. There’s no penalty for paying off your loan early. You could receive your funds within a day. Bottom line

Terms vary widely between lenders, so it’s a good idea to shop around and compare charges before committing to a lender. Think carefully about the full impact of each loan you consider, including the total amount of interest you’ll have to pay and any fees you may incur. Don’t forget to look at other potential charges, too, such as retroactive interest and penalties.

Before you go forward, take the time to weigh how much of a difference elective surgery will make in your life and whether it’s really worth the big expense, said Alison Norris, a certified financial planner and advice strategist for SoFi.

“Getting a personal loan is not the same as receiving free money,” she said. “There are costs to a personal loan.” If you decide to pursue additional financing, make sure the reasons underlying your decision are going to improve your quality of life, Norris added.

Interested in a personal loan? Here are the top personal loan lenders of 2019!

LenderAPR RangeLoan Amount 1 Includes AutoPay discount. Important Disclosures for SoFi. SoFi Disclosures Fixed rates from 5.990% APR to 16.490% APR (with AutoPay). Variable rates from 5.72% APR to 14.60% APR (with AutoPay). SoFi rate ranges are current as of February 15, 2019 and are subject to change without notice. Not all rates and amounts available in all states. See��Personal Loan eligibility details. Not all applicants qualify for the lowest rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Your actual rate will be within the range of rates listed above and will depend on a variety of factors, including evaluation of your credit worthiness, years of professional experience, income and other factors. See APR examples and terms. Interest rates on variable rate loans are capped at 14.95%. Lowest variable rate of 5.74% APR assumes current 1-month LIBOR rate of 2.51% plus 4.28% margin minus 0.25% AutoPay discount. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull. See Consumer Licenses. Minimum Credit Score: Not all applicants who meet SoFi’s minimum credit score requirements are approved for a personal loan. In addition to meeting SoFi’s minimum eligibility criteria, applicants must also meet other credit and underwriting requirements to qualify. SoFi Personal Loans are not available to residents of MS. Maximum interest rate on loans for residents of AK and WY is 9.99% APR, for residents of IL with loans over $40,000 is 8.99% APR, for residents of TX is 9.99% APR on terms greater than 5 years, for residents of CO, CT, HI, VA, SC is 11.99% APR, and for residents of ME is 12.24% APR. Personal loans not available to residents of MI who already have a student loan with SoFi. Personal Loans minimum loan amount is $5,000. Residents of AZ, MA, and NH have a minimum loan amount of $10,001. Residents of KY have a minimum loan amount of $15,001. Residents of PA have a minimum loan amount of $25,001. Variable rates not available to residents of AK, TX, VA, WY, or for residents of IL for loans greater than $40,000. Terms and Conditions Apply: SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org) 2 Includes AutoPay discount. Important Disclosures for Payoff. Payoff Disclosures All loans are subject to credit review and approval. Your actual rate depends upon credit score, loan amount, loan term, credit usage and history. Currently loans are not offered in: MA, MS, NE, NV, OH, and WV. 3 Important Disclosures for FreedomPlus. FreedomPlus Disclosures All loans available through FreedomPlus.com are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Eligibility for a loan is not guaranteed. Loans are not available to residents of all states – please call a FreedomPlus representative for further details. The following limitations, in addition to others, shall apply: FreedomPlus does not arrange loans in: (i) Arizona under $10,500; (ii) Massachusetts under $6,500, (iii) Ohio under $5,500, and (iv) Georgia under $3,500. Repayment periods range from 24 to 60 months. The range of APRs on loans made available through FreedomPlus is 5.99% to a maximum of 29.99%. APR. The APR calculation includes all applicable fees, including the loan origination fee. For Example, a four year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13. To qualify for a 5.99% APR loan, a borrower will need excellent credit on a loan for an amount less than $12,000.00, and with a term equal to 24 months. Adding a co-borrower with sufficient income; using at least eighty-five percent (85%) of the loan proceeds to directly pay off qualifying existing debt; or showing proof of sufficient retirement savings, could help you also qualify for the lowest rate available. 4 Important Disclosures for Citizens Bank. Citizens Bank Disclosures Personal Loan Rate Disclosure: Fixed interest rates from 6.79% – 20.89% (6.79% – 20.89% APR) based on applicable terms. Lowest rates range from 5.99%-18.99% (5.99%-18.99% APR), are for eligible applicants, require a 3-year repayment term, and include our Loyalty and Automatic Payment Discounts of 0.25 percentage points each, as outlined in the Loyalty Discount and Automatic Payment Discount disclosures. Subject to additional terms and conditions, and rates are subject to change at any time without notice. Such changes will only apply to applications taken after the effective date of change. Loyalty Discount: The borrower will be eligible for a 0.25 percentage point interest rate reduction on their loan if the borrower has a qualifying account in existence with us at the time the borrower has submitted a completed application authorizing us to review their credit request for the loan. The following are qualifying accounts: any checking account, savings account, money market account, certificate of deposit, automobile loan, home equity loan, home equity line of credit, mortgage, credit card account, student loans or other personal loans owned by Citizens Bank, N.A. Please note, our checking and savings account options are only available in the following states: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI and VT. This discount will be reflected in the interest rate and Annual Percentage Rate (APR) disclosed in the Truth-In-Lending Disclosure that will be provided to the borrower once the loan is approved. Limit of one Loyalty Discount per loan, and discount will not be applied to prior loans. The Loyalty Discount will remain in effect for the life of the loan. Automatic Payment Discount: Borrowers will be eligible to receive a 0.25 percentage point interest rate reduction on their Citizens Bank Personal Loan during such time as payments are required to be made and our loan servicer is authorized to automatically deduct payments each month from any bank account the borrower designates. If our loan servicer is unable to successfully withdraw the automatic deductions from the designated account two or more times within any 12-month period, the borrower will no longer be eligible for this discount. 5 Important Disclosures for LendingPoint. LendingPoint Disclosures Loan approval is not guaranteed. Actual loan offers and loan amounts, terms and annual percentage rates (“APR”) may vary based upon LendingPoint’s proprietary scoring and underwriting system’s review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 6% may apply depending upon your state of residence. Upon LendingPoint’s final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. LendingPoint makes loan offers from $2,000 to $25,000, at rates ranging from a low of 9.99% APR to a high of 35.99% APR, with terms from 24 to 48 months. The loan offer(s) shown reflect a 28 day payment cycle which is being offered as a courtesy as many of our customers are paid on a biweekly schedule and thus this may better align the loan payment dates with your actual income receipt schedule. 6 Important Disclosures for LendingClub. LendingClub Disclosures

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.95% to 35.89%*. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. The average origination fee is 5.49% as of Q1 2017. In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,025 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long term visa and at least 18 years old. Valid bank account and Social Security number are required. Equal Housing Lender. All loans are subject to credit approval. LendingClub’s physical address is: LendingClub, 71 Stevenson Street, Suite 1000, San Francisco, CA 94105.

†Per reviews collected and authenticated by Bazaarvoice in compliance with the Bazaarvoice Authentication Requirements, supported by anti-fraud technology and human analysis. All reviews can be reviewed at reviews.lendingclub.com

**Based on approximately 60% of borrowers who received offers through LendingClub’s marketing partners between January 1, 2018 to July 20,2018. The time it will take to fund your loan may vary.

7 Important Disclosures for Earnest. Earnest Disclosures Earnest does not lend in Alabama, Delaware, Kentucky, Nevada, or Rhode Island. 8 Important Disclosures for Avant. Avant Disclosures

* The actual rate and loan amount that a customer qualifies for may vary based on credit determination and other factors. Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday. Avant branded credit products are issued by WebBank, member FDIC.

** Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33

* Important Disclosures for Upgrade Bank. Upgrade Bank Disclosures

* Your loan terms are not guaranteed and are subject to our verification and review process. You may be asked to provide additional documents to enable us to verify your income and your identity. This rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay your payments will be automatically deducted from you bank account. Selecting Autopay is optional. Annual Percentage Rate is inclusive of a loan origination fee, which is deducted from the loan proceeds. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. All loans made by WebBank, member FDIC. Please refer to Upgrade’s Terms of Use and Borrower Agreement for all terms, conditions and requirements.

** Accept your loan offer and your funds will be sent to your bank via ACH within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes this transaction. From the time of approval, funds should be available within four (4) business days.

7.54% – 35.99%$1,000 - $50,000

Visit Upstart

5.72% – 16.49%1$5,000 - $100,000

Visit SoFi

7.99% – 35.89%*$1,000 - $50,000

Visit Upgrade

5.99% – 24.99%2$5,000 - $35,000

Visit Payoff

5.99% – 29.99%3$7,500 - $40,000

Visit FreedomPlus

6.79% – 20.89%4$5,000 - $50,000

Visit Citizens

9.99% – 35.99%5$2,000 - $25,000

Visit LendingPoint

6.95% – 35.89%6$1,000 - $40,000

Visit LendingClub

6.99% – 18.24%7$5,000 - $75,000

Visit Earnest

9.95% – 35.99%8$2,000 - $35,000

Visit Avant

Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life. We sometimes earn a sales commission or advertising fee when recommending various products and services to you. Similar to when you are being sold any product or service, be sure to read the fine print understand what you are buying, and consult a licensed professional if you have any concerns. Student Loan Hero is not a lender or investment advisor. We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions. The rates and terms listed on our website are estimates and are subject to change at any time. Please do your homework and let us know if you have any questions or concerns.

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from Updates About Loans https://studentloanhero.com/featured/ways-to-pay-for-plastic-surgery/

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aaltjebarisca · 6 years ago