#company fixed deposit

[financeandinvestment]

What is a Company Fixed Deposit – Is it Safe to Invest?

Are you seeking information on the safety of investing in a company fixed deposit? With the advancement of prominent Non-Banking Financial Companies (NBFCs) like Shriram, a corporate fixed deposit is deemed secure and lucrative.

This article aims to provide clarity on the safety of investing in a company fixed deposit and why it is considered a reliable investment option.

In India, a company fixed deposit stands out as one of the most advantageous FD schemes available for investment. It allows investors to diversify their funds and construct a secure and profitable investment portfolio. Despite the existence of various market-dependent investment options, a company fixed deposit yields returns comparable to a select few, such as stocks, Mutual Funds (MFs), and Systematic Investment Plans (SIPs).

Definition of a Company/Corporate Fixed Deposit: A company fixed deposit is a variety of fixed deposit provided by NBFCs, manufacturing firms, and housing finance ventures. It represents a dependable investment option facilitating seamless wealth growth. Also known as a corporate fixed deposit, it is regulated by Section 58 A of the Companies Act, 2013.

Corporate/company FDs offer interest rates up to 3% higher than most banks. Shriram, for instance, provides an attractive interest rate of up to 9.20%* p.a., including an additional interest rate of 0.50%* p.a. for senior citizens and 0.10%* p.a. for women depositors.

Considering prevailing market conditions and uncertain returns, a corporate fixed deposit enables individuals to safeguard their future and establish financial goals with fixed and assured returns. Shriram's fixed deposit is secure, boasting an "IND AA+/Stable" rating by India Ratings & Research and "[ICRA]AA+ (Stable)" by ICRA, indicating high credit quality and safety.

Is Investing in a Company/Corporate Fixed Deposit Safe? Recognizing that money does not grow on trees, individuals can contribute to its growth through a sound savings plan. A corporate fixed deposit serves as an investment strategy that aids in multiplying wealth and doubling hard-earned savings.

The reliance solely on banks for safety and reliability is a thing of the past. A corporate fixed deposit mirrors a bank fixed deposit but offers higher returns with lower risk. Furthermore, NBFCs providing company fixed deposit schemes are assessed for safety by Credit Rating Information Services of India Limited (CRISIL), Investment Information and Credit Rating Agency of India Limited (ICRA), and India Ratings & Research. Consequently, a corporate FD is associated with a high degree of safety.

[visolitech]

Deposits held by a company are frequently referred to as corporate deposits. Term deposits for corporations or companies are also referred to as such. Companies, mortgage lenders, or other banking and non-banking financial institutions provide these (NBFCs). For enterprises or companies looking to generate money from the general population, this is a great technique.

[viiwid]

4 panic attacks today🥴 I love moving I love landlords

[wealthifyme]

What Are the Benefits of NFO as per a Mutual Fund Distributor in Faridabad?

Most people are not aware that new fund offerings (NFOs) can be a great way to start their mutual fund investment journey. This is where a mutual fund distributor in Faridabad steps in, helping investors understand why NFOs can be a valuable option. NFOs give investors a chance to invest in a new mutual fund at its initial offer price, typically ₹10 per unit, which can be a compelling entry point.

What is an NFO?

An NFO (New Fund Offer) is the first-time sale of units in a new mutual fund scheme by an asset management company (AMC). During the NFO period, the fund is offered to investors at a fixed price. After this initial period, the fund units can be bought or sold at the market-determined Net Asset Value (NAV).

Benefits of Investing in an NFO

Low Initial Investment Price: NFOs offer units at a fixed price, usually ₹10 per unit, allowing investors to buy more units initially. If the fund performs well, this can lead to higher returns over time. If you wish to know more, reach out to an AMFI registered mutual fund distributor in Faridabad, like WealthifyMe.

Potential for Growth: NFOs often focus on emerging sectors, giving investors a chance to participate in early-stage growth, which can lead to significant returns in the long run.

Portfolio Diversification: NFOs introduce unique strategies or sectors not available in existing funds, helping investors diversify their portfolios across different market segments.

Innovative Strategies: Many NFOs focus on trending sectors like technology or renewable energy, offering fresh opportunities that traditional funds may not.

Tailored Investment Solutions: NFOs are often designed to meet specific investor needs, and mutual fund distributors can help match the right NFOs to individual financial goals.

Professional Management: NFOs are managed by experienced fund managers who use their expertise to make the most of market opportunities.

Exposure to Untapped Markets: NFOs can target sectors or regions not covered by existing funds, offering investors new opportunities for growth.

Tax Benefits: Certain NFOs, such as ELSS, provide tax deductions under Section 80C, offering both investment growth and tax savings.

Conclusion

NFOs are a great investment option for people who wish to make the most of new opportunities in the market. While NFOs may not always guarantee immediate returns, they provide the potential for long-term growth, especially when aligned with emerging trends or niche sectors.

[livenews24x7hindi]

FD पर 9.50% तक बंपर ब्याज, ये बैंक दे रहे हैं सबसे ज्यादा रिटर्न

बैंकों के मुकाबले स्मॉल फाइनेंस बैंक एफडी पर ज्यादा रिटर्न दे रहे हैं। यहां हम आपको उन स्मॉल फाइनेंस बैंकों के बारे में बता रहे हैं जो एफडी पर सबसे ज्यादा ब्याज दे रहे हैं। आज भी भारत में आम निवेशकों का एक बड़ा वर्ग सुरक्षित निवेश के लिए फिक्स्ड डिपॉजिट पर सबसे ज्यादा भरोसा करता है और इसके पीछे कई बड़ी वजहें हैं। फिक्स्ड डिपॉजिट यानी FD में निवेश करने वाले निवेशकों को एक तय अवधि के लिए अपना पैसा…

[diliwriter]

What is the highest fixed deposit rate?

If you're considering where to invest your savings, understanding the current fixed deposit rates in Sri Lanka is crucial. Fixed deposit accounts offer a secure way to grow your money over time, typically offering higher interest rates than regular savings accounts. Many investors look for the highest fixed deposit rates available to maximize their returns.

While the rates can vary depending on the institution and the prevailing economic conditions, it's important to shop around for the best rates. Banks and financial institutions often compete by offering promotional rates or higher rates for longer-term deposits. Some may even offer special rates for senior citizens or larger deposit amounts.

Investors should also consider the tenure of the fixed deposit, as longer terms generally offer higher interest rates. This allows the financial institution more time to utilize the deposited funds, resulting in better returns for the depositor.

Before committing to a fixed deposit, it's wise to compare the rates offered by different banks. Online platforms and financial comparison websites can be valuable resources for this research. Additionally, consider factors such as the reputation of the institution, customer service, and any additional benefits or conditions attached to the deposit account.

While the search for the highest fixed deposit rates in Sri Lanka requires careful consideration of various factors, it ultimately empowers investors to make informed financial decisions. By staying informed and exploring all available options, investors can secure competitive returns on their savings while ensuring peace of mind.

For more information on competitive fixed deposit rates in Sri Lanka, consider exploring offerings from Siyapatha Finance, a trusted name in financial services.

Siyapatha Finance

[thirukochi]

Why is it Important to Find the Best Mutual Fund Distributor in Cochin?

Thirukochi Financial Services stands out as the best mutual fund distributor in Cochin, offering expert guidance and a wide range of mutual funds to help clients achieve their financial goals, investors can access personalized advice, diversified portfolios, and superior customer service. For more information, visit https://www.thirukochi.co.in/

[alomaniya]

Strategic Financing: Leveraging Corporate Finance Companies for Top Car Loan and Fixed Deposit Rates

In today's financial landscape, individuals seek strategic solutions to optimize their investments and borrowing options. Corporate finance companies play a pivotal role in offering competitive car loan and fixed deposit rates, empowering individuals to achieve their financial goals efficiently. This article delves into the realm of strategic financing, exploring how corporate finance companies provide top car loan and fixed deposit rates to their clients.

Understanding Corporate Finance Companies:

Corporate finance companies are entities specializing in a wide array of financial services, including investment banking, asset management, and lending. These firms leverage their expertise and industry connections to provide tailored financial solutions to both individuals and businesses.

Exploring Best Car Loan Rates:

Best Car loan rates refer to the interest rates charged by lenders for financing the purchase of a vehicle. Corporate finance companies collaborate with lending institutions to offer competitive car loan rates to their clients. These rates are influenced by factors such as market conditions, borrower's creditworthiness, and the type of vehicle being financed.

Navigating Corporate Fixed Deposit Rates:

Corporate fixed deposit rates are interest rates offered by corporate finance companies on fixed deposit accounts. These rates often exceed those offered by traditional banks, making them an attractive option for individuals looking to grow their savings securely. Corporate fixed deposit rates are influenced by factors such as prevailing interest rates, market conditions, and the financial stability of the issuing company.

Benefits of Leveraging Corporate Finance Companies:

By partnering with corporate finance companies, individuals can access a range of benefits, including competitive car loan rates and attractive fixed deposit rates. These companies offer personalized financial advice, streamlined application processes, and flexible repayment options, allowing clients to make informed decisions and achieve their financial objectives with confidence.

Comparing Car Loan and Fixed Deposit Rates:

When comparing car loan and fixed deposit rates, individuals should consider factors such as interest rates, repayment terms, associated fees, and overall cost-effectiveness. By conducting thorough research and comparing offerings from different corporate finance companies, individuals can identify the most favorable rates that align with their financial goals and preferences.

Strategic Financing Strategies:

Strategic financing involves optimizing borrowing and investment decisions to maximize returns and minimize costs. Individuals can leverage corporate finance companies to strategically allocate their funds, whether by securing low car loan rates for vehicle purchases or earning high returns through fixed deposit accounts.

Maximizing Returns with Fixed Deposit Accounts:

Fixed deposit accounts offered by corporate finance companies provide a secure avenue for individuals to grow their savings over time. By locking in competitive fixed deposit rates, individuals can earn predictable returns on their investments while maintaining liquidity and capital preservation.

Conclusion:

In the realm of strategic financing, corporate finance companies serve as valuable partners, offering top car loan and fixed deposit rates to their clients. By leveraging the expertise and resources of these firms, individuals can navigate the financial landscape with confidence, secure favorable rates, and achieve their long-term financial objectives. Whether seeking to finance a vehicle purchase or grow savings through fixed deposit accounts, corporate finance companies play a vital role in empowering individuals to make informed financial decisions.

[shrimoneymatters]

What Are the Challenges Investors Face When They Plan an Investment in Mutual Funds in Bhavnagar?

Investing can be a journey of both excitement and confusion, especially for newcomers in Bhavnagar. The financial market offers various avenues, and mutual funds stand out as an excellent starting point. However, the road to choosing the right funds is often riddled with challenges. Let's explore the obstacles investors face as they begin their journey of investment in mutual funds in Bhavnagar.

Addressing Investor Challenges

Information Overload: Navigating through countless mutual fund options can overwhelm newcomers, making decision-making daunting.

Defining Investment Objectives: Setting clear financial goals and understanding risk tolerance before diving into investments is crucial.

Assessing Fund Performance: Beyond past returns, evaluating risk-adjusted returns, consistency, and comparisons with peers is essential.

Grasping Fund Fees: Understanding various fees impacting returns, like management fees and sales loads, is key in assessing costs.

Emotional Decision-Making: Emotions often drive impulsive decisions, leading to short-term choices detrimental to long-term goals.

Lack of Expertise: New investors may lack financial knowledge, highlighting the importance of seeking guidance from advisors.

Expert Guidance for Bhavnagar Investors

Shri Money Matters, one of the best mutual fund distributors in Bhavnagar, understands the challenges investors face and offers reliable investments in mutual funds, helping investors gain a basic understanding of key concepts like risk, diversification, asset allocation and streamlining investments for them. Let's explore how investors can benefit from advanced tools and practices offered by them:

Streamlined Selection Process: Distributors utilize advanced tools to simplify fund selection, and investors can easily compare different funds based on crucial criteria.

Thorough Fund Analysis: In-depth research and analysis on mutual funds form the basis of well-informed recommendations, aligning with individual goals.

Tailored Recommendations: Understanding financial profiles and risk tolerance leads to personalized fund recommendations.

Ongoing Support: Ensuring continuous support, addressing concerns, and recommending adjustments as needed.

Fostering Rational Decisions: Guidance in developing a long-term investment mindset focused on rational decision-making.

Mitigating Risk: Encouraging diversification across asset classes to construct well-balanced portfolios.

Portfolio Rebalancing: Regular reassessment for portfolios to stay aligned with objectives.

Personalized Advice: Offering customized advice based on unique circumstances and financial objectives.

Conclusion

Starting your investment journey in mutual funds needs careful planning. While mutual funds are a good start, diversifying your investments is necessary. Shri Money Matters helps investors in Bhavnagar make smart choices, get ongoing help, and stick to a clear investment plan with all the above-listed tools and tactics.

[ambition-finserve]

Unlocking Financial Success: Finding the Best Mutual Fund Distributor in Beawar

In the dynamic landscape of financial markets, making informed investment decisions is crucial for achieving long-term financial goals. For residents of Beawar, a key concern is often finding the right financial partner to guide them through the complex world of mutual funds. In this pursuit, identifying the best mutual fund distributor becomes paramount.

Navigating the Financial Maze: The Need for Expert Guidance

Beawar, like any other city, is home to a diverse population with varying financial aspirations. Many individuals face a common challenge: the lack of financial expertise to make sound investment decisions. This gap often leads to missed opportunities and suboptimal investment choices. Enter mutual funds – a popular and accessible investment avenue for those seeking to grow their wealth.

Why Do You Need a Mutual Fund Distributor in Beawar?

Choosing the right mutual fund distributor is akin to having a financial guide by your side. Here's why you need one:

Expertise Matters: Mutual funds can be complex, with various schemes catering to different risk appetites. An experienced mutual fund distributor in Beawar possesses the knowledge to align your investment goals with the most suitable funds.

Customized Solutions: A skilled distributor understands that one size does not fit all. Every individual has a unique financial situation, so he/she customizes the investment strategy and the portfolio according to the needs. It can be a short-term or long-term objective.

Risk Mitigation: Investing always involves an element of risk. A proficient mutual fund sip advisor in Beawar helps you navigate these risks by providing insights into market trends and adjusting your portfolio accordingly.

Benefits of Choosing the Best Mutual Fund Distributor

Optimized Returns: With a deep understanding of market dynamics, the best mutual distributor can identify opportunities that maximize returns while minimizing risks.

Portfolio Diversification: It is a key investment strategy to help individuals minimize the risk and improve returns. A skilled distributor helps you diversify across different asset classes, ensuring a well-balanced and resilient portfolio.

Regular Monitoring: Financial markets are dynamic, and staying updated is essential. Your chosen distributor keeps a vigilant eye on your investments, making timely adjustments to capitalize on emerging opportunities or mitigate potential losses.

Conclusion: Partnering for Financial Success

Choosing the best mutual fund distributor is not just a prudent decision; it's a step toward financial empowerment. At Ambition Finserve, we understand the unique financial landscape of Beawar and are committed to guiding you toward your financial aspirations. Explore the world of mutual funds with confidence, knowing that you have a trusted partner by your side.

Embark on your financial journey with Ambition Finserve – Your Gateway to Financial Excellence.

[moatwealth]

Secure Your Investments with Moat Wealth Associates LLP - The Best Company Fixed Deposits Near me

Discover peace of mind and optimal returns on your investments with Moat Wealth Associates LLP, your go-to destination for the Best company fixed deposits near me. As a trusted financial partner, Moat Wealth Associates LLP offers tailored solutions, competitive interest rates, and a hassle-free investment experience. Safeguard your financial future with our expert guidance and transparent processes. Explore the convenience of earning steady returns on your investments with the best company fixed deposits right in your vicinity, courtesy of Moat Wealth Associates LLP.

[richmondflyingsquirrels]

The state admits these two school buildings are too dangerously moldy to serve as voter precincts… but Richmond still sends children & faculty there full time!!

The schools deemed unsafe are Clark Springs Elementary and Boushall Middle. Clark Springs Elementary is 316 students (95% Black), and Boushall Middle is 455 students (62% Black and 33% Hispanic). Fox Elementary has also for the past year and change added 358 students (47% white, 37% Black) to the Clark Springs building.

Some quick math (adding faculty) says that’s about 1200 people, mostly Black children, who have been and continue to be constantly exposed to conditions which the state admits is too dangerous for a day?

(Fox Elementary serves as another example of this city’s issues with mold, schools, funding, and general competence, as it rebuilds from a damaging fire. The City let the water from fighting the fire just sit in the building for months, so it also became overrun with mold, adding to the damage. Between the fire and mold, Fox needed demolition and the city kept having issues funding the rebuild until it got a state grant in May 2023.)

& what is additionally infuriating is how Mayor Stoney is proposing the city fund repairs to schools, which are—beyond just these two — in desperate need of repair and honestly likely also have major mold issues, is by voting “yes” in a second referendum to build a casino. The voters rejected it in the first referendum, by a small majority. The company who wants to build, which is about to be delisted by NASDAQ for its noncompliance with regulation despite three warnings, is running a massive campaign — $8mil might not sound like much for politics, but it is more than any legislative race & ballot initiative in state history. & it’s likely to pass as a result. It also has agreed to pay the city $25mil upfront and plans to generate a lot of tax revenue, some of which will be earmarked for education.

Except, like most casinos, most of its customers will be local, likely within an hour or two drive. literally no one is coming from out of state to gamble in central Virginia. Over one-fifth of Richmond lives below the poverty line, and the ten-miles around the proposed casino is largely below the poverty line. Being within 10 miles of a casino is associated with a 90% increased in problem/pathologic gambling; this is going to fuck over a lot of people.

It’s going to rob people in Richmond blind & tell them that at least a percent of the money they lost might go to repairing the schools that even the state admits are poisoning their children. The whole thing is infuriating.

[gallusrostromegalus]

Well. This is a Shitshow. Literally.

So if you've been following this blog, you will know that recently, I moved house. Nearly everything has been great- the location is already improving some of the mental and physical health issues I've been having, the animals love it.

BUT SOMEONE LIED

We went through literally a dozen home inspectors to prevent this from happening, but there's no preventing someone acting in Bad Faith, and turns out that the seller just... straight-up lied to us about an issue the sewer inspector pointed out and may have submitted fake paperwork saying they had it fixed.

It is very much Not Fixed :) There is raw sewage in my basement :)

The problem IS fixable, and I am not in danger, but this is going to cost a hell of a lot of money. We're already exploring legal options for a settlement*, the plumbing company we're working us gave us some really generous discounts and financing, but the fact of the matter is, this is going to cost $17,000 that I Do Not Have Right Now :)

*A settlement/lawsuit is not terribly likely to actually result in money because CO's legal protections for home-buyers kinda suck, and also, I Do Not Have Money Right Now, so I cannot afford the lawyer necessary to do all the filing. Best-case scenario for a settlement is likely "Maybe half the cost of the repairs, deposited in your bank account two years from now".

So, I know shit's been going around lately, but if you can throw a few bucks my way, it will go a long way towards my safety and sanity and also Getting The Raw Sewage Out Of My Basement In a Timely Fashion.

Ko-fi Paypal Fundraiser (Ends 4/20/23)

Thank you for your help, and I deeply, sincerely hoping that you are having a better day than I am.

[whytheylosttheirminds]

Juno - JJ Maybank

(one-shot, boyfriend!jj x reader, 4.1k words)

summary: You've built a beautiful little life with JJ, but his wild past and your trust issues keep you guarded. When a storm hits the island, you gain the perspective you need to take the next step.

content: fluff/smut, mentions of drinking and smoking. 18+ minors do not interact

When you met JJ, he was wild. Smoking, drinking, surfing - it was all he knew. You were new to the island and attending your first party at the Boneyard when he saw you standing by the keg, laughing with some friends, and his world turned upside down. From that day on, he asked you out every time he saw you, relentlessly flirting with you. But you had heard about his reputation before your boxes were even unpacked, and you were far too cautious of a person to jump into something with someone like him quickly.

“You don’t give up, do you, Maybank?” You asked him about a year in, after he begged you to leave a party with him for the hundredth time.

“Usually I do, actually,” he leaned in so you could feel his warm breath against your lips, your heart rate spiking. “Just never wanted anything this bad.”

After that night, he had you. When you were a little older and out of school, and after months of begging from JJ, you moved in with him. You rented a little house on The Cut together, it wasn’t anything impressive, falling apart inside and outside, but with you waitressing and him working hourly for a landscaping service, it was all you could afford.

You had never been so anxious about anything as you were to move in with JJ. Your own parents were a disaster, your dad leaving before you could walk, and you grew up watching your mother’s revolving door of deadbeat men disappoint her over and over. Even though you knew JJ was infinitely better than even the best of those men, you had trust issues you couldn’t shake. You didn’t tell JJ about your concerns, not wanting him to take them personally, but he noticed the way you’d toss and turn in your shared bed, twisting your hair in your fingers with worry. 

He swore to himself he’d never let you down the way those other men did. He worked his way up at the landscaping business until he was a manager. Eventually, after giving up partying so you could both pick up a few extra shifts, you had made enough combined to put a deposit down and buy the house you shared. You both picked up second jobs at the Island Club, you’d bartend while he parked cars. When you got home each night, you’d pool your tips, counting them before adding them to the glass jar labeled “Dream House.” On the rare occasion you both had a day off, you’d sit in a lawn chair and keep him company while he fixed the roof, or lay on the bathroom floor while he installed the big claw-foot tub you’d wanted since you were a little girl. Bit by bit, he turned what you loving called The Shitshack into your Dream House.

Even though you were both exhausted at the end of every day, you always made time for each other. You’d split a $5 bottle of wine while playing Uno on the living room floor. Or you’d cook his favorite meals for him while he sat at the counter, your dutiful taste tester. After particularly rough shifts, you’d take a bath, JJ leaning back into you as you rubbed his shoulders and he massaged your calves and feet. 

Those nights would always lead to the two of you tangled up in your bed, or the shower, or on the floor. The beauty of owning your own home was that there was not one place - or position - you hadn’t tried. When you were first together, you had to talk JJ through pleasuring you, no girl ever being as honest with him as you were. He made you promise you’d never fake it with him, and you didn’t, patiently telling and showing him exactly what you wanted. He studied dutifully, storing away every single word you said. Now, you didn’t have to tell him anything, he knew exactly what to do. Hell, he knew your body better than you did.

“Just sit back and relax, baby girl, I got you,” he’d say, smiling coyly as you inevitably came undone for him in minutes.

Every night, whether you’d had sex or just talked about your days, he’d hold you until you fell asleep. And every night, without fail, he’d ask you to marry him. You’d just kiss him and tell him you loved him, falling asleep a few moments later. He didn’t take it personally, he understood why you were hesitant, and he’d wait until you were old and gray if that’s what you needed.

.   ݁  ˖ ࣪ . ⋆ * .♡ *:･.   ݁  ˖ ࣪ . ⋆ * .♡ *:･.   ݁  ˖ ࣪ ..   ݁  ˖ ࣪ . ⋆ * .♡ *:･.   ݁  ˖ ࣪ . ⋆ * .♡ *:･.   ݁  ˖ ࣪ .

This was the first night in a long time JJ held you in bed and didn’t propose. A tropical storm was raging outside your little house, winds making the walls sway and rain pounding against the windows so hard you think they might break. You’re shaking in JJ’s arms, you’ve always hated storms and this is the worst one that’s hit the island in a long time. He pulls the covers over your head and wraps his strong arms around you tightly, trying to drown out the noise of the storm with soothing words.

“It’s gonna be okay, love,” he promises. “I’m not gonna let anything bad happen. ‘S just a little rain, it’ll pass.”

Even though you were terrified, his confident words were enough to lull you into sleep sometime in the early morning. When you wake up, JJ isn’t in bed next to you. Sun is peeking through the crack in the curtains and the sound of birds chirping has replaced the thunder. You pull on your robe and slippers and shuffle out of the bedroom. 

You brew yourself some coffee, thankful the power is still on, and walk around the house to check for leaks or damage. There isn’t a single problem. You sigh in relief, beyond grateful for all the hard work JJ had put in to make the house so safe. 

Suddenly, you hear voices coming from outside the screen door. You look out to see commotion up and down the street, you set your coffee down and step outside, eyes wide as you take in the storm’s aftermath. You realize with dismay that you and JJ were the only house on the block that seemed untouched. Every other yard was riddled with debris, roofs were damaged, windows broken.

You spotted JJ across the street, helping a neighbor lift heavy branches off of his car. Feeling helpless, you hurried back into the house and pulled out everything you had in the pantry and fridge, making sandwiches and cutting up veggies, loading up the back of JJ’s landscaping van with the food. You parked the van at the end of the street and handed out the food and drinks to everyone, creating a makeshift block party, while JJ made his way house to house to see how he could help with the damage. 

You try to listen as your neighbors discuss the volume of the thunder and share stories of past storms, but you couldn’t help the way your eyes kept drifting back to JJ. He looked so strong and capable, lifting heavy branches, boarding up broken windows, clearing debris. Every neighbor he helped was left laughing, their smiles wide as he eased their worry by just being him. 

Once it starts to get dark, you and JJ invite everyone over for a bonfire and cookout in your backyard. You’re sitting by the fire, watching with adoration as JJ plays tag football with all the kids. He purposely let them win, making them feel like they were ten feet tall. They all dogpile on him in excitement and you laugh along with all the other adults, shaking your head lovingly.

One of the young moms in the neighborhood you had come to know fairly well sits next to you, smiling knowingly as she watches you watch him.

“It’s really none of my business,” she says to you quietly, “but why aren’t you two married?”

You don’t look away from JJ as you respond, “y’know, I had a reason, but I can’t seem to remember what it was.”

After everyone has left, the yard is a mess of solo cups and the fire still burns. You look around and sigh, you’ve been cooking and helping people all day, and you didn’t realize how exhausted you were after getting so little sleep last night. You start to pick up, yawning as you bend down to pick up something off the ground. You feel JJ’s arms around your waist, hugging you tightly. You lean back into him and sway as he places a kiss on your cheek.

“Loved watching you today,” he says, his voice low. “Cooking for everyone, making sure everyone was okay. You’re such a good person, baby.”

You smile at his praise. “I learned it from you,” you say sweetly.

“Nah, babe, you got that the wrong way around,” he laughed. “You think the me you met five years ago would’ve been out here helping people clean up? I would’ve taken one look around and gotten the hell out of here.”

You smile at this, knowing he was right, picturing eighteen-year-old JJ grabbing his board and peeling out of the neighborhood at the first sight of trouble.

“You made me a better man,” he says, his tone serious now.

You lift one of his hands up to your lips, kissing his knuckles affectionately. He holds you for a long while as you look up at the stars, the night clear and calm after the storm.

“I drew you a bath,” he breaks the silence.

“Thank you, but I have to clean up,” you say, breaking from his hold and looking around the messy yard.

He just takes the trash from your hand and shakes his head, “I’ve got it, love. You don’t want your bath to get cold and waste the water.”

You smile at him, knowing his play. “You turned it on before telling me so I couldn’t say no.”

He doesn’t deny it, just kisses you on the cheek and starts picking up more empty paper plates and cups.

The bath water was perfect when you got in, your favorite candle already lit and some soft music playing. Your heart squeezed at JJ’s thoughtfulness as you relaxed into the warm water and let it wash away the day.

From your spot in the tub, you could see JJ in the yard, lit by the moon as he poured water over the fire to put it out. You felt suddenly emotional, overwhelmed by the deepest affection for him. You thought about his comment that you’d made him a better man. It was true that he’d grown so much in the last five years, but you couldn’t take all the credit. Maybe you were the reason he’d begun the journey, but he got to this destination all on his own. No one worked harder than him, or loved harder, or played harder. He provided for you, while still acknowledging how hard you worked, too. He encouraged all your dreams, listened to all of your anxious ramblings, laughed at all your stupid jokes. He never missed the chance to tell you how smart, beautiful, and special you were. He was selfless, always putting your needs before his. Even when you’d fight, he never walked away, never let the night end without trying to come to an understanding, only sleeping on the couch when he knew what you needed most was space. He’s proven to you over and over that he’s become the man you need.

You’re pulled from your thoughts when you hear the bedroom door open and shut. You hear JJ shuffle around in the bedroom for a bit before settling, surely not wanting to interrupt your relaxation. It hits you all at once, finally finding the answer he’s been wanting from you for years.

You drain the tub and stand at the sink,running your hands through your hair and dabbing on a little lipgloss. You rub vanilla scented lotion into your skin, JJ’s favorite. You walk over to the walk-in closet he built for you, digging through the drawers until you find a new pair of pink lace panties and its matching bra and garter set that he hasn’t seen you in yet.

When you slowly open the bathroom door and step into the bedroom, JJ is sitting on the bed in only his boxers, leaning against the headboard as he scrolls on his phone.

“Babe, you need to see these videos of the swells this morning,” he tells you, eyes still fixed to his phone as you start to walk slowly toward the bed. “We gotta get out there tomorrow.”

“Whatever you want, baby,” you purr.

He looks up the sound of your sultry voice, eyes immediately widening at the sight of you in your lingerie. He sits up, moving to the side of the bed and throwing his phone behind him, not even caring when it bounces off the mattress and onto the floor with a crash.

“Damnnnn,” he whistles at you playfully, making your cheeks heat up as you giggle.

“You like it?” You do a little twirl for him.

He looks you up and down hungrily, his chest rising and falling in heavy breaths. He hooks his finger and motions for you, “get over here.”

A rush of excitement flows through you, straight to your core, and you saunter over to him. He spreads his knees apart so you can stand in front of him, between his legs. He looks up at you, his eyes burying into yours as he slowly reaches his hand up to rest on your hip.

“I love it,” he places a soft kiss onto your stomach and you feel goosebumps shoot up all over your skin. He kisses you a few more times before pulling back slightly to mumble, “it’s too bad I’m gonna have to rip it off.”

You moan softly at the feeling of his soft lips grazing over the sensitive skin right above the waistband of your panties. Before he can go any further, you grab his face in both hands and lift his gaze back up to yours.

“You first,” you whisper. 

JJ’s lips spread in a wicked smile, and you instinctively press the pads of your thumbs into his dimples. You lean down to place a quick kiss to his lips before saying, “lay down.”

“Yes, ma’am,” he says eagerly as he scrambles back to lean against the headboard.

You slowly climb over him, your knees on either side of his lap, and ever so slightly drop your hips, your core ghosting over his clothed cock. At the slightest contact, he groans, unable to help himself but attach his lips to your neck. He sucks on the sensitive skin for a moment, before running his tongue over the same spot.

“Mmmm, you taste like vanilla,” you smile at the warmth in his words.

“Put on that lotion you like,” you explain as you grind down on him again, just a little harder this time.

“God,” he groans. “You’re so good to me.”

“Not as good as you are to me,” you smile down at him as you start rolling your hips in a steady rhythm. He throws his head back, reveling in the feeling of you, fingers digging into your hips to guide you to continue grinding. You place soft, wet kisses on his neck and chest, offering him a praise between each one. 

“You make me so happy…treat me so well…fuck me so good…make me come so hard…make me so fucking horny…”

His dick twitches in his boxers at the sound of your dirty talk. You continue moving your kisses down his abs, backing up your body to reach lower with each one. 

“Fuck, angel,” he chokes out, “you got me so hard.”

You look up at him with a smirk, you’re between his legs now, face inches from the waistband of his boxers, you arch your back so your ass sticks up behind you, giving him a perfect angle of your body. 

“Can I taste you, J?” You pout, as if he’d ever say no.

“Mhm, do whatever you want,” he pants, brushing your hair back from your face and tucking it behind your ear. Even when he has you in this position, he’s sweet, taking care of you.

“All I want is to make you happy,” you tell him, your intent was to sound sexy, but you can’t help the bit of emotion that creeps in, realizing how true your words are on so many levels.

He sits up when he notices the way your brow is drawn together in sincerity. He kisses your forehead and whispers, “all you gotta do to make me happy is exist.”

This man is perfect, you think, a huge grin on your face. You kiss him back once before laying your hand gently on his chest so he’ll lay back. You keep your hand over his heart as the other pulls down the waistband of his boxers. His dick springs free the second the fabric is out of the way. Even after all these years, your stomach still flips with excitement when you see his cock hard and needy for you. He places one hand over yours on his chest, while his other hand finds its way back into your hair.  

You wrap your fingers around his shaft gently and he sucks in a sharp breath, overly sensitive from how worked up you’ve got him. You drop a kiss to the tip, leaving a dab of lipgloss behind, quick to brush it off with your thumb, the motion making his hips buck up.

You know he’s trying to be patient, not to rush, afraid to pressure you. Your heart swells at his considerate restraint. You reward his patience by flattening your tongue and dragging it from his base to his tip, swirling it over the tip a few times before bringing his cockhead into your lips.

He looks down at you, eyes wide, watching the way your mouth accepts him. You moan softly at the taste of him and it reverberates through his body, making his head fall back against the headboard with a bang.

“Are you ok, love?” You ask nervously.

He laughs and shakes his head at his own clumsiness, “I’m fine baby, you just got me so damn worked up, your mouth feels so good.” 

You smile in satisfaction and return your mouth to his tip. You work him into your mouth slowly, inch by inch, trying to relax your throat as best you can. Even though you’ve done this many times, you’ve never gotten used to the size of him. He knows it, too, looking at you with concern as you start to gag a bit, only two-thirds of the way down.

“Don’t hurt yourself, it’s okay if you stop there,” you pull off of him and he thinks you’re done, but you just shush him as you run your hand up and down his shaft a few times before diving back in. 

When he’s finally all the way in, his tip nudging the back of your throat, you moan to disguise your gag so he knows you’re okay. He seems to relent, tugging slightly at the roots of your hair and gripping your hand harder, you hollow your cheeks and start to bob up and down.

“Shhhit,” he says through clenched teeth. “That’s perfect, baby. You’re so fucking perfect.”

You keep up the pace for a couple minutes, JJ a whining mess beneath you. You adored the sound of him letting go and feeling good. He worked so hard, and always tried to prove how strong he was, nothing felt better than making him finally relax. 

When you moaned around him again, he bucked his hips up subconsciously.

“Wait,” he sat up, “wait wait wait.”

You pulled off of him, startled, “what’s wrong?”

“Nothing, it’s so good, too good,” he rushed to assure you. “Not gonna last much longer.”

You smiled pridefully, “where do you want to finish, baby?”

“Inside, need to be inside you, please,” he used the hand he was holding to pull you up to him, making you laugh as you fall onto his chest.

“I was hoping you’d say that,” you giggled, placing a swift kiss on his lips.

“Yeah?” He taunts as he flips you onto your back gently, slipping his finger under the strap of your bra. “You finally gonna let me rip these off of you?”

You pull your lip between your teeth and nod, watching JJ’s hands move swiftly to rid you of the lacy fabric. Once he had your bra and panties off, he kissed you again, and you let out a little sigh into his mouth. He studied your face as his hand dipped between your legs, two fingers gliding through your wetness. You whimpered and twitched beneath him as he grazed your clit.

“All this for me?” He asked, well aware of the answer.

“Yes,” you grabbed his shoulders to steady yourself, the pressure of his fingers against you so good your legs were starting to shake. “I’m yours, J. Forever.”

His nostrils flared slightly at the sound of the words, never needing to be inside you quite as much as he did in that moment. He used your wetness on his hand to get his dick ready, sliding in slowly as your back arched while you gasped at the sensation.

“Forever, huh?” He asks as he sinks into you.

You nod desperately, pulling a wicked grin from him as he finally bottoms out. He starts to rock in and out of you, slowly at first, picking up the pace when you wrap your legs around his waist, clinging to him.

“I love you so much,” he says so earnestly your heart aches, pressing his forehead against yours.

“I love you too, you have no idea,” you tell him.

When he shifts his hips slightly so his pelvis rubs over your clit, you clench around him, crying his name in pleasure.

“I think I have some idea,” he teases.

You squeeze him again, harder, making the smile fall from his lips as he groans, jaw clenched.

As JJ picks up his pace, brushing over your clit with each deep thrust, both of you moan, your breaths becoming frenzied and your sweat mixing together everywhere your skin touches.

His words are a tangled mess of I love yous and fucks, yours a chant of oh my gods and his name. You squeeze him again, your orgasm approaching. He watches your face, eyes shut tight and lips parted, your hair a halo around you as he presses you into the pillows with each stroke. It’s the most beautiful sight, he thinks, the most precious person in the world, completely lost in the joy he’s giving her.

He can’t help himself when he whispers, “marry me.”

Your eyes shoot open, meeting his with surprise, and he wishes he hadn’t said it, that he had waited until later like he did every other night, when you were falling asleep and too tired to scold him for his impulsiveness. 

But then, you reach your hand up to caress his face, running your thumb over his bottom lip, looking at him with so much love and affection.

“Yes,” you say.

He stops moving into you and leans away from your face a bit, positive that he misheard you. 

“Wh-what?” He sounds concerned, like maybe he was dreaming and none of this was really happening.

“I wanna marry you, JJ,” you repeat, your voice sure and unwavering. You caress his cheek with your thumb, waiting for his mind to catch up with his ears. 

When it finally does, he places a kiss on your palm and sinks into you again, moving slowly at first in his dazed state, before you lift your hips, reminding him how you like it. He pounds into you, the sounds of skin slapping and heavy breaths filling the room as you near your high.

“You gonna be my wife?” JJ asks, watching your face contort with pure bliss. 

“Yes!” You cry, the wave of your orgasm crashing into you hard, your clenching walls pulling JJ’s from him as he fills you. 

That night, while JJ held you like he always did, your back to his chest, he’s uncharacteristically quiet. You turn in his arms so you can look at him, trying to read his face.

“What’s wrong?” You ask.

“I’m trying to figure out how long I have to wait before I can start asking if we can have a baby,” he admits, his tongue poking into his cheek.

You laugh loudly, swatting his shoulder.

“You really don’t give up, do you Maybank?” 

“On you? Never.”

a/n: in which nat takes a break from all the rafe angst to write some jj fluff. I saw some of the jj girlies say he needs more fics, so i'd thought I'd try writing for him and I had soooo much fun!! also I fear short 'n sweet has a death grip on my one-shots, oh well.

[mypaisaa]

Most of us heard the term chits and should be having an experience of investing chits with a common friend or a neighbour in a residential community.

Did you know that these investments are not secure, though they are trustworthy. There is no legal cover in case of a dispute or conflict of interest. This experience makes you feel that Chits are a complex tool.

You need to know that there three types of Chits:

State Government Run Chits: There are few state governments who officially run chits for people in a fair and transparent manner. These are safe to invest.

Private Registered: These chits are run by private companies, but they register the chit including security amount with the registrar of chits. This creates security for the subscribers legally. Here the service from the provider is transparent and trust worthy.

Unregistered: These are run by common friends and do not have a legal cover. It is not a safe investment. It is very important the subscriber is aware of this.

Not that all state governments run chits. The viable option for the investor should be to go with private registered chit fund companies like IBG eChits. Now as we are clear which type of chit we need to opt for, let us look at top 6 reasons why we need to invest in chits:

Chits are Unique:

This is the only financial instrument that enables both saving and instant borrowing. The borrowing also happens at a much lower than market interest rates.

Low Risk and Better Returns:

If you opt with a private registered chit fund company like IBG eChits, the risk is low and the returns are around 12% to 14%.

Personalized as per need:

There are many chit schemes that are personalized as per your need or as per your budget savings. You can choose what works for you.

Regulated:

Chits are regulated by registrar of chits. Hence safe to invest as there is a legal cover.

Monitored:

With companies like IBG eChits adopting block chain technology for their chit operations, monitoring has become more transparent and trustworthy

Sustenance of Investment:

In chits you are always get the prize money higher than the total amount you paid for the scheme. It helps in sustenance of investment.

Ease of Understanding:

The concept of chits is very easy to understand for everyone. It is a viable option for everyone.

[denpa-dere]

house arrest 6

afab!mc x satan

description: NSFW. You are confined to your room for your own protection. But how long will that last when the only thing standing between you and your housemates is a door and some willpower? Satan has a hunch he may know how to fix things.

warnings: breeding kink with talk scents/scenting, pregnancy, afab reader with she/her pronouns, dubcon heavy (all actions depicted are intended to be consensual)

tags: @love-and-lore @violet-turning-violet @ourfinalisation @craftybara

|| Intro || Mammon || Asmo (mini) || Levi || Satan (mini) || Beel || Lucifer (mini) || Asmo || Belphie (mini) || Belphie || Barbatos (mini) || Satan || Diavolo (mini) ||

Satan felt his phone buzz silently in his pocket. Then again. And again. Annoyed but roused from his book, he swiped up the device to see what was causing such a fuss. After a quick scan of his incoming messages, Satan deposited his DDD back in his pocket, packed up his book bag, and headed off towards home without a word. 

You were calling for him (well, texting) in a panic, desperate for escape before Lucifer returned from the usual business that kept him late at RAD. Satan was, of course, happy to oblige. 

Truth be told, by the time he had come around to fetch you, Satan still didn't have a plan. When you answered the door to welcome him, Belphie’s scent still clung to your skin. That much he didn't mind. The lingering presence of the youngest precluded the company of the eldest, which, combined with the gossip Satan had been dutifully following, proved that Lucifer had not been able to claim you first, after all. 

Or second. 

Or third. 

And that was fucking funny. 

You collapsed against him in the hall, nerves fried, shaking, suddenly feeling in far over your head. You babbled frantically about the day's events while Satan stroked your hair, cooing soft reassurances. Don't worry, you're safe, we'll figure this out together. 

Just trust me. 

As he ushered you along towards his room, the gears in his brain ground tirelessly, turning end over end against a thickly encroaching fog. Escape was unrealistic, doubly-so now that Barbatos had been introduced as a wild card.Who knows how long you really had before the other shoe dropped?

Felis catus, commonly referred to as the domestic housecat, is a small, carnivorous, multidimensional dwelling mammal of the family Falidae. 

A male cat is colloquially referred to as a Tom, a female a Queen. 

He locked the door behind him and placed a few quick protective wards to act as a barrier. It was shoddy workmanship coming from the fourth-born, but it would have to do. Satan wracked his memories, trying to pull what he'd studied to the front of his mind before it had a chance to slip away. 

Queens go into heat approximately every 3 weeks, each cycle lasting anywhere from a few days to two weeks.

You stood towards the center of the room and shifted your weight from foot to foot as your vision adjusted to the darkness, eyes flitting between endless stacks of books and cursed objects, some floating, some stationary, all dimly illuminated by low-burning candles. 

Satan followed closely behind you, slinging his arms around your shoulders and pulling your back against his chest. Confusion was beginning to set in. 

Queens can carry kittens from multiple Toms and will mate with all Toms in her pack during a heat. 

Satan was no expert on humans, but he was pretty sure that part didn't apply to you. 

He bowed his head low next to yours. You shivered when his lips caught your earlobe. 

“I'm going to get you pregnant, okay?” He rasped, at his wit's end. 

No one said you were chosen to represent humans because of your brilliance. 

You were face down before you had a chance to respond. He could have sworn he heard something that sounded a lot like ‘please’ muffled between the sheets. The demon shifted his weight, anchoring you down further to knead your breasts with both hands. He took his time, rolling your nipples between bony fingers and savored the way your yelps faded into whines. 

It made perfect sense, in his opinion. He hooked into your shorts and pulled so hard you heard stitches pop. From your position, you couldn't tell if he had shredded them or simply blown out the elastic waistband, but the result was the same; you were bare. You heard the clinking of what you assumed to be his belt buckle. A few moments and some rustling later, your guess was confirmed by the feeling of him prodding at your slit. 

There was no time for romance, Satan thought a little sadly, spitting into one of his hands. Time was of the essence. He slathered his cock in saliva before entering you in one swift motion. Tears burned your eyes as you were stretched to accommodate him. 

Pain quickly gave way to numbness, which gave way to pleasure. Your eyes rolled back, reduced to nothing but pathetic little ‘uh, uh, uh’s  by your lover. Those hapless noises only served to further fuel his ardor. This was supposed to be a rescue mission, the ragged remains of his conscience chimed, unhelpfully. He squashed it. It was too hard to make sense of anything else beyond your sweat-soaked bodies and the rhythmic clapping of flesh on flesh.

This would work. He would make it work. 

“Take it, take it, take it,” Satan hissed between gritted teeth. His fingers knotted cruelly in your hair, pulling your head back with unintentional force. You gasped for air. His other hand laid palm flat against the small of your back, pinning you to his mattress, steadying your body against his feverish little ruts. 

Your poor, neglected clit throbbed. You wiggled an arm between yourself and the bed, sliding a finger on either side of the sensitive bud, working it in small, gentle circles as best you could. He felt you clench around him and licked a fat stripe up the side of your neck in response. The noise that escaped your throat was absolutely filthy. 

Satan tilted your hips up, angling you just enough to brush up against that sweet spot that had you wailing. Your pussy pulsed and a warm, wet dribble of slick splashed against his thighs. 

“That's it, good girl, good girl,” He groaned into your ear, hips slamming against your ass. He could feel the coil in his stomach straining, ready to bust at any second- and when it did, he bit down on your neck, hard. 

Somewhere within the House of Lamentation, a door slammed.