#fixed deposit

[vfinapp]

🎯 Benefits of Fixed Deposits:

👉 Safety and Security: Provides a secure investment option. 👉 Steady and Guaranteed Returns: Ensures fixed and predictable earnings. 👉 Liquidity Options: Allows easy access to funds when needed. 👉 Tax Benefits: Offers tax-saving options under specific schemes. 👉 Diversification: Helps balance your investment portfolio. 👉 No Market Risk: Not affected by market fluctuations. 👉 Regular Income Stream: Provides consistent interest payouts.

🌐 Visit Website : www.vfin.in

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[monikaji1988]

Diversify Your Portfolio with Fixed Deposits & Mutual Funds

Want to achieve your financial goals faster? Invest in Fixed Deposit and mutual funds and watch your money work harder for you. Invest today and enjoy financial security tomorrow!

[cityunionbank]

Bank Fixed Deposit: Secure and Grow Your Savings with Competitive Interest Rates

When it comes to growing your savings with minimal risk, a Fixed Deposit (FD) is one of the most trusted and reliable financial instruments available. Whether you’re looking to park your money for a short-term goal or secure long-term financial stability, a Bank Fixed Deposit offers a great solution. At City Union Bank, you can enjoy the benefits of secure savings with competitive interest rates that help your money grow steadily.

In this blog, we will explore the advantages of investing in a Fixed Deposit with City Union Bank, why it is a safe investment choice, and how you can make the most of your savings.

What is a Fixed Deposit (FD)?

A Fixed Deposit (FD) is a type of investment where you deposit a lump sum amount with a bank for a fixed tenure at an agreed-upon interest rate. The deposit earns interest over the tenure, and the principal amount is returned to you at the end of the term. The interest rate on a fixed deposit is typically higher than that of a savings account, making it an attractive choice for people looking to grow their money securely.

Unlike other investment options such as stocks or mutual funds, a Fixed Deposit offers capital protection. This means that you are guaranteed to receive your original deposit amount along with the accumulated interest, making it a low-risk investment option.

Why Choose a Fixed Deposit with City Union Bank?

City Union Bank offers an attractive Fixed Deposit product with several benefits. Here’s why you should consider opening a Fixed Deposit with City Union Bank:

1. Competitive Interest Rates

One of the primary reasons to invest in a Fixed Deposit is the opportunity to earn a higher rate of interest compared to a regular savings account. City Union Bank offers competitive interest rates on Fixed Deposits that can help your savings grow faster. The interest rates vary based on the tenure of the deposit, with longer-term FDs generally offering higher interest rates. The attractive rates help ensure that your money grows steadily over time, giving you more returns at maturity.

2. Safety and Security

City Union Bank is one of the most trusted and reputable banks in India. With a Fixed Deposit, your principal amount is completely safe. The bank ensures that your money is protected, and you will receive the agreed-upon interest without any risk to your deposit. Since Fixed Deposits are not affected by market fluctuations like stocks or mutual funds, they are an ideal investment choice for risk-averse investors.

Furthermore, deposits up to ₹5 lakh are insured under the Deposit Insurance and Credit Guarantee Corporation (DICGC), ensuring your savings are protected even in the unlikely event of the bank facing financial difficulties.

3. Flexible Tenure Options

City Union Bank provides flexible tenure options for Fixed Deposits. You can choose a tenure ranging from a few weeks to several years, depending on your investment goals and financial needs. Whether you are saving for a short-term goal or planning for long-term security, City Union Bank’s Fixed Deposit allows you to tailor your investment to your specific needs.

Additionally, you can choose from different types of Fixed Deposits, such as standard Fixed Deposits, tax-saving Fixed Deposits, and special Fixed Deposit schemes. Each comes with its own set of benefits to suit various financial goals.

4. Easy Liquidity

While Fixed Deposits are meant to be a long-term investment, City Union Bank offers you the flexibility to access your funds before the maturity date through a process called premature withdrawal. Though premature withdrawals may attract a penalty, the easy liquidity makes Fixed Deposits an attractive choice when you need access to your funds in case of an emergency.

Moreover, the auto-renewal option provided by City Union Bank ensures that your FD is automatically renewed at the same interest rate on maturity, ensuring your savings continue to grow without any effort on your part.

5. Tax Benefits with Tax-Saving FDs

If you are looking for tax benefits, City Union Bank offers Tax-Saving Fixed Deposits under Section 80C of the Income Tax Act. These FDs come with a lock-in period of 5 years and provide tax deductions of up to ₹1.5 lakh per financial year. By investing in a Tax-Saving FD, you can secure your future while enjoying tax savings.

6. Nomination Facility

City Union Bank provides a nomination facility for Fixed Deposits, allowing you to nominate a person to claim the FD amount in case of your unfortunate demise. This is an important feature for individuals who want to ensure that their savings are transferred smoothly to their loved ones. Nomination offers peace of mind, knowing that your beneficiaries will have easy access to your funds when needed.

7. Convenient Online FD Booking

City Union Bank makes it easy to open a Fixed Deposit through online banking. You can conveniently create, manage, and track your FD accounts from the comfort of your home. The user-friendly online platform saves time and effort, ensuring that you can invest your money without having to visit the branch.

How to Open a Fixed Deposit with City Union Bank?

Opening a Fixed Deposit with City Union Bank is a simple process. Follow these steps to get started:

Step 1: Visit the Bank or Go Online

You can either visit your nearest City Union Bank branch or log in to the City Union Bank’s official website to open an FD account.

Step 2: Select Your Deposit Amount and Tenure

Decide on the amount you want to invest and the tenure for which you wish to invest your money. City Union Bank offers various tenure options, ranging from a few days to several years. Choose a tenure that aligns with your financial goals.

Step 3: Submit Your Documents

To open an FD account, you’ll need to submit basic documents such as:

Identity proof (Aadhaar card, PAN card, voter ID, etc.)

Address proof (utility bills, passport, etc.)

Recent passport-sized photographs

If you are opening an online FD, you can upload these documents digitally.

Step 4: Deposit the Amount

You can make the deposit through cash, cheque, or by transferring the amount from your existing City Union Bank account.

Step 5: Receive FD Receipt

Once your Fixed Deposit is processed, you will receive an FD receipt. This receipt will contain details of the deposit, such as the tenure, interest rate, maturity date, and the amount invested.

Step 6: Track and Manage Your FD

You can track the status of your FD through the City Union Bank’s online banking platform. The bank also sends you regular interest updates and maturity reminders, ensuring you stay informed about your investment.

Types of Fixed Deposit Schemes Offered by City Union Bank

City Union Bank offers a range of Fixed Deposit schemes to cater to different needs. Some of the popular FD schemes include:

1. Standard Fixed Deposit

This is the regular Fixed Deposit where you deposit a lump sum amount for a fixed tenure at a competitive interest rate.

2. Tax-Saving Fixed Deposit

This scheme provides tax benefits under Section 80C of the Income Tax Act with a lock-in period of 5 years.

3. Special Fixed Deposit Schemes

City Union Bank also offers special Fixed Deposit schemes designed to suit specific needs. These may include higher interest rates for senior citizens or special festive season schemes.

4. Recurring Deposit

If you are looking to invest small amounts regularly, City Union Bank also offers Recurring Deposits, where you can deposit fixed amounts every month and earn attractive interest on your savings.

Benefits of a Fixed Deposit

Guaranteed Returns: Unlike stocks and mutual funds, Fixed Deposits offer guaranteed returns. You will receive your principal amount plus the interest earned at the end of the tenure.

Safety: Fixed Deposits are safe and secure, with no risk of losing your principal amount.

Easy Liquidity: Though designed for long-term savings, FDs can be liquidated early if needed, with easy access to funds in emergencies.

Regular Income: Fixed Deposit interest can be paid monthly, quarterly, or annually, providing a regular income stream.

Suitable for Risk-Averse Investors: If you’re not comfortable with market fluctuations and want a low-risk investment, a Fixed Deposit is the ideal choice.

Conclusion

City Union Bank’s Fixed Deposit is a smart way to secure and grow your savings with guaranteed returns. With competitive interest rates, flexible tenures, and the safety of your investment, a Fixed Deposit is a secure and reliable option for both short-term and long-term financial goals. Whether you’re saving for retirement, a child’s education, or any other future need, a Fixed Deposit with City Union Bank can provide the stability and peace of mind you need to build your wealth.

Visit your nearest City Union Bank branch or explore their online platform today to open your Fixed Deposit and start securing your financial future!

[shriramfinance]

Fixed Deposits: Your Guide to Safe and Secure Savings

Fixed deposits (FDs) are among the most trusted and widely used investment options for individuals seeking guaranteed returns. Known for their simplicity, reliability, and safety, FDs are ideal for anyone looking to grow their wealth without exposure to market risks. Whether you’re a beginner in investing or a seasoned saver, this guide will help you explore the ins and outs of fixed deposits and their role in achieving financial stability.

What Are Fixed Deposits?

A fixed deposit is a financial product offered by banks and financial institutions where you can deposit a lump sum amount for a specific period at a predetermined interest rate. Unlike other investments, FDs ensure that your principal amount remains safe while earning predictable returns over the tenure. At maturity, you receive the invested amount along with the accrued interest, making it a straightforward and secure way to save.

Why Should You Consider Fixed Deposits?

1. Safety and Security

Fixed deposits are among the safest investments, as they are unaffected by market volatility. Your principal and interest are guaranteed, making FDs a reliable option for risk-averse individuals.

2. Assured Returns

FDs offer fixed returns that are not influenced by market performance, unlike stocks or mutual funds. This ensures consistent growth of your savings over time.

3. Flexible Tenures

With FDs, you can choose from a variety of tenures, ranging from a few days to several years, depending on your financial needs and goals.

4. Liquidity Options

While FDs are meant to be held until maturity, many banks allow premature withdrawals or loans against your FD, providing liquidity in times of need.

5. Tax-Saving Opportunities

Tax-saving FDs come with a lock-in period of five years and offer deductions of up to ₹1.5 lakh under Section 80C of the Income Tax Act, helping you save on taxes while growing your funds.

How to Choose the Right Fixed Deposit?

1. Compare Interest Rates

Interest rates vary between banks and financial institutions. Opt for providers offering the highest rates to maximize your earnings.

2. Align Tenure with Goals

For short-term requirements, choose FDs with shorter tenures. For long-term growth, select a longer duration to benefit from compounding.

3. Leverage Additional Benefits

Look for special schemes like higher interest rates for senior citizens, flexible payout options, or auto-renewal features to maximize benefits.

4. Ensure Credibility

Always deposit your funds with reputed banks or institutions with high credit ratings to safeguard your investment.

Tips to Maximize FD Returns

Diversify Investments: Split your savings across multiple FDs with varying tenures to balance liquidity and returns.

Reinvest for Growth: Opt for cumulative FDs to reinvest interest and take advantage of compounding.

Stay Updated on Rates: Monitor interest rate trends to renew your FDs at the best rates available.

Final Thoughts

Fixed deposits remain a cornerstone of financial planning for both beginners and experienced investors. Their guaranteed returns, low risk, and flexibility make them a valuable addition to any portfolio. Whether you’re saving for a milestone, building an emergency fund, or simply seeking financial stability, FDs offer a dependable solution.

Explore your options today and let fixed deposits pave the way for a secure financial future.

[siyaas]

[financialeducationsip]

FD vs Life Insurance: Which Investment Option is Right for You?

Choosing the right financial instrument can significantly impact your financial security and future wealth. Among popular investment options, Fixed Deposits (FDs) and Life Insurance each have unique benefits, making them suitable for different financial goals. This article will guide you through the pros and cons of both options to help you make an informed decision.

What is a Fixed Deposit (FD)?

Fixed Deposits, commonly known as FDs, are financial instruments offered by banks and other financial institutions. In an FD, you deposit a lump sum amount for a fixed tenure at a predetermined interest rate. At the end of the tenure, you receive your principal along with the interest earned.

Advantages of Fixed Deposits

Guaranteed Returns: FDs offer a fixed rate of return, providing predictable earnings.

Low Risk: Being a conservative investment, FDs are considered safe and secure.

Flexibility in Tenure: You can choose an FD tenure as short as 7 days or as long as 10 years.

Disadvantages of Fixed Deposits

Lower Returns Compared to Other Investments: FDs may offer lower returns than other options like stocks or mutual funds.

Limited Liquidity: Withdrawing funds from an FD before maturity can result in penalties and lower interest earnings.

What is Life Insurance?

Life insurance is a contract between an individual and an insurance company. In exchange for premium payments, the insurer provides a death benefit to the policyholder's beneficiaries. There are different types of life insurance, including term life and whole life policies, each with unique benefits.

Advantages of Life Insurance

Financial Protection: Life insurance offers financial security to your loved ones in case of your untimely demise.

Tax Benefits: Life insurance premiums and payouts are often eligible for tax deductions.

Long-Term Investment: Certain life insurance policies, such as whole life, also serve as investment tools that accumulate cash value.

Disadvantages of Life Insurance

Higher Premium Costs: Life insurance can be costly, especially for whole-life or cash-value policies.

Limited Returns if Cashed Early: Early withdrawals can lead to reduced returns, particularly with cash-value policies.

FD vs Life Insurance: Key Differences

Nature of Returns: FDs provide fixed, guaranteed returns, while life insurance offers variable returns based on policy type.

Risk Level: FDs are low-risk, whereas life insurance involves investment risk depending on the policy.

Maturity Period: FDs have fixed tenures, while life insurance policies may last for decades.

Tax Implications: Both FDs and life insurance offer tax benefits but differ in scope and conditions.

Investment Goals: Choosing Based on Your Needs

When FDs Are Better: FDs are ideal if you seek a safe, short-term investment with guaranteed returns.

When Life Insurance Is Ideal: Life insurance is a better choice for those looking to provide for dependents and build long-term wealth.

Risk Appetite and Age Factor

FD Suitability: FDs are suitable for those with low risk tolerance, such as retirees or those seeking a safe investment.

Life Insurance Suitability: Life insurance is best for younger individuals with dependents who need financial protection.

Tax Benefits: How FD and Life Insurance Differ

FDs: Interest from FDs is taxable, although certain exemptions may apply for senior citizens.

Life Insurance: Premiums paid and death benefits received from life insurance are often tax-exempt under specific conditions.

Liquidity Comparison

Liquidity in FDs: Breaking an FD early can incur penalties, making it less liquid.

Liquidity in Life Insurance: Life insurance generally has low liquidity, especially in early policy years, but some policies offer loans against accumulated cash value.

Returns Comparison

FD Returns: FDs offer fixed returns, making them reliable for those seeking predictable income.

Life Insurance Returns: Life insurance policies with cash value can provide returns, but they often grow slowly compared to other investments.

When to Choose Both: Balancing FD and Life Insurance

For a balanced portfolio, many opt to invest in both FDs and life insurance. Combining the two can diversify risk, ensuring safety through FDs and long-term growth with life insurance.

Conclusion

In summary, FDs and life insurance each have distinct advantages and disadvantages. FDs provide stability with guaranteed returns, while life insurance offers financial protection and potential growth over time. Ultimately, the best choice depends on your financial goals, risk tolerance, and family responsibilities.

FAQs

Can I have both FD and Life Insurance together?

Yes, many people opt for both to create a diversified portfolio with safe returns and long-term growth.

Are Fixed Deposits taxable?

Yes, interest earned from FDs is taxable, but certain exemptions apply for senior citizens.

How does term life insurance differ from whole life insurance?

Term life offers coverage for a set period, while whole life provides lifelong protection and may accumulate cash value.

What happens if I withdraw my FD before maturity?

Withdrawing early usually incurs penalties, reducing your interest earnings.

Which is better for retirement planning: FD or Life Insurance?

Both can be beneficial, but life insurance may offer better long-term growth for retirement when chosen carefully.

[indianfasttrack]

कांदीवली की महिला से 14 लाख रुपये ऑनलाइन भुगतान

Digital Arrest Scam: मुंबई के कांदीवली से एक महिला क��� जालसाजों ने किया डिजिटल अरेस्ट, महिला को डरा धमका कर मजबूरन 14 लाख रुपये का करवाया ऑनलाइन भुगतान। (Digital Arrest: Online payment of Rs 14 lakh from Kandivali woman) इस्माईल शेखमुंबई– कांदीवली पश्चिम के एक महिला को डिजिटल अरेस्ट करने का ताजा मामला सामने आया है। बता दें कि 1 सितंबर को एक व्यक्ति का फोन आया जिसने खुद को दिल्ली दूरसंचार विभाग का…

[test-user-2024]

Earn Using Groww App

Earning with the Groww app typically involves investing in various financial products. Here are some ways you can use the app to grow your wealth:

1. Mutual Funds: There are different types of mutual funds where you can make investments using the Groww application. Such investments in mutual funds are primarily based on your risk-taking ability and financial objectives. The application in context allows users to make SIP (Systematic Investment Plan) investments as well as lump-sum investments.

2. Stocks: Groww allows you to invest in stocks. Research and choose companies you believe will perform well. As a Groww application user, you can buy shares directly through the app.

3. Fixed Deposits: The app provides options for fixed deposits, where you can earn interest over a set period.

4. Digital Gold: Invest in gold digitally through the app. This is a convenient way to diversify your investment portfolio.

5. NPS (National Pension System): If you want to make long-term retirement savings, you can invest in NPS via the Groww app.

6. Learning Resources: Groww also offers educational content to help you better understand investing, which can improve your decision-making.

If you want to invest in the Groww app, it is advisable that you do proper research and simultaneously consider your financial objectives.

Create your free demat account by using this link here:  https://app.groww.in/v3cO/in94qmp0

[kredit4all]

Planning to open a Fixed Deposit (FD) account? Before you lock in your savings, make sure you're aware of the key things that can impact your returns and flexibility. From interest rates to tenure options, here are 9 must-know facts that will help you make the best decision.

[shriramfinance]

Key Points Of FD :-

Fixed deposits offer assured returns, shielding your money from market risks. Choose durations ranging from a few months to several years to suit your goals. FDs typically provide better interest rates compared to savings accounts.

Cumulative FDs grow faster as interest is reinvested, maximizing your returns. The Fixed Deposit is one of the safest investments, ideal for conservative investors.

Select monthly, quarterly, or maturity payouts to match your financial needs.

[amanktreks]

FD vs Life Insurance: Understanding the Differences and Making the Right Choice

When it comes to financial planning, two commonly debated options are Fixed Deposits (FD) and Life Insurance. While both serve distinct purposes, investors often find themselves comparing these two due to their long-term financial benefits. However, they cater to very different financial goals. This blog dives deeper into the differences between FD and Life Insurance, helping you understand how to utilize each effectively.

What is a Fixed Deposit (FD)?

Fixed Deposits (FDs) are savings instruments offered by banks and financial institutions that provide guaranteed returns over a fixed period. The investor deposits a lump sum amount with the bank, which earns interest at a predetermined rate for the tenure chosen by the investor.

Features of FD:

Guaranteed Returns: One of the most attractive features of FDs is the assurance of returns. The interest rate is fixed at the time of investment and remains unaffected by market fluctuations.

Safety: FDs are considered one of the safest investment options, especially for risk-averse individuals. They offer capital protection along with steady returns.

Flexible Tenure: Investors can choose the tenure of their FD, ranging from a few months to several years, depending on their financial goals.

Liquidity: Though FDs are fixed for a tenure, they do offer premature withdrawal options, often with a penalty. This provides a certain level of liquidity to the investor.

Benefits of FD:

Low Risk: FDs are perfect for individuals who prefer low-risk investments with guaranteed returns.

Predictability: Since the interest rate is locked in, investors can predict their returns, making it easier to plan for financial goals.

Tax Benefits: FDs with a tenure of five years or more qualify for tax deductions under Section 80C of the Income Tax Act. However, the interest earned is taxable.

What is Life Insurance?

Life Insurance is primarily designed to provide financial protection to your dependents in case of your untimely demise. It is a contract between you and an insurance provider, where the insurer guarantees a sum of money to your beneficiaries upon your death, in exchange for regular premium payments.

Types of Life Insurance:

Term Insurance: This is the most basic form of life insurance. It offers death benefits to the beneficiaries if the policyholder passes away during the policy term. Term insurance is affordable and provides high coverage.

Endowment Policy: This type of life insurance combines insurance coverage with a savings component. It offers both death benefits and maturity benefits if the policyholder survives the policy term.

Unit-Linked Insurance Plans (ULIPs): ULIPs offer insurance along with investment opportunities. A part of your premium is used for insurance, while the remaining portion is invested in equity or debt funds.

Benefits of Life Insurance:

Financial Protection: The primary purpose of life insurance is to provide financial security to your family in case of your death. This can help cover daily expenses, pay off debts, and secure your family’s future.

Long-Term Savings: Life insurance plans like endowment policies and ULIPs provide savings along with protection, helping you build wealth over time.

Tax Benefits: Life insurance premiums are eligible for tax deductions under Section 80C, and the death benefit is typically tax-free under Section 10(10D) of the Income Tax Act.

FD vs Life Insurance: Key Differences

While both FDs and life insurance are important tools in financial planning, they cater to different needs.

Objective:

FD: The main objective of an FD is to earn safe, stable returns on your savings.

Life Insurance: The objective of life insurance is to provide financial protection to your dependents in the event of your death.

Risk Factor:

FD: FDs are virtually risk-free. Your principal is secure, and you know exactly what returns you’ll earn.

Life Insurance: Life insurance, especially term plans, carries no investment risk. However, policies like ULIPs involve market risk as part of the premium is invested in market-linked instruments.

Returns:

FD: The returns from an FD are fixed and predictable, typically ranging from 5-7% per annum. However, they are taxed as per your income slab.

Life Insurance: Term life insurance doesn’t offer returns unless the policyholder dies during the term. ULIPs and endowment policies provide returns, but they are generally lower than equity-based investments.

Liquidity:

FD: FDs provide some liquidity, as you can withdraw your money before the maturity period, though a penalty may apply.

Life Insurance: Life insurance policies, especially traditional ones, lack liquidity. Most policies have a lock-in period during which you cannot withdraw funds.

Taxation:

FD: The interest earned on FDs is taxable, making them less tax-efficient.

Life Insurance: Life insurance premiums qualify for tax deductions under Section 80C, and the death benefit is tax-free, making it a more tax-efficient option.

When to Choose FD:

FDs are ideal if your goal is short-term savings and earning a fixed, safe return. They work best for risk-averse individuals who want to avoid market volatility. FDs are particularly useful for building an emergency fund or saving for specific short-term financial goals like a vacation or home renovation.

When to Choose Life Insurance:

Life insurance is essential if you have dependents who rely on your income. It is primarily for providing financial security to your loved ones in your absence. Term insurance, in particular, is a must-have for anyone with financial dependents. Life insurance is also useful for long-term savings, particularly if you opt for ULIPs or endowment plans that combine protection with wealth accumulation.

Conclusion

FDs and Life Insurance serve different financial objectives, and your choice should depend on your individual needs. If you’re looking for guaranteed returns with no risk, FDs are the way to go. However, if your primary goal is to secure your family’s financial future, life insurance should be a priority. Both can coexist in a well-rounded financial plan, ensuring both growth and protection.

[deepu-123]

Fixed Deposit Calculator

FD Calculator – Fixed deposits are one of the safest & most popular financial instruments. Calculate your FD interest rates & maturity easily with m.Stock’s fixed deposit calculator.

[financialninja]

Fixed deposit| Simple interest & Compound interest Calculation & their formulas

Hi everyone, and welcome to my channel. Today, I'm going to talk about fixed deposits. Fixed deposit is the most popular way to invest money. In short, it's called FD, where secure lump sum money is invested at a predetermined rate of interest. At the end of the tenure, you get your invested amount and compound interest. FD interest rates remain unchanged by market fluctuations, but the invested amount is typically locked in until maturity. some banks offer premature withdrawal but they charge a penalty for that. With FD, you invest your lump sum amount for a certain period ranging from as small as 7 days to as high as 10 years. Higher interest rates are generally given for longer time tenure.Generally interest is paid every 3 months from the date of deposit. Let's say you opened fd ac on 8th june you will receive next interest installment on 8th September. Interest is credited to your account. This is case of simple FD. However customers can choose to have his interest reinvested in FD account. In this case This deposit is called compound interest FD. In that case interest is paid with invested amount on maturity of deposit at the end of term. Investing in FD gives higher interest than investing in savings account. The interest rate on fixed deposits may not keep pace with inflation, which means that your money may lose its purchasing power over time.

So in india,minimum tax you pay for fd is 10%.this is the rate of tax deducted at source(TDS) on interest earned on fd, if interest earned exceeds 40000 in a financial year. For senior citizens this tds earned is 50000.If your overall income for a year does not fall within overall tax limits you can submit form15G( <60years of age) and 15H (>60years of age). These forms help you receive interest with tax deducted at source (tds).Tax saving fd provide tax benefits under Section 80C of the Income Tax Act. You can claim a tax deduction of up to Rs 1.5 lakh by investing in the tax saving FDs. You can earn fixed returns while saving on the taxes. This FD can be opened in the same way as a regular FD.

[livenews24x7hindi]

कॉरपोरेट FD में पैसा लगाने से पहले चेक कर लें ये 6 बातें, बाद में नहीं होगी परेशानी

कॉर्पोरेट फिक्स्ड डिपॉज़िट में निवेश करने से पहले, कंपनी की क्रेडिट रेटिंग का आकलन करें। AAA रेटिंग किसी भी प्रमुख क्रेडिट-रेटिंग एजेंसी द्वारा दी जाने वाली उच्चतम संभव रेटिंग है। अपनी वित्तीय योजना के संदर्भ को समझना महत्वपूर्ण है। फिक्स्ड इनकम के लिए FD का विक���्प सदाबहार विकल्प है। इसमें आपको एक तय रकम पर तय ब्याज दर के आधार पर रिटर्न मिलता है। आप बैंक में FD करवा सकते हैं। आप चाहें तो कॉरपोरेट…