#buy now pay later interest free
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What is Beem?
Beem is a financial service designed to help users manage their cash flow by providing quick access to funds. It offers a range of services that cater to individuals seeking flexible financial solutions. One of its most popular offerings is the Beem cash advance, which allows users to get access to a portion of their paycheck before their payday. This feature makes it easier to cover unexpected expenses without the need for traditional payday loans or credit cards.
How Does Beem Work?
Beem works by partnering with users' employers to allow employees to access earned wages before the scheduled payday. Once registered, users can request a cash advance based on the amount they've earned, with no interest or hidden fees if paid back on time. The service is designed to be simple, secure and transparent, with users able to access their funds directly through their Beem app or website. By offering this service, Beem provides an alternative to high-interest loans, which can create a cycle of debt for many individuals.
Benefits of Using Beem
There are several benefits to using Beem for managing your finances. First and foremost, it helps users avoid expensive payday loans that often come with high interest rates. With Beem's cash advance service, users can access their earned income quickly and efficiently. Additionally, Beem offers a streamlined process that doesn’t require a credit check, making it accessible to a broader range of individuals. Whether it's to cover a last-minute bill or an emergency expense, Beem provides an easy way to get the cash you need, when you need it.
Conclusion
Beem is a helpful tool for those looking for fast and flexible access to their earned wages. With services like the Beem cash advance, users can avoid costly loans and manage their finances with ease.
Read a similar article about the best cash advance app here at this page.
#buy now pay later alternatives#buy now pay later interest free#shop now pay later apps#buy now pay later apps for bills#buy now pay later online shopping#buy now pay later vs. credit card
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so yea running servers isnt like a cheap thing is what ive been learning these past couple weeks
#fair warning this is me just like going off new knowledge so i could be getting things wrong#buying an actual server isnt really that expensive itself! the issue is like actually running it and when you have actual ppl on said serve#thats where costs start racking up#theres different ways to go about handling a server but mainly what ive been getting from this is:#self hosting (running urself) or managed hosting (having a 3rd party run it for you)#so when ur small or solo u can get away with managed servers cause theyre pretty lowcost or free#and you usually want to go this route if you dont have the skills built up to take care of a server yourself#or if you arent interested in learning cause its pretty time consuming and u have to upkeep it#but they are scary expensive once u get a certain amount of users from what ive seen#its extremely convenient and gives u peace of mind but theres no point using the service if ur making enough money#especially since you wont have as much control of your server if its managed#so at that point just hire people to take care of your own servers you buy#however there are still server costs u need to pay (along with the people u have hired)#im only bringing this up to say that solmare is running ''two'' separate servers for two seperate games (as far as ik)#and probably arent making that much more in profit cause#me as a user...if i have two games that r practically the same on my phone im not spending money on both#its either one or the other#but you still need to pay accordingly to have both of these servers up#like realistically they arent gonna be able to keep both apps running indefinitely#but yea whatever they were saying in the beginning about having both games running and not forgetting about the og#was either a very generous guess or they were just lying#if it were like a nikki game situation where all the games r very different then maybe it would have been feasible#anyways yea sorry i needed an excuse to talk about the website stuff ive been learning!! and obey me is always in the back of my head#im like thinking about this stuff a lot cause for my site i need to have a server and its like okay we r gucci rn#i can stick with managed for now cause im assuming its gonna stay small#but like...theres always that non zero percent chance that it might not be gucci later on lol#so been researching a lot and i just dont wanna run my own server that sounds so boring its not even funny#so yea im just like AHHH
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From Myths to Reality - Impact of BNPL in Medical Aesthetics
Buy Now, Pay Later (BNPL) is transforming the way we approach payments, offering flexibility and accessibility across various industries. Specifically, PLIM - a zero-interest BNPL credit service tailored for the medical aesthetics sector - is breaking barriers, making elective treatments more affordable and accessible for both clinics and patients in the UK.
Let’s explore the myths surrounding BNPL financing, its benefits, and how PLIM is reshaping the landscape of medical aesthetics.
What is PLIM?
PLIM is a zero-interest Buy Now, Pay Later (BNPL) platform designed to make medical aesthetics more accessible. Patients can browse treatments, compare clinics, and easily choose payment plans via the PLIM Marketplace or directly at their clinic.
For clinics, PLIM pre-pays the cost of treatments upfront, ensuring cash flow is uninterrupted while offering patients a stress-free financing option. With the growing demand for healthcare and aesthetic treatments, PLIM bridges the gap between affordability and quality care.
Myths and Facts About BNPL Financing
Myth 1: BNPL Encourages Impulse Spending
Reality: BNPL empowers consumers to plan and budget effectively by spreading costs into manageable instalments. For patients seeking face, body, or combination treatments, PLIM’s zero-interest plans help avoid upfront financial strain, turning a large expense into a feasible monthly payment. Clinics also benefit as they can offer these solutions without compromising their cash flow.
Myth 2: BNPL Is Just Another Form of Credit
Reality: Unlike traditional credit cards, BNPL services like PLIM offer interest-free payment plans with no hidden fees or high interest rates. Additionally, PLIM’s model avoids hard credit checks, making it accessible to more consumers while maintaining transparent repayment terms.
The PLIM Advantage: Accessibility Meets Affordability
Flexible, Zero-Interest EMI Plans
PLIM ensures patients can choose combination or extensive treatments with confidence. With 0% interest payment plans, achieving aesthetic goals becomes stress-free and affordable.
Benefits for Clinics
Instant payment for treatments, reducing financial risks. Attracting a diverse clientele with accessible payment options. Increasing customer satisfaction and loyalty.
Myth 3: BNPL Leads to Debt Traps
Reality: Responsible BNPL providers like PLIM conduct affordability assessments to ensure consumers can manage payments without stress.
With clear repayment schedules and zero interest, PLIM prioritizes transparency and consumer protection, enabling patients to invest in their well-being responsibly.
Myth 4: BNPL Appeals Only to Younger Generations
Reality: While Millennials and Gen Z embrace BNPL for its convenience, PLIM appeals to a broad demographic. From younger consumers seeking flexibility to older patients managing their budgets, PLIM’s services cater to all.
Why BNPL with PLIM is a Game-Changer
Myth 5: BNPL Is Detrimental to Merchants
Reality: BNPL boosts conversion rates and increases the average value of transactions. PLIM absorbs the risks of non-payment, ensuring clinics receive full payments promptly, enhancing their financial security and operational efficiency.
Myth 6: BNPL Is Not Regulated
Reality: In the UK, BNPL services like PLIM adhere to strict regulatory standards, ensuring fair and transparent practices. Compliance with disclosure and data privacy rules protects both clinics and patients.
Embrace the Future of Self-Care with PLIM
PLIM is more than a payment solution; it’s a tool for empowerment. By removing financial barriers, PLIM enables patients to prioritize their physical and mental well-being through accessible, high-quality aesthetic treatments. For clinics, it’s a chance to grow their practice and foster loyalty by offering innovative payment solutions.
Ready to Redefine Self-Care?
With PLIM’s zero-interest BNPL options, you can achieve your aesthetic goals without compromising your budget. Explore the PLIM Marketplace today and take the first step toward affordable, accessible self-care.
#Interest Free Buy Now Pay Later#Finance For Cosmetic Surgery#Buy Now Pay Later#Aesthetics Treatments
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Flexible Interest-Free Payment Options for Cosmetic Care
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Opt for Interest-Free Buy Now Pay Later when booking your cosmetic treatments. This financing option allows you to pay over time without interest, ensuring you can enjoy top-quality care and stay within your budget.
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DCxDP Fanfic: Shift
Danny wanders down the street, confused.
A few minutes ago, he had been sure that the tour guide and his school group were only a few feet away. They were on the last day of their three-day field trip, covering the history of one of the oldest cities in the USA.
It's not the oldest, but the closest Casper High could offer. Gotham City is much bigger than Amity, but it didn't have anything really interesting about it besides having more things to do. Its only claim of fame was how old some significant buildings were in Old Gotham.
Still, for some students who have yet to leave the small town of Amity Park, Gotham was a thing of wonder. Danny couldn't wait to explore with Sam and Tucker tomorrow on their free day. They were going to walk around the plaza market and the mall.
Gotham's mall had five floors. Five.
Then Danny noticed the hotdog cart just a few feet away from the guide informing the group about the large theater, the first public building in Gotham. He hadn't cared for how many balls were held there or how, a few hundred years later, the building gained a stage and seats.
He gestured to the cart to tell Sam he wanted to buy one. He turned to Tucker, but his friend was genuinely interested in the history lesson and shook his head. Danny figured they would cover for him, so he stepped to the side to buy a hotdog, keeping Tucker and Sam in his provisional vision.
He had just finished putting the ketchup on his food when he realized the sounds of the busy city had shifted. It wasn't that it went silent or anything. It was more like sound traveling from one headphone to another.
But he wasn't wearing earbuds, which made the shifting noise extremely alarming. He looked up and around, but everything seemed to stay the same, except there was less traffic, and the sidewalk wasn't as clean as he initially thought. Also, what happened to the sun? Where did all these clouds come from?
Danny turned to ask Tucker and Sam if a freak storm was supposed to happen, but they were gone. So was the Amity Park group. Swinging his head back and forth, he attempts to spot them in the moving crowd, but he can't spot a familiar face.
How did twenty-seven people move that quickly and silently?
"Hey! You need to pay for that!" The hotdog vendor on the other side of the cart shouts. "The ketchup isn't free!"
"But I just bought these two from you." Danny raises his food so that the man can see the logo of his own cart. The man's eyes widen when he sees it. "I just paid-"
"You little thief! You stole from my cart!" The man sneers. Danny reels back, surprised by the accusation as much as the rage in which the man yells. It seems like an overreaction to the student.
"No, I literally just handed you seven dollars for-" Whatever Danny is going to say is cut off by the man cocking a gun, now aimed at his face. Nearby, a woman screams, and the walking crowd breaks into a run, almost as if it's practice clearing the street in seconds.
Wow, it's a much better reaction time than the people of Amity Park. He would have been impressed if he hadn't had a gun aimed at his face.
"What are you doing?"
"You damn street rats are the reason good upstanding citizens like me are struggling! Go back to your county!" The man hisses, and Danny is confused by the sudden attitude shift of what he previously thought was a friendly vendor to take the gun in his face seriously.
The guy wasn't even that scary, not with that pathetic stance. Danny had learned a better stance by the time he was five, and his father had pointed a gun at him in a more threatening way that one time he was dressed as a rubber duck than this.
Scowling, Danny pushes the gun away with the tips of his fingers. "Rude. See if I give your food any stars."
The man makes the motion to pull the trigger, so Danny moves his hand into a strike, knocking the gun from his grip. In one quick turn, he turns it around and points it at the gawking man with a bored expression.
"I'm going to walk away with my meal now," He tells him, watching sweat gathering on the vendor's forehead. The pulse in the older man is rapidly bouncing around his neck, making Danny smirk.
Hotdog man goes sheet white but shutters out, "Alright."
Danny keeps the gun aimed at him even as he gathers his two dogs in one hand and backs away into the street. It's only when he turns a corner, out of sight, that Danny lowers his weapon.
He texts his friends in the three-way chat they have, asking where they went. When a few minutes goes by without the little read sign next to his words goes by, Danny tries calling them. His phone, however, claims his services are out, making him wonder if his Dad forgot to pay the bill again.
Jack could afford it, but the bill deadline always slipped his mind, and he would like to have to wait till Monday to turn it back on. Sighing, Danny decides to head back to the hotel where the school is staying, thinking it would be better to wait out for Mr.Lancer than get lost in the big city.
He strides down the street, following the same path the group took from the Hotel. As he does so, he notices something odd.
Gotham seems wrong. Darker somehow, and the previously friendly people had all vanished as everyone around him gave him dark, mistrustful glances. Not everyone smiles back when Danny says, "We're strangers, but this is a quick, friendly acknowledgment" smile.
It couldn't be the gun. Danny hides it in his pants, the same way he hides his thermos. No one should be able to tell what he's carrying.
It is strange. He's so busy trying to figure out what happened that he nearly misses the fact that the previously well-kept streets have been replaced with closed-down, decrypted buildings. He does notice that the hotel he was staying at for the past two days was boarded up, looking like it's been years since someone last used it.
"What?" He whispers, checking the large sign twice. It's the same name, but three letters are missing.
"That's what I want to know." A man grunts behind him, causing Danny to wirl around and stare in horror at the approaching police officer. "What are you doing with here?"
"I was staying at this hotel." He tells the other man, too disorientated to notice how silent the street had become. He can spot some people watching from the alleyway despite broad daylight. They were hiding. From what?
"Were you? And how much do you have on you?" The cop asks casually.
"Of what?"
The man rolls his eyes before he suddenly kicks Danny in the stomach. The boy is knocked to the floor with a soft grunt of pain. A stomp on his hand has him screaming in pain, but what really makes him angry is the fingers moving around the back of his hands until they close around his wallet.
Nah, was this cop trying to mug him?
Danny throws up a hand, using the palm of his hand to slam it against the chin of the mugger. The man's head is knocked back, and he tilts over, falling into a dead heap. Danny stands, dusts his clothes, and kicks the cop once.
He looks back to the hotel.
Where should he go now? A few seconds go by, and he can see the people in the alley cautiously start to climb out of their hiding, and he thinks it's better to try to find a phone to call home.
He twists on his heels and marches down the street, unaware of the man in yellow watching from a nearby roof.
The man reaches up to his ear, clicking on his communicator as the stranger looks confused despite knowing where he is going. "This is Signal. I found the guy that triggers the Nest's alarms. He seems trained but can't be, at most, sixteen. He also just took down Jeff, the one Gordon was talking about. Let's keep an eye on him. He looks like radiation grew legs and took the shape of a human. "
#dcxdpdabbles#dcxdp crossover#Shift#Danny accidentally stepped into a parallel world#His Gotham is not the crime capital#He is more then ready to take Canon Gotham on#Danny's life in Amiy Park would make normal Gothamics cry#The people of Amity Park are far too peppy to face life-threatening ghosts all the time
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Introducing Shop Now Pay Later in Qatar: Making Online Shopping More Accessible and Affordable
Shopping online has become increasingly popular in Qatar, as more and more people discover the convenience and affordability of buying products online. However, one of the biggest challenges of online shopping is often the payment process. Many shoppers are unable to pay the full amount upfront, which can be a barrier to making a purchase.
To address this issue, Jazp.com has introduced "Shop Now Pay Later" in Qatar. This is a convenient and affordable payment solution that allows shoppers to buy now and pay later in instalments, with no interest or additional fees.
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Through our partnership with Tabby Qatar, we are now able to offer a range of flexible payment options that make online shopping even more accessible to everyone. Whether you're looking for electronics on instalments, or simply want to shop on finance, our monthly instalment plans offer a convenient and affordable way to spread the cost of your purchases over time.
One of the biggest advantages of Shop Now Pay Later is that it enables credit-free shopping. Unlike traditional credit cards, there are no interest charges or hidden fees, making it a more transparent and affordable way to pay for your purchases.
In addition to being a more affordable payment solution, Shop Now Pay Later is also a more flexible one. It allows you to choose a payment plan that suits your budget and schedule, so you can make payments at your own pace without any pressure.
At Jazp.com, we believe that shopping should be a hassle-free and enjoyable experience for everyone. That's why we're constantly looking for ways to make online shopping more convenient and accessible to all. With the introduction of Shop Now Pay Later in Qatar, we're taking a big step towards that goal.
So if you're looking for a more convenient and affordable way to pay for your online purchases, look no further than Jazp.com. Our partnership with Tabby Qatar offers a range of flexible payment options, making it easier than ever to buy now and pay later.
#Shop now pay later#Buy now pay later#Instalment plans#Tabby Qatar#Online shopping Qatar#Electronics on instalments#Monthly instalment plans#Shopping on finance#Interest-free instalments#Credit-free shopping#Flexible payment options
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Shop guilt-free: Home Credit ties up with SM Store to offer 0% interest and ₱300 Discount
Shopping has become a beloved pastime for many Filipinos. From buying birthday gifts to preparing for a new school year, Filipinos love to shop for various reasons. And of course, they love to get a good deal. This is where Home Credit Philippines and SM Store come in to provide Filipinos with the most affordable option in making their dream purchases come true. The Partnership: Home Credit…
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#0% interest#affordable#buy now pay later#cosmetics#discount#electronics#fashion#financing#flexible payments#guilt-free#guilt-free shopping#Home Credit Philippines#home improvements#press release#shop now pay later#shopping#SM Store#stationeries
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A Girl Just Wants To Be Spoilt | Leah Williamson x Reader
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synopsis: just leah handing over her gold amex card. yep.
warnings: none :)
wc: 860 words
“This is such a waste of time” You hear your girlfriend mutter to herself from behind you, but you pay her no mind. You were far too interested in choosing which lip gloss to get. Leah and you were currently in Sephora because she had to go shopping for a new outfit for an event she is invited to attend later that week. After a quick lunch, you all but dragged your reluctant girlfriend into the beauty store.
Leah didn’t mind makeup, and lately with the media and events that she had to do, she was almost used to sitting in a makeup chair and having a makeup artist work on her face. However, outside of the events, Leah kept her face bare and makeup-free. You, on the other hand, were makeup obsessed. You spent an hour longer than your girlfriend when it came to getting ready in the morning because you had an entire skincare and makeup routine.
“Oi! Quit it!” You playfully slap your girlfriend’s hand away when you see her reach for the open samples of eyeshadow palettes. Knowing how bored your girlfriend was getting, she was probably going to try some shit like wipe the eyeshadow on your arm or something. The blonde pouts, but follows dutifully behind you when you move over to the other section.
“Oh this one’s quite nice” Untwisting the lipgloss sample, you glance the back of your hand only to frown when you see that there is no space to swatch the product. Checking the other hand, you see it’s already full of other lipstick and lipgloss swatches too.
You were just about to put the lipstick down when your girlfriend practically thrusts her own hand out in front of you. “Use mine”
“Thanks, baby” Giving her a sweet smile and a kiss on the corner of her lips, you happily swipe the lipgloss wand on the back of her hand. You tilt your head, inspecting the colour before you shake your head. “That’s a nice colour…but would I wear it often?” You mutter more to yourself.
Turning back to the wide selection of lipglosses, you pick up another tube only to swatch the sample on the back of the blonde’s hand again. Leah rolls her eyes. “what, am I just your personal tester now?”
You turn to your girlfriend, patting her cheek lightly before kissing her right on her pouty lips. “you did offer, baby.”
Leah rolls her eyes at you but you can see a smile forming. “Whatever. Make it quick”
“Which one should I get, Lee?” You hold up two lipglosses. Instead of an answer, Leah only looks at you with one sharp eyebrow raised. “Is that a trick question?”
Your eyebrows furrow. “What is?”
Your girlfriend gestures to the lipglosses in your hands. “They’re the same fucking colour, darling”
You wave the two very different colours of lipglosses in the air. “They are not– this one’s more peachy and this one is more pink. Now pick one for me, please! I only want to get one since it’s so bloody expensive”
The blonde groans, and runs a palm down the side of her face like this is the most tedious task in the entire world as if she doesn’t chase a ball for a living.
Before you could say another word, Leah grabs both of the clearly different lipglosses from your hand and then turns to the selection of lip products on display. She grabs a few more of the tubes in different shades, chucking them in the basket without even a second glance, and then makes a beeline straight to the checkout counters.
You jog to catch up to her, just as she greets the lady at the counter. “Lee, I only wanted to get just one–” You reach into the basket, intending to pull out the other twenty products that weren’t the ones you came into Sephora to buy.
But Leah grabs your hand, halting your actions. She brings out her wallet from her back pocket. "Nothing to worry your pretty little head about, baby. I've got it– and since I'm paying, we’ll take it all” She smiles at the lady at checkout, nodding at her to continue scanning what was probably the ninth lip product by now.
You didn’t even want to glance at the screen as it totals your purchases– it was probably close to half of your monthly rent. You suddenly found the floor much more interesting.
“…the lady needs your card, darling”
Your head snaps up. You stare at your girlfriend, eyes wide in bewilderment. Did her shiny gold amex card ayment not go through? Is she making you pay for— a quick glance at the screen— £400+ worth of lip products? Is she playing some sick joke by making you pay for it after realising she doesn’t want to spend four hundred pounds on lip products that weren’t even for her—?
but it’s as if your girlfriend can read your mind, because all she does is chuckle and pull you close with an arm around your waist. Leah leans in right by your ear and whispers “your Sephora rewards card, baby. wouldn’t want those points to go to waste”
(also i might’ve changed ending after posting lol so if you read the OG ending, lucky you but shhhh!)
bro leah in a suit lately got me feeling some type of way. she's definitely the type to spoil her partner in every way thanks to that dyson headphones check 💰
might start doing these shorter blurbs more often :))
-- kisses, butter.
*This work is my original creation. Please don’t copy, share, or translate it without asking for my permission first. Thanks for respecting that!
#leah williamson#woso#woso community#woso fanfics#woso x reader#leah williamson x reader#woso imagine#leah williamson imagine#woso blurbs
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John Christie Electric Generator – Generates 24 Kilowatts Of Free Electricity
The John Christie Electric Generator was shown to the world in 2001 – a device capable of generating a full 24 kilowatts of electricity. In this article, I will tell you about John Christie, the inventor, and how he and his friend, Lou Brits, came up with the generator. I will also explain to you how free electricity works and how you too can generate your own electricity at home too.
John Christie And Lou Brits
Australian mechanical engineer, John Christie, and his electrician friend, Lou Brits, worked hard through the 90s to come up with their own version of the magnetic generator. In 2001, they launched it to the public as the Lutec 1000, a device capable of generating 24 kilowatts of electricity (enough to power a few houses).
The main claim to fame at the time was that the Lutec 1000 was “the first free energy machine to be developed to commercial stage anywhere in the world”. This was perhaps an exaggeration as, although the device worked, it was far from being full tested and developed to the point where you could buy one off the shelf in the marketplace.
How Does “Free Energy” Work?
Part of the problem lies in the name. “Free energy” sounds almost impossible to believe, I prefer to call this concept “zero point” as it is known in physics.
Zero point is an area of physics that has been studied for over one hundred years. Nikola Tesla, the man who is called by some the “grandfather of electricity”, dedicated half of his life to studying zero point. He even published his work and it met with great approval. Unfortunately, his legacy in this area did not live on after his death due to existing commercial interests using their power to bury it.
Zero point speaks of obtaining energy without fuel, from a source that is not widely acknowledged in conventional physics. It does this via the use of strategically placed magnets.
Fast forward around a century later and there has been a resurgence of interest in this area, especially in the last year or two. While Christie and Brits may have been a little premature with their “commercial” launch, real working generators are now being built by enthusiasts in their garages, right across the world, numbering somewhere in the tens of thousands and possibly more.
How Can You Generate Your Own Electricity?
The average home does not need 24 kilowatts. In fact, a basic motor is easily constructed for next to nothing that can generate a good 7 kilowatts of power which is more than enough for most households.
The basic electric generator is a rotor, some magnets and some electrical wiring. John Christie and Lou Brits made their own version but I suggest you keep things very simple. In fact, I strongly recommend that you spend a nominal amount of around 50 dollars on a good set of plans which will give you diagrams and step by step instructions on building your magnetic motor generator. Or you can try to do it for “free” which will see you spending several months on your motor, all the while still paying your monthly bill to the power company. 🤔
#pay attention#educate yourselves#educate yourself#reeducate yourselves#knowledge is power#reeducate yourself#think about it#think for yourselves#think for yourself#do your homework#do some research#do your own research#do your research#ask yourself questions#question everything#energy#electrical power#news
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{ MASTERPOST } Everything You Need to Know about How to Pay off Debt
Understanding debt:
Let’s End This Damaging Misconception About Credit Cards
Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”
Dafuq Is Interest? And How Does It Work for the Forces of Darkness?
Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market
How to Build Good Credit Without Going Into Debt
Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?
It’s More Expensive to Be Poor Than to Be Rich
Making Decisions Under Stress: The Siren Song of Chocolate Cake
How Mental Health Affects Your Finances
Paying off debt:
Kill Your Debt Faster with the Death by a Thousand Cuts Technique
Share My Horror: The World’s Worst Debt Visualization
The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche
The Debt-Killing Power of Rounding up Bills
A Dungeonmaster’s Guide to Defeating Debt
How to Pay Hospital Bills When You’re Flat Broke
Ask the Bitches Pandemic Lightning Round: “What Do I Do If I Can’t Pay My Bills?”
Slay Your Financial Vampires
Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?”
Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt
Student loan debt:
What We Talk About When We Talk About Student Loans
Ask the Bitches: “The Government Put Student Loans in Forbearance. Can I Stop Paying—or Is It a Trap?”
How to Pay for College without Selling Your Soul to the Devil
When (and How) to Try Refinancing or Consolidating Student Loans
Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?
Season 4, Episode 4: “I’m $100K in Student Loan Debt and I Think It Should Be Forgiven. Does This Make Me an Entitled Asshole?”
The 2022 Student Loan Forgiveness FAQ You’ve Been Waiting For
2023 Student Loan Forgiveness Update: The Good, the Bad, and the Ugly
Our Final Word on Student Loan Forgiveness
Avoiding debt:
Ask Not How Much You Should Save, Ask How Much You Should Spend
How to Make Any Financial Decision, No Matter How Tough, with Maximum Swag
Your Yearly Free Medical Care Checklist
Two-Ring Circus
Status Symbols Are Pointless and Dumb
Advice I Wish My Parents Gave Me When I Was 16
On Emergency Fund Remorse… and Bacon Emergencies
Should You Increase Your Salary or Decrease Your Spending?
Don’t Spend Money on Shit You Don’t Like, Fool
The Magically Frugal Power of Patience
The Only Advice You’ll Ever Need for a Cheap-Ass Wedding
The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It
3 Times I Was Damn Grateful for My Emergency Fund (and Side Income)
Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name
Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick
Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash?
The Bitches vs. debt:
I Paid off My Student Loans Ahead of Schedule. Here’s How.
I Paid off My Student Loans. Now What?
Hurricane Debt Weakens to Tropical Storm Debt, but Experts Warn It’s Still Debt
The Real Story of How I Paid Off My Mortgage Early in 4 Years
Case Study: Swimming Upstream against Unemployment, Exhaustion, and $2,750 a Month in Unproductive Spending
That’s all for now! We try to update these masterposts periodically, so check back for more in… a couple… months??? Maybe????
#debt#mortgage#credit card debt#debt management#debt consolidation#pay off debt#student loans#student loan debt#loan#financial tips#money tips#personal finance
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Dunes Hotel & Casino '55-'93
Dunes, 1955. Kodachrome photo from Charles Phoenix.
Timeline of the Dunes
’53-54: First announced as Hotel Araby (RJ 11/1/53), then became known as Vegas Plaza, and Hotel Deauville (RJ 1/20/54, 4/23/54). Named the Dunes by the time of groundbreaking, 6/22/54 (RJ).
’55: May 23, original owners Robert Rice, Al Gottesman, Joseph Sullivan, Alexander Barad and Jason Tarsey open the $4 million Dunes Hotel-Casino with 200 rooms on an 85-acre site. John Replogle, designer Robert Dorr Jr., architect and designer. Signs and Sultan figure by YESCO (RJ 5/23/55).
’55: Aug., Dunes leased by Sands partners and reopened in Sep. Subsequent financial difficulties cause the casino to be closed, 1/56.
’56: Bill Miller, Major A. Riddle, and Robert Rice are licensed to reopen the casino in May. In Nov., the license is changed to add M&R Investment Co. as the company that operates the Dunes.
’57: Jan., Minsky’s Follies opens the first topless show at a Strip resort.
’59: Convention Hall addition.
’61: Olympic Wing addition.
’62: Riddle sells 15 percent of the stock to M&R Investment Corp., whose stockholders now include Charles Rich, Sidney Wyman and George Duckworth.
’62: Oct. 21, Tower groundbreaking.
’64: Construction of "Miracle Mile" golf course. Sultan figure moved to golf course in May. In Oct-Nov, the 180-ft sign is installed in Oct., and switched on 11/12/64.
’65: Jun, opening of Dome of the Sea and the 24-story tower. Dunes Golf Course opened.
’69: Continental Connector Corp., a publicly traded company, buys the Dunes in a $59M stock transfer in May. In Dec, the SEC charges that CCC defrauded stockholders in the proxy statement it issued offering to buy the Dunes. CCC settles the SEC complaint in ’76. At this time, bankers E. Parry Thomas and Jerome Mack are principals in M&R and CCC.
’74: In Sep., Gaming Control Board files a complaint against the Dunes for catering and "comping" alleged Kansas City mob chief Nick Civella, one of 11 members of the Black Book, Nevada's List of Excluded Persons. The Dunes ultimately was fined $10,000.
’75: In Feb., Morris Shenker buys an interest in M&R through his IJK Nevada Inc. Later in the year, Dunes owners Shenker and Riddle are asked about allegations that reputed mobster Anthony Spilotro had "set up shop" at the Dunes. Spilotro reportedly was spending up to 14 hours a day in the poker room and appeared to be using it as an office.
’76: In Jun., Shenker sues the Teamsters Union for $140M for backing out of a loan commitment, which was to be used to add another 1,000 rooms. In Oct., Dept of Labor intervenes, saying the loan was prohibited. In ’80, Shenker's breach of contract lawsuit is tossed out of court by U.S. District Judge Roger Foley.
’79: South tower opened in summer. Shenker announces the Dunes will construct a $65M hotel-casino in Atlantic City. FBI affidavits are unsealed claiming that two confidential informants "both advised that the Kansas City organized crime group headed by Nick Civella has a concealed interest fronted by Shenker at the Dunes." Shenker denies the allegations.
’80: In Jan., alleged members of the NY Columbo family are discovered staying for free at the Dunes. Gaming Control Board Chairman Richard Bunker says the "comping" did not violate the law or gaming regulations. Later, four of the group, including Joseph Columbo Jr., are indicted on charges of obtaining money under false pretenses in an airline ticket reimbursement scam. The indictment is dismissed by District Judge Joseph Pavlikowski and in ’84 was reinstated by the NV Supreme Court.
’82: Aug., the $17M Oasis Casino opens, doubling the existing casino space at the resort. Design by Farris Alexander Congdon Architects. New 2-floor casino includes Xanadunes electronic gaming area, and Video-Video arcade space (RJ 8/13/82, 8/20/82).
’82: Dec., Stuart and Clifford Perlman agree to buy the Dunes for $185M. The brothers loan Shenker $4M and $2.9M of that sum is used to pay overdue federal payroll taxes and avoid the seizure of assets by the IRS. Shenker denies the resort is on the verge of bankruptcy. Docs filed with the SEC indicate the property is in default on a number of loans and a number of creditors threaten foreclosure action.
’83: The Perlmans assume management of the Dunes in Apr., and operate it for four months before the sale collapses in Aug.
’83: Oct., a foreclosure sale of the Dunes' golf course and some other property is averted when problems are worked out with the trustees of the Hotel & Restaurant Employees and Bartenders Int’l Union and the trustees of the Nevada Culinary and Bartenders Pension Trust, which are owed $1.5M for non-payment of union benefits.
’83: Dec., a federal jury in Las Vegas decides that Shenker owes $34M to the So. Nevada Culinary and Bartenders Pension Fund for defaulting on loans in ’73-’75 to two of Shenker's land companies, Sierra Charter Corp. and IJK Nevada.
’84: Feb., Shenker files for personal bankruptcy in Missouri to protect his assets from the $34M judgment. The IRS claims that the 78-year-old Shenker owes $66M in unpaid taxes stretching back 20 years. Shenker's bankruptcy filing claimed assets of $82M and liabilities of $197M, the largest debt ever recorded in the St. Louis bankruptcy court.
’84: Mar., Valley Bank of Nevada heads a consortium to lend the Dunes $68.6M as part of a debt restructuring plan.
’84: May, John Anderson buys a controlling interest in the Dunes with his JBA Investments Inc. Anderson signs a $25M note to pay the Perlmans for the $35M they invested in the resort. Shenker's 26 percent interest remains under the control of the bankruptcy court.
’84: Jun., the FBI alleges that Shenker approved $600,000 in kickbacks to alleged Milwaukee crime boss Frank Balistrieri in connection with loans from the Teamsters Union to Allen Glick, who later bought four Las Vegas resorts before being forced out of gaming by Nevada officials. Shenker denies the kickback allegations. No charges are filed.
’85: Feb., Dunes is cited for failing to retrofit the property to meet fire safety standards. About $2.2M is spent on retrofitting during the first half of the year.
’85: May, former Gaming Control Board Chairman Richard Bunker leaves his position as corporate treasurer of Circus Circus Ent. to become president of the Dunes.
’85: Aug., Jack Bona buys out the Dunes' 49 percent interest in its Atlantic City property in a $21M sale. The next day, Bona places the property in a Ch. 11 reorganization in bankruptcy court.
’85: Sept. 27, Dunes defaults on the $68.6M bank loan and Valley Bank moves ahead with the legal steps required for a foreclosure sale Dec. 23.
’85: Oct. 24, Federal marshals begin seizing cash from the Dunes casino cage to pay a $2.7M judgment obtained by trustees of the Culinary and Bartenders unions. They accept a $200,000 check and leave the cash in the cage.
’85: Nov. 1, Marshals return to collect the remaining $17M owed to the unions but are halted by a last-minute restraining order.
’85: Nov. 6, Dunes' operating company. M&R Investment, files for reorganization under Chapter 11.
’87: Masao Nangaku buys the Dunes for $157M.
’92: Nov., Dunes bought by Mirage Inc. for $75M.
’93: Jan. 26, closed. North tower and sign demolished 10/27/93.
‘94: Jul. 20, South tower demolished.
A major source for the timeline is Jane Ann Morrison. Judge Approves Payday for Dunes Employees. Review-Journal, 11/7/85.
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Dunes, 1955. This is the original layout of the resort, before the addition of the Convention Hall and Olympic wing. Photo by Ed Screeton. Dunes Hotel Photograph Collection (PH-00281), UNLV Special Collections & Archives.
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Late '64. The 180-foot sign has recently been completed. Dome of the Sea restaurant and the hotel tower are nearing completion. Culinary Workers Union Local 226 Photographs, UNLV Special Collections & Archives.
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Mar. '85. Photo by Scott Henry, Review-Journal.
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hi! can i request à main 4 x reader stargazing date? Like they know the reader loves anything space related and they suprise them by going to a secluded grass hill to look at the full moon/bright stars and it’s like rlly romantic 🤗🤗
main 4 stargazing ✩₊˚.⋆☾₊✧
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┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈
ׂ╰┈➤ fluff
➣ characters: gon, killua, kurapika, leorio
➣ word count: x
➣ a/n: thank you for the request :) sorry that it took forever! i’ll find the word count later loll.
-ˋˏ✄┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈┈
gon
⋆ would adore the idea of going out into nature and watching the sky with you
⋆ so it’s not even a one time thing
⋆ but since you’re interested in space, he’d make this date extra special
⋆ starts the day off by taking you to a gift shop
⋆ there, he buys you two matching space themed necklaces
(and you might see it tucked under his shirt every now and then; he wears it a lot)
⋆ later that day, he’d take you to a remote hill
⋆ the two of you might roam the area while you wait for sunset
⋆ whether it’s wading through a stream or picking daisies, nature keeps you occupied for quite a while
⋆ but as soon as it’s dark enough, he helps you up a tree, where the stars seem closer than ever
⋆ points to constellations and asks you which ones they are, and if you know the story behind them
⋆ as you get deeper into topics, he can’t help but listen, being enthused by your enthusiasm
⋆ even though his knowledge of space is very limited (he wouldn’t be able to name the planets at gunpoint 💀)
killua
⋆ he usually tries not to do anything conspicuously caring for you
⋆ cause, y’know, he has to be nonchalant
⋆ but beneath his tsundere tendencies, he’s a very observant and considerate lover
⋆ so if it were a special occasion, like an anniversary, he doesn’t mind planning a little surprise
⋆ unfortunately for you, this gremlin would go stargazing in the coldest of weathers
⋆ it could be november, and he’ll just tell you to grab a blanket and huddle in
⋆ so there you are; cuddled against him next to a bonfire, a chill breeze tickling your face every so often
⋆ at first, you’d mostly just talk while admiring the sky
⋆ though as your conversations started to dull, he’d count the stars aloud
⋆ each one a soft murmur, as he tries to make this a relaxing night
⋆ and by his luck, if you do fall asleep
⋆ he’ll carry you all the way home, a rare and genuine smile spreading across his features
kurapika
⋆ he’s very busy, so it’s not uncommon for you feel like he doesn’t care or pay attention
⋆ but believe me when i say he definitely does
⋆ he’ll make a mental note every time you ramble on about space
⋆ and the minute he has free time, he’ll be telling you how he wants to take you somewhere
⋆ ignoring how odd it is for him of all people to plan some sort of ‘surprise’ at night,
⋆ the two of you would get in the car and head out of the city to a more rural part of town
⋆ at that point, you’re probably half convinced he’s going to murder you, instead you’re met with a happy surprise of cozy blankets and snacks next to a telescope
“surprise, darling.”
⋆ as he leads you out of the car and onto the blanket, you look up at the sky, noticing the bright, full moon
⋆ and that smile he’s been hoping to see washed over your features
⋆ hands interlocked with his, you sit there for a while in awe
⋆ and soon, you’d start to babble about space again
⋆ he’s always found your knowledge impressive, and he did his research so the two of you could have a proper discussion
⋆ you spend the night chatting, enjoying eachother’s presence.
⋆ if he already knew something, he’ll nod along and ask about it anyway, tracing shapes over your hand as you “educate” him
⋆ if not, whether it’s star signs, exoplanets, theories, or whatever, he’s glad to learn more from you.
leorio
⋆ admittedly, he doesn’t find it super interesting himself
⋆ but he’s determined to make stargazing enjoyable for the both of you
⋆ so expect a beer to be waiting on the blanket next to some binoculars
⋆ and they might not be the best quality, but it’s the thought that counts
⋆ brings a lil record player with some jazz on it
⋆ then invites you for a dance under the bright moonlight
⋆ as soon as you’re done, you both just collapse on the grass
⋆ so whatever semi-serious conversation you were having about the stars is replaced with teasing banter and giggles
⋆ he thinks it’s a win-win that you get to look at your pretty sky, and he gets to still have fun
⋆ though if you really want to, he doesn’t mind listening while you talk about space
⋆ and who knows, maybe he’ll come out of it with a newfound interest?
#hxh x reader#hxh hcs#hxh headcanons#hxh imagines#hxh fanfic#hxh gon#hxh leorio#killua x reader#hxh killua#leorio x reader#kurapika x reader#hxh kurapika
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I'm still confused about Verna.. I thought she was a demon?? Because why would Death be going around making a bunch of deals with people? After Verna told Pym she decided to go "topside" I thought she was some kind of crossroads demon since it implies she came from below (hell)
Oh! I feel you, and I struggled with that a lot too. She does seem a lot like a demon. I'm not saying I'm 100% correct in my thinking either, but here's why I personally think she's Death. Kind of a long post, sorry. I hope I make myself clear, but feel free to follow up!
So, Verna. An anagram for Raven, that much is established. Ravens are wonderful - symmetrical even - creatures. Bringers of death in a wide understanding. Bringers of good luck in many cultures. The duality is amazing. To me, that also leans majorly into the theme of death being a concept of duality: an enemy for some, a friend for others. Each greets her differently. I'm not talking about the characters here, but people in general.
There's a proverb I came across a while ago that reads 'Death is a great leveller'. Meaning, everyone's equal before her. You have no leverage or buffer against death, and it doesn't matter if you're poor or blindly, feverishly, grotesquely rich (like our folks here). Everyone pays the last bill. For everyone, there's a day of reckoning. It's a major theme with the show, at least. Verna also says 'Buy now, pay the bill later' - although it can still read very demonic, I agree.
She's obviously ancient, and I was leaning toward the demon theory based on all of her talking. Yet - she also keeps ranting about Egypt and pyramids and Cleopatras and such. What's the one thing with Egyptians everyone knows of? They honored death. Death may have been a bigger part of their lives than life itself. The Usher Twins' obssession with all things Egyptian, antiquities, jewelry, swords and such, plays a nice parallel here too, because they're just collectors. They have no grain of honor for the real thing, for what these things are tied to. Kind of a nice thought, I guess.
Anyway, back to Verna. She says on multiple occasions how intrigued she is with us, 'adorable little things'. She saw the pyramids, the expeditions, and she wanted to see what else we do, she wanted to see what Roderick and Madeline will do (in her own words). It's all an experiment to her. She makes an offer just to see what we, people, do.
Here's where my beef with a demon theory comes in. No demonic creature I could think of, be it an actual demon, a trickster, or something else, is that sincerely intrigued. Something something death loving life something something.
Demons, in my understanding, are most interested in winning the deal. They come up with incredible challenges, they enjoy torture, emotional or physical, they never let anyone win. Verna has never once expressed this. Quite the opposite. She gives everyone a chance to step back. Even when the ink has dried and everything's decided, each Usher sibling is conditioned to make a choice: push forward, or step back. Neither of them steps back. Neither of them takes a long hard look at themselves (except Tamerlane, both literally haha and figuratively, as she's the only one to have realized how lost she was in her way - just at the end, when it didn't really matter anymore, but still). Verna is kind to those she takes (sincere pet names, regrets of having to do it this way, making sure they know it's not personal, etc). She grieves with them, just before. Grieving - 'The Raven' being about an expression of grief and trauma - ravens as synonyms for death... you get the gist. Oh! Except Freddie - cause Freddie struck a cord. Infuriated her. So he doesn't get an expressed choice. And he would've blown it like coke anyway, so meh.
And then Arthur Pym. Oh, Arthur Pym. I honestly couldn't imagine a demon kneeling and thanking someone who's refused them.
About Arthur Pym, by the way. It's the one story I hadn't reread, and I should have, it turns out! haha Anyway, a few notes about his travels:
In the story, Arthur Pym is expressedly afraid of white color (North Pole, yada yada, white being the absense of colors/life, and the absense of life is death).
Verna enumerates the moments she witnessed of his travels. Someone getting left in Sahara. Someone getting shot in the Arctic. Something bad that was done to an Inuit woman. Why would she follow Arthur so closely? She didn't know him, he wasn't her favorite. I think it's because she came to collect those deaths. If she is death, she would've been exactly there, where people died. She would have also seen Arthur not partaking.
Aaaaaaaand it makes her 'You saw me' line sound better, because he had sure seen death along his travels.
I think the part about a place of out-of-time, out-of-space creatures and hollow Earth was a bit unnecessary, BUT I can try and tie it in this way:
It showed us how Arthur might have coped with what he saw, and he 'saw a lot', even in his 70s it's difficult for him to recall, and it made him think of humanity as a virus, literally;
He might have thought up that ethereal realm simply because he was in an expedition? Exhaustive conditions for both body and spirit? Traumatic experiences? If he saw Death, he might have cloaked it in his mind to cope with it, thus came his stories;
Verna going 'topside' may just mean that she had to go take a look herself, actually be willingly present for the events - to see the brave little humans conquer the earth. 'Topside', as in, 'visible, present, participating'. If Death exists, I doubt it bothers with our boring human realm but lives downunder, among all threads that weave the world.
So that's that on Arthur Pym.
A few other references my mind is too exhausted to tie in nicely:
Death takes Lenore. THE Lenore from 'The Raven' (mostly) and 'Lenore' (secondary). That happened. Also, death talking to a child of life? Regretting having to take her? Not very demonic of dear ol' Verna, in my opinion.
Her mourning veil, her last toasts to the Ushers at the cemetery? Demons don't tend to grieve their players. Demons don't respect and love them enough, and 'what is grief, if not love persevering'?
Death is the last threshold. Before death, we look upon our legacy (major theme with the show), we remember our losses and loves (Annabel Lee!!!!! love the poem, brilliantly done), we get heavy with regrets. We face death as an enemy & fight, like Madeline did. As a friend, like Arthur did. We confess, like Roderick did. All that is too significant to me overall.
And the last thing. It's Edgar Allan Poe. The whole Death tribute is a giant, incredible, thought-through-to-the-bits hommage to his literature where Death, figuratively and literally, takes the throne.
I hope I managed to express myself alright there. Thanks if you read it through, and as I said before, feel free to follow up or elaborate on some ideas. There are oceans to discuss. <3
#tore a few veins typing it out ughhhhh the poetry#asks#long post#the fall of the house of usher#tfothou#tfothou spoilers#tfothou tv#netflix#carla gugino#verna#meta post#the fall of the house of usher spoilers#edgar poe#edgar allan poe
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THE AMAZING ADVENTURES OF CHOSO ! ✭ <idol!choso>
f! poc!black reader x Choso (18+)
summary : they say never meet your idols..well, some people just talk out of their ass don’t they?
'Cause when the stars align
You might bring the beast out
One look and your're mine
Keep your eyes on me.
“God they’re amazing in person.” You let out a breath. Sitting front row at your favorite group’s concert was truly a dream come true. They were called ‘GROUP XO’, consisting of three members: Suguru Geto, Gojo Satoru, and Choso Kamo. You’ve loved the group ever since they debuted. You’ve had countless merch others couldn’t find anywhere else. Thank the stars your parents loved you enough to buy them at the time.
What particularly caught your interest was the main lead of the group, Choso Kamo. They all had their moments and shine, yes. You’re a girl, you’ve liked all of them at some point. With your signed cd’s of Geto’s name written across them, your signed Vinyls with Gojo’s and a little personal note ending with a heart (that was a bit more expensive then you’d like to admit), and your rare photo cards of Choso that only came with first edition purchases of their latest EP. The thought made your heart warm. Back to Choso however.
He wasn’t a womanizer, no, but he did date a few women in his career time. All of them like you, beautiful brown women of color. It wasn’t often seeing someone like that especially in groups like his. And it also meant you had a chance. You’ve been plotting to meet the man since they debuted. Discovering the group your junior year of college.
And now, there you were. Hard work paying off, sitting front row as Choso’s ringed fingers held the microphone. He rocked to the beat, eyes shut as he sang one of your favorite songs. You moved accordingly to it as you have done just the night before in your kitchen. You admired him so much more now that you could possibly touch him. How his hair looked more softer than it did in person. How he wore it to the back with hairs falling over his face..His scar across his nose. The way his eyes peeled open and landed on you.
“He’s looking at me!” you heard someone scream next to you. But no..they were definitely on you. He smirks and walks closer to the edge of the stage.
I'll take you down, down can you keep it up all night
Up all night, up all night?
Want you run run run baby give me what I like
He’s in front of you, doing the respected choreography. “Oh my fucking god.” You whisper.
“You here for me?” He asks. Bodies. Hands pulling at him and he’s talking to you. It was common. Gojo did it their last concert, and Geto the one before. But as they sang backup, the spotlight was on you being lucky tonight. “..yes.”
“Aren’t I a lucky man tonight. Huh folks?” the crowd goes wild. You loved that they interacted with their fans this.. close. Your brown eyes stare up at his darker ones. He smiles at you, and reality hit. “Oh my god,” you whisper again, earning a chuckle from him as he pulled out a vip pass from his pocket. “Will I see you later?” No. Hell no.
“Yes..y-yes-oh!” You mewl around his hand covering your mouth, free of rings. Choso’s other hand held the arm of the couch, shielding your body from the world. His cock slams angrily into your juicy cunt, your ass connecting with his happy trail. “Fuck..fuck you feel so good.” He shudders, flicking his lip piercing. The sound of your moans and the sounds of your skin slapping together sent him over the edge.
His favorite position with his new favorite girl. Everyone knew after all that Choso didn’t choose a fan often. He knew he’d keep you in his corner. Someone so beautiful he couldn’t help it, picking you so early in the show. Even Gojo was shocked, he’s done it plenty of times, early on in the show, but never Choso. Choso who saw you as soon as he came on stage. Choso who noticed you were alone, but having so much fun. Choso who laid eyes on your plump brown lips and it went on from there.
It was worth it, so..so worth it. Everything underneath that outfit was just as amazing. Your curves, your beauty marks, the beautiful stretch marks. He was in heaven. That’s what he called you as soon as he gave you that pass, Heaven.
Moaning softly, he pulls out, throbbing red cock leaking over your hole. He takes his hand away from your mouth, placing it on your hip- god your hips don’t get him started. Choso loved himself a thick girl. The way your ass bounced with every thrust.. “Taking me so well, I like that.” He leans down to kiss your shoulder. His hair fanned around your neck as he slipped back into your heat. Made for him. He fit perfectly inside of you.
“You feel so good…” A mess he was, but so were you. You couldn’t believe this was happening. “I’m gonna cum. Can I cum inside of you? Hm..?” His thrusts slowly down, but get harder. Sloppily he fucked your already fucked out cunt. You didn’t miss the way his slipped out and back in, how wet he made you just from that. How his big cock touched that spot deep inside of you. How could you say no?
“Yes! Yes Choso- please.”
#choso kamo#jjk#v chats 🐚#AAOC#jjk choso#choso x you#choso smut#anime#manga#jjk anime#jjk manga#jujutsu kaisen choso#jujustu kaisen#jujutsu kaisen#choso#jjk satoru#jjk gojo#jjk geto#getou suguru#jjk gojo satoru#poc reader#black reader#female reader#f!reader
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CURSED ➵ J. WICK [1]
Part One | Masterlist | Buy me a coffee
"WE ARE CURSED, YOU AND I."
Summary: You are no stranger to loss. Grief is an old friend - a feeling that's settled deep within your bones. Maybe that's why you're the first person John Wick seeks out after Iosef Tarasov steals his car and kills his dog. Or maybe it's because you're the only person he can trust after finding himself thrust back into a world cursed by betrayal and violence.
Pairing: John Wick x Female!Reader
Warnings: canon typical violence, canon typical language, angst, no use of y/n, use of nicknames
Word Count: 1.6k
Author’s Note: I know, I know. You're finally updating Shane's Girl and now you're posting a whole other story? I was feeling inspired after rewatching the John Wick franchise and wanted to write for my favorite boy. Let me know what you guys think and let me know if you want to be tagged in any future chapters.
You’re up earlier than usual this morning. With a cup of coffee in one hand and your journal in the other, you wander down to the empty bar beneath your apartment. You stifle a yawn as you slide onto one of the bar stools in the dimly lit establishment. You’ve always been more of a night owl than an early bird — you suppose it comes with the territory. You’ve been bartending since you were allowed to serve liquor — since Marcus set you up with a cushy job at The Continental. It wasn’t a bad gig. Free room and board, interesting clientele, and adequate pay. It was a decent job for a twenty-something-year-old kid with no other prospects because of their family’s lineage. After all, you and Marcus were groomed for this life since you were both old enough to walk.
But you’re not that twenty-something-year-old kid anymore. And it’s been a long time since you’ve been employed by The Continental. Winston had been less than excited to depart with one of his tenured bartenders; however, he understood the premise of wanting something you could consider yours.
So you made something.
You’ve been the sole owner of The Nocturne for nearly ten years now. And with your ties to The Continental and your family’s standing with The High Table, you made this place sacred ground. No work shall be done on the ground of The Nocturne. Some of the other rules are a bit laxer within the confines of the small bar: you’re allowed to talk shop, and all current bounties are posted on a large chalkboard behind the counter. You wanted to create a more casual place for your clientele to relax while remaining in the loop regarding the happenings of the High Table’s underworld. After all, when you weren’t working at The Nocturne, you made a few coins on the side as an informant.
As you review your books, ensuring all the numbers are correct for the month’s end, your phone vibrates against the counter. You suck in a tight breath as you read the message on your lock screen.
Marcus:
We need to talk. Join me for coffee.
You’ve been avoiding Marcus for days — since he asked you to accompany him to the funeral of John’s late wife. You declined his invitation, but Marcus insisted. He claimed that you both owe it to John. But you couldn’t. Not after all these years. You promised yourself: no more funerals. It’s a difficult vow to honor when one lives under the High Table, but you can’t do that to yourself again — you can’t bear the thought of losing anyone else. And though you never personally knew Helen, attending her funeral felt like a betrayal of that promise. Marcus doesn’t understand, not truly — but John does. Your absence wouldn’t be seen as a dismissal of your friendship. You both know your presence wouldn’t benefit either of you. After all, John Wick is searching for peace, and you haven’t known the meaning of that word for quite some time.
Still, you find yourself standing outside Marcus’s townhome an hour later. He opens the door slightly, and you’re delighted by the rush of warm air that escapes his abode. You wrapped yourself in a wool peacoat before trekking to Marcus’s, but the brisk, late-autumn breeze chills you to the bone.
“Good morning, Schwesterlein.”
Marcus kisses your cheek as he ushers you inside his home. The term of endearment brings a smile to your face. Marcus has called you that since the day you were born while he was studying under the German tutor your parents forced him to have. Your parents died while you were still young, but even when they were around, work often kept them busy. Although you’re fifteen years younger than him, it’s always been just you and Marcus.
He whisks you into the kitchen, where a fresh cup of coffee is waiting for you. Two sugars, hold the cream just the way you like it. You take a seat at the small kitchen table — Marcus knows that you prefer this quaint setup to the formal dining room.
“You said we need to talk?”
Marcus takes a long sip of his coffee before speaking.
“Viggo visited me this morning.”
Your body freezes. It’s been a long time since either of you worked with Viggo Tarasov — seven years, to be exact. You’ve never worked directly with Viggo; however, you were a key informant in most of the jobs that Marcus and John took from the Tarasov family. You know more about that family than you do your own at this point, which is why Viggo’s sudden reappearance in your lives worries you.
“What for?”
“A contract.”
Your brow furrows at his response. Contracts are rarely made face-to-face. Viggo’s methods confuse you, but the look on Marcus’s face is what makes you concerned. His usual poised features have warped into something bone-weary and tiresome. You’re almost afraid to ask your next question — like some part of you already knows where this is going.
“Who’s your target?”
“John.”
Your blood runs cold. That’s impossible. John’s retired — been out of the game for five years now. But then again, you’ve heard whispers in The Nocturne of a threat on Iosef Tarasov’s life. So, if John is targeting the heir to the Tarasov throne, then the contract makes sense. But he finished Viggo’s impossible task and bought his freedom, so what qualms could John Wick have with the Tarasov family that are worth coming back into the fray for?
“John’s retired.”
“Not after Iosef stole his car and killed his dog.”
So, the rumors are true.
“You declined the contract, right?”
Marcus’s prolonged silence answers your question. The realization hits you like a freight train, and you suddenly feel pulled in two directions: to honor your familial ties to Marcus or maintain the loyalty you’ve established over the years with John. You let out an exasperated sigh before finishing your coffee and standing from your chair. As you grab your wool jacket from the back of your seat, you turn your attention back to Marcus.
“I’m not helping you put John in an early grave.”
Marcus looks up at you, lips curled up in a knowing smile. He knows you. You aren’t cut out of this world — not like he is. That’s why he begged Winston to take you in as part of the Continental’s staff all those years ago. You’re clever, driven, and self-sufficient with a weapon; however, your heart’s too big for a world so cutthroat. Life under the High Table is treacherous, and your compassion would get you killed. That’s why he prefers you behind the bar and in the shadows — he’ll do the dirty work to keep your hands clean.
“I know, Schwesterlein.”
You nod at his admission before heading toward the front door. Unlike on your walk here, you’re looking forward to the bitter cold. The air within Marcus’s townhome is suddenly too warm and stuffy for your liking — it feels suffocating. Marcus follows you to the door. You hear his delicate footsteps behind you. He’s always been light on his feet, like an alley cat. It’s what makes him so good — so deadly — at his job.
“I know it’s just a contract to you, Marcus. But just think about it again, for me.”
Marcus nods at your request, and you return to your apartment. The journey back feels twice as long. Your mind is reeling sd you try to process the information Marcus provided. The details he relayed were strategic — giving you a little insight without pulling you in entirely. Marcus doesn’t want you digging further into this. He’s trying to protect you from the Tarasov family — you both know what happens to those who go up against them. But you’re tired of Marcus deciding which jobs are suitable for you. And this isn’t just any contract — this is John.
As you approach the bar, you pull out your keys and shove them into the deadbolt. Your brow furrows as you realize the front door is already unlocked. You always lock the door. Your hand instinctively rests on the pistol strapped to your side, hidden under your wool jacket. Slowly, you open the door to the bar and scan the dimly lit interior. Your eyes land on a dark figure sitting at the bar, back facing you. The man raises an arm, which springs you into action. You pull the pistol from its holster and aim it at the shadow, but then the man rests his arm back on the counter. He’s drinking something.
“Bar’s closed, and you don’t want to start trouble here.”
“It’s been a long time, Sherry.”
The voice cuts through the air like a knife, and your body relaxes at the familiarity of its gruffness. You lower the pistol. It’s been a long time since anyone has called you that — five years exactly. A simple nickname given after many nights out drinking until the sun came back up. You know the order like the back of your hand: a Blanton’s Bourbon neat for him and a Sherry and Tonic on the rocks for you.
“John?”
The figure turns then, and your breath catches in your chest as you look into the eyes of John Wick. A ghost of a smile dances across his features as he meets your gaze. He looks good— all things considered. He’s clad in a tailored black suit and his nicest dress shoes. His dark hair is longer than the last time you saw him and is slicked back away from his face. A handful of cuts on his face and the beard he’s grown out accentuate his sharp features. Five years may have passed, but the man standing before you is still John. Your John.
“I need your help.”
And suddenly, it’s like no time has passed at all.
#john wick#john wick x reader#john wick x you#john wick x y/n#john wick series#keanuverse#john wick fanfic#john wick fandom#john wick imagine#john wick universe#john wick movies#keanu reeves#keanu characters
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S/O is interested in fashion (alternative, cutesy, bold, etc.) And they're really want to try some outfits with their boyfriend! (Main skellies but you are free to add anyone you want!)
Undertale Sans - Whatever suits your boat. Sans doesn't mind playing along with whatever you're doing, but he's also doing it with minimal effort or wrongly just to tease you a little. Well, you're still not sure if he put his shirt backward on purpose or not if you're honest, he's good at making you doubt if he's messing with you or not. He's clowning around, but that's fun.
Undertale Papyrus - He's happy to help, but he's also very dissipated and wants to try other things too. You leave the shop with so many clothes you know your wallet is so going to regret it later. Papyrus likes matching clothes, but as soon as you're home, he goes in his room to Papyrusified them because he doesn't like matching too much.
Underswap Sans - He says yes at the first thing you're both trying and then looks at you with hopeful eyes, begging you to say the torture session is over and that he can go do something else now. He's not patient enough for this. If it lasts too long, he will start whimpering loud enough just to be annoying.
Underswap Papyrus - He likes fashion too, even though he doesn't have an opportunity to show it too often because money is tight. He's glad he can have a bit of fun with you. He can even show you how to handmake clothes a bit, as he's good at it.
Underfell Sans - Please kill him. It's booooring. Please do whatever you want with his body but for the love of Asgore, do it quickly. That's definitely not what he had in mind when you said you wanted to spend time with him. Well, it's maybe not too late for his vision of hanging out together, you know 😏
Underfell Papyrus - It's a nightmare. You realize you both have a very different fashion sense. Edge is pouting and refusing to try anything not going the way he wants and won't stop criticizing the clothes if you insist anyway. It ends with Edge telling you to buy whatever you want while he buys whatever he wants. You don't match, but it's better than screaming at each other.
Horrortale Sans - He doesn't mind playing along but, uh, you quickly realize it's not exactly easy as Oak doesn't fit in most human clothes. It would probably be best to go handmade if you want him to match you. He also has a strict rule of nothing on his head. Oak is a bit sad nothing suits him, but you're cheering him saying it's just humans who don't deserve monsters.
Horrortale Papyrus - He's extremely uncomfortable. He's fine to try one or two, but his fear of people looking at him quickly comes back and he starts to get really anxious, to the point he randomly leaves the shop to get some fresh air. He really wants to do better than this, but he's not ready yet. His body is a sensitive subject, and he has a hard time finding anything looking good on him. It's best to let him initiate this next time.
Swapfell Sans - If accepts to do it, at the only condition the clothes are handmade. He hates the clothes everyone has. And don't even insult him by saying handmade clothes are expensive, he's literally the heir of the queen so the old bitch is paying for you two to look good. You have a lot fewer regrets now that you know it's Toriel's money you're spending.
Swapfell Papyrus - You agreed on picking each a piece of clothing you like. Rus chooses the ugliest ones on purpose, just because your reaction is funny. You both look like clowns, but you refuse to change clothes purely out of spite and to show Rus you don't care about his humor. Rus is the only one parading when you're getting out of there though. He thinks it's hilarious how everyone is staring at you.
Fellswap Gold Sans - Well, yes, but he's definitely choosing lol. Fashion is his thing too and he wants only very expensive clothes which you clearly have no experience in. You're a little offended by that but you have to admit Wine's choices are really good. And surprising. He picks things you really don't use to wear, assuring you it will look perfect on you, and damn he's right. It's witchcraft how good he is at that.
Fellswap Gold Papyrus - Hum... He's not sure about that... He understands you want to match and everything but his little autism hates all the textures of the clothes you tried so far and he's more and more reluctant to try others. He's fine with just his hoodie, you know? He really doesn't need something more. It's kinda stressing him out too, as he can see you're expecting him to like at least something after two hours, but, uh, that's just not working. He's scared you might be mad at him too.
#undertale#underswap#underfell#horrortale#swapfell#fellswap gold#sans#papyrus#undertale ask blog#undertale asks#undertale imagines#undertale headcanons
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