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DinarsPay's Roadmap: Strategic Insights & Future Prospects for Investors
What is a Roadmap?
A roadmap is a comprehensive and well-structured plan that outlines the main goals and milestones of the project. It emphasizes the objectives, both short- and long-term, that the project seeks to achieve within a given time frame. Most cryptocurrency and blockchain initiatives publish a roadmap on their websites. It is offered as a graphic depiction to help the project team, community members, and investors.
Importance of a Roadmap in Crypto
The cryptocurrency sector is unclear. There are so many initiatives that it's impossible to tell which are promising and which are half-baked or false. With this in mind, most blockchain initiatives aim to give the public in-depth information on their aims, development process, and other technical specifics.
Here's why roadmaps are important:
Technical Challenges:
It's difficult to scale a public blockchain network.
A roadmap is a combination of research, planning, and community discussions.
Long-term Game:The blockchain industry is still developing, and a roadmap balances short-term expectations and showcases crypto's long-term promise.
Adaptability:A roadmap is flexible and can change to adapt to new challenges and technologies.
Project Alignment: A roadmap ensures all development team members and stakeholders are working towards a common goal. A roadmap sets clear expectations and prevents disputes.
Transparency and Credibility: A detailed roadmap establishes transparency and credibility.
Community Engagement: Projects need a community for growth. The roadmaps of well-known projects like Cardano and Ethereum are clearly established.
Investor Confidence:The investing community conducts due diligence and scrutinizes each aspect of a project before committing funds.
Our Strategy & Project Plan
DinarsPay is committed to using cutting-edge blockchain technology to completely transform the payment environment. Our roadmap gives investors a clear picture of the project's direction by outlining the strategic milestones we hope to reach.
Road Map - Q1 2024
Launching Website: Establishing a strong online presence is essential to increasing brand recognition and community involvement.
The ICO Listing: This is a big step in making our decentralized payment system vision a reality.
Distribution of Tokens: During the Initial Coin Offering (ICO), 40% of the entire token supply will be for sale. The remaining 5% will be given out through airdrops, which will promote community development.
Token Pricing: To guarantee long-term investor commitment, the initial token price is set at $0.06 and has a 6-month vesting period.
Start Social Networks: Developing a lively online community is crucial to encouraging participation and obtaining insightful input.
Pre-Sale ICO: During this stage, early backers will be able to become involved with DinarsPay and take advantage of any potential early-mover benefits.
Team Building: Putting together a group of blockchain specialists is essential to carrying out our project successfully.
Q2 2024
Launching the Official Website and Mobile Application: Giving people easy access to our platform is our main goal.
Open P2P Exchange Platform: Improving user experience and liquidity will come from allowing users to trade directly with one another.
Global Expansion: Travelers will be able to make secure and easy financial transactions if important international airports have a physical presence.
Q1 2025
Listing on CEX and DEX: Increasing the accessibility of our token on well-known cryptocurrency exchanges will boost investor trust and liquidity.
Trading Features: To accommodate a range of investor preferences, dynamic pairing, spot trading, swaps, and P2P trading are all offered.
Copy Trading: Allowing consumers to imitate successful traders' trading tactics will increase access to valuable investment possibilities.
Q2 2025
DinarsPay Blockchain: Building our own Layer 0 blockchain will provide our ecosystem with a solid and expandable base.
Tokenization: By enabling the production of utility, security, and NFT tokens, we can increase the potential of our platform.
DApps: Promoting the creation of decentralized applications will increase creativity and open up new sources of income.
We have big intentions for DinarsPay, which are outlined in our roadmap. Our focus is in delivering on our promises and creating long-term value for our stakeholders.
Conclusion
The DinarsPay roadmap lays forth an ambitious but feasible strategy for revolutionizing the payments sector. The goal of DinarsPay is to build a financial ecosystem that is more effective, safe, and inclusive by utilizing cutting-edge blockchain technology.
The roadmap offers investors a strong chance to invest and earn significant profits. The value of the $DINARS coin is anticipated to rise as DinarsPay moves closer to its objectives due to growing acceptance, new collaborations, and the expansion of the cryptocurrency industry as a whole.
We warmly encourage you to accompany us on this thrilling adventure as we strive to create a future in which payments are easy, universal, and available to everyone.
For More Info:
Website : https://dinarspay.com/register
Telegram : https://t.me/dinarspay
TikTok : www.tiktok.com/@dinarspay
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When will the Iraqi Dinar Revalue? (Bing’s AI Tool)
Today, I became curious after months of+*/ hearing about arificial intelligence, chat bots, Open AI, ChatGPT, etc. I decided to indulge my own curiosity and also assess just how intelligent these artificial brains really are. The first one I played around with is one created by Microsoft’s Bing.
I posed the following (loaded) question: When will the Iraqi Dinar revalue?
The answer it gave me wasn’t particularly impressive, however, when I first attempted to write this post my browser froze and I lost everything. Interestingly, while the gist was the same, the second time I asked the idenical question I got a slightly different answer.
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That answer is below, make of it what you will:
The Iraqi Dinar has been a topic of speculation for many years. The Iraqi Dinar Revaluation (RV) is a theory that the Iraqi Dinar will one day be worth a lot more than it is today. The RV theory is based on the belief that the Iraqi Dinar was artificially devalued by the Saddam Hussein regime in the 1990s, and that it will be revalued to its true value once Iraq becomes a stable and prosperous country².
However, on February 7th, 2023, Iraq's cabinet approved a currency revaluation and set the exchange rate at **1,300 dinars per U.S. dollar**³⁵.
Source: Conversation with Bing, 7/1/2023
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Umm... What was the rate before it was 1300-1?
I guess noboddy mentioned to it what the rate had been before the government set t at 1,300 dinars to $1. Most people would consider an 11% ROI pretty good for year’s investment. IQD appreciated that much against the US dollar in one day when it was set at 1300-1. So at leats in 2023, if you buy Iraqi dinar you haven’t lost anythign this year, and appear poised to see your patience pay off like so many of us have long hoped.
Here is what it said when I asked what the rate had been prior to being changed to 1300-1 (it was 1468-1, but Microsoft Bing didn’t know and couldn’t figure that out). The response is as follows:
I couldn't find the exact exchange rate before it was set at 1,300 dinars per US dollar on February 7th, 2023¹. However, the Iraqi dinar was equal to US$4.86 between 1932 and 1949 and equalled to US$2.80 between 1949 and 1971 after being devalued in 1949²³. I hope this helps.
Source: Conversation with Bing, 7/1/2023 (1) 1,300.00 IQD is equal to 0.99 USD. https://bing.com/search?q=iraqi+dinar+exchange+rate+before+1%2c300+dinars+per+US+dollar. (2) IQD/USD: Iraq Revalues Dinar Currency Weeks After Replacing Central .... https://www.bloomberg.com/news/articles/2023-02-07/iraq-revalues-currency-weeks-after-replacing-central-bank-s-head. (3) Iraq lowers dollar-dinar exchange rate - Al-Monitor. https://www.al-monitor.com/originals/2023/02/iraq-lowers-dollar-dinar-exchange-rate.
I couldn’t have just let this go without sending feedback to the AI’s operators and developers.More on that in the next post...
#iraq#iraqi#iraqi dinar#Iraqi Dinars#Buy Iraqi Dinar#iqd#gcr#global currency reset#money#currency#iraq curreny
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Top 20 Sites for Buying and Selling Iraqi Dinars in the USA and Worldwide
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Iraqi Dinar trading has become an appealing investment opportunity. With Iraq’s oil reserves and efforts to stabilize the economy, many speculate on the Dinar’s future value. Iraq's strengthening economy drives investors to look for dependable platforms that facilitate the buying and selling of this currency. The potential for good returns attracts many traders, but the volatile nature of Iraqi Dinar trading demands careful thought about platform selection. According to the Bank for International Settlements, the global forex market has a daily volume of over .5 trillion; that’s how big the interest in currency trading is worldwide.
This article will explore the top 20 sites for buying and selling Iraqi dinars in the USA and worldwide. From best exchange rates to rare currency specialists, you will find what you need. Whether you are a seasoned investor or a newbie, this list will help you trade safely.
1. IQDBuy.com
IQDBuy.com is a leading platform in the Iraqi Dinar trading space. The website provides simple currency exchange services for Iraqi Dinar transactions. The platform lets you buy and sell Iraqi Dinar with ease.
Smart investors should get a full picture of the platform's operations and verification processes before making any transactions. While IQDBuy.com is one of several options for Iraqi Dinar trading, their rates and services can change with market conditions.
Traders should contact the platform directly to get updated information about services, exchange rates, and verification requirements. Understanding service terms and transaction processes will help create a smooth trading experience.
Currencies Sold: Primarily Iraqi Dinar.
Payment Methods: Bank transfers, credit/debit cards, PayPal.
Buyback Policy: Yes, with competitive rates.
Pros:
Simple and user-friendly interface.
Secure payment gateways.
Competitive exchange rates.
Cons:
Limited customer service availability.
No educational content or forums.
2. Dinarit.com
Dinarit.com is a specialized platform that focuses on Iraqi Dinar currency exchange services. The platform uses strict verification protocols for all transactions and creates secure trading environments for its users. Strong authentication measures protect both buyers and sellers during their currency exchanges.
Users can find competitive exchange rates for Iraqi Dinar trading on the platform. Market conditions determine these rates, and they update regularly. Traders access their detailed transaction histories and account statements through personal dashboards. This service appeals to individual investors and institutional clients who need reliable Iraqi Dinar trading options.
Dinarit.com uses multi-factor authentication systems and encrypted communication channels to boost security. Users receive dedicated customer support that helps them with transaction-related questions and account management needs.
Currencies Sold: Iraqi Dinar exclusively.
Payment Methods: Bank transfers, checks, cryptocurrency.
Buyback Policy: Yes, with proof of original purchase.
Pros:
Strong multi-factor authentication for added security.
Transparent fee structure.
Dedicated customer support team.
Cons:
No mobile app.
Limited currency options.
3. eBay
eBay is a worldwide marketplace where people can buy and sell Iraqi dinars. The platform connects traders from all corners of the world. Users can find many Iraqi Dinar listings on the platform, from current notes to collectible denominations. The platform features search filters to quickly find specific listings by denomination, condition, or price range.
eBay's rating system lets buyers assess sellers based on their past deals and what other customers say about them. Trading Iraqi dinars on eBay requires careful consideration. The platform's buyer protection program offers added safety for transactions that follow its rules. Buyers are advised to review seller ratings, check listing details thoroughly, and understand eBay's currency trading policies.
eBay ensures secure payment processing and provides multiple payment options. Sellers must adhere to listing rules and include clear images of the currency. Buyers should also consider shipping options, delivery times, and costs before completing a purchase.
Currencies Sold: Iraqi dinars and other currencies through third-party sellers.
Payment Methods: Credit/debit cards, PayPal.
Buyback Policy: Depends on individual sellers.
Pros:
Wide variety of listings.
Buyer protection for eligible transactions.
Seller ratings for credibility checks.
Cons:
Risk of counterfeit currency.
No centralized verification.
4. Amazon
Amazon functions as an online marketplace where third-party sellers can list Iraqi dinarss along with other currencies. Verified sellers must meet specific criteria to ensure basic security for currency transactions. Buyers can review seller ratings and feedback before making a purchase.
The platform’s A-to-Z Guarantee offers some protection for qualified purchases, but trading currencies on Amazon requires caution. Buyers should carefully review seller profiles, shipping policies, and authentication methods. Amazon’s verification process includes background checks and account monitoring for sellers.
With search filters and sorting options, buyers can easily find specific Iraqi Dinar listings based on denomination or price. Secure payment options are available, but Amazon primarily focuses on general retail rather than specialized currency exchange services.
Currencies Sold: Iraqi Dinar (via verified sellers).
Payment Methods: Credit/debit cards, gift cards.
Buyback Policy: No.
Pros:
Convenience of a large marketplace.
Verified seller profiles available.
Cons:
Limited customer support for currency issues.
It's not a specialized currency platform.
5. Etsy
Etsy's marketplace extends beyond handmade and vintage items to include currency collectors and traders. It offers a secure environment for Iraqi Dinar transactions with strict seller verification and detailed listing requirements. Unlike traditional currency trading platforms, Etsy focuses on the collectible and numismatic aspects of currency.
Buyers can filter listings by denomination and condition, while sellers must provide clear images and complete documentation of currency items. The platform ensures safe transactions through its secure payment system and supports multiple payment methods. Seller credibility can be assessed using Etsy’s review system, which includes feedback from previous transactions.
Sellers must follow Etsy's marketplace policies for currency listings and international shipping regulations to maintain security. The platform's dispute resolution system provides simple protection for qualified purchases. Buyers should still carefully verify seller credentials and authentication methods.
Currencies Sold: Iraqi Dinar (collectible denominations).
Payment Methods: Credit/debit cards, PayPal.
Buyback Policy: No.
Pros:
Strong seller verification policies.
Detailed descriptions for collectibles.
Cons:
Limited supply.
Higher fees for niche products.
6. XChange of America
XChange of America, based in the United States, specializes in currency exchange services through its physical locations and online platforms. The company strictly follows federal regulations to maintain a secure trading environment.
It offers a variety of currency pairs, including Iraqi dinars, with exchange rates updated regularly based on market conditions. Transactions require identity verification and documentation to ensure legitimacy. Customers can rely on a dedicated support team that is available through multiple communication channels for assistance with transactions and account management.
The platform provides a secure payment system with various options and tools like real-time rate calculators and transaction tracking. With multi-layer authentication and encrypted channels, XChange of America ensures transaction safety. The user-friendly interface allows for quick transactions, and detailed records are available for future reference.
Currencies Sold: Iraqi Dinar, Euro, British Pound, etc.
Payment Methods: Credit/debit cards, bank transfers.
Buyback Policy: Yes.
Pros:
Strict compliance with US regulations.
Secure online and in-person transactions.
Cons:
Higher minimum transaction amounts.
Limited global availability.
7. Taheri Exchange
Taheri Exchange has provided currency exchange services from its Toronto location for 37 years. The company has built trust with over 100,000 satisfied customers and handles more than 100 global currencies.
Customers can buy Iraqi Dinars through multiple convenient channels. The online ordering system makes purchases simple, and their physical store at 5775 Yonge Street welcomes walk-in customers. Business hours run from 11 am to 5 pm, Monday through Friday.
Taheri Exchange's payment options include email money transfers for online orders. Customers who visit the store can pay with cash or debit cards. The company's strong security protocols ensure all packages are packed under camera surveillance and require signature confirmation upon delivery.
Each order gets a unique tracking number and full insurance coverage until delivery confirmation. The company sends prompt delivery status updates by email. Taheri's staff keeps customers informed and sends notifications when orders are ready.
Supported Currencies: 100+ global currencies, including Iraqi Dinar.
Payment Methods: Email money transfers, cash, debit cards.
Buyback Policy: Not specified.
Pros:
Trusted brand with 37 years of experience.
Secure packaging under camera surveillance.
Tracking numbers and full insurance on deliveries.
Cons:
Limited business hours (Monday to Friday, 11 am - 5 pm).
No weekend operations.
Limited physical locations.
8. Treasury Vault
Treasury Vault has been a registered currency exchange provider with the US Treasury Department since 2011. We specialize in authentic world currencies, precious metals, and safe, high-end residential solutions. The company offers Iraqi Dinar services through its network of partners across Iraq's provinces.
Their buy-back program comes with specific rates—USD 665.00 per million for uncirculated Iraqi dinars and USD 640.00 per million for notes that have spread through circulation. Security is a top priority. Any transactions over USD 1,000 need extra verification - you'll need to provide your social security number or tax ID, plus government-issued identification.
The company follows Patriot Act guidelines and FinCEN regulations carefully. Treasury Vault works with currencies from many countries, including Afghanistan, Brazil, Chile, Egypt, Iran, Iraq, India, Libya, Mongolia, Saudi Arabia, South Korea, and Vietnam. They take 3-5 business days to authenticate currencies, making sure every note is genuine.
Currencies Sold: Iraqi Dinar, Afghani, Libyan Dinar, etc.
Payment Methods: Credit cards, bank transfers.
Buyback Policy: Yes, with competitive rates.
Pros:
Registered with the US Treasury.
Transparent rates and buyback policies.
Cons:
Slower transaction processing times.
9. Safe Dinar
SafeDinar, a 15-year-old currency exchange platform, specializes in Iraqi Dinar trading for individual and institutional clients. The platform ensures authenticity through strict currency verification and compliance with international banking regulations. Its multi-step verification system enhances transaction security, and a dedicated customer service team provides support throughout the process.
SafeDinar offers transparent pricing, with exchange rates updated regularly based on market conditions. Clients can securely access transaction history and account statements through an online portal. The platform works with verified currency suppliers to maintain authenticity and reliability.
SafeDinar's secure payment system supports multiple payment methods, ensuring safe and efficient transactions. Its user-friendly interface simplifies the trading process, offering detailed documentation for every exchange. With expertise in Iraqi Dinar trading, the platform also provides market analysis and guidance to help clients make informed decisions.
Currencies Sold: Iraqi Dinar.
Payment Methods: Bank transfers, credit cards.
Buyback Policy: Yes.
Pros:
Highly secure with strict verification processes.
Regularly updated exchange rates.
Cons:
Limited to specific currencies.
10. Dinar Guru
Dinar Guru stands out as a specialized currency exchange service in the Iraqi Dinar trading market. The platform gives detailed market analysis and valuable trading insights to Iraqi Dinar investors. The service takes security seriously. Users must provide complete documentation for all transactions. The platform's knowledge base helps traders learn about Iraqi Dinar trading effectively. Multiple security layers protect user information and transaction details.
Dinar Guru's user-friendly trading interface makes buying and selling Iraqi dinars simple. Market conditions drive regular updates to exchange rates. A dedicated customer support team guides users through the trading process and explains documentation needs and transaction steps.
The platform demonstrates transparency through clear fee structures and transaction policies. Traders can easily monitor orders on a secure dashboard that displays transaction histories and account statements. The service keeps user data safe with encrypted communication channels and multi-factor authentication systems.
Currencies Sold: Iraqi Dinar.
Payment Methods: Bank transfers, cryptocurrency.
Buyback Policy: Yes.
Pros:
Strong market analysis tools.
Transparent policies.
Cons:
No mobile app.
11. Forex Banknotes
Forex Banknotes specializes in exchanging physical banknotes for multiple currencies, including Iraqi Dinar. Its strong system supports transactions for both individuals and institutions. The company ensures all banknotes meet quality standards with strict checks and provides paperwork to confirm the currency's authenticity.
In addition to exchanges, Forex Banknotes offers market analysis and trading tips to help customers make better decisions. It works with trusted currency suppliers worldwide to keep transactions safe. A helpful support team guides users through the required paperwork and verification process.
The platform has clear fees with no hidden charges, allowing users to calculate costs upfront. Exchange rates are updated regularly based on market conditions, and traders can track their transactions through a secure online portal with live updates. Forex Banknotes strictly follows international banking rules to ensure safe and reliable trading.
Supported Currencies: Iraqi Dinar, USD, Euro, and more.
Payment Methods: Bank transfers, credit cards.
Buyback Policy: Not explicitly mentioned.
Pros:
Supports individuals and institutions.
Transparent fees with no hidden charges.
Secure online transaction tracking.
Cons:
Limited payment methods.
Does not explicitly mention buyback options.
12. Travelex.com
Travelex has over 40 years of experience in foreign exchange and operates in countries around the world. Its large network helps it track market exchange rates daily, offering better prices to customers. The company is strictly regulated by financial authorities, such as the Turkish Financial Crimes Investigation Board (MASAK) and the Republic of Turkiye's Ministry of Treasury and Finance, ensuring customer protection.
Travelex offers convenient services, including currency buying and transfers with no extra fees, alerts for target exchange rates, competitive rates, and the ability to convert over 45 currencies. Transactions are secure, with fast delivery options, including next-day currency delivery for added convenience.
Travelex’s rate tracking system keeps customers informed when currencies reach their desired rates. Exchange rates are adjusted based on market supply and demand, ensuring prices remain competitive and customer-focused.
Supported Currencies: 45+ currencies, including USD, Euro, and GBP.
Payment Methods: Bank transfers, debit/credit cards.
Buyback Policy: Yes, for major currencies.
Pros:
Competitive rates and no extra fees.
Next-day delivery for convenience.
Strict regulatory compliance.
Cons:
Limited focus on niche currencies like the Iraqi Dinar.
Exchange rates depend on market fluctuations.
13. Currency Liquidator
Currency Liquidator stands out as a secure platform for Iraqi Dinar transactions. The company has full US Treasury registration and state licensing. The company focuses on foreign currency exchange with strong security measures, ensuring all transactions are bonded and insured.
The platform offers a guaranteed buy-back program with market-based rates, no matter where you originally purchased your Dinar. It also provides layaway programs, making it easier to buy larger amounts of currency. Currency Liquidator has an A+ rating from the Better Business Bureau, reflecting its commitment to customer satisfaction.
Traders can access 24/7 support and use easy dashboard tools to analyze markets and track transactions. New investors should note the platform’s trust score of 56.3/100, based on independent reviews. Currency Liquidator follows strict Bank Secrecy Act regulations to ensure transparency in all transactions. With the best price guarantee, the platform offers competitive rates for all its products.
Supported Currencies: Iraqi Dinar.
Payment Methods: Bank transfers.
Buyback Policy: Yes, at market rates.
Pros:
Guaranteed buyback at market rates.
Layaway programs are available.
A+ rating from the BBB.
Cons:
Limited payment methods.
Average trust score (56.3/100).
14. Dinariqd.com
DINAR IQD is a specialized online currency store where we focus on Iraqi Dinar transactions. Their worldwide shipping network provides professional handling and packaging services to customers globally. This exchange service has made its mark with its wholesale pricing structure that serves major retailers and investors in international markets.
The platform combines competitive rates with strong security measures that protect every transaction. Each order comes with a Certificate of Authenticity that proves the currency's legitimacy. The service runs 24/7 to help traders in different time zones.
Multiple payment methods make DINAR IQD a convenient choice for customers. Their express shipping service delivers quickly, and they handle orders the same day payment clears. The platform takes pride in its 100% satisfaction guarantee and professional service standards.
Supported Currencies: Iraqi Dinar.
Payment Methods: Multiple options include Iraqi Dinar.
Buyback Policy: Yes.
Pros:
Competitive wholesale pricing for retailers and investors.
24/7 service with same-day order processing.
Global shipping with express delivery options.
Cons:
Focused solely on Iraqi Dinar.
Limited customer support channels beyond online.
15. DinarExchange.com.au
Dinar Exchange is your trusted partner for buying and selling Iraqi Dinars in Australia and New Zealand. Based in Melbourne, the platform is dedicated to providing safe, secure, and reliable currency transactions. Whether you are a seasoned investor or a currency collector, Dinar Exchange offers a user-friendly experience tailored to your needs.
With competitive pricing, instant ordering, and secure online payment options, the platform ensures timely delivery and genuine currency backed by certificates of authenticity. Customers can also access market insights and updates on the Iraqi Dinar’s revaluation to make informed decisions.
Dinar Exchange stands out for its transparency, 24/7 customer service, and expert guidance, making it a dependable choice in the collectible currency market. The platform also offers valuable educational resources for investors interested in the Dinar’s history and potential. Trust Dinar Exchange for a seamless and professional service to navigate the Iraqi Dinar market confidently.
Supported Currencies: Iraqi Dinar.
Payment Methods: Online payments, bank transfers.
Buyback Policy: Yes.
Pros:
Certificates of authenticity are provided.
24/7 customer service.
Market insights on the Dinar’s revaluation.
Cons:
Limited to Australia and New Zealand.
Payment methods could be broader.
16. Cheapest Dinar
Cheapest Dinar stands out as a specialized platform in the Iraqi currency market. They offer some of the best rates for dinar transactions and stock various Iraqi currency notes in different denominations. Security is built into every aspect of their service. Each transaction goes through multiple verification steps to ensure customers receive genuine currency. Their transparent pricing and detailed product descriptions show how seriously they take their business.
Customer convenience drives their service model. The platform lets buyers worldwide use different payment methods to complete their purchases easily. Additionally, it focuses on educating its customers by providing detailed guides about Iraqi currency to help buyers make informed decisions.
A dedicated support team is always available to answer any questions during the buying process. Cheapest Dinar operates under strict financial guidelines and complies with all regulatory requirements. Their goal is to build lasting relationships with customers by offering reliable service and competitive prices.
Supported Currencies: Iraqi Dinar in multiple denominations.
Payment Methods: Wide range of global payment options.
Buyback Policy: Not specified.
Pros:
Transparent pricing and detailed product descriptions.
Educational resources for informed buying.
Dedicated support team for customers.
Cons:
Exclusively focused on Iraqi Dinar.
Lacks physical presence for walk-in customers.
17. Ultimate Currency Exchange
Ultimate Currency Exchange transformed Canadian currency services with its innovative online platform when it launched in May 2015. By offering better exchange rates than major Canadian banks, they have maintained a competitive edge in the industry. The dedicated team prioritizes customer service, ensuring professional assistance with every transaction. On average, clients save 1% to 3% compared to bank rates.
The exchange service focuses exclusively on foreign currency transactions, leveraging its strong purchasing power and efficient cost management to offer competitive pricing. Customers can easily place orders online using a simple calculator-based system or by visiting one of their Ottawa branches. The platform is fully transparent, displaying clear exchange rates on its website with no hidden fees or extra charges.
Customers can choose flexible delivery options, including mail delivery or branch pickup, to further enhance convenience. Ultimate Currency Exchange’s transparent, customer-focused approach ensures that Canadians can confidently access great exchange rates and professional services from the comfort of their homes.
Supported Currencies: Foreign currencies, including Iraqi Dinar.
Payment Methods: Online orders and in-person transactions.
Buyback Policy: Not specified.
Pros:
Competitive rates compared to Canadian banks.
Transparent pricing with no hidden fees.
Flexible delivery options (mail or branch pickup).
Cons:
Operates primarily in Canada.
Relatively new compared to competitors (est. 2015).
18. US First Exchange
US First Exchange is a federally registered Money Services Business in downtown Los Angeles's jewelry district. The platform caters to investors and collectors who want currencies from unique global markets. This third-generation currency broker holds multiple state-specific licenses. The platform's strict authentication protocols and advanced technology verify every currency.
Each transaction needs proper identification documents to meet US Department of Treasury guidelines. Customers receive FedEx shipping within 24-48 hours, and their orders are fully insured. The platform accepts credit cards, debit cards, and wire transfers. The core team checks each currency note's authenticity at the company's downtown LA location.
US First Exchange is all but one of these mail-order currency companies that gives 100% insurance on every order. They handle transactions quickly while following State and Federal regulations. Their years of experience in money services, currency exchange, and authentication are the foundations of their reliable service.
Supported Currencies: Unique global currencies, including the Iraqi Dinar.
Payment Methods: Credit cards, debit cards, and wire transfers.
Buyback Policy: Not specified.
Pros:
Fully insured transactions.
FedEx shipping within 24-48 hours.
Advanced authentication protocols.
Cons:
Requires strict identification for all transactions.
Focused mainly on US customers.
19. Interchange Financial
Interchange Financial is Canada's leading currency exchange specialist. They deliver the best market rates through their Exchange Rate Guarantee® program. Their ICS Service helps Canadian clients exchange currencies electronically between accounts. The company has a unique online ordering system for Iraqi Dinar transactions.
They deliver currency anywhere in Canada within two business days. Clients save between 1% and 3% compared to bank rates across all their services. With almost 20 years of experience focused only on foreign exchange services, they handle transactions from USD 2,500 to USD 2,000,000.
Security Measures are robust with insured Canada Post delivery and detailed verification checks for all currency transactions. The company keeps a large stock of 70 different foreign currencies ready for immediate exchange. Its transparent pricing system has no hidden fees or commissions. Its market expertise and high trading volumes help it beat traditional banks in service quality and exchange rates.
Supported Currencies: 70 foreign currencies, including the Iraqi Dinar.
Payment Methods: Online payments and electronic account transfers.
Buyback Policy: Yes.
Pros:
Exchange Rate Guarantee® program.
Delivery within two business days across Canada.
No hidden fees or commissions.
Cons:
Only available in Canada.
Minimum transaction amount (USD 2,500).
20 ManorFX
Manor FX, a family-owned money service business, has earned its place in the currency exchange sector over the past 12 years. Their excellent customer service shows in their positive Trustpilot reviews. The company outshines competitors with its impressive range of over 160 currencies, which exceeds what traditional banks and the Post Office offer.
Manor FX keeps Iraqi Dinar exchange rates competitive and doesn't charge any commissions or transaction fees. Customers can expect their major currency orders the next working day. They can pick up their orders at the flagship bureau de change in Datchet, Berkshire, or have them delivered to their home. The multilingual team brings 30+ years of combined expertise in travel money exchange, compliance, and customer support.
HMRC supervises Manor FX's anti-money laundering compliance. The company's partnership with Leftover Currency lets customers buy new currency and sell unused travel money. The company takes a straightforward approach with no minimum or maximum order limits, though larger transactions might need photo ID under the Money Laundering Regulations.
Supported Currencies: 160+, including Iraqi Dinar.
Payment Methods: Online and in-person
Buyback Policy: Yes
Pros:
No commission or transaction fees.
Next-day delivery for major currency orders.
Multilingual team with extensive experience.
Cons:
Larger orders require photo ID verification.
Limited physical locations (Datchet, Berkshire).
Conclusion
Smart Iraqi Dinar trading starts with picking reliable and secure platforms. 10-year-old exchanges give traders multiple ways to handle transactions, including physical currency and electronic trading options. While eBay and Amazon let you trade, specialized platforms have better security and proper verification systems in place.
Traders need to review several key aspects when picking their platform. Security protocols and exchange rates are vital parts of safe trading.
Your success with Iraqi Dinar trading comes from picking platforms you can trust and knowing their rules. Good research and proper paperwork make transactions smoother. Smart traders know that a platform's reputation, security setup, and support team quality shape their trading experience. Source: Dinarit
#Top sites for buying and selling Iraqi Dinar#Online Iraqi Dinar currency exchange services#Iraqi Dinar directory#Iraqi Dinar guide#Iraqi Dinar niche#Best Iraqi Dinar site
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Get the best rates for Iraqi dinar at IQDBUY. Enjoy a seamless online purchasing process with secure payments and fast delivery. Trust IQDBUY for all your currency needs.
#buy Iraqi Dinar#Iraqi Dinar#Iraqi dinar to USD#Buy iraqi dinar online#Iraqi dinar for sale#Purchase iraqi dinar#Iraq dinar to USD#Iraqi Dinar currency Exchange
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Smart Money Moves: Investing in Iraqi Dinar with a Trustworthy Touch
In finance and investment, opportunities and risks often go hand in hand. One area that has piqued the interest of savvy investors in recent times is the Iraqi Dinar. As the country rebuilds and stabilises, some see the potential for growth in its currency value. However, navigating the complex landscape of foreign currency investment requires careful consideration and a trustworthy touch. In this blog post, we'll explore the smart money moves involved in investing in the Iraqi Dinar and how to confidently approach it.
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Understanding the Iraqi Dinar
The Iraqi Dinar (IQD) has a history of tumultuous political instability and conflict. However, Iraq has recently made significant strides in rebuilding its economy and infrastructure. As a result, some investors view the Iraqi Dinar as an opportunity for potential appreciation.
Research and Due Diligence
Before diving into any investment, thorough research and due diligence are essential. In the case of the Iraqi Dinar, understanding the geopolitical landscape, economic indicators, and government policies is crucial. Stay informed about Iraq's political stability, economic reforms, and international relations, as these factors can directly impact the value of the Dinar.
Seek Reliable Information Sources
Given the potential for misinformation and scams in the currency market, relying on reputable sources for information is essential. Trusted financial news outlets, government reports, and expert analyses, such as those provided by Dinar Exchange, can provide valuable insights into the current state of Iraq's economy and the factors influencing Dinar's value.
Consult with Financial Experts
Considering the complexities of foreign currency investment, consulting with financial experts is a wise move. A qualified financial advisor can help assess your risk tolerance, provide personalised advice, and guide you through the nuances of investing in the Iraqi Dinar. Look for professionals with experience in international markets and a track record of making informed investment decisions.
Diversification Is Key
Diversification is a fundamental principle in investment strategy, and it holds when considering the Iraqi Dinar. While the potential for appreciation exists, putting only some of your eggs in one basket is essential. Diversifying your investment portfolio helps spread risk and can mitigate the impact of unforeseen events on your overall financial health.
Consider Long-Term Investment
Investing in foreign currency, including the Iraqi Dinar, often requires a long-term perspective. Economic conditions can be volatile, and short-term fluctuations may occur. If you choose to invest in the Iraqi Dinar, consider it part of your long-term investment strategy rather than expecting quick returns.
Beware of Scams
Unfortunately, the potential for scams is prevalent in the foreign currency market, and the Iraqi Dinar is no exception. Be wary of unsolicited offers, promises of guaranteed returns, and high-pressure sales tactics. Verify the legitimacy of any investment opportunity and only engage with reputable dealers and financial institutions.
Investing in the Iraqi Dinar can be a smart money move when approached with diligence and trust. The key lies in staying informed, conducting thorough research, consulting with financial experts, and maintaining a diversified portfolio. While the growth potential exists, it's crucial to exercise caution, especially in the face of potential scams. By following these guidelines, investors can navigate the complexities of the Iraqi Dinar market and make informed decisions that align with their financial goals.
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Trust the Process: A Step-by-Step Guide to Securely Buying Iraqi Dinar for Financial Growth
In the ever-evolving landscape of investment opportunities, some ventures stand out for their potential to yield substantial returns. One such avenue that has caught the attention of investors is the Iraqi Dinar. However, like any investment, it is crucial to approach it with caution and a thorough understanding of the process to ensure financial growth. This guide will navigate the steps in securely buying Iraqi dinars, emphasising trust.
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Understanding the Iraqi Dinar
The Iraqi Dinar (IQD) is the official currency of Iraq and has been subject to various economic fluctuations over the years. Investors are drawn to the potential for the Dinar to appreciate, but it's essential to recognise the associated risks. Before diving in, research Iraq's economic and political climate, as these factors can significantly impact the currency's value.
Research and Education
The foundation of any successful investment is knowledge. Start by thoroughly researching the Iraqi Dinar, including its historical performance, current economic indicators, and any political developments that might affect its value. Consult reputable financial news sources and seek advice from financial experts specialising in currency markets.
Choose a Reliable Currency Exchange
You must find a reliable and reputable currency exchange service, such as Dinar Exchange, to acquire the Iraqi Dinar. Look for companies with a solid track record, positive customer reviews, and transparent business practices. Verify that the exchange service complies with relevant regulations and has operating licenses.
Create an Account
Once you've identified a trustworthy currency exchange, could you create an account with them? Be prepared to provide necessary identification documents, as compliance with anti-money laundering (AML) and knowing your customer (KYC) regulations is essential for legal and secure transactions.
Determine Your Investment Strategy
Before making any financial commitments, it's crucial to establish your investment strategy. Consider risk tolerance, investment goals, and the number of Iraqi dinars you wish to purchase. Develop a clear plan that aligns with your financial objectives and revisit it periodically to make adjustments as needed.
Monitor the Exchange Rate
The value of the Iraqi Dinar is subject to fluctuations in the foreign exchange market. Keep a close eye on exchange rates and market trends to make informed decisions about when to buy or sell. Utilise reliable financial tools and resources to stay updated on real-time market information.
Execute Your Purchase
When you're ready to invest, log in to your currency exchange account and execute the purchase order. Ensure you follow the guidelines and double-check the transaction details to prevent errors. Reputable currency exchange services like bank transfers or credit cards typically offer secure payment options.
Securely Store Your Investment
After completing the purchase, it's crucial to secure your investment. Consider transferring your Iraqi Dinar to a secure wallet or safe deposit box. For future reference, maintain documentation of your transaction records, including purchase receipts and confirmation emails.
Investing in the Iraqi Dinar can be a strategic move for those seeking diversification in their portfolio. Still, it's imperative to approach the process with diligence and trust in the steps outlined above. By conducting thorough research, choosing a reliable currency exchange, and staying informed about market trends, you can increase the likelihood of a secure and potentially rewarding investment in the Iraqi Dinar. Remember, trust the process, and make decisions based on a well-informed understanding of the market dynamics to foster financial growth.
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How I feel applying for Vučić's government check every time knowing I'm gonna collect my money and go straight back to the street the moment demonstrations are organized and yell that he's a peder
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Real Reasons why Gaddafi was killed
1. Libya had no electricity bills, electricity came free of charge to all citizens.
2. There were no interest rates on loans, the banks were state-owned, the loan of citizens by law 0%.
3. Gaddafi promised not to buy a house for his parents until everyone in Libya owns a home.
4. All newlywed couples in Libya received 60,000 dinars from the government & because of that they bought their own apartments & started their families.
5. Education & medical treatment in Libya are free. Before Gaddafi there were only 25% readers, 83% during his reign
6. If Libyans wanted to live on a farm, they received free household appliances, seeds and livestock.
7. If they cannot receive treatment in Libya, the state would fund them $2300+ accommodation & travel for treatment abroad.
8. If you bought a car, the government finances 50% of the price.
9. The price of gasoline became $ 0.14 per liter.
10. Libya had no external debt, and reserves were $150 Billion (now frozen worldwide)
11. Since some Libyans can't find jobs after school, the government will pay the average salary when they can't find a job.
12. Part of oil sales in Libya are directly linked to the bank accounts of all citizens.
13. The mother who gave birth to the child will receive $5000
14. 40 loaves of bread cost $0.15.
15. Gaddafi has implemented the world's biggest irrigation project known as the "BIG MAN PROJECT" to ensure water availability in the desert.
Your comments on this ...
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‼️Real Reasons why Gaddafi was killed
1. Libya had no electricity bills, electricity came free of charge to all citizens.
2. There were no interest rates on loans, the banks were state-owned, the loan of citizens by law 0%.
3. Gaddafi promised not to buy a house for his parents until everyone in Libya owns a home.
4. All newlywed couples in Libya received 60,000 dinars from the government & because of that they bought their own apartments & started their families.
5. Education & medical treatment in Libya are free. Before Gaddafi there were only 25% readers, 83% during his reign
6. If Libyans wanted to live on a farm, they received free household appliances, seeds and livestock.
7. If they cannot receive treatment in Libya, the state would fund them $2300+ accommodation & travel for treatment abroad.
8. If you bought a car, the government finances 50% of the price.
9. The price of gasoline became $ 0.14 per liter.
10. Libya had no external debt, and reserves were $150 Billion (now frozen worldwide)
11. Since some Libyans can't find jobs after school, the government will pay the average salary when they can't find a job.
12. Part of oil sales in Libya are directly linked to the bank accounts of all citizens.
13. The mother who gave birth to the child will receive $5000
14. 40 loaves of bread cost $0.15.
15. Gaddafi has implemented the world's biggest irrigation project known as the "BIG MAN PROJECT" to ensure water availability in the desert.
16. ‼️Libya used to be one of few countries with sovereign central banks. Muammar Qaddafi, President of the African Union at that time, was planning to issue gold denominated African dinar to replace Francs in Francophone Africa, to help his African brothers from centuries of economic plunder.
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Quest For Glory II: Trial by Fire | Part 2
Day 2 in Shapeir with more exploring and shopping. Hopefully I won't get so lost this time but the map shows where I am on it, so that'll help a lot.
I started the day with some breakfast. Shema also told me she would be dancing this evening and would be pleased if I came. I ate and left with another reminder from Shameen that Shema would be dancing. They really want to make sure I know and come.
And I walked into Alichica's advertising.
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It made me snort in an ouch sort of way given the apparent not-so-good state of Raseir.
I bought a bouquet of flowers from Lisha the katta. And in the fountain plaza I bought a pot. I don't know what I'll do with the pot or flowers but if it's going to let me buy them I figure they'll have a use. My bargaining keeps working out very well.
Then it was apothecary time where there were plenty of things to examine including punful urns.
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And a bookshelf with many books including "The Pizza Elemental: Fact or Fiction?"
The apothecary owner is Harik. He has vigor, healing, poison cure and mana pills for sale for 5, 10, 12 and 15 dinars respectively. Cheaper than the potions in QFG 1. He warned that if I ever go to Raseir I should stock up on pills here as the apothecary there was taken over by the new Emir and such things may not be available anymore. Other talk and questioning led him to offering to buy scorpion venom and ghoul claws off me for 20 and 15 dinars respectively. Something to keep in mind when I'm less afraid of monsters.
Okay, there are probably some things I could handle just fine. Even with a higher stat cap I'm not a total wimp here. But I'm still scared.
I was looking at the map trying to figure out where to go and it turns out the fighter's plaza and palace are already marked so I can fast travel to those places immediately. I decided to check out the fighter's plaza.
A place to buy waterskins was there, so it was a good thing I went as I'm going to want those for desert exploration. I bought two for a total of three. Maybe overkill but I'd rather be safe. I just need to watch my carried weight. I also bought a cloth bag from Kiram, who turned out to be the uncle of Shameen, nice! Love those little connections in NPCs. Said I was smooth of tongue when I successfully bargained.
I popped into the weapon shop. I don't really need a weapon, but I have to see all the things, and met Issur, who's kind of a grump.
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And flexes randomly, so a grump and a show-off?
The weapons on the wall were fun to examine.
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Look out wood-chucking woodchucks...
The other half of this plaza has the guild hall!
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The lion fellow is a liontaur named Rakeesh. The woman is Uhura and her baby is on the floor playing with Rakeesh's tail.
The Sultan summoned Rakeesh to aid against the Dark Magic hovering near the city, but fears he's not the hero he once was. Perhaps I'll be the hero they need. Of course! There are rumours that in Raseir laws have become more important than men and it's become a crime to think. Few go there and fewer return.
I went to check out the notice board for quests and whatnot.
1000 dinars will be given to the one who restores Emir Arus Al-Din to the palace of Raseir, by order of the Sultan Harun Al-Rashid.
Harik needs some stuff but I already discovered that myself at the apothecary.
Keapon needs the whirling part of a Dervish for a Spell of Great Power, so I needed to go inquire about that.
"The Way of the Paladin: To seek. To learn. To do." - Paladin is a class to pursue but not necessarily something I'll be doing as a wizard? I don't know; we'll see what happens. I kind of just want to be a pure wizard though.
And there's a general note that services to the city and land of Shapeir will be rewarded. By order of the Sultan.
I spoke to the lady next, Uhura. She trains warriors. She's working at the guild until her baby, Simba, is old enough for them to travel back to their homeland. She likes Rakeesh whom she thinks is a kind, wise and strong warrior, though his leg had been once been broken and never healed right. You can practice with her to get your combat skills up. I did one bout until my stamina ran out. Magic is more my thing, but you know, MP runs out. Nice to have a spot that won't kill me to get a bit more strength and weapon skill.
I did wipe out my stamina though, so I returned to the inn to sleep for an hour before continuing my explorations and returning to ask Keapon about the Dervish. The ability to just go sleep and recover your stamina is glorious.
Of course returning to the inn meant more advertising from Alichica.
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Keapon wants the whirl of a Dervish and will pay 1500 centimes, or 15 dinars, for it. The Dervish is at an oasis somewhere south and a bit east of Shapeir.
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Then I wanted to go visit Aziza and got some directions from Alichica. I was still confused half the time between his directions and the map, but I fumbled my way there.
At her door I had to answer some questions then a riddle.
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"My first is the first, My second the last, Next comes Myself, Then back to the end, And beginning again. Who am I?"
A riddle of which the last question is all you really need if you already know her name. But I suppose if you didn't learn of her before finding her place this is another way to figure out her name. That said the first time I saw this in the let's play I was puzzled too. I thought it'd be a word and was something along the lines of the LOVE riddle in King's Quest VI. But nope just her name.
So with "Aziza" stated, I entered.
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She invited me to sit and have some tea and we had some discussions. Info time!
She mainly works with water magic, "that of knowledge and true seeing." She can reflect magic back to the casters. Noted there is much magic in the land, some very dark.
The city is built around a magic fountain, and protected by mountains and the desert, has only known peace prosperity. UNTIL NOW.
Once again learned that things are bad in Raseir, that had once been like a twin to Shapeir. There's a darkness over the city she can't see through with her magic. She reiterated on the missing Emir and having been overthrown by his brother.
If I want to the find the Wizard's Institute of Technocery, I have to use magic.
And finally I asked her about Elementals and got treated to a neat little show with my explanation.
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Elementals are made from magic shaping elements into beings like living creatures. Elementals are very powerful and destructive and but can be weakened by their opposing element, though not destroyed. But, when they're weakened they can be captured and their powers turned to helpful uses. Good to know!
I will no doubt be back with more questions but I said farewell for now. And examined her shelves a bunch. She had lots of stuff to look at.
Lots of jokes.
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I just think she's kinda neat, and I will no doubt be back, but for now I had more city to explore.
With Detect Magic I got shiny arrows to direct me to the Wizard's Institute of Technocery which made finding it much easier than anything else in this city.
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It led me to a seeming dead-end until casting again to reveal the door. Then Open spell to open it of course.
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Portraits! We've got Aziza and someone I'm not sure of on one side and on the other: Genesta! from KQIV, Erasmus and I'm pretty sure that's Zara from the first game, the one who owned Spielburg's magic shop.
Voices reached out to me to ask who I was and what I wanted. My name is Cinder Win and I wanna be a pirate wizard! But I needed a sponsor and had the choice of who to request, and I'm kicking myself because of course I leapt on Erasmus as the funny choice, but he is the right choice, so I didn't get to see the responses of any of the others and I forgot to save before entering. So, I'll maybe have to load an older file at some point.
They were surprised I'd request such a... "whimsical Wizard" because they apparently have no taste. They don't appreciate his jokes or his 'levity', hmph.
Anyway, he was totally on board with taking me in. I would need to pass a pre-test and then the main test.
First the pre-test. I needed to pick the correct object and move it to a stand then cause it to ring with only three spells.
Simple! Detect Magic to find the right bell, Fetch to move it and Trigger to ring it. Which resulted in a celebratory brief little firework style display showing Erasmus and Fenrus' names before Erasmus himself. Glorious.
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See? Erasmus is the best choice!
Then I was ready for the WIT's trial of Initiation which would test my skills under time-critical and life-threatening situations.
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It's a pretty area! A spinny blade thing appeared! I promptly fell off the bridge! And got booted back out into the street to try again when I've perhaps practiced more.
I was actually glad to end things there though because it was getting late in the day. I will go back another day earlier in the day. I mainly had just wanted to get it on my map.
Before I went back to the inn I went to see the sauruses and met Ali Fakir....
And I'm just... gonna let some screenshots speak for themselves with this man.
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Yes I groaned appreciatively at "The Saurus".
I bargained for one and got a green fellow who licked my face in greeting.
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Cutie...
But I was most definitely not ready to head into the desert when night was about to fall at any moment. In fact as soon as I entered town again it was night.
So, it was inn time to see Shema's dance...
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And I guess I was too late to get dinner...
But I wasn't too late to get some spell practice in, not save part way, get spotted by a guard and get arrested again! I had saved right before but had do all my practicing again. One of these nights I'll practice without getting caught.
Then it was bed time. Day 2 in Shapeir complete. Day 3 here we come.
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DinarsPay ($DINARS): More Than Just a Token
The phrase "utility token" has gained popularity in the emerging cryptocurrency sector. While many digital assets exist simply for speculative purposes, DinarsPay ($DINARS) stands out as a token with a clear and compelling use case. This article explores the varied functions of $DINARS in the DinarsPay ecosystem.
A Cornerstone of the DinarsPay Ecosystem
$DINARS is the core of the DinarsPay platform. It is the primary mechanism for exchanging the numerous services and items accessible inside the ecosystem. $DINARS enables easy and secure payments for both peer-to-peer transactions and online purchases.
Beyond Payments: The Utility of $DINARS
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Serbia is seeing a growing trend of poverty that disproportionately affects women, particularly single mothers, retirees and those living in rural areas. This ‘feminisation of poverty’ limits their ability to participate actively in civic life and democratic processes.
“What can you do with 23,000 dinars?” asks Emilija* derisively about the 196 euros a month she receives as a welfare recipient.
Sitting on an improvised couch in front of a house constructed of pallets, boards and tarpaulin, the flag of the Roma people hanging above her head adding some colour and vibrancy to the otherwise gloomy exterior of the place she calls home, Emilija, 25, answers her own question with a shrug: “Almost nothing”.
Emilija and her friend Nada*, 31, live in an informal settlement on the outskirts of Belgrade made up of shacks and containers. Emilija has three children; Nada has five.
“We wait a whole month for the money and end up spending it in one day,” Emilija tells BIRN. “For example, when a child asks for a toy, or when we go out with the children, a child is a child and will say, ‘Mom, I want this’. But he can't have it; that's very hard for me.”
Nada finds it difficult to afford food because it’s now very expensive. “Sure, I can find clothes [in bins], but sometimes you have to buy something,” she says.
And if they do manage to buy something, they rarely get anything for themselves. Menstrual pads, a product that is taxed as a luxury item in Serbia, put a huge strain on their budgets, especially for Nada, who has a teenage daughter.
And it is proving almost impossible for them to find a job, they tell BIRN. “This is not an environment where you can leave your children behind. I would like to work, why not? It’s easier for men to find manual work, but as women we have to make a choice, we have a house and children to look after,” says Nada.
Emilija tried to find a job a few times, but it is difficult for women like her given that they will lose their social welfare if they get a job, and none of the jobs on offer last long enough to enable them to stand on their own two feet.
“I worked in the countryside a few years ago. And I worked in the Gallery [a shopping mall in Belgrade] as a cleaner. They paid 750 dinars for three hours [6.40 euros]. I would get 27,000 dinars a month, but they would not pay the whole amount at once. They give you half and keep the other half for themselves so they do not ‘lose’ you,” says Emilija.
Sarita Bradas, a psychologist and sociologist, tells BIRN that Nada and Emilija epitomise what she terms the “feminisation of poverty”, where the poverty rate among women is higher than among men because of gender inequality in all its various guises.
“To get out of poverty, you have to earn an income. To earn an income, you have to be employed. And of course, whether you are poor or not also depends on the amount of income you earn,” says Bradas.
Uneven playing field: the gender dimension
Emilija and Nada are just two of the 89,024 women who receive social assistance in Serbia, out of a total female population of about 3.4 million. According to data provided to BIRN by the Serbian Ministry of Labour, Employment, Veterans and Social Affairs, women make up more than half of all benefit recipients.
A welfare recipient receives a monthly payment of 11,674 dinars, less than 100 euros. Additional benefits are paid for other family members and children, but according to the basis for determining the amount of social assistance, a family of three (mother and two children) would receive about 18,000 dinars (153 euros). That is three times less than the amount needed for the minimum basket of goods in Serbia.
Data from Serbia’s Statistical Office shows that women of all age groups, except for those aged 55 to 64, are at a higher risk of poverty compared to men. And last year’s report from the EU’s Commissioner for Human Rights found that employed women hold lower positions even in the public sector or are less likely to be employed on a fixed-term basis, even when they have higher levels of education. The report also expressed concern about longstanding gender inequality in property rights.
In Serbia, only 25 per cent of women have property registered in their own name. The reason for this is that women are excluded from the order of inheritance in favour of male family members in more than 40 per cent of cases; on the other hand, only 0.5 per cent of men are excluded in favour of a woman. The situation is even worse in rural areas, where more than 80 per cent of women do not hold any property in their own name, while the rest typically have plots of land less than 2 hectares that are not intended for housing.
Sarita Bradas, the psychologist and sociologist, tells BIRN that the gender gap in employment is most pronounced in the group of unqualified and uneducated people. By way of illustration, Emilija has only completed four grades of elementary school, while Nada is currently in the sixth grade of elementary school for adults.
“Among women, 39.4 per cent have no qualifications, compared with 29.1 per cent of men,” she explains.
In terms of education, Bradas says the data shows that uneducated men are more likely to be employed than uneducated women. “63 per cent of men without a degree are employed, compared with only 40 per cent of women. Men are more likely to be employed in jobs that do not require qualifications. They have easier access to the labour market, regardless of their level of education, with these differences decreasing as the level of education increases,” she says.
The gender dimension is also evident in the informal sector. This sector includes the self-employed, undeclared workers, moonlighters and unpaid family workers. “If you look at the structure according to this status, 70 per cent of women are among unpaid family members, while this figure is 25 per cent for men. This means that 75 per cent of men earn an income from informal work, while only 30 per cent of women do,” explains Bradas. “As a result, they have no income and are more at risk of poverty.”
As far as social welfare recipients are concerned, women are rarely able to earn an income because they have to stay home and look after the family. “You should bear in mind that people in developed countries can live on social assistance. But here, a family has less than 20,000 dinars (170 euros). What can you do with 20,000 dinars? Can you buy food, not to mention anything else?” asks Bradas.
For Nada’s five children and Emilija’s three, the chances of escaping this vicious cycle of poverty are slim.
“The probability of attending college is 11 times higher if the parents have a high level of education than if the parents have only completed elementary school. Children from these lowly educated families are poorer, have no money for education, and of course poverty reproduces inequality,” notes Bradas.
“On the other hand, we have the problem that children from marginalised groups and poor families have almost no support for education. In rural areas, children are involved in the work process from a very early age in order to support their families,” she adds.
Man’s work for women
Even where women are employed, the discrimination is all too evident.
Mirjana is 51 years old and works in a factory that manufactures electronic components for the automotive industry. It is a physically demanding job that she describes as “man’s work”, though the factory mainly employs women.
Despite the tough nature of the work, Mirjana tells BIRN the salaries are pitiful. “Those who work on Saturdays and Sundays are paid more. I got 61,000 dinars for the whole month after 13 years, without a single Saturday. But there is also a hot meal, there are also bonuses. The hot meal is 5,000 dinars a month. One bonus is 3,500 dinars; another is 1,500 dinars. If you have Saturday and Sunday, then these bonuses are higher,” she says.
Mirjana puts up with it because she’s a mother, but feels sorry for the younger women who work there. Her daughter also worked there for a while, but left.
The long-term health consequences of working at the factory are serious. “I get injections in my elbows. I was in the hardest part of production, where women work on knots, bend their fingers, break their joints. After eight years, I had no more functioning elbows – my arms were cramped. As we were pulling the cables, I got a hernia. It’s not harmless at all, it’s not easy,” Mirjana says.
She reckons 90 per cent of the older workers are sick or injured. “One colleague suffered a vertebral fracture while pulling the system and now has screws in her neck. She’s still working. We also have colleagues who have had spinal surgery, where cysts and tumours have formed due to the physical exertion, because we all hold our hands up all the time. The women return to the line after operations,” Mirjana complains to BIRN.
There are several factories in Serbia that produce secondary raw materials and components. Most of them have received state subsidies to open their plants here. These companies mainly employ women. In March last year, two female workers died within a short period of time in two of these factories. As the media reported and their families testified, both women had shown symptoms of exhaustion, but were sent back to work even after complaining. No irregularities were found during the inspections.
Lara Koncar, an anthropologist, tells BIRN that the position of women in the labour market is unfavourable compared to men, which keeps them in a state of poverty and subjects them to different types of bullying and abuse in the workplace, including sexual abuse.
“Poverty is not exclusively due to economic relations. It also has to do with relationships between partners, kinship and family, among other things, which is especially important when women are affected by family violence… If you are in a situation where your freedom of movement in the labour market is definitely restricted, you are very likely to stay in that situation because there is no possibility of getting a job elsewhere, and that will keep you in a situation of bullying,” she says.
Koncar says women suffer many types of bullying and abuse in the workplace. There are the hidden forms of bullying, such as the inability to advance in the workplace. “We know what happens to… women who return after maternity leave, that they often return to their own position but that the advancement that was supposed to follow does not happen,” she says.
Nada Padejski, head of the Safe House for Women in Novi Sad, also sees a clear link between violence against women and their financial situation. As she explains to BIRN, this can be viewed from three angles.
“Firstly, economic dependence influences whether you leave the perpetrator or not. Secondly, whether women with a lower economic status in particular are housed in safe accommodation. And thirdly, how violence in general affects the housing and economic situation of victims of domestic violence,” she says.
Padejski says it is not uncommon for women to be unemployed precisely because of the influence of the violent offender. “In the sense that he says: ‘You do not need to work, there are two small children here, why should they go to kindergarten, it’s better to stay at home, I will give you money’. So, she stays at home with the child, they are both housed and looked after. But when violence escalates, it always turns out that the woman is unemployed and doesn’t have the right to say anything,” she says.
Padejski also cites cases where women have had to take out loans to pay off their husbands’ debts or to help them start a business, only to be left with nothing.
Padejski emphasises that domestic violence leads directly to homelessness among women. Without permanent housing offered in Serbia as a social protection service, a woman who has decided to leave a violent relationship often has nowhere to go.
“Most of these women have two or three jobs and have not made the property claim they applied for because the process has either taken too long or has not yet been completed, or they have not even started it,” she says.
Property law proceedings are also lengthy, complicated and disadvantage women. “The courts do not take into account the fact that there has been domestic violence when deciding on property law proceedings. No woman ever receives everything she has invested. The abuser usually does not pay maintenance. If she files a lawsuit, it takes too long, or it’s not paid properly, or her lawsuit is dismissed,” she explains.
Looking at the example of Novi Sad, Serbia’s second-largest city, the data shows that women rarely initiate property division proceedings – and even when they do, the courts are unlikely to rule in their favour. From 2019 to 2022, there were 2,551 divorces in Novi Sad, yet during the same period, women initiated only 17 property division proceedings, with judges ruling in favour of women in only six cases. By contrast, during the same four-year period, as many as 367 proceedings were initiated due to non-payment of child support.
Feelings of powerlessness
“Powerlessness,” Padejski concludes, “contributes to the reproduction of powerlessness.”
Mirjana, the factory worker, wonders how she can convince her children that Serbia is a good place to live, when no one, not even the mayor or state officials, speak out when workers, especially women, are clearly being exploited.
At the same time, there is a public pressure on those who are being exploited to participate in the democratic processes of the state, by staying informed and voting for change.
Bradas, the psychologist and sociologist, says that demanding the poor and marginalised bring about political change is deeply unfair. “What I resent about the so-called elites is that they blame the poor for selling their votes and warn that it is a crime. Poverty is a violation of human rights – that is the basic thing,” she says. “If you are focused on surviving and looking for any way to do that, you do hard jobs, you work in harsh conditions, for low wages to survive, and you cannot think that your vote is important. Your life is not important in this society, so who cares about that vote?”
In his first speech as prime minister earlier this year, Milos Vucevic of the Serbian Progressive Party (SNS) devoted a large part of his speech to women – but not as equal members of society, rather as “sanctities for every patriot”.
“A woman must always be shown due respect, because she is a symbol of renewal, birth and victory. A woman brings new life into the world, and that makes her a being who is actually most like God,” Vucevic said.
Although he vowed that “women in Serbia will have the same rights and the same starting positions as men”, he emphasised the government is not interested in trying to creating a society of “equal incomes”.
“This is not and will not be a government that will promote the ideas of self-managed socialism,” Vucevic stressed.
Serbian President Aleksandar Vucic has also spoken several times about the importance of women for the state and for SNS, estimating – without providing evidence – that more than two-thirds of the women who voted in the last elections supported SNS.
How much support women have received in return is open to debate. Between 2021 and 2023, for example, Serbia fell from 19th to 38th place on the Global Gender Gap Index.
When it comes to asking for their support, however, women interviewed by BIRN say the authorities don’t hesitate. Emilija and Nada say that “people from the ‘city’” come to their settlement before every election to warn them that if they don’t vote, they will be fined.
Asked if they receive any gifts or offers of assistance when asked to vote, they both reply: “Not this year.”
“But we did get them in the past, honestly, they even gave us as much as 3,500 dinars,” Emilija tells BIRN. “They give us a pen, we sign with that pen, return it, and then if you return the pen, you get the money.”
Nada says they both voted this year too, voluntarily, even though they didn’t receive anything in return. “We voted. Who else are we going to vote for and how? Vucic will win for sure. We have our own problems on our doorstep, we don’t have to worry about him too. Authority is authority.”
*Names have been changed
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The Life of The Prophet Muhammad(pbuh): The Battle of Badr and Afterwards
The Battle of Badr
(2nd Year of Hijrah, Ramadan / 13 March 624, Friday)The Trade Caravan of Quraysh
In the 2nd year of Hijrah, the Qurayshi polytheists prepared a trade caravan. Almost everybody, men and women, in Makkah had shares in this caravan, which was going to be sent to Damascus. The money to be obtained from this big trade caravan, which consisted of one thousand camels and whose capital was fifty thousand dinars, was going to be used to buy weapons in preparation for the war. That was the main aim of the caravan. The Qurayshis appointed about thirty or forty guards under the command of Abu Sufyan to accompany the caravan.
The Prophet is informed about the Caravan
The Messenger of Allah was informed about the caravan. He decided to prevent this big caravan of trade led by Abu Sufyan from returning to Makkah. He got ready to set off with more than 300 (305 or 315) Companions.
Sa’d and his Father
The Companions wanted to take part in the military expedition of Badr. Some people even drew lots to join it. Sa’d from Ansar said to his father, Haythama, “If the reward for this expedition were something other than Paradise, I would not come with you! I expect to be a martyr in this expedition”, expressing his wish to take part in the expedition. His father said to him, “Stay with your wife, who is ill; I will go.” However, Sa’d did not accept it and they decided to draw lots. Sa’d won the draw and joined the expedition. He became a martyr in Badr, attaining his goal.
Umm Waraqa
Let alone men, women also had a great desire to join the expedition. Umm Waraqa bint Abdullah went to the presence of Messenger of Allah and said, “O Messenger of Allah! Let me come with you. I will treat your wounds and look after the ill people. Maybe Allah will let me become a martyr. The Messenger of Allah said to this self-sacrificing woman, “Stay at home and read the Quran! Allah will definitely let you become a martyr.”
After that incident, the Messenger of Allah always called her as “shahidah” (female martyr).
As a matter of fact, Umm Waraqa, who had memorized the whole Quran, was martyred by two of her servants, one male and one female, at night; they suffocated her by pressing a velvet covering onto her. The murderers were caught and hanged. They were the first people that were punished by being hanged in Madinah.
Setting off from Madinah
The Prophet appointed Abdullah Ibn Umm Maktum to lead the prayers in the mosque in his absence. He also appointed Abu Lubaba from Ansar as his deputy for the administration of the city. In the month of Ramadan, after twelve nights passed, he set off from Madinah with mujahids on a hot Saturday.
Musab b. Umayr was carrying the white standard of the Messenger of Allah. Hazrat Ali was carrying one of the black flags which was called Uqab and Sa’d b. Muadh from Ansar carried the other.
The caravan was going to be met near the place called Badr because it was a strategic place where the roads leading to Makkah, Madinah and Syria intersected.
Mujahids set off from Madinah on one of the hottest days of the summer; besides, they were fasting because it was Ramadan. It was very difficult to continue the journey in the scorching heat and on the blazing desert while fasting. Therefore, the Messenger of Allah ordered the mujahids to break their fasts.
Young People are not Allowed
They had not moved far away from Madinah very much. The Messenger of Allah picked those who were too young and wanted to send them back to Madinah. The eight young mujahids became very sad because they were separated from the army. Thereupon, the Messenger of Allah allowed two of them to join the army again. Hazrat Sa’d b. Abi Waqqas narrates:
“Just before the Messenger of Allah started to pick the young mujahids and send them back, I saw my brother Umayr trying not to be seen. I asked him,
‘O my brother! What is the matter?’ He said,
‘I fear that the Messenger of Allah will think I am too young and send me back. However, I want to join this expedition and I expect to be martyr.’
When the Messenger of Allah saw him, he regarded Umayr as too young and said to him, ‘Return’.
Umayr started to cry. Thereupon, the Messenger of Allah allowed him to stay. Umayr could not tie his sword because he was too short; so, I helped him tie his sword.”
Umayr, who wanted to attain the rank of martyrdom by fighting in the way of Allah, was hit by the arrows of the polytheists during the battle and reached his goal.
Riding the Camels in Turns
There were two horses and seventy camels with the Muslims. They rode the camels in turns. The Prophet did not want to regard himself different from others. He rode a camel in turns with Ali and Marsad b. Abi Marsad. When it was the Prophet’s turn to walk, both of them said to the Prophet, “O Messenger of Allah! You ride the camel we will walk instead of you.” However, the Prophet did not accept their offers and said, “You are not stronger than me in terms of walking and I am not in less need than you in terms of rewards.”
With this act, the Messenger of Allah applied the principle of equality and justice introduced by Islam himself.
The Caravan of Quraysh Changes its Way
The Islamic army proceeded in the scorching heat. Abu Sufyan received the news that he had been concerned about before reaching Badr: “Muslims set off to capture the caravan!”
He sent a messenger to Makkah at once and he changed the route of the caravan without stopping over; he proceeded toward Makkah through the Red Sea coast without going to Badr.
Quraysh Prepares for the War
Damdam, the messenger, who reached Makkah before Abu Sufyan, shouted on his camel with his strange clothes as follows: “O Quraysh! Muhammad and his friends attacked your caravan and your belongings with Abu Sufyan! I do not think that you can reach it. Help! Help!”
Naturally, this news caused indignation among Qurayshis because almost every family had possessions in the caravan. Qurayshis gathered. They started to make preparations. They prepared an army quickly consisting of 950 people. One hundred of them had horses and seven hundred had camels. This number was about threefold of the number of the Muslims who were out to follow the caravan. In addition, the Qurayshi army was superior to the Muslim army in terms of weapons.
Some Makkans did not want to join the army of the polytheists. However, they had to join the army as a result of the pressure by Abu Jahl and other notables of Quraysh. However, Abu Lahab said that he was ill and sent someone else instead of him by paying him some money.
The army of the polytheists set off from Makkah toward Badr with the enthusiasm caused by the songs of the woman singers and the music of the tambourines.
On the way, they received this news from Abu Sufyan, who led his caravan without any incidents:
“You set off to protect your men and possessions in the caravan. Allah protected them. Now you can return!”
However, Abu Jahl did not want to return. He did not want the others to return, either. He said,
“By Allah, we shall not return until we reach Badr. We will stay there for three days. We will slaughter some camels and eat them. We will drink wine. We will make female slaves sing and we will enjoy ourselves. The Arabs around will see and listen to us. They will fear us from now on. Let us proceed!”
When he started to move toward Badr, the messenger went to Abu Sufyan and told him what had happened. Abu Sufyan did not like what he heard. He said, “It is a pity for my tribe. This is the act of Amr b. Hisham (Abu Jahl). He did not want to return. He did it to become the leader of the people. Ambition causes incompleteness and bad luck.”
He expressed his concern as follows:
“If Muhammad and his friends meet them, they are finished!”
Despite all of the aggression and provocation of Abu Jahl, some people left the army. Ahnas b. Sharik dissuaded Banu Zuhra, who were his allies, and returned to Makkah with them. Then, Banu Adiyy b. Ka’b, the tribe of Hazrat Umar returned.
Banu Hashim had also joined the army. When some Qurayshis said to them, O Banu Hashim! You have joined this army but we know very well that your hearts are with Muhammad”, Talib, the son of Abu Talib, returned with a group.
The Islamic Army is in Zafiran
When the Prophet reached a place called Zafiran near Safra with mujahids, he was informed that Qurayshis were coming with a big army. They did not expect something like that; therefore, they could not decide what to do at once. Their aim was not to fight. They did not have any preparations. Besides, according to the news they received, the army of the polytheists consisted of more people than the Islamic army and they had more weapons.
Consultation with Mujahids
The Messenger of Allah gathered the Companions. He asked them whether it was more appropriate to follow the caravan or to fight the army of the polytheists. Some mujahids said it was more appropriate to follow the caravan. The Messenger of Allah did not like this idea. Meanwhile, Hazrat Abu Bakr and Hazrat Umar got permission to speak and said that it was more appropriate to proceed against the army of the polytheists and to fight them. The Prophet was glad to hear this thought.
Then, Miqdat b. Aswad from Ansar said, “O Messenger of Allah! Do whatever your Lord ordered you to do. We will not say as Banu Israil, who said to Moses, ‘Go thou, and thy Lord and fight ye two, while we sit here’. We will obey you.”
The Prophet was very glad to hear this Companion, who was a symbol of altruism and courage; he prayed for this Companion.
After these talks, the decision was almost certain. However, it was necessary to ask the view of Ansar because they had promised to protect the Prophet and Muslims in Madinah. Now, they were outside Madinah. The Messenger of Allah asked their view about the issue.
Sa’d b. Muadh got permission to speak on behalf of Ansar and said,
“O Messenger of Allah! We believed in you and confirmed you. We witnessed that whatever you brought was right. We promised to listen to you and to obey you.
O Messenger of Allah! Do whatever you want to do; we are together with you. I swear by Allah, who sent you with the true religion, that if you showed us this sea and jumped into it, we would jump with you! Not even one person from us will remain behind. We will not avoid fighting the enemy. We will not return during the battle. Lead us with the blessing of Allah!”
The decision was certain: A handful of mujahids were going to fight against the army of the polytheists, which was much superior to them in terms of number and weapons. Their superiority in number and weapons did not intimidate the heroic Companions. They risked, as it was stated in the Quran, “being driven to death and they (actually) saw it.” They trusted in the help of Allah. They knew that they were going to struggle for Allah and they believed heartily that the Owner of the religion would help them.
The mujahids were few in number but their belief and courage were like mountain chains. Their reliance point was the owner of the Universe; their leader was the master of the Universe, Hz Muhammad (pbuh). Such an army would definitely risk everything and would not avoid or fear from fighting the army of the polytheists!
The Messenger of Allah, who was very pleased with the speech Sa’d b. Muadh (may Allah be pleased with him) made, addressed the mujahids as follows: “Proceed and be happy with the grace of Allah! I already see the places where the Qurayshis will fall one by one and lie!”
This speech affected the mujahids more deeply and increased their excitement. They started to move toward Badr enthusiastically.
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Narrated Abu Rafi` رضی اللہ عنہ :
The Prophet (ﷺ) said, "The neighbor has more right to be taken care of by his neighbor (than anyone else)." Some men said, "If one wants to buy a house for 20,000 Dirhams then there is no harm to play a trick to deprive somebody of preemption by buying it (just on paper) with 20,000 Dirhams but paying to the seller only 9,999 Dirhams in cash and then agree with the seller to pay only one Dinar in cash for the rest of the price (i.e. 10,001 Dirhams). If the preemptor offers 20,000 Dirhams for the house, he can buy it otherwise he has no right to buy it (by this trick he got out of preemption). If the house proves to belong to somebody else other than the seller, the buyer should take back from the seller what he has paid, i.e., 9,999 Dirhams and one Dinar, because if the house proves to belong to somebody else, so the whole bargain (deal) is unlawful. If the buyer finds a defect in the house and it does not belong to somebody other than the seller, the buyer may return it and receive 20,000 Dirhams (instead of 9999 Dirham plus one Dinar) which he actually paid.' Abu `Abdullah said, "So that man allows (some people) the playing of tricks amongst the Muslims (although) the Prophet (ﷺ) said, 'In dealing with Muslims one should not sell them sick (animals) or bad things or stolen things."
Narrated by Sahih Bukhari in his bookImam Bukhari
Hadith (Sahih)
#quotes#أدعية#أذكار#muslim#arabic quotes#arabic#islam#صدقة جارية#allah#صلوا على النبي محمدﷺ#صلوا على الحبيب محمد ﷺ#صلوا على النبي#صلوات#prophet mohammed#صلى الله عليه وسلم#صلى الله على سيدنا محمدﷺ❤#ادب#تمبلريات#نصوص ادبية#free palestine#gaza#palestine#تمبلر بالعربي#فلسطین#المسجد الأقصى#غزة العزة#israel#sahih-bukhari#Imam Bukhari#Sahih Bukhari
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why does stuff on websites such as ubuy and amazon have prices that are completely legitimate but. aliexpress. uuuughhhh. everything on aliexpress seems like a scam because of the tiny prices. i ain't paying 600 dinars for 30 paper masks, the 3k dinar ones seem legit. shoes for just 500 dinars?? an entire pool for less than a thousand?? a house?? A HOUSE?? WHO IS SELLING A HOUSE ON ALIEXPRESS. FOR THE PRICE OF AN AVERAGE CAR?? *sniff sniff* i smell dell trotter selling stolen houses /j
also why can't i pay with cash?? the only credit card i have is the one given to students in my country by the government to buy stuff. thank you government i love you you're cool but why can't i buy stuff of foreign websites too
![Tumblr media](https://64.media.tumblr.com/98ce2cd6b0a97caaf60f32ba118e1a85/473b8b56e2da1017-e8/s540x810/803679673850726101033531dd77e2fd3310abe9.jpg)
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hi hello are you capable of kicking the metatron's ass?
If so, would you please?
Um. I'm not so much a kicker of asses. I hit one guy in the Temple once because he shortchanged me on the dinars-to-zuzim rate when I'd just gotten back home and needed to buy a few doves for, uh, some stuff I got up to in India.
And it wasn't even a very good slap. My buddy Rufus got hit harder than that just for telling a joke about some lady's sheital once.
And for saying stuff like that to people, to be fair. Rufus could never keep his mouth shut.
Anyway, no, I can't kick his ass. And even if I could, I'm a relatively healthy 33-year-old man, and he's a little old dude with a beard. That would look terrible. Nobody wants to see Jesus beating up a little old man. I would look like an asshole, and everybody would lose faith in Me except for other assholes.
You're free to try to deck him yourself if you want to, but I wouldn't advise it. There's like ONE dude who wrestled with an angel in all of history, as far as I know, and he's honestly lucky he just got away with a gimpy leg.
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