#bonus points when it’s very country/western-y

[koravelliumavast]

There’s just something about songs about murder and vengeance that just clicks with me

[shini--chan]

America x(country) reader x Russia Happens in the cold War time The reader is neutral. But they try, that she choose a side.

When I started this account, I had the premotion that such asks would come. And loe and behold they have!

I’ll just sort of mesh these two asks together because they are so similar.

 Yandere Love Triangle: America & Russia

In the case of the victim of their infatuation being human, they would be more careful; at least in the beginning. After countless attempts at wooing you with various levels of success, they would grow bolder and more aggressive. The other making moves on you would also contribute to that.

Alfred stared at your interlocked arms with a distain that was nearly palpable. It was toxic like black gold that was tucked away in the earths crust and just as valuable a fuel that would make him achieve his ends.

One of those was to ensure that you’d never touch the Ruskie as affectionately as you were doing now and that in the future you’d treat him as if he were a leper.

He headed towards you; fingers interlocked behind his back as if he were a brand-new Napoleon that had come to inspect the battlefield.

“Hey little ladybird, whatcha up to tonight”, he suavely inquired as he slided up to you. He ignored Ivan – an insult in its own right to steal his date and not give him a scrap of acknowledgment throughout the whole process.

Your face lit up when you saw him and the charming smile you adopted made his heart to a tap-dance. Jep, you were really the other half of his soul – no denying that.

“Oh Alfred, you startled me. Ivan here is taking me to the theatre!”, you exclaimed giddily and thus coaxed a small smile out of Ivan. One that America desperately wanted to wipe of his nemesis face.

Cheekily, he glided his fingers up and down your free arm all while muttering: “Is that so? You’d rather go to a stuffy place where everybody has a stick up their ass instead of having a fun time with me? Really (y/n), why do you have to break my heart like this!”

Meanwhile, Russia stared at the Westerner like he wanted to take a craving knife and chop those wandering fingers off, like he wanted to take a rusty needle and sow those ever-moving lips shut.

Of course, it could very well escalate into something far more serious, since neither are the type to ever give up. It would be a long and bitter fight and you would have to choose a side before you’d be pulverised by their on-going rivalry. This would only be amplified if all three of you would be countries in the Cold War era.

“And what can you offer besides death and misery, Ivan. Explain, because you seem really delusional to believe there is so much more to you than that”, America taunted. In Russia’s eyes, his enemy couldn’t be more out of place. The latter was exhibiting behaviour more appropriate in a saloon in the Wild West.

With his feet on the table, shoes close to vital documents and a pistole tucked into the band of his slacks like it belonged nowhere else in the world, Alfred could really be a cowboy that had stepped out of the films Ivan’s former boss loved. And such hooligans don’t belong at the negotiation table.

Russia turned away from the window where he had been standing. You weren’t present and there was nothing stopping him from turning America’s tie into a noose. Yet he restrained himself, because he had to present himself as the better option in every thinkable way.

“Far more than the systematic suppression and monotone life that you put on a pedestal, Fredka. And far, far more than you could ever dream of.”

Both of them would try all tricks in the bag. At first them would be lenient, trying to persuade you with honeyed words, promises of prosperity and offering better trade deals. They’d bait you with political ideologies, doing all in their power to depict their respective one as an utopia.

If you wouldn’t submit to either one of them, or to the wrong one in their eyes then the going would become tough. Assassination of important figures, espionage, blackmail, sanctions – those would only be a few things they’d use to coerce you before the option military might would be viable one.

You’d be trapped in a never-ending tug-of-war between them. The only way you’d get out of it, would be if their bosses pulled the leash or if one of them believed you to be dead. The only scenario where you’d permanently stay by one of them would be if the other didn’t have to resources to retrieve you or if the consequences of doing to would be too severe.

 America

Would burst on the stage like a firework. He would want you to have your sole focus on him. With his magnetic charm it would be easy and even if he wouldn’t ensnare you immediately, he would win the people around you. Alfred would use them as pawns to win your favour and also as informants. So, in a way, he’d be supplied with a constant stream of information about you without having to do the dirty work himself.

America would largely rely on his exuberance and charisma to woo you. He is the sort of person that radiates success and that would play a lot in his favour. Additionally, he would see it as his right to boast.

He’d be more aggressive and straightforward than Ivan. It wouldn’t be a great secret that he wants you for himself and at the very most that Russia has the role of an antagonist in the story. Surprisingly, he’d be the first to whisk you away should push come to shove.

 Russia

Ivan would be the more cultured of the two and that would be a large bonus point for him. He would take you to the theatre, to concerts and dining with you in nice restaurants. At night he would tell you stories. In short, he’d come of as a perfect gentleman.

But beware, there are very sinister things lurking beneath the surface. Russia has been largely desensitised to violence so if you’d come crying to him because of some minor matter, he would be puzzled and see you as weak. Furthermore, while he wouldn’t do it in front of you, he wouldn’t shy away from … aggressive negotiations.

He’d also be the sort to keep close tabs on you. Without your knowledge, he’d open your post and search your living quarters for information. Should you have a journal or diary, then it would be a jackpot for him. Furthermore, he would monitor your conversations and wire-tap your phone-calls.

[ninjanonymous]

I’m pissed off, and sad, and scared, and I have a lot to say right now. This all needs to be said, for my own sake if not for anyone else’s.

Very recently, the Supreme Court ruled 7-2 that employers under the Affordable Care Act are now allowed to roll back access to birth control for their employees, as long as their religion disagrees with it. This ruling was made in the name of religious tyranny, and NOT that of religious freedom. Christian-run businesses can now force their beliefs onto their employees by actively denying them the healthcare that they very much need.

Can you imagine the outrage there would be if SCOTUS decided that it was suddenly okay for a Muslim-run business to break FLSA standards during Ramadan? After all, if a Christian-run business shouldn’t be forced to pay for all ACA-protected aspects of an employee’s healthcare, why should a Muslim-run business have to sacrifice profits when eating lunch during Ramadan is against their religion?

“Oh, but there are federal protections to keep something like that from happening.” Are there? Are there really? The ACA gave employees FEDERALLY PROTECTED access to birth control through their employers, because an employer’s religious beliefs shouldn’t be used to control the freedoms or hurt the wellbeing of others. Now look where we are.

This court ruling essentially dictates that religion can make you exempt from federally-mandated rules for the sake of profit. It puts the employer’s beliefs above the beliefs and wellbeing of their employees. It puts any company’s self-proclaimed God over the law, and allows them to forgo worker protections because, according to them, it’s what Jesus would want.

And where do we draw the line? Should a company that’s run by a Jehovah’s Witness be allowed to deny coverage for a needed blood transfusion? Can a religious company claim that any illness is a righteous punishment from God, and the use of modern medicine to treat it would be sinful? What would that mean for something as devastatingly expensive as cancer treatment? What if the CEO doesn’t agree with vaccines? And really, why even stop at access to healthcare when there are any number of ways that a company could encroach on their worker’s rights in the name of God?

Too many people in this country are entirely dependent on their employers for their health insurance. Healthcare costs in America are the highest in the western world by far, and life-saving treatment is often prohibitively expensive without it. This SCOTUS decision may ultimately deny many Americans their constitutional right to life.

Employers pay private insurance companies to provide care for their employees. This is a blanket expense. They don’t get an itemized bill for the healthcare that they’re covering. They’re paying for general healthcare coverage to be provided by insurance company, and that’s it. The employers are not the insurance companies themselves. They are not the ones processing the claims and choosing which to deny and which to cover. Your medical record is private, protected information. Your employer does not have access to that information under HIPAA. If your employer isn’t allowed in the room with you during your doctor’s appointment, they absolutely shouldn’t be allowed to pick and choose what care you can and can’t receive.

These companies are literally just saying, “see that person right there? I don’t like that they’re on birth control, because I’M a Christian, and that’s against MY beliefs, so now THEY can’t have it.” A Christian forcing their beliefs onto someone else isn’t religious freedom, just like a Muslim forcing their beliefs onto a Christian wouldn’t be. This is religious tyranny the and Christian-backed persecution of women.

And for this specific ruling, it really is that arbitrary. This ruling is a poorly-disguised move to further strip away the rights of women in the name of Abrahamic theocracy. The idea that this decision would save money for these employers is completely asinine, considering good reproductive healthcare and access to birth control reduces long-term costs overall (I will be adding the stats and sources to back this up in a later post).

And here’s an important reminder for you all: reproductive healthcare is still basic healthcare. Taking care of one’s needs regarding their reproductive system benefits their overall health. And even if you disagree with me there, “birth control” is a pretty damn big misnomer. While it is commonly used to prevent unwanted pregnancies, there are a myriad of other reasons that a woman might need it for.

Birth control can control hormonal acne. My own mother was put on it for this reason back when she was a teenager.

It can be used to help regulate one’s mood. A dear friend of mine is on it for this reason. She suffers from severe depression, occasionally to the point of suicidal ideation. I am fucking terrified about what this court decision could mean for her.

It reduces one’s chances of getting uterine cancer. I have a family history of uterine cancer, and it can be hard to detect. They only found it in my grandmother by chance when they were performing an unrelated surgery.

It reduces your chances of forming ovarian cysts. Women with PCOS often suffer from these, and they can be quite painful. My mother had to have a football-sized ovarian cyst removed from her abdomen, and histology found that it contained pre-cancerous cells.

It can relieve symptoms of PMS and PMDD. Again, this is a form of hormonal mood regulation, as well as a means of controlling many of the unfortunate physical side effects of the menstrual cycle. PMS and PMDD are often topics of ridicule, but their symptoms can have a serious negative impact on one’s day-to-day life. I’ll add more information on this later, since there’s a lot to cover.

It can help regulate one’s menstrual cycle. For reasons I shouldn’t have to explain, knowing when blood and viscera is going to start pouring out of your crotch really helps with being prepared to deal with it. It also helps to avoid really embarrassing situations in public, or the need to clean bloodstains out of clothes and furniture. Irregular periods are a gruesome guessing game. I’ve been there. I don’t want to go back.

It can make your periods less painful. Periods happen when, once a month, the uterus sheds its inner lining. As in, the person having their period is bleeding internally, because one of their organs is shredding and expelling parts of itself from the inside. That shit hurts. Many women have reported vomiting or passing out from period pain. For me, the average period cramp can be compared to really bad gas or diarrhea pain. You know, the kind that has you breaking out into cold sweats on the toilet while you silently beg for mercy to any god that might be listening. Fun, right? I’d recon my pain level is about the average, too.

It can be used to manage menstrual migraines. Did you know some women get migraines in conjunction with their periods? Migraines are debilitating. Imagine having them chronically, getting them frequently around the same time every month, then being denied affordable access to the one medicine that was keeping it in check because your asshole boss says that Jesus wants you to suffer. Bonus points if you get fired because the migraines had a negative impact on your ability to work.

It can reduce your risk of anemia. Some women get really heavy periods. Like, crazy heavy, to the point where they bleed so much that it’s unhealthy. Technically speaking, I fall into this camp. I’d hemorrhage to the point of needing a transfusion if I went long enough without birth control. Gee, I sure hope the insurance-throttling company that I work for isn’t run by a Jehovah’s Witness.

Birth control is the only non-invasive way to control uterine fibroids, which often go hand-in-hand with endometriosis. These are non-cancerous growths within or around the uterus can cause uncontrolled bleeding, and may be quite painful in and of themselves. A ridiculously high number of women have this, myself included. Most women that have them have no or very few symptoms. I was not so lucky.

And that’s just a few of birth control’s many uses. And actually, let me talk about my fibroids some more for a second, just so you all have a better idea of what it means to live with this shit. TMI time. I take birth control. I’ve been taking it regularly for about five years now. I’ve never had sex before, and I don’t plan on it any time soon. This is the one and only reason I’m on the pill.

Five years ago, during my freshman year of college, I started bleeding out of the blue. Really, really badly. This “spotting” was sudden, and heavy, and unrelenting. I’d completely bleed through a super tampon in less than two hours, when one of those would last a good eight hours on my heaviest day during a normal period. I had to sleep with towels on the bed, and set an alarm to wake up early so I could take deal with the shed blood before it got too bad, and to give myself extra time for cleanup before classes. After going from horizontal to vertical for the first time in several hours, getting to the bathroom was a race against time and gravity.

I lived like this for a full month. Tampons and pads, for those of you that have had the privilege of never needing to buy them, can get really pricey. Doubly so for a broke college student, triply so when they need to be extra-large packs containing extra-large products, and quadruple-y so when that broke college student is still managing to bleed through those products at an absurd rate. And, it hurt. The pain was worse than usual; the camps were sharper, more persistent, and sometimes it felt like someone was jabbing a big needle into my abdomen and twisting it around. I was taking OTC painkillers constantly, and they barely made a dent in the pain.

The bleeding started just over a week after my last period had ended, so it was way too early for it to be my next cycle. I figured that maybe my cycle was syncing up to my roommate, or some other chick on my floor had some weird hormonal imbalance, and the outside interference from other people’s hormones was screwing with me enough to make my own body act weird. I figured I’d just have to wait out this one bad period, and everything would settle back down to normal. But, two weeks passed and absolutely nothing changed. The bleeding wasn’t slowing down, and I started to get worried that it wasn’t just an abnormal period. I waited a couple more days, then booked an appointment at the health center. It was more than a week until they could see me.

The consensus was fibroids. They couldn’t give me an official diagnosis without an ultrasound, but all signs pointed to that one conclusion. They said that the only way to make the bleeding stop was by taking birth control. I wasn’t happy about it, since my mom had me convinced that birth control would actually increase my risk of cancer (not true, as I later found out), but I agreed anyway. The nightmare was over a few days later.

So, off topic but still related, I had surgery on my foot a couple months ago. It had to be immobilized for a while, and I was put on blood thinners to prevent any clots from forming while I recovered. Birth control pills can actually increase the risk of blood clots, so I made the choice to hold off on taking those for a while, just as an added precaution. Sure enough, only five days later, the bleeding and the pain was back. Again, it had been only a week since my last period.

I still need to be on birth control. It is a medical necessity for me. My fibroids are still around, and I’ll still spot and cramp up if I miss a pill. I’ve recently been told by my doctor that a permanent fix, and my only other option for treatment, is a hysterectomy. I am 22 years old. Most surgeons would never dream about performing that procedure on me, even if it didn’t already come with its own health risks.

And hell, even if it is used just to prevent pregnancies, what gives someone else the right to deny a woman her bodily autonomy? Human beings are sexual creatures. They’re going to fuck, regardless of whatever laws or religious doctrines are involved. We are quite literally built to have sex, and it’s entirely healthy to do so. There are plenty of peer-reviewed studies that go into detail on the matter; just hop onto Google Scholar and see for yourself. And, maybe, preventing pregnancy is a need in and of itself. What if a woman has a condition that would make pregnancy extremely high-risk? Is she not justified in taking birth control to protect herself from grievous injury? If she’s married to a man, does that married couple not have a right to sleep together without fear of one of them literally dying for it? Even by Christian standards, it doesn’t seem right.

This decision that the Supreme Court has made is utterly shameful, and countless law-abiding American citizens will now be denied access to needed care that they otherwise couldn’t afford without insurance coverage. This is truly a loss for America and her people, and one that will cause suffering for decades to come.

[profoundgardenertree-blog]

wisconsin teachers insurance

"wisconsin teachers insurance

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Hello, I need some help in with Car Insurance...............So, I want to purchase a Honda Accord coupe iES 1997-1999, I went on those car insurance compare sites and was quoted over 4000pounds!!! Here is the information I gave there, i was born in 1990, have license for 5 years, I have an international drivers license, I started living in the UK in April 2013, unemployed......Can someone please tell me why i was quoted so much money!! I even tried putting my partner who has been driving for 14 years and no luck! Is there any way for me to get cheaper car insurance? And is comprehensive or third party cheaper for me? Thankxx""

Can I be on someone's auto insurance policy if I don't live with them?

I'm 16 and I would have my first car if it wasn't for insurance. I got some quotes and the cheapest one was like 316 a month. Is there any way I can be on my grandparents' policy if they live 60 miles away? I go up there almost every weekend. Also would it be cheaper if I was on their policy versus me having my own? Thanks in advance.

POLL: What kind of car insurance do you have?

I've just become curious due to all of the car insurance commercials; Progressive, Allstate, 21st Century, Geico etc. which do you have?""

Cheap moped insurance company?

Cheap moped insurance company?

Got into a car wreck w/o insurance!?

The other day I accidently backed into this couple that have full coverage insurance. I believed everything was okay until an investigator called and left a message saying that my brother had cancelled my insurance. Therefore, I didn't have any insurance at the time of the accident. The person I hit did not get a ticket and I did not get a ticket. What is going to happen with this? Will I loose my lisence or will I have to pay for their car damages even though they have full coverage? If I call and get car insurance today, will it be effective for the accident?""

What is an insurance quote?

Can someone explain to me just what the heck an insurance quote is?

Is it cheaper to get on your parent's car insurance or have your own separate claim?

I will be purchasing car insurance really soon and comparing qoutes of different companies and want to know which is best

I am 30 and just got my UK licence and want to buy a car. Any tricks to getting cheap insurance?

I have had my NZ drivers licence since I was 16 and many years of no-claims. However, I haven't owned a car or insurance policy in the UK. Any tops for not having to pay very high premiums? I would love to get a sports car, but it's looking very expensive. (Would it be worth registering in girlfriends name and being a named driver?)""

Question about insurance coverage?

Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened? WILL CHOOSE BEST ANSWER

Instead of buying auto insurance is there a way to just have a savings account just for $coverages?

So all US states require all cars on the road to have insurance ... since insurance is just dollars put asside for release in the event of emergencies or other pre-determined event ... why cant I just put $100,000 into a bank account and call it my auto liability account and have my car insured with the state under my name providing that I don't touch those funds?""

Do you have to have car insurance to legally drive?

Do you? and do you have to have car insurance to buy a used car say from maybe someone on craigslist? can you get a license plate for your new used car if you don't have car insurance?

Insurance for a honda civic?

I am 16 years old getting insurance for the first time got my licence a week ago never driven on it.....i want the simplest insurance ever something that will let me drive my car legally

wisconsin teachers insurance

wisconsin teachers insurance

How to get health insurance for children.?

I'm trying to find info on getting insurance for a child. Does anyone know how a father that is ordered to provide the health care for his child but does not have custody can apply for programs like CHIPS. No insurance is offered through his job and I'm not sure what programs he can apply for since the child does not live with him. We are in Texas. Any info would help. Btw the mother cant qualify because of the new husbands income.

CAR INSURANCE - how can I insure my car in a California so my son can drive it even though I live in Florida ?

PROBLEM I own a car that my son drives. He lives in California and will have a California drivers liscense there. I live in Florida. what do I do. The car obviouslyt is in California as well.

Why would insurance for a 50cc cost 500?

its a 2007 50cc motorbike which i would like to insure in aberdeen, kept in a garage and locked. im 16 and have passed my cbt but not full lisence, the cheapest quote i could get was 480, and that was third party cover only. is their anything i can do to lower the cost and where can i get a cheaper quote http://www.pistonheads.com/sales/1898234.htm < the bike""

Monthly car insurance?

Hi, im 17 and recently passed my test and bought a 2000 fiat punto. Now for insurance, can you get insured monthly and if so what are the best websites to use? Personal experiences would be good cheers""

Car insurance for students UK?

My son is on my car insurance as a named driver. He's 19 and held a clean licence for 2 years. However, he's off to university in September and will only use my car when home...probably only for the odd day here and there. Is there any insurance company who will add him as a named driver for a few days each time he comes home thus enabling me to go back to my usual extremely low payment? I'm a 50 something driver with a totally clean licence and max no-claims.""

Car Insurance Rates?

I am a 19 year old college student in VA. Currently my parents pay for my car insurance and cell phone bill. I would like to pay these on my own and was wondering what I could expect to pay for my insurance. I know that rates are highest for young single males, but I have had my license for 2 years, and I haven't had one speeding ticket or citation or anything. I haven't even been pulled over. So my record is good. Also, I have been in no accidents. So, what could I expect to pay? Thanks!""

What do we tell the insurance company and what will happen?

Ok, my mother let my 14 year old son drive her car around the yard. He somehow managed to hit the house, both my son and the house are relatively unscathed, The car on the other hand is a different story. So my question(s) is/are what do we tell the insurance company? Do we tell them that he was driving the car, maybe just say he was moving it so we could mow around it? If we do that what will happen to him, if anything? Do we say that one of us licensed adults did it? What will happen to us? We're trying to avoid the $500 deductible and go around insurance completely, but it's looking like it's going to cost quite a bit more than $500, so we are trying to weigh our options out and see what is our best route.""

Do I have to have car insurance in wis?

I have a car that is old, ( a VW Fox to be exact) and i was wondering if i need to have car insurance for it? i use the car for nothing more than to drive to work and back, because of the amazing gas milage, but i was woundering if im going to get into trouble if im ever pulled over and dont have insurance. I live in WIS so keep that in mind. Any help would be welcome. thx ahead of time.""

Can anyone suggest me a auto insurance company?

i have japan based luxury car. my friend saying pay insurance in a good company. so i am searching company? thank you.

Will they provide motorcycles at a motorcycle safety course?

I want to buy a Kawasaki ninja , but i dont know how to drive on its easy to learn i driven motor bikes over seas but its not the same. Well the motorcycle satey course will the provide a motorcycle a sports bike not a cruiser? and what do i need to bring exactly? Do you guys know on average how much motorcycle insurance cost for a 19 year old?? I know its different from different parts but from where your from. Detailed answers are much appreciated thanks guys!""

Can I claim health insurance costs?

If i am retired, 55 and have to pay my own health insurance, can I deduct them on my income taxes. Lets say the monthly premium is $500 and my anual income is $24,000""

For a 17 year old - how much does a car cost to run each month?

when i pass my test, i don't know whether to a actually buy a car. i'm 17 and if i bought a car, how much would it roughly cost to run including the insurance, maintenance, mot, and everything except for the petrol/diesel. the only problem is, i don't think i actually need the car as i'm at college with a bus pass, but in the summer i want to drive lots of places with friends like go camping etc with a car. i was interesested in renting one as it seems ideal for my wants, but you need to be like 22 to rent. is this true? to anyone who is driving at 17 in the uk - is it worth it or is it too expensive?""

Why are so many insurance companies hiring agents?

Is it because of the government trying to force coverage on people?

When does the health insurance bill take effect?

I live in Georgia and was wondering when I need health insurance by

Do you need car insurance to visit on a army base?

Well I am going to visit my friend on the Fort Lewis, Washington army base. and he is saying I need car insurance? Well my coworker said no but if you do get pulled over on base without car insurance the ticket is double. So do I need it to go on base? I will only be there for three days. Thanks.""

Whats the cheapest car insurance for someone that has points on the their driving record.?

Whats the cheapest car insurance for someone that has points on the their driving record.?

Insurance's on a 16 year old driver?

i am 16 years old and i am looking for cars.. i found a used 2006 audi a6, i really like it and i want it to be my first car!!! does any body know how much it would cost too insure me under it ??????????""

How much does car insurance cost?

I'm saving up for a car and I wanna see how much I will be spending. I know it'll be a lot so I don't want any advice that I should really think about it and stuff I just want answers please. I'm 18 and I'm barley gonna get my lisence. I wanna get atleast a 2011 scion tc. How much will insurance cost? I know it'll be a lot cause of the car and cause I'm a new driver and stuff. And if anyone knows how much a 2011 tc will cost and how much I would have to pay a month for it that would help too. Can someone give me an estimate please. Thanks a lot.

Do I HAVE to have car insurance in order to drive?

So I just got my license a few days ago, and I'm confused with the whole insurance thing... I am not getting my own car until I graduate high school, which won't be for like a year ish. So do I need insurance in order to drive my parents car OCCASIONALLY? Both my parents have car insurance. So pretty much, it would have been better to just have my permit where I don't need car insurance, instead of getting my license and being forced to get car insurance even if I'm going to be driving RARELY? Whereas with my permit, I could drive within hours with an adult for as long as I want without needing car insurance.........""

Do I need road tax to get insurance?

My car was SORN declared and now I need insurance to get road tax. I did not keep on my insurance as it was off the road for some time. I have the MOT but do I need road tax to get insurance? Bit of a catch 22 situation!

Where can I find information about female car insurance? Is it really cheaper than for men?

Where can I find information about female car insurance? Is it really cheaper than for men?

Question about gap insurance?

I just wanted to know about how much the dealer charges for gap or at least an average. I refinanced my vehicle and am awarded a refund of my gap because the new financing is offered with it. So I don't know if anyone has gone through this, but if you have any answers please let me know. Thanks in advance.""

Suggestions on where to purchase good health insurance?

My husband and I are looking to purchase health insurance. We are young (under 25), healthy (non-smokers) and looking for coverage mainly for doctor's office visits and prescriptions. Can anyone recommend a good website or insurance company that we can look at to choose a plan? We live in Michigan if that makes a difference too.""

I am planning to buy medical insurance. Which insurance company provides affordable service with good service.

I am 25 working as a consultant but my company doesn't provide insurance. I am looking for a good insurance company to provide me with affordable service. Also what does term Plan type, Deductible, Coinsurance and Office visit mean in simple terms. I work in seattle.""

What is the cheapest car insurance for a new student driver?

What is the cheapest possible car insurance for a new driver who is 17 years old and drives a 2005 ford explorer? I also live in NJ. I'm looking for the cheapest car insurance possible. The plan is for me only, no other drivers to be added. I need answers asap. Please help!""

wisconsin teachers insurance

wisconsin teachers insurance

Who is the most dependable Motorcycle insurances and the cheapest?

What all do I really needfar as coverage..I have good medical already...what's the minimum coverage? I have a new HD fatboy 2006 with the 1689 cc with custom pipes. I just wantthe basic coverage. How much is a good premium?

State Farm Insurance Policies?

How old do you have to be to get your own car insurance with state farm?

About NRMA Car Insurance?

My grandma was driving and she was insured with NRMA. But since the past few weeks she just stopped driving and started taking public transports since she wasn't travelling to far. And the insurance expiry date is due, which mean she has to pay to continue to be covered. I was just wondering if its possible for her to not making the payment and pause the insurance for a while? Or is it compulsory to have an insurance with the car all the time?""

Cheap cars to insure at 21?

ok so i am looking for a cheap car that will not cost me  for insurance the cheaper the better the car does not need to be a top of the range brand spanking new thing for all i care it can be from 1970 as long as the insurance for them are cheap

Insurance ........................?

i m working for a insurance company and doing 100000 rs business(premium collected in regular plans what should be myjustified salary

2006 cadillac cts insurance rate for teens?

i want my dad to give me his car but i wanted to know how much the insurance would be its the base 2006 2.8L cts and its salvaged , so yeah state farm rates would be a +, State of California""

Health insurance?

im 21 years old i dont know anything about health insurance what affordable insurance would you recommend?? i want to get braces

Was it wise for me to cancel my car insurance?

I had gotten into an accident. ICBC says it's 100% my fault, and I did just file an injury claim for myself and my family members that were in the car with me. I don't think my car is drivable, but if it is, then it's not worth fixing because I don't have collision and it would cost more to fix than how much I had bought it for. What I did yesterday, was cancelled my car insurance. But I was just talking to someone who told me that it wasn't a good idea to do that. And now I'm doubting myself. Will this be held against me? The person in the other car claimed injury and her car is also damaged. Did I just dig a deeper hole for myself?""

Why does Infinity car insurance suck?

everytime i called them for help they always sounds like they are mad and rude at the same time, and they don't even care about helping me out just by the sounds of their voice!!! my question is what a good car insurance out there???""

Cheapest car under 1000 to insure?

I'm 17, male and want the cheapest insurance possible.""

Arizona residents who are familiar with medical insurance?

If you live in the Maricopa valley area, do you happen to know who the biggest insurance (medical) providers are. Other than ACCHS? Thanx""

How I can get health insurance coverage?

Did any one have any idea how I can get health insurance? Thanks God I have a lot health problems and I can't afford buy individual health insurance because my existing health issues. i try to find job with health insurance but i cant is hard

How much would car insurance be for me?

I'm 15.5 and I really want to get my learners permit, but I gotta talk my parents into it. I would pay for EVERYTHING. I just need to know how much. I know its hard to calculate, but please estimate! :) When I buy insurance my info will be 16 years old Male 3.8 GPA driving a 2012 Jeep Wrangler Los Angeles California And I would want medium coverage the help would be great! thanks :)""

16 year old girl car insurance?

When I get my license, my parents will be putting me on my own plan and will be having a 1995 Geo Tracker in my own name. On average, how much would it cost a month to get the insurance I need? I'm hoping to be getting $450 a month. My cumilative GPA is a 3.2 I don't know what other information would be helpful.""

Affordable health insurance?

if any of you guys know any good and affordable health insurance in NJ. We(my wife and I) really need one that we could afford. Thank You!

How much should car insurance cost me?

im 16 and ive been saving some money for a while and i bought a 1998 honda civic, im currently paying $265/month for insurance is that too much, because im not sure im going to make the insurance this month because my hours were cut""

""Life, auto, and home insurance questions?""

The type of life insurance often used as mortgage insurance is: A. decreasing term. B. universal life. C. whole life. D. homeowners insurance. Expensive jewelry is usually insured by a(n): A. umbrella policy. B. replacement cost rider. C. policy floater. D. named-perils policy. The U.S. Congress added disability insurance to the Social Security Act in 19____. A. 35 B. 54 C. 65 D. 72 This type of auto insurance coverage would help pay your medical expenses, if you were injured by a hit-and-run driver. A. Uninsured motorist protection B. Comprehensive coverage C. Medical payments D. Collision insurance As a rule of thumb, experts say that most married people should carry ______ times their net pay in life insurance coverage. A. 2 B. 3 C. 4 D. 5""

Why do women get lower car insurance rates?

Is this true? Are women's car insurance rates lower? like here: http://bestquoteus.com/carinsurance/womencarinsurance.html

Car insurance and crash?

ok well last night it was rainy and i was going down a street i tryed to stop and take a turn but i lost control and went over the curb scraped the left front of my car pretty bad. the damage was my front bumper is pretty much destroyed, the mirror broke off, wrecked the front left tire, and a huge long dent on the front left top of the car just before reaching the front hood and also a hole near the door and now i cant open the front door all the way. after i had to change the tire and i drove home. this was my first crash involving car insurance and im 17. will i still be able to drive if the car insurance covers it? i really dont know whats about to happen.""

I am looking for my auto insurance statement so I can see if my husband paid our insurance?

where do i go on the net so that I can view our previous payments on our insurance

What is the best life insurance to get BEFORE melanoma diagnosis?

I am 99% sure I have melanoma on my leg. Have apt soon to get this confirmed and staged and start the process. I am a nurse, I know the process, and know the outcome can be one of many. I do not currently have any life insurance, never have. I have 2 small children and it is JUST me and then, no close friends, no family. Worst case scenario, if I only have a short time to live, what would be the best LIFE insurance I can get before getting this diagnosis? I would need something in which they could not cancel me if I am diagnosed with cancer within days of purchasing a premium. Today is May 11th, I should have my diagnosis by May 29th. I would like the biggest policy at the most affordable rate (I don't make as much money as you would think), but its also important that I get the fewest stipulations. By the way, I hate to admit it, but I am a smoker. I quit from 2009 to late 2010, but then started up again when I started RN school (am an LPN now, graduate from RN school in 3 weeks). Any solid advice would be appreciated. In laymens terms please.""

""Best car insurance, in your opinion?

I'm getting my car insured by myself for the first time and would appreciate any advice!!

Cheap florida health insurance?

my wife and i want to have a child but cannot afford to pay for the complete doctors visit and all.. we do not qualify for medicaid what insurance that is affordable can we use?

Renault clio 1.3L 16v Insurance costs?

how much will it cost to insure me in a Renault Clio 1.3L 16v when i am 17 using a provisional license

Insurance policies and pre existing conditions?

i have been looking into to health insurance policies.Since i no longer can carry a HMO through my state since they are doing away with the program altogether. I dont know what to look for, for the best usage of my money. I have had some medical issues come up but have not really been diagnosed with anything yet and need to have a procedure and a few test done but because i do not have insurance then they want an outrageous down payment that i can not afford. So my question is, what policies should l look for? should i be looking into pre existing health insurance? Is short term health insurance something i should steer away from? i need health insurance like yesterday!""

wisconsin teachers insurance

wisconsin teachers insurance

https://www.linkedin.com/pulse/birmingham-alabama-cheap-car-insurance-quotes-zip-35208-cletus-turner/"

[wayneooverton]

Top Five South Pacific Dive Destinations

The Pacific Ocean reaches staggering depths of over 30,000 feet (10,000-plus m) and is home to between 20,000 and 30,000 islands. And boasting Melanesia, Micronesia and Polynesia, the South Pacific is a diver’s dream destination. The islands offer something for every diver plus glorious weather topside year-round. Landscapes are diverse and marine life ranges from plentiful macro life to the ocean’s giants. There are numerous wreck-diving opportunities, caves, islands and atolls to explore, and of course the friendly welcome of the Pacific Islanders. The constantly warm water means a shorty, 3mm or 5 mm wetsuit is plenty to enjoy this paradise. Here are our top five South Pacific dive destinations.

Micronesia

Where is it: Western Pacific 

What makes it special: The region of Micronesia encompasses thousands of small islands. It includes several sovereign countries, including the Federated States of Micronesia, Palau, Kiribati, the Marshall Islands and Nauru, as well as the U.S territories of Guam, the Northern Mariana Islands and Wake Island. The most well-known dive destinations are Chuuk Lagoon and Palau. Chuuk Lagoon is world-famous among wreck divers for its abundance of World War II wrecks, resulting from the American attack on the Japanese fleet, known as Operation Hailstorm. Ranging in depths from recreational to technical, 44 ships and 250 plane wrecks await exploration in the largely current-free lagoon.

Palau is also home to world-class wreck diving, plus caves, drop-offs, drift dives and abundant marine life. German Channel is a great dive for spotting manta rays and Ulong Channel offers the opportunity to fly with the current past the world’s largest lettuce coral.

Why they’re good spots for a liveaboard: Both Palau and Chuuk are remote destinations for most divers and, in the case of Palau, widely scattered dive sites. Exploring via liveaboard gives you a chance to see the most while you’re there. There are a variety of good options, including the S/Y Palau Siren liveaboard and the Truk Master.

Details: There are dives suitable for all experience levels in Micronesia, though some dive sites in Chuuk will require wreck and/or technical certification because of depth. The water is between 79 and 86 F (26 to 30 F) year-round. Liveaboards depart from Koror in Palau and Weno on Chuuk; both have international airports.

When to go: The best time to visit Chuuk Lagoon is all year, given its sheltered nature. The dry season falls between December and April. Palau’s dry season and calm seas coincide with the high season of December to March. The low season months of May, June and September have more variable weather than the shoulder season months but offer quieter dive sites and lower prices.

French Polynesia

Where is it: South Pacific 

What makes it special: French Polynesia is made up of 118 islands and was one of the last places on Earth settled by humans. Only half of the islands are inhabited, and the archipelago is rich with underwater landscapes and marine life. French Polynesia offers atoll diving, drift dives and big pelagics. Rangiroa is a dive highlight, being one of the largest atolls in the world at almost 66 square miles (170 km2). Divers can see schools of gray reef sharks, occasional tiger sharks, Napoleon wrasse and manta rays. Fakarava atoll is home to numerous gray reef sharks and plenty of manta-cleaning stations. Other Polynesian dive highlights include spawning marbled groupers and the pristine corals of Pakaka Pass at Apataki.

Why it’s good for a liveaboard: It’s easiest to access French Polynesia’s most remote dive sites by liveaboard, which will really allow you to explore the area in depth. Fakarava atoll is so diverse that some liveaboards spend their entire safari diving its different sites. Liveaboard vessels include the French Polynesia Master.

Details: French Polynesia is best for experienced divers, as currents in the atolls can be very strong. You’ll often need a reef hook. To dive in these conditions, Polynesian authorities require divers to be rescue-certified if they wish to go below 98 feet (30 m). The water temperature ranges from 75 to 83 F (24 to 28 C). Fa’a’ā Airport on Tahiti island is the only international airport; you can take domestic flights from there to reach liveaboard departure points.

When to go: Scuba diving is possible all year. January to March are humid but offer the warmest water temperatures, while July to November is drier and cooler. You can see humpback whales during the colder season and marbled grouper spawn in June and July.

Papua New Guinea

Where is it: Southwestern Pacific 

What makes it special: Papua New Guinea, or PNG, is a truly diverse nation, made up of over 600 volcanic islands and atolls and with over 852 known languages. It has spectacular reef, wall, and seamount diving. You can see six of the seven sea-turtle species here and more than 2,000 species of reef fish. Muck diving offers bizarre critters tucked into coral gardens and black sand at dive sites such as Kimbe Bay, the Witu Islands and Father’s Reefs. Milne Bay features a variety of World War II wrecks as well as fantastic muck diving. PNG is paradise for underwater photographers, with the bonus of few other divers and peaceful, remote dive sites.

Why it’s good for a liveaboard: PNG is another remote dive destination that’s a fantastic choice for a liveaboard. Friendly locals will often paddle out to trade fresh produce with visiting boats.

Details: The diving is suitable for all levels of certified divers, though PNG is best for intermediate or advanced divers to take advantage of the variety of sites. Water temperatures vary from 79 to 88 F (26 to 31 C). You can reach PNG via flights from nearby countries such as Australia. Domestic flights depart from the international airport in Port Moresby. If possible, divers should pack light, as domestic flight baggage allowance can be as little as 22 to 35 pounds (10 to 16 kg) for checked baggage.

When to go: Diving is good all year and the high season is between May and November. The climate is hot and humid year-round.

Marovo Lagoon

Where is it: Solomon Islands, South Pacific 

What makes it special: With 922 islands, the Solomon Islands are a popular dive destination in the Pacific for wreck and reef diving. Sites are uncrowded and offer diverse marine life as well as World War II wrecks and dump sites. One of the most remote destinations within the Solomon Islands is Marovo Lagoon, the world’s largest saltwater lagoon and also the home of a double-barrier reef. Nearby sites also feature plenty of World War II wrecks and Being once occupied by U.S forces in World War II, there are plenty of wrecks and White Beach’s seabed in the Russell Islands is littered with boats, trucks and jeeps that have become flourishing artificial reefs. Marine life includes schools of barracuda, turtles, sharks, manta rays and even the occasional salt water crocodile.

Why it’s good for a liveaboard: Liveaboard safaris allow you to see the very best of the Solomon Islands, reaching sites that are otherwise inaccessible. The well-known Bilikiki will get you there in style.

Details: Dive sites in the Solomon Islands are suitable for all experience levels. The water temperature varies from around 79 to 83 F (26 to 28 C). The capital of Honiara is the gateway to the Solomon Islands and is accessible via flights from Fiji or Australia.

When to go: Diving is possible year-round. The rainy season falls from November to April and cyclones rarely occur in this area.

Hawaii

Where is it: United States, North Pacific 

What makes it special: While Hawaii is certainly less exotic than many of our Pacific picks, the broad range of dives should keep divers of all interests and abilities busy. The Hawaiian island chain is made up of 132 islands with plentiful dive sites and constantly changing underwater scenery thanks to the active volcanoes. The Big Island has more than 50 dive sites with lava tubes, coral gardens and numerous endemic fish. Kona is famous for its night dives with manta rays and Oahu is home to countless eagle rays, frogfish, turtles and the YO-257 and San Pedro wrecks. The Molokini Crater of Maui is a dive highlight and First and Second Cathedral in Lanai will delight with beautiful light shafts and topography. Although you cannot dive with them, visitors from November through May should book a whale-watching expedition to get a closer look at some of Maui’s large, seasonally migrating population of humpback whales.

Why it’s good for a liveaboard: Exploring Hawaii by liveaboard allows divers to explore the best of each island more easily and to reach the more remote island dive sites, all during one safari.

Details: Hawaii diving is suitable for all experience levels. The water temperature varies from 75 to 79 F (24 to 26 C). Hawaii is easily accessible from various international airports.

When to go: Diving is possible year-round but the best time to dive is during the winter months as mentioned, when divers may hear humpback whale songs as dive.

This article was written by divers and writers of Liveaboard.com

The post Top Five South Pacific Dive Destinations appeared first on Scuba Diver Life.

from Scuba Diver Life https://ift.tt/2LHzNm2

[mrbobgove]

Top Five South Pacific Dive Destinations

The Pacific Ocean reaches staggering depths of over 30,000 feet (10,000-plus m) and is home to between 20,000 and 30,000 islands. And boasting Melanesia, Micronesia and Polynesia, the South Pacific is a diver’s dream destination. The islands offer something for every diver plus glorious weather topside year-round. Landscapes are diverse and marine life ranges from plentiful macro life to the ocean’s giants. There are numerous wreck-diving opportunities, caves, islands and atolls to explore, and of course the friendly welcome of the Pacific Islanders. The constantly warm water means a shorty, 3mm or 5 mm wetsuit is plenty to enjoy this paradise. Here are our top five South Pacific dive destinations.

Micronesia

Where is it: Western Pacific 

What makes it special: The region of Micronesia encompasses thousands of small islands. It includes several sovereign countries, including the Federated States of Micronesia, Palau, Kiribati, the Marshall Islands and Nauru, as well as the U.S territories of Guam, the Northern Mariana Islands and Wake Island. The most well-known dive destinations are Chuuk Lagoon and Palau. Chuuk Lagoon is world-famous among wreck divers for its abundance of World War II wrecks, resulting from the American attack on the Japanese fleet, known as Operation Hailstorm. Ranging in depths from recreational to technical, 44 ships and 250 plane wrecks await exploration in the largely current-free lagoon.

Palau is also home to world-class wreck diving, plus caves, drop-offs, drift dives and abundant marine life. German Channel is a great dive for spotting manta rays and Ulong Channel offers the opportunity to fly with the current past the world’s largest lettuce coral.

Why they’re good spots for a liveaboard: Both Palau and Chuuk are remote destinations for most divers and, in the case of Palau, widely scattered dive sites. Exploring via liveaboard gives you a chance to see the most while you’re there. There are a variety of good options, including the S/Y Palau Siren liveaboard and the Truk Master.

Details: There are dives suitable for all experience levels in Micronesia, though some dive sites in Chuuk will require wreck and/or technical certification because of depth. The water is between 79 and 86 F (26 to 30 F) year-round. Liveaboards depart from Koror in Palau and Weno on Chuuk; both have international airports.

When to go: The best time to visit Chuuk Lagoon is all year, given its sheltered nature. The dry season falls between December and April. Palau’s dry season and calm seas coincide with the high season of December to March. The low season months of May, June and September have more variable weather than the shoulder season months but offer quieter dive sites and lower prices.

French Polynesia

Where is it: South Pacific 

What makes it special: French Polynesia is made up of 118 islands and was one of the last places on Earth settled by humans. Only half of the islands are inhabited, and the archipelago is rich with underwater landscapes and marine life. French Polynesia offers atoll diving, drift dives and big pelagics. Rangiroa is a dive highlight, being one of the largest atolls in the world at almost 66 square miles (170 km2). Divers can see schools of gray reef sharks, occasional tiger sharks, Napoleon wrasse and manta rays. Fakarava atoll is home to numerous gray reef sharks and plenty of manta-cleaning stations. Other Polynesian dive highlights include spawning marbled groupers and the pristine corals of Pakaka Pass at Apataki.

Why it’s good for a liveaboard: It’s easiest to access French Polynesia’s most remote dive sites by liveaboard, which will really allow you to explore the area in depth. Fakarava atoll is so diverse that some liveaboards spend their entire safari diving its different sites. Liveaboard vessels include the French Polynesia Master.

Details: French Polynesia is best for experienced divers, as currents in the atolls can be very strong. You’ll often need a reef hook. To dive in these conditions, Polynesian authorities require divers to be rescue-certified if they wish to go below 98 feet (30 m). The water temperature ranges from 75 to 83 F (24 to 28 C). Fa’a’ā Airport on Tahiti island is the only international airport; you can take domestic flights from there to reach liveaboard departure points.

When to go: Scuba diving is possible all year. January to March are humid but offer the warmest water temperatures, while July to November is drier and cooler. You can see humpback whales during the colder season and marbled grouper spawn in June and July.

Papua New Guinea

Where is it: Southwestern Pacific 

What makes it special: Papua New Guinea, or PNG, is a truly diverse nation, made up of over 600 volcanic islands and atolls and with over 852 known languages. It has spectacular reef, wall, and seamount diving. You can see six of the seven sea-turtle species here and more than 2,000 species of reef fish. Muck diving offers bizarre critters tucked into coral gardens and black sand at dive sites such as Kimbe Bay, the Witu Islands and Father’s Reefs. Milne Bay features a variety of World War II wrecks as well as fantastic muck diving. PNG is paradise for underwater photographers, with the bonus of few other divers and peaceful, remote dive sites.

Why it’s good for a liveaboard: PNG is another remote dive destination that’s a fantastic choice for a liveaboard. Friendly locals will often paddle out to trade fresh produce with visiting boats.

Details: The diving is suitable for all levels of certified divers, though PNG is best for intermediate or advanced divers to take advantage of the variety of sites. Water temperatures vary from 79 to 88 F (26 to 31 C). You can reach PNG via flights from nearby countries such as Australia. Domestic flights depart from the international airport in Port Moresby. If possible, divers should pack light, as domestic flight baggage allowance can be as little as 22 to 35 pounds (10 to 16 kg) for checked baggage.

When to go: Diving is good all year and the high season is between May and November. The climate is hot and humid year-round.

Marovo Lagoon

Where is it: Solomon Islands, South Pacific 

What makes it special: With 922 islands, the Solomon Islands are a popular dive destination in the Pacific for wreck and reef diving. Sites are uncrowded and offer diverse marine life as well as World War II wrecks and dump sites. One of the most remote destinations within the Solomon Islands is Marovo Lagoon, the world’s largest saltwater lagoon and also the home of a double-barrier reef. Nearby sites also feature plenty of World War II wrecks and Being once occupied by U.S forces in World War II, there are plenty of wrecks and White Beach’s seabed in the Russell Islands is littered with boats, trucks and jeeps that have become flourishing artificial reefs. Marine life includes schools of barracuda, turtles, sharks, manta rays and even the occasional salt water crocodile.

Why it’s good for a liveaboard: Liveaboard safaris allow you to see the very best of the Solomon Islands, reaching sites that are otherwise inaccessible. The well-known Bilikiki will get you there in style.

Details: Dive sites in the Solomon Islands are suitable for all experience levels. The water temperature varies from around 79 to 83 F (26 to 28 C). The capital of Honiara is the gateway to the Solomon Islands and is accessible via flights from Fiji or Australia.

When to go: Diving is possible year-round. The rainy season falls from November to April and cyclones rarely occur in this area.

Hawaii

Where is it: United States, North Pacific 

What makes it special: While Hawaii is certainly less exotic than many of our Pacific picks, the broad range of dives should keep divers of all interests and abilities busy. The Hawaiian island chain is made up of 132 islands with plentiful dive sites and constantly changing underwater scenery thanks to the active volcanoes. The Big Island has more than 50 dive sites with lava tubes, coral gardens and numerous endemic fish. Kona is famous for its night dives with manta rays and Oahu is home to countless eagle rays, frogfish, turtles and the YO-257 and San Pedro wrecks. The Molokini Crater of Maui is a dive highlight and First and Second Cathedral in Lanai will delight with beautiful light shafts and topography. Although you cannot dive with them, visitors from November through May should book a whale-watching expedition to get a closer look at some of Maui’s large, seasonally migrating population of humpback whales.

Why it’s good for a liveaboard: Exploring Hawaii by liveaboard allows divers to explore the best of each island more easily and to reach the more remote island dive sites, all during one safari.

Details: Hawaii diving is suitable for all experience levels. The water temperature varies from 75 to 79 F (24 to 26 C). Hawaii is easily accessible from various international airports.

When to go: Diving is possible year-round but the best time to dive is during the winter months as mentioned, when divers may hear humpback whale songs as dive.

This article was written by divers and writers of Liveaboard.com

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