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tnsfrbc · 1 year ago
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pepprs · 1 year ago
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mutuals i got myself into a situation so sticky i don’t even know how to describe it (edit: *describes it* lol). please send thoughts of successful escape my way lol
#purrs#delete later#i SONT understand anything about retirement or insurance whatever and basically imightve signed a contract for smth i didn’t understand#fully and im so scared lol. and i feel so bad bc im stupid and i don’t understand anything and no matter how much peopel#xolain it to me i don’t understand it. i feel like a stupid silly naive little girl rn LOLLLLL i feel so sick#it’s probably fine and not that bad and i didn’t do the wrong step but im freaking out. not just bc of the money situation but also bc they#have to do a. medical exam on me to see how much i would have to pay or whatever 😃😃😃😃😃😃😃😃 wtf#im making it sound like a big bad scary freak thing isigned up for when really it’s not i don’t thin&. it’s just dividend lige insirance but#i don’t understand what any of it means and apparently other stuff is better. idk anything about retirement i only got into this stupid#situation because i had a mandatory retirement selection for work and ididnt understand anything so i scheduled a meeting with a retirement#counselor person to help me figure out which option would be the best for me and he was really nice and helped me a lot but then he started#saying he could help me w additional retirement stuff if i wanted to see what the options were and i was like sure and then he told me abt t#this thing and had me fill out / sign the application in that same meeting to ‘get the process started bc it takes. a long time’ even if i d#decided to pull out later it would be a good thing to get the ball rolling asap if i did end up wanting to do it. but i didn’t understand an#anythi ng and i went along with it anyway and now i might’ve fucked myself over so bad. except i probably didn’t but i feel so bad. bc he wa#was so nice and genuine but maybe he was just trying to sell me a product bc he gets a commission from the insurance company which i he told#me wheni asked him if im getting his help for free. i feel so stupid and guilty omg#and also i signed up for my first credit card but the interest rates are really high which i didn’t realize. and i can’t log into the bank a#account for some reason liek it says my acc doesn’t work. and hr fucked up my pay so i haven’t gotten a time sheet for like 2 pay periods an#and im getting retroactively paid in august but it’s just one more fucking thing and i haven’t gotten the chance to pick new benefits yet#and idk if i can / will bc of my stupid pay situation like i literaly don’t exist in the system rn apparently. i fucking hate all of this i#hate adulting i hate it i hate it i want to explode and hide forever and cry a lot. and my bank account isn’t even my own rn and i don’t und#understand anything about mony or insurance or benefits or credit cards or anything. im so overwhelmed FUCK
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strawberryteabunny · 10 months ago
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I do really agree with Austen about a better marriage with someone of good, steadfast character who can respect and treat you well, rather than someone you might have a passionate connection with but don’t actually know how they’ll treat you years or decades down the line. Like okay, I do find Mr. Collins a horrific bore, but we don’t ever get the sense from him that he’d be cruel to his wife- which in that time period when divorce was so inaccessible and women’s rights so few is incredibly important. Wickham? Idk. We know he lies, gambles, and has a habit of seducing young girls- I don’t have much hope for how he’ll treat Lydia as she gets older or if their finances take a hit.
I will say though that it could have been possible for the Bennet girls to become governesses- 1813 is a little early but just a decade or so later governesses would start to become increasingly popular and not much care was taken about their education, just their class. I can’t say how the Bennets specifically would fare because they also might not have been of good enough character (Lydia’s scandal would have hurt them a lot in that case too) but it was starting to become more of an option.
In the Victorian era as the idea took shape that a lady cannot do any kind of work, governessing became the only possible occupation for high-class women that lost their fathers (or husbands) and had no other way to support themselves. From everything I’ve read though it was still a very miserable way to live, because you weren’t one of the servants in the house but you also weren’t part of the family- so you were just alone, and with almost no marriage prospects, because a gentleman had better options and a working-class man would want a wife that was actually useful to him, not someone who was just preparing for marriage to a gentleman. (Successive finishing schools and governesses just churning out more Mrs.Bennet-types…)
The state of womens’ education was abysmal at this time, since again the upper class (and now, upper middle and middle class as they imitated the rich and fashionable) wanted their women to be purely decorative, so women would learn to speak a bit of some foreign languages, an instrument, a bit of painting and fancy needlework- but any practical skills that could potentially be put to use to work were forbidden. These same women, when they became governesses, were equally useless at teaching other girls- because you can’t educate your daughters to be good teachers at things like history, mathematics, geography, cooking, sewing, etc. or you’re implying you expect them to have to become governesses!* It’s an endless cycle of women receiving and perpetuating terrible educations. And once a governess gets too old, she has no marriage prospects and few skills, and they often died in poverty at that point. (In earlier centuries, a governess was only for the very wealthy, so they were paid well, well-educated, and could count on receiving support even after ‘retirement’ or being kept on for multiple generations, and sometimes even became friends with their pupils or were considered family, but that’s not how an upper-middle class Victorian family saw their household staff)
*the exception was usually daughters of clergy, who were in a weird limbo of being considered well-bred but also grew up expecting to work, so they usually received a bit better education as children themselves. But most women suddenly finding themselves needing to work as governesses had generally gone to finishing schools instead, which taught “ladylike” skills on the assumption that you would never need to work or support yourself financially. (Even with the reality that there weren’t nearly enough eligible bachelors wealthy enough to support all these girls and their social-ladder-climbing ambitions… yikes.)
If none of them married, how desperate would the Bennett girls actually have been?
Well the only dowry they have is £50 apiece from their mother’s small inheritance, per year; so that’s a total of £250 generated by Mrs. Bennet’s inherited investments per annum.
The Dashwoods (four women) are living on £500 a year when they are forced to live in Barton Cottage (with good-will making the rent presumably ridiculously low thanks to Sir John Middleton’s good nature, to say nothing of all the dinners and outings he invites the ladies to, which will help them economize on housekeeping costs for heavier meals.)
So there would be six Bennet women left to live on half as much as the Dashwoods are barely scraping by on. £250 is roughly considered enough to keep ONE gentleman at a barely-genteel level of leisure (presuming he does not keep a horse or estate or have any major expenses beyond securing his own lodgings/clothes/meals at a level becoming of a gentleman.)
None of the Bennet girls have been educated well enough for them to be governesses to support themselves, so…yes, their situation would heavily rely on mega-charity from others to just help them survive, much less maintain them in the lifestyle they’ve been accustomed to. The Dashwood women have NO social life beyond the outings provided by Sir John and the offer of Mrs. Jennings to host the older girls in London–otherwise they’d be stuck in their cottage, meeting absolutely no eligible men, creating a cycle of being poor and unmarried and too poor to meet anyone with money they could marry.
If the Bennet girls don’t at least have ONE of them marry well enough to help the rest before their father dies, they are really, truly, deeply fucked.
They may joke about beautiful Jane being the saviour of the family, but…it’s true. Mr. Bennet failed his daughters several times over in A) presuming he’d have a son, B) not saving money independently from his income to support his family after his death when it became clear he wasn’t going to have a son, C) not educating them well enough to enable them to support themselves in even in the disagreeable way of being a governess, D) not making any effort to escort his daughters to London or even local assemblies to help their matrimonial chances because he just doesn’t feel like it, E) throwing up his hands and shrugging when faced with the crises of Mr. Collins and Wickham.
Much as we are relieved on a romantic level that Mr. Bennet’s support of Elizabeth saves her from parental pressure to accept Mr. Collins, Mrs. Bennet is NOT A DICK for pushing for the match, because on a material level it very much means they get to KEEP THEIR HOUSE and gain a connection to the powerful patron Lady Catherine de Bourgh, which could be VERY advantageous for the other unmarried girls.
And the scandal of Wickham very nearly scuppers the chances of ANY of the other girls, and Wickham is a further DRAIN on the family finances, not a man who is going to substantially be able to support them. It is SUCH a disaster, and of course there’s not much Mr. Bennet can do until they are found, but he’s away in London and doing…what, exactly? Mr. Gardiner takes over and manages everything and Mr. Bennet seems happy to just let him.
Mr. Bennet does the ABSOLUTE LEAST, and actively damages his children’s futures by his inaction AND by his one action to support Lizzie’s individual needs being prioritized over the collective gain, which…I mean, Lizzie is going to be JUST as homeless and destitute as her sisters when he dies, so much good being Dad’s Favourite is going to do her. :/
#sorry this isn’t lolita fashion related but I had a lot of thoughts#I��m not an expert on this at all so feel free to correct me I just read a bunch of books on governessing last autumn#and oh my god it was so awful for women#the British class system kept them miserable#and the cycle of shit education meant that it was exceptionally rare for women to accomplish anything#like they were just deliberately kept in this perpetual ignorance and then that was used to justify continuing calling them stupid#No shit women can’t pass university entrance exams they only have a 5th grade education at best!!#America was better for governesses actually because you didn’t have those super strong class divides so they could be ‘part of the family’#and have actual friends and a social life#but also- if you were British- it would mean leaving your entire family and country behind so not many women did it#fun fact Mary Shelley and her sister both worked as governesses!#anyway this is why a standardized education system is actually very important#because otherwise it’s so easy to divide by class and gender who gets a good education or not#not that it doesn’t happen now to some extent but oh my god we’re light years away from what it was just ~150 years ago#especially for women#and we don’t have to rely on marriage anymore either to live!!#reading all that just made me SO glad I live in a time where I can go to school and university and have my own job#and my own bank account credit cards my own apartment and own property#I can even have kids on my own if I want#for a very very long time children would automatically belong to the father in a divorce or separation#which like custody is still used today by abusers to keep control of their victims but back then it was just automatic#so if you have kids you could only divorce or run away if you were willing to never see them again#again going back to better to marry a man of good character…
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sharemarketinsider · 9 days ago
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TCS Secures 15-Year Contract with Ireland: A Boost for Tech Stocks and Pension Systems
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sagarrachnagrp · 28 days ago
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Best CBSE Question Bank for Class 11 Mathematics 2025 with Chapter-wise Questions
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Chapter-wise Question Bank Class 11 Maths with practice papers assures best results in Board exam 2024-25. CBSE 2024 Class 11 Question Bank Maths based on the latest syllabus, helps the students to learn exam rubrics and understand the exam pattern to attain conceptual clarity. Right practice to the Question Bank Class 11 Maths assures preparation for Class 12 CBSE Board exams in the most targeted manner.
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vanik-kolkata · 2 months ago
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timetrichy · 2 months ago
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Best Bank Coaching Center in Trichy
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bestcoachinginsikar · 2 months ago
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Maximizing Your Score: Top Strategies for Success in the Bank Exam
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imgonnagetyoubacktv · 2 months ago
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when will my father learn that him never appreciating me will not push me to try harder it will just make me give up and be like oh well i work hard to impress him and if it's impossible then might as well stop working at all 🤷‍♀️
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avisionins · 4 months ago
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vedantainstitute132 · 5 months ago
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Join the Elite: SSC Exam Preparation Starts Here!
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tnsfrbc · 1 year ago
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sadhanaedu · 6 months ago
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SBI Clerk Coaching in Hyderabad
Elevate Your Success with Sadhana Academy: The Best SBI Clerk Coaching in Hyderabad
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cddeshmukhclasses · 7 months ago
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Achieve Your Dream: UPSC Coaching Excellence at CD Deshmukh Classes, Thane
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aglasem · 9 months ago
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Best Bank Exam Classes in Indore
Online Bank Coaching in Indore
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sagarrachnagrp · 2 months ago
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Best book for CUET Physics UG 2025 | MCQ based Entrance exam book
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Together with NTA CUET Physics Entrance Exam Book UG-2025 serves as the Solved Question Bank to prepare for UG 2025 admissions. Practice via CUET Physics book to get admissions into top colleges. Previous years’ question papers in Physics CUET Book 2025 sets a stronger knowledge base of the exam pattern.
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