#because either way house was coming out of that ordeal disabled and that even without pain | Explore Tumblr posts and blogs

leta-the-strange · 5 years ago

Note

Hi! I hope you're doing well. My prompt for you is newt x leta x theseus summer at the scamanders :)

Thank you so much for sending this in and I’m sorry its taken so long. I’m still trying to work out the dynamic of this trio especially in their younger years. Also, I’m throwing Theseus’ canon age out the window because I find it too unbelievable from the films that he’s older than the rest of the characters let alone THAT much older than them so in this prompt he’s maybe a couple of years older.

Newt’s No Good, Very Bad Day…

Newt burst into the kitchen, slipping slightly as oneleg of his overlong pyjama pants slid under his foot causing him to bang intothe side of the door. He balanced himself with both hands on the doorframe ashis mind and body protested at the abrupt movement considering he had been fastasleep twenty seconds ago before falling out of his bed in a tangle ofblankets.

His sleepy, hazel eyes met Leta’s reproachful, amberones and he bit his lip with a tiny, apologetic smile that tended to acquit himof any wrongdoings. She rolled her eyes but the smile she was trying to biteback, and the small shake of her head, was evidence enough that he was forgivenas she drew her attention back to the stove where she was looking comically outof place holding the handle of a frying pan but with an awkward, unfamiliargrip as though she were holding a paintbrush.

Newt noticed she was still in the pyjama shirt andshorts she had been wearing when he had last bid her goodnight. As she had beensitting cross-legged on the spare bed when he had done so, he only now realisedhow nearly scandalously short they were, far shorter than the apron that hadmost likely been forcefully tied around her. Newt felt his cheeks redden and heswallowed and averted his gaze intently on the plates that were levitating fromthe cupboard to the kitchen table. These intrusive, discourteous thoughts hadseemingly come out of nowhere lately and were only becoming more frequent asthey became older.

Newt had been so fixated on the pattern of the tablecloth that he had tuned out completely and missed his mother’s re-entry intothe kitchen and subsequent ‘good morning, dear’.

“Earth to Newt!” his brother waved in amusement as hecame through the front door kicking off his muddy boots so they bounced andfell to the floor in a mess that made Mrs Scamander tut. He was also still inhis pyjamas, as he normally allowed himself to be on Sunday mornings, even ifthat for him only consisted of checkered pants, and a large Quidditch t-shirt.

“Hmm-what?” Newt looked up from the doorway he wasstill standing in, startled out of his daze.

Theseus shook his head with a laugh. “Well, you do abetter job as a door than you do of your chores.”

Leta had frowned at that, her awkward grip tighteningon the pan handle and shooting a scathing look at the older Scamander as shedid to anyone who dared to say anything less than complimentary about Newt inher presence.

“I just ended up repairing the fence myself thismorning. Honestly if they weren’t so attached to you, we’d be chasing escapedHippogriffs every second day.”

Leta smiled at that and looked at Newt warmly and fullof admiration and he tried to form a small laugh but whatever escaped wassomething between a squeak and a snort that he would replay mortifyingly overand over in his head when trying to fall asleep for the next few weeks.

“Sit down, Newton,” his mother urged from the sink andhe fell into the nearest chair before he could come up with any other ridiculousnoises.

“While you were sleeping in…” Mrs Scamander said toher youngest son as he stared at an old copy of Witch Weekly on the table. “…Loleta and I have been going through ‘Witch Weekly’s Twenty Housekeeping Hacks forYoung Witches to Impress Prospective Husbands’.”

Newt winced and cursed himself for sleeping in whileTheseus burst out in laughter and earned a contemptuous look from his motherwho snatched the magazine up and stuffed it into the pocket of her own apron.Newt knew his mother, who had longed for a daughter, would be overly enamoredby Leta and he had, up until this morning, done a fairly good job of steering herout of sight at the mere mention of a hairbrush or petticoat.

“She doesn’t know how to cook pancakes!” the woman said defensively to her sons as if this factalone was scandalous enough, they would understand immediately the importanceof this ordeal.

“Of course not,” Theseus joked, placing a jug ofpumpkin juice and cups on the table. “Elite purebloods don’t eat - they’resustained by pure human souls.”

Newt and Mrs. Scamander’s simultaneous horrifiedsplutters and admonishments were drowned out by each other while Leta suppresseda chuckle.

“I’ve always had house-elves and no one ever taught met-” she said to Mrs. Scamander who tutted.

“Well, that won’t do at all. No harm in a ladyacquiring some basic housekeeping skills. Hogwarts has always been neglectfulon that front.”

Leta didn’t have the heart to tell the kind woman thatthe only lady-like skills her family expected from her were little more thanlaying on her back and producing as many heirs as possible for a man of theirchoosing twice her age until she either died in childbirth or was sufficientlysapped of any youthful beauty and replaced with whichever poor girl was set tofollow her.

Newt immediately sensed her melancholy and stoppedspinning his empty cup to glance up at her in concern. She, in turn, could feelhis anxiety and smiled reassuringly before handing him his plate.

“The first for you, of course. My future husband isburning with jealously.”

“Thank you,” he smiled weakly, not finding it in hisheart to find her joke even the slightest bit amusing despite her playfulness.She stretched as high as her tiny stature would allow to reach the honey on theshelf and set it down beside Newt and squeezed his upper arm in a far morediscreet version of the hug that she’d usually throw herself into each morning.As a testament to how long she’d been in both the Scamander boy’s life, Letawas well versed on their preferences and had no difficulty selecting a lemonfrom the fruit bowl and throwing it perhaps a little too forcefully at Theseus’head. Though, he managed to catch it effortlessly but looked no less offended.“I hope your future husband is an aptKeeper, or a Seeker at the least, or the poor sod’s going to make do without aneye for the rest of his life.”

Mrs. Scamander looked pleased with her work as Leta titteredabout the table setting everything up trying to ignore the concealed laughterof Theseus, and occasionally Newt who couldn’t help himself. They knew this wasjust an overexaggerated show for Mrs. Scamander and there was nothing moreutterly hilarious and nonsensical than Leta Lestrange in a paisley patternedapron and furrowed eyebrows deciding where domestic etiquette dictated thesugar bowl should be placed.

As Leta leaned over him to fill his cup, swatting awayhis mortified attempts to do it himself, Newt poured all his attention intoshoveling pancake into his mouth as enthusiastically as possible in an attemptto absolutely not think about the dip of her neck to her shoulder and todisable his ability to talk so the urge to tell her she looked especiallypretty this morning blossomed into anything other than a pesky, internalthought.

Mrs. Scamander, happy with her morning’s efforts, wentoutside after spotting their neighbours across the road.

“What do you think?” Leta asked quietly and hopefullywhile setting his glass down and Newt was entirely aware of her hair brushinghis shoulder and ear which would normally make him shudder had it been anyoneelse so close but instead, he felt like he could melt into his chair and thatseemed a far scarier feeling.

He swallowed quickly and choked slightly.“Beautiful…b-beautiful pancakes. Really good,” he gave her a thumbs up beforehe could stop himself, but she smiled so bright he thought he might ascend.

She turned away quickly and went back to the stovewhere she seemed far more enthusiastic pouring the batter in, glowing from theencouragement of the only person whose opinion she valued. And then of coursethere was…

“Good god, Lestrange, that’s bloody awful!” Theseusgagged, spitting his first bite out into his napkin and Leta folded her armswith the spatula in her hand looking affronted.

“Newt likes it!”

Theseus chortled before standing up and taking hisglasses out his pyjama pants pocket and cleaning them on his shirt. “Newt wouldeat a bowl of ash if you wished it so.” It seemed he too had then noticedLeta’s nightclothes, or lack thereof, once the clarity of his vision wasrestored. “I think nearly every teenage boy would if you served it to themhalf-naked.”

“I’m in my pyjamas!” she snapped. “And you didn’t eat it!”

“I respect my stomach far too much for that. I mighthave managed it if it had been either burnt or raw…but you have somehow managedboth,” he said stepping over to assess the damaged and Leta frowned down at thefrypan.

Theseus reached from behind her, turning down theswitches. “Merlin, it’s up way too high.”

“Doesn’t that just mean it cooks faster?”

Newt wasn’t sure why but for some reason watching themmade something twist violently in the pit of his stomach and he nearly wincedat the suddenness of it. He didn’t hide it well, or Leta’s instincts were asgood as his were about her, because she noticed immediately, pushing Theseusout the way, with far too much dramatic force, and rushing over to him.

“Great, now I’ve made you sick!” she cried outsnatching the plate away with one hand and pushing his hair back from hisforehead with the other to feel his temperature like she had learned to do withthe baby murtlaps.

Mrs Scamander came back through the door lookingrather cheery and bright and interrupting the scene of Theseus lookingscandalized over being pushed over and Leta practically in Newt’s lap, in aworry, and completely mistaking why his cheeks were so warm under her palms.

“Newt, my darling,” she said to her son. “If you’regoing to vomit, do it quickly and before you get changed. Theseus please gofetch that nice shirt we got for your interview…”

Newt frowned. “Whatfor?”

“My funeral,” Theseus answered, swishing water in hismouth before spitting it out in the sink. “It’s too late for a beazor, littlebrother. Just put me in the ground before Lestrange can pin me up like one ofher beetles.”

“It was for a decomposition observation!” she snappedun-sashing her apron.

“It’s serial killer crafts,” Theseus said as he walkeddown the hall to his bedroom. “And it’s why the other students refused to sharea dormitory with you.”

Mrs Scamander ignored their argument and rinsed her handsbefore carding them through Newt’s hair much to his protest.

“The Prewett’s are back from their trip to Spain forthe rest of the holidays. We thought it might be a nice idea for you andPennilyn to take out the new hippogriff’s so they can stretch their wings…”

“With PennilynPrewett?” Newt scowled in a way that made Leta fail to suppress a snort andchoke on her juice.

Mrs Scamander glowered at the pair of them.

“Yes, Newton. And I will do well to remind you that wework alongside and get along very well with the Prewetts. I expect you to benothing but a perfect gentleman today.”

“He isn’t capable of anything else,” Leta smiledfondly, reaching to squeeze his hand on top of the table.

Newt stared at her for a moment too long.“I-bluh-we-but we-we were supposed to…yes!” he turned triumphantly to hismother. “Leta and I have plans to go and observe the mooncalves today.”

“Mooncalves only come out during a full moon,” Theseussaid walking back, dressed for the day now, and handing his mother a freshlypressed shirt.

“How do youknow that?” Leta took her hand off Newt’s and turned in her chair.

“Urh, it’s a mooncalf. You don’t have to froth at the mouth at the mention of anything fourlegged to understand preschool zoology.”

Leta frowned skeptically.

“…and you and Newt were talking about it through thewalls at 4am this morning,” he mumbled into his cup of tea still clearly annoyedat their interruption of his sleep.

“That’s that then, dear,” Mrs Scamander shoved theshirt at Newt. “Go put this on and then bring me that hair stuff your brotherbought when that muggle girl started working at the teashop down the streetlast year.”

“I think just saying ‘hair lotion’ would have helpedhim out enough,” Theseus muttered as Leta lit up like a Christmas tree and Newttrudged to his room in defeat.

“Poor thing,” Leta sighed after him, curling herfingers around the cup of tea she had barely noticed Theseus put down in frontof her.

“Well, if he had done a little better on his O.W.L’s,she probably wouldn’t be trying to pimp him out to our feed suppliers.”

“Excuse me,” Leta snapped defensively. “He received Acceptable in nearly all his subjectsand I personally don’t think his Astronomy essay was marked correctly. I’vealready sent a strongly worded letter to-”

“Lestrange, one of the few, simple joys in my life whenon break is not having the moral obligation to put out the fires you two start– figuratively and literally. I would be ecstatic to not hear about any plannedshenanigans until well past July. Honestly, some of the schemes I’ve had themisfortune of overhearing during the past week alone are enough to make my haircurl…”

“Figurately, I assume. I wager we would have to blowup the castle to decently contend with your muggle wooing hair gel.”

They both sipped their tea.

Newt came in, sleeves flopping hopelessly despite his half-heartedattempts to roll them up. He looked so deflated with the mornings turn ofevents and Leta tried to smile reassuringly as she stood to help.

She knitted her eyebrows together thoughtfully as shecast a charm that produced a length of thread from the tip of her wand thatdivided into sections and began stitching itself along the hems of the shirt tomake it fit Newt perfectly.

“Volume 10, issue 4 of Witch Weekly,” she answered wryly to his entranced look. “Not quiteyour mothers craftmanship I’m afraid but at least the shirt isn’t wearing youanymore.”

Newt glanced down and touched the delicate, nearlyinvisible stitching on one of the sleeves. It was true that it was a littleless even and straight then the usual tailoring he’d recognise from his schoolshirts and the stitches we’re looped like interlocking L’s.

“After taking out the new hippogriffs, what else doyou and your betrothed have planned for the day?” Leta asked teasingly as shestood on tip toes to fix his collar folded the wrong way.

“She is not my betrothed,”Newt scrunched his nose up and Leta chuckled before sighing endearingly.

“She is verybeautiful,” she mused with an encouraging and hopeful smile up at him. Newt’sshoulders fell and he sat back down in his chair staring at the tableclothglumly. Leta’s gentle encouragement, although good natured, made him feel asthough all the air had left his lungs in place of something far heavier and uncomfortable.

Leta sat beside him slowly, her eyes swimming withconcern but her smile was still bright. “But it’s just this one time and if itis truly awful, at least you trying will appease your mother and hopefully shewon’t be as cross when if she finds out we brou-” she stopped suddenly andglanced over at Theseus who was scraping the mud off his boots. He closed hiseyes and looked up to the ceiling, quietly muttering ‘not til well past July’ again.

Leta took the bottle of hair lotion from Newt’s handand lobbed it to Theseus who, again, caught it expertly but no less accusatory.

“He’ll need it,” Leta winked at Newt who didn’tunderstand the joke. “…and besides,” she messed up his hair from the neatattempt Mrs Scamander had made. “This looks much better.”

Newt couldn’t help but smile back a little. He knewthat Pennilyn had about as much interest in his company as he had hers and evenless interest in hippogriffs or any kind of creatures. Her aversion to gettingdirty and Newt’s aversion to…people in general had hampered any hope of themplaying together as children. They had exchanged polite greetings on the oddand painful occasion they crossed paths during school break and at school, sheavoided him like dragonpox and Leta even more so. He couldn’t help but feelperhaps their morning of forced chore-sharing would potentially be moreunpalatable for her than even himself but she was polite, at least, and thesooner he appeased his mother, the sooner he could get back to Leta and theirplans.

“Newt!” Mrs Scamander exclaimed exasperatedly as shewalked back in. “Now isn’t the time for a tea party! Hurry now, please. Don’tforget to put them back in their enclosure once you are both finished. Anddon’t feel the need to hurry back. I’ve put some sickles in your bag incase youboth go get some hot chocolate.”

Leta went back to her tea to hide her amused smile andNewt began to grow sour with his best friends surprising unhelpfulness.

“Maybe Leta should accompany us,” Newt piped up nottaking his annoyed look off Leta as he spoke and feeling less guilty aboutthrowing her under the best with him after her endless smirking. “Pennilynisn’t as confident with the hippogriffs and I could use the help.”

Mrs Scamander wiped her hands on her apron withoutlooking at him.

Even with her hesitation at such a strange andunlikely companionship early on, she had grown to foster and appreciate thevery close friendship Newt had with Leta Lestrange. She had also grown to loveand care for Leta herself and had witnessed the girl blossom from an ungainly,scabby-kneed child into a strikingly beautiful young woman. She was also notunaware of her son noticing this also.

She had hoped that the two could remain uncomplicatedand peaceful in the fascinating bubble in which they managed to coexist,somehow separate from their two impossibly different worlds. But a bubble is abubble after all, and Mrs Scamander knew such a place, heartbreakingly so,could not exist for the impossible pair once their education finished and they wouldreturn to their respective worlds. This was further complicated by the changeshe had noticed in her son’s heart and she felt it would be kindest, and safestin Leta’s case, to stomp out this budding potential before either child got hurt…orless tolerant relatives were to take notice.

“I was going to ask Loleta to accompany Theseusinto town today for some errands, actually.”

“Well, you could build a whole world from the thingsyou were going to do but, thankfully, we live in this world,” Theseussaid not looking up from his book. “The world in which that doesn’t happen, andTheseus maintains a decent blood pressure and an as good as to be expected underthe circumstances morning.”

Mrs Scamander looked warningly at her eldest son. “Ifyou want either of those things, Theseus, you’ll do what I ask and you’ll do itwith a smile.”

She felt quite safe with this arrangement. Despite thefact that Leta had been a part of Theseus’ life just as long as she had Newt’s,the pair had instead grown to a fond, comfortable dislike of each other. And eventhough she was often horrified by their squabbling, she knew Theseus was theonly person who from the very beginning had never been impressed, disgusted,mystified, or wary of who she was. Mrs Scamander thought Leta could professherself as the great Merlin himself in disguise and Theseus wouldn’t look upfrom his book.

“That’s no problem,” Leta said sweetly to MrsScamander. “Anything to help.”

“You look lovely,” Leta told Newt reassuringlysqueezing his palm hanging by his side. “I’ll be here when you get back.”

“As will I,” Theseus said before turning to his mother.“Hopefully not in several preservation jars in Lestrange’s trunk but if so bethe case know that you brought this upon us.”

Theseus and Leta watched from the kitchen window asNewt stood dejectedly fiddling with his sleeves next to his mother as she chattedanimatedly with another woman who was equally adorned with a quiet and unenthusiasticteenager by her side.

Leta sighed deeply, fiddling with her necklace.

“Good lord, Lestrange, he’s going on a date notheading off to war.”

He’s too good foreither. “There’s little difference to Newt.”

“In that he would fare just as well in either, then Ifear you’re right.”

“Theseus Scamander and admitting that I’m right. Isn’tthat one of the signs of the apocalypse?”

Theseus scoffed. “It couldn’t come fast enough. Getyour coat. Hopefully it hits before we arrive in the main street and thetownspeople can rest peacefully in the blissful unawareness of Leta Lestrange.”

She rolled her eyes, walking to the bedroom to getdressed and yelling loud enough for him to hear. “Apocalypse or not, I willdrag myself, bloody and battered, to glimpse the muggle teashop girl responsiblefor this county’s annual hair product sales.”

“I don’t think it’s your type of place, Lestrange. It’scosy and whimsical with soft music and a lovely assortment of tea. There’s nohopes, dreams, and animal bones on the menu, if you could believe it.”

“I can actually,” Leta said returning to the kitchendressed warmly in her coat, scarf, and boots. “I’m noticing the lack of elitepureblood-friendly cafes in this area. Nary a blood sacrifice Sunday in sight!”

“They favour poetry readings on Sunday nights, I’mafraid. It’s quite unaccommodating.”

“Well, your hometown is getting a grim one-star in myreview for the Sacred 28 Sentinal’s lifestyle section.”

“And right before our Sadistic Blood Purity SpringBig Bash Festival? Have you no heart?” he offered his arm to her as they steppedout on to the slippery pavement.

“For practical purposes yes,” Leta said linking her armswith his. “But you see it’s two sizes smaller than the average wizards.”

“Ah, it’s probably just a defect from the less thanancient incestuous genealogy. You’re not to blame, Lestrange.”

“I’ll remember to remind you of that the next time Isay something inflammatory,” Leta mused. “Surely it can’t be helped, you know, inmy unfortunate condition and all.”

“Well then, I imagine I’ll be reminded several timesbefore we reach the end of this path.”

#fantastic beasts #newt scamander #leta lestrange #theseus scamander #theseus is in a love triangle with peace and quiet tbh #newt/leta #theseus/leta #newleta #theta #theseleta #fantastic beasts the crimes of grindelwald #theseus x leta #newt x leta #pick your ship tbh platonic or romantic its vague #prompt

37 notes · View notes

random-imagines-blog · 6 years ago

Text

Without Love {Draco Malfoy Oneshot}

Wordcount: 1939 Synopsis: When you are at your darkest hour, in a world without light, you get help before all hope has faded.

The room that you were in had no windows, so you could not even begin to guess if it was morning, afternoon or night - or how long you have been locked in there without your wand. You had tried to count the hours but you eventually became distracted by the Death Eaters who had come into the dungeon and crucio’d you for the fun of it. Except for the magic that was in you despite your muggle parents, you had nothing to offer them - so they just used you as a toy.

You were recovering from a particularly rough session when the door opened once more. Your back stiffened and your muscles tensed in fear of another curse being sent your way, but the person at the door was quiet, except for breathing. It was somehow worse anticipating the pain than it happening quickly.

“You need to eat something, it’s been two days,” A male voice rang out. You stayed huddled on the floor, holding your empty stomach. You could barely remember the last time you had eaten - it had seemed like a week ago. “Your food is getting cold, hurry up.”

Draco Malfoy, you realized as you slowly rolled over onto your other side, was the boy who was at the door. His face was bathed in a cold-looking light from the hallway, a light that you could not see a trace of when the door was closed. The white blonde of his hair shone like the moon in that moment, but it did not put you in any sort of ease. He was with them - the Death Eaters - which probably meant that he wasn’t the only student to do so.

The School had fallen, and that made any hope that you have disappear from your mind entirely. The tray that Draco was holding was set down on the ground. You had your eyes squeezed shut as soon as you had figured out who he was, and didn’t open them until the sound of the door closed.

After a couple of seconds of blinking, you realized that there was a light in the room that had not been there before - and the source was coming from a wand. It was him - he had stayed in the room, and was sitting cross legged in front of your trembling body. Draco put the spoon into the soup that he had brought from his parent’s home, courtesy of their house elf, and then held it out to you for you to sup the broth from. You caught eye contact with the icy blue of his eyes, wondering what sort of trick he was up to.

Draco rolled his eyes as you refused to open your lips for the strange food that he had brought you. “A beef stew, perfectly harmless - and don’t tell me that you’re a vegetarian because now is not the time for that.”

The food did smell enticing, and at this point, you had nothing to lose. It was either eat this and potentially be poisoned, or starve and die nonetheless, so you parted your lips and allowed him to push the spoon through and fill your mouth with broth and what tasted like a carrot. Maybe potato, your senses have definitely been weakened by the ordeal that you’ve been put through by the death eaters. His eyes bore into you as you swallowed, then he dipped the spoon back into the bowl and gave you more. Your stomach pain abated, though all of the other pains stayed.

It didn’t last very long. It ended quickly, because Draco had seemed to hear something that you simply could not. You had screamed too much in this small, dark chamber that the echoes had nearly deafened you. So quickly, the light went out, the tray of food disappeared and Draco snuck back out, leaving you alone once again, unsure if that was all a hallucination or if it had really happened.

Later on, Draco Malfoy appeared to you again. It was a sandwich this time, and you expended all of your energy into chewing it. It had some sort of meat on it but your tastebuds weren’t up to par so you couldn’t even tell that much. Every bite hurt your jaw even more, which you were sure was broken, but it wasn’t as if you could just pop out to Saint Mungo’s to have it fixed. You were still in pain from the torturing just a couple of hours earlier, so all that you could do was try to reach out and tap his knee.

The motion was met by a flinch. Draco didn’t move away from your touch but he might as well have with the way that he was reacting. It hurt, so you lowered your hand back onto the cold floor. And that lead to something being heard by Draco, and him slipping off again.

The visits started to happen more and more frequently, though there was no real talking between the two of you. You were in too much pain to do anything more than chew down the food, and he attempted to keep quiet so no one would be able to hear him. He brought you a wide variety of foods, but mainly soups and things that were easier for you to eat once he realized how much trouble you were having.

“Hey Draco-” You managed to whisper hoarsely after some broth had wet your dried throat. He moved his lit wand to the side so that he could see your face rather than just have it focused on the food. You stared up at him and saw that though he wasn’t nearly as bad as you thought you looked, he had bags under his eyes and what looked like some bruises. “I appreciate this, thank you.”

The boy didn’t smile, he just nodded. Draco must have heard something, for he lowered his wand, disable the light charm, and snuck back out, taking the tray and bowl with him, shrinking it into his pocket. It made your day to have a visitor who came in to help, though you knew just how bad the consequences would be were he caught. Draco could be killed for something as small as a bowl of soup. Fancy or not, the food strengthened you, and you were able to get through the torture sessions a bit better each time.

The sound of people running in a panic, casting spells and screaming reached your ears. Draco’s voice was among them, which made you crawl towards the door, hoping that he would come in here and be safe. Draco did eventually appear, and he closed and locked the door behind him. He didn’t light his wand and the only way that you knew it was him was by the way that he was breathing. Finally, he seemed to relax and shuffled down to the ground, sitting.

“Potter sent his aurors,” He explained. A glimmer of hope went through your mind - you could be saved today! Though, it made you wonder why Draco was hiding in here, unless he had no intention of letting the aurors find you. It didn’t make any sense to you, and the defeat took over your body again, making you slump over as you gave up completely.

You came to and found yourself in somebody’s home. “I was hoping you would wake up soon,” A kind looking woman with red hair said, patting your arm. You stared at her and blinked, your eyes adjusting to the soft light coming from a lamp next to the bed that you were on. The memories of torture made you shudder, and back away from this woman, no matter how sweet she smiled. “Y/n, you’re safe, no one is going to hurt you here.”

Draco’s face popped into your mind and it stayed there like an image that embedded on a screen. “His parents are going to kill him,” You murmured to yourself. It caused a feeling, a sickness in your stomach, that got worse and worse by the second, until you had to lean over the side of the bed and vomit. You didn’t feel any better after you had finished retching, nor did it help when the red-haired woman did a quick cleaning spell to erase what you had done.

“You better get some more rest, dear.”

“Where’s Draco?” You asked, disregarding her words and looked around. He should be here. He should have been able to escape. If you had ... you hadn’t been alone in that room. They must have pulled him out too. They must have-

“Malfoy?” The woman asked, her voice high pitched. You might as well have asked for the Prime Minister with the way that she was reacting. “Fall back asleep, my dear.”

Still too weak to get on your feet, you didn’t have much choice but to stay laying there. Your eyes watched the plump woman as she left the room and closed the door behind her. You finally had a chance to look at your surroundings. The room was gloomy, but at least it had a window. You could just see some trees in the distance, but little else from your position. It gave you no indication of where you were.

Two days had passed. It was nice to be able to keep track of them. The war was over, the good guys had prevailed and Voldemort was no more. The Death Eaters who had imprisoned you were standing trial and you had given your testimony, making it absolutely clear that Draco Malfoy had nothing to do with your circumstances. In fact, you hadn’t mentioned him at all. It seemed safer that way, so if any of them managed to break out of prison, he wouldn’t have a target on his back.

You recovered well and were able to go home to your muggle parents and calm your mind. You were still jumpy, and the only thing that seemed to help was to write letters to your savior, Draco Malfoy. You sent them out with your owl but you never received a response back. He lived, you gathered that from the other survivors, but he appeared to be missing.

Appeared was the key word. After three weeks of letters and getting no word back, the blonde teenager showed up at your door, looking exhausted and worn down. You and your family welcomed him in without a single weary glance, for they knew the truth. You gave him a bed to sleep in, a house to hide in, food to eat and special care to injuries that he had acquired from his father after the war.

He didn’t speak for the first day, but he told you everything on the second. About how he had joined the Death Eaters, helped them into Hogwarts, was supposed to kill Dumbledore but couldn’t. You dabbed a cold cloth on his head and listened to him speak. He let it all out, and you could see the weight lifted off of his shoulders.

“You shouldn’t be helping me, I was one of them.” He said after a few more days of lounging.

“Self-pity doesn’t seem to be your style, Draco.” You said, shaking your head. “You helped me in a place without kindness, without good and love. Why wouldn’t I help you in a place with all of that?”

#Draco Malfoy #Draco Malfoy oneshot #Draco Malfoy x reader #Harry Potter #Harry Potter oneshots #oneshots #nonrequest #dracom

140 notes · View notes

whenwomenrefuse · 6 years ago

Text

Almost too late

I met this guy when I was in high school and I liked him from the start. We went our separate ways and both joined separate branches of the military. He became infantry in his branch and I became an MP (military police). He sent me letters when I was deployed but that was kind of the last I’d heard of him. I was still in the military years later, home on leave, when I ran into him again at a bar my younger brother worked at. He was really sweet and hilarious and basically everything I remembered. I found that I still liked him a lot. I found out he had finished his enlistment and was home for good.

We hooked up and eventually started dating long-distance. I traveled back and forth whenever I could on breaks, and he would come to visit me. He was always very sweet and nice except there were times when he would get a little controlling. It started out small, like telling me I shouldn’t post certain pictures or wear certain things. I didn’t see it as an issue because sometimes men just get protective, right? I figured everyone had their issues occasionally and the good seemed to outweigh the bad.

Every time he made me cry (which wasn’t often because the military had taught me to hide these emotions) he would apologize and make up for it somehow, whether it was flowers or a date night or whatever. One time he got angry with me because another guy, one of my platonic friends, messaged me, and he read my phone while I was asleep. He woke me up to angry sex which, at the time, didn’t seem to be such a big deal but he scared me to the point where I started crying when he started grabbing my throat to the point where I couldn’t breathe. When he saw my reaction, he was sweet and went completely 180, as if he had shocked himself. I chose to forgive him

I think I had this idea at the time where I was invincible. I’d been in relationships before, some that ended poorly, but I’d never been physically or mentally abused. I pushed the early warning signs to the side in hopes for a good future with who I thought was the man of my dreams.

We got married and I finished my enlistment, and moved back home to be with him. But I wasn’t sure what I was doing with my life, and in this sort of limbo I was in, all of a sudden, things changed. He became extremely controlling, obsessive, and angry all the time. I wasn’t good enough for him. He would coerce me into having sex with him when I didn’t want to. He would get drunk and say terrible things to me about my family. He gossiped about me to my friends.

All of these things had me in a deep depression. I started having random panic attacks, triggered by nothing I could rationally explain away (I’ve had generalized anxiety for a while but it was usually triggered by stressful events, not out of nowhere like this). I got to the point where I could barely get out of bed and function because I felt so exhausted all the time. I didn’t want to have sex with him. This seemed to make him even angrier. He would constantly tell me how worthless I was and how I deserved this. He told me if I ever cheated on him or left he would kill me and himself. I started to believe him.

I finally got the courage to go stay with my mom. I told him it was just for a few nights so he wouldn’t kill me. But he went on a rampage and after belittling me for an hour to the point of me sobbing uncontrollably while not allowing me to leave (he kept blocking the doors) he finally relented out of nowhere and went 180 again, though with a warning that if I tried to leave, he would bankrupt me and take everything I had. He could afford a good lawyer. I still didn’t have a job and I couldn’t afford this. I only had the last of my deployment money and it was almost gone, and a meager disability check from the VA which is not quite enough to live on, so where would I really go anyway? I believed him. I didn’t leave, and I forgave him once again.

The cycle continued. The next time I tried to leave to stay with my mom, just to get away from it for a while, he racked his .45 and put it to his own head, saying he would kill himself in front of me if I left. I didn’t leave then either because I knew I could not live with myself if he killed himself because of me.

The final straw was after a night of drinking. We went out and partied and came home, bringing one of his friends who couldn’t drive. My husband shouldn’t have driven either but we somehow made it back. When his friend went to bed in the spare room, he started trying to have sex with me. I didn’t want it and I told him so. He started screaming at me (how he didn’t wake his friend up, I don’t know). He grabbed me by the neck and started choking me. I tried to fight back, even hit him to get him off me, but I legitimately thought I was going to die. He told me he was going to kill me and then my mother. He relented for a minute, and told me to get on the bed so he could have sex with me.

In my head, I reasoned that being raped was better than dying, and I complied but I still begged him not to do it, thinking that maybe he would be merciful. He didn’t listen and started having sex with me so I just laid there and prayed it would be over soon. I laid still like a board and after about a minute of him trying, he pushed off me and told me I was useless because I couldn’t even get him off. He resumed trying to choke me though it wasn’t quite hard enough to kill me. I don’t know if he was trying to scare me or what. I didn’t fight back this time because he wasn’t as savage about it this time for whatever reason, and I knew he could fight better than I.

He then told me to get on the bed because he was going to shoot me and kill me. He had guns laying all around the house. I knew he could do it and I was genuinely afraid it was the end for me. I don’t remember what exactly I said, but I think my previous training finally paid off for me, because somehow I convinced him that this wasn’t what he wanted to do, and that he didn’t want to ruin the rest of his life by doing this. I still don’t know how I got so lucky. To this day I don’t know how I managed to survive that night. He could have killed me at any moment and somehow he didn’t.

I finally told him I was leaving (not the same night but within a few months of this last event). I began planning my escape well beforehand but even still, I needed luck on my side to get out of there in one piece. I had handled domestic altercations in the past as an MP, and I knew from my training that the most dangerous time for a woman in an abusive relationship is when she decides to leave. He had told me (jokingly, but with a hint of foreboding) plenty of times that if he killed me, no one would ever find my body. He had killed people before and I didn’t doubt his capability to do so. But I had always considered myself mentally strong and I’d always told myself (especially not after handling a domestic) that I would NEVER put myself in an abusive relationship, yet here I was, trapped by my own fear of this man who had somehow exerted so much control over me. But I was no longer going to be his victim. I had decided that I was getting out, whether it was to safety or to my own death, and I was not going to live out the rest of my life in such a toxic environment.

Somehow, I managed to convince him I wasn’t right for him, that I was bringing him down and that he could be so much happier without me. It took months of throwing this idea at him, only when he was in a good mood. In his defense, he did seem sad that our relationship was so terrible. He had PTSD from being overseas in combat. I think a lot of his violent reactions were because of this. I didn’t hate him, but I needed to get out while I still could. My words slowly got through to him. I don’t know how it worked, I honestly don’t. I knew I was was taking a huge gamble but my strong points have always been my abilities to convince people, to calm a tense situation, and to utilize what the military calls “verbal judo”. I used all of these to my advantage, and slowly the idea of us getting divorced started to sound better to him. He was truly unhappy with me and he started to rationalize this over his obsessiveness (his therapy helped a lot with this too). I told him I wasn’t going to take anything of his (the judge looked at me strangely in court when I said this and even tried to tell me that I was probably entitled to something, considering I wasn’t working due to disability at the time). I did this even knowing I would be living in poverty so he would be more likely to let go. He made lots of money and I didn’t ask for a single cent because I valued my life more than his money.

I moved states away after we finalized the divorce to live with a friend, and cut all ties to my ex husband. I made it out and after seeing all the stories of women who didn’t, I consider myself extremely lucky. I also learned something from this entire ordeal: every woman can be a victim of domestic abuse. I used to think I was strong, both mentally and physically, and completely immune to it because I had seen it so many times firsthand. I never thought it could happen to me. But I was wrong, and I found out the hard way that an abuser is always going to be an abuser and no matter what you do, you can’t change them. Your best bet is to recognize the early warning signs: unhealthy possessiveness/obsession, mood swings, insisting on sex when you have stated you don’t want to, things of that nature. Because by the time you live with someone, it may be too late. It almost was for me.

#yesallwomen #submission #personal #personal story #content warning: violence

97 notes · View notes

abassi-okoro · 6 years ago

Text

WHEN DID YOU FIRST REALIZE YOU WERE BLACK?

By Abassi Okoro

Strange question isn't it? Well, it's not like black babies come into the world knowing their color and ethnicity. Someone at some point has to tell them. Now if you're not black then you're probably thinking to yourself right now, "Why would you have to tell a kid that he or she is black? Isn't that obvious?" Well it might be obvious to you that you're white but being white in America isn't accompanied by a disclaimer and parental advisory. White parents never have to pull their kid to the side and say, "Jimmy, you're white!" There's no reason to allude him to that fact because society will do it for him through advantages and privileges. Black parents, we don't have the luxury of just saying to our children, "You're black" without telling them why it's important to know that, how we got here in America, why we're here in America in the first place, and the dangers of still being in America.

The revelation of you being black is usually a negative one. The revelation of you being white is usually a pleasant one. I'll give you an example; you might realize you're white when you live in a big house, your mommy drives you to school, you have no chores, everything comes easy to you, you get everything you ask for and all of your friends look like you. Even if you’re not from a wealthy white family and your mother is a single white parent or your parents are low to middle class whites, you still reap from the benefit of the doubt that you will turn out at least better than the average negro. For blacks, you might realize you're black when you're the only one who looks different in class, when you’re bused to a school way across town or when a little white ask you to dance only for it to turn out to be a group prank. Or as in my case, you're called a "Nigger" in 2nd grade. Pretty rough beginnings I admit. Being called a nigger was when I realized that I was black. I remember running home and telling my mom that a white kid called me a nigger and my mother tried her best. She said, "You ain't the nigger - HE'S the nigger." Well, that didn't make much sense either. I needed a REAL explanation - not an emotional reaction.

When you’re a young child, you don't think about yourself being anything but a child, let alone a black child. At least the white kids had that luxury of knowing they were a white child. When I was a kid, my mother would say, "Don't you go out there and embarrass me in front of all these white people." That was another realization; why was it so important to make white folks happy and comfortable? I imagine that no white parent ever carried the burden of telling their white kid to be on their best behavior in the company of minorities or immigrants. White parents were also proud of their kids no matter what but with black parents, us black kids had a hell of a time invoking unconditional pride from our parents and you can forget it ever being vocalized. It's just not in our culture to praise our children in that aspect and if you know anything about Post Traumatic Slave Syndrome, you’d understand the reason behind why black parents do not praise their children. One of the reasons is that black parents feel that somehow that praise sets us up for failure and so parents stay stern and serious while playing the role "Constant reminder" that they have to put in “work” and push twice as hard for half as much. It makes sense from a survival standpoint but positive reinforcement an unconditional love is also a survival tactic. Black kids need to hear adulation just as much, if not more than white kids. We’re the ones at a social disadvantage.

SUMMER OF 1983

It was the summer of 1983, school was out and I was boarding the school bus. A white girl in the front of the bus was eyeing me and whispering to her group of white female friends and giggling. I could hear some of the girl says, "Go up to him, go ask him." Obviously I was thinking that the girl had a crush on me and wanted to ask me to be her boyfriend. As the group of girls made their way to the back of the bus where I was sitting, one of the girls said, "She wanted to know if, there's birds living in your hair?" The three girls giggled and ran off. I had an Afro. I was embarrassed and devastated. I wanted to cut my hair that night and I was certainly black THAT day. Being black had a tendency of catching me off guard. You become baffled about why store shop owners are following you around in the store. You're confused why a bad grade in English translates as you having a, "Learning Disability" while a bad grade by a white kid translates as, "He just needs a tutor." You’re confused on why a police officer is asking an 11 year old if he has any weapons while white kids are given a ride home in the police car (front seat). You can't figure out why being involved in a fight with another black kid, you're asked if you're in a gang.

SPRING OF 1988

It was spring of 1988, my friend Travis, Christian and I were sitting in Travis’ car in a parking lot trying to figure out directions to Chantilly High School. We were going there to meet up with some other friends for a flag football tournament. Travis had just bought his first car, a royal blue 1975 Chevy Nova SS, muscle car. We were both equally confident and cocky (even though I was the passenger, I thought the car did wonders for my teenage sex appeal.) Within minutes we heard the, “Woop Woop” of a police siren. A police car had pulled up behind us with flashing lights. The officer got out of the car and walk up to my window, he leaned down and said, “What are you boys doing here sitting in the car?” Travis replied, “We’re reading a map printout.” The police said, “You know this looks suspicious.” Travis and I looked at one another and he replied, “Sitting in my own car looks suspicious?” The officer asked for ID and registration which was provided for him but he also made Travis take the keys out of the ignition and give them to him. The officer walked back to his car with Travis’ keys as we sat there for over 20 minutes.

The officer returned and immediately said, “Everyone step out of the vehicle.” So obviously at this point, we’re expecting the worse. We all got out of the car and sat on the ground. Within minutes, police back up arrived. There were now two police officers and Travis looks at me and whispers, “Now they’re going to fuck with us.” The first officer says, “You guys are sitting in a parked car in front of a bank.” We hadn’t realized that a First Union Bank was 20 feet away and we were not sitting “in front” of it. The officer says, “How do we know you’re not casing the joint and you’re planning to rob it?” Travis fires back with attitude, “Yeah, we’re going to rob a closed bank with no tools, no weapons, no masks and in broad daylight with a supped-up blue muscle car.” The officer then turns to our friend Christian and says, “Why are you with these two jokers?” Christian replied, “We’re friends, we’re just trying to get to Chantilly High School for a football game.” What the police officer said next was an incredible example of my blackness. The officer said to Christian, “Don’t hang with these guys, I can tell they’re trouble. If you want a future, leave these guys alone. Go ahead and get outta here. Go home now!” Christian was white! Travis and I stood for another 10 minutes as the cops tried their best to find something to pin on us. The car was searched by both officers, we were questioned if we had drugs or contraband, we were chastised, ridiculed and we were even asked if we were “gang bangers.” Eventually we were allowed to leave. The entire ordeal was an hour.

I was furious, angry, and extremely angry. I was also angry with Christian for being white and privileged. It wasn’t his fault but I was angry with him nonetheless. We never made the football tournament. Realizing you’re black is more than just looking in the mirror. It involves the realization of unfair and unequal treatment, of bigotry and pure hate. I have spoken to African immigrants who only knew that they were black in the context of skin color but didn’t know that they were BLACK in status until they arrived here in America and was treated less than human. Many of these revelations put me on the path of where I am today. I wanted to know why black folks was such a big deal in white America. Why were we so hated? My mother would often reassure me that, “One day our ship will come.” I wanted to know where that ship was coming from and where it was going but more importantly, why “One Day?” My parents indoctrinated me to believe that our time was a matter of patience, that one day we shall overcome – not that we HAVE overcome. The tide will turn, the pendulum will eventually swing to the other side, what goes around comes around, you reap what you sow and so on and so on. Cop Out! I don’t have mixed feelings about my parent’s teachings, that’s what they were taught as well. If you listen to the old Negro spirituals, all of those old songs were about “One Day” and never “Today.” That’s how blacks in America were conditioned, to WAIT for that one special day or that special savior who will come, “One day.” This type of conditioning takes away our natural desire to win. No one waits for a victory – you get out there and claim that victory. Those old Negro spirituals are a lie!

My parents didn’t explicitly teach me about my blackness or how to navigate in the anti-black racist society. Perhaps they were protecting me or perhaps they weren’t wise in their articulation of the black struggle. I had no real reason to acknowledge my race and I didn’t understand the impact that my blackness had on the society and the people around me, positive or negative. I was the first to be picked for the basketball team and the last to be chosen for the debate team. I grew up with a myriad of different friends, black, white, Asian, Arab, Hispanic. My very first best friend, Ankush - he was Indian and from New Delhi. My second best friend – Katie was a white girl from Virginia, my third best friends were two Native American twin brothers – Ricky and Nester from North Carolina and despite that diversity of friendship, my friends were more intrigued by MY blackness. When you’re young you don’t realize the significance of your skin tone. Society hits you in the face with proverbial bricks of blackness. Whiteness seems like a very subtle and smooth realization accompanied by smiles, entitlements and privileged white culture.

I grew up in a household where blackness wasn’t necessarily celebrated. We didn’t celebrate Kwanzaa, we didn’t worship a black Jesus, and we didn’t honor Black leaders, not even during Black History month. My parents kept their noses clean, heads down and they did their best not to rock the boat. Neither one of my parents were social activists or black extremists. They grew up in a Southern Baptist environment and my parents still carried some residual obedience to white folks. My mother worked for a wealthy white woman as a caregiver. I can still recall the first time I witnessed my mother address another woman her same age as “Yes maam” and “No Maam,” something I grew up believing was attributed to elders only. My father worked for a commercial insulation company for over 40 years. The company was owned by a board of racists whites who would hire blacks and Hispanics to work 60+ hours a week for pennies. With no marketable skill set, no post high school education, no real working knowledge of economics, my father’s options were limited and that put him at the mercy of being employed by whites who would otherwise work him to the bone and pay him chump change. Because of this, I was brought up to behave myself in front of white people or else I wouldn’t be given great opportunities. It took me several years to realize that my parents were still operating as free slaves. My mother always reminded me of how intelligent and talented I was but ironically she put that reminder in the context of using that intelligence and talent to assist white folks so that they can pay me well. She would often say, “Boy, that brain of yours is something else. If you can get you a job in a big company you will be rich. You are so smart!” She never said, “Boy, that brain of yours is something else. If you can start your own company and hire your own people, you will be rich.”

It’s not her fault, it’s how she was conditioned. It’s how most of us were conditioned. I think I resented the fact that I wasn’t raised like the black kids in San Francisco who had the Black Panther Party down the block or like the kids in Harlem in the 60’s who could just walk down to Mosque no. 7 and listen to Malcolm speak. I had parents who took me to church to look upward to a white God. I wanted to know why my parents weren’t angry like me. I was angry stepping out of the 75 Chevy Nova SS and my parents went to work each day serving white folks and never had a cross word for their bigot boss.

So I went through my phases (Black Militant, Ansaarullah, Moorish Science Temple of America, The Five Percent Nation, Nubian Islamic Hebrews, Nuwaupian Nation of Moors, The Universal Zulu Nation, Pan Africanist, All-African People's Revolutionary Party), I joined them all looking for my purpose. If my parents weren’t going to teach me blackness, I was going to teach myself. I’m grateful for all of this because it gave me an opportunity to define myself and not just accept prescribed definitions (African American, Christian, Non-Violent). I identified myself and I came to realize that I’m not just one thing or three things. I am black, I am African, I am Cameroonian/Congo, I am a black militant, I’m an Ansaar, I’m a Moor, a Five Percenter, I am a Nubian Islamic Hebrew, a Nuwaubian, a Zulu, a Pan-Africanist, and I am a revolutionary. More importantly, I am Black.

0 notes

bloginstantmooncollector-blog · 6 years ago

Text

Evansville Indiana Cheap car insurance quotes zip 47703

"Evansville Indiana Cheap car insurance quotes zip 47703

Evansville Indiana Cheap car insurance quotes zip 47703

BEST ANSWER: Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr

RELATED QUESTIONS:

Provisional to Full license insurance?

I am 17 years old on provisional license and about to take out insurance for my car. I received a quote from Quinn Direct for about 1050, but I wanted to know what will happen when I pass my test and have full license? Will I have to pay more?""

""How much is insurance on a 1995 jeep wrangler 4x4 for a 16 year old male that lives in DOuglasville, Ga?""

I am currently 16 and I am looking into buying a Jeep Wrangler 4x4 5 speed with a 3 inch lift. How much on adverage would insurrance be for me being a male? I live in Douglasville, Ga if that matters.""

Estimate on drivers insurance?

Hello, i'm 16 years old and about to get my license any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount.""

How do i obtain individual short term disability insurance?

I got an offer from a small firm but they do not offer short term disability insurance. I want to have one just incase I get pregnant and need to take a maternity leave so I get paid during the maternity leave. I've called few insurance companies and they dont do individual short term disability insurance? What's my best option? Any ideas? Thanks

What 7 seat cars have the lowest insurance group rating?

Looking for a new car for our expanding family and want to find something that's low on insurance. The lowest two I've found so far are the Fiat Doblo (Group 3) and the Nissan Cube (Group 4). Does anyone know of any other low insurance 7 seaters? Thank you! :)

I am retired federal employee & want info on car insurance rates?

MotorBike Insurance For CBT...?

i was just wondering if i bought a Honda CBR 125r and i got a provisional license ad done the CBT would i need insurance to ride on the roads for 2 years or would i not need insurance until i could save up money for lessons, theory and practical test....???""

""If I report an auto insurance claim under my comprehensive, does it count against me?

Not sure whether to report an damage to my vehicle. I estimate the cost to be about $ 500.00 +. My deductable is $ 500.00. Any info will help :)

How to obtain depreciation from insurance company?

I had a roof claim at the end of the year for $45K. Ultimately the roof failed and damaged the interior of the home as well. The insurance company sent an initial check for $38K, and there is $7K in depreciation as a hold back. Once the work was completed I sent the insurance company a final invoice from the contractor for $44K. The invoice listed all of the work done and a grand total. The adjust is asking for line item detail around the charges. My contractor is telling me this is a ridiculous request and won't provide. So now I am sitting here with an adjuster who won't budge on their stance and a contractor who won't help. Are there any hard and fast rules on how to obtain the depreciation funds. In the couple of claims prior to this over the years, all I had to turn in was a generic invoice. I am at a loss and need to get those funds to close this deal out. I have full replacement value.""

What is public liability insurance? where can i get one?

im applying for business permit and one of the requirement is public liability insurance.

Car insurance want to know the outcome of trial?

So 2 years ago I won a court case against someone who crashed into me. They Never Never helped me in court at all. I didnt even get to use it After the car crash since the other person insurance expired. Anyway they now sent a paper asking What happened in the case.why?. What can they gain from it? And further more I am not in that car insurance anymore. I haven't been for months.

Car insurance coverage?

So, my car was stolen from my driveway and was found crashed into two houses in a few towns over. My insurance policy doesn't cover theft/vandalism but it covers collision. Since my car was recovered from the theft but ultimately ended up in a collision, shouldn't I be covered? Professional opinions only, please.""

Cheapest way to get car insurance ?

I need to insure my car in order to be legal, but i do not want to pay a lot for insurance if the car isnt worth anything, its not worth much but its AWD and gets me where i need to go. Are there any companies that offer low payments for a piece of paper showing i have insurance that i can show a cop if i get pulled over so i wont owe 1500 bucks to the state?""

Crazy insurance rates wtf?

I am a new driver just got my license. To add me to their policy its going to be an additional $330 a month! The car is only worth 5,000. What should i do?""

How to get health insurance for a pregnant woman in California that is a LEGAL immigrant?

Ok, my fiancee is pregnant. She's a legal resident, but from what I understand, she isn't supposed to use any type of public benefits (aka welfare) and we really don't want to either. I have company health care (HMO), but my company won't pay for her, and for me to add her onto my plan is like $900 more a month (IT IS INSANE!!!!!). She doesn't work as she is a stay at home mom. We are not married, but we were planning on an October wedding before she found out she was pregnant (7 weeks), I imagine we are still going to stick to our plans. How can we have this baby? I make $36,000 and live in San Diego. This would be our 2nd child, I can barely make ends meet. Before you judge me about having another kid without the true financial means, she was on birth control for 2 years. We don't know how this happened, but I guess it's not true 100% protection. Are there any insurances we can get? How can we get help with this baby? What can we do? Thank you for your help.""

I and my friend were thinking to buy a car. He is much older than me. How should we do insurance in this case?

In this case who should be primary driver on insurance policy? me or my friend? How does it matter in terms of insurance premium? My friend will be driving the car much more than me.

Car Insurance?

How does the car insurance work here in NYC, I don't fully understand, if you have AIG how much does insurance go up for your parents if you are 17. I've heard 1500-2000, (Is this true?)""

""Does your car insurance go down when you turn 25? If so, how much...?""

Does your car insurance go down when you turn 25? If so, how much...?""

Complete details of different insurances in USA?

Domain Knowledge of different types of Insurances of USA?

Motorbike Insurance/Tax/SORN/MOT need help!?

Hi, I recently bought my first motorbike a few month in advance of my 17th birthday, with the intention to ride it once im 17. When i got the bike, it had no MOT or road tax and it was registered as SORN (meaning it was registered as being off the road). So i filled in the registration document, rang up the DVLA and re-registered the vehicle as SORN again. The thing i would like to know is, when it comes to the time of my 17th birthday, in what order do i get each of the things, for example, would i get the MOT before the roadtax and if so how would i get my bike to the MOT centre without having roadtax, and would i still be able to get insured on an untaxed bike with no MOT? So basicly, what order do i get the insurance, MOT and roadtax in? Sorry i hope this made sense i have tried to describe it in the best way possible, thanks for any help.""

Can anyone recommend any car insurance companies to me that are pretty cheap?

Just bought a new car yesterday and need to get it insured before i go pick it up. I'm a 19 year old female and passed my test on august 27th last year so havent even been driving a year yet...dunno if that helps at all lol the cheapest quote i got so far is 920 annual...does anyone think this is the cheapest i'll get.

To get a car insurance quote do they need my social security number?

I called an insurance company and they asked for my social security number. I gave it to them and my mother got mad at me. Are they suppose to ask for it for a quote?

What types of insurances are there?

Like im not an adult or anything but I want to know how many insurances are out there. Please list them. Thanks. P.S. I know water insurance, health insurance, car insurance, and I don't know anymore!""

Child support/car insurance?

Ok so I just got my liscense and I bought half my trck and my mom bought the other half. So is it right for my dad not to pay for my insurance? And does child support cover car insurance. . .plz just give me your opinion/facts on the whole ordeal.... Have not found job just turned 15..btw Thank you all

Where can you get cheap car insurance after serving a drink driving ban?

I think it is so unfair to hype up the premium.

Evansville Indiana Cheap car insurance quotes zip 47703

Buying sunglasses using health insurance ?

hi i am trying to buy sunglasses using my health insurance because aetna health insurance allow me to buy sunglasses on their charge, a lot of my friends did it this way, but every time i call a store they say that they don't do that!! any info ? thanks""

""Car insurance, do you have to be insured to drive another person car?""

My boyfriend sister wants to borrow my car for 6 weeks and there is no insurance on it. But if I was to insure it for myself, would his sister be able to insure but she has no insurance on any car. Does she have to be insured on another car for her to use mine. Hope that makes sense.""

""Planning on buying a newer car, wondering how much my insurance will go up or if it will at all?""

Right now I have a Ford mustang, and i'm paying about $800 every 6 months, i'm planning on getting a 2006 Grand Prix so since it's not a sports cr but it's newer will my insurance rate stay the same? Will it go up? Or am I lucky and will it go down?""

Do I have to make a down payment on my auto insurance?

I am going to get insurance through State Farm and I was wondering if I will have to make a down payment on the insurance and if I do how much will it be?

Car insurance not at fault?

I recieved a letter from my auto insurance who finished their investigation regarding my claim (minor accident @parking lot of a store with another vehicle) and according to them I am 0% at fault. The other party's auto insurance is still conducting their investigation. If the other party finds me at fault then what happens next? The reason why I ask is I got laid off my job in February & I do not have the funds to pay and it's been hard to find a job that pays a decent rate to help me live here in northern California. Your assistance greatly appreciated. Thank you.

Why should each of these people get insurance?

When you are broke in what order should a , young married couple without children, 18-25 single person or single 18-25 year old parent purchase different types of insurance? Why?""

How much will i pay in car insurance for a used mid range priced vehicle?

i am a 20 year old single mother who lives with her parents and works full time.

Canceling Car Insurance?

Have a RAC car insurance,just sold my car which was insured by rac and bought another.called them saying that car is sold and have another and want to insure it with them to save time looking for a best quote again,they said they cant find it on the system therefore they cant insure it,but to cancel insurance i have to pay them.why should i pay them if its their fault they cant insure it.What can i do to get rid of them not paying a penny for nothing?thanks,your help guys will really appreciated""

Can my parents exclude me from their auto insurance?

My parents have Country auto insurance (I'm assuming Countrywide, they said the one on the commercials ) I'm 16 and I feel it's my choice whether I get my license like every other kid out there, but my parents won't let me because their rates will go up. I know some insurance company's can exclude certain people from their plans, will my parent's insurance company do that for me? I really don't want to go through the hassle of calling them going on hold explaining it correctly etc. Please let me know! Thanks.(:""

Best Child insurance plan?

Which insurance plan should will be best for child , including study and marraige?""

Help i need cheap auto insurance.?

i have a 2001 pontiac grand prix gt and i am 19 years old and i live at zip code 48726 i need cheap car insurance can you help please

What is one way insurance?

what is one way insurance and two way insurance? I am having trouble trying to find out what it is. can anyone explain this to me?

How does Driver's License affect insurance in Washington State?

I'm 18 and just recently moved in with my grandparents so I can go to school. I would like to get my driver's license, but they are telling me I can't because it would make their insurance rates go up. I don't think that makes any sense because I don't have a car, and I don't drive theirs. Would me getting a driver's license affect them at all actually?""

Is there a way to not have auto insurance when you will not be driving your car for a year?

I have a car loan that I still owe $15,000. I will be going to Mexico for a year and, therefore, will not be driving my car for a year. Is there a way to just insure the loan so that if the car starts on fire by itself or something I'll still be covered? If so, how much does that cost?""

What is the Best & cheapest insurance in Texas?

I drive a 1989 Toyota Camry, I just go to and from school (less than 2 miles away) i only drive the car like Mon. & Wed. and yet i have to pay like 150 for car insurance, in 6 months of paying, i pay what my car is worth. So i wanted to know is there any cheap insurance i dont care if they suck or anything like that, i just want something below 100 dlls. so please tell me which insurance you use and how much you pay a month that would really help. Thank you in advance -Angela""

Buying health insurance for the first time?

I'm looking to buy health insurance, but not sure what type to get. I'm very healthy and have no children so it would be just for myself. Should I do a co-pay plan? HMO or PPO? Not sure.""

""I am 20years old born in 1992, however to get cheaper insurance can i make my age at 1982 as a second driver?

What will happen when police stop you to do insurance check? If you are going to be showing your age at 28 born in 1982 instead of 1992 insurance is suddenly cheaper for cars. What will police see if you get stopped for insurance check? Also what can you say if they say why is your DOB 1982?

Wow does anybody else have insurance this cheap?!?!?!?!?

I just bought a2005 Suzuki GSXR 600 Sportbike ( high powered). I got my insurance and They quted me $7.65 every 6 months for liability and 75.68 for fukll coverage, which I got. I know some people that are paying 800.00 every six months for this bike. I have been with the company (State Farm) since I was 16 and have nothing on my record. I am 25 now. Anybody getting this good of a deal???""

Ii need a dentist with no money or insurance. ?

Hello every body how u doing? Me I'm good i just have a real deep situation i need help with. Okay I'm 33 year old female I'm here in san diego. I have had a rough life. Im n need of answers for dental. I haven't been to the dentist in years i need work. Its been so long and I'm inbarest to open my mouth. I'm not working and i have no money saved up. I live with my mom and brother which receive ssi so my momma and brother help me. And i have no insurance. I really need to smile again i don't kw where to start every thing neg shuts me down. So is there any answer for me.

My car has been broken down for some time do I need insurance?

My cars engine blew up in June. I could not find an engine I could afford at the time. I canceled the insurance due to this. I received a letter in the mail wanting proof of insurance for the state of Ohio. I have purchased a engine now but still haven't had anyone install, so the car is not operational. What do I do? Can I show the receipt for proof the the vehicle wasn't operational?""

""Where can I find affordable insurance for sickle cell, full time student?""

If possible, in the Washington DC metro area. School is really expensive and it's very difficult to afford all these costly insurance while at the same time paying for school and living expenses.""

Insurance for a 2010 Ford Fiesta Edge?

Hi, Im saving up to buy my first car and as it may be used for some fairly long commuting i was wondering what the insurance would cost, i will be shortly taking a driving test and so this would be useful information, as to help me save up the funds in order to buy the car and insure it, the car costs on average 8.995, but there have been cheaper models that are 08,09 etc so what would be a reasonable price for a new shape fiesta edge or style. Thanks 10- points today for the best answer....""

How much would car insurance cost for a 17 year old from allstate in california?

does it also matter what kind of a car it is? I have a 1999 chevy malibu

Whats the best insurance company for young male drivers?

im 17. passed my test in sept this year. want to insure new citeron c1 1litre or 2001 or 1999 corsa expression 1 litre. whats the best insurance company. best quote is 3k so far.

Why did geico increase my auto insurance rate for no reason?

My renewed 6-month policy has increased by $120 for seemingly no reason. Haven't had any wrecks or tickets. I called geico to inquire, and was told that all rates in Texas have increased. Have other insurance companies rates increased as well?""

Evansville Indiana Cheap car insurance quotes zip 47703

How much do you pay for auto insurance for teen?

im 17 almost 18 looking to drive soon? how much would I pay if.... -no good student discount -3 cars -1 boat -live with parents under whom which ill have co-sign my insurance for now out of predictions, how much do teens usually pay for auto insurance?""

How can I lower my auto insurance rate in California?

Details: Licensed at 19/Now 25yrs old. I have a clean record but can't afford full coverage because it's in the thousands. Is it pricey for me because I'm Asian? I don't get it, I hear about people being fully covered for a whole year for less than $1200, but I only have basic coverage and I'm paying $1100 per year. Can anyone help?""

""Dont know how much car insurance will be, i will be a beginner driver?""

I am going to be driving in a year or two and i have been looking at Jeep Rubicons 4x4, 4 door im not sure how much insurace will be.""

Can I get Sprint Insurance?

OK, let's say that I buy a phone for cheap on ebay or radioshack, can I still go to a sprint store and get insurance on the phone or do I have to buy the phone directly at the sprint store in order to get insurance?????""

Average car insurance rate in Massachusetts?

I am a 18 year old female and I just recieved my license. I went to driving school (this included sit down classes and road lessons). I have good academic standing( my gpa would equate to an A+). Also I have never been in an accident during the time I have had my permit. I would like to know a decent average throughout Massachusetts without having to go on several online sites and fill out extensive questionaires just to get a quote (the questionaires are also asking me for the type of car the I drive and I don't own one yet. Although I will probably stick to American cars such as Ford). Can anyone help me? Please and thanks!

Wantings to buy Renter's Insurance?

I want to have renters insurance. How long do I have to wait to make a claim

First time Car Owner Getting Insurance?

I'm a college student, not living with my parents, which means I will need to start my own parents. and I'm looking to buy my first car, which might be an out-of-state title. Say I eventually, locked on a deal. The question is: Do I have to buy insurance before paying for the car. But then how does the insurance company assess the quote since I haven't had a car yet. Do I just tell them the make and year of the car I'm Going to buy for sure or how does it work? What if I bought the insurance, but the deal didn't work out, and I have to choose other car/ make/ year? Or, can I get it insured soon After I make the purchase? If so, what happens between I picked up it from the seller and driving it to get it insured. Do I get screw if I had an accident during this time. I probably sound pretty stupid by now.. but dude help me out here.""

How much would insurance cost for a 2013 Ford Mustang Shelby GT500?

I am currently 17 years of age living in a metro area with straight As in school. I have never had any previous speeding tickets and I am a defensive driver. My parents are cosigning with me in order for me to get the car. I work as a waiter at a very upscale restaurant, so I am able to make the payments. But will it be over $300?""

How much would it cost to insure a large SUV for a 16 year old?

I have always wanted this car: http://pictures.topspeed.com/IMG/crop/200608/2006-toyota-sequoia-1_460x0w.jpg The Toyota Sequoia. I know it gets crappy gas mileage, but ive seen worse. And plus Im not gonna be driving that much either. my school is very close to me, along with all my friends houses. But how much will insurance be at your best guess? Also, if I don't blow off gas, and waster it, how much money do you think I will pay per month in California? Dont try to tell me that I am not old enough to be behind an SUV, because 1) Im going to be learning how to drive from my parents in an suv, so i will have some experience 2) my parents want me to get an SUV 3) Im not a dumb a** whos gonna go 50 mph and try to cut a corner and flip over. Bottom line is, im getting an suv and thats that.""

Is it OK for someone else to do car insurance for me?

Basically, will it be fine (in legal terms) for someone else, a friend - to make car insurance on my behalf because I might be busy?? really important!! (im sorry about the tedium of this question)""

Are you required to have proof of insurance in a brand new car?

I juss bought a new car, and the cop pulled me over because he thought my tabs were expired and he asked for my insurance but i told him that i have insurance i just haven't listed this car yet because it's brand new, so he wrote me a ticket..is that legal?""

How much does car insurance cost on average for a 18 year old female drive in florida?

???????????????????

Has anyone ever had short term car insurance ?

how much is it ? i work alot in the summer so i only need a car for a month please help am new to this.

How do I get health insurance for my baby to be born in April?

I am self-employed, therefore have a limited health insurance plan just for me & my husband (In other words, no employer health insurance). To keep my premiums affordable, I have a very high deductible, no maternity coverage (I am paying cash to a midwife), very bare bones, in other words. Can anyone direct me as to what company/where to start? The one company I inquired with told me I could not even submit the application until my newborn was 32 days old. Is this standard practice? Thanks for your help. I really detest the subject altogether!""

Affordable health insurance?

So we make about 35,000 a year so I do not qualify for government subsidies. we bring home about $2,600 a month $900 house, $800 car (I've tried geting out but there least so we cant) about $400 for house bills water, electricty ect..., $150 cell phones $100-$150 in gas(to get to work) $100 car insurance, and that only leaves us with $100 dolars a month for food so we keep having to use our credit card just to feed our son which is another $75 dollars a month!. (we dont have house phone, cable, took our son out of pre-school and karate) So we end up with $25 (If I use the credit card for food) and yet the cheapest insurance I can find is $183 a month. CANT! is there anywhere that sells insurance for cheaper? I have and interview on monday but I cant afford daycare. I knot know what to do. help please""

Can you stay on your parents' health insurance?

If you are under 26 and get a job that offers health and dental insurance, can you legally stay on your parents' health plan? Refusing does not jepordize that, correct?""

""Are you 21 or younger, primary on car insurance, and been driving five years, is your insurance $100 or less?""

If you're not on your parents policy, have your own car, and been driving at least five years, how much do you pay for car insurance each month?""

""I am a 19 year old male, what is the cheapest car insurance?""

I am a 19 year old male, what is the cheapest car insurance?""

What is an average homeowners insurance quote for a house in Oregon? ?

We are interested in buying an 1800 sqft house built in 2009 in the Portland metro area. Would $800 a year be an good estimate?

AXA Equitable Life Insurance?

anyone have Equitable as their insurance company? Comments? Also, can anyone tell me about the Flexible Premium Universal Life Insurance Plan? THANKS!""

How much will AAA insurance go up if I get my license?

my mom and dad have AAA and I am 16 and I want to get my license. but my dad is telling me to just wait until i go to college since he will buy me a car then. he says the insurance will go up $1000 per month but i cant believe it. how much does the insurance usually go up after I would get my license. I wouldn't own a car and I wouldn't be registered for one.

Can i sign up 2 cars with the same policy? for car insurance or it has to be separate?

i have 2 cars and i have 4 years no bonus claim, and it was fine and everything, today the insurance company phoned me and said i can only use my 4 years claim on one car only and if i try insuring the other car it would be like no claim so it's like you just received your license with no experience. do you think i could sign one car with an insurance company and the other car with another insurance company?""

How much would car insurance cost for a 19 year old with a v6 chrysler 300 2012?

Please help me!

What is the average car insurance price for a new driver?

I have my driver licence almost eight months ago in NH. Now I moved to Mas and I pay about $ 210 per month for car insurance. I want to know if I can find cheaper or this not too bad for a new driver. I own a 2000 ford Taurus since two months. What do you think guys?

Approximately how much will car insurance cost me in the usa?

im 19 years old im getting a mazda rx8 2004 it has 55k millage on it. i will use my foreigner license in the states. im live in new york and im a student on an f1 visa.

Evansville Indiana Cheap car insurance quotes zip 47703

Insurance company offering me a check to settle? What should I do?

I was in a car accident, where the other driver was 100% at fault. We both have the same insurance. They reimbursed me fully for my car, reimbursed my employer for health expenses (I assume) and I didn't get hurt too bad min the accident besides some whiplash and scrapes on my hand. Today, I get a call and an offer of a $250 check for the inconvenience of being in an accident. It sounds kinda fishy, I thought this case was closed long ago, so I told her to send the offer, in writing, describing the details of this inconvenience check. What exactly is going on here and why would they feel the need to randomly cut me a check? Something doesn't add up.""

""Cheap Home Insurance Companies Orlando, Florida?

I used to be insured by Homewise Home Insurance but for some reason they cannot longer insured me and they are transferring me to another insurance company when my renewal comes around and increasing my premium by close to $300. I need to know right away the cheapest home insurance companies in Orlando... help..

What is the cheapest car for a 17 year old with cheap insurance?

Im nearly 17 and am looking for a car, of autotrader or something? Preferably cheap and cheap on insurance? Thanks""

Does anyone know how much the government's health insurance will cost per month for families?

Does anyone know how much the government's health insurance will cost per month for families? Everyone for the bill is so happy because they finally get affordable insurance, but I have yet to hear how much they will really be saving compared to private insurers? Thanks!""

""Car fender bender -insurance low balling payment, how to get more money from the insurance company?""

Had a fender bender accident and the other driver was charged, the insurance adjuster said the damage is $1500.00 and gave check (not yet cashed). Took car to repair shop (from the insurance approved list) the estimates were $2000.00 and $2800.00. How and what can be done to get the insurance to pay up more, so I can decide later when and where to get the car repaired? Thanks""

Can I get off of my parents auto insurance?

So when I got my license when I was 19 about two years ago I was automatically put on my moms nationwide insurance which was fine because I drove one of her cars but now she only has one vehicle and although I do still live at home I'm a full time student at a community college so she usually drives me around so she can keep the car so in order to save money would I be able to drop myself from her car insurance policy since I don't really drive anyway?

What's the best car insurance?

im looking for a car insurance that's cheap (affordable) so which one is the best one? That covers what the DVM ask for

Is AARP's Homeowners/Auto Insurance A Good Deal?

Mom's insurance company made a whopping raise in her premium claiming they have been under charging her for 58 years! She wants to switch to AARP for homeowners and auto insurance. Are they a good company to deal with?

Insurance&&Permitt???

Do you have to have insurance when you have your permitt. All i have is my permitt,and my grandma is worried about getting me insurance. Her insurance covers 65 and above. But my cousin didnt get insurance until she was 16 she thought that you didnt hafta have insurance until you got your license?""

What's the insurance like on an Acura RSX S-Type?

I'm just turning 16 and this's my 1st car(well actually my 3rd but the 1st one I've bought) and i know prices vary but i just want an idea of what my insurance will look like?

Cheap car to insure!?

Im 19 and soon to take my driving test in the UK, I will be 20 when I have done my test, I am taking the automatic test because I want to! , at the minute I have a classic Renault 5 1990 which I love , but I cant rely on it on long journey's because of its age my budget to buy a car is 2000 but im looking at finance aswell , the car has to be a hatch back?? not sure what to get""

I've been taken off my parent's car insurance policy. What do I do now?

I am 17 and I recently got into a serious car accident where my car was totaled. I got kicked out of my parent's car insurance policy because of this. My parents said that no insurance company is going to sell to me because I was in a serious accident while I was a minor. What should I do if I want to drive again? I can't drive a car without insurance.

Mr vice president my name is michael and i am in indiana. how can i afford health insurance michael?

i tried finding insurance but i can't even afford it. what can i do

Can anyone suggest me a auto insurance company?

i have japan based luxury car. my friend saying pay insurance in a good company. so i am searching company? thank you.

Can you get car insurance on someone who does not permanently live in your household?

Could I insure my sons car even though he only stays with me on the weekends. He is under 18 and can't get a policy himself

How much in costs would I be looking at and what car would you reccomend to get?

This is in UK and my first car. I'm getting a car at 17 but it needs to have these features: - Cheap on petrol - Cheap on insurance - Cheap to buy used like really cheap - Four doors (optional) Yeah so what would you recommended and how much would I be looking at in total costs per month including tax, insurance and petrol (excluding the price of the actual car). I will be using it around 3 hours a week.""

How much car insurance ?

Hi, i am a 17 year old. i am wondering how much could i realistically expect to pay for insurance on a Infiniti G35.. i understand it will be high.. but i will have a job , so im trying to play with the numbers to see if i can handle it. how much would it be a month? i understand the affects i have on it. 17 sports car foriegn car Male but i have a 3.0 gpa took drivers education. apparently these raise and the others deduct. how much could i realistically expect to pay a month.""

What is the best low cost health insurance for a small business owner with no employees?

I have two daughters, one fifteen years old in high school and the other is 21 and a college student. I am a 49 year old woman and in fair health. My husband is a Vietnam vet in fair health as well and will be eligible for medicare this year, so he will not need this insurance.""

Why do so many people complain about Health Care and not as much Car Insurance?

Why do people complain about the health insurance system when the car insurance companies rip people off just as much as they do?? Where are all the protesters? Most people act like the car insurance companies are doing you a favor when they are really not. They try to use unrealistic worse case scenarios to SCARE you into buying an expensive full coverage plan you do NOT need. They prey on your fears. So how come nobody questions the practices of Auto Insurance companies like they question the health care providers?

Insurance on a Subaru STI?

I am considering getting a Subaru STI but I was wondering about what insurance is going to be. I am going to call my insurance company to find out exact but first I wanted to make sure it's not going to be way higher. Here is what I have paid in the past: Age 17-18: 1998 Mustang GT $110 Age 18-20: 2004 Dodge Ram 1500 $105 Age 20: 2006 Subaru STI ?????? Based on what I paid for the other 2 vehicles what do you think its going to be? Thanks!

""BMW 318i 53 reg, insurance new driver?""

Parents may be buyign a new car, how much would it cost to insure a new driver on a bmw 318i 53 reg, about 30000 miles. Insurance would probably be on parents policy, 30+ years no claims, safe driving etc.""

I paid car insurance...?

I paid car insurance monthly, so I cancelled it today and they say there is a cancellation fee...is that correct and if so how much is it usually? Ontario Canada""

Is aviva car insurance website down?

aviva car insurance says its unable to process your quote? Its been doing this since yesterday:s I'm just looking at quotes for different cars, just looking what will be better for me, i don't actually want to get insured yet until I've found the best price! It just keeps telling me to ring them up!! Any ideas? Oh and btw ive tried changing my email address to see if i was just doing too many but it still comes up with it? And its not because its too high for me to be insured which ive seen from looking into it because some cars ive put in again because i lost the quote reference? Nothing works:/""

I need help health insurance help???

ok so i went to the doctor and found out i was pregnant. i live in california and have no health insurance. they gave me temperary medi cal for 30 days and i have to go apply at the cal works office. well i went and they told me i couldnt apply on my own im 19 that since i live with my mom she has to go in. she works alot though and its kinda harg for her to go. so is there any other way i can do it like online and mail in an application?? or do u guys know of any insurance i can get on my own??? please help??

Is A Ford Mustang a good car for a 16 year old?

Im 16 and Im getting my license in a couple of months. Im looking for a car and I really like mustangs. Im thinking about buying a 2003 or 2004 mustang in sonic blue. But will getting a mustang raise my insurance a lot and how much more than a normal car? Also, what mileage is bad on a mustang?""

Evansville Indiana Cheap car insurance quotes zip 47703

https://www.linkedin.com/pulse/why-do-students-need-insurance-jose-warner/"

0 notes

stephendmoreno1967-blog · 7 years ago

Text

Self-Driving Cars Will Transform the World as We Know It-Including Where We Live

mercedes-benz.com; iStock; realtor.com

The revolution is coming-and it's driving itself.

As autonomous cars make their autobahn-paced transition from fanciful, emerging technology to mainstream reality, they're expected to leave a forever-altered world in their rear-view mirrors. And it isn't just highways and commutes that will be transformed-it's also the homes and towns where we choose to live.

Minds boggle at this brave, new sci-fi-tinged world lurking around the corner. Imagine being conveyed from your doorstep to your office in a private vehicle, but without the stress of driving in stop-and-go traffic, or making awkward conversation with a driver. Instead, you might take a catnap, binge-watch Netflix, or prep for meetings. Traveling to and from work could even become pleasant. And if a long commute is no longer an ordeal, where might people choose to live?

Look Ma, no hands: Driverless cars concepts from the 1950s and '60s

GraphicaArtis/Getty Images

Chances are folks won't have to wait long to find out. Many of the big-name automakers, including Ford, Volvo, and BMW, plan to manufacture either fully autonomous vehicles, or ones at least capable of navigating highways on their own, by 2021 or sooner. In 2019, General Motors plans to launch its self-driving vehicles, available for ride-sharing, in some of the nation's biggest cities, including San Francisco.

Next year, GM will put its newfangled chariots to the ultimate test: on the wildly congested streets of Manhattan. (A human driver will sit behind the wheel to take over in case of an emergency.) Google parent Alphabet's Waymo will unleash its first fleet of autonomous minivans for trials in the Phoenix area within the next few months. And Tesla CEO Elon Musk said one of his cars will soon make the trip from Los Angeles to New York without a driver ever touching the wheel.

Tesla's self-driving car technology on display

Andreas Arnold/Bloomberg via Getty Images

As for the everyday ubiquity of the technology-well, that timeline is anyone's guess. Predictions range from a few years to several decades out, depending on who's hypothesizing. Many Americans may be hesitant to say goodbye to their beloved clunkers for robotic rides. But automakers and others are betting on the long game.

“It's a transformative moment,” says Billy Rose, president of The Agency, a Los Angeles–based real estate brokerage and development consultancy. “It's just so exciting to think about how these changes are going to impact us. There are ways we haven't even thought of yet.”

Whether the first impact is felt through the private ownership of premium-priced autonomous cars, or robotic ride-hailing services like Lyft, autonomous technology will almost certainly and eventually contribute to a decline in car purchases. And that would have a ripple effect on new home development and community planning.

We'd better buckle up. “We're on the precipice of a whole new era,” says Rose. “This change will be like the change from horse and buggy to cars.”

NuTonomy's driverless car, deployed by Lyft in Boston.

NuTonomy

Where will the next hottest towns and cities be?

So what does all this mean to the future of real estate?

The first areas to see substantial change when self-driving car services take hold will likely be some of the nation's most desirable-and expensive-urban markets. That's because a lot of land currently allotted to cars in urban centers-parking lots and garages, gas stations, auto shops, and car washes-could be repurposed into apartment and condo towers, bringing down the cost of housing.

“We're going to see prime real estate becoming unlocked,” says Rick Palacios Jr., director of research at John Burns Real Estate Consulting.

About 15% to 25% of land in urban centers is currently used for parking, both above and below ground, says Sam Abuelsamid, senior analyst with Navigant Research, a market research company based in Boulder, CO.

Meanwhile, constructing underground parking lots below urban condo and apartment buildings typically runs builders $10,000 to $50,000 a spot, the Agency's Rose says. Bigger buildings could have more than a hundred spaces. If builders don't have to shoulder those costs, prices are likely to fall.

A secondary effect of adopting autonomous vehicles could be that farther-out exurbs and rural areas with more affordable, spacious properties could become more attractive to urban workers with the promise of a friction-free commute.

“There are parts of the country that have been left behind, and it's possible this might bring them back to life,�� says Ed McMahon, senior resident fellow at the Urban Land Institute, a Washington, DC–based real estate and land use group.

Still, McMahon is cautious; walkable cities and closer-in suburbs are likely to remain popular, he says. Plus, it may take longer for on-demand driverless car service to become widely available in communities without a critical mass of customers.

Personal garages might just become extinct

Suburban garages could become one of the casualties of robotic rides, going the way of VHS tapes, phone booths, and photographic film. These attached or standalone car shelters could be turned into man caves, gyms, chill out rooms-you name it. They could even be converted into apartments, enabling aging parents or grown children to live nearby, or homeowners to make extra rental income.

International architectural planning firm William Hezmalhalch Architects is already getting ready for the shift by creating prototypes of garages that could easily be converted into living spaces in Orange County, CA. The firm is also looking into designing homes with no garages at all-a radical notion in car-centric Southern California. But they can't be built just yet. Most local zoning laws currently require each home to have a certain number of parking spots.

The challenge is “getting the jurisdictions to realize there are not going to be as many cars out there,” says Denise Ashton, senior principal in community planning at William Hezmalhalch Architects.

Builders today typically construct garages of about 20 square feet within the shell of suburban homes. That's about 400 square feet attached to a 2,000- or 2,500-square-foot home made of concrete, walls, and insulation.

None of that comes cheap. Two-car, attached garages usually run from $20,000 to $27,000, according to HomeAdvisor, an online home services marketplace.

But if new homes are built sans garages, that could reduce the overall cost. There could be more land available to put up larger homes in new subdivisions and neighborhoods. Or homes could come with larger yards or more interior space.

Waymo CEO John Krafcik, with Waymo's self-driving minivan.

Horacio Villalobos - Corbis/Getty Images

Stay tuned for the suburbs of the future

The suburban subdivisions of the future are also likely to receive a face-lift-and become a whole lot more green.

If folks no longer own cars, it eliminates the need for driveways and could cut down the number of paved streets throughout communities. Instead, residents might walk or bike down paths-instead of wider, car-centric roads-to catch rides from designated pick-up and drop-off sites. This means far more land could be freed up for park space and other town amenities.

“Today, we need to have streets and driveways for every home,” says Linda Mamet, vice president of corporate marketing at TRI Pointe Group, an Irvine, CA–based homebuilder. “In the future, that may not be the case.”

Of course, many details such as providing access for deliveries and designing walkways in colder climates have yet to be fully figured out.

Car ownership is costly, but many cling to it

But before you start preparing for life in a new, garage-less future, understand this: Americans love their cars. So the path to full autonomous tech acceptance may have a few potholes ahead.

Despite the potential benefits, only about 40% of U.S. adults are currently enthusiastic about the development of autonomous vehicles, compared with 54% who are worried about it, according to a recent Pew Research Center survey.

And don't be so sure that Americans will embrace the idea of ditching car ownership anytime soon.

“The fact that vehicles become autonomous will not automatically convert people from owning cars to sharing them,” says Blair Schlecter, director of economic development and government affairs at the Beverly Hills Chamber of Commerce, who writes about transportation issues. “Some people will always like the freedom of being able to own their own vehicles and being able to have a style of car they want.”

Moreover, pricey ride-hailing services such as Uber can quickly add up, at current rates. For those who drive about 3,500 miles annually, as about 90% to 95% of Americans with their own cars do, it's cheaper to buy a vehicle, according to consulting firm McKinsey & Company.

So how will people be persuaded to embrace a self-driving future? They could start by looking at some of the specialized advantages-such as being a major boon for the elderly and disabled, making it easier for them to get around, giving them newfound independence.

Add that to the fact that the average cost of owning a new vehicle totals about $8,469 in 2017, according to AAA. This takes monthly car and insurance payments into account along with gas, maintenance, and repair costs. And these same vehicles sit in their garages and parking spots more than 96% of the year, according to a 2016 AAA survey.

People still LOVE their cars…

Chris Ryan/Getty Images

You can already catch a ride in a driverless car…

To players such as Tesla, Uber, Waymo, and the Big Three automakers, it isn't a matter of whether the autonomous car revolution will be adopted by most Americans-it's a matter of when, and which companies will lead the charge. That's why they're engaged in a frenzied race to develop, perfect, and test these self-driving vehicles and get a wheel up on the competition.

Prescreened Waymo riders can already use an app to hail one of about 600 Chrysler Pacifica Hybrid minivans in Phoenix, where they're being tested. Once passengers settle into the vehicle, they press a button to start the ride-and they're off. Riders are shown arrival times on a screen along with what the car is seeing through its cameras and other sensors. There's also a pull-over button they can press to be let off in a safe place. (As with most current autonomous vehicles, a driver sits in the front seat and can take over if needed.)

Similarly, certain riders in Phoenix, San Francisco, and Pittsburgh can also hail one of Uber's self-driving Volvos.

BMW, GM, Ford, Land Rover, and many other companies are also testing their technology and vehicles around the country.

Safety issues continue to be a concern, and manufacturers have different ways of addressing it. Tesla's self-driving cars, for example, are made to be driven by humans but can go fully automated on demand. They are outfitted with 12 sensors and eight cameras to ensure they're ready. But the company came under fire after one of the owners of the cars died in a crash on a central Florida highway last year after automating about 90% of his last ride. However, government investigators said the victim was warned 13 times audibly and visibly to keep his hands on the steering wheel before the accident.

And a driverless, electric shuttle bus in Las Vegas got into a fender bender within a few hours of its debut recently. A human driver of the other vehicle was deemed at fault, and no one was hurt.

… or live in a community that uses them

Babcock Ranch is using autonomous shuttles throughout the new development.

Babcock Ranch

Suburbanites who don't live in a city can still get in on the autonomous, ride-sharing action. Babcock Ranch is a new 18,000-acre town in Southwest Florida, south of Sarasota. It will have 19,500 homes, schools, services-and autonomous cars and shuttles.

Ground was broken on the former cattle and mining ranch in 2015. About 25 homes-with garages-have already been completed, and residents are beginning to move in. (The town will be a mix of rental apartments, duplexes starting at $175,000, and single-family houses starting in the low $200,000s. It's one of the first fully solar-powered communities in the country.)

Next month, the community is launching the first of its eight-seat, autonomously driven, electric shuttles operated by a company called Transdev, a supplier of public transportation systems. Babcock's driverless shuttles travel through the community, from the model homes to the town center to model homes.

“It doesn't run on tracks. It doesn't have any wires,” says Babcock spokeswoman Lisa Hall. “It learns the route and … it knows how to guide itself.”

Babcock Ranch says it's just the beginning of its vision of future travel. The community is also planning to have two-seat, autonomous vehicles that residents can order on their smartphones (for a fee) to get around.

“We're trying to create a whole new way of living,” Hall says.

The post Self-Driving Cars Will Transform the World as We Know It-Including Where We Live appeared first on Real Estate News & Insights | realtor.com®.

0 notes

sarahburness · 7 years ago

Text

6 Ways To Live Well With A Chronic Illness

Living with chronic illness comes with its own set of unique challenges but it doesn’t mean that life has to be one terrible ordeal.

Often, we don’t look ill and we can still manage to hold down a job. We have families and a bit of a social life. Despite these things, we still feel terrible.

It’s like having the flu every day, with maybe an odd hour or two of relief.

Living with a chronic illness brings with it the challenge of honoring ourselves while also living up to the expectations and responsibilities of being alive. Often, that includes extreme pain, exhaustion or a hidden disability.

The hardest part can be that because we don’t look ill and we do our best, family and friends can forget. They can even become frustrated with us. As a result, we become frustrated with them and we get angry at ourselves for being ill.

These feelings of guilt and frustration can lead to arguments. Sometimes, they can also push us into a deeper sense of depression and deprivation.

Why us? What did we do wrong?

Despite all the questions you may have in your mind, remember that there is a way to live well. It can be a challenging work but living with chronic illness is possible.

Below, I’ll show you how.

First, we need to grieve

We need to grieve for the life we are not going to live or might never live. We need to grieve for the lost time, missed events, and missed opportunities.

And grieving is tough, especially when we are told we can think our way out of it or we, on some metaphysical level, asked for this. This ‘magical’ thinking or any other general new age BS does not help us when we are deep in the mire of seeing our lives crumble beneath us.

We are ill.

Most of us are still desperately searching for a cure. But to continue with this journey, we must accept where we are.

Grieve the loss of the life you don’t have. Grieving comes in waves and must be honored.

However, you should remember that grieving does come to an end once there’s acceptance. So, accept how life is and get on with it.

Let’s live it well- even within the restrictions of the disease.

Which means boundaries

Boundaries keep you safe. They keep your pain down and they keep you sane. They don’t mean brick walls.

Instead, think of them as flexible fences that control what comes in and goes out. Learning to set your fences can be hard. But once done, you’ll wish you were able to do it years ago.

Boundaries let you stop worrying. And when you worry, you increase your stress levels and even your pain. It becomes an endless cycle that damages you more.

Strong boundaries ensure things get done, toxic people stay away, and you stop over giving.

So, sort out what type of boundaries you need. Get others on board, remind them when they are overstepping your boundary, and stick to your guns.

The boundaries you put in place will be unique to you.

Honesty with yourself and others

I feel this follows on naturally after the grieving process and boundaries.

You are going to disappoint people.

You can’t do everything. You’ll have limits due to your illness.

Being honest about this is the best way forward. Explain that you only have so much energy. Give a warning when that energy starts to deplete and plan how you’ll leave if this has not already been done. Then when ready, put your plan into action.

Do not push through!

Pushing through is for emergencies or once in a lifetime events only. The consequences of pushing through are harsh. They mean days in bed, increased pain and increased brain fog.

And often for what? So other people will like you more?

People without a chronic illness can bounce back after 5 minutes, but what about you?

You’ll crash and can’t move.

Listen to your body. Honor when it talks to you and for the love of all that is, don’t push through!

Drop the guilt

It is not your fault that you are ill and it is not your fault that you have limitations. It’s just not your fault so stop feeling guilty.

I can’t stress this enough.

It has taken me years to drop the guilt but finally, it is happening.

This is life.

By accepting ourselves as we are, we make it easier for others to accept us as we are. If we present to the world who we really are without the guilt, the world will reflect that back to us. People that can’t honor this will walk away.

Pamper days that are more than pamper days

Pamper days to me are ‘women going to a spa’.

Well, that is not enough.

Living with chronic illness means we miss out big time.

For me, a pamper day is planning a day where I don’t miss out. I don’t do what anyone else wants or needs me to do. This day is for me to experience what I need to experience to feel alive. This may be a visit to an art gallery, a trip to friends, a simple stroll or a wheelchair visit outdoors.

Too often, we are bounded to our beds and houses and this is bad for us on all fronts.

If you can’t get out, bring the pamper day to you. Have your friends come around and cook for you, have a tea party or a picnic in the back garden. Do what feeds your soul and not what feeds others!

But again, don’t push through.

Be strategic about coping with your energy/pain levels.

Love

I am so lucky that I have a partner who understands that I have an illness one can’t see. It wasn’t always like this, but we are now at a point where our routine honors his needs and mine. He knows I’m not pulling a fast one. He can now recognize when exhaustion sets in and if I need to be in bed, then I’m in bed.

It has taken time and patience to get here. Education and seeing medical results have been instrumental, but I’m so glad we have hung in there.

It hasn’t been easy for my daughter, either. She can’t remember a time that I was not ill. As a result, she can read me like a book and sense within a second when I’m flagging. I have done my best to parent her the best I can, but this has sadly meant she has grown up way too fast for my liking.

She spins it and says she is independent and she is. I can’t deny that her love has helped immeasurably, but at a cost to her childhood.

But, what if you don’t have love?

Join clubs or groups. You can even search for virtual ones. Facebook seems to be a suitable place for support and advice. Just try and avoid the toxic groups. We need support, not a pity party.

Which brings me on to toxic people.

What if you have a toxic relationship?

If you do, then get help or just get out. Toxic relationships stress us immeasurably.

We are far better off without them.

There is nothing worse than being ill and living with toxic family or friends. They will make you worse and you deserve better.

See Also: 8 Types of Toxic Friends That Are Holding Your Happiness Hostage

Alternative therapies

Alternative therapies are often complementary to the regular medical care many of us have. Some find them a bit ‘woo’ but I do believe the right ones have a significant role to play.

If we are truly fortunate, we have an integrative medic that practices both conventional and complementary techniques.

My illness, Chronic Fatigue Syndrome, needs to be treated with several complementary therapies. Diet change has been one and I strictly follow the Auto Immune Protocol. My emotional and mental well-being has been improved with therapies like EFT. I take supplements to correct blood test results and they have improved my fatigue levels.

I still can’t do everything I want to do, so I do the best I can. I no longer beat myself up for it.

I don’t believe I am to blame for this illness and I will no longer allow people in my life that disrespect me because of it.

I see conventional medicine and alternative medicine as a partnership where they complement each other. Together, they can help a person live well.

See Also: Common Health Conditions Treated with Alternative Medicine

My life is more balanced, more loving and more fun. I have grieved, I have dropped the guilt, I have a fantastic doctor and I am loved. All these things make living with chronic illness a little easier.

The post 6 Ways To Live Well With A Chronic Illness appeared first on Dumb Little Man.

from Dumb Little Man https://www.dumblittleman.com/living-with-chronic-illness/

0 notes