#aside from all the coffee that is

[musicoftheheart]

ugh i never realised how much it would suck not to have a working laptop until i dont

i was being all gay in a coffee shop today for a few hours and motivation struck to write, and who am i to ignore that? so i spent like five hours handwriting my fic, having to switch hands every time i got cramp, and i cant even post it yet because im not about to now type that shit on my phone yk

and to make matters even worse, no pretty people came up to me and asked me out like in fanfics :(( like why else do i sit in coffee shops for hours instead of at home if not to fall in love?

[aldoodles]

Live footage from a corner of the annual ‘really tired 12 year olds who could kick my butt w a sword and also need a vacation’ support conference. Percy and Gregor are bonding about being New Yorkers and Hiccup can understand what it’s like to fiercely love a home others might find hostile or weird.

[divinekangaroo]

Started reading Lymond Chronicles after @deadendtracks' comment that SK must've read them too / based Tommy on Lymond....

and like i'm what, at ch3 or 4 maybe and...

yeahhhhhhhhhh XD

[harmcityherald]

Boromir

[meringuejellyfish]

sitting up in sudden recall and realization. Their couch is green ...

^ as you can see i did not lie for it is green. there is nothing more to this post other than my mind wandered to this image again and the takeaway this time was the acknowledgement of the couches color. my heart started racing. and theres also that silly silly pillow

[deus-ex-mona]

it’s that time of week again…

[saucerfulofsins]

Hello, feel free to ignore this but after I've read the way you spoke out in that pidt I'm sure you know the one I just wanted to say thank you from the bottom of my heart thank you. And I hope you have a wonderful day thank you

🥰🥰🥰🥰

First off, thank you for your lovely message! I absolutely know what post you're talking about. Above all though, I'm glad it helped you a little. I'm under no illusions that it'll reach the people I wish it would, but that's not its only point. This is. Making the people I care about feel less alone.

I hope you'll have a wonderful day as well. Please take a moment to do something nice for yourself! 🥰🥰

[kowaindar0u]

//

lancer rpg session tonight was quite fun and tbh a mood-lifter lol

not only did we succeed our mission and level up but also--perhaps more importantly-- I won a bet/competition against the other melee striker in the party. Next session I get to rub it in >:)

Now I return to just vibing, maybe will try doodling again now that I'm a bit more chill

[blackvelvetofnight]

coworkers who you'd hang with outside of work but on shift you need to kill with hammers

[sacrilegiouslamb]

coffee candy is FAT i feel like none of you understand me/lh

[littlekingbergara]

Original promo anon here. Yes I don't have detailed knowledge about advertising/promotion. My comment was just an amateurish assessment.

I myself wouldn't need promotion at all. I follow them on their socials additional to youtube and I'm involved in the fandom. So I wasn't thinking of myself when I messaged you. But I kinda have the feeling (and I don't have hard facts to prove this theory) that we aren't the main part of their viewers. We are just the ones that interact the most and therfore are visible. I assume most viewers only get their information from YouTube. And you already can see it in the comments. People comment that they can't wait to see the rest of the GF season/are confused because they thought it will premiere later this year/ asking for other shows (e.g PH). And they comment like this after watching the episode and they should know it is a one-off episode.

I guess in the end it doesn't matter how confused the other people are, as long as those people watch the shows.

I just wanted to share my thoughts. And it makes me a little bit sad that people perceive these thoughts as too excessive and unnecessary. I think (or at least I hope) it is not wrong to think about this (business related ) part of Watcher. 😣

Hope you all have a nice day/evening/night nonetheless.

oh no it's okay! i hope my response didn't make you feel like you were worrying excessively?? i didn't mean to make you feel bad i was just offering another perspective based on what i've noticed about how they've promoted shows specifically and exclusively on youtube in the past.

no yeah you're right that we who follow them on socials and participate in fandom absolutely aren't the majority of their viewers we're definitely a vocal minority (they have less than 500k followers on instagram and 250k on twitter compared to 2.6 million on youtube).

there are comments on Every video no matter what show is airing that are asking when ghost files (even unsolved) is coming back. before that they were asking when puppet history is coming back. that's why imo it's less confusing to post the trailer before (so on monday in this case) so the comments arent "you said puppet history is coming back what is this" or something like that. idk how to get into the mind of a youtube only viewer or a youtube commentor but that's probably how it would go.

it's totally fine and fun sometimes to think and talk about what the business side of watcher looks like. i hope you have a nice day! im sorry again that the way people including me responded made you feel bad! 🫶

[nerdie-faerie]

My inability to stay at someone's place and not thank them for having me Vs my big sister instincts to let my hungover hosts sleep, fight

[my-thoughts-and-junk]

thinkibg. ...

[cloud-based-and-rainpilled]

Today at work someone called needing to speak Spanish and I got far enough to say ‘no hablo’ but I tried to say ‘I can’t’ and I deadass almost responded in Welsh lmaooo I fucked up why did I do this to myself

[ms-demeanor]

Kids, we know how interest works, right? A while back I made a post about how credit card interest can screw you, but we know how interest can be good for you too, right?

I suspect we don't know about this because on one of the posts I made about it someone said something about how it is evil that money can make money, but you know that's not just for the ultrawealthy, right? That is legitimately something that you can and should take advantage of in some kind of retirement/savings/investment account.

Let us say that you are twenty years old, have no money to put into a savings account, but have a job that pays you well enough that you've got twenty dollars to spare from each paycheck.

Let us say that you put that into a normal savings account; normal savings accounts have an average interest rate of .56 APY. Let us say you are going to be working until you are sixty, and that you will add forty dollars to that account every month (twenty bucks from each paycheck) for a total of $480 per year.

At the end of 40 years you would have about $21.5k.

That's a pretty good chunk of change! twenty thousand dollars is a lifechanging amount of money. But look at the total interest. In forty years you would have accrued only $2300 in interest.

Now, instead, let us imagine that you are a member of a credit union that offers you a free, high-yield savings account with a decent APY. Everything else being the same, but putting that money in an account with a 4% return does this:

Your total contributions that you put in stay the same, but the amount of money you have at the end of forty years more than doubles.

Let's say you have a thousand dollars to put in the account at the beginning and run it again.

Low interest account: you add $1000 at the start and have an extra $1200 at the end.

High interest account: you add $1000 at the start and have an extra $4000 at the end.

There are many, many very stable opportunities for savings that will grow your money. Fifty thousand dollars isn't a retirement plan, but it's a hell of a lot better than what you would have if you just stuck cash in a savings account or if you didn't save any money at all.

I know how hard it can be to save. I know it feels impossible to put money aside, but even if you start with no money and can tuck away five dollars a week you can get a LOT out of that five dollars a week.

This certainly isn't "you can't buy a house because you get coffee at the cafe," but it something that can HELP.

Now, let's suppose you're not twenty. Let's suppose you're in my boat, and you're (almost) forty and you're going to be saving for twenty years. You still don't have a lot of cash, but you know it has less time to grow interest, so you double your contribution and you put in forty dollars for each paycheck for a total of $960 a year.

That is extremely very much not the same thing as putting in forty bucks a month for twenty years. Instead of your interest being nearly one and a half times the amount of your contributions, it is around half.

If you are a young person (honestly even if you are not a young person) and it is in any way possible for you to start putting money into any kind of an investment account, you should do so as soon as humanly possible. The earlier you do it, the more interest you will have and the more money you will end up with when you are nearing retirement age.

This is how individual retirement plans work. This is what a 401K does, but sometimes it does that with matching contributions from your employer (so your employer matches whatever you put into the account up to a certain percentage of your pay). 401K accounts also often have higher APYs than high yield savings accounts, though they have more limitations on how and when the money can be pulled out.

If you are broke as fuck and never learned anything about investing or interest from your family because your family was broke as fuck too, now is the time to learn. r/PersonalFinance is a reasonable resource (and if you ever happen to have a windfall that's the first place I would point you for figuring out how to make the most of it) for learning about this stuff.

Thinking about money sucks! Being afraid you'll never be able to retire sucks! Having to figure out how to save sucks! But there are tools out there that even very fucking broke people can use to make that suck less.

[kateschi]

between bites and blushes

synopsis: class 1-a speculates about your secret relationship. as the teasing continues, a small slip reveals the truth, leaving everyone stunned—and katsuki annoyed.

pairing: bakugou katsuki x f!reader

class 1-a buzzes with speculation as you sit among your classmates in the common room, a warm lunch spread out before you.

whispers ripple through the table, each voice eager to share their theories about your love life. you smile, pretending not to notice the heightened interest.

“who do you think y/n is dating?” kirishima asks, leaning forward with a bright smile. “I mean, she’s been acting kind of secretive lately.”

“yeah, and she never talks about him,” kaminari adds, his eyes wide with curiosity. “it’s gotta be someone from a different class, right?”

midoriya furrows his eyebrows. “maybe it’s someone in class 1-b? I’ve seen her talking to some of them during training.”

you chuckle softly to yourself. you’ve been keeping your relationship with katsuki under wraps, wanting to enjoy it without the pressure of everyone’s scrutiny.

as if sensing their curiosity, katsuki sits down beside you, his presence immediate and commanding. he slams his tray on the table, causing a small shake, and grabs his bowl of spicy ramen.

“what are you losers even yammering about?” he asks.

“oh, just talking about y/n’s mystery boyfriend!” kaminari blurts out, his grin mischievous. “you know, the one she’s too secretive to talk about!”

katsuki narrows his eyes, looking between you and kaminari, as if he’s weighing how much to care. you can’t help but smile at the situation.

“you guys should really focus on your training instead of my dating life,” you say lightly, enjoying the way katsuki shifts slightly in his seat, the faintest hint of annoyance crossing his features.

after a few minutes of banter, katsuki pushes his ramen aside to make room for dessert—an assortment of mochi he’d been saving.

you watch as kaminari, with his usual absent-mindedness, leans over to grab a spoonful of katsuki’s ramen while katsuki’s attention is diverted.

“hey, what are you doing?” you call out, but it’s too late.

kaminari shovels the food into his mouth, a blissful look on his face. the moment he registers what he’s just done, his eyes widen in horror. “uh, oh...”

katsuki whips around, his expression darkening as he realizes his precious ramen has been tampered with. “hey! what the hell did you just do?” he roars, a vein in his forehead twitching with irritation.

kaminari’s face pales. “I-I thought it was just a taste! it looked really good!”

“looks good? you think that gives you the right to just take my food?” katsuki yells, rising from his seat, quirk already sparking at his fingertips.

the common room goes silent, all eyes glued to the impending chaos. kirishima grabs kaminari’s arm, pulling him back instinctively. “dude, you might want to apologize before he goes off!”

kaminari stammers, “I-I’m sorry! it was an accident!”

katsuki marches over, and in a flurry of furious energy, he pushes kaminari back, delivering a quick, sharp punch to his shoulder. “next time, ask before you eat something that isn’t yours, you dumbass!”

the rest of the class watches in a mix of awe and nervousness as kaminari scrambles to defend himself, stumbling back to his seat, where he winces in exaggerated pain.

“man, you really care about your food, huh?” kirishima laughs nervously, though the humor is tinged with apprehension. “I wouldn’t want to be on your bad side!”

katsuki grumbles something unintelligible, his gaze shifting back to you. you can’t help but giggle at the absurdity of the situation.

days pass, and the class is still buzzing with excitement over kaminari’s mishap. speculation over your love life continues to swirl, but you remain tight-lipped, enjoying the mystery and the quiet joy of your relationship with katsuki.

then, one day, as you sit in the common room with katsuki, you eye his leftovers sitting on the coffee table. he’s absorbed in a training video, and you can’t resist the temptation.

you reach over and take a bite of his remaining ramen, savoring the rich flavors.

katsuki glances over. “y/n,” he warns.

you flash him a playful grin. “just having a little taste! you don’t mind, do you?”

his expression softens slightly, and he shakes his head. “if you’re hungry then just tell me, so I can make you more.”

you grin, warmth flooding through you at his casual offer. “aww, you’d do that?”

“of course! just don’t go stealing my food like some idiot,” he replies, crossing his arms, but there’s a softness in his tone that makes you smile.

just then, the rest of class 1-a filters into the room, their curious eyes darting between you and katsuki.

kaminari, still nursing his bruised pride, can’t help but speak up. “so, you’re not gonna beat her up for eating your food?” he asks, a teasing lilt in his voice.

katsuki looks at him, utterly perplexed. “what kind of jackass beats up his girlfriend?” he retorts, his expression a mix of confusion and annoyance.

a heavy silence descends over the room, the weight of his words hanging in the air. your classmates exchange stunned glances, eyes wide with disbelief.

the realization hits them like a wave, each one processing the implication of katsuki's casual admission.

“oh, that’s why you’ve been in a good mood lately—” midoriya blurts out, his eyes going wide with understanding.

katsuki’s face flushes, and he instinctively pulls you closer, wrapping an arm around your shoulders as if to shield you from their astonished gazes.

“stay out of our business!” he yells, then he points at midoriya, “especially you!”

the room erupts into a flurry of shocked voices, each member of class 1-a grappling with the sudden revelation. uraraka’s mouth drops open in disbelief. “wait, you guys are actually together?!”

kirishima’s grin grows even wider, and he nudges katsuki’s arm playfully. “dude, that’s awesome! I didn’t see that coming!”

you can’t help but laugh at the chaos, your heart swelling with affection for katsuki. you think that that nobody is noticing that katsuki’s hands are crackling, and that his eyes are picking his targets.

you figure that you won’t tell them, since, hey, good chaos is healthy every once in a while.

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