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muslims-and-exmuslims · 5 years ago

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Ex-Muslim Letters: 26 year old woman from Saudi Arabia

Image courtesy: Anna Remarchuk

Anonymous asked:

Hello, this is a 26 year old woman from Saudi Arabia. I renounced religion in 2015 and I have been living in fear since then. I spoke out and shared some of what I think with my family. I lived in isolation since then in the fear I might get in trouble again. I travelled abroad for my studies for two years and came back when I couldn't get a financial support. Now I am back to the same kind of "life" and isolation. I can't even secure a job. I need your advice.

Reply (from @rayhana):

Greetings from the UK. Thank you for your message. I am very sorry to hear that you are going through such a hardship in an unsafe environment as you described. I hope you find strength in these difficult times. You are not alone. We are with you.

Let’s break down your situation into two core problems, for simplicity:

Problem 1: You have renounced your faith in 2015. You are effectively an Ex-Musilm in a country where leaving Islam is punishable by death. You have shared some of your views with your family which means this may have or will cause you trouble - potentially, putting your life in danger.

Problem 2: You are unable to secure a job that can guarantee you with enough money to afford your own safe accommodation in a community you can trust. Without a job, you probably don’t have a steady flow of income for future savings which can help you leave a country where you are at risk of being killed.

Problem 1, the fact that you are an Ex-Muslim and have expressed some of your views about leaving the faith with your family, puts your life in danger anyway whether or not you have a job. And if you are under male guardianship prevented from leaving the house and getting help, it doesn’t matter whether or not you get a job.

So let’s tackle Problem 1 in this reply.

Action Plan to tackle #1: Getting you to safety

How long might it take? You know it better. Perhaps a minimum 6 months from contacting organisations who can help you to finally moving to a safe country, let's say Denmark? So if you start on your plan today (24th December 2020), then, when you re-read this reply again in July 2020, you might be in Denmark, rebuilding a new life. Let’s see how we can get you there.

Step 1: What do you need? Ideally, research a route to seek asylum in a country under the Geneva Convention that protects your human rights, particularly, freedom from religion. (Get it done by: 3 weeks max, mid-Jan)

I can’t recommend which country you should get a direct flight to (Yes, direct flight. NO TRANSIT IN NON-EU COUNTRIES BECAUSE SAUDI GOVT/PARENTS USE LOCAL GOVERNMENT TO KIDNAP THEIR DAUGHTERS). But I can, based on reports, say which countries to avoid. By all means, avoid Turkey, Philippines, India, any country in the Middle East, Bangladesh, Pakistan. Actually, following is a map of the countries you should avoid. Avoid all the countries whose maps are black or dark pink. This map is a good proxy because whether you are an Ex-Muslim, a liberal Muslim or an LGBT+ person, the risks you face is the same.

Be aware of human trafficking gangs when you leave the country: You should also avoid these countries because, since you are a young woman, you are a target of international sex trafficking gangs who look for women like you and promise you with a “job” and “new life” and end up taking your passport and selling you to prostitution.

Be aware of kidnapping gangs when you leave the country: You should also be selective about who you tell and stay in touch with when you leave Saudi Arabia and travel to your destination country. This is because, Saudi Arabia and much of the Middle East is heavily guarded by Islamist spies and moneymaker who will help your ‘kidnappers’ to find you by leaking your address, contact number, social media profiles in exchange of good sum of money. Once your Saudi guardians know where you are escaping to, they may contact your airline flight or the destination government to arrest you. This is why you need to avoid these following countries with black map:

Step 2: Is asylum the right decision for you? If Yes, START PREPARING. (Get it done by: 4-8 weeks, 29 Feb 2020)

Head over to the website of UNHCR's Refugee Agency: https://help.unhcr.org/#_ga=2.36710247.670686335.1577196824-2037898764.1577196824

Allocate 1-2 days max to familiarise with the UNHCR's guides on seeking asylum. Make a list of the agencies who can help.

Allocate 2-4 days to familiarise with these organisations who help Muslim and Ex-Muslim dissents.

Humanists UK

Pen English

Pen International

Centre for Inquiry

Human Rights Watch

Red Cross

Once you are confident about their remit, send an email to them asking if they have any advice or a social worker who can help you.

Step 3: Get a trusted journalist to bring light to your story. (Get it done by: 4-6 weeks max, mid-Feb)

We suggest you contact the CPJ or the ICIJ and ask to speak to a journalist.

A journalist is a safer contact than people without professional capacity who may introduce themselves to you as a “secular Muslim” or an “Ex-Muslim”. This is because journalists act within their professional capacity (there is an audit trail) so they will not cheat you or leak your information to your kidnappers.

And in the event that you are kidnapped, or killed, your journalist can spread the word across to help and rescue you.

Step 4: Gather evidence - ALL OF IT. (Get it done by: past evidence, 2 weeks max, mid-Jan, new evidence: as it happens)

If you have received new threatening messages, it means your life may be in immediate danger. In that case, since the Saudi police might be counterproductive because you are an Ex-Muslim, try contacting this and this and ask for help. We can’t guarantee they will save you but they are probably your best bet.

Go back to your old Facebook, email account, WhatsApp messages etc. dating back to 2014 or 2015. If you have received death threats or threats of violence or abusive messages from your family or anyone within Saudi Arabia for leaving Islam, save their screenshot. And save their backup copies in a cloud server, such as Google Drive.

Step 5: Get a lawyer (get it done by: 8-12 weeks, by early April 2020)

You need a trusted lawyer to support your asylum application once you decide where to rebuild your new life. We cannot recommend any lawyer without a safety check. Perhaps start with Lawyers Without Borders? Also, perhaps CPJ and ICIJ can help you find a good lawyer.

Step 6: Write your statement (Get it done by: 4 weeks, by April 2020 - update as you gather new evidence on events etc.)

It is worth starting from now, to draft your full situation in a document, to build a full picture of what is going on with your life, why your life is in danger and explain the evidence to support it.

Make sure you have a chronological detailed list of events, and match it with evidence.

Sadly, this is an anti-refugee, populist and polarised era. Without evidence, you will not get any help from the West because many westerners are afraid of Islamists and don’t want to help Ex-Muslims because they think it is “Islamophobic” to leave Islam. So make sure you hold on to your evidence.

Step 7: Do you have the money to buy plane tickets? Buy food? Rent a safe house in a completely new country? GET YOUR FINANCES IN ORDER. (Get it done by: start NOW, track progress mid April 2020)

Hold onto your savings in your bank, as well your assets. Make sure no one except you have access to them.

If you don’t have the funds to afford asylum or travel to a safe country, consider crowdfunding.

Make sure you have some cash with you as an emergency fund in case you lose access to your online bank.

Step 8: Have the fund, journalist, and legal support you need? Get ready for asylum. (Start by May/June - start early because bureaucracy will slow you down).

This is the main and most difficult bit.

Discuss with your legal representative, UNHRC, journalist on what is the best option for you to leave the country. Can you obtain a visitor visa to an EU country?

Set the date of your travel. Don’t tell anyone you are seeking asylum except for an accredited journalist, trusted lawyer as mentioned earlier. If you are escaping to Denmark, tell your friends and family you are going to Australia.

Pack up the essentials:

Your passport

Your medical and academic certificates

Your valuable assets: gold (protect them from thieves - you can later convert them to cash if you run out of money)

Get a new phone and a new laptop. Leave your old IT equipment in Saudi Arabia so that you cannot be traced by Saudi police. A fresh start means a fresh start.

5. Plan your travel. And be viligant when you do so.

Get a direct flight. For example, direct flight from Riyadh to Copenhagen. No transit, No changes.

Before you arrive at your destination airport, either ask a representative from your lawyer, or your journalist to arrange to collect you from the airport. Before your plane lands, you should know the name and face of who you are meeting first, the taxi (number) where you will be traveling to, the address where you are going and potentially that country’s police and emergency number, e.g, 911, 999 or 111. Also, make a note of that country’s counter extremism hotline. In the worst case, call them.

Once you have landed in your new country, make sure you are meeting the people you verified earlier through your legal, journalist reps. Waste no time before going straight through the asylum process and meanwhile make sure you have a safe accommodation.

If you want to change how your life is today, it will not be an easy task. But you are not alone. Help is out there. You are looking at 6 to 12 months of struggle, if you want to change your life starting from today. Next year on this day you might be living a new life, breathing fresh air in Denmark, or Switzerland or Canada; or still stuck in Saudi Arabia in a life that feels like a prison cell. Or 30 years from now on this day when you are 56, you are still living the same life in Saudi Arabia, regretting that today as you read this, you did not gather some extra courage to change your life. I hope you find that extra courage. I know, from your letter, that you are already full of courage. When is the right time to turn that courage into action? You decide that. The world is ready when you are ready.

And if you do choose to put your courage to action starting from today, I hope I hear from you again - perhaps in January when you have progressed with gathering evidence, finding some trusted journalists and lawyers to help you?

I can’t wait to see you happier, and braver.

Look forward to hearing from you again.

Lots of love. Merry Christmas and have an excellent start of the year.

Rayhana Committee to Protect Muslims and Ex-Muslims

#exmuslim #exmuslims #cepm #exmuslimbecause #saudi arabia #saudi #saudiarabia #middle east #islam #humanism #life #freedom #letters

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morlock-holmes · 6 years ago

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This anonymous article from the Washingtonian, (Which is apparently... a magazine? Of some sort?) “What Happened After My 13-Year-Old Son Joined the Alt-Right “ was being reblogged on my dash a few times and looking at some of the notes a lot of people were calling it propaganda without saying which side they thought it was propaganda for.

I think a LOT of people were so swayed by the “One Concerned Mom Speaks Out!” tone of the thing that they kind of missed the actual narrative.

I mean... If anything it’s kind of propaganda in favor of the alt-right, isn’t it?

Here’s how the author of the piece sums up the inciting incident in the story:

One morning during first period, a male friend of Sam’s [The author’s son] mentioned a meme whose suggestive name was an inside joke between the two of them. Sam laughed. A girl at the table overheard their private conversation, misconstrued it as a sexual reference, and reported it as sexual harassment. Sam’s guidance counselor pulled him out of his next class and accused him of “breaking the law.” Before long, he was in the office of a male administrator who informed him that the exchange was “illegal,” hinted that the police were coming, and delivered him into the custody of the school’s resource officer. At the administrator’s instruction, that man ushered Sam into an empty room, handed him a blank sheet of paper, and instructed him to write a “statement of guilt.”

No one called me as this unfolded, even though Sam cried for about six hours straight as staff members parked him in vacant offices to keep him away from other students. When he stepped off the bus that afternoon and I asked why his eyes were so swollen, he informed me that he would probably be suspended, but possibly also expelled and arrested.

Later there’s more, but basically the school authorities double down, Sam’s parents decided that if the authorities were that cruel and insane Sam needed to be in another school, and so they transferred him. Sam then starts getting into 4chan and reddit alt-right communities, who explain that what happened to him happened because of feminism gone crazy.

So, as a slight aside I have always thought since I was in high school myself that this kind of zero-tolerance, authoritarian crap is particularly cruel to inflict on growing children. A boy Sam’s age is trying to differentiate himself, see himself as an individual, and the authorities come in and go, “It doesn’t matter what you think, it doesn’t matter why you did what you did, we will never care about that, we see you as a type and there is nothing you can do to convince us otherwise.”

This message would be incredibly dispiriting to anybody, but particularly to children.

Contrast, meanwhile, his experience on Reddit:

Soon Sam stopped trying to convince me to join his brave new world. He was so active on his favorite subreddit that the other group leaders, unaware that he was 13, appointed him a moderator. Among his new online besties, this was a huge honor and a boost to his cratered self-esteem. He loved Reddit and its unceasing conversations about the nuances of memes—he seemed in love with the whole enterprise, as if it were an adolescent crush.

...

Eventually, Sam had to give up moderating for the most practical of reasons: Eighth grade ended and he was packing for sleep-away camp. He would be offline for a month and would need other mods to cover for him. To ask for help, he had to out himself as a kid.

Sam and I both laughed about the absurdity of the situation, though he admitted he was nervous he’d be exiled from moderating. I asked him to read me the responses to his message. They were all of the “Dude, you’ve got to be kidding me” variety—one of their most sophisticated and reliable colleagues was a middle-schooler heading off to Jewish summer camp!

Later, it was my turn to be surprised: They all contributed to a going-away gift for Sam and mailed an emoji-themed fidget-spinner to his bunk address.

Faced with new information that Sam has broken the rules, his school imediately brands him a predator, threatens to arrest and expel him, and responds with undisguised hate.

Faced with new information about who Sam is, his alt-right buddies are shocked, but then reiterate that they still care about him and value the contributions he has made to their community, and get together to express that to Sam.

I’d like to make a little list of what Sam gets from the alt-right in the narrative:

A group of people who have shown that they will support and value him, even if they find out new things about him.

People who listen and care about what he has to say

An explanation of what, exactly, happened to him and why.

Ideas about how he can protect himself and others from having that happen again in the future.

Allies and support for enacting those ideas.

His parents, by his Mother’s own admission in the article, were only able to provide fumbling efforts to provide protection from that particular school’s administration. His parents and their politics were totally ready to say that taking all that stuff about cucks seriously was pretty weird and dumb, his mother is totally ready to counter any statistics his alt-right buddies might have, but is completely and utterly unequipped to provide any of the other stuff I listed up there. There’s a moment where Sam explains to her what he and his friends think happened:

Sam pledged fealty to the idea of men’s rights because, as he said, his former administrator had privileged girls’ words and experiences over boys’, and that’s how all of his troubles had started in the first place. I’d never in my life backed the “masculinist” cause or imagined that men needed protecting—yet I couldn’t help but agree with Sam’s analysis.

The mother’s politics didn’t actually equip her with an alternate explanation of what happened; rather, she has to concede that his explanation makes sense, and having conceded that has no idea what to do with herself.

In fact, as the article ends she is only vaguely starting to come to grips with the fact that Sam needed the kinds of support I listed above:

“All I wanted was for people to take me seriously,” [Sam] repeated matter-of-factly. “They treated me like a rational human being, and they never laughed at me. I saw the way you and Dad looked at each other and tried not to smile when I said something. I could hear you both in your room at night, laughing at me.”

I struggled for a moment because I wanted to tell him that wasn’t true. But I couldn’t deny his accusation. Behind closed doors, when my husband and I thought our children were asleep, we had often vented to each other about Sam’s off-the-wall proclamations and the bizarre situation we found ourselves in.

So I told Sam simply that I was sorry for making him feel bad.

I still think about his words a lot, especially when alt-right figures headline the news. But mostly, I wonder how I could have tried so hard to parent Sam through this crisis and yet tripped up on something as basic as not making my own kid feel small.

By the end of the article Sam is disenchanted with the Alt-right through, well, it’s not totally clear. The author of the article, by the end, seems to understand that Sam needed at least some of the things I outlined up there, but it’s not clear to me if she views the fact that her own politics were completely unable to provide them as an actual problem.

In fact, it’s not clear to me what she believes her politics are actually for. I know, I know, it’s not a philosophical article, but the question of “How much power do public school administrators have over their charges and what can parents do to counter them” is a nakedly, inarguably political question; after all, it’s about how a state-run institution should be run. And rather then turning to her own left-wing beliefs to contextualize and fight this decision, her solution is that her family has enough money to put Sam in another school.

Now, I’m not criticizing this decision, I think it was probably difficult, even brave. But it’s noticeable that her left-wing, non-culty politics don’t seem to have much to offer the next Sam, a Sam whose parents might not have private school tuition sitting around in their bank accounts.

In fact, she seems to regard the fact that Sam’s alt-right buddies were able to offer up compelling narratives and give him hope of implementing a solution and reasserting his self-worth as, well, cheating. Isn’t that cult-like behavior? Politics aren’t actually supposed to help the Sams of the world contextualize the things that happen in their lives, and when they do, it’s awfully sinister.

This seems to be part of something that has heavily infected the American left. It’s a kind of unspoken philosophy that says, “Politics is for solving major problems, the rest should be handled elsewhere.”

Even when a question overtly connected to Mom’s politics crops up in their life, her politics have literally nothing practical to offer any of them. Her left-wing politics are correct it doesn’t matter if they’re helpful.

This is what I keep trying to get at when I say people are missing the point with Jordan Peterson. Yeah, a lot of what he says sounds factually rickety to me as well, but, well, when I spend every day wondering why I can’t seem to get my life together, simultaneously dreading it AND feeling like there’s no point in trying to change, how does having a more correct view of lobster biology help me out with that?

I mean, I’m not saying it can’t, I’m saying people won’t even connect the two. Look at the reviews of 12 rules and people will usually grudgingly admit that his self-help advice might be useful, but really, it will tend to rile up exactly the wrong kind of person, and anyway, what does any of this have to do with politics?

This is what I keep trying to get at about effective altruism, as well. It’s not that it’s wrong, it’s that by its very nature it will never be about providing me, personally, with any help, because it’s focused on stopping rogue AIs and mailing out malaria nets, fine causes but notice that, while Rationalists see “How can I stop a super-intelligent AI from destroying us” as a solvable problem “How do I make the kind of friends who will spontaneously check on me if I sound like I’m sick?” is completely insolvable.

To the extent that my existing faculties haven’t already made it happen, unfortunately there are no clarifying frameworks or advice better than, “Well, it’s hard.”

Rationalists are better about this than generic leftists but I also feel like that’s a low bar. Answers to the question “What can I do to concretely improve my life, and, for that matter, why should I even bother, what’s the point?” are becoming ever more disconnected from left-wing thought, and most of the concrete attempts to answer these questions are coming from the right.

I actually don’t think this is good, incidentally.

#politics #rationalism

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sutverentavuk · 5 years ago

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baby-onthe-brain · 6 years ago

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Affording Baby

Originally Posted 12 March 2018

I’m not going to lie… This is the part that scares me the most. I’ve never been affluent, and there’s only one period in my life where I’ve been well off — a three-year stretch when I was a child myself. The topic of finances isn’t a comfortable one for me, and I’m routinely embittered about all the folks who seemingly have more than I do.

Not necessarily material things, but also the experiences that financial freedom often grants. Things like routine travel expeditions, or not having to worry about going over your grocery budget and the successive awkwardness of having to ask the cashier to take some items off the bill. I’m trying to get better about it, especially since Rhys brought up a little while ago just how often I voice my opinions on it, but it’s still there in the back of my mind. I’m working on it.

I will not the first (nor will I be the last) to say that having kids is expensive. Really, really expensive. Children are a 20-year investment or longer, and you’d best be ready for the long haul (especially if the economy keeps going the way it is). Which is why when you’re actually planning for a baby, it’s a good idea to make sure you can actually afford one. Or two.

Or three. You know how it goes.

Now, I’m sure that you’re aware of the procession of mommy blogs out there that tell you “how to financially plan for a baby in 5 easy steps.” While these blogs are often repetitive and from an upper-middle-class perspective, they do have some useful advice. Some of the stuff I have to laugh at, like cutting down on routine unnecessary purchases (like mall trips or lattes) and setting that aside into a baby fund instead. Other stuff, though… That stuff is good.

One of the things that I’ve really taken to heart from my research is to accumulate essential baby things slowly over an extended amount of time. It would scar up anybody’s finances if you suddenly had to jam outfitting an entire nursery plus stock up food, and clothing, and diapers, and every other necessity under the sun into less than a year’s worth of paycheques. Getting the job done slowly ensures that you can do a little at a time, without the side effect of wincing whenever you see your bank statement. Well… As much, anyway.

I’ve been accumulating in earnest for a while now, and have been happy to discover that most of it can be gotten second-hand. This cuts down on costs incredibly, and I can help to reuse items that still have a good lifespan to them. Most of these financially-savvy mamas also recommend asking your friends and family for hand-me-downs, which I fully intend to do once I actually have a due date. Keep in mind that a baby shower, if you’re going to have one, will also help you accumulate smaller stuff. A friend of mine said that she didn’t have to worry about getting baby clothes because she’d gotten a whole stock of them as gifts. Score!

There is, of course, the necessity of actually looking at your finances. As I mentioned earlier, this is one of the scary parts for me. Rhys and I don’t exactly live in the lap of luxury; while we are comfortable, it’s an uneasy comfort that comes from a lot of organisation and budgeting. This is something we’ve earnestly taken to in recent months, revising our budget and figuring out down to the (useless) penny where our money is going and when. This new budget is still in its early stages, but it’s so far been helping immensely in making sure we can stay afloat and still get where we need to go.

One of the things that baby prep resources across the board (mommy blogs, books, web-based resources, etc.) have asserted is that you must reduce debt as much as possible. This to me is a no-brainer, but one that becomes rather difficult when you’re saddled with student loans you can’t pay out. My advice is to pay the smallest debt off first and work your way up. If you have a credit card, or somebody loaned you money, get those paid off first. Then, when you’ve gotten them out of the way, move the money you’ve been using to pay those off to the next smallest payment.

Of course, this entirely depends on how much you make, how much debt you have, and a whole slew of other things. I’m not a financial advisor by any means, so if you’re really in trouble financially, seek out help! There are hundreds of debt consolidation and consultation businesses available to you. For example, both Rhys and I are in the process of repayment assistance for our student loans, which means we don’t have to think about them right now. We wouldn’t be able to do anything about it anyway, but it’s nice to know that we’re not being thrown under the bus because we couldn't pay for our educations out of pocket.

One of the things that the baby prep book I’m reading (Rachel Pepper’s Ultimate Guide to Pregnancy for Lesbians) brought up is all the legal stuff you don’t really think about. Admittedly, I completely forgot to factor in stuff like wills, life insurance, and RESPs. Well… No, okay that’s a lie. I’ve had it in my head for years that the moment I conceive, I am going to open an RESP account for my baby. I don’t want them to have to suffer through student loans if I can help it. But, in the grand scheme of things when you’re already worrying about the money you’ll be spending on your little one in the coming months… Well. It’s a kick in the butt.

Thinking about things like your baby’s education when they’re not even born yet, or whether they’ll be able to get by if anything ever happens to you unexpectedly can be a bit of a stretch… But a necessary one. The book I mentioned before stresses how wills especially are important for LGBTQA+ couples, or other couples who underwent ART. The will is a legally binding document that makes your wishes known, and will hold up better in court, should the need arise, than a co-parenting agreement or a known-donor agreement. This is fundamental if you want your partner to have custody of your little one in the event of your passing, especially if they’re not on the birth certificate. Rhys and I have thought about what would happen, should our little one be left stranded without both of us. Not concretely, mind you, but we’ve at least broached the subject.

Wow, this post has turned way more into one of those mommy blog posts than I was expecting it to. Apologies, if that’s not what you were looking for!

Back to the topic, in general, though… I’m not going to say that if you follow the steps I listed above, or any steps found online or in books, that you’ll be completely financially prepared. If there’s anything working in childcare has taught me, it’s that kids throw curveballs just by existing. There will be moments where you’re wholly unprepared for a situation, and just need to roll with it. Doing what you can now will help take the strain off for sure, but don’t freak out if you haven’t paid off all your debt, or if you haven’t saved as much as you wanted. Life happens. Shit happens. It’ll be okay. Do what you can.

I think that one of the reasons why I even started writing this blog post, is because I’ve been coming up against a lot of doubt from myself and others recently. Working out the budget I mentioned earlier scared me shitless about how we were supposed to afford a baby with all the other stuff on top of it. In addition to that, when I asked a “friend” whether I should set up a crowdfunding button to go on this blog to help with the added cost of ART, she came back with a rather judgemental: “If you can’t come up with an extra $2000 for that,” (HA! If only it cost just $2000….) “then should you really be having kids?”

Ouch. Right to the heart of my anxieties. Thanks, I needed that. Please take your entitled, unknowledgeable ass right out of my house. Don’t let the door hit you on your way out. It’s not like I haven’t thought about this for DAYS on end and stretched and thought and researched…. No, I’m not like that at all.

I should have known better, to be honest. This particular “friend” has no interest in having children herself or being around them for extended periods of time. She has frequently been seen rolling her eyes at all my preparatory excitement, and giving me long looks that essentially said: “oh my god this again?” Her comment really tore into me, though, like a good cat-scratch, and I find myself still thinking about it. I know exactly where I stand socioeconomically, and I know at least generally how difficult it’s going to be, raising a child. There are tons of considerations I’ve already discovered, and tons more that I haven’t even thought of. But if I’m going to let my financial situation forestall my desire to be a mother, do I really deserve to be one? Situations can change.

One of my favourite romance movies of all time, P.S. I Love You has this really exceptional scene in it that I’ve kept with me since seeing it the first time. Granted, the whole movie is about losing a loved one (spoilers?), but it doesn’t start like that. I’ve been thinking about it more and more, and it’s acted like a sort of balm against some of the bile coming from doubters, including my own anxiety.

It’s the opening scene, and Holly (Hilary Swank) is mad at her husband Gerry (Gerard Butler) because of something he’d said during dinner with Holly’s mother (Kathy Bates). Finally, it comes out that Holly is mad at Gerry because he said she didn’t want children right then (along with a slew of other semi-related issues). The scene shows that Holly is a planner, and a worrier, and frequently gets inside her own head and lets her anxieties get the better of her, and I feel that, girl. The whole opening scene is so relatable and almost perfectly voices my anxieties about preparing for a baby. What sticks with me most is what Gerry says though:

“People have babies with no money all the time…. We’re not a mistake just because we don’t have any money.”

You’ve just got to work through it. You’ve got to rely upon one another and support one another, and do what you can. Things will turn out one way or the other (even if you’re not a cute, carefree Irish guy). It may take longer than you want it to, like it will with us, but… You’ll get there. We will too.

Do you have any hacks or saving tips? Have you had similarly unsupportive friends? Let me know in the comments! I’d love to hear from you.

#preconception chronicles #baby prep #finances #financial matters #money matters #little bit of a rant #PS I Love You #hillary swank #gerard butler #pop-culture reference #kathy bates

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kiss-my-freckle · 8 years ago

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S2 Blacklisters

Blacklisters: Season Two

Lord Baltimore, Nora Mills

No. 104 Apprehended

Red: People love to decry big brother, the NSA, the government listening in on their most private lives, yet they all willingly go online and hand over the most intimate details of those lives – to big data. Liz: Most people don’t care that Google knows their search history. Red: They know more than that. They know your habits, the banks you use, the pills you pop, the men or women you sleep with. Every piece of information is worth something to somebody. And in the hands of the wrong person, that could be deadly. Liz: You have a lead. Red: Lord Baltimore is in town. Liz: Lord Baltimore? Red: He’s a tracker by trade, but his methods are thoroughly modern. He’s made an art of combing through cyberspace, finding the status updates, financial records, and location blips that virtually everyone leaves behind in the modern age.

Monarch Douglas Bank

No. 112

Red: Monarch Douglas bank. Liz: What? Red: The preferred bank of international criminals, dictators, terrorists, hedge-fund managers. They’re headquartered here in the U.S., deposits insured by the FDIC, which places them firmly within your Agency’s jurisdictional bailiwick. They have branches in 63 countries, but their criminal operation is run out of an unassuming little branch in Warsaw. And it is the last place on earth that anyone would ever want to rob. Well, less than two hours ago, Monarch’s Warsaw branch was assaulted. Liz: What was stolen? Red: According to the official statement, nothing. Liz: And according to you? Red: Everything.

Dr. James Covington

No. 89 Apprehended

Red: What do you know about Paul Wyatt? Liz: Same as everyone else, I guess. He ran an investment firm but was being investigated by the S.E.C. for fraud. He was stealing life savings and pensions. Only to turn up with his heart ripped from his chest. Probably by one of his clients. Police say that whoever did it was trying to make a point. Red: Oh well, as much as I admire the police for their wonderful sense of irony, I’m afraid they’ve got this one wrong. The man who killed Paul Wyatt wasn’t trying to make a point. He was trying to make a sale. His name is Dr. James Covington. A few years ago, he was considered one of the top cardiothoracic surgeons in the country. Now he runs an illegal organ-transplant ring. His operation, if you’ll indulge the term, is one-stop shopping for anyone who needs a life-saving organ transplant but who can’t or doesn’t want to go through conventional channels... that includes criminals and wealthy clients who don’t happen to be first in line on the recipient list. Liz: He’s harvesting organs killing innocent people to sell off their parts? Red: Lizzy, some of the worst of the worst are still alive because Dr. Covington is saving them. Liz: And you know how to find him? Red: No.

Dr. Linus Creel

No. 82 Deceased

Red: Did you read about that housewife in Reston? She shot a bank manager. Violent crime in D.C. is at a 20-year low, and yet in the last four months, there have been seven random acts of violence by individuals with no prior criminal record. Lizzy, what do you know about social psychology? Liz: It’s the study of how our behavior is influenced by the world around us. Red: Not influenced, manipulated. In what little time I devote to the judgment your government has made about my character and how I treat my fellow man, I can’t help but think about how many of their own citizens they’ve treated like lab rats in the name of science. I believe this murder in Reston is part of an underground social-psychology experiment. Liz: Conducted by our government. Red: Strap on your tinfoil hat, Lizzy.

The Front, Maddox Beck & Pepper

No. 74 Deceased

Red: There was an incident this morning in Dupont Circle. A woman was struck by a taxi. Carrie Ann Beck. Liz: Maddox Beck’s wife? Red: Yes. The leaders of The Front. Liz: Well, how is that possible? They died trying to bomb BP’s London Office in response to the Gulf Oil Spill. Red: So the world believes. In truth, they took their work underground. Personally, I once admired Carrie Ann. However, since going underground, they’ve become too radical for my blood. Advocates for a level of destruction that I find chilling. Liz: So who killed her? Red: I believe her husband is responsible. Liz: I don’t understand. Weren’t they partners? Didn’t they found the Front together? Red: Yes, but their partnership was a tenuous one. She was always the more moderate voice, only interested in operations that related directly to the environment. Beck, on the other hand, views himself as a chosen one, a messianic figure who sees humanity as a virus that needs to be eradicated in order to save the planet. I fear he got rid of his wife because she was trying to stop him from implementing a plan to do just that.

The Mombasa Cartel, Geoff Perl aka Sean Salter aka Ace

No. 114 Deceased

Red: So nostalgic. The charming and yet tragic naïveté, as if these creatures will somehow flourish if Harlan and Jack can just manage to relocate a breeding female. Liz: The Mombasa Cartel? Poachers? Red: Not poachers, Lizzy – traffickers. The poor devils who do the killing are the smallest of cogs in a very large machine. And the Mombasa Cartel is the worst of the lot. They operate behind an impenetrable veil of secrecy, enforced by brute terror and a rat’s nest of corporate fronts. Subsidiaries of shells inside numbered accounts. Liz: This is going to take some convincing. The FBI’s job is to protect people. Red: Granted. Let’s forget about the animals for a moment The wholesale extinctions, the impact on the environment. Let’s just consider the human toll. The thorough corruption of local authorities, political assassinations, the massacres of entire villages and wildlife compounds. Eradicated for the most base of all possible motives: Profit. Hundreds of billions of dollars a year in blood money – human blood money. Liz: This is important to you. Red: Someday the creatures on that program will be akin to unicorns and griffins – A fairy-tale bestiary written in past tense, and no one is lifting a finger to stop it. Why not, Lizzy? Why not us?

The Scimitar, aka Walid Abu Sitta

No. 22 Deceased

Red: Ah... ladies, thank God you showed up. I took a left turn in the Rostropovich. I’ve ended up completely lost in the Chico Hamilton. This is an addiction. I just can’t decide between – Please pour some cold water on me, will you? Liz: Why did you want both of us here? Red: Both, you’re right. Thank you. Great idea. Anyway, funny story – stop me if you’ve heard it: Persian man walks into a bar, meets a beautiful woman, has a few drinks. Next thing you know, he’s falling from a 12-story balcony. Liz: I don’t get it. Red: I imagine Agent Navabi does. Samar: You’re referring to Kian Nouri, the Iranian businessman who committed suicide in Dubai. Red: I am, except he wasn’t a mere businessman. He was one of Iran’s top nuclear scientists in Dubai to supervise purchase of several borehole gamma something-or-others. And he didn’t commit suicide. He was assassinated in a joint C.I.A./Mossad venture to undermine Iran’s nuclear program, but then, you know this already. My understanding is, she took a little detour to Dubai for a rendezvous with Mr. Nouri so she could toss him off a building. Liz: You killed him? Samar: If you’re asking me to comment on a Mossad operation, you know I can’t do that. Red: I wasn’t asking. But I’m hardly one to judge. George Orwell wrote, “Those who abjure violence can do so only because others are committing violence on their behalf.” What a visionary, but Good Lord, his books are a downer. In any case, the bad news is, I was sharing a bowl of shisha with a Misiri minister, and they plan to retaliate. You kill their top scientist, they intend to kill yours, and they’ve dispatched a man known as “The Scimitar” to do it. Liz: The Scimitar? Red: This is not your average killer, Agent Keen. He’s one part hit man, two parts con man. Navabi: I’m familiar with his work. In 2009, his target was a Sunni tribal leader named Majeed Abd Bawi. The Scimitar gained access by joining his militia. Red: Oh, that’s right! Fought for the man for seven months until the day he got close enough to aerate Bawi’s carotid with a fork. He’s dedicated, resilient, cunning, responsible for the murder of dozens of high-value targets, and according to my sources, he’s already on U.S. soil.

The Decembrist, Alan Fitch

No. 12 Deceased

Red: I need to talk to you about a bombing in the Soviet union. Kursk, 1991. Brimley: Fella won’t talk! Red: Keep pushing him. Brimley: I’m telling you! He’s more scared of talking than he is of dying! Red: Keep pushing. Brimley: I’m gonna need lunch! Tuna on Rye! Coleslaw if they have it! Liz: What the hell is going on?! Red: We’re shaking a few trees. There’s been a development. It seems Berlin is merely a pawn who’s been tragically manipulated. Liz: Manipulated by who? Red: That’s what Brimley’s trying to ascertain. Liz: Berlin killed Meera, he put Tom in my life, and every time you have a chance to stop him, you let him go. Red: Berlin will be held accountable for his actions after I acquire the name of the man who set him against me, a man they call The Decembrist. If you want to find the one ultimately responsible for gutting Harold Cooper and killing Meera Malik, I suggest you help me find him.

Luther Braxton

No. 21 Deceased

Red: Within 12 hours, inmate Luther Todd Braxton will break out of his cell. When he does, he will steal a classified intelligence packet that contains secrets vital to your National Security. The means for his escape and his team are already in place. Warden: This story feels like a desperate last gasp from a dying man. Red: Could be. Regardless, if you don’t move quickly, the prison will be overrun and the dozens of innocent men and women who operate this facility will be subdued and executed, beginning with you. Warden: Luther Braxton is in solitary. Red: Not for long.

Ruslan Denisov

No. 67 Slated to be imprisoned

Red: I think you’ll find today’s most intriguing story on page 20, bottom-left corner. Liz: “According to Uzbek authorities, Father Aleksandr Nabiyev, a local priest in the Tashkent Region of Uzbekistan”– You’re intrigued because a priest was kidnapped? Red: No. I’m intrigued because the priest is not a priest. From what I hear, the good Father Nabiyev is an agent of the CIA. That’s a crime, Agent Keen. Going back to the Cold War, the CIA has a long and controversial history of using religious figures as spies in violation of executive orders, internal CIA policy, and promises made by every president since Ford. Liz: And you know who kidnapped this agent? Red: I do. Unfortunately, he’s an associate of mine. His name is Ruslan Denisov. He commands a nasty, little band of separatists known as SRU. Translated, they are the supreme republic of a free, righteous, and independent Uzbekistan. I told Ruslan it was a bit much, but he can be quite melodramatic, not to mention violent and entirely unreasonable. Politics are his passion, and to fund his separatist agenda, he’s become something of an abduction mogul, specializing in senior executives of foreign corporations working in or passing through the region. He holds them for ransom at prices far above market standard. Liz: And you do business with this man? Red: Don’t underestimate the usefulness of a nasty band of armed separatists. But lately, Ruslan’s been breaking promises. His temper has cost me and my partners considerably more than he’s worth. Liz: So everybody wins. You help us rescue the agent, we eliminate a thorn in your side. Red: Careful on this one, Lizzy. You have more than just a blacklister to worry about this time. The CIA will do whatever it takes to keep this quiet.

The Kenyon Family

No. 71 Deceased

Red: I presume you’ve heard of Justin Kenyon? Liz: The smiling public face of the militia movement. Who hasn’t? Red: Yes. The very voice of reason, the rebel darling of the fringe right – charming, rustic, camera-ready, the perfect spokesman to spin vile hatred and prejudice into treacly dross that passes for plainspoken common sense. Liz: Forget it. Red: Excuse me? Liz: Justice knows exactly who Justin Kenyon is. We know what he is. The Church of the Shield is a cesspool of polygamy, doomsday paranoia, ritualized elder and child abuse, but he also has four of the most prominent civil rights attorneys in the country on retainer – we can’t touch him. Red: How do you suppose he pays for those high-priced lawyers – charitable contributions? Liz: His church has been audited by the IRS every year for the past decade. His books are impeccable. Red: So are mine.

The Deer Hunter, Tracy Solobotkin

No. 93 Apprehended

Red: What if we made a deal? I help you find your serial killer, and you tell me about the fulcrum. Liz: You’re not even interested in serial killers. Red: True. I find them unimaginative and woefully predictable. But I am interested in the cases that you and the FBI have wrong. Liz: Wrong? Red: The most critical assumption you’re making about The Deer Hunter is wrong. Do we have a deal or not?

Red: This brute they call The Deer Hunter isn’t a buck at all, but instead a delicate doe. Ressler: A woman? Liz: I disagree with you. Red: Okay. But your killer attacks from a distance, indicating the predator’s smaller, perhaps unable to overpower their prey. Men tend to kill in close proximity – strangulation, blunt instrument, a knife. By contrast, women tend to favor weapons that can be used from further away – poison, a gun, a crossbow. Liz: Richard Kuklinski was 6’5?, 300 pounds, and one of his favorite weapons of choice was cyanide. Red: Yes, but male serial killers are predominantly, overwhelmingly sexually sadistic. In this case, there is not the slightest indication of a sexual motive. Liz: Aileen Wuornos was a prostitute who lured her victims in with the promise of sex. Red: The Deer Hunter has been active for over a decade, from the truck driver in Des Moines in 2003 to the doorman in Adams Morgan last night. That’s 12 years. The average length of a killing spree for a man is two, perhaps three. Yes, Agent Keen, for every rule there is an exception. Each factor, taken separately, is not conclusive, but put them together and it’s clear – you haven’t found your man because he’s a woman.

T. Earl King VI

No. 94 Deceased

Red: Madeline Pratt has been abducted. Liz: What do you care? She almost got us both killed. Red: Foreplay. My relationship with Madeline is nuanced. Confounding, yet captivating, she’s a singular woman, and the world is far more interesting with her in it. What’s more, her abductors meet every requisite that defines inclusion on the Blacklist. The Kings. Liz: The kings? Of what? Red: Not “king” as in “king and castle.” Earl King and his two sons, Tyler and Francis, descendents of a Senescent Dynasty. Their forefathers built a fortune on the backs of British undesirables, forcing them into decades of indentured servitude– a tradition that has been passed from generation to generation that still continues today. Liz: So, what does this have to do with Madeline Pratt? Red: Madeline has made a number of well-heeled enemies over the years, many of whom would pay a handsome price for her head. If merely saving a woman’s life isn’t enough to warrant the Bureau’s interest, consider what taking down a dynasty like the King family would mean. Every transaction meticulously recorded for posterity in the family ledger. Sometimes, years pass between auctions. They’re never held in the same place twice. The guest lists are constantly changing. This is your chance to solve a century and a half’s worth of abductions and thefts from the Davidoff Morini Stradivarius to the disappearance of Raoul Wallenberg. This phone belonged to a boy in the port of Lisbon, where Madeline was abducted. Liz: Pictures of the kidnapping. Red: Find the jackals who took Madeline and they’ll inevitably lead you to the Kings.

The Major, Bill McCready aka Bud

No. 75 Deceased

Red: The Major. Ressler: Major? What major? Red: Not a what, Donald, a who – the next name on the Blacklist. Cooper: Have you not been paying attention to a word we’ve been saying? Agent Keen will be charged – Red: The Major runs a finishing school of sorts – The most reputable of its kind. He recruits wayward children, orphans, delinquents, outcasts, but only boys and girls of superior intelligence who exhibit very specific sociopathic tendencies. He then cultivates them into charming, well-educated, cultured, attractive adults who are capable of dangerous and horrible things. Cooper: All that matters is Agent Keen. Red: Which is why we must find the Major. He and I had a rather significant falling out, and I can’t locate him, which is why you need to put me in a room with the Malaysian Deputy Minister to the U.N. Ressler: You want the FBI to invite a U.N. diplomat – to meet with you? Red: Of course not. Inviting him for a chat with one of your most wanted criminals would be ludicrous. You’ll need to abduct him. Cooper: Okay, hold on. That’s not gonna happen. Why on earth – Red: Because he has secrets I can exploit. Listen, I’d snatch him myself, but time is short, so, I’m sorry, you’re going to have to do it for me. Cooper: You’re asking us to commit a felony. Red: Call it what you will, Harold. But if you want to prevent Agent Keen from going to prison, you need to abduct Deputy Minister Mamat Krishnan.

Red: “The Disenfranchised.” They may look like common street thugs, but don’t underestimate their authority. They’re racists masquerading as patriots. “Germany for Germans.” On the surface, they’re all about anti-immigration and preservation of the Aryan race, but look a little deeper, and you’ll find they care far less about white power than they do about white powder. Samar: They’re drug dealers? Red: Among the most ruthless in Europe. Somewhere along the line, they realized that keeping German neighborhoods white is more than politics. It’s economics. Aram: These guys are fighting a street war. Interpol estimates at least a dozen drug-related homicides in the last year alone.

Tom Keen aka Christopher Hargrave (With numerous aliases)

No. 7 Still At Large

Red: In what may be Agent Keen’s single greatest lapse in judgment, she saved the imposter pretending to be her devoted husband, opting, instead, to hold him captive in the rusty hull of an abandoned ship. Aram: Please tell me you made that up. Ressler: The harbormaster found Tom. He was gonna go to the police, so Tom killed him to keep Liz from going to prison. Samar: That is – Ressler: Insane? Samar: I was going to say “extremely romantic.” Ressler: If we can bring Tom back and get Denner to realize that Tom killed Eugene Ames, then maybe we can still stop Liz from being indicted.

The Longevity Initiative, Roger Hobbs & Dr. Powell

No. 97 Deceased

Red: My yogi tells me that time doesn’t exist. He fully intends to live forever, and tragically, he’s not the only one. Tell me, what do you know about the Longevity Initiative? Liz: I haven’t heard of it. Red: It’s a private company dedicated to extending human life indefinitely, funded by none other than Roger Hobbs. Liz: The tech billionaire? Red: Yes. He started years ago. I know because he offered me the opportunity to invest as a founding partner in the project. I passed. Liz: You know Roger Hobbs personally? Red: Roger is considerably smarter than the above-average bear, and now it appears he may also be as deadly. You’re aware of the New York state trooper who was gunned down last night in the line of duty? Liz: The suspect’s still missing, but they found mutilated bodies in the back of the truck. Red: Not mutilated. Experimented on. The Longevity Initiative has entered the human-trial phase. If they’ve made a breakthrough, they need to test it. Liz: On innocent victims. Red: With any luck, I’ll be dead-wrong. Perhaps you’ll have a better sense once you’ve spoken with Roger Hobbs.

Vanessa Cruz

No. 117 Still At Large

Liz: Toshiro Osaka – A Japanese entrepreneur indicted in 2009 and knifed to death by an aggrieved business partner. Miles Chapman – He was gunned down in Algiers while avoiding extradition for insider trading. Lester Charles Conway – His Ponzi scheme was so massive, he’s now serving up to 30 years. Ressler: Their crimes cost hundreds of people their life savings. Pensions gone, homes in foreclosure, families torn apart. Why would I feel bad for them? They’re criminals. Liz: According to Reddington, they’re innocent – Framed after months, sometimes years of planning by a woman with a deep-seated hatred for the 1%. She doesn’t just take their money, she takes their reputations, their freedom, sometimes their lives. Her latest mark was Declan Salinger, a flamboyant venture capitalist who specialized in biotech. He was found last night in a hotel bathtub, needle on the floor, dead from an apparent overdose. His personal laptop was taken into evidence. CSI uncovered corporate withdrawals in excess of $27 million.

Leonard Caul

No. 62 Still At Large

Red: You need– you need to find Leonard Caul. Liz: Caul? Red: Leonard Caul. T-t-talk to Dembe. You need to find him, Lizzy.

Quon Zhang

No. 87 Apprehended

Liz: Identification documents for Lien Mah. Fake birth certificate. Fake passport. Death certificate. Proof of embalming. Red: Everything necessary to convince the U.S. State Department that Lien Mah was a Chinese national who died while visiting the United States and to arrange for her body’s return to her homeland. Liz: Who would ship a fictitious Chinese corpse to China? Red: A rather clever smuggler, I imagine. Liz: So, if Lien Mah is fake, then whose body are they shipping overseas? “Marjorie Lin, 24, was laid to rest Monday afternoon. Not 10 hours later, her body was stolen in a brazen midnight grave robbery.” You think the smuggler is using Marjorie Lin’s body? Red: Compare the photo on Lien Mah’s false passport to the photo of Marjorie Lin in the paper. Liz: Same woman. But why this case? What’s your angle? Red: This smuggler also has business with the Cabal. Liz: The Cabal? Red: The Taiwan Festival Bombing in 2011. 32 dead, 9 injured. The I.E.D. that took out the convoy headed to the Chinese Consulate in Jakarta last year. Another 17 dead. Both were engineered by the Cabal. And this same smuggler was used to transport those explosives to their final destinations. Liz: You want to target one of their assets? I went to the Director, showed him the fulcrum, restored the détente. Red: The détente is over, Lizzy. What you know about the Fulcrum – What the Director now knows you know. By saving me, you revealed yourself to be a potent enemy, a target they will try to discredit or destroy. The smuggler. We need to find the smuggler.

Karakurt

No. 55 Apprehended

Red: I’ve received information from my sources confirming that Karakurt is in-country. Brimley: I’m gonna need a bag of dry ice and five feet of vinyl garden hose! Red: That poor fellow’s an aide at the Russian consulate and a loyal errand boy for the Cabal. I believe he’s the one who provided Karakurt with a go-bag upon his arrival in the States. Liz: There’s something I want to make clear with you. Red: Karakurt is known in the intelligence community as the left hand of the SVR. Liz: It’s not enough for you to tell me that my mother was KGB and that I was born in Russia. Red: In truth, he works for the Cabal. They smuggled him into America because they know if he commits an act of terror here, your government will blame Moscow. – Liz: My mother and my father, who they are, what happened in the fire– I’m gonna find out the truth. Red: I’m sure you will, Lizzy. But listen to me. The Cabal is orchestrati– Liz: I get it. The Cabal is trying to start another Cold War, and an act of terror committed here is step one in making that happen. I am listening to what you are saying, and I know that it’s important, but it is no more important than what I am telling you, and I need you to listen to that! Red: There will be an attack on an American defense installation within a matter of days. If I’m right, it’ll be the first of many acts of terror here and overseas designed by the Cabal to further their agenda. We have to stop this man, Lizzy.

Tom Connolly

No. 11 Deceased

Liz: I’m being framed. Red: Yes, and by the end of the day, they’ll identify you by name. Liz: Anyone could have infected Hawkins. He must have shaken dozens of hands at that memorial. Red: Within hours, they will all have tested negative for the virus. Liz: You can’t know that. This is insane. Red: Lizzy, you walked into The Director’s office and played him the fulcrum. You are the enemy. They’re crawling over every place you’ve ever lived and worked, every file and hard drive like fire ants on a grasshopper. Liz: They won’t find anything. Red: That’ll suit their purposes just fine. Anything they do find, they’ll erase so they can say you destroyed evidence to hide your involvement in the plot. And when they eventually restore what few pieces they do want to be found, they will not be kind to you. You need to get out. Liz: If I run, it’ll only make me look guilty. I’ll be playing right into their hands. Red: You’re already in their hands. The only thing they haven’t done is closed their fist. Go. Now. I’ll be there in three minutes. Liz: No. They can’t prove I did anything wrong. They can call me a criminal, but I’m not gonna act like one.

Cooper: I’ve been relieved of duty. Red: I’m not surprised. And Connolly’s minions are questioning Agent Keen. Cooper: The man has the weight of the entire DOJ behind him- if he wants to indict her. Red: There won’t be an indictment. They’ll rig the evidence against her, parade her in front of the cameras so America can see the face of the enemy, and then they’ll put her away someplace where she has no chance to mount a defense. Cooper: I have to go back. Red: You won’t be allowed in the building. Cooper: We can’t just leave her there. Red: Of course not. We’re gonna walk her right out the door. Cooper: You have someone on the inside? Red: Yes. Fortunately, I also have a man at the power company. The lines will be cut to both the main and emergency power supplies. Cooper: Battery boot protocol will recycle within 60 seconds. It will take another 30 seconds for the cameras to cycle. Red: That’s 90 seconds for Agent Keen to get out. With your guidance, Harold, that’s all the time she’ll need. Cooper: You want me to guide her out in the dark? Red: In the land of the blind, the one-eyed man is king.

#redtimestories

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fireblogger · 4 years ago

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Something From Nothing

Fun fact, I don’t have a tattoo. I actually want to get one, I have since I was around 16 and watched Supernatural for the first time. Episode 17 of season 1: Hell House. That episode’s big bad was something called a Tulpa. Now, I don’t remember all the details but what I took away was the idea of creating something from nothing. And that idea stuck with me enough that I wanted to get a small (dime sized) Tulpa symbol tattooed onto my left wrist (small enough to cover with a watch or something like that).

First, I told myself I had to wait two years to see if I still wanted one. Tattoos are forever, and there was no way I was asking my hyper-religious parents to sign off on me getting a tattoo. Then I found out how expensive tattoos are! Like, seriously? What I wanted was tiny, four lines, but the cheapest I could find was $50 (The $13 tattoo sale for Friday the 13th that everyone tells me about didn’t work because you had to pick a predefined picture). Which isn’t actually a bad price, but I’m cheap and getting off topic.

Okay, anyway how did I get 200 words into a story about a tattoo that I wanted on a finance blog? “Something out of nothing.” How do people start building savings when they have nothing? When their expenses outweigh their income?

Track your expenses. If you don’t know where your money is going then it’s much harder to figure out where you can cut expenses.

Look for recurring transactions, things like gym memberships that you don’t use, or phone bills that have more data than you use, that cup of coffee that you get every morning. (Don’t worry I’m not going to rant about millennials and avocado toast).

Decide how to cut. This is going to be the hardest step. I’ve listed some ideas below, but you know your own situation. And you are the best person to figure out what you can cut.

Take that cup of coffee, now I love coffee. So, I’m not going to stand here and say, “stop spending money on coffee.” What I am going to say is, can you get coffee cheaper? Starbucks is, in my opinion, the worst place to get coffee. It’s so expensive and not that good. You can make your own coffee at home without a coffee maker and I’m not talking about Folgers (also not hating on Folgers because I think they taste good).

Think about your transportation costs. Is there public transit in your area? (seriously jealous of Australia’s public transit system as a random side note). Can you walk places? Bike? Could you leave earlier in the morning to avoid traffic on the way to work, thus making your commute more fuel efficient?

How often do you eat out? Can you pack your own lunch more often to save costs? (P.S. avocado toast is really easy to make and delicious).

Are you paying extra for extra internet speed that you don’t need? A 10 GB speed is more than enough to stream Netflix. (Do you really need to pay for Netflix? Other streaming sites are wayy cheaper like Curiosity Stream!)

Making saving a creative challenge! (That sounds so sickeningly peppy I may decide to delete this point). But seriously, find things to do that don’t cost money. Get a book club going with your friends based out of the local library, go out on walks and people watch, stay inside and watch Netflix together.

Automation! This is normally a corporate tag-line, but it’s something that we can do too. Set up recurring transactions to save money without any effort on your part. I know a lot of banks will offer things like “round every purchase up to the nearest dollar” to help you save. I’m going to be honest; I don’t like these. They clutter up the bank account with a bunch of 12 cent transactions so when you’re looking through the statement to make sure you wrote down all your expenses it takes forever! (That said, if you’re organized enough to actually write down your expenses when they occur and don’t mind this automatic savings it’s great!)

Consider the debt. How you prioritize paying down debt versus savings will vary on the type of debt. For example, credit card debt has a very high interest rate and while it may be tempting to just make the minimum payment so you can build savings be aware that every dollar you put in a savings account could be costing you 20 cents in interest, generally you want to pay credit cards down as soon as possible. Another caveat here, emergency savings can be worth some increased debt if a sudden expense could otherwise put you out of a job. You need to do your own cost benefit analysis. Government student loans (US) currently have a 0% interest rate, put every penny that would have gone towards the loan into savings with 0 consequences. Something to consider (once you have some savings built up) is the interest rate on your debt versus the interest rate you could be getting on investments. If you have a student loan that has 4% interest, but you could be putting your money into a bond that pays out 5% interests then buying the bond is better because you are gaining more money in interest then you are spending in interest. (Just be aware of compounding interest in this sort of calculation).

Be hyper-aware of wants versus needs. Do you really need a new pair of shoes? Or do you just want a new pair? (Yes, I’m the sort of person who wears tennis shoes with holes in them for months before forcing myself to actually go buy a new pair. But I’m also the sort of person who rarely gets sick so walking around all day with cold/wet feet didn’t really matter much to me).

Put your savings somewhere where they will grow. Investing is a great place to keep money, true. But you need to have immediate access to some funds (selling stock / mutual funds can take a day or so to settle plus time to transfer to your account). I recommend banks like Chime, they have higher interest rates in their savings accounts so your money will grow. And they can instantly move money from savings to checkings (and therefore to your debit card). If you want to jumpstart your savings Chime will also give you $50 for setting up a direct deposit of $200+ in the first 45 days. (Take some time to google high interest savings accounts, Chime might not be the best one on the market when you read this post).

#Savings #start saving #save money #money tips #budgeting #fire #fireblogger #you've got to start somewhere #something from nothing

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lovenerdywinnerbouquetfan-blog · 6 years ago

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florida insurance dice

"florida insurance dice

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BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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Can you help me figure out how much home insurance I need?

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to all real estate agents and insurance agents.... I have my real estate, life insurance and auto insurance licenses... have been struggling in life insurance business and trying to start with auto insurance to see how it will work out for me and if I can cross sell life and auto together... Also I am very much interested in real estate, I feel like I love it more than anything but i am so scared to go after that, I am afraid that it will take another year or so from my life to really understand and have it going.... I have been struggling in life insurance sales but we all know that life insurance is kind of secondary but real estate, we know that everybody is making money to have that American dream but I don't know how it feels like to be in real estate business.... so any suggestions, about advantages or disadvantages, about money, in which area I can earn more money, about the activities and what should I do to earn trust and start selling... please advice which one should I choose and why based on your experience.... please teach me something, advice me, comment, and make suggestions.. I am lost and frustrated and don't know what to do ..I really want to what is for me and work hard to make it work ....""

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""If i purchase a car under my name, can it be insured under my mothers?""

I want to know if i buy a car, can my mom be the one to insure it? Since i am under 24 my insurance will b way too high! So does anybody know if she could insure it or does she have to be the one that owns the car? Thanks in advanced""

Speeding ticket question on car insurance and notifications.?

Alright, so recently I recieved a speeding ticket out of my state while driving my friends car. I was wondering if this makes either his or my car insurance rates go up. Also, is there any way that our parents would be notified of this ticket? I heard a notification gets sent in the mail. Also, in the event that it does affect car insurance or a notification is sent in the mail, is there any way our parents would find out where the ticket took place? Thanks""

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Are health care insurance premiums?

Are health care insurance premiums, long term health care insurance premiums, and the cost of prescription drugs an allowable federal tax deduction? I think I'm getting some bad advice from a friend of mine concerning tax preparation.""

Using car insurance comparison sites?

Hi, I'm 18 years old and taking my lessons. I've been trying to get a quote on a couple of cars that I would like to buy for when i pass or to get provisionaly insured on, I got a quote as having a full driving licence on a 2000 3door 1.2L for fiesta, I filled in all the relevant information no modification, using for social and commute to one place of work etcetc and its comes up with the cheapest being aroud 7000, this cannot possibly be right can it? Ive checked over the details and used different cars and the same price always comes up.""

AFFORDABLE auto insurance?

I'm 19 and I really need some car insurance. Everywhere I get a quote from requires that I pay an arm, a leg, and my first born son. Is there anywhere that won't do that? I'm currently unemployed, and I need a car to get a job, but I need a job to get insurance (this expensive insurance) for the car that I can't drive (legally) until I have the insurance. Somebody freakin' help me.""

Can I tax my car without insurance?

My car is Sorn at the moment and I wanted to he it taxed and mot so that I can drive it if I need to. I was going to just buy one day or weekend insurance when I need it. Is this possible or will I need proper insurance in place?

""Have GAP Insurance, Don't have car insurance?""

My husband was hit by another driver a few days ago. The other driver was at-fault and our state is an At-Fault state. The other driver has insurance. Our insurance policy has been lapsed for under 30 days. We were planning on obtaining insurance in 2 days. There is a chance the car may be totaled and it is financed with GAP. I believe that I read that GAP will not cover in the case of no insurance coverage. Does anyone know where we stand here? Will having the new policy in a couple of days in any way help regarding the GAP issue? Also, the other driver's insurance company called today asking for info: Name, Address, our insurance info. What should we do?""

Home insurance cost in auburndale ny zip code 11358?

I am in the process of purchasing a new house in auburndale, queens ny. i wonder how much is the average home insurance cost in this area? it is a tudor building, 2 and half floors.""

Who's the best company for young car insurance?

I know the kind of car to get for cheap insurance but i'm still looking at around 3000 for insurance, i was just wondering if there is any companies out there people my age can actually afford.""

""Car insurance, Drive any car?""

My insurance certificate says that I am allowed to drive any privately owned vehicle as long as I have the owners permission to drive it and it is roadworthy and I still own the car I have insured. So even though I own a small and slow car, my insurer will quite happily allow me to drive a 250,000 ferrari as long as I have the owners permission to do so? How does that work out?""

Insurance rates after being cauught with someone in my car?

im 16, i was pulled over and issued a ticket for driving another person while only having a provisional liscnse. my dad is selling my car becuase he thinks my insurance will double. there is no ticket yet im still going to court. can somebody give me advice / details.""

Car insurance - change of address?

Hi. Recently i changed my address so i had to let the car insurance company know about that. But they charged(actually are willing to chage) me 423 pounds !! Yes, there's not a misspeling. It's 423 . As far as i ve seen, most people get charged no maximum than 50 pounds for this change. Also, there are no changes on my policy. I still have a garage, i still do the same mileage/year and so on. They even confirmed that there's no change in policy details except the new address. The new address it's in Manchester (central area) and before i lived in Bradford(UK). Now, in the mean time, i had a claim. If i would have found about this fee before, i would have cancel my insurance policy but now that i have a claim, i can't cancel it anymore and being refunded (as i paid the insurance for 1 year in one go, Not monthly). I found about this crazy 423 fee only now when i had this claim. You can't find anything about any fees related to changing the address neither on my policy papers nor on their website and online policy books. I suppose they considered this fee just as an administration fee. And i suppose they could have charged me even 10 000 pounds as an administration fee just because they can. I don't feel protected by the company anymore !! that's why it's an insurance company, to protect and take some risks out. The insurance company it's Admiral. I tryed to talk and explain them that this fee it's just nuts but they didn't agreed. The fee it's about 1/4 of the total insurance cost for 1 year. Maybe they try to take advantage of the fact that i can't cancel it (coz i have a claim in process) and i can't get refunded ? Any ideea how should i proceed ? Shall i proceed with any legal actions ? if yes, how much time and money would that cost because i wouldn't go into, i don't think it's worth doing that. Thanks in advance :) Cheers!""

How do you get insurance?

Before I get my license, I have to get insurance. But I wanna know what do I need to get insurance? What do I have to bring?""

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Scooter insurance - Average cost?

I am 29, female, live in Greater London. Full cat B licence for 2 years, but no formal bike training, and will be riding a scooter of 50cc or lower. Any idea roughly how much I can expect to pay?""

Which car insurance company offers the cheapest price for a teenager??

Will getting a refund on extended warranty and GAP insurance cause my interest to go up?

I just purchased a used car with 30% down payment. I noticed they charged me for GAP insurance and extended warranty and I asked them take it off. They are arguing getting a refund on them will cause my interest rate to go up because they used the purchase to bargain a lower interest rate. Is this true? If so, do I have to accept the higher interest rate? They say I can't return the car because it was already signed for but I don't want to buy at a higher interest rate either.""

Where Can I get Cheap Car Insurance?

I am currently a full time student and I am trying to find Car insurance that won't cost me an arm and a leg. The cheapest quote i have gotten is 2052 (full license) yet im certain i could get it cheaper... I am looking to get a Citroen Saxo, 3 door, as they are meant to be a good first car and cheaper insurance, yet i don't call that cheap! Direct line has put their prices for young drivers up to a minimum of 3000 and the car is only worth 850! I will be the main driver of the car, if not the only driver and as my parents have polices with companies that won't put me on as a named driver I'm screwed. Im 17 year old boy and can't really afford to pay that much.... Anyone know where i can get a reasonable quote from. I expect it to be high but that much - wow Best quote came from Quinn direct""

Got a ticket and insurance doubled NJ?

I got a ticket on my very first day of driving for an illegal left turn (one of those that you cant make during certain hours unless you are a resident of the street). I got the ticket with 3 points, i went to court and paid off all 3 points and got unsafe driving under my name hoping that it wouldn't affect my insurance, which was under my dads name (Allstate). Even with paying off the points my insurance still doubled. Now my question is, is there anything I can do to lower my insurance? Maybe I can take a course somewhere. Are me and my dad better off looking for a new insurance company? Maybe i should drop my car from my insurance and taking the bus again? If there isn't anything I can do, how long will it take for my insurance to drop again? Right now we are all in hard times and i made it much worse for my family, any help would be greatly appreciated.""

Car insurance for 4 months.?

I'm going to uni in 4 months but my mum is planning to buy a car. I'll be the main driver for the 4 months prior to uni and after that it will be my mum's car and I won't be driving it at all. How would I go about getting insurance for this situation?

What is the cheapest plpd insurance in Michigan?

Homeowners Insurance Policy Rate increases $220?

I bought a home in 2006. Had a policy for $550.00. Next bill 200+ more (nothing in policy changed). switched company Got AAA policy $ 512.00 (same policy coverage) Next bill $734.00 - Only change here was $29 dollars for Earthquake and House is covered for 1,000 dollars more. (Keep in mind my house is less than $100,000 and in good shape for being 40-60yrs old) Is there some unwritten law that states after providing insurance to homeowners for 6 months you have the right to jack up the price $200 every year? Should I get new insurance company again? If so, what guarantees that they don't tack on an extra 200 like the last company. This pattern is discouraging at this rate I will run out of insurance companies before I pay off the house. My insurance is paid through an escrow account so taxes already went up and insurance goes up - Monthly Mortgage Payment goes way up! Something none of us need. Please offer any of your experiences and advice.""

True or False; We should let people decide weather they want health insurance or not?

Confused about insurance...?

forgive me, its my first time..but im confused. My new apartment says i need liability insurance to move in...i already have renter's insurance.......are they basically the same thing?""

How much would motorcycle insurance cost for a teen?

Alright, so I'm 16, living in Ontario, but haven't decided what bike imma get yet, so can anyone give me a range of what it'll cost? Thanks in advance.""

""1yr with my license and I want a new car, will insurance be high?""

I have about 12 months with my license. I have had 2 accidents. One was from the snow last january, but I didn't hit any car. The second one was this september and it was for careless driving. Now im thinking of getting a used car by august. A car around 5-8gs, and im planning on financing it. And putting full coverage on it, because now I have a baby on the way. Does anyone think I should get a car or will my insurance be to much? How long should I have my license before I get a car around $10,000?""

Insurance Claim Question?

I was rear ended recently and the other drivers insurance co sent out their adjuster. I was told that my car was a total loss. I had a 94 Buick Park Avenue with 148K miles. I got a call from the person who appraised the value of my car and was told that my car was worth $2,200.00 and another $300.00 for what it would have cost me for a rental, totaling $2561. and some change. I did some looking around and found in the auto trader that I can get the same car selling for $2,995 with 154,605 miles. The question I have is do I have to except their offer of $2,200? Also, if I except this offer is this separate from the medical side of my claim? Thank You in advanced.""

""For insurance cost repairs and parts, which is better , the Honda Fit , Subaru Legacy Wagon or Toyota Matrix?""

Im looking for a fuel efficient vehicle to drive one hour into Montreal. I live in the rural area of Quebec known as Rawdon, which is a little mountainous, and the weather can change from slush to ice to rain for periods of time in the winter. Im a musician and cook that needs an economical hatchback to carry my equipment around. A used car salesman told me that the Honda Fit will be less safe to drive in the winter on Quebec roads than the Subaru Legacy wagon will be. Will it make that much difference ? Is there more chance of getting killed in the Honda Fit on dangerous roads ? Im not a fast driver anymore, and don't need any more speeding tickets. Some people might say that the Subaru is a superior car ( 2006 Legacy ) but I just spoke to a friend of mine who used to own a Subaru and she said she was paying a lot of money for parts when she needed to do repairs, and to stay away from them. Are Subaru parts much more expensive than Honda, and please tell me why the Subaru wagon is a better choice, if it is. The engine on the Subaru Legacy is almost double the size, I think 2.5 L as opposed to the Fit 1.5, although both are 4 cylinder., and both are selling for around $ 10,000. I havent looked enough into the Toyota Matrix. They seem to fall somewhere between the Honda Fit and he Subaru Legacy. I think the Fit would probably give the best gas mileage, the Matrix the next best and the Subaru the least. But again, which cost the most to repair ? Toyotas seem to have the highest reacall history out of the three of them. I live in the country and my life has not been functional without a vehicle the last few weeks since my Dodge Caravan died, so I need to make a decision as soon as possible.""

What are some cons of medical doctors not taking insurance?

What is the best affordable device to locate my vehicle asap if it was stolen?

Don't tell me cops or AAA it doesn't work

Will my car insurance go down?

Hi Ive just renewed my car insurance and had a major reduction, i got through my first year paying 4800 (800 deposit and 380 for 10 months) now ive renewed and im paying 1600 (500 deposit and 110 for 10 months). My question is i am moving out of the area i live to live in gloucester, ive done quotes for my car in that area with all the same details as now just with a different address and my insurance is just above 600 not 1600! does this mean if i move and contact my insurance company (RAC) that they will reduce my payments or will i have to still pay the same for the next 11 months? Thank you""

I need help car insurance?

Im looking to buy a 2010 fusion se right now through Lee auto. For me to do it myself I'd have to pay almost 400 dollars a month for insurance and 360 for The car. Is there any way I can lower my insurance? This is rediculius all I have is 2 speeding tickets and that's it on my driving record. I have no loans no payments or nothing.

Car insurance?

okay my parents want me off their plan..cuz aprantly i suck at driving. -speeding -illegal passing - failure to stop at a light and bad driving resultin in an accident....so i dont blame them..anyway..could some one help me find the most affordable way to go about gettin my own insurance policy..i am 18 full time student working a part time job..yes i know that isnt very good..but i have to deal with what ive got.. so please help me..and no before you ask my grades are not b average

Cheaper Insurance on Mitsub evo?

Im looking into buy an Mitsubishi EVO 8 but the insurance will be way too expensive. If i finance it and put the car in my moms name and the insurance in her name could i save money(my moms like 54). My insurance company says i can use other peoples cars as long as i have a policy myself which i do. How much do some of you people pay?

What are the associated costs of adding different types of coverage to auto insurance?

Which 600cc motorbikes are the cheapest to insure?

I am 19 years of age and have recently passed my bike test, and am looking for a 600cc fairly nice bike as i have been riding motorbikes since i was really young but i am just wondering if anyone knows of some bikes that are quite cheap on insurance and worth getting, many thanks.""

Will my insurance go up?

i got my first ticket for not stopping correctly at a stop sign. Will my insurance go up? isnt it a violation which doesnt really make the premium go up.

Will my car insurance go down if i go on my parents car insurance?

Im 16 at the moment and i am 17 in a few months and i will be learning to drive. I know car insurance is so high for a 17 year old, but i was wondering if i go on the parents car insurance for a while, will my car insurance go down when i get my own as i have had experience on the road""

Car insurance!! help?

I'm 17 years old and live in the UK. I want to buy a chevrolet camaro 2010 v6 when I am 19 but I'm worried how much insurance I have to pay. My friend told me it's going to be more than the car, and the car cost around 30,000. Can anyone tell me which group the car belongs to and how much insurance I would need to pay? I want this to be my first car but I want another car to gain experience. Please give me a good car that would look nice for a 18 year old. I am quite tall and I don't really like small cars because it feels uncomfortable for me? please suggest a good car that would suit a tall guy. thank you""

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classycollectorartisanposts-blog · 6 years ago

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How much will my father’s insurance go up for me?

"How much will my father's insurance go up for me?

yea well i want my license and he says no because it will raise his insurance through the roof. just how much will it increase? im 18 and i live in brooklyn. the car id drive would be a 06 nissan maxima. any idea around how much it would go up?

BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr

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""Quick question on car insurance, thanks for answers?""

I am getting my second car insurance, i live in leeds however my parents live in northumberland, would it be legal to put my car insurance ADDRESS as northumberland (half the price). I would still be named driver, and i have all bank details and permenant things such as phone contracts registered to northumberland as i move each year i class it as my permanent address. So i could say the car is kept there but i use it sometimes, as in northumberland is also classed as my address, and i am there quite a lot anyway. Cheers for advice, and if it is legal or questionable, would it still be acceptable if even frowned upon, cheers!""

Is the premium the only determinant of how much your health insurance costs?

Does the deductible matter? Does a possible subsidy change things? And most importantly, are you taking into account what you would have to pay out of pocket for things your junk plan does not cover? In the long run, even if your premium goes up but you get better coverage, you will save money.""

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Do you have to have a valid drivers license to purchase car insurance in Arizona?

I do not have a drivers license, however I do have the money to buy a car. If I buy the car, can I get insurance on it until I do have a drivers license? Could someone else drive it during this time? Would I need to put them on the insurance? What if I was making payments on the car still? I have an opportunity to buy this car now and I would like to, but like I said, I don't have a license. Thanks.""

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""Inaccurate auto insurance quotewith progressive, my rights?""

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What health insurance can I get if I'm fired from my job?

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What is a private jet's insurance price? and maintenance costs? Averagely.?

For school I have to do a business plan. We are creating a fictive private jet renting company in Colombia but i can't find these informations. It is really important as i is part of our financial statements. Thank you very much.

How much home insurance should I get?

I just bought a house for about $180,000. I am looking for homeowners' insurance, but I am confused as to how much I should get. Should I insure for just the replacement cost of rebuilding the structure, or for the % of the mortgage I am financing. I got 3 different quotes, and they were for $396, $502, and $858. The lowest one was for $396 b/c it was with my car insurance company, but they will only insure the cost of rebuilding the structure, which they estimate as $110,000 (the house is small and in a decent neighborhood.) The second company wanted to insure me for that, but I got them to quote me on $140,000. That amount, when you add in the 25% overflow they allow you, meets the 90% of the mortgage amount I am financing. The 1st company would not do that for me. The 3rd quote was for $140,000, and was with the people w/whom I have had renter's insurance for 12 years. The only difference was that there was not a wind damage deductible of 2% on the 3rd quote. My loan officer says to just get enough insurance to rebuild the structure. How much insurance should I get?""

Are dual sport bikes cheaper on insurance?

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Will i receive anything in the mail if I get a motorcycle insurance quote online? I don't want them sending anything.....lol

Do rich people need health insurance?

I would prefer that wealthy people answer this question so that I get the facts and not theory. Anywho, I am wondering if rich people not only need health insurance, but, do they even carry it? I always think of insurance as a scam that doesn't live up to their end of the bargain if they think your going to cost too much, like a catastrophic health issue for instance.""

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i have a Ford Fiesta L 1979 and l would like to know some cheep classic car insurence

What is liability insurance for?

If I drive my cousins car and I get pulled over by a cop and show him my cousins insurance will I get a ticket for not having insurance that's under my name even though I have his insurance?

What is the CHEAPEST car insurance for a21 year old?

Im buy a car and i would like to no if anybody no what, would my insurances be""

""Will Core buy me a home, car, insurance, cares, etc? I want to switch to Core from Wells Fargo.?""

I want to switch from Wells Fargo to Core, because I'm tired of Wells fargo withdrawing 5 dollars a month for service fee from my Checking Account. I thought about depositing my savings to Wells Fargo, but I don't have a savings account; I only have checking and I can't afford to pay to open up a savings. I want to switch to Core, because there's no monthly service fee. But is Core right for buying a Home, Car, Insurances, etc? How do you feel about this?""

If the 30 million uncovered Americans can actually afford Health Insurance but choose not to buy it?

What will the Government be paying for exactly? Poor people already have coverage and the rest can buy their own. Where does the cost to the taxpayer enter the equation?

How much wil my insurance go up?

I was just recently in a car accident. It was my fault I hit a truck and totalled my car. The truck didnt seem to really have damage I hit the metal ball where you attatch a trailer the hitch. I have fred loya car insurance. how much will my insurance go up? Please. will rate best answer.

What is best health insurance for a 43 yrs old male single ?

not to expensive health insurance .

Which home insurance company should I choose?

I'm currently shopping for home insurance and I need some answers quickly. I currently have Allied Insurance and am thinking switching over to Western Mutual because of the cost for the policy. Anyone know the differences between the two and what's the web site for checking reputations and so forth about an insurance company from the states i've living in??

What's the cheapest option for car insurance for a teen?

I just recently passed my driving test and I'm completely taken away by the prices I've saw for car insurance on my parents Astra, I'm getting prices up at 7K. I've decided to go out and buy a category 1 insurance car (or any that's a low category) so it will be cheaper to run but the only problem is, I don't have a job at the moment so only have savings. It wouldn't bother me not taking out my own policy because I understand that can be more expensive but is there an alternative for me until I get a job and earn money to get the policy so I can collect NCD's? One of my friends use to have his own policy on his family car, a big car like ours, until he had an accident and the price shot up. Now because he can't afford the monthly costs he just takes out 1 weeks insurance at a top when needed and this costs him around 40. What I don't understand though is that he's 18, the same age as me, and I thought you werent able to do short term insurance as a new driver? Although I think he somehow takes it under his parents policy? I'v no idea how this works if someone could shine a light on it? Another friend also had a Nissan Micra and was paying around 80-90 per month which I thought was very cheap (also the same age as me) for an insurance which makes me wonder if he is on his own policy? My dad will be getting insured on my own car also and be using it for work at nights. If anyone could come up with some solutions for me that would be great!! :) Thanks""

How auto insurance works in california?

i backed up into a car today and there is no damage to my car but a dent in the others hood, and i said lets call the police and they said lets just exchange information, i said no i'd rather have them come...they said they called when i was getting something in my car and said the police said they would take a while so we decided to exchange info...i got her license but they said they didnt have the insurance info with them....but in the mean time i gave them my info...now i have a feeling that maybe they didnt have insurance and there is no police report so what can happen now?""

What Is GAP Insurance?

Hey there! I was just wondering if anyone knew what GAP insurance (Vehicle Insurance) is? Is it like normal vehicle insurance? Any information would be helpful, thank you. =]""

No insurance for high school sport?

What happens if you don't have health insurance and you wanna try out for a team? Will they disqualify you from even making the team because of it?

What happens to your insurance once you get married?

I am currently under my parents insurance (I am 21years old), both for car and health/dental. My fianc has no insurance because his family cannot afford it. We are thinking about getting married this summer but want to figure out the details first before we committ to anything. I was wondering, once we get married what happens to my current insurance? Are we going to have to purchase our own insurance? And if so is there any marriage packages that would be pretty low budget? Thanks!""

Please could someone tell me what is the absolute cheapest auto insurance around?

No solicitation please.... Just the real facts. For get Geico, State Farm, All State and Travelers ins, progressive and all the TOP COMPANIES""

Question about pitbull insurance in VA?

How much is insurance for a pitbull in Virginia?

Which auto insurance company offers non-owner's insurance?

How will insurance companies make up for the preexisting clause elimination?

I guess in 2014 health insurance companies can't discriminate people for preexisting illnesses. How will they make up for that? Will they just increase premiums for everybody?

How much is car insurance for a 17 year old female ?

I am turning 17 on july 6 and i will be getting my license on that day too, my parents said they will pay for the car but i only have to pay for the insurance . how much is insurance?""

Buying a home in south caroline?

Just wanted to know if Conway is near the Myrtle beach airport and how far it is from the beach. How much is real estate tax for a home for about 100,000 to 200,000? Are there any marina's close to Conway? Is there a city wage tax on income? How much is car insurance? We live in philadelphia and are tired of the area and the high cost of living. Thanks, Jeanete [email protected]""

Are there health insurances for college students?

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What is the cheapest car insurance if you have bad credit and low income?

What to do if you can't afford car insurance

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Which insurance company or agent offers the cheapest auto insurance policies in Miami?

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I will be out of the country for almost 6 months, what can I do with my car insurance? No one else will be driving my car, and I don't want to pay for my insurance if I am not using my car. What can I do?""

""Where to get the cheapest car insurance for new driver, and which combinations of options, to get it lower?""

I am 17 and lice in Hartlepool in England and I have got a 1.2 mk2 3 door Fiat Punto. And i need insurance, apparently Adrian Flux is cheep for young drivers, but just over a month ago i was quoted 1800, and now that i need it i am being quoted 2600, y? I was also surprised when i found out that my car is a group 4 insurance, with it being a little 60bhp 1.2 compared to my mates 130bhp car being a group 5. I cannot go on my mams insurance either as she can only drive an automatic. So I considered selling my Punto and try getting an automatic to go on my mams insurance as she has over 10 year no claims, but her 200 insurance went up to 2500. I guss alot of the price being because of where we live, there was multistory flats, in a big estate, and was a bad area, but now they have been knocked down and is now a new modern housing area. Is there anywhere I can contact, to come prove it is a nice area now? Thanks""

How much will my father's insurance go up for me?

Why aren't employers required to provide health care insurance to their employees?

Nothing is being said about the millions of employers that do not subscribe to some kind of health care insurance for their employees, even if part of it has to come out of the employees wages. I worked for a physician and the answer was that most women have husbands that have health care at their jobs. Shouldn't this be illegal?""

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I just recently got my license and want to know of good and cheap insurance for my car.

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A guy crashed into me the other day, admitted it was completely his fault. I contacted a legal firm who talks to my insurance company and the other guys insurers. He has said I did nothing wrong and it was completely his fault. Will the cost of my insurance go up because of this? Or will there be no change as I was not at fault?""

""Just passed driving test, 22 yr oldwhere should i go for cheapest insurance quote.?""

Just passed driving test, 22 yr oldwhere should i go for cheapest insurance quote.?""

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hi- if anyone knows chespest company, i did a online quote for progressive, but dont want to take the time to go through all companies. if anyone knows cheapest rates-company, please let me know""

How much will my driving insurance be for 16 yrs old?

Drivers Age: 16 type of car: Toyota liability limits: uh... none, i think, once i crash the car goes.. comp & collision?: idk driving record: just got it today lol credit score: perfect =P zip code where car is kept: 43221 its a rav4 crappy car, i just need a ball park geuss... my parents r trying to make me think its a lot more than i no it is, just so i dont drive... and stuff, yea... thanks justin""

How much for basic auto insurance in Canada?

I am driving my car from BC to Waterloo, ON. back for school. I was wondering, in this case, which province's auto insurance I am supposed to get. Can I drive around in Ontario for more than four months with ICBC insurance? Or Do I have to get the new Ontario insurance? In BC I am still N, which is equivalent of G2, and I currently drove for closely three years. Another thing was, how much would the basic insurance cost a month? Is there any big difference between BC and Ontario?""

Cheapest Car insurance college student?

What is the cheapest possible car insurance policy I can find. I plan on getting a used car for probably around 5000$. I want a minimal plan that only has what the law requires, so I do not want the car covered. What is the cheapest rate you know of? Car will probably be a 2002 jeep grand cherokee. I am almost 19 years old, got my license when I was 16. No accidents, no tickets, full time student. Thanks for the help!""

Car Insurance dilemma?

My boyfriend bought a car but placed it under my name because his credit was not good enough. I am on the title as the buyer and he is down as the cosigner. He makes all payments and he is the primary driver. I have a car of my own and my own insurance co. Do I have to be under his car insurance as well even if I have my own? Does it depend on the insurance agency? thanks for the help!

Classic car insurance for new drivers?

Hello. Can you get classic car insurance for a new just test passed driver. If the car is say a 1.1 escort or similar and the driver is over 30 years old? or is it verboten until at least 2 years have passed driving with normal insurance? Thankyou.

Car Insurance Renewal Why Did It Make That Much Of A Difference?

My partner had his renewal quote through and we've been shopping around and haven't even come close to getting it cheaper elsewhere so he decided to ring them thinking by taking me off the policy it would make it cheaper still since I've only had my license just over a year and would think still be considered a high risk but it in fact increased the price by about 60 my partner got a speeding fine last year which gained him 3 points too so we knew that would have an impact on the price this time but the only explanation I can think of was that me being female and at 31 i'm not what is classed as a young driver either and a named driver on his policy helps to keep the cost down but aren't the insurance companies doing away with that criteria as it was discriminating? Can anyone shed some light on this as its all a bit confusing and am just curious to why I actually help to keep his insurance cheaper

Where do i get health insurance if i am a student in school?

i am a student 22 years old. i need affordable health insurance. i have no job. i think i am going deaf and blind. where can i get insurance in washington state?

Do insurance companys consider the Honda civic si has a sports car?

My company is AAA and does anyone know who much my insurance would cost Im a 16 year old Male in Tennessee and im real looking at the blue honda civic si coupe thanks

""How do I file an auto insurance claim and what exactly will happen to my insurance rate, deductible, etc.?""

My windshield was really frosty but I only had to drive like 20 yards to get where I wanted. So like an idiot, I start driving and run into a fire hydrant. This damages the front right quarter panel, the right blinker, and it may have also damaged the axel or steering column because I couldn't get my car to move after that. What do I tell my insurance company? and am I going to have to pay anything?""

Do you need motorcycle insurance in florida?

i plan on moving to florida really soon, i am from n.j. and i heard i wouldnt need insurance, is that true? are there any circumstances where i would need to get insurance?""

Help with health insurance terminology?

In layman's terms, what is: 1) a deductible and 2) an insurance premium? And how do they work in health insurance? An example would be appreciated.""

I haven't received my national insurance?

I'm 16, going to turn 17 this year. I am from Bolivia (south america) I have live in the UK for 7 years and I don't received any benefits ... I haven't received my national insurance and i don't know why if any one knows why or how i can get? then please tell me thank you""

Motorcycle insurance cost?

I am 17 years old and I live in CT. I am getting a street bike. How much would insurance cost a year/month?

How much would insurance be for a 16 year old in GA?

I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)""

How much would car insurance cost for a 17 year old male on a 2013 Dodge Charger V6?

Hopefully I could be a secondary driver on the vehicle which may lower the price a bit

How cheaper would it be to insure a v6 99-01 mustang rather than a GT mustang for a new driver?

I want to buy a mustang someday. But i'm only 16 and I dont have a job or license yet. I fell inlove with the 99-04 mustang series. People say that v6 has better gas mileage and is cheaper to insure. The only thing I like the GT for is the loud exhaust. Could I just by a V6 and upgrade the exhaust? would the insurance be higher?

Insurance when you first pass your test! WHO IS THE CHEAPEST?

I am looking to insure a citrone C2 1.1 and wonder who the cheapest place is? That question aside, Who is the cheapest to get insured with when you first pass your test? I am 18, Just passed. Steve""

Health insurance transplant patients affordable?

affordable prescription meds. for transplanted patients plus affordable health insurance for same.

Question about car insurance? (Progressive)?

So I am 19 and currently on my parents car insurance plan still. When I moved out the first time they put a hold on my car insurance because I didn't feel the need to have a car while living downtown. I moved back in with my parents for a few months to look for a new place and I got back on the insurance and now I am about to move out again permanently back to the city but this time I want to take my car with me. I will be changing my primary address and getting a new drivers license for that state (My family is in Indiana and I am moving back to Chicago). I will be going to school full time in that state as well as living there so my question is... does anyone know if I can stay on my parents car insurance if I am no longer living in their home/state?

How much will my father's insurance go up for me?

https://www.linkedin.com/pulse/kia-picanto-11-insurance-group-terry-walters/"

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lazytacomoon-blog · 6 years ago

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Mastic New York Cheap car insurance quotes zip 11950

"Mastic New York Cheap car insurance quotes zip 11950

Mastic New York Cheap car insurance quotes zip 11950

BEST ANSWER: Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr

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I need affordable health insurance I do not fit into any categories such as low income Help!?

Insurance company won't give me enough money to fix my car or get a new one-- what do I do?!?

I got into a car accident a week ago, a truck driver backed into me while I was just stopped at a stop sign. He admitted it was his fault, I had witnesses that supported my story, and his insurance is willing to pay me, BUT since my car is a 1996 Corrolla with almost 200,000 miles on it, the cost of repairing the hood and fenders and everything exceeded the amount my car is worth. Their estimator said the amount of damage is about $2500, so they consider it totaled. Now the choices they are giving me are that they'll take the car and give me $1700 (which won't be enough to get another car), or let me keep the car and give me $1200 (which won't be enough to repair it). I think this is really unfair since the accident wasn't my fault at all and now I'm being told I'm going to have to pay to either get a new car or fix my old one out of my own pocket, but I've tried arguing with them to raise the amount they're going to give me and they say they're not legally required to give me any more money than what my car was worth. Is there ANYTHING I can do? I'm a poor college student and really have no money to be spending on something that I couldn't help :(""

Car Insurance too high.. HELP?

My Boyfriend (21) has very high car insurance (ONTARIO) due to speeding tickets and failure to stop at stop sign and one for being over the limit with a g2. I called my insurance to add him onto my car and they refuse to. We've found 1 company that would insure him for almost $1000/Month, We do not have that kind of money, One of the ways to have your insurance lowered is to have insurance and not get anymore tickets, BUT are they're any other ways?""

Health Insurance and Hospital?

I'm not quite sure how to say this w/o getting too deep into it,but there seems to be a Communication problem between Mount Sinai Hospital in Miami Beach and my Insurance company united american. They(the hospital) tell me they never get paid by my insurance Company and i have been back and forth between the two of them. Once Mount Sinai's business office sent me a correspondence saying my insurance company told them that i should pay the bill. I think the hospital is lying...anyone have any problems with this hospital when it comes to business etiquette and what came of it..what did you do about it. They don't have their heads screwed on right""

Cheapest car insurance?!?

Im getting a car next week and i need some suggestions on the cheapest car insurance with full coverage im looking for around $200 a month or less im a new driver im 19 so i know its gonna be pricy. I live in Pennsylvania

Named driver car insurance?

My dad purchased a car and added me as a named driver. I use the car whenever he doesn't use it but as a majority he covers more miles than I do, some weeks it's 50/50 usage others I use it not as much. My dad is the owner of the car and the policy holder. He received a call from the insurance people and because he said we use it 50/50 some weeks they have now given him 7 days left before they are going to cancel the insurance. He payed this in fully and is only 2 months in. He recieved no terms and conditions, are they aloud to do this? Please help as he is isn't clued up on this and we both need to use the car. We were told that we need separate insurance for the vehicle which seems ridiculous seen as that would be double the price and not make any sense. He has his own other vehicle which he uses for work and I only use the shared car when necessary. Thanks in advance for any help. Ryan""

Insurance for senior parents?

I'm considering enlisting in the military. One of the benifits I will recieve is life insurance at an affordable cost. I can get a joint policy with my 2 senior parents (who are currently uninsured) given that they are my dependents. In order for them to qualify, my parent's AGI has to be less than $3200. My father is a licensed chauffer (cab driver) and my mother retired early, and is recieving SS benifits. Will the annual SS amount disqualify her? My father does not file for taxes, and currently owes for not filing. (cabbies don't deduct taxes, they make what they make, I guess) My question is, will this be a stretch to try to get them insured via my military benifits, considering their situations?""

AAA insurance will only pay body shop?

Hi there, My mom was rear ended by an uninsured motorist while driving my car. I have uninsured motorist coverage and AAA estimated the damage to be approximately $1000. I own my car (it's paid off) and I would rather buy the bumper and someone I know replace the bumper, rather than go to the body shop of AAA's choice. AAA does not want to give me a check and is saying they want to pay a body shop to do it. Can they do this? I looked at my policy and it doesn't say anywhere that repair costs are to be paid to a body shop, rather than the car owner or driver. I certainly don't have anything signed that says that and there is nothing in my policy details. Thanks for your help!""

Can I drive someone else's car without insurance?

I am getting my license soon (if i pass the road test) can i drive someone else's car without having any insurance in Rhode Island ?

How much insurance for a Mustang?

i'm 16 years old, female, and am wanting to get a 2000 year GT Mustang. My insurance company is Farmers with full coverage and they do discount for good grades.. I live in California. How much is a monthly payment for insurance on this car?""

I am 17 how can I get cheap car insurance?

I have an ac cobra with a LS3 V8 in it. Is there a way to get cheap insurance. Could I get my dad to get insurance for the car from another country allowing anyone to drive the car insured?

Medicaid & Medicare question Comprehensive Insurance?

I was wondering if Medi-Cal is comprehensive insurance? then when I can get Medicare I can decline it! I am getting SSDI right now and medicaid is good for me! thanks

Who needs life insurance?

At what point in life should one stop buying term insurance?

Are insurance rates higher if you have a lien on the auto?

I heard they charge more if you have a lien on your car and was wondering if this is true?

Classic Car Insurance for a 16 year old?

I recently got my license and am looking at getting a Datsun 240Z to be my first car. My parents are completely supportive of this choice so please don't answer saying that it's a terrible choice. I am willing and eager to learn how to work on cars. Since insurance is so expensive, I'm looking at getting classic car insurance for it. I know they aren't supposed to be used for a daily driver, but doing some math, I calculated that I won't be driving for more than 3,000 miles annually, even if I commute daily. My problem is finding a company that can insure me. Most, understandably, don't seem to want to insure anyone under 25. I was wondering if anyone knew a company that could cover me. I currently have a 3.8 GPA and am in multiple AP courses. I've heard that there are good student discounts, so that may help. Also, I need to be able to get coverage without having a second car to be my daily driver. This is probably impossible, but if anyone could help me, it would be greatly appreciated. Thanks!""

How much does does watercraft rental insurance cost?

I want to start a watercraft rental company, but I want to know how much insurance costs are going to be before I start it. If there are any companys out there who already have a watercraft rental business, or any agents that can answer my question that would be great. I plan on having about 4 or 5 jet ski's, 2 jet boats, 1 ski boat, 2 jon boats, 2 sail boats 1 pontoon boat, and 5 canoes, and 5 kayaks. So if anyone can help with this please let me know, thanks!""

Mastic New York Cheap car insurance quotes zip 11950

EMPLOYER INSURANCE VS OUTSIDE INSURANCE?

I work for a company that provides insurance through Health-net. Since the rates aren't that great (ya, what a surprise for Hyundai) I was wondering if could I deny the company insurance and just go with an outside provider? Or if I half to take what ever my company provides me.""

What does getting pts on license mean for my insurance?

I got pulled over for speeding. However, the cop bumped down my ticket to disobeying traffic control device. I'm getting 2 points on my license. I'm 22 yrs. old and under my dad's insurance. Will the insurance rates be going up? (Also, I'm planning on taking the defense driving class to erase the 2 pts from license. If so, does my insurance still go up?) Please tell me of your situations....thanks!""

Whats the consequence for driving without car insurance?

I recently bought my son a car and hes been driving it without car insurance. What will happen if he gets pulled over by the police department?

Average Teen Car Insurance Prices?

I'm a 16 year old female who is currently just looking around to see how much I can expect to possibly pay when I get my own car. Please don't give me answers like Add yourself to your parents insurance Or Have your parents call their agent ... My parents DON'T drive and I'm NOT burdening anyone else in my family to put me on their insurance plan. I want to be independent and see if I can do it on my own.. So back to the question. On average, how much money could someone in their teens expect to pay for car insurance?""

What insurance do I need?

I have set up a limited company focusing on training and personal coaching. Do I need public liability insurance? Do I need insurance to cover if I am ill? Is there anything else to consider? Where do I buy these products? Thanks

Health insurance for the unborn?

Im under my dads health insurance until im 26. my insurance said they would cover me and my delivery, but wouldnt cover the baby. how can i get my baby medical insurance before she's born? (im aiming to get her on medicaid) but what steps do i take?""

Dui and car insurance?

My record got explunged now that I am 18 in the state of California. Will my car insurance take me back?

Insurance costs for a 17 year old for a car/quad/bike?

what would be the (rough) cost to insure; say a small engined car (1.2l ish), a mid sized quad (400cc ish) or a bike (between 125 and 600cc)? what would be the cheapest for a 17 year old? (geussing the bike then the quad then the car?) any help would be appreciated :) cheers dougie""

How bad would insurance be on a 2000 mustang gt?

i am about get a mustang gt if i can convince my parents that insurance wont be extremly bad i know it will be high but could some ppl give me there insurace rates on a 2000 mustang gt or around what it should be just tryint to get an idea

1997 camaro insurance?

Hey , wuts a ballpark answer 4 how much the insurance for a 97 camaro z28 would cost for a 17 year old ? Also, are they pretty good cars and reliable? I alresy got an online quote , but I want answers from ppl who've owned a camaro from 1993-97.""

Whats the cheapest insurance company you could find?

I'm 18 years old, just passed my test, and the cheapest quote I could find is LV at 2600 on a 1.2 litre 06 reg corsa.. Help guys??? D:""

Are classic cars cheap to insure?

for example all cars older then 1990: trans am and camaro's older then cadillac eldorado's older then rolls royce silver shadow chevy belair dodge charger chevrolet suburban mercedes 500sel mercedes 500sl and other american and classic european cars

Am I covered by my car insurance if I park illegally?

I park my car on a Bridleway the Police say it is illegal but they class it as parking so will not touch me the Council will not touch me either as they cannot apply any laws as there are no kerbs. My question is if a Horse injury's itself due to my car being there or a person hurts themselves,or causes them to be injured whilst negotiating my car am I covered by my insurance as I am illegally parked.""

How much is car insurance for teens ?

I live in California

""Pregnant with no health insurance, Texas?""

Is anyone familiar with Texas Department of Health and Human Services. I just found out I am pregnant yesterday, two days ago my husband was laid off work. His old company added an HSA for us in December and we were under the impression everything was fine with employment if they added this for our family. I finally had a family HSA as of 1/1/12 and then on 1/3/12 it was taken away. He worked 90 hours on his last paycheck almost the most of the year, and was told work is slow so he was being laid off. They also added back matching 401k this year too, yep! We have been trying for years and had no idea this would happen this way. It is just crazy! So I found out on the website for HHS of Texas the income level for benefits. I am right there underneath the level for 2 people. Do they include the unborn child as a 3rd family member yet? Also I saw that you have to list assest out like vehicles. We have two cars and that is it. We make payments on both of them, so is it possible they will deny us since we have these assets. Other than those we have no other assets. But I remember my mom being denied for SSI on my brother due to assets so I am worried. Please can anyone help ease my mind?""

18 year old male trying to find the cheapest auto insurance in NY?

im trying to get it in my own name for the lowest price possible. but i really need help because i have quite the record. i dont need collision or comprehension coverage.... and i want state minimum bodily injury. i dont care what insurance or anything, just as long as i can slap a registration sticker in my window then i am happy. any help/advice is greatly appreciated. thank you""

Questions bout unemployment insurance in California?

If I get layoff, i was making $2500 before taxes per month for 40 hours a week, how much would I get from the unemployment insurance?""

Can you register for car insurance as an LLC?

I want to register my band as an LLC. We need to put insurance on our tour van but would like to digure out the best way to do this. Should we put our names on it? or register for insurance under an LLC?

How much would insurance and stuff be for a 1st time driver?

i dont plan on puttin a car on the road till i get my g2.. whts in 11 more months lol ill be 19 then. but i have to do it all on my Own and i dont make alot of money wht is why im savin up!, and nobody else in my family has a car so i can NOT go unnder any1 elses insurance. and i live in Belleville ontario. and so far the only car insurance place i seen around here is Statefarm so ill proly b goin with tht. and i plan on havin either a z24 cavalier, honda civic, neon, sunfire, or an acura, no older then 93.... sp anyone knw wht its gonna cost?, im thinkin proly around $500 a month but im not sure..""

Does a subcontractor need insurance?

typically, when you try to bid on jobs you will be asked for general/professional liability insurance. however when you subcontract do you still need insurance? also, what are riders and endorsements? thank you""

Will co op car insurance refuse to pay out?

Some idiot smashed into my car and write it off now co op car insurance are wanting a photocopy of the car log book before they send a cheque! Only thing is its technically in my ...show more

Should I buy a new car on interest free with free insurance or a second-hand car?

I have not owned a car in the UK, so have only had a full UK driver's licence for 4 years, although have driven in NZ for 14 years. Therefore, my insurance quotes have been in the region of 2 K. Was thinking of getting a new car to circumvent the hassle of looking for a second hand car and also to bring down my insurance the following year. Monthly repayments on a new car would be 200 on a 10 K car, or 3500 upfront for a second-hand car. Can someone give me a proper financial assessment and also the pros and cons of a second-hand and new car? Cheers!""

Is it hard to get on Insurance with no income?

I'm going to the doctor tomorrow due to a car wreck that happened last year. I have been experiencing a lot of pain. I was just wondering, Would it be hard for me to get on Insurance at 20 years old with no income (Due to the wreck and how much pain I'm actually In).""

If i change my car insurance will my lien holder be notified?

I want to change to a different insurance company and have a an auto loan through my bank so my question is if i change will my bank be notified? I know it is wrong but for a few months i only had liability and if they are notified they can take my car if they see i didnt have full coverage right? I want cheaper insurance but dont want to get in trouble!

Car Insurance?

How much would it cost to insure a red 2007 new beetle+hatchback?

Mastic New York Cheap car insurance quotes zip 11950

Any good/affordable individual health plans for me and unborn baby in Connecticut?

My boyfriend and I are moving to Connecticut in Nov. from Seattle area. His plan can't be renewed until next summer. I got laid off in July and am currently on COBRA plan with my former employer ($350/month). The carrier is Kaiser Permanente. The HR told me there is no Kaiser in NY/Connecticut area and recommends me to buy individual health plan with other companies. Anybody knows good health plans for young and healthy woman (with a baby coming) in Conn. area? Thanks in advance!

Car Insurance Cost in NYC?

I have a question regarding car insurance. I'm 29 years old. I've been in 3 car accidents but was not at fault for any of them (2 of the times my car was sitting still! lol) and I've never gotten a ticket for any of those accidents. I used to have insurance through State Farm, full coverage for a 2004 Jeep Liberty that cost 50-60 a month in upstate NY. While driving to NYC one winter I got a speeding ticket, my first ticket ever! I was going I think 82(?) in a 65. This was just before I moved to NYC, and because I got the ticket in a podunk little county I was driving through I had no idea what the name was, the ticket flew out my door and I lost it. I figured they would mail me something else to tell me the payment was late but I never received anything else about it. Well I found out later it was because I moved, even though I moved about 2 months after the fact they wait quite a while to send another notice, and I never received it. Thus, my license was suspended but I never knew. I never got caught driving without it either. So I moved here in 2007 with my Jeep which I was very behind payments for, and then it got towed away for alternate side parking BS. I could have borrowed the money back then to pay to get it out but I let it go. Alright so long story short, I don't have the truck, it was auctioned. I'll be done paying for it through a collection agency settlement offer this May. If I had kept the truck, I would be paying 200+ more a month than I pay now, and I wouldn't have been done paying it til August 2011. Plus I would have had to pay to catch it up the 3 months I was behind, plus pay my boyfriends brother back who was willing to lend me the money to get it out of the car jail (lol) I had the suspension lifted last July so I could rent a car, again no issues. So I'm thinking of buying a 2,000 car (cash! I learned my lesson) in June when I'm done paying for the truck and I want to get no fault insurance. I know it will be a lot more here then what I used to pay, and in addition I now have a suspension that wasn't there before. How much do you guys have to pay for your insurance, if it's not too much information to ask? And how much do you think mine might be, or compare your cost and history to mine? Thanks.""

How much is enterprise car insurance?

Planning on renting a car from the 25th to the 29th

What is the cost of the insurance for the car i want ?

I want a Suzuki Ignis 1.5 sport im just about to start driving wants the insurance going to cost ?

How do I sell Health insurance in California?

Looking for Catastrophic Health Insurance provider in Florida?

Hi, I DO NOT want to compare rates, I would like a link or phone number of a specific provider if someone knows of one that they can recommend. And please tell me your experience with them, or how you go their number... All the sites I have been to are regular plans not catastrophic, plus, I want a personal recommendation, (well, this is better than just going on the internet blindly). If is for a friend of mine. She is 50, lives in FL. She wants Catastrophic Health Insurance only, (no doctor visits, labs, rx...) Thank you -Dixie""

How do you adjust a W2 form for group term life insurance?

I'm working on a project for a payroll class. Our company provides group term life insurance to the employees. The group insurance is carried at 1.5x the annual earnings of the employee. The employee pays $.30 for every $1,000 in group life insurance each month to pay the premium. The remaining premium is paid by the employer and debited from an insurance expense account. The whole project, we haven't made any employer premium expense entries. We've only focused on the employee's entries and the credits into the group insurance premiums collected liability account for said deductions. Now, at the end of the year, preparing the W2 forms, I'm at a loss for how to treat this. Is the amount over $50,000 added to the wages, tips and compensation for the income tax paid on it? I've read through the W2 instructions but I just don't understand it that well if someone could explain it.""

How much does motorcycle insurance cost in MA?

How much should I expect to pay for motorcycle insurance on a cheap bike in MA? (I'm in cambridge.) I know it depends on a variety of factors, and I could call an agent and get a quote, but I'm just looking for a rough estimate.""

Car Insurance.?

Does anyone know if there is a temporary car insurance you can get, so you only have to pay for it when you are driving the car. My car insurance is $150/month for plpd(partial), it is the cheapest there is, and my car is only worth around $2000. I only drive my car once a month for a 70 mile round trip. I just think its a lot to be paying $150 for a 70 mile trip. More than $2 a mile just for the insurance seems like quite a bit to me. There is no taxis or public buses where I live, and I dont want anyone else to take me. I am only interested if someone can give me information about the insurance. And a motorcycle wont work. Thanks.""

How much would car insurance be for a 16 year old with full coverage?

ok well im going to get 24000 for my car and 3 years of insurance so in just wondering how much monthly car insurance would be because im thinking about 250 but i think that is a bit much please help i need to know how much the insurance would be so i can know how much i can spend on my car???????????????????????????????????????

State Farm Full coverage Auto Insurance?

Ive been with mu current insurance company for about 5 years now. My policy will be ending soon. I have a good driving record except for one speeding ticket back in 2009. Im proud to ...show more

How Much does car insurance cost for 16 year old male in Alberta?

For a 2003 saturn vue, how much can i expect to be paying for car insurance?""

Is it possible to get insurance for my unborn child before he is born?

I have a good job ,but I miss the deadline to get company insurance. So I need some affordable insurance. I'm trying to get some before I get slamed with a big hospital bill.""

Should we keep health insurance or get rid of it?

anyone know the pros and cons of either getting rid of health insurance or to keep it?

Car Insurance coverage?

I was driving in a dirt parking lot at my school, I drove over some 3 foot tall weeds, I didn't see there was rocks underneath and as a result, damage to the under carriage occurred to my vehicle as follows: 1. Radiator crack 2. Transmission oil pan bent, 3. Exhaust damage total est cost $1,800 I am wondering whether or not this will be covered by insurance this happened yesterday I have not yet contacted my insurance company it occurred within 100 Yards of a paved road.""

When does my insurance expire?

I have a Family HealthPlus insurance that I just renewed thus is valid until next year, I also just got a new job, and my employment insurance is in effect as of July 1. What happens next? is my HealthPlus automatically cancelled or can I use both of my insurances simultaneously? The reason why I am asking is that, I have a referral to extract my wisdom tooth from my old insurance, and would like to use it to do just that. My employer does not allow me to take sick/personal days off in the first 90 days of my employment, so I can't really do that between now and July 1, to schedule an extraction. Thanks a bunch!""

How much is insurance in a car for a 17 year old?

I get my provisional this week and I'm just wondering how much it is? I'm from Ireland by the way.

Can car insurance be in both my name and my wifes?

I just sold my car, and am waiting 3 months to buy a new car. My job requires that i have car insurance ( i dont know why since i dont drive for my job) I faxed a copy of my wifes insurance. Can my name be added on to the insurance, or do i need to get seperate insurance?""

INSURANCE ON A 1986 MUSTANG GT?

I TRIED TO GET A QUOTE ON ALL STATE BUT the only years i have 2 choose from is 1995 - 2010 so can i get insurance with a regular company or do i need to get classic car insurance

FIRST CAR INSURANCE in London UK?

I am 18 years old will be 19 this month I want to by a car i have 1500 saved for it and now need to save for insurance road tax etc. my main worry is the insurance ive recieved quotes of 3500 i can not afford this I WOULD ONLY LIKE TO HEAR FROM PEOPLE WHO HAVE BEEN IN THIS SITUATION CAN YOU PLEASE LET ME KNOW WHAT QUOTES YOU RECIEVED OR HOW MUCH YOU ARE PAYING

Help! sears auto employee insurance?

does sears auto center provide free insurance from any injuries during their work of hours for the employees such as mechanics

I need Insurance help?

Hey, I just got a full-time job that pays very well. I make roughly $1500 a month, and I was looking to get a new vehicle as a means of celebrating my new step into adulthood. The vehicle I was looking at was a 2005 Pontiac GTO. I'm 19 years old, so I would have to get my parents to help me with cosigning. That wouldn't be a problem, since my parents have good credit. Now, my parents said that they'd cosign if I pay for both the car payment and insurance monthly. I also pay $200 a month for medical insurance, phone bills, etc. The car payment monthly would be about $400 a month, so that would be about one check. My question is, does anyone know roughly how much insurance would be for me? I currently pay $122 a month on a 2002 Taurus, with just one speeding ticket on my record. Any ideas? Thanks""

Cheap insurance?

ok my partner has hes test next week and we are looking for a car costing about 1000 thats cheap on insurance / cheap to run also a 5 door, the best we found so far is a deawoo matiz witch isnt even a 1.0 but the insurance is 1400 for a year! witch is the cheapist we have found as its a 2002 model. any other cars thats we can get thats cheap and around the same year? thanx ~x~""

Which medical insurance company is the cheapest?

I'm 21 college student and I need to get a medical insurance. I live in California. Which company is the cheapest? I was thinking of kaiser but I'm not sure Thanks in advance guys

Insurance Question for lawyer?

i have an insurance that i paid full for six months and it still has two months left however, someone called the insurance place and cancelled my insurance. they didnt pretend to be me, they just know somebody that works in that insurance place, it was the same person who had recommended me to that place. what really bothers me is that this person now knows my information, what car i drive, address, color of car, any and all information that the insurance place has. i know i can get my insurance reinstated because i paid it for six full months and everything is under my name my question is if their is anything else i can do, or does anyone know of any laws that this breaks. im sure that its illegal i just dont know the laws, help anyone?""

Mastic New York Cheap car insurance quotes zip 11950

https://www.linkedin.com/pulse/cheapest-car-insurance-anthony-valencia/"

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apartmentdiet · 6 years ago

Text

7 helpful posts from /r/personalfinance

One of my favorite things to read is /r/personalfinance.

Here are seven of my favorite posts from the sub — and what YOU can learn from them.

7 valuable Reddit personal finance posts

1. “Paying rent isn’t throwing away money.”

If I ever go bald, know it’s because I tore my hair out every time I heard people say this.

From the /r/personalfinance thread:

While it is true that when you buy a home a portion of your monthly mortgage payment will be going to principal, and therefore you are paying yourself in some ways, however, the cost of home ownership is significant. Some of the lesser known costs include the lack of flexibility, stress, the risk of home price declines, home maintenance, real estate taxes, and HOA fees.

These are also known as phantom costs — the expenses you don’t normally consider when you buy a house.

OP also offers a great mental reframing of rent, saying, “As human beings, there are several things we need to survive, including food and shelter. Paying money for rent is no more a ‘waste’ of money than paying for food is.”

For more, be sure to check out my article on real estate investing myths and my post on how to buy a house.

2. “Your parents took decades to furnish their house.”

It’s easy to look at someone successful and compare yourselves to them. You start feeling like you aren’t doing enough to reach your own goals and might try to rush things to achieve their level of success.

In reality, the most successful people devoted a lot of time and energy into getting to where they are — and you should do the same.

That’s what’s at the heart of this thread about the importance of patience when it comes to your goals:

If you’re just starting out, remember that it took your parents decades to collect all the furniture, decorations, appliances, etc you are used to having around. It’s easy to forget this because you started remembering things a long while after they started out together, so it feels like that’s how a house should always be.

It’s impossible for most people starting out to get to that level of settled in without burying themselves in debt. So relax, take your time, and embrace the emptiness! You’ll enjoy the house much more if you’re not worried about how to pay for everything all the time.

So whether you’re saving for your wedding or trying to get out of debt, know that these things take time and that’s okay. Once you stop worrying about trying to accomplish your goals quickly, you can focus your mental energy on the things you can control to accomplish your goals.

3. “I found out a coworker with the same job is making twice as much as me.”

A fascinating story about a research assistant who finds out she’s being paid MUCH less than a coworker who joined six months after she got the job.

When she raised the issue to management, her boss tried pulling some corporate trickery that’s common with bad companies:

One week later she called me into her office. She absolutely berated me for thinking I could move into the coordinator position for which I was already doing the work, and complained about my work performance. Last month I had an evaluation, and received very high praise for my performance, and there has not ever been complaints about my performance in the past. All in all, I assume she was making excuses not to increase my pay.

Eventually, she was able to find a job at another place that offered her more than she was currently earning — which led to a bidding war between her old boss and her new employer (aka the best position you could possibly be in as a job seeker).

A few lessons for job seekers from this post:

Negotiate mercilessly. OP could have just shrugged her shoulders and kept quiet when she found out she could be earning more — BUT she didn’t. She addressed the issue and now has two different companies vying for her work. That’s why it’s always in your best interest to negotiate your salary even if you think you’re earning enough.

Adopt an abundance mindset. It’s easy to take any job offer that comes your way — especially when money’s tight. OP had two job offers and knew that if one didn’t work out, the other would be there for her. This is also known as an abundance mentality, and it can be a powerful mental shift for the way you approach finances.

Know your worth. The first step to any salary negotiation is knowing how much you’re worth. While websites like Glassdoor or PayScale can help you get a good sense of this, talking to people in your field about their earnings can give you a sense of what you should be making (like OP did). So don’t be afraid to ask. Top Performers do all they can to know what they’re worth.

Be sure to check out my article on how to negotiate your salary and the Briefcase Technique for more.

4. What to do when a loved one dies.

When tragedy strikes, you find yourself asking questions you’ve never even considered before. This /r/personalfinance thread tries to answer one of those questions: How do I handle my finances when someone I love dies?

While the post deals with money accounts and estate issues beautifully, it also goes into the more lesser known parts of dealing with death, like where to get an urn:

The funeral home won’t tell you this, but you don’t have to buy things like urns and whatnot from them. I chose to, because the prospect of receiving a plastic baggie with my husband’s ashes that I would have to deal with was horrifying. A friend bought an urn for his father’s ashes on Amazon. There are options that are cheaper than the funeral home, but I chose to pay the obscene markup so that I wouldn’t have to deal with the logistics.

Overall, it’s a great read for anyone — even if you haven’t suffered any personal tragedies. It’s an excellent perspective on life, death, and where our finances fit in between it all.

5. “We decided not to buy a bearded dragon.”

For some, a Rich Life means a new car, ordering appetizers at restaurants, or paying off their debt. For others, it’s a desert lizard chilling out in a reptile aquarium in their living room.

Or at least that’s what one Reddit user thought when he got ready to buy a bearded dragon for his son’s birthday. When he ran the numbers though, he realized that the investment he’d be making into the pet would be much more than he bargained for.

[We] learned it needs expensive UV bulbs that last about 6 months and are about $40 each. Also the electricity cost the run this heat 24 hours can be a drain on the electric bill.

Also the beardie needs to go to the vet every 6 months for a checkup. And finally, food. They have a very diverse diet and can eat up to $15 per week in foods. So I did a total cost analysis for a beardie that lives 12 years and it turned out to be a whopping $10,000.

This is a great example of figuring out what fits into your Rich Life. I’m a big believer in spending on the things you truly love and ignoring the rest. So if you believe that a bearded dragon will help you live your Rich Life, by all means buy that lizard!

However, if you find that the benefits of caring for a reptile native to sweltering deserts for a decade aren’t worth the money and energy, don’t worry about it. Your Rich Life is what YOU make of it.

Also LOL at this robotically cold statement from a commenter: “It’s about ROI on the pet. Dogs are more fulfilling companions than a lizard. At least that’s the case with OP.”

6. What to do when you lose everything in a fire.

Sometimes we do all we can to prevent disaster — but it ends up happening anyway. Case in point: Losing everything you own in a fire like this OP.

One former insurance worker offered their incredibly insightful advice on how the insurance company is going to approach the situation and what OP should do to get the most out of his claims.

The biggest takeaway: Use the truth to your advantage. The commenter then used an example of how one guy used his situation to net him a five-figure insurance claim.

I remember one specific customer … he had some old, piece of shit projector (from mid-late 90s) that could stream an equally piece of shit consumer camcorder. Worth like $5 at a scrap yard. It had some oddball fucking resolution it could record at, though — and the guy strongly insisted that we replace with “Like Kind and Quality” (trigger words). Ended up being a $65k replacement, because the only camera on the market happened to be a high-end professional video camera (as in, for shooting actual movies). $65-goddam-thousand-dollars because he knew that loophole, and researched his shit.

This goes to illustrate a big point when it comes to anything insurance related: Do your research. Once you know the rules of the game you’re playing (whether it be taxes, insurance, or salary negotiations), the better positioned you are to win.

7. Explain it like I’m 18/22/30/40.

These threads are the perfect place to start if you’re completely new to the world of personal finance (aside from IWT of course).

These guides break down important themes for your personal finance journey at different stages of your life. They are:

ELI18. For when you’re out of the house for the first time and wouldn’t recognize a 401k if it walked up to you and slapped the fidget spinner out of your hand. Great advice on topics like opening bank accounts, applying for a credit card, and even finding a roommate.

ELI22. So you’ve graduated college and are out in the “real world.” Scary right? This post makes it a little less scary by providing a solid introduction to taxes, contributing to retirement, and paying off your student loans.

ELI30. When you’re 30, a whole new crop of financial questions start coming up. How do I handle money when I get married? How do I buy a house? I have a dog … that’s like taking care of a baby right? This comprehensive post helps answer a few of those questions.

ELI40. The name of the game at 40 and beyond is retirement — rather, it’s making sure your investments are best positioned for when you retire. This post is a great primer on planning for the future and beyond.

Why I LOVE /r/PersonalFinance

You probably wouldn’t say anything if a friend or coworker tells you about a money decision you don’t agree with (racking up credit card debt, buying a house with little income, etc.). But if you saw the same issues on Reddit personal finance, you’d let the world know exactly how you feel about their issues and what you’d do instead.

It’s this level of honesty that helps us see how people really use money — and how to use it yourself.

Whether you’re in your forties planning out your retirement or you’re still in high school trying to figure out what to do with your paycheck, I’m glad you’re here.

I want to give you something that can help you take your personal finances to the next level:

The Ultimate Guide to Personal Finance

In it, you’ll learn how to:

Master your 401k: Take advantage of free money offered to you by your company … and get rich while doing it.

Manage Roth IRAs: Start saving for retirement in a worthwhile long-term investment account.

Spend the money you have — guilt-free: By leveraging the systems in this book, you’ll learn exactly how you’ll be able to save money to spend without the guilt.

Enter your info below and get on your way to living a Rich Life today.

7 helpful posts from /r/personalfinance is a post from: I Will Teach You To Be Rich.

#Vanessa Napier

0 notes

yourcertainstudentlight-blog · 7 years ago

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Gap insurance and warranty on car that was totaled?

"Gap insurance and warranty on car that was totaled?

I am not sure who is right on this one.... We bought a car in 12/11. We purchased gap insurance and an extended warranty at that time through the dealer. We decided to refinance the car through the credit union were we are members. The gap insurance was 1/2 the price we purchased at the dealer. The dealer and bank said that we should receive a refund. In the process of all of this the car was totaled by my 18 year old daughter in March. 1. We recieved a check made out to us from the dealer for the gap insurance.(pro-rated 4 months) 2. The dealer turned in the paperwork for us for the refund on the warranty and the warranty company sent it to the previous lein holder that we left. The initial bank in turn said it was our money and reissued a check made out to us. Any thoughts appreciated. Is it really our money?

BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr

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Realistically, how much would insurance be per year on a 600 cc sportbike for an 18 year old male with no car accidents(if that matters at all)? And what about any other costs? Thanks""

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What would my car insurance run me for this?

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Which is best insurance scheme Home loan insurance or Life Term Insurance to protech Home loan?

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Do i have to get insured for my cleaning business?

ok so its just me and my friend (business partner, we are in the process of getting our business together in the mean time we are just cleaning places with out insurance. i know i will need it incase something should happen. but do i really need the bond insurance as well? its only me and her and she would be co business partner or whatever you call it lol we are going to get a license soon but we dont rent out a building for this business because we dont really need one if its going to be just us.""

California teen insurance question?

How much would insurance for a 16 year old beginning driver in a 25,000 car in California be. Thanks in advance friendly Yahoo Answers users :)""

How do i mail in insurance card for a ticket i received?

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How much is a no proof of insurance speeding ticket in Tylertown,MS. ?""

Gap insurance and warranty on car that was totaled?

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I have been hearing mostly bad things about Primerca as a company as a whole and only a few good things but mostly bad. However i am more interested in their Term life insurance policies. Is anybody farmiliar whit it that can offer me some guidance.

Car Insurance Help needed?

I passed my test in January and I am hoping well was hoping to buy a car in September. I have been looking at car and how much they are to insure and I was getting quotes at about 2000 from Quinn Direct which was fantastic and meant I was on course to get a car in September but of course they have to go bust. When I look at quotes on confused.com for a small hatchback they are ridiculous prices the cheapest I can get is 5,000 that is a joke. Now I don't know what to do I need another insurance company that does cheap quotes. Please Help!""

""How much does a 25 years old male student pay for car insurance,tax for a 1.5 litre car & MOT as a new driver?""

I live in the West Midlands, just got my license looking to get an estimate of how much a car insurance costs as a 25 years old male, student. I also looking to know how much is tax for a 1.5 litre engine car plus MOT.""

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We aare Senior Green card holders of 73 & 66 in Parker, Colorado. Can we get comprehensive Healthe Insurance?""

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I pay 60 per month for my car insurance. My girlfriend is now on my policy and the monthly payments have gone up to 85 per month = 25 increase. Should we split the total insurance cost 50/50 = 42 each? Or just ask her for 25 each month

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what car made after like 93 would have tthe cheapest insurance?

Car insurance question?

Last week, I had my husband's car parked up at work and I was notified that our car was broken into. The passenger side window was smashed and the thief took our GPS unit. The repair for the window cost 240 and the unit itself would be about 500. My husband call our insurance company and they said they wont cover it because we have a 500 dollar deductible for auto insurance and the GPS is considered home insurance which is 1,000. Is there anything that can be done to have insurance pay for this? I mean we want my company to be responsible for it but they are saying this isn't there issue. Any help would be great Thanks""

Vehicle damaged..have ? about insurance?

A tree fell on my vehicle during Hurricane Ike. My husband thinks there may be at least $10000 worth of damage to it. I looked it up on kelly blue book and its only worth approx 9000.00. I tried trading it in a few weeks ago and they only wanted to give me $5000, I'm glad I didn't take that one. I purchased the GAP insurance thru the dealership. Do you think Allstate will just total it and let the GAP insurance pay the balance of my loan. I'm really really upside down. It really looks cosmetic to me but there are things hanging underneath it and it is very hard to drive. I think it would be cheaper for the insurance company to total it and let GAP take the rest. How does that work?""

Do you pay car insurance every month or every six months?

Need it for the class I'm in now. Help quick!

CAR INSURANCE FOR FEMALES?

CAN ANYONE SUGGEST CHEAP CAR INSURANCE COMPANIES

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does anyone knows about any low cost pregnancy insurance?

Approximately how much is Home Owners Insurance?

I'm sure it varies by location and value of the house, but approximately how much is homeowners insurance?""

Is insurance must for Two Wheelers?

I have a four years old Honda Unicorn. Till now I have insurance for my bike. Now if I do not renew the insurance, what are expected problems ? Legally am I bound to have some insurance ?""

How much will car insurance go up for me?

im 15 and i live in FL so i can get my permit but my mom said shes not letting me unless i get put onto theyre insurance (statefarm) but she also said shes not getting me insurance if its super expencive.....any1 know a estimated amount it will go up????

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i have a 2005 honda civic lx, and im planning to buy a audi a4. currently im paying 110 for insurance, how much more expensive would my insurance be if i decide to buy an audi""

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does a nonmoving window tint ticket , affect my insurance rates if i pay if off and keep the tints on, here my problem i am under my parents insurance plan and my dad would not let me keep my tints if i keep getting pulled over for them. i have alot of money and i just want to keep paying for the tickets. money is not the problem, i just want to know if i pay the tickets off will it show on my insurance or anywhere else?""

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how much is insurance for it? i already have a car and car insurance. my car doesnt get great mileage. about 15-17 on the highway.12-15 city. i use to not travel a distance too much but i moved farther away from my college so i gas up once a week or every week and a half depending on if im just going to school or if im also going out. I want a scooter or motorcyle just because there fun and better on gas. im not reckless. ill be safe and drive them to minimize the risk as much as possible. MY STATE DOES NOT REQUIRE MOPED OR MOTORCYLCE INSURANCE BY LAW. Im just curious to be safe. and for me, my faith in god keeps me safe.""

""Hi there, Any one can tell me ``how can I get cheap car insurance in london?``?

I`m 28 years old. I got uk full licence in 11/2012 I have Toyota starlet 1.3 car It`s 1999. plz any one can tell me how can i get cheapest insurance. cheers.

""When you have a deductible with car insurance, who do you pay the deductible to after getting into an accident

I was in a car accident with a hit and run driver and I have collision with a 500 deductible. So when and to who do I pay my deductible to? And who does my insurance pay their portion to; me or the repair shop for the repairs on my car??

How much do you pay for your car + car insurance?

I pay around $300 for both the car (2001 Hyundai sonata) and the insurance, but me and my husband are having our second child and we know that we need something bigger but cannot find an suv for less than $300, then we still have to pay for insurance. Is anyone out there that pays less than that for a good suv? Thanks for the help""

""I'm a 17 year old, I have to pay my own car insurance. What's the cheapest? Can you give me your rates? (:?""

I'm specifically asking teens, 17-23, who pay their OWN insurance. My mom isn't going to include me on hers, so I'm on my own. Give me some rates! How much do you pay? Monthly/yearly, and HOW do you pay it? Every 3 months, monthly, or yearly? THANKS!""

What can I get for medical insurance?

Im 26 and collecting unemployment. I currently have no medical insurance. What can I get for medical until I get another job?

Sell Life insurance in Georgia from Florida?

What do I need to do for me to sell Life insurance in Georgia if I have a Florida License and I live in Florida? Plus, How much will it cost?""

Is it illegal in California to drive an insured car even though you're not insured?

I heard that in the state of California, as long as the car itself is insured, it doesnt matter if the driver himself/herself is insured or not, and that the driver needs to be insured only if he/she is driving a car that isn't insured. Let's say a teen driver wants to drove his/her parents' car, but the teen isn't listed, but not excluded, from the insurance plan. As long as the car is covered, its okay for the teen to drive it. The only exception is if the parents put on the insurance plan that the teen is excluded from the plan ('____ is excluded from the plan'). Is any of this true? Thanks in advance.""

Gap insurance and warranty on car that was totaled?

https://www.linkedin.com/pulse/how-much-do-you-think-insurance-would-cost-me-shockley-altagracia"

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sparklyeaglepoetry-blog · 7 years ago

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How much, on average, is car insurance?

"How much, on average, is car insurance?

How much, on average, is car insurance?

BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr

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Last year my girlfriend has a car crash, she was not at fault. So she didn't tell her insurance company and claimed of the other party. So she is assuming her car insurance does not know. Now I am looking to get insured on my first car. If I add her to my insurance as a named driver the premium is about 200 less. The problem is she doesn't want me to tell the insurance company that she crashed, as they asked has the named driver crash. I am now worried I were to crash, they would see she had crashed and void the insurance. I am tempted just to get my insurance in my name and pay the extra 200 for peace of mind. She will not under any circumstance tell her insurer she crashed as she thinks her premiums will rise. But I have found out that the insurance companies have a database of all claims, so they can easily find out that she has crashed. She refused to allow me to put on my application for insurance that she has crashed. What to do?""

How far back in your driving record do insurance agents look when determining your car insurance rate?

Sports car insurance v.s normal car insurance cost?

how much more would a teenager have to pay for insurance for a sports car than a normal car?

How much does car insurance cost in a month?

How much does car insurance cost for inexperienced driver? I'll be a newcomer in Winnipeg. I'd like to buy used car to drive to college. Can I buy a car and get a drivers license with a student visa? Thank you.

Insurance company denies the damages?

my car has been involved in an rear end crash and the insurance company of the other party denies some of the damages , that are actually done because of the accident. the auto body shop gave me an estimate of 4 to 5 000 $ . my car doesnot cost that much . the insurance company is offering only 633 $ and disagrees with me to total the car . there was no damage prior to the accident made to the car on the rear end side. they argue that the other car that hit me does not have even a dent then how come my car have this much damages. i know that my car did not had n e damage on the rear before the accidednt. based on the automobile source they think that the actual cash value of the car is 1900 , and they have didcted all other damges , that are not because of an accident. please guide me what i should do in this case.""

How do I get affordable health insurance for my son?

I was in between jobs last year so I had to put my son on medicaid. As soon as I found a job I let them know but they kicked him off of it anyways. The problem I am having is that my insurance at work don't kick in until November and he has to have insurance by then for doctors appointments, etc. I tried to get MC+ for kids but they make it almost impossible to get. I just was wondering if anyone knew of a place where I can get affordable health insurance for my son?""

I got pulled over in someone else's car that doesn't have insurance but I have my own?

Ok so I'm driving one of my friends car and I got pulled over for making an illegal u-turn. The car had no insurance and the cop told me to just show up to court and show them that I have proof of insurance on my own car and the ticket will be dropped? I currently have State Farm insurance and I live in the state of California. The officer told me that as long as I had permission to drive the car and my insurance covers me driving other cars I Should be fine. Is this true? Please help, I'm really worried and I don't wanna pay a big fine.""

Is Motorcycle insurance the same price as car insurance or is it cheaper?

I had a coupld of friends that have motorcycles and some that have cars. They don't pay for their own insurance but i wanted to know if by any chance if motorcycle insurance is cheaper then auto insurance. I know auto insurance these days are sky high. But since a motorcycle is a lot smaller, shouldn't insurance for it be cheaper for it?""

Best & cheapest car insurance company in Cincinnati OH?

Which is the best and cheapest car insurance company out there that provides full coverage? I am paying about 180 for 2 cars right now and I want to know if there is anything else out there that can be better. I am currently with Geico

Do most health insurance companies go by date of conception for insurance coverage?

I read this somewhere when I was looking for independent health care insurance. I now have health insurance through my work, and coverage started on September 1st (I have United Healthcare through T-mobile, if that matters). I was trying to look up my coverage online, and it didn't say anything about not covering me depending on date of conception, but I did read somewhere before that a lot of health care insurances go by this (which I think would be really inaccurate and wrong, but that's just me....)""

How much, on average, is car insurance?

Where can I get affordable health insurance in Arkansas??

Will a speeding ticket from a different state affect my insurance?

Will a speeding ticket I got in California raise my insurance for my current state of residence?

Life Insurance?

I'm a joint account with my husband's credit union, Michigan First Credit Union, Priority Credit Union, Detroit Municipal Credit Union which is here in Detroit Michigan some of them has a promotional life insurance like CUNA Life Insurance which is included with my husband's Michigan First Credit Union that he included. My question is, can my husband include me or buy a life insurance for me that is included with those credit union as family life's insurance. Is that possible? I just want to know because I'm only new here in USA and came from other country so I'm scared with this life insurance that my husband buying, can he buy life insurance for me in those family credit union.""

Which of the following is legal proof for insurance. ?

Which of the following is (are) legal proof of insurance: $35,000 cash deposit to the DMV DMV certificate of self-insurance Insurance Policy card from your insurance company All of the above Question 2 Which of the following statements is true: There is no minimum speed limit in California The maximum speed limit on undivided STATE highways is 65 mph You may exceed the posted speed limit to keep with the flow of traffic None of the above Question 3 Concerning right-of-way at a four-way stop, which of the following is true: The person to the right has right-of-way The person to the left must yield right-of-way Police and Federal vehicles have right-of-way Traffic on the major road has right-of-way Question 4 California recommends how large of a following distance, at speeds below 40 mph: 7 seconds 3 seconds 2 car lengths 100 feet Question 5 A blind intersection is one where: You cant see it because of shrubbery or parked cars You cant see traffic for 100 feet in either direction, when within 100 feet of it A special crossing area for blind persons None of the above Question 6 A turn signal: Is required at least 100 feet before the turn Is not required from a turn only lane Is not required when turning into your own driveway All of the above Question 7 In California, a right turn: Must begin AND end in the right-most driving lane Cannot be made if opposing traffic is turning left Can be made on a red light only after making a complete stop behind the white line or crosswalk All of the above Question 8 Regarding bike lanes: You may drive in it up to 200 feet prior to making a turn Parking is legal, unless signed otherwise May be used by pedestrians when no sidewalk is available All of the above Question 9 A protected left turn is: When a police officer directs you to make it A green arrow pointing to the left When turning left at a stop sign and it is your turn All of the above Question 10 Unless a sign prohibits it, a U-turn may be made: At any four-way stop From a center turn lane, when one is available Must start from the left-most driving lane All of the above Question 11 If you are involved in an accident, causing injury or death, you must report it: To the DMV within 24 days To the DMV within 24 hours To the CHP within 24 days To the CHP within 24 hours Question 12 You may not park: Within 25 feet of a fire hydrant Within 15 feet of a fire station driveway Within 5 feet of a sidewalk ramp for the disabled Within 5 feet of a crosswalk Question 13 The Basic Speed Law: Always keep up with the flow of traffic Never drive faster than the posted speed limits Never drive faster than it is safe for current conditions Never drive faster than 70 miles per hour. Question 14 A curb painted green means: Loading or unloading passengers only Parking for a limited time Loading or unloading freight Parking for a disabled person with a placard Question 15 A curb painted blue means: Loading or unloading passengers only Parking for a limited time Loading or unloading freight Parking for a disabled person with a placard Question 16 If your car has a sudden blowout: Be prepared for a sudden pull to the side of the blowout Do not brake unless it is an emergency Turn on your warning flashers immediately All of the above Question 17 A road is most slippery: As soon as the rain stops Within the first 5 10 minutes of raining About half-way through the rainstorm After 2 hours or more of continuous rain Question 18 Failure to stop at the scene of an accident you are involved in, can result in: 1 year in jail, $10,000.00 fine 4 years in jail, $10,000.00 fine if death or serious injury occur Mandatory 5 years imprisonment, if a subsequent offense All of the above Question 19 Which of these types of insurance are required by law: Collision Uninsured Motorist Liability Comprehensive Question 20 If you have insurance, but dont have your insurance card with you during a police stop: You have 24 hours to show it to CHP You have 24 hours to show it to DMV Your license can be suspended You can be fined $500.00 and your car can be impounded""

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What year in California did it become necessary for all drivers to carry auto insurance?

Are you still suppose to pay car insurance when...?

Are u still supposed to pay car insurance after you have had an accident?? The car was a total loss..so I don't have it anymore and there is no other cars on my policy..am I still responsible for anything especially when my car paid for itself, the deductable, and then some....???""

Do you find women only car insurance sexist?

Personally I do. For a start their buisiness is based around the idea that women are safer drivers even though what gender you are does not affect your driving, also all of the TV adverts for this insurance have sexist comments in them. If it had been the other way round and these car insurances were exclusive to men there would have been protests and accusations of sexism but because typically women are the victims of sexism it has gone unnoticed.""

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Where can i find really good dental insurance w/out a job??

What should i look for in Health Insurance? ?

i am 19, ill be 20 on 10/29. live on my own.(so i kinda have a budget) this year i went to see a doctor 3 times so far... (when i had health insurance) i dont get sick often but when i do get sick, i get really sick... i dont just get a cough... i get it all. ear infections. fevers, ect. i usually end up in the emergency room about once a year. so what should i look for in health insurance? thanks!!""

I NEED HEALTH INSURANCE FAST !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!...

i'm a 19yr old female, in california. i work part time at a retail store...i think i may have asthma, and i need to get to a dermatologist fast, cuz of my acne problem...nothing seems to be helping me...not even proactiv. but i don't have any health insurance!!! plz help me!!! i need to go to the doctors fast, cuz i have suffered an asthma attack recently and it completely freaked me out cuz i couldn't breathe...and my acne is getting worse. other than that, i think i'm fairly healthy...i'm 5'7, and weigh 140 pounds.... plz help me!!!!!!!!!! i need like the most affordable health insurance out there!!!""

How high does insurance go up for a speeding ticket in MN?

I recently got a speeding ticket going 60 on a 45. How high does my insurance go up I'm 16 and drive a '05 300C

""When getting a car insurance quote, do I disclose a speeding ticket, if I already took traffic school for it?""

I had a speeding ticket, but the judge lowered my citation to 99mph so I could take traffic school. I am getting an insurance quote from progressive.com and they want me to provide information on tickets I've received in the last 3 years. Do I tell them about my speeding ticket, since traffic school is supposed to prevent a point from being added to my driving record? I've already finished my traffic school and I live in California.""

Can I get really cheap insurance for my bike if I only use it for a couple of weeks per year?

I live in Argentina, and only go back to the U.S. for a few weeks out of the year. What's the cheapest way to insure my motorcycle while I'm there?""

Is eCar a reliable car insurance?

I need a cheap car insurance, and I heard eCar is really cheap.. but I don't know if it's reliable or not!!!!?? Please help!!""

Can I sue my auto insurance company for an at fault accident with an insured driver on my policy?

I was a passenger in my own vehicle during a near fatal accident where the driver, who is an insured driver on my policy, had road rage with another driver. The driver ended up receiving a DUI as a result of the accident. I tried to sue my auto insurance company for under/unisured motorist, but since the accident was a sole vehicle accident, the insurance company would not settle for my injuries. Due to the nature of the accident and the result of the driver being intoxicated, the auto insurance company accepted liability for the driver's negligence and tried to settle for $4,200. I ended up hiring a lawyer because I have an unpaid hospital bill in excess of the settlement amount. In addition, I have had complications from my injuries and need lifetime treatments. We have an arbitration hearing next month, but the driver is only named on the lawsuit, not my auto insurance company. This accident happened in Pennsylvania and I had full tort, stackable, 100,000/300,000. My question is...why is the insurance company not insuring the named insured driver (who by the way happens to be my husband), on my insurance policy?""

Car insurance question?

I currently own a Peugeot 206 on which the insurance is due for renewal at the beginning of December and is going to cost me somewhere in the region of 800. I am now, however looking into buying a Golf which would cost me around 950 to insure if I was to start the policy from scratch. My question is if I go on to insure my Peugeot for 800, if I buy a Golf say, a month, afterwards will it cost me a lot more to change the car over or will it just be like the diference between the 2 quotes for a year? I really don't want to waste hundreds of pounds by changing the cars over a month or two into the policy.""

Where is the best place to get an online car insurance quote?

Well, I just got a new car and need to get insurance. I was wondering what the best site is for insurance quotes and where I can get the cheapest insurance? Thank you in advance!""

I was just wondering if anyone knows how much your car insurance goes up if you have been into an accident?

Cheapest car insurance in usa?

im 18. my parents now have a plan in Geico. I was to sign in also in a plan but I think Geico is too expensive. Which car insurance company is the CHEAPEST ( Allstate, 21st etc. ) ? idk if it matters but the place of living is in Virginia.""

What insurance company should i use as a 17 year old male?

I am looking for the cheapest insurance firstly as with a provisional license holder and then with a full uk license, the car is a 2001 Vauxhall Corsa (Y reg) and has alloy wheels. Also if its better to be a named driver with one of my parents as the owner. Thanks""

How can I take the insurance of my car off my parents name?

Okay sooo, my dad has never been a good father figure until i turned 16. I'm now 17 and have a car that i bought and i have the title and loan in my name. He is the co-signer. He also pays the insurance. I have a boyfriend and he doesn't like it when i have a boyfriend. He thinks i'm too young for one. My mom and him are divorced and i live with my mom. She doesn't care that i have a boyfriend and lets me go over to his house and go on dates, etc. He doesn't approve. So he threatened to take my car away if i don't be home when he says. My home is my moms house. I have more of a right to listen to her than i do my dad. She thinks so too. He says since he pays the insurance he should be able to take my car away if he wants to. I offered to pay my own but he won't let me because then he won't have anything to hold over my head. How can i get my own insurance and take it off his name without him knowing until its done?""

Will the cost of my car insurance decrease if I have a provisonal license?

My friend told me this but I think it's rubbish.. I am 17 next week and he told me that if I get a provisional license now and get all my lessons done/pass my tests and get my full drivers license, then wait until I'm 20 to buy a car, the insurance would be cheaper than if I passed my tests when I am 20 and buy a car straight away. (assuming I use the same company/ deals) Is this true or is he charting ****?""

""I'm 23 and wanting to buy a new car, how much more will I pay in insurance because of my age?

For example: I'm wanting to buy a 25k car. (new civic) I got quoted at $1500 for a 6 month policy full coverage. I have a clean record. How much does my age effect the quote all other things being equal. Will waiting till I'm 24 make a big difference in the quote?

How much, on average, is car insurance?

https://www.linkedin.com/pulse/why-do-you-have-full-coverage-certain-cars-sharie-noena"

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sizzlingcrusadebouquetfan-blog · 7 years ago

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What other types of insurance should I get?

"What other types of insurance should I get?

So far I'm going to get family health insurance, life insurance, and Car insurance. I'm going to have kids. Anything else I should have? We rarely have natural disasters where I'm from.

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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ok i saw one i like what should i do next ? should i call them ? and i want to pay monthly, and how soon do you think my insurance can be started? and can i start today?""

Affordable studio apartments?

I lived in a great 1 bedroom apartment with my fiance a few years ago in Myrtle Beach for only $550 per month. It was very clean, very quiet, very safe and within walking distance from the ocean. We're looking for a studio basically anywhere in the United States but they're all running for around $600 as far as I can tell, which is ridiculous for something so much smaller than a 1 bedroom. Is there anywhere that has a studio apartment (kitchen, bathroom) which is not an efficiency, which is in a nice location? I'm looking for under $500 per month, I don't want to live in the ghetto. Any ideas?""

Where can I get E&O insurance at a reasonable price?

I am an insurance agent working through an agency. I need E&O insurance before I can sell certain policies. I'm looking for easy, affordable coverage.""

I have full coverage insurance n my car was stolen n impounded should yhe insurance pay inpound fees?

Will I be able to buy car insurance?Thanks?

Im 19 and I was on my dads Metropolitan insurance company. I had 2004 Honda Civic but my dad had the car title in his name. I crashed my car and I was at fault so now we're waiting for the case to settle. My dad wants to wait for the case to settle before I buy another car. The case might take another year or more before its settled. I would like to buy my own insurance and my own car. How will the insurance work out or whats the cheapest insurance? Thanks

Which state does someone have to live in for cheap car insurance?

Did you know that Geico could save you 15% or more on car insurance?

Negotiating a car insurance claim?

Long story short, consensus feel that my car (hit by an uninsured Crown Victoria) is going to be considered a total loss tomorrow when the adjuster checks it out. My main concern is, if I feel I am offered an unfair amount for my car, what would be a good way to negotiate with them? And what do they use to base their offer on? I've already checked Autotrader and other sites for a replacement for my car, and this model is very sparse (5 total within 500 miles, only searching by year and model/trim), only being sold by dealerships that want a LOT more than I paid for the car a year ago. Can I cite those examples, or do I have to use something like KBB or NADA appraisals? I've never had to make a claim with an insurance company before, and the only thing I know is the reputation of insurance companies.""

What good is affordable health care when more...?

people are out of work then there are people without health insurance?

Is atheism a good substitute for affordable health insurance?

I know that many atheists in here pride yourselves on being far more logical and better prepared for the real world than religious people, and than Christians in particular. Does your lack of belief in God give you a special advantage in coping with medical emergencies and the financial expenses of medical emergencies, I wonder? Why or why not?""

How much does insurance for a motorcycle cost?

I currently don't own a motorcycle but am curious the cost of insuring it. I live in Vermont so I would only be riding it from June to September. I would probably be riding a 2002 Yamaha YZF R6.

Health Insurance and Pre-existing Conditions?

What kinds of pre-existing conditions can give you a problem when getting your own health insurance?

Challenges faced by brokers in handling health insurance?

Hi,i am doing a project on various challenges faces by insurance brokers in handling the health insurance""

Car insurance for a 19 yr old female?

I know you can't really tell me but can anyone give me an estimated guess?I have a 2003 Honda Accord. Here is some information to narrow it down. 1. i live in tennessee' 2. i don't live in the city, but close to one 3.I mainly drive to school and work 4.I've never had a ticket 5.I've never had an accident ( safe driver's insurance intact) 6. I've got good grades/school record. (Not sure if that counts) My guess was over $100 but under $200....is this a safe bet or am i way off?""

""How much do i have to pay to cancel my auto insurance, if the vehicle is parked?""

My vehicle is currently parked and has parking insurance, this vehicle has been parked for over a week now, but i currently found some cheaper insurance and i would like to cancel my insurance, how much will it cost me to cancel it.""

Cheapest Way for an international student to Drive a car in the UK with an international License?

I will be staying in the UK for 1 year and need a car cuz I will be driving around 50 miles a day. I looked to buy a cheap car but the insurance is around 6000 to 8000 a year cuz i am young and driving with an international license. The cheapest thing I found was renting a car for 13-14 a day. Is there anyway I can drive cheaper in the UK? If renting is the only choice, what is the cheapest renting diesel car can I get in Birmingham?""

What other types of insurance should I get?

So far I'm going to get family health insurance, life insurance, and Car insurance. I'm going to have kids. Anything else I should have? We rarely have natural disasters where I'm from.

Least cost in teen insurance for either buying or leasing a car in NY?

Am i better off leasing a new or used car like a honda accord, toyota corolla or is it cheaper for the insurance to buy an Audi a3""

Is it a legal requirement to have caravan insurance?

Is it a legal requirement to have caravan insurance like it is car insurance? Thanks for your help!

Is it worth getting insurance?

Is it worth getting insurance on my KTM Duke 125? I'm 16 years old and just a beginner and I don't know whether I should get the insurance. The only thing I'm scared of is that someone will steal my bike. I live in Europe.

How can I sort out this car insurance issue in the UK?

I've been living in the UK doing some studies for 3 years. When I came to the UK, I didn't know how to drive a car. Also, I found it difficult to pass the driving test in the UK and afford private driving lessons. Few months ago, I went for a 3-month holiday in my original country, Egypt. There, learning how to drive is much easier and less expensive. Besides, issuing a driving license is not so difficult as the theoretical and practical tests are not so complicated. Therefore, I decided to learn and get a national license. Based on this license, I could issue an international one from Cairo that allowed me to drive in some countries one of which is the UK. However, when I returned to the UK and decided to by car, I found a proper one for 550. I decided to buy it, but I was asked to go online to get a quote from a car insurance company. I spent the whole night trying all the websites that my friends told me about. The shocking fact is that many of them refused to give me a quote because I hold an international license, not a UK one. Even those websites which accepted that requested a huge amount of money (i.e. not less than 1, 200-1, 600) which is much higher than the price of the car itself. I wonder if there's a way to sort this out or if there's any alternative solution that saves money for me. I don't want to go through any further driving tests in the UK. Also, I don't want to provide wrong data (e.g. having a full-UK license). Your suggestions are highly valued (serious answers please as I really feel down!). Thanks so much in advance!""

Can someone explain somethings about Car Insurance to me?

Okay, long story short. Last week I got in a car accident with some friends. My back is messed up and I went to the doctor Monday. He told me that my lower back muscles, tendons, and my lumbar are all swollen and sprained. My parents want my friend's family's insurance to pay for the doctor bills, plus they want to get me something (I think it's called compensation or something, I can't remember) basically, the insurance company will pay me money. I guess my questions are just these: If you were my friend's parents in this situation, would you be mad? Is my family technically suing my friend's family? Does her family find out about this or is it all confiential between me, my parents, and the insurance? We live in Washington state and got in an accident on the Interstate, heading down to Seattle for the afternoon, if it changes anything""

""Affordable, good health insurance in Georgia?

I buy my own health insurance. Currently I am being ripped off by Blue Cross Blue Shield! They suck and they are very expensive. Anyone know a better health insurance that is not too expensive? I am a 27 year old female that makes $300 a week (just got laid off to part-time)

Sites of the insurance quotes reliable?

http://www.education-house.com/insurance/index.html

Insurance on a Ninja 250r? (2008- and newer)?

I would just like to know what people pay on this model (2008-and newer). Location and what your monthly or yearly cost is would be most helpful.

Why do I have to pay to insure other people's children?

I have little compassion for those that say they cannot afford to insure their children. #1 - don't have children if you can't afford them; then don't expect me to pay for the ones you can't afford. #2 - it doesn't cost that much to insure a child; part of a parents responsibility is to sacrafice for the sake of their children. Case in point - I have an acquaintance whose parents both worked and they made just above the cut-off for getting government help for insurance. What did they do? They went out and bought 2 brand new motorcycles, helmets, chaps, gloves and boots, so they could take their little darling on wonderful family outings. That money would have went a long way to insuring them, huh? Am I unreasonable?""

Where can i get low cost motorcycle insurance ?

i live in ontario canada ,, i want to buy a honda cbr 250 , and would like to find a low cost insurance for my bike , so far i got some way off price quote with a difference of $280.00 ,so i suspect they are over charging ,even at the low end , they say i'm covered for 12 months months but a motorcycle is not meant to ride in cold and snow and salty streets as the salt would ruin the chain and other parts of the motorcycle .""

How much does renter's insurance cost?

Cheap auto insurance?

im 17 years old driving a 2004 pontiac grand prix. im trying to find cheap auto insurance for sacramento california. is there any deals better than 69 dollars? i have 0 credit score, no job,sleeps in my own parking lot, i only drive it to school which is 3 miles 5 times a day, and clean history. full time student holding a 3.5 to a 3.75 gpa. i also live with my parents(they have gieco and im on it temprararly until i find something cheaper) they both ahve clean records and passed high school. my mom has an associates degree. they both work and crdit scores are well over 700. please respond soon.""

Need good car insurance in new jer sey -?

i recenlty moved form california to new jersey. i was holding my car insurance with 21 st century ,that was earlier called AIG . i needed a better insurance in new jersey with reasonable rates. i see the rats are pretty high in nj , from what i looked at,.please adivse some better car insurances companies""

Insurance box keeping car at different address?

i'm thinkg of getting insuranca box installed to reduce the cost of the premium, but i keep my car at different address, would they know that?""

Looking for health Insurance?

I'm looking for affordable health insurance with good coverage and options for doctors. A PPO is okay but I'm looking for quality AND affordability. Dental and vision would be a great plus. Can anybody out there help me!?! http:// pilih .cn /health-insurance.html

How much was insurance when you got your first car (UK)?

I know that it is extremely high just after you pass and insurance depends on other things like job and where you live, cos I want to get a car but I have been quoted over 1000 and that's with my parents added as well.""

What is the Average cost for health insurance for newlyweds?

Me and my GF are going to be getting married soon we are both 18 and have a house we are renting with steady jobs. What would our monthly average be for Health insurance?

Can you get life insurance if your already sick?

I have life insurance, and my children have the gerber grow up plan, but my husband doesn't have any and now he's sick. He's 21 - in case his age matters - he was tested for lymphoblastic leukemia last night - but no results yet. Probably because it's Saturday. If he ends up having this, can he still be approved by life insurance?""

Should I file a claim with my car insurance or pay out of pocket?

I am making payments on my car and currently have full coverage car insurance. About a week ago, I was driving my car on the freeway. It had been raining earlier that morning. A car beside me switched lanes in front of me suddenly. (She did not hit my car) but she caused me to loose control, my car hydroplaned spun out and hit the center divder on the freeway. No other cars hit me. My car has damage to the tire, rim and the right rear of my car from the back door to the bumper has scrathes and damage. I did not file a claim at first because the cost of my insurance is already $108 (because of a ticket) and I did not want it tod go up. But after paying to replace the tire, the rim and some other issues with the axile for $606....and the tow service which was $125; I'd like to know if any one has an idea of which would be more beneficial. Should I pay the $1000 deductible and have my car fixed through the insurance company, even though my monthly payments will increase? Or should I just continue the repairs out of pocket?""

Need affordable heath insurance in NJ?

I'm trying to find a health insurance plan for me and my fiance. I currently do not have health insurance but I am on Birth Control for cyst prevention and it runs 90$ a month. My fiance will be expunged from his parent's plan in October when we are married. I am a nanny and he is a personal trainer and tennis instructor, both jobs do not offer plans since he is not considered fulltime. I went to ehealthinsurance.com for a quote and the lowest is 375 with a steep deductible and limited coverage. We are also both fulltime college students so we are not able to pay much along with our other living expenses. Does anyone know of anyway of getting low cost insurance? I looked into family care etc, but unless I'm pregnant or have children, I wont be covered. I'm at a catch 22....we really want kids but not without being stable first...so either I pay for birth control or health insurance for prenatal and maternity (ha ha ha) I'm getting a bit frustrated here...Will definitely chose a best answer and thanks for reading this :)""

Teen Car Insurance + Accidents Clarification?

I'm a 16 year old girl who just got her license in March. A week after I got my license, I rear ended another car while driving my mom's new car that is insured. We got it fixed and only had to pay the 500 dollar deductible. I do not have my own car. My sister, who is 19, has her own car that is not covered on our insurance. My dad's car is not covered either. My sister just got into an accident, rear ending someone as well. I really need to get a car next year for work and such but my parents said my insurance would be high enough already with both of me and my sister's accidents. Couldn't I just buy a car on my own and not insure it like my dad and sister's cars? I really don't know how car insurance works at all, i only know what my parents tell me, so any help would be appreciated :)""

Should I be able to get disability?

Here is my story, I was working and slipped and fell on my side (I did file a accident report). At first I felt fine just a numbness in my side and thinking it would go away, but as the months went by the numbness went away to only be replaced by a pain. I took pain medications to ease it and it helped relieve the pain but now it hardly does anything, if anything at all. I am like 6'4 and before the accident I weighed around 230, now I am climbing to 320??? Oh, I am 25. Oh, and I have been fighting my insurance for 5 years. I cannot exercise to lose weight because the pain in my side prevents me to do daily activities for long or if any at all. I have grown severely depressed as in that I have gained all this weight and feel disgusted with the way I look like and try to avoid any human contact or be seen because I feel disgusting with the way I look. I hope I have said all I needed to do. I just feel I cannot function as a normal person in society anymore. And times if there is no hope for me, I feel as if maybe the best solution for me is to commit suicide because I just feel so much like a freak to the world now.""

Will McCains proposal to eliminate the tax deduction for health insurance ?

be the straw the breaks the backs of middle class Americans? Affordable health care is one of the foremost issues for middle class Americans. John McCain wants to eliminate the tax break given for the cost of insurance this will basically amount to a 25% increase in insurance costs for most of the middle class who are already struggling Yet he wants to continue the tax breaks for the wealthiest Americans. He truly is out of touch when it comes to the common man.

Why are my car insurance quotes so high (first car UK)?

OK, I passed my test last week so I've started looking at what cars to buy, and which ones have the cheapest insurance. I've tested lots of different comparison sites to get insurance quotes and most of them are around 4,000! To me that's strangely high for cars that are less than 1,000... The cars that I've had quotes for are Vauxhall Corsa's and Ford Fiestas, both 1.2L. A friend of mine insured a Golf 1.6 for 900 which was his first car, so I really don't get why my quotes are so different, especially as I'm looking at much cheaper cars. I've also tried using the sites that offer a telematics box which is meant to be considerably cheaper but it's still around the 4,000 mark for some reason. Is there any way I can get it cheaper without going onto my parents insurance?""

Motorcycle insurance question?

I recently had an accident on my 2003 Harley Davidson. It is essentially totaled. How much on average will my insurance cover. I have relatively good insurance. Just wondering what you thought.

What other types of insurance should I get?

So far I'm going to get family health insurance, life insurance, and Car insurance. I'm going to have kids. Anything else I should have? We rarely have natural disasters where I'm from.

Non owners insurance?

what is the best non-owners insurance business (or agency) in Houston?

DUI for minors and the effects on car insurance?

What is the effect on car insurance premiums of a first, second and third offense for a minor who drives under the influence of alcohol.""

Where to get pregnancy insurance?

Please can someone tell me where to get pregnancy insurance? I am a UK citizen and will be spending the whole of 2010 in America (Boston). Thanks

Can i use my car insurance to drive my dads car?

i got fully comp insurance on my car, does my insurance cover me to drive my dads car?""

Health insurance after you've turned 18?

My mother receives Social Security checks and insurance (She had cancer, and can't work due to other conditions brought on by the chemotherapy) and because of this, I had medicaid. I turned 18 last month and I'm wondering if I automatically get cut off from her insurance, or if I stay on the plan because I'll be a student in the fall. I know the system for this changed recently, so I have no idea if I still have insurance or not.""

How much does minimum cover motorcycle insurance cost monthly in California if your 19 years of age?

Help with health insurance terminology?

In layman's terms, what is: 1) a deductible and 2) an insurance premium? And how do they work in health insurance? An example would be appreciated.""

Home Ownwers insurance? Who is cheap?

What company that may not be well known can provide cheap home owners insurance? A link would be appreciated. This will be for the purchase of a existing home buy, which may close this week. Thanks in advance to all responders!""

Has anyone ever had short term car insurance ?

how much is it ? i work alot in the summer so i only need a car for a month please help am new to this.

How much would a 2010 mustang cost to insure under your parents insurance and if you are the primary driver?

My dad is going to finance it so we will split up the pay I woyld pay for the car monthly which I can afford and my dad pays insurance monthly

Lapse in health insurance?

My husband is about to have a lapse in health insurance, for about 4 months? Reasons being, because I am pregnant, and no insurance company will cover an expectant father. We will be getting him covered once the baby comes. What are the reprecussions for having a lapse in health insurance? He has no pre-existing conditions and is very healthy.""

What is the average cost of health insurance for an infant/family plan?

My auto insurance cancelling my auto insurance...Help?

My husband caused a hit and run accident last year. After a half year later, my insurance send me a letter that they will cancel my auto insurance. I don't know what to do... Please help.""

How much would insurance cost for a Toyota Celica GT?

I am getting my license soon and I was looking at a Toyota Celica GT (most likely a 2001 or 2000) I am in high school and I am a girl. I heard that guys get higher costs is that true? thanks!

How much would the insurance be on a 1993 Acura legend coupe with a type II engine and skyline gtr body kit?

I have a link that shows pictures of the car so please give me your thoughts about what you think of the car itself and how high or low the insurance may be. Here's the link. http://www.cardomain.com/ride/562419/2

Liability insurance if car catches fire?

my car got caught on fire i think the firefighter says it say electric wiring i only have liability insurance is my insurance will cover that my car is total now ,thanks so much""

""Female 19 year-old-, non-owner, occasional driver, Florida. Insurance premium increase?""

Okay, here are the details: My sister (who is 5 years older than me) got her first car 6 years ago at the age of 18. She didn't get her license until AFTER she bought the car. It was a '94 Blazer SUV. My parents' insurance went up about $800/year when she and the car were added. Then, she got married in 2002 and was removed from my parents' policy. Not much has changed since then; they are still paying pretty much the same premiums. So, since I also decided to wait until I was at least 18 to get my license due to the increase of insurance premiums, last fall I started inquiring with my parents' agent about how much it would be for me to be added. I turned 19 in December 2007, and was quite sure it would be less for me to be added considering I am a year older than my sister was when she got her license, and I do not own a car of my own. (Continued below...)""

""Boyfriend totaled my car, i have a $500 collision deductable on my insurance?""

my boyfriend totalled my 17,000 car. the car was totally paid off and i have $500 deductable for collisions on my insurance,. he has liability on his insurance. does anyone knnow what will happen from here, since he was driving i dont know for sure what insurance covers and what i will have to pay""

Affordable Dental Insurance in NY?

I live in Queens NY and I have no dental insurance. My mother works but she doesn't make a good amount and my father is unemployed. She has medical insurance, Aetna, but it doesn't cover dental and I need to have 1 stupid root canal done and it will cost 2000 w/o insurance. Anybody, I need help. I am also a student in college, so any help, I really need it.""

Pregnant with no insurance?

I recently moved and I no longer have health insurance. I am 33 weeks pregnant. I do not qualify for Medicaid. are there any other inexpensive options? I am currently working part time but I won't be working for much longer.

How much does it cost for postal insurance?

How much will it cost me to get $5000 usps insurance for my package? Im in the usa tx.

Can i get some help in writing my job application to an Insurance Comapny?

Recently I have developed a special interest in banking and if I am given the opportunity I am prepared to work diligently to serve the nation . ...this is what im writing in my application but i want a word to replace banking , since its an insurance company what should i put instead of banking ?""

What Texas insurance company covers composition over wood shake shingles?

Hi everyone I'm selling a house and want to be prepared to answer questions about insuring a roof with composition shingles over wood shakes (or wood shingles). I have a major carrier, but I've heard there are insurance companies that refuse to insure these roofs these days. I'd like to know for sure what insurance companies I can say cover these roofs. I am in Dallas, Texas, so it should be a company that is in Texas. Thanks so much for your help!""

Which cars are the cheapest insurance wise? (england)?

I wanna get a car as soon as i'm 18, so i obviously want something which will have cheap insurance. Nothing embarrasing mind.""

Is there dental insurance with the Affordable Health Care Act?

What other types of insurance should I get?

So far I'm going to get family health insurance, life insurance, and Car insurance. I'm going to have kids. Anything else I should have? We rarely have natural disasters where I'm from.

https://www.linkedin.com/pulse/need-cheap-no-name-insurance-companies-motorcycle-rosetta-mcclure"

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