#and then the fucking 1% is living it up with so much money that they don’t know what to fucking do with it all

[notthewriteryourelookingfor]

My problems with this:

My minimum monthly expenses are 1,500-1,800 (I'm in Australia so if you're in the US or UK & are wondering ??? It's different here). So 3 months is $4,500-5,400. I'm disabled so i can only work part time and right now I'm on minimum wage. My wages are about $1,800-2,000 a month and before you suggest getting more hours or getting a side hussle: I am Disabled, I am working literally as much as I can, I am actually already working more than I should be and im in severe burnout so a lot of money saving tricks like "bringing food from home" is actually out of my ability right now. If u think im being lazy, I pray you never have chronic illnesses. I can usually get about $300 saved before I need to use it for something and I often have less than $10 in my account come pay day. Saving up $1K is unrealistic for me let alone $5K.

I literally only have my student debt, which is different in Aus than in the US. I am so poor I don't even qualify for a credit card or a loan and I'll never be able to pay off one if I got it.

Again, I can't save more than like $500 before I need it for an emergency. And you want me to save $10K+??? I barely made $30K last year and I have no savings

Again: no savings. I have no savings. I can't put money into a savings account if I have no savings. Also most savings accounts I've looked at in Aus have penalties if you remove money early

Investing??? Investing???? I can't even invest in things that make me happy and make life worth living like going to the fuckin cinema and you want me to invest??? I DONT HAVE ANY MONEY!!!

Again: I HAVE $0.00 TO SPARE

This list is so incredibly dismissive and put of touch with what people in poverty are experiencing. And I wouldn't even say I was "in dire need" I'm just "poor". You're like "Oh you know how you have your wages and then you have your spare wages and then you have your extra money?" Like ???? I barely have my wages???

For reference: minimum wage is $25AUD, which is $16.26USD, £12.97UK.

My rent is $700 a month, I pay $150 a month just to get to work on public transport.

Before you say "well don't have any subscriptions" I have 1, it's $10, it's for Dropout, it is my one thing that keeps me going tbh.

With all due respect: fuck off

Generally speaking, here are the order of financial priorities:

Build an emergency savings of at least 3 months worth of living expenses

Pay down all high-interest debts, such as credit card debts

Build an emergency savings of 6 months - year worth of expenses.

Place some of your savings in a high-yield savings account (or money market fund) that you can still access easily without penalty if you need that money.

Start considering investing in something that yields a higher rate of return, but requires that you let money just *sit* in that investment for months or years at a time (CDs/bonds/index funds/a 401k [which is really just a type of index fund usually]).

Learn how to let your investments just sit without constantly looking at them or worrying about them! This is a skill that requires time, practice, and sometimes research to develop.

As your circumstances change and your familiarity and comfort with investing grows, tweak your exact investment strategy as needed. (For example, shift some money from index funds to bonds as you get older, or move CD investments to stocks as interest rates go down).

[kingdomaddiction]

So what if when SQH arrived to PIDW he was fragmented into three different people?

1. He wakes up after he thinks is the end. He’s a young, beautiful woman. And apparently she’s a cultivator? Su Xiyan, they call her. She realizes she’s in her damn story playing the role of a character that’s meant to die. She hates it and tries really hard to change history but it’s useless. No matter how hard she tries she can’t get the palace master off her ass. Really, that dude is a creep.

She tries to run away but here’s something invisible keeping her there, spoiling all of her plans. It’s infuriating. So, she decides just not to play along. Ignore the plot.

Suddenly she meets a demon. They fall in love and it’s inevitable.

It’s doom. She knows what will happen to her, to him (her silly, lovely demon Lord, it’s hard not to love him— she never stood a chance), to her unborn child.

She cries and begs and screams but she’s imprisoned. Punished for loving the “wrong” man.

It’s hard to remember but she manages to scape. Her last memories are Luo Binghe’s cries. It’s cold, oh so cold, and she hates herself for writing something so sad and depressing.

2. He’s a child again. Not sure how that’s possible, but he’s living and breathing. Shang Lei is pretty sure he died in a very pathetic and pitiful way.

For a long time he thinks it’s just a dream. But the hunger and pain feel real.

Shang Lei finds out he’s living in the PIDW universe when a cultivator visits the town talking about the recruitment for Cang Qiong Sect. He wants to laugh and cry and run the other way but then a blue screen pops up scaring the shit out of him.

A system, he has a system. Now he understands this second life is not for him to enjoy, but to fix his own story (excuse you??? Fix???).

He’s forced to join the sect, to join An Ding, and it takes an embarrassing amount of time to realice he’s Shang Qinghua, the cannon fodder.

It’s depressing and anxiety inducing but he has no other option but to obey the cruel system.

He meets Mobei and he swears it’s love at first sight. Obviously he promises to follow him forever —the system intervention is not needed.

Years passes, he becomes head disciple. It’s hard, unpleasant work. He hates it with all his gut. But the system needs him to be a Peak Lord, so Shang Lei becomes Shang Qinghua.

He’s nervous, Binghe’s birth is near. He knows it, he has been keeping track.

And one day… it happens.

His head feels like it’s been split open. He screams and everything turns black.

When he wakes up he’s at Qian Cao infirmary. Mu Qingfang is trying to talk to him, her?, but he’s overwhelmed by the memories flashing in front of him.

It hurst so much, physically and emotionally.

The system is apologizing to him (a first, really,) talking about a glitch and diving his soul. Qinghua is not listening, he can barely breathe. All he can think of is his baby and her darling husband now imprisoned under a mountain.

Before he can think of running of there and look for Luo Binghe (he’s just baby— he needs me! ) the system warns him.

He’s not allowed to find him. He’s not allowed to save him.

Mu Qingfang witnesses the worst second case of Qi deviation he has ever seen in his life.

3.

He wakes up. She’s a woman, an old woman. Her body hurts from hunger, cold, and age.

It must be a dream, she thinks. But when she wakes up the next day, and the next, and she’s here. Shang Lei has to accept his reality.

He died, and instead of just… dissolving or some shit, now he’s an old woman (really, what the fuck?) with no name, no family, and no money in a xianxia universe.

It’s shitty, really shitty.

She tries to… adjust. It’s not easy and the people of this town is extremely cruel. She still manages to find a job as a washerwoman. It’s hard on her because of her age and the seemingly eternal cold of this cursed town, but it gives her enough to buy food so she tries not to complain much.

The loneliness is the issue. Sometimes is too much to handle. She cries and begs the gods to send her someone, anyone, just to stop feeling so lonely.

And then it happens.

A cold morning, a river, a child.

She jumps into the water ignoring the freezing temperature and fights against the current. She almost drowns but it’s worth it. Because now she’s holding in her arms the most beautiful and adorable baby boy she has ever seen in her life.

Her heart feels so full. A child, her child.

There’s no doubt in her heart. This child is hers.

“Luo Binghe,” she says and laughs. It’s silly, her own little private joke to name her child like her protagonist, but isn’t it a nice coincidence?

He, like her protagonist, was floating down the river in the coldest day of the year and was found by a washerwoman.

A washerwoman just like her.

A washwoman…

A baby…

A river…

.

.

.

Huh.

… no matter, she raises Binghe. He’s such a polite, lovely child. Her perfect little gentleman. She tries to teach him about love and kindness, even when the townspeople are cruel and mean Binghe needs to be good!

He’s so smart and grows so fast it makes her proud. But she’s afraid, she can feel her body becoming weaker and weaker with each passing day.

It’s just her and Binghe, no one else. If she dies he’ll be alone.

Her sweet boy tries to help, and when she inevitably falls ill he works hard to put food on the table for both of them.

Sometimes he arrives dirty, his eyes filled with tears and bruises on his face. He always gives her a warm, big smile when he sees her and her heart aches.

Her time is coming, she knows. And she begs him to be good, to be kind even when it’s pointless. She no longer tries to deny it, Shang Lei is aware in which universe they are living.

The last thing she sees are the eyes of her beautiful child filled with tears begging her not to leave him.

4. SQH wakes up in QC again. He’s numb and Mu-shidi looks alarmed, he seems discussing his state with the sect leader (what is he doing here?)

The memories of Luo Binghe’s mother, his/hers, fills him with both warmth and sadness.

She raised him, she managed to raise her son. Even if she didn’t know she birthed him, she loved Luo Binghe as her own and did her best to give him a home.

But now he’s alone… and Shang Qinghua can’t reach him. Because the system is stopping him, threatening to hurt him or his son if he dares not to follow the script.

It’s so unfair and twisted, he wants to cry. But he can’t fight so he’s forced to watch his son grow from far away… Abused, beaten, and punished.

He despises SQQ and plans on killing him. But then he has a Qi deviation so strong his whole personality changes and suddenly his son is finally treated with respect and love and Binghe seems to adore his new Shizun (maybe a little too much??? Young man! That man is way too old for you!!!!)

Life is good, for a while.

Binghe is thrown into the abyss, he finds out SQQ is a transmigrator (but unlike him he wasn’t split), they form and alliance and so much shit happens that his story is no longer his.

It’s different, good. Binghe is happy, his old lover is free (still as handsome as the day they met), Mobei has promised to threat him better (i love you, do you love me, my king?) and he has no system to worry about anymore.

… But he stares at Binghe sometimes. Yearning for him. To hold him and kiss his forehead and she used to do when he was a child.

Unfortunately it’s not possible. Binghe hates him (please I beg you, the system forced me, —) and sees him as nothing more than a rat.

He tries his best to pretend it doesn’t hurt, but whenever LBG insults him he locks himself up in his rooms and cries. He could tell him the truth since the system seems to be gone but Shang Qinhua is paralyzed with fear. He knows he wont be able to survive Binghe’s rejection. So, SQH lowers his head and takes it no matter how vicious Binghe’s comments get when his cucumber-bro is not around.

.

// ran out of ideas—

I haven’t decided how but ???? Maybe one day SQH talks with Tianlang-Jun and the demon is reminded of a beautiful cultivator of his past and is instantly captivated. He follows him around much to Mobei and all the other demons dismay. It makes Binghe uncomfortable because that man is his father, why is acting like with SQH of all people?

(Mobei and Tianlang-jun fighting for SQH’s attention— him earning a reputation for having the former emperor and the second strongest demon in all the realm after him. SQH remains oblivious to it, thinking they are just being nice)

(SQQ: airplane this is so fucking dumb what kind of extras are these????)

(Binghe gets… suspicious. Tries to get closer to SQH to investigate— is this a plot to usurp the throne? What’s so special about him?

SQH is just glad his son is paying positive attention to him! No insults, no mean comments! Is he doing something right? He wont question it—

• SQQ jealous shenanigans.

• SQH slipping and using his other life knowledge to spoil LBG.

LBG: ????? Wtf???? How does he know i like this? Why— how? Is he stalking me?

SQH: I made this dish for Jungshang—

//tastes just like his mother’s cooking.//

LBG: *cries*

• TLJ and MBJ temporary truce. They can’t lose SQH to LBG.

• SQQ still losing his shit: wtf you hack author this is my husband!

• SQH and Binghe bonding, very wholesome, very cutesy. Binghe is really conflicted but this… it feels familiar. And… Shang-shishu smells like his mother???? Oh, he’s crying again.

Yeah, that the idea I hve so far idk feel free to use it or add anything I’ll go have breakfast now 👍🏽

[yourlowkeyidiot3]

Salty rant v2

This is basically me angrily screaming about Ford again (wow what a surprise) to a wall (myself, my rotten brain and my blog) so feel free to skip this

Fuck it I'll bite

Gf fans when you tell them Ford had every right to be mad at Stan for ruining his Project (he saw it as the only chance to prove himself and get accepted in his dream school, and even tho WE know it was an accident, Ford doesn't he thinks it was a purpose sabotage and it really doesn't help that Stan didn't told him which resulted in him making a fool of himself Infront of ppl he wanted to impress and then Stan tried to pass it off as something that didn't matter even tho it mattered so much to Ford, like of course he'd be mad everyone would be mad in his position)

Gf fans when you tell them it's not Ford's fault that Stan got kicked out it's all Filbricks fault (seriously guys, blame the fucking abusive father, not the 17 year old living in an abusive household)

Gf fans when you tell them standing up against an abusive person (especially if they're your parent) is hard to do for yourself let alone for someone else

Gf fans when you tell them Ford wasn't the "golden/favourite child" Filbrick dgaf about him and only wanted to use his intelligence for money and both Ford and Stan were abused just in different ways (seriously find a different dynamic to describe an abusive household than "golden child" and "scapegoat" I say as I put a gun in your head)

Gf fans when you tell them Ford wanting to go to college isn't egotistical

Gf fans when you tell them Ford wanting to make a name for himself doesn't make him egotistical (he literally grew up in an abusive household, and was bullied and treated like an outcast for most of his life, him seeking out validation is a trauma response not egotism)

Gf fans when you tell them if Ford is petty for correcting Stan's grammar then Stan is equally as petty for refusing to hold his hand over a thank you literally seconds ago (of course he had the right to want him to thank him and be mad, but it was the END OF THE WORLD, they are both responsible in that scene)

Gf fans when you tell them Ford isn't ignorant for being manipulated by Bill cuz 1) Bill is a master manipulator who's managed to manipulate and terrorise humanity since forever using lies/flattery/fear 2) despite having a high IQ he has a low EQ and therefore isn't able to tell if someone has ill intentions due to being....an outcast and therefore doesn't have the social skills to be able to tell others true intentions/manipulations which made him an easy victim for Bill (do u guys even know what manipulation means)

Gf fand when you tell them the reason why Ford didn't try to reach out to Stan was because he thought he was doing fine since he had seen an ad of his on tv (he had no way of knowing Stan was still homeless anymore, and you don't usually see homeless people's ads on tv), not because he didn't care

Gf fans when you tell them Ford didn't force Fiddleford to do shit for him, and that he was against the use of the memory gun and wanted him to get rid of it but Fiddleford literally erased his memories of it so he could continue using it. And that therefore Ford isn't to blame for everything that happened with the memory gun just cuz Fiddleford had bad coping mechanisms. (Seriously you all are acting as if he pointed the memory gun on his head and forced him to abandon his family and build him the portal. No!! Fiddleford made those decisions himself he could had left Gravity Falls at any moment and return to his family but no he didn't, he chosed to stay and start a fucking cult. That is on him. Not on Ford)

Gf fans when you tell them the way Ford acted during the time where he was literally being abused, manipulated and isolated by a demon is way more complex and naused than "ego! ego!".. because he was literally being abused and manipulated...

Gf fans when you tell them the reason why Ford called Stan to hide his journals wasn't because he only wanted to use him as a way to fix his mistakes but because he was literally really desperate and feared for the safety of the world and he didn't have anyone else he could trust and that he was hella traumatized due to being literally tortured both physically and phycological and sleep deprived and on the bring of insanity (of fucking course he wasn't gonna act logically and say mean shit he didn't actually mean, he was losing his mind! Stan had also said mean shit to him because he was angry but nobody talks about that)

Gf fans when you tell them Ford being mad at Stan for opening the portal is understandable, because 1) he literally ignored all the warnings that the portal could potentially destroy the whole world and 2) he was literally about to FINALLY killing Bill after 30 years of fighting for his life in the multiverse to try and find a way to

Gf fans when you tell them Ford's trust issues are completely understandable because he was literally betrayed, manipulated and abused by the "person" he trusted the most (Bill). And the other two people he trusted did something that hurt his trust on him (Fiddleford erasing his memories, Stan ruining his project)

Gf fans when you tell them Ford's and Bill's relationship isn't "toxic yaoi/messy divorce!" And that it was incredible abusive and that FORD was a victim ( average gf fan claims they "don't romantize/support the toxic ((call it abusive guys, that's literally what it is)) elements of this ship I just like to explore unhealthy dynamics in fiction:) *proceeds to make 10 posts of "he fucked the triangle!" jokes and gets mad at you if you actually point out the abuse and makes 100 aus where they get back together/stay together*

Gf fans when I tell them that I really don't care about what Alex has said about Ford being "egotistical" or "ignorant" because that's also the same guy who said he didn't intended for Pacifica to come off as a victim of abuse because controlling your child with a bell is total normal parent behaviour guys (/s). (I stopped listening to most of the stuff he said after that, not gonna lie, cuz most of the stuff he says about Ford's "ego" and "ignorance" are flat out victim blaming) ((I mean come on guys, he literally says he based Ford's and Bill's relationship off REAL LIFE toxic relationships he's seen and then he goes and says shit like how it's Ford's own "ego and ignorance" fault that he's ended up in that situation. Don't you guys think that's a bit weird))

[gasstationpopcorn]

youtube

[bibleofficial]

i’m not crazy abt youtubers but like the 1 person that i just SEE & UNDERSTAND like 🤝 is drew gooden & its for the sole reason that he will Always find a way to feature runescape in a video, be it explicitly talking about osrs or slipping in a song from the soundtrack as background music

[carcarrot]

do i really want to make individual drinks again

[twistedappletree]

got a random bug up my butt to literally pack over half of everything and move it all to the other house in one go 💀 i’m tired af now but WORTH IT

[readymades2002]

if i might bitch about work for a second: yesterday was hellishly bad despite being able to keep up with it and i found out that apparently our department made 4600 dollars yesterday which is making me angry beyond belieffffffff

[bisexualamy]

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[nowendil]

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[nomairuins]

also its so dumb that one of the arguments ppl have against a sims 5 is that theyve already invested too much money into 4. like yes its fucking scummy that ea charges so much for dlc and its Ludicrous the amt sims 4 costs if you have all the dlc and its going to keep getting more and more expensive but . to be honest . why are you paying for sims packs. im sry

[cosmicsnufkin]

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[dandunn]

Bleh.

[panspy]

hmmmmmm.................vent post under tags...... feel free to give advice or dont¯\_(ツ)_/¯

[izzy-b-hands]

I'm lightly stoned and in the mood to make kuchen. This is dangerous

[rosicheeks]

I’m just so tired