#and im choosing not to think about the possibility of us not at least fostering him for the time being

[skrunksthatwunk]

BREAKING NEWS i said yeah on the phone and rascal meowed back at me from across the room hehe

[andpierres]

I 100% agree we should be careful about what we reblog and be aware of who the terfs are in our community and block them, but can we not pretend it’s easy? I’m sorry but it IS hard, and I’m hoping as a fellow trans person you can understand this. I mean, to make sure someone is not a terf that means possibly subjecting yourself to transphobic posts that can be distressing/dysphoric/triggering/etc. And I’m not saying we should be slacking just because it’s hard, i just want to recognize that it takes a toll. And people could say “You don’t have to go through someone’s posts, you can just go through a blocklist,” but at the same time we preach “do your own research,” and I’m someone who wants to do my own research before blocking (because come on, it’s the internet 🙄). You don’t have to respond to this at all, and I’m sure you said the whole “it’s not that hard” thing because you’re frustrated and I totally get that, just it is hard sometimes… like I just went through that persons blog rn to see what made them a terf and now I wish I could put my brain through the washer machine lmao seeing that shit just really takes a toll. Anyways, again, no hate to you, and no need to respond. you’re one of my favorite artists and I appreciate you for making us aware of the terfs causing harm in our community!

i wasn't really sure how to respond to this, because i do appreciate the kind words (thank you!). but at the same time, i want to, as gently as i can, combat the idea that making our community safer for one another -- particularly for trans women & trans fems -- requires a level of effort that we shouldn't try to put in.

i know it sucks. im subjecting myself to the same posts you are. and that part, unfortunately, never really gets easier, at least it hasn't for me, even in all the years ive been on this goddamn website. what DOES get easier, though, is learning how to recognize terf dogwhistles, and finding tools to use to make the overall process easier, like shinigami eyes. this allows me to spend less time actually hunting on terf blogs, which makes the process both faster and much easier to handle.

but obviously, still, not everyone can do this. particularly trans women!! which is, again, why we have things like shinigami eyes, as well as the work of other people in our community to double check allegations for you. i do think it's important to double check information, obviously -- but if the notes on a post confirm the information presented to you, i do think it's also important, and healthy, to foster a certain level of trust with each other. double check your sources, yeah, but if double checking the sources would do you harm, well... that's why i made the post in the first place!

ANYWAY. the point of me saying all this isn't to shame you or blame you or anything like that -- and im sorry that you had to experience all their bullshit for yourself. maybe framing it as "easy" wasn't the best wording on my part -- rather, i think that it's worth it to invest time in understanding WHY terf beliefs are harmful, why they choose to believe them, the goals of their community and such, because then, instead of simply seeing "x is a terf" and having to scroll on their blog until they all but say "yeah I'm a terf", you can spot patterns and ways of thinking that will tell you someone is a terf even if they don't put that they are one directly on their blog description or something. this is super important when it comes to spotting cryptoterfs especially.

again, you're very sweet, and i appreciate you reaching out. more than anything else, please take care of yourself!

[emogen-heaney]

im supposed to be sleeping but i have been laying here for like 20 mins now unable to sleep so im gonna rant about the roe v wade situation and hopefully that'll tire me out enough to fall asleep.

‼️tw: brief mentions of SA, r//pe, & guns‼️

um, first of all, lets just restate this: cishet white men are in control of afab people's bodies. PEOPLE are in control of OTHER PEOPLE'S bodies. is this even fucking america anymore? are we actually going this backwards? is this seriously fucking real???

like i mentioned in another post, i have two friends who are new teen parents. i am very very for them and so excited to meet my new baby niece that they've brought into the world, but they had the choice. they chose to keep her, to have her, and are choosing to raise her. now, MILLIONS of afab people no longer have that choice. hell, even amab people are possibly at risk for entrapment; if an afab person were to r//pe an amab person and somehow force AM to impregnate AF, there's a chance AF could go to court and force AM to pay for a child they never fucking asked for. and thats of the least likely scenarios—dont get me started on what's even more of a possibility.

why are men in charge of women's bodies and healthcare? why do GUNS have more rights than afab people?? are you actually fucking serious??? im still in disbelief over the fact that there are people in the world that seriously think it is justifiable and okay to force someone to go through with a pregnancy they didnt want or ask for, one that they possibly didnt even try to risk, with the potential of the birthgiver dying—and that i have to see some of these people on sunday. yeah, cant wait for that belated mother's day celebration with my dad's family. fun.

the government doesnt care about us. they dont care about those kids, clearly, or they would be doing something to help the millions of kids already in foster care/adoption system. they dont care about queer people, bipoc people, or victims of SA. they dont even really care about other cishet white people like themselves.

they only care about control.

the government is disgusting, vile and absolutely horrid. if you're at all okay with the fact that roe v wade was overturned, block me. im not open for debate, and it is not my job to educate. just fucking block me, because i want absolutely nothing to do with you. /srs

[swimfuel]

Hey!! The X-men are literally my favorite thing and I was wondering if you could elaborate on how Scott is a knight of doom

YES OF COURSE!!!! i'll put it under a cut since i tend to ramble a bit & i'm pulling a bunch of explanations from people smarter than i am

the knight weaponizes their aspect; they have an inherent understanding of their aspect that allows them to exploit it completely. doom is the aspect of systems, restrictions/limitations, sacrifices, and endings.

one of scott's core themes is reclaiming his restrictions in order to serve others/the greater good! he takes the possible liability that are his faulty powers and shifts them to become an advantage, largely through the strength of his restraint and discipline. his role as a tactician and the way he sees sacrifices (more on that later) also mesh EXTREMELY well with the knight of doom.

i feel like the Wh*don run (specifically astonishing x-men #22-23) really highlights how scott can turn a situation on its head through exploiting his disadvantages to the point where they become tactically advantageous!! like, let's count the ways:

the ship the x-men stole from kruun is obviously bugged, so his team won't be able to communicate without being overheard. he realizes this, and uses that restriction (being overheard) as an advantage, by falsifying their course of action.

he has been left "without his powers"—he presents a restriction that lowers the guard of his adversary and grants him entry to their home base. he then subverts this by exploding the shit out of everything when an opportune moment arrives

HE LITERALLY EXPLOITS DEATH...... HE EXPLOITS HIS OWN DEATH...................FOR THE GREATER GOOD..........DUDE???? someone get this man an advil

some more thoughts, followed by some examples by people smarter than me:

he exhibits a similar pattern of idolization/realization with xavier irt karkat/HICand dave/bro.... not sure if this by itself is a knight-y thing but i think the consistent disillusionment with their role in defending their aspect is interesting (aka knight burnout, more on that later)

he is def willing to sacrifice shit for the greater good of mutantkind. the shit in question sometimes being his closest friends and allies. the examples that stick out to me are how he allowed beast to get tortured (utopia era) while executing his plan to solve All His Problems At Once & also when he sent x-force to the future to defend hope knowing it was going to be a one-way trip

that entire issue revolving around just how GOOD scott is at self-repression😭😭😭 i'm pretty sure it's post-schism utopia era i don't remember the exact issue WAIT NVM i'm pretty sure it's uncanny #518

seeing phoenix!scott as an inversion to (rogue of) life is also an interesting concept (unchecked growth!)

the amount of responsibility he feels he has to take on (partially due to his idolization cycle w xavier/xavier's dream) is also both knight-y and doom-y

and of course the instinct to protect the people around him --> being expanded into the whole of mutantkind (which, in turn, expands his sense of obligation)

everything leading up to revolutionary cyclops is also very interesting through this framework because its reminiscent of the knights & doom players in hs! the "taking on an insane burden" (phoenix force, whatever whammied mituna) -> the "resignation to the fate handed to him by his aspect" (his stint in prison, dead daves, sollux in general) -> the "refusal to accept that fate" (prison break, dave not wanting to use time travel, sollux fucking off into the dreambubbles, karkat coming to terms w his relationship w leadership) --> experiencing knight burnout at the end of revolutionary era going into death of x

im not sure exactly how to put it into words but everything about his childhood/teenhood... like being surrounded by forces seeking to control him and use him for their own ends..... idk

(from @/land-of-classpects-and-analysis, sections highlighted red are of particular interest)

HIS GIANT STINKING MARTYR COMPLEX.....DUDE😭😭

side note & ive mentioned this before but scottjean is an interesting parallel to davejade in a way i cant verbalize

Then there are the ones who may accept [the fact of inevitable human suffering], and so choose to live in high alert of any danger - any threats - as well as living in fear of what harm may befall them and/or their loved ones. It is this third and final group of people that so deeply marks that of the Knight of Doom.

Now, this might cause a few eyebrows to become quirked. After all, a Knight? Being fearful of something - nevertheless that thing being related to their Aspect? Knights do often present themselves as ruthless and fearless warriors, yes, but that is only because their Aspects and the world around them raised and called them to act as such. 

... A key factor in the Knight’s life, specifically before their journey truly begins, is that they are already well equipped with their Aspect.

... The Knight of Doom is one where their Aspect being all around them is far more bittersweet than anything else.

... What is important to acknowledge is that the facade the Knight of Doom puts up is not only to hide the fear they have for their Aspect, but it is most definitely there to hide the grief and pain they have not yet completely finished going through. Whether it’s been weeks or years, the Knight of Doom is someone who would rather hide themself away from these feelings than find a way to truly mend and heal them ... they have built a false wall between them and their suffering strong and thick enough to partially block it from their memory. 

... Knights are known to become extremely stubborn whenever people try to order them around and pressure them into doing something, and the Knight of Doom is no different - especially if they believe what they are doing is for the greater good. 

(from @/dahniwitchoflight)

Dahni’s Explanantion: “Doom can be a negative force that rejects and harms, fostering a sense of hostility or sadness. But, it is also the idea that you can pull backwards and cautiously and wisely withdraw into your own self.  It can be the idea of Control taken from the sharp Black and White Restrictions that everything in the world gets sorted into. It understands community necessity and need, responsibly pulling back and lowering you down into its lap to help wind yourself down. Doom then is an ultimate gentle Equalizer, instilling its players with an internal sense of Acceptance and eventually true Wisdom.”

Knight of Doom: One who Exploits with Doom or Exploits Doom

Knights hide a fear of a perceived fundamental failure with their Aspect behind a shield of confidence and obsessive effort. Their challenge is to learn to take it down a notch and to understand that they are skilled enough

A Knight is very skilled with using the rules and limitations of any game or session to their advantage. They skillfully fulfill any responsibility or obligation required of them with ease. They might use their natural caution and pessimism to make realistic choices and endeavors. They use and exploit any rule or limit that they can to their advantage. They might also be very good at exploiting any sacrifices made or any obligation or responsibility that they are held to. They might be very good at avoiding any unnecessary thing or person and are very good at recognizing when something is too futile to even bother with.

Likewise they might only focus on the necessary things in their game or session so they are likely to not do much unless it’s absolutely necessary. They would very likely be very meticulous with themselves about following the rules properly and constantly restrict themselves, maybe thinking they aren’t following the rules properly enough or not following the right ones. They might sacrifice anything they consider unnecessary about themselves or the way they live, sometimes even going too far with it, in order to be considered or thought of as less useless. They’re always trying harder and holding themselves to extreme self-imposed standards.

They would likely wait for the opportune moment to strike, though they are slow to move or act, they always will when something necessary needs to happen. Out of all the Doom players, a Knight of Doom seems like the one most likely to sacrifice themselves for the greater good. A Knight of Doom can also expertly use and exploit fire, bombs and explosions to their advantage, maybe they create flashy distractions during fights. They might even use decaying or dying things to their advantage.

(from @/communistvriska)

Role in the Session: Rather like the Prince of Doom, this role’s title kinda has “edgelord” written all over it, but that’s not a set-in-stone character trait. The first thing that comes to mind re: what the Knight Class and the Aspect of Doom have in common is a strong sense of obligation. The Knight of Doom is bound to take their duties and responsibilities Extremely Seriously, perhaps rather too seriously at first ... Knights also tend to be very protective of both their Aspect as a concept, and of themselves and those close to them; while the Knight of Doom isn’t likely to be outwardly aggressive, given Doom’s reserved, slow-burn tendencies, woe betide those who try to deceive or confound the Knight or their allies. One of Doom’s internal contradictions (which I find personally fascinating) is that the aspect is associated both with cynical resignation and with a profound albeit restrained sense of passion and persistence. Doom is what’s left after everything else gets burnt away.

The Knight of Doom will likely be a very skilled combatant, as the Knight is a class strongly associated with Strife / battle, and Doom is one of the more overtly destructive Aspects. I’d put them in the Top 5 Roles to use a cool flamin sword, at least. They’re not going to be eager to fight, per se, but they’re not going to have much trouble scaling the echeladder when it comes to that either. Internally, they’re likely to struggle with a perceived (but largely imagined) inability to fulfill their duties, and they could well stumble once or twice in their quest to be perceived as reliable and stoic, or as someone who their friends can lean on. They’re probably doing more than enough already, but if they’re not careful they might overexert themselves and take on too heavy a burden, and they’re liable to be crushed by their own expectation that they face their challenges alone. This is going to factor into their capital-Q Quest and the environment of their planet, and will be the biggest obstacle in their path to Ascension. A Knight’s duty is to protect their co-players, but their co-players also have to support them.

[inklingofadream]

Regarding your plot bunnies, litarly any of your time traveling daisy stuff sounds like loads of fun, but maybe the gang of feral kids, as a specific one

In response to this lovely ask, a small detail from the feral kids au:

daisy peaces out on her family within a year of ending up in the past, because 13-14 is like almost enough to pass as old enough to work (...that’s 15 here in the states, hopefully it’s the same in the UK. whichever, she probably has at least some idea of where she might find someone willing to hire her under the table from her cop days)

baby daisy heads to london, and decides to get gerry to join her fairly immediately. possibly she starts plotting mary’s death, and then as soon as she enacts it (and gets poor gerry on side lol) the $ and living situation problem is solved bc bookshop + access to Mary’s bank accounts. (mary in this au is also immortal, only instead of being tied to the book its in the sense that they never report the death and she’s remains a legal pretense until at least gerry’s old enough to live on his own and inherit legally)

pretty much everyone else but jon and martin i see as having fairly chill and happy childhoods. so the stokers and the girls mostly end up looped into the gang and hang around the bookshop after school and on weekends, but stay with their parents (until involvement with them leads something nasty to at least one set of parents. everyone thinks it was an unfortunate coincidence except daisy and maybe gerry, who feel deeply guilty). daisy was gonna leave em all alone except basira, but decided jon and martin needed friends

martin is almost as easy to recruit as gerry. it takes long enough to get around to him that his dad’s been gone for at least a year or two, and he’s starting to realize deep down that his mum’s never gonna care about him the way he cares about her, even if he’s not going to come close to admitting it until he’s an adult. daisy and gerry use the money from mary to get martin’s mum into a decent care home- bc even if adult martin was reluctant, kid martin who’s only been at it for a little bit definitely gets that he’s not currently equipped to care for her- and martin gets “lost” in the shuffle, ie relocated to morden. he’s like 10, so he doesn’t quite realize a) that daisy and gerry are not Adults or b) this is Not how foster care works At All. by the time he does, he’ll be too happy and well established with the gang to care. daisy convinced gerry on the grounds that someone should take care of this Small Child, and is v embarrassed when it turns out Martin’s better at cooking than any of them and claims the kitchen for his own.

jon is the first addition post-mary dying, and the hardest sell to gerry. daisy just kinda turned up as another kid who knows all about the entities and wouldn’t share her backstory, so gerry accepted that she had some messed up stuff she was fleeing and grudgingly accepted her presence and friendship. daisy waits a bit until mary’s dead, the bookshop is childproofed (gerry thinks they’re just selling and destroying leitners, but they’re childproofing) and she’s sure they’re not gonna get imminently caught or run out of money. and then she just Straight Up Kidnaps jon. he’s not even from the london area. daisy goes out for the day, as is her wont, and returns with a Crying Child.

gerry: where did he come from??? (assuming she like. found him homeless somewhere and he can sell her on dropping him off somewhere that’ll get him into non-spooky foster care with adults)

jon, sobbing: Bournemouth

gerry: what were you doing in Bournemouth???

daisy: getting jon

jon: i wanna go home!

“jon had an encounter with a leitner” is not enough to sell gerry on the whole situation. he and daisy have a big extended fight over it, and it takes ages to get jon to stop running away. he’s not really happy and secure with them until after Numerous Others have joined the gang willingly and join team “what the hell daisy??” and promise they’ll help him leave if he wants (they outnumber her now!) but most of the child/teen jon kidnapping variants end with his grandmother dying early of stress (im sorry maam but ur inconvenient) and so he can stay with his friends or go into care, and jon chooses his friends

when they finally go after jonah he has even less idea whats happening than in my other daisy time travel aus

[inferno-sytem]

Tonight I feel... like I can be an adult some day. I have a place, and a reason, and Im exactly who I'm supposed to be, and where I need to be right now.

Tonight I feel warm, amd happy. I remember being a kid. I watched Stampy play minecraft almost every day, and today I went back. He still posts in the same lovely world, with the same intro, same morning routine, same garden, same dogs, same words, same voice, same content, and same personality. I scrolled a few years back and all of his videos were still there, the ones I watched after school, or during the weekend on the family computer. The ones I learned how to watch on the TV, and then later on my very first phone. The ones that made me laugh were still there to make me feel safe

I thought about that. After all these years... he's still there. Think of all the millions of kids who he's made laugh and smile and feel better when their life was hard.

Today I played Among Us, and there was someone there who was clearly a kid. You could tell from the way they talked and what they talked about, and I went out of my way to make sure they had a nice time. Someone was being rude to them, and I stood up for them. I did my best to listen when they spoke, and as the older person I wanted to make sure the game was as fun and as safe as possible

While I was watching Stampy's newest video I got a notification: someone liked a video I posted today. And thats when it all started to click into place. I'm not the kid watching the videos anymore, I'm changing, and I have the chance to become the man that made so many people happy.

I dont think I'll ever have 9 million subscribers, I might not be a minecraft youtuber, and I probably won't ever have as much success or reach as Stampy, but thats fine. I made the kid from Among Us happy, and I can make other people happy to. I can be someone that people can rely on, amd love, and feel safe around. I can protect and foster joy, and Im already doing it. I dont know what I want to do with my life, and its still intimidating... but I'm not afraid anymore. At least not right now. Because no matter what I'll always have the opportunity to make a difference, and I'll always have a place.

Being a child is being sheltered and unaware of most of the worlds problems. Im at the age now where you learn and understand, where you see how the world works and notice whats wrong with it. It can be hard to see the flaws in a world you thought was so fair and fantastic, and its even harder because at the end of the day you're still a kid. Im only 17. I cant fix it all, and I cant make it perfect. But I'm getting to a point where I can, where I'm an adult, Im independent, and I can make more impactful choices to make things better in whatever way I choose.

I want that to be my place. Maybe not minecraft, or entertaining kids, but Im going to find a place where I can truly help people, make them happy, give them something to look forward to, trust, enjoy, and look back on and appriciate. I want to make someone feel the way I do. I want to show other people that they have a place. I want to be the reason someone realizes that they can actually be an adult some day. I want to show them that being in this world isn't something to hide from, but to fight head on, and to come out making it better. The people of the past did it for us. Did it for me. And I'm going to do it now for the people of the future.

Tonight, I belong here

[harmonie-writes]

Friend Request/Black Mirror

Got this idea from the movie "friend request"(watch the ending explained for more info) where a non-human/monster student from kacchan & midoriya middle school has been bullied/harrased for their magic/quirk being highly dangerous and commited suicide by doing the black mirror ritual & sending it online to everyone at her school who bullied her. This was during near the end of middle school year. Everyone who saw the video were absolutely horrfied and(1/3) (2/3) To say that they felt guilty was an understatement. Bakugo & midoriya blame themselves for her suicide. But then when some of the students sre disappearing & being put in hospitals they know something is wrong. Then when bakugo is kidnapped/ rescued he and others see that she became a undead demon/monster dueled by anger/hate for those who tormented her and is about to hurt or even kill the others before one of the heroes knock her out/find the mirror & break it. (3/3)After they break the "mirror" she's(whose no longer a demon) brought back & taken in for questioning before they take her in at ua to try and help her recover. When she gets in class 1a she just shuts everyone out completely, not talking/ignoring, just wants nothing to do w/ anyone. When midoriya & bakugo try to approach to her to apologize or whatever, she makes it VERY clear that she will never forgive them & that they are the real monsters & exposes them & reveals scars from self harm (4/3) little extra sorry, you can choose the ending for this one. Im trying to work on a charscter & i needed inspiration & your blog was perfect for it. I saw the baba yaga thing, it was fantastic thank you. Also im really sorry if its really long. Im just really specific and wordy & in love with some of your writing👌. Have some love & drinks for your troubles🖤🖤🖤🖤🖤🖤🖤☕🍵🍶🍾🍷🍸🍹🍺🍻🥂🥃💋💌 Love you, from your loving follower.

----------

This was actually a really hard order to fill since I don’t like horror/thriller movies, but I love writing horror/thriller stories...the irony...someone please pinch me. Anyway I tried my hardest on this since I loved the topic and hopefully it gives you some inspiration Anon! ❤ 

WARNING!: THIS IS A VERY DARK THEME! CONTAINS SUICIDE, SELF INFLICTED WOUNDS, DEATH! 

SUPER LONG I’M SORRY

AN: I had to look this up, but the black mirror ritual is where you are in a dark room with just enough indirect candle light illuminating your face/eyes. As long as you can see your eyes in the mirror then you can continue to the next step. The next step is to focus on your eyes or in between them without moving them or blinking, eventually everything in your vision will fade and become black. Then you just blink to come back from the void. 

Also this won’t exactly fit the timeline that the manga/anime follows... another thing just because I don’t want to leave a plot hole for you love people I had to change somethings around! Oh and I attempted to make this as gender neutral as possible!

In Friend Request the person will perform this ritual and burn them self to become a demon that can posses others who look into darkened mirrors/reflections.

----------

You used to live in the more rural part of Japan, until a house fire burned down everyone and everything inside, you were the only survivor, but you had burns to show that it happened

The other downside about your home when it was still standing were the locusts

When you were four you went through multiple foster homes, none wanting you because of your strange magic quirk, it looked like very dark magic

While in and out of foster care you would draw as a mean of escape or write things down

Some would even goes as far as to call you a quirkless-wiccan

You had some friends not many though, it was really more of just being your friend out of pity

Judged for your burns and how terrible your quirk was; no one wanted you around

You were bullied because of your burns, your strange habits of staring into mirrors, even odd obsession of candles and dark places

Although that changed one day when you were at the park near you current foster residence

You met two boys: a loud blonde and a timid greenette

They noticed you conjuring small locusts from thin air

“What are you doing?” the little green haired boy asked coming up on your left shoulder

“Creating things of this and that,” your answer was vague, but substantial enough

“Why would you want to make these dumb bugs for?” the blonde peeked over your other shoulder

“Because they’re important,” you put the bug down to look at them then back at the little hopping creature

Eyeing them both up and down you crossed your little arms trying to hide the burn marks

“I’m Midoriya Izuku and he, “the greenette pointed at the blonde, “is Kacchan!”

“No, my name is Bakugou Katsuki,” the blonde huffed shooting a small glare at his friend

You hesitated hoping you wouldn’t get bullied by these two boys, “I’m (L/N) (Y/N)”

That’s at least how it started

Entering middle school the bullying got worse; students made it a point to make you already more aware of the flaws you had and the flaw you were even going as far as to say you should’ve burned with your family

Your magic got stronger the older you got and more you practiced, and you spent a lot of time allowing yourself to fade into the black room staring at your reflection in a small compact mirror

Midoriya has walked in on you when you have gone into the void being completely unresponsive to any outside noses, and he called Bakugou about it making him want to see it for himself

This caused unease in both boys seeing as wiccan symbols littered your arms and legs and every time you used your magic (dark) it would make you look quite terrifying

People could feel the power come off you but still bullied you into submission

You still followed them throughout middle school, but never picked up on the queues that they didn’t want you around or how they would shy away from the topics that involved plans that would make with others

You all attended UA, and both boys were hoping desperately that you would just disappear although they never completely vocalized they didn’t want you with them

Midoriya would just shy away from the subject and flinch slightly when you would join his new friend group

Bakugou would grunt and give you a hard glare, but you always thought it was normal

“Hey Midoriya what are you planning on doing this weekend?” Tsuyu asked while walking to the lunch table

“I think we are going down to the beach for a bonfire on Saturday,” he shrugged as they took their seats

Running up to him and hugging him from behind, “Midoriya! What are you planning on doing this Saturday?” you asked excitedly wanting to give him a present you have been working on for the last couple of weeks

“I um, I’m going to the beach with my mother this weekend...” He trailed off glancing at Uraraka and Tsuyu across the table who gave him an unease look

“Oh...okay I will give it to you another time then,” You released his shoulders before heading towards Bakugou’s table to see if you could also give him his present

“Bakugou!” 

“What is it Black Magic?...” The ashen blonde huffed looking towards Mina for help

“What are you doing on Saturday?” you quipped your somewhat happy attitude back

“I’m going to be down at the beach training like normal,” He rolled his eyes but was tense under your touch

“Hmm I guess I will just give it to you another time then...” You left him alone and went outside

Little did you know that the class was actually holding a party and didn’t want you there

That Saturday rolled around and you were alone scrolling through Facebook, which you only had two friends on 

Refreshing the page you saw that Midoriya and Bakugou were tagged in the same photo

“What the...” your frustration was getting the better of you

Enlarging the photo you saw that it was the entire class having a party/bonfire on the beach

Everyone seemed to be laughing and dancing; you weren’t laughing

Fingernails digging into your palms until they bled with angry tears falling down your face you slammed the computer shut

The following Monday you confronted both of them before class started

In the midst of them trying to shove you off they pushed up your long sleeved shirt revealing all of the carved letters and cuts

Everything stopped you could hear a pin drop 

You couldn’t handle the stares and whispers so you ran

However the two you considered friends had enough of you and decided to make it clear to you

They unfriended you

Noticing that you were all alone again you took action

“I’m not going to be the weak person they make me out to be...” 

Collecting the things for your black mirror ritual, the sketches, rope and your phone you got ready

Pressing the record button you started with holding up the pictures

You didn’t say anything, they weren’t worth your words

Taking out the matches you lit one on fire and then the next

Dropping them onto the floor you got on the chair

Adjusting the noose you looked into the camera

“You both did this”

The camera caught you kicking the chair out from underneath you as you were consumed in flames

The entire video you recorded had Bakugou and Midoriya tagged in it, the two you once called friends

Getting the familiar ding they pulled out their phones before class

You tagged them in a video

The video played back the events and they were shocked

They watched you die

Freaked out they showed the video to Aizawa and Principal Nezu

They were told to delete the video and their accounts

They tried only to receive and error

After both boys got the error the your video was shared on their pages for everyone to see

Aizawa walked into the class with them trailing behind before they headed to their seats

“Your classmate (L/N) died last night.”

Whispers floated around the room 

Midoriya had his eyes locked to his desktop and Bakugou looked out the window

Strange things started occurring a few days after your death

A student who went to the same middle school as you was found in critical condition with burns everywhere 

When the student woke up in intensive care the police and Pros were there to here her statement

“Th-the house... it was on fire...”

They assumed she just meant her house

Little did they know it was hers; the fire started inside of a mirror on her wall

She saw a dark figure light a house on fire before making her way closer to the girl

Moving between mirrors/reflections to your next victim you planned things accordingly, and would work your way up the chain until you had your revenge

More students from Bakugou and Midoriya’s past were getting hurt and they were freaking out, because there were no leads as to what was going on

It was evening and Uraraka was studying with only her lamp on for light when it flickered and went out

Startled the brunette looked around the room until she saw her reflection in her computer

Thinking there was a smudge she tried rubbing at it

Removing her hand from laptop she saw a dark shadow walk up behind her

Turning around a piercing scream ripped through her throat

You were behind her with grey eyes that wanted nothing but revenge on those who wronged you

Opening your mouth a swarm of locusts went after Uraraka biting at any exposed skin

Hearing the scream throughout the dorm some of class 1-A went to check 

Bursting through her door and flicking the light on they saw Uraraka in the fetal position on the floor

When the lights flicked on you disappeared along with the locusts

“Uraraka! Are you okay?” Tsuyu was the first into the room to check on her friend

“Lets get her to the hospital,” Yaoyorozu ushered as Kirishima and Sero picked her up

On the way out Uraraka’s hand grabbed Bakugou’s wrist tightly

“I-it was them...” she breathed out with wide scared eyes

Everyone paused and looked at the frightened girl

You witnessed everything behind your mirror before disappearing into another glass, eyes burning with a deep rooted hatred 

“Bakugou,” Midoriya grabbed his wrist, “how do we stop (Y/N)? They are attacking everyone we are friends with!”

“No shit you dumb ass,” He huffed holding his hand to his chin contemplating the situation, “they’re targeting everyone who bullied them...”

Both boys looked at each other with widened eyes as they realized who would be targeted

Everyone on their friends list was someone who bullied you before at least once

Things seemed to stop for a bit when they went to the training camp at least that’s what it seemed

After Bakugou was captured you showed up again right outside the bar, your reflection in the glass outside in the alley way

Making your way to where Bakugou tried escaping you unleashed hell

“Bakugou!” your piercing shriek echoed over the clearing

Bakugou and the small band of villains turned to look at your retched form walk towards them

Some of the villains tried stopping you but you flicked your wrist at them sending them flying away from you; not once did you take your eyes off the blonde

“What do you want from me-us?!” Bakugou shouted palms sparking in anticipation

“I want you to suffer the same way I did for years! Being alone with no one to rely on, not even a friend,” you opened your mouth wide releasing a storm of locusts to the unsuspecting blonde

Using his quirk he was able to keep them at bay, and escaped with the help of Kirishima and the others

You screamed in frustration as they got away, but that was short lived as Kamui Woods restrained you and knocked you out

The Pros at the scene took a look at you and recognized you from the missing persons report, they knew you committed suicide but there wasn’t a body to be found

You were sent to the hospital with limbs bounded and gagged, precautions had to be taken since you were still seen as a threat

“You two can come in now” Bakugou and Midoriya looked upon your body that was illuminated in just candle light

“How did you figure out what that candle light would keep her from disappearing?” Bakugou asked leaning up against the wall not wanting to get close to you

“We remembered from Uraraka’s testimony that she disappeared when the lights turned on so we tested different light sources and candle light seems to work the best” one of the detectives stated, “it’s also light enough that she can’t disappear into any reflections.” 

“Why are we here?” Midoriya was nervous being in the same room as your sedated body

“We need to know if you know anything about her state, or what would have allowed her do this after being... well dead.” It wasn’t a question and both boys knew it

“(Y/N) used to stare at a small mirror for hours when we were younger, and the room would always be dark...” Midoriya reflected thinking back to when you were younger

“Good, if you think of anything else call us, he handed them a card, “We will start looking through the burned remains of (Y/N) residence.”

“Oh the and they woke up earlier, but refused to say anything that might be helpful to this situation,” the detective sighed pinching the bridge of his nose, “the only thing they said when waking up were both your names.”

Alarmed both heads whipped to look at the detective

“What?!”

“They might talk to both of you. We will bug the room and leave so they doesn’t suspect anything,” setting up the microphone the detective pat both boys shoulders before exiting

“Oh and don’t worry (Y/N) is strapped down to the bed under the blankets,” the detective tried giving them an encouraging smile and thumbs up before exiting

Once the door closed your eyes opened wide and you gasped for air as if you hadn’t been breathing

Struggling against the restraints you cried out

“H-hi...” Midoriya tried and your wide eyes narrowed dangerously as you eyed the traitors

Jaw clenched tightly shut and deathly grey eyes bored into both visitors

Bakugou tried putting on a brave front, but lets be real you looked like you had been dead for years

“Why?” 

“What do you mean why? You abandoned me! You used me and lied to me!” you finally snapped going back to struggling against the straps

Back arching up off the bed you struggled

This freaked the boys out even more, you looked so much like a demon (you were) trying to fight against an exorcist

Truth was you were, they found the mirror under some burnt remains and the demon inside you was trying to hold onto your body

Screaming and writhing, head shaking back and forth you dropped back on to the table

Eyes blank and looking at the ceiling

Slowly your physical appearance began to revert back to normal

Walking up to the edge of your bed Midoriya spoke up, “We are sorry... for everything.”

Slowly tilting your head to look at them you sucked in a deep breath, “No.”

Confusion washed over Midoriya and anger over Bakugou

“What do you mean no?” Bakugou glared down at your body

“It’s exactly as it sounds,” you still managed to posses a menacing glare

“What do we have to do for your forgiveness?” Midoriya pressed further hoping that if you forgave them then everything would go back to being somewhat normal

“I won’t ever forgive either of you! Do you know what you even did? Are you trying to get over your guilty conscious?” your accusations cut them deeply and you knew that you hit them on the nail

“You are both monsters! So I did something I knew you would both fear, being alone,” you still being magical summoned a scalpel to your hand from the counter top and sliced through the ropes holding you down 

Standing you face them with scalpel in hand

Both boys activated their quirks in case you decided to hurt them

Pushing up the night gown sleeves you showed them your scars

“You pushed me to this!” you cried tears pouring down your face

“I only wanted to be friends with you both and you pushed me away!”

Stepping forward Midoriya tried setting his hand on your shoulder hoping to comfort you, but you stepped away angrily shaking your head

“No, no, no... NO!” glaring at them you pointed the medical tool at them but didn’t advance

“We want to help you...maybe even start over?” Bakugou tried reasoning sharing a small glance with Midoriya

The glance didn���t go unnoticed by you

“No. Anything is better than being friends with either of you. Death is better than being friends with you!” ugly sobs wretched through your body as you raised a hand in the direction of the counter top

Every drop of magic in your body you used to collect sharp medical tools and items

The boys started wide-eyed as you turned the instruments in your direction

Turning your outstretched hand into a fist you closed your eyes

Screaming was heard from the room, and the detectives outside ran into the room

The scream wasn’t yours, it was the two UA students 

They were speckled in your blood as it pooled out around your body

Your body lying limply on the floor and impaled in various places 

Your death was instant

“Oh dear God...” the two detectives breathed before one ushered the boys out 

“Sir we have a problem...”

[trashcatsnark]

3. 6. 11 for sfw. 3 and 7 nsfw with dahlia and the seeds. any or all

I choooose all, cause I am a seed thot and it be like that. Plus, I feel super bad choosing one over the others, even though they’re fictional, I don’t wanna hurt their feelings. 

Also these mostly assume to be like, in wholesome, no cult AU, cause the whole end of the world, noncon, stockholm syndrome, trapped in a bunker, kind of fucks up the chance for a lot of soff in canon

3. Who fixes the vehicle after a breakdown?

Dahlia and Jacob would be the two of the family to take care of vehicles when they break down. Dahlia is the most mechanically inclined, with her experience with motorcycles and helping Lloyd fix up vehicles. Jacob as the oldest was more often on the farm of the foster family made to help repair equipment and vehicles, usually with lots of screaming and violence if he messed anything up. So, he doesn’t have as fond memories of repairing things. 

Faith and John would call Dahlia or Jacob, or a mechanic, if a car broke down. I feel like Faith never got her license even and one he was adopted, while the Duncans failed in every other aspect of parenting, he never had to worry about fixing his own car. 

Joseph is decent with his hands and isn’t completely lost when it comes to fixing up small things, but generally he’s better off leaving it to Jacob and Dahlia. 

6. Going out to eat: Who pays? Who orders the most food? And who has dessert?

John always offers to pay, without fail. He was taught for years basically that money is the way to show affection and love, so regardless of if it’s him dragging Dahlia out to a nice fancy dinner or the entire family is out at some cheap family joint.

Dahlia usually offers to pay no matter who’s she’s with or to split it, but if they’re insistent or she’s in a kind of mopey mood, she’ll take offers to pay it. Which John, Jacob, and Joseph always do offer when it’s one on one, because they’re older and as much as they know they don’t have to, some of those gender roles pop up in their head of men should pay. It tends to be more even between her and Faith since there’s less of that, Dahlia even probably treats Faith a little bit more, because it makes her feel good and Faith is the only Seed who doesn’t act weird about it in some way. 

Most food is a tie between Jacob and Dahlia, if they’re both going wild.they can eat a lot. Jacob is a bigger guy and isn’t ashamed of his appetite, food is important to him in a lot of ways. Him and Dahlia both have a history of having to go without, so they tend to want to get their fill and then some when they can. However, Dahlia is definitely more of a dessert person than Jacob. He doesn’t know if it’s age or what, but that stuff is just too sweet for him. 

Faith is the kind of person who oohs and awws over desserts on the menu before she even orders and swears to wants this cake or that pie. But halfway through her entree she’s full and never ends up actually ordering her dessert. Some day Faith, some day. 

John and Joseph both tend to be the most mindful of what they eat out of the entire family. Joseph like healthy natural foods because he wants to take care of himself, so he doesn’t indulge too much. Definitely a person who’d consider like just fruit a dessert. John is a bit more into health for vanitys sake. He wants to look good, plain and simple. 

11. Baths or showers? Together or separate? Any bubbles or bubble fights?

Dahlia on her own is generally a shower person, she plays some music and sings as she gets clean. 

Jacob is a shower person, in and out, he’s there to get clean and move on. Jacob and Dahlia don’t really bathe together, if they do it’s after some pride swallowing and asking by Dahlia. Though it’s not unusual, after a while in the relationship, for if they catch the other showering to just step in and join. Jacob will make some justification of it being practical, but he just likes the closeness of it. 

Joseph is typically a shower person, but his pick of all else is using like natural springs and water falls, cause he’s that kind of hippie. It feels much more calming and relaxing to be surrounded by nature as he cleans himself. 

Joseph loves bathing with Dahlia, he’s soft and kind, just wants to wash over every inch of her and hold her as close as possible. He doesn’t like too many bubbles, though occasionally he can be more playful with it. But he likes seeing her through the water.

John is one of those weird cold shower people cause it’s good for the skin, Dahlia thinks he’s nuts. But, he will also take bougie hot baths when he feels like he wants to pamper himself and relax. 

John would shamelessly ask Dahlia to join him in the bath and shower, he’d also jump into her shower if he catches her showering. He sees no reason not to jump at the chance to be wet and naked with her. He definitely indulges in some bubbles, though he mostly likes an intimate atmosphere in his baths with her, she likes to pick fights and will fling bubbles at him. And he always rises to the bait. 

Faith is the biggest bath fan of the family, she likes tons of bubbles, nice scented goodies, and just melting into the warm water. Showers are just if she’s exhausted and wants a quick clean. 

Faith absolutely loves taking baths with Dahlia, lots of bubbles, any bubble fights are very teasing and playful. Faith liking to gather handfuls and blow them at Dahlia, making her swat them away like a cat. 

NSFW UNDER CUT (this got long)

3. Any kinks they clash on?

There’s not a lot of kinks that she clashes with with any of the Seeds, other than hair pulling. Jacob and John both like pulling hair; they’re rougher with Dahlia than Faith or Joseph. But for Dahlia having her hair pulled is actually triggering and upsetting for her, because of previous abuse. So, that’s a clash that’s usually worked around with just pressing on the head, neck, or ya know a leash/collar if need be. 

Dahlia doesn’t a hundred percent get Joseph’s foot thing (Joseph has a foot thing, fight me), but it’s a non issue. She may not get why he like touching her feet or having her foot on his dick, but hey, it makes him feel good and she likes doing that. 

 Faith and Dahlia I don’t feel have any major clashes or even many semi clashes. I feel like maybe Faith is a bit more comfy with being out in the open, in nature during sex, where as Dahlia is a bit more shy. But, that shyness still leads to some…excitement for it on Dahlia’s behalf. 

7. Genital headcanons?

I can’t describe genitals

This is like the hardest thing for me to do, I remember when I did NSFW ABC’s I was struggling

Jacob has the biggest dick, big and thick. Some prominent veins. I feel like he does some shaving and trimming of his pubic hair, nothing crazy but he likes feeling like he’s doing at least some taking care of himself. His pubes are very thick, course ginger hair, a few shades darker than his head of hair. 

Joseph I feel is longer than average but closer to average in thickness  ( still bit more than average cause they all have big dicks okay, Im fantasizing let me live), i feel like he probably does the least in terms of shaving/trimming down there, cause hippie boy is hippie. It still doesn’t grow crazy and he still does some maintenance. I mean his beard isn’t insanely long or anything, so I presume he likes some trimming and care put into his appearance. Plus he just doesn’t have super crazy body hair, some kind over average thickness dark brown hair. 

John isn’t much longer than the average but is on the thicker side definitely. (I hate describing dicks and vaginas, iTS SO WEIRD) In terms of maintenance, John had the biggest difficulty growing his beard, which was frustrating, but he’s thankful for slower body hair growth when it comes to his pubes. He trims and maintains the most when it comes to the bros, the vain baby he his, he likes it neat and well taken care of. What he has is thick and dark brown. 

Faith has a very cute vagina (that sounds weird, but ehhhh) you can just see the inner lips through the outer lips, a kinda small clit that swells and peeks out when she’s turned on. Soft pale and pink skin. Her pubes are pretty well trimmed and shaved down. Sometimes she shaves it down completely, she likes feeling neat and clean, but sometimes, she can’t be bothered. It’s thin and the same sandy color of her hair. 

Dahlia also has a cute vagina (I DONT KNOW HOW TO DESCRIBE PUSSYS), she has more compact and closed outer lips, very little of the inner lips or clit showing, if any. The vulva is soft and a little chubby, puffy, squishy, idk the best word. Her natural tawny tan skin and a bit of deeper redder pink to her sex than Faith’s more light pink. Her pubic hair is thick dark brown nearly black and she does trim and shave, but still keeps a patch of hair there. She mostly focuses on it not itching or getting caught in zippers. She feels weird being completely bald down their though. She did it once and it was just itchy razor burn as it grew out. 

[princeanxious]

Polyamsanders Soulmates Idea (angst)

Sooo, i often feel like Roman with how many stories i spin in my head, usually i keep them to myself because they get so intricate, but if i catch them early like this current idea i have, i find it easier to explain as i write. Amazing how i came up with this earlier today while doing dishes, pfft. So, uh, have a small angsty soulmates fic idea i may or may not right in the future.. this gets kinda long, so im hiding it under the cut. I also dunno if anyone has done this kind before, but heres my take on a fic idea.

Tw; detailed mentions of past abuse, injury and self negativity

“A Voice Unheard” (possible fic name)

In this world, when you hear your soulmates voice, you immediately know it is them. Its like a magnetic pull but triple times to force, you just -know- its them, at least, you know it by voice, whether you see them or not doesn’t matter. (i.e. deaf people will still hear their soulmate’s voice, blind people will still hear their soulmates voice.)

So, Imagine Logan, Patton, and Roman all finding each other in their elementary years, surprised that they are all soulmates, and just being excited and happy about it. Patton’s and Roman’s parents being accepting of it immediately while Logan’s had to warm up to the weird situation over time, they certainly couldn’t keep Lo from his soulmates either, not that they wanted to. Logan comes to love learning and playing the Piano, Roman comes to love Theatre and Visual Arts, and Patton comes to love Home ec. and Sign language.

And then theres Virgil, living the beginning years of his life roughly and with a parent showing signs of becoming mentally abusive, and eventually escalating to one horrible night that Virgil will have nightmares about for years after; she’d degraded him all day, telling him he’d be a failure and no soulmate would ever love his dark and creepy personality, let alone his aweful pitiful voice. She’d forced him into a car and drove out into the middle of norwhere and demanded him to scream. When his throat was sore and shot, she still demanded he scream, and got physical, forcing him into painful situations until Virgil was coughing up red; he would never know if it was from the injuries he sustained or from the screaming he’d endured. It wasn’t long after Virgil had blacked out from lightheadedness and pain that the police would show up, arrest his Mother, and place Virgil in the hospital. They would tell him that all his injuries would heal well except for his throat, and that voice would be a tricky recovery. He would recieve a whistle to blow in case of emergencies.

The next few days would be a numb blur, and the next thing Virgil knew was he was in a foster home, learning sign langauge as a means of communication because he would not be allowed to use his throat to speak for another few months, truely they wanted to make sure he healed without disrupting too much of the process, Virgil was content to stay silent forever, knowing his voice would never been quite the same for a long time. Besides, he couldn’t risk his Soulmate finding him could he? They would think him weird, dark and broken, an anxious mess that needed to be fixed; Virgil didnt want their pity, though deep down he had wished that he could at least befriend them and not be so alone.

He would go to a new highschool, and have his schedule be assigned to a student who had volenteered to help Virgil adjust to the school and have someone to talk to that actually knew sign langauge. When he walked up to the front office and was greeted by Patton, he was floored that, compared to any passing students, Patton’s voice had been beautiful and p e r f e c t. So this was Virgil’s soulmate, oh how fate loved to hate him, it seemed.

He would choose not to mention to Patton this special information and would go throughout the morning with Patton pulling him along to each of their shared classes. He would put on a surprised face when Patton told him about his other two soulmates, and how they all shared lunch together. Secretly, Virgil was momenarily relieved of the guilt he had been carrying all morning, Patton wouldn’t be alone if he never said a word to him. Somehow it only made him hurt more, before he shoved it down to be numb instead.

When lunch rolled around, Virgil had admitted to not wanting to head into the loud cafeteria, not totally lying about not wanting to get overwhelmed by the noise but definately hiding his want to avoid Patton’s two soulmates who shared the same lunch. Patton had agreed to letting Virgil eat in the library instead, of course, but refused to let Virgil eat alone. So when Patton came back with both his curious soulmates in tow, Virgil had been less than pleased, but masked it by closing himself off at first. His resolve would crack over the lunch period, unable to resist listening to the three voices that silently screamed they were his soulmates too, and truly unable to resist Pattons funny puns. He would learn they all had the same last class together, and dread doubled back into his chest tenfold. Why would fate be kind to him, anyway?

Over the course of the next month, Virgil and Patton would begin to teach the other two how to sign so that they did not need to rely on Patton or pen and paper for translation to talk to Virgil. He really wouldn’t understand why they even bothered to try to talk to him concidering how closed off and stubborn he could be until much later. As fate would have it, his foster home would become his permanent home, and Virgil found himself relieved to know he wouldn’t have to move away from his soulmates, even if they had his number.

Yet, Virgil still struggled with his nightmares, and selfesteem, and the situation with his three unknowing soulmates being his best friends didn’t help his anxiety any. Infact, he eventually became resolute he would never willingly talk again, even when his throat did heal, because sign langauge suited him just fine, even with all the struggles it would come with. He never wanted them to know that their weird, ‘emo-nightmare’ little ball of anxious fury was their last remaining soulmate. He couldn’t bare the thought of their rejection, or even worse, their pity, he didn’t want them to feel like they needed to include him because they were soulmates.

They would invite him for sleepovers, movie nights, general hangouts at the mall and outings to new and old resturants. He was aware they often did these things alone with eachother as well, but they offered so much to include him, and he was so confused as to why, that he would sometimes decline out of guilt. His nightmares had also played into it, in fear of them hearing him whimper and the whole façade be ripped from under him. He always hated making up excuses to support his refusal, because he never wanted them to think he didnt want to be with them, because he did. He desprately did. He just couldn’t bare to think that he was interupting their special time together, nor could he bare to watch them love on eachother too long, jealousy always clawing at his chest for a few seconds before resolutely being overwhelmed with more guilt, because it wasn’t their fault. He’d kept it to himself, they’d had no idea, it was his fault.

It had been about two months into going to the new highschool when the incident happened. Virgil’s throat had healed a bit, but was nowhere near better. Everytime he’d wakeup from his nightmares, his throat would burn from whimpering in his sleep, he knew this. Logan had gifted him a new, more reliable and longlasting whisle, Roman gifted a fitting nightmare before christmas lanyard for it to hang on, and Patton had gifted a couple of band and movie buttons to go onto the lanyard, and they had Virgil wear it for safety reasons. Logan had had Virgil test out his old whistle one night and had seemed distraught at how weak and flimsy it was, they next time they met, Virgil was gifted with a sturdier, intricately carved wood whistle, and the other two had simply added their ideas onto the gift. Unbeknownst to the trio, Virgil would treasure this gift for the rest of his life, as he had never really been gifted something before, let alone something so lovely. The whistle, when blown into gently, sounded soft and lovely and did not grate on the ears, when blown into with force, a loud, high trill would escape it and was indefinately louder than his previous one.

It had been during lunch, and he had assured the others that he would be fine hundreds of times previously. When they had started out, Patton had never wanted to leave Virgil’s side incase something happened, as there were actual bullies in their school. It was nothing Patton or Roman or Logan couldn’t handle on their own, but Virgil? They knew from when they first sat with Virgil that he’d been abused, and still flinched at sudden movements, the onetime he’d been cornered in class was on accident and it had thrown him into a full on panic attack that took Patton twenty minutes to calm him down from, the kid had anxiety bad, and seemed like the fight button in his fight or flight reflexes was damaged somehow. It took a long time for them to allow him to walk back to a class, usually Patton and Virgil’s art class, to drop something off or pick something up to work on during the lunch break. Virgil was brisk, and always aware of who was around him and who could be a threat, and he knew that the others timed him.

So, this time around when he was dropping off a piece of artwork in the art room, he didnt expect to be grabbed roughly by the school bully and shoved into the near-by lockers. His immediate instinct was to whimper, and instantly regret it when pain made itself presant to his throat. His next instinct was grab the whistle and blow, hard. He didnt get that far as the whistle was ripped off his lanyard, buttons went flying, and his neck h u r t.

Blood was pumping in his ears, and the sounds of his assailant mocking and degrading him were distant and garbled. He’d been knee’d in the stomach, and the hair he’d prepared to blow into the whistle pushed out all at ince with a soft cry of pain. He couldn’t see, tunnel vision blurring with tears, and the distant thought that was his last coherent one would be something stuck to him for weeks;

“The only time they’ll ever hear my awful voice will be when i was screaming in pain and fear.”

And so he screams, his last resort in this awful situation, his vision spot as the scream cuts out half way, his healing voice effectively reversed in just a couple of seconds. Time passes in a blur, he hears footsteps, a thud, yelling. All of it is garbled as Virgil can only think about the pain surging through his neck, the copper he tastes, and the numbness he feels as he blacks out from the panic attack.

When he wakes up again, he is greeted by the nurses office walls, and the sight of his three soulmates doing their homework right next to his bed, waiting on him, talking to eachother in hushed whispers, he doesnt make a sound or move, but, he doesn’t have to. They know.

[feral-kiba]

Hi, for the unusual asks, everything except the one that make you uncomfortable ^^ (I'm sorry ^^)

HHHH OKAY THIS WILL BE LONG(I'm going to exclude the ones I already did too)1) Spotify, SoundCloud, or pandora?-I used to use pandora but I quit that a while ago. I mostly use google play2) is your room messy or clean?-the only clean spot is in the middle so that I can lay out my yoga mat 🙃3) what color are your eyes?-blue-green w/ those gold specks? Idk they're from my mom. I just write "blue" on all my paperwork4) done previously!5) what is your relationship status?-boi I'm single af6) describe your personality in 3 words or less-Gryffindor, ENFJ, lawful-good ;)7) what hair color do you have?-brown. At one point I wanted to dye it, but cadets aren't allowed to so8) what kind of car do you drive? What color?-a really old dark red ford truck9) where do you shop?-lmao hot topic and tractor supply, there is no in between10) how would you describe your style?-it entirely depends on what I'm doing. I own allot of graphic tees and active/yoga wear but also jeans and FLANNEL. ALLOT OF THAT. I also have tactical pants? Idk man11) favorite social media account?-I hate to say it but it's this one. Instagram is the runner up. 12) what size bed do you have?-top bunk twin13) any siblings?-a younger one and an older half sister that I have no contact with14) if you could live anywhere in the would where would it be and why?-well, first I'd like to live in a town and finish my career, but after that I'd want to just. Move into a cabin in the woods and live off the land with allot of animals. I'd probably still want to be in California though, but I used to want Alaska15) favorite Snapchat filter?-probably the dog or flower crown cause I'm basic16) favorite makeup brand(s)?-what's a "make up"17) how many times a week do you shower?-usually every day. I love cleanliness and good skin18) favorite TV show?-...voltron, yeah. I also like walking dead and Gotham 19) shoe size?-around 7, give it take 1/220) how tall are you?-5'521) sandals or sneakers?-sneakers, always22) do you go to the gym?-nah, I do all my workouts at home23) describe your dream date. -the stars are out. The air is a bit chilly, but not too cold. We came out here to look at the land in its true nature, either on a truck or on horses. We've made a fire to warm us, and have blankets and cocoa. Maybe there's a dog with us. We've probably eaten pizza at some point. In the morning our backs are wet with dew and we make coffee24) how much money do you have in your wallet at the moment?-idk like 20 bucks and gift cards to Starbucks, GameStop, and the local movie theatre25) already done!26) how many pillows do you sleep with?-like 6+27) do you have a job? What do you do?-art, school, and cadet stuff is my job28) how many friends do you have?-I have like 3 really close ones, but I know allot of others29) what's the worst thing you have ever done?-I've never broken laws or anything, but I've lied before and that feels really wrong30) what's your favorite candle scent?-anything with cinnamon 31) 3 favorite boy names-(I have tons but,,,) Nolan, Atticus, Leo or Marlow probably,,, Wren??32) 3 favorite girl names-(same here) ANYTHING THAT RELATES TO BIRDS PROBABLY 33) favorite actor?-hdjslw criss pratt 34) favorite actress?-I LOVE THEM ALL35) who is your celebrity crush?-I had a really big crush on Lee Pace for a long ass time36) favorite movie?-I can't choose,,, I can't (the entire planet of the apes series)37) do you read allot? What's your favorite book?-I used to read 24/7, but school has stopped me from that. My favorite series is the 7 realms series or animorphs!38) money or brains?-why not both? Jk, totally brains39) do you have a nickname? What is it?-I am known as meggo the ego, megatron, pookie, and more 🙃40) how many times have you been in the hospital?-for myself? Just a couple41) top 10 songs-I refuse to choose. I love far too many. 42) do you take any medications daily?-nah43) what is your skin type?-tans easy, scars easy, rarely burns. It used to be really dry but I've started taking care of myself. 44) biggest fear?-moths. I hate them. Or something deep and personal like all those that I love suffering and dying, but I don't think about that. Nah45) how many kids do you want?-between 1 and 3. I might foster more than that. 46) what's your go to hairstyle?-I wash it. And then comb it. That's it. (Long live short hair)47) what kind of house do you live in?-a small one with a big yard48) who is your role model?-I have a few, but my mom is first. Then it's other adults I know like a couple local officers and my uncle. After that? Io Tillet Wright 49) already done!50) what was he last text you sent?-it was texting a guy about doing art for his band 51) how old were you when you found out Santa wasn't real?-I have no idea. I think past 8 tho52) what is your dream car?-big. Sturdy. Can drive through any weather and bullets can't penetrate it. Vroom vroom. It's basically the presidents car53) opinion on smoking?-it is nasty and will kill you do not do it54) do you go to college?-I'm still in high school but I take a psych class over at my community college 55) what is your dream job?-CHP officer, possibly a K9 or equestrian unit. That or an air force pilot and then something in space 56) would you rather live in a rural area or the suburbs?-rural. But if I have kids that might be different57) do you take shampoo and conditioner bottle from hotels?-no but I use it when I'm there58) already done!59) do you smile for pictures?-Ye60) how many pictures do your have on your phone?-2,35361) already done!62) do you still watch cartoons?-they're what I prefer63) do you prefer chicken nuggets from Wendy's or McDonald's?-I,,, don't like chicken nuggets64) favorite dipping sauce?-the butter garlic stuff from little caesars 65) what do you wear to bed?-large shirts give or take a pair of sweatpants. Sometimes just underwear66) have you ever won a spelling bee?-I don't think I've ever participated in one67) what are your hobbies?-riding horses, art, cadet stuff68) can you draw?-yeah. I actually do it allot. 69) do you play an instrument?-the only thing I ever learned to play was the xylophone 70) what was the last concert you saw?-wheezer and panic! At the disco71) tea or coffee?-I am sustained by coffee (but I like tea too)72) Starbucks or Dunkin' Donuts?-Starbucks 73) do you want to get married?-I do! It's not my main focus tho74) what is your crushes trust and last initial?-YALL THINK UR SLICK NAH MAN. I HAVE PEOPLE THAT FOLLOW ME THAT WILL KNOW. 75) are you going to change your last name when you get married?-maybe. It just depends. 76) what color looks best one you?-what is,,, fashion?77) do you miss anyone right now?-yeah :/78) do you sleep with your door opened or closed?-IT IS CLOSED AND WILL STAY CLOSED. 79) do you believe in ghosts?-yes. Yes, yes, yes. 80) what is your biggest pet peeve?-people who eat noisily 81) last person you called?-...my mom82) favorite ice cream flavor?-variations of chocolate 83) regular Oreos or golden Oreos?-regular, of course 84) chocolate or rainbow sprinkles?-rainbow ❤️💛💚💙💜85) what shirt are you wearing?-a cal fire shirt that my mom had when she was a firefighter86) what is your phone background?-... the starship enterprise 87) are you outgoing or shy?-mostly outgoing but I'm p laid back 88) already done!89) do you like your neighbors?-the only neighbor I have is my cousin. He's my least favorite cousin. 90) do you wash your face?-yeah, but just with water unless I'm in the shower. I usually wash it in the morning if I'm tired and at night before I go to bed91) have you ever been high?-no sir I am a law-abiding minor 92) have you ever been drunk?-no sir I am a law-abiding minor93) sat thing you ate?-soup. I have a cold. 94) favorite lyrics right now? -uhh,,, you know around 2 minutes into rolling stone by falling in reverse? Yeah. Or all of either closer or sing me to sleep95) summer or winter?-summer has more free time!96) day or night?-I like both for different reasons! In summer I definitely like night more though. 97) dark, milk, or white chocolate?-I love milk chocolate and also like dark chocolate but white chocolate rose from hell in order to be eaten98) favorite month?-uh,, I,, don't know99) what is your zodiac sign? -Leo!100) who was the last person you cried in front of?-I cry in front of no one (my mom probably)THERE I FINISHED IM SO SORRY TO WHOEVER READS THROUGH THIS

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[toomanysurveys9]

my brain needs a break... everything is bad.

Could you be friends with someone who was exactly like you? i mean. i guess so. it would probably be a pretty boring friendship since i don’t talk much.

Is something expensive better than something made with love? nine times out of ten i would rather have something made with love than something expensive.

When was the last time you lied? i don’t remember, to be honest.

What do you think of stealing? i think it’s wrong...

If you could be told when you were going to die, would you want to know? probably not. because then i would be way too focused on that rather than the important things in life. like family.

What would you do in case of the zombie apocalypse? try my hardest to survive, and keep my babies alive and protected.

If you died right now, what would be your biggest regret? not traveling more. and not getting to see my babies grow up.

Are you happy with the way this last week has gone?

no. this week has been shit. jacob’s aunt gail was murdered in her apartment at a senior living facility yesterday. over grilling. because when her and her boyfriend would grill, it would go into this 76 year old man’s apartment. evidently that is enough to take someone’s life over. he also murdered her boyfriend who was with her, and shot the receptionist. the receptionist is in critical condition but expected to make it. jacob’s grandma, which is his aunt’s mom, also lives in the apartments. just a floor above. his aunt and i weren’t on great terms with each other because of the whole michelle thing. and she would start things on facebook with me every so often for awhile. but they were starting to improve with her. she would bring grandma kelly to our events, like when eliana was born and wyatt’s second birthday party. they were getting better... i still keep hoping we’re gonna get a phone call saying someone just really messed up and it wasn’t her. but i know that’s stupid. cindy (gail’s sister) was on the phone with her when it happened. she heard her scream. heard the phone fall. i can’t imagine.

What do you believe was your greatest achievement?

graduating college. i was the first, and only so far, in my family to do that.

What have you learned from pain?

sometimes it gets better and goes away completely. other times.. it might get better but never goes away..

Do you believe in freedom?

kind of, i guess.

Would you ever take a job you hated just to get money?

i have done that before, and would do it again. anything to support my babies.

Lately, have you felt rushed or bored with things?

not really..

What was the last text or IM you sent?

it was a text to jacob about phe. she is growling at the kids and cocoa when they go anywhere close to her. whether she is eating or even laying on the couch. i don’t get it. no one has done anything to her... i make sure the kids are nice to her.. i always watch them with her... she just seems to be getting more and more aggressive. and i have no idea what to do about it.

How much TV do you watch in a week?

not too much lately. it’s been off for almost a week though.

When you help someone, do you ever think, “What’s in it for me?”

no. pretty much never.

Are you joyful right now?

no. i am not. i’m sad. and stressed. and i just want everything to magically be better.

Do you know the difference between living and simply existing?

yeah. i do.

If your life was a novel, what would the title be? i have no idea. probably something about being a mom. or an introvert. maybe a hufflepuff. lol.

Could you picture any celebrity playing you in a movie? no. i could not.

How old would you be if you didn’t know how old you are? i’m not sure. probably like 30. lmao.

What is the one thing you’d most like to change about the world? i wish healthcare was more affordable. and i wish we did more to care for the planet. do some things to fix the damage we’ve done.

If a human life span was 20 years, would you live differently? probably.

Do you think you have a lot of control over your life? not really. before i turned 18, my parents controlled it for the most part. and now that i’m 25 and married, jacob seems to control it more for the most part.

Are you more worried about doing things right or doing the right thing? doing the right thing.

Would you rather have the cookie or the cream of an Oreo? both together, dipped in milk. i don’t really like the cookie or the cream by itself. What’s something you know you do differently than most people? i honestly don’t know. What is the simplest way to make you happy? just giving me time with my family. Right now, what’s holding you back? i don’t know. finances. myself.

Would you rather lose all of your memories or never be able to have more? this is hard. ashley (my sister) can’t recall a majority of her past memories, and also doesn’t really make new ones. every day is a clean slate kind of thing. and losing either seems like it would suck.

Is there someone you could just smile at and be content with? yeah.

When was the last time you had deja vu? i honestly don’t remember.

Who would you like to visit more than anyone? leslie. i need to get down to her sometime soon.

What would you do differently if no one would judge you? i don’t know.

When was the last time you noticed the sound of your own breathing? i don’t know.

Would you ever adopt a child? we are pretty content having two kiddos right now. but i do want to be a foster parent some day. and who knows what the future holds.

Could you change to suit someone else’s needs? i guess i have before.

If you could be in a Disney movie, what would it be? hm. i’ve always like beauty and the beast.

If you could view the Earth from above, would you be disappointed? probably.

Is there something you just cannot get out of your head? there’s a lot i can’t get out of my head lately.

Do you get jealous of people with fancy things? not really.

When was the last time you ate? this morning. i had a bowl of honey bunches of oats.

Have you ever felt like you just weren’t good enough? all the time.

Would you rather wear really girly or really masculine clothing? eh. neither. somewhere in the middle. i guess if i had to choose, i would pick girly though.

Is there someone you find incredibly attractive? my husband. Do you ever get entertained by the simplest things? sometimes.

When was the last time you just stared into space? today.

Could you pick one outfit to wear for the rest of your life? probably not.

What is the most amount of money you could possibly spend in a day?

i don’t know. it depends. if i’m shopping for jake and the kids, i could potentially spend A LOT of money. if it’s for myself, it’s more of a struggle.

Do you really give a fuck about what people say?

to a certain extent, sure.

Do you tend to be curious or share your own opinion?

be curious.

Ever remembered a nightmare?

unfortunately.

Is there a song from a genre you hate that you can actually stand?

probably. i can’t think of anything specific right now though.

What do you feel like doing right now?

going on a drive.

If you could make anything glow in the dark, what would it be?

i don’t know. the only thing i can think of is eliana’s pacifier, and some are glow in the dark.

Do you really like the food at fast food places? honestly, not too much.

Don’t you hate those people that can just eat as much as they want? i don’t hate them.

Have you bothered to think of the future lately? i’ve been thinking about the future a lot lately.

Would you rather have stars in the sky or the moon? stars are so pretty.

If you could choose your phone number, what would it be? i don’t know. i’m fine with what they give me.

Would you rather be somewhere familiar or get lost? familiar. i don’t enjoy being lost.

Are you afraid of what you do not know? i guess so. some things at least.

Is there something you are always interested in? a few things.

What are people always saying to you? that i’m a good mom.

What did you last hear that made your jaw drop? the last thing that completely shocked me was finding out that jacob’s aunt gail had been murdered.

Do you have a question for anyone right now? not currently.

Do you like buffet restaurants? never again will i go to a buffet probably. they’re pretty gross.

Is there something you always order when you go out to eat somewhere? i guess at most places i have a specific thing i always order.

Do you mainly live by the moon or the sun? i don’t know.

When was the last time you felt like you were starving? yesterday.

Would you ever dye your hair all the colors of the rainbow? nope.

Do you miss childhood at all? i mean. kind of.

What has made you laugh lately? my babies.

What drives you absolutely crazy? when all the littles are screaming at the top of their lungs. If a Miley Cyrus song was playing in a store, would you leave? no. that’d be a stupid reason to leave.

Do you like listening to music on speakers? yeah.

Ever feel paranoid? yeah. that’s a pretty often emotion.

Have you ever actually discovered someone watching you?

no.

What would you do if you found an inappropriate picture of yourself online?

i’d freak out and be pissed off.

What do you think of Facebook?

i use it. it’s nice because it helps keep in touch with some people a little easier. but there is so much drama and bullshit on it.

Do you like extra butter on your popcorn?

not especially. i’m good with the normal amount.

Would you rather have Junior Mints or Reese’s?

reese’s all the way. i’m not a fan of minty things.

Do you still use CDs? not really. every so often i do.

Have you ever taken a polaroid? a long, long time ago.

Do you wish you could live in the past just to see what it was like? eh. i’m alright where i am.

Ever felt like you just didn’t belong in this place? yeah.. What was the last thing you learned? i don’t really know.

Have you ever avoided going to the bathroom because you were busy? yeah. more than once. Do you have anything underneath your bed? nope. our bed is stacked on top of another bed.

Would you want a walk-in closet? i mean. sure. although we don’t have that much clothing. well, i guess jake does.

Do you like coffee at all? i prefer iced coffee.

When was the last time you felt pressured?

a couple days ago. jake kind of pressures for sex a lot. because i’m always exhausted from taking care of our littles 24/7.

Would you rather have your hair straight or really curly? curly seems to be a pain in the butt. when i was little, i had crazy curly hair. so i think i’m going to go with straight hair.

Do you use any products on your hair? nope. i don’t care enough for all that.

What is the longest shower or bath you have ever taken? like... thirty minutes or so.

Still play with any childhood toys? not really.

Would you rather sleep with a sheet or a blanket? blanket usually.

When was the last time you were in physical pain? i don’t remember.

How many times have you broken a bone? none.

Do you have a preference of chocolate? milk chocolate.

Have you ever thought anything was evil? i’ve thought some people were.

Could you make a statement about anything political? i could but i’m not going to.

What is something useless that you love to do? i don’t know. surveys i guess.

Do you have a favorite author?

i have a few.

Know anything about your family history?

yeah. i know quite a bit about it. but there is a lot more i could learn too.

Have you ever been scared of something foolish? oh, for sure.

What do you think of bejeweled things? for me, i generally don’t like them. but i don’t have any real opinion about them.

Do you own anything “designer?” nope. Do you ever stop and appreciate little things? i think so.

If you had to draw your life, what would it mainly include? my kids. jacob.

Is there something that just draws you in like a moth to a flame? not really.

Is there anyone you’d like to hug right now? jacob.

Could you ever picture someone writing a biography about you? lmao. no. it’d be pretty boring.

If you had a few wishes, would you give one to someone who needed it? of course. Have a lucky clothing item? i do not.

What makes you feel more carefree than anything else? nothing.

And finally, who do you just adore right now, regardless of anything else? my kids and husband.

[themoneybuff-blog]

How to be happy and lead a meaningful life

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Overcoming fear is one part of living life without regret. You do that by being open to new people and new experiences, and by acting even when youre afraid. Another aspect of a rewarding life is learning to find happiness in your daily existence and building upon that happiness to construct a meaningful life. Today, in the second part of this limited series on mastering your life, I want to share what Ive learned about how to be happy. More than two thousand years ago, the Greek philosopher Aristotle wrote, All knowledge and every pursuit aims atthe highest of all good achievable by action. And what is that good? Both the general run of men and people of superior refinement say that it is happiness, and identify living well with being happy. In the Nicomachean Ethics, Aristotle said that happiness is the meaning and purpose of life, the whole aim and end of human existence. To some extent, a good life requires good fortune. Happenstance can undermine the well-being of even the most virtuous person. But Aristotle held that ultimately happiness isnt a product of chance. You can allow misfortune to crush you, or you can choose to bear the blows of fate with nobility and greatness of soul. Although fate may play a role in your affairs, Aristotle believed that in the end, happiness depends upon yourself. Modern psychologists agree. The How of Happiness In The How of Happiness, Sonja Lyubomirsky shares the results of years of research into what makes people happy. Shes concerned with chronic happiness (as opposed to temporary happiness), with people who maintain an elevated sense of well-being over time. Based on her work, Lyubomirsky believes: About half of human happiness is biological. Each of us seems to have a happiness set point which accounts for roughly 50% of our level of contentment. Because this set point is genetic, its tough to change.Another 10% of happiness is circumstantial based on external factors. These include traits like age, race, nationality, and gender, as well as things like marital status, occupational status, job security, and income. Your financial situation is part of this 10% but only a part which means it accounts for a tiny fraction of your total happiness.The final 40% of happiness comes from intentional activity the things you choose to do. A huge chunk of contentment is based on your actions and attitude. You can increase your level of well-being through exercise, gratitude, and meaningful work. Because circumstances play such a small role in your well-being and because many of your circumstances are unchangeable it makes more sense to boost your bliss through intentional activity, by controlling the things you can control while ignoring the things you cant. You cant wait for someone or something to make you happy. Happiness isnt something that just happens; happiness is a byproduct of the the things you think and say and do. Just as you ought to become a money boss to take charge of your financial life, you ought to become a happiness boss to take charge of your emotional life. Believe it or not, you can control your emotional responses. It just takes a bit of knowledge and practice. The Psychology of Optimal Experience For fifty years, psychologist Mihly Cskszentmihlyi (pronounced me-high cheek-sent-me-high-ee) has studied human happiness and creativity. Much of his work has focused on flow, which is his term for optimal experience. Heres how he describes flow: We have all experienced times when instead of being buffeted by anonymous forces, we [feel] in control of our actions, masters of our own fate. On the rare occasions that it happens, we feel a sense of exhilaration, a deep sense of enjoyment. Our peak experiences dont come during passive moments. Sure, we enjoy reading a book or watching Big Bang Theory or playing a videogame, but these arent the best moments of our lives. Instead, the best moments usually occur when a persons body or mind is stretched to its limits in a voluntary effort to accomplish something difficult or worthwhile. People are happiest when they forget their surroundings to focus on doing their best at something that challenges and interests them. In short, happiness is produced by total engagement in the pursuit of excellence. We can experience flow during activities as basic as riding a bike or as complex as building a bridge. Sometimes flow is achieved through physical activity. Athletes refer to this state as being in the zone. People achieve this state of bliss while climbing mountains, sailing boats, or swimming oceans. But even mundane activities like cleaning the kitchen or doing taxes can produce flow, if theyre done well. Peak experience also comes from mental pursuits. Many computer programmers become so engrossed in their work that time streams past like water. I experience flow while writing. Today, for instance, Ive been deeply engrossed in editing this article. As Im working, my mind is so active and so engaged that it almost feels euphoric. Im happy. I cant imagine wanting to be anywhere other than in front of my computer, writing about money. I am in a state of flow. For more on flow, spend a few moments to watch Cskszentmihlyis TED talk on how flow is the secret to happiness: [embedded content] To learn more, pick up a copy of his book, Flow: The Psychology of Optimal Experience. The Elements of Enjoyment

Ive found flow while hiking in the Andes. Ive experienced it while writing. Ive achieved it while making boxes in a factory, while preparing a speech, and while mowing the lawn (for real!). Though each of these activities was very different, they shared some commonalities that helped me get in the zone. This made me wonder: Can happiness be somehow be cultivated? Turns out, it can. During Mihly Cskszentmihlyis research into optimal experience, he discovered its possible for a person to gain control over the quality of their daily experience, to build enjoyment into even routine and mundane activities. His studies of diverse populations around the world have shown that our best moments contain at least one and often all of the following characteristics (some of which overlap): A challenging activity that requires skill. Flow occurs at the boundary between boredom and anxiety, when the challenge is just balanced with the persons capacity to act. To experience flow, you have to be doing something difficult but not too difficult.The merging of action and awareness. Because challenging tasks require full attention, people become so involved in what they are doing that the activity becomes spontaneous, almost automatic.Clear goals and feedback. The vast majority of peak experiences occur during goal-directed actions bounded by rules, such as playing chess, programming a computer, or climbing a mountain. (Or, in my case, mowing the lawn.)Concentration on the task at hand. To achieve optimal experience, you cant be distracted. You have to be absorbed in what youre doing. As you focus, order comes to your consciousness, which leads to contentment and joy. Fear and worry fade. You are fully present in the now. (This idea is the premise behind Eckhart Tolles massively popular The Power of Now.)A sense of control. During the flow experience, you feel in control or that you could be in control. More precisely, you arent worried that you might lose control, a state so typical of much of modern life. To achieve flow, you must believe that youre able to influence the outcome of whatever it is youre doing.The loss of consciousness. During a peak experience, you lose sense of who you are. You become one with your environment, a part of a greater whole. Youre no longer aware of yourself as an individual.The transformation of time. When youre in the zone, the passage of time is altered. In some ways, it slows minutes seem like hours. In other ways, it quickens hours seem like minutes. You lose track of the clock. This freedom from the tyranny of time [adds] to the exhilaration we feel during a state of complete involvement. That first point merits a closer look. To achieve flow, you have to find a balance between your abilities and the challenge of the task at hand. If what youre doing is too difficult for your current skill level, youll become anxious. If the task is easy and youre good at it, itll be a relaxing pastime. Heres a graphical representation of the flow model:

According to Cskszentmihlyi, The key element of an optimal experience is that it is an end in itself. You might need to complete the task youre working on for other reasons, but youd do it even if it werent required. Youre doing it not for some future benefit, but because the task itself is so rewarding. But heres the thing: Flow doesnt just happen. These optimal experiences can be encouraged and fostered. You can become happier by changing where you focus your attention. Garbage In, Garbage Out The objects and events around us exist in an objective world. They are what they are. Yet each of us experiences these objects and events in a different way. What happens outside must pass through the filter of your subjective mind before it enters your consciousness. You control what enters your consciousness (and, thus, what enters your awareness and memory). You and I go to the movies. We watch the same film in the same theater at the same time. You enjoy it. Youre wrapped up in the story and moved by the performances. I leave the theater unhappy. The kid in front of us coughed the whole time, I complain as we walk to the car. The seats were uncomfortable and the volume too loud. Plus, I dont like Nicholas Cage. We shared the same experience and yet we didnt. Consciousness corresponds to a subjectively experienced reality, Cskszentmihlyi writes in Flow. A person can make himself happy, or miserable, regardless of what actually happens outside, just by changing the contents of his consciousness. We choose what we experience, and we choose how we interpret those experiences. This idea can be challenging to people who possess an external locus of control, those who believe that their decisions and life are controlled by chance or fate or greater environmental factors. Cskszentmihlyi says that in order to achieve flow and happiness, we must actively create the conditions that lead to it. That means we must learn to direct our focus: [Happiness] is not the result of good fortune or random chance. It is not something that money can buy or power command. It does not depend on outside events, but, rather, on how we interpret them. Happiness, in fact, is a condition that must be prepared for, cultivated, and defended privately by each person. People who learn to control their inner experience will be able to determine the quality of their lives, which is as close as any one of us can come to being happy. The shape and content of your life depends on how you use your attention. People who master what happens in their heads tend to be happier than those who dont or wont. While we are thinking about a problem we cannot truly experience either happiness or sadness, writes Cskszentmihlyi. Therefore, the information we allow into consciousness becomes extremely important; it is, in fact, what determines the content and quality of life. The bottom line? Garbage in, garbage out. If you allow yourself to think negative thoughts, your experience will be negative. If you want a positive experience, you have to accentuate the positive in all that you see and do. We can make flow moments more common and become happier people by structuring our focus and attention to bring long-term improvements to the quality of our daily life. There are two primary ways to do this: Change external conditions.Change how you experience external conditions. Each strategy is sound. But one is generally easier than the other. Which path you choose depends upon the situation. Changing Your World Sometimes the best way to boost your happiness is by changing the world around you. Imagine, for instance, that youre sitting at home reading a book. Youre comfortable except for one thing: Youre warm. Very warm. An external condition is causing you discomfort. You could change the way youre experiencing this condition (by removing all of you clothes, say), but in this case it probably makes more sense to change the condition itself by lowering the thermostat. Or maybe youre sitting in a restaurant writing a letter. Things are fine except that the place is too noisy, which is distracting. Your best bet is to change locations, to change your environment. The trouble, of course, is that you have little control over the world around you. My girlfriend was born and raised in northern California. To her, thats the ideal climate. Shes lived in Portland for five years now, and she loves much about the city and the region. But she hates the climate. This is an external factor thats beyond her control. As hard as she tries, she cant make it rain less in Portland! (Francis Bacon once said, Nature, to be commanded, must be obeyed.) When you reduce the size of your immediate environment stepping from outdoors to indoors, for instance you make it easier to control external conditions. You cant reduce the outside air temperature, but you can cool a room or a building. Even then, exerting influence over your environment requires a great deal of effort and energy. Usually, the most effective way to boost your happiness isnt by changing external conditions, but by changing how you experience external conditions. Changing Yourself

Now imagine youre reading in the park. Its cold. The sun is out, but the air is chilly. You could head indoors, but youre enjoying the lovely day. The solution is to change how youre experiencing the world around you. Put on your jacket and some gloves. You havent altered your environment, but youve changed how youre experiencing it. Or maybe youre backpacking through Europe, staying in hostels and cheap hotels. Sometimes its tough to sleep because the walls are thin and theres nothing covering the windows. Light and noise threaten to keep you awake all night. Again, the best solution is to change the way you experience the external conditions. If you wear an eye mask and earplugs, you can rest comfortably despite the chaos around you. Most people recognize that they have limited power over their physical world, but many cling to the belief that they can change the behavior of the people around them. In reality, changing others can be nearly as difficult. Writing in How I Found Freedom in an Unfree World a book well discuss at length in part three of this series Harry Browne calls the idea that you can (or should) control what others do the Identity Trap. He writes: [You cant] assume that someone will do what youve decided is right. Youve decided it from your unique knowledge and interpretations; he acts from his knowledge and his interpretations. Youre in the Identity Trap when you assume an individual will react to something as you would react or as youve seen someone else react. If youre unhappy with somebody, there are two options. You can attempt to change the other person, or you can change how you interact with that person. Youre almost always better off changing yourself altering your expectations, accepting new premises than you are attempting to change the other person. Heres Harry Browne again: You could make everyone else be, act, and think in ways of your choosing if you were God. But you arent. So its far more useful to recognize and accept each person as he is and then deal with him accordingly. You cant control the natures of other people, but you can control how youll deal with them. And you can also control the extent and manner in which youll be involved with them. The paradox is that you have tremendous control over your life, but you give up that control when you try to control others. For the only way you can control others is to recognize their natures and do what is necessary to evoke the desired reactions from those natures. Thus your actions are controlled by the requirements involved when you attempt to control someone else. People suffer a great deal of unhappiness because they assume that everyone wants the same things or that they should want the same things. But each person is different, with her own knowledge, experience, preferences, and attitudes. You can improve your quality of life by either changing your environment or by changing how you interact with your environment. Both strategies have their place, but one is generally much easier and more effective than the other. In most cases, its difficult or impossible to change the world around you. Attempting to do so simply leads to frustration and unhappiness. But its almost always possible to change how you perceive the world around you. In fact, its this ability that contributes most to day-to-day contentment. Permission and Control As children, were conditioned to ask permission whenever we want to do something. You need permission from your parents to leave the dinner table or to go outside and play. You need permission from your teacher to use the bathroom. Even as adults, we feel compelled to request permission. You need permission from your boss to leave work early. You need permission from your spouse to grab drinks with your friends instead of weeding the garden. You need permission from the city to build a shed in the backyard. As a result, most of us have developed an external locus of control. That is, we subconsciously believe we need permission to do anything. In personality psychology, the term locus of control describes how people view the world around them, and where they place responsibility for the things that happen in their lives. Though this might sound complicated, the concept is actually rather simple. If you have an internal locus of control, you believe that the quality of your life is largely determined by your own choices and actions. You believe that you are responsible for who you are and what you are.If you have an external locus of control, you believe that the quality of your life is largely determined by forces beyond your control, by your environment or luck or fate. You believe that others are responsible for who you are and what you are. Most people respond to the system of rewards and punishments that has evolved in the culture that surrounds them. If your culture prizes material gain, wealth becomes important to you. If it emphasizes familial relationships, family becomes important to you. But when you live like this when you make decisions based on your social environment the only happiness you can obtain is fleeting. As a result, many people suffer some degree of angst, of anxiety or dread. Is that all there is? we wonder, when we pause to reflect upon our lives. Isnt there something more? There is something more. Lasting happiness can be achieved, but not by being a puppet whose strings are pulled by situation and society. To achieve long-term happiness (and meaning), you have to develop the ability to find enjoyment and purpose regardless of your external circumstances. You have to create a system of internal rewards that are under your own power. If youre unhappy, nobody else can make things better for you. You must make things better for yourself. Focus on the things you can control, and use that control to fix the other things that are broken. In this way, youll gradually gain confidence and greater control of your future well-being. You live in a world of your own design. You have the power to choose. You create your own certainty. Life as you want to live, and do so without regret. Give yourself permission to do so. Caveat: Its okay to seek happiness by changing jobs or moving to San Diego. Its not okay to steal your neighbors television or to drive on the wrong side of the road. Remember the Golden Rule. Enjoy your life without diminishing the ability of others to enjoy theirs. Becoming Proactive Julian B. Rotter developed the locus of control concept in 1954 as part of his social-learning theory of personality. Stephen R. Covey popularized the idea in 1989 with his best-selling The Seven Habits of Highly Effective People. Like Mihly Cskszentmihlyi, Covey believes that we filter our experiences before they reach our consciousness. Between stimulus and response, he writes, man has the freedom to choose. Our self-awareness, imagination, conscience, and independent will give us the power to select how well respond to each situation in life. Covey says there are two types of people: proactive and reactive. Proactive people recognize that theyre responsible for how they respond to outside stimuli. In Rotters terms, they have an internal locus of control. They dont blame circumstances, conditions, or conditioning for their state. They believe their existence is largely a product of personal choice derived from personal values.Reactive people believe their condition is a product of their physical and social environments. They have an external locus of control. Their moods are based on the moods of others, or upon the things that happen to them. They allow the outside world to control their internal existence. To illustrate the difference between proactive and reactive people, Covey discusses how we focus our time and energy. We each have a wide range of concerns: our health, our family, our jobs, our friends; world affairs, the plight of the poor, the threat of terrorism, the state of the environment. All of these fall into what Covey calls our Circle of Concern. Within our Circle of Concern, theres a subset of things over which we have actual, direct control: how much we exercise, what time we go to bed, whether we get to work on time; what we eat, where we live, with whom we socialize. These things fall into what Covey calls our Circle of Influence, which sits inside our Circle of Concern.

According to Covey, proactive people focus their efforts in the Circle of Influence. They spend their time and energy on things they can change. This has two effects. First, proactive people actually do affect change in their lives; and as they do so, their Circle of Influence expands. On the other hand, reactive people tend to focus on their Circle of Concern. They spend their time and energy on things theyre unable to influence (or can influence only with great difficulty). They try to change other people, to correct social injustices, to shift thought patterns of states or nations. Their efforts are largely frustrating and futile. Whats more, as they focus on their Circle of Concern, their Circle of Influence begins to shrink from neglect. Any time you shift your attention from your Circle of Influence to your Circle of Concern, you allow outside forces to control you. You place your happiness and well-being in the hands of others. If you dont act for yourself, youre doomed to be acted upon. But what about about luck? Arent there times when we really are at the mercy of the world around us? Of course. But our responses are always our own. Eleanor Roosevelt said, No one can hurt you without your consent. Covey agrees: Its not what happens to us, but our response to what happens to us that hurts us. Of course, things can hurt us physically or economically and can cause sorrow. But our character, our basic identity, does not have to be hurt at all. In fact, our most difficult experiences become the crucibles that forge our character. Shit happens. Shit happens to everyone. Ultimately, who we are and what we become is determined not by the shit that happens to us, but how we respond to that shit. Remember Reinhold Niebuhrs famous serenity prayer: God grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference. Most people are reactive. Its likely that youre reactive too at least to some degree. Dont fret. Im reactive also. But with time and effort, Ive managed to shift from an external locus of control to one thats primarily internal. You can too. Focus on the things you can control. Use that control to remove constraints and complications from your life. Strengthen and stretch your Circle of Influence. This is the only path to changing your Circle of Concern. You have no control over the hand youre dealt, but you can choose how to play the cards. Exercise: Heres a simple idea from Seven Habits. For thirty days, commit to working only on your Circle of Influence. How? Keep your commitments, to yourself and others. Dont judge or criticize other people, but turn your attention inward. Dont argue. Dont make excuses. When you make a mistake, accept responsibility and fix it. Dont blame or accuse. When you catch yourself thinking I have to or If only, stop yourself and choose to reframe the thought in a more positive light. As far as possible, accept responsibility for your circumstances, actions, and feelings. The Search for Meaning Victor Frankl was an Austrian psychiatrist who survived the Nazi death camps during World War II. The extreme suffering and harsh conditions caused many inmates to lose their will, to welcome death. To be sure, prisoners often had no control over whether or not they died. But Frankl observed, A man can, even under such circumstances, decide what shall become of him mentally and spiritually. He may retain his human dignity even in a concentration camp. When treated like an animal, Frankl said, a person can choose to be an animal or she can choose to be brave, dignified, and unselfish. According to Frankl, the way in which a man accepts his fate and all the suffering it entailsadd a deeper meaning to his life. In the classic Mans Search for Meaning, Frankl states his thesis thus: Everything can be taken from a man but one thing: the last of human freedoms to choose ones attitude in any given set of circumstances, to choose ones own way. Frankls experience served as a crucible for his theory of personality development, which he called logotherapy. Before him, Alfred Adler had argued that people possessed a Nietzschean will to power (more here), and Sigmund Freud had argued that were all motivated by a will to pleasure (more here). Frankl, on the other hand, believed that humans are born with a will to meaning, a fundamental need to discover their purpose in this world. The three basic tenets of logotherapy are: The search for meaning is the primary motivation in each of our lives. This meaning is unique and specific to each individual. (Frankls philosophy is one reason I ask Get Rich Slowly readers to do is create a personal mission statement.)Life has meaning under all circumstances, even the most miserable ones. What matters most isnt the meaning of life in general, but the meaning of each persons life in each moment.Humans are self-determining. That is, we dont just exist, but choose what our existence will be. We have freedom to find meaning in what we do and what we experience or at least in how we respond to each situation. Frankls argument that youre always free to choose your attitude is echoed in Mihaly Csikszentmihalyis statement that how we feel about ourselves, the joy we get from living, ultimately depends on how the mind filters and interprets everyday experience. It also echoes Johnstones Impro: People with dull lives often think their lives are dull by chance. In reality everyone choose more or less the kind of events that happen to them.

Accepting responsibility for your own fate and attitudes can be uncomfortable and intimidating. Theres a kind of solace when you can attribute your situation to the winds of fate, the whims of the gods, or the inner workings of the universe. But recognizing that youre a free agent can be liberating too. When you take matters into your own hands, you shed your fears, create your own certainty, and discover that youre freer than you ever imagined possible. If you struggle to know what youre life is about, youre not alone. I get email all the time from folks who are stumped about what it is they want to accomplish. They know they dont like how things are going, but theyre not clear on just what they should do to make things better. To finish this discussion of meaning and happiness, Im going to share three exercises designed to help you find direction. (If youve read my stuff at Get Rich Slowly before, youll probably recognize one of these. Thats okay. If you still need help finding your purpose, you should work through it once more.) First up, lets talk about how to prioritize how you currently spend your time. Your Big Rocks You lead a busy life. There never seems to be enough time to do the things you really want to do, the things that make you happy. Youre too preoccupied with work, errands, and other demands placed upon you by the outside world. In Work Less, Live More, Bob Clyatt argues that you can make time for the important stuff. The secret, he says, is to prioritize, and he offers an analogy. (Ive learned recently that this idea might have originated with Stephen R. Covey in his book First Things First.) Heres how it works: Imagine you have a jar. You want to fill this jar with some rocks and some sand. Whats the best way to do it? One way is to add the sand to the jar first and then add the rocks. If you did this, however, youd quickly find that its impossible to make everything fit. With a layer of sand at the bottom of the jar, theres no room for the rocks.On the other hand, if you begin by putting the rocks in the jar, when you pour in the sand it will sift downward to fill in the gaps and the cracks between the rocks. Everything fits. Heres a video that demonstrates this idea in action: [embedded content] This same principle applies to your personal life. You can achieve well-being by prioritizing the Big Rocks in your life. This may sound elementary, and you may be tempted to ignore this advice. Dont. This one idea revolutionized my life. It made me happier and more productive. By focusing solely on the things that were most important to me by making room for the Big Rocks I was able to reclaim my life and time. A few years ago, after first reading about this idea, I sat down and drafted a list of the things that were most important to me. I decided that my Big Rocks were fitness, friends, writing, Spanish, and travel. If these werent in my jar, I wasnt happy. So, I made sure to squeeze these in before anything else. Once these rocks were in place, once these things were on my calendar, then Id fill the remaining space with the sand television, email, errands, and so on. Because of this simple exercise, I got lots more done and had a better time doing it. Who Are You? and What Do You Want? In order to get things done, to be productive, to achieve greater meaning and happiness in your life, you need to make sure youre spending more time on the big rocks and less time on the sand of everyday life (such as errands and email). But how can you determine which things are important? George Kinder is a Certified Financial Planner. Unlike many CFPs, Kinder isnt just about the nuts and bolts of money. He moves beyond the numbers in an attempt to address the goals and values of his clients. Without life planning, he says, financial planning is like using a blunt instrument on the organism we call the human being. Near the beginning of his work with each client, Kinder challenges her to answer three questions. These questions are designed to lead the client deeper and deeper into her desires until they reveal her goals and values, the things that bring her meaning and purpose. Kinder shared these questions in his book, The Seven Stages of Money Maturity. Your next task is to set aside half an hour to answer Kinders questions as honestly as possible: Imagine youre financially secure. You have enough money to take care of your needs, both now and in the future. How would you live your life? Would you change anything? Let yourself go and describe your dreams. What would you do if money were no object?Now imagine that you visit your doctor. She reveals you only have five to ten years left to live. Youll never feel sick, but youll have no notice of the moment of your death. What will you do in the time you have remaining? Will you change your life? How will you change it? (Note that this question does not assume unlimited wealth.)Finally, imagine your doctor shocks you with the news that you only have 24 hours to live. Nothing can be done. At this time tomorrow, youll be dead. What feelings arise as you confront your mortality? What did you miss? Who did you not get to be? What did you not get to do? Answering the first question is easy (and fun). There are many things wed do if money were no object. But as the questions progress, theres a sort of funnel. They become more difficult to answer, and there are fewer possible responses. Life planning is all about answering that final question. Note: If youd prefer, you can download a free PDF with a similar exercise that I used in the Money Boss crash course: Your Personal Mission Statement. Someday, Ill update that for Get Rich Slowly. According to Kinder, the third question usually generates responses that follow five general themes: Family and relationships. Ninety percent of responses to the final question contain this topic.Authenticity or spirituality. Many responses involve leading a more meaningful life.Creativity. Surprisingly, a large number of respondents express a desire to do something creative: to write a science-fiction novel or to play guitar like Eric Clapton.Giving back. Further down the list are themes about giving back to the community, about leaving a meaningful positive impact.A sense of place. A fifth common theme (though nowhere near as prominent as the top three) is a desire to have some connection with place: a desire to be in nature, to live someplace different, or to help the environment. Kinder says that some people the facts and figures people look at the life-planning process and ask, What does this have to do with money? It has everything to do with money. When you understand what you want to do with your life, you can make financial choices that reflect your values. All of these questions and the entire life-planning process are meant to cause the participant to ask herself, Who am I as a person, stripped from what I do as a job every day? Is it possible to derive meaning and satisfaction with this stripped away? Inevitably, the answer is yes. Your Lifeline Heres a third and final exercise, which I picked from my friend Jim Collins. Youre going to create a graphical representation of your life past and future. Before we start, grab a piece of paper and a pencil. Ready? Great! Heres how this works. Step one. With the paper in landscape mode (wider than it is tall), place one dot on the center of the left side. Place a second dot on the center of the right side. Draw a line to connect the two dots. Your page should look something like this:

Step two. For the next step, youll need to do some guesswork. Based on what you know of your health and your family history, estimate how long youll live. I know theres no way to be sure you could be hit by a truck tomorrow, or maybe next week scientists will find the secret to living 1000 years! but do what you can to best guess the date of your death. (If you need help, try one of the many on-line longevity calculators, such as the one at livingto100.com.) Once youve calculated your projected date of death, write it below the right-most dot. Example: As my long-time readers know, the men in my family dont live long. In fact, they often die on or around their fiftieth birthdays. Also, for strange reasons known only to the universe (or god), many of my family die on or around Independence Day. Thus, I often say that I expect to die on 04 July 2019, when Im fifty. This may sound morbid, but I like to think of it as hedging my bets. I hope to live longer, but Im fully prepared to have a short life.

Step three. Below the left-most date, note your date of birth. On your paper, youve created a visual representation of your lifeline.

Step four. The next step requires a bit of math. Youre going to add a third point to your lifeline, a point that represents today. Today will fall on a different point on the line for each person. To find the proper place for you, divide your current age by your expected lifespan. For instance, Im 45 and expect to live until Im 50. For me, the point representing today is located about 10% from the right side of the line. If youre 20 and expect to live until youre 80, your today point would be about one-quarter of the way in from the left. And so on.

Step five. Finally, choose a handful of major events from your life and place them on the lifeline in (approximately) the appropriate location. You might choose to list your first day of school, your wedding date, or the birthdates of your children. Add three to five major events to your lifeline. Example: On my lifeline, Ive included these key events: Writing The Meanest Inchworm in third grade, which was the first clue that Id one day become a writer. Getting married. Writing my first blog. Selling Get Rich Slowly. Re-purchasing Get Rich Slowly.

Your lifeline is now complete. On the piece of paper before you, you have a representation of your life, both past and future. But before were finished, theres one final step Id like you to take. Using an eraser, a marker, or another piece of paper, mask everything on your lifeline that comes before today. Blot it out. Hide it. Make it go away.

All of the time before today is past and does not matter. What matters is the future: today and everything after. For folks like me, our projected futures contain just a small amount of time. Knowing that, I cannot wait to do the things that I want to do. If your projected future is short, you shouldnt wait either. Dont dwell on the past. You cant change it. Focus instead on making the best quality tomorrow you possibly can. On the other hand, if your projected future is long (say youre 20 and expect to live another 60 or 80 years), cultivate patience. Take time. Make smart choices. Do what you can to set yourself up for future success. And dont get down on yourself just because youve made a few mistakes in the past. The past is the past. Look how much tomorrow lies before you! For another take on this exercise, take a look at the life calendar from Tim Urban at Wait But Why. The Path to Purpose We covered a lot of material in this article. Lets review what weve learned.

You can improve the quality of your daily life by learning to focus your attention and choosing to filter your experiences through a lens of positivity. But while it might be simple to find happiness in a single day, it can be much more difficult to link a series of days into a meaningful whole. Still, just as we must be active agents in creating our own happiness, we must also take an active role to create meaning in our lives. Creating meaning involves bringing order to the contents of the mind by integrating ones actions into a unified flow experience, writes Mihly Cskszentmihlyi. To give meaning to life, to achieve this unified flow experience, you need a purpose an overall goal around which your lesser goals are clustered. The path to purpose is different for each of us. Exercises like those Ive shared here the big rocks, the three questions, and the lifeline can help you identify your personal purpose, but often this process requires many years of experience and soul-searching. Dont feel bad if you havent found your purpose. And be aware that it takes more than cultivating purpose to make meaning out of life. To make meaning, you must also forge resolve. You must take your goals seriously. If youre not willing to accept the consequences of the goals you set, or to put in the effort required to achieve them, those goals become meaningless. Curiously, it can often be easier to find meaning and purpose by limiting your options. The more choices we have, the more difficult it is to maintain our resolve. Commitment to a goal and to the rules it entails is much easier when the choices are few and clear, notes Cskszentmihlyi. When we can imagine only few opportunities and few possibilities, it is relatively easy to achieve harmony. Desires are simple, choices are clear. There is little room for conflict and no need to compromise. Because life is complex (and becoming more so every day), its vital to keep your psychic energy focused on the things that matter most. Exercising personal restraint and preferring simplicity can help you stay glued to your purpose, on your goals both big and small. Restraint and simplicity reduce the possibility of distraction. But restraint and simplicity arent enough. When life gets busy and you feel overwhelmed, you must do more than just simplify your environment. At these times, action and intensity become your allies. Harmony is restored to conscious indirectly not by facing up to contradictions and trying to resolve conflicting goals and desires, but by pursuing chosen goals with such intensity that all competition is preempted, writes Cskszentmihlyi. Action helps create inner order. Action cures fear; apparently, it also imparts purpose. The final piece to the making of meaning is self-knowledge, the process by which you sort through conflicting choices. Based on your personal history, preferences, and passions, you must filter the available options to select the goals that truly reflect who you are and what you mean to the world. Example: At any given moment, I have many options available to me. Do I want to write another book? Do I want to speak at a conference in India? Do I want to continue to write about money? Do I want to study Spanish? Do I want to travel more? Less? And so on. Most of these options are good (by which I mean theyre positive, both for me and for the world). Who I am and what my life means is a product of the opportunities I choose to pursue. Ultimately, its up to each of us to discover our lifes purpose though a combination of simplification, action, and self-reflection, by being true to who we are and what we believe, and be setting goals we find worthy of pursuing for their own sake. Shares 104 https://www.getrichslowly.org/how-to-be-happy/

[captainalwayslazycollectort-blog]

Best Car Insurance For ME?

"Best Car Insurance For ME?

I am nineteen years old, have a child, am married, and am in college. Does anyone have any recommendations on CHEAP car insurance? I plan on getting a used vehicle that I can pay cash for on the spot.

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I just purchased a 2000 Honda Prelude Type SH, and while I am prepared to pay the cost of a full insurance premium, I am wondering if there is any way around insuring myself as the primary driver of this vehicle, when in reality the driving will be split between my mother and myself. We have two 2001 Grand Prix's, both insured under RBC in my father's name, with my mother and myself on the policy as occasional drivers. So I suppose my question would be whether or not my father or mother can insure my vehicle and add me to the policy the same way I am on it for the other two cars?""

What should I do I hate insurance company?

This is frustrating I got involve an accident was going straight and suddenly a lady turned in front of me I could have ran into to her but I choose to go around and I wrecked my car to a fire pole she ddnt stop I spoke to geico they gonna fix my car as I had full coverage but they said they gonna analyse if my policy will increase or not at renewal cause they putting me at fault as there's nobody else to blame and the funny thing is that same thing happen to me a year ago I turned in front of a lady she could have went around but she ran right into me where the accident happen there was camera if I'm able to get them the videos to show that I didn't intentionally wreck my car would they take that in consideration ? Now they making me think bad like I should have run into her car and let her take the blame I could have get injured and probably everybody in her car? This is bs

Motorbike Insurance 600cc ~ 1000cc?

Iam 24 years old ( will do the bike test later this year ) I would just like a rough figure on what would it cost the insurance for these bikes. CB 600 hornet HONDA CBR 1000 KAWASAKI Z1000 KAWASAKI ER 650 YAMAHA R1 YAMAHA R6 Iam asking because iam abroad and i cant do the quotes else i would not loose time asking If someone could be kind enough to help out just with a near figure iwould gladly apreciate the help.

Will my insurance go up?

I recently got a speeding ticket and y parents are going to kill me. I need to know of my insurance will go up. I'm only 16 and we have State Farm Insurance and the insurance is liability. It is in the state of Tennessee. I really need to know if the insurance is going to come up or if I can just pay it of without my parents knowing.

Is Mercedes expensive to maintain?

im 18 just got myself first car 05 c320 4matic. my parents are paying for gas and insurance which is 350$ a month but i will pay for the car payments with a part time job and maybe repairs do you think it will be too much for me?

Car Insurance?

Is it normal for a car insurance company to send a questioner to it's clients who had an accident? They asked the same questions I told them on the phone and I had to get the form notarized to send in with my answers. They we're asking what time, where it happened, who was I with, did I ever file a claim before, and the last two pages had to do with fraud.""

How much will I have to pay mom for Insurance!?

Ok, my mom agreed with me to let me get on her car insurance because I'm under 25 and if I was to get my own insurance it would cost a fortune. She uses Drive Insurance through Progressive. She has a 2007 Ford Edge and I think she's paying 185/mth. I'm getting a 1999-2000 Pontiac Grand Am and I'm not getting full coverage insurance just half (I guess)..How much do YOU think it will cost for me? I live in Michigan if that helps.""

How can I get a liability insurance for my cleaning business?

I have called to a few insurance companies to get a general liability insurance, and I have been turned down, because I have barely any experience in the cleaning business. How then can I start and get an insurance at the same time? Do I have to lie to them and tell them that I have 10 years of experience?""

Will my car insurance be cheaper driving a 2007 corolla or a 2005 altima?

20.m.IL clean driving record

Driving my moms car and insurance coverage?

My mom's car has full coverage insurance on it. I am not added to her insurance as a driver because I only drive it once a month or so. If I ever got into an accident, will her insurance still cover her car?""

What is the average insurance costs for a food truck small business?

The truck would serve hamburgers and grilled sandwiches and would be operated by the owners (no employees). It would operate only part time during summer months (maybe 50k/yr revenue).

Getting homeowners insurance in florida?

I'm considering a move to Florida sooner or later, but I wanted to ask a quick question about insurance. I'm in Mobile, Al., and it seems the region has had some skyrocketing insurance costs, both premiums and deductables. A major factor in this is the hurricanes we've had in the past six years, give or take (Yes, i know there are more factors involving costs, the overall economy being no small part). In fact, many areas can't even get insurance in the first place, because no company will write a new policy. Does Florida have the same problem? In the past decade, the state has seen much more of its share of natural disasters than my home (my city hasn't had a direct hit from any of the major storms)""

Is insurance cheaper when you live in a built up area or in the countryside?

Is insurance cheaper when you live in a built up area or in the countryside?

Do you have life insurance?

Ok we have been married for 10 years with 2 small boys. My husband works, I don't. I think he needs disability insurance and life insurance just in case something happens to him. And maybe even life insurance on me and the boys to cover at least funeral costs.. He thinks it's a big waste of money but I think we should. Also, my sister asked me if I would take her boys if something happen to her and brother-n-law. I said of course!! She told me that I would then get XX amt. of money from her life insurance... She also stated it's in their will!! OMG do I need a will too. What do I need in this will. I don't want my kids in foster care so I should name some people who would care for our boys..""

Do rich people need health insurance?

I would prefer that wealthy people answer this question so that I get the facts and not theory. Anywho, I am wondering if rich people not only need health insurance, but, do they even carry it? I always think of insurance as a scam that doesn't live up to their end of the bargain if they think your going to cost too much, like a catastrophic health issue for instance.""

Afforable Health insurance?

I'm 19 years old, I work a part time job and I need health insurance. The cheapest I saw was Blue cross blue care and it was $95 a month and 30 copay. Is there anything cheaper I ...show more""

Best Car For Cheap Car Insurance?

I am looking for a used car that will be of good quality, reliability and value. In addition, I would like the insurance to be as low as possible. Any thoughts on specific models that meet these requirements?""

Cheapest car insurance?

I'm 17 and have only had my lisence a week. I need the cheapest car isnurance I can get with minimal coverage, I have a 98 Mitsubishi eclipse. Any ideas?""

Best Car Insurance For ME?

I am nineteen years old, have a child, am married, and am in college. Does anyone have any recommendations on CHEAP car insurance? I plan on getting a used vehicle that I can pay cash for on the spot.

I recently moved to Brooklyn and I need to find affordable car insurance for my car. Any suggestions?

I know car insurance in NY is not less expensive in general, but any suggestions would help.""

Do i need insurance for my drivers test?

Am 18 years old and im about to take my california drivers test in about two weeks i was checking everything to make sure i was in good condition.Then i read that i need to have proof of insurance witch is a problem because i do not have my license yet.So i ask my uncle if i could use his car he said yes and his car is insured, does he need to add me to his policy or am i good to take my test? Thank you""

Why don't republicans want Americans to have access to affordable health insurance?

Why don't republicans want Americans to have access to affordable health insurance?

I was speeding....what happens to my insurance rates?

I was going 65 in a 50 zone, at around 8 on new years day up near ocean city delaware. I had just been at my girlfriends bayhouse, so obvioiusly i was in a good mood,and there was nobody out on a highway. Then WHAM red and blue. It wasnt excessive speed or anything,so i assumed that i had a tailight out, but then he gave me a ticket. now what happens to my insurace? do i get points on my provisional license?do they revoke it?""

Anyone here have car insurance with a company called 'Ladybird'?

How much insurance do you pay and on what car?

Got a ticket for 30 over and have American Fam. Ins. 1st speeding ticket. Any insight on rate increase?

Aim a 23 year old male & this is my first ticket for speeding technically (I got a ticket 6 years ago for speeding but it was dismissed in court). I also totaled a car 7 years ago but that seems to be irrelevant now (I would think). I was sighted for going 75 MPH in a 45 MPH on interstate 670 in Columbus, Ohio (45 due to construction not in progress so fine was not doubled). The office stated to me that the traffic flow was moving well above the posted speed limit however I was moving a bit faster than the flow. My first question is should I take this to court and fight it (also hope the officer does not show) If the traffic flow was moving considerably over the posted limit then why wasnt any of the people ahead of my pulled over? Does anyone think this will stand in court or do you think the fact that I was going 30 over pretty much kill my defense? Also (since I believe I will have to pay) how much do you think my insurance rates will increase? Like I said I am a 23 year old male with 1 prior speeding ticket that was dismissed in court 6 years ago, totaled a car 7 years ago and received a ticket almost 3 years ago for peeling and squealing (which was BS). Any insight is helpful and thank you all for taking time to read my post and respond it means a lot.""

I just got my car but it needs a few things for it to be awesome how much will this cost me?

For my graduation present my dad got me a car! Its pretty cool and it runs well but it needs a few things for it to be to my liking, they arent needs just wants that i plan to pay for but i have no idea how much they would all cost. Ok so i can give u a good image in your head its a green Daewoo, Nubria and its year is 2000 so i hope with this info youll know how to answer my question. 1) Air conditioner. if u look at the inside you would see the air conditioner and u would think that if u turn it on it would work but it doesnt so i need to get that fixed especially in a state like ARIZONA where its always hot lol 2) New radio. I need one installed bcuz the one it has in there doesnt have sound and u need a code to use it. 3)Wheels and Rims. It has wheels but no rims and i kinda want new wheels lol whats a good size wheels for this type of car and what kind of rims should i buy is there rims for this type of car with the daewoo symbol? 4) Paint job. Ok so this is important my car is a dark green like spinach leaves lol i like it but it has white scratches all over the left and right side and the roof looks pretty worn out so i want it to be spray painted you know like in pimp my ride lol idk whats a good reasonable price for that but just write down a good estimate. 5) The front bumper. on your left side of the front bumper you know right below the headlites and the grill its broken and it dangals a little. Its perfect on the right side but scratched up quite a bit. So i want to get this old bumper off and install a new one. how do i go about doing that do i have to order the part or what exactly do i do keep in mind it doesnt have insurance yet but if it did could the insurance company do somehing about that? Ok so thats it thanx for reading and i want this answered in numerical order you know just line them up like this. 1) how much it would cost and a description or extra info i might need to know or consider 2) how much it would cost if i want a new modern radio like the one u can take off and put back on. 3) how much it would cost and all the general info 4) how much it would cost and give your opinion on a cool color to consider for this car 5) how much it would cost and how i would go about doing it Feel free to write as much as you need to on this to get the message across and remember exact prices are great but if u want u can give me estimates. thanx again for taking the time to read this. lol""

Insuring a VW Beetle?

i really want a red VW Beetle, the newer version, but not really new so it costs tons. I would be a 1st time buyer at 17/18 years old. what is the average price for that car and what does the insurance cost nowadays?""

What company has the cheapest basic auto insurance for Atlanta Georgia drivers?

Shopping for auto insurance for Atlanta Georgia. I'm looking for the lowest rate for basic coverage.

Your car is stolen insurance company declares write off then its found?

What happens when your car gets stolen so you report it to the insurance company after 30 days the car hasn't been found a couple of weeks later its found what happens?

Can i use my car insurance to drive my dads car?

i got fully comp insurance on my car, does my insurance cover me to drive my dads car?""

Where are the best Extended Auto Warranties Online - An Extended Auto Warranty that isn't too overpriced?

Where can I find an extended auto warranty online that is also good value? The one that came as standard with my car is very basic but their extended auto warranty plan is way overpriced. I'm now worried I'll have to pay out thousands in repair costs because something goes wrong with my car, conveniently just after the warranty expires. Is an extended auto warranty something I can get from an independant source?""

Will this progressive insurance claim raise my rates?

So I was driving along the turnpike here in Oklahoma the other day when I noticed a vibration I was pushing 70mph at the most in my 1998 ford ranger when i noticed this. my truck was valued by the claims adjuster at $5800 As the vibration continued I pulled over and slowed down right then I noticed and felt my tire tread from the rear drivers side fly out and do some damage to the bed the tire still had air in it but when i got out to look my tread had flown completely off along with some other truck pieces. The adjuster said more then likely the belt slipped or snapped or something along those lines the damage total was $2,695.00 less my $500.0 deductible the insurance will pay the remaining balance. it would have totaled out had the repair cost more the 50% of the value of the truck. Now my question will be tricky to answer because everyone has a different driving record I haven't filed a claim sense 2004 I hit a car ! guilty I have had speeding tickets but not sense 2007 I had one guy try and file a claim against me in 2008 he said i backed into him but he didn't carry insurance and had no proof and the claim was never paid out so I'm pretty sure my rates will go up come time for renewal I'm just trying to see by how much? can i call progressive would they tell me? do they even know???? I know that a lot of this depends on your claims trend. this is really the only claim I've filed in yrs and the 2nd one in 4 yrs with this company. that first claim never payed out either.. I'm a 26 yr old male if that helps any..... thanks everyone who contributes""

Cancelling Car Insurance?

Is it possible to cancel a car insurance policy within the first month (UK). My friend has written their car off within days of taking out an insurance policy (third party!). Bad luck or what? Can they cancel the car ins or do they have to pay all year?

Why do people say car insurance will be more expensive if you get a new car?

i have a ford taurus 1996 and i just ran a quote with the same insurance company am with now which is Geico for a 2011 Ford Taurus SHO and surprisingly the Ford Taurus SHO 2011 was cheaper by $200

How do you get what you need with no medical insurance?

Hello. I am 25, recently kicked my roomate (ex boyfriend) out of my apartment, and am having to switch jobs in order to make more money. The new job surprisingly offers decent health and dental, and I am going to get it asap. But as everyone knows, it takes a good long while. I am entering a new relationship and need to get on the pill so I can have sex without making babies lol. Does anyone know of any decent, somewhat affordable options?""

Got a ticket for no insurance?

An officer pulled me over for not using my blinker. He gave me a ticket for that and not having insurance. The problem is I have insurance, I just had an expired card in my car. I don't remember getting the knew ones in the mail and I had just forgotten about it. I know I pay my preimum every month because it is taken out of my checking account electornically. The officer didn't believe me. I even told him he could call my insurance company to verify. He refused to do so. I am very upset. He could have spent 5 minutes calling my company, instead I have to spend several hours going to court to get this cleared up. Is it true that officer doesn't have to call a company if he doesn't want to? Shouldn't it be a department policy that he verify insurance if someone asks him to?""

Is there anyway to get decent homeowners insurance at a cheap price?

My husband and are in the process of purchasing a small home. We are seniors living on a fixed income and have to watch every penny. We have two weeks to find the homeowners insurance and they all seem to be so high in price. Does anyone have any ideas how we find an affordable homeowners insurance?

What Car has Cheapest Car Insurance For 17 Year Old?

Looking for cheapest car insurance for a new 17 year old driver. What car is best? Any ideas?

Will the car insurance company pay for the damage or fix my car?

Ok I got into an accident with this lady today and it was all her fault. so my question is, is her insurance company going to pay me money to get a new car, or will they just fix it. the damage pretty bad, the engine makes some weird noises whenever i turn it on/off. what are some tips for not getting ripped off by the company? btw my car is 02 Honda accord. Thanks in advance""

My husband needs health insurance.?

My husband works full time but doesn't have insurance thru them. I'm pregnant and most outside health insurances won't cover him because his wife is expecting a baby. I want to know is his work health insurance any different. R they obligated to give him insurance reguardless if his wife is pregnant?;;

""Auto insurance question, need help!!?""

I have no idea about these questions, could someone explain them? Your neighbor has his own insurance policy with State Farm with the same coverages that you have with your Allstate Auto Policy. So when he says his insurance will cover an accident, you loan him your car. He promptly runs into a tree, causing $2,500 in damage to your car. How much will your insurance policy pay? A. $ 0 B. $ 2,000 C. $ 2,500 D. State Farm will pay E. Cannot be determined You are at the North Carolina coast when Hurricane Irene hits. Although you are able to get away, you have to leave your car and luggage behind. The hurricane blows your car into a tree, causing considerable damage and the trunk to open. Your luggage is then blown away and never recovered. It costs $8,000 to repair your car. The value of your luggage was $500. Your policy will pay: A. $ 7,500 B. $ 7,700 C. $ 8,000 D. $ 8,200 E. $ 8,500 After pumping gas in your new car, you forget to remove the hose from your gas tank. As you drive off, the hose breaks spilling some gasoline and starting a fire. The fire causes $325,000 in damage to the gas station. You are held responsible for the entire loss. Your policy will pay: A. $ 0 B. $ 100,000 C. $ 300,000 D. $ 325,000 E. None of the above Your twelve-year-old brother, who does not have a drivers license, is visiting you on campus and while sitting in your car playing with the transmission, he puts the car in drive and drives it into the front door of your sorority (or fraternity) house. The damage to your house is $22,000 and your car costs $5,500 to repair. Your brother is hurt, goes to the emergency room and is released with a few bandages and a bill for $1,500 Your policy will pay: A. $ 0 B. $ 1,500 C. $ 5,000 D. $ 6,500 E. None of the above""

Was it wise for me to cancel my car insurance?

I had gotten into an accident. ICBC says it's 100% my fault, and I did just file an injury claim for myself and my family members that were in the car with me. I don't think my car is drivable, but if it is, then it's not worth fixing because I don't have collision and it would cost more to fix than how much I had bought it for. What I did yesterday, was cancelled my car insurance. But I was just talking to someone who told me that it wasn't a good idea to do that. And now I'm doubting myself. Will this be held against me? The person in the other car claimed injury and her car is also damaged. Did I just dig a deeper hole for myself?""

Insurance when moving to america?

I am a 30 year old woman moving to the united states what kind of insurance cover do i require any companies recommended ?

Is Globe life insurance any good?

I requested info from them, and after looking at their brochure, I think I would like to sign up for it. Is it really any good??""

Best Car Insurance For ME?

I am nineteen years old, have a child, am married, and am in college. Does anyone have any recommendations on CHEAP car insurance? I plan on getting a used vehicle that I can pay cash for on the spot.

How to get cheap car insurance?

Hi guys, i really need your a good and effectivr advice about this, please if you know something that would help post it here! Im 20 year old, have a car Peugeot 206 1.1 litre - cheap market value (1000ish). I live in London. Since 17 years old im looking for insurance - unsuccessfully. The best quote i get is 4000ish. I have no criminal record, no accidents no claims - nothing! And im fed up with so many people driving at my age and I cant- i just dont understand why exactly mine is so bloody expensive! Ive tried every variation just to see what im missing - pass plus for example only helps to the extent of 100. Its just crazy - 3 years and i still cant drive - what the hell is wrong with this - home come everyone is showing off by how cheap insurance they have and i cant get anything? Whats the secret? Ive tried every combination - me as the main driver/named driver/owner/just user etc. cheapest is 4,000!! Whats wrong with me? Anybody knows whats the trick, how to solve this issue? Thanks!""

Where Can I Get Cheap Car Insurance?

I drive a Jeep Cherokee 2004. I am looking to purchase car insurance and have been uninsured for about 6 months. I am 22 years old, will be in college starting August. I have had about 4 tickets in my life, have never had an accident, and my license have been revoked only because I failed to pay the tickets. They are now valid. I live in Florida, where it is sooooo difficult to get insurance. You are not allowed to be insured and then get insurance.... You have to have insurance from day 1, which I had, but mom dropped me from the plan as they live in GA! I make about $800 every 2 weeks, and I do have other bills. I am looking for some car insurance that I can afford and get coverage! All Florida residents, please help me out. Thanks :)""

Wrecked my moms car and another car with no insurance?

I got in an accident eariler this week. I went to turn a corner and hit the brakes too hard and hit a Prius coming up to a 3 way stop. I admitted it was completely my fault but the thing is I dont have my lisence or insurance so I was fined a total of $1224 plus the damages to my moms car and the car I hit and aparently medical bills now too? I asked the lady after I hit her if she was okay and EMS was on scene and asked her if she was okay and she said she was fine but now Im getting a call from her insurance company stating I have to cover medical and vehical damages and I really have no idea what to do. I dont understand how this lady thinks she can possibly get any money out of me. My moms disabled and not working. She makes $400 a month and myself I can barely scrounge up enough money for gas to get to work. Its gonna be hell just to pay off the ticket let alone everything else so my question is what would you do in this situation? Take it to court? Get a lawyer? (which I cant afford either)

Tips for cheaper car insurance. Please?!?

Im a 15 years old male, looking to buy a car. I've talked to my dad about insurance and he said I need to gget a car that is going to be cheap on insurance. He told me not to smoke. And get a 4 door car. And a car that isn't red or yellow or orange. Any other tips you can give me, to keep in mind, while im shopping for a car? Thanks""

How do you beat the under 25 y/o car insurance scam?

We're bought a toyota corolla for $9,500 and its going to cost $1700 just to insure it, we've heard of putting it in the parents name but if you name an under 25 year old as a driver the price goes up so i was wondering if anyone knows a way to beat it""

Car insurance to help disabled grandparents?

My grandfather is ill in hospital and my nan is finding it difficult to drive to the hospital and back on a daily basis. Aunt has MS so she cares for her too, thus I was wondering if anyone knows of a type of car insurance that will enable me to help out with their daily living. I obviously know that standard insurance would work, but I'm a 21 yo male and don't have the funds to get full independent insurance. Thanks for any help.""

I made a little damage in a car today. Do my insurance pay the fix ?

Hi made a damage when I was parking the car. Little Damage in my car and other person's car. Do my insurance pay it ?

What is the cheapest way to insure a teenager with car insurance?

I have heard of people putting the car under their name on the policy and then they child drives the car and claims it is their parents car. Giving cheaper insurance. Is that very common?

What insurance is required on a new car in Florida?

Is it just PIP/property damage liability and Bodily Injury Liability or is there more? Thanks!

Car insurance question?

Ok, car insurance questions..? we have car insurance through a really CHEAP company, not a big name one. When we signed up, the do the multi car thing, but they add all the cars under one name and the others as drivers. We had a relative come stay with us, and they added their car and name to our policy, than they moved and registerd the car else where, the policy is under our name, with them as a driver, is this legal? what should we be doing, the policy is good for like 6 months .""

""Does anyone know an insurance company that insures parts of the body i.e. hands, legs, etc?""

I've always said that people that use certain parts of their body to make a living should get that part insured. I've been looking for companies that do that but can't seem to find any. I know celebrities do it, but commoners should be able to also.""

Is it legal for the State to randomly demand proof of insurance?

Here's the deal. I got a letter from the Ohio BMV saying that I have been randomly chosen to prove I have insurance on one of my vehicles. I do have insurance, have always had insurance, (at least for the last 25 years or so) As I got to thinking about it, it started bugging me because it seems that this violates my 4th, and possibly my 5th, and potentially my 6th amendment rights. The letter kindly apologizes for any inconvenience, then states that if I do not comply, my license will be suspended. I begrudgingly intend to comply, just to avoid any hassle, but before I do (I have 3 weeks) I was hoping someone could explain to me how this can be legal. I can kind of understand having to prove compliance during a traffic stop, but randomly??? Through the mail??? The audacity of these people is troubling. Game on.""

Health insurance question please?

My family and I have not had health insurance for the past few years. And I'm starting to get really sick and probably need tests done. I live near Aurora,IL, what's an affordable good health insurance I can get? I work part-time at a pet store and it's not gaurenteed hours so I may get like 30hrs a week for a month and than it go down to 20hrs a week. I am going to school full-time as well. Can someone please help me?""

""In Alabama, is it hard to get insurance for a Jeep if...?""

i'm turning 16 soon. Getting my intermediate license, then six months later i'll get my real license. I've been looking at Jeep Wranglers, but i've decided I need something that gets a little better gas milage. So now i've really come to like Jeep Grand Cherokee's. The price of the Jeep isn't a problem, I can pay for the gas too. But the insurance is another. Does anyone have any clue how much insurance might be? I think my mom is with progressive if it matters. Thanks in advance!""

I'm 21 years old and i work full time&i live at home with my parents&im pregnant what benefits do i get?

I'm 21 years old and i work full time&i live at home with my parents&im pregnant what benefits do i get?

""Im 19, need a renewal on car insurance, whats cheap?""

i passed driving test in march and its due for renewal the 15th march, im with tesco at the mo but it keeps coming up with error message online, i really need to find something cheap as i cant afford a lot. please help? i have nearly 1 year no claims""

Who has to pay and/or who's insurance payments go up?

presume i am driving a car that doesn't belong to me, but a car someone let me borrow for just one drive. the car is insured for the owner, but my name is not on the insurance. i have my own insurance, but its for some other car. i am a minor (17) and have a california driver's license with 1 point on it. now, let's say I get into a car accident (in califonia) and its my fault. there is damage to the other driver's car, but none to mine. if reported to the insurance companies and not handled on the side, who's insurance goes up? mine or the owner of the car's? if not reported to the insurance companies, who is responsible for paying, me or the owner of the car? will this accident result in an added point to my drivers license? any other information i should know of? any help will be greatly appreciated! thank you so much!""

I am 19 years of age i how much will they charge me for my insurance?

i have never been involved in a car accident or gotten pulled over by the police i live in california i have had my drivers license since i was 16. i own a 1997 nissan sentra gxe i pay 480 for it every 6 month and a 2011 nissan murano and i pay 554 every 6 months for it i have Farmers Insurance my dad is main driver my sister in the policy also. How much will they charge me if i buy a 2005 mustang will my car insurance sky rocket because i am consider an inexperience driver and mustang is a sports car Please help

""Car accident, no insurance?""

Hi, i got into an accident Friday. I was cut off on the highway and when I went on my breaks my car started to skid out of control due to ice. A car in the left lane struck mine. I am on my fathers insurance and found out when I called my insurance company to report the accident that my policy was cancelled last July. My car and registration and insurance is all in my dads name, i am just a registered driver. If the state of RI decides to fine me for not having insurance, or the other driver decides to sue me for it, will that go against my father or myself? Thanks.""

Should I go through my car insurance company or not?

My car was parked on a decline, stalled, and ran into the back of my friends wagon. My repair quote is about $940, hers is about $615, at a total of about $1555. The excess I have to pay towards insurance repairs is $1045 (standard excess, age excess for being under 25, and some flexi-excess p.o.s). At the moment I only have enough money to fix her car, although that means waiting another few months to fix mine, and I'm impatient. Hers needs to be fixed asap for roadworthy and registration. I also have the option of finding a new bumper for hers at a much cheaper price, although that is proving difficult. Also, my insurance company only likes their choice of repairer. My panel shop has done jobs for the company before, but I'm not certain if they will let me use them. I won't have anyone else repair my car, as the money was going to go to repainting a new bonnet instead of repairing, which insurance won't cover. On another note, I'm not sure how long going through insurance will take. So my question is, do I go through insurance, even though I might not get to use my panel shop and it will cost me almost the same? Or do I leave it, and do what I can to fix my friends car cheaper? Then just suck it up and wait to have the money for mine, therefore also saving a rise on my insurance premium and a drop in my rating.""

Adding car insurance to existing insurance...?

I don't have any car insurance, and never had any, but my elder brother does. He has his own car as well. I read it somewhere that it's cheaper to add a name to an existing car insurance because first-time drivers usually have high insurance. If I were to do that, will I have to drive the same car as my brother does? Can I buy another car and add my name to existing insurance of my brother? I apologize in advance if it sounds like a stupid question. This is my first time and I don't have any experience with this. Thank you in advance.""

Why is there a huge difference in insurance quotes if all info is the same?

I'm shopping around for insurance quotes because I thought my car insurance was too high. Progressive gave me a very low quote, which I was happy about. It was what I thought I should be paying compared to friends I've talked with. All the other quotes from the other insurance companies were in the same price range and very high. I began to worry that Progressive had some incorrect info, so I called them back, we went over all the info again, and everything is right. They even emailed my quote to me and it's all correct. Should I be worried that the quote is so low or is Progressive just being competetive?""

**Average Homeowners Insurance for Condo in DC???**?

If the condo was $50,000 1bd/1bth in washington DC not many amenities cept fire alarm and enxtinguisher. once car garage.""

Cheapest Car Insurance Company In NY?

Hey i am really need to help with car insurance. Is my first time buying a car and i am really looking for a good deal for a car insurance company here in NY. Either the cheapest or the one that you personally recommend for my age (21 years old) I really appreciate your time. I have been searching for a lot of them before i make a call.

Does an 800cc motorcycle's insurance cost much more than a 600cc?

I found a bike I was thinking about buying to learn on today. I like the bike and can't beat the price. I read on yahoo answers soeone said 750cc bikes are actually 749 b/c insurance goes up significantly after that. Is that true? I'm not getting the bike because I want a bigger bike, Id be perfectly happy with a 600 but its a good deal for this bike I found. Will i save alot on insurance and just wait to find a 600cc?""

Best Car Insurance For ME?

I am nineteen years old, have a child, am married, and am in college. Does anyone have any recommendations on CHEAP car insurance? I plan on getting a used vehicle that I can pay cash for on the spot.

Cheap car insurance for 17 year old male?

I passed my driving test a few days ago and in two days i will have completed the PassPlus scheme. I was wondering if anyone knew of anywhere that i can get a cheap car insurance quote for a 1.2L 1996 corsa. Ive tried go compare, money-supermarket, confused... but the cheapest one is still just over 4,000! Quinn-Direct was 6,000! I am still in college and have a 2 jobs but i could never afford 4000 a year! I have heard of some places that have a rule that your not aloud to drive within certain time limits eg. 11pm - 5am. but i wouldn't be driving then anyway so that doesn't bother me. Any advice/tips would be appreciated, thanks""

How do points on licence affect insurance premiums?

I was caught on camera doing 70 mph in a 60 area. Hands up, my stupid mistake, first offence after nearly 40 years driving. I will have to pay any fine imposed but, paying extra for insurance is sort of a doule whammy. No doubt it will cost extra for insurance now but, roughly how much?""

Don't Have Insurance But My Dad Does. Can I Drive (with him) In His Car?

In other words, I'm from California and I don't have insurance nor a car. I have a Permit. The adult (with a license) has a car and insurance. Is it legal for me to drive his car (with him on passenger seat) even though my name is not on the insurance?""

Do you find women only car insurance sexist?

Personally I do. For a start their buisiness is based around the idea that women are safer drivers even though what gender you are does not affect your driving, also all of the TV adverts for this insurance have sexist comments in them. If it had been the other way round and these car insurances were exclusive to men there would have been protests and accusations of sexism but because typically women are the victims of sexism it has gone unnoticed.""

Looking for Best Term Insurance provider online...?

Hello Every1, I am looking for a Term Insurance online provider, I have few in my mind but i would like to see your feedback for any specific Insurance Company online in USA, if you have ever tried. Thanks in Advance.""

Will my car insurance rates go up after my first fender bender?

I'm sixteen years old and i got into my first fender bender. I was at fault, but the officer at the scene said that the damage was minor and would probably be less than 400 dollars. However, I was just wondering if my parent's insurance rate would go up ( I'm under their name) and whether or not it would just be easier to pay out of pocket. And if it did go up, how much do you think ( i live in Tennessee )""

How does car insurance work??

Is it a monthly thing or do you pay it all at once? How much will it be AVERAGE for a 17 year old girl in canada? I know other things apply but just give me a rough estimate cause I have to idea if it's $200 or $5000.

""Will the USA one day have affordable, comprehensive health insurance for all its citizens?""

Will this be a reality one day soon? Other countries have it, and they have maintained their systems for generations now. Why not the USA?""

Online auto insurance with no down payment?

does anyone know of an online insurance that does not require a down payment?

How much is insurance per year on a E46 BMW M3?

I'm looking into buying a 2002-2004 M3. I'm 18 yo male with a clean driving record.

Why is car insurance expensive for young male drivers than female drivers?

Why is car insurance expensive for young male drivers than female drivers?

""I am looking for car insurance in uk,can you recommend one?""

Every year,my insurance goes up even with 5 years no claim and same car. Why? It should have been cheaper surely, I heard of quidco,is it worth the hassle?""

What motorcycle insurance i should get?

i am not sure wat i want cause like whose the cheapest one to go for

Car insurance for first car?

hello! How much did you paid for car insurance at the first time when you get your first car?

Car insurance question?

In Georgia, if you let someone borrow your car and they get a speeding ticket, does it make your insurance go up too since it happend in your car?""

What would be the best/cheapest place to get moped insurance through?

I live in Edmonton, Alberta and I just bought a little 50cc Honda Jazz to use to commute to work with. I can't seem to find online quotes so I was wondering if anyone had any ideas on a good place to go to for reasonably priced insurance for the moped. Also, would I have to pay for a whole year up front or could I pay month-to-month?""

How much will car insurance run about for a 16 year old male who gets good grades and has taken drivers ed?

I am a 16 year old male who has taken driver's ed and gets good grades. I am going to be added to my parents insurance. About how much on average will it cost me per month? Please give me a guesstimate, and I do not want to go to sites for quotes. Thanks""

Is it legal to have two different auto insurances on two different cars but are both in my name?

I have 2 cars, I just bought one cash. So I already have full coverage on one car and its paid for 6 months, and I want to add insurance on the other but with a different insurance company because it is cheaper and I will be getting only liability. Is it legal to be carrying different insurances or are they required to be both with the same company? I live in Texas!""

Change auto insurance company?

My car was covered by Progressive, the insurance is 6 months term, now it is about 3 months already(half way). I decide to cancel my current policy and switch to another insurance company, how should I do step by step? Thanks.""

Health Insurance question?

Do any one know a insurance in California that cover pre-existing condition? I am eighteen year old with no insurance still living with my parent which have no health insurance. We had medical but it expired. I have heart problem the doctor said i need to get insurance that cover pre-existing condition. I have try getting quotes online. Or know any good insurance i should try giving a call to.

""When changing auto insurance company, is there disadvantage?

I have an auto insurance with my honda civic si 2001. I got the quote last year from Johnson.Inc. comprehensive $230 every month. Someday they called me said some mistake with my quote and change the price without permission goes up to $400per month. I want to find another insurance company I mostly got quote around $300 comprehensive per month without deductable.But don't know do i have to pay any penalty or disadvantage to change it?

Best car insurance for my age HELP PLEASE?

Hi, I am going to buy a 2005 corsa c in afew days and I was wondering what would be the best insurance company for my age ? I just turned 20 and have had my licence for just about ayear. I could also put my mum and dad on the insurance if that would take it down if so how would I go about this and whats the best company to go with ? its a 1.2 sxi corsa by the way, thanks if you can help and I have cheked compare the market and that but people seem to be getting alot better prices than that is giving me and I dont know what they are doing different, thanks if you can help.""

Know of Affordable Insurance for unemployed NJ resident?

My wife just lost her job due to downsizing and she carried the insurance. Our insurance expires the end of October. I cant signup at my job until January. We can COBRA but it will cost around $900 a month which we certainly wont have since shes unemployed and wouldnt have even if she WAS employed. Anyone know if there is a more affordable option? Does unemployed have some kind of health insurance? We have 2 young children so not having insurance isnt an option. Please REAL Replies Only!!! No SPAM!

What is the Cheapest Homeowners Insurance for Senior Citizen?

My elderly neighbor has had her homeowners insurance cancelled because she couldnt afford to pay it. She is on a fixed income and her children do not help in any way. She owns her home but is having a hard time with paying the large payments. her mortage company says that if she doesnt take out her own insurance then they will purchase it for her at a cost of 2100.00 per year. This is way too much for a Senior citizen. i got a quote for her from progressive for 2600.00. Are there any cheaper alternatives?

What are some some affordable car insurances?

I am currently with State Farm and pay about $90/mo. I would like to switch to another ins. compay with prices around the same. I'm 24 with a clean driving record. So without giving out all my info, what car insurance do you have or know of?""

Best Car Insurance For ME?

I am nineteen years old, have a child, am married, and am in college. Does anyone have any recommendations on CHEAP car insurance? I plan on getting a used vehicle that I can pay cash for on the spot.

https://www.linkedin.com/pulse/someone-hit-my-car-do-i-have-report-insurance-company-eulah-rosenda"

[zillowcondo]

164: The Importance of a Daily Routine & How to Create One You Love

~The Simple Sophisticate, episode #164

~Subscribe to The Simple Sophisticate: iTunes | Stitcher | iHeartRadio

  “With a healthy lifestyle, it’s not at all unreasonable to expect ninety or one hundred exceptionally healthy years of life, years in which we will be of sound body, mind and spirit.” —Dr. John D. Day, author of The Longevity Plan: 7 Life-Transforming Lessons from Ancient China

In Benjamin Franklin’s autobiography, a man who lived from 1706-1790, in Part Two along with his well-known 13 virtues for a good life, he explains his approach to bringing order to his life (the 3rd virtue – “let all things have their place; let each part of your business have its time”) with his daily routine written out by the hour.

At the young age of twenty, Franklin was clear about a schedule that would enable him to eventually do all that we know he was able to achieve and accomplish, which was quite impressive.

Benjamin Franklin’s daily schedule:

The Morning {5-8}

Question: What good shall I do this day?

Tasks: Rise, wash, and address Powerful Goodness! Contrive day’s business, and take the resolution of the day; prosecute the present study, and breakfast.

{8-noon}

Task: Work

{Noon}

Tasks: Read, or overlook my accounts, and dine

{2-6}

Work

Evening {6-10}

Question: What good have I done today?

Tasks: Put things in their places, Supper. Music or diversion, or conversation. Examination of the day.

Night {10-5}

Task: Sleep

Why exactly is a daily regular routine significant when it comes to the overall well-being of our lives?

If anyone has observed the stability routines provide for children, students, pets and colleagues, one will acknowledge, so long as the routines are healthy, restorative, invigorating and based on sound reasons to benefit the individuals to reach their best potential, that routines are a simple solution to much of what we wish our lives to become: fulfilling, enjoyable, tranquil, and a foundation for moments of spontaneity from which we can springboard from occasionally, all the while knowing we can and will eventually come back to the routine that enabled us to be someone who can think outside the box, who can and feels comfortable taking a risk.

From the routine I keep with my blog writing, to the routine I adhere to in my classroom, as well as with my dogs when I at home, the purpose is to gain more energy, to not deplete it in myself and in others unnecessarily, to cultivate an environment in which the unexpected wonderful ideas, experiences and conversations can blossom. Because when we need not worry about our fundamental survival needs, food, shelter, social connectedness, etc., we can then make our why to self-actualization (which I talk in great depth about in episode #25).

While some dislike the idea of sticking to a routine, I will admit freely, there have been routines I loathed, either they didn’t work with an approach to good health for my body and mind or I was being expected to do tasks, etc., that I didn’t find meaning or purpose in. We will all have times in our lives, especially when we are younger or the newbie on the job in which the routine we are given is not the routine we want. The task we are given, or that we must give to ourselves is to ask the question and do the homework, what will work best for me to reach my full potential?

Areas of your life to consider aligning into a daily routine:

1. Eating schedule

Dr. John D. Day’s new book The Longevity Plan describes in detail a diet (not a temporary, but long-term, forever approach to eating well) that will enable you to thrive into your 70s, 80s, 90s and beyond and obliterate the Western assumption that old age is a deterioration. Especially what we eat, but as well when we eat has a powerful effect on our overall health. In fact, he shares, “Erratic eating schedules have been shown to result in decreased metabolism, which can lead to long-term weight gain.”

2. Sleep time

“Nobody in Bapan had an alarm clock. When we’re hitting at least seven hours of sleep on a regular basis, and a regular schedule, something quite amazing happens: We get the exact amount of sleep our bodies need without having to be jarred awake by a buzzer before we’re really ready.” —Dr. John D. Day, The Longevity Plan

3. Create a life of motion

Instead of punishing your body with the workout you think is intense enough you only need to do 3-4 times a week, Dr. Day recommends, based on observing the centenarians in The Longevity Village in Bapan, China, simply live a life of movement. Granted, many of our lives don’t easily support this. If we work at a desk or behind the wheel, but even by adding a standing desk to your office or a walking treadmill, the job you have to do doesn’t have to keep you sedentary. Again he reminds, our bodies were meant to move, not stay in one place five days a week.

Consistency is key and doing what you love is the best way to make it a habit. So if you dread the spin class or the run you are determined to take each morning before work, don’t do it. Do something you love, raise your heartbeat enough, but then keep your body in motion throughout the day: park further from the front door, take a stroll after dinner (something those in Bapan do nearly daily), or get outside for lunch. Create a routine of movement that keeps your body awake and entices you to stay active.

4. Productivity

As witnessed in Franklin’s schedule, having a clear objective is imperative to reaching the desired goal. After all, if we don’t know what we want to achieve, how can we ever feel productive at the end of the day?

I have found one of the few must-have ingredients in a day that I would need to experience in order to call it a good day would be a sense of achievement, progress, accomplishment or productivity. By no means do any one of these things need to be grand or even known or understood by outsiders, but if I put the task of write the introduction to chapter four as my objective, it not only gives me something to focus on, but when I do complete the task, I feel as though progress has been made.

An essential component to being productive is to know what enables each of us to be our most productive selves, and create a routine that fosters productivity rather than making it difficult to find our rhythm.

5. Social lives

Social lives are less likely to fall into a daily routine only because you are engaging with others who must adhere to a schedule that works best for them and there will be times, sometimes many, when it will shift. However, the key is to focus on your engagement, how you stay in touch, how much you stay in touch, how you keep your boundaries so you can continue to be productive and how you can support those you love to accommodate their needs (and they hopefully are doing the same for your needs) without sacrificing a quality way of living.

6. Our mind-set

“The way in which we choose to perceive and deal with stress is, after all, a tremendous market of biologic age. Studies show that those who embrace stress actually live 17 percent longer. In contrast, as measured by telomere length, it appears that people who don’t effectively manage high levels of stress age their bodies by nine to seventeen  years.” —Dr. Day

Shifting from feeling as though we are lacking and rather appreciating all that is going well is a simple way to shift your mind-set for the better. The American mind-set especially, but we are certainly not alone, tends to work more hours in order to earn more money to buy more or bigger things. But in so doing, we are racheting up our stress. As well, finding work you enjoy can reduce your stress level, and paradoxically, Dr. Day points out, enable you to be more productive as you are not depleting your energy but rather are enlivened by what you have the opportunity to do. Such an approach is helpful in both our professional and personal environments.

“At least 70 percent of all visits to the doctor are for stress-related ailments.”

Another way to reduce stress is to play. Play not only outside of work, but at work as well. Have fun, lighten up, keep in perspective what is important. “When we treat work as play, we change the very nature of work. We rob it of its power to stress us and deplete us of our energy.” Think about someone who turned what they loved doing on the side or out of pure enjoyment into their job. It’s possible to do that yourself; the key is to be able to return to that feeling of pure play because it is through play that we learn more as we are fully engaged and not worried about outcomes but rather enjoying what we are doing.

Perhaps you are dismissing the concept of playing in your life, let alone at work. Here’s another tidbit of information to keep in mind regarding the importance of play. National Geographic has reported that there is a “direct correlation between playfulness and intelligence, since the most intelligent animals engage in the greatest amount of playful activities. The reason is simple: Intelligence is the capacity for learning, and to play is to learn.” Hmmm. Make room to play; how wonderful of a directive for living well is that?

7. Environment

One of the seven lessons Dr. Day advises we all pay close attention to when it comes to cultivating a life of longevity is to place ourselves in a positive environment from the people, to the homes, to the communities that support healthy living. Where we wake up, the air we breathe, the words we hear, how much technology we consume, the support we receive, the products and furniture we live amongst, the information we consume, each of these items are details that effect our daily lives and to live in a positive environment, a supportive, healthy environment and to wake up in such a place every day is to continue to improve the quality of our lives, as the opposite would be to gradually deplete the quality of our lives.

“Yes, our electronic influencers have a powerful impact on the rhythms of our lives, but our bodies want to be in sync with the natural world.” —Dr. Day

With each of these areas in which to create a routine, simply do your best. Even Ben Franklin shares in his autobiography about the creation of his daily schedule, “I enter’d upon the execution of this plan for self-examination, and continued it with occasional intermission for some time. I was surprise’d to find myself so much fuller of faults than I had imagined, but I had the satisfaction of seeing them diminish.”

Even he did not stick to his routine fully each day, and took breaks (“occasional intermission”), but he stuck to it the majority of the time, and in so doing, saw the quality of his life improve. His routine may not appeal to you, but as he arose each morning with a question, and assessed at the end of the day how the day had unfolded, this simple habit is a grand way to determine what is working, what is not and how to do better tomorrow. Small corrections can be made and a pat on the back can be given as well each day.

Find your rhythm. Create a daily routine that hums your tune, makes you tap your toes in excitement to start the day. Rhythm, your rhythm, a rhythm that enables you to reach your full potential will be a song you want to sing again and again and again.

“the reason [the village people of Bapan – Longevity Village]’s hearts are in rhythm is because their lives are in rhythm.” —Dr. Day, The Longevity Plan

It will take time, or maybe for some, not much time at all because you’ve already been stepping into a routine and observing what is and isn’t working. Now, consciously, sit down, and ask yourself, what works? How can I do more of that? And give it a shot.

Each spring and each fall before my summer schedule begins and before school begins, I sit down and look at the daily schedule that will work best for me incorporating routines that will enable me to reach my goals. I love this bi-annual ritual. To help me make the best schedule, I will reflect back on past year’s schedules to see what worked and if it didn’t, why not.

Just this year I have added something new to my routine, a weekly check-in on my progress along with my nightly journaling. This weekly check-in usually takes place on Sunday evenings after the week has wrapped up and a new week is about to begin. I find myself able to quickly rectify anything that didn’t go as planned or get back on track before it goes too off the rails without much of a fuss. I also am reminded and motivated by observing what I have done well, what daily routines are producing the outcomes I have desired and this is motivation to keep adhering to my daily routines in the new week. Again, this is what works for me. I have always been someone who loves to plan, write it all out, not excessively, but in a manner that is clear for me to visualize.

Today, consider for a moment the benefits of establishing a daily routine that works for you. Perhaps Dr. Day’s list of benefits will provide even more motivation:

“The overwhelming majority of cases [cardiac arrest], perhaps up to 80 percent, can be prevented, and half of the people with arterial fibrillation can reverse their condition through lifestyle changes aimed at eating better food, maintaining a healthy mind-set, building supportive communities, staying in motion, and learning to connect with their own rhythms.”

And as we create a rhythm in our life that works well for us, we discover more energy to do what we most enjoy, we experience more mental clarity to make sound and successful decisions for the life journey we are on and as all of these benefits are felt, our overall well-being begins to soar. There is nothing boring about that.

I am continued to be reminded that is us, humans, who make life difficult. Real luxury. The luxury of living a life of quality and true contentment is actually quite simple: create a daily routine that enables you to live well and experience your life begin to improve.

~SIMILAR POSTS FROM THE ARCHIVES YOU MIGHT ENJOY:

~The Benefits of Daily Rituals

~My Daily Breakfast: Steel Cut Oats

~Why Not . . . Celebrate the Ordinary?

~Art & Happiness: Discover Art’s Ubiquity and Power to Improve Your Everyday Life

Petit Plaisir:

~Farro Salad with tomatoes, sweet onions, avocado, herbs, a poached egg, chicken and garlic vinaigrette. Find the recipe here.

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[thesimplyluxuriouslife]

164: The Importance of a Daily Routine & How to Create One You Love

~The Simple Sophisticate, episode #164

~Subscribe to The Simple Sophisticate: iTunes | Stitcher | iHeartRadio

  "With a healthy lifestyle, it's not at all unreasonable to expect ninety or one hundred exceptionally healthy years of life, years in which we will be of sound body, mind and spirit." —Dr. John D. Day, author of The Longevity Plan: 7 Life-Transforming Lessons from Ancient China

In Benjamin Franklin's autobiography, a man who lived from 1706-1790, in Part Two along with his well-known 13 virtues for a good life, he explains his approach to bringing order to his life (the 3rd virtue - "let all things have their place; let each part of your business have its time") with his daily routine written out by the hour. At the young age of twenty, Franklin was clear about a schedule that would enable him to eventually do all that we know he was able to achieve and accomplish, which was quite impressive. Benjamin Franklin's daily schedule:

The Morning {5-8}

Question: What good shall I do this day?

Tasks: Rise, wash, and address Powerful Goodness! Contrive day's business, and take the resolution of the day; prosecute the present study, and breakfast.

{8-noon}

Task: Work

{Noon}

Tasks: Read, or overlook my accounts, and dine

{2-6}

Work

Evening {6-10}

Question: What good have I done today?

Tasks: Put things in their places, Supper. Music or diversion, or conversation. Examination of the day.

Night {10-5}

Task: Sleep

Why exactly is a daily regular routine significant when it comes to the overall well-being of our lives? If anyone has observed the stability routines provide for children, students, pets and colleagues, one will acknowledge, so long as the routines are healthy, restorative, invigorating and based on sound reasons to benefit the individuals to reach their best potential, that routines are a simple solution to much of what we wish our lives to become: fulfilling, enjoyable, tranquil, and a foundation for moments of spontaneity from which we can springboard from occasionally, all the while knowing we can and will eventually come back to the routine that enabled us to be someone who can think outside the box, who can and feels comfortable taking a risk. From the routine I keep with my blog writing, to the routine I adhere to in my classroom, as well as with my dogs when I at home, the purpose is to gain more energy, to not deplete it in myself and in others unnecessarily, to cultivate an environment in which the unexpected wonderful ideas, experiences and conversations can blossom. Because when we need not worry about our fundamental survival needs, food, shelter, social connectedness, etc., we can then make our why to self-actualization (which I talk in great depth about in episode #25). While some dislike the idea of sticking to a routine, I will admit freely, there have been routines I loathed, either they didn't work with an approach to good health for my body and mind or I was being expected to do tasks, etc., that I didn't find meaning or purpose in. We will all have times in our lives, especially when we are younger or the newbie on the job in which the routine we are given is not the routine we want. The task we are given, or that we must give to ourselves is to ask the question and do the homework, what will work best for me to reach my full potential? Areas of your life to consider aligning into a daily routine: 1. Eating schedule Dr. John D. Day's new book The Longevity Plan describes in detail a diet (not a temporary, but long-term, forever approach to eating well) that will enable you to thrive into your 70s, 80s, 90s and beyond and obliterate the Western assumption that old age is a deterioration. Especially what we eat, but as well when we eat has a powerful effect on our overall health. In fact, he shares, "Erratic eating schedules have been shown to result in decreased metabolism, which can lead to long-term weight gain." 2. Sleep time

"Nobody in Bapan had an alarm clock. When we're hitting at least seven hours of sleep on a regular basis, and a regular schedule, something quite amazing happens: We get the exact amount of sleep our bodies need without having to be jarred awake by a buzzer before we're really ready." —Dr. John D. Day, The Longevity Plan

3. Create a life of motion Instead of punishing your body with the workout you think is intense enough you only need to do 3-4 times a week, Dr. Day recommends, based on observing the centenarians in The Longevity Village in Bapan, China, simply live a life of movement. Granted, many of our lives don't easily support this. If we work at a desk or behind the wheel, but even by adding a standing desk to your office or a walking treadmill, the job you have to do doesn't have to keep you sedentary. Again he reminds, our bodies were meant to move, not stay in one place five days a week. Consistency is key and doing what you love is the best way to make it a habit. So if you dread the spin class or the run you are determined to take each morning before work, don't do it. Do something you love, raise your heartbeat enough, but then keep your body in motion throughout the day: park further from the front door, take a stroll after dinner (something those in Bapan do nearly daily), or get outside for lunch. Create a routine of movement that keeps your body awake and entices you to stay active. 4. Productivity As witnessed in Franklin's schedule, having a clear objective is imperative to reaching the desired goal. After all, if we don't know what we want to achieve, how can we ever feel productive at the end of the day? I have found one of the few must-have ingredients in a day that I would need to experience in order to call it a good day would be a sense of achievement, progress, accomplishment or productivity. By no means do any one of these things need to be grand or even known or understood by outsiders, but if I put the task of write the introduction to chapter four as my objective, it not only gives me something to focus on, but when I do complete the task, I feel as though progress has been made. An essential component to being productive is to know what enables each of us to be our most productive selves, and create a routine that fosters productivity rather than making it difficult to find our rhythm. 5. Social lives Social lives are less likely to fall into a daily routine only because you are engaging with others who must adhere to a schedule that works best for them and there will be times, sometimes many, when it will shift. However, the key is to focus on your engagement, how you stay in touch, how much you stay in touch, how you keep your boundaries so you can continue to be productive and how you can support those you love to accommodate their needs (and they hopefully are doing the same for your needs) without sacrificing a quality way of living. 6. Our mind-set

"The way in which we choose to perceive and deal with stress is, after all, a tremendous market of biologic age. Studies show that those who embrace stress actually live 17 percent longer. In contrast, as measured by telomere length, it appears that people who don't effectively manage high levels of stress age their bodies by nine to seventeen  years." —Dr. Day

Shifting from feeling as though we are lacking and rather appreciating all that is going well is a simple way to shift your mind-set for the better. The American mind-set especially, but we are certainly not alone, tends to work more hours in order to earn more money to buy more or bigger things. But in so doing, we are racheting up our stress. As well, finding work you enjoy can reduce your stress level, and paradoxically, Dr. Day points out, enable you to be more productive as you are not depleting your energy but rather are enlivened by what you have the opportunity to do. Such an approach is helpful in both our professional and personal environments.

"At least 70 percent of all visits to the doctor are for stress-related ailments."

Another way to reduce stress is to play. Play not only outside of work, but at work as well. Have fun, lighten up, keep in perspective what is important. "When we treat work as play, we change the very nature of work. We rob it of its power to stress us and deplete us of our energy." Think about someone who turned what they loved doing on the side or out of pure enjoyment into their job. It's possible to do that yourself; the key is to be able to return to that feeling of pure play because it is through play that we learn more as we are fully engaged and not worried about outcomes but rather enjoying what we are doing. Perhaps you are dismissing the concept of playing in your life, let alone at work. Here's another tidbit of information to keep in mind regarding the importance of play. National Geographic has reported that there is a "direct correlation between playfulness and intelligence, since the most intelligent animals engage in the greatest amount of playful activities. The reason is simple: Intelligence is the capacity for learning, and to play is to learn." Hmmm. Make room to play; how wonderful of a directive for living well is that? 7. Environment One of the seven lessons Dr. Day advises we all pay close attention to when it comes to cultivating a life of longevity is to place ourselves in a positive environment from the people, to the homes, to the communities that support healthy living. Where we wake up, the air we breathe, the words we hear, how much technology we consume, the support we receive, the products and furniture we live amongst, the information we consume, each of these items are details that effect our daily lives and to live in a positive environment, a supportive, healthy environment and to wake up in such a place every day is to continue to improve the quality of our lives, as the opposite would be to gradually deplete the quality of our lives.

"Yes, our electronic influencers have a powerful impact on the rhythms of our lives, but our bodies want to be in sync with the natural world." —Dr. Day

With each of these areas in which to create a routine, simply do your best. Even Ben Franklin shares in his autobiography about the creation of his daily schedule, "I enter'd upon the execution of this plan for self-examination, and continued it with occasional intermission for some time. I was surprise'd to find myself so much fuller of faults than I had imagined, but I had the satisfaction of seeing them diminish." Even he did not stick to his routine fully each day, and took breaks ("occasional intermission"), but he stuck to it the majority of the time, and in so doing, saw the quality of his life improve. His routine may not appeal to you, but as he arose each morning with a question, and assessed at the end of the day how the day had unfolded, this simple habit is a grand way to determine what is working, what is not and how to do better tomorrow. Small corrections can be made and a pat on the back can be given as well each day. Find your rhythm. Create a daily routine that hums your tune, makes you tap your toes in excitement to start the day. Rhythm, your rhythm, a rhythm that enables you to reach your full potential will be a song you want to sing again and again and again.

"the reason [the village people of Bapan - Longevity Village]'s hearts are in rhythm is because their lives are in rhythm." —Dr. Day, The Longevity Plan

It will take time, or maybe for some, not much time at all because you've already been stepping into a routine and observing what is and isn't working. Now, consciously, sit down, and ask yourself, what works? How can I do more of that? And give it a shot. Each spring and each fall before my summer schedule begins and before school begins, I sit down and look at the daily schedule that will work best for me incorporating routines that will enable me to reach my goals. I love this bi-annual ritual. To help me make the best schedule, I will reflect back on past year's schedules to see what worked and if it didn't, why not. Just this year I have added something new to my routine, a weekly check-in on my progress along with my nightly journaling. This weekly check-in usually takes place on Sunday evenings after the week has wrapped up and a new week is about to begin. I find myself able to quickly rectify anything that didn't go as planned or get back on track before it goes too off the rails without much of a fuss. I also am reminded and motivated by observing what I have done well, what daily routines are producing the outcomes I have desired and this is motivation to keep adhering to my daily routines in the new week. Again, this is what works for me. I have always been someone who loves to plan, write it all out, not excessively, but in a manner that is clear for me to visualize. Today, consider for a moment the benefits of establishing a daily routine that works for you. Perhaps Dr. Day's list of benefits will provide even more motivation:

"The overwhelming majority of cases [cardiac arrest], perhaps up to 80 percent, can be prevented, and half of the people with arterial fibrillation can reverse their condition through lifestyle changes aimed at eating better food, maintaining a healthy mind-set, building supportive communities, staying in motion, and learning to connect with their own rhythms."

And as we create a rhythm in our life that works well for us, we discover more energy to do what we most enjoy, we experience more mental clarity to make sound and successful decisions for the life journey we are on and as all of these benefits are felt, our overall well-being begins to soar. There is nothing boring about that. I am continued to be reminded that is us, humans, who make life difficult. Real luxury. The luxury of living a life of quality and true contentment is actually quite simple: create a daily routine that enables you to live well and experience your life begin to improve.

~SIMILAR POSTS FROM THE ARCHIVES YOU MIGHT ENJOY:

~The Benefits of Daily Rituals

~My Daily Breakfast: Steel Cut Oats

~Why Not . . . Celebrate the Ordinary?

~Art & Happiness: Discover Art's Ubiquity and Power to Improve Your Everyday Life

Petit Plaisir:

~Farro Salad with tomatoes, sweet onions, avocado, herbs, a poached egg, chicken and garlic vinaigrette. Find the recipe here.     SaveSave

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