#and even gas. By using Cash Boosts

[95773793]

Enter Your Details to have a Chance to Win a $100 Cash App Now!

[reasonsforhope]

"The man who has called climate change a “hoax” also can be expected to wreak havoc on federal agencies central to understanding, and combating, climate change. But plenty of climate action would be very difficult for a second Trump administration to unravel, and the 47th president won’t be able to stop the inevitable economy-wide shift from fossil fuels to renewables. 

“This is bad for the climate, full stop,” said Gernot Wagner, a climate economist at the Columbia Business School. “That said, this will be yet another wall that never gets built. Fundamental market forces are at play.”

A core irony of climate change is that markets incentivized the wide-scale burning of fossil fuels beginning in the Industrial Revolution, creating the mess humanity is mired in, and now those markets are driving a renewables revolution that will help fix it. Coal, oil, and gas are commodities whose prices fluctuate. As natural resources that humans pull from the ground, there’s really no improving on them — engineers can’t engineer new versions of coal. 

By contrast, solar panels, wind turbines, and appliances like induction stoves only get better — more efficient and cheaper — with time. Energy experts believe solar power, the price of which fell 90 percent between 2010 and 2020, will continue to proliferate across the landscape. (Last year, the United States added three times as much solar capacity as natural gas.) Heat pumps now outsell gas furnaces in the U.S., due in part to government incentives. Last year, Maine announced it had reached its goal of installing 100,000 heat pumps two years ahead of schedule, in part thanks to state rebates. So if the Trump administration cut off the funding for heat pumps that the IRA provides, states could pick up the slack. 

Local utilities are also finding novel ways to use heat pumps. Over in Massachusetts, for example, the utility Eversource Energy is experimenting with “networked geothermal,” in which the homes within a given neighborhood tap into water pumped from underground. Heat pumps use that water to heat or cool a space, which is vastly more efficient than burning natural gas. Eversource and two dozen other utilities, representing about half of the country’s natural gas customers, have formed a coalition to deploy more networked geothermal systems.

Beyond being more efficient, green tech is simply cheaper to adopt. Consider Texas, which long ago divorced its electrical grid from the national grid so it could skirt federal regulation. The Lone Star State is the nation’s biggest oil and gas producer, but it gets 40 percent of its total energy from carbon-free sources. “Texas has the most solar and wind of any state, not because Republicans in Texas love renewables, but because it’s the cheapest form of electricity there,” said Zeke Hausfather, a research scientist at Berkeley Earth, a climate research nonprofit. The next top three states for producing wind power — Iowa, Oklahoma, and Kansas — are red, too.

State regulators are also pressuring utilities to slash emissions, further driving the adoption of wind and solar power. As part of California’s goal of decarbonizing its power by 2045, the state increased battery storage by 757 percent between 2019 and 2023. Even electric cars and electric school buses can provide backup power for the grid. That allows utilities to load up on bountiful solar energy during the day, then drain those batteries at night — essential for weaning off fossil fuel power plants. Trump could slap tariffs on imported solar panels and thereby increase their price, but that would likely boost domestic manufacturing of those panels, helping the fledgling photovoltaic manufacturing industry in red states like Georgia and Texas.

The irony of Biden’s signature climate bill is states that overwhelmingly support Trump are some of the largest recipients of its funding. That means tampering with the IRA could land a Trump administration in political peril even with Republican control of the Senate, if not Congress. In addition to providing incentives to households (last year alone, 3.4 million American families claimed more than $8 billion in tax credits for home energy improvements), the legislation has so far resulted in $150 billion of new investment in the green economy since it was passed in 2022, boosting the manufacturing of technologies like batteries and solar panels. According to Atlas Public Policy, a research group, that could eventually create 160,000 jobs. “Something like 66 percent of all of the spending in the IRA has gone to red states,” Hausfather said. “There certainly is a contingency in the Republican party now that’s going to support keeping some of those subsidies around.”

Before Biden’s climate legislation passed, much more progress was happening at a state and local level. New York, for instance, set a goal to reduce its greenhouse gas emissions from 1990 levels by 40 percent by 2030, and 85 percent by 2050. Colorado, too, is aiming to slash emissions by at least 90 percent by 2050. The automaker Stellantis has signed an agreement with the state of California promising to meet the state’s zero-emissions vehicle mandate even if a judicial or federal action overturns it. It then sells those same cars in other states. 

“State governments are going to be the clearest counterbalance to the direction that Donald Trump will take the country on environmental policy,” said Thad Kousser, co-director of the Yankelovich Center for Social Science Research at the University of California, San Diego. “California and the states that ally with it are going to try to adhere to tighter standards if the Trump administration lowers national standards.”

[Note: One of the obscure but great things about how emissions regulations/markets work in the US is that automakers generally all follow California's emissions standards, and those standards are substantially higher than federal standards. Source]

Last week, 62 percent of Washington state voters soundly rejected a ballot initiative seeking to repeal a landmark law that raised funds to fight climate change. “Donald Trump’s going to learn something that our opponents in our initiative battle learned: Once people have a benefit, you can’t take it away,” Washington Governor Jay Inslee said in a press call Friday. “He is going to lose in his efforts to repeal the Inflation Reduction Act, because governors, mayors of both parties, are going to say, ‘This belongs to me, and you’re not going to get your grubby hands on it.’”

Even without federal funding, states regularly embark on their own large-scale projects to adapt to climate change. California voters, for instance, just overwhelmingly approved a $10 billion bond to fund water, climate, and wildfire prevention projects. “That will be an example,” said Saharnaz Mirzazad, executive director of the U.S. branch of ICLEI-Local Governments for Sustainability. “You can use that on a state level or local level to have [more of] these types of bonds. You can help build some infrastructure that is more resilient.”

Urban areas, too, have been major drivers of climate action: In 2021, 130 U.S. cities signed a U.N.-backed pledge to accelerate their decarbonization. “Having an unsupportive federal government, to say the least, will be not helpful,” said David Miller, managing director at the Centre for Urban Climate Policy and Economy at C40, a global network of mayors fighting climate change. “It doesn’t mean at all that climate action will stop. It won’t, and we’ve already seen that twice in recent U.S. history, when Republican administrations pulled out of international agreements. Cities step to the fore.”

And not in isolation, because mayors talk: Cities share information about how to write legislation, such as laws that reduce carbon emissions in buildings and ensure that new developments are connected to public transportation. They transform their food systems to grow more crops locally, providing jobs and reducing emissions associated with shipping produce from afar. “If anything,” Miller said, “having to push against an administration, like that we imagine is coming, will redouble the efforts to push at the local level.” 

Federal funding — like how the U.S. Forest Service has been handing out $1.5 billion for planting trees in urban areas, made possible by the IRA — might dry up for many local projects, but city governments, community groups, and philanthropies will still be there. “You picture a web, and we’re taking scissors or a machete or something, and chopping one part of that web out,” said Elizabeth Sawin, the director of the Multisolving Institute, a Washington, D.C.-based nonprofit that promotes climate solutions. “There’s this resilience of having all these layers of partners.”

All told, climate progress has been unfolding on so many fronts for so many years — often without enough support from the federal government — that it will persist regardless of who occupies the White House. “This too shall pass, and hopefully we will be in a more favorable policy environment in four years,” Hausfather said. “In the meantime, we’ll have to keep trying to make clean energy cheap and hope that it wins on its merits.”"

-via Grist, November 11, 2024. A timely reminder.

[is-this-fascism]

hey yall, the situation has changed.

i've tentatively started a fundraiser to potentially work toward getting a van. i was going to wait until i got approved for SSDI and use the backpay to purchase a van, but after speaking with some lawyers, it's looking like that won't be happening in a reasonable time.

i really need to get out of this tiny car and into something bigger and more legal. i'd also like to sell my car for a chunk of cash, but i can't do that until i have something else to move into (and i certainly won't be able to do it when it inevitably gets towed if i keep driving it everywhere)

here's the link to the fundraiser

the goal is $10k. i know that's a lot, but there's no time limit on this. at $6-7k i can actually get the vehicle. maybe less if i'm lucky, and if i get any amount of donations i'll be searching the market constantly. the rest will be used to sort the registration and insurance, and of course to convert the inside. i've been researching this project for years, so rest assured i'll be using the money well.

i'm not sure what to expect with this but i will be eternally grateful if it works out for me. if it works out, i'll be posting all updates on my situation on the fundraiser and on patreon, and of course here on my blog.

i'm so sorry to be placing this burden on yall, but i really need all the help i can get, and i have no other ideas. having a van will be like having an apartment for me, and even without reliable income it'll be a massive upgrade so i can more readily work on getting reliable income one way or another. i can't even think about getting a regular job or staying consistent with my treatment until i have somewhere safer to live.

as for today i could use some cash to gas up my car and take care of some other needs, and as always i appreciate the donations i get almost daily that have been sustaining my life. if you'd rather support me in the short term, there's:

ko-fi

cashapp

or you can consider becoming a patron to allow me a small monthly income. thank you very much to my first patreon member! <3

so, there are many ways to support me now if you're willing and able! i appreciate every one of you <3 much gratitude to anyone who clicks any of the above links and for boosting and sharing! and thank you for tolerating me while i figure out this 'escaping homelessness' thing

0/10k

[misfitwashere]

Why I remain hopeful about America

Even as darkness falls 

ROBERT REICH

JAN 20

Friends,

So many people I know — including, I suspect, many of you — are despairing over Trump’s second regime, which starts today.

I share your fears about what’s to come. 

Yet I remain hopeful about the future of America. Here’s why.

Trump hoodwinked average working Americans into believing he’s on their side and convinced enough voters that Kamala Harris and Democrats were on the side of cultural elites (the “deep state,” “woke”ism, “coastal elites,” and so on). 

But Trump’s hoax will not work for long, given the oligarchy’s conspicuous takeover of America under Trump II. 

Even before Trump’s regime begins, it’s already exposing a reality that has been hidden from most Americans for decades: the oligarchy’s obscene wealth and its use of that wealth to gain power over America. 

Seated prominently where Trump is giving his inaugural address today will be the three richest people in America — Elon Musk, Jeff Bezos, and Mark Zuckerberg — each of whom owns powerful media that have either boosted Trump’s lies or refrained from telling the truth about him. 

Musk sank a quarter of a billion dollars into getting Trump elected, in return for which Trump has authorized him, along with billionaire Vivek Ramaswamy, to target for elimination programs Americans depend on — thereby making way for another giant tax cut for the wealthy.

The oligarchy’s conflicts of interest will be just as conspicuous. 

Musk’s SpaceX is a major federal contractor through its rocket launches and its internet service, Starlink. Bezos’s Amazon is a major federal contractor through its cloud computing business. Zuckerberg is pouring billions into artificial intelligence, as is Musk, in hopes of huge federal contracts.

Ramaswamy, whose biotech company is valued at nearly $600 million, wants the Food and Drug Administration to speed up drug approvals. His investment firm has an oil and gas fund. His new Bitcoin business would benefit if the federal government kept its hands off crypto. 

Trump himself has already begun to cash in on his second presidency even more blatantly than he did the first time. He just began selling a cryptocurrency token featuring an image of himself — even though cryptocurrency is regulated by the Securities and Exchange Commission, to which Trump has already said he’ll name a crypto advocate as chair. 

Not to mention the billionaires Trump is putting in charge of key departments to decide on taxes and expenditures, tariffs and trade, even what young Americans learn — all of whom have brazen conflicts of interest. 

They’ll all be on display today with Trump. Then, many will take their private jets to Davos, Switzerland, for the annual confab of the world’s most powerful CEOs and billionaires. 

Not since the Gilded Age of the late 19th century has such vast wealth turned itself into such conspicuous displays of political power. Unapologetically, unashamedly, defiantly.

This flagrancy makes me hopeful. Why? Because Americans don’t abide aristocracy. We were founded in revolt against unaccountable power and wealth. We will not tolerate this barefaced takeover.

The backlash will be stunning.

I cannot tell you precisely how or when it will occur, but it will start in our communities when we protect the most vulnerable from the cruelties of the Trump regime, ensure that hardworking families aren’t torn apart, protect transgender and LGBTQ+ people, and help guard the safety of Trump’s political enemies.

We will see the backlash in the 2026 midterms and the 2028 presidential election, when Americans elect true leaders who care about working people and the common good.

And just as we did at the end of the first Gilded Age of the late 19th century when the oligarchy revealed its hubris and grandiosity, Americans will demand fundamental reforms: getting big money out of politics, taxing huge wealth, busting up or regulating giant corporations, making huge social media platforms accountable to the public rather than to a handful of multibillionaires.

Friends, we could not remain on the path we were on. The sludge had been thickening even under Democratic administrations. Systematic flaws have remained unaddressed. Inequalities have continued to widen. Corruption and bribery have worsened.

It’s tragic that America had to come to this point. A few years of another Trump regime, even worse than the first, will be hard on many people. 

But as the oligarchy is conspicuously exposed, Americans will see as clearly as we did at the end of the first Gilded Age that we have no option but to take back power.

Only then can we continue the essential work of America: the pursuit of equality and prosperity for the many, not the few. The preservation and strengthening of a government of, by, and for the people.

[rebirthgarments]

Support Seraj at bit.ly/serajfund

I’m bringing a few updates on Seraj and his family!

First of all, we are raising Seraj’s campaign goal to $70,000 to reflect the continued need their family is in.

Life since fleeing Rah Fah has not been any easier or more affordable. Seraj’s family spends about $500 per day on bare necessities, such as gas, food, water, tent repair, and medicine. The commission rate on cash withdrawals is still around 16%, and food and water are crushingly expensive.

Additionally, Seraj is still full of hope that the border will reopen and he will be able to travel to Egypt. Whenever this is possible, he wants to set his family up for success and provision in his absence. In the weeks before his travel date arrived, Seraj had raised money for this exact goal. However, the family was forced to use these savings for their displacement from Rah Fah.

One of Seraj’s daily struggles is the internet. Because so many people fled Rah Fah to the middle areas of the Strip, Seraj has to walk hours to find enough bandwidth to communicate with us or post on Instagram. Frequently, he can’t even use his translation app until very early in the morning when most others are trying to sleep.

Despite all of these struggles, Seraj is determinedly eager to help others–always. He surprised us last week by deciding to do a 4th mutual aid project for his displaced neighbors! Seraj distributed 100 shekels to 18 people, 50 shekels to 35 people, and 20 shekels to 20 people. Again, he walked for hours to make this possible! Pal eh Stein ians teach life, and Seraj is such a good example of that poem by Rafeef Ziadah. His constant generosity and selflessness has been a teacher to all of us on his team. What an honor it is to know him!

you can see his updates and more photos of his Mutual Aid projects on his Instagram here!

Here's our plan:

1.⁠ ⁠Boost his family's finances for continued survival costs. Withdrawing cash, accessing water, and purchasing food are all outrageously expensive in Khan Yunis. 2.⁠ ⁠Save up for Seraj's evacuation to Egypt. As soon as the Rah Fah border reopens, Seraj is ready to leave Gah Zah. This is terribly bittersweet for him, but he is hopeful that the rumors of the crossing reopening soon will come true. Note--Seraj had previously raised money for this goal, but the border crossing and Rah Fah assault forced him to use those funds for their fourth forced displacement.

3.⁠ ⁠An even bigger mutual aid distribution project! Seraj will be working on the details while we progress towards the goal of $20,000.

If you can see this post, you have some sort of platform. Even if you're unable to give, sharing Seraj's fundraiser and asking friends to give $5 and pass the link along helps tremendously. Thank you all so much!

(To use the QR code, just screenshot this image and tap.)

Image description: A black background with bold yellow text and a yellow star in one corner. The text says "Seraj's New Goal: $20,000. 1: His family's survival. 2. Funds for his travel. 3. A bigger mutual aid distribution."

A black and white QR code sits on the left side over the link "bit.ly/serajfund "--both lead to his Goh Fuhnd Me.

Video Description: Seraj handing cash to kids in the displacement camps.

[silviadragoness]

Need help (also: OWWWW)

So a few days ago as I was heading to work, I slipped on the stairs and hurt myself. Initially, I thought I'd broken my tailbone, but now I'm fairly sure it's just bruised to hell and back.

Either way, it's kept me from working for a few days at a time when I REALLY need to be working, plus buying med supplies has used up most of the money I had. I could really use some help.

I've gotta come up with $180 this weekend for my car insurance, then $1150 by the end of the month for rent, plus I need groceries and gas.

If you can spare a few bucks, it would REALLY be appreciated. Even if you can't, just signal boosting this will help.

Cash App: https://cash.app/$silviadragoness Venmo: https://venmo.com/code?user_id=2729505512751104298 (phone# last 4 digits - 9072)

[EDIT]

Opened a new paypal account, so that's now also an option.

https://paypal.me/SilviaDragoness

Cash App is still preferred, since I can spend that directly without transferring it.

[adultcsvents]

hi mod ur prolly very tired about these cupid cats asks haha sorry I’m adding another one

but in response to the anon going “what’s so weird about them cashing in $600 even though they haven’t launched” well me personally I find it weird knowing that the owner of the CS still owes commissions and apparently hasn’t shipped out merchandise he sold during the timeframe that was expected.

Jona (the owner of cupid cats) has stated on his Twitter that he is getting a new job, still has to finish commissions and needs to “recoup funds” for his merch shop. last month (early february, 7 days before the launch of his CS) he was selling adoptables and since then hasnt been active at all on his main twitter. it’s just a bit well i don’t know weird I guess to be putting work on top of work (commissions, a job, shop launch, closed species launch) and to be opening + managing a closed species after stating that you need to recoup funds. not to mention using all of his artist friends as GA and connections to boost the launch. While I’m all for maximizing the connections one may have I still find it well, cash-grabby if you will.

I do hope he has finished his commissions though, otherwise I’d just think I’d would be disrespectful to paying clients that he’s prioritizing his cs….

🍆

[graceojuola]

How to Withdraw Liquidity From a Pool: A Step-by-Step Guide for Beginners and Enthusiasts

Let’s talk about withdrawing liquidity from a pool. At first glance, this might sound like some obscure, technical operation best left to the experts, but trust me, it’s not. If you’ve ever transferred money between your savings and checking accounts, or even cashed out a joint investment, you’ve already grasped the essence of what it means to withdraw liquidity.

Now, let me guide you through this process in a way that feels personal, relatable, and empowering. Whether you're new to the world of DeFi or just need some clarity, this guide is for you.

The Basics: What Is Liquidity Withdrawal

Think of a liquidity pool as a communal fund where participants like you and me deposit assets to facilitate trading on decentralized platforms. You’re essentially lending your assets to the pool, and in return, you earn a share of the fees generated from trades that happen in the pool.

Now, when you decide it’s time to retrieve your share—your initial deposit plus any accrued earnings—you “withdraw liquidity.” It’s that simple. It’s like owning a vending machine with others, collecting a cut of the profits, and deciding when to cash out your share.

The Step-by-Step Process

Step 1: Locate Your Liquidity Pool

Start by navigating to the "Pools" section of the platform you’re using. Once there, switch to the "My Pools" tab. This section is your personal ledger, listing all the pools you’ve contributed to.

Imagine logging into your online portfolio and seeing all the stocks or mutual funds you own. Each pool is like an individual investment account, showing you exactly where your assets are working for you.

Step 2: Select the Desired Pool

From the list, select the pool you want to withdraw from. Scroll to the bottom of the pool’s page, and you’ll find a button labeled Withdraw. This is your starting point for taking back your funds.

Think of this as walking into a bank and telling the teller which specific account you’d like to withdraw from. Simple, right?

Step 3: Decide How Much to Withdraw

Clicking Withdraw opens a window where you’ll specify how much liquidity you want to withdraw. If you’re ready to take it all, select the MAX option.

This step is like deciding how much cash to withdraw from an ATM. You might want to take only what you need and leave the rest to grow, or you might be ready to take it all out—it’s entirely up to your financial strategy and goals.

Step 4: Confirm the Transaction

After selecting the amount, click Withdraw Liquidity and confirm the transaction using your wallet. Remember, this step requires a small amount of TON (or the platform’s native token) to cover blockchain transaction fees.

Think of these fees as gas for your car. Just as you can’t drive without fuel, you can’t complete a blockchain transaction without covering the cost of its operation. Always ensure you’ve got enough TON in your wallet to keep things running smoothly.

Things to Keep in Mind

Transaction Rewards

When you withdraw liquidity, you’re not just taking back your initial deposit—you’re also collecting the rewards generated from trading fees in the pool. It’s like reinvesting dividends from a stock portfolio. Over time, these earnings can significantly boost your total return.

Impermanent Loss

This concept might sound intimidating, but let me break it down. Impermanent loss occurs when the value of the tokens you’ve contributed to the pool changes relative to holding them individually.

Imagine you own equal amounts of gold and silver. If gold's price doubles while silver's remains stagnant, your combined portfolio value in the pool might not reflect the full increase you’d get from holding gold alone. However, this "loss" becomes less relevant if the trading fees and rewards outweigh it.

A Personal Take on Liquidity Withdrawal

When I first ventured into liquidity pools, I was cautious, like anyone dipping their toes into a new financial venture. I double-checked every step, making sure I wasn’t leaving anything behind or exposing myself to unnecessary risks.

Over time, I realized that withdrawing liquidity is less about technical steps and more about understanding the underlying principles. Each withdrawal felt like cashing out a successful investment—rewarding and motivating.

Why It Matters

Learning how to withdraw liquidity isn’t just about reclaiming your funds; it’s about understanding how decentralized finance works, making informed decisions, and taking control of your financial future.

If you’ve ever wondered whether you could navigate the complexities of DeFi, let me reassure you: you absolutely can. It’s no different from learning to manage your personal finances—just with a digital twist. And as you gain confidence, you’ll find that the possibilities in this space are virtually limitless.

So, are you ready to take the next step in your DeFi journey? If you have questions or need clarification, let’s discuss them below. After all, in the world of crypto, shared knowledge is the most valuable currency of all.

[royallisgold]

Gold as an Investment

Before jumping on the gold bandwagon, let us first put a damper on the enthusiasm around gold and examine some reasons why investing in gold poses some fundamental issues.

The main problem with gold is that, unlike other commodities such as oil or wheat, it does not get used up or consumed. Once gold is mined, it stays in the world. A barrel of oil, on the other hand, is turned into gas and other products that are expended in your car's gas tank or an airplane's jet engines. Grains are consumed in the food we and our animals eat. Gold, on the other hand, is turned into jewelry, used in art, stored in ingots locked away in vaults, and put to a variety of other uses. Regardless of gold's final destination, its chemical composition is such that the precious metal cannot be used up—it is permanent.

Because of this, the supply-demand argument that can be made for commodities such as oil and grains doesn't hold so well for gold. In other words, the supply will only go up over time, even if demand for the metal dries up.

History Overcomes the Supply Problem

Like no other commodity, gold has held the fascination of human societies since the beginning of recorded time. Empires and kingdoms were built and destroyed over gold and mercantilism. As societies developed, gold was universally accepted as a satisfactory form of payment. In short, history has given gold a power surpassing that of any other commodity on the planet, and that power has never really disappeared.

The U.S. monetary system was based on a gold standard until the 1970s.

1

Proponents of this standard argue that such a monetary system effectively controls the expansion of credit and enforces discipline on lending standards because the amount of credit created is linked to a physical supply of gold. It's hard to argue with that line of thinking after nearly three decades of a credit explosion in the U.S. led to the financial meltdown in the fall of 2008.

From a fundamental perspective, gold is generally viewed as a favorable hedge against inflation. Gold functions as a good store of value against a declining currency.

2

Investing in Gold

The easiest way to gain exposure to gold is through the stock market, via which you can invest in the shares of gold-mining companies. Investing in gold bullion won't offer the leverage you would get from investing in gold-mining stocks. As the price of gold goes up, miners' higher profit margins can boost earnings exponentially. Suppose a mining company has a profit margin of $200 when the price of gold is $1,000. If the price rises 10%, to $1,100 an ounce, the operating margin of the gold miner goes up to $300—a 50% increase.

Of course, there are other issues to consider with gold-mining stocks, namely political risk (because many operate in developing nations) and the difficulty of maintaining gold production levels.

The most common way to invest in physical gold is through an exchange-traded fund (ETF) like the SPDR Gold Shares (GLD), which simply holds gold.

When investing in ETFs, pay attention to net asset value (NAV), as the purchase price can at times exceed NAV by a wide margin, especially when the markets are optimistic.

A list of gold-mining companies includes Barrick Gold Corp. (ABX.TO), Newmont Corp. (NEM), and Agnico Eagle Mines Ltd. (AEM), among others. Passive investors who want great exposure to the gold miners may consider the VanEck Vectors Gold Miners ETF (GDX), which includes investments in all the major miners.

Alternative Investment Considerations

While gold is a good bet on inflation, it's certainly not the only one. Commodities in general benefit from inflation because they have pricing power. The key consideration when investing in commodity-based businesses is to go for low-cost producers. More conservative investors would also do well to consider inflation-protected securities like Treasury Inflation-Protected Securities, or TIPS. The one thing you don't want is to be sitting idle—in cash, thinking you're doing well—while inflation is eroding the value of your dollar.

Gold Price Performance

The price of gold depends on a complex array of factors. Because gold is priced in dollars, the value of the U.S. currency can have a significant impact on the performance of the precious metal. A strong dollar makes gold more expensive for buyers in other countries, potentially leading to lower gold prices. On the other hand, a weaker dollar makes gold more affordable for international purchasers and may bring increased prices. Since gold is seen as a hedge against inflation, the decline in value of fiat currencies and the market's expectations surrounding inflation can also affect gold prices.

3

These factors seem to be evident in the yellow metal's recent price history. Throughout most of 2022, despite soaring levels of inflation, gold prices actually dipped, likely driven lower by sustained strength in the dollar against other currencies. More recently, with inflation remaining stubbornly persistent despite the Federal Reserve's attempts to bring it under control, gold prices have recovered to more than $1,875 per ounce in January 2023, from around $1,656 per ounce in September 2022.

3

What's to Come

You can't ignore the effect of human psychology when it comes to investing in gold. The precious metal has always been a go-to investment during times of fear and uncertainty, which tend to go hand in hand with economic recessions and depressions.

In the articles that follow, we examine how and why gold gets its fundamental value, how it's used as a form of money, and which factors subsequently influence its price on the market—from miners to speculators to central banks. We will look at the fundamentals of trading gold and what types of securities or instruments are commonly used to gain exposure to gold investments. We'll look at using gold both as a long-term component of a diversified portfolio and as a short-term day trading asset. We'll look at the benefits of gold but also examine the risks and pitfalls and see if it lives up to the "gold standard."

What Makes Gold Valuable?

Aside from its literal shine and the symbolic relationship with wealth that has lasted throughout human civilization, gold plays an important role as a store of value and a medium of exchange. Unlike other commodities, gold does not get used up or consumed, imbuing the precious metal with a sense of everlasting value. Gold serves as a hedge against the declining value of currencies through inflation, which leads many investors to consider gold an alternative asset and a way of safeguarding their wealth.

What Is the Gold Standard?

Under the gold standard, the value of a currency is pegged to the value of gold. The Bretton Woods Agreement, which formed the framework for global currency markets starting at the end of World War II, established that the U.S. dollar was convertible to gold at a fixed rate of $35 per ounce, with other world currencies valued in relation to the dollar.

4

President Nixon ended the convertibility of the dollar to gold in 1971, signaling the end of the gold standard.

How Can I Invest in Gold?

There is a wide variety of options for investors who want exposure to gold. It's possible to invest directly in gold bullion, although the costs of storing and insuring physical gold can be significant. Investors also can turn to exchange-traded funds (ETFs) that hold the precious metal or purchase shares of mining companies whose stock prices are correlated to gold's price performance.

The Bottom Line

Gold has held a special place in the human imagination since the beginning of recorded time. From an investment perspective, gold is attractive because of its potential to remain strong in difficult financial environments and to hedge against inflationary declines in the value of fiat currencies.

Although the U.S. dollar and other world currencies are no longer pegged to gold—as was the case when many countries operated under the gold standard—the precious metal continues to play an important role in the global economy.

ARTICLE SOURCES

PART OF

Investing in Gold

Investing in Gold1 of 30

Why Gold Matters: Everything You Need to Know2 of 30

Why Has Gold Always Been Valuable?3 of 30

What Drives the Price of Gold?4 of 30

What Moves Gold Prices?5 of 30

Gold Standard: Definition, How It Works, and Example6 of 30

Gold: The Other Currency7 of 30

How to Invest in Gold: An Investor’s Guide8 of 30

Gold Bug9 of 30

8 Good Reasons to Own Gold10 of 30

4 Ways to Buy Gold11 of 30

Does It Still Pay to Invest in Gold?12 of 30

The Best Ways To Invest In Gold Without Holding It13 of 30

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Related Terms

Gold IRA Definition

A gold IRA is a retirement investment vehicle used by individuals who hold gold bullion, coins, or other approved precious metals. more

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Precious Metals: Definition, How to Invest, and Example

Precious metals are rare metals that have a high economic value, such as gold, silver, and platinum.

Invest with us today with Royallis Gold.

[bizconsulaf453]

Business Consultant Lafayette

Business Consultant Lafayette: Why You’d Need/Want It, How It’s Useful, and Its Applications and Advantages

Introduction

In the ever-evolving business world, entrepreneurs and established companies alike face a range of challenges that can sometimes feel insurmountable. Whether you’re starting a new venture or managing a growing business, there comes a time when expert advice is needed to navigate the complexities of the market. For businesses in Lafayette, Louisiana, a business consultant can provide the expertise and guidance necessary for success. But what exactly is a business consultant, and why is it so important? In this article, we’ll explore the significance of hiring a business consultant in Lafayette, why you might want or need one, how it’s useful, and the advantages it brings to your business.

Why You’d Need/Want a Business Consultant

As any business owner knows, running a company involves managing multiple moving parts—operations, finances, marketing, and human resources. For businesses in Lafayette, a region with a unique cultural and economic environment, it’s crucial to have a strategy in place that aligns with both local market trends and broader industry practices. A business consultant can help you create that strategy, streamline your operations, and ensure that your business is set up for long-term success. Here are some key reasons why you’d want or need a business consultant:

Expert Advice and Strategy Development Business consultants bring years of experience and specialized knowledge to the table. Whether you're in retail, manufacturing, hospitality, or any other industry, a consultant can offer valuable insights into how to improve your current strategies and develop new ones. This can include everything from identifying growth opportunities to creating a detailed business plan that aligns with your goals. A consultant can act as a sounding board for your ideas, providing expert feedback to ensure that you're on the right track.

Financial Management and Budgeting Proper financial management is the backbone of any successful business. If you’re struggling with cash flow, financial forecasting, or overall budgeting, a business consultant can help you establish effective financial strategies. In Lafayette, where local businesses face unique economic dynamics, understanding the financial landscape is essential. A consultant can help you identify areas to cut costs, optimize spending, and boost profitability, ultimately helping you avoid financial pitfalls.

Market Analysis and Competitive Edge Every business needs to stay on top of market trends to remain competitive. Lafayette, with its diverse mix of industries, including oil and gas, agriculture, and tourism, offers a dynamic environment in which businesses need to stay agile. A business consultant can conduct a thorough market analysis, helping you understand where your company stands relative to competitors and providing strategies to improve your position. Whether it's market research, customer segmentation, or brand positioning, a consultant’s insights can help you develop a competitive edge.

Risk Management Running a business is inherently risky, but with the right guidance, those risks can be minimized. A business consultant helps identify potential risks—whether financial, operational, or regulatory—and helps you craft strategies to mitigate them. This proactive approach to risk management ensures that your business can weather potential setbacks and continue to thrive even in times of uncertainty.

Scalability and Growth If your business is growing, or you plan to expand, a consultant can help you scale operations effectively. Scaling a business requires more than just increasing production or hiring more staff; it involves optimizing systems, refining processes, and ensuring that your infrastructure can handle growth without compromising quality. A consultant can provide you with actionable insights on how to scale while maintaining operational efficiency, helping your business grow without becoming overwhelmed.

How Business Consultants Are Useful

A business consultant’s role varies based on the specific needs of the business, but their utility can be observed across several key areas. For businesses in Lafayette, consultants are particularly valuable because they understand the local market nuances and can tailor strategies to suit the area’s unique characteristics. Here are some ways in which business consultants are particularly useful:

Improving Operational Efficiency A consultant can identify inefficiencies in your operations, helping you streamline processes and reduce waste. This could include optimizing supply chains, reducing overhead costs, or improving production cycles. By making small adjustments to your business operations, a consultant can boost productivity, enhance profitability, and improve your bottom line.

Strategic Marketing and Branding Lafayette, like many other cities, has a competitive business environment. For businesses to stand out, they need a strong marketing and branding strategy. A business consultant can help you develop targeted marketing plans that align with your business objectives and resonate with your target audience. This can include everything from digital marketing strategies to content creation and social media campaigns. A consultant can also help you assess the effectiveness of your current marketing efforts and make improvements where necessary.

Human Resource Management Employees are a business’s greatest asset, and managing a workforce requires careful attention to detail. Business consultants in Lafayette can assist with talent acquisition, employee training programs, and leadership development. Additionally, they can help improve organizational structures and create processes that foster a positive work culture. With the right human resource strategies, a business consultant ensures that your employees are well-equipped, motivated, and aligned with the company’s objectives.

Legal and Regulatory Compliance Navigating the legal landscape can be a challenge, especially for small businesses. Consultants with expertise in compliance can help businesses understand the complex regulations that govern their operations. Whether it’s tax laws, environmental regulations, or industry-specific standards, a business consultant can provide you with the knowledge and tools necessary to remain compliant, avoiding legal issues that could jeopardize your business.

Applications of Business Consulting in Lafayette

Lafayette has a unique economic ecosystem shaped by its rich cultural heritage, its strong agricultural sector, and its prominence in the energy industry. Business consultants in Lafayette tailor their services to address these specific needs, offering strategies and solutions that are designed to help businesses thrive in the local environment. Here are some applications of business consulting in Lafayette:

Agriculture and Food Industry Consulting Agriculture is a significant part of Lafayette’s economy, and business consultants in this sector help companies navigate everything from supply chain logistics to market demand shifts. Consultants can help food producers and agribusinesses improve their operations, increase efficiency, and develop new market opportunities. Whether it’s improving crop yields or expanding into new distribution channels, a consultant can offer strategic guidance to make the most of the growing agricultural sector.

Energy and Oil & Gas Consulting Lafayette is home to a number of businesses in the oil and gas industry. Consultants in this sector specialize in improving operational efficiency, managing supply chains, and adhering to regulatory standards. A consultant can also assist with identifying new energy projects, improving sustainability efforts, and managing the complexities of energy-related industries. Their guidance is vital for navigating an industry subject to fluctuating market conditions and environmental considerations.

Technology and Innovation Consulting As technology continues to play a larger role in business, Lafayette companies are turning to consultants for assistance with integrating new technologies into their operations. Whether it’s adopting new software systems, improving cybersecurity, or enhancing digital marketing efforts, a business consultant can help businesses stay at the forefront of technological trends and gain a competitive advantage in a tech-driven world.

Advantages of Working with a Business Consultant

There are many reasons why working with a business consultant in Lafayette can be beneficial. Below are some of the key advantages:

Access to Expertise Consultants bring a wealth of experience and knowledge that may not be readily available in-house. Their ability to provide expert advice and strategic solutions allows businesses to tackle complex problems with confidence.

Cost Savings While hiring a business consultant comes with a fee, the cost savings that result from their recommendations often outweigh the investment. Whether it’s streamlining operations, cutting costs, or improving marketing efforts, consultants can deliver a high return on investment.

Time Efficiency A consultant’s ability to identify solutions quickly can save you valuable time. By delegating certain tasks to an expert, business owners can focus on their core functions and priorities, ensuring that the business runs smoothly.

Improved Decision-Making With the guidance of a consultant, businesses can make more informed decisions. Consultants provide data-driven insights and a fresh perspective that helps reduce risks and ensures better outcomes.

Conclusion

Business consultants in Lafayette play an essential role in helping companies thrive in an ever-changing business landscape. Their ability to offer specialized knowledge, strategic advice, and practical solutions makes them valuable partners for businesses looking to improve operations, manage finances, and scale for growth. Whether you're in agriculture, energy, technology, or another sector, a consultant can help you stay competitive in Lafayette’s dynamic market. By leveraging their expertise, businesses gain a roadmap for success, improved efficiency, and a greater chance of long-term profitability.

[vancouverpreowned]

Sell My Car Vancouver: How to Write a Winning Listing Description

Selling your car in Vancouver’s bustling market? A compelling listing description isn’t just helpful—it’s essential. With thousands of buyers scrolling through sell my car online listings daily, your words need to stand out, build trust, and spark action. Whether you’re a first-time seller or a seasoned pro, these tips will help you craft a description that turns browsers into buyers—and fast.

1. Start with a Headline That Pops

Your headline is the first thing buyers see. Make it clear, specific, and packed with keywords to grab attention in seconds.

Do:

Include critical details: Year, make, model, mileage, and location (e.g., “2020 Honda CR-V, 45,000 km, Vancouver-Owned”).

Highlight selling points: Use phrases like “Fuel-Efficient,” “One Owner,” or “Winter-Ready AWD.”

Add urgency: Try “Must-Sell ASAP” or “Priced to Sell.”

Don’t: Use vague terms like “Great Car” or “Runs Well.”

Pro Tip: Start with “Sell My Car Vancouver” keywords to boost search visibility. Example: “Sell My Car Vancouver | 2018 Subaru Forester, AWD, Clean History, $18,999”

2. Focus on Features Vancouver Buyers Care About

Vancouver drivers have unique needs. Tailor your description to local priorities:

Fuel efficiency: Gas prices are high—emphasize hybrid models or low fuel consumption.

All-wheel drive (AWD): Highlight safety for rainy coastal roads or ski trips to Whistler.

Parking-friendly size: For city dwellers, note compact dimensions or parking sensors.

Example: “Perfect for Vancouver commutes: This 2019 Toyota Prius Hybrid averages 4.2L/100km, with parking assist for tight downtown spots. Includes winter tires for mountain adventures!”

3. Be Honest (But Highlight the Positives)

Transparency builds trust, but that doesn’t mean downplaying your car’s strengths.

Do:

Mention upgrades: New tires, recent brakes, or tech additions (e.g., Apple CarPlay).

Disclose flaws politely: “Minor scratch on rear bumper (shown in photos)—priced accordingly.”

Share maintenance history: “Full service records available, last oil change December 2023.”

Avoid: Hiding issues or using jargon like “mechanic’s special”—it raises red flags.

4. Use Local Keywords Strategically

Incorporate location-specific terms to attract nearby buyers and improve search rankings:

Cities/neighborhoods: “Vancouver,” “Burnaby,” “North Shore.”

Landmarks: “Great for commuting to downtown/UBC/SFU.”

Lifestyle: “Ski-ready,” “eco-friendly,” “parking permit included.”

Pro Tip: Sprinkle phrases like “sell my car BC” or “sell my car Vancouver” naturally in your description.

5. Tell a Story to Create Connection

Buyers want to envision themselves in your car. Paint a vivid picture:

History: “Reliable family car, garage-kept, driven by a single owner.”

Use case: “Ideal for students, commuters, or small families.”

Emotion: “Sad to see it go, but upgrading for a growing family.”

Example: “This 2017 Mazda CX-5 has been my trusted partner for Vancouver road trips—from Stanley Park to the Okanagan. Always serviced at Langley Mazda, it’s ready for its next adventure.”

6. End with a Clear Call to Action

Tell buyers what to do next. Keep it friendly but direct:

“Contact me today to schedule a test drive!”

“Serious inquiries only—no dealers, please.”

“Available for viewing evenings/weekends in Kitsilano.”

7. Bonus: Avoid These Common Mistakes

Typos or slang: “Gr8 condishun” looks unprofessional.

Overpromising: Avoid “Never been in an accident” unless you’re certain.

Ignoring SEO: Use sell my car online platforms’ search filters to your advantage (e.g., hashtags on Facebook Marketplace).

Skip the Writing Hassle—Sell with Vancouver Preowned!

Crafting the perfect listing takes time, and even then, you’ll still face negotiations, no-shows, and paperwork. If you’d rather skip the stress, Vancouver Preowned offers a smarter solution:

Free professional descriptions: Our team writes optimized listings for you.

Instant offers: Get a fair cash price in minutes, no advertising needed.

Secure, hassle-free sales: We handle test drives, transfers, and payment.

Whether you want to sell my car Vancouver-based or across BC, we make it fast, easy, and profitable.

Ready to Sell Your Car with Zero Effort? Visit Vancouver Preowned today for a free, no-pressure valuation. With decades of local expertise, we’re here to turn your car into cash—no perfect description required.

[marketingreportz]

Powder Metallurgy Market - Forecast(2024 - 2030)

Powder Metallurgy Market Overview

Request Sample Report : 

COVID-19 Impact

The onset of Covid-19 in the entire nation had a negative impact on the automotive industry. There was an overall revenue impact across the automotive industry. The pandemic also impacted all the stakeholders present in the value chain for the short as well as medium term. Shortage of raw material, shifting of production to other countries, liquidity crunch to delays in availability of models, deferred launches, and shrinkage in consumer demand were some of the main issues faced by the automotive stakeholders, owing to which the production and demand of automobiles had significantly fallen. For instance, according to the China Passenger Car Association (CPCA), China’s passenger car sales in June fell 6.5% year on year to 1.68 million units. The unstable automotive production and demand have significantly impacted the market of powder metallurgy as the demand for powder metal was also uncertain during the period. A prolonged truncation of consumer demand due to the lockdown has significantly affected auto manufacturers’ revenues and cash flows. Even after the restriction is eased in 2021, with discretionary spending taking a backseat, further declines in the market for passenger vehicles are expected.

Powder Metallurgy Market Report Coverage

The report: “Powder Metallurgy Market — Forecast (2021–2026)”, by IndustryARC, covers an in-depth analysis of the following segments of the powder metallurgy Industry.

By Material: Ferrous (Iron, Steel, and Stainless Steel), Non-Ferrous (Copper, Aluminium, Cobalt, Tin, Nickel, Magnesium, Zinc, Titanium, Molybdenum, and Others By Process: Conventional Process, Metal Injection Moulding, Hot Isostatic Pressing, and Metal Additive Manufacturing By Application: Porous Products, Bearing and Bushes, Filters (Ceramic Filter, Fiber Metal Filter, and Others), Refractory Metal Composites, Electric Motors, Cemented Carbides, Machinery Parts (Gears, Sprockets, Rotors, and Others), Tungsten Wires, Medical Implants, Magnetic Materials, Cutting Tools and Dies, and Others By End-Use Industry: Medical & Healthcare, Automobile (Transmission, Engine Parts, and others), Oil & Gas, Electrical and Electronics (Refrigerators, Vacuum Cleaners, Circuit Breakers, Electric Motors, Sewing Machines, and Others), Industrial (Hydraulics, Motors/Controls, and Others), Aerospace (Aero-engine, Land-based Gas Turbine, Airframes, and Others), Household Appliances, Recreation and Leisure, and Others By Geography: North America (USA, Canada, and Mexico), Europe (UK, Germany, France, Italy, Netherlands, Spain, Russia, Belgium, and Rest of Europe), Asia-Pacific (China, Japan, India, South Korea, Australia and New Zealand, Indonesia, Taiwan, Malaysia, and Rest of APAC), South America (Brazil, Argentina, Colombia, Chile, and Rest of South America), Rest of the World (Middle East, and Africa)

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Key Takeaways

Asia-Pacific dominates the powder metallurgy market, owing to the increasing demand and production of lightweight vehicles in the region. For instance, according to OICA, the production of passenger cars has increased by 2.6 % in Malaysia in 2019.

There are many cases in which powder metallurgy over casting has a strong benefit. The benefits of the powder metallurgy process are particularly apparent when dealing with high-value and high-melting-point materials, owing to which there is increasing adoption of powder metallurgy over die casting, which will propel the market growth.

There are growing interests in producing customized medical implants using additive manufacturing and in producing porous implant structures (to match bone stiffness and to aid osteointegration) by powder metallurgy processing, which may boost the market growth.

For More Details on This Report — Request for Sample

Powder Metallurgy Market Segment Analysis — By Material

The ferrous segment held the largest share in the powder metallurgy market in 2020. Ferrous powdered metals such as iron, steel, and more offer the highest level of mechanical properties. Ferrous metal powders are also known for their extensive characteristics such as durability, hardness, tensile strength, lower costs, broad flexibility, and more. The ferrous powdered metal is largely employed in the automotive industry for designing bearings, gears, or other auto parts, owing to its good strength and flexibility. Furthermore, ferrous metals are also widely utilized in various other end-use industries such as construction, piping, aerospace, electronics, and more. Thus, it is anticipated that these extensive characteristics and wide applications of ferrous powder metallurgy are the major factors driving its demand during the forecast period.

Powder Metallurgy Market Segment Analysis — By Application

The bearings segment held the largest share in the powder metallurgy market in 2020 and is growing at a CAGR of 7.4% during 2021–2026, owing to its self-lubricating property. Bearings that are made from powder metallurgy are known as self bearings of sintered metal. They are economical, suitable for high production rates, and precision tolerances can be produced. The majorities of porous-metal bearings consist of either bronze or iron with pores that are interconnected. These voids take up 10 percent of the total volume to 35 percent. In operation, lubricating oil is deposited in these voids and feeds to the bearing surface through the interconnected pores. Sintered-metal self-lubricating bearings are widely used in home appliances, small motors, machine tools, aircraft, and automotive accessories, business machines, instruments, and farm and construction equipment, owing to which it holds a prominent share in the powder metallurgy application segment.

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Powder Metallurgy Market Segment Analysis — By End-Use Industry

The automotive segment held the largest share in the powder metallurgy market in 2020 and is growing at a CAGR of 8.6% during 2021–2026. Powder metal parts display excellent controlled porosity and self-lubricating properties that allow gases and liquids to be filtered. Powder metallurgy is also a strongly recommended method in the manufacture of components involving complex bends, depressions, and projections. Flexibility in the development of mechanical parts of different compositions, such as metal-non-metal and metal-metal hybrids, allows high dimensional precision in the production of automobile parts and ensures consistent properties and measurements with very little scrap and waste of material. The most popular vehicle parts that are manufactured through the method of powder metallurgy are the bearings and gears. A variety of metals, including ferrous, and non-ferrous are used in automotive components including chassis, steering, exhaust, transmission, shock absorber parts, engine, battery, seats, air cleaners, brake disc, and more. The powder metallurgy is often used in these components as it improves the net shape, utilizes heat treatment, enhances surface treatment, and improves the precision of these components. Thus, the demand for powder metallurgy in the automotive sector is growing due to such factors.

Powder Metallurgy Market Segment Analysis — By Geography

Asia-Pacific region held the largest share in the powder metallurgy market in 2020 up to 45%, owing to the increasing automotive manufacturing coupled with population growth in the region. China is the world’s largest vehicle market, according to the International Trade Administration (ITA), and the Chinese government expects automobile production to reach 35 million by 2025. In 2019, according to OICA, the automotive production in Malaysia and Vietnam has increased up to 571632, and 250000, i.e., 1.2%, and 5.5%. India’s annual production in 2019 was 30.91 million vehicles, according to Invest India, compared to 29.08 million in 2018, recording a healthy 6.26 percent growth. Also, by 2026, the US$118 billion Indian car industry is projected to cross US$300 billion. The increasing automation production in the Asia Pacific will eventually boost the demand for powder metallurgy to manufacture various automobile components, which will likely influence the growth of the powder metallurgy market in the APAC region.

Powder Metallurgy Market Drivers

Flourishing Aerospace Industry

Powder metallurgy is used extensively in aerospace, because of its advantages of high strength/weight ratio, high heat capacity, and high modulus of elasticity. Within aerospace, powder metallurgy finds its most significant application in turbine engines, compressors, fan sections, discs, airframes, fasteners, and landing gear. Tungsten metallurgy based tungsten carbide has received considerable attention in the aerospace industry because of its high strength at very high temperatures. Tungsten carbide is sintered through a selective laser sintering process based on the additive manufacturing process. In 2019, China was the second-largest civil aerospace and aviation services market in the world and one of the fastest-growing markets, according to the International Trade Administration (ITA). China will need 7,690 new aircraft over the next 20 years, valued at US$1.2 trillion, according to Boeing (Commercial Market Outlook 2018–2037). China also currently accounts for 15 percent of the world’s commercial aircraft fleet, and it will be almost 20 percent by 2037. According to Boeing, the demand for 2,300 airplanes worth US$320 billion is projected in India over the coming 20 years. Boeing’s current market outlook (BMO) forecasts demand for 2,520 new aircraft in the Middle East by 2030. With the flourishing aerospace industry, the demand for aircraft components will also gradually increase, which will drive the market growth.

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Expanding Electrical and Electronics Sector

The powder metallurgy method offers the opportunity to cost-effectively produce net form components from a variety of materials. A market segment that has exhibited the ability to take advantage of powder metallurgy’s flexibility has been in electromagnetic applications such as household appliances, industrial applications, and more. Magnetic materials are essential elements in the electronic industry in recent times. From the motors and turbines that provide the power for the industry to the high-frequency transformers that power computers, magnetic materials are becoming increasingly important for consumers. The electronic sector is booming in various regions, which will further drive the market growth as there is an increasing demand for powder metallurgy from the electrical and electronics sector. For instance, the consumer electronics and appliances sector in India is expected to become the fifth-largest in the world by 2025, according to Invest India. India could create an US$800 billion to US$1 trillion digital economy by 2025, and India’s digital economy could fuel 18–23 percent of overall economic activity by 2025. According to the Government of Canada, revenues in the ICT sector reached an estimated US$210 billion in 2019. ICT sector revenues grew from US$158 billion to US$200 billion from 2013 to 2018, a 26.9 percent increase.

Powder Metallurgy Market Challenges

Various Drawbacks Associated with Powder Metallurgy

The cost of metal powders compared to the cost of raw material used for casting or forging a component is relatively higher. At the time the cost of tooling and equipment is also higher. When production volumes are limited, this is especially a limitation. Also, low melting point metal powders such as zinc, tin, and cadmium give thermal difficulties during sintering operation, as most oxides of these metals cannot be reduced at temperatures below the melting point. Furthermore, large or complex-shaped parts, and uniformly high — density products are difficult to produce by the powder metallurgy process. Without any degradation, a few powders are also difficult to store. All these drawbacks associated with the powder metallurgy may hinder the market growth during the forecast period.

Powder Metallurgy Market Landscape

Technology launches, acquisitions, and R&D activities are key strategies adopted by players in the powder metallurgy market. Major players in the powder metallurgy market are Arcam AB, Carpenter Technology Corp., ExOne GmbH, GKN Plc, Höganäs AB, Materialize NV, Melrose Industries PLC, Sumitomo Electric Industries, Ltd., and Hitachi Chemical Co., Ltd.

Acquisitions/Technology Launches

In May 2019, Epson Atmix Corp. installed a new production line at its Kita-Inter Plant in Japan for producing amorphous alloy powder. The company invested around ¥800 million (USD 7.43 million) for the installation of a new line and it plans to further increase its production capacity in stages and reach 6,000 tons per year by 2023.

In October 2019, GKN Powder Metallurgy a leading metal powder and parts manufacturers acquired specialist polymer 3D printing service provider Forecast 3D. The acquisition presents a significant expansion of GKN powder metallurgy’s additive capabilities.

Relevant Reports

Powder Coatings Market — Forecast (2021–2026)

Report Code: CMR 0113

Ferromanganese Market — Forecast (2021–2026)

Report Code: CMR 0382

For more Chemicals and Materials Market reports, please click here

[hvsolarnsw]

7 Important Areas Where Solar Energy Helps You Save Money

In the energy-conscious world of today, the drive to cut costs and reduce environmental impact has encouraged people to explore alternative sources of energy such as solar installation Hunter Valley. This method stands out for its efficiency and cost-effectiveness. This approach also helps property owners save money across a wide range of areas, both in the home and beyond.

Take a look at the important areas where this energy source proves to be an economical choice, empowering households and businesses alike.

Reduced Utility Bills

One of the most immediate and noticeable areas of savings is the dramatic reduction in monthly energy costs. By generating your own power, you decrease dependency on conventional providers. This means less exposure to fluctuating energy prices, offering financial stability. Over time, this can add up to significant savings, especially in areas with abundant sunlight. Even during peak usage periods, the reliance on self-generated power minimises expenses.

Tax Incentives and Rebates

Governments and local authorities often provide financial incentives to encourage the adoption of energy-efficient systems. These can include tax breaks, cash rebates, or grants. By taking advantage of these benefits, users can offset the initial costs and start enjoying long-term savings sooner. These incentives not only reduce upfront expenses but also enhance the overall return on investment.

Savings on Maintenance Costs

Energy systems designed for long-term efficiency typically require minimal upkeep. The components are built to last, often with warranties spanning decades. This means reduced costs associated with repairs or replacements. Additionally, the lack of moving parts in these systems minimises wear and tear, further decreasing the likelihood of maintenance expenses. Routine check-ups are simple and cost-effective, ensuring smooth operation for years to come.

Independence from Price Hikes

Energy prices from traditional providers tend to rise over time due to inflation and other market factors. By generating your own power, you shield yourself from these price increases. This independence not only stabilises your energy costs but also offers peace of mind, knowing that external factors won't impact your monthly expenses. Over decades, the savings from avoiding price hikes can be substantial.

Increased Property Value

Homes and businesses equipped with renewable energy systems are considered more valuable in the real estate market. Buyers are often willing to pay a premium for properties that promise lower ongoing energy costs. This added market value makes it a smart financial decision for those planning to sell their property in the future. The prospect of consistent energy savings can be a key selling point, boosting both demand and resale prices.

Reduced Carbon Footprint

While the primary focus is often on financial savings, the environmental benefits should not be overlooked. Reducing reliance on non-renewable sources lowers greenhouse gas emissions, contributing to a cleaner planet. This reduction in environmental impact can lead to savings through incentives tied to eco-friendly practices. Communities and businesses adopting sustainable energy solutions may qualify for grants or subsidies, further enhancing the cost benefits.

Support for Energy-Efficient Appliances

Adopting renewable energy often goes hand-in-hand with the use of energy-efficient appliances. These devices consume less power, maximising the benefits of self-generated energy. Over time, this dual approach can lead to lower overall consumption and reduced costs. Investing in appliances that operate seamlessly with your energy system ensures optimal performance and long-term financial gains.

Energy-efficient solutions are transforming the way people manage their power needs. By reducing costs in areas such as utilities, maintenance, and property value, this approach proves to be a wise financial choice. Beyond the monetary advantages, it fosters a sustainable future, making it a win-win for households, businesses, and the environment. Adopting this energy source is not only a step toward a brighter future but also a decision that can result in significant financial benefits over time.

If you have questions or need more information about the topic discussed in this guide, please feel free to get in touch with a reputable service provider near you to get professional advice.

[danutrinycblog]

Cutting down on food waste

If you’ve ever tossed out a container of yogurt that’s approaching its date, discarded veggies that have gone limp, or thrown out a salad that’s just starting to turn a bit brown around the edges, you’re not alone. While food waste is a worldwide phenomenon, the U.S. is a big contributor. Would you believe me if I told you that food takes up more space in U.S. landfills than any other type of waste? It’s unfortunately true. Right here at home up to 40 percent of the entire U.S. food supply goes to waste. That’s almost 20 pounds of food per person every month. Imagine the time and money you could save by using some of the helpful tips I share below.

Talking about and sharing solutions to food waste is important because there are a lot of less-than-helpful (and less-than-healthy) ideas out there. I want to share some of the best ones to improve your health while saving you time and money as well. Before we dive in to the solutions, let’s talk a bit about some of the many benefits you could see by reducing food waste.

Benefits of reducing food waste 

The impact of food waste is wide-ranging. The less food we waste, the more time and money we can save—and these are so very important right now to reduce the stress we’re all feeling these days. By reducing the amount of food wasted, farmers can use less fresh water, land, fertilizers, etc. because they’re not producing food that’s going to be discarded. Reducing food waste also reduces the amount of food that needs to be processed, transported, and stored (sometimes in unrecyclable packaging and energy-intensive refrigerators and freezers). Plus, with less food waste, less space is used in landfills and less greenhouse gas is produced. Not to mention that there are a few not-as-obvious societal impacts that I’m going to talk about as well.

Let’s dive a bit deeper into each of these benefits of reducing food waste.

Save time 

Leftovers may not be the most glamorous meals, but they allow you to cook (or buy) once and eat twice. This uses your precious time more efficiently because you’re not making a huge effort to decide what new meal or snack to make (or buy), and then spending even more time preparing (or heading to the store or restaurant). 

Save money

You probably don’t want to spend your hard-earned cash on something you’re not going to use—even when it comes to buying food. The amount of produce wasted by an average American family of four costs about $1,600 per year. Imagine what you could do with that amount of money by simply buying only what you need and are going to eat, without unnecessary excess.

Save the environment

Reducing food waste helps us use critical resources like our land, water, fertilizers, packaging, transportation, storage, etc. much more efficiently. That’s because these investments will go toward food that we’re going to use and enjoy, not producing excess that’s going to be discarded. These efficiencies can help to reduce our environmental impact. 

Throwing food away wastes not only the water and energy that went into all of the steps needed to get the food to you, but when it’s in a landfill, food waste releases greenhouse gases like carbon dioxide and methane. The U.S. Environmental Protection Agency (EPA) estimates that 95 percent of discarded food ends up in landfills instead of the compost.

Boost your relationships and community

When you share extra food with people you know and care about, you’re building relationships with them. Plus, there are plenty of people who may need to use community services to access food. By sharing food with them, you can help increase food security in your community. 

Tips to reduce your household food waste

Now that you know some of the benefits of reducing food waste at home, here’s how to make it happen.

It’s true that food is wasted at every level from farm to fork. Farms, manufacturers, grocery stores, and restaurants all waste some of their food. While you may not be able to control these other areas, reducing your own food waste can make a sizeable difference. That’s because household food waste accounts for the biggest amount of food wasted (at 43 percent—more than restaurants, grocery stores, and food service companies combined.)

1 - Freeze food and enjoy your leftovers

Sometimes we buy or make too much food to eat in one day. As a registered dietitian, I don’t want you to try to force yourself to eat more than you need in order to reduce your food waste. Instead, safely store uneaten food in a sealed container in your fridge or freezer, and then enjoy it another time as a “leftover.”

Pro tip: Be sure to pack up and safely store perishable food within 1-2 hours if it’s been sitting at room temperature.

Leftovers can also save you time and money when you’re super-busy because you can quickly take a meal out of the fridge or freezer instead of spending the time and money to prepare or buy a whole new meal.

2 - Know your dates

One of the biggest reasons people throw away food is because they think it’s spoiled. This is understandable because no one wants to eat or serve food that has gone bad and may make them sick. Sometimes, the date that a food goes bad is not always clear because manufacturers may use different dates on their packages. In an effort to reduce confusion, the U.S. FDA is recommending the use of:

“Best if used by” to describe the quality of the food (not its safety); the food may not taste or perform as expected but it’s still safe to consume as long as it was stored properly.

“Expires on” is mostly reserved for infant formulas which should not be used beyond that date.

3 - Try “imperfect” or “ugly” food

Did you know that food is sometimes dumped because it doesn’t look “perfect” enough? Looking for “imperfect” or “ugly” food, or food that’s approaching it’s “Best if used by” date, is another way to save money and reduce food waste. Some markets and grocery stores package up food that may be “ugly” or not as fresh as their latest shipment and sell them at lower prices than the “perfect” food we’re used to seeing. Many of these imperfect foods can still be used in smoothies, soups, and baking.

Pro tip: Check to make sure the imperfect foods are still safely edible and are not spoiled; then, prioritize freezing or eating these foods first.

By choosing “imperfect” or “ugly” foods when you’re out shopping you can help prevent it from going to waste while saving money at the same time.

4 - Share extra food

If you know someone who would love to join you for a meal or appreciate your leftovers afterward, consider sharing with them. You can invite them over or drop your extra food off to them. 

Another idea is to find a food bank or shelter in your area and see what types of food they accept. If you have extras of those, simply donate it to them. If you want to go the extra mile, you can even consider donating the amount of money you saved from reducing food waste to your local food bank or shelter so they can purchase what is most urgently needed.

5 - Optimize your fridge and freezer

Don’t forget to regularly check your fridge and freezer to keep an eye on food that may be approaching the end of its useful life. If you find any, enjoy them first.

Pro tip: Keep your fridge set to a maximum temperature of 40°F and your freezer to 0°F or lower to keep your food fresh as long as possible.

6 - Compost and use organic collection programs whenever you can

The U.S. EPA estimates that just 4.1 percent of wasted food is composted, so composting is a huge area of opportunity. If you have a backyard and ability to compost food scraps to make nutrient-rich soil, that is a great place to start. Alternatively, if your city, town, or region has a composting program, you can contribute to that instead of putting food waste into the garbage which goes to the landfill.

7 - Use a grocery list and meal plan

When you plan out the meals you want to eat and stick to your grocery list, you’re less likely to purchase and make too much food. If you create a thoughtful grocery list—and stick to it—you can buy only what you need and will reasonably eat each day or week. 

How meal planning can help reduce food waste

Having a plan for your meals—whether you make the plan yourself or invest in one that works for you—is a great way to reduce your food waste. That’s because when your meals are planned out, you can create a grocery list of the foods you need for that plan. If you double-check your pantry, fridge, and freezer before adding something to your grocery list, and stick to the list when you’re out shopping, you will buy only what you need and are planning to eat. 

By using a meal plan to reduce the amount of excess food you buy in the first place, you’re cutting down on food waste at the source. This is called “source reduction.” According to the U.S. EPA, source reduction is the most impactful step toward reducing food waste, so it’s a great one to focus your efforts on. 

Meal planning has other benefits beyond reducing food waste and saving you time and money. Using meal plans can help you create meaningful and sustainable changes for your health. For example, a recent study published in the Annals of Behavioral Medicine looked at people who joined a weight loss program. They found that participants who planned more of their meals lost more weight than than those who planned fewer meals.

Conclusion

By reducing food waste we can help to save time and money, reduce our impact on the environment, and even build our relationships and communities. It truly is a win-win-win situation.

One of the best ways to get started tackling this problem is by using a meal plan. Meal plans can inform your grocery list and then reduce the amount of extra food purchased list when you go shopping at the market or grocery store. But, not everyone wants to spend the time and effort to create their own plans. If this is you, I would love to help with your meal plans! 

References

Harvard T. H. Chan School of Public Health. (n.d.). Food waste. The Nutrition Source. https://www.hsph.harvard.edu/nutritionsource/sustainability/food-waste/

Hayes, J. F., Balantekin, K. N., Fitzsimmons-Craft, E. E., Jackson, J. J., Ridolfi, D. R., Boeger, H. S., Welch, R. R., & Wilfley, D. E. (2021). Greater Average Meal Planning Frequency Predicts Greater Weight Loss Outcomes in a Worksite-Based Behavioral Weight Loss Program. Annals of behavioral medicine : a publication of the Society of Behavioral Medicine, 55(1), 14–23. https://doi.org/10.1093/abm/kaaa021 https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7982781/

RTS. (n.d.). Food waste in America in 2022. https://www.rts.com/resources/guides/food-waste-america/

U.S. Food & Drug Administration. (2019, May 23). Confused by date labels on packaged foods? https://www.fda.gov/consumers/consumer-updates/confused-date-labels-packaged-foods

U.S. Food & Drug Administration. (2022, February 17). How to cut food waste and maintain food safety. https://www.fda.gov/food/consumers/how-cut-food-waste-and-maintain-food-safetyU.S. Food & Drug Administration. (2022, February 17). Tips to reduce food waste. https://www.fda.gov/food/consumers/tips-reduce-food-waste

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The Best Cash Back Credit Cards with No Annual Fees

The best cash back credit cards with no annual fees offer great rewards without the added cost of an annual charge. These cards typically provide cash back on everyday purchases such as groceries, gas, and dining. With competitive cashback rates and no yearly fee, they’re ideal for those who want to earn rewards without paying extra. Look for cards with simple redemption options and low-interest rates to maximize the benefits while keeping costs low.

Overview of The Best Cash Back Credit Cards with No Annual Fees

The best cash back credit cards with no annual fees allow cardholders to earn rewards without the burden of extra charges. These cards typically offer a percentage of cash back on purchases like groceries, gas, and dining. They’re perfect for individuals looking to maximize their rewards while avoiding additional expenses. Choosing a card with no annual fee ensures that you can earn cash back without any cost to you.

Top Categories for Earning Cash Back with The Best Cash Back Credit Cards

The best cash back credit cards often offer higher rates for specific categories, such as 3% cash back on groceries, 2% on gas, and 1% on all other purchases. By selecting a card that aligns with your spending habits, you can maximize your rewards. Cards that offer rotating categories, where you can earn higher cash back for certain purchases each quarter, also provide great opportunities for earning more without paying an annual fee.

How to Maximize Rewards with The Best Cash Back Credit Cards?

To get the most out of the best cash back credit cards, it’s important to use them strategically. Focus on categories where you can earn the most rewards, such as dining or travel, and plan your spending accordingly. Pay attention to sign-up bonuses or promotional offers that boost your earnings in the first few months. By reviewing spending categories and redeeming rewards efficiently, you can maximize your cashback earnings throughout the year.

How It Impacts The No Annual Fees More Substantial of Best Cash Back Credit Cards

A major advantage of the best cash back credit cards with no annual fees is that you don’t have to worry about extra charges eating into your rewards. While other cards may offer more substantial cash back or perks, they often come with high annual fees. By opting for a no-annual-fee card, you can accumulate cash back on everyday purchases without the worry of offsetting those rewards to cover the card’s annual cost.

Redemption Flexibility with The Best Cash Back Credit Cards Deposits into Your Bank Account

The best cash back credit cards often allow you to redeem rewards in multiple ways. Some offer statement credits, gift cards, or even deposits into your bank account. Look for cards that provide flexible redemption options, making it easy for you to access your rewards. A no-annual-fee card with varied redemption choices increases the card’s value, allowing you to use your cash back in the way that best suits your needs.

How to Compare The Best Cash Back Credit Cards with No Annual Fees?

When comparing the best cash back credit cards with no annual fees, consider factors like cash back rates, sign-up bonuses, and additional perks such as fraud protection or travel insurance. Compare rewards structures—whether they offer fixed rates, tiered categories, or rotating categories—and choose the one that best matches your spending habits. Also, evaluate any foreign transaction fees if you plan to use the card internationally. By comparing these factors, you can choose the best option for your lifestyle.

Additional Benefits of the Best Cash Back Credit Cards with No Annual Fees

In addition to cash back rewards, the best cash back credit cards with no annual fees often come with other valuable benefits, such as purchase protection, extended warranties, and fraud protection. These cards might also include perks like concierge services, travel insurance, or discounts on select retailers. While their primary benefit is cash back, these additional perks make them even more valuable, providing enhanced security and savings with every use.

Conclusion

The best cash back credit cards with no annual fees offer a great way to earn rewards without incurring extra costs. By focusing on cards that provide high cash back in categories that match your spending, you can make the most of your purchases. With flexible redemption options, no annual fees, and added benefits, these cards are a great choice for anyone looking to earn rewards while keeping costs low.

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Automobile Industry

Navigating the Future of Cars: Trends, Challenges, and Breakthroughs

The world of Automobile industry is changing faster than ever, driven by incredible tech advances, shifting customer needs, and stricter environmental rules. Where gas-guzzling engines once reigned, we’re now moving toward electric cars, self-driving vehicles, and cars that are smarter and more connected than we could have ever imagined. Here’s a look at the biggest trends, new tech, and challenges on the road ahead for the auto industry.

Get valuable deals on automobiles

1. The Big Shift to Electric Cars

Why Everyone’s Talking About EVs: Electric vehicles are no longer a niche. Car brands like Tesla, GM, and Volkswagen are investing big in electric models. Why? Battery tech is improving, making EVs cheaper and easier to charge, while global pushes for cleaner air mean governments and consumers alike are on board with EVs.

Government Boosts: Many governments are sweetening the deal for people who buy electric, offering things like tax breaks, subsidies, and even cash-back offers. Countries like Norway and China are at the forefront, using these incentives to make EVs more affordable and accessible for everyday drivers.

2. Self-Driving Cars: A Dream on the Way

What is “Autonomy” Anyway? In the world of self-driving, there are different levels—from Level 1 (where the car offers a little help) to Level 5 (where the car does it all). Right now, most cars with autonomous features are around Level 2 or 3, so a driver still needs to stay alert and ready to take the wheel if needed.

Big Names Driving Forward: Companies like Google’s Waymo, Apple, Ford, and Toyota are pouring money into self-driving tech, teaming up to bring us closer to fully autonomous cars.

The Big Challenges: Making cars that can safely handle the unpredictable—bad weather, tricky road conditions, sudden obstacles—is tough. Plus, the costs to research and build these vehicles are huge, and regulations vary, creating more hurdles.

3. Smarter Cars That Stay Connected

What Are “Connected Cars”? Imagine your car talking to traffic lights, other cars, and even your home devices. Connected vehicles use the Internet of Things (IoT) to communicate and bring you benefits like real-time traffic updates, car health checks, and even in-car entertainment.

How 5G Fits In: With the rollout of 5G, cars and automobile industry can exchange data faster than ever, which is essential for self-driving tech to become mainstream. Vehicle-to-Everything (V2X) communication means faster response times and safer driving.

Privacy and Security Concerns: There’s a flip side to all this connectivity. Connected cars gather loads of data about where we go and how we drive, making privacy and cybersecurity crucial. No one wants to worry about their car getting hacked!

4.Green Mobility and Sustainability Goals

Going Carbon-Neutral: Many carmakers are promising to go carbon-neutral in the coming decades, which means not just making EVs but also cleaning up their entire production process.

Battery Recycling and Innovation: To address the environmental impact of EV batteries, companies are getting serious about recycling and looking into new battery types—like solid-state batteries that can charge faster, last longer, and have a smaller footprint.

Recycling Challenges: Right now, recycling lithium-ion batteries isn’t easy or widely available. Making EVs fully eco-friendly means figuring out efficient ways to recycle on a large scale.

5.COVID-19’s Impact on the Car Industry

Supply Chain Woes: COVID-19 threw a wrench in the supply chain, especially with a shortage of semiconductor chips. These chips are essential in modern cars, so production delays and reduced sales were inevitable.

Changing Preferences: People have become more interested in owning personal vehicles again, especially with concerns over shared spaces. At the same time, used cars are in higher demand as they’re often easier on the budget.

Artificial Intelligence (AI) and Innovation on the Road

6.Artificial Intelligence (AI) and Innovation on the Road

AI-Powered Driving: AI helps self-driving cars “see” and make decisions on the go. Machine learning, in particular, allows AVs to navigate complex situations more safely and predictably.

AI in Manufacturing: Behind the scenes, AI is optimizing production, predicting maintenance issues before they happen, and even guiding car design based on what people really want.

Customer Service Goes AI: AI is also transforming customer service. AI-powered chatbots and virtual assistants offer personalized support, which helps build a closer relationship between automakers and their customers.

CONCLUSION

The automobile industry is in an exciting time of transformation. From electric cars and AI-driven advances to new takes on mobility and sustainability, cars are evolving in ways that were hard to imagine just a decade ago. For drivers, the future promises a mix of innovation, convenience, and a much greener experience on the road.