#affordable family health insurance plans

[affordablehealthins]

Choosing the Best Affordable Family Health Insurance Plan: Factors to Consider

Finding affordable family health insurance plans can be a challenge, especially with rising healthcare costs. However, there are several options available that can help you provide adequate coverage for your family without breaking the bank. Here are some factors to consider when choosing the best affordable family health insurance plan:

Cost - Look for plans that offer reasonable premiums and deductibles that fit within your budget. Consider whether you prefer a plan with lower monthly premiums and higher out-of-pocket costs, or a plan with higher premiums and lower out-of-pocket costs.

Coverage - Make sure the plan you choose provides comprehensive coverage for essential health benefits, such as preventative care, emergency services, and prescription drugs. Consider whether the plan covers any specific health needs of your family, such as maternity care, mental health services, or chronic condition management.

Provider network - Look for plans with a broad network of healthcare providers, including primary care physicians, specialists, and hospitals. Check whether your preferred healthcare providers are in-network, as out-of-network care can be more expensive.

Customer service - Choose a plan with a reputable insurance company that offers excellent customer service and support. Look for reviews and ratings of the insurance company to ensure they have a good track record of responding to customer needs and resolving issues.

Ultimately, the best affordable family health insurance plan will depend on your unique needs and budget. Consider working with a licensed insurance agent who can help you compare and choose the best plan for your family. With the right coverage, you can have peace of mind knowing that your family's health needs are taken care of, without breaking the bank.

[born-to-lose]

Um. Day ruined :D

[orcelito]

hm. health insurance applications make me actively want to hurt something.

[kids-worldfun]

Health Insurance for Families: Ensuring Comprehensive Coverage for Your Children

The health of your family is one of the most valuable resources in today’s society, and the best way to protect this resource is through insuring your family with a complete health insurance plan. To many families especially those with children, the right health insurance solution like that from Acko General Insurance can be the difference between solace and emptying out the wallet. This blog…

[naukrisambad]

How to choose affordable health Insurance

Choosing affordable health insurance requires a careful evaluation of your needs, available options, and consideration of various factors. Here is a detailed guide on how to choose affordable health insurance: In the pursuit of good health, choosing the right health insurance is a pivotal decision. With an array of options available, finding affordable coverage tailored to your needs requires…

[bimaview]

Best Home Insurance in Mohan Garden - Bima View

When it comes to protecting your haven in Mohan Garden, your search for the best home insurance in Mohan Garden stops at Bima View. We truly grasp how crucial it is to safeguard your home and valued possessions. In this detailed guide, we'll explore why Bima View stands out as the top choice in home insurance, surpassing all others in Mohan Garden.

The Bima Advantage

Comprehensive Coverage:

At Bima View, we offer a wide-ranging coverage that ensures every aspect of your home and belongings is protected. From structural damage to personal items, we've got you covered.

Affordable Premiums:

We understand the importance of budget-friendly options. Bima View provides competitive premiums without compromising on the quality of coverage. Your peace of mind shouldn't come at a hefty price.

Clear and Simple Policies:

Our insurance policies are designed with simplicity in mind. No confusing jargon or hidden clauses. Bima View believes in transparency, making it easy for you to understand the terms and conditions.

Quick and Hassle-Free Claims:

In the unfortunate event of a claim, Bima View ensures a swift and hassle-free process. Our dedicated team is ready to assist you through every step, making the experience as smooth as possible during challenging times.

Tailored Solutions:

Every home is unique, and so are its insurance needs. Bima View offers customized solutions, allowing you to pick and choose coverage that specifically fits your requirements. No one-size-fits-all policies here.

Local Expertise:

Being familiar with Mohan Garden and its specific nuances, Bima View brings a local touch to insurance. Our team understands the locality, making us better equipped to address your needs effectively.

Customer-Centric Approach:

Bima View values its customers above all. Our customer service is dedicated to providing assistance and guidance whenever you need it. Your satisfaction is our priority.

In conclusion, when it comes to securing your Best home Insurance in Mohan Garden, Bima View emerges as the ultimate choice. Our commitment to comprehensive coverage, affordability, clarity, quick claims, tailored solutions, local expertise, and customer satisfaction sets us apart. Trust Bima View to be your partner in safeguarding your cherished abode.

[lambertinsuranceagency]

Group Health Insurance Agency in Austin

The Lambert Agency in Austin offers expert guidance and comprehensive solutions for group health insurance. With a focus on tailored coverage, we ensure businesses and employees have access to top-tier healthcare options, promoting wellness and financial security. For more information, contact us at 512–308–9319 or visit our website today!

[reasonsforhope]

"Vice President Kamala Harris is proposing to provide federal funding to cover home care costs for older Americans, aiming to help the “ sandwich generation " of adults caring for aging parents while raising their children at the same time.

Appearing Tuesday on ABC’s “The View,” Harris talked about taking care of her mother when she was dying and personally experiencing the challenges many families face when seeking affordable in-home care for their aging loved ones.

She promised that if, elected in November, she will seek to expand Medicare, the federal health insurance program for older Americans, so that it covers long-term care and includes services like in-home aides. Harris said aides could help seniors do things as simple as preparing meals or putting on sweaters because it is “about dignity for that individual. It’s about independence for that individual.”

Her proposal is a new one just a month out from Election Day but the issue is one that President Joe Biden's administration has been working on for years.

In an effort to soften the effects of inflation, the White House promoted as part of Build Back Better, its legislative agenda that stalled on Capitol Hill years ago, steeply increased federal spending for child care as well as for seniors. After Build Back Better collapsed, the Biden administration continued to promote increasing spending for what it calls “the care economy,” a cause Harris has continued to mention after replacing Biden at the top of the Democratic ticket.

“These plans are common sense. They can help family caregivers work and save both families and the federal government money by allowing seniors to stay in their homes instead of being sent to nursing homes,” the Harris campaign said in a fact sheet detailing her proposal. “Medicare at Home will also reduce hospitalizations.”

As part of a blitz of media interviews she’s been doing in recent days, Harris sat down after her appearance on “The View” with radio personality Howard Stern, who said that his mother is 97. Taking care of an elderly parent, he said, “will bankrupt you.”

Such costs have increased pressure on adults caring for their parents and kids simultaneously. In 2019, roughly 30% of family caregivers of older Americans lived in households that included children or grandchildren, according to AARP.

Harris would likely have to work with Congress to achieve key parts of her proposal. Harris’ campaign points to past, similar proposals projected to cost $40 billion annually, but says much of that can be offset by savings achieved through efforts begun by the Biden administration to expand Medicare’s ability to negotiation prices with major drug manufacturers.

Harris is also promising to further expand Medicare to include hearing and vision coverage, while changing existing rules that can allow federal authorities to seize a deceased beneficiary’s home to recuperate costs. [Note: I'm sorry the current rules fucking what] The campaign fact sheet says that practice “means that those homes are not passed on to the seniors’ children, which particularly harms rural and minority families.”"

-via AP News, October 8, 2024

[ushealthgroup1]

If you are searching for the Best Us health advisor plans in the USA? If yes, then you are on the right site. We are here to help you.  We offer a full portfolio of plans that let you tailor health coverage to your specific needs. With over 50 collective years of insurance experience, we provide a broad choice of flexible solutions and secure insurance plans. All you need to do is contact an agent to find the health coverage that best suits you and your family's individual needs.

[affordablehealthins]

Benefits of having a medical insurance

Medical insurance has become inevitable these days. If you ant to avoid any kind of hassle during the time emergency, then you would surely invest in the best affordable family health insurance plan. When any emergency will occur, your priority will be to save the patient instead of arranging funds from the sources. If you will have no insurance then you will not be able to think about which hospital to choose and where the treatment will be the best and in all this, you end up admitting the patient at a place where either the treatment is not the best or very costly. So, choosing medical insurance is always beneficial.

[myobamacare-1]

Family Health Insurance Plans

While getting your health insurance, you must also consider including your family or getting individual plans. Therefore, to ensure that you have sufficient options in hand to choose from, MyObamaCare brings the best family health insurance plans. These special plans have different premiums, better coverage benefits and a lot more for you to avail yourself of.

[coffeeman777]

This is for all of my follwers/mutuals who are Christians:

I want to preface this by saying that what I'm about to share with you is only to ask you for prayer. I don't want favors, and I'm not looking for a handout. We need God to open a door for us, and so I beg you, please pray for us.

We moved to Florida coming on three years ago. We came here primarily because we believed God was leading us here. In various ways, we believed God confirmed His will for us, and so I left a great job and we sold a great house to move here. We have been opposed in every way imaginable since.

Days after moving down, Lisa and I were in a terrible car accident that we only walked away from by God's grace. We were rear-ended by an Edible Arrangements delivery truck on the highway, and Lisa sustained significant injuries that are still causing us major problems. The franchise owner was operating their delivery vehicle without insurance, and I've learned since that they shut down their Edible Arrangements franchise and took off, leaving us holding the bag.

I've been in armed security since I got out of the Marines, and in New Hampshire, that was enough to take care of myself and my family. But it isn't in Florida. The pay for most armed security gigs here is super low, and I haven't been able to find work comparable to what I had in New Hampshire. So I tried to change courses.

I earned my personal trainer certification through the National Academy of Sports Medicine, but couldn't make it as a trainer. I made the attempt to go back to college and get a degree and certification as a paramedic, but after months of jumping through hoops, that fell through. I went back to New Hampshire by myself and spent six months away from my family to try to earn enough money working both my old job and a second job, but that plan didn't work because hours were limited with both gigs, and each job wanted me to work overlapping hours; I couldn't make the schedules line up.

My incredibly generous parents-in-law offered to pay our bills so that I could come back to Florida and try a new plan. I went to a CDL training course to get into trucking. After the very long and very expensive process, I finally got my CDL-A. While I was working on that, a random disagreement between my health insurance company and the medical supplier that issued me my cpap (I have sleep apnea) resulted in the supplier demanding that I give them the machine back. It took from middle February to early June for me to get another cpap. The end result is that, as of today, I have just under two months of cpap usage data. I discovered only after getting my CDL that no trucking company will hire me with less than 90 days of cpap usage data.

I've been pre-hired and subsequently turned away from three different trucking companies since I got my CDL over the cpap nonsense (one of which told me that what I had for cpap usage was fine, only to tell me on the first day of orientation that it actually wasn't fine, and they had to let me go). It's going to be another month before I can get started with any trucking company, and I'm concerned that I'll have to go to refresher training, which will only increase the months of time I'll have to spend as a trainee with whatever company hires me, which means it will be a long time before I make enough money to survive.

My in-laws can't continue paying our bills, and although I've had a half dozen low paying jobs in this time just to be bringing in something, now I'm struggling to get anything. I've applied to more jobs than I can remember, and I can't get any traction. Not even Domino's will call me back. Our backs are up against a wall.

My first payment for the money I borrowed to pay for CDL school was due almost a month ago, and I haven't been able to pay it (I had to get financing because my GI Bill expired and the VA ignored my request for an extension). Rent is almost 2k a month. We can't afford groceries (we've been living off of food pantries).

I don't know what to do. I've been crying out to God for an open door, but so far nothing has happened. My in-laws are just about tapped out, and in my mind, the only thing worse than wrecking my own family financially is dragging them down with me.

Please pray for us. Please pray for God to give us an open door, or some understanding of what to do next. I know God didn't bring us here to let us die. God is good, and God keeps His promises. God is perfect, and righteous, and just in all His ways. God has promised that He will turn about all things for the good of them that love Him. I know God has not abandoned us, and that when the time is right, God will make a way.

I say again, I am not looking for favors or begging for money. I know all of us are really going through it right now. All I want from you is prayer. Please pray intensely for us.

Thanks, I love you all.

[batboyblog]

Things Biden and the Democrats did, this week #7

Feb 23-March 1 2024

The White House announced $1.7 Billion in new commitments from local governments, health care systems, charities, business and non-profits as part of the White House Challenge to End Hunger and Build Healthy Communities. The Challenge was launched with 8 billion dollars in 2022 with the goal of ending hunger in America by 2030. The Challenge also seeks to drastically reduce diet-related diseases (like type 2 diabetes). As part of the new commitments 16 city pledged to make plans to end hunger by 2030, the largest insurance company in North Carolina made nutrition coaching and a healthy food delivery program a standard benefit for members, and since the challenge launched the USDA's Summer EBT program has allowed 37 states to feed children over the summer, its expected 21 million low income kids will use the program this summer.

The US House passed a bill on Nuclear energy representing the first update in US nuclear energy policy in decades, it expands the Nuclear Regulatory Commission and reduces reducing licensing fees. Nuclear power represents America's single largest source of clean energy, with almost half of carbon-free electricity coming from it. This bill will boost the industry and make it easier to build new plants

Vice President Harris announced key changes to the Child Care & Development Block Grant (CCDBG) program. The CCDBG supports the families of a million American children every month to help afford child care. The new changes include capping the co-pay families pay to no more than 7% of their income. Studies show that high income families pay 6-8% of their income in childcare while low income families pay 31%. The cap will reduce or eliminate fees for 100,000 families saving them an average of over $200 a month. The changes also strength payments to childcare providers insuring prompt payment.

The House passed a bill making changes to the Small Business Administration’s 8(a) program. The 8(a) is an intensive 9 year program that offers wide ranging training and support to small business owners who are socially and economically disadvantaged, predominantly native owned businesses. Under the current structure once a business reaches over 6.8 million in assets they're kicked off the program, even though the SBA counts anything under $10 million as a small business, many companies try to limit growth to stay on the program. The House also passed a bill to create an Office of Native American Affairs at the SBA, in order to support Native-owned small businesses.

The White House and HUD announced steps to boost the housing supply and lower costs plans include making permanent the Federal Financing Bank Risk Sharing program, the program has created 12,000 affordable housing units since 2021 with $2 billion and plans 38,000 additional units over ten years. As well as support for HUD's HOME program which has spent $4.35 billion since 2021 to build affordable rental homes and make home ownership a reality for Americans. For the first time an administration is making funds available specifically for investments in manufactured housing, $225 million. 20 million Americans live in manufactured housing, the largest form of unsubsidized affordable housing in the country, particularly the rural poor and people in tribal communities.

The Department of Energy announced $336 million in investments in rural and remote communities to lower energy costs and improve reliability. The projects represent communities in 20 states and across 30 Native tribes. 21% of Navajo Nation homes and 35% of Hopi Indian Tribe homes remain unelectrified, one of the projects hopes to bring that number to 0. Another project supports replacing a hydroelectric dam in Alaska replacing all the Chignik Bay Tribal Council's diesel power with clear hydro power. The DoE also announced $18 million for Transformative Energy projects lead by tribal or local governments and $25 million for Tribal clean energy projects, this comes on top of $75 million in Tribal clean energy projects in 2023

Transportation Secretary Pete Buttigieg put forward new rules to ensure airline passengers who use wheelchairs can travel safely and with dignity. Under the planned rules mishandling a wheelchair would be a violation of the ACAA, airlines would be required to immediately notify the passenger of their rights. Airlines would be required to repair or replace the wheelchair at the preferred vendor of the passenger's choice as well as provide a loaner wheelchair that fits the passenger's needs/requirements

The EPA launched a $3 Billion dollar program to help ports become zero-emission. This investment in green tech and zero-emission will help important transportation hubs fight climate change and replace some of the largest concentrations of diesel powered heavy equipment in America.

the EPA announced $1 Billion dollars to help clean up toxic Superfund sites. This is the last of $3.5 billion the Biden administration has invested in cleaning up toxic waste sites known as Superfund sites. This investment will help finish clean up at 85 sites across the country as well as start clean up at 25 new sites. Many Superfund sites are contained and then left not cleaned for years even decades. Thanks to the Biden-Harris team's investment the EPA has been able to do more clean up of Superfund sites in the last 2 years than the 5 years before it. More than 25% of America's black and hispanic population live with-in 5 miles of a Superfund site.

Bonus: Sweden cleared the final major barrier to become NATO's 32nd member. The Swedish Foreign Minster is expected to fly to Washington to deposit the articles of accession at the US State Department. NATO membership for Sweden and its neighbor Finland (joined last year) has been a major foreign policy goal of President Biden in the face of Russian aggressive against Ukraine. Former President Trump has repeatedly attacked NATO and declared he wants to leave the 75 year old Alliance, even going so far as to tell Russia to "do whatever the hell they want" with European NATO allies

[genderqueerdykes]

Feminizing HRT Overview, Guide & Information for All People Seeking It

we also have a version of this post for testosterone/masculinizing HRT as well. we wanted to write a companion piece as many folks have asked about this. it has take a bit of time, but here we are!

The testosterone HRT post is here.

Getting Your Prescription

To start taking estrogen, you will need to find a general practitioner, family doctor, endocrinologist or informed consent clinic where you can discuss gender affirming care with knowledgeable staff. Planned Parenthood is a good option for many trans people in general. Your mental health may also be evaluated, and your heart health and screening for a few other health conditions, as well as having access to your family health history if possible will be required.

Check to see if you have medical insurance, either through your family, your job, or if you are low income, a program like medicaid. Search for low income insurance plans in your area if it is needed, many places offer insurance plans for those who can't afford care on their own.

Here is a map of informed consent HRT clinics in the US.

You will discuss any gender dysphoria, gender presentation needs, if you have a support network, how you are impacted by your gender in your every day life with your provider and so on before being given a prescription. You will only be given a prescription after you discuss the risks of HRT and are screened for possible health problems and diseases or ways your body could react negatively to HRT. If you have needle trauma or phobias and can't inject hormones, it's best to bring it up before you get your prescription to save time and confusion.

The Medications

Treatment typically starts with spironolactone (aldactone), an anti-androgen that blocks androgen receptors ("male" sex hormones) for a few weeks, and then add estrogen, but many folks start with spiro and estrogen at the same time. Spiro will lower the amount of testosterone your body makes. For some people, spiro isn't necessary at all!

Some forms of spironolactone are reported to make folks pee like crazy, others do not have as bad of a time with it. Your mileage will vary depending on manufacturer. Spironolactone is intended to be a blood pressure medication, meaning it is a diuretic and is intended to help your body flush out fluids + salt. You will need to keep yourself hydrated if you notice this effect, as well as increasing electrolyte intake where possible.

Estrogen also lowers how much testosterone your body makes, and triggers changes in the body that occur during puberty in afab & adjacent people. Estrogen can be taken several ways, and is usually taken daily, and several times a day. You can take it in a pill or shot, and several forms of estrogen that can be applied to the skin like creams, gels and patches.

Make sure you thoroughly sanitize the skin of any injection sites or areas you will be applying gel or patches. If you are given topical estrogen, make sure you wash your hands after application and do not have someone else apply it for you. Make sure you do not go swimming or shower within several hours of application to make sure your skin absorbs the hormone.

You may not need to take anti androgens if you are doing estrogen injections, depending on how effective the estrogen injections are for you. Some people may not end up needing anti-androgens at all, and may be able to skip that entirely as spiro has unwanted side effects. Your natural hormone levels will dictate whether or not it's necessary, but it is not necessary for everyone.

You may end up being recommended to switch from one form of estrogen to another as your transition progresses, depending on how your body responds.

It's recommended to not take estrogen as a pill if you have personal/family history of blood clots in a deep vein or in lungs (venous thrombosis).

Some people also end up taking progesterone as well alongside estrogen. Progesterone is typically taken to encourage breast tissue growth, as this is the most prominent effect of the hormone. If sufficient breast tissue growth isn't seen from estrogen alone, progesterone can be added to your regimen, though this is only done later on into treatment, around a year or so in.

If you choose injectable estrogen, make sure to listen to your provider and ask for instructions about how to use needles and syringes, as well as injection angles, how and where you'll be injecting. Do not inject in the exact same spot every time, this can prevent the issue from healing properly and create scar tissue or cause infections or skin tissue necrosis (death). You also need a sharps container to safely dispose of your needle tips. Never re-use a needle, even if it was used previously on yourself. Always ask the pharmacy if you need more needles. A lot of places let you get them in bulk.

If you are going the injection route, make sure you know whether or not you are instructed to do intramuscular or subcutaneous injections. Intramuscular injections usually taper out of the system more quickly and need to be done more frequently, where as many patients find subcutaneous injections less painful and easier as they can be done less frequently.

For more information on safe intramuscular or subcutaneous injection for estrogen, please read here.

Another option for feminizing HRT is to take gonadotropin-releasing hormone (Gn-RH) analogs. They lower the amount of testosterone your body makes and may allow you to take lower doses of estrogen without using Spiro. Gn-RH analogs are usually more expensive, but are an option if for whatever reason the conventional route can't work for you.

DON'T GIVE UP IF YOU DON'T SEE THE EFFECTS YOU WANT TO SEE RIGHT AWAY! Many of them can take a long time to develop, often times patience is the key. If you wait it out and still don't see the results you'd like, you can try another route. Don't give up, a lot of people get deterred in the early stage of transition, you'll get there with patience and communication.

Stay patient, stay positive!

What to Expect from Feminizing HRT

Less facial and body hair growth: typically happens 6 - 12 months after treatment starts. Full effects within ~3 years on average.

Slower scalp hair loss: begins 1 - 3 moths after treatment begins. Full effect between 1 - 2 years on average.

Softer, less oily skin, and changes in general skin texture: 3 - 6 months after treatment starts, full effects within 2 - 3 years on average

Rounder, softer features including face and body, and more body fat: 3 - 6 months after treatment starts, full effects in 2 - 5 years.

Breast development: begins 3 - 6 months after treatment starts, full effects within 2 - 5 years on average or more, according to medical studies, but it can vary wildly from person to person, give dosage and hormones taken. If desired effects are not seen, progesterone can be taken alongside estrogen to help after around one year on estrogen. When breast growth begins, it starts with hard lumps under the nipples along with some soreness and itchiness. Some have sore breasts for a long time, and some may get scared and think they have cancer during this stage. Breasts will be swollen and tender for good while, and nipples may be especially sensitive to even light touch.

Reduced muscle mass/density: 3 - 6 months after treatment starts, full effect in 1 - 2 years on average

Potential decrease in libido if on estrogen alone, though not guaranteed: If it happens, it's generally within 1 - 3 months in and can last a while, but may even out over time

Fewer erections, decreased ejaculate volume, and erections that can become painful or uncomfortable if frequent erections are not maintained. This begins 1 - 3 months after treatment starts, and the full effect is within 3 - 6 months. Regularly maintaining erections and frequent ejaculation can ease some of these uncomfortable feelings in some people.

Changes in how orgasms feel, changes in texture and degree of sensation of penis and scrotum skin as well as changes in body odor: typically begins within 3 - 6 months, though it varies from person to person. Often times the way one's body responds to orgasms completely changes, many people find themselves experiencing full-body orgasms and more intense erogenous zones elsewhere in the body other than the genitals.

Smaller testicles, or testicular atrophy happens within 3 - 6 months and the full effects are usually seen within 2 - 3 years.

Increase in size of bladder and decrease in size of prostate over time which can lead to making one's gspot harder to find, and make prostate examinations more difficult, though they are still vital, as prostate cancer is still a possible factor.

Potential mood fluctuations while adjusting to the hormones, many report increased crying and sadness during the first 3 - 6 months with this tapering off after a full year at most.

Increased fatigue while adjusting to the hormones, sleepiness and becoming easily exhausted are common reports. This can vary drastically from person to person, ymmv.

If you have testicles and choose to have them removed, you may need to take testosterone as well as estrogen in order to have a healthy endocrine system. You will need to discuss the effects of this with your specialists if you want to go this route. If your androgen levels get too low because your body cannot synthesize enough testosterone after bottom surgery, you may need additional medication.

Potential infertility, though this is not a guarantee, and safe sex should still be practiced at all times. No timeline projected though the longer one is on E the more likely it becomes.

Monthly cycles akin to menstrual cycles: these are not present in everyone, but many people report entering a cycle of extreme fatigue, body aches, abdominal cramping in the approximate area where a uterus would sit, headaches, and more for around the duration of a menstrual cycle (4 - 10 days on average).

Progesterone inversely to estrogen can cause an increase in libido in most who take it, and is the primary hormone used for breast growth. Lactation may also occur while taking prog, if this happens, talk to your doctor right away.

Keep track of your progress when and where you are able, and don't be afraid to bring up any concerns you may have with your professionals or trans friends, or any other trans resource. Your transition is in your hands and you're allowed to modify it as you see fit. If you do not see the effects you want from traditional HRT, you may be able to seek the Gn-RH route, and if you aren't seeing the results you want from just estrogen, progesterone might be of use to you.

You will need to keep an eye on your bone health as high levels of estrogens can increase your chance to develop osteoporosis, and potential new cancers like breast cancer may arise, as well as heart problems. Getting checkups as frequently as possible and communicating with your doctor/s will be of great use when and where possible

Either way, we hope this helps in some way! We will add to it as we find/think of more information. Good luck to everyone seeking feminizing HRT, you deserve to look and feel like yourselves!

[mariacallous]

It’s the most startling thing I’ve seen in this year’s presidential campaign – the astoundingly large gap between how young men and young women plan to vote this November. Among women under age 30, an overwhelming 67% plan to vote for Kamala Harris, while just 29% say they’ll back Donald Trump. But among young men, a majority – 53% – plan to vote for Trump, while 40% say they’ll support Harris, according to a New York Times/Sienna College poll. That’s an astonishing 51-percentage-point gender gap.

It’s easy to understand why so many young women favor Harris – she has an inspiring life story, champions reproductive freedom and would break the biggest glass ceiling of all by becoming the first female president. But I’m mystified why so many young men back Trump.

Many of them seem to like Trump’s machismo. They like that he talks tough. They see him as an icon of traditional manhood. But all this raises an unavoidable question: should Trump be looked to as an icon of manhood considering that he boasted of grabbing women’s genitals, was found liable for sexual assault and had an affair with an adult film star soon after his wife gave birth? That shouldn’t be anyone’s model of manhood.

Many young men seem to admire Trump’s king-of-the-jungle vibe: he roars, he bellows, he boasts that no one can ever beat him (unless they cheat). But when you cut through Trump’s tough talk and look at the record, it becomes clear that Trump did very little for young men in his four years as president.

Whoops, I should note that if you’re a young man making more than $1m a year, Trump did do a lot for you, thanks to his colossal tax cuts for the richest 1%. But for the more than 99% of young men who don’t make $1m a year, sorry, Trump didn’t do diddly for you, other than cut your taxes a wee bit, a tiny fraction of the tax cuts that he gave to the richest Americans.

I recognize that many young men feel uncomfortable about the Democratic party, partly because some Democrats unfortunately treat men as a problem – and sometimes as the problem. If the Democrats were smart, they’d see that young men – like every other group in society – have problems that they need help with, problems like affording a home, finding a good-paying job, obtaining health insurance, affording college and having enough money to raise a family.

Regardless of how you feel about Harris, the truth is that her policies will do far more for young men than Trump’s policies will. It’s not even close. She is serious about lifting up young men and young women, and she has plans to do so.

Unlike Trump, Harris will help with soaring rents and home prices. She has pledged to build 3m new homes to help drive down housing prices. In another big step to make housing more affordable, she plans to give a $25,000 subsidy to first-time home buyers. Unlike Trump, Harris is also attacking the problem of high grocery prices – she has promised to crack down on price-gouging at the supermarket.

For many young men, health coverage and high health costs are a problem. On those matters, Trump will only make things worse. He has repeatedly promised to repeal Obamacare. That would be a disaster for millions of young men and women because they would no longer be able to be on their parents’ health plan until age 26. What’s more, repealing Obamacare will push up healthcare prices.

Many young people complain about their mountains of student debt. Trump won’t help on that; he has condemned the idea of forgiving student loans. In contrast, Harris wants to expand Biden’s debt cancellation program, which is hugely popular with young Americans. What’s more, Trump backed huge cuts in student aid – a move that would make it harder for young people to afford college. Harris is eager to make college more affordable by increasing student grants. Not only that, she is looking to what Tim Walz, her running mate, has done as Minnesota’s governor. He has made Minnesota’s state universities and community colleges free for students from middle-class and lower-income families.

If you’re a young man frustrated by how little your job pays, you should know that Trump – doing a big favor for his corporate allies – did nothing to raise the $7.25-an-hour federal minimum wage. Harris strongly supports raising the minimum wage.

Trump has made two big promises to make your life more affordable. Without giving details, he says he will cut auto insurance prices nationwide in his first 100 days in office. He also says he will cut energy and electricity prices in half during his first year in office. If you believe those far-fetched promises, then you’ll probably believe me when I say I have a bridge to sell you.

If you’re a young father or if you hope to have a family someday, you should know that Harris’s policies will do far more for you than Trump’s. Recognizing how expensive it is to raise a family, Harris has called for creating a children’s tax credit of $3,000 per child per year and $6,000 for a newborn.

To improve work-family balance, Harris has long pushed to enact paid family and medical leave so that people can take much-needed paid time off to spend with their newborns or care for sick parents or children. (Most Republicans oppose a paid leave law because their corporate donors oppose it.) Trump doesn’t have similar pro-family policies – his main policy proposals are huge tax cuts for corporations and the ultra-rich and large tariffs on imports that will dangerously push up inflation.

Although many young Americans don’t realize it, Biden and Harris have worked hard to create good-paying jobs for those who don’t go to college. Biden and Harris fought to enact three important pieces of legislation – an infrastructure bill, a green energy bill and a computer chips bill – that will create about 1m construction jobs, factory jobs and other jobs across the US, many of them unionized jobs with strong benefits.

If you’re one of the many young people at Starbucks, REI, Apple or elsewhere who support unionizing as a way to increase your pay and improve your working conditions, you should know that Harris is a strong supporter of unions and enthusiastically backs legislation to make it easier to unionize. But billionaire Trump dislikes labor unions. When he was president, he and his appointees did dozens of things, large and small, to weaken unions and create roadblocks for workers seeking to unionize.

There’s no denying that Trump’s tough talk makes many young men feel good. But tough talk is cheap. It won’t help anyone pay the rent, afford college or raise a family. Harris doesn’t talk as tough as Trump, but her record and her policies make undeniably clear that she will do far more for America’s young men and women than Trump will.

I don't agree with every point he makes here, and I also don't think a lot of young men are voting based on rational and objective things like whose policies will benefit them most. But I still thought this was an interesting read.

[traegorn]

Hello! I was wondering if you have any thoughts on how likely it is for the ACA to actually get repealed (i know the republicans have tried to do so before and failed), and how to make a plan for what to do in that case if we/a family member have expensive “pre-existing conditions”?

I was a kid when the ACA was passed, so I don’t really know what health insurance and medical expenses were like before that, but I’m worried bc several of my loved ones need ongoing medical treatment that includes expensive medications, and I’m not sure how they’ll afford that if insurance won’t cover it/if they can’t get insurance.

I’m trying not to catastrophize or anything, but I do want to make sure I cover my bases and have a plan in place just in case—I’m just struggling to find enough info to make that plan.

I'm not going to lie, there's a good chance the ACA will get repealed. It's on the Republican's list of things they want to get rid of.

The only think I can think of is to contact your representatives and try to get them to change their mind. Anything has to go through congress, and if you frame it right you might be able to change a Republican's mind on it. Anything still has to go through congress, and if enough individual minds can be changed on it, it might survive.

But I'm not confident it will.