#UPI for NRI in India

[chequpi]

How to Send UPI Payments from the USA to India

In an era where global transactions are becoming more seamless, CheqUPI offers a convenient way for individuals in the USA to send money to India using UPI (Unified Payments Interface). Whether you're supporting family back home or making business payments, CheqUPI simplifies the process with its user-friendly interface. Let's dive into the step-by-step guide on how to send UPI payments from the USA to India using CheqUPI.

Step 1: Download and Install CheqUPI

The first step is to download the CheqUPI app from your device's app store. Look for "CheqUPI" in the Google Play Store (Android) or the Apple App Store (iOS) and proceed with the installation.

Step 2: Register for a CheqUPI Account

Upon opening the CheqUPI app, you'll be prompted to register for an account. Click on the "Register" or "Sign Up" option and provide the required information, including your mobile number, email address, and a secure PIN for your CheqUPI account.

Step 3: Link Your USA Bank Account

After successfully registering, it's time to link your USA bank account to your CheqUPI account. Navigate to the "Bank Account" or "Add Account" section within the app and select your USA bank from the list of supported banks.

Step 4: Verify Your USA Bank Account

CheqUPI will initiate the verification process for your USA bank account. This may involve a small transaction to verify ownership. Check your USA bank account for the verification amount and enter it in the CheqUPI app to confirm.

Step 5: Enable International Transactions

To send money from the USA to India, ensure that you have enabled international transactions on your CheqUPI account. This setting is usually found in the app's settings or profile section. Enable the option for international transactions if it's not already turned on.

Step 6: Add the Recipient's UPI ID or VPA

Now it's time to add the recipient's UPI ID (Virtual Payment Address) or VPA. The UPI ID is a unique identifier linked to the recipient's bank account. You can obtain the UPI ID from the person you're sending money to.

Step 7: Enter the Amount and Purpose

In the CheqUPI app, enter the amount you wish to send to the recipient. You can also add a note or purpose for the transaction, such as "Family support" or "Invoice payment."

Step 8: Review and Confirm the Transaction

Before confirming the transaction, double-check all details, including the recipient's UPI ID, the amount, and the purpose. Once you're satisfied, proceed to confirm the transaction.

Step 9: Enter Your UPI PIN for Authentication

To authorize the transaction, you'll need to enter your CheqUPI UPI PIN. This is the same PIN you created during the registration process. Enter the PIN and proceed.

Step 10: Transaction Confirmation and Receipt

Upon successful completion of the transaction, you will receive a confirmation message on the CheqUPI app. You can also view the transaction details in the "Transaction History" section of the app. Additionally, CheqUPI will provide you with a digital receipt for your records.

Tips for Sending UPI Payments from the USA to India:

Verify Recipient's UPI ID: Before initiating the transaction, double-check the recipient's UPI ID (Virtual Payment Address) to ensure accuracy. An incorrect UPI ID can result in the funds being sent to the wrong account.

Check Exchange Rates: If sending money in a currency other than INR (Indian Rupees), be aware of the current exchange rates. This helps you understand the amount your recipient will receive in INR after conversion.

Use Secure Internet Connection: Always perform UPI transactions over a secure and stable Internet connection. Avoid using public Wi-Fi networks, as they may pose security risks.

Set Transaction Limits: For added security, consider setting transaction limits on your CheqUPI account. This helps prevent unauthorized transactions in case your account is compromised.

Keep UPI PIN Confidential: Your CheqUPI UPI PIN is crucial for authorizing transactions. Never share it with anyone, including friends or family members.

Update the CheqUPI App Regularly: Ensure that you have the latest version of the CheqUPI app installed on your device. Updates often include security patches and new features.

Double-check Transaction Details: Before confirming the payment, review all transaction details, including the amount, purpose, and recipient's UPI ID. This helps avoid any errors in the transfer.

Use Two-Factor Authentication: If available, enable two-factor authentication (2FA) for your CheqUPI account. This adds an extra layer of security by requiring a verification code along with your UPI PIN.

Monitor Transaction History: Periodically review your transaction history on the CheqUPI app to ensure all transactions are legitimate. Report any suspicious activities to CheqUPI customer support immediately.

Understand Transaction Fees: Be aware of any fees or charges associated with international UPI transactions. This includes currency conversion fees, transaction fees, and service charges.

Inform Recipient About Transfer: After sending the UPI payment, inform the recipient about the transaction details, including the amount, purpose, and expected time of receipt. This helps them identify the incoming funds.

Keep Contact Information Updated: Ensure that your registered mobile number and email address with CheqUPI are up to date. This ensures you receive transaction notifications and important updates from the app.

With CheqUPI, sending UPI payments from the USA to India is secure, convenient, and efficient. Whether it's for personal remittances or business transactions, CheqUPI makes cross-border payments a breeze.

FAQs (Frequently Asked Questions) about sending UPI payments from the USA to India:

How long does it take for a UPI payment from the USA to India to be processed?

UPI payments from the USA to India are typically processed instantly. Once the transaction is initiated, the recipient should receive the funds in their Indian bank account within a few seconds to a few minutes.

Are there any limits on the amount I can send through UPI from the USA to India?

Yes, UPI transactions may have daily and per-transaction limits set by CheqUPI or your USA bank. These limits vary depending on factors such as your account type, KYC status, and other regulatory guidelines.

Can I send UPI payments to any bank account in India from the USA?

Yes, you can send UPI payments to any bank account in India that is linked to a valid UPI ID (Virtual Payment Address). This includes accounts with major banks such as State Bank of India, HDFC Bank, ICICI Bank, and more.

What information do I need to send a UPI payment from the USA to India?

To send a UPI payment, you'll need the recipient's UPI ID or VPA (Virtual Payment Address). This unique identifier is used to route the funds to the correct bank account. Ensure you have the correct UPI ID before initiating the transaction.

Are there any fees or charges for sending UPI payments from the USA to India?

CheqUPI typically does not charge any fees for UPI transactions, but your USA bank may impose currency conversion fees or international transaction fees. It's advisable to check with your bank for details on applicable charges.

Can I cancel or reverse a UPI payment sent from the USA to India?

UPI payments are generally irreversible once processed. However, if the transaction fails or there is an issue, you can contact CheqUPI customer support for assistance. It's important to act promptly in such cases.

Is it safe to send UPI payments from the USA to India using CheqUPI?

Yes, sending UPI payments through CheqUPI is safe and secure. The app uses encryption protocols and two-factor authentication to protect your transactions. Additionally, CheqUPI has stringent security measures in place to safeguard user data.

[metamatar]

I don't remember who asked you this but you once said you recommend sending money to a nri, who can donate to Gaza. But I came across this post.

https://www.tumblr.com/wherestoriescomefrom/749733771937562624/donate-to-help-my-family-to-evacuate-from-gaza?source=share

I want to know if sending money through UPI ID can get us in trouble. Since we are running out of time...But I really have no resources if somehow I do get in trouble doing this. It is the election season too...Also I wanted to share this fundraiser. It's for a Palestinian student's family who came to India to study linguistics. We have such a large Indian community here and I thought about you.

i've already shared it! look, india has significantly fewer legal avenues open as well, even when you have resources, thats why i said so. the risk is very small imo, gofundme is a verified site. if you want to send it to me that's okay, my dms are open if you want to get details. im an nri at the moment and have access to upi and a us account.

[theleadersglobe]

ICICI Bank Facilitates Seamless UPI Payments for NRI Customers Across 10 Countries

ICICI Bank’s recent collaboration with the National Payments Corporation of India (NPCI) introduces an innovative solution, enabling Non-Resident Indian (NRI) customers to utilise their international mobile numbers for instant UPI payments in India. This groundbreaking service caters to NRIs residing in 10 countries, including the USA, UK, UAE, and Canada, enhancing banking accessibility and convenience across borders.

Streamlined Process for NRI UPI Payments

With this initiative, NRI customers can effortlessly conduct various transactions, including utility bill payments and e-commerce transactions, using their international mobile numbers linked to their NRE/NRO bank accounts with ICICI Bank in India. Leveraging the bank’s mobile banking app, iMobile Pay, NRIs can now activate the UPI facility on their international mobile numbers seamlessly, eliminating the previous requirement of registering an Indian mobile number for UPI payments.

Read More:(https://theleadersglobe.com/money/icici-bank-facilitates-seamless-upi-payments-for-nri-customers-across-10-countries/)

[jdblogs11]

Unlocking the Benefits and Key Features of Union Bank of India

In the vast and ever-evolving landscape of banking institutions, Union Bank of India stands out as a beacon of stability and reliability. Established in 1919, this public sector bank has grown over the decades to become one of the largest and most trusted banks in India. With its comprehensive range of services and customer-centric approach, Union Bank of India offers numerous benefits and key features that cater to the diverse financial needs of its customers. In this blog, we will delve into the advantages and distinctive features of Union Bank of India, shedding light on why it is a preferred choice for many.

Benefits of Banking with Union Bank of India

1. Extensive Network

One of the primary benefits of banking with Union Bank of India is its extensive network of branches and ATMs. With thousands of branches and ATMs spread across the length and breadth of the country, customers can access their accounts and avail banking services conveniently.

2. Financial Inclusion

Union Bank of India has been at the forefront of financial inclusion initiatives. They have implemented various schemes to provide banking services to the underprivileged and rural population, making a significant impact on the lives of millions.

3. Wide Range of Products

The bank offers a comprehensive suite of financial products and services, including savings accounts, fixed deposits, loans, credit cards, and more. This diversity allows customers to find tailor-made solutions that suit their unique financial goals.

4. Competitive Interest Rates

Union Bank of India offers competitive interest rates on savings accounts and fixed deposits, helping customers grow their savings over time. Their attractive interest rates make them a preferred choice for both short-term and long-term investments.

5. Digital Banking

The bank has embraced digital transformation with user-friendly online and mobile banking platforms. Customers can perform a wide range of transactions, including fund transfers, bill payments, and account management, from the comfort of their homes.

6. Customer-Centric Approach

Union Bank of India places a strong emphasis on customer satisfaction. Their customer service teams are known for their responsiveness and dedication to resolving customer queries and issues promptly.

7. Loan Options

Whether you are looking for a home loan, personal loan, or business loan, Union Bank of India offers a variety of loan products with competitive interest rates and flexible repayment options.

Key Features of Union Bank of India

1. Union e-Cash - Digital Wallet

Union Bank of India's digital wallet, Union e-Cash, allows customers to make cashless transactions seamlessly. It supports UPI payments, mobile recharge, bill payments, and even offers discounts and cashback.

2. Green Banking Initiatives

The bank is committed to sustainability and has implemented various green banking initiatives. They promote paperless transactions, digital communication, and eco-friendly practices across their operations.

3. Secure Banking

Union Bank of India places a strong emphasis on security. They employ advanced encryption technologies and multi-factor authentication to ensure the safety of their customers' financial information.

4. Union Miles Loyalty Program

This rewards program offers customers the opportunity to earn points on various banking transactions, which can then be redeemed for a range of exciting rewards, including travel vouchers and merchandise.

5. NRI Services

Union Bank of India offers a comprehensive suite of services for Non-Resident Indians (NRIs), including NRI savings accounts, NRI fixed deposits, and remittance services, making it a preferred choice for NRIs looking to manage their finances in India.

[mpbeat]

The G20 Summit 2023: Shaping Global Economics and India's Leadership

The Group of Twenty (G20) is a prestigious and influential international forum dedicated to fostering cooperation and collaboration among the world's major economies. Its primary focus is on addressing critical global economic issues, and it holds a central role in shaping and reinforcing the global framework and governance concerning these matters.

The G20 serves as a platform where leaders and representatives from 20 of the world's most significant economies come together to discuss, negotiate, and find solutions to pressing international economic challenges. These challenges can span a wide range of issues, including economic growth, trade, financial stability, sustainable development, climate change, and global health crises.

The Genesis of G20: A Response to the Asian Financial Crisis

The Group of Twenty, commonly known as the G20, came into existence in 1999, born out of the aftermath of the Asian financial crisis. It was originally established as a platform for Finance Ministers and Central Bank Governors to engage in discussions and cooperation on critical global economic and financial matters.

The Asian financial crisis, which erupted in the late 1990s, had far-reaching repercussions for the global economy. It exposed vulnerabilities in the international financial system and underscored the interconnectedness of economies worldwide. In response to the crisis and the need for a coordinated international approach to prevent similar events in the future, the G20 was conceived.

India's G20 Presidency: Guiding Global Discourse

India holds the Presidency of the G20 during a critical period, from December 1, 2022, to November 30, 2023. This means that India played a leadership role within the G20, guiding and facilitating discussions, setting the agenda, and steering the group towards achieving common goals. As the host country for the G20 Summit in 2023, India has a unique opportunity to shape the global economic narrative, influence policy decisions, and drive collective action on key issues.

During its presidency, India poised to prioritise various critical topics, which could include economic recovery post-pandemic, sustainable development, climate change mitigation, trade policies, and financial stability. By holding the presidency, India not only contributes to the G20's mission but also strengthens its own position as a responsible and proactive global player.

Preparations for the G20 Summit: Bharat Mandapam and Beyond

Bharat Mandapam, the venue for the G20 Summit 2023, showcases modern architecture and extensive facilities. Spread across 123 acres, it boasts lounges, meeting rooms, an auditorium, amphitheatre, and more. The campus, with an estimated cost of approximately 2700 crores, can accommodate up to 13,500 attendees. It also features a sprawling artificial lake spanning 1.5 acres, adding to its grandeur.

UPI One World: A Seamless Payment Solution for G20 Visitors

UPI One World is a seamless and secure digital payment solution tailored for foreign nationals and NRIs attending the G20 Summit from G20 countries. With this innovative prepaid payment instrument linked to UPI, visitors can transact seamlessly at around 50 million merchant outlets across India. It offers added benefits such as going cashless and easy expense tracking through the UPI One World Mobile Application.

Metro Services and Transportation Restrictions During the Summit

While all metro stations will continue to provide services to passengers, the Supreme Court has ordered that metro rail services will be suspended at metro stations from 05:00 AM on 09.09.2023 until 11:00 PM on 10.09.2023, coinciding with the G20 Summit dates.

In terms of transportation restrictions, from 07.09.2023 at 2100 hours until 10.09.2023 at 2359 hours, entry into Delhi's boundaries will not be allowed for any Heavy Goods Vehicle (HGV), Medium Goods Vehicle (MGV), or Light Goods Vehicle (LGV). However, essential goods, including milk, vegetables, fruits, and medical supplies, will be permitted to enter Delhi with valid 'No Entry Permission.'

Additionally, Heavy Goods Vehicles (HGV), Medium Goods Vehicles (MGV), and Light Goods Vehicles (LGV) that were already present in Delhi will be allowed to operate on the road network beyond Ring Road and towards Delhi's border as per the applicable restricted period.

Regarding T.S.R. (Auto) and taxis, from 09.09.2023 at 05:00 hours until 10.09.2023 at 23:59 hours, no T.S.R. (Auto) or taxi will be permitted to enter or operate within the New Delhi district. However, taxis carrying tourists with valid bookings in hotels within the New Delhi district and located within the boundaries of New Delhi district will be allowed to operate on the road network within the boundaries of New Delhi district.

Extending Heartfelt Wishes to Our Esteemed Guests

As we eagerly anticipate the G20 Summit 2023 hosted by India, we recognize the importance of this momentous event in shaping the future of our global economy and addressing critical challenges. We extend our warmest wishes to all the guest countries, including Argentina, Australia, Brazil, Canada, China, France, Germany, Indonesia, Italy, Japan, Mexico, Republic of Korea, Russia, Saudi Arabia, South Africa, South Korea, Turkey, the United Kingdom, the United States, and the European Union. To the attendee countries (Bangladesh, Egypt, Mauritius, Netherlands, Nigeria, Oman, Singapore, Spain, and UAE) and their leaders, we appreciate your commitment to international cooperation and look forward to the fruitful discussions that will transpire.

[mypursu]

Now pay seamlessly in India using UPI or QR. MyPursu supports the NRI feature to pay merchants in India.

Download the app now: https://cutt.ly/q35cbcZ

[livemintvideos]

How UPI works for NRIs | Now NRIs Can Set Up UPI | Mint Primer | Mint

On 10 January, India’s retail payments umbrella body The National Payments Corp. of India (NPCI) issued a circular that paved the way for wider adoption of homegrown payments platform UPI. So far, only Indian phone numbers were allowed on UPI, leaving out non-resident bank accounts linked to their phone numbers abroad. In the first phase, phone numbers from 10 countries including Singapore, Australia, Canada, Hong Kong, Oman, Qatar, the US, Saudi Arabia, United Arab Emirates, and the UK have been allowed to be used on UPI.

[viralbake]

The National Payments Corporation of India (NPCI) has recently informed us with a circular that soon NRIs can pay through UPI without needing to get an Indian mobile number. No Need for Indian Mobile Numbers for NRIs to Use UPI The NCPI governed all the authority to make this new UPI model possible before April … The post Soon NRIs Can Pay With UPI Without Indian Mobile Numbers appeared first on Viral Bake.

[jsbmarketresearch01]

NPCI to Permit NRIs with International Numbers from 10 Countries to Use UPI Payments

NPCI (National Payments Corporation of India) will allow Non-resident Indians (NRIs) from 10 countries to transfer funds easily through UPI (Unified Payments Interface) from an international mobile number. The countries that fall into consideration are the United Kingdom, United States, Australia, Canada, UAE, Singapore, Qatar, Hong Kong, Saudi Arabia, and Oman. But to use this facility, people have to use Non-Resident Ordinary (NRO) or Non-Resident (External) Rupee (NRE) account. However, without an Indian mobile number, they can enjoy making digital payments.

An NRO account allows NRIs to manage the earned income in India while an NRE account permits the NRIs to transfer to India their foreign earnings. The Payments Corporation has announced 30 April as the deadline for the partner banks to comply with the instructions. The UPI move will not just assist local businesses abroad, but even the family, individuals, and international students.

Earlier the NRIs were unable to operate the UPI network because the same is dependable on SIM. The feature was to date accessible to only Indian SIM card phones. However, non-resident Indians can now utilize international SIM linked to their NRO or NRE accounts and make transactions online from their mobile UPI interface. Also, no charges will apply for such transactions. In December 2022 alone, UPI transactions saw a record high of Rs. 12.82 lakh crore. With the current step, the transactional amount will soar higher.

So, the NPCI will enable UPI transactions from mobile numbers bearing the country codes of the mentioned 10 nations along with the existing domestic country code. In the future, the facility can extend to other countries as well. UPI helps to instantly transfer money through mobile phones in easy steps. The partner banks have to make sure that the NRE and NRO accounts comply with the guidelines of the RBI (Reserve Bank of India) and FEMA (Foreign Exchange Management Act).

The beneficiary and remitter banks will keep in check all the transactions to combat money laundering and any act of terrorism so that the UPI system remains transparent and risk-free. NPCI has been receiving several requests from NRIs and customers to include a  facility for some time now, and finally, international numbers from the 10 countries will be able to benefit from the instant and seamless payment on UPI.

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[chequpi]

Understanding the Best UPI Digital Payment App for NRI in India

In the digital era, the evolution of payment systems has been nothing short of revolutionary. One such advancement is the Unified Payments Interface (UPI), a technology that enables seamless and instant money transfers. This article delves into the significance of UPI for Non-Resident Indians (NRIs) in India and guides them in choosing the best UPI digital payment app tailored to their needs.

Importance of UPI for NRIs

In the dynamic landscape of digital transactions, the Unified Payments Interface (UPI) plays a pivotal role in simplifying financial interactions for Non-Resident Indians (NRIs) in India. This secure and efficient payment system offers a range of benefits tailored to the unique challenges faced by NRIs.

Seamless Cross-Border Transactions:

One of the significant advantages of UPI Digital Payments for NRIs is its ability to facilitate seamless cross-border transactions. Whether NRIs need to send money to family or manage investments in India, UPI streamline the process, eliminating the delays associated with traditional banking methods.

Currency Conversion and Exchange Rates:

NRIs often contend with the complexities of currency conversion and fluctuating exchange rates. UPI addresses these challenges by providing real-time currency conversion, ensuring that transactions occur at the most favorable rates, ultimately saving NRIs from unnecessary financial losses.

Speed and Efficiency in Fund Transfers:

Time-sensitive transactions are a common aspect of NRIs managing financial affairs in India. UPI's instant fund transfer capabilities ensure that NRIs can send or receive money swiftly, allowing them to respond promptly to various financial obligations without delays.

Factors to Consider Best UPI App for NRI

When selecting the most suitable Unified Payments Interface (UPI) app for Non-Resident Indians (NRIs), several critical factors come into play. These considerations ensure that NRIs have a seamless and tailored digital payment experience that aligns with their specific needs and circumstances.

UPI Compatibility with NRI Accounts:

The first factor to consider is the compatibility of the UPI app with NRI accounts. Not all apps may seamlessly integrate with international accounts, making it crucial for NRIs to choose an app that is designed to accommodate the intricacies of non-resident banking.

Security Features:

Security is paramount in the digital realm, especially when dealing with financial transactions. The chosen UPI app should boast robust security features, including multi-factor authentication, encryption protocols, and proactive measures to safeguard NRIs from potential cyber threats.

Integration with International Banks:

For NRIs managing finances across borders, the integration of the UPI app with international banks is essential. The app should support a wide range of global financial institutions, facilitating smooth transactions and minimizing hurdles related to cross-border banking.

User-Friendly Interface:

The user interface of the UPI app is a critical factor for NRIs. A user-friendly design ensures that NRIs can navigate the app effortlessly, making transactions, checking balances, and managing accounts with ease. A well-designed interface enhances the overall user experience.

Transaction Fees:

Different UPI apps may have varying fee structures for transactions. NRIs should carefully assess the transaction fees associated with each app and choose one that aligns with their budget and transaction frequency. Some apps may offer competitive rates or even fee customization options for NRIs.

Additional Features:

Consideration should be given to additional features offered by UPI apps. Features like bill payments, investment management, and integration with other financial services can add significant value for NRIs looking for a comprehensive solution beyond basic fund transfers.

Customer Support:

In the event of issues or queries, prompt and efficient customer support becomes crucial. NRIs should opt for a UPI app with responsive customer service, ensuring that assistance is readily available to address any concerns or technical difficulties that may arise.

Tips for Choosing the Best UPI App

Navigating the plethora of Unified Payments Interface (UPI) apps available can be overwhelming, especially for Non-Resident Indians (NRIs). To streamline the decision-making process, here are some essential tips, with CheqUPI emerging as a standout option:

Assessing Personal Requirements:

Before diving into the selection process, NRIs should evaluate their individual requirements. Consider factors such as the frequency of transactions, specific features needed, and the compatibility of the UPI app with NRI accounts.

Considering Transaction Fees:

Transaction fees can vary among UPI apps. CheqUPI, with its competitive fee structure, offers a cost-effective solution for NRIs. It's essential to compare transaction charges to ensure they align with the user's budget and transaction patterns.

Examining Additional Features:

CheqUPI stands out by offering a comprehensive set of features beyond basic fund transfers. NRIs should explore additional functionalities, such as bill payments, investment options, and integrations with other financial services, to maximize the utility of the chosen UPI app.

Checking Customer Support:

Prompt and reliable customer support is a non-negotiable aspect of any UPI app. CheqUPI prioritizes customer satisfaction, providing responsive support to address NRIs' queries or concerns promptly.

Security Measures:

Security is paramount in digital transactions. CheqUPI employs state-of-the-art security features, including multi-factor authentication and encryption protocols, ensuring a secure environment for NRIs to conduct their financial transactions.

User-Friendly Interface:

CheqUPI boasts a user-friendly interface, designed to enhance the overall user experience. Navigating the app is intuitive, making it convenient for NRIs to perform various transactions and manage their accounts effortlessly.

Step-by-Step Guide to Setting Up UPI for NRIs

Setting up the Unified Payments Interface (UPI) in CheqUPI for Non-Resident Indians (NRIs) is a straightforward process. Follow these simple steps to initiate seamless digital transactions:

1. Download and Install CheqUPI App:

Begin by downloading the CheqUPI app from the App Store or Google Play Store on your smartphone. Install the application and proceed to open it.

2. Registration:

Tap on the "Sign Up" or "Register" option on the app's home screen.

Provide the required details, including your mobile number, email address, and other necessary information.

Create a strong password to secure your account.

3. Verification:

Verify your mobile number and email through the OTP (One-Time Password) sent to the registered contact details.

Complete any additional verification steps prompted by the app.

4. Linking International Bank Accounts:

Navigate to the "Bank Account" or "Add Account" section within the app.

Select your international bank from the list of supported institutions.

Enter the necessary account details, including account number, IFSC code, and other relevant information.

5. Setting Security Measures:

Access the "Security Settings" within the app.

Set up multi-factor authentication for an added layer of security.

Enable any other security features provided by CheqUPI, such as biometric authentication.

6. UPI ID Creation:

Choose a unique and easy-to-remember UPI ID (Unified Payments Interface ID).

This UPI ID will be used by others to send money to your account. Ensure it reflects your identity or is linked to your email.

7. Transaction Limits:

Check and adjust your transaction limits based on your preferences and requirements.

Some transactions may have default limits; customize them to suit your needs.

8. Exploring Additional Features:

Familiarize yourself with the additional features offered by CheqUPI, such as bill payments, investment options, and any exclusive benefits for NRIs.

9. Testing Transactions:

Initiate a small transaction to ensure that your UPI setup is working seamlessly.

Verify that the transaction reflects accurately in your CheqUPI account.

10. Customer Support:

In case of any issues or queries, utilize CheqUPI's customer support features.

Contact their support team through the app for prompt assistance.

Congratulations! You have successfully set up UPI for NRIs in CheqUPI. Enjoy the convenience of swift and secure digital transactions tailored to the unique needs of Non-Resident Indians.

Conclusion

In conclusion, the journey of understanding the best UPI digital payment app for NRIs in India involves careful consideration of various factors, personal preferences, and future trends. By navigating the UPI landscape with insights from real-life success stories and expert guidance, NRIs can embrace the convenience and efficiency of digital payments.

FAQs

How secure are UPI transactions for NRIs? UPI transactions for NRIs are highly secure, employing advanced encryption and authentication measures to safeguard financial information.

Are there any transaction limits for NRIs using UPI? Transaction limits may vary among UPI apps, but NRIs can often customize their limits based on their specific needs and preferences.

Can UPI be used for business transactions by NRIs? Yes, UPI is versatile and can be used for both personal and business transactions, providing NRIs with a convenient platform for various financial activities.

What should NRIs do if they encounter technical issues with UPI? In case of technical issues, NRIs can reach out to the customer support of the respective UPI app for prompt assistance and resolution.

How does UPI contribute to financial inclusion for NRIs? UPI promotes financial inclusion for NRIs by offering a user-friendly and accessible platform for digital transactions, regardless of geographical boundaries.

[paynxt360]

Government schemes and incentive programs provide an impetus to the growth of the prepaid card market in India

The digital payment ecosystem has flourished over the last five years in India, with millions of consumers using prepaid payment instruments on a daily basis. The growth of innovative fintech firms, including PhonePe, Paytm, and Google Pay, has driven the exponential adoption of prepaid payment instruments. However, it is the Indian Government and the Reserve Bank of India that have laid down the founding stones for the growth of the digital payment ecosystem in India.

From launching the innovative Unified Payments Interface (UPI) to making crucial policy announcements, the Indian Government led by Prime Minister Narendra Modi has been central to the growth of the prepaid card industry. To avoid reliance on global corporations like Visa and Mastercard, who were also charging high affiliation charges to banking institutions, the government introduced the RuPay network, a homegrown payment system launched by the National Payments Corporation of India.

Over the years, the Indian Government has announced various policy measures to promote and drive the adoption of RuPay payment cards, including the mandate that RuPay cards will attract zero MDR. As India is a value-conscious market, zero MDR meant that offline merchants were happy to receive payments without any deductions. UPI, which also attracts zero MDR, has gained widespread popularity and acceptance among merchants because of this mandate.

As both UPI and RuPay cards operate on zero MDR, banking institutions are losing out on a potential revenue source. This has made them reluctant to issue RuPay payment cards, as banks are able to generate more revenue for themselves by issuing Mastercard and Visa payment cards. Both Mastercard and Visa do not agree to zero MDR. Consequently, to avoid losing 0.25% of the GDP to these US-based firms, the Indian Government has launched an incentive scheme for banking institutions in India.

In January 2023, the Indian Government announced that it will be spending approximately US$320 million or INR 26 billion to promote RuPay and low-value UPI transactions. The scheme is part of its strategy to further accelerate the growth of the homegrown payments network.

As part of the scheme, the Indian Government will be offering a financial incentive to banks for promoting point-of-sale and e-commerce transactions using RuPay debit cards and person-to-merchant UPI transactions for FY 2022-23. PayNXT360 expects the incentive scheme to address the concerns of many banks that have been questioning the financial viability of the UPI payment system.

The incentivization of RuPay debit cards and UPI transactions is projected to create more value for all stakeholders involved. While banks will receive a financial incentive for promoting the payment method, merchants will continue to benefit from zero MDR for higher transaction volume and the Indian Government will experience faster migration from cash to digital payments. In the 2022-23 budget, the Indian Government is expected to announce further support, including financial assistance for banks, targeted toward the growth of the digital payment ecosystem.

In India, the digital payment ecosystem has been on the continuous growth momentum. According to data from the Indian Government, UPI achieved a record of 7.829 billion digital payment transactions in December 2022. With more consumers, across India, projected to enter the digital payments market over the next five years, UPI transaction value and volume are projected to record significant growth from the short to medium-term perspective.

In January 2023, the National Payment Corporation of India (NPCI) also announced that it will soon a Non-Resident Indians (NRIs) to make UPI payments with domestic phone numbers. To begin with, the NPCI will launch the service for NRIs in 10 countries, including Australia, Canada, Hong Kong, Oman, Qatar, Saudi Arabia, Singapore, UAE, USA, and the UK.

The NPCI is expected to extend the service for NRIs in more countries around the world from the short to medium-term perspective. This will further drive UPI transaction value and volume over the next five years. Furthermore, the Indian Government is also expanding the list of countries that accept UPI payment methods. All of these policy measures, along with the incentive scheme, will keep driving the growth of the digital payments market in India from the short to medium-term perspective.

To know more and gain a deeper understanding of the prepaid card market in India, click here.

[arun-pratap-singh]

NRIs from 10 countries can use UPI with their international mobile numbers

NRIs from 10 countries can use UPI with their international mobile numbers

Non-resident account types like NRE/NRO that have international mobile numbers will now be allowed to transact with UPI, according to a notice by the National Payments Corporation of India (NPCI). Transactions from mobile numbers of ten countries will be enabled to begin with — Singapore, Australia, Canada, Hong Kong, Oman, Qatar, United States of America, Saudi Arabia, United Arab Emirates and…

[news24fr]

Les Indiens d'autres pays pourront bientôt accéder à l'interface de paiement unifiée (UPI) en utilisant leurs numéros mobiles internationaux. Les Indiens non résidents (NRI) de 10 pays peuvent accéder aux services UPI pour les transactions sans avoir à dépendre de leur numéro de téléphone indien. Les pays sont Singapour, les États-Unis, l'Australie, le Canada, Hong Kong, Oman, le Qatar, l'Arabie saoudite, les Émirats arabes unis et le Royaume-Uni. Selon la National Payments Corporation of India, des comptes tels que NRE/NRO (Non Resident External and Non Resident Ordinary) avec des numéros mobiles internationaux peuvent effectuer des transactions en utilisant UPI. La Payments Corporation a donné aux banques partenaires jusqu'au 30 avril pour se conformer aux instructions. Un compte NRE aide les NRI à transférer leurs revenus étrangers vers l'Inde, tandis qu'un compte NRO les aide à gérer les revenus gagnés en Inde. Les seules conditions sont que les banques s'assurent que ces comptes sont autorisés conformément à la réglementation de la loi sur la gestion des changes (FEMA), suivent les directives de la Reserve Bank of India (RBI) et se prémunissent contre le blanchiment d'argent ou le financement du terrorisme. Un comité du cabinet dirigé par le Premier ministre Narendra Modi a approuvé aujourd'hui un programme de Rs 2 600 crore pour promouvoir les cartes de débit RuPay et les transactions BHIM-UPI de faible valeur. Le grand déménagement de l'UPI aidera les étudiants internationaux, les familles vivant à l'étranger et les entreprises locales, ont déclaré des responsables. Dans le cadre de ce programme, les banques recevront des incitations financières pour promouvoir les transactions utilisant RuPay et UPI. "Les progrès de l'Inde dans les paiements numériques seront encore renforcés par la décision du Cabinet d'aujourd'hui concernant la promotion des cartes de débit RuPay et des transactions BHIM-UPI", a déclaré le Premier ministre Modi dans un tweet. Il y a eu une augmentation massive des transactions UPI en seulement six ans. En décembre, des transactions UPI d'une valeur de plus de Rs 12 lakh crore ont eu lieu.

[globaltalentexchange]

A R2I STORY: SADANAND SINGH

Mr. Sadanand Singh is currently working as a Principal Research Scientist. He had moved to San Francisco, USA to pursue his Ph.D., which is where he began his professional journey. 

He has an impressive professional journey, with over 10+ years of experience with deep learning, machine learning, numerical modeling, and scientific computing in production environments. He also has an excellent publication record with 600+ citations in high-profile journals like Nature Materials.

Our team was interested in getting to know him better, understanding his path, and getting feedback on his experience working with GTX.

Read on for a glimpse into Sadanand’s journey.

Could you give us a brief about yourself?

I am currently the principal scientist at Micron India, after making my move back to India from the U.S. with the help of GTX.

I had shifted to the U.S. for my Ph.D., after which I worked at several reputed companies as well as with a couple of start-ups. 

What made you choose the U.S. for pursuing higher education?

India is great for an undergrad degree, however, back in 2008, I felt the opportunities for higher studies were better in the west. I was seeking a high quality of education, which is why I moved. 

How was your experience in the U.S. during your time there?

When you are young, new experiences are definitely exciting- personally as well as professionally. There were other Indians that I connected with as well. 

One thing to mention was that the academic experience was both challenging as well as humbling for sure. 

While in the West, did you feel anything was lacking? What made you consider a move back to the homeland?

Though I felt relatively satisfied professionally, I felt something missing in the personal aspect. Once you grow up and mature, you realize the importance of family and it dawns on you on a daily basis just how much you miss them. I felt very lonely at times. The family structure in the U.S. is nuclear, which is very different from what we’re used to back home. It hits harder once festivals like Diwali come around- you think you can just go back to visit, but how often can you do that, after all? I also really missed the food back home.

An obstacle that I faced in the U.S. was the terrible medical/healthcare system. Everything seems hunky dory till you fall ill, after which you can easily lose a majority of your savings- the American dream comes crashing. 

How long did you plan for the move before actually taking the plunge?

We (my wife and I) had started contemplating the move back in 2019. Covid in 2020 gave us even more time to consider our priorities and think them through. I wasn’t sure about the opportunities available in India. Collectively, we were earning nearly half a million in the U.S. but I didn’t find such pay in India. Luckily, once GTX contacted me with an awesome role, the pace increased. After that, it just took 3-4 months. 

How did you tackle this salary gap? How did you come to terms with what was being offered here?

I talked to a lot of people who work in India and have built impressive careers. It made me realize the quality of life that was possible with even the minimum that I was being offered back home. The lifestyle this kind of salary can get you is great and impressive. I live a lot better than I did in the U.S.

For example- I was renting a 2 bedroom house there, and paying triple the rent that I would have to here. Now, I am living in a 5-bedroom villa, and I can afford to hire a driver as well. 

This kind of lifestyle is something I could not have even imagined in the West. 

Do you think a lot of the NRIs scare away because of the salary discrepancies? 

Definitely. I feel a lot of people, especially my generation, don’t realize the opportunities in India and the changes that have taken place. Just, for example, the UPI system is brilliant. India is booming – in fact, the U.S is still lacking in several aspects. 

Did you face any hindrances/obstacles during your move back?

No, I didn’t. I really appreciate Micron for making the move easy for me- they helped in every regard. Global Talent Exchange helped immensely as well and made the cross-country moving process way easier. 

What were you seeking out in the career opportunities in India? 

I did set firm boundaries and operated my search within that. I was not willing to take a probational shortcut. I was also not willing to take any steps back, and my professional career should not be compromised. I wanted to remain in the research field. While I was applying, all I could think of were the IITs. It was a rigorous process- luckily, GTX approached me. It made the entire journey efficient and manageable. 

Would you agree that a good opportunity requires some digging and patience? 

I 100% agree! A lot of the NRIs are unaware of what steps MNCs are taking to grow their business in India. It’s also important to mention that a large number of people are under the impression that India is a “back office”. That’s not the case anymore at all. It’s also difficult to find something that aligns with the competencies of the NRIs that have good work experience and have built a strong skill set. Back then, even I didn’t think it would be possible to get the kind of role I got in Micron. GTX helped massively.

How was your experience working with the GTX team throughout the entire process? 

From the time the team initially contacted me till the time I made my move back, they were very helpful. The recruiter helped me understand the title and walked me through the requirements and the company profile. Even though it was during Diwali (festival time), I noticed that there were efforts made to prevent any lapses from either end. After I was connected to Micron, I felt an instant “click”.

GTX made my life easier, I would say. They were very considerate about my schedule and time zone and planned the meetings at a time that was suitable for both. They enabled conversations and followed up regularly. I really appreciate your active involvement and efforts. 

Could you talk about some of the myths that you were holding on to back in the U.S. about what life would be like back in India? 

Definitely the lifestyle aspect- did not think such a luxurious life is possible. Also, I didn’t know India has the kind of opportunities that I now realize it does. I’ve got an impressive position back home. 

There’s also no dearth of anything that you may want- in fact, the choices are endless. For example: If you feel like eating a homely meal, India has a wide variety of “dhabas” (small food joints) but also has stunning 5-star hotels where you could dine in luxury. 

Also, I thought I wouldn’t be able to access nature walks and beaches as I did in the U.S. However, even in India, several people have gotten together to form backpacking groups, tour groups, etc. Everything is available, you just have to find it. 

If you could convey any message to the NRIs that might be looking to move back, what would you say? What developments would you tell them about?

The digital payment system is very impressive and India is headed toward building a cashless economy. The developments in Southern India are something to be marveled at. Bangalore and Hyderabad are a few places that have no dearth of opportunities- in fact, they are at par with the U.S. I would say that there are several job opportunities similar to the San Francisco Bay Area. 

I would definitely advise them to be open about it, and talk to a lot of people. I would urge them to not squash the feeling- if they have an inkling that they want to move back, they shouldn’t ignore it- the emotion is arising for a reason. I would recommend that they research, talk to friends and talk to family. Most importantly, I would recommend they talk to Global Talent Exchange!

Lastly, I would tell them that they can easily find what they seek, they just have to be patient. 

[followtrendings]

How NRIs can make UPI payments living abroad

Singapore, Australia, Canada, Hong Kong, Oman, Qatar, USA, Saudi Arabia, United Arab Emirates, and the UK are the ten countries that will support UPI payments. So if you are an Indian living outside of India, you can now make payments via UPI hassle-free with your international number. That means you won’t need your old Indian number to make transactions. It is a news that will bring smiles to Non-Resident Indians because now they can send money back to India to their family and make merchant payments conveniently through UPI. Unified Payments Interface (UPI) is a “Made In India” payment solution and is also one of the largest payment networks in the world. UPI is spreading its roots now and currently, it is made limited to just 10 countries but it is surely just the beginning. You must have a lot of questions going on in your mind like who is eligible to avail of this facility, how will it work, how to make UPI payments and when will this facility be open. We have answered all your queries so read through.

How will this work?

The current scenario is that to make payments through UPI, one needs to have a UPI ID which needs to be activated through apps like GooglePay, Paytm, PhonePe, AmazonPay, etc.  To activate a UPI Id one also needs to have an Indian number that is currently active as well as should be in the phone. This is where NRIs have headaches. The cost of keeping Indian numbers active by international roaming is way too expensive. That’s why people often get a new local number and open a new local bank account rather than paying costly roaming fees. The National Payments Corporation of India (NPCI), the organization in charge of managing India's retail payment and settlement systems, regulated a circular instructing members of the UPI to enable non-resident account types, such as non-resident external (NRE) and non-resident ordinary (NRO) accounts with international mobile numbers, to sign up and conduct UPI transactions. Now the NPCI has announced that NRIs won’t need to have an Indian mobile number to make UPI payments and transactions. It will be possible with an international number. It is all because of the demand from the users. The demand and requests were so high that eventually, UPI is coming to different countries. The member banks will only be required to ensure that the UPI account is permitted in accordance with "the extant Foreign Exchange Management Act (FEMA) regulations and adherence to the guidelines/instructions issued by the concerned regulatory departments of Reserve Bank of India from time to time" in order to enable this facility. These bank accounts must also pass the required Anti-Money Laundering (AML)/ Combating of Financing of Terrorism (CT) checks and compliance validations/account level validations as per the extent. Also Read: View Counts Feature Added To Twitter | View Counts Can Be Seen Next To Tweets

Who are eligible to avail this facility?

First, you must be residing in any of the above-mentioned 10 countries. If you are not living there then sorry for now it is only applicable in those countries. Maybe in the future, you might be able to use UPI. Second, to use this option, NRIs must have an NRE or NRO account. An NRO account is a bank account registered in India in the name of an NRI to manage the money produced by him or her in India, whereas an NRE account is a bank account opened in India in the name of an NRI to park his overseas profits and earnings. And third is to add your international phone number to your NRE/NRO bank account.

When is this facility going to start?

The UPI facility for the NRI will start soon. The official date has not been revealed yet but all the member banks of the NPCI have been given a due date of April 30 to onboard all the non-resident account types in India for UPI payments.

How to make UPI payments abroad?

Let's summarize, first, you need to be living in Singapore, Australia, Canada, Hong Kong, Oman, Qatar, the USA, Saudi Arabia, United Arab Emirates, or the United Kingdom. Second, must have either NRO or NRE bank account in India. Third, link your international mobile number to your NRE/NRO bank account.  Fourth, just install any UPI-supporting payment app like Google Pay, or Paytm, log in through your international mobile number and you are good to go. You can just use like you normally do. Also Read: Depressing explanations from astronauts as to why there hasn’t been a moon landing mission in 50 years after Apollo

FAQs

Can NRI account use UPI?Yes, if you are an NRI from Singapore, Australia, Canada, Hong Kong, Oman, Qatar, USA, Saudi Arabia, United Arab Emirates, and the UK.How to use UPI from my international number?You need to add your current international number to your NRE or NRO bank account. Then when in India, you can use an Indian mobile number, and when abroad you can use your international number.Can I use UPI in my international i.e local bank account?No. You cannot use UPI in a local bank account. You must have a bank account in India and the bank account must be NRE or NRO type. Normal bank accounts won’t work.How to know if my account is NRE or NRO?The answer is simple. Contact your bank. If your account is not NRO or NRE then simply ask your bank to make it so. You will need to fill in some forms and write applications and your account will be NRE/NRO online.How to make UPI payments through GooglePAy abroad?Be it google Pay, Paytm, or any other UPI-supporting app, you will need to log in with your international mobile number, add your bank account, and there you go you can make UPI payments and transactions. But note that your international number must be linked with your NRE/NRO bank account. Read the full article

[basidialearning]

Ever since childhood, if your only dream was to become a Doctor, then NEET is the only gateway to your dream medical career. When it comes to the topic of NEET, you would be surrounded by multiple opinions from kith and kin. It is often seen that there would be very few people to show you the right path and there would be many to discourage you. Being students, all you could do in such situations would be to stand still, listening to all the opinions and finally ending up in a chaotic mess. This blog is an ultimate guide to all those students whose path towards NEET is unclear. Based on research and different analyses, we are here with effective tips & tricks that would help you to crack NEET in your very first attempt.

Before beginning your preparation, we expect you to have a thorough check on this blog in and out. Our NEET experts are very certain that this blog is going to help you in your preparation and if you are ready to follow the steps mentioned in this blog, the final win is your dream medical seat. So don’t miss out on any sections, go through the whole blog carefully and learn how to master your  NEET preparation.

Table Of Contents The Ultimate Aim: Get to know your exam  Know Your NEET SyllabusNEET Zoology & Botany Syllabus table with Weightage NEET Physics Syllabus With Weightage NEET Chemistry Syllabus with weightage Important topics in NEET Eligibility Criteria for NEET Eligibility Criteria in a short brief  Qualifying Examination Codes for NEET 2021 How to apply for NEET Exam? Digital Documents required and File size  Application Fees structure NEET Study MaterialsTips to choose a better study material How Basidia can help you crack the NEET exam? NEET preparation tips: Notes Preparation For NEET Exam Challenges you would face as a NEET Aspirant What after NEET? What if you are unable to qualify?

The Ultimate Aim:

The aim in life is a reason for a person to work consistently with determination and passion. The passionate fascination towards your aim carves and shapes your destination. It paves the path for you to walk to your goal and it keeps you motivated.

Most of you or the ones close to you are aiming for NEET and that aim took you to this blog. If you have an ultimate aim and you are not ready to settle for anything less than your aim, no matter what, your aim would knock at your doors.

Holding a medical degree close to your heart should be your aim and you should realise that the NEET is just a starting milestone, the real journey begins after NEET. We hope you got a better idea to aim for what.

Get to know your exam

NEET examination is a pan India medical entrance test conducted every year and attended by lakhs of students. You must be knowing this, but to crack such a huge examination, you need to be perfect with the pattern and the syllabus you need to concentrate on. Let us guide you through the exam pattern.

NEET comprises a total of 200 questions, which are segregated subject wise. the subjects include Physics, Chemistry, Botany & Zoology. Each subject consists of 35 questions in section A and 15 questions in section B as per the latest exam pattern. Out of 15 questions in section B, you can attempt any 10 questions.

Four marks will be awarded to each right answer and one mark will be deducted for every wrong attempt.

The total duration of the exam is 180 minutes (3 hours), which simply means each question needs to be answered in less than a minute.

Know Your NEET Syllabus

It is essential to have a deep understanding of the NEET syllabus. Having a clear knowledge of the syllabus helps you to plot your plans effectively. Let us walk you through the NEET syllabus.

NEET syllabus covers the NCERT topics and so consider NCERT as your best buddy.

Check for the topics in each subject and segregate them as per their weightage.

Invest more time in the topics you are weaker on and maintain special revision notes for these topics.

Important topics in NEE

Physics

Laws Of Motion

Motion Of System Of Particles And Rigid Body

Gravitation

Thermodynamics

Current Electricity

Ray Optics

Dual Nature Of Matter & Radiation

Atoms

Semiconductor Electronics

Chemistry

Chemical Bonding

Equilibrium

Organic Chemistry- Some Basic Principles & Techniques

Hydrocarbons

Surface Chemistry

General Principles and Process Of Isolation of Elements

Coordination Compounds

Aldehydes, Ketones and Carboxylic Acid

Alcohols, Phenols and Ethers

Related link – How to study Inorganic Chemistry in NEET?

Eligibility Criteria for NEET

Certain eligibility parameters need to be checked before applying to the NEET examination. Candidates who fail to meet NEET’s eligibility criteria will not be allowed to attend the examination. The NEET eligibility criteria vary from state to state, for example, Jammu & Kashmir has different sets of rules while comparing with the state of Tamil Nadu.

Let’s have a quick check on NEET eligibility criteria

1. Educational Qualification Educational qualification is a vital part of the NEET eligibility criteria. The candidate must have passed 10+2 or equivalent with Physics, Chemistry, Biology/Biotechnology, and English as core subjects from a recognized board.

2. Age Age is another factor that matters in the eligibility criteria of NEET. The candidate should have a minimum age of 17 as of December 31 of the year of admission,  while applying for the NEET examination and the upper age limit is considered to be 25 at the time of examination.

3. Number of attempts Since the upper age limit is 25, a candidate can attempt the NEET exam till he/she is 25 years old. However, the upper age limit is still under the consideration of the honourable Supreme Court of India.

4. Consideration for PWD persons To bring the specially-abled persons into the frontline, the authority has put forwarded some relaxations in marks and age limit for specially-abled persons.

Eligibility Criteria in a short brief NEET Eligibility Criteria Vital PointsNationality (NRI)Overseas Citizen of India (OCI) Person of Indian Origin (PIO) Foreign Nationals candidates can apply for the NEET examination qualifying ExamApplicants must have passed 10+2 or equivalent with Physics, Chemistry, Biology/Biotechnology, and English as core subjects from a recognized board. Minimum Age required minimum age limit is 17 years as of December 31, of the year of admission and this is applicable for students under all categoriesUpper Age limit the upper age limit is set to 25. However, the upper age limit is still under the consideration of the Supreme Court of IndiaMaximum AttemptsStudents can apply for the examination up to 25 years of age

To Read eligibility criteria in detail. Click the given link – Eligibility Criteria for NEET Exam

Qualifying Examination Codes for NEET 2021

The qualification code is a code that is used to identify the qualification of the applicant During the filling of the online application form for the NEET examination the applicants needs to choose any of the particular code they are supposed to select. Refer to the qualification codes for finding the exact code you belong too

How to apply for NEET Exam?

Aspirants can apply for the NEET examination through their official website(neet.nta.nic.in) and there are no ways to apply for it through any offline modes. The candidates must try avoiding mistakes and fill each column of the application carefully. Candidates must keep all required documents ready with them at the time of registration.

Digital Documents required and File size Document File SizeDigital copy of passport size photograph between the 100-300kbDigital image of the signature between 50 -100kbScanned image of left thumb impression 10 to 200kb Application Fees structure category Fees (inside India)Outside IndiaGeneral INR 1500 INR 7500OBCINR 1400ST/SC/PWD/ Transgender INR 800

Important points

The fees can be remitted through online modes only and offline modes won’t be encouraged

Candidates can use Credit/Debit cards, Net Banking or UPI to pay the application fees

Applications fees once paid are not refundable

Related link – NEET Application is Out – Check Eligibility & Fees (Apply now)

NEET Study Materials

Study material is the base of NEET preparation. Only, effective study material can give you good results. There are different study materials available online as well as offline. NCERT is always the best study material for the NEET examination, but depending on NCERT alone won’t help you to gain a good rank in the NEET examination.

How can a NEET aspirant choose a better study material, is still a common question in different online platforms and student forums. We will suggest some tips to choose a better study material for the preparation of your NEET examination.

Tips to choose a better study material

The study material you choose for NEET should have a well defined and simplified explanation for each concept. So that you can easily understand the topic in less time.

Topic related MCQs, Previous year questions from that particular topic should be there at the end of each topic so that you can conduct revisions after the completion of each topic.

The study material should be up to date with an accurate syllabus.

It would be very useful if your study material has segregation for important topics

How Basidia can help you crack the NEET exam?

From the carousel stories to the bookmark option, Basidia has everything a NEET aspirant should have in his pocket. It is considered one of the best neet preparations app.

Important topics are segregated into three different sections called Hot, Cold and Warm. This will help the user to check the importance of different concepts and invest time accordingly.

Topic related MCQs and PYQs are linked to each key to practice and learn the concepts deeply. Detailed explanations are given to provide the best solutions to the users.

The revision scheduler is another added feature that helps students to plan their own revisions. Upgraded full-length mock tests play a vital role in practising with the latest exam pattern and can make the most out of your practice.

The daily storey carousels allow you to have a quick glance at NEET relevant topics and learn it in detail. The bookmark feature in Basidia helps you to bookmark the important content and attend it later in a single tap.  To Download your Basidia Learning App. Click here

NEET preparation tips:

Having deep knowledge about the syllabus makes you realise what to learn and what not to. So have a thorough check on the syllabus.

A well-prepared study planner helps you to plan your preparation in advance and this can guide you through all the topics and there won’t be any worries of missing out on any.

Fetch effective study materials.

Prepare revision notes and conduct regular revisions.

Concentrate more on weaker sections and invest more time into these sections.

Collect as much as previous year question papers and work it out on daily basis.

Attend practice tests after the completion of each topic.

Always give priority to NCERT and practice time management.

Have proper sleep

Get yourself a perfect diet.

To read the neet preparation tips in detail Click the given link – NEET Preparations Tips to crack NEET

Notes Preparation For NEET Exam

Notes can provide many benefits to your preparation. Note preparation is considered the best and easy way to understand a concept in depth.

Benefits of notes preparation

Notes are the best way to keep important points.

It keeps you alert always.

Preparing notes during classes or while reading the concepts can help your mind get involved with it and this helps you to easily remember the points noted.

It helps to run a quick revision as well as it is the best source for last-minute reading.

It helps you to keep focused.

Tips to prepare notes

Separate the subjects and give different spaces for different subjects.

Create notes after finishing each topic.

Use different colour highlighters to mark various points.

Underline the keywords.

Keep it well organised.

Make it more attractive, avoid making your notes messy.

Maintain it properly.

Related link – How to make revision notes for NEET?

Challenges you would face as a NEET Aspirant

High Competition – NEET is the one and the only examination to get into a medical course. The pan India examination is attended by more than 15 lakhs of students yearly and it proves the kind of competition it puts forward. The competition for the NEET examination increases each year so the candidates.

Vast Syllabus –  NEET aspirants are often seen struggling with the vastness of the syllabus. Class 11th & Class 12th syllabus are combined together in the NEET examinations and this is a huge content to work on but if dealt with properly it can yield you good results.

Time management – Time management is the most vital part of attending an examination like NEET. NEET has 200 questions out of which 180 needs to be attended and a total of 180 minutes to complete the whole exam. That means the time limit for one question is 1 minute and this is the biggest challenge you are going to face for the NEET examination.

Pressure and Stress – The pressure from the family side is another challenge the NEET aspirants are going to face. There are high chances for your parents to question you regarding the preparation techniques or the study time you follow. That can lead you into tension. You might feel stressed out because of the stress, you will get exhausted very easily leading to a lack of concentration. So it’s always better to share all details regarding your preparation methods, study techniques, your plans etc with your family. They have more experience and they can definitely give you some better suggestions.

Lack of confidence – Lack of confidence is something that can destroy you in and out. For attending a big exam like NEET, you need a stronger mind and strong determination. This can be gained only by developing self-confidence in you. Always believe in yourself, think positively end of the day success will be yours

Related link – Disadvantages fo Dropping a year for NEET

What after NEET?

The results of the NEET examination will be announced one month after the examination and by that time you will be so normal and relaxed. Sleepless preparation won’t be there, No stressed-out evenings, you will slowly forget the exam fear, the tensions you have undergone etc. Life will be normal as before. Let’s see some common activities usually the candidates do after the NEET exam. Before the results Soon after the NEET examination ends, candidates must check the answer keys from available sources and validate their performance

Candidates should calculate their NEET score and try to predict their rank and based on previous year NEET admission trends, they would be able to realise which medical college or dental college they are going to get into.

After the NEET results

Have you ever thought about this? Imagine that you had put up a lot of hard work and as a result, you have cracked the NEET examination.  Your parents, family, all your friends, your teachers and everyone who knows you personally will be happy about you, right? Do you know what will be the next step after these celebrations, happiness and all?

Apply for counselling process After the results, most of the candidates will be confused about the further steps. There are counselling processes conducted by different bodies to help the NEET winners to conduct admission procedures. These counselling sections are not led by NTA. The role of NTA is so limited to conduct examinations and publish the results. There are three types of counselling a) AIQ or All India Quota  All central and deemed universities such as  AIIMS, BHU, etc along with 15 per cent seats of all government medical and dental colleges seats will be filled under this process. The exception to this is only the state of Jammu Kashmir and admissions to the colleges in Jammu Kashmir comes under state quota counselling. AIQ counselling will be conducted by MCC  (Medical Counselling Committee). b) State Quota counselling This is for the admission to the remaining 85% of government college seats and the private college seats will also be filled with this. The state quota seats are reserved to candidates who belong to that particular state and the candidates from other states are not eligible to participate in this counselling process. The State Quota Counselling will be conducted by the representative of the state government C) Ayush Counselling           Counselling for Ayush courses will be conducted by  AYUSH Admissions Central Counselling Committee (AACCC). They will carry out the process of admission for all the Ayush colleges in India including the deemed universities and the 15% of Government, Government aided, Central, Private and National colleges.

What if you are unable to qualify?

If you are very determined to hold a medical degree, do not mind giving another year. Start your preparation from the very next day. Work hard with a dedicated mind, hard work will never go in vain. Realise the mistakes you made last time and try not to repeat them. A perfect human will learn from his mistakes and he will yield success from that learning.

If you are not interested in giving up one year, you have plenty of options to pick. There are many types of courses, which includes paramedical careers like Pharmacy, Physiotherapy, Nursing etc. You can choose a better course, a better college and spend your college life happily.

Dear Students, Always note, NEET is not the end of your career or life. This world is full of opportunities. If not NEET you will have other lakhs and lakhs of choices to pick from. Always keep in mind that “A man becomes successful by his character not by his career”.  Greetings Basidia