#upi in other countries

[livemintvideos]

How UPI works for NRIs | Now NRIs Can Set Up UPI | Mint Primer | Mint

On 10 January, India’s retail payments umbrella body The National Payments Corp. of India (NPCI) issued a circular that paved the way for wider adoption of homegrown payments platform UPI. So far, only Indian phone numbers were allowed on UPI, leaving out non-resident bank accounts linked to their phone numbers abroad. In the first phase, phone numbers from 10 countries including Singapore, Australia, Canada, Hong Kong, Oman, Qatar, the US, Saudi Arabia, United Arab Emirates, and the UK have been allowed to be used on UPI.

[sanhatipal]

Figure Sculpting Commissions

I've been wanting to do this for a long time,now it's finally possible. I'll do mini chibi figures of characters,like the ones above! 25-35 USD + shipping depending on complexity, ToS under the cut

For more examples of my sculpting skills(but I won't do scales because it's too much work), here's some Pandora Hearts merch I've made,and some other sculptures:

The figures will be tiny, around the same size as Nendoroid Petites, which is half of regular Nendoroids (4-6cm).

References are always appreciated

Will be made of resin,air dry clay,and sometimes pieces of plastic or wood. Predominantly resin and clay.

There's the option for proportions between 1 and 2. Flandre Nendoroid is for size comparison only. No price difference.

I'll add a stand to make sure the figure can stand properly,but it won't be removable.

No LED parts (though I'd love to, the post office told me it might get rejected at customs)

Price depends on complexity of the character. I'll give you a price (+ shipping estimate for your country) after looking at the character, and you can decide whether you want it or not,and I'll start working on it. I'll send you WIP shots occasionally.

Payment after the figure is made or almost finished,and before shipping.

Making time is 7-14 days, hopefully,but may be more because I have a volatile schedule. I'll definitely let you know and keep you updated though.

Making these take time,so if you want to pay after a few weeks,you can give me a character to start making,and pay when you're ready. I'll hold onto it for a month.

Shipping is combined for multiple figures. If you want to add another figure after I've started, or even finished, making the first, that's fine, I'll ship it together.

Shipping will be through tracked international parcel post, takes 2-4 weeks, but duration not in my hands. Domestically,speed post, takes 3-5 days.

Payment via PayPal, or GPay/UPI if in India

I can add a fuzzy Luna or crimson moon vampire like this,or anything similar if you want, for 5 usd.

I can only work on 2-3 figures at max at a time,so if I get more requests, I'll reserve a slot,and contact you when I'm ready to start

I hold the right to turn down an offer for whatever reason.

And questions,feel free to ask on DMs. I'm also active on Discord nowadays, Flameheart3794 ,but Tumblr DMs are always open for queries!

[beardedmrbean]

Aug. 7 (UPI) -- British authorities were gearing up for a wave of riots across England with reports of at least 30 planned for Wednesday night amid fears the offices of law firms that represent immigrants and asylum seekers could be potential targets.

A "standing army" of 6,000 police was mobilized after far-right groups circulated a list of 39 immigration lawyers, charities and groups that provide services to migrants and refugees on social media and 500 prison spaces had been freed up as public prosecutors threatened swingeing justice for those participating in or organizing violent disorder.

"All of us are concerned that a list is being circulated online," Communities Minister Jim McMahon told BBC Radio.

"We at this point don't know if those will transpire to be protests in the way that we've seen in other places. Or whether it's a list that's intended just to cause alarm and distress, or even to provoke.

"But to be clear we are absolutely prepared in terms of our policing response, our prosecutor response and also our court response," said McMahon.

The country's top prosecutor said at least one rioter had been charged with terror offenses and warned his office would consider the same where organized groups were planning "really serious disruption to advance an ideology."

Director of Public Prosecutions Stephen Parkinson said his officials would deploy every legal means available to put people behind the disorder behind bars and that anti-terrorism laws were being used in one ongoing prosecution.

Police also said they were confident they would be able to maintain control.

The Law Society said it had "serious concerns for the safety and wellbeing" of its members with at least one immigration advice center boarding up its windows and doors in anticipation of trouble.

"A direct assault on our legal profession is a direct assault on our democratic values and we are supporting our members who are being targeted," the society's president, Nick Emmerson, said in a post on X.

He added that he had written to Prime Minister Keir Starmer asking that the threats against the profession be treated with the "utmost seriousness."

The non-profit advocacy group Hope Not Hate warned the list was an aspirational "hit list" that called for action, "up to and including terrorism" against the targets named at 8 p.m. local time, circulated by an anonymous individual who it said was also involved in instigating anti-Muslim violence in Southport and Liverpool over the past week.

"This actor, who has also called for the assassinations of public figures, must be brought to justice and face the full force of the law," HNH said in a news release.

The group said the purpose of the list was to spread fear and uncertainty as it was impossible to predict whether and where attacks might materialize and therefore "any and all services should be on high alert."

HNH said it was also monitoring a number of other far-right demonstrations planned for the days ahead which it said were emerging "more organically" and so may attract larger numbers of protesters.

The developments came after a night of relative calm with police in Liverpool and Durham tamping down tensions with the use of dispersal orders that give them powers to order people to leave the area.

The coroner was due to open inquests Wednesday morning in the Liverpool suburb of Sefton into the killings of Bebe King, 6, Alice Dasilva Aguiar, 9, and Elsie Dot Stancombe, 7, in nearby Southport on July 29.

The last of the eight other children and two adults injured in the stabbing spree at a dance studio -- triggering a week of unrest across England and Wales -- were discharged from hospital.

Axel Muganwa Rudakubana,17, of Banks in Lancashire, was charged July 31 with three counts of murder, 10 counts of attempted murder and possession of a bladed weapon.

On Wednesday, the first rioters were also sent to prison with a judge at Liverpool Crown Court sentencing one man to three years for taking part in violent disorder in Southport last week when a mob hijacked a vigil for the slain girls, injuring dozens of police and attacking police vehicles and a mosque.

The man received a concurrent two-month sentence for assaulting a police officer.

Another man was sentenced to 28 months in prison for violent disorder and torching a police vehicle in Liverpool plus two months for perpetrating "malicious communication."

A third man was sent to prison for 18 months plus two months for a "racially aggravated element" of the offense.

The first significant prison sentences follow the jailing of an 18-year-old man sent to prison Tuesday for two months after pleading guilty to criminal damage charges following a riot near Manchester on Sunday.

About 100 among the more than 400 people arrested across the country since rioting erupted a day after the July 29 killings in Southport pleaded not guilty to various charges but, unusually, were refused bail pending trial.

Juveniles, however, continue to be bailed in line with standard policy.

[cdd-media-share]

Multiple Personality Disorder More Accepted. Schenectady Gazette, Aug. 1, 1987.

By JEANNE REALL

AKRON, Ohio (UPI) - "The Minds of Billy Milligan," "Sybil" and "The Three Faces of Eve" are books about only three people, but they contains details of myriad personalities.

* * *

-----------------------------------------

DISCLAIMER:

The things in this article might not reflect current-day understandings of DID.

I am simply sharing this for archival purposes, and to generally share some old, neat things related to CDDs. I'm just sharing for fun and out of interest.

THIS IS NOT AN EDUCATIONAL RESOURCE!

Content warnings: This can be uncomfortable to read, to be quite honest. It talks about DID being this horrid disease that needs to be cured and the cure being to integrate (fuse) all of the (alters).

-----------------------------------------

While the works have done much to publicize the existence of multiple personality disorder, the syndrome went virtually unrecognized until the last quarter-century and still is challenged in the medical profession.

There is an increasing acceptance, however, according to Dr. Moshe Torem, head of the University of Akron's psychiatry and behavioral sciences department.

The cause of the disorder is believed to be child abuse, particularly sexual abuse

Recent studies, when averaged, show that at least 25 percent of all adult women and 10 percent of the men in this country experienced some form of sexual abuse as children, Torem said.

About 4 percent of such victims may suffer repeated abuse during crucial developmental stages and fall prey to MPD, experts say, although this may be an underestimate.

William Milligan, who has been diagnosed as having 24 personalities, says he himself was a victim of rape as a child.

Milligan was committed to state custody in 1978 after being found innocent by reason of insanity of raping three women abducted near the Ohio State University campus in Columbus.

During medical therapy, court hearings and interviews, Milligan told of repeated sexual abuse by his father, who allegedly forced the youth to dig his own grave and buried him alive. Milligan said his father threatened to return him to the ground and leave him to die if the youth ever told anyone of the abuse.

His father has denied the accusations.

* * *

Doctors say Milligan coped with the abuse and his disjointed life by relegating pain to part of his mind, in a personality known as David. Other abuse was handled by lesbian Adalana, and deaf Shawn endured beatings in silence.

Dr. Cornelia Wilbur of Lexington, Ky., one of nine psychiatrists who have confirmed Milligan's multiple personality disorder, also fused the 16 personalities of a patient known as Sybil, later the subject of a book and television play.

Doctors say Sybil was also the victim of sexual torture as a child.

Chris Sizemore, subject of "The Three Faces of Eve" (1957), was diagnosed as having 22 personalities. She was traumatized as a child by witnessing a series of violent, bloody events.

Sizemore was successfully treated, has written a book, "I Am Eve," and is working on another. She attended an April conference on MPD hosted by Torem and Akron General Medical Center.

"She is living testimony that the disease can be completely cured," Torem said. "Sybil also is testimony."

Milligan remains in state custody after nearly 10 years, though he freed himself for about five months by escaping last July 4 from the Central Ohio Psychiatric Hospital in Columbus.

Milligan has been under the supervision of a hospital administrator, who has said publicly he does not believe in multiple personalities.

* * *

"It's not a matter of believing or disbelieving, that's for religion," Torem said. "This is science. This is a matter of looking at the facts and forming your conclusions using a scientific method."

Torem, who attended medical school in the 1960s and performed his residency in the mid 1970s, is not surprised by the lack of recognition accorded MPD. He feels he may have overlooked incidences of multiple personality disorder before he diagnosed his first case in 1980.

"In school I was told, "This disease is so rare that you will never see a case in the whole lifetime of your career, so it would be a waste of time to study it," he said.

Misunderstanding may have led some people to confuse MPD with schizophrenia - "two totally different disease," he said.

Schizophrenics sometimes are known as "split personalities." People with MPD can have a multitude of personalities, with the average being nine or 10, experts say.

Schizophrenia can be treated with antipsychotic drugs. While some types of medicine can be helpful in treating MPD, the disorder does not respond to anti-psychotic drugs. Treatment generally is psychotherapy used in conjunction with hypnosis, Moshe said.

MPD is caused by child abuse, schizophrenia is inherited.

* * *

"Schizophrenia can happen in the best of families, even if you had all the loving care in the world," Torem said. "Schizophrenia is a genetically inherited disease of the brain. It runs in families, like diabetes."

Another distinction, Torem said, is that schizophrenics often believe they hear voices coming from outside their heads, while victims of MPD usually hear voices within their minds.

While schizophrenics can be managed with medication, they cannot be cured, Torem said. MPD, on the other hand, "has an excellent prognosis, with many cases where full integration (of personalities) and cures are achieved."

Skepticism continues, however, partly because of the public's interpretation of the label "multiple personality disorder."

To many people, Torem said, the name evokes an unbelievable, fairy-tale image of several people existing in one body, rather than the very real situation of several personalities struggling within one mind.

Public acceptance of the disorder might be increase, he said, if people realized it is a form of post-traumatic stress disorder, which is best known as an affliction suffered by some Vietnam War veterans.

The stigma attached to both child abuse and the Vietnam War compels victims to hide their problem, complicating it further.

"A child suffered repetitive abuse. He couldn't run away, couldn't fight it or flee from it, so he floated with it; he used internal escape. Part of his personality shut off to deal with the depression, pain, hurt, and another part of the child went on as if nothing has happened," Torem said.

"If (trauma) happens early in life and continues through crucial developmental stages, you have split ego states that develop in a parallel track and they don't communicate with each other. You have a barrier of amnesia between these states

* * *

Dr. Bill Smith, chief clinical psychologist at the Menninger Foundation in Topeka, Kansas, said the mechanism behind MPD is the same as the one that gives creative writers a basis for developing unusual characters.

"Most who develop this disorder are bright and highly creative. The figures they come up with are often creative and highly embellished," he said.

"Multiple personality is sort of a caricature of the normal process where individuals have a repertoire of selves," Smith said. "We all have sort of an angry self that we keep under control, and maybe a rebellious self, a more flamboyant, exhibitionistic self.

"Sometimes these 'selves' will come out more under the influence of drugs or alcohol, perhaps at a party. They are different sides of us that get activated under certain circumstances, but we still know it's us.

"The multiple personality is so extreme that the selves have no knowledge of the existence of the others," he said.

Smith said most MPD victims develop more than four personalities and average anywhere from nine to 13. The process becomes self-perpetuating, he said, as a victim learns to hide "undesirable" traits, such as anger, greed, or promiscuity outside his or her central personality.

"It continues with anger, greed, and so on, as more unacceptable parts of the person - or parts of the person the parents cannot tolerate - all get channeled off into fantasy-created, submerged selves.

"In a family where literacy and academic achievement are actually discouraged, the person may develop a highly intelligent, highly literate personality" that is kept hidden from critical parents, he said.

Smith said psychologists find a much higher incidence of multiple personality disorder among females than males.

"Little girls are more likely to be abused and be victims of incest than are little boys," he said. "Also, since MPD almost always involves an antisocial side, males multiples end up in prison, while female multiples end up in hospitals, because society still is much less likely to prosecute females.

"Unfortunately, if we can't always adequately diagnosis MPD in mental hospitals, it certainly isn't going to be diagnosed in prisons."

If victims are good enough at hiding abusive family lives and the ensuing problems, their reward may be accusations that their disorder is really a hoax. Even "believers" often doubt whether the condition can be cured. In Milligan's case, doctors' efforts to gain his freedom caused public outrage and fears that his violent behavior would recur.

Torem said problems are possible, but such fears are irrational. Even if they do have a relapse, people with MPD "at least know that they need to get help to cope."

The Ohio Legislature is debating a bill that would abolish the plea used by Milligan, innocent by reason of insanity, and replace it with "guilty but mentally ill."

Some people advocate that offenders who use the new plea should be forced to serve time in prison after they are treated for their mental illness.

[libertariantaoist]

News Roundup 6/7/2023 | The Libertarian Institute

Here is your daily roundup of today's news:

News Roundup 6/7/2023

by Kyle Anzalone

US News

The State Department has falsely accused rock legend, Roger Waters, a co-founder of Pink Floyd, of antisemitism over a recent performance in Germany. AWC

The Treasury Department announced sanctions on two members of a Mexican cartel. UPI

Russia

The New York Times reported Tuesday that the Biden administration has “shrugged off” Ukrainian attacks inside Russia as US officials are no longer as concerned about escalation as they were earlier in the war. AWC

Belgian Prime Minister Alexander De Croo said Monday that his government is asking Ukraine if Belgian rifles were used by pro-Kyiv fighters in a recent attack on Russia’s Belgorod region. AWC

US officials confirmed to The Washington Post that US and other NATO equipment was used in a cross-border attack in Russia’s Belgorod region that was launched on May 22. AWC

On Monday, Chairman of the Joint Chiefs of Staff Gen. Mark Milley said Ukraine was “well prepared” to launch a counteroffensive against Russian forces thanks to the support the US and NATO have provided. AWC

Ukrainian President Volodymyr Zelensky told The Wall Street Journal in an interview published Saturday that his country will sit out the upcoming NATO summit in Vilnius this July if Kyiv is not given a “signal” toward full membership in the alliance. AWC

The Washington Post reported Tuesday that the US received intelligence in June 2022 about a Ukrainian plot to bomb the Nord Stream natural gas pipeline that connects Russia to Germany. AWC

Russian Foreign Minister Sergey Lavrov said Monday that Moscow must keep in mind that American-made F-16 fighter jets are capable of carrying nuclear weapons. AWC

China

CIA Director William Burns held “clandestine” meetings with Chinese intel agencies during an unannounced trip to Beijing last month, US officials told the Financial Times, suggesting the visit was intended to “stabilize” deteriorating relations with the People’s Republic. The Institute

The White House on Monday accused the Chinese military of being more “aggressive” in waters near China’s coast following two encounters between the US and Chinese militaries in the South China Sea and the Taiwan Strait. AWC

French President Emmanuel Macron objects to NATO’s plans to open a liaison office in Japan and thinks the alliance should stay in the North Atlantic, Financial Times reported on Monday. AWC

The US, Japan and Australia announced a joint plan to build undersea cables. The project will cost about $100 million and viewed by the nations as a counter to China. Fox News

Rep. Mike Rogers (R-AL), chair of the House Armed Services Committee, said Tuesday that he wants Congress to pass a supplemental spending bill this year to address so-called threats from China, Defense News reported. AWC

The commander of the US Indo-Pacific Command, Admiral John Aquilino, highlighted the military’s threatening posture towards China, speaking at the annual meeting of the National Committee on US-China Relations last month. The group is known for encouraging engagement between the world’s two largest economies. The Institute

Middle East

Secretary of State Antony Blinken addressed the American Israel Public Affairs Committee Policy Summit on Monday and pledged Washington’s “ironclad” support for Tel Aviv. Part of the White House’s plan to strengthen Israel’s security would be to push Saudi Arabia into a normalization agreement with Israel. The Institute

Israeli Prime Minister Benjamin Netanyahu ramped up his threats of war against Iran and slammed the International Atomic Energy Agency (IAEA), the UN nuclear watchdog, for cooperating with Tehran on Sunday. The Institute

On Tuesday, Iran reopened its embassy in Saudi Arabia after a seven-year closure, the result of the normalization deal between Tehran and Riyadh that was brokered by China. AWC

The Treasury Department placed sanctions on seven people and six entities for supporting Iran missile program. UPI

Read More

[hopeonmyphone]

BTS J-Hope's enlistment, ABC, BBC, Egypt TV, etc. 300 overseas media coverage "World attention"

Jhope joined the 36th Army Recruit Training Center in Wonju, Gangwon-do on the 18th, and more than 300 media outlets around the world reported on it and showed great interest. .

The world's three major news agencies, the AP of the US , Reuters of the UK, and AFP of France, introduced that "BTS has become a global cultural phenomenon by contributing billions of dollars to the Korean economy and building an international fan base "

Special exemption from military service is provided to traditional musicians, ballet and other dancers if they have won a top prize in a particular competition and are judged to have increased national prestige, but K-pop stars and other entertainers are not subject to the privilege.” ABC , CBS , NBC , Fox News, and UPI, the three major American terrestrial broadcasters , also reported on the enlistment news. NBC and CBS also reported on entertainment news programs such as Access Hollywood and Entertainment Tonight.

CNN reported on the news of their enlistment, saying, " BTS have become global superstars, such as being nominated for a Grammy, and with sales of $4.9 billion in 2019, they account for 0.3% of the country's gross domestic product and have become an important part of the Korean economy."

Major media such as Time, Forbes, Washington Times, Washington Post, USA Today, People, Variety, music media such as Billboard, Rolling Stone, Consequence of Sound, American Songwriter, radio networks such as iHeartRadio and Ohda, and entertainment Tonight, Teen Vogue, EFE , and IBTIMES also reported the news.

In the United States, even local media such as New York Daily News, SCNOW , Gadget Times, Montana Standard, laprensalatina , Fox LA , and Massachusetts Radio joined the ranks of reporting and showed keen interest. Canada's ET Canada also broke the news.

Brazil's OFuxico , Mexico's daily Diario de Yucatan , la verdad noticias, Peruvian daily la republica , Aristegui Noticias , news es euro , TV channel latina pe , and Chilean publimetro , etc.

Britain's public broadcaster BBC reported on the situation in South Korean politics, saying, "There has been discussion for years about whether BTS should serve compulsory service or whether they should be exempted for their contribution to the arts, but the Ministry of Defense has ruled that they must serve . " "When J-Hope released a photo of his shaved head, fans cheered by clicking more than 8 million likes," the report said.

Daily Mail, a daily newspaper in the UK, NME , a music media outlet , Metro Entertainment, and Forcenet, which delivers news related to defense around the world, also reported news.

In France, news of J-Hope's enlistment was reported by 24-hour news channel BFM TV , state-run international news TV network France 24, and weekly news magazine Paris Match.

Germany's wochenschau , Italy's TV news channel Sky TG24 , Netherlands' TV channel RTL Boulevard , Spain's national daily sports newspaper Marca, Portugal's national newspaper publico , and Russia's Orsk Today also joined in the reporting.

In Africa, Egyptian TV channel Sada El Balad , Egyptian radio channel Nile FM , Nigerian news agency Peoples Gazette , and Jordanian mediaAl Bawaba et al reported. UAE daily Khalij Times and Gulf News reported the news.

In India, many media such as The Telegraph, India TV , NDTV , Hindustan Times, East Mojo, Fun Times, Delhi Times, Glasham, and Bangalore Times showed interest.

Japan's Oricon News, Billboard Japan, The Japan News, Hong Kong's South China Morning Post Lifestyle Asia, Singapore's Straits Times, Philippine daily Inquirer, CNN Philippines Philstar, ABS-CBN, Indonesia 's CNN Indonesia , Thailand 's Reports from Asian countries followed, including thethaiger daily , Malaysian Insight, Pakistan's Global Village Space , and Vietnam's daily thanh nien .

It is estimated that hundreds of millions of viewers and readers around the world heard the news of J-Hope's enlistment through such news reports. Meanwhile, J-Hope performed ' HUH', a song from Suga's solo album released on the 21st.?!' as a lyricist/composer and featured in the song, giving fans a song gift. J-Hope's scheduled discharge date is October 17, 2024.

Source: Herald Economy

[upismediacenter]

UPIS shifts to mandatory and increased frequency of face-to-face classes

MORE FACE-TO-FACE CLASSES. The 2nd floor lobby of the 7-12 building is filled with students, as the building re-opens and classes have been mandatory, with an increase in frequency of days.|| Photo courtesy of Andre Panopio.

The University of the Philippines Integrated School (UPIS) shifts to mandatory and increased frequency of face-to-face classes for the second semester of Academic Year 2022-2023, as health protocols have eased throughout the Philippines.

According to Prof. Dian Caluag, the Assistant Principal for Academic Programs, the increased frequency of onsite classes to two and three days a week is mainly because of the country's improving situation. The loosening of Covid-19 restrictions successfully permitted the students to access onsite and academic assistance from the teachers. “Nakita natin na nag-iimprove na yung [We saw the improvement of the] pandemic situation, meaning more people have been vaccinated [with boosters]. UP has also advised its units to increase the number of face-to-face classes.”

In addition, Prof. Caluag added that the teachers, students, and parents requested an increase in in-person contact and on-site classes. Remote learning led to academic loss which resulted in fewer classroom activities and lack of direct interactions between students, she said. Without these interactions, the students faced challenges in interpersonal relationships with parents, teachers, and peers.

She also explained that there is an idea that we will not get to the routines that we used to do before the pandemic, such as doing flag ceremonies every week, having club meetings, and celebrating UPIS week. To this, she responded, “It’s more of moving forward, we’re learning from what we experienced in the past three years, and the idea is that we’re not going back to how things were before. We’re banking on what we learned and moving forward.”

On the other hand, Aileen Dimaculangan, the school’s nurse, declared that the same process of filling out health declaration forms would continue on a weekly basis rather than daily. The school also had a revision of quarantine and isolation protocols with the help of the University Health Services (UHS). Reminding students to fill up the health declaration forms honestly, Nurse Aileen reiterates the appropriate observation of conforming to minimum health protocols, such as wearing a face mask, being knowledgeable about proper hygiene practices, and eating the right diet. Nurse Aileen also added, “I think kung ano na-start na rin natin (following minimum health protocols and keeping yourself clean) kailangan lang natin i-continue ito, pati na rin sa personal [hygiene] natin kasi magiging malaking tulong para safe ang lahat.” [I think that we should continue what we have started (following minimum health protocols and keeping yourself clean), as well as maintaining our personal [hygiene], as it is a big help in keeping everyone safe.]

Reactions of students

UPIS students also had reactions to the shift made by the school. Cilque Casis, a Grade 12 student, says she feels great about having more days of classes. “Face-to-face classes allow me to focus on the subject matter more, compared to online classes where I’m mostly just staring at the screen. I [also] like the fact that you can ask teachers directly in person, and if you have other questions after class, you can just visit them in the faculty room.” Zerah Ballarta, a grade 11 student, was also delighted about the shift, as she is able to step foot into UPIS again after months of isolation, and finally seeing friends she used to bond with.

The students also expressed the challenges that they encountered along with the benefits. According to Zerah, "Nahirapan ako bumalik sa dating gawi ko kasi hindi na ako sanay gumising nang maaga at mag-ayos for school." [“It was hard for me to go back to my old routine because I’m not used to waking up early and getting ready for school anymore.”] Meanwhile, Cilque was concerned about the amount of groupworks and coordination between classes. “My concern is just with the amount of groupworks that we have, sometimes it is hard to coordinate with other classes, especially with other interest courses,” she stated.

When asked about possible additions to the current health protocols, Cilque proposed that in the health declaration form, there should be an option where you could specify if your symptoms were allergy-related. “We have a lot of people who have allergies, but if they answered the form truthfully, they might not be allowed to school even though it’s already been dealt with or they were taking allergy medication.” As for Zerah, she suggested that more alcohol stations should be placed in school, along with a station that provides face masks in case the students forget to bring extras.

Other changes that can be seen in the rules and regulations included the canteen being fully operational once again and adopting the schedule used in online classes, which starts at 8:00 am and ends at 2:30 pm. Temperature checks can also be seen in the school’s entrances, as well as alcohol dispensers for each classroom and restroom.

UPIS hopes that these new protocols will help students learn better at school while ensuring everyone’s safety. “The characteristic of the transition is that it’s gradual, and that transition will lead us to the new normal,” Prof. Caluag stated. //by Monique Gervacio and Andre Panopio

[yalams]

My First Experience as a Tour Guide and Media Person: Yuva Sangam Phase 4

Life often surprises us with opportunities to grow and learn, and one such incredible experience came my way during Yuva Sangam Phase 4. This program brought together 46 delegates from Gujarat to Arunachal Pradesh, bridging the gap between the westernmost and easternmost states of India. The exchange of knowledge, culture, and diversity over five days, from April 8 to 12, 2024, was nothing short of amazing.

The Program Highlights

Yuva Sangam Phase 4 was designed to create meaningful connections between two distinct parts of the country. Teachers from various disciplines accompanied the delegates, making the learning experience even more enriching. Each day was filled with unique activities and tasks, ensuring the visitors engaged fully with the beauty, culture, and people of Arunachal Pradesh.

Exploring the Treasures of Arunachal

During their stay, we explored some of the most iconic places in and around Itanagar, including:

The State Museum: A window into Arunachal’s rich cultural heritage.

Ziro Valley: A picturesque destination that left everyone in awe with its pristine beauty.

Radio Rono: Offering insights into local communication and media efforts.

The delegates were fascinated by the lush greenery and the serene environment of Arunachal, something they don’t often experience in Gujarat, where urban landscapes dominate.

A Memorable Incident

While the program was a success, it wasn’t without its quirks. One incident that stood out to me was a reaction from one of the delegates upon seeing a UPI scanner at a shop. He seemed genuinely surprised that such digital payment systems existed here. While his reaction was innocent, it reflected a common misconception about northeastern states being "backward."

I admit it stung a bit, but I chose to see it as an opportunity to break stereotypes. Yes, Gujarat’s development may be ahead in certain aspects, but Arunachal has its own unique strengths, and we are progressing steadily in the digital and technological space.

Connecting Cultures

Despite such moments, the camaraderie and friendships we formed were heartwarming. The delegates constantly expressed their admiration for Arunachal Pradesh, calling it a "heaven on earth." They couldn’t stop praising the natural beauty, greenery, and tranquility of our state, a stark contrast to the concrete jungles they were used to.

Their curiosity about our traditions and culture was evident in their enthusiasm at the AITS Museum and other cultural sites. They genuinely wanted to understand our way of life, making the experience enriching for both sides.

My Personal Growth

This program wasn’t just about guiding the delegates—it was also a milestone in my personal journey. I had the opportunity to write my first-ever report on the event, thanks to my mentor, Arvind Sir. His guidance and encouragement made the experience even more special. I’m deeply grateful to him for believing in me and helping me step into the world of reporting and media.

Reflections on Yuva Sangam Phase 4

The meeting of the easternmost and westernmost parts of India was more than just a cultural exchange—it was a reminder of the unity in diversity that defines our country. Sharing our home with these delegates, seeing their joy, and hearing their heartfelt praises for Arunachal reaffirmed the importance of preserving and showcasing our culture.

I left this experience with new friendships, valuable lessons, and a renewed appreciation for the beauty of Arunachal Pradesh. It was an honor to be part of such a program, and I look forward to more opportunities to connect, learn, and grow.

'Let’s explore more, embrace diversity, and celebrate the beauty of our differences.'

[ludoonline]

Winzo Ludo vs. Other Ludo Games: What Makes It Stand Out?

Ludo has transformed from a beloved board game into an online sensation, with various platforms offering digital versions. While there are plenty of Ludo apps available, Winzo Ludo on the Winzo app has managed to carve a niche for itself, standing out as a top choice for both casual players and competitive gamers. But what exactly sets Winzo Ludo apart from the competition?

Here’s a detailed comparison of Winzo Ludo with other Ludo games, highlighting the unique features that make it the ultimate choice for players.

1. Real Money Rewards

Winzo Ludo

One of the biggest advantages of Winzo Ludo is the ability to earn real money while playing. Players can win Winzo Gold, the app's virtual currency, which can be converted into cash and withdrawn through Paytm, UPI, or direct bank transfers.

Other Ludo Games

Most other Ludo platforms are limited to providing entertainment or virtual rewards that hold no real-world value. While a few apps offer monetary incentives, they often lack the transparency and ease of withdrawal that the Winzo app ensures.

Winner: Winzo Ludo

2. Competitive Game Modes

Winzo Ludo

Winzo Ludo offers a variety of game modes tailored for all kinds of players:

Classic Ludo: For those who enjoy the traditional gameplay.

Fast Ludo: A quicker, high-energy version designed for busy players.

Tournaments: High-stakes events that let players compete for bigger prizes.

Other Ludo Games

While many Ludo apps provide multiplayer options, they often lack variety in game modes. Few apps offer fast-paced versions or tournaments with real cash prizes.

Winner: Winzo Ludo

3. User-Friendly Interface

Winzo Ludo

The Winzo app is known for its smooth and intuitive interface. It ensures players of all skill levels can easily navigate the app, join matches, and manage their winnings.

Other Ludo Games

Many other apps have cluttered interfaces or excessive ads, which disrupt the gameplay experience. Some require complex steps to join matches, making them less appealing to casual gamers.

Winner: Winzo Ludo

4. Real-Time Multiplayer Experience

Winzo Ludo

With Winzo Ludo, you can play against real players from across the country in live matches. The app also allows you to invite and challenge friends for a personalized gaming experience.

Other Ludo Games

While most Ludo apps offer multiplayer options, the matchmaking is often inconsistent, leading to long wait times or mismatched opponents.

Winner: Winzo Ludo

5. Transparent Payout System

Winzo Ludo

The Winzo app ensures a seamless and secure payout process. Players can track their earnings in real time and withdraw money with just a few clicks.

Other Ludo Games

Few apps offer real money rewards, and those that do often have delayed payouts or hidden fees. The lack of transparency can be frustrating for players.

Winner: Winzo Ludo

6. Bonus Features and Promotions

Winzo Ludo

The app provides multiple opportunities to maximize earnings through:

Referral Bonuses: Invite friends to join and earn extra rewards.

Daily Challenges: Participate in special tasks for additional prizes.

Exclusive Events: Access limited-time tournaments with bigger rewards.

Other Ludo Games

Most competing apps lack comprehensive bonus systems, limiting the ways players can enhance their gaming experience.

Winner: Winzo Ludo

7. Safety and Trustworthiness

Winzo Ludo

The Winzo app is a trusted platform with a large and active user base. Its transparent policies, secure payment system, and positive reviews make it a reliable choice for players.

Other Ludo Games

While some apps are trustworthy, others have faced issues related to fraud, unfair gameplay, or lack of transparency in earnings.

Winner: Winzo Ludo

8. Community Engagement

Winzo Ludo

Players on Winzo Gold can connect with a vibrant community, challenge friends, and participate in competitive events, creating a social and interactive gaming experience.

Other Ludo Games

Although many apps offer multiplayer options, they often lack the sense of community that makes gaming more enjoyable.

Winner: Winzo Ludo

Conclusion: Why Winzo Ludo Stands Out

Winzo Ludo combines the nostalgia of a classic game with the excitement of real-money rewards, competitive gameplay, and user-friendly features. Unlike other Ludo platforms, it offers:

The chance to earn real money.

A variety of engaging game modes.

A secure and transparent system for payouts.

An intuitive interface suitable for all players.

If you’re looking for a platform that offers fun, competition, and financial rewards, Winzo Ludo on the Winzo app is the ultimate choice. Download the app today and experience the perfect blend of entertainment and opportunity. Play, compete, and earn like never before!

[bookdistribution]

Best Online School Book Store: Indian Book Distributor

In the age of technology and digital transformation, education continues to evolve, and so do the ways students and parents access learning materials. Gone are the days when buying school books meant making multiple trips to crowded bookshops, sifting through disorganized stacks to find the right textbooks. Today, the answer lies at your fingertips—Indian Book Distributor, the best online school book store, offers a seamless shopping experience tailored for students, parents, and educators alike.

Why Choose Indian Book Distributor for Your School Books?

Indian Book Distributor has quickly gained a reputation as the most reliable and user-friendly online store for school books in India. Here’s why:

1. Wide Range of Books

Indian Book Distributor offers a comprehensive collection of school books, covering every board and syllabus in India. Whether your child studies under CBSE, ICSE, or state boards, we’ve got you covered. From primary to senior secondary levels, you can find textbooks, reference guides, and supplementary reading materials to support every stage of education.

2. Affordable Prices

We understand the financial strain of educational expenses. That’s why Indian Book Distributor is committed to providing books at competitive prices. You’ll find regular discounts, bundle offers, and seasonal sales that ensure value for your money without compromising on quality.

3. Ease of Access

Our online platform is designed for effortless browsing and shopping. With an intuitive search bar, category filters, and detailed book descriptions, finding the exact book you need has never been easier. Plus, our responsive design ensures that you can shop conveniently from your smartphone, tablet, or computer.

4. Fast and Reliable Delivery

We know how crucial timely delivery is, especially when the new academic year is approaching. Indian Book Distributor ensures that your orders reach you on time, no matter where you are in the country. With robust packaging, we ensure that your books arrive in pristine condition.

5. One-Stop Solution for All School Needs

Beyond textbooks, Indian Book Distributor also offers:

Workbooks and practice papers

Stationery items

Sample question papers for board exams

Entrance exam preparation guides

This makes us a one-stop solution for all your school-related needs.

The Indian Book Distributor Experience

At Indian Book Distributor, our priority is customer satisfaction. We’ve incorporated features to make your shopping experience as smooth as possible:

Easy Payment Options: Choose from a variety of secure payment methods, including debit/credit cards, UPI, net banking, and cash-on-delivery.

Customer Support: Our dedicated support team is always ready to help you with any queries or issues. Whether it’s a question about availability, order status, or recommendations, we’re just a call or email away.

Personalized Recommendations: Based on your browsing and purchase history, our platform can suggest relevant books to save you time and effort.

How Indian Book Distributor Supports Educators and Schools

Indian Book Distributor doesn’t just cater to parents and students; we’re also a trusted partner for schools and educators. Our bulk ordering options and customized packages for schools make it easier for institutions to provide their students with the right resources. Additionally, we regularly collaborate with schools to offer special discounts and curated lists of recommended reading materials.

Convenience in Every Step

What sets Indian Book Distributor apart from other online book stores is our attention to convenience. Imagine this: you’re a parent looking to buy all the books for the upcoming school year. Instead of running from store to store or struggling to locate every title online, you visit our website. In minutes, you can select all the required books, place your order, and relax while we take care of the rest.

Our organized book categorization and hassle-free checkout process ensure you don’t waste precious time.

Supporting Education, One Book at a Time

At Indian Book Distributor, we believe that education is the cornerstone of progress. By providing students and parents with easy access to quality books, we contribute to creating a brighter future. Every book we deliver carries the promise of learning and growth.

Some Feedback from Our Happy Customers

Anita Sharma, New Delhi: “I ordered my son’s entire set of Class 8 books from Indian Book Distributor, and I was amazed at how fast they delivered. The quality was excellent, and the process was super easy!”

Rahul Verma, Mumbai: “As a teacher, I always recommend Indian Book Distributor to my students. They have everything in one place and at great prices!”

Conclusion

In today’s fast-paced world, convenience and reliability are paramount. Indian Book Distributor combines both, earning its title as the best online school book store. Whether you’re looking for textbooks, study guides, or supplementary materials, we’ve got everything you need to support your child’s academic journey.

With our commitment to quality, affordability, and excellent customer service, Indian Book Distributor is the ultimate destination for all your school book needs. Experience the future of school book shopping—visit us today and join thousands of satisfied customers!

Start Your Journey Today

Don’t wait—explore our vast collection of school books and educational materials now at Indian Book Distributor. Your child’s success is just a click away!

[lenditt]

Know Digital Arrest Scam and Protect Yourself Against It

Know about the Digital Arrest Scam!

If you are reading this blog, it means, at some point, you have heard about the word “Courier Scam” or “Digital Arrest Scam”. The news of digital scams and scammers is all over the internet nowadays. A Digital Arrest Scam is a tactic fraudsters perform to steal your hard-earned money by falsely charging you of illegal activities, that you haven’t performed. They first threaten you with accusations and consequences, and once they find you trapped in their mind game, they force you to pay money with a promise of freeing you from legal action. You face these scams through suspicious WhatsApp Calls, messages, and emails.

So, this article came into existence to educate you and to inform you how digital arrestors or scammers trick you. On the contrary, what can you do to save yourself and avoid being a victim? Stick with us till the end of this blog and be your own superhero!

How does the Fraudulent Trick of Digital Arrest Scam Work?

Firstly, the caller or fraudster disguises themselves as law enforcement officials- CBI agents, income tax officers or an agent.

Next, they give you a call to inform false allegations of illegal activity, like false parcel ownership(containing drugs), Phishing, Advance fee fraud, Money mules, Fake Charities, Personal Scams and more.

Then, they concede you to switch to a video call, where they have already prepared a setup to convince you and prove their legitimacy.

Once they feel you are under pressure of being arrested, they demand an unusual amount of money to free you from these allegations and clear out your name as a criminal.

How to Avoid Being Trapped in Digital Arrest Scam

Beware of suspicious Calls!

You already know it's a huge red flag when you encounter a call from an unknown number, especially a mobile number not from your country. If you receive a voice or video call from a number on WhatsApp that is entirely unknown to you, you should avoid the call.

In case you have already picked up a call that says that police have seized your parcel, the first thing to remember is that you should always know if any parcel is coming your way. If you have ordered something, or it’s your relative or friends sending you something, they would have informed you about it in the first place.

So, whenever someone from the unknown call mentions a parcel you have never heard of, the best thing to do is ignore the call.

Do not panic!

The first practical thing to do while encountering such a scam online is to stay calm and buy time to think about it thrice. We all have been through some panic situations during our lives where we have made impulse decisions and regretted them later. Hence, it is advisable to keep calm and think practically.

Save Yourself from “Feeling of Urgency”

Every fraudster plays a role in you, psychologically and emotionally. They create false urgency, such as “If you don't take action right now, you might lose so and so.” Yes. this is their master trick to trap you psychologically and then financially. If the person on the call is pressuring you because of the consequences you might face if you do not take immediate action, STOP RIGHT THERE!

Always remember that genuine law enforcement officers will never threaten or force you to take on-the-spot decisions. They also do not ask to transfer money using their given bank details or UPI.

Protect your asset- Your Data!

In this digital intangible world, your data is a very precious commodity. Protect it at any cost. Never share your personal information with any random callers you encounter. Plus, never share any sensitive information over video calls or through messages.

Follow Your Guts and Report the Crime!

If you strongly feel the other caller on the call is a fraud and harms you, then you should immediately consider reporting it to your nearby police station or cyber crime cell. And, believe us, you would be proud of yourself. You have not only saved yourself from being scammed but have also saved the future victims of these fraudsters.

You can also visit the Indian government portal of the Department of Telecommunication- Sanchar Saathi or Chakshu, and report the fraud numbers.

Keep Learning and Stay Informed!

Last but not least, Education has made everyone capable of using digital technologies and making their life convenient. But with time, being busy daily can make you miss important events worldwide. Similarly, constant learning and educating yourself will give you guards to protect yourself from such identity and financial harm.

What steps to take if you find yourself in a digital arrest trap?

What if so-called digital arrestors have already scammed you? Here are some basic steps you can take to prevent your further financial loss.

Freeze Your Bank Account

Like any other cyber fraud, the first smart thing to do is inform your bank service provider and ask them to freeze their account. It would help you prevent further financial loss.

Report the Crime

Immediately report this crime to the nearby cyber cell and file a complaint against them. You can also visit the national cybercrime website- cybercrime.gov.in, and report your crime with evidence. For instant assistance, dial 1930 to report cybercrime.

Collect Evidences!

Document the evidence, such as mobile number, call recording, what name they were using, the transaction details, bank details, or UPI address they provided to you.

Seek Professional Advice

Feel free to reach out to a lawyer and get professional advice from Chakshu and Sanchar Sathi against these digital arrest scammers.

Conclusion: Make Your Knowledge Your Guards!

As we all know, prevention is better than cure! Therefore, your knowledge and awareness will be your all-time saviour! Keeping yourself educated will not only save you from such online scams but also save others who are connected to you, like your family, friends and colleagues.

If these scammers are smart, our blog is here to make you even smarter. Keep reading our other blogs for exclusive information about finances, loans, scams, and prevention.

Till then, Educate yourself, Examine these scammers, and Escape from these potential digital arrests!

Source Link: Protect Against Digital Arrest Scam

[beardedmrbean]

Aug. 16 (UPI) -- The European Center for Disease Prevention and Control Friday released a risk assessment and updated guidance for mpox in Europe after one case of MPXV clade Ib was reported Thursday.

The ECDC said more cases are likely to occur in Europe but the likelihood of EU/EEA general population infection is very low.

EU/EEA is the European Union plus Iceland, Liechtenstein and Norway who are part of the EU market area.

"The likelihood of infection in the general population in the EU/EEA is assessed as very low, provided that imported cases are diagnosed promptly and control measures are implemented," the ECDC said in a statement. "In the event of more sporadic importations of the MPXV clade I in the EU/EEA, the likelihood of infection for close contacts of possible or confirmed imported cases is assessed high."

The ECDC said for Europeans traveling to or living in nations most affected by mpox in Africa, the chances of infection when in close contact with affected communities is high, but the risk is low when such contact is avoided.

The ECDC statement said the risk is high for "EU/EEA citizens traveling to the affected countries and having close contact (healthcare workers, household or other close contact and/or multiple sexual contacts) with affected communities or living in the affected countries."

Guidance published by the ECDC Friday said working to detect cases and prevent secondary transmission is vital.

Recommendations to public health authorities included following ECDC guidelines for case detection and investigation; implementing effective surveillance; rapidly isolating any suspected cases until proven negative and, if positive, until symptom resolution; and doing contact tracing and testing of close contacts of confirmed cases following the ECDC testing protocols.

No special recommendations were made for the general public.

The first case of the newer and more dangerous mpox strain Clade I was detected in Sweden, the first time it's been discovered outside of continental Africa.

The Swedish patient was infected by mpox Clade I during a stay in Africa. That strain is linked to a higher risk of more severe effects and higher mortality.

The World Health Organization Wednesday declared mpox a global public health emergency.

In a statement the WHO said, "WHO is committed in the days and weeks ahead to coordinate the global response, working closely with each of the affected countries, and leveraging our on-the-ground presence, to prevent transmission, treat those infected, and save lives."

[pixldigitalsolutions]

Empowering Indian SMEs Through Digital Evolution: A Roadmap for Success

India’s small and medium enterprises (SMEs) form the backbone of its economy, contributing significantly to employment and GDP. However, the digital revolution is reshaping how businesses operate, and SMEs cannot afford to be left behind. The transition from traditional practices to digital tools isn't just an option anymore—it’s a necessity to thrive in today’s competitive landscape.

This guide explores why digital transformation is vital for Indian SMEs and offers practical steps to embark on this journey successfully.

What Is Digital Transformation, and Why Does It Matter?

Digital transformation refers to integrating technology into every aspect of a business to improve efficiency, deliver better customer experiences, and stay competitive. For Indian SMEs, it’s not about adopting every tool available—it’s about finding the right fit for their unique challenges and goals.

Think of it as evolving your business to match the digital expectations of modern customers. From offering UPI payment options to building an online store, even small steps can have a big impact.

As Bharath Guptha, CEO of Pixl.in, aptly puts it: “Digital transformation isn’t about abandoning traditional values—it’s about enhancing them with technology to meet today’s demands.”

Why Indian SMEs Must Embrace Digital Transformation

1. Unlock New Market Opportunities

With a population of over 1.4 billion, India offers vast market potential. Digital tools enable businesses to go beyond their physical locations, tapping into customers from other cities, states, and even countries. For example, a bakery in Mumbai can take online orders and deliver customized cakes to nearby regions.

2. Cater to Evolving Consumer Habits

Today’s consumers prefer businesses that are accessible online. Whether it’s searching for services on Google or browsing through Instagram stores, customers expect convenience. Without a digital presence, SMEs risk losing these tech-savvy buyers.

3. Enhance Efficiency and Save Costs

Manual processes can be time-consuming and error-prone. Digital tools like inventory management software or CRM platforms automate routine tasks, allowing businesses to focus on growth while reducing operational costs.

4. Build Brand Credibility

A professional website, active social media profiles, and positive online reviews build trust among customers. In a competitive market, digital transformation ensures your brand stands out.

5. Stay Resilient Amid Challenges

The COVID-19 pandemic underscored the importance of being adaptable. Businesses with a robust digital presence were better equipped to navigate lockdowns and changing consumer behavior.

Steps to Start Your Digital Transformation Journey

1. Define Clear Objectives

Start by identifying your business needs. Are you looking to increase sales, improve customer engagement, or streamline operations? Setting clear goals will guide your digital strategy.

2. Establish a Digital Identity

Website: A mobile-friendly website is your digital storefront, giving customers easy access to your products or services.

Google Business Profile: Claiming your business on Google ensures visibility in local searches like “tailoring services near me.”

3. Leverage Social Media

India has over 600 million social media users. Platforms like Instagram, Facebook, and WhatsApp are not just for socializing—they’re powerful marketing tools. Use them to showcase your offerings, engage with customers, and run targeted ads.

4. Embrace E-Commerce

If you’re selling products, joining platforms like Flipkart or Amazon can help you reach a wider audience. Alternatively, build your own online store using platforms like Shopify for more control over branding and operations.

5. Offer Digital Payment Options

The adoption of UPI, Paytm, and similar platforms has made digital payments a norm in India. Offering these options makes transactions easier for customers and builds their trust in your business.

6. Create Hyperlocal Content

Content in regional languages can resonate deeply with your target audience. For instance, a business in Tamil Nadu could post festive offers for Pongal in Tamil to connect with local customers.

7. Invest in Employee Training

Digital tools are only as effective as the people using them. Conduct regular training sessions to ensure your team understands and adapts to new technologies.

8. Monitor and Optimize

Use analytics tools to track your progress. For instance, Google Analytics can show how customers find your website, helping you refine your marketing efforts.

Real-Life Examples of Digital Success

Local Artisans: Handicraft sellers from Gujarat have leveraged platforms like Etsy to sell their creations internationally.

Kirana Stores: Many small grocers in India now use apps like Dunzo or Swiggy Instamart for online deliveries, boosting convenience and profits.

Fitness Trainers: Personal trainers across cities are using Instagram Live and Zoom to offer virtual classes, breaking geographical barriers.

How Pixl.in Supports Digital Transformation

Transitioning to digital can seem overwhelming, but partnering with experts can make the process smoother. Pixl. in, under the leadership of Bharath Guptha, offers tailored digital solutions to help Indian SMEs thrive.

Here’s what Pixl.in brings to the table:

Website Development: Crafting responsive, engaging websites to showcase your brand.

Social Media Marketing: Creating impactful campaigns to connect with your audience.

SEO Services: Ensuring your business ranks high in local and global searches.

Data-Driven Insights: Using analytics to refine strategies and improve ROI.

Conclusion

Digital transformation is no longer a luxury—it’s a necessity for Indian SMEs to stay competitive and relevant. By embracing technology, businesses can unlock new opportunities, streamline operations, and connect with customers like never before.

The journey might seem daunting, but with the right approach and expert guidance, it’s achievable. As Bharath Guptha of Pixl.in says, “Digital transformation empowers SMEs to think big, act smart, and grow fast.”

Ready to take the leap? Start small, stay consistent, and watch your business soar in the digital age.

[mbabtechadmissionexpert]

SIBM Pune Fees: Comprehensive Breakdown for 2024 MBA Program

Symbiosis Institute of Business Management (SIBM), Pune, is one of India's premier business schools, attracting aspiring MBA students from across the country. Understanding the fee structure for an institution of this caliber is crucial for planning your MBA journey. In this article, we’ll provide a detailed breakdown of SIBM Pune fees, covering tuition, hostel, and other associated costs, as well as payment options and scholarships available to students.

SIBM Pune MBA Fees Structure for 2024

The SIBM Pune fees for the two-year MBA program are designed to provide students with a world-class education, offering a high return on investment. Below is a detailed breakdown:

Tuition Fees: The total tuition fee for the two-year MBA program at SIBM Pune is approximately INR 21-22 lakhs. This amount is split into four semesters, with fees payable at the beginning of each semester. Tuition covers academic resources, classroom learning, and access to the institute’s facilities like libraries, IT infrastructure, and more.

Hostel Fees: SIBM Pune provides on-campus accommodation facilities, and the hostel fees typically range from INR 1.2 to 1.5 lakhs per year. Hostel fees vary depending on the type of room (single, double occupancy), and they cover utilities like electricity, water, and maintenance of living spaces.

Mess Charges: Students also need to account for mess fees, which are around INR 70,000 to INR 90,000 per year. The mess charges include daily meals, providing healthy and balanced food options for students residing on campus.

Other Fees: Apart from tuition and hostel fees, SIBM Pune also charges additional amounts under various heads. These include:

Deposit Fees: A refundable deposit of around INR 20,000 is required at the time of admission.

Library and IT Fees: These are usually charged at the beginning of each academic year and may range from INR 10,000 to INR 15,000.

Health Insurance: Health insurance is mandatory for all students and costs around INR 5,000 annually.

Scholarships and Financial Assistance

SIBM Pune offers scholarships to meritorious students and those in need of financial assistance. Some of the notable scholarships include:

Symbiosis Society Foundation Scholarship: Awarded based on academic performance and extracurricular achievements.

Merit-Based Scholarships: Students who rank in the top percentile in their entrance exams and maintain academic excellence during their MBA program are eligible for partial tuition waivers.

Need-Based Financial Aid: For students requiring financial help, SIBM offers need-based assistance through tie-ups with banks for education loans at low-interest rates.

Payment Options and Loan Facilities

SIBM Pune provides multiple payment options to ease the fee payment process. Fees can be paid online through net banking, UPI, or demand draft. The institute also partners with several banks, offering education loans at competitive interest rates, making it easier for students to finance their education.

Return on Investment (ROI) at SIBM Pune

Although the SIBM Pune fees may seem substantial, the return on investment (ROI) is among the best in India. With an average package of INR 20-22 lakhs per annum and top recruiters from sectors like finance, consulting, marketing, and IT, graduates often find the fees justified by the job prospects and career growth they experience post-MBA.

Conclusion

The SIBM Pune fees for 2024 reflect the institution’s commitment to providing a high-quality MBA education with excellent facilities and resources. By understanding the cost breakdown and exploring available scholarships or loans, students can effectively plan their finances and focus on gaining the most from their MBA experience at SIBM Pune.

[upbonline7]

 The Risks of Stablecoins: What You Need to Know with UPB

In recent years, stablecoins have rapidly gained a grip in the crypto space, in some cases, being referred to as ‘the safe asset’ during the ups and downs of other digital currencies. Stablecoins are designed to offer stability by linking their value to external assets such as the American dollar or gold. Nonetheless, despite their perceived stability, stablecoins have their risks. With this in mind, let us examine some of the hazards you need to be aware of, especially while considering adopting stablecoins with UPB Crypto Bank, Universal Payment Bank (UPB), or Cross Chain Payment solutions of UPB. 

1. Constraints on Decentralization and Issues of Trust 

While cryptocurrencies, for the most part, can be characterized by their decentralized construct, a feature that is largely present in the Bitcoin system, this is not the case with so many stablecoins whose value is pegged to some currency and have a managing body that is tasked with controlling and holding reserves that correspond to the value of the coins they issue. As noted previously, this approach to regulation – structural or suchlike – creates a system whereby it is possible to have a single failure point, which opens up possibilities for poor management and even scams. In such cases where users are offered services of a centralized organization, in this case, UPB Crypto Bank, it is important to cover such an institution with sufficient regulation and ensure that it provides transparent reserves management to avoid adverse events. 

2. Lack of clarity in regulations 

As the regulations surrounding cryptocurrencies continue to change, much emphasis is placed on stablecoins. Many governments and financial institutions are targeting stablecoins pegged to other currencies. For example, a country that outlaws or severely restricts the use of stablecoins will undermine the worth and the utility of the UPB coin and its related crypto-payment services. Furthermore, regulators could seek to introduce further restrictions on stablecoins to restrict their encroachment on the AI currency, which would affect the business operations of firms like UPB. 

3. Risks of Reserve Management and Redemption 

As a standard practice, stablecoin issuers are expected to keep a reserve of sufficiently backing the stablecoins they have issued at a ratio of 1:1. Otherwise, most of them have not been able to provide such transparency about their reserves, hence the concern whether they can ever indeed enable redemptions in times of crisis. The inability to redeem your UPB Token or the UPB coin at the specified fiat value could result in huge losses. Companies such as UPB must enforce ample reserve protection and transparent auditing practices to benefit users. 

4. Risks of Operational and Technical Nature 

Most frequently, stablecoins would operate on a blockchain system that could be prone to hacking especially where cross-chain or UPI crypto transactions are involved. In addition, as with any other digital payment method, wallets can be hacked, or some bug within the smart contract can be triggered. For instance, if you are a user of UPB Cross Chain Payment, then the level of risk will be higher because the stablecoin will have to be used within different blockchains, each introducing its risks. 

5. Financial Stability Issues 

The trust and economic underpinnings of stablecoins are important in preserving their pegs for deaths. If stablecoins were to lose faith and monetary value, a situation of “run” where all stablecoin holders try to cash out their stables would lead to losses in stable coin value. For a crypto banking institution such as UPB, that could cause liquidity challenges or a customer burnout crisis. Stability can only be achieved while there is market confidence, and this can vary just like any other financial product. 

Conclusion 

Although they bring significant advantages, including facilitating cryptocurrency payments and working seamlessly with Universal Payment Bank systems, stablecoins also carry risks. Users should stay alert by realizing the relative nature of stablecoin value stabilization, which mostly relies on external trust and regulation. When exceptionally high levels of risk are incurred, for example, when USDC stablecoins are deposited in UPB Crypto Bank, pay attention to the dangers, especially the regulatory environment, reserves, and operational risks. 

[news365timesindia]

[ad_1] Lauding Prime Minister Narendra Modi’s first visit to the UAE in 2015, External Affairs Minister S Jaishankar highlighted the growing strength of India-UAE relations, stating that both countries are now in an “era of new milestones”. Speaking at the launch of Symbiosis International University’s campus in Dubai on Thursday, Jaishankar noted that the ties between India and the UAE have reached new heights, driven by key collaborations in sectors like fintech, renewable energy, infrastructure, and defence. Jaishankar pointed to Prime Minister Narendra Modi’s historic visit to the UAE in 2015, which was the first visit by an Indian Prime Minister in over a century to the emirate state, marking a significant turning point in bilateral relations. “India-UAE ties are today truly in an era of new milestones. Prime Minister Narendra Modi’s historic visit in 2015 was the first in the century, and so are our Comprehensive Economic Partnerships for negotiating on record time,” Jaishankar said. “Fintech linkages like RuPay-Jaywan or UPI-AANE are also the first in the domain. The activity and collaborations that we are constantly expanding, be it renewable energy, infrastructure, digital tech, defence or security. They are all path-breaking in their own way,” he added. He emphasised that the launch of the Symbiosis campus in Dubai is part of a broader trend that reflects the growing educational and cultural exchanges between the two countries. “This campus and your education are part of a larger trend that has seen India and the UAE come close in an unprecedented way,” he said. Jaishankar also addressed the youth, acknowledging that they face both extraordinary opportunities and formidable challenges. India and the UAE established diplomatic relations in 1972. While the UAE opened its Embassy in India in 1972, India opened its Embassy in the UAE in 1973. The traditionally strong bilateral relations between India and the UAE gained new momentum when Prime Minister Narendra Modi visited the UAE in 2015, the first visit by an Indian Prime Minister in 34 years. This marked the beginning of a new Comprehensive and Strategic Partnership between the two nations. In 2022, India and the UAE signed the Comprehensive Economic Partnership Agreement (CEPA) during a virtual summit between PM Modi and UAE President Sheikh Mohamed bin Zayed Al Nahyan. From the UAE, there have been multiple visits by President Sheikh Mohamed bin Zayed. In 2016 and 2017, he visited as Crown Prince of Abu Dhabi. In September 2023, he visited India as the President of the UAE to attend the G20 Leaders’ Summit. In November 2023, he participated in the 2nd Virtual Global South Summit. In January 2024, he visited Gujarat to attend the 10th Vibrant Gujarat Global Summit as the Chief Guest. On the matter of educational ties between the two nations, more than 100 international Indian schools are there in the UAE following the CBSE and Kerala Board curricula, with mostly children of Indian expatriates settled in the UAE. A tripartite MoU was signed on 15 July 2023 between the Ministry of Education of India, IIT Delhi and the Abu Dhabi Department of Education & Knowledge (ADEK) to establish an overseas campus of IIT Delhi in Abu Dhabi. Other leading Indian institutions like Manipal, BITS Pilani and Amity University also have set up their campuses in the UAE.   [ad_2] Source link