#Swiggy and zomato photographer
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manishrajputphotography · 2 years ago
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Boost Your Restaurant and Swiggy, Zomato Orders with Us
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If you want to increase your orders on Swiggy Zomato, don't waste your expensive time. As you know that better food photos may increase your orders. We are Manish Rajput Photography, and we are professional food photographers in Delhi and Gurgaon, but We work all over India. We have a professional photographers team and 5 years of experience. Thousands of customers trust us for our better work. So why are you waiting for? Just visit our website or call at:9891871419
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vyaaparsevakendra · 1 year ago
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FSSAI License Registration Process in India
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Welcome to Vyaapar Seva Kendra, your trusted partner for all your business registration and compliance needs. In today's blog, we'll demystify the process of obtaining an FSSAI (Food Safety and Standards Authority of India) license in India. If you're involved in the food business, whether as a manufacturer, distributor, or retailer, complying with FSSAI regulations is crucial. Let's walk you through the FSSAI license registration process step by step.
In today's rapidly evolving food industry landscape, where businesses like Swiggy and Zomato have become integral to food delivery services, FBOs (Food Business Operators) must prioritize compliance with food safety regulations. Companies like Swiggy and Zomato, which deliver food to consumers, also prioritize partnering with FSSAI-registered food businesses.
Why FSSAI License Matters
FSSAI is a government body responsible for regulating and supervising food safety standards in India. Obtaining an FSSAI license is mandatory for any business involved in the production, processing, packaging, storage, distribution, and sale of food products. Here are some reasons why FSSAI registration is essential:
1. Legal Requirement: Operating without an FSSAI license is illegal and can lead to severe penalties and even imprisonment.
2. Consumer Trust: An FSSAI license signifies that your food products meet quality and safety standards, enhancing consumer trust in your brand.
3. Market Access: Many retailers and distributors require their suppliers to have a valid FSSAI license, limiting market access for unregistered businesses.
Now, let's dive into the FSSAI registration process.
FSSAI License Registration Process
Step 1: Determine the Type of License
FSSAI offers three types of licenses based on the scale and nature of your food business:
Basic FSSAI Registration: For small-scale businesses with an annual turnover of up to Rs. 12 lakhs.
State FSSAI License: For medium-sized businesses with an annual turnover between Rs. 12 lakhs and Rs. 20 crores. This license is obtained from the State Food Safety Department.
Central FSSAI License: For large-scale businesses with an annual turnover exceeding Rs. 20 crores. This license is obtained from the Central Food Safety Department.
Step 2:Documents for FSSAI State/Central License Form-B
Address proof for production site
Production site layout
Proof of premises rent
Business certificate
Factory license (if any)
Power details for the unit
Contacts for partners, directors, members
ID and address proof for managers or signers
Water test report from a certified lab
Form IX (if you're nominated by the business owner)
NOC from the manufacturer
List of food items to be made
Food safety management plan
Documents for New FSSAI Registration Certificate
Photograph of the Applicant
Government-issued photo identities
Proof of Address of Businesses activity
Step 3: Gather Required Documents
Prepare the necessary documents for your chosen license type, including:
Business Registration Certificate
Food Safety Management Plan
Food Processing Unit Layout Plan
List of Directors/Partners
Identity and Address Proof of Directors/Partners
List of Food Products to Be Manufactured/Traded
Food Testing Report (if applicable)
NOC from the Municipal Corporation
Step 4: Online Application Submission
Visit the official FSSAI website (https://foodlicensing.fssai.gov.in/) and create an account. Fill in the online application form with accurate information and upload the required documents.
Step 5: Application Fee Payment
Pay the prescribed fee online based on your license type and duration. Keep the fee receipt as proof of payment.
Step 6: Application Processing
Once you submit your application, it will be reviewed by the respective Food Safety Department. The processing time varies depending on your license type.
Step 7: Inspection
The Food Safety Department may conduct an inspection of your premises to ensure compliance with food safety standards.
Step 8: License Issuance
Upon successful verification, the FSSAI license will be issued, and you will receive a digitally signed certificate.
Conclusion
Obtaining an FSSAI license is not just a legal requirement; it's a testament to your commitment to food safety and quality. It enhances consumer trust in your products and expands your market reach. The process may seem daunting, but with the right guidance and support, it can be a smooth and efficient experience.
At Vyaapar Seva Kendra, we specialize in assisting businesses with their regulatory and compliance needs, including FSSAI license registration. Our expert team can navigate the complexities of the FSSAI registration process on your behalf, ensuring that your business is compliant with food safety standards.
For more information and to get started with your FSSAI license registration, visit our website here. Ensure the safety and quality of your food products and establish your brand's credibility with FSSAI registration today!
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foodphotographs · 2 years ago
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Great food photography ideas for online food delivery platforms :
Food is the most necessary thing in life. We can not live without food. In India, Indians are too foody, they like to eat various types of food. Indians are like delicious food. People of different religions live in India. So India has a variety of food flavours. 
Today's generation doesn't have the time to go to a restaurant and spend hours and hours. So now we get our favourite food on the Digital India e-commerce site. There is no dish that we can't find if we search. All the restaurants next to our house have different types of online platforms where we can get food. When you download those apps on the phone and order the food of your choice, within half an hour we get the food of our choice to our door. There are both online and offline payment options.
 Online food delivery platforms are :
●     Zomato
●     Swiggy
●     Uber eats
●     Wifyfood 
Through the above mentioned online food platforms, we get our favourite food in our house within one hour from today. But not all platforms have the same resale. Platforms have better service and better sales.
Online marketing is all about photography. 
The more beautiful photography is, the more we are attracted to it. In the same way that the better the presentation of the online food platform, the better the sales of the food platform. So good photography is most important in e-commerce sites. 
Now we are discussing great food photography ideas for online food delivery platforms. 
Now we are talking about food photography tips. Now we are sharing - Camera settings, lenses, composition etc.
The first point we are talking about is the camera gear. In-camera gear the bodies don't matter much, lenses do matter.
Most photographers used prime lenses( 50 mm f/1.4). Prime lenses are best because it gives pleasant photos.
You can use 35 mm or 45 mm. It's your own choice.
For macro shots, you can use 105mm microlenses. We can just use two cameras and two lenses. 
Camera settings :
Talking about camera settings you can use manual mode. 
Camera Angles :
In food photography, camera angles matter a lot because depending on different camera angles the photos can look very different.
So there are three major camera angles in food photography :
Zero degree-     you can shoot a straight shot at a horizontal angle.
Flattery     degree: 90-degree angle
Variable     degree: 25 - 75 degree
 Composition:
Now we are talking about composition. Obviously, the food items are actually focused. Food items are the main subject. 
In food photography, clients hire stylist photographers. The main items are present with some other ingredients. If you can add some elements to the main food item it will look more lavish. 
Conclusion :
If you use all the above ideas, trust us you would be a great food photographer. All are great food photography ideas for online food delivery platforms.
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resumeplacement2021 · 3 years ago
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Best Part-time jobs for students
Part-time jobs are jobs which you work for only a period of some time in a day. Most students and homemakers go with part-time jobs. Since students have to go to college for the rest of the time they work in part-time jobs to earn some amount which would very much helpful for them either for their future studies or it would be helpful for their family.
 For part-time jobs they do not need any extra qualifications, for students who are studying in university or college, there is a huge number of part-time job opportunities. And for some part-time jobs they also no need to have computer skills, English communication skills also. Let us see some of the part-time jobs for students which would help them for their survival.
 Part-time jobs are generally time-limited, within that period of time, the work should be done. For that particular period of time salary will be given. Most all the cities in India have wide opportunities for part-time jobs.
 #1 Part-time job - Receptionist / Virtual assistant
 The receptionist is one of the most common part-time jobs. The work time of the receptionist is only on a shift basis. They will be the front desk helper in the office. There is no work pressure in the job role. A receptionist is responsible for handling calls on the front desk and answering for the people who enquire once enter the office.
 This receptionist job is available in many sectors like hospitals, small clinics, shops, parlours, restaurants, lawyer offices, coaching institutes, and many more. This job perfectly suits students since after completing their college hours they directly come to work, no special skills are required for this job.
 Now, these receptionist is also available as a virtual assistant. A virtual assistant to the professionals takes care of their boss’s appointments, meetings, and happenings. The virtual assistant also handles getting updates from the clients. These virtual assistants are available through smartphones. So there is no need to go to the office and work. Instead, they can work from the home also.
 #2 Part-time job - Photography
 The second part-time job is photography. For this kind of job they a photographer to take photos and videos at restaurants, hotels, resorts for their digital marketing publicity like photos of their customer’s food events on their business pages, and apps like swiggy and zomato trip advisor. 
You do not need any special qualification or certification for this job if you are good at taking photos that’s enough you can spend 3 to 4 hours after your college hours for this job and get good pay. 
 For this job, if you do not have a good camera also the company can sponsor you with the camera for their work. Some companies will get a deposit amount for giving a camera once your job gets when you return the camera they will provide your deposit amount.
 #3 Part-time job - Animal take carer
 If you are fond of love to be with animals then this job will be really helpful for you. Animal take carer jobs would be like taking dogs out for walking, cleaning fish tanks, decorating with birds cages, and many jobs related to the pets.
 If you are interested to be with pets then you can search for this kind of job.
 #4 Part-time job - Data entry jobs.
 The most common part-time jobs are data entry jobs. For this kind of job, you have typing skills and basic computer knowledge. Mainly data entry jobs are paid based on how much they are typing without errors. Based on the word count without errors pay will be given. If you are with excellent typing skills then you can opt for data entry jobs.
 #5 Part-time job - Content Writer
 The current trending part-time job are writing content. If you are good at writing and inflexible with the language then you can find content writing jobs. This is also like data entry jobs but the difference is the content writer thinks on the concept and gives his own content without plagiarism. Content writing jobs are requested in the field of digital marketing and even web development. Based on your content you will be paid.
 #6 Part-time job- Telecaller
 Tele caller is a job available in BPO sectors and also in startups. Telecallers’ job roles are to handle calls speak to the customer and generate leads. Most telecalling jobs are with the target. That is once you complete your target only you will be paid if not completing your target only some amount will only be paid by the company.
 If you are good at communication then you can go for telecalling jobs. It is also classified into various types like service, voice, and non-voice. 
 #7 Part-time- Tutors
 Another most common part-time job is taking tuitions or teaching in coaching centers. More students opt for this kind of part-time job since they are also students and freshly persuaded their schooling they can easily teach for the school students. And this kind of part-time helps you to earn more. And there is no big work pressure the work will be only for 3 - 4 hours only. 
  These are some of the part-time jobs for the students. Are you searching for part-time jobs then visit Resume Placement
www.resumeplacement.com
in the
Part-time Jobs
you can find a huge number of job listings check for the requirements and apply now.
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avanidas · 4 years ago
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Get Attractive Offers From Lazypay
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With Lazypay, you can go shopping at your favourite mall or make payments for your utilities, or order online. You can always depend on Lazypay who offers instant credit to its customers. In these few years, more and more banks, shops and even merchants like Swiggy, BookMyShow, MakeMyTrip, TataSky, Big Basket, Flipkart, Zomato and a host of other merchants and much more.
Lazypay is a technology platform owned by PayU Finance India Private Limited. It is an NBFC (Non-Banking Finance Company). It is registered with the Reserve Bank of India and offers a wide range of products to its registered customers. The criteria for eligibility is
You should be currently employed professional
You should be a resident in a major Tier-1 or Tier-2 City of India
You should be between the ages of 22 and 55 years of age.
You should be a resident Indian
Register Within Minutes
Registration is quick and easy and requires a minimum amount of documents. All you need is your Aadhaar card, PAN card, and a passport size photograph. You will also need Proof of Address, Photo ID. Once you are verified, a credit limit is decided and you can start transacting immediately. Your personal data is safe and secure since the system is guarded by a sophisticated multi-layer firewall.
What’s on offer by Lazypay?
Lazypay offers a range of products that helps its customers with instant credit to shop, make payments, transfer funds between bank accounts, etc., their products include:
1. Personal Loans
You can take a personal loan of up to ₹1 lakh. The loan can be up to your credit limit. The loan can be paid in instalments within 3 to 24 months. The interest varies from 15% to 32%. There is also a processing fee of 2% of the loan amount.
2. Buy Now Pay Later
Lazypay allows you to buy online on credit to the extent of your credit limit. All transactions during the month will be consolidated and a bill for the outstanding amount will be sent. The bill has to be paid on the 3rd and 18th of each month.
3. No Cost EMI
Shop online for all your requirements and pay at a later date via No-cost EMI or low-cost EMIs. EMIs can be paid within 3 to 12 months. This eliminates the high-interest rate of credit card companies.
4. Scan and Pray Later
Lazypay introduces this option so that you can transact with any vendor/merchant that uses the UPI platform. The outstanding amount has to be paid within 15 days.
Offers by Vendors for Lazypay customers
Many vendors make offers for Lazypay customers. These are for a limited period of time. Currently, there are some of the vendors include Zomato, BookMyShow, Abhibus.com, MedLife, who are offering attractive cash backs and another incentive. The TataSky cashback offers give you ₹50 for a recharge of ₹250 (minimum). The cashback will be deducted from the outstanding amount. The TataSky offer is valid from April 10 to 20, 2021. Tatasky coupon code is required to avail of this offer.
Download the LazyPay app, get your credit limit and enjoy making those purchases like you never have !!!
0 notes
resumeplacement · 4 years ago
Text
Best Part-time jobs for students
Tumblr media
Part-time jobs are jobs which you work for only a period of some time in a day. Most students and homemakers go with part-time jobs. Since students have to go to college for the rest of the time they work in part-time jobs to earn some amount which would very much helpful for them either for their future studies or it would be helpful for their family.
For part-time jobs they do not need any extra qualifications, for students who are studying in university or college, there is a huge number of part-time job opportunities. And for some part-time jobs they also no need to have computer skills, English communication skills also. Let us see some of the part-time jobs for students which would help them for their survival.
Part-time jobs are generally time-limited, within that period of time, the work should be done. For that particular period of time salary will be given. Most all the cities in India have wide opportunities for part-time jobs.
#1 Part-time job - Receptionist / Virtual assistant
The receptionist is one of the most common part-time jobs. The work time of the receptionist is only on a shift basis. They will be the front desk helper in the office. There is no work pressure in the job role. A receptionist is responsible for handling calls on the front desk and answering for the people who enquire once enter the office.
This receptionist job is available in many sectors like hospitals, small clinics, shops, parlor, restaurants, lawyer offices, coaching institutes, and many more. This job perfectly suits students since after completing their college hours they directly come to work, no special skills required for this job.
Now, these receptionist is also available as a virtual assistant. A virtual assistant to the professionals takes care of their boss’s appointments, meetings, and happenings. The virtual assistant also handles getting updates from the clients. These virtual assistants are available through smartphones. So there is no need to go to the office and work. Instead, they can work from the home also.
#2 Part-time job - Photography
The second part-time job is photography. For this kind of job they a photographer to take photos and videos at restaurants, hotels, resorts for their digital marketing publicity like photos of their customer’s food events on their business pages, and apps like swiggy and zomato trip advisor.
You do not need any special qualification or certification for this job if you are good at taking photos that’s enough you can spend 3 to 4 hours after your college hours for this job and get good pay.
For this job, if you do not have a good camera also the company can sponsor you with the camera for their work. Some companies will get a deposit amount for giving a camera once your job gets when you return the camera they will provide your deposit amount.
#3 Part-time job - Animal take carer
If you are fond of love to be with animals then this job will be really helpful for you. Animal take carer jobs would be like taking dogs out for walking, cleaning fish tanks, decorating with birds cage, and many jobs related to the pets.
If you are interested to be with pets then you can search for this kind of job.
#4 Part-time job - Data entry jobs.
The most common part-time jobs are data entry jobs. For this kind of job, you have typing skills and basic computer knowledge. Mainly data entry jobs are paid based on how much they are typing without errors. Based on the word count without errors pay will be given. If you are with excellent typing skills then you can opt for data entry jobs.
#5 Part-time job - Content Writer
The current trending part-time jobs are writing content. If you are good at writing and inflexible with the language then you can find content writing jobs. This is also like data entry jobs but the difference is the content writer thinks on the concept and gives his own content without plagiarism. Content writing jobs are requested in the field of digital marketing and even web development. Based on your content you will be paid.
#6 Part-time job- Telecaller
Tele caller is a job available in BPO sectors and also in startups. Telecallers’ job roles are to handle calls speak to the customer and generate leads. Most telecalling jobs are with the target. That is once you complete your target only you will be paid if not completing your target only some amount will only be paid by the company.
If you are good at communication then you can go for telecalling jobs. It is also classified into various types like service, voice, and non-voice.
#7 Part-time- Tutors
Another most common part-time job is taking tuitions or teaching in coaching centers. More students opt for this kind of part-time job since they are also students and freshly persuaded their schooling they can easily teach for the school students. And this kind of part-time helps you to earn more. And there is no big work pressure the work will be only for 3 - 4 hours only.
These are some of the part-time jobs for the students. Are you searching for part-time jobs then visit Resume Placement www.resumeplacement.com in the Part-time Jobs you can find a huge number of job listings check for the requirements and apply now.
0 notes
workfromhom · 4 years ago
Text
Google and Walmart’s PhonePe establish dominance in India’s mobile payments market as WhatsApp Pay struggles to launch
In India, it’s Google and Walmart-owned PhonePe that are racing neck-and-neck to be the top player in the mobile payments market, while Facebook remains mired in a regulatory maze for WhatsApp Pay’s rollout.
In May, more than 75 million users transacted on Google Pay app, ahead of Walmart -owned PhonePe’s 60 million users, and SoftBank -backed Paytm’s 30 million users, people familiar with the companies��� figures told TechCrunch.
Google still lags Paytm’s reach with merchants, but the Android -maker has maintained its overall lead in recent months despite every player losing momentum due to one of the most stringent lockdowns globally in place in India. Google declined to comment.
Paytm, once the dominant player in India, has been struggling to sustain its user base for nearly two years. The company had about 60 million transacting users in January last year, said people familiar with the matter.
Data sets consider transacting users to be those who have made at least one payment through the app in a month. It’s a coveted metric and is different from the much more popular monthly active users, or MAU, that various firms use to share their performance. A portion of those labeled as monthly active users do not make any transaction on the app.
India’s homegrown payment firm, Paytm, has struggled to grow in recent years in part because of a mandate by India’s central bank to mobile wallet firms — the middlemen between users and banks — to perform know-your-client (KYC) verification of users, which created confusion among many, some of the people said. These woes come despite the firm’s fundraising success, which amounts to more than $3 billion.
In a statement, a Paytm spokesperson said, “When it comes to mobile wallets one has to remember the fact that Paytm was the company that set up the infrastructure to do KYC and has been able to complete over 100 million KYCs by physically meeting customers.”
Paytm has long benefited from integration with popular services such as Uber, and food delivery startups Swiggy and Zomato, but fewer than 10 million of Paytm’s monthly transacting users have relied on this feature in recent months.
Two executives, who like everyone else spoke on the condition of anonymity because of fear of retribution, also said that Paytm resisted the idea of adopting Unified Payments Interface. That’s the nearly two-year-old payments infrastructure built and backed by a collation of banks in India that enables money to be sent directly between accounts at different banks and eliminates the need for a separate mobile wallet.
Paytm’s delays in adopting the standard left room for Google and PhonePe, another early adopter of UPI, to seize the opportunity.
Paytm, which adopted UPI a year after Google and PhonePe, refuted the characterization that it resisted joining UPI ecosystem.
“We are the company that cherishes innovation and technology that can transform the lives of millions. We understand the importance of financial technology and for this very reason, we have always been the champion and supporter of UPI. We, however, launched it on Paytm later than our peers because it took a little longer for us to get the approval to start UPI based services,“ a spokesperson said.
A sign for Paytm online payment method, operated by One97 Communications Ltd., is displayed at a street stall selling accessories in Bengaluru, India, on Saturday, Feb. 4, 2017. Photographer: Dhiraj Singh/Bloomberg via Getty Images
Missing from the fray is Facebook, which counts India as its biggest market by user count. The company began talks with banks to enter India’s mobile payments market, estimated to reach $1 trillion by 2023 (according to Credit Suisse), through WhatsApp as early as 2017. WhatsApp is the most popular smartphone app in India with over 400 million users in the country.
Facebook launched WhatsApp Pay to a million users in the following year, but has been locked in a regulatory battle since to expand the payments service to the rest of its users. Facebook chief executive Mark Zuckerberg said WhatsApp Pay would roll out nationwide by end of last year, but the firm is yet to secure all approvals — and new challenges keep cropping up. WhatsApp declined to comment.
PhonePe, which was conceived only a year before WhatsApp set eyes to India’s mobile payments, has consistently grown as it added several third-party services. These include leading food and grocery delivery services Swiggy and Grofers, ride-hailing giant Ola, ticketing and staying players Ixigo and Oyo Hotels, in a so-called super app strategy. In November, about 63 million users were active on PhonePe, 45 million of whom transacted through the app.
Karthik Raghupathy, the head of business at PhonePe, confirmed the company’s transacting users to TechCrunch.
Three factors contributed to the growth of PhonePe, he said in an interview. “The rise of smartphones and mobile data adoption in recent years; early adoption to UPI at a time when most mobile payments firms in India were betting on virtual mobile-wallet model; and taking an open-ecosystem approach,” he said.
“We opened our consumer base to all our merchant partners very early on. Our philosophy was that we would not enter categories such as online ticketing for movies and travel, and instead work with market leaders on those fronts,” he explained.
“We also went to the market with a completely open, interoperable QR code that enabled merchants and businesses to use just one QR code to accept payments from any app — not just ours. Prior to this, you would see a neighborhood store maintain several QR codes to support a number of payment apps. Over the years, our approach has become the industry norm,” he said, adding that PhonePe has been similarly open to other wallets and payments options as well.
But despite the growth and its open approach, PhonePe has still struggled to win the confidence of investors in recent quarters. Stoking investors’ fears is the lack of a clear business model for mobile payments firms in India.
PhonePe executives held talks to raise capital last year that would have valued it at $8 billion, but the negotiations fell apart. Similar talks early this year, which would have valued PhonePe at $3 billion, which hasn’t been previously reported, also fell apart, three people familiar with the matter said. Raghupathy and a PhonePe spokesperson declined to comment on the company’s fundraising plans.
For now, Walmart has agreed to continue to bankroll the payments app, which became part of the retail group with Flipkart acquisition in 2018.
As UPI gained inroads in the market, banks have done away with any promotional incentives to mobile payments players, one of their only revenue sources.
At an event in Bangalore late last year, Sajith Sivanandan, managing director and business head of Google Pay and Next Billion User Initiatives, said current local rules have forced Google Pay to operate without a clear business model in India.
Coronavirus takes its toll on payments companies
The coronavirus pandemic that prompted New Delhi to order a nationwide lockdown in late March preceded a significant, but predictable, drop in mobile payments usage in the following weeks. But while Paytm continues to struggle in bouncing back, PhonePe and Google Pay have fully recovered as India eased some restrictions.
About 120 million UPI transactions occurred on Paytm in the month of May, down from 127 million in April and 186 million in March, according to data compiled by NPCI, the body that oversees UPI, and obtained by TechCrunch. (Paytm maintains a mobile wallet business, which contributes to its overall transacting users.)
Google Pay, which only supports UPI payments, facilitated 540 million transactions in May, up from 434 million in April and 515 million in March. PhonePe’s 454 million March figure slid to 368 million in April, but it turned the corner, with 460 million transactions last month. An NPCI spokesperson did not respond to a request for comment.
PhonePe and Google Pay together accounted for about 83% of all UPI transactions in India last month.
Industry executives working at rival firms said it would be a mistake to dismiss Paytm, the one-time leader of the mobile payments market in India.
Paytm has cut its marketing expenses and aggressively chased merchants in recent quarters. Earlier this year, it unveiled a range of gadgets, including a device that displays QR check-out codes that comes with a calculator and USB charger, a jukebox that provides voice confirmations of transactions and services to streamline inventory management for merchants.
Merchants who use these devices pay a recurring fee to Paytm, Vijay Shekhar Sharma, co-founder and chief executive of the firm told TechCrunch in an interview earlier this year. Paytm has also entered several businesses, such as movie and travel ticketing, lending, games and e-commerce, and set up a digital payments bank over the years.
“Everyone knows Paytm. Paytm is synonymous with digital payments in India. And outside, there’s a perceived notion that it’s truly the Alipay of India,” an executive at a rival firm said.
from Facebook – TechCrunch https://ift.tt/3eMO9jx via IFTTT
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un-enfant-immature · 4 years ago
Text
Google and Walmart’s PhonePe establish dominance in India’s mobile payments market as WhatsApp Pay struggles to launch
In India, it’s Google and Walmart-owned PhonePe that are racing neck-and-neck to be the top player in the mobile payments market, while Facebook remains mired in a regulatory maze for WhatsApp Pay’s rollout.
In May, more than 75 million users transacted on Google Pay app, ahead of Walmart -owned PhonePe’s 60 million users, and SoftBank -backed Paytm’s 30 million users, people familiar with the companies’ figures told TechCrunch.
Google still lags Paytm’s reach with merchants, but the Android -maker has maintained its overall lead in recent months despite every player losing momentum due to one of the most stringent lockdowns globally in place in India. Google declined to comment.
Paytm, once the dominant player in India, has been struggling to sustain its user base for nearly two years. The company had about 60 million transacting users in January last year, said people familiar with the matter.
Data sets consider transacting users to be those who have made at least one payment through the app in a month. It’s a coveted metric and is different from the much more popular monthly active users, or MAU, that various firms use to share their performance. A portion of those labeled as monthly active users do not make any transaction on the app.
India’s homegrown payment firm, Paytm, has struggled to grow in recent years in part because of a mandate by India’s central bank to mobile wallet firms — the middlemen between users and banks — to perform know-your-client (KYC) verification of users, which created confusion among many, some of the people said. These woes come despite the firm’s fundraising success, which amounts to more than $3 billion.
In a statement, a Paytm spokesperson said, “When it comes to mobile wallets one has to remember the fact that Paytm was the company that set up the infrastructure to do KYC and has been able to complete over 100 million KYCs by physically meeting customers.”
Paytm has long benefited from integration with popular services such as Uber, and food delivery startups Swiggy and Zomato, but fewer than 10 million of Paytm’s monthly transacting users have relied on this feature in recent months.
Two executives, who like everyone else spoke on the condition of anonymity because of fear of retribution, also said that Paytm resisted the idea of adopting Unified Payments Interface. That’s the nearly two-year-old payments infrastructure built and backed by a collation of banks in India that enables money to be sent directly between accounts at different banks and eliminates the need for a separate mobile wallet.
Paytm’s delays in adopting the standard left room for Google and PhonePe, another early adopter of UPI, to seize the opportunity.
Paytm, which adopted UPI a year after Google and PhonePe, refuted the characterization that it resisted joining UPI ecosystem.
“We are the company that cherishes innovation and technology that can transform the lives of millions. We understand the importance of financial technology and for this very reason, we have always been the champion and supporter of UPI. We, however, launched it on Paytm later than our peers because it took a little longer for us to get the approval to start UPI based services,“ a spokesperson said.
A sign for Paytm online payment method, operated by One97 Communications Ltd., is displayed at a street stall selling accessories in Bengaluru, India, on Saturday, Feb. 4, 2017. Photographer: Dhiraj Singh/Bloomberg via Getty Images
Missing from the fray is Facebook, which counts India as its biggest market by user count. The company began talks with banks to enter India’s mobile payments market, estimated to reach $1 trillion by 2023 (according to Credit Suisse), through WhatsApp as early as 2017. WhatsApp is the most popular smartphone app in India with over 400 million users in the country.
Facebook launched WhatsApp Pay to a million users in the following year, but has been locked in a regulatory battle since to expand the payments service to the rest of its users. Facebook chief executive Mark Zuckerberg said WhatsApp Pay would roll out nationwide by end of last year, but the firm is yet to secure all approvals — and new challenges keep cropping up. WhatsApp declined to comment.
PhonePe, which was conceived only a year before WhatsApp set eyes to India’s mobile payments, has consistently grown as it added several third-party services. These include leading food and grocery delivery services Swiggy and Grofers, ride-hailing giant Ola, ticketing and staying players Ixigo and Oyo Hotels, in a so-called super app strategy. In November, about 63 million users were active on PhonePe, 45 million of whom transacted through the app.
Karthik Raghupathy, the head of business at PhonePe, confirmed the company’s transacting users to TechCrunch.
Three factors contributed to the growth of PhonePe, he said in an interview. “The rise of smartphones and mobile data adoption in recent years; early adoption to UPI at a time when most mobile payments firms in India were betting on virtual mobile-wallet model; and taking an open-ecosystem approach,” he said.
“We opened our consumer base to all our merchant partners very early on. Our philosophy was that we would not enter categories such as online ticketing for movies and travel, and instead work with market leaders on those fronts,” he explained.
“We also went to the market with a completely open, interoperable QR code that enabled merchants and businesses to use just one QR code to accept payments from any app — not just ours. Prior to this, you would see a neighborhood store maintain several QR codes to support a number of payment apps. Over the years, our approach has become the industry norm,” he said, adding that PhonePe has been similarly open to other wallets and payments options as well.
But despite the growth and its open approach, PhonePe has still struggled to win the confidence of investors in recent quarters. Stoking investors’ fears is the lack of a clear business model for mobile payments firms in India.
PhonePe executives held talks to raise capital last year that would have valued it at $8 billion, but the negotiations fell apart. Similar talks early this year, which would have valued PhonePe at $3 billion, which hasn’t been previously reported, also fell apart, three people familiar with the matter said. Raghupathy and a PhonePe spokesperson declined to comment on the company’s fundraising plans.
For now, Walmart has agreed to continue to bankroll the payments app, which became part of the retail group with Flipkart acquisition in 2018.
As UPI gained inroads in the market, banks have done away with any promotional incentives to mobile payments players, one of their only revenue sources.
At an event in Bangalore late last year, Sajith Sivanandan, managing director and business head of Google Pay and Next Billion User Initiatives, said current local rules have forced Google Pay to operate without a clear business model in India.
Coronavirus takes its toll on payments companies
The coronavirus pandemic that prompted New Delhi to order a nationwide lockdown in late March preceded a significant, but predictable, drop in mobile payments usage in the following weeks. But while Paytm continues to struggle in bouncing back, PhonePe and Google Pay have fully recovered as India eased some restrictions.
About 120 million UPI transactions occurred on Paytm in the month of May, down from 127 million in April and 186 million in March, according to data compiled by NPCI, the body that oversees UPI, and obtained by TechCrunch. (Paytm maintains a mobile wallet business, which contributes to its overall transacting users.)
Google Pay, which only supports UPI payments, facilitated 540 million transactions in May, up from 434 million in April and 515 million in March. PhonePe’s 454 million March figure slid to 368 million in April, but it turned the corner, with 460 million transactions last month. An NPCI spokesperson did not respond to a request for comment.
PhonePe and Google Pay together accounted for about 83% of all UPI transactions in India last month.
Industry executives working at rival firms said it would be a mistake to dismiss Paytm, the one-time leader of the mobile payments market in India.
Paytm has cut its marketing expenses and aggressively chased merchants in recent quarters. Earlier this year, it unveiled a range of gadgets, including a device that displays QR check-out codes that comes with a calculator and USB charger, a jukebox that provides voice confirmations of transactions and services to streamline inventory management for merchants.
Merchants who use these devices pay a recurring fee to Paytm, Vijay Shekhar Sharma, co-founder and chief executive of the firm told TechCrunch in an interview earlier this year. Paytm has also entered several businesses, such as movie and travel ticketing, lending, games and e-commerce, and set up a digital payments bank over the years.
“Everyone knows Paytm. Paytm is synonymous with digital payments in India. And outside, there’s a perceived notion that it’s truly the Alipay of India,” an executive at a rival firm said.
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manishrajputphotography · 1 year ago
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lapinozfbd · 5 years ago
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True that!!!!!! Check full menu- Link in Bio @lapinozfaridabad Taking orders via zomato and swiggy only ______________________ PS: Use our #lapinozfaridabad and tag us to get featured.🖥️ ______________________ #lapinozpizza #margarita #margaritapizza #origano🍃 #italian #italianfood #pizza #pizzalove #pizzatime #pizzalover #pizza🍕 #faridabad #lapinozpizzafaridabad #foodblogger #hygiene #foodstagram #foodies #sanitizer #cheesy #cheesypizza #7inch #origano🍃 #curfew #pizzablogger #coronavirusitalianews #prevention #photographer #foodie #corona (at Nit 5 H Block) https://www.instagram.com/p/CACsC7CFvcJ/?igshid=j09j85l5btvs
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poorachatora-blog · 5 years ago
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Beetroot & Turmeric dyed Devilled Eggs Aao sikhaun, Tumhe ande ka funda 🥚 😉 Well, this Italian classic egg recipe is easiest of all. With a significant amount of protein & too low a carb, it has been one of my favourites. Be it a midnight snack , breakfast appetiser or a picnic party, it always serves the purpose 😋 Are ha, do you often suffer from midnight cravings ? To fir ye recipe banana sikh lo, aur zomato, swiggy bhul jao :-p #Keto #Healthy For recipe, Follow and Dm me. 😎 PS : I am not a photographer. Just learning from awesome people on internet. 🙏🏻 Support & Follow @poorachatora (at Gurgaon, Haryana) https://www.instagram.com/p/B4PX8NwB_HZ/?igshid=l6oczxp0jbko
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saveplus · 5 years ago
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Enjoy This Festive Season With Saveplus Offers
Saveplus is one of the top-rated coupon sites in India. It provides best and accurate coupon codes to the customers to save their money by purchasing items. You can get cashback offers on purchasing items on different online stores like paytm, phonepe, mobikwik, etc. Saveplus.in provides huge discount coupons on top e-commerce sites like Amazon, Flipkart, eBay, Snapdeal, etc. they have also contained some food online store like swiggy, Zomato which give huge coupons codes on these stores. Saveplus while giving huge deals on electronics products, home appliances, fashion wears, movies, travel, recharge, etc.by using saveplus you have to save your money as well as time also.  
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Finding the best luxurious room to stay for a holiday trip?. Then you are in the right place. OYORooms are the most popular website for booking a room at a low budget. They are a comfortable and clean room with a luxurious look throughout India. They kept their benchmark in the society of hotels and ranked as a no.1 position in India. The hotel amenities are provided adequately with Air-Conditioner rooms and Non-Ac Rooms, and they provide a complimentary breakfast, which is chosen by the customer.
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Not only these, but they also provide 24*7 Wifi with high data speed and also customer care service. They provide the room with good ambiance and with good feel which is at our home. The staff who are working are very helpful and they can answer your questions at any time in a kind manner. While booking the rooms use the OYORooms Coupons and get a fabulous discount on every booking. 
Photography is getting prevalent a wide margin. The camera has now turned out to be basic family equipment. We know you love to capture your precious moments, be it a wedding, a party, a holiday, or any special occasion. Additionally, Photography is one of the World’s most well-known hobbies. Presently why pause? Feel free to draw out the photographer lying in you.Arihantdigi.com is a one-stop destination for you to purchase cameras and all the camera accessories you can think and envision. From Cameras to Camera lenses, Chargers, Printers, Batteries, Storage devices, Camera bags, Studio lights, and the rundown goes on. 
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kulffi13 · 5 years ago
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#worldphotographyday #KULFFI 🍧🍧 📸A Photograph is the pause button of that moment📸 #kulfi #icecreamphotography #foodphotography #photography #icecreamlovers #icecreams #WorldPhotographyDay2k19 #zomato #swiggy (at Jalandhar, India) https://www.instagram.com/p/B1VSviInz78/?igshid=1j5ejzzsoitqo
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bluemagic-girl · 5 years ago
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Amazon plans imminent launch of online food delivery service in India: sources
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BENGALURU (Reuters) – Amazon.com Inc is preparing a foray into the burgeoning online food stuff shipping enterprise in India this calendar year, two sources mindful of the growth stated, in a transfer that could raise competitiveness in an ever more crowded current market.
FILE Photo: The brand of Amazon is witnessed at the company logistics centre in Boves, France, May well 13, 2019. REUTERS/Pascal Rossignol/File Photograph
The Seattle-primarily based business is functioning with regional associate Catamaran, launched by IT industrialist Narayana Murthy, and has begun employing team for the new operation, the resources said, declining to be named since the ideas had however to be produced general public.
Amazon is aiming to start the new provider delivering from restaurants ahead of India’s thirty day period-extensive festive period, which commences in September, a single of the sources mentioned.
India’s mounting center course has driven the development of the on-line food items shipping sector, with investigation organization RedSeer Consulting indicating right here buy numbers rose 176% in 2018.
Profitability, even so, remains elusive. The sector is dominated by area get started-ups Swiggy, backed by Naspers and Tencent, and Zomato, which counts Sequoia as an investor.
Uber Systems launched its India foodstuff shipping company in 2017 but has been not able to keep speed with the area industry leaders.
Indian day by day newspaper Small business Standard on Monday documented that Amazon was in talks to invest in Uber Eats. Reuters could not confirm the information independently.
Catamaran did not reply straight away to a request for comment. Amazon and Uber reported they never comment on rumours.
Uber rival Ola also launched a foods delivery assistance and purchased Foodpanda in 2017. That company is now moving absent from marketplace deliveries and concentrating on its possess brand of kitchens.
Amazon final thirty day period shut its meals delivery functions in the United States in the facial area of stiff competition.
In India, the company’s go into shipping from places to eat and takeaway foods shops will assist Amazon to bring in clients for its other services , a person of the sources explained.
The company launched its Key services in India in 2016 and currently presents solutions such as video clip and audio streaming as nicely as groceries delivery in many metropolitan areas across the region.
Amazon has been pitched in a fight for Indian marketplace share in opposition to Walmart Inc’s Flipkart, with both corporations saying different ideas to bring in much more buyers in what is considered as one of their most important development markets.
Reporting by Nivedita Bhattacharjee in Bengaluru Editing by Euan Rocha Editing by David Goodman
Our Requirements:The Thomson Reuters Have confidence in Principles.
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crayonlead2-blog · 6 years ago
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Soon tech maybe the biggest input in your food delivery
From using Artificial Learning to Machine Learning to deploying drones food delivery platforms are going all out to reach the extra consumer, says Peerzada Abrar.
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IMAGE: A still from movie Bicentennial Man played by Robin Williams as a robot, serving food.
Fancy a robot cooking your meal for you?
That day may be nearer than you think.
In fact, the next time you order a chicken biryani from internet restaurant company Rebel Foods, chances are that it would be made by a robot.
The Mumbai-based firm, which is known for its brands like Faasos and Behrouz Biryani, is looking to use artificial intelligence (AI) and robotics to automate the processes at its network of cloud kitchens.
The aim is not just to standardise food items and maintain the quality and taste of food across all its kitchens in the country, but also to deploy less manpower and reduce human error.
"We are building robots that can prepare food items like dosas in minutes.
"These are AI and Internet of Things (IoT) enabled devices where we feed in the recipe to make the dishes,” says Soumyadeep Barman, chief technology officer at Rebel Foods.
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IMAGE: A boy takes a photo with Robot No.2 at a restaurant called Robot Kitchen in Hong Kong. Robot No.2, which is designed as a female robot and is supposed to deliver dishes, is currently undergoing repairs. The owners say that this is the first such restaurant in the world. Photograph: Paul Yeung/Reuters
Rebel Foods is among a growing number of food tech companies in India that are betting big on AI, machine learning (ML) and data analytics to automate their processes.
The applications range from predicting demand, understanding customer preferences, preparing dishes and delivering the orders in the fastest possible time.
According to RedSeer Consulting, a research and advisory firm, the online food ordering and the delivery market in India is expected to grow at a compounded annual growth rate of more than 45 per cent to reach $11 billion in gross merchandise value (GMV) by 2023.
Little wonder that all the major players are pushing to drive efficiency by employing cutting-edge technologies so as to be able to corner a bigger bite of the market.
Rebel Foods, which was founded by INSEAD alumni Jaydeep Barman and Kallol Banerjee, operates about 1,100 online restaurants and 176 delivery cloud kitchens across 16 Indian cities.
A 'cloud kitchen' is one that does not offer dine-in facility and accepts food orders only through an online ordering system.
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IMAGE: A robot server carrying dishes to fulfill diners' order arrives at a table in Haidilao's new artificial intelligence hotpot restaurant in Beijing, China. Photograph: Jason Lee/Reuters
Many of the processes at Rebel Foods' kitchens are already automated.
For example, a dish like masala paneer tikka has 30 machine learning tags which help classify customer preferences such as the level of oil, calories and the number of herbs in it.
Moreover, using machine learning, its kitchens are able to forecast the number of orders they can expect to get at any given time and location, and the kind of inventory they need to maintain to fulfil them.
The foodtech firm has already seen a 60-70 per cent reduction in food wastage through the use of ML and data sciences.
Moreover, by being able to predict demand, the delivery time has reduced by 20-30 per cent.
Food delivery firm Swiggy is being equally aggressive in its effort to automate.
It is building an AI-driven platform for hyperlocal discovery and on-demand delivery.
One of its innovations involves 'cataloguing', where machine learning is used to automatically classify the images of food items as vegetarian, non-vegetarian and 'eggetarian'.
Swiggy, which commanded a valuation of $3.3 billion after its $1 billion funding round in December 2018, is also using technology to give recommendations to customers.
"It's similar to the way Netflix recommends films based on the movies you have watched earlier.
"For example, if you have been ordering a lot of paneer, I would like to show you more paneer dishes," says Dale Vaz, head of engineering and AI at Swiggy.
Vaz, who joined Swiggy last year and was previously the head of engineering at Amazon India, is helping Swiggy become an "AI-first company".
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IMAGE: A food delivery executive rushes on his bicycle. Photograph: Kind courtesy KaiPilger/pixabay.com
Unlike shopping on e-commerce sites such as Amazon and Flipkart, where the products can be delivered in a few days, fulfilling food orders is extremely time sensitive.
For instance, Swiggy promises to deliver food within 32 minutes.
The Bengaluru-based company has close to 1.20 lakh active delivery partners.
The mobile devices of these partners beam back their location to Swiggy's servers every few seconds.
And Swiggy uses machine learning-based models to predict the time it would take them to reach the restaurants, the time to prepare the order and then to deliver the food.
Based on these, the system finds the best route and the rider who can deliver the product in the fastest possible time.
The technology also enables Swiggy to factor in the impact of weather conditions, traffic patterns and road construction on the time taken for delivery.
"We gather data at the zone level so we can predict the impact on the delivery time, say, the next time it rains," says Vaz, adding that use of ML has helped the company see a 23 per cent reduction in driver wait time and a 50 per cent improvement in 'on-time delivery' of orders.
Swiggy is also setting up an AI-research lab in Bengaluru which will focus on voice and computer vision technologies.
Recently, it acqui-hired Kint.io, a Bengaluru-based AI start-up which applies deep learning and computer vision to recognise objects in videos.
Vaz says that in future, voice and computer vision would play a key role in how customers interact with Swiggy and order food using multiple Indian languages.
"So when you wake up in the morning and say 'hey Swiggy get me breakfast,' we will be able to deliver it to you," he explains.
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IMAGE: A delivery drone in use. Zomato is working on drone-based food delivery. Photograph: Kind courtesy geralt/pixabay.com
Swiggy's New Delhi-based rival Zomato is also investing heavily in AI, machine learning and data analytics.
The online restaurant guide and food ordering firm, which provides information on over 1.4 million restaurants across 24 countries, is busy developing the road to drone-based food delivery system.
The idea is to create a hub-to-hub delivery network powered by hybrid multi-rotor drones.
With this in mind, last December Zomato acquired Lucknow-based drone start-up TechEagle Innovations.
In the first phase, Zomato is designing drones that can lift a payload of under 5 kg.
"It is a big investment and as the technology evolves, it will have a huge impact in the future," says Gunjan Patidar, chief technocrat at Zomato.
Patidar claims that in India, early investments into building an in-house data platform, AI, ML and data science have helped refine several aspects of the business such as reviews, search, order personalisation, demand prediction and route optimisation, among others.
"User personalisation has helped decrease the average time taken by a user to decide the order by about 10 per cent," he says.
With AI and robotics revolutionising the food tech business, consumers will want to know when they can get a robot in their kitchens to take the pain out of daily cooking.
All we can say is, watch this space.
Delivering the goods
ML and data science have helped in 60-70 per cent reduction in food wastage
Tech automatically classifies food images as vegetarian, non-vegetarian and eggetarian
It recommends dishes the way Netflix suggest films based on movies customers watch
Delivery time has reduced by 20-30 per cent as technology is able to predict demand
In future drones might deliver food items to customers
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Source: https://www.rediff.com/business/report/soon-tech-maybe-the-biggest-input-in-your-food-delivery/20190217.htm
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