#Swiggy and zomato photographer

[manishrajputphotography]

Boost Your Restaurant and Swiggy, Zomato Orders with Us

If you want to increase your orders on Swiggy Zomato, don't waste your expensive time. As you know that better food photos may increase your orders. We are Manish Rajput Photography, and we are professional food photographers in Delhi and Gurgaon, but We work all over India. We have a professional photographers team and 5 years of experience. Thousands of customers trust us for our better work. So why are you waiting for? Just visit our website or call at:9891871419

[vyaaparsevakendra]

FSSAI License Registration Process in India

Welcome to Vyaapar Seva Kendra, your trusted partner for all your business registration and compliance needs. In today's blog, we'll demystify the process of obtaining an FSSAI (Food Safety and Standards Authority of India) license in India. If you're involved in the food business, whether as a manufacturer, distributor, or retailer, complying with FSSAI regulations is crucial. Let's walk you through the FSSAI license registration process step by step.

In today's rapidly evolving food industry landscape, where businesses like Swiggy and Zomato have become integral to food delivery services, FBOs (Food Business Operators) must prioritize compliance with food safety regulations. Companies like Swiggy and Zomato, which deliver food to consumers, also prioritize partnering with FSSAI-registered food businesses.

Why FSSAI License Matters

FSSAI is a government body responsible for regulating and supervising food safety standards in India. Obtaining an FSSAI license is mandatory for any business involved in the production, processing, packaging, storage, distribution, and sale of food products. Here are some reasons why FSSAI registration is essential:

1. Legal Requirement: Operating without an FSSAI license is illegal and can lead to severe penalties and even imprisonment.

2. Consumer Trust: An FSSAI license signifies that your food products meet quality and safety standards, enhancing consumer trust in your brand.

3. Market Access: Many retailers and distributors require their suppliers to have a valid FSSAI license, limiting market access for unregistered businesses.

Now, let's dive into the FSSAI registration process.

FSSAI License Registration Process

Step 1: Determine the Type of License

FSSAI offers three types of licenses based on the scale and nature of your food business:

Basic FSSAI Registration: For small-scale businesses with an annual turnover of up to Rs. 12 lakhs.

State FSSAI License: For medium-sized businesses with an annual turnover between Rs. 12 lakhs and Rs. 20 crores. This license is obtained from the State Food Safety Department.

Central FSSAI License: For large-scale businesses with an annual turnover exceeding Rs. 20 crores. This license is obtained from the Central Food Safety Department.

Step 2:Documents for FSSAI State/Central License Form-B

Address proof for production site

Production site layout

Proof of premises rent

Business certificate

Factory license (if any)

Power details for the unit

Contacts for partners, directors, members

ID and address proof for managers or signers

Water test report from a certified lab

Form IX (if you're nominated by the business owner)

NOC from the manufacturer

List of food items to be made

Food safety management plan

Documents for New FSSAI Registration Certificate

Photograph of the Applicant

Government-issued photo identities

Proof of Address of Businesses activity

Step 3: Gather Required Documents

Prepare the necessary documents for your chosen license type, including:

Business Registration Certificate

Food Safety Management Plan

Food Processing Unit Layout Plan

List of Directors/Partners

Identity and Address Proof of Directors/Partners

List of Food Products to Be Manufactured/Traded

Food Testing Report (if applicable)

NOC from the Municipal Corporation

Step 4: Online Application Submission

Visit the official FSSAI website (https://foodlicensing.fssai.gov.in/) and create an account. Fill in the online application form with accurate information and upload the required documents.

Step 5: Application Fee Payment

Pay the prescribed fee online based on your license type and duration. Keep the fee receipt as proof of payment.

Step 6: Application Processing

Once you submit your application, it will be reviewed by the respective Food Safety Department. The processing time varies depending on your license type.

Step 7: Inspection

The Food Safety Department may conduct an inspection of your premises to ensure compliance with food safety standards.

Step 8: License Issuance

Upon successful verification, the FSSAI license will be issued, and you will receive a digitally signed certificate.

Conclusion

Obtaining an FSSAI license is not just a legal requirement; it's a testament to your commitment to food safety and quality. It enhances consumer trust in your products and expands your market reach. The process may seem daunting, but with the right guidance and support, it can be a smooth and efficient experience.

At Vyaapar Seva Kendra, we specialize in assisting businesses with their regulatory and compliance needs, including FSSAI license registration. Our expert team can navigate the complexities of the FSSAI registration process on your behalf, ensuring that your business is compliant with food safety standards.

For more information and to get started with your FSSAI license registration, visit our website here. Ensure the safety and quality of your food products and establish your brand's credibility with FSSAI registration today!

[foodphotographs]

Great food photography ideas for online food delivery platforms :

Food is the most necessary thing in life. We can not live without food. In India, Indians are too foody, they like to eat various types of food. Indians are like delicious food. People of different religions live in India. So India has a variety of food flavours. 

Today's generation doesn't have the time to go to a restaurant and spend hours and hours. So now we get our favourite food on the Digital India e-commerce site. There is no dish that we can't find if we search. All the restaurants next to our house have different types of online platforms where we can get food. When you download those apps on the phone and order the food of your choice, within half an hour we get the food of our choice to our door. There are both online and offline payment options.

 Online food delivery platforms are :

●     Zomato

●     Swiggy

●     Uber eats

●     Wifyfood 

Through the above mentioned online food platforms, we get our favourite food in our house within one hour from today. But not all platforms have the same resale. Platforms have better service and better sales.

Online marketing is all about photography. 

The more beautiful photography is, the more we are attracted to it. In the same way that the better the presentation of the online food platform, the better the sales of the food platform. So good photography is most important in e-commerce sites. 

Now we are discussing great food photography ideas for online food delivery platforms. 

Now we are talking about food photography tips. Now we are sharing - Camera settings, lenses, composition etc.

The first point we are talking about is the camera gear. In-camera gear the bodies don't matter much, lenses do matter.

Most photographers used prime lenses( 50 mm f/1.4). Prime lenses are best because it gives pleasant photos.

You can use 35 mm or 45 mm. It's your own choice.

For macro shots, you can use 105mm microlenses. We can just use two cameras and two lenses. 

Camera settings :

Talking about camera settings you can use manual mode. 

Camera Angles :

In food photography, camera angles matter a lot because depending on different camera angles the photos can look very different.

So there are three major camera angles in food photography :

Zero degree-     you can shoot a straight shot at a horizontal angle.

Flattery     degree: 90-degree angle

Variable     degree: 25 - 75 degree

 Composition:

Now we are talking about composition. Obviously, the food items are actually focused. Food items are the main subject. 

In food photography, clients hire stylist photographers. The main items are present with some other ingredients. If you can add some elements to the main food item it will look more lavish. 

Conclusion :

If you use all the above ideas, trust us you would be a great food photographer. All are great food photography ideas for online food delivery platforms.

[resumeplacement2021]

Best Part-time jobs for students

Part-time jobs are jobs which you work for only a period of some time in a day. Most students and homemakers go with part-time jobs. Since students have to go to college for the rest of the time they work in part-time jobs to earn some amount which would very much helpful for them either for their future studies or it would be helpful for their family.

 For part-time jobs they do not need any extra qualifications, for students who are studying in university or college, there is a huge number of part-time job opportunities. And for some part-time jobs they also no need to have computer skills, English communication skills also. Let us see some of the part-time jobs for students which would help them for their survival.

 Part-time jobs are generally time-limited, within that period of time, the work should be done. For that particular period of time salary will be given. Most all the cities in India have wide opportunities for part-time jobs.

 #1 Part-time job - Receptionist / Virtual assistant

 The receptionist is one of the most common part-time jobs. The work time of the receptionist is only on a shift basis. They will be the front desk helper in the office. There is no work pressure in the job role. A receptionist is responsible for handling calls on the front desk and answering for the people who enquire once enter the office.

 This receptionist job is available in many sectors like hospitals, small clinics, shops, parlours, restaurants, lawyer offices, coaching institutes, and many more. This job perfectly suits students since after completing their college hours they directly come to work, no special skills are required for this job.

 Now, these receptionist is also available as a virtual assistant. A virtual assistant to the professionals takes care of their boss’s appointments, meetings, and happenings. The virtual assistant also handles getting updates from the clients. These virtual assistants are available through smartphones. So there is no need to go to the office and work. Instead, they can work from the home also.

 #2 Part-time job - Photography

 The second part-time job is photography. For this kind of job they a photographer to take photos and videos at restaurants, hotels, resorts for their digital marketing publicity like photos of their customer’s food events on their business pages, and apps like swiggy and zomato trip advisor. 

You do not need any special qualification or certification for this job if you are good at taking photos that’s enough you can spend 3 to 4 hours after your college hours for this job and get good pay. 

 For this job, if you do not have a good camera also the company can sponsor you with the camera for their work. Some companies will get a deposit amount for giving a camera once your job gets when you return the camera they will provide your deposit amount.

 #3 Part-time job - Animal take carer

 If you are fond of love to be with animals then this job will be really helpful for you. Animal take carer jobs would be like taking dogs out for walking, cleaning fish tanks, decorating with birds cages, and many jobs related to the pets.

 If you are interested to be with pets then you can search for this kind of job.

 #4 Part-time job - Data entry jobs.

 The most common part-time jobs are data entry jobs. For this kind of job, you have typing skills and basic computer knowledge. Mainly data entry jobs are paid based on how much they are typing without errors. Based on the word count without errors pay will be given. If you are with excellent typing skills then you can opt for data entry jobs.

 #5 Part-time job - Content Writer

 The current trending part-time job are writing content. If you are good at writing and inflexible with the language then you can find content writing jobs. This is also like data entry jobs but the difference is the content writer thinks on the concept and gives his own content without plagiarism. Content writing jobs are requested in the field of digital marketing and even web development. Based on your content you will be paid.

 #6 Part-time job- Telecaller

 Tele caller is a job available in BPO sectors and also in startups. Telecallers’ job roles are to handle calls speak to the customer and generate leads. Most telecalling jobs are with the target. That is once you complete your target only you will be paid if not completing your target only some amount will only be paid by the company.

 If you are good at communication then you can go for telecalling jobs. It is also classified into various types like service, voice, and non-voice. 

 #7 Part-time- Tutors

 Another most common part-time job is taking tuitions or teaching in coaching centers. More students opt for this kind of part-time job since they are also students and freshly persuaded their schooling they can easily teach for the school students. And this kind of part-time helps you to earn more. And there is no big work pressure the work will be only for 3 - 4 hours only. 

  These are some of the part-time jobs for the students. Are you searching for part-time jobs then visit Resume Placement

www.resumeplacement.com

in the

Part-time Jobs

you can find a huge number of job listings check for the requirements and apply now.

[avanidas]

Get Attractive Offers From Lazypay

With Lazypay, you can go shopping at your favourite mall or make payments for your utilities, or order online. You can always depend on Lazypay who offers instant credit to its customers. In these few years, more and more banks, shops and even merchants like Swiggy, BookMyShow, MakeMyTrip, TataSky, Big Basket, Flipkart, Zomato and a host of other merchants and much more.

Lazypay is a technology platform owned by PayU Finance India Private Limited. It is an NBFC (Non-Banking Finance Company). It is registered with the Reserve Bank of India and offers a wide range of products to its registered customers. The criteria for eligibility is

You should be currently employed professional

You should be a resident in a major Tier-1 or Tier-2 City of India

You should be between the ages of 22 and 55 years of age.

You should be a resident Indian

Register Within Minutes

Registration is quick and easy and requires a minimum amount of documents. All you need is your Aadhaar card, PAN card, and a passport size photograph. You will also need Proof of Address, Photo ID. Once you are verified, a credit limit is decided and you can start transacting immediately. Your personal data is safe and secure since the system is guarded by a sophisticated multi-layer firewall.

What’s on offer by Lazypay?

Lazypay offers a range of products that helps its customers with instant credit to shop, make payments, transfer funds between bank accounts, etc., their products include:

1. Personal Loans

You can take a personal loan of up to ₹1 lakh. The loan can be up to your credit limit. The loan can be paid in instalments within 3 to 24 months. The interest varies from 15% to 32%. There is also a processing fee of 2% of the loan amount.

2. Buy Now Pay Later

Lazypay allows you to buy online on credit to the extent of your credit limit. All transactions during the month will be consolidated and a bill for the outstanding amount will be sent. The bill has to be paid on the 3rd and 18th of each month.

3. No Cost EMI

Shop online for all your requirements and pay at a later date via No-cost EMI or low-cost EMIs. EMIs can be paid within 3 to 12 months. This eliminates the high-interest rate of credit card companies.

4. Scan and Pray Later

Lazypay introduces this option so that you can transact with any vendor/merchant that uses the UPI platform. The outstanding amount has to be paid within 15 days.

Offers by Vendors for Lazypay customers

Many vendors make offers for Lazypay customers. These are for a limited period of time. Currently, there are some of the vendors include Zomato, BookMyShow, Abhibus.com, MedLife, who are offering attractive cash backs and another incentive. The TataSky cashback offers give you ₹50 for a recharge of ₹250 (minimum). The cashback will be deducted from the outstanding amount. The TataSky offer is valid from April 10 to 20, 2021. Tatasky coupon code is required to avail of this offer.

Download the LazyPay app, get your credit limit and enjoy making those purchases like you never have !!!

[workfromhom]

Google and Walmart’s PhonePe establish dominance in India’s mobile payments market as WhatsApp Pay struggles to launch

In India, it’s Google and Walmart-owned PhonePe that are racing neck-and-neck to be the top player in the mobile payments market, while Facebook remains mired in a regulatory maze for WhatsApp Pay’s rollout.

In May, more than 75 million users transacted on Google Pay app, ahead of Walmart -owned PhonePe’s 60 million users, and SoftBank -backed Paytm’s 30 million users, people familiar with the companies’ figures told TechCrunch.

Google still lags Paytm’s reach with merchants, but the Android -maker has maintained its overall lead in recent months despite every player losing momentum due to one of the most stringent lockdowns globally in place in India. Google declined to comment.

Paytm, once the dominant player in India, has been struggling to sustain its user base for nearly two years. The company had about 60 million transacting users in January last year, said people familiar with the matter.

Data sets consider transacting users to be those who have made at least one payment through the app in a month. It’s a coveted metric and is different from the much more popular monthly active users, or MAU, that various firms use to share their performance. A portion of those labeled as monthly active users do not make any transaction on the app.

India’s homegrown payment firm, Paytm, has struggled to grow in recent years in part because of a mandate by India’s central bank to mobile wallet firms — the middlemen between users and banks — to perform know-your-client (KYC) verification of users, which created confusion among many, some of the people said. These woes come despite the firm’s fundraising success, which amounts to more than $3 billion.

In a statement, a Paytm spokesperson said, “When it comes to mobile wallets one has to remember the fact that Paytm was the company that set up the infrastructure to do KYC and has been able to complete over 100 million KYCs by physically meeting customers.”

Paytm has long benefited from integration with popular services such as Uber, and food delivery startups Swiggy and Zomato, but fewer than 10 million of Paytm’s monthly transacting users have relied on this feature in recent months.

Two executives, who like everyone else spoke on the condition of anonymity because of fear of retribution, also said that Paytm resisted the idea of adopting Unified Payments Interface. That’s the nearly two-year-old payments infrastructure built and backed by a collation of banks in India that enables money to be sent directly between accounts at different banks and eliminates the need for a separate mobile wallet.

Paytm’s delays in adopting the standard left room for Google and PhonePe, another early adopter of UPI, to seize the opportunity.

Paytm, which adopted UPI a year after Google and PhonePe, refuted the characterization that it resisted joining UPI ecosystem.

“We are the company that cherishes innovation and technology that can transform the lives of millions. We understand the importance of financial technology and for this very reason, we have always been the champion and supporter of UPI. We, however, launched it on Paytm later than our peers because it took a little longer for us to get the approval to start UPI based services,“ a spokesperson said.

A sign for Paytm online payment method, operated by One97 Communications Ltd., is displayed at a street stall selling accessories in Bengaluru, India, on Saturday, Feb. 4, 2017. Photographer: Dhiraj Singh/Bloomberg via Getty Images

Missing from the fray is Facebook, which counts India as its biggest market by user count. The company began talks with banks to enter India’s mobile payments market, estimated to reach $1 trillion by 2023 (according to Credit Suisse), through WhatsApp as early as 2017. WhatsApp is the most popular smartphone app in India with over 400 million users in the country.

Facebook launched WhatsApp Pay to a million users in the following year, but has been locked in a regulatory battle since to expand the payments service to the rest of its users. Facebook chief executive Mark Zuckerberg said WhatsApp Pay would roll out nationwide by end of last year, but the firm is yet to secure all approvals — and new challenges keep cropping up. WhatsApp declined to comment.

PhonePe, which was conceived only a year before WhatsApp set eyes to India’s mobile payments, has consistently grown as it added several third-party services. These include leading food and grocery delivery services Swiggy and Grofers, ride-hailing giant Ola, ticketing and staying players Ixigo and Oyo Hotels, in a so-called super app strategy. In November, about 63 million users were active on PhonePe, 45 million of whom transacted through the app.

Karthik Raghupathy, the head of business at PhonePe, confirmed the company’s transacting users to TechCrunch.

Three factors contributed to the growth of PhonePe, he said in an interview. “The rise of smartphones and mobile data adoption in recent years; early adoption to UPI at a time when most mobile payments firms in India were betting on virtual mobile-wallet model; and taking an open-ecosystem approach,” he said.

“We opened our consumer base to all our merchant partners very early on. Our philosophy was that we would not enter categories such as online ticketing for movies and travel, and instead work with market leaders on those fronts,” he explained.

“We also went to the market with a completely open, interoperable QR code that enabled merchants and businesses to use just one QR code to accept payments from any app — not just ours. Prior to this, you would see a neighborhood store maintain several QR codes to support a number of payment apps. Over the years, our approach has become the industry norm,” he said, adding that PhonePe has been similarly open to other wallets and payments options as well.

But despite the growth and its open approach, PhonePe has still struggled to win the confidence of investors in recent quarters. Stoking investors’ fears is the lack of a clear business model for mobile payments firms in India.

PhonePe executives held talks to raise capital last year that would have valued it at $8 billion, but the negotiations fell apart. Similar talks early this year, which would have valued PhonePe at $3 billion, which hasn’t been previously reported, also fell apart, three people familiar with the matter said. Raghupathy and a PhonePe spokesperson declined to comment on the company’s fundraising plans.

For now, Walmart has agreed to continue to bankroll the payments app, which became part of the retail group with Flipkart acquisition in 2018.

As UPI gained inroads in the market, banks have done away with any promotional incentives to mobile payments players, one of their only revenue sources.

At an event in Bangalore late last year, Sajith Sivanandan, managing director and business head of Google Pay and Next Billion User Initiatives, said current local rules have forced Google Pay to operate without a clear business model in India.

Coronavirus takes its toll on payments companies

The coronavirus pandemic that prompted New Delhi to order a nationwide lockdown in late March preceded a significant, but predictable, drop in mobile payments usage in the following weeks. But while Paytm continues to struggle in bouncing back, PhonePe and Google Pay have fully recovered as India eased some restrictions.

About 120 million UPI transactions occurred on Paytm in the month of May, down from 127 million in April and 186 million in March, according to data compiled by NPCI, the body that oversees UPI, and obtained by TechCrunch. (Paytm maintains a mobile wallet business, which contributes to its overall transacting users.)

Google Pay, which only supports UPI payments, facilitated 540 million transactions in May, up from 434 million in April and 515 million in March. PhonePe’s 454 million March figure slid to 368 million in April, but it turned the corner, with 460 million transactions last month. An NPCI spokesperson did not respond to a request for comment.

PhonePe and Google Pay together accounted for about 83% of all UPI transactions in India last month.

Industry executives working at rival firms said it would be a mistake to dismiss Paytm, the one-time leader of the mobile payments market in India.

Paytm has cut its marketing expenses and aggressively chased merchants in recent quarters. Earlier this year, it unveiled a range of gadgets, including a device that displays QR check-out codes that comes with a calculator and USB charger, a jukebox that provides voice confirmations of transactions and services to streamline inventory management for merchants.

Merchants who use these devices pay a recurring fee to Paytm, Vijay Shekhar Sharma, co-founder and chief executive of the firm told TechCrunch in an interview earlier this year. Paytm has also entered several businesses, such as movie and travel ticketing, lending, games and e-commerce, and set up a digital payments bank over the years.

“Everyone knows Paytm. Paytm is synonymous with digital payments in India. And outside, there’s a perceived notion that it’s truly the Alipay of India,” an executive at a rival firm said.

from Facebook – TechCrunch https://ift.tt/3eMO9jx via IFTTT

[un-enfant-immature]

Google and Walmart’s PhonePe establish dominance in India’s mobile payments market as WhatsApp Pay struggles to launch

In India, it’s Google and Walmart-owned PhonePe that are racing neck-and-neck to be the top player in the mobile payments market, while Facebook remains mired in a regulatory maze for WhatsApp Pay’s rollout.

In May, more than 75 million users transacted on Google Pay app, ahead of Walmart -owned PhonePe’s 60 million users, and SoftBank -backed Paytm’s 30 million users, people familiar with the companies’ figures told TechCrunch.

Google still lags Paytm’s reach with merchants, but the Android -maker has maintained its overall lead in recent months despite every player losing momentum due to one of the most stringent lockdowns globally in place in India. Google declined to comment.

Paytm, once the dominant player in India, has been struggling to sustain its user base for nearly two years. The company had about 60 million transacting users in January last year, said people familiar with the matter.

Data sets consider transacting users to be those who have made at least one payment through the app in a month. It’s a coveted metric and is different from the much more popular monthly active users, or MAU, that various firms use to share their performance. A portion of those labeled as monthly active users do not make any transaction on the app.

India’s homegrown payment firm, Paytm, has struggled to grow in recent years in part because of a mandate by India’s central bank to mobile wallet firms — the middlemen between users and banks — to perform know-your-client (KYC) verification of users, which created confusion among many, some of the people said. These woes come despite the firm’s fundraising success, which amounts to more than $3 billion.

In a statement, a Paytm spokesperson said, “When it comes to mobile wallets one has to remember the fact that Paytm was the company that set up the infrastructure to do KYC and has been able to complete over 100 million KYCs by physically meeting customers.”

Paytm has long benefited from integration with popular services such as Uber, and food delivery startups Swiggy and Zomato, but fewer than 10 million of Paytm’s monthly transacting users have relied on this feature in recent months.

Two executives, who like everyone else spoke on the condition of anonymity because of fear of retribution, also said that Paytm resisted the idea of adopting Unified Payments Interface. That’s the nearly two-year-old payments infrastructure built and backed by a collation of banks in India that enables money to be sent directly between accounts at different banks and eliminates the need for a separate mobile wallet.

Paytm’s delays in adopting the standard left room for Google and PhonePe, another early adopter of UPI, to seize the opportunity.

Paytm, which adopted UPI a year after Google and PhonePe, refuted the characterization that it resisted joining UPI ecosystem.

“We are the company that cherishes innovation and technology that can transform the lives of millions. We understand the importance of financial technology and for this very reason, we have always been the champion and supporter of UPI. We, however, launched it on Paytm later than our peers because it took a little longer for us to get the approval to start UPI based services,“ a spokesperson said.

A sign for Paytm online payment method, operated by One97 Communications Ltd., is displayed at a street stall selling accessories in Bengaluru, India, on Saturday, Feb. 4, 2017. Photographer: Dhiraj Singh/Bloomberg via Getty Images

Missing from the fray is Facebook, which counts India as its biggest market by user count. The company began talks with banks to enter India’s mobile payments market, estimated to reach $1 trillion by 2023 (according to Credit Suisse), through WhatsApp as early as 2017. WhatsApp is the most popular smartphone app in India with over 400 million users in the country.

Facebook launched WhatsApp Pay to a million users in the following year, but has been locked in a regulatory battle since to expand the payments service to the rest of its users. Facebook chief executive Mark Zuckerberg said WhatsApp Pay would roll out nationwide by end of last year, but the firm is yet to secure all approvals — and new challenges keep cropping up. WhatsApp declined to comment.

PhonePe, which was conceived only a year before WhatsApp set eyes to India’s mobile payments, has consistently grown as it added several third-party services. These include leading food and grocery delivery services Swiggy and Grofers, ride-hailing giant Ola, ticketing and staying players Ixigo and Oyo Hotels, in a so-called super app strategy. In November, about 63 million users were active on PhonePe, 45 million of whom transacted through the app.

Karthik Raghupathy, the head of business at PhonePe, confirmed the company’s transacting users to TechCrunch.

Three factors contributed to the growth of PhonePe, he said in an interview. “The rise of smartphones and mobile data adoption in recent years; early adoption to UPI at a time when most mobile payments firms in India were betting on virtual mobile-wallet model; and taking an open-ecosystem approach,” he said.

“We opened our consumer base to all our merchant partners very early on. Our philosophy was that we would not enter categories such as online ticketing for movies and travel, and instead work with market leaders on those fronts,” he explained.

“We also went to the market with a completely open, interoperable QR code that enabled merchants and businesses to use just one QR code to accept payments from any app — not just ours. Prior to this, you would see a neighborhood store maintain several QR codes to support a number of payment apps. Over the years, our approach has become the industry norm,” he said, adding that PhonePe has been similarly open to other wallets and payments options as well.

But despite the growth and its open approach, PhonePe has still struggled to win the confidence of investors in recent quarters. Stoking investors’ fears is the lack of a clear business model for mobile payments firms in India.

PhonePe executives held talks to raise capital last year that would have valued it at $8 billion, but the negotiations fell apart. Similar talks early this year, which would have valued PhonePe at $3 billion, which hasn’t been previously reported, also fell apart, three people familiar with the matter said. Raghupathy and a PhonePe spokesperson declined to comment on the company’s fundraising plans.

For now, Walmart has agreed to continue to bankroll the payments app, which became part of the retail group with Flipkart acquisition in 2018.

As UPI gained inroads in the market, banks have done away with any promotional incentives to mobile payments players, one of their only revenue sources.

At an event in Bangalore late last year, Sajith Sivanandan, managing director and business head of Google Pay and Next Billion User Initiatives, said current local rules have forced Google Pay to operate without a clear business model in India.

Coronavirus takes its toll on payments companies

The coronavirus pandemic that prompted New Delhi to order a nationwide lockdown in late March preceded a significant, but predictable, drop in mobile payments usage in the following weeks. But while Paytm continues to struggle in bouncing back, PhonePe and Google Pay have fully recovered as India eased some restrictions.

About 120 million UPI transactions occurred on Paytm in the month of May, down from 127 million in April and 186 million in March, according to data compiled by NPCI, the body that oversees UPI, and obtained by TechCrunch. (Paytm maintains a mobile wallet business, which contributes to its overall transacting users.)

Google Pay, which only supports UPI payments, facilitated 540 million transactions in May, up from 434 million in April and 515 million in March. PhonePe’s 454 million March figure slid to 368 million in April, but it turned the corner, with 460 million transactions last month. An NPCI spokesperson did not respond to a request for comment.

PhonePe and Google Pay together accounted for about 83% of all UPI transactions in India last month.

Industry executives working at rival firms said it would be a mistake to dismiss Paytm, the one-time leader of the mobile payments market in India.

Paytm has cut its marketing expenses and aggressively chased merchants in recent quarters. Earlier this year, it unveiled a range of gadgets, including a device that displays QR check-out codes that comes with a calculator and USB charger, a jukebox that provides voice confirmations of transactions and services to streamline inventory management for merchants.

Merchants who use these devices pay a recurring fee to Paytm, Vijay Shekhar Sharma, co-founder and chief executive of the firm told TechCrunch in an interview earlier this year. Paytm has also entered several businesses, such as movie and travel ticketing, lending, games and e-commerce, and set up a digital payments bank over the years.

“Everyone knows Paytm. Paytm is synonymous with digital payments in India. And outside, there’s a perceived notion that it’s truly the Alipay of India,” an executive at a rival firm said.

[manishrajputphotography]

Best Product Photographer for Stunning Visuals in Gurgaon

Manish Rajput Photography is the best food and product photographer in Delhi. Experience the art of visual storytelling with our best product photographer. From intricate details to captivating compositions, we'll help you showcase your products in the most compelling way. And that too very lowest price. So why are you waiting for? Just call now: 989187141

Visit us:- https://manishrajput.com/product-photographer-in-gurgaon/

[lapinozfbd]

True that!!!!!! Check full menu- Link in Bio @lapinozfaridabad Taking orders via zomato and swiggy only ______________________ PS: Use our #lapinozfaridabad and tag us to get featured.🖥️ ______________________ #lapinozpizza #margarita #margaritapizza #origano🍃 #italian #italianfood #pizza #pizzalove #pizzatime #pizzalover #pizza🍕 #faridabad #lapinozpizzafaridabad #foodblogger #hygiene #foodstagram #foodies #sanitizer #cheesy #cheesypizza #7inch #origano🍃 #curfew #pizzablogger #coronavirusitalianews #prevention #photographer #foodie #corona (at Nit 5 H Block) https://www.instagram.com/p/CACsC7CFvcJ/?igshid=j09j85l5btvs

[poorachatora-blog]

Beetroot & Turmeric dyed Devilled Eggs Aao sikhaun, Tumhe ande ka funda 🥚 😉 Well, this Italian classic egg recipe is easiest of all. With a significant amount of protein & too low a carb, it has been one of my favourites. Be it a midnight snack , breakfast appetiser or a picnic party, it always serves the purpose 😋 Are ha, do you often suffer from midnight cravings ? To fir ye recipe banana sikh lo, aur zomato, swiggy bhul jao :-p #Keto #Healthy For recipe, Follow and Dm me. 😎 PS : I am not a photographer. Just learning from awesome people on internet. 🙏🏻 Support & Follow @poorachatora (at Gurgaon, Haryana) https://www.instagram.com/p/B4PX8NwB_HZ/?igshid=l6oczxp0jbko

[saveplus]

Enjoy This Festive Season With Saveplus Offers

Saveplus is one of the top-rated coupon sites in India. It provides best and accurate coupon codes to the customers to save their money by purchasing items. You can get cashback offers on purchasing items on different online stores like paytm, phonepe, mobikwik, etc. Saveplus.in provides huge discount coupons on top e-commerce sites like Amazon, Flipkart, eBay, Snapdeal, etc. they have also contained some food online store like swiggy, Zomato which give huge coupons codes on these stores. Saveplus while giving huge deals on electronics products, home appliances, fashion wears, movies, travel, recharge, etc.by using saveplus you have to save your money as well as time also.  

BlueStone.com is the place where all the different styles of jewelry will be found in one place. These designs provided by them are won’t repeated and these are very unique in their own way. Looking good in between a number of people is pretty different and recognizing through jewelry is a little bit different. This website has started their career in 2011 as a small jewelry store and now it has become the most popular web portal for trending designs in jewelry.

 If the customer is not satisfied with the jewelry item then they will 100% refund the money and from the delivered date of the item. This jewelry is 100% pure jewelry and certified by BIS Hallmark, IGI, and other certifications about the gold provided by them. The exchange of the jewelry will be done for the current value of the gold and this is a lifetime exchange process. Before ordering the jewelry make use of the BlueStone.com Deals and enjoy the shopping.

Finding the best luxurious room to stay for a holiday trip?. Then you are in the right place. OYORooms are the most popular website for booking a room at a low budget. They are a comfortable and clean room with a luxurious look throughout India. They kept their benchmark in the society of hotels and ranked as a no.1 position in India. The hotel amenities are provided adequately with Air-Conditioner rooms and Non-Ac Rooms, and they provide a complimentary breakfast, which is chosen by the customer.

Not only these, but they also provide 24*7 Wifi with high data speed and also customer care service. They provide the room with good ambiance and with good feel which is at our home. The staff who are working are very helpful and they can answer your questions at any time in a kind manner. While booking the rooms use the OYORooms Coupons and get a fabulous discount on every booking. 

Photography is getting prevalent a wide margin. The camera has now turned out to be basic family equipment. We know you love to capture your precious moments, be it a wedding, a party, a holiday, or any special occasion. Additionally, Photography is one of the World’s most well-known hobbies. Presently why pause? Feel free to draw out the photographer lying in you.Arihantdigi.com is a one-stop destination for you to purchase cameras and all the camera accessories you can think and envision. From Cameras to Camera lenses, Chargers, Printers, Batteries, Storage devices, Camera bags, Studio lights, and the rundown goes on. 

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#worldphotographyday #KULFFI 🍧🍧 📸A Photograph is the pause button of that moment📸 #kulfi #icecreamphotography #foodphotography #photography #icecreamlovers #icecreams #WorldPhotographyDay2k19 #zomato #swiggy (at Jalandhar, India) https://www.instagram.com/p/B1VSviInz78/?igshid=1j5ejzzsoitqo

[bluemagic-girl]

Amazon plans imminent launch of online food delivery service in India: sources

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BENGALURU (Reuters) – Amazon.com Inc is preparing a foray into the burgeoning online food stuff shipping enterprise in India this calendar year, two sources mindful of the growth stated, in a transfer that could raise competitiveness in an ever more crowded current market.

FILE Photo: The brand of Amazon is witnessed at the company logistics centre in Boves, France, May well 13, 2019. REUTERS/Pascal Rossignol/File Photograph

The Seattle-primarily based business is functioning with regional associate Catamaran, launched by IT industrialist Narayana Murthy, and has begun employing team for the new operation, the resources said, declining to be named since the ideas had however to be produced general public.

Amazon is aiming to start the new provider delivering from restaurants ahead of India’s thirty day period-extensive festive period, which commences in September, a single of the sources mentioned.

India’s mounting center course has driven the development of the on-line food items shipping sector, with investigation organization RedSeer Consulting indicating right here buy numbers rose 176% in 2018.

Profitability, even so, remains elusive. The sector is dominated by area get started-ups Swiggy, backed by Naspers and Tencent, and Zomato, which counts Sequoia as an investor.

Uber Systems launched its India foodstuff shipping company in 2017 but has been not able to keep speed with the area industry leaders.

Indian day by day newspaper Small business Standard on Monday documented that Amazon was in talks to invest in Uber Eats. Reuters could not confirm the information independently.

Catamaran did not reply straight away to a request for comment. Amazon and Uber reported they never comment on rumours.

Uber rival Ola also launched a foods delivery assistance and purchased Foodpanda in 2017. That company is now moving absent from marketplace deliveries and concentrating on its possess brand of kitchens.

Amazon final thirty day period shut its meals delivery functions in the United States in the facial area of stiff competition.

In India, the company’s go into shipping from places to eat and takeaway foods shops will assist Amazon to bring in clients for its other services , a person of the sources explained.

The company launched its Key services in India in 2016 and currently presents solutions such as video clip and audio streaming as nicely as groceries delivery in many metropolitan areas across the region.

Amazon has been pitched in a fight for Indian marketplace share in opposition to Walmart Inc’s Flipkart, with both corporations saying different ideas to bring in much more buyers in what is considered as one of their most important development markets.

Reporting by Nivedita Bhattacharjee in Bengaluru Editing by Euan Rocha Editing by David Goodman

Our Requirements:The Thomson Reuters Have confidence in Principles.

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[vijaysharmagastrologistlive-blog]

karmaoncall  is solving many pain points of healthcare industry.

1. individuals spare restorative record in versatile, PC, record is blended with individual photographs, they sit around idly in looking and arranging , hard to share. karmaoncall is fathoming this problem.2. specialists spare therapeutic record, critical pictures information for introductions and distributions in portable and PC. later they sit idle looking pictures in jumbled and blended information, karmaoncall medicinal services stage is understanding this problem.3. no formal framework, organization for home visit of specialists, nurture, physiotherapist, fitness coach, divided emergency vehicle framework, karmaoncall human services stage is understanding this problem.4. no locum restorative staff firms, chose occupations are done on close to home relationship premise, karmaoncall human services stage is understanding this problem.5. on the web and formal drug stores accessible, we are endeavoring to incorporate neighborhood drug stores at karmaoncall to make a hyperlocal advertise for home supply. neighborhood drug stores ought to be given chance, perceivability, alternatives, karmaoncall medicinal services stage is fathoming this problem.6. examinations, techniques are finished by specialist referral, nearby connections, neighborhood learning and google look, no web based booking, positioning framework. Simply dial is giving incomplete administration of this sort not really utilized by anybody. open needs basic leadership control, karmaoncall social insurance stage is illuminating this problem.7. no formal online medicinal gear showcase exists, divided market, individuals seek on google, ask emergency clinic staff and search.public ought to get atmosphere keen, take clever and economical alternatives of therapeutic hardware on rental, karmaoncall human services stage is fathoming this problem.8. no markdown on administrations accessible through different methods, no straightforwardness, individuals need to pause, get low quality administration, can not grumble, can not rate and rank. karmaoncall social insurance stage is tackling this problem.9 numerous specialists , medical caretakers, specialists, focuses, lab need perceivability, opportunity, additional salary, presentation to new customer, karmaoncall gives that. karmaoncall human services stage is taking care of this issue by giving perceivability, opportunity, power and alternatives.

Dr vijay sharma is a specialist in medicinal services commercial center, he comprehend many agony purposes of human services framework exceptionally India, there are clients who need to spare restorative record, who need to spare time by booking through straightforward stage and need to spare time squandered in emergency clinics in waiting.karmaoncall social insurance stage is fathoming this problem.there are old individuals whose youngsters live in another city, another nation, whose relatives travel a ton. these older couple can be dealt with by karmaoncall social insurance stage. indeed karmaoncall medicinal services stage is fathoming this problem.karma accessible as needs be is improving consistently, we will advance more.over the time karma available to come back to work will have more clients, additionally reserving, more sellers, greater perceivability will make momentum.business model of karmaoncall will develop more, it will get income from home visit of specialists , nurture, physiotherapist, mentors as least commission fee.karmaoncall will procure from research centers, facilities, restorative systems, Imaging like CT MRI PET, and numerous other day care and OPD techniques that will expand income. In the wake of getting great client base karmaoncall human services stage can reinforce prescription store network, we can coordinate vertically, karmaoncall social insurance stage can encourage hospitalization, karma accessible if the need arises can do publicizing through the platform.some patients have booked endoscopy, numerous clients are sparing restorative record at karmaoncall, individuals are producing questions, checking portable stage, loving it, karmaoncall has facebook pages, connected in page, instagram pages with near 1000 preferences, karmaoncall is bit by bit getting more surveys and web journals from customers.karmaoncall is providing medication through application based booking, oxford medicinal services advancement have discount drug permit, joined drug store is providing meds, income age all-prepared started.karmaoncall versatile application. is a versatile application, it is accessible as iOS and android stage. we are attempting to take care of numerous issues in human services commercial center, karmaoncall is an aggregator commercial center of human services industry which helps open by making straightforwardness, karmaoncall human services stage is taking care of numerous issues, it is sparing time, setting aside some cash, adaptability, expanding perceivability, open doors for human services specialists , research centers and focuses giving facilities.karmaoncall human services stage gives home social insurance arrangements, therapeutic gear on rental, locum specialist and locum nurture backing to emergency clinics and nursing home.karmaoncall social insurance stage offers booking of lab tests, imaging, techniques, endoscopy, heart tests, sensitivity test, lung work tests, urological strategies, karmaoncall medicinal services stage offers cashless installments, GPS route office, restorative record sparing choice by free cloud space, karmaoncall has commission demonstrate for each reserving, for income karmaoncall can post web journals notice and notices to clients, later karmaoncall will advance to medical procedure booking, restorative the travel industry advancement and hospitalization facilitation.karmaoncall social insurance stage was tried in February, display is functioning admirably, it can create some revenue.karmaoncall health awareness stage will rival home health awareness firms in south India and prescription supply firms are developing well.karmaoncall health awareness stage is an aggregator of drug stores, labs, emergency clinics, medicinal services specialists and different administrations with a platform.karmaoncall is a social insurance administration stage, it is to help individuals, advantage of society. karmaoncall offers alternatives to individuals, choice to pick, choice to book, choice to pay, choice to audit, and choice to rate.People are sparing exceedingly critical archives, restorative record at free cloud space gave through Karmaoncall portable application.Karmaoncall is to spare time, set aside some cash, spare life, spare assets, give tranquility of mind.Doctors are sparing their therapeutic record, clinical pictures, essential cases, explore reports and so on at karmaoncall human services platform.Caretakers and patients can book drug home conveyance and rescue vehicle with GPS route facility,Now individuals can book atomic medication imaging,cardiac test, lung work test, hypersensitivity test, endoscopy, Urology strategies, gynecology tests, best case scenario focuses in limited cost in Jaipur, Rajasthan, India.People can book laser and skin techniques corrective systems, Eye, Dental, ENT Procedure by top master in city at famous focuses at practical cost.

Individuals are reserving CT, MRI, USG, X beam, blood tests at top lab in jaipur by karmaoncall social insurance stage, People like to book Doctor visit , Nurse visit, fitness coach visit, physiotherapist home visit in Jaipur through karmaoncall medicinal services stage.

Karmaoncall has hand crafted calculation, savvy, it was consistent, perfect, quick and efficient.Karmaoncall is wanting to incorporate blockchain with therapeutic record for information wellbeing, security and tracking.promoting for more downloads, giving limits on lab. tests, drug home supply ( no transportation charges), stickiness creation by medicinal record sparing, reports saving.karmaoncall need to make a culture of archives sparing in a committed spot, specialists and specialists must be spurred to spare therapeutic record and clinical pictures in devoted space, we need to educate, train, clarify individuals estimation of , utility of our platform.once we get couple of thousand clients in a single city they the energy will create. it is human services, genuine business, can not get viral quickly, as culture is changing, more individuals have cell phone, individuals are accomplishing increasingly cashless transections, individuals are utilizing OLA, UBER, ZOMATO, SWIGGY, NEARBY, they are promptly understanding karmaoncall plan of action, esteem and utility.

author of the karmaoncall have been astonished by comprehension of institutional voids in Indian healtchare framework, absence of straightforwardness, poor occupation oppurtunities accessible to new specialists, medical attendants and physiotherapists. The issues talked about by help suppliers and indicative laboraties which edify us to improve and refresh karmaoncall.

It shocks me how we began as a Doctor available to come back to work startup and we changed to display state, we are probably going to include more classifications like careful supplies, restorative accesories supply, dialysis booking, Ambulance booking, medical procedure booking, International clients booking techniques through karmaoncall will be extraordinary on the off chance that it occurs in future.

Degenerate specialists respond severely to this sort of stage, as they get commission on every Investigation from Lab. we are attempting to sidestep them and make a minimal effort booking choice for customers.we need to showcase it well, make a corporate group, corporate group in Jaipur than we need to dispatch in Delhi with full vitality to be fruitful, for that we need funds.we have our group, back office, engineer, accountable for innovation, yes they are non organizer paid for their activity of improvement, refreshing, rectifications and back office management.karmaoncall was my business enterprise venture amid MBA learns at University of Oxford , it began as a specialist nurture home visit venture, over the time it is advancing in to an aggregator platform.promoting for more downloads, giving disounts on lab. tests, medication home supply ( no transportation charges), stickiness creation by medicinal record sparing, reports sparing.

we need to make culture of docments sparing in a committed spot, specialists and specialists must be inspired to spare therapeutic record and clinical pictures in devoted space, we need to instruct, train, clarify individuals estimation of , utility of our stage.

when we get couple of thousand clients in a single city they the force will create.

it is social insurance, genuine business, can not get viral quickly, as culture is changing, more individuals have cell phone, individuals are accomplishing progressively cashless transections, individuals are utilizing O

[mrhotmaster]

Use This Apps, Online Services To Purchase Alcohols In India: Here Is 10 Main Points You Should Know In many cities such as Kolkata, Ranchi, and Siliguri, the Swiggy and Zomato supply alcohol. The COVID-19 emergency has offered to ascend to a few liquor online conveyance alternatives in the nation. Food conveyance administrations like Swiggy and Zomato have forayed into the liquor conveyance section, as the organizations look to take advantage of popularity for alcohol during the nation's coronavirus lockdown. The applications have just begun activities in Jharkhand, Odisha, and West Bengal. Since it will be some time before administrations like Swiggy and Zomato start conveyances liquor all over the place, different state governments have presented official sites or applications for requesting liquor on the web or to get tokens to purchase liquor from physical stores while following social removing standards in the midst of the pandemic. Here are the main 10 focuses you have to think about applications and online administrations supporting liquor buy in India: 1.Zomato has begun conveying liquor in Jharkhand, Odisha, and West Bengal. The organization hopes to extend to a lot more states across India to take advantage of this ongoing interest in the online conveyance of alcohol. The aggregator has a different tab called Wine Shops in the urban areas where it is working, and it guarantees conveyance inside an hour. Zomato makes some one-memories confirmation procedure to find out the age of the client. For the time being, Zomato is operational in Bhubaneshwar, Kolkata, Ranchi, and Siliguri urban areas, and more urban communities in the states referenced above will get liquor home conveyance alternative soon. 2.Swiggy is additionally conveying liquor in indistinguishable areas from Zomato - subsequent to getting important endorsements from the state governments. The food aggregator reported its invasion into liquor conveyances a month ago, and as of late declared its entrance into West Bengal. There is a different 'Wine Shops' classification inside the Swiggy application for all urban areas that it is working in. Swiggy is offering access to an accomplice application to all its retail accomplices, and they can change things accessibility continuously through this application. Legitimate preparation is offered to retail accomplices, and just those with appropriate permitting and government required archives are accepted the Swiggy liquor conveyance organize. 3.For client age check, Swiggy and Zomato both request a piece of legitimate ID evidence. This check is done once, however, every time liquor is conveyed to the client, an OTP affirmation is required for included wellbeing. Swiggy likewise requests the selfie of a client for included photograph check. 4.In Delhi, the legislature has presented a site called qtoken, where purchasers can go to apply for an alcohol buy token. The administration has allowed more than 160 shops across Delhi to sell alcohol, and qtoken gives out just 50 tokens for every hour to individuals. On the token site, purchasers are approached to round out essential data like name and address and pick the nearest store. The purchaser is then approached to pick the things for procurement, and an e-token is then given for the client. The token notices the time period where the client can go to gather the request from the shop. 5.For individuals living in Kerala, there is an Android application called BevQ gave by Kerala State Beverages Corporation (BEVCO). The BevQ application is intended to oversee packing at alcohol stores. Clients are requested essential data like name, portable number, and pin code. The application at that point creates an e-token with a QR code on their cell phone. The e-token conveys data, for example, the locale, schedule opening, address, and QR code. This token will be filtered by the alcohol store licensee following which the liquor will be given to the client. Apparently, a client can purchase alcohol just a single time in four days in the state. Furthermore, individuals dwelling in Red zones can't buy alcohol or book an opening utilizing BevQ application. The application figured out how to draw in more than one lakh downloads only hours in the wake of going live on Google Play. ALSO SEE Follow This Means To Apply Online For Alcohol-Home Delivery In Maharastra: Read Here 6.Aside from Zomato and Swiggy, individuals of West Bengal can likewise pick the online liquor conveyance choice offered by the state government. Intrigued purchasers need to enroll on the official site, fill in legitimate data, pick a close-by alcohol shop, things for procurement, and pay online by means of different doors or pick the money down alternative. The conveyance will be finished by a conveyance operator, and confirmation will be done at the doorstep utilizing a security PIN. 7.The Maharashtra State Excise Government has likewise given the alcohol token framework for the conveyance of liquor. Headto the official page for producing the etoken, and fill in essential subtleties like number and pin code. The site presently demands liquor buy from Pune occupants as it were. It hasn't recorded Mumbai shops as the city is home to the most number of COVID-19 positive patients. 8.Odisha is additionally taking on the web requests of alcohol through the Odisha State Beverages Corporation Limited authority site. The entire procedure for retailers to list their shops on the web and oversee installment from clients has been recorded in a point by point way. The retailers should enlist on the extracted site first to empower web-based selling. 9.Chhattisgarh has a site and an authority CSMCL application also for liquor web-based requesting. This is offered by the Chhattisgarh State Marketing Corporation Limited, and comparable procedures of enrollment and buy should be followed. The administration imposes a base conveyance charge of Rs. 120 on the acquisition of alcohol. 10.There is an application called HipBar that professes to be India's first lawful liquor home conveyance specialist co-op. It is as of now operational in Cuttack and Kolkata just for the time being is still under the way toward gathering alcohol shops in these two urban communities. The application records all the alcohol shops in these regions, and let you pick one and buy things from that shop. HipBar then conveys these things to your doorstep for a charge.  For Regular & Fastest Tech News and Reviews, Follow TECHNOXMART on Twitter, Facebook, Instagram, Google News and Subscribe Here Now. By Subscribing You Will Get Our Daily Digest Headlines Every Morning Directly In Your Email Inbox.             【Join Our Whatsapp Group Here】

http://www.technoxmart.com/2020/06/you-can-purchase-alcohols-apps.html

[manishrajputphotography]

Swiggy and Zomato Food Photography at Very Low Price

When customers on Swiggy and Zomato they can not taste your tasty food immediately, quality food photography can create a sensory experience. It gives your audience an idea of the flavors & taste to show them how to use and/or consume your products & connects them to your brand.