#Stupid Life Stuff

[goofyjelly]

I've gotta work on my fic but I've also got "life stuff" to work on 💀

[egophiliac]

heeey guess what, I'm obsessed with this idiot flamingo now

[so-i-did-this-thing]

So, I have a big advice post to write, but until I have the spoons, I want to warn everyone now who has legally changed their first name:

Your credit score may be fucked up and you need to:

check *now* that all your financial institutions (credit cards, loans, etc) have your current legal name and update where necessary

check that all 3 credit bureaus, on their respective sites, not via a feed like Credit Karma (so, Trans Union, Equifax, Experian) are collecting that info correctly and generating the right score - you might need to monitor them for a few months if you made any changes in #1

I am about to apply for a mortgage and learned that as of 2 weeks ago:

Experian suddenly thinks I am 2 different people - Legal Name and Dead Name (none of whom have a score)

Equifax has reported my active 25 year old mortgage as closed and deleted one of my older credit cards, hurting my score by 30+ points

Credit scores influence everything from big home/car loans to insurance rates to job and housing applications.

And for whatever reason, the 3 bureaus that have the power to destroy your life are shockingly fragile when it comes to legally changing one's first name.

So, yeah. Once I get this mess cleaned up for myself, I have a big guide in the works if you find yourself in the same predicament. But with the mass trans migration out of oppressive states, odds are there are a lot of newly renamed people who are about to have a nasty shock when applying for new housing.

Take care, folks.

[little-pondhead]

DP x DC Prompt

…

There are no more heroes.

Well, okay. Rewind a bit.

Danny has been doing the hero thing for a while now. He’s had a big reveal; everyone has accepted him (including his parents), the GIW disbanded, the Anti-Ecto acts repealed, and generally, everything is going great. Some of the A-Listers are even training as junior ghost hunters to help give him a break from his rogues! (Being Ghost King makes things hectic sometimes, and he just needs the extra help. Sue him!)

The point is, literally nothing is wrong with Danny Phantom’s afterlife.

And then Valerie Gray, the Red Huntress, disappears in front of his eyes.

Danny is baffled! She’s just…gone! Valerie just popped out of existence, like she was never there. But no matter how hard he searches in the Ghost Zone, he can’t find her soul anywhere. His core isn't broken in grief. So she’s not dead. Which is good. So then, where is she?

Some of the others come forward with ideas on how to find her. A few ghosts volunteer to go out into the mortal realm, an area Danny had declared off-limits, to see if she was out there. Danny approves it. He rounds up some of the friendlier (i.e., discreet) ghosts and Amity Parkers and demolishes the outside travel ban.

So everyone spreads out, looking for their dear frenemy and teammate. But it becomes apparent very quickly that something is wrong with the rest of the world.

There are no more heroes.

Every single living superhero on the face of the Earth has just…vanished. Villains are running amok; the countries are in chaos! Some aliens are invading Earth, mythical deities are trying to take over, and society is crumbling to the ground. Everything is on the brink of collapse.

Well, Danny was still there. And so were his people. They were pretty spread out, so could they just…take up the mantles? He also knew where to find the souls of dead heroes in the Zone; surely they wouldn't mind coming out of retirement for a little bit, especially if they couldn't die again. Oh! And that skeleton army leftover from Pariah Dark's reign might be useful in repelling those invading forces.

Honestly, there were more than enough hands to go around! And with the heroes gone, Danny didn't mind letting everyone out for a little break, as long as they followed his rules. They wouldn't stop the search for the other heroes, but hopefully, when they found them, the heroes wouldn't mind Danny's intervention too much. :)

In other words:

Someone fucks up, and all of Earth's living heroes are either wished out of existence or are whisked away to some far-off realm where Danny hasn't checked yet. In the attempt to figure out what's going on, Danny lets the dead run amok over the Earth as they search for clues. The skeleton army repels the invading armies, the souls of dead heroes deal with the world leaders, and his rogues and other Amity Parkers set up shop in place of famous heroes, trying to get the cities under control again.

Basically, they just do their best to keep everything from imploding until the Justice League and others are back.

(And why is it that Danny hasn't disappeared? Well, whatever caused everyone to go poof! only affected living heroes. Anyone heroes that were dead in the first place, or even just half-dead, stayed behind.)

[noname-404s-blog]

Stupid me 😮‍💨😮‍💨

[hiimcanadia]

There's a lot of posts out there reminding people that they don't have to respond to every stupid post they see but I feel like it's worth saying that you also don't have to finish reading the post once you've realized it's stupid. Easily one of my favorite things about the internet is the ability to get like two sentences into a post and go "actually I think you're wrong" and then just stop reading.

[jevilowo]

I did it, I broke tf2 fanon down to its bare essentials

The years aren't exact, btw. 2010 stuff started in like 2008, 2015 stuff stretched from around 2012/3 to 2017ish, and 2020 stuff is like 2018 to now.

A new era will be ushered in with the release of the next comic, I'm sure. I wonder who the next Scout will be, if 2015 Scout was Spy. My bets are on Sniper or Demo, but probably Sniper.

[nokkayy]

he deserves a blunt

[frozen-seagrass]

The WALL-E au no one asked for

[swordymacaroni]

🎀Screw a breakup, you ever write 5000 words of a fanfic and realize you kept switching between tenses every two paragraphs?

[soap-is-an-artist]

hey folks! always remember:

Suicide is a permanent solution to a temporary problem.

no matter what crisis you are going through right now, you can and will survive it. it will pass. Please live.

[okaydiscount]

Scout and his Ma :]

[mossy-rossy]

It’s called character development darling~

[tricksterlatte]

The Phantom Thieves' scrapped plans for outwitting Akechi on 11/20

Joker convinces Sae that guns aren’t real so the bullet will just bounce off of Joker’s forehead

Convince Sae that Akechi has an evil(er) fraternal twin who was raised to become a cage fighter so the bigger Akechi will simply eat the smaller one for enrichment

Futaba releases a Goro Akechi gacha game and does a Phantom Thief collab as a fail-safe, so Akechi’s life will be guaranteed to end service less than one year from now

Put Joker’s smartphone up his ass because the cops are too homophobic to perform a cavity search (make sure vibrate is off)

[sometimesmaybespoof]

When she Half on my Life till I 2

[noname-404s-blog]