#Retirement Home Investments

[16011999]

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[mistergoddess]

it's so hard to not bully boomers in youtube comment sections

[calendarmind]

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[inboundremblog]

Homes for Sale in Pacific Grove, CA: A Coastal Gem with Timeless Appeal

Credit: Image by Paul Hanaoka | Unsplash

Homes for Sale in Pacific Grove, CA: A Cultural Encyclopedia of History and Art

Pacific Grove is a beautiful coastal city in the Monterey Peninsula. Homes for sale in Pacific Grove, CA, are famous to homebuyers because of their scenic beauty, art and culture, and laid-back small-town ambiance.

The area is now buzzing with art lovers, visitors, and artists. It offers a historic city with many Victorian homes, just a stone's throw away from the Pacific Ocean.

Pacific Grove yields unique historical relations to art and nature in particular. In the latter part of the nineteenth century and the beginning of the twentieth century, it became a preferred site for painters and artists at the En plein air school.

These artists were attracted to the town's natural environment, especially on coastlines and forested areas. Specifically, the conditions of the Pacific coast became a natural backdrop for plein air painting, in which artists painted directly on dry landscapes from the sea cliffs and the forest's contrasting colors and shades.

The link with art has been maintained in the town until today. Inhabitants of Pacific Grove live in plain houses instead, with many homes in historic city districts looking like the houses that artists used to love. Many houses in the street are from the Victorian era, which has provided a touch of history: wooden, colored walls and porches.

The Appeal of Small-Town Living

Car enterprises are interested in Pacific Grove because of its small population and rural character. Nevertheless, the town is only a two-hour drive from one of the most vibrant cities in the U.S.—San Francisco—yet its pace is relatively slow.

Serene Spectacle and Seashore Lifestyle

People are attracted to Pacific Grove because of the prettier features of the countryside. Many enthusiasts of natural beauty are impressed with the stunning views of the landscapes surrounding the town.

With Monterey Bay, the Del Monte Forest, and the Pacific Ocean as neighbors, this city's residents are rewarded with incredible sights and the capacity for practically any recreational activity.

Pacific Grove has several homes with ocean frontage, and many neighborhoods are close to the shore. Those who own houses in Pacific Grove can wake up every morning to the sound of the ocean waves hitting the rocks and see whales and sea otters moving around the bay throughout the day.

Pacific Grove offers plenty of things to do and places to visit for people who enjoy the outdoors. There are many spots for walking or cycling in Del Monte Forest and several beautiful beaches to stroll, pick up stones and shells, or walk along the sea at Monterey Bay. The scenic 17-mile Drive, which runs through the dense woods and along the coastal area, offers fabulous viewpoints at every turn.

Victorian-Era Homes and Modern Comfort

The emphasis on Victorian homes is one of the most distinctive features of the Pacific Grove real estate market. These adorable old houses have been well-maintained, and many have been renovated into homes for tourists or bed-and-breakfast inns with particulars of early ambiance and twentieth-century conveniences.

Don't be surprised to find a blend of house types in Pacific Grove, with primary Victorian homes and modern models for those who intend to build. Victorian houses may contain complex roof lines, fretwork gables, carvings, and stained glass. They are distinctively old, with tall ceilings, broad, heavy window frames, and front porches offering a perfect ocean breeze view.

Although these homes have preserved the look of the period, some have been outfitted with contemporary features. Updated features such as professionally designed and remodeled kitchens and baths, upgraded heating and cooling systems, and energy-efficient features give the amenities of today's homes and protect the homes' historic integrity.

Pacific Grove also boasts of other home types of architecture than the Victorian homes described above. Mid-century modern and contemporary, the beach house, the ranch, the barn, the farmhouse, and the ski cabin are all there for the picking.

Some of these houses are built to fully realize the opportunity of the beautiful scenery that engulfs this region; such houses have big windows that provide good views of the sea, the woods, or the gardens.

Proximity to Major Attractions

This means that whenever you choose to live in Pacific Grove, you're just a short drive away from some of California's most prominent landmarks. It is near Monterey, which hosts the Monterey Bay Aquarium and Cannery Row.

Carmel-by-the-Sea is also a historic town with trends and great restaurants for shopping, dining, and even displaying artwork.

If golf interests you, you must only travel a few miles to visit Pebble Beach Golf Links. The world-famous course, towering against the backdrop of vast expanses of the Pacific Ocean, has a unique charm. Housing in Pacific Grove allows you to have play access to this elite golf course and many other first-rate courses.

Educational Institutions

Pacific Grove is felt to be perfect for those intending to raise a family since it has some top-notch public schools. It is pertinent to understand that the Pacific Grove Unified School District performs well or has high student achievement in academic performance.

The area's schools provide a conducive environment for learning. They emphasize results and community work.

Pacific Grove boasts excellent schools and is also a safe town friendly towards families. It is pleasant and has many activities that suit children and families. The city has numerous parks and is close to the beach, so there isn't even a need to mention many recreational activities.

Real Estate Market Overview

The prices for homes listed for sale in Pacific Grove also vary greatly depending on factors such as area, size of the house, and view. This town lies in a coastal region, so the real estate market prices are slightly high because many people like to own a home there. However, buyers have other options for other car segments in terms of price.

Due to natural factors such as the sea breeze and increased historical value related to Victoria, houses in Victoria, especially those built in the Victorian era and the old town region, are expensive compared to other areas.

However, there are newer and more 'generic' homes or homes that are located further away from the coast, and these homes could be more affordable yet still afford the possessor all of the splendor of the South Jersey Shore.

Pacific Grove's climate is excellent, and the variety of real estate available is extensive, including traditional cottages, Victorian houses, and modern houses with ocean views.

The area is a highly accurate example of an actual coast, providing visitors with historical sites, art, and beautiful views. Mainly Victorian-style homes in a small town setting, Pacific Grove, California homes for sale are great investments due to the town's architecture and location near some of the state's best-known landmarks.

From the art lovers who find their home in Pacific Grove for the artistic roots of the town to the lovers of scenic beauties or the lovers of old Victorian architecture, people are bound to find something they like in Pacific Grove.

Discover more by visiting our website at https://heinrichbrooksher.com/pacific-grove/.

Check out homes for sale in Pacific Grove, CA, to enjoy coastal living with stunning ocean views and charming neighborhoods.

[the-most-phenomenal-banana]

y’all we are not gonna make any progress if you keep treating office workers and doctors as the bourgeoisie elite

ok, since 6 figure income has caused THE most discourse on my blog, poll.

also tumblr pls let us make more than one poll in a post 😔

[lvrhomes]

Find your perfect home in paradise with LVRHomes in Goa!

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[orphancookie69]

Now Attending: Elevate 2024

I usually attend this with my partner every year but this year we had friends and family join us. The event was wonderful as always with some surprises we did not see coming!

The event:

Keystone CPA: tax planning is necessary. Taxes are going to increase. Doing your tax return with your tax preparer is not the same as tax planning. The rules to play are the same for all but the strategies vary by individual.

TNG Update: Bruce Norris spoke, usually one of my favorite parts of these events. The company, The Norris Group, was bought by DBL unlimited and the man that runs it was there to introduce himself. He also has a home building company, home design company, and a lending company. DBL likes the purchase of The Norris Group as an extension of the lending and education.

Networking Break: event has more people than I have ever seen before.

UDirect IRA: A good investment plan is in layers. Invest in main street, not wall street. Retirement accounts are for saving for later. Do your due diligence. Don't be passive about your money if you value it.

Lunch

The Norris Group: Don't go into things with an outcome that you want. Affordability is something you can compare between market cycles. The "moodometer" is a new comparison he added to his arsenal. Charts help to make decisions. The prices of inventory is most likely not changing-inventory needs to move.

Final Q&A Panel: While I love hearing Bruce Norris speak, he is more talking about Florida than California. While I respect that he's there and not here anymore, it's hard to use one to understand the other. There are things like demographics which play into the market that he is not looking at.

Good event, good to see it growing in size. Good mix of people. There did used to be a 1031 company that was on these panels and I miss them as part of this group. But looking forward to next year, would you go next year?

[ahepaseniorliving]

Asl Closes on $23.5 Million Deal to Build Fifth Iowa Community

FISHERS, IND.— AHEPA Senior Living (ASL), a nationwide nonprofit provider of affordable multifamily housing for older adults, is pleased to announce the closing of a $23.5 million agreement on Nov. 30, 2023, to build AHEPA 192 IV Apartments in Des Moines, Iowa, ASL President and CEO Steve Beck announced.

AHEPA 192 IV will be a three-story, 90-unit affordable senior housing community located on 4.4 acres of the old Southridge Mall site. It will be the fifth Des Moines-area affordable senior housing community managed by ASL and administered by the U.S. Department of Housing and Urban Development Section 202 program.

The project’s financing is comprised of a $8.3 million HUD Section 202 capital advance, a $9.4 million low-income housing tax credit allocation, a $1.25 million Polk County Housing Trust Fund award, a $3.7 million HUD 223(f) mortgage loan, and $400,000 from the City of Des Moines.

“Thanks to our financing partners and the support we received from HUD, we will be able to provide much needed additional safe and dignified affordable housing and quality aging services to seniors in Des Moines,” Beck said.

ASL held a groundbreaking ceremony for AHEPA 192 IV on Aug. 18, 2023.

ASL operates four affordable senior housing communities in the Des Moines area, totaling 196 units.

AHEPA Senior Living affordable independent living communities offer very low-income older adults, 62 and over, residential apartment-home living with the voluntary supportive services they may need to continue to live independently as they age. Through service coordination, the services may include meal services, case management, transportation assistance, public benefits programs enrollment assistance, fitness and wellness programs, housekeeping assistance, and health services. As HUD Section 202 developments, they are subsidized and provide rental assistance for very low-income seniors.

About ASL

Serving more than 5,000 older adults across the United States, AHEPA Senior Living (ASL) is a mission-driven, nationwide provider of affordable independent and assisted senior living communities. Since 1980, it has developed and managed more than 90 affordable senior housing communities in 21 states administered by the U.S. Department of Housing and Urban Development’s Section 202 Supportive Housing for the Elderly program.

Through its subsidiaries, ASL owns and manages four affordable assisted living communities with 532 units in Indiana.

The mission of ASL is to provide older adults with safe, healthy, and enriching affordable residential communities and quality services that allow them to thrive and enjoy peace of mind.

ASL is based in Fishers, Ind.

Original content source: https://ahepaseniorliving.org/news/asl-closes-on-23-5-million-deal-to-build-fifth-iowa-community/

[rv-on-fire]

Forever Home Found........and Lost

As ours reader are probably aware of by now, we have been looking a location to find or build our forever home. Over the last few months our search has taken us from Montana down to Texas and everything in between. While our forever home search started out very wide, and across several states, it has since narrowed. As much as we love Montana and our Temporary home state of South Dakota the…

[qqueenofhades]

I think its genuinely fascinating how Biden has somehow become the bad vibes sin eater for the party. I'm seeing people who were doing the whole "voting doesn't matter both old men are the same" pivot hard into voting as harm reduction. The anti voting rhetoric has COMPLETELY lost The Youths on tiktok. People suddenly remember the good things the Biden administration has done but don't associate Harris with any of the things they didn't like. In my swing state volunteers are signing up in droves. People feel ENERGIZED, the vibe shift pre and post Biden dropping from the race has just been insane

Y'know, that is a... good way of putting it. It's also why I'm quite sure that Biden has probably been planning it for a while. I don't think he was intending to step down, and didn't want to be forced out at the drop of a hat, but after he realized that the circus was never going to stop until he did, he did the honorable fall-on-his-own-sword thing and definitely, DEFINITELY spent some time choreographing this behind the scenes. Because while the roll-out has been very smooth, it could just as easily (as many of us were expecting) have been a total disaster, and that doesn't happen without SOME planning. It's also entirely possible that the campaign staff flipped from Biden to Harris are superhuman, to come up with a massive online roll-out, new branding, new signs (they had plenty of 'em in Wisconsin yesterday), new everything, but I'm guessing it's a combination of both. Biden has spent his entire political career being underestimated, and after we literally made a meme out of Dark Brandon juking the Republicans out of their shoes, we should definitely give credit where credit is due in how masterfully he pulled it off.

Because we have had eight years defined by the central question of Whether The President Is a God King Who Should Serve For Life (the MAGAts obviously think yes), the sheer idea of a president willingly giving up his power BEFORE he had to is also novel and admirable. It's sad that this is the case, but so be it. The Republicans also got a heaping helping of Be Careful What You Wish For that was undoubtedly brilliant; they've been yelling for years that Biden is old and frail and can't serve and should step down. Biden went "lol okay" and gave it to them, and now they're fucked.

Aside from that, on the most basic level, it's far, far easier to see the actual difference in the parties with Harris as the nominee, just because it shows that one party is willing to make progress and reflect the new demographic reality and social mores of America, and the other one is not. Now to be clear, Biden deserves an incredible amount of credit for coming out of retirement (he was ALREADY 77 years old when he became president and had had decades of a long and respected career in public service behind him) to fight, beat Trump, and deliver an incredibly successful presidency. He held the line against authoritarianism at home and abroad, he rescued the trashed American economy and managed a world-leading recovery from Covid, he stood up for democracy, he spent four years filling the benches with liberal judges to reverse even some of the Trump/McConnell hack job, he finally passed comprehensive infrastructure investment and the Green New Deal under the name of the Inflation Reduction Act -- and so on. Many of these priorities had been languishing for decades or were completely trashed under Trump, and he could not have done so much in just 4 years without all that age, skill, and experience. Hence why all the Ageism!!! was (aside from being a Republican/media smear job) dumb. He's able to do the job because he has had decades to study. Turns out that makes you actually pretty damn good at it.

Yes, Biden could not do as much as he wanted or originally planned, had to deal with MAGA Republicans and Joe Manchin/Kyrsten Sinema sabotaging him the whole time (lololol Manchin, possible possessor of the World's Biggest Ego and with Trump around that's saying something, popping out of obscurity to self-righteously announce he would not be willing to be Kamala's VP. YEAH ASSHOLE. LITERALLY NOBODY ASKED YOU. NOBODY WHATSOEVER. NO MATTER WHAT HAPPENS AT LEAST WE WILL SOON NO LONGER HAVE MANCHIN IN THE SENATE). And yes, Biden made some serious mistakes of his own, because he IS from an older generation and a different style of doing politics/different beliefs that no longer resonate with the younger segments of the electorate. But this old white Catholic guy at the age of almost 80 still managed to be the most progressive president ever, coming in at a moment of incredible domestic and international crisis and getting us safely to the other side, and all cynicism, criticizing, and caveating aside, he deserves an incredible amount of credit for that. I mean that absolutely, and I am very grateful.

As I said, willingly relinquishing that power takes guts, and when Biden saw the writing on the wall that he had to sacrifice himself, he took his time, he didn't jump too early, and he didn't jump too late. On the most basic level, it becomes a hell of a lot easier to make the "both parties are not the same" argument when one is running a (comparatively) young brown woman and the other is still running their loathed felonious old demented orange traitor. Most Americans are not plugged into policy minutiae and details. They look at Biden-Trump, they see two old white guys. When you take one of those old white guys away (who goes in a self-sacrificially heroic manner and in sharp contrast with the coup-happy fascist) and put Kamala Harris in there instead, it generates an obvious jolt. People can see for themselves that there is a real difference that doesn't rely on closely reading news and tracking complex policy, because as noted, most Americans simply don't. The brown first-generation American daughter of brown immigrants is a quantifiably different story from "old white guy career politician," which for better or worse is how Biden was seen, especially the old part. We needed that establishment expertise to beat Trump in 2020; I still think Biden is the only one who could have done it, and as noted, we owe him a great debt for doing so.

However.... 2024 is not 2020, and it is not 2016. There has been this HUGE and unbelievable swing to Kamala because she represents the antithesis of what the last eight years of Trump-induced anger, fear, panic, chaos, and hatred has stirred up. That's why people are so ready to rally around her, just as they were (I daresay) around Obama in 2008, after the exhaustion, chaos, war, and mounting economic misery of Bush. Trump has been out of office for the last four years, but his shadow over the American political landscape has been omnipresent. Now people know that we finally have a real chance at getting rid of him forever, and just as Biden was uniquely positioned to capitalize on that in 2020, so Harris is now. Which is why, however tough it will be, she has a real shot at winning. I can guarantee the Republicans know that, and are shit scared. Because the Black Lady Army of Democracy has indeed arrived in force to Get This Shit Done and I don't know about you, but I found that incalculably comforting:

Yikes! All lined up for Kamala pic.twitter.com/Dt4OCDp7WX

— Alex Cole (@acnewsitics) July 24, 2024

This, at the most basic level, is what scares fascists the most, it's exactly what we need now, and what Harris is uniquely positioned to mobilize, along with her gangbusters appeal to young voters:

This is the energy we need. This is what Biden saw and planned for and which he launched us into, and where all that experience and age paid off. This is why people, even people otherwise disengaged, disillusioned, or checked out of the tedious and mind-numbering drudgery and depression of American politics, are responding to it. Because it's easy to understand, it offers hope, and it tells a very simple story that is nonetheless long overdue:

Thanks so much, Joe. Go absolutely waste that orange fucker, Kamala. We got your back.

[housingconcierge]

Retire to Boone, NC: A Mountain Paradise for Lifelong Learning and Outdoor Enthusiasts

Discover Boone, NC: Where lifelong learning meets outdoor paradise. Audit courses at Appalachian State University and explore nature's wonders. 🏞️📚 #RetireInBoone #MountainLiving #Real Estate #DreamHome #Relocation #Moving

Boone, North Carolina, nestled 120 miles northwest of Charlotte, is more than just a picturesque mountain town; it’s a retirement haven for those seeking the perfect blend of education, outdoor adventure, and a tranquil lifestyle. With its vibrant culture, diverse outdoor activities, and a favorable cost of living, Boone beckons retirees looking for their dream destination. A Hub of Lifelong…

[16011999]

FERS Calculator: Your Retirement Tool

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[inboundremblog]

Pescadero, Mexico Real Estate: A Growing Investment Opportunity in a Coastal Paradise

Credit: Image by dimitrisvetsikas1969 | Pixabay

Pescadero, Mexico Real Estate: A Rich Agricultural History

Pescadero is a small and unknown mass-travel town on the Pacific Ocean of the Mexican state of Baja California Sur and an agricultural hub. Initially created by Jesuit missionaries in 1724, this little-known place has gradually grown into a rather promising area for real estate development for those who desire silence, fresh air, and scenery.

It also belongs to the category of popular tourist attractions. From beachfront homes and investments to elegant villas, Pescadero, Mexico, Real Estate has emerged as a potential holiday destination and a residential area.

Most towns are still pervasively agricultural; agriculture is the foundation of Pescadero's transformation to modernity.

At the start of the 18th century, the Jesuit padres offered religious, social, and administrative organizations that observed the rich soil and massive water channels from the mountains, making the region an ideal place for developing as a significant agricultural production center.

The Jesuits took advantage of the aquifer, which supplied water underground. This water was used to nurture crops and cultivate farmland, making the region a food basket for neighboring establishments.

Farming has continuously been an essential part of Pescadero even to date. Today, you can witness great plains of chili and basil, which play a crucial role in making this region one of the most productive in the country.

Due to its moderate climate, relatively low temperatures, and the effect of ocean proximity, these crops can indeed grow. Hence, you get the bang of cultivated agricultural fields against arid, exposed coastal regions.

But it isn't just an agricultural hub—over recent years, people have flocked to the region because of its beautiful landscape and laid-back attitude.

A Coastal Retreat with Proximity to Tourist Hotspots

With several other land features and tourist attractions in Baja California Sur nearby, Pescadero remains one of the attraction's favorites.

Only an hour's drive north of Cabo San Lucas or ten minutes from the artistic town of Todos Santos, Pescadero offers serenity without isolation.

Cabo San Lucas is one of Baja's most popular destinations, featuring a thriving nightlife, new hotel chains, fishing and marine activities, the new marina, and many more. At the same time, Todos Santos has an artsy village, galleries, restaurants, art festivals, and the like.

This central position makes Pescadero particularly desirable for those who want to escape a larger city's small and crowded atmosphere but still be near such places. This is not surprising given the importance placed on Quality of life, and anything that comes with it is much sought after.

Pescadero remained a secret for a while, but nowadays, many families are interested in the real estate properties being offered in this town.

Whether the client wants to live in the countryside with beautiful farmlands around it or wants a new stylish villa that overlooks the Pacific Ocean, Pescadero has every listing.

Ocean-View Properties

A distinctive aspect of the community is the large number of houses with an ocean view of Pescadero.

Prospects can see areas with magnificent sea views of the Pacific Ocean on the Coast and Sites, and potential buyers can purchase spacious territories for the same prices as the coastal plots. Most are situated on pretty steep hillsides, and each homesite offers panoramic ocean views and the spectacular landscape of the Baja Peninsula.

These oceanfront lots are desirable because many homebuyers want to build new homes or develop second homes, such as beach cottages or small hotels that benefit from the island's expanding tourism sector.

Since Pescadero is surrounded by beautiful scenery and experiences fairly good weather every day and night, people have been pushed to own holiday homes or use them for short-term rentals, which has been a good business for those who invest in that.

Luxurious Villas and Private Residences

More recently, new villas and private houses with clear elements of modern Mexican architecture have been built. Many of these homes boast intricate designs like Mexican tiles, finely crafted furniture, and sundial murals that depict the culture of the Mexican community.

Almost all properties are created with an emphasis on that all-important outside space, with large terraces, astonishing infinity pools, and impressive gardens, all enjoying the excellent Mediterranean climate all year round.

For those who seek solitude and anonymity, big houses boast solitude and seclusion and can be nestled right in the greens of Pescadero, often surrounded by rolling farms. These private residences are perfect for those who want to escape the noise of the city while being surrounded by the stunning nature and attractions of Baja California Sur.

Agricultural Properties

Pescadero also offers the chance to purchase farmland for people who want to invest in farming or buyers who love to be associated with sustainable living.

Due to its being primarily an agricultural state, there is still ample space to cultivate everything from vegetables to herbs and flowers.

Many investors are looking into visiting farmer activities where farming and hospitality are interwoven to give visitors an experience of how agriculture is conducted.

The Allure of Pescadero's Lifestyle

In addition to its real estate portfolio, Pescadero may be most unique as a place to live. She said it is a community where people live relaxed, amid nature, and with their fellow citizens.

Most places in the region are fluently developed and adaptable; therefore, they are ideal for retirement, working from home, or even as a place for a comfortable family environment.

Beaches near the area, including the Playa Los Cerritos, are ideal for surfing, swimming, or sunbathing near the beach.

Anyone interested in adventure can hike to some of the several trails in the region, practice surfing, or visit any of the wildlife reserves. Further, Pescadero lies astride the Tropic of Cancer, so the regional climate is temperate, with ocean air helping to economize on temperatures during the summer season.

Why Invest in Pescadero Real Estate?

Pescadero is at the right age to enjoy real estate growth since it is surrounded by scenic beauty, agricultural land, and nearby famous tourist attraction centers from the Mexican side and international countries. Right now, the islands are still significantly cheaper than, for instance, Cabo San Lucas, so it is still possible to buy property before the prices rise even higher.

Furthermore, the demand for vacation lets and environmentally conscious products brought the possibility of long-term sustainable development to the progressive community of Pescadero.

Enhance your experience with https://caborealtypros.com/pacific/pescadero/ by visiting our platform.

Explore Pescadero, Mexico, real estate, which offers beachfront properties, modern homes, and investment opportunities.

[roosterfinancial]

Top Financial Mistakes to Avoid in Your 30s

It’s easy to make financial mistakes, especially in your 30s when responsibilities ramp up and life becomes more complicated. By understanding and avoiding common pitfalls, you can pave the way for a secure financial future. This article shares the top financial missteps to watch out for and how to prevent them. Not Setting a Budget Without a budget, it’s tough to know where your money goes…