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Understanding The Process Of Emergency Door Repairs In Sturtevant
Unforeseen door problems can bring about a halt in your daily routine and compromise your safety. So, it requires prompt professional action. Whether it is structural damage, faulty locks, or even weather-related wear, you have to address the problem at once. Knowing how to fix it will prepare you to regain security and functionality during emergencies.
Read More - https://blogool.com/article/understanding-the-process-of-emergency-door-repairs-in-sturtevant
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Affordable Polyester Pleated Mesh from Top Manufacturers
Polyester pleated mesh is a versatile and innovative solution widely used in homes, offices, and industrial spaces. Known for its durability, flexibility, and efficiency, this type of mesh offers an excellent combination of affordability and performance. Whether you're looking to enhance your interiors, improve ventilation, or protect against insects, polyester pleated mesh is the go-to option.
If you're seeking high-quality polyester retractable pleated mesh without overspending, choosing the right manufacturer is crucial. This is where Hanuman Screens, a trusted name in the industry, stands out.
What is Polyester Pleated Mesh?
Polyester pleated mesh is a finely woven fabric designed with pleats for easy folding and extension. It is commonly used in polyester pleated mesh screen, doors, and windows, providing a functional and aesthetic addition to any space.
Key Benefits of Polyester Pleated Mesh
Durability
Polyester pleated insect mesh is a robust material, resistant to environmental elements like UV rays, moisture, and dust. Its durability makes it a long-term investment for homes and offices.
Flexibility
The pleated design allows the mesh to fold compactly, making it easy to install and store when not in use, as seen in polyester foldable mesh for doors and windows.
Cost-Effective
Compared to other materials, high-quality polyester pleated net in Hyderabad is more affordable while offering similar or superior benefits.
Insect Protection
It effectively keeps insects and pests out while allowing fresh air to flow through, making it ideal for polyester window mosquito nets in hyderabad.
Applications of Polyester Pleated Mesh
Residential Spaces
Perfect for windows, balconies, and doors, polyester pleated mesh for windows and polyester window mosquito net keep homes safe from insects while ensuring ventilation. Hanuman Screens specializes in providing tailored solutions for residential needs.
Commercial Buildings
Offices and retail spaces benefit from the aesthetic and functional advantages of polyester pleated mesh screens, enhancing comfort and productivity.
Industrial Use
Factories and warehouses use foldable mesh screens to maintain cleanliness and protect against pests.
Why Choose Top Manufacturers?
Selecting a reputable manufacturer ensures you get high-quality polyester pleated insect mesh at an affordable price. Here’s why you should consider top manufacturers like Hanuman Screens:
Quality Assurance: Trusted manufacturers adhere to strict quality standards, ensuring the mesh is durable and reliable.
Customization Options: They offer a wide range of sizes, colors, and designs to meet diverse needs, including polyester pleated door mesh and retractable systems.
Affordable Pricing: Bulk production and streamlined processes help polyester mosquito net dealers in hyderabad provide cost-effective solutions.
Technical Support: Reputable suppliers often provide installation guidance and after-sales support.
Tips for Buying Affordable Polyester Pleated Mesh
Compare Suppliers: Research and compare prices, reviews, and services from multiple high quality polyester pleated net in hyderabad.
Check Certifications: Look for manufacturers with quality certifications to ensure a reliable product.
Buy in Bulk: If you need mesh for multiple installations, purchasing in bulk can reduce costs.
Ask for Samples: Request samples to assess the quality before making a bulk purchase.
Consider Warranty: Opt for manufacturers that offer warranties for added peace of mind.
Conclusion
Affordable polyester pleated insect mesh combines functionality, durability, and aesthetic appeal, making it an essential addition to homes, offices, and industrial spaces. By choosing polyester pleated mesh manufacturers like Hanuman Screens, you can enjoy high-quality products at competitive prices. Whether you're revamping your living space with polyester foldable mesh for doors or upgrading a commercial property with polyester pleated mesh for windows, this solution offers a cost-effective option that doesn’t compromise on quality.
Invest in the best by exploring Hanuman Screens, your trusted partner in delivering affordability and excellence with every product.
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Comprehensive Joinery and Interior Design Solutions by Alamis Group
At Alamis Group, we take pride in being a leading name in the UAE’s joinery and interior design industry. Our vast experience as a luxury joinery solutions provider allows us to offer exceptional, custom-made products and services tailored to meet the specific needs of our clients. Whether you require bespoke joinery for your office, luxury hotel furnishings, or modular interior solutions, we ensure that every project is executed with the highest level of precision and quality.
Award-Winning Craftsmanship in Joinery and Carpentry
As an award-winning joinery firm in the UAE, we have built a reputation for delivering superior woodwork and carpentry services. Our highly skilled artisans specialize in creating custom carpentry services that perfectly complement your design vision, providing functional yet aesthetically pleasing results. Whether you need intricate designs for your luxury residence or robust solutions for commercial properties, Alamis Group ensures each piece is crafted with utmost care.
We offer services that include specialist joinery manufacturing, tailored to meet the specific demands of each project. From school furniture manufacturers in UAE to high-end hospitality furniture suppliers in UAE, we bring expertise in creating long-lasting, high-quality woodwork for any environment. Our decorative metal interior works further elevate our creations, offering a sophisticated blend of craftsmanship and innovation.
Exquisite Interior Design & Fit-Out Services
At Alamis Group, our focus goes beyond traditional joinery to include complete interior solutions. As interior design & fit-out company in UAE, we are experts in transforming spaces into functional, stylish, and high-performing environments. Our luxury interior fit-out contractors specialize in creating bespoke designs for commercial and hospitality projects, including airport lounge interior design and high-end hotel interior design company in Dubai.
Our modular interior solutions UAE are crafted to meet the demands of contemporary spaces, providing flexibility and functionality without compromising on style. Whether you need interiors for modular concepts in UAE or tailored designs for specific needs, Alamis Group has the expertise and capability to deliver.
Metal Fabrication & Glazing Expertise
Alamis Group also stands out for its excellence in metal works company in Dubai and glass works in UAE. We specialize in architectural metal and glazing works in UAE, providing creative, high-quality solutions for residential, commercial, and hospitality sectors. Our steel fabrication companies in UAE offer precision-engineered components that enhance the durability and design integrity of every project.
Our team’s skills extend to metal fabrication companies in UAE that provide robust structural and decorative solutions, as well as aluminium and glass works in UAE that meet the highest standards of performance and aesthetics.
Safety and Durability with Fire-Rated Doors
As part of our commitment to safety and quality, Alamis Group is proud to offer fire-rated doors manufacturers in UAE. Our fire-rated doors combine safety features with elegant design, offering protection without compromising on aesthetics. This expertise makes us a trusted choice for projects where safety is a priority, from luxury homes to high-traffic commercial spaces.
Joinery and Contracting for Every Sector
From luxury hotel furnishings company UAE to modular joinery specialists UAE, Alamis Group caters to a diverse range of sectors, providing tailored solutions that meet the specific needs of each client. We are known for our joinery fit-out company in UAE, and our ability to offer cutting-edge solutions in interior contracting companies in UAE that span across residential, commercial, and hospitality markets.
Our vast range of services also includes joinery fit-out company in UAE, interior design and fit-out company in UAE, and metal works company in Dubai, ensuring that we meet every requirement with innovation, expertise, and attention to detail. We are your reliable partner for decorative metal works and bespoke joinery, offering a holistic approach to every project.
Why Alamis Group?
Award-winning craftsmanship: Renowned for excellence in joinery and carpentry.
Comprehensive services: From luxury joinery solutions to modular interior solutions and fire-rated doors.
Tailored designs: Bespoke services that fit your unique vision, whether for a luxury hotel, office space, or home.
Cutting-edge metal and glazing works: With steel fabrication and glass works that meet architectural standards.
Top joinery contractors in UAE: Providing unparalleled expertise and high-quality solutions for all projects.
Safety and durability: Offering fire-rated doors and metal works that ensure your spaces are both beautiful and secure.
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Get expert garage door repairs with reliable, high-quality service to ensure smooth operation and safety
#Expert garage door repair#Reliable garage door service#Professional garage door repair#Quality garage door repair
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Get the best garage door repair with expert service, ensuring quality, reliability, and long-lasting performance
#Best garage door repair#Quality garage door service#Reliable garage door repair#Expert garage door repair#Professional garage door services#Garage door repair solutions
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Discover superior replacement window solutions tailored for residential and commercial properties in the vibrant Metro Atlanta, Georgia, and East Alabama regions. At Vinyl Window Solutions, we pride ourselves on offering unbeatable prices, with pricing starting as low as $214 per window. Whether you're enhancing your home or upgrading your business space, our commitment to quality and affordability ensures you receive exceptional value.
Our product range boasts a lifetime warranty, reflecting our confidence in the durability and longevity of our windows. We guarantee peace of mind, knowing that your investment is safeguarded against any unforeseen issues.
To facilitate your decision-making process, we provide complimentary quotes, allowing you to explore your options without any financial commitment upfront. Simply reach out to our dedicated teams at our Metro Atlanta office at (770) 635-8421 or our East Alabama office at (256) 568-8703. Our knowledgeable staff are available Monday through Saturday from 8:00 am to 6:00 pm to assist you in selecting the perfect windows to meet your needs.
At Vinyl Window Solutions, we understand the importance of quality customer service. That's why we strive to make your experience seamless and satisfying, ensuring that your project is completed to your utmost satisfaction.
For more information and to take advantage of our competitive pricing and exceptional service, visit our website at vinylwindowsolutions.com. Whether you're looking to replace a few windows or undertake a comprehensive renovation, Vinyl Window Solutions is your trusted partner for superior window solutions in Metro Atlanta, Georgia, and East Alabama.
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Screen rooms by Jack Hall Jr’s Professional Fortified Installation Tampa, FL & Throughout the Bay Area 813-754-7930 Ask for Jack
Why pick jack?
1.Screen Rooms provide energy efficiency,long-lasting home solutions Tampa,FL (Hillsborough,Pasco,Pinellas).
2.Screen Rooms create needed space and can add more value to your Tampa,Florida home.
3.Screen Rooms by Jack Hall Jr’ protect your family from mosquito’s and other annoying pests.
Remodeling your family home,energy efficient windows and doors, a new space for a sunroom, a new Pool Enclosure or interior remodeling, many renovation projects inside or out. Jack Hall Jr’s is the best contractor for your remodeling job. Jack Hall Jr’s Construction a Remodeling Contractor Tampa FL, can help make your vision a reality. A certified state licensed residential contractor in Florida with 36 years A+ BBB, Accredited Top contractor.
Jack Hall Jr’s Aluminum, servicing Tampa, Tampa Bay & Central FL, offers pool enclosures, screen rooms, vinyl siding, metal roofs, & patio windows,Custom Pool enclosures,Screen room and Lanai’s.
Jack Hall Jr’s provides the highest quality vinyl replacement windows in Florida. Jack Hall Jr’s also maintains the best customer satisfaction after the sale. Jack Hall Jr’s installs the best Impact Windows and Doors installs impact windows and doors in Florida. Our professional installers replace your existing windows with very little mess or bother.
Improving energy efficiency with new replacement windows and doors can reduce the cost of your already expensive electric costs but it also protects your home in high wind conditions like Hurricanes and Tornado’s and will lower your homeowners insurance costs.
Your go-to Florida contractor for replacement windows and doors, impact windows, professional installation in Central and West Florida.
We recommend the “King” line of vinyl Impact replacement windows with all the latest technology but with a down to earth price. We sell, Furnish and install only the best because our family has been trusted with Florida homeowners over 42 years.
HIRING QUALIFIED INSTALLERS
Call for a Free Estimate 813-754-7930
Check us out on:
Linkedin: https://www.linkedin.com/pulse/remodeling-contractor-florida-jack-hall-jrs-jack-hall?published=t
Facebook: https://www.facebook.com/jackhalljrs
Craigslist: http://lakeland.craigslist.org/hss/5428365883.html
Google: https://plus.google.com/u/0/b/114537062565350422548/114537062565350422548/posts
Contact Jack Tampa, FL & Throughout the Bay Area: 813-754-7930
Se Habla Espanol
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Garage Door Services in Oswestry | Beacon Garage and Door
At Beacon Garage and Door, we offer top-quality garage door services in Oswestry. From installation and repairs to maintenance, our expert team ensures your garage door operates smoothly and securely. We provide a range of styles and materials to suit your needs and enhance your home's curb appeal. Trust us for reliable, professional service and outstanding customer satisfaction. Contact Beacon Garage and Door for all your garage door solutions in Oswestry.
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Expert Door Repair & Installation Services for Unmatched Quality and Reliability
At hangardoormaintenancesturtevant, we offer premier door repair and installation services to ensure your entryways remain secure and functional. Our dedicated team delivers quality door services that enhance safety, performance, and aesthetics. Whether for residential, commercial, or industrial needs, trust us for expert solutions that prioritize durability and precision. Keep your property protected with our top-tier service.
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Leading Joinery and Interior Design Solutions in the UAE
When it comes to exceptional craftsmanship and bespoke woodwork solutions in the UAE, Alamis Decor Contracting stands as a trusted name in the industry. As an award-winning joinery firm UAE, we specialize in providing luxury joinery solutions and modular joinery that cater to both commercial and residential spaces. Our team of experts is known for delivering innovative woodwork solutions UAE, combining traditional craftsmanship with modern techniques to meet the unique demands of every project.
From luxury hotel furnishings to airport lounge interior design UAE, we bring a touch of sophistication and elegance to all our projects. Our extensive experience in modular interior solutions UAE allows us to design and install high-quality, tailored interiors that maximize space efficiency and aesthetics. As specialist joinery manufacturers UAE, we provide customized carpentry services, delivering bespoke furniture and fixtures that fit seamlessly into your environment. Whether you're looking for high-end hospitality furniture suppliers in UAE or expert carpentry and joinery companies in UAE, we have you covered.
At Alamis Decor, we also specialize in decorative metal interior works UAE, creating visually striking and durable installations for both commercial and private spaces. Our architectural metal and glazing works in UAE add a refined touch to buildings, ensuring both functionality and aesthetic appeal. We take pride in offering high-quality carpentry UAE and bespoke joinery UAE to meet the highest standards of excellence, ensuring your project exceeds expectations.
Our capabilities extend beyond traditional woodwork, as we also offer fire-rated doors manufacturers in UAE and comprehensive aluminium and glass works in UAE. We work closely with our clients to ensure that every element of their design is tailored to their needs, providing solutions that are both functional and beautiful. As a leading joinery services UAE provider, we offer a wide range of services from luxury interior fit-out contractors in UAE to school furniture manufacturers in UAE, making us the go-to choice for various sectors. When you choose Alamis Decor Contracting, you choose a partner who understands the importance of creating personalized, enduring spaces. With our reputation as one of the top joinery firms UAE, we guarantee high-quality results that enhance your living or working environment.
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Tips for Keeping Your Newly Installed Garage Door in Excellent Condition
Keeping your newly installed garage door in excellent condition is essential for ensuring its longevity and optimal performance. Here are some valuable tips to help you maintain your garage door effectively:
Regular Inspection: Make it a habit to inspect your garage door regularly. Check for any signs of wear and tear, such as dents, cracks, or misalignment. Pay attention to the tracks, springs, cables, and rollers to ensure they are in good condition.
Lubrication: Proper lubrication is crucial for the smooth operation of your garage door. Apply a silicone-based lubricant to the moving parts, including the tracks, rollers, hinges, and springs. This will help reduce friction and prevent premature wear.
Cleanliness: Keep your garage door clean by regularly washing it with mild soap and water. Remove any dirt, debris, or cobwebs that may accumulate on the surface. Clean the tracks and rollers to prevent buildup, which can affect the door's operation.
Test Safety Features: Test the safety features of your garage door, including the auto-reverse mechanism and safety sensors. Place an object in the door's path and check if it reverses direction when closing. Ensure that the sensors are properly aligned and free from obstructions.
Tighten Hardware: Periodically check and tighten the hardware, including bolts, nuts, and screws. Loose hardware can cause the door to malfunction or become misaligned. Use a wrench to tighten any loose components and ensure that everything is secure.
Maintain Weather Stripping: Inspect the weather stripping along the bottom of the garage door and replace it if damaged or worn out. Weather stripping helps keep out drafts, pests, and moisture, maintaining a comfortable and secure environment inside your garage.
Address Repairs Promptly: If you notice any issues with your garage door, such as unusual noises, slow operation, or difficulty opening and closing, address them promptly. Ignoring problems can lead to more extensive damage and costly repairs down the line.
Professional Maintenance: Consider scheduling regular maintenance inspections with a professional garage door technician. They can identify potential issues early on and perform any necessary adjustments or repairs to keep your door functioning smoothly.
You can ensure that your newly installed garage door remains in excellent condition for years to come. Regular maintenance and attention to detail will help prolong its lifespan and minimize the need for repairs in the future.
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Chain-Link Garage doors
Chain-Link Garage Doors is a trusted garage door company and we specialize in providing commercial and residential garage door repair, garage door replacement, and garage door installation services in Mississauga.
Contact us:
1125 Dundas St E Unit 203A Mississauga, ON L4Y 2C4
647-933-0137
#Garage Door Repair Mississauga#garage doors services Mississauga#quality garage door services Mississauga#residential garage door services Mississauga#emergency garage door repair Mississauga#garage door services companies Mississauga
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Classic Windows, a leading supplier Of Slimline Windows and Doors in Ahemdabad
Slimline windows and doors in Ahmedabad have become increasingly popular among homeowners and businesses looking to add a touch of modern elegance to their spaces. These sleek and minimalist designs not only enhance the aesthetic appeal of any property but also offer numerous functional benefits.
Classic Windows, a leading supplier in Ahmedabad, specializes in providing top-quality Slimline windows and doors. Our products are crafted with precision, ensuring a perfect blend of style and durability. The slim frames allow for maximum glass area, providing unobstructed views and allowing natural light to flood into your space, creating a bright and welcoming environment.
Moreover, Slimline windows and doors are known for their energy efficiency. The advanced aluminum profiles used in our products offer excellent thermal insulation, helping to reduce energy costs by maintaining a comfortable indoor temperature year-round. Additionally, these windows and doors require minimal maintenance, thanks to their corrosion-resistant properties, making them an ideal choice for the diverse climate of Ahmedabad.
Whether you’re renovating your home or upgrading your commercial property, choosing Slimline windows and doors in Ahmedabad from Classic Windows ensures you’ll get top-notch quality, innovative design, and long-lasting performance. Transform your space today with our exceptional range of aluminum solutions.
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How I got scammed
If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2024/02/05/cyber-dunning-kruger/#swiss-cheese-security
I wuz robbed.
More specifically, I was tricked by a phone-phisher pretending to be from my bank, and he convinced me to hand over my credit-card number, then did $8,000+ worth of fraud with it before I figured out what happened. And then he tried to do it again, a week later!
Here's what happened. Over the Christmas holiday, I traveled to New Orleans. The day we landed, I hit a Chase ATM in the French Quarter for some cash, but the machine declined the transaction. Later in the day, we passed a little credit-union's ATM and I used that one instead (I bank with a one-branch credit union and generally there's no fee to use another CU's ATM).
A couple days later, I got a call from my credit union. It was a weekend, during the holiday, and the guy who called was obviously working for my little CU's after-hours fraud contractor. I'd dealt with these folks before – they service a ton of little credit unions, and generally the call quality isn't great and the staff will often make mistakes like mispronouncing my credit union's name.
That's what happened here – the guy was on a terrible VOIP line and I had to ask him to readjust his mic before I could even understand him. He mispronounced my bank's name and then asked if I'd attempted to spend $1,000 at an Apple Store in NYC that day. No, I said, and groaned inwardly. What a pain in the ass. Obviously, I'd had my ATM card skimmed – either at the Chase ATM (maybe that was why the transaction failed), or at the other credit union's ATM (it had been a very cheap looking system).
I told the guy to block my card and we started going through the tedious business of running through recent transactions, verifying my identity, and so on. It dragged on and on. These were my last hours in New Orleans, and I'd left my family at home and gone out to see some of the pre-Mardi Gras krewe celebrations and get a muffalata, and I could tell that I was going to run out of time before I finished talking to this guy.
"Look," I said, "you've got all my details, you've frozen the card. I gotta go home and meet my family and head to the airport. I'll call you back on the after-hours number once I'm through security, all right?"
He was frustrated, but that was his problem. I hung up, got my sandwich, went to the airport, and we checked in. It was total chaos: an Alaska Air 737 Max had just lost its door-plug in mid-air and every Max in every airline's fleet had been grounded, so the check in was crammed with people trying to rebook. We got through to the gate and I sat down to call the CU's after-hours line. The person on the other end told me that she could only handle lost and stolen cards, not fraud, and given that I'd already frozen the card, I should just drop by the branch on Monday to get a new card.
We flew home, and later the next day, I logged into my account and made a list of all the fraudulent transactions and printed them out, and on Monday morning, I drove to the bank to deal with all the paperwork. The folks at the CU were even more pissed than I was. The fraud that run up to more than $8,000, and if Visa refused to take it out of the merchants where the card had been used, my little credit union would have to eat the loss.
I agreed and commiserated. I also pointed out that their outsource, after-hours fraud center bore some blame here: I'd canceled the card on Saturday but most of the fraud had taken place on Sunday. Something had gone wrong.
One cool thing about banking at a tiny credit-union is that you end up talking to people who have actual authority, responsibility and agency. It turned out the the woman who was processing my fraud paperwork was a VP, and she decided to look into it. A few minutes later she came back and told me that the fraud center had no record of having called me on Saturday.
"That was the fraudster," she said.
Oh, shit. I frantically rewound my conversation, trying to figure out if this could possibly be true. I hadn't given him anything apart from some very anodyne info, like what city I live in (which is in my Wikipedia entry), my date of birth (ditto), and the last four digits of my card.
Wait a sec.
He hadn't asked for the last four digits. He'd asked for the last seven digits. At the time, I'd found that very frustrating, but now – "The first nine digits are the same for every card you issue, right?" I asked the VP.
I'd given him my entire card number.
Goddammit.
The thing is, I know a lot about fraud. I'm writing an entire series of novels about this kind of scam:
https://us.macmillan.com/books/9781250865878/thebezzle
And most summers, I go to Defcon, and I always go to the "social engineering" competitions where an audience listens as a hacker in a soundproof booth cold-calls merchants (with the owner's permission) and tries to con whoever answers the phone into giving up important information.
But I'd been conned.
Now look, I knew I could be conned. I'd been conned before, 13 years ago, by a Twitter worm that successfully phished out of my password via DM:
https://locusmag.com/2010/05/cory-doctorow-persistence-pays-parasites/
That scam had required a miracle of timing. It started the day before, when I'd reset my phone to factory defaults and reinstalled all my apps. That same day, I'd published two big online features that a lot of people were talking about. The next morning, we were late getting out of the house, so by the time my wife and I dropped the kid at daycare and went to the coffee shop, it had a long line. Rather than wait in line with me, my wife sat down to read a newspaper, and so I pulled out my phone and found a Twitter DM from a friend asking "is this you?" with a URL.
Assuming this was something to do with those articles I'd published the day before, I clicked the link and got prompted for my Twitter login again. This had been happening all day because I'd done that mobile reinstall the day before and all my stored passwords had been wiped. I entered it but the page timed out. By that time, the coffees were ready. We sat and chatted for a bit, then went our own ways.
I was on my way to the office when I checked my phone again. I had a whole string of DMs from other friends. Each one read "is this you?" and had a URL.
Oh, shit, I'd been phished.
If I hadn't reinstalled my mobile OS the day before. If I hadn't published a pair of big articles the day before. If we hadn't been late getting out the door. If we had been a little more late getting out the door (so that I'd have seen the multiple DMs, which would have tipped me off).
There's a name for this in security circles: "Swiss-cheese security." Imagine multiple slices of Swiss cheese all stacked up, the holes in one slice blocked by the slice below it. All the slices move around and every now and again, a hole opens up that goes all the way through the stack. Zap!
The fraudster who tricked me out of my credit card number had Swiss cheese security on his side. Yes, he spoofed my bank's caller ID, but that wouldn't have been enough to fool me if I hadn't been on vacation, having just used a pair of dodgy ATMs, in a hurry and distracted. If the 737 Max disaster hadn't happened that day and I'd had more time at the gate, I'd have called my bank back. If my bank didn't use a slightly crappy outsource/out-of-hours fraud center that I'd already had sub-par experiences with. If, if, if.
The next Friday night, at 5:30PM, the fraudster called me back, pretending to be the bank's after-hours center. He told me my card had been compromised again. But: I hadn't removed my card from my wallet since I'd had it replaced. Also, it was half an hour after the bank closed for the long weekend, a very fraud-friendly time. And when I told him I'd call him back and asked for the after-hours fraud number, he got very threatening and warned me that because I'd now been notified about the fraud that any losses the bank suffered after I hung up the phone without completing the fraud protocol would be billed to me. I hung up on him. He called me back immediately. I hung up on him again and put my phone into do-not-disturb.
The following Tuesday, I called my bank and spoke to their head of risk-management. I went through everything I'd figured out about the fraudsters, and she told me that credit unions across America were being hit by this scam, by fraudsters who somehow knew CU customers' phone numbers and names, and which CU they banked at. This was key: my phone number is a reasonably well-kept secret. You can get it by spending money with Equifax or another nonconsensual doxing giant, but you can't just google it or get it at any of the free services. The fact that the fraudsters knew where I banked, knew my name, and had my phone number had really caused me to let down my guard.
The risk management person and I talked about how the credit union could mitigate this attack: for example, by better-training the after-hours card-loss staff to be on the alert for calls from people who had been contacted about supposed card fraud. We also went through the confusing phone-menu that had funneled me to the wrong department when I called in, and worked through alternate wording for the menu system that would be clearer (this is the best part about banking with a small CU – you can talk directly to the responsible person and have a productive discussion!). I even convinced her to buy a ticket to next summer's Defcon to attend the social engineering competitions.
There's a leak somewhere in the CU systems' supply chain. Maybe it's Zelle, or the small number of corresponding banks that CUs rely on for SWIFT transaction forwarding. Maybe it's even those after-hours fraud/card-loss centers. But all across the USA, CU customers are getting calls with spoofed caller IDs from fraudsters who know their registered phone numbers and where they bank.
I've been mulling this over for most of a month now, and one thing has really been eating at me: the way that AI is going to make this kind of problem much worse.
Not because AI is going to commit fraud, though.
One of the truest things I know about AI is: "we're nowhere near a place where bots can steal your job, we're certainly at the point where your boss can be suckered into firing you and replacing you with a bot that fails at doing your job":
https://pluralistic.net/2024/01/15/passive-income-brainworms/#four-hour-work-week
I trusted this fraudster specifically because I knew that the outsource, out-of-hours contractors my bank uses have crummy headsets, don't know how to pronounce my bank's name, and have long-ass, tedious, and pointless standardized questionnaires they run through when taking fraud reports. All of this created cover for the fraudster, whose plausibility was enhanced by the rough edges in his pitch - they didn't raise red flags.
As this kind of fraud reporting and fraud contacting is increasingly outsourced to AI, bank customers will be conditioned to dealing with semi-automated systems that make stupid mistakes, force you to repeat yourself, ask you questions they should already know the answers to, and so on. In other words, AI will groom bank customers to be phishing victims.
This is a mistake the finance sector keeps making. 15 years ago, Ben Laurie excoriated the UK banks for their "Verified By Visa" system, which validated credit card transactions by taking users to a third party site and requiring them to re-enter parts of their password there:
https://web.archive.org/web/20090331094020/http://www.links.org/?p=591
This is exactly how a phishing attack works. As Laurie pointed out, this was the banks training their customers to be phished.
I came close to getting phished again today, as it happens. I got back from Berlin on Friday and my suitcase was damaged in transit. I've been dealing with the airline, which means I've really been dealing with their third-party, outsource luggage-damage service. They have a terrible website, their emails are incoherent, and they officiously demand the same information over and over again.
This morning, I got a scam email asking me for more information to complete my damaged luggage claim. It was a terrible email, from a noreply@ email address, and it was vague, officious, and dishearteningly bureaucratic. For just a moment, my finger hovered over the phishing link, and then I looked a little closer.
On any other day, it wouldn't have had a chance. Today – right after I had my luggage wrecked, while I'm still jetlagged, and after days of dealing with my airline's terrible outsource partner – it almost worked.
So much fraud is a Swiss-cheese attack, and while companies can't close all the holes, they can stop creating new ones.
Meanwhile, I'll continue to post about it whenever I get scammed. I find the inner workings of scams to be fascinating, and it's also important to remind people that everyone is vulnerable sometimes, and scammers are willing to try endless variations until an attack lands at just the right place, at just the right time, in just the right way. If you think you can't get scammed, that makes you especially vulnerable:
https://pluralistic.net/2023/02/24/passive-income/#swiss-cheese-security
Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg
CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en
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