#Online Electricity Bill Payment

[skydrivenigeria]

Simplify Your Bill Payments with SkyDrive: Secure, Fast, and Convenient

In today’s fast-paced digital world, managing bills can be a challenge, especially when dealing with multiple service providers and varied payment deadlines. SkyDrive makes it easier with a streamlined bill pay service that is fast, secure, and accessible online. Whether it’s utility bills, electricity bills, or other essential services, SkyDrive offers a reliable online bill pay solution that caters to your needs.

What is Online Bill Pay and Why Should You Use It?

Online bill pay services allow users to pay bills via the internet, eliminating the need to visit physical payment centers or manage paper checks. With online services like SkyDrive, users can simplify their payment routines and track their expenses with ease. The advantages of online bill pay include:

Convenience: No more waiting in long queues or remembering multiple due dates. With online bill pay, you can manage everything from a single platform.

Speed: Payment is processed instantly, ensuring timely payments.

Security: Digital transactions on platforms like SkyDrive are encrypted and secured, protecting your financial information.

Eco-friendly: Reduce paper usage and the need for physical documentation by going digital with your bills.

Why Choose SkyDrive’s Bill Pay Service?

SkyDrive offers an intuitive bill payment service that simplifies financial transactions. By setting up your account with SkyDrive, you can pay your bills online in a few clicks, accessing all the features needed to manage recurring payments, schedule reminders, and keep a record of all transactions.

Some unique features of SkyDrive’s bill pay service include:

Ease of Use: The user-friendly platform is designed for everyone, from tech-savvy users to those new to online payments.

Multi-Bill Management: Whether you need to pay your electricity bill or any other utility bill, you can manage them all in one place.

Quick Setup: You can get started with online bill pay in minutes, saving time and hassle.

Reliable Customer Support: SkyDrive offers dedicated support to ensure any issues are addressed quickly.

For more information on setting up your account, visit SkyDrive's Services to learn about their offerings and see how they can simplify your billing needs.

Fast Pay: The Future of Payment Convenience

Fast Pay is gaining popularity due to the immediate transfer capabilities it offers. With SkyDrive’s fast pay option, you can make payments to avoid late fees and avoid interest penalties on overdue bills. This is especially useful for utility bill payments, where timeliness is crucial. Fast Pay is particularly beneficial when:

You’re on a tight schedule: Make payments in seconds without logging into multiple sites.

You want to avoid late fees: SkyDrive’s Fast Pay feature helps you settle bills promptly.

You need a reliable payment history: Keep track of past payments and have an organized record to refer to.

Online Electricity Bill Payment Made Simple

Electricity is a necessity, and managing monthly payments is crucial to avoid disruptions. With SkyDrive, online electricity bill payments are secure and easy. Simply log into your SkyDrive account, select your electricity provider, enter the amount, and process your payment. The entire process takes only a few minutes, making it a convenient way to pay your electricity bill.

Advantages of Using SkyDrive for Utility Bill Payments

SkyDrive’s utility bill payment option allows you to cover essential services like gas, water, and other utilities. Managing multiple utility bills can be challenging, but SkyDrive lets you keep everything in one place. With their automated reminders, you’ll never miss a payment deadline, ensuring your services remain uninterrupted.

By using SkyDrive for utility bills, you can:

Avoid late payments: Timely payments ensure no interruptions to essential services.

Track your expenses: View payment history to budget effectively.

Manage multiple services: Handle multiple utility bills from different providers in one account.

How to Get Started with SkyDrive's Bill Pay Service

SkyDrive’s bill pay service is designed to make bill payments easy and accessible. Here’s how to get started:

Sign Up: Go to SkyDrive’s and create an account.

Add Your Bills: Select the services you want to pay, such as electricity or other utility bills.

Set Up Fast Pay: For quick, hassle-free payments, enable the Fast Pay option.

Stay Informed: Get notifications and reminders to ensure all bills are paid on time.

Visit the SkyDrive Services to learn more about how you can benefit from this comprehensive online bill payment solution.

Conclusion

Using SkyDrive’s bill pay service is a smart move for anyone looking to manage payments easily, securely, and efficiently. With options for online bill pay, pay my bill solutions, and fast pay features, SkyDrive transforms how you handle essential monthly expenses. Simplify your payment process today by switching to SkyDrive and enjoy the peace of mind that comes with a reliable bill management platform.

For a seamless bill payment experience, start today with SkyDrive’s online services.

[sauraveppili]

PayZapp offers options to Kapil Sharma | Hindi |  Payzapp-Pay Your Way

Easily pay your electricity bill online with PayZapp! Manage your light bill easily and enjoy secure, hassle-free transactions. With our user-friendly app, you can make electricity bill payments quickly and conveniently. Switch to PayZapp!

https://apps.apple.com/in/app/payzapp-upi-pixel-credit-card/id6443480917

[cakeandpastery]

Pay all your bills with PayZapp

Pay your electricity bill online easily with PayZapp. Use our app for hassle-free electricity bill payment and manage your light bill with seamless online transactions. Download PayZapp now!

https://apps.apple.com/in/app/payzapp-upi-payment-recharge/id6443480917

[priyamalhotrapm]

Online Electricity Bill Payment | Bajaj Finserv

People no longer have to waste energy, money, time, or fuel to travel because of digital payments. With just a few taps on your smartphone, you'll be ready to go. Use the Bajaj Finserv app to make online electricity bill payment as it offers safe and secure payments. For more information download the app now.

[plutos-one]

Make your electricity bill (Bijli Bill) payment hassle-free at plutos ONE and get assured prizes. Pay your electricity bill online using UPI

[rohyy]

How to pay Electricity bill through online?

Recently, I want to pay my Electricity bill immediately because it is approaching its due date. However, I am unsure of the best software to use, so my friend suggests Payrup. It is fantastic, and Payrup allows us to obtain the invoice and bill as well.

[skydrivenigeria]

Simplify Your Financial Life with Online Bill Payment Services

In today’s fast-paced digital world, managing finances efficiently is crucial. One of the most effective ways to ensure seamless financial management is by leveraging online bill payment services. Whether you're paying your electricity bill or settling other utility payments, platforms like SkyDrive One make the process simple, secure, and fast.

What is Online Bill Pay?

Online bill pay is a digital service that allows you to pay your bills from the comfort of your home or on the go. By eliminating the need for manual checks or in-person payments, online bill payment streamlines the entire process. Services like SkyDrive One provide an intuitive platform for handling multiple bill payments efficiently.

Benefits of Using Bill Pay Services

Convenience: With an online platform, you can pay your bills 24/7 without the hassle of visiting payment centers.

Time-Saving: Avoid long queues and process your transactions in seconds.

Secure Transactions: Platforms like SkyDrive One implement top-notch security measures, ensuring your data remains safe.

Centralized Management: Track and manage all your utility and personal bills in one place.

Utility Bill Payments Made Easy

Paying utility bills such as electricity, water, and gas can sometimes be overwhelming. With SkyDrive One, users can experience hassle-free online electricity bill payment services that are not only fast but also reliable. By digitizing these payments, you ensure that no due dates are missed, avoiding penalties.

Why Choose SkyDrive One?

Fast Pay Feature: SkyDrive One offers a "Fast Pay" option, enabling users to complete transactions within moments.

User-Friendly Interface: The platform is designed for simplicity, ensuring a seamless user experience for everyone, even those unfamiliar with online payments.

Multi-Bill Capability: Manage and pay multiple bills simultaneously, saving you time and effort.

Betting and Gaming Payments

Online payments are not just limited to utility bills. The rise of online gaming and betting platforms has increased the need for efficient digital payment solutions. Platforms like SkyDrive One cater to diverse payment needs, ensuring secure and swift transactions for gaming enthusiasts.

The Importance of Fast Pay Services

Imagine missing a payment deadline and facing penalties or service interruptions. This is where the fast pay option provided by SkyDrive One proves invaluable. Whether it’s a last-minute electricity bill or a time-sensitive betting deposit, fast pay ensures your payments are processed instantly.

How to Pay Bills Online with SkyDrive One

Visit the Platform: Navigate to SkyDrive One.

Select Your Service: Choose the type of bill you want to pay—electricity, water, gaming, or others.

Enter Details: Fill in the required billing information.

Complete Payment: Use the secure payment gateway to finalize your transaction.

Security You Can Trust

Worried about the safety of your data? SkyDrive One employs advanced encryption technologies to protect your personal and financial information, offering peace of mind with every transaction.

Conclusion

Managing your bills no longer has to be a tedious chore. With SkyDrive One, you gain access to a secure, efficient, and user-friendly platform for handling your bill payments online. Whether it’s utility bills, betting deposits, or other payments, this all-in-one solution is designed to meet your needs. Experience the future of financial convenience today by signing up at SkyDrive One.

Take control of your finances—choose SkyDrive One for all your bill and payment needs!

[abhieo]

Pay Your NBPDCL Bill online at abhieo, and get instant cashback of upto ₹10 on a successful transaction

[pfhwrittes]

taking a leaf out of @syoddeye’s book and talking about divorced versions of the 141 under the cut.

(pass me the emergency cigarette 🚬)

trigger warnings: controlling financial behaviour/financial abuse, stalking, referenced off screen masturbation, religion/catholicism, implied blowjob (johnny receiving), noncon.

pairings: john price x gender neutral reader, simon “ghost” riley x gender neutral reader, john “soap” mactavish x gender neutral reader, kyle “gaz�� garrick x gender neutral reader.

a little unedited drabble typed up on my phone for you all 💜

18+ only please and thank you due to suggestive content below the cut!

look, sy said it best with their posts when it comes to ex-husband john price.

he’ll let you stretch out your leash, let you go running into the arms of another person if he has to, but remember sweetheart — he made vows to do right by you and he plans on keeping them.

monthly maintenance payments, paid in a hand delivered envelope of cash, are a regular occurrence. every third thursday of the month he darkens your doorstep. the envelope is fat with five pound notes and he takes great pleasure in making you count it all out in front of him every time.

he also doesn’t tell you that he still has access to the online portals where you he pays your electric and water bill. silly thing, he understands divorce is hard but really you should’ve noticed that you haven’t received a bill from them in years. however, if he spots that wet blanket you call your new partner sniffing around again he’ll happily let you freeze…

simon riley swore until “death does you part” and he means it.

you can move addresses, change your number, delete and remake your social media presence under a new name as many times as you like but while there’s still breath in his body and grave dirt under his nails, you are his.

don’t fight him, you were the first soft perfect beautiful good thing in his life and like a dog on a scent he will always find you.

your new place is nice, love, but you really should get them locks looked at. did he mention that he loves the new underwear you bought? no? that’s alright he’ll leave you a token of his appreciation spattered on the soft material of the gusset for you to find later…

johnny mactavish was married under the eyes of God, and what God has brought together let no man tear asunder. what’s that hen? you married him in a different ceremony? aye, he knows. you married him in a different ceremony. he married you as a Catholic.

don’t worry bonnie thing, he’ll let you atone for your numerous sins. start with some Hail Marys on your knees and don’t even think about moving your hands from the zip on his jeans. if you’re good he’ll let you take Communion. if you’re bad, well, you know what they say about washing the mouths of sinners out with soap…

kyle garrick makes your divorce proceedings as easy and as amicable as possible. he doesn’t accuse you of finding love elsewhere, he doesn’t beg to stay in the housing on base the two of you share. in fact as soon as he’s presented with the no-fault paperwork he signs and moves out that day with a lingering kiss to your cheek and a murmur in you ear that he’ll come to you immediately if you need anything, babe.

what you don’t know is that eight weeks before you got up the guts to ask for a divorce, he spotted your search history on the clever bit of kit he installed on your phone and put in a request to dissolve your housing agreement.

times ticking babe, even though you don’t know it, you’ve only got four weeks left on your tenancy and twenty weeks until proceedings start. don’t worry, he knows there’s no hard feelings. he even put your favourite sheets on the bed in his new flat off base — where he plans on keeping you until that silly idea of a divorce has leaked out of your ears under all the affection he plans on smothering you with…

[payrup151]

Payrup Pay Bijli Bill Online Electricity bill payment-https://payrup.com/electricity-bill-payment

"Make electricity bill payment at Payrup & get multiple electricity bill payment offers. Pay Bijli bill online using a debit card, credit card or net banking"

[ninguitar]

୨୧　𝓧O TATTED ALL OVER HER BODY　˒˒　MMB

─── ﹙🎱﹚wanting to get your first ever tattoo, you take a recommendation from one of your college friends' on which parlor to go to, and which specific tattoo artist—meret manon bannerman, who was ultimately drop-dead gorgeous.

pairing. tattoo artist!manon x f!r genre. fluff wc. 1.7k+ notes. missing manon sb nd i JUST saw the clip of her w dominic fike w a cigarette in her hand. 💔💔 all the freaks on twt nd tt hating on her gmfu 😒 ⚠️ PLEASE NOTE THAT I DO NOT CONDONE THE DEPENDENCE ON ANYTHING NICOTINE-RELATED—IF EVER USED, USE IT AT A MODERATE PACE. ( MASTERLIST )

now playing ⋆ timeless by the weeknd, ft. playboi carti

THE BUZZING OF TATTOO GUNS spread across the parlor, as manon runs a hand through her hair, adjusting her white tank top and leather jacket. a cigarette remains slack in between her index and ring fingers, a sigh drifting from her lips. contrasting her cold demeanor was the hello kitty lamp sitting on her desk accompanied by a tattoo gun.

grabbing disinfectant spray, the ghanaian girl meekly disinfects all the surfaces, sterilizing all her equipment. tattooing other people's bodies—leaving parts of herself and her art forever on them—always seemed magical to manon, and so, she started in highschool, buying a shitty tattoo gun online. eventually, while at high school parties, she'd take commissions from people begging her to etch designs into their skin, usually taking cash as payment—sometimes nicotine, even.

simple, rugged designs on random people's skins at parties eventually turned into nights spent in her bedroom, practicing her apprenticeship by cross-hatching designs on mannequins. every night, the ghanaian girl would be at home, cornered in her bedroom—sometimes with her friends to keep her company—shading with pointillism from designs she found.

meret manon bannerman was never the type to really think about tattooing newbies, especially with the way her temper sometimes ran short, barely able to have the patience to deal with their face. however, because of her charming character, her co-workers usually assigned her to tattooing newbies, never letting her protest.

grabbing her phone, a myriad of notifications pop up on her lock screen. her eyes narrow at seeing daniela's name pop up, as she swipes up.

dani: turn the lights off before u leave manon. dani: if i see that the electric bill is high again im gonna fr gonna pocket ur paycheck

manon huffs, though a smile tugs the corners of her lips, before her thumbs move a mile a minute, typing back cheeky responses.

manzanita: i willll promise 🤗🤗 manzanita: pocket my paycheck nd im telling ur mom.

the ghanaian girl plops her phone onto the counter, setting it face down. the bell at the front door rings, making manon slightly jolt up, a chain of shivers running down her back. a muffled curse escapes her breath, as she whips her head towards the front door, noticing you gingerly leaning against the front door.

"i- one of our mutual friends, lara, suggested for me to come here. i don't know if she told you considering the look on your face," you shrug, your voice barely above a whisper. with the ghanaian girl nodding, you saunter towards her, a meek smile on your face.

"yeah, she told me—just didn't think you would be so… gorgeous," she bluntly drawls out, making you cock your head to the side. a giggle escapes your breath, both your cheeks and ears tinted with flushness. a small puff of amusements leaves your plush lips, shaking your head.

"look at you—talented, creative, and stunning," you reciprocate her energy, a wide grin painting your face. the ghanaian girl pats the seat beside her at her station, beckoning for you to sit down. you slowly sit down, your heart practically pounding—your first tattoo, and it was done by the most gorgeous girl ever?

an unbearable grin quirks up at the corners of her lips, your words garnering a chuckle from her, "yeah, you think so? you new—to tattooing, i mean?" her eyes trail from your eyes down to your lips, her gaze piercing. with your eyebrows furrowed and knitted together, you nod sheepishly at her question.

"no need to worry 'bout the pain; you got me," she lets out a giggle, making your heart tremble at the thought of a tattoo gun against your arm, held by a pretty girl, at that. the ghanaian girl crushes the cigarettes in her hand, disposing it into the ashtray by the window. she continues, "trust me; i've gotten a few tattoos and piercings."

"you got any ideas?" manon asks, as she disinfects her supplies once more, being cautious, especially with somebody who was only getting their first tattoo. that same smile lingers on her face, wanting to try to rid the worry lines creasing your forehead.

you shake your head, "still dunno what to get, i just know i want it on my hand. any ideas from you? i know you have good ideas in that head of yours." your eyesbrows furrow in question, your eyes fixating on the girl's features. a smile dances on her cheeks, almost elated to recommend any.

"what category? like funny, memorable, y'know," manon bites the inside of her cheek to prevent herself from just pressing your velvety lips against hers. her eyes scan your features, trying to think of an idea.

"surprise me?" you mumble, your voice barely above a whisper, as your gaze softens, your breath hitching in anticipation. and manon was just a simple girl—a girl who couldn't help but indulge in your pleas, especially when you were the textbook definition of adorable.

and so, over and over again, the needle of her tattoo gun hits against your delicate skin. sometimes it breaks, though other times, your skin is left raw and swollen. her dark eyes bore into your face, chuckles escaping her breath at the way you tried to suppress your winces.

a smile dances at her cheeks, "you okay, pretty?" making your heart pound. you nod, your eyes bright, as you ease into manon's touch, the needle lifting every few minutes to give you some clarity. she rubs your shoulder gently while pausing, before continuing.

while she continued, you mindlessly rant on and on about work, your mouth running miles a minute. words spill from your lips, as the ghanaian girl softly hums, showing indication that she was listening. every few minutes, she makes small, humorous quips, playing along to your jokes.

"y'know hand tattoos can fade away easily," manon hums, her hand rubbing against yours to soothe your worries. she sucks a breath in through her teeth before continuing, "it's a shame, isn't it?"

"i could always come back to you—no big deal," you shrug, taking deep breaths to suppress the sounds of pure pain escaping you.

"already wanna see me again? i'm just that great, aren't i?" she teases, as she wears a shit-eating grin on her face. that same grin morphs into a smirk, the corner of her lips lifting into one hastily. manon cocks her head to the side, her eyebrows slightly raising.

the ghanaian girl continues, faking a questioning face, "well, i don’t know. you may have to convince me to do a touch-up on it." she scrunches her eyebrows, giggling.

a pout juts on your lips, "i could take you out for dinner, or well, advertise you! the same way lara does—always talkin' about your beautiful self and your work." you taunt, giving her a gentle smile.

"trying to bribe me now—wow! did not expect that," manon coaxes, as her gaze fixates back on your hand, the needle leaving marks on your hand. as she finishes it up, she softly hums. standing up, manon grins at her work.

the tattoo had come out flawless, the cross-hatching done by the girl practically perfect. you blink your eyes, almost shocked at the sheer precision and patience needed for the perfect thickness of the lines; you knew manon was talented, but fuck.

on your hand was a crown etched onto it; you didn't know the meaning of it at all, but you could tell it meant something to the ghanaian girl. breaking your train of thought was her gentle, melodic voice.

"you like it?"

"'course i do! holy shit," you exclaim, immediately standing up, and pressing yourself against manon, wrapping your arms around the ghanaian girl's neck. safe to say, you were practically over the moon.

raising her fists, manon reciprocates your sheer enthusiasm, "i've won! you ought to take me on that dinner date, y'know." your eyes widen at her request, your eyebrows shooting up, alongside your smile wide. excitement bled from you, traveling through your veins.

shameless, without little thought in your head, you plea, "really? we have to!" your pleas elicit a series of chuckles from manon, the girl rubbing your shoulder. catching her breath, she nods.

"you and i, tomorrow night. i get off my shift earlier tomorrow," the ghanaian girl proposes, her eyes scanning your face for any indication of emotions. in response, you press your lips against manon's cheek gently.

"see you then, pretty girl," you drawl, slipping your payment into her pockets, as you saunter away.

tucked away in a small, up-scale restaurant in the heart of the beach, you and manon made quip remarks towards one-another. with your cheeks and ears flushed, you kept a lingering smile adorning your face. the moon hung low in the sky, as you two look out the window, your gazes' tracing the stars. a giggle escapes your breath, as your hand cups manon's jaw, gently drawing patterns on her cheeks.

shortly, though, the ghanaian girl dragged you to the waves, swinging you around in exhilaration. sitting down on the sand, you two ease against one-another's touch, interlacing hands. the beach ripples crashing harshly contrast your guys' gentle touches, the dark, midnight-hued water glimmering.

"thank you for this date," manon murmurs, her voice barely above a whisper, as she swallows a lump down her throat, "maybe i'll actually touch-up your tattoo now." her words elicit a giggle from you, as you nudge her.

feeling the breezy, cold air hitting against your skin, you take deep breaths—only for the ghanaian girl to cover your shoulders in her jacket. a wide, animated grin plasters her face, making you swoon in endearment.

"what was the crown for anyway?" you mumble, turning your head to face the girl, as you raise your hand up, your new crown tattoo now in sight. she shakes her head, her gaze softening.

"it's like, a light of hope—just a small touch from me to you," manon rasps out, leaning further towards you, as her eyes were practically of hearts while etched on your lips. your lips fall open, as the ghanaian girl presses her lips against yours, her touch firm and precise.

her hands find its way to your hips, your breath hitching. a playful glint appears in manon's eyes, as she nips at your lower lip, her kisses fervent and magnetic. your hands meet her neck, the ghanaian girl shivering at the trifling lace of your cold hands.

"i better get that touch-up for my tattoo if it fades away," you playfully assert, now straddling the girl's lap, as you cup her cheeks, tenderly squeezing them. before you could press your impatient lips against manon's, her phone blares out a ding.

dani: you forgot to turn the lights off today.

xo tatted all over her body, yeah (body, yeah)

she just wanna roll, and i don't mind it, yeah

taglist. ୨ৎ @lararajjj @kisshae @sed7ction @yeetaberry127 @vrtualstar

@jellaaa @artrizzler19 @falling-intoo-deep

[race-week]

So I sold my flat last week and I just now got a bill from the electricity company for £0.51 and what’s really frustrating is that they have a minimum payment online of £5 and over the phone of £1.

Should I just post them an envelope of 51 pennies?

[phantomrose96]

Yknow I don't think I've... talked about the absolute smorgasbord of shit what's gone wrong with my condo since I moved in so

day 0 - hadn't moved in yet, was just moving items over, turned the sink on for just a moment. turns out the tube feeding into the sink faucet was full of holes (how???) and this caused a never-ending leak under the sink. the standing water rotted the baseboard under the sink

still day 0 - said leak and water accrual dripped down and damaged downstairs neighbor's ceiling ($$$). she has to call me to tell me about it.

I have to get a plumber out there next day (still not living there yet! empty place! I have to take off work). While waiting for plumber, I discover heat's not working.

Go to basement to investigate boiler. Seller didn't fix the issue they claimed they fixed.

Plumber looks at sink. Declares it full of holes. Says he can come back in a few days to fix it.

(Plumber postpones, then flakes. I chase down a different plumber.)

Plumber 2 says the issue is with the garbage disposal, not the faucet. Can come back x days later to work on that, and the boiler.

Plumber 2 comes back x days later (I have to take off work again), says "oh the disposal was messed up but also the faucet has holes." Says he can come back maybe the NEXT day with a new faucet

Oh also the smoke detector in the back hall is low battery beeping and I don't have a battery for it. It's constant, every minute on the minute.

I bike to a hardware store and buy a faucet and a battery ($$). Get lost on the way home. (All of this back and forth is by bike. I live in the city and do not have a car.)

Plumber replaces the faucet ($$). I replace the smoke detector battery but it's still beeping. Dozens of more stupid minutes later of going up and down and up and down stairs and dragging my big stupid ladder around, I realize it's the carbon monoxide detector which is hidden behind the door I need to open to even get to the back hallway.

Plumber services the boiler ($$$)

I move in. I have a less than great time emptying everything from my apartment, which doesn't have plumbing issues. On a bad foot to start.

Travel for Christmas. Come back. Now the first floor back-hall smoke detector is beeping. (At least I have a fucking battery. Get my big stupid ladder down the back hall, knock every wall on the way down, and replace that battery).

I get first month's heating bill (I'd been living there for 10 days if even.) $334. Jesus christ. Likely due to the boiler issue.

Electricity goes out for the evening, same day as I get this bill from the gas and electric company, because fuck you I guess.

Homeowners insurance log in doesn't work. I haven't received my bill, which I need to pay.

Radiators bang in the middle of the night. Something something about them being old or not level or full of ghosts. Cool I don't need to sleep or whatever.

I've received no correspondence from the bank about my first mortgage payment. It'll be due Jan 1st, which is a holiday, so I reach out early. They say it's in the mail.

I monitor my mail every day. I receive no mail. I contact again. I reach out to my old apartment building in case it's there (they can't tell me). I sign up for a bank account with them online. I jump through various hoops to discover the bank has my address wrong. The address of the place the mortgage is on...

They had the mortgage address right. They had my home address as identical to the mortgage address but with one number missing. No one noticed. They'd been sending my stuff to a non-existent address, or the back of a college warehouse, I haven't quite figured it out.

I jump through more hoops to pay my mortgage payment with a check in the mail (I had to go buy stamps and an envelope) (late, but they assure me there's no penalty, but are you sure.)

^This has all been about 2 weeks. btw.

(I get a therapist, and find my way to being seen by a psychiatrist, which I guess is good but jesus is it $$$. Still figuring out how to use my stupid HSA)

People on floor 1 move out. They've got contractors in constantly renovating the place top to bottom. I get all their paint fumes.

Sound proofing doesn't exist, turns out. I hear my downstairs neighbors' conversations. I hear their tv. I hear street conversations. One night it was pouring rain and I was woken up by the sound of something banging against the house. Like genuinely banging. I go outside and investigate - it's a car idling with their windshield wipers going. Windshield wipers. Why would that be audible. Walls made of paper.

Floor 1 contactors leave the back door open one night. Luckily I wasn't storing anything in the back hall and had the door to my interior locked.

I receive my next month's heating bill. $689. I call the gas company and they shrug. I call the plumber and he shrugs. I turn the heat way down cuz I don't know. I dunno. Something's wrong with the boiler but it just got serviced so I dunno. I have to call someone else.

Speak of the devil, cones appear immediately outside my building declaring there's going to be gas line work. For a month. They start with the jackhammers at 8am every weekday. It's gonna be a month. I miss the windshield wipers.

We have a weekend of arctic freeze. -30F windchill. I go down to the basement Sunday morning to do laundry. Floor 1 contractors have outdone themselves by leaving a window open. Pipe had burst in floor 1 and was pouring water down into the basement, totally flooded.

I have to call the plumber, and flag the Floor 2 people about it and they at least find the master water shutoff. I'm dealing with the plumber and I have no water for half the day and no laundry for me.

I want to lie down in a marsh for a bit.

[chandana]

PayRup.com offers a hassle-free solution for paying your electricity bills online. With a user-friendly interface and secure payment options, you can easily manage your payments from the comfort of your home. Say goodbye to long queues and late fees - PayRup.com streamlines the process, ensuring your bills are paid on time, every time.

[justsheerfilth1]

Hey gang, big sister moment but I’ve worked really hard this year on building my credit score and making changes after years of financial abuse from an ex, that was then followed by adhd impulse spending when I was finally away from that situation. So despite still being poor, disabled and only able to work two days a week I’ve still managed to make a big change, and thought this would be helpful to fellow poor people sick of advice like “ just save your money and don’t spend on Starbucks every day!” Long post, so strap in:

For context I am Scottish so things may be uk specific however: likely to have similar counterparts in different countries:

1. Started writing down every bill every bank/card it comes from and ticking them off each time they’re paid so I know they’re out the way, have also added them all to my calendar like “nov 8th phone bill £34” for example and that’s helped a suprising deal given how forgetful I can be

2. Get a loqbox account- (or any credit building account) - this actually has made a much bigger difference than I thought it would, it’s an account I pay just a £10 a month to and it informs folk who control credit checks that you’re making regular payments and boosts your score. I’ve never been able to get credit cards or overdrafts even on my bank due to how poor my credit was, had that since June and now my scores went up I have an overdraft and two credit cards (how I’m paying for Invisalign lmao so I’m still skint but will get to that later)

3. The credit cards in question- obvs I have had to use these a bit to try and get these teeth to not be in crumbling agony but I would recommend getting one to build credit, then not using it. Or using it as little as possible, then repaying ASAP if it does get used. I have a Zable one which is for folk who don’t have great credit trying to build it, will send my referral link if anyone wants to apply

4. Prioritising- the most boring one and less relevant if you’ve less bills to pay, but I’ve had to really focus on what I need to pay off most and least. This is the real life version of those “ oh just don’t buy Starbucks every day” posts lmao, but every month as long as I’m like ok the rent payment, council tax, food shop etc the absolute basics are in my savings account so I know I’ve got them there everything else is circumstantial. Even if it’s other stuff that’s important obvs, it’s stuff that can be worked out yknow? I can default on a bill and have to pay extra the next month which is annoying but I’ve still got my roof over my head and food in the fridge type deal.

5. Billing dates (part 2, electric boogaloo) but since writing them down on step one, actually look at the billing dates and when they’re coming out if it works w your bank account payment date. Like mines are scattered throughout the month cos some can’t be changed unfortunately (just depends on the company) but as I’m paid on the 28th the majority of them come out at the last week of each month/first week of next. If it can’t be changed it’s not the end of the world if you make sure there’s money put to the side for it, but if it can try and make sure the dates are on or around your payment dates- you may have to call the companies or w Spotify it’s like cancel the plan then restart it the day you want it to be coming out. But it’s all simple changes that don’t take long

6.Student discounts- if you are a student and have a student number or even know someone who does you can get a lot of discounts on thesethings like Amazon, Spotify etc. check all your outgoings and see if any of them can be changed to a student account for a cheaper rate

7. Selling what I don’t use- not relevant to everyone but I had realised I would at times go online and buy clothes/knick knacks when bored, then not have money to pay bills, and at times the clothes ended up not fitting properly anyway so if that was the case putting them on Vinted and getting money for them was helpful

I’m still working on it an it’s still not as good as I’d like it to be! But it’s however improved drastically and I wanted to share these in case anyone’s been in similar situations to me and is trying but struggling to improve things for themselves ❤️

[xieliansbignaturals]

On one hand: yeah, the Gruel Voucher Breath Fraud post is funny because it’s so accurate (with of course some exaggeration). The state of government assistance programs in the US (my country) is dire. I’m on year 3 of waiting to be approved for disability payments. I am aware of how bad things are.

On the other hand: in a lot of situations, there are routes other than crowdfunding online! Currently, I’m getting regular help from food stamps, food bank home delivery, government healthcare, income-based housing (so for me, free), a government caregiver program, three separate electric bill programs (I checked and that’s allowed), and I think probably something else I’m forgetting. I used to get wifi/phone bill help until they stopped that. In the past, I’ve gotten income-based forgiveness on hospital bills.

And that’s just the government programs. I’ve also gotten one-time help from several independent charities. And for legal help with getting disability benefits, I signed an agreement with a lawyer saying he’ll get about 25% of my back pay if and only if I get approved.

Unfortunately it takes forever to get a lot of these things, they’re really strict about requirements, and you have to fill out a ton of paperwork. But it’s possible. Please, make sure you know your options! You deserve help, and you’re allowed to accept it when it’s offered.