#Negotiating discounts
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mtbcleadgenbuzz · 1 year ago
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Boosting Your Bottom Line: Winning Tactics For Small Businesses
Boosting Your Bottom Line: Winning Tactics For Small Businesses Small businesses face numerous challenges in today’s competitive market, and one of the most significant obstacles is maintaining a healthy bottom line. Profitability remains an ongoing concern for small business owners who are often juggling multiple responsibilities to keep their enterprises running smoothly. However, there are…
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fisheito · 3 months ago
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eiden inspires me to new heights [working up the courage to negotiate prices at the farmer's market]
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conretewings · 10 months ago
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Boy howdy do I love going away for a weekend trip only to check into the hotel that cost $220 and find stuff like this 🙃🙃🙃
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fleshadept · 2 years ago
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while the criticism of glass onion being a bourgeois art piece hegemonically negotiating hatred of the 1% into standard discourse is understandable, i think it's important to remember that rian johnson and daniel craig and whoever you want to criticise for making "performative" art about the systemic ways in which the ultrawealthy maintain power and specifically marginalize women of color are far closer in wealth to the average american than they ever will be to elon musk or any billionaire. daniel craig's net worth is $8 million dollars. his WHOLE net worth. you have to multiply that by 19,500 to get anywhere near elon musk's net worth of $156,000,000,000. and that's after he's lost $100bn this YEAR.
it's true that people shouldn't count watching movies as activism and definitely shouldn't see media produced by huge corporations as praxis, but that doesn't mean what political standpoints they do contain lack value or are disingenuous. the human mind is literally incapable of conceptualizing numbers after a certain point, so it's easy to think of hollywood rich and billionaire rich as similar, because both kinds of people live lives that most of us could barely dream of with privileges and access to resources that we will never have. but the difference between a millionaire and a billionaire is the difference between being able to make a movie starring daniel craig and being able to bankroll dozens of politicians and buy one of the largest social media websites used by millions of people daily on a whim
as "rich people bad" movies go, glass onion deals with it REALLY well. the scene at the end when helen destroys miles's house demonstrates a very nuanced understanding of how billionaires maintain power; blanc recognizes and tells helen that even though they found the truth, they can't do anything legally because miles burned their only physical evidence and the courts will unequivocally side with the billionaire. again. so in lieu of any justice system that will work, helen starts breaking shit. but miles doesn't even care that much, because what's a dozen million dollar glass art pieces to a man who accrues that in interest every minute? even when everyone else joins in, he doesn't care. it's annoying, but it doesn't mean anything. so the other "disruptors" stop after they've gotten their minimal catharsis, having done no real damage to his reputation or, frankly, their reliance on him.
helen burning the mona lisa to take him down, and that being presented as the best option, is really significant. as movies go, taking the stance of "destroying priceless art and private property is not only justified and moral but effective in the face of a system that gives you no other option for justice" is pretty damn rare.
it's true that if glass onion or other high budget films actually tangibly threatened the system in any way they would never get funded or see the light of day. but the cool thing about stories, and about art, is that you can't predict the effects they have on people. anti-billionaire bourgeois art isn't direct action, it isn't activism, and it isn't even important politically, but that doesn't mean it has no effect on the discourse whatsoever and can't be important to how people see the 1%
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3416 · 7 months ago
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okokok. nedda explanation cause im kinda outta the loop. why are people hatin on marner. why does everyone keep sayin he and matthews shouldnt play together. why do so many fans want him outta the lefs? he did somethin? this aint right in my book, I dont like this atmosphere
only the worst ppl alive have those opinions, but essentially mitch asked for a fuck ton of money after putting up 94 points in his third year in the league and thinking he was gonna have to continue to deal with a coach that was specifically abusive to him for 5+ more years and the uncles have never forgiven him for daring to ask for money and getting it, lol. it's hypocritical and stupid and everyone's blaming the wrong thing... and then auston and mitch started to play together with frequency once babcock was gone (never let them play together til his fucking bitter end lol), and people thought it was mitch somehow pulling the strings and being a diva about that and insisting he play w auston when...... we literally have proof that that's auston's doing but okay. and that's not even touching the fact that he's just not typically masculine and he's pretty and that legitimately triggers men on the internet, but LOL.
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myrfing · 2 years ago
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american coming of age is wanting to kill yourself over medical debt
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growmaxfintechsolutions · 11 days ago
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How Export Factoring Can Improve Your Business Cash Flow
In today’s global economy, SMEs face cash flow challenges due to long payment cycles in international trade. Export factoring offers immediate access to up to 90% of invoice value, providing cash within 24-48 hours instead of waiting up to 120 days. This solution ensures instant working capital and reduces credit risk by shifting payment collection to the factoring company.
Growmax Fintech simplifies the process by connecting exporters with multiple factoring providers for quick comparisons and approvals, requiring no collateral. Additionally, export factoring fosters better buyer relationships through flexible payment terms.With tailored solutions, Growmax Fintech helps SMEs effectively manage cash flow, reduce risks, and focus on growth. To know more :https://growmaxfintech.com/how-export-factoring-can-improve-your-business-cash-flow/
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loansmee · 4 months ago
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Ready to buy a car but torn between bank or dealer financing? Discover the ultimate showdown of pros and cons in our engaging guide! Make the smartest choice and drive away with the best deal. Don’t miss out—read now and secure your dream car effortlessly!
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dlxxv-vetted-donations · 2 months ago
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Deadline Nov 13: Tawfik needs to pay his international student fees.
My other promos | Currently keeping up with here
Updated: Nov 5
Member(s): @dev-tawfik (current), @devtawfik (shadowbanned), @tawfikblog, @90-tawfik (shadowbanned)
Verification: @/90-ghost
Payment methods:
Gfm for education: PayPal, Venmo, Google Pay, credit/debit
Kofi for survival (mentioned here): PayPal, credit/debit (I recommend focusing on the gfm until Nov 13 since it's more urgent)
Tawfik is a Palestinian currently taking online classes at an Egyptian university. His campaign needs to reach $10,150 (an estimate, more concrete info later) by Nov 13 so he can pay off his international student fees. Any additional funds will go towards the next semester's payments.
More info:
Now @dev-tawfik.
Update Nov 5:
Currently, it seems impossible to raise the required funds ($10,050 - $10,150) by Nov 13. Tawfik has emailed his school to negotiate for more time.
Update Oct 29:
We fundraised $800 ($6000 in the gfm) for Tawfik's textbooks and he bought them on Oct 17. He got a slight discount for being Palestinian, and the money saved went into his backup funds.
The next goal was $9,250 to pay off international student fees (due Nov 13, see math section below) that Tawfik just found out about.
The family urgently needed $1,000 for healthy food (Tawfik's father has health problems and needs vegetables).
Tawfik initially wanted to use the gfm money for education only as promised, but had to add the sum to the campaign goal (a total of $10,250) because the Kofi he made solely for his family wasn't receiving many donations early on.
There were some issues with the Kofi taking a few weeks to transfer funds, but that's been resolved. It is now for support of Tawfik's family and transfers money relatively quickly.
From Oct 17-27, we fundraised to $7,200 to buy some food for the family. This food money will last roughly 2 weeks.
We are focusing back on international student fees and set a short-term goal of $8,862 in the campaign by Nov 3. There will be another small goal set after this date.
We need roughly $10,050 (an estimate) in the campaign by Nov 13 (hard deadline). Again, this isn't a concrete number and involves some usage of Tawfik's backup money.
Campaign details:
Tawfik is a software engineering student in Palestine trying to continue his education by enrolling in online classes at an Egyptian university.
He already raised roughly USD $2,500 in late July through a now closed Paypal campaign and paid the school as an application and reservation fee. This is nonrefundable.
We fundraised $4,113 (5200 - 1087) and paid off his tuition for the year on Oct 7
The gfm is meant for education only. To support the family, donate to the Kofi. It no longer faces issues with long transfer times.
Tawfik has some extra leftover funds from paying off the tuition, but it isn't much and is to be used for emergencies.
Math:
Please let me know if I screwed up the calculation somewhere.
The transfer fee is assumed to be ~$50 per $600 earned. My bad in earlier calculations where I set it after the bank fee rather than before.
Textbooks: base $600
Funds left after:
Gfm for 40 donations: 570.6
~$50 transfer fee: 520.13
12% Bank fee: 458.13
To cover the funds lost to fees, we need an extra $200 (assumed 15 donations). After fees on that, it's only $166 (enough to cover the short-term goal)
So we need 600 + 200 = $800 for the textbooks.
This is $6,000 in the campaign.
Slightly outdated: International student fees: base $2,423
900£ = USD $1,180.93
60k EGP = USD $1,241.29
Funds left after:
Gfm fees for 160 donations: 2304.74
Transfer fee, ~$200: 2,104.74
12% Bank fee: 1852.17
To cover the funds lost to fees, we need an extra $800 (assumed 55 donations). After fees on that, it's only $625 (enough to cover the short-term goal)
So we need 2423 + 800 = $3,223 for the international student fee.
This is $9,223 10,223 in the campaign, rounded up to $ 9,250 10,250
The rate of ~$100 daily is sufficient to get us to this goal before the deadline of Nov 13 (this accounts for the 2 days needed for transfers)
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reasonsforhope · 3 months ago
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"The Biden administration on Thursday [August 15, 2024] released prices for the first 10 prescription drugs that were subject to landmark negotiations between drugmakers and Medicare, a milestone in a controversial process that aims to make costly medications more affordable for older Americans. 
The government estimates that the new negotiated prices for the medications will lead to around $6 billion in net savings for the Medicare program in 2026 alone when they officially go into effect, or 22% net savings overall. That is based on the estimated savings the prices would have produced if they were in effect in 2023, senior administration officials told reporters Wednesday.
The Biden administration also expects the new prices to save Medicare enrollees $1.5 billion in out-of-pocket costs in 2026 alone.
“For so many people, being able to afford these drugs will mean the difference between debilitating illness and living full lives,” Chiquita Brooks-LaSure, administrator for the Centers for Medicare & Medicaid Services, told reporters. “These negotiated prices. They’re not just about costs. They are about helping to make sure that your father, your grandfather or you can live longer, healthier.”
It comes one day before the second anniversary of President Joe Biden’s signature Inflation Reduction Act, which gave Medicare the power to directly hash out drug prices with manufacturers for the first time in the federal program’s nearly 60-year history.
Here are the negotiated prices for a 30-day supply of the 10 drugs, along with their list prices based on 2023 prescription fills, according to a Biden administration fact sheet Thursday.
What Medicare and beneficiaries pay for a drug is often much less than the list price, which is what a wholesaler, distributor or other direct purchaser paid a manufacturer for a medication before any discounts...
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The administration unveiled the first set of medications selected for the price talks in August 2023, kicking off a nearly yearlong negotiation period that ended at the beginning of the month.
The final prices give drugmakers, which fiercely oppose the policy, a glimpse of how much revenue they could expect to lose over the next few years. It also sets a precedent for the additional rounds of Medicare drug price negotiations, which will kick off in 2025 and beyond. 
First 10 drugs subject to Medicare price negotiations
Eliquis, made by Bristol Myers Squibb, is used to prevent blood clotting to reduce the risk of stroke. 
Jardiance, made by Boehringer Ingelheim and Eli Lilly, is used to lower blood sugar for people with Type 2 diabetes. 
Xarelto, made by Johnson & Johnson, is used to prevent blood clotting, to reduce the risk of stroke.
Januvia, made by Merck, is used to lower blood sugar for people with Type 2 diabetes.
Farxiga, made by AstraZeneca, is used to treat Type 2 diabetes, heart failure and chronic kidney disease. 
Entresto, made by Novartis, is used to treat certain types of heart failure.
Enbrel, made by Amgen, is used to treat autoimmune diseases such as rheumatoid arthritis. 
Imbruvica, made by AbbVie and J&J, is used to treat different types of blood cancers. 
Stelara, made by Janssen, is used to treat autoimmune diseases such as Crohn’s disease.
Fiasp and NovoLog, insulins made by Novo Nordisk.
In a statement Thursday, Biden called the new negotiated prices a “historic milestone” made possible because of the Inflation Reduction Act. He specifically touted Vice President Kamala Harris’ tiebreaking vote for the law in the Senate in 2022.
Harris, the Democratic presidential nominee, said in a statement that she was proud to cast that deciding vote, adding there is more work to be done to lower health-care costs for Americans.
“Today’s announcement will be lifechanging for so many of our loved ones across the nation, and we are not stopping here,” Harris said in a statement Thursday, noting that additional prescription drugs will be selected for future rounds of negotiations."
-via CNBC, August 15, 2024
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sarkariadmidotcom · 1 year ago
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How to Find and Save Money on Affordable Housing
How to Find and Save Money on Affordable Housing Affordable housing is becoming increasingly difficult to find, especially in major metropolitan areas. The cost of housing has been rising faster than incomes for many years, and this trend is only expected to continue. However, there are still ways to find and save money on affordable housing. In this article, we will provide tips on how to find…
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voittoinsights · 1 year ago
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Master the Art of Requesting Discounts without Embarrassment !
Table of Contents1. Introduction 2. Change Your Attitude 3. Conduct your research 4. Select the Appropriate Timing and Approach 5. Work on Your Confidence 6. Showcase Your Loyalty 7. Respectfully Inquire About Discounts 8. Prepare to defend your request 9. Negotiate and make a compromise 10. Accept Rejection with Grace 11. Keep in Mind That It Is a Skill 12. Conclusion 1. Introduction In a…
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2truehearts · 1 year ago
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the way i gasped and almost dropped the book series ive wanted to read for so long when i held it in my hands and saw the price tag could be a top tier comedy show on its own
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betachon25 · 2 years ago
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How to Negotiate UPS Rates and Discount Ocean Freight Rates: Tips and Strategies from Betachon Freight Audit
Shipping costs can significantly impact your business's profitability, especially if you rely on carriers like UPS and ocean freight providers to transport your products. However, negotiating better shipping rates can be tricky, especially if you're not familiar with carrier pricing structures and industry trends.
That's where Betachon Freight Audit comes in. As a leading freight audit and consulting firm, we've helped businesses of all sizes optimize their shipping costs and negotiate better rates with carriers. In this article, we'll share our expert tips and strategies for negotiating better UPS rates and discount ocean freight rates, so you can save money on shipping and boost your bottom line.
Negotiating Discount Ocean Freight Rates: Tips and Strategies
Ocean freight is a popular and cost-effective option for businesses that import or export products internationally. However, negotiating discount ocean freight rates can be challenging, as pricing is impacted by many factors, including shipping volumes, seasonality, and carrier capacity. Here are some tips and strategies to consider:
Use a freight forwarder: Freight forwarders can help you negotiate better ocean freight rates by leveraging their relationships with carriers and their knowledge of industry pricing trends. They can also help you navigate complex customs and regulatory requirements and ensure that your shipments are delivered on time and in compliance with local laws and regulations.
Consider alternative shipping routes and carriers: Just like with UPS, there may be alternative shipping routes and carriers that can offer more competitive rates for your ocean freight needs. Consider working with a freight audit and consulting firm like Betachon to help you identify these opportunities and negotiate better rates.
Using Third-Party Auditing and Consulting Services
Whether you're negotiating UPS rates or discount ocean freight rates, working with a third-party auditing and consulting firm like Betachon can help you optimize your shipping costs and save money. Here's how we can help:
Data analysis: We can analyze your shipping data to identify cost-saving opportunities, such as consolidating shipments or negotiating better rates with carriers.
Carrier contract analysis: We can review your carrier contracts to ensure that you're getting the best possible rates and that there are no hidden fees or charges.
Negotiation support: We can provide UPS negotiation support and advice to help you get the best possible rates from carriers like UPS and ocean freight providers.
Negotiating better shipping rates with carriers like UPS and ocean freight providers can be challenging, but it's essential to optimize your shipping costs and boost your bottom line. By leveraging your shipping data, building relationships with carriers, considering alternative shipping options, and working with a third-party auditing and consulting firm like Betachon, you can negotiate better rates and save money on shipping. Contact us today to learn how we can help you optimize your shipping costs and boost your business's profitability.
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redgoldsparks · 22 days ago
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A collection of endorsements for the 2024 California ballot. Text below the cut.
CALIFORNIA BALLOT MEASURE ENDORSEMENTS COMPILED BY MAIA KOBABE
PROP 2: Should the state authorize $10 billion in bonds to build new & renovate existing public school, charter school and community college facilities?
PROP 2- YES: CA Federation of Labor Unions, CA Teachers Association, League of Women Voters, CA Environmental Justice League, Equality CA
PROP 3: Should the California Constitution be amended to define marriage as a fundamental right for all regardless of sex or race (removing language that states that marriage is only between a man & a woman?)
PROP 3- YES: CA Nurses Association, CA Federation of Labor Unions, CA Teachers Association, League of Women Voters, CA Environmental Justice League, ACLU, Equality CA
PROP 4: Should the state sell $10 billion in bonds for various projects to reduce climate risks and impacts? Money will be used to protect state water supply, fire prevention, flood management, protect wildlife, lakes and streams, offshore wind, park maintenance, urban greening and increase sustainability of agricultural lands.
PROP 4- YES: CA Federation of Labor Unions, CA Teachers Association, League of Women Voters, CA Environmental Justice League, ACLU, Equality CA
PROP 5: Should local bond measures to fund housing bonds for low/middle-income Californians and public infrastructure projects be allowed to pass with 55% voter approval instead of the 66.7% approval currently required?
PROP 5- YES: CA Nurses Association, CA Federation of Labor Unions, CA Teachers Association, League of Women Voters, CA Environmental Justice League, ACLU, Equality CA
PROP 6: Should the California Constitution be amended to: (1) remove the provision that allows involuntary servitude to be used as punishment for a crime; (2) prohibit incarcerated people from being punished for refusing a work assignment; and (3) allow incarcerated people to voluntarily accept work assignments in exchange for credit to reduce their sentences?
PROP 6- YES: CA Nurses Association, CA Federation of Labor Unions, CA Teachers Association, League of Women Voters, CA Environmental Justice League, ACLU, Equality CA
PROP 32: Should California raise its statewide minimum wage to $18 an hour by January 1, 2026, and then each year after based on inflation?
PROP 32- YES: CA Nurses Association, CA Federation of Labor Unions, CA Teachers Association, League of Women Voters, CA Environmental Justice League, ACLU
PROP 33: Should the Costa-Hawkins Rental Housing Act of 1995 (a state law) be repealed so local governments can regulate rents? If repealed, cities and counties would be free to pass new rent control laws which are currently denied.
PROP 33- YES: CA Nurses Association, CA Environmental Justice League, ACLU. NEUTRAL: CA Teachers Association, League of Women Voters
PROP 34: Should certain healthcare providers be required to spend 98% of revenues from a federal discount prescription drug program on direct patient care and should the state be permanently authorized to negotiate Medi-Cal drug prices? MORE INFO: Opponents of Prop 34 say it’s an attempt by the California Apartment Association to harm one specific healthcare provider, the AIDS Healthcare Foundation, because it supports Prop 33 & rent control. The California Apartment Association is the main supporter of Prop 34; if passed, it would strip the AIDS Healthcare Foundation of its nonprofit status. Multiple news sources have called this prop “revenge.”
PROP 34- NO: CA Environmental Justice League. NEUTRAL: CA Teachers Association, League of Women Voters
PROP 35: Should California make permanent an existing tax on managed health care plans to provide ongoing funding for Medi-Cal and other health care services? Currently the tax is not permanent and needs to be approved every few years by the California Legislature and the federal government.
PROP 35- YES: Equality CA. NEUTRAL: CA Teachers Association, CA Environmental Justice League. NO: League of Women Voters
PROP 36: Should California allow people to be charged with felonies for possessing certain drugs and for thefts under $950, if the defendant has two prior drug or theft convictions?
PROP 36- NO: CA Nurses Association, CA Teachers Association, League of Women Voters, CA Environmental Justice League, ACLU, Equality CA
SOURCES:
CA Nurses Association, CA Federation of Labor Unions, CA Teachers Association, League of Women Voters, CA Environmental Justice League, NorCal ACLU, Equality CA, Cal Matters, KQED: Here Are the State Ballot Measures Californians Will Vote on in November, SF Chronicle: These are the 10 statewide measures that will appear on Californians’ November ballot
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What the Hell is a 'Pre-negotiated discount'?
What the Hell is a ‘Pre-negotiated discount’?
Reading the latest 2023 Citibank-Hildebrant Consulting LLC ‘Client Advisory Report‘ I came across a term I had never heard of in over 25 years of working in the law. And that term was: Pre-negotiated discounts But I must be alone. Because, the Report goes on to say – about the use of AFAs – that: The more prevalent trend is the presence of pre- negotiated discounts. We often hear from firms…
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