#Mortgage Lending Experts Newcastle

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Trusted First Time Home Buyer Lenders in Newcastle - Ascension Finance

Ascension Finance is your go-to expert for first-time home buyer lenders in Newcastle, NSW. We offer personalized guidance and competitive loan options to help you secure your dream home with ease. Our dedicated team works closely with you to find the best mortgage solutions tailored to your needs. Visit our website to learn more about our first-time home buyer lending services and start your journey to homeownership today!

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Mortgage Broker in Newcastle New South Wales

Looking for great mortgage lenders and companies near you? We are award-winning lending experts. For mortgage broker in Newcastle New South Wales, visit: https://bit.ly/3BiNx18

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You don't make a billion you take a billion by paying slave wages

Is this statement made by an American politician accurate?

By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money Tips Podcast episode:

1.      Do billionaires make their money paying “slave wages”, as per Alexandria Ocasio-Cortez?

2.      Bill Gates and Henry Ford paid higher than average wages and made a lot of people rich

3.      The rich in the UK pay millions in taxes – David Beckham, JK Rowling and Sir James Dyson

4.      Top 1% of UK earners pay 28% of all income taxes

5.      Taxes are necessary and should be fair

”You don’t make a billion, you take a billion and make things by paying people slave wages that they can barely live on” a politician recently claimed.

You might be forgiven for thinking that the statement came from Jeremy Corbyn or somebody in Venezuela, but it actually came for an American Congresswoman Alexandria Ocasio-Cortez.

She has been accused of promoting dangerous radical left-wing policies, not that different from European social democratic views - free healthcare, college education, higher taxes for the very wealthy and more control over the financial sector.

She won her seat against all the odds with little or no funding and was actually working as a waitress before being elected.

However, to say that all billionaires make their money off the back of slave labour and below minimum wage pay is a little unfair.

Henry Ford actually increased wages and attracted thousands of workers to Detroit area, building forward into a multibillion-dollar company which produced cars for the masses. He was instrumental in building the American economy into a superpower through mechanisation and assembly line manufacturing techniques.

I don’t think you could accuse Bill Gates of paying low wages when the company has actually created thousands of millionaires through their stock options.

People are queueing up to work for the likes of Google and Facebook because their pay and benefits are out of this world.

According to the Sunday Times new tops taxpayer list, Stephen Ruben the majority shareholder of JD sports paid £181 million in tax last year.

British billionaire Denise Coates, who built her own business from a small family concern to multi-billion company, just paid £156 million in taxes.

Sunday Times list of highest taxpayers in the UK demonstrates that high earners contribute billions to the UK economy in productivity and net taxes.

Richest 1% in the UK contribute 28% of all income tax with notable high taxpayers like Sir Janes Dyson, David and Victoria Beckham and J. K. Rowling.

Billionaire businessman so Jim Ratcliffe have a tax liability of £110.5 million and Mike Ashley, founder of sports direct and owner of Newcastle football club paid over £30 million in taxes last year.

Politicians who go on about the rich “paying their fair share “should focus on the amount of tax collected rather than the tax rate.

If you hike up the tax rate to a top rate of 98%, as it was in the 1970s, all you do is drive away wealthy people and more importantly investment.

This has nothing to do with politics, it’s just common sense.

It has been recently demonstrated by the increase in stamp duty for multi million pound properties. What happened? The tax take went down.

Of course, we need taxes to run the country, but they need to be fair and balanced so that people have an incentive to work hard and build businesses. Countries like Hong Kong and Singapore attract businesses because they have an attractive tax system, which taxpayers have no need to evade.

If you subscribe to the politics of envy, believing that all rich people are evil and crooked, how can you be wealthy and successful yourself?

I talk about this in my book, yes, money can buy happiness, where we explore the mindset of money and success.

Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

Smart investors are using these creative finance, ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks   In the last few years, mortgage lending rules have been tightened up by UK regulators. Lenders now dig into your finances far more deeply than just looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

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[wisebuyinvestment]

If you are looking for Mortgage Loan Brokers Newcastle then we can help you in fulfilling your need by providing you the best broker and financial advisor who will guide you about every mortgage service and also tells you about which service will remain best for you. We have the best team in the whole city, and we can guarantee you that no one can provide the exact information as our team does. Contact us immediately!

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Get Personal Loan Broker Newcastle at Wisebuy Investment Group. We are here to help you with your dream home or up-gradation of the family car. You can trust us to help you finance your next purchase. Our team is comprised of professional experts and financers for giving you top-notch services.

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Find out the best home loan banks in Merewether, NSW to assist you with getting an advance for your new home. Our Mortgage Lending Experts will let you determine the right asset & equipment finance options. Get started online now!

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Why a Home Mortgage Loans is Good Debt?

In the present COVID emergency economy, numerous people might be regretting assuming obligation before or confronting new Home Loans to cover costs during joblessness. But then a great many customers keep on applying for contracts for home buys, probably the biggest debt the vast majority will actually expect. The explanation behind this is some obligation is really viewed as " good debt." Here's the way to differentiate among great and terrible debt and why Mortgage Loan Calculator Newcastle fall under that class.

Good Debt

There are a few pivotal components that decide great debt. To start with, the financing is utilized to purchase a great resource. In the event that you are an entrepreneur, going into a sensible measure of debt for fundamental hardware or gear could qualify here.

Second, that advantage ought to acknowledge in an incentive after some time. An advanced degree could be a case of this. While you may need to stray into the debt to get your degree, the venture could keep on developing if that it causes you to ascend the profession stepping stool on numerous occasions.

Furthermore, third, the credit is accessible at moderately reasonable loan fees. Regardless of whether you are purchasing a top-notch resource, it tends to be viewed as terrible debt in the event that you are paying an excessive rate on your credit. This was valid for heaps of home deals before the Great Recession. Numerous homebuyers purchased homes with dangerous elective home loans that they would not in any case have had the option to manage. At the point when the market smashed, property estimations dropped drastically and those homes became liabilities rather than resources as borrowers battled to stay aware of their installments.

Bad Debt

All the contrary highlights make up bad debt. It incorporates financing things that will lose an incentive as they age. For instance, purchasing an extra-large television with a long term advance would be bad debt as the TV would be outdated and worth a lot less toward the finish of the credit term.

Bad debt additionally incorporates taking out significant expense advances. Credit cards are frequently the most costly approach to back buys, with loan fees somewhere in the range of 15% to 25%.

Furthermore, something purchased with credit that doesn't get a lot of utilization, similar to a speed boat that just gets utilized a couple of months of the year, would likewise be viewed as bad debt.

Mortgage Debt Benefits

Getting a home loan advance on a property you can genuinely manage the cost of can be an acceptable obligation for a few reasons. Home costs ascend on normal over the long haul. Obviously there are minor and significant course corrections now and again however you can see huge gains if you remain in the market. Even after property estimations fell 33% during the Great Recession, they rose half from

their depressed spot in the next decade and keep on climbing. Regarding being an acceptable obligation, home buys are unmistakable resources with the genuine worth that increase in value after some time.

additionally, accompany the absolute most minimal financing costs in any loaning part. You can back your home buy at rates well underneath charge cards and individual credits and even beneath vehicle advance rates. The present home loan rates are at record-breaking lows, making homebuying a considerably more intelligent debt than at any other time.

While debt is something to by and large be maintained a strategic distance from, on account of home credit, taking on a reasonable measure of obligation at a sensible rate can really assist you with building riches quicker.

Give us a call at 02 4961 4985 if you'd like to get Property Loan Newcastle.

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Are you looking to finance your dream home for the future? Check out our portfolio of Residential Property Loans & home equity loans to find the best option in Newcastle.

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We provide an array of calculators to figure out your Property Loan Calculator & business mortgage loan monthly payments in Newcastle. Review & try our one-click calculators here!

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Are you looking to finance your dream home for the future? Check out our portfolio of Residential Property Loans & home equity loans to find the best option in Newcastle.

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Looking for great mortgage lenders and companies near you? We are award-winning lending experts. For mortgage broker near you in Newcastle New South Wales, visit: https://bit.ly/3BiNx18

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Whether you’re getting your first home loan or investing, we will guide you about Home Loans Newcastle in a proper way and we’re loan experts. We know where the best rates are and have access to exclusive deals just for lending expert customers. We are not tied to any lender which means we can search the wider market to find you the cheapest home loan from across the Newcastle. So contact us to know more about home loans.

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Our personal loan brokers and mortgage lending experts will let you determine the right asset & equipment finance options in Newcastle. Compare and save!

[wisebuyinvestment]

Our personal loan brokers and mortgage lending experts will let you determine the right asset & equipment finance options in Newcastle.

[wisebuyinvestment]

Our personal loan brokers and Mortgage Lending Experts will let you determine the right asset & equipment finance options in Newcastle. Compare and save!