#Mortgage Broker Oakville Ontario

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Devon Jones: Your Trusted Oakville Ontario Mortgage Broker

eet Devon Jones, the dedicated and reliable mortgage broker Oakville, Ontario serving the community. With over a decade of experience in the financial industry, Devon has earned a reputation for his unparalleled expertise and personalized approach to finding the perfect mortgage solutions for his clients. For more information visit our website.

[braydenhoopermortgages]

Mortgage Brokers: Providing the Right Assistance to You

The need for quick money may haunt you at any time. But do you fulfill this need? This threatening financial crisis may make you lose all you have. But you may lose the opportunity if you do not get the amount at the right time. In these situations, financial institutes are less likely to entertain you. Moreover, the process to release the required funds for you may take a loan. It will be better to find reliable private lenders Oakville. Finding the Right Private Lenders: The amount you need at the time may be high. In these situations, you may not get in touch with the right private lender who can provide you with the same. In these situations, you should consult a mortgage broker. Mortgage brokers are a part of the network where they can stay connected with the best private lenders who offer help to people in need. Mortgage brokers can help you with a lot of issues. Rate of Interest: Private lenders are ready to provide you with proper assistance. They can offer the amount you need. But how do you choose one among all these lenders? Concluding can be the tricky part. But with the help of a mortgage broker Oakville Ontario, you can make a rational decision. One of the biggest factors that play a role in choosing a private lender is the asked rate of interest. Mortgage brokers can help you compare each private lender's interest rates and offerings. It enables you to make a better and more beneficial decision. Reducing Monthly Payments: You will be repaying the received loan in small portions every month. However, the monthly repayment amount may be very high, affecting your regular expenses and savings. But you can adjust them according to your monthly finances. A mortgage broker can help you reduce monthly payments. The broker can communicate your needs with the private lender and adjust interest rates and monthly payments accordingly without putting more of a burden on you. Therefore, brokers are essential for every individual who needs financial aid from private lenders. About Brayden Hooper Mortgages: The most eminent mortgage brokers Oakville are available for you at Brayden Hooper Mortgages. The brokers at this firm know the best way to address your needs. Moreover, you can rely on these brokers to find the right private lender. Brayden Hooper Mortgages can end your concerns as soon as possible. Check out more at https://braydenhoopermortgages.com/ Original Source: https://bit.ly/4ancU26

[mortgagedeliveryguy]

As a mortgage broker, Mortgage Delivery Guy does not specialize in providing information on the safety of specific locations. However, Oakville, Ontario, is generally considered a safe place to live with a low crime rate, good infrastructure, and quality schools, making it an attractive residential area.

[teamhilson]

The Benefits of Working with a Real Estate Sales Representative in Oakville

If you're looking to buy or sell a property in Oakville, Ontario, you may be wondering whether or not you need the help of a real estate sales representative. While it is possible to navigate the real estate market on your own, working with a professional can provide a range of benefits and make the process smoother and more successful. Here are some of the top benefits of working with a real estate sales representative in Oakville:

Expertise     and Knowledge: A real estate sales     representative in Oakville has a deep understanding of the local     market, including trends, prices, and inventory. They can provide valuable     insights into the neighborhoods, schools, amenities, and other factors     that can impact your decision.

Professional     Network: A real estate sales representative has a network of contacts in     the industry, including mortgage brokers, home inspectors, and lawyers.     They can refer you to trusted professionals who can help you with the     buying or selling process.

Negotiation     Skills: A real estate sales     representative in Oakville has experience in negotiating deals and     can help you get the best price for your property. They can also advise     you on how to make a competitive offer if you're buying a property.

Time-Saving:     The real estate market can be time-consuming and overwhelming, especially     if you're juggling other responsibilities. A real estate sales     representative can take care of the legwork, including property searches,     scheduling viewings, and handling paperwork, saving you time and stress.

Professionalism:     A real estate sales representative is bound by a code of ethics and     standards of professionalism. They are committed to acting in your best     interest and providing honest, unbiased advice.

If you're looking for a real estate sales representative in Oakville, make sure to choose someone with a proven track record of success and excellent customer service. With the right professional by your side, you can achieve your real estate goals with confidence and ease.

[ultimateonlinemortgage]

Toronto Mortgage Professional reveals 5 best ways to use your home equity | Ultimateonlinemortgage.com Ok, today we are going to talk about 5 smart ways to use your home equity. Home equity is the difference between the value of your home and the unpaid ...

[myrealtorroland]

Five Tips for Making an Offer on a Home

Irrespective of the type of property, the location of the property, or the prevailing real property market conditions, one common thing with homebuyers is that they are required to make an offer. Whether you are still planning to search for a new home in Ontario, or you have already started working on your plan, it is important for you, as a homebuyer, to do the necessary legwork and get insight into how to make an offer on houses for sale in Milton.

While Roland Hack real estate agent broker is there to navigate you through the process, the more you understand the home-buying process, the smoother everything will be for you.

1. The Required Paperwork:  Once you are ready to make an offer on a house for sale in Hamilton, your real estate agent will prepare the required paperwork. As per Canada Mortgage and Housing Corporation (CMHC), your offer documents must include several particular details for it to be valid:

The name of the property seller, your legal name, and the address of the property

The sum of money you are offering (the buying price) as well as the amount of your deposit

Exclusions and inclusions (for instance, whether or not the window coverings are included in the deal)

The date on which you wish to take possession, i.e., “closing day”

A request for the latest land survey

The date of offer expiry

Any other conditions that need to be fulfilled prior to finalising the contract (for example, an acceptable home inspection)

2. The Property Price: While making an offer on a either home for sale in Milton, be ready for negotiation. Your potential to negotiate will rely on several factors. The prevailing market conditions in the adjacent neighbourhood will help you determine if you are in a situation to lowball – a possible scenario in a buyer’s market – or probably an offer which is greater than the asking price – something that usually happens in a seller’s market. The demand for properties in a given area, the amount of housing inventory available for sale, and the number of days the property is on the market will determine the kind of real estate market you are in.

3. Deposit: At the time of making an offer, the homebuyer needs to make a deposit on the property they wish to purchase. The deposit helps assure the property seller that you are serious about buying their house for sale in Milton and that you are financially ready for the deal. If the buyer cancels the deal, they, in most cases, lose their deposit.

Having said that, there is no standard amount for the deposit. It may differ on the basis of the kind of home you want to buy or how quickly you want to own that property. Plus, how the deposit is managed differs from province to province, but it usually remains in the hands of the home seller’s agent, until the deal is finalised.

4. Down Payment: Unless you are willing to pay in cash to buy the property, you will require securing financing. The minimum down payment is 5% in Canada. It is best to get a pre-approval for a mortgage. If you wish to move with your offer quickly, you need to be prepared with respect to your financing. As a property buyer, you should know how much you could be able to pay. Moreover, the seller too may want to ensure that you will not pull out of the deal due to financing issues.

5. Conditional vs. Firm Offer: Your offer to purchase an Oakville house for sale may be firm, i.e., no conditions attached to the offer. On the contrary, in a conditional offer, specific terms must be fulfilled for the order to be valid. Some general conditions are as follows:

Purchase conditional on financing: This is a common condition, particularly for first-time buyers, who are making an offer on a property, which requires the sign-off of the lender for the deal to happen. The homebuyer will have several days to obtain the same, and the process will entail a property appraisal. If the lender refuses to finance the house for sale in Milton, the homebuyer will inform the property seller, eventually making the offer null and void.

Purchase conditional on home inspection: A home is perhaps the greatest purchase a person makes in their lifetime, hence it is strongly suggested to make the offer conditional on a satisfactory property inspection. A professional home inspector will assess many things in and around the property that are visible. Plus, they will examine things like the roof, structure, plumbing, electrical and heating systems, to ensure that the property is in excellent condition. If the home is under par, this specific condition enables the home buyer to request the seller for repairs, a decrease in the final price, or cancel the offer altogether.

Purchase conditional on the sale of aproperty: If a potential homebuyer already owns a property, they may want it to be sold prior to purchasing a new home in Oakville. This is perhaps not a favourable situation for the property seller, as each condition may have a ripple effect. A firm offer is commonplace in a hot market. When all other aspects are similar, it is more likely that the property seller will choose the unconditional offer over one which is likely to fall through for a variety of reasons.

7. Negotiations: There could be a possibility to negotiate a lower price on the houses for sale in Hamilton that you are looking to buy. However, you should remember that negotiation is not just restricted to price. You may attempt for more advantageous terms on your purchase agreement, such as inclusions, repairs, and/or a shorter or longer closing date. An experienced professional like residential real estate agent broker Roland Hack can guide you on what you can actually negotiate, based on the market conditions. In a buyer’s market, your position could be stronger when there are a lot of options on the market. On the other hand, you may likely be competing against many other buyers for the same house for sale in Mississauga, so a solid offer and acting immediately may help.

8. Legal: Your offer is, in essence, a legal document, so make sure to go through and understand everything mentioned in the paperwork. A home buyer may choose to get the offer reviewed by an attorney before inking the deal. It is important to know that if you fail to understand anything, do not sign it. Home-buying is a big decision to make, right from looking at various options and evaluating each, to the financial and emotional commitment involved in the process.

Moreover, the offer on a property is basically a legally binding document. All possible questions related to making an offer on a property are rational, since these seemingly minor details will likely have a ripple effect on the entire process of buying – and maybe, long after you start living in that property. Therefore, it makes sense to work with an experienced real estate agent broker to ensure your best interests are protected.

To Conclude

If you have more questions about the home-buying process – or you are looking for your dream home in Ontario, reach out to the very dependable and experienced residential real estate agent brokerRoland Hack today!

Direct: 416-543-7348

MyRealtorRoland.ca

MyRealtorRoland@gmail.com

Sutton Group-Admiral Realty Inc., Brokerage

 Buying  Moving  Selling

[joemaharana]

Tips for Buying Real Estate for Investment in Oakville, Ontario

Buying properties in Oakville can be an overwhelming experience if you are a beginner. When it comes down to smart investing in real estate, one must do so much more than just making a down payment. It takes trade know-how, investing proficiency, initial capital, and a whole lot of patience to buy properties in Oakville.

The real estate market in Canada is on a roll right now. Even after the aftermath of one of the deadliest pandemics, the Canadian real estate market is heating up. And it’s not only the urban centres that are experiencing this demand. Rural communities across the country are also creating a buzz in today’s economic scenes.

A number of Canadians invest in real estate for long-term gains, e.g., buying luxury homes for sale in Oakville Ontario to rent them out and pay the mortgage. And once they retire, it becomes a holiday home or maybe a bed and breakfast. On the outside, buying a property for investment purposes seems all jazzy and a superb idea, but like any other decision some pros and cons come with it. That’s why it’ advisable to connect with a real-estate broker to weigh in all the options before you shell out your hard-earned money.

If you are eyeing Oakville luxury homes that are up for sale, you must have thousands of questions in your mind. This article entails a few important tips that every prospective property owner must focus upon. Whether it’s those luxury homes for sale in Oakville, Ontario or commercial properties for sale in Oakville, you need to check all these tips to make sure that your decision proves to be a monetarily fruitful one.

1. Do your Math Properly- Real Estate Investment is a Math, Keep your Emotions Aside

We all are currently obsessed with granite counters and bamboo floors and the aesthetic pleasance these bring to a home. However, when it’s about buying a property for an investment purpose, how much profit are these going to make is the question. Just imagine how much they add to the monthly rental you’d make. If there is one thing real estate beginners must understand is that it all boils down to numbers and nothing else. What’s eh cost of the condo? How much tax would be paying for buying houses for sale in Oakville Ontario? Is there a maintenance cost involved? These are the questions you need to read through and get answers to before rushing into buying a house just because- oh, it’s so pretty! An experienced mortgage agent with deep industry know-how will guide you through the profit-making luxury homes for sale in Oakville, Ontario.

2. Early Financing is a Wise Option

When it comes to dispersing mortgages for rental properties, Canadian banks turn out to be quite conservative. Getting approved won’t come as easy as for your primary residence and that’s why planning out financing quite early is something that trustworthy mortgage agents will recommend to you. In the best-case scenario, any primary lender, be it your bank or a private mortgage lender, would want to evaluate your capability of making mortgage payments on both your properties- your primary residence as well as the investment with the 28/36 rule. Most importantly, they would also evaluate your capability to make the mortgage payments if you don’t have a rental income from your investment property. Your property might not be rented throughout the year. They just want to be sure that your vacant property doesn’t become the reason for no payments. Further, you also need a strong credit history to buy luxury homes for sale in Oakville Ontario.

3. A Minimum of 20% Down Payment is What You’ll Likely Need

Most prospective real estate investors put money in Oakville luxury homes that are up for sale because they want to have a second source of income or a full-proof retirement plan to be precise. But the property that they are buying for investment purposes is most likely not a primary residence (a house which you purchase and live in for at least six months in a year). This means your bank will ask you for a bigger amount as a down payment. In most cases, it averages around 20%.

4. A Fixer-Upper for Your First Investment Property is a Bad Idea

Purchasing an investment can be an overwhelming experience in itself. Add to that the hassle of renovating a house! Stressful, right? If it’s your first-time real estate investment attempt, do not overburden yourself with a property that needs a lot of time, money and patience to repair. However, if you are a specialist in home renovations and think you can handle all the interiors and repairs on your own, you can definitely go ahead. Most first-time investors in Oakville Ontario ignore this advice only to end up overpaying for a renovation. When you’re on the lookout for properties for sale in Oakville, focus on ones that are in good condition.

5. Choose the Neighbourhood Wisely

Remember when you shopped for your primary residence, you probably picked up the finest neighbourhood you could pay for. Applying the same logic to buy your investment property isn’t really a wise idea. Finer neighbourhoods come with an inflated insurance and maintenance cost. Instead, if you speak with an experienced mortgage agent or broker, they’d advise you to look out for a cheaper property in a humble neighbourhood. Also, while picking up a neighbourhood, you must eye the ones that have:

- Have a higher rate of employment

- Aren’t governed by homeowner’s association

- Have a low crime rate

- Have amenities nearby

6. Keep Extra Money Aside for Extra Expenses

It’s not only the purchasing amount and the monthly payment that you need to make when you purchase a property. There are factors like property taxes and applicable condo fee than can multiply you cost per month. You must ask your mortgage agent for a comparative analysis with the expected rental for the neighbourhood you are searching for properties in. You must also call your insurance agent to check on the cost (if you are buying a freehold property).

If you’re ready to reap the benefits of real estate investment in Oakville Ontario, contact Joe Maharana today. We are a licensed real estate brokerage firm offering the best professional guidance when it comes to buying properties in Oakville. We help you in selecting the distinctive properties in the best of neighbourhoods.

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Does Anybody Have Any Job Suggestions

Sam Kolias, chief government of Boardwalk Real Estate Investment Belief, Canada鈥檚 largest house owner, says he's already seeing the push back into apartments. Another potential location that has nice return worth is Mississauga Actual Property. As your native house promoting consultant, she not only gives full consultancy services but additionally enables you to acquire the very best value for money for each residential and commercial property. An alternative choice is to rent the consultation providers of a house painting firm. PPO or Most popular Company Group is a put together that usually bills deductions each time a member visits a medical physician. It's a must to assure the company has expertise in acquiring probably the extremely crucial actions carried out dependent with this specific timeframe. Men and women through all over the place over the earth are often touring to Toronto every year as well as a excellent fraction advisors want to start out out buying Toronto current market.

Most people assume they will not be affected by the present state of affairs. You have to seek for a renowned and skilled real property agent that has good information about the present market. If our Slavens agent was typical for Slavens, then I might steer clear of this place. They are the first selection of all the true property sellers and builders who've the residents moving into their new properties. What Harbr and startups like it are bringing to the market is easy methods to disrupt the construction business by having sensors, data analytics, 3D models, Just in Time (JIT) for goods as well as labor. OTPP's Benchmark Committee includes the CEO, CIO, her (Chief Danger & Strategy Officer), as properly because the CFO and Head of HR. Toronto is a well-known Canadian metropolis that's situated in Ontario. They talk to the town councilors about plans, they attend city council conferences and know all the things that is going on in an space. Many real property brokers say the Toronto-area market has had a sluggish begin in 2018, with slim listings and hesitant consumers.

DeClute figures cautious patrons are feeling a little bit more assured the market doesn't have additional to fall. No matter what your state of affairs is, there are plenty of decisions and choices for beatifying your drain discipline or leach field and most will hardly dent your funds. You'll need a lawyer to close the sale and register the deed and mortgage on the closing day. 鈥?Mortgage lenders will not have the ability to process mortgage advances adequately as a result of heavy month鈥檚 finish quantity. The achievement of short-time period aims will indicate you might be transferring in the proper path, and also will provide you with energy and pleasure to hold on in the direction of your general profession goal. Test zoning and growth plans for the realm, particularly if there are vacant lots, empty fields or underdeveloped areas. If you are the pet proprietor, your effort and time will probably be best spent calling a dowser who has been successful locating pets by map dowsing.

This new way of thinking will take time, effort and persistence. So how much money would Ron take for the piece? We might be hopeful about Toronto real estate? The agency was founded by Nick Pavlov, an experience realtor with more than three decades of expertise within the Toronto real estate market. Nonetheless, historical past as shown that more often than not, this rule of thumb applies. There has, nonetheless, been a softening out there. However we had not thought of the beams up there. By the MLS listing service, the work of brokers and brokers had been greatly simplified. Anytime you may keep an eye fixed in your investing it is a no-brainer, DO IT! What can we conclude from all these numbers? 鈥淭he housing market was and is a number one indicator of changing economic conditions. Solely launch on the main. Thirdly, the affect on our economy could come type the falling buying energy of the U.S.

Our service expectations have been high after we purchased a new home earlier this 12 months and Alberto continued to impress us throughout the sale process. 388,473 in March which is up 4.7% from February and 11% from a yr ago. The board, which represents 50,000 realtors, also refused to reply questions on whether or not it is able to quit its struggle to let the data be posted online. This, sense of security with identified builders has additionally noticed an increase in the construction of those buildings lately. Empty rooms appear smaller and folks have a tough time envisioning their belongings in them. You could need to enchantment to them for top price. It may be a model-new hobby, or a brand-new career. Plus, it鈥檚 family oriented progress, so communities like Oakville, Brampton, Milton, Bradford, West Gwillimbury the place growth was intended to occur,鈥?said Tuckey. What do all of the family pictures recommend?

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[viewittoronto]

Credit Card Interest Gone! 2nd Mortgage Loans. Save Up To 85%! | Real Estate Services | Oakville / Halton Region

Credit card interest can be as high as 30% every year – and cash advance stores charge even more than that!

Stop this endless cycle of debt and exorbitant interest! Consolidate your credit card debts – and other debts into one easy monthly payment. Your savings and cash flow will improve immediately.

Rates from only 6.5%!!

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$625.00 – Credit card monthly interest expense on $25,000 at 30% $125.00 – 2nd mortgage interest expense on $25,000 at 6% $500.00 – MONTHLY SAVINGS!

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Make the call today. There is no cost or obligation!

Angelo Gervasio, MBA Mortgage Broker TMG The Mortgage Group Ontario Inc. (FSCO#10315) Cogent Mortgage Solutions https://ift.tt/2k9qOyg gervasio@cogentmortgage.ca 905-582-5363 (LEND)

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[braydenhoopermortgages]

How Mortgage Brokers Provide an Unforgettable Experience To Clients

A lot of borrowers choose mortgage brokers Oakville because they can provide them with a personalized solution based on their true requirements. Now, what helps experienced mortgage brokers always deliver an unforgettable experience to their clients? There are a lot of things that help with this. Let’s learn about them. Collecting client information seamlessly Several mortgage brokers are working in the industry. However, there are very few who know how to systematically collect information from the client without making the process too lengthy or boring for them. So, when you work with experienced mortgage brokers, they will collect all the information such as details about your family, occupation, and future goals in the most systematic manner possible. This information helps them find the right solution and also provides a great client experience Trained in customer service Providing customer service may seem like an easy thing to do. However, soft skills are equally important for connecting you with the right lenders. So, with expert mortgage brokers, the customer service will always be excellent. They will ensure that you are aware of what is happening at any point in time and will also answer any questions or queries you have to the best of their abilities. Making your life easier With reliable mortgage brokers, you will find that the entire process will be quite convenient and seamless for you. For instance, you may not like filling in the same information repeatedly. So, the team of mortgage brokers can fillin the details that they are aware of. They can make it easier for you to collect any important information and can help with even the simplest tasks such as help finding where you have to sign. Building long-lasting relationships The right mortgage agent Oakville understands the importance of long-lasting relationships and ensures to be truly thankful when the process is completed. They will make you feel special and will also stay in touch with you in the future. So, if you have any questions, you can connect with them or if you require mortgage help in the future, you can easily start the process by working with these mortgage brokers. About Brayden Hooper Mortgages: Brayden Hooper Mortgages is known as one of the finest mortgage broker Oakville Ontario available in the market. These brokers can help you no matter what your situation is and can connect you with the right mortgage lenders. To work with mortgage brokers, visit https://braydenhoopermortgages.com/ Original Source: https://bit.ly/3vhKhVS

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Is Oakville A Safe Place To Live? - Mortgage Delivery Guy

As a mortgage broker, Mortgage Delivery Guy does not specialize in providing information on the safety of specific locations. However, Oakville, Ontario, is generally considered a safe place to live with a low crime rate, good infrastructure, and quality schools, making it an attractive residential area.

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Vadim Mostovoy works as a mortgage Agent with Mortgage Intelligence, Canada's Mortgage Experts, offering homeowners the best deals for their Mortgage Purchase and Refinancing.Serving clients across Vaughan, Toronto, Richmond Hill, Markham, Newmarket, Mississauga, Milton, Oakville, Burlington, North York and the surrounding areas.

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Mortgage Broker Rendon Texas

Contents

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Find an expert mortgage broker near you with Mortgage Choice. Watch this short video to find out how our local Mortgage Choice experts – brokers and advisers – can help you with a range of your financial needs, from credit cards to home loans and financial advice.

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Intercap Lending provides exceptional mortgage broker services to clients in Orem and throughout northern Utah. We are proud to be an advocate for borrowers of all types. We offer a wealth of options for residential mortgage loans, including conventional, FHA and VA loans.

Family owned and operated licensed mortgage broker serving Wake, Durham, Franklin, and Granville counties. Raleigh Mortgage Group, Inc. is a family owned and operated, licensed Mortgage Broker providing financing for properties located in North Carolina since 2001.

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Mortgage Broker London Ontario. There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution.

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Mortgage Broker Smiley Texas Oakville Mortgage Broker. At Cashin Mortgages, we believe that our clients’ satisfaction is a reflection of our TEAM’S satisfaction. Talking to the best mortgage broker Oakville is a great way to calm those first-time home buyer (or 10th time home buyer) jitters.

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At Sterling Mortgages we provide quality representation, and multiple lending solutions which will make you feel confident that you are in good hands. With access to the top lenders in Toronto, Sterling Mortgages allows you to select a lender that best suits your scenario and our brokers are experienced in helping you make the right decision.

[mikemortgage]

Canada’s property market may be cooling, but ‘proptech’ is booming

This year, Devin Tu helped his real estate client avoid a multi-million dollar mistake.

“We had a client looking at a site in North York that they thought was ideal. But then, they used our tool, which scanned 25 different regulations and checked developments in the area in real time,” said Tu. “It turns out they had missed a key floodplain regulation.”

Had they bought the more-than-$10-million property, the client would have been stuck with land on which development would have been impossible. The area remains a parking lot today.

Tu is the founder and CEO of MapYourProperty, whose digital tool gives real estate developers a digital interface to access layers of important information about a property, including zoning bylaws and nearby proposals.

Toronto and Vancouver most 'vulnerable' to interest rate hikes as personal debt soars, CMHC warns

Does rent control stifle construction? Until there's more data, the jury's still out

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His company is just one of a wave of proptech, or property technology, startups flooding the Canadian real estate sector, and developing a wide net of technologies, including artificial intelligence, machine learning and virtual reality applications.

“Real estate is one of the oldest and one of our biggest industries,” said Tu. “It has a huge gap where technology can completely disrupt it.”

The industry has ballooned in the past few years, largely funded by venture capital. Now it’s gaining recognition in the markets.

“Up until this year, there hadn’t been a ton of spotlight on proptech,” said Frank Magliocco, Canadian real estate leader at PricewaterhouseCoopers. But recently investments in proptech has spiked, “almost like a hockey stick,” he said.

In 2012, $221 million was funneled into the global proptech market, according to startup data provider CB Insights. That number shot up to $4.2 billion in global venture capital in 2016, with 2017 seeing a total investment of $12.6 billion, according to market research agency Re:Tech.

Earlier this year, Brookfield Asset Management, the Toronto-based real estate firm, committed $300 million under Brookfield Ventures to support real estate tech, while Jones Lang LaSalle launched an international venture fund to invest $100 million into the industry.

“If there’s that kind of money going into proptech, that means (it’s) going to have a pretty profound effect going forward,” said Magliocco.

Tu attributes the industry’s recent growth to necessity. Recently, the shortage of land supply and increased competition have forced real estate companies and their customers to make faster and better decisions.

From the perspective of data and transparency, the inefficiency in the commercial real estate market has been a difficult issue to tackle, according to Ben Liao, managing director at Techstars, a startup accelerator company based in Boulder, Colo. Earlier this year, the company chose Toronto to host its first international proptech accelerator program, featuring two Canadian proptech companies, including MapYourProperty.

“Creating client value through digital services in a space that is defined by a ‘real’ and physical experience in the ‘built world’ is difficult,” said Liao in an email. “Traditional industry leaders have been reticent to make significant investments in or adopt technology.”

The growth of the Canadian proptech market hit its stride after an important court ruling put valuable data in the hands of Toronto startups.

In August of 2017, the Supreme Court declined to hear an appeal from the Toronto Real Estate Board over the restriction of home-sale data. The case began in 2012 when the Competition Bureau alleged that by restricting virtual office websites from accessing certain data, TREB was stunting industry growth and innovation.

The seven-year-long trial, ended with a federal Competition Bureau order that meant brokers could package transaction and property records. This increased access to important historical data and trends put non-traditional real estate brokerage offices in a position to develop and grow.

“It was a major ruling for Canada, because it’s going to help us transform to what the U.S. did five or 10 years ago,” said Tu.

Currently, aside from the Maritimes, few other Canadian real estate boards have updated their data-sharing rules to match those of Canada’s largest real estate board. In September, TREB made its first alliance with the Oakville, Milton and District Real Estate Board, in order to give both boards a more comprehensive market view.

Now, some are calling Toronto the “Silicon Valley North” of proptech.

The city is home to a diverse set of global leaders who participate in the real estate market, with major property investors such as Colliers International, Brookfield and Oxford Properties all headquartered in Toronto.

“Toronto is North America’s fastest-growing tech market, creating more technology than the San Francisco Bay area, Seattle and Washington, D.C., combined last year,” said Liao.

And, according to Tu, the technology talent is here, and accessible. In Silicon Valley, hiring experts is expensive, while elsewhere “there just aren’t enough.”

However, not everyone believes that proptech’s big moment has arrived.

Christopher Alexander, Re/Max executive vice-president and regional director of Ontario-Atlantic Canada, says the industry’s embrace of blockchain, AI and machine learning are still a few years out.

“I think next year is a bit too early, but if I was to bet on any of those things, I would say blockchain,” said Alexander. He believes blockchain has the potential to create change in the industry because of the way it’s structured to “give consumers security with their money.”

According to Royal LePage president Phil Soper, proptech will change the way people buy homes, but that won’t eliminate the role of advisors.

“Our AI talks people through their search process, and when they’re comfortable, the AI directs them to an advisor so they can dive deeper into the transaction,” said Soper. “We think we can reduce cycle time, we think we can make the process more enriching. But we don’t see it replacing humans in the transaction.”

Magliocco says that while he sees pockets of proptech development happening in 2019, “the big stuff won’t be happening next year, but we’ll be seeing it soon.”

Nonetheless, with new policies, investment and talent to back him and other proptech entrepreneurs, Tu says he’s excited for what’s to come.

“Fintech was 2018,” said Tu. “I think proptech is going to be 2019.”

igalea@postmedia.com

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