#Liability Insurance Events
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wtii · 4 days ago
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Managing New Driver Insurance Costs: What to Know Before You Start
As a new driver, one of the biggest expenses you will face is car insurance. The cost of insuring a new driver can be significant, but there are ways to manage those costs and ensure you are getting the best possible coverage. Before you start shopping for insurance, here are a few key things to keep in mind.
First and foremost, it's important to understand how insurance costs are calculated for new drivers. Insurance companies use a variety of factors to determine how much you will pay for coverage, including your age, driving record, and the type of car you drive. Young drivers are considered high-risk because they lack experience on the road, so their insurance rates tend to be higher than those of older, more experienced drivers.
One way to lower your insurance costs as a new driver is to take a defensive driving course. Many insurance companies offer discounts to drivers who have completed a certified defensive driving course, as it can help you develop the skills needed to avoid accidents and drive safely.
In addition to taking a defensive driving course, another way to lower your insurance costs is to choose a safe and reliable car. Insurance rates are typically higher for sports cars and other high-performance vehicles, so opting for a more practical and economical car can help keep your premiums down.
Another important consideration when shopping for insurance as a new driver is the type of coverage you need. While it may be tempting to opt for the minimum required coverage to save money, it's important to consider the potential costs of an accident or other unexpected event. Comprehensive coverage, which includes protection against theft, vandalism, and natural disasters, may be worth the higher premium if you want peace of mind on the road.
If you are a new driver who is also planning a wedding, you may want to consider wedding ring insurance. Wedding ring insurance can provide coverage in the event that your rings are lost, stolen, or damaged. This type of insurance can be a wise investment, as wedding rings are often valuable and sentimental items that you would want to protect.
In addition to wedding ring insurance, another type of insurance to consider is event liability insurance. If you are planning a wedding or other special event, event liability insurance can help protect you in case of accidents or injuries that occur during the event. This type of insurance can provide coverage for medical expenses, legal fees, and other costs associated with accidents or injuries that may occur.
Overall, managing insurance costs as a new driver requires careful consideration of your driving habits, the type of car you drive, and the coverage options available to you. By taking the time to research your options and compare quotes from different insurance companies, you can find the coverage that best meets your needs at a price you can afford.
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businessinsur01 · 2 years ago
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Safeguard Your Business with Cyber Protection Insurance in Australia
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In today's digital age, businesses of all sizes face a wide range of cyber threats such as data breaches, cyber-attacks, and theft of sensitive information. Cyber Protection Insurance can help protect your business from the financial impact of such risks. This insurance policy provides coverage for costs associated with cybercrime, including data recovery, business interruption, and legal expenses. With Our Cyber Protection Insurance, you can focus on running your business with peace of mind knowing that you have protection in place for unexpected events.
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innovateinsuranceagency · 2 years ago
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Event Insurance New Jersey - Innovate Insurance Agency NJ
If You Need event insurance in New Jersey then Request a callback today!
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businessinsurancecanada · 2 years ago
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Special Event Liability Insurance: Protecting Your Event from All Risks
Planning a special event can be a lot of work. From selecting the perfect venue to coordinating vendors and guests, there are many details to consider. But one detail that should not be overlooked is event liability insurance. Special event insurance provides protection against unexpected risks that could potentially ruin your event or cause financial losses.
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What is Special Event Insurance?
Special event insurance, also known as event liability insurance, is a type of insurance that provides protection against unexpected risks that could occur during a special event. These risks can include property damage, bodily injury, and other unexpected incidents that could result in financial losses for the event organizer.
Special event insurance policies can be customized to meet the unique needs of your event, and can include coverage for things like cancellations, weather-related losses, and more.
Why Choose CHES Special Risk Insurance for Your Special Event Insurance Needs?
As one of the top insurance companies in Canada, CHES Special Risk Insurance has the experience and expertise to develop customized special event insurance solutions that meet the unique needs of your event. We work with some of the largest insurance carriers in Canada to provide comprehensive insurance coverage that protects you from all risks.
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In addition to our customized insurance solutions, we also offer exceptional customer service. We believe that building strong relationships with our clients is essential to providing the best possible insurance experience. That’s why we take the time to get to know our clients and their events, so we can provide tailored insurance solutions that meet their specific needs.
Partner with CHES Special Risk Insurance
If you’re planning a special event and need event liability insurance, look no further than CHES Special Risks Insurance. Our team of experts will work with you to develop a customized insurance solution that meets the unique needs of your event, and our exceptional customer service ensures that you’ll have a positive insurance experience.
Contact us today to learn more about our special event insurance products and how we can help you protect your event from all risks.
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chiqelatasblog · 8 months ago
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In the Middle of the Night🌙
-> Ao3 link is here.
-> Part Two is here.
Pairings : Bi-Han/ Sub-Zero x You, Kuai Liang/ Scorpion x You, Tomas Vrbada/ Smoke x You
Tropes : Slavery, Past Sexual Abuse, Canon-Typical Violance, Emotional Hurt Comfort, Strangers to Lovers, True Love, Foursome, F/M/M/M, Dark Magic, Eventual Smut
Summary : After a mission gone wrong, Bi-Han, Kuai Liang, and Tomas find themselves sealed inside a book as love slaves. Whoever discovers the book and utters the incantations within will not only become its owner but also the master of the Lin Kuei’s three deadliest assassins.
For you, grappling with the weight of a solitary life and enduring a particularly rough day, stumbling upon this mysterious book was an unforeseen twist. As you bring the book home, unaware of its contents or the events that led to its creation, the ensuing chain of events will shatter the tranquility of your world, forever altering the course of your life.
Title and work inspired by the “Elley Duhe-Middle Of The Night” song
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CHAPTER ONE : (READER)
You were enduring one of the worst days of your life.
Your alarm didn’t sound in the morning because you were too fatigued to remember to charge your phone the night before. With its poor battery life, it ran out quickly. Living forty-five minutes away from the city center, you should have caught the subway at least an hour ago to make it to work on time. Despite the pressing need for money, uncertainty loomed as you grappled with the inevitability of firing. The job, despite its dreadful conditions and an insufferable boss, stood as your best opportunity in months - too valuable to risk losing.
Although you had graduated from college with a commendable degree, the job market proved bleaker than anticipated. Your once-bright dreams faded as the harsh reality of post-graduation life set in. Most desirable positions demanded experience, yet securing experience required entry into these very positions. While a diploma opened a few doors, the conditions were often as harsh as modern-day servitude, albeit with insurance and a predictable late salary.
Your current role as a programmer at a gaming company offered no respite. Long hours in front of the screen left your eyes bloodshot, encircled by dark rings, and your neck perpetually aching. Despite the hardships, a promise to your distant family fueled your determination to stand on your own. Abandoning everything and returning home was not an option after coming this far. You had shed too many tears to surrender now, enduring the suffocating loneliness of solitary dinners in your cramped kitchen as you pursued your dreams.
Thus, with a reminder of your purpose, you hurriedly left your apartment. Despite the packed subway and the frenzied rush, you managed to trim your commute from fifteen minutes to a mere seven and a half. Yet, upon arrival, your efforts were futile. Summoned to your boss’s office, you were promptly instructed to collect your belongings and leave the company, denied even the opportunity to provide an explanation.
You were keenly aware of the disdain your boss and coworkers held for you; it was an open secret. They resembled vultures, poised to oust you at any moment. As the lone rookie, you were perceived as nothing more than a liability. Despite your efforts to avoid seeking their assistance by tackling most tasks independently, being in your first year of the profession meant there were occasions when you needed guidance or support. Yet, camaraderie was a foreign concept in this office. Compared to other workplaces, the only semblance of unity stemmed from shared breaks and lunches.
A part of you felt relief at the prospect of bidding farewell to a workplace where you found no joy. However, the dominant part, fueled by anxiety, fretted over how you would cover rent and expenses. Although you had a modest emergency fund tucked away, it would only sustain you for about a month. Urgency gnawed at you as you roamed the streets with a cardboard box containing your few office belongings, scouring for job advertisements. Picky was a luxury you couldn’t afford; you were prepared to take on any role, even as a barista or waitress, until you secured a position closer to your aspirations. Survival necessitated prioritizing money above all else.
As the day wore on, you lost track of time. With the setting sun casting a dim glow and street lamps flickering to life, tiny raindrops began to graze your cheeks and nose, soon escalating into a downpour. Despite the onslaught, you mustered the strength to suppress the curses threatening to spill forth. Rushing back to the subway, you braved the rain without an umbrella or proper clothes, mindful of the looming threat of illness. With no funds to spare for hospital bills or medication, resuming your job hunt from the shelter of your laptop seemed the safer option.
Arriving at the subway, drenched from head to toe, you collapsed onto the nearest available seat, your legs barely able to support you. With a heavy sigh, you closed your eyes, feeling the weight of the day’s exhaustion bearing down on your body. The simple act of sitting down was a luxury, a stark reminder of just how fatigued and stressed you had become over the course of the day. You rubbed your weary legs in an attempt to generate some warmth, soothing the cramps and chasing away the chill brought on by the rain.
As the subway doors slid open with a ding, a wave of commuters flooded in, filling the once-empty seats around you. Seizing the opportunity to rest your eyes until reaching home, you leaned back against the seat with the cardboard box resting on your lap. Tired, cold, and hungry, the numbing effect of the rain provided a brief respite from the stress, deserving of a well-earned nap.
When the ache in your neck became unbearable, you reluctantly opened your eyes, realizing that your stop was approaching. Glancing down, you noticed a book lying on the seat beside you, as your grip on the box was dangerously close to slipping from your grasp. Picking it up, you scanned the faces around you, expecting someone to claim the book or acknowledge its presence, but no one seemed to react. Confirmation dawned upon you, the book had been left behind, seemingly forgotten by its owner.
Although the book appeared hefty, its weathered cover hinted at years of use and handling. Despite its age, it felt surprisingly light in your hands, its once vibrant hues faded to muted tones. Adorned with a pale gold cover devoid of any text on the back, the book bore the scars of countless readings and journeys. Turning the book over to avoid catching your tired reflection on its worn and shiny surface, your lips parted in mild surprise. Three striking male figures graced the cover, their details rendered with such realism that they almost seemed tangible, despite the signs of wear and tear. Your finger traced over the hyper-realistic features with impulsive curiosity, only to retract abruptly as if scalded, suddenly aware of your surroundings.
As a sweet ache pulsed between your thighs, you found yourself unexpectedly aroused by a mere image, prompting you to shift uncomfortably in an attempt to quell the throbbing sensation. It had been quite a while since you last shared intimate moments with someone, but even that didn’t entirely account for the sudden surge of desire sparked by a simple picture. Stirring memories long buried within you, igniting a hunger you hadn't realized existed until now.
A blush warmed your cheeks as you examined the figures once more. The trio bore the semblance of warriors or assassins, albeit clad in scant attire. The man on the left possessed a sun-kissed tan, his muscular frame adorned with a large scorpion tattoo on his left arm. His black hair was artfully swept across his face, his golden mask veiling a stern gaze as he brandished a flaming kunai, its rope end poised for action.
Your attention shifted to the figure at the center, whose face remained partially obscured by a silvery black mask. Despite the concealment, a strange sense of familiarity emanated from his features, mirroring those of his companion. His complexion was pale, revealing blue-green veins beneath the surface, while his dark eyes emanated cold, dominating arrogance. Black hair, tied in a low bun with a few tufts escaping to frame his strong features. Massive biceps framed his imposing stature as he wielded a sword of ice, poised to strike with lethal precision.
In stark contrast, the figure on the right differed greatly from his counterparts. Towering slightly above them, he bore little resemblance to an Asian individual, exuding a distinctly European air. His skin was also light, and he wore a grey-colored mask covering half of his face. A thin, light grey smoke emanated from his body. His short gray hair and softer gray-blue eyes lent him a gentler appearance, juxtaposed by the lethal aura exuded by the carambite adorning his finger. Despite his softer features, his lethal prowess was undeniable.
As you scrutinized the cover, a perplexing question lingered: why would the illustrator depict warriors in such a manner if not for a romantic context? Their barely dressed and provocative poses hinted at a fantasy narrative, reinforced only by the presence of their weapons. Without them, the figures might have appeared more akin to love slaves than skilled warriors. “An intriguing choice,” you murmured to yourself, pondering the illustrator’s intentions behind such a depiction.
As you opened the book to look at the chipped pages, curiosity piqued about the contents within, you suddenly realized that your stop had arrived. Hastily tucking the book into your box, you sprang to your feet with a muttered exclamation.
“Oh, shoot!” With a swift maneuver, you barely managed to slip through the closing doors of the crowded subway. Amidst the post-work rush, the mingled scents of sweat and cigarettes engulfed you as you navigated through the throng. Minutes later, emerging from the subway, you drew a deep breath, filling your lungs with the scent of rain-soaked earth.
Your journey to home passed in a blur, your body moving on autopilot along familiar streets and corners. Before you knew it, you stood before your fifth-floor apartment, a small abode consisting of two rooms and an American kitchen. Its most prized feature was the balcony, a sanctuary where you relished summer evenings, savoring the view with a glass of wine by candlelight.
When you arrived home, it was already nine o’clock in the evening. Leaving the box in your hand at the entrance of the door, you went straight into the shower to wash away the fatigue and grime of the day, and to replenish the warmth your drenched body had lost. You lingered under the hot water until it thoroughly enveloped your body, and finally, when the steam filled the small bathroom and you felt like you might faint from the heat, you emerged, clad in your well-worn and hardened bathrobe, with a towel wrapped around your head.
Pouring the last remnants of the red wine you opened days ago into a glass, you placed it in the microwave to heat up the leftover Chinese food you ordered a day ago. As you waited for your meal to warm, your gaze wandered to the box in the corner, reigniting your curiosity about the mysterious book. Crossing the room in a few strides, you retrieved the book and placed it on the kitchen island, settling into your chair with wine and warmed food. “I’ll worry about unemployment later,” you declared, raising your glass in a toast. “Today was stressful enough, and I definitely deserve this wine.” With a sip of wine and a mouthful of noodles, you flipped open the book’s cover with your free hand, eager to have a look at what it held.
‘’What…?” You stared at the glossy golden pages, brows furrowed in confusion, surprised to find them empty. “What kind of book is this? I don’t understand the purpose.” you muttered in disbelief. The worn-out appearance of the book added to your confusion, making you question whether something had happened before it was finished.
As you reached the middle of the book, a shocking revelation left you speechless. Lines, equivalent to about a paragraph, materialized on the previously blank pages before your eyes, causing your entire body to freeze in shock. Tremors coursed through you, as if jolted by electricity, and you grasped desperately for reality, unsure if what you were witnessing was a dream. Gasping for breath, you struggled to comprehend the surreal sight before you.
“I haven’t even had that much wine—I just took a sip.” you mumbled, your voice strained with the effort to contain your rising panic. “I’ve seen enough movies to know where this is going. I’m not reading whatever’s written here,” you declared, the thin timbre of your voice betraying your attempt to stifle a scream.
You closed the cover of the book hard and attempted to get up from your chair, but found yourself unable to move. It was as if an unseen force held you in place. The cover of the book opened again, and as the pages flickered before your eyes, the one you had just turned to was laid out in front of you once more, sending shivers of fear down your spine.
“Read it,” a demanding male voice echoed in your mind, freezing you in terror. Despite your frantic desire to flee, you remained immobilized, unable to move a muscle.
“I-I was just curious about what it says. I didn’t mean any harm,” you pleaded weakly, few tears streaming down your cheeks due to the immense fear you felt at the moment. Another voice, speaking in a foreign tongue filled the air, his tone scolding but directed elsewhere, not at you.
“We won’t harm you, master,” another voice reassured, offering a glimmer of hope amidst the fear.
“Say the words aloud, and we will serve you,” urged yet another voice, prompting a realization of the three distinct voices corresponding to the figures depicted on the book’s cover.
“W-What the…! Are they…”
“Yes, that’s us you see on the cover. We’ve been trapped in this book for a long time. You have to say the words to get us out of here,” one of the voices explained.
“You’re talking as if I had a choice,” you replied in a timid, low voice.
“Read the words, woman,” another voice commanded. It was the coldest and harshest of them all. Despite lacking a physical form, his dominant aura was unmistakable in the way he emphasized his words. His voice resonated with a deep, chilling tone, unlike anything you had ever heard before. You attempted to steady yourself, swallowing hard and clenching your trembling hands into fists on your legs.
“How do I know you won’t hurt me? Each of you had a weapon on the cover; it’s clear you’re some kind of warriors.”
“We are bound to the master of the book,” another voice interjected, his tone notably more welcoming and kind than the others. “We cannot harm you.”
“God, I must be losing my mind. I’m talking to a book,” you muttered, glancing at the pages with audible trepidation. Fear and panic constricted your throat, rendering you speechless.
“This is no illusion—it is the truth,” the same younger voice asserted after a brief silence. “Read what is written, master, and we shall pledge our service to you.”
“I-I’m not anyone’s master. Don’t call me that; this situation is already too surreal for me,” you protested weakly.
“As you wish, master,” came the compliant response.
“You won’t hurt me, will you? I’m too young to die; I haven’t even begun to fulfill my dreams…” you pleaded, your words abruptly cut off by a snarl. If not for the invisible force holding you down, you might have leaped in fear.
“Read these damn sentences!” the voice commanded, his tone harsh.
“Bi-Han, don’t frighten her!” another voice intervened.
“Fine, fine, I’ll read it!” Tears continued to trickle down your cheeks as you began to recite the words aloud, hoping to end the ordeal. And as you prayed to the god or whatever deity might be watching over you, you couldn’t shake the dread that you might be leading yourself to your own demise. “Rise, my servants, from the depths of slumber and bind yourselves to me with your souls, revealing your names. Embrace your new purpose ensnared by passion.’’
As you finished speaking, a powerful gust of wind whipped through the room, causing the towel around your shoulders to unravel and fall. Soon after, you heard the voices of three men speaking in unison, their words echoing loudly.
‘’We rise, Bi-Han, Kuai Liang, and Tomas of the Lin Kuei, bound to your will, for in your presence, we find solace and purpose. We protect and we please, however you see right, however you seem fit. We’re your slaves, and you’re our master, surrendered to your every command, body and soul.’’
With a surge of energy, the wind intensified, knocking over the glass on the counter, spilling wine onto the robe and floor. The glass shattered at your feet, scattering shards across the kitchen. A brilliant light emanated from the book, forcing you to shut your eyes against its intensity.
Then, as suddenly as it began, everything fell silent and still. The wind vanished as if it had never been, and the light that had filled the room dimmed into darkness. Summoning the courage to open your eyes, you were met with the sight of three imposing, completely naked men standing a short distance away.
“Oh my God, oh my God, oh my God!” You attempted to gather your thoughts, tearing your gaze away from the men to focus on the scattered glass on the kitchen floor. “There are three naked men in my living room. And—and they emerged from the book? I must be losing my mind. I really must be losing my mind.”
As the words tumbled from your lips, sounding like utter madness to your own ears, you tried to take deep breaths to calm yourself. But when you attempted to rise from your seat, your numbed feet betrayed you, causing you to stumble and fall to the ground. The impact sent a jolt of pain through your knees and feet as shards of glass embedded themselves into your flesh, stealing the breath from your lungs.
“Shh, it’s okay. Calm down, you’re only hurting yourself,” came a gentle voice.
Your gaze was drawn to a towering, bronzed figure looming over you, his powerful physique making you feel small and vulnerable. Sensing your escalating panic, he gently cupped your face in his large hands, the touch of his calloused fingers both rough and tender. With each contact, warmth spread through your body in soothing waves.
“Look at me. Take deep breaths and exhale, just like I do,” he instructed in a soothing tone.
“I can’t,” your voice broken with fear.
“Of course you can. Follow my lead, I’ll show you,” he reassured. As you turned your gaze to his face, you were met with a pair of slanted light brown eyes, framed by long black eyelashes. His gaze exuded warmth and understanding, matching the sensitivity of his touch. “Breathe with me. Now.”
As your brain somehow focused on his instructions, you found yourself synchronizing your breaths with the mighty man before you. With each inhale and exhale, you felt a wave of calm wash over you, dissipating the last shreds of your strength. He effortlessly supported you, preventing you from collapsing to the floor, his touch gentle yet firm. Despite the pain throbbing in your flesh and the warmth of blood trickling down your skin, you remained in a state of confusion and fear, unable to muster the will to move from his grasp.
“Tomas, find something to clean the wound,” commanded the one with the authoritative voice, resonating with incredible depth. The man who held you gently lowered himself onto one of the double seats in the living room, maintaining his firm grasp on you. A faint warmth spread across your face, but you remained ensnared in his hold, feeling as if your mouth were filled with dry cotton.
Your gaze shifted to the man cradling you, his expression clouded with concern as his amber eyes scrutinized you closely as if he feared you might suffer another attack. Despite his gray hair, you were taken aback when a youthful visage suddenly filled your vision. The man was tall and imposing, his large build casting a formidable shadow over you. Feeling intimidated between these two towering figures, a timid whimper escaped your lips as your body instinctively recoiled, yearning to escape despite its weakened state.
“Calm down, master. We won’t hurt you. Let me tend to your wounds; you’ve cut your knees and feet badly. I can ease your pain,” reassured the silver-haired man, his voice carrying a surprisingly gentle tone given his imposing stature. As you swallowed and tried to shift again, a cold sound from across the room froze you in place.
“If you move again, I’ll—” began the menacing voice.
“Bi-Han, enough! She’s already frightened, no need to add to it.” Intervened the man holding you, his voice commanding authority. Though Bi-Han’s threat remained unfinished, its effect lingered, rendering you motionless, afraid to even breathe. As the silver-haired man tended to your wounds while taking advantage of your stillness, the man holding you attempted to comfort you with gentle pats, drawing soothing circles on your back.
Gritting your teeth against the pain as the glass shards were removed, you fought the urge to appear weak and helpless in their eyes. Though you couldn’t see yourself from their perspective, a sense of self-consciousness gnawed at you. In an attempt to shift your focus from the pain, the man holding you soflty interjected, “I am Kuai Liang,” he introduced. “May we know your name?
Struggling to articulate your name through clenched teeth, you managed to utter it in one breath. A faint smile graced Kuai Liang’s face. “It’s a pleasure to meet you, (y/n).”
“Speak for yourself,” growled Bi-Han from across the living room. “Just another fucking master we’re bound to serve.’’
‘‘I thought you wanted to get out of the book.’’
Kuai Liang’s sharp retort silenced Bi-Han, prompting Tomas, who was tending to your wounds, to interject. “And so am I, Tomas. Thank you for calling us into your service.” he said with a small smile that seemed forced, his dull greyish blue eyes lacking genuine emotion. As he carefully tended to your wounds and wrapped them in bandages, a sense of unease washed over you, causing you to squirm away from Kuai Liang’s grasp and retreat to the corner of the seat, eyeing the three men with a mix of confusion and discomfort.
“Can someone please tell me what’s going on?” you croaked, avoiding their look as your gaze involuntarily dropped to their lower parts for a second before you could prevent it, your cheeks burned with embarrassment. “And please cover up your bottoms. You can use the cushions.”
Complying with your request, all three men concealed their private parts with cushions. Tomas took a seat in the opposite double seat, while Bi-Han settled into the single seat. Despite your small apartment being already cramped, the presence of the three burly men made the space feel even more claustrophobic.
“Where would you like us to start?”
“From the beginning,” you replied, addressing Kuai Liang. “Who are you? How did you end up in that book? And why are you here now… Please, tell me everything from the beginning so that I can understand.”
“We are members of a clan called Lin Kuei, known for training assassins, and we are brothers,” he began. “Bi-Han is the eldest, serving as the grandmaster of our clan in the past. I, on the other hand, am the middle one, and Tomas and I served as his second-in-commands.’’
The revelation that they were assassins drained the color from your face, confirming your suspicions from the book cover. A shiver ran down your spine as you realized the chilling reality of being in the presence of trained killers.
“Many years ago, we encountered a demon named Quan Chi on a mission. As you can imagine, the mission went awry, and he sealed us inside this book. Whoever owns the book and says the words becomes our master, and we are compelled to fulfill their wishes and desires.”
Even if you sensed that the information was being presented with some omissions, you refrained from voicing your suspicions. They were strangers to you, and you to them, so expecting complete transparency without trust seemed unreasonable. While you had the authority as their master to demand the truth, approaching the situation in this manner didn’t sit well with you—it didn’t feel right, nor did it feel humane.
For God’s sake, the idea of being anyone’s master was abhorrent. The twenty-first century had arrived, and the notion of a master-slave relationship had long since vanished. It felt nauseating and profoundly unsettling.
“I am not your master. I can’t—I can’t be. No.” You attempted to stand up in panic, desperate to escape the situation, but your injuries held you back. Kuai Liang gently grabbed your arm, urging you to calm down.
“Calm down (y/n), your wounds are very fresh. You’ll make them bleed again.” You clung to his wrist, pleading with your eyes for assistance.
“Is there no way to set you free? I can’t accept this. This is—this is against humanity!”
With your words, a deep silence enveloped the room. As you observed their stunned reactions, it became evident that this sentiment was new to them. Your heart ached at the thought of witnessing these powerful men stripped of their freedom. Despite your fear, the realization knotted your stomach. They appeared intimidating and deadly, yet the severity of their situation suggested that past experiences had shattered them and stripped away their dignity. You couldn’t fathom how long they had endured as slaves within the confines of the book, but the outcome seemed all too predictable, casting a somber shadow over the room.
“Set us free?” Tomas’s voice echoed with longing, his desire palpable.
“Such a thing is possible, isn’t it? If you tell me what I should do I—”
“Why would you do that? What do you want from us in return?” Bi-Han’s voice sliced through your words, sharp and menacing. You fought to maintain your composure, avoiding freezing in your spot as his icy demeanor chilled the room. As your agitated gaze shifted to his pale, muscular arms, you were astonished to see a thin layer of ice extending from his hands. Were they truly made of ice?
“As I said just now, I can’t be anyone’s master, it’s in defiance of human ethics. If there’s any way I can help you, I’d like to do it. I don’t want anything in return except for this situation to end as soon as possible, I’m sure you want the same.”
“Do you expect us to believe that you are just a fairy godmother?” Bi-Han’s mocking half smile sent waves of unease through you. “You are not convincing at all, woman. Favors are done with an expectation of something in return.’’
“Favors are done for nothing; you don’t expect anything in return. That’s why it’s called a favor.” Emboldened by a hint of defiance, you met Bi-Han’s stern gaze head-on. “I can understand why you don’t trust me after what you’ve been through—”
‘’Don’t you dare,” Bi-Han shot up from his seat, his movement swift as a shadow. Suddenly, he was close enough for his breath, cold as winter air, to brush against your face. “Don’t try to empathize with what we went through. Do you think you know us now just because you’ve learned a few things?”
“I’m sorry, I didn’t mean to offend,” you said quickly.
“Brother, please sit down. If you talk like that, we won’t get anywhere.” Kuai Liang intervened, putting one arm between you and Bi-Han. Bi-Han glared at you intensely, his eyes slanted like those of a predator, then he took a deep breath. Watching the mist of his cold breath in the air, everything still felt like an endless dream—or nightmare. When he finally returned to his seat, Kuai Liang’s gaze turned to you.
“Thank you for offering to help, but unfortunately, we don’t know how to undo this dark magic.”
You ventured a suggestion that you hoped wouldn’t sound foolish. “We could try burning the book. I’ve seen it work in some movies.”
“We’ve tried that,” Tomas chimed in, joining Kuai Liang. “Several times. Whatever we’ve done, the book has never been destroyed. It’s protected by some kind of magic, just as it protects its master from us.”
“You spoke as if you had tested the last part before.”
In response, silence enveloped the room. Despite your efforts to stave off panic, the realization that they were assassins and the precariousness of your situation made you feel threatened.
“We have tried to kill several masters before,” Kuai Liang admitted frankly. “But there’s some kind of seal that protects them—you can think of it as a shield. It renders any attack ineffective. That’s why we were telling the truth when we said we wouldn’t hurt you.”
“Of course, if things were different, it wouldn’t mean you wouldn’t try,” you said, averting your gaze and clasping your hands in your lap. Another solution came to mind, prompting you to straighten your shoulders and take a deep breath before continuing.
‘’ If I can’t set you free, then you’re free to do as you please, go where you want. You don’t have to be stuck here.” you offered.
“You won’t give us orders? Isn’t there something you want us to do?” Tomas asked, surprised.
“No, as long as you don’t start killing people, you’re free to do whatever you want.”
“We’re not mindless killers,” said Bi-Han harshly, sounding offended that you would even think of them in that way. Kuai Liang interjected, softening his brother’s tone.
“We serve a noble purpose. We were, until we were sealed in the book… Our clan has been dedicated to protecting Earthrealm from dangers for centuries,” he explained, his gaze softening slightly as he made eye contact with you. “Thank you for the opportunity you’ve given us, but we can’t be away from you for more than a few hours. We have to get back here, to you.”
Your eyebrows furrowed in confusion. “How so? Why? Do I have to say something else?”
“No, it’s part of the magic. It was designed to prevent us from escaping. When we’re away from our master—you, and this period becomes longer, we become weaker and weaker.”
“So at the end of the day… God, what cruel magic this is,” Gulping, you scanned all three men with a heavy heart. It must have been torture for them to endure this existence. Even as you spoke, your heart ached with empathy, imagining what they had been subjected to. Anger and sadness gripped your body as you contemplated their plight. “Is there anything else I can do for you? My house isn’t too big, but I want you to be comfortable during your stay here.”
It was Bi-Han who responded, his narrowed gaze resembling two thin lines, as if he were dissecting your sincerity. You couldn’t help but feel a pang as you tried to discern whether he believed you. While you understood his skepticism, winning their trust seemed like a daunting task.
“You can start by finding us clothes.”
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libraford · 5 months ago
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"How come you guys get a parade but there's no parade for Military Appreciation Month?"
We actually don't get a parade. The military has three parades during the summer: memorial day, July 4, and Labor Day. I think that its okay if there isn't a parade in June if there's one in May, July, and September. There is also a military presence in the Christmas parade.
Parades are expensive! And they take a lot of planning and logistics! Someone has to clean up all the confetti. The police have to be present to barricade side streets. There's insurance. There's liability. Even just running a float in a parade or marching in a parade can be expensive and time consuming!
Do I think that a parade could be fun? Sure! But I'd end up being on the organizing end of it and that's a lot of work.
Our town has three parades with military themes, streets lined with banners for active duty service members, three memorial parks, and a lot of very showy events in public places.
The queers have a nonprofit organization, sponsorships of local businesses, a food pantry at our local hangout, and a four hour festival in a parking lot.
I'm sorry we didn't acknowledge Military Appreciation Month.
If it makes you feel better, I forgot Lesbian Awareness Week. And I'm a lesbian.
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simply-ivanka · 2 months ago
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Press Failure Inflates the Debate
Coverage of the Harris campaign is biased.
Worse than that, it’s malpractice.
By William McGurn Wall Street Journal
Presidential debates typically don’t determine the outcomes of elections, notwithstanding the large television audiences they draw and the dramatic moments they produce. But Tuesday night’s dustup between Donald Trump and Kamala Harris may be different.
Press failure has inflated it into the seminal event of the Trump-Harris race. Because reporters haven’t insisted that Ms. Harris answer basic questions, the debate, moderated by ABC News, may provide the only moment in the 2024 election when Americans get to see how Ms. Harris performs under pressure.
This failure would be appalling at any time, but the circumstances of Ms. Harris’s campaign turn simple media bias into journalistic malpractice. The vice president secured the top slot on the Democratic ticket without having to contest a single primary—and therefore without having to lay out and defend her record. This leaves her largely unknown to American voters, a situation Ms. Harris is now exploiting to reinvent herself as a moderate challenger rather than a woke incumbent.
In addition, Ms. Harris is a mother lode of unanswered questions on most of the issues that once defined her. This includes her previous support for everything from defunding the police and banning plastic straws to getting rid of Immigration and Customs Enforcement and starting from “scratch,” stances she now apparently disavows.
An appearance by Sen. Tom Cotton (R., Ark.) on ABC’s “This Week” in August shows how the press lets her off the hook. When Mr. Cotton brought up Ms. Harris’s support for eliminating private health insurance, which the Medicare for All policy she espoused in 2019 would do, host Jonathan Karl interjected that Ms. Harris has said she no longer holds that position. Mr. Cotton pushed back. “She has not said that,” he correctly pointed out. “Anonymous aides,” he said, may have said that she no longer holds the position she once did, but we haven’t heard it from the candidate herself.
Ditto the big CNN interview, for which Ms. Harris brought along running mate Tim Walz to cut in to the time she would have to take questions. Moderator Dana Bash did make a show of asking why Ms. Harris flipped on fracking. But she wasn’t pressed on her biggest non-answer of the evening—“My values have not changed.”
It’s unlikely Ms. Bash or CNN would accept such an evasion from Mr. Trump or his running mate, JD Vance. When Mr. Vance did his own interview with Ms. Bash, she rightly grilled him on abortion and comments he made about Mr. Walz’s characterization of his service in the Minnesota National Guard. But it’s worth watching the two interviews to see the very different tones Ms. Bash took toward Mr. Vance and Ms. Harris.
In short, Ms. Harris is getting a pass. Bad enough that 56 days from the election, she still isn’t giving interviews or holding news conferences. The far greater scandal is that a free press isn’t demanding that she do so.
It’s hard to fault Ms. Harris. Her strategy is a sign that she knows her liabilities. Her campaign is trying to get through the next eight weeks avoiding events where she might have to answer an unscripted question or explain details of, say, inflation. Team Harris knows they don’t go very well for her.
Take the recent rollout of her economic platform, most notable for her call for a federal ban on “price gouging.” Even the Washington Post called her plan full of “populist gimmicks.” And former Obama administration economist Jason Furman told the New York Times that it is “not sensible policy.” Message taken: Better to stick to fuzzy, feel-good themes like “joy” or to call Mr. Trump a felon.
It isn’t the first time a Democratic presidential candidate has benefited from a domesticated press. One reason Ms. Harris is her party’s nominee is that the press covered up President Biden’s mental decline. By the time the June 27 debate with Mr. Trump exposed Mr. Biden’s condition for all the American people to see, it was too late for primaries. It was much the same in 2020, when the New York Post broke the story of Hunter Biden’s laptop three weeks before the election. Because the computer contained evidence of Hunter’s sleazy overseas business dealings while his dad was vice president, the press buried it.
Today the received wisdom is that sooner or later Ms. Harris will have to give interviews and press conferences like a normal candidate. Perhaps. But she has a decent shot at winning the White House because her campaign is running out the clock before anyone can ask her a tough question.
On Tuesday night at the National Constitution Center in Philadelphia, Ms. Harris and Mr. Trump will have at it for 90 minutes. Ironically the low expectations for Ms. Harris may be an advantage. All she has to do is not humiliate herself and her performance will be hailed as a triumph.
If the press corps did its job, we’d all know more of what we need to know about Kamala Harris and what kind of president she’d make. But because it won’t, it’s all on Donald Trump to do that job himself.
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thesargasmicgoddess · 2 days ago
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PURELY from a logistics and planning perspective - is group sex (I.e. Orgies) a dream or a nightmare for the way your brain works/is wired?
This made me laugh--I love it when my followers get all the weird ways my mind functions.
@whosthisfkingguy knows this topic well as we've discussed how I would logistically approach group sex activities 🤣 (what are good friends for?!)
I'd be GREAT managing all aspects of organizing the event--project management folders, STI/STD testing, contracts indicating consent & hard/soft limits, liability insurance, hygiene requirements, pre/post-exertion services (counseling, hydration therapy, etc.) ---the whole 9 yards 🤣. I'd totally be great overseeing it or even as an observer. I'm a champ at wrangling 3 ring circus events 🎪.
As a participant....well, I'm super picky about the people I let into my space and am a solid introvert (I prefer smaller groups to socialize in), so you most likely won't see me in the middle of group sex 🤣. Having a lot of naked bodies in front of me without context just seems....overwhelming 😬🤣 (yes, looking at you @whosthisfkingguy because I know you're laughing), but you're welcome to try and change my mind about random body fluids and group penetration activities lol.
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I might have missed my calling as a porn set coordinator. Alas, I'll settle for working in behavioral health, as it can be just as (if not more) chaotic somedays. 🤣
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nananarc · 5 months ago
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Gonna disclose my income as a freelance artist because I feel like it might give some perspective. And mostly bc I'm feeling a bit burnout and I want pity points ok? Lol.
Context 1: For sake of simplicity, all figures are net income (minused all fees, charges, insurance, benefits, etc)
Context 2: I live in a big city in Việt Nam and the cost of living is relatively low. A salary of 1000$/month is considered really good for someone living alone with one pet, no family or children, no debt or other liabilities. Entry level jobs usually start at around 200-300$/month.
.
Let's start in 2021 because that's when it can be considered when I started doing art professionally.
In 2021 and 2022, I was juggling between art school, a part-time online side gig, building social media for my art, and of course try to get commissions. But coms were few and far between, mainly because I didn't have an online present before and I only hang in relatively small fandoms. So all I earn through side gig and art were only some change, in total avarage to about 40$/ month. Some months made up for no income months.
In 2023, things starts to be a bit better as I get more confident in my skill, but coms are still few and far between and months with no income is still common. Side gig was few and far between too and pay less. Overall I'd say it goes up to about 80$/month.
This year 2024, art school is done, I can finally do art full time. But I was severely burnout because all the accumulated stress since waaaaay before catch up with me and i couldn't cope anymore. I have to spend a lot of time resting instead. Fortunately, I received a decent amount of coms each month, and the new patreon surprisingly got a few supporters (I fully realistically expected it to sit at 0 for at least a year). Overall, I have an 8 hours 4 days work week: 4 hours a day on com and managing social media and other stuff that actually makes money; 4 hours a day on my own projects and personal indulgence that doesn't directly make money. As of now, my income is about 180$/month.
.
You are probably wondering how the fuck do one live like this in this economy.
It's because my family is middle class and can afford a freeloader like me in their house, receive their pocket money and tuition fee. I'm privileged.
But of course my family isn't rich and if just one catastrophic event happens to us, we'd be in bad shit. I'm constantly in anxiety of money, work, and the future. It doesn't help that I'm late 20s and many people around keep reminding of how I'm not making money yet still leeching off parents. It doesn't help that, for years all i hear about art is it will just lead to failure and no money.
.
But still, I am thankful of my family for letting me stay here. And all my friends and supporters for giving me money oc lol, but more importantly, believing in me more than I ever do in myself. I read all of your little tags, your keysmash and compliments, and I keep them all dear to my heart, and I went back to them everytime I need motivation. I can't see where my future as an artist will be, but I cling to your support and love as the will to keep going. Thank you all so, so fucking much. I'd have been literally dead in a ditch somewhere without you guys.
Anyway, idk, I've always been adamant about wage transparency (especially in a corporate setting) but I rarely see this in freelance artists. except to flex, to promote the hustle culture, or to sell some courses they made. Most of us don't want/can't subscribe to the grind and have nothing to flex either. All we have is this shit economy. I'd wish we could have been more open about this and many of us wouldn't have to feel so lonely and despair all the time.
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silentglassbreak · 9 months ago
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Fragmented
Noah Sebastian x OFC
I had far too much fun writing this chapter.
Warnings: Threats of violence.
+It goes without saying. This is a work of fiction. My words are mine. Plagiarism is a crime.
Taglist: @flowery-mess @lma1986 @myownthoughts12 @poisongirl616 @missduffsblog @reidsblessing @malerieee @jilliemiw86 @thisbicc @xx-like-a-villian-xx @diabolicdiatonics
Part 10 - Take Me Under
“She’s actually fucking suing us?!”
“Mr. Sebastian, I understand you’re upset, but I’m going to have to ask that you lower your voice.”
I tightened my jaw, and squeezed my eyes shut. Elizabeth was sat across the table, her eyes stern on all of us.
After I got the paperwork last night, I called Jolly, who immediately called Alec. The rest of the guys were all served the same lawsuit this morning, and we were told to meet down at Rourke, Mansfield, and Jones, Elizabeth’s office.
I was breathing heavily, massaging my temple with one hand.
“Ms. Hollis has filed for wrongful termination, emotional distress, and sexual harassment.” Her eyes looked up at us, Alec’s mouth hanging open wide. “She’s seeking two million in damages.”
I felt the air leave my lungs.
Two million dollars?
“We have thirty days to respond to the suit, so we need to discuss if we want to counter sue.”
“Wait…what does that mean?” Folio looked absolutely puzzled.
“It means that we can sue her back, for damages.” Jolly chimed in, leaning back in his chair and tapping his fingers on the table.
“How the fuck can she even do this?” I was working overtime to keep my voice even, tugging at my turtleneck.
“She can do whatever she wants. Whether she wins or not is the real question.” Elizabeth and her co-counsel were sitting, flipping through the complaint paperwork. The man sat next to her, who was introduced as Richard Rourke, head of the firm, had his eyes scanning the paperwork at lightning speed.
“Her case is fairly weak, but it’s hard to tell how much ground she can get until we take depositions.” His voice was impossibly deep, serious as a heart attack.
“Depositions?” Nick spoke up.
“Statements. About all of the events.” Elizabeth clarified.
Alec, who had a copy of the complaint in front of him, was reading through it. My eyes glanced over.
“This references the night at the club and the hotel, and then an incident in San Diego where you intimidated her?”
He looked at me sideways, and I rolled my eyes.
“I didn’t fucking intimidate her. I went to her room to give her a piece of my fucking mind.”
Elizabeth raised an eyebrow. “In what way?”
“I banged on her God damn door, and yelled at her. She had manipulated me!”
She closed her eyes and set her pen down. “Noah, she says in the suit you lunged at her, and she had to hide behind the door. And that you had to be restrained by Mr. Ruffilo and Mr. Karlsson. That’s not true, right?”
I sat back and scoffed, eyes falling to the table. “This is insane.”
“Mr. Sebastian? Is it true?” Richard asked, baritone voice vibrating through me.
I pinched the bridge of my nose and sighed hard. “It may be.”
The two lawyers exchanged glances, eyes solemn.
“Alright, look,” Elizabeth took her glasses off and set them on the table, her demeanor relaxing for a moment. “I’m going to level with you. I don’t know that we get out of this without some kind of offer.”
I clenched my teeth, staring intently at her.
“I’ve spoken to the insurance, and they’ve assured that if we can get the sexual harassment piece dropped, they will cover this. But if we can’t? This would be out of pocket.”
“To who?” Jolly asked. “To Sumerian?”
Elizabeth shrugged, eyes softening. “It would be joint liability between Sumerian, and Bad Omens, which means all of you may be liable.”
My mouth fell open. “It’ll bankrupt us! We’re successful, but not two million dollars successful!”
“Okay, let’s just take a step back.” Richard placed his palm on the table. “We’re not there yet. For now, let’s just decide if we intend to counter sue, or attempt to settle.” He raised an eyebrow at us. “Either we fight, or we fold. Ultimately it’s up to the insurance, but if they don’t cover it, you guys need to be all in.”
“We’ll give you all a few minutes to discuss it.” Elizabeth stated before she stood from the table with Richard, them both making way toward the door.
Once they left, we all turned toward each other, eyes on Alec.
“What do we do?” Nick asked, Alec looking stressed.
“My gut tells me to take a stand. Who knows what kind of message we’re sending this girl if we just offer to settle?”
I shrugged. “Dude, what is this going to do to our reputations?”
Jolly voiced his opinion. “Well, if it goes our way, it could show a lot of integrity on our end. Not allowing someone to take advantage?”
“Fuck man, I don’t know about you guys, but I ain’t got a million fucking dollars to pay this chick.” Folio was rubbing his face.
“None of us do. But do we really want to let her win?” Nick shrugged.
“Okay, but does that mean we go as far as counter suing her?” I asked.
“I think we should. Emotional distress? Defamation?” Jolly’s voice was concerned.
Folio chuckled. “Realistically, Noah could sue for sexual harassment.”
I eyed him in disbelief. “You think?”
“Fuck yeah, man.” Nick piped up. “She threw herself at you, told people she was going to fuck you, made passes at you. Followed you to your hotel room in the middle of the night? Sounds like harassment to me.”
My chest rose and fell, trying to maintain a sense of calm. “Okay. So let’s do it.”
“That means the insurance won’t back us. It’s a big gamble. Are you sure?” Alec looked directly at me.
“Will Sumerian support us?”
With a sincere grin, Alec clapped my shoulder. “One hundred percent. You guys are family.”
Jolly snorted. “We’ve made the label a lot of money, is what he means.”
Alec pointed at Jolly. “That too.”
This made us all start laughing, like a band of fucking hyenas.
At that moment, Elizabeth and Richard re-entered the room.
“Sounds like we’ve made a decision?” Richard stood with his hands in the pockets of his perfectly ironed slacks.
I pushed my chest out, giving everyone at the table one last look for assurance.
“We’re all in.”
-
The next month was a whirlwind. The album release was on hold until the lawsuit was dealt with, which was entirely up in the air. Rachel’s lawyers were surprised at our decision to file a counter to their suit, and we received the official denial from the insurance company.
Sumerian hired separate lawyers for each of us upon Elizabeth’s request, to forego any conflicts of interest. I got to stick with Elizabeth specifically, as we filed as separate plaintiffs for the sexual harassment suit. It was all so official, so litigate, that I barely understood any of it.
I had several different meetings with Elizabeth, who insisted I refer to her as Liz, in preparation for my deposition. She told me essentially what I could and couldn’t say, and what would build our case better.
She had me email her the texts threads between Rachel and I, and had gone over each event in disgusting detail so many times. Down to the color of Rachel’s fucking panties. It was grotesque, but I had hoped it was a means to an end. I was exhausted by it all.
Aside from that, I had barely spoken to Mileena since Knott’s, not feeling the same level of affection I did previously. Something about her attitude toward our situation, and the fact that she had reacted the way she did, sat heavy on my heart, keeping the feelings of want and missing her at a good distance, being replaced with resentment and frustration.
When I saw her each week to exchange Addison and Angel, I kept our contact brief, most times not even letting her in. I knew she was hurt by it, now clearly over our argument, but I didn’t feel bad. In fact, I felt satisfied. Some part of me, a sick, enraged part, wanted her to hurt. Maybe then she’d feel how I had been over the last four and a half fucking months.
I was paying a price for all of this that I didn’t fucking deserve, and after a lot of careful consideration, I finally recognized that. Maybe it wasn’t her who deserved better. Maybe it was me.
Most times when she called, I let it go to voicemail. Most texts were left unanswered. I spoke to her as much as I had to, and not a breath more.
Today, she was due to drop Addison off, but she was late. That was becoming more and more of a trend. Had I not been such a tolerant human, I may be annoyed with her. But given all of my other circumstances, I elected not to be, and just enjoy the small bits of extra time I had to be alone.
When my doorbell chimed, I jogged down the stairs, shirtless, having been folding laundry upstairs.
I answered the door and was surprised to find Laura on the other side, Addison standing at her side and holding her hand.
As always, I greeted my daughter first, then Angel, bringing them in, and then swung the door open to let Laura inside, but she politely declined.
“Sorry, I can’t stay. I need to get home.”
I just raised an eyebrow. “Everything okay?”
She shrugged, an impatient look behind her smile. “Do you care?”
This struck me, making me double take before responding. “What?”
“Noah, you’ve avoided her for weeks. And then you don’t even ask why she’s not here? Do you care if everything is okay?”
I smiled, now annoyed but trying not to show it. “Uhm, I wasn’t asking about Leena specifically, but alright.”
She huffed. “I’m sorry. It’s just been a rough day.”
“You’re good. Just making sure you guys are alright.”
Laura nodded. “I am. Just tired. Leena’s…” She sighed. “She’s dealing.”
“With?”
“Everything? Her and Justin broke up, which wasn’t pretty. You’re not talking to her. She didn’t get the job she wanted. And the lawsuit.”
I raised a hand to stop her. “The lawsuit? That has nothing to do with her.”
She raised her brows, eyes popping open. “No one told you?”
I just shook my head.
“Leena was subpoenaed by Rachel’s lawyer to give a statement. We both were.”
I deadpanned, my brain not processing the information.
“What?!”
“Yeah. We don’t know why, but we can’t get out of it, apparently.”
My hand clenched the doorknob, threatening to break it off. “What the fuck do they want your statements for?”
She shook her head. “No clue.”
I groaned. “Let me call my lawyer. I’ll see what I can find out.”
Laura smiled. “Thanks. I know she’ll appreciate that.”
My jaw clicked. “Not doing it for her.”
Laura rolled her eyes. “Noah, she’s really struggling. I caught her trying to buy vodka.”
“Oh,” I crossed my arms over my chest, glancing back in the house to see Addison sat in front of the TV, toys in hand. “so she’s about where I was four months ago? Sounds about right.”
Her eyes narrowed at me. “You have no empathy for her? She’s supposed to be your soulmate, isn’t she?”
I laughed at that. What a joke. “Yeah, I fucking thought so. But instead she toyed with my emotions so she could fuck me whenever she felt like it.” I leaned back on the doorframe, crossing one leg over the other. “So pardon me if I don’t feel bad. Her being butthurt over her and her boyfriend breaking up sounds like a her problem.”
Laura was staring at me, clearly taken back by my attitude. “You’ve changed, Noah.”
Nodding, I smiled with no joy. “You’re right. I have. It happens when someone is pushed to their breaking point.”
She began to take a step back toward her car. “She loves you.”
Considering this, I resolved to just stating what I considered the obvious. “She doesn’t love me, Laura. She loves the idea. She loves that I love her. That she can do whatever she wants, and I would be here waiting. Too bad that’s over.”
And with that, I shut the door.
I waited an hour until Addison was settled down for her nap before I dialed Elizabeth.
She answered on the second ring. “Hey Noah, how you doing?”
“I’m alright, I just needed to ask you something.”
“What up?”
“Did you know Mileena Richards and Laura Perry were subpoenaed to be deposed?”
The line went silent for a few beats.
“By who?”
“Rachel’s attorney.”
I could hear her breathe on the other end. “Why? Do you know?”
“No. I saw Laura today and she told me. They don’t know why either.”
“Mm,” I could hear a pen clicking on the other end. “Isn’t Mileena your daughter’s mother?”
“She is.”
“And you two aren’t together, correct?”
“Right.”
She sighed. “I’ll call the other attorney. Realistically, this could work out for us.”
I furrowed my brow. “How is that?”
“Well, what's the likelihood that the mother of your child is going to badmouth you?”
I chewed my thumbnail. “Erm,”
I hesitated, and I could hear her voice become apprehensive.
“What?”
“We’re not exactly on good terms.”
“How bad?”
“I mean, it could be worse, I guess? We’re not exactly speaking?”
“Well,” She had a light laugh in her words. “who does she hate more? You, or Rachel?”
I snorted. “Valid point.”
“Exactly. I wouldn’t worry. But probably best you smooth things over a little bit with her.”
Groaning, I sat back on the couch. “It’s complicated.”
“So un-complicate it. Be nice.” She chuckled. “I get that’s hard for you.” I rolled my eyes.
“I can try.”
“Just don’t discuss the case.”
I affirmed, and ended the call.
Staring at my screen, I pulled up our text thread, eyes scanning over the ignored texts from the last few weeks. They came less frequently as time had gone on.
Leena: Noah, we should talk about this.
The night of the fight.
Leena: So, we’re not talking now? Can you answer the phone?
Leena: I don’t want to fight, Noah. I just want to talk.
The next day.
Leena: Well, for what it’s worth, I broke up with Justin. Hope you’re happy.
Three days later.
Leena: Could use a friend. Can I call you, please?
Two weeks later.
Leena: I’ll drop Addie off about 11 today. I’ve got to get her bathed first.
Three weeks.
Leena: I miss you.
Yesterday.
I sighed hard, nearly regretting my decision, but typing the message anyway.
Me: Got a few?
The message was read, but the typing bubble didn’t pop up for four minutes.
Leena: For?
Rolling my eyes, I fired back a message.
Me: To talk.
Leena: Is Addie okay?
Me: Napping.
Leena: So what’s there to talk about?
Frustrated, I set my phone down. She wasn’t going to make this easy.
Me: Just…talk?
Leena: We haven’t talked in weeks. You haven’t wanted to.
Me: Now I do.
The message was read, but no type bubble appeared. I sat, staring at the screen, surprised when I saw her name flashing, a call coming through.
I swiped it open.
“Hey.” I kept my voice calm, trying to sound casual.
“What’s up?” Her voice sounded so tired, despondent. A pang of guilt hit me, but I swallowed it.
“How are you?”
She was quiet, which made me fidget in anticipation.
“You want to know how I am? Seriously?”
“Yeah.”
A hard sigh came through the receiver, and I stood up, needing to pace to keep my nerves in place.
“You’re kidding, right?” She should sound annoyed, exasperated. Instead, she sounded depressed.
“Nope.”
“Noah, what’s going on? What do you want to talk about?”
I stopped pacing, scrubbing a hand over my face and hair. “I just…” Lying to her was harder than I remember. “Laura mentioned you were going through it.”
“So?”
“I wanted to check in.” I rubbed the back of my neck. “I do still care about you.”
A weak, tired laugh came through. “Sure you do.” I didn’t respond, not knowing what to even say. “This has nothing to do with the lawsuit, right?”
I sat back down on the couch, leaning my elbows on my knees.
“No. We’re not even supposed to talk about it.”
She scoffed. “So it is about the lawsuit. You talked to your lawyer, and she’s afraid I’m going to shit talk you?”
Was she fucking psychic?
“It’s not about that, Leena.”
“So what’s it about then?” There was a little more fire now, and it made my own spark ever so slightly.
“It’s about wanting to know if you’re okay.”
“Define ‘okay’.” The seriousness in her tone was unmistakable.
“Well, why don’t you tell me how you are, and I’ll tell you if that’s okay?”
This made her laugh, a dark, angry sound. “Let’s see. I’m breathing. I’ve eaten some in the last couple days. I showered today, I guess that’s good. How’s that?”
Sarcasm dripping from her words, I cringed.
“Sounds okay, I suppose.”
“So glad you think so.”
“Leena,” I closed my eyes, trying not to give in to the argument building inside of me. “can you blame me for distancing myself?”
She didn’t answer, so I continued.
“You got so mad at me, and I kept being made out to be this villain. The fucking bad guy. Every time. I can only take so much.”
Still no answer, so I checked the phone to make sure the call was still connected. I heard a breath on the other end, but I kept talking.
“The way you feel now? That’s how I felt for months. Just sitting. Waiting. Hurting. Maybe it’s fair that you feel it for a little while, too.”
Her voice was strained. “You don’t think I was hurting?”
Biting my lip, I answered carefully. “Didn’t seem like it.”
“Noah, breaking up with you was so painful, I thought it may fucking kill me.”
“That’s a little dramatic, don’t you think?”
The sound that came through was something like a gasp.
“Did you call me just to mock me? Tell me I deserve this?”
“No.”
“So why did you call?”
“I don’t know.” I let my head fall forward. “Just wanted to.”
“Yeah? Well maybe you should just leave me to fucking wallow, then.”
“Mileena, Jesus fucking Christ, stop!” I finally snapped.
Going silent again, I took my chance.
“Despite the fact that I’m angry at you, and am not entirely sure what I want anymore from you, I still fucking care! I still love you.”
“Do you?”
Letting my breath go, I squeezed the phone. “Yes. Don’t ever fucking doubt that.”
There was a moment, a fleeting second, where I felt the pain. Where her hurt was pouring out. It came out as a choked sob.
“Noah?” Her voice was thick with tears.
“Hmm?” Was all I could muster.
“I’m sorry.”
“For what?” I pushed back my own tears, not willing to let them fall.
“For what I did to you. I shouldn’t have done it.”
I raised an eyebrow. “Done what?”
“Left you.” Her voice was cracked clean in half, now becoming hysterical. “I fucked up. I fucked everything up and now I’ve lost you. I should have just fought harder. Talked to you. I never should’ve done any of this.”
It was too much. It was too hard, threatening to rip my heartstrings right out and worm its way back in past my walls.
“I’ve got to go.”
She stopped her words short, hearing me.
“Oh.” She sniffled. “Okay, I’m sorry.”
“I’ll call you later.”
I hung up the phone, tossing it onto the couch. Letting my face fall into my hands, I allowed myself only a moment of weakness, where I cried, with no restraint, alone in my living room.
-
The room we sat in was so fucking cold. Who manages the fucking temperatures in these legal buildings?! It was at least sixty degrees, making a chill run up my spine, beneath my black blazer. Liz sat next to me, typing on her cell.
“How long is it supposed to be?”
She didn’t look up at me to respond. “Should be anytime now. I know they can’t start without us.”
“Leena’s late.”
She sighed. “They can wait. They want her statement? They can wait for her.”
I nodded, hearing the doors to the lobby open, and seeing two bodies walk in.
I hadn’t seen Mileena in two weeks since we spoke on the phone. Laura had done all hand-offs since then. We hadn’t spoken, and I nearly regretted it.
I’m not sure what I expected. Leena to walk in, hair a mess? Makeup running? Wearing sweats?
Instead, she tapped in her favorite black short heels, pencil skirt that hugged her hips, white button-up blouse tucked in, top button undone. Her black hair was pin-straight, lips painted a deep crimson, and black eyeliner sharpening around her brown irises, she looked…unbelievable.
I should be bummed, but instead, I was delighted. I could be angry with her, and still appreciate how stunning she was.
Her and Laura approached Liz and I, stopping in front of us. My lawyer and I stood, her taking their hands one at a time and shaking them. “Nice to meet you both. I’m Elizabeth Jones, Mr. Sebastian’s attorney.”
Mileena smiled at her, but I noticed her eyes remained cold, not looking at me.
“Good to meet you. Are they ready?”
Before Liz could respond, the door opened, a young woman beckoning us in the room.
We all sat around a long table, Rachel at one end, and I at the other. The tension in the room was so gelatinous, it could be cut with a plastic spork. My stomach made an uncomfortable turn when Rachel’s lawyer took Laura’s statement first, Liz objecting to, what felt like, random questions, and told her very brief knowledge of the events.
“Do we need a recess before we proceed with Ms. Richards?”
All eyes turned to Mileena, who had sat still as a statue the entire time, three seats away from me.
She shook her head. “I’m good if you are. I’d like to be done. I have my daughter with a sitter.”
Rachel’s audacity was showing as she rolled her eyes to Mileena’s statement. I bit down hard on my tongue.
“Alright, Ms. Richards. Let’s get started.” The tall, skinny man who represented Rachel walked Mileena through her oath, and began asking questions right away.
“How long have you known Ms. Hollis?”
“Since about September 2023, when Noah was on tour.”
“And what was your relationship with Ms. Hollis?”
“Friendly. We were acquaintances. She worked for the band, who I spend a lot of time with, so we saw each other often.”
“Had you and Mr. Sebastian ever discussed Ms. Hollis, or her employment, prior to the incidents in question?”
“Objection, hearsay.” Liz eyed the lawyer.
“Mr. Sebastian is here to corroborate, is he not?” His attitude was sharp.
“He’s not testifying right now, is he?”
The lawyer rolled his eyes, moving on to the next question.
“Had you ever had any indication that Mr. Sebastian and Ms. Hollis were involved, prior to the incident?”
“No.”
It was firm, and something in me smiled.
“So, he was a good liar?”
“Objection, argumentative. Come on, Drew.” Liz lectured the attorney.
He held up a hand.
“Okay. Let me move on.” He narrowed his eyes. “When were you first made aware of the night of the incident in Manhattan?”
Mileena kept her poker face even. “In San Diego.”
“That would’ve been May 26th, correct?”
“Yes.”
“And did Mr. Sebastian make you aware of that event?”
“Clarify?” She was so calm. With no preparation, even.
“Did he tell you he was with Ms. Hollis that night?”
“Objection.” Liz smirked. “Hearsay.”
Her and Mileena exchanged glances. She was baiting the attorney, and Liz knew it.
I was so turned on.
“How did you come to find out about the night in question?”
“I knew Noah was going to the club. I encouraged him to.”
“Were you aware Ms. Hollis would be there?”
“I assumed. She was a member of their staff.”
“And you had no problem with it?”
“No. As I mentioned, I had no reason to have a problem with it. Noah wasn’t interested.”
“You were sure of that?”
“Yes.”
My chest swelled with pride, but I hid my smile.
“Can you please, in your own words, walk me through the events in San Diego?”
“Which parts? The entire day?”
“Yes.”
“Well, I woke up. I usually pee first thing, but that day, I may have brushed my teeth first. It was about 7:30-“
“Ms. Richards, I’m asking about the events including Ms. Hollis and Mr. Sebastian.”
“Oh. You said the entire day.”
Liz and I both turned our heads, hiding our laughs. Rachel narrowed her eyes.
“Ms. Perry and I arrived at the hotel in San Diego about noon. We met with the group and greeted them. I hugged Ms. Hollis, even. Then. Mr. Sebastian and I went up to his room, where we engaged in about forty-five minutes of rigorous sex.”
I bit down on my fingers, stifling my laughter. Rachel glared at me.
“He then left for the venue to do sound check. I went to the venue for the concert at about 4:30PM with Laura, didn’t see Ms. Hollis at all. Then, after the show, Noah and I went back to his hotel room.”
She paused, her eyes glazing over slightly.
“And?” The attorney edged on.
“I took a shower, and Noah left to get snacks from the lobby. When I got out of the shower, I heard screaming from the hallway. I checked the peephole and saw Noah and Ms. Hollis engaged in some form of argument.”
“And what did that entail?”
“I can’t tell you that verbatim.” She sighed. “All I know is Ms. Hollis was upset with Noah, and I heard her claim that she had feelings for him. She left, and he came back in the room.”
“I see.” He was taking notes on his notepad. “And then you and Mr. Sebastian argued?”
Leena’s face fell, her eyes turning on the attorney, shooting daggers.
“With all due respect, Mr. Riley, but that’s not pertinent to this case.”
He pursed his lips. “No? You didn’t leave that night due to the argument between Mr. Sebastian and Ms. Hollis?”
I watched her intently, seeing the wave of emotions wash over her face. Sadness, pain, anger, and, eventually, exhaustion. She closed her eyes for a moment, but shot him, and then Rachel a warning glance.
“That, sir, is none of yours,” Her index finger pointed down the table to Rachel. “or her business.”
Mileena took a breath, and then stood from the table.
“Now, that is all I witnessed. I have nothing else to add.”
“We’re not done, Ms. Richards.” He motioned to Liz. “She still gets to cross-examine.”
Liz had a triumphant smile on her face, leaned back in her office chair.
“I’m good. I’ve got all I need.”
Mileena just nodded curtly, hooking her bag on her shoulder.
“I guess, then, thank you for your time Ms. Richards.” Mr. Riley stood from the table, an uneasy expression on his face, and held his hand out for Mileena. She shook it uncomfortably.
"I think that's all for the day, gentlemen." Liz stood with the rest of the group, gathering her notes. "Mr. Sebastian and Ms. Hollis' depositions are set for the 2nd of September. Are we still on board?"
Rachel's attorney stole a glance toward his client and his co-counsel, faces stern, before looking back at Liz. "I believe so, but we'll reach out if anything changes."
Liz bid them goodbye, and I noticed Mileena had already made her exit.
I slipped out of the room, noticing her and Laura already halfway out of the door to the building. I jogged after them, opening the door and the sun nearly blinding me.
"Wait up!" I called after them before they climbed into Laura's Altima.
Leena turned around, exchanging a look with Laura, who sat down into the driver's seat, and closed the door.
I was only about ten feet away, and Leena stepped forward, closing the gap until we were face to face.
"What's up?" I could still see the hurt on her features, and I felt all of my insides turn to marshmallow fluff, nearly bursting from my chest.
"That was," I took a long breath. "incredible."
Her lips upturned slightly as she tucked a stray piece of hair out of her face behind her ear.
"It was the truth."
"It was hilarious. You made that jackass earn his paycheck today."
She gave me a full smile now. "Thanks, Noah."
"Listen, I'm sorry I didn't call you back."
She shook her head, waving me off. "No, I get it. You need space, I respect that."
My eyes searched her face, but she was looking at her shoes, kicking at the asphalt. "I want to talk. Maybe we can make some time?"
Mileena peered up at me, and opened her mouth to speak, but we were interrupted.
"Hey!"
Both of our heads snapped to the right, seeing the red-blonde hair and bright green blouse stalking toward us, a look of fury on her face.
"What the fuck was that?!" Her question was targeted at me, which made me straighten and my face harden.
"What do you mean?"
She held her hand up, motioning between Leena and I. "You practiced that, right? Her testimony? That's acting in fucking concert. We can get her entire statement thrown out."
I scoffed, turning toward her. "You fucking asked for it, Rachel. Now you're mad it didn't go your way? Shocking."
I had my body in front of Mileena, shielding her.
"She can't fucking protect you, Noah. I don't know why she fucking would anyway." She smirked at us. "You two aren't even together anymore, I've heard."
I felt my throat tighten, the horrific things I wanted to say balling up in my windpipe.
Something was going to spill out, but before it could, Leena took a step in front of me, the scariest, most threatening smile painted on her face.
"Rachel?" The other woman glared at her, eyes full of fire. "We haven't had a chance to talk since all of this happened."
Rachel crossed her arms, looking amused. "No, we haven't."
"In fact, we haven't talked since before I knew how much of a psychotic bitch you were, so I should probably make a few things clear."
The redhead looked like she may explode, her face turning an unhealthy shade of maroon.
Leena's voice was crisp, each word falling off of her tongue so vividly clear.
"You don't know much about me, but you may already know that, like Noah, I'm a recovering alcoholic."
Rachel snorted. "So?"
"So, you clearly aren't aware of what I'm capable of."
"Capable of what? Drinking me under the table?" Rachel chuckled at her own joke, and I clenched my jaw.
But Mileena laughed with her, a sickening sweet sound.
"No, no, probably not anymore." She took a fraction of a step closer, and I imagined Rachel could feel her cool breath on her face. "But, I do, however have a bit of experience I bet you don't have."
Quirking an eyebrow, Rachel put all of her weight on one hip. "Like?"
"Like, I've been in bar fights, jail fights, hell, I even socked a girl in rehab once." She let her smile fall, her eyes becoming a new shade of black. "And that was over some drinks and a pack of smokes. Imagine what I would do to someone who threatens my family."
Mileena then stepped nose to nose with Rachel, who now had her eyes blown wide.
"Whether you like it or not, babydoll, that guy is my family. Together or not, he's mine. So, I sincerely recommend that you head back inside, and leave him alone." Leena stepped back, replacing her smile. "Before I knock your teeth down your fucking throat."
I could see the bravado fading on Rachel, but she was still stood, trying to remain confident.
"Is that a threat?"
Mileena turned back toward me, moving to walk to the car. She threw a glance over her shoulder.
"It's a guarantee."
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wtii · 24 days ago
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Protecting Valuable Jewelry with Wedding Ring Insurance and Event Coverage
When it comes to protecting valuable jewelry such as wedding rings, having insurance coverage in place is an essential safeguard. Wedding ring insurance provides peace of mind knowing that in the event of theft, loss, or damage, your cherished rings are financially protected. In addition, event liability insurance can offer further protection for your jewelry during special occasions, ensuring that you are covered in case of any unforeseen incidents.
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The cost of insurance coverage can vary depending on a variety of factors, including the value of the jewelry, the level of coverage desired, and the insurance provider. When determining the appropriate level of coverage for your wedding rings, consider factors such as the sentimental value of the rings, their replacement cost, and any potential risks that may be present.
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ae-neon · 2 years ago
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So we know that Feyre's High Lady title is mostly just lip service, since HL magic is a direct tie between certain Fae and their land.
And I have my personal tinfoil theory that the death pact is Rhys' insurance that in the event of his death his court won't have to deal with an uneducated, super-powered 20 year old.
But imagine he had died at the end of wings and ruin, the power passes to Mor but the CoN declares independence + the Illyrians rebel - all the IC are now busy with the problems their HL failed to solve in the almost 400 years he had BEFORE UtM.
Wouldn't that have been so awkward?? Like by the end of the book it's only been a few months since she even met them. They don't know each other and none of them are mind readers or are linked to her via the magical eugenics programme so...
Like Feyre isn't good at speaking to people, she heavily relies on violating minds and circumstantial manipulation. Nesta and Elain are traumatized. So now what
This is the best example of Feyre having no real power in the NC because there's nowhere she can go where her authority would be recognised or anywhere she'd be useful even if it was.
"she's the defender of the rainbow" the war is over, people care about food and shelter not glory. Not to mention the threat of more unrest in a world where the Most Powerful HL is suddenly dead would have Velaris seeing a mass exodus
There'd be no one to stop the calls for Justice for Spring, or repatriations for Summer. And eventually she'd be more of a liability than an asset to the NC.
All of her power lies with him.
Sjm's feminist king
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kevin33james-blog · 5 months ago
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Reasons Why Fully Insured Car Carrier Services are the Best Choice in 2024
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When it comes to transporting vehicles, hiring a reliable nationwide car transport service offers a range of benefits and provides peace of mind.
Here are some key advantages to consider:
Protection against Damage: One of the primary benefits of hiring a fully insured car carrier service is the protection it provides against damage. Accidents can happen during transportation, and in the unfortunate event that your vehicle sustains any damage, having insurance coverage ensures that you will be compensated for the loss.
This can save you from potentially costly repairs or replacement expenses.
Liability Coverage: In addition to damage protection, fully insured car carrier services also offer liability coverage. This means that if your vehicle causes any damage to other vehicles or property during transportation, the carrier's insurance will cover the costs of repairs or compensation.
This protects you from legal and financial liabilities that may arise from such incidents.
Peace of Mind: Transporting a vehicle can be a stressful experience, especially if you are concerned about potential risks and uncertainties. Hiring a nationwide car carriers provides peace of mind, knowing that your vehicle is protected and any unforeseen circumstances are covered by insurance.
This allows you to focus on other aspects of your move or relocation without worrying about the safety of your vehicle.
What to Look for A Car Carrier Service
Expertise and Experience: Fully insured car carrier services often have extensive experience in transporting vehicles, ensuring that your vehicle will be handled with care and professionalism. Their expertise in loading, securing, and transporting vehicles minimizes the risk of damage during transit.
Additionally, these services are equipped with specialized equipment and trained personnel to safely handle different types of vehicles, including classic cars, luxury cars, or motorcycles.
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How Carriers Ensure a Smooth and Efficient Delivery
Convenience and Cost-Effectiveness: Opting for a fully insured car carrier service saves you from the hassle and expenses associated with driving your vehicle long distances or arranging for alternative transportation.
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Hiring a fully insured car carrier service offers numerous benefits, including damage protection, liability coverage, peace of mind, expertise, timely delivery, convenience, and cost-effectiveness.
When choosing a car carrier service, it is essential to ensure that they have appropriate insurance coverage to safeguard your vehicle during transportation.
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twopoppies · 1 year ago
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I found this to be a very interesting article. https://medium.com/@cdl.tuebingen/covid-19-is-killing-performers-a81d1cf209a2
Something this fandom should seriously think about.
Hm. Interesting, yes. I don’t have the energy to dig into it and fact check, so others may want to if they read this as it comes across as slightly exaggerated in the way it’s written. But I’m headed to a concert in a couple of weeks and I know I’ll be wearing a mask (as much as I dislike doing it).
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[…]
Now, performers are less frequently dying from acute infections, but more are developing Long COVID, or experiencing adverse health events as a result of COVID reinfections, leading to canceled events, retiring from performing due to new-onset chronic illnesses, and even sudden deaths.
I know. I maintain the google doc that color codes COVID-19’s devastating effects on performers. Yellow for canceled events. Orange for severe or new-onset chronic illnesses. Red for deaths.
You might be asking why this narrative hasn’t coalesced in the news. One answer is that, for a variety of reasons, including stigma, insurance not covering canceled events due to COVID-19, and a failure of public health authorities to correlate COVID-19 infections with new-onset chronic illness and sudden deaths, the illnesses and deaths are not always linked to COVID-19 infections. Some performers have confirmed the link between COVID and their illness, like actress Alyssa Milano, athletes Avery Henry and Mark Bavaro, and Hailey Bieber, who had a “mini stroke” following a COVID-19 infection. Others have canceled events due to “illness” or a “mystery virus,” or have developed new-onset chronic illnesses.
A-list musicians are becoming seriously ill: Lorde has a debilitating, new-onset autoimmune condition, Billie Eilish was “suffering terribly” from an illness while touring, and Harry Styles required supplemental oxygen while performing. And an increasing number of performers are simply dying. Many passed away in the period before vaccines, like Broadway actor Nick Cordero, but as we are discovering that vaccines do not prevent the cumulative damage from COVID-19 infections, now young and relatively healthy people, like WWE wrestler Bray Wyatt, are dying following complications from the effects of COVID.
You may also be asking yourself, if the emergency is so bad, then why is this allowed to continue? Why do venues not create safer conditions for performers, especially because they are so profitable? And why are performers themselves not sounding the alarm?
[…] many venues do not want to enforce mask requirements. Other measures which might keep performers safe, like air purification/filtration with HEPA filters, cost money. Not a lot of money, but this is capitalism, and if a corner can be cut, particularly if the consequences of cutting that corner are not immediately evident and will not create financial liabilities, it most likely will be cut. […]
The second question: “Why aren’t performers advocating for better COVID-19 mitigations?” is more complex. The short answer is that a growing number are. Some public figures, like author and TV creator Neil Gaiman, have requested voluntary masking at his events because the venues themselves will not enforce mask requirements. Let that sink in. Neil Gaiman doesn’t even have the power to ensure basic mitigations for his tour.
Other performers have had more success with ensuring COVID-19 mitigations. Singer and songwriter The Anchoress requires masked rehearsals, testing and air purification for performances. Actress Morgan Fairchild requested masked rehearsals and testing for a play. The band Belly has requested that fans mask at their performances. But there are also forces pushing back against performers advocating for themselves. Some are explicit: insurance in many instances will not pay for canceled concerts due to COVID-19. And performing takes place in the context of hierarchical industries where it’s often important to not be perceived as “difficult,” so few performers have the power to advocate for their safety. But probably the biggest reason is also the most insidious: the public health messaging has so downplayed the risks of COVID-19 reinfections that even A-list performers who could advocate for themselves are not aware of the danger.
Full article here
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upcomingtradera · 2 months ago
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arboristnear733 · 2 days ago
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Arborists Near Me
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Arborists Near Me: Consulting Services, Tree Law, Assessments, and Insurance
When searching for “Arborists Near Me,” many people assume they're simply looking for tree-cutting or trimming services. However, arborists play a much more complex and valuable role in tree management and consulting. In addition to pruning or removing trees, professional arborists often work in the realms of tree law, expert assessment, and insurance. For property owners and managers, understanding these specialized consulting services can be a game-changer, helping them make informed decisions, reduce liability, and protect their property investments.
In this article, we’ll explore the breadth of services that consulting arborists offer, from assisting in legal disputes to assessing tree health and managing risk. Here’s why you may want to find the right “Arborists Near Me” who can provide expert advice on tree-related issues.
The Broader Role of Arborists Beyond Tree Pruning and Removal
While tree maintenance is essential, arborists' consulting services can extend well beyond physical work. Many arborists specialize in assessing tree health, evaluating risk, and providing reports for legal and insurance purposes. Consulting arborists can help resolve disputes, guide compliance with local laws, and assess trees' health and structural integrity to prevent costly incidents.
If you’re searching for “Arborists Near Me” with an eye toward consulting, it’s important to understand how their expertise in tree law, risk assessment, and environmental regulation can benefit property owners, developers, and legal professionals.
Arborists and Tree Law
Understanding Tree Law Basics
Tree law refers to the various legal issues surrounding tree ownership, rights, and liability. Disputes often arise when trees are located near property boundaries or when they cause damage to neighboring properties. Consulting arborists are instrumental in these cases, as they can assess a tree's health, structural integrity, and potential risks. This information can be vital in determining who holds responsibility in cases of property damage or disputes between neighbors.
Expert Testimony in Legal Disputes
In legal cases involving trees—such as property damage, injury, or boundary disputes—arborists may be called upon to provide expert testimony. Arborists can evaluate whether a tree was properly maintained, if any foreseeable risks were ignored, and whether damage could have been prevented. A detailed assessment and report from a qualified arborist can be crucial evidence in court cases, helping to clarify liability and support the case for either party involved.
Boundary and Ownership Disputes
Ownership issues arise when a tree grows along a property line. If a tree straddles two properties, ownership is often shared, which can complicate decisions about cutting, trimming, or altering the tree. Arborists can help clarify these issues by assessing the tree's position, health, and potential impact on each property. Their expertise can be invaluable in resolving disputes in a way that respects property rights and considers the tree’s health.
Tree Assessments and Risk Management
Importance of Health Assessments for Trees
One of the primary consulting services that arborists offer is tree health assessment. When searching for “Arborists Near Me,” look for someone who specializes in evaluating a tree’s overall condition. Arborists can identify signs of decay, disease, or structural weaknesses that may not be apparent to the untrained eye. Routine assessments are especially valuable after storms or extreme weather events, as damaged trees can pose significant risks to people and property.
Risk Assessment to Prevent Liability
Tree risk assessment is a critical consulting service that helps property owners manage safety and liability concerns. Arborists evaluate a range of factors, including tree species, age, and environmental conditions, to assess the likelihood of a tree falling or causing damage. By identifying and addressing potential risks—through methods like cabling, bracing, or, in extreme cases, removal—arborists help prevent accidents and protect property owners from costly liability claims.
Detailed Documentation and Reporting
Arborists also provide detailed reports that document a tree’s health, structure, and any recommended actions. These assessments are valuable for homeowners, property managers, and municipalities. Proper documentation not only aids in risk management but can also be used as evidence in legal cases or for insurance purposes. This proactive approach to tree care demonstrates a commitment to safety and can be essential in cases involving property damage or injury.
Insurance and Arborists: Mitigating Risk and Supporting Claims
Tree Damage and Insurance Claims
Storms and other natural events can lead to tree-related damage to homes, vehicles, and other structures. When this happens, insurance claims often require an assessment by a professional arborist. Arborists can examine the condition of a damaged tree, determine if it was a foreseeable risk, and provide expert insights on whether the damage could have been prevented. Their assessment can help support an insurance claim and ensure the necessary repairs are covered.
Reducing Risk and Insurance Premiums
Insurance companies consider tree-related risks when calculating property insurance premiums. Arborists can help property owners identify potential risks and take proactive steps to reduce them, such as trimming overhanging branches or removing diseased trees. Following these recommendations can lower the likelihood of tree-related incidents, potentially reducing insurance premiums for property owners.
Collaborating with Insurers and Adjusters
In complex cases, arborists can serve as intermediaries with insurance companies, working directly with adjusters to support a claim. Arborists provide evidence-based documentation on the condition and risk level of a tree, which can expedite the claims process and strengthen a policyholder's case. Having a qualified arborist’s report can help ensure that the insurance payout is fair and covers the necessary repairs or tree work.
Environmental Consulting and Compliance with Regulations
Local Regulations and Permits
Many jurisdictions have regulations governing tree removal, especially for mature or protected species. Before altering or removing trees, property owners often need permits or must comply with local ordinances. Consulting arborists are knowledgeable about these laws and can guide property owners on how to proceed legally. They can help secure the necessary documentation and permits to ensure compliance, avoiding fines or other penalties.
Sustainable Land Development and Tree Preservation
When planning new construction, consulting an arborist early in the process can help preserve valuable trees and meet regulatory requirements. Arborists can assess which trees can be retained, advise on how construction might affect them, and help integrate preservation into development plans. Not only does tree preservation support environmental sustainability, but it can also add aesthetic and property value to a development. Arborists can help developers comply with regulations and promote sustainable land use.
Conclusion: Why You Should Look for “Arborists Near Me” for Consulting Services
The next time you search for “Arborists Near Me,” consider that arborists do far more than tree pruning and removal. Consulting arborists offer critical expertise in tree law, risk assessment, insurance support, and environmental compliance. These specialized services are essential for property owners, developers, and anyone facing legal or risk-related challenges involving trees.
Whether you’re managing a tree-related legal dispute, evaluating your property’s safety, or ensuring compliance with local laws, a consulting arborist provides the insight and support needed to make informed, responsible decisions. By choosing the right arborist for consulting services, property owners can protect their investments, support community safety, and promote environmental sustainability.
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