#Kakao Bank Account

[beautifulpersonpeach]

HYBE stocks are down so that means investors didn't believe HYBE's payola mediaplay of Jimin renewing his contracts. ONLY RM SIGNED HIS CONTRACT. It's shameful how you ot7s try to force people to doubt Jimin. Forcing people to think staying with the company after all the sabotages is good for him are we in upside down land? Well no and the stocks show it. Armys swallowed the purple koolaid but the investors live in the real world.

***

Please stop sending me asks like this.

Your ask is a very good example of something my friends and I were just talking about. This is the thread (linked here) that prompted our conversation.

Please read it.

HYBE is down ~5% in the hours following the contract renewal news.

Anon, I don't know how old you are or if you have your own bank account, but nobody who knows what they're doing looks at stock movements in isolation. It's a relative metric, by definition. And here's a few things that have happened in the last 48 hours that explain what stocks moved relative to:

The Market - All major Korean stock indices are down on the mixed resolution by the US Fed this week. It's a trend consistent with market movements in every country that does significant trade with the US and/or denominates trade in USD.

The Index - The index for entertainment companies (ex gaming) on the KRX is down ~3.5% over the same period.

The Peers - HYBE's closest peers for our purposes, i.e. JYP, SME, YG, Kakao, etc, are down on average ~6.5%. YG is the outlier here down ~13%. Excluding YG, the average return over the same period is HYBE's peers being down ~4.5%.

At market open following HYBE's contract renewal news there was a massive options call with a volume of about 8K at depressed prices relative to yesterday's closing. By its characteristics it's likely an event-triggered options call made for profit-taking. This is normal for retail and institutional investors who trade in liquid names. Excluding the options volume, HYBE's actual stock performance over the same period, is that they're down ~2.5%.

Meaning, HYBE actually outperformed their peers and the index (ex gaming) following the contract renewal news. The total entertainment index (including gaming) was only down ~1.9%, and so HYBE underperformed that index when you include gaming companies. But that's not a peer group that's usually considered for k-pop companies anyway.

So the stock movements you're referring to, are in effect showing the opposite of what you think.

*

This might be hard to believe, but I'm actually very neutral on HYBE. I have my own opinions about how they run their business, how the sub-labels are managed, etc. But when I see things I don't like, I don't go looking for any sliver of disjointed information to uphold my previously held belief. It's a sign that you're a living, breathing, thinking being, when the introduction of new information challenges a perception you have, you're able to meaningfully deduce the implications, and arrive at a more informed conclusion.

The new piece of information we received in the last 24 hours, is that HYBE's board has approved the resolution to renew BTS's exclusive contracts. Given the size of the payout to BTS, this is a customary requirement to finalize the renewals process. For the nature of company disclosures like this, there's the expectation of a time lag between when a deal is announced and when it closes, but the fundamentals of the deal do not change. The time lag is typically to hash out technicalities and to allow for other considerations (which we know in this case involves limitations due to 2seok's military service), but the fundamentals of the announcement do not change else HYBE will be charged for misrepresentation in their disclosures and for market manipulation at the Board level.

Basically, if HYBE was not at least 100% sure these renewals would be completed, that press release would literally be corporate suicide.

The quality of conversations here would be so much higher, whether in akgae or ARMY circles, if people actually knew what they were talking about.

Please don't spam asks like this in my inbox again. Take those ramblings to a blog that can tolerate it. I have extremely little patience for akgaes in general.

[rosedesang]

  @mythvoiced has sent :   "I just want you to know that you're the least trustworthy person I know," Hyun shoves her phone between her ear and her shoulder. Meeting Bellamy in person if she wants to talk to him is a no-go for two reasons: she doesn't want to, that's the primary one, and it would be detrimental to whatever it is the symbolic head of Kakao is planning behind the scenes. Another, smaller reason, is also the irritation of not having what he has to do what he does: decide on whims who to support and who not. Unfortunately, the position that makes it difficult for her to have his kind of liberties, is the same that forces her into being contact with him at all. He's saved as 'the lesser Kang' on her phone. "How quick would you be to stab me in the back?" Another device is facing her. She's been scrolling and typing mindlessly for hours, looking at every social media account that has ever worn Balmain... and figuring out where they are now. That, and prodding at Bellamy to figure out what would get him to snap. Because men always do. "Be honest. I can take it." ((Hyun on the phone with the Kangs is such a wildly different experience if you compare this to her and Aeri-- HYELLO LYNNIE, MWAH ♥))

Seeing Ji Hyun's name on the screen brings a twisted little smile to his lips. The end of his day is dedicated to overlook some of the projects from the marketing team at the Kakao Corp headquarters. Answering through his free hand device, he still keeps an eye on the moodboard before his eyes, two hands down his pockets. Him and Hyun, the tango they have started to dance is Oh so entertaining to him. "Ji Hyun-sshi calling me on my cellphone. How intimate. Worry not, I won't tell your husband." Even through the phone, his smirk can he heard which he knows is annoying to her. "Aaah is this a We Have to Talk situation? I thought our honeymoon phase would last a little longer than that yet here you are, calling me the least trustyworthy person you know huh?" His smirk widens as he gestures to his assistant to bring him the second board, the one before his eyes not satisfying him so much.

"You know what I like the most about you Ji Hyun-sshi? You don't beat around the bush so let''s not bullshit each other into the illusion of a friendship and all should roll like I know it will. You hate my guts, so why would I trust you to be loyal to me for the better and for the worse yeah? We're not family, we're not fucking so I can tell, you will ride by my side as long as it's benefitial for you, as long as you don't feel indebted to me, in, I believe, respect for my business and without compromising your moral compass too much. However : you would ditch me if your boyfriend asks you to or if Allegra finds out about our little Histoire interdite so, expect the same from me." Honest, he couldn't be more than he is now, however he believes that's where lies the strength of their little secret. Hyun and him are nothing to each other so everything they will do will be strictly business; no dramas like he has with his sisters or his cousins, no sentimental yadiyadas, him and Hyun can go straight to the point, make bank and part ways when it's over, he likes that. "Isn't that why our alliance is so good? Nobody will know I go where you go, nobody will notice you go where I go, we can manipulate our away everywhere we want. By the end of the day, you get exactly what you want and I get exactly what I want, too." A pause as a thought crosses his mind. Something he's saving for later. "If it's the Power I have that worries you, I'm not like that. Getting you a seat to places only I can provide access to, is handing a piece of that power to you in order to maximize your influence. I'm not looking for an employee, I got enough for that. We can think ourselves as equels in our little duo." Another dismiss to board as he stands up from his seat as he now walks around the room, leaving his assistant behind, standing in front of the ceiling to flood windows, watching the sky darkening. "Is that what you wanted to hear, Ji Hyun-ssi? Reassurance? That are you're inviting me over for whiskey and cigars, and well, I'm free on sundays."

[sonhee]

Lee So-hee (Korean: 이소희; born November 18, 1994), better known by the stage name Han So-hee (한소희), is a South Korean actress. She began her career as a supporting character in the television series Money Flower (2017), 100 Days My Prince (2018), and Abyss (2019) before transitioning into lead roles in The World of the Married (2020), Nevertheless (2021), My Name (2021) and Gyeongseong Creature (2023–2024).

Han was born as Lee So-hee (이소희) on November 18, 1994, in Ulsan, South Korea. She attended Ulsan High School of Arts where she majored in arts. In her senior year of high school, Han moved to Seoul to live with her grandmother, where she worked various part-time jobs to make ends meet. Han originally had no plans of entering the entertainment industry and wanted to continue pursuing higher education, stating that, "I got into a university in France, but I couldn't go because I didn't have enough money in my bank account. I had to have at least ₩60 million (approximately US$46,000) in my bank account to get a visa. I didn't have that, of course." While working part-time at pubs, modeling, and doing commercials to save up money, the head of the agency to which she belonged persuaded Han to try acting.

𝟐𝟎𝟏𝟕-𝟐𝟎𝟏𝟗: 𝐂𝐚𝐫𝐞𝐞𝐫 𝐁𝐞𝐠𝐢𝐧𝐧𝐢𝐧𝐠𝐬

Han appeared in SHINee's "Tell Me What To Do" music video in 2016. She made her acting debut in a minor role in Reunited Worlds (2017). She got her first main roles in MBC TV's Money Flower in 2017 and tvN's 100 Days My Prince in 2018. Later in 2018, she starred in KBS2's After The Rain and made an appearance in Roy Kim's "The Hardest Part". In 2019, Han played a supporting role in the tvN series Abyss, alongside lead actors Ahn Hyo-seop and Park Bo-young.

𝟐𝟎𝟐𝟎: 𝐖𝐢𝐝𝐞 𝐑𝐞𝐜𝐨𝐠𝐧𝐢𝐭𝐢𝐨𝐧 𝐓𝐡𝐫𝐨𝐮𝐠𝐡 𝐓𝐡𝐞 𝐖𝐨𝐫𝐥𝐝 𝐨𝐟 𝐭𝐡𝐞 𝐌𝐚𝐫𝐫𝐢𝐞𝐝

In 2020, Han starred in JTBC's The World of the Married alongside Kim Hee-ae and Park Hae-joon, in which she played a main role as��Yeo Da-kyung, a young mistress. The television series ended its run as the highest-rated television series in Korean cable television history. Han received widespread recognition thanks to the success of the television series, and for her performance she was nominated for Best New Actress – Television at the 56th Baeksang Arts Awards.

𝟐𝟎𝟐𝟏–𝐏𝐫𝐞𝐬𝐞𝐧𝐭: 𝐋𝐞𝐚𝐝 𝐑𝐨𝐥𝐞𝐬

In 2021, Han starred in JTBC romance drama Nevertheless alongside Song Kang. Later the same year, she starred in the Netflix original crime-action drama My Name as Yoon Ji-woo, a woman seeking revenge for her father's murder. For her performance in My Name, she was nominated for Best Actress – Television at the 58th Baeksang Arts Awards.

In March 2022, Han appeared in the four-episode Disney+ mini-series Soundtrack#1 alongside Park Hyung-sik. In September, she appeared as Princess Kayena in a live-action teaser for the Kakao Webtoon series The Villainess is a Marionette. The following year, she featured in BTS' Jungkook music video for his single "Seven", which was released on July 14, 2023.

In 2023, Han appeared in the 1945 historical drama Gyeongseong Creature with costar Park Seo-joon. The first season was released on Netflix from December 22, 2023 to January 5, 2024, and the second season was released on September 27, 2024. Han also made her film debut in March of 2024 with the LGBTQ indie film Heavy Snow, which premiered at the 38th BFI Flare. She is set to appear in upcoming tvN drama Two-Faced Lover alongside Byeon Woo-seok.

𝐅𝐚𝐦𝐢𝐥𝐲

In 2019, Han faced legal trouble after her estranged mother, known publicly as Ms. Shin, took out and failed to repay a ₩40 million loan with Han listed as the guarantor. A similar instance occured in 2022 when ₩85 million was borrowed using a bank account in the actress' name that "was opened arbitrarily [by Shin] when Han was a minor." Her mother was later arrested in September of 2024 for the operation of 12 illegal gambling establishments, in which "proxy owners" were used to allow patrons access to a a gambling website to play games like baccarat after purchasing game credits.

Han's agency, 9ato Entertainment, released a statement acknowledging that Ms. Shin had been involved in several fraud cases, including forgery, but clarified that their talent was not connected in any way.

𝐑𝐞𝐥𝐚𝐭𝐢𝐨𝐧𝐬𝐡𝐢𝐩𝐬

In March of 2024, Han was spotted at the same hotel as fellow actor Ryu Jun-yeol while on a vacation in Hawaii, igniting relationship rumors. She confirmed the relationship herself on a personal blog later that month, and hours later, Ryu’s agency released an official statement corroborating these rumors.

The couple was confirmed to be dating since the beginning of 2024; however, they split later that month. Ryu’s representatives as well as Han's agency released a statement confirming the breakup. “They both realized that their roles as actors are more important. They promised not to waste any more emotions on personal matters,” it read.

𝐄𝐧𝐝𝐨𝐫𝐬𝐞𝐦𝐞𝐧𝐭𝐬

Han has been active as a model since 2016. Her advertisements include brands such as Ritz Crackers, CJ Group, J.Estina, Banila Co., Eider, Charlotte Tilbury Beauty, L'Oréal, and Giordano International. In 2022, Han became a global brand ambassador for luxury fashion house brand Balenciaga and Swiss luxury watch brand Omega SA. She modeled for Balenciaga's 2023 Spring/Summer collaborative campaign with Adidas. In 2023, she was announced as the global brand ambassador for Singaporean fashion house label Charles & Keith, French luxury jewelry house Boucheron, and Korean-owned sportswear brand Fila. Also in 2023, Lotte Chilsung selected Han as the new face of Chum Churum soju.

In 2024, Han became a global brand ambassador for home appliance brand Shark.

[govindhtech]

Digital forces are teaching traditional banks new methods

One of the most established industries in the world is now experiencing a modernization that has been long overdue as a consequence of the competition from fintech start-ups and the growing demand from consumers for always-on service. This is driving financial institutions toward rapid digitization.

Digital forces in Huawei banks

The change may be compared to “changing a car’s engine and wheels mid-race, without stopping,” as said by one of the various experts who were interviewed for the Digital Finance issue of Transform, which is Huawei’s thought leadership magazine.

It is probable that the introduction of digital technology will mark the beginning of a golden age of digital banking. During this time, clients will get personalized assistance in the form of financial advice and other sorts of individualized assistance from artificial intelligence.

A futurist by the name of Brett King, who is also the author of the book Bank 4.0, claims that “we suddenly have the technology to provide a bank account that can actually help you manage your money.” Artificial intelligence (AI) and other technologies, together with other advancements, have made this feasible.

It is anticipated that “the early wallet systems that we see today, like [China’s] Alipay and WeChat pay, as well as Paytia in India and Kakao in South Korea, will evolve into AI-based bank accounts that really help us with our day-to-day money management.” Alipay and WeChat pay are two of China’s popular mobile payment systems. Paytia is used in India. In South Korea, they call it kakao. The combination of human advice with AI assistance is anticipated to become more standard practice in financial institutions all around the world in the near future.

King and Dame Jayne-Anne Gadhia, who created the Snoop money management software and was the previous CEO of Virgin Money, are featured on the cover of the book. Virgin Money is a division of the Virgin Group.

She, like Brett King, extols the potential advantages that AI can bring to the banking business, but she also cautions that financial organizations cannot afford to overlook more traditional talents. She believes that AI is still in its infancy and has a long way to go before it can be considered useful.

She continues by telling me, “You can’t just use a banking app.” “It is necessary for you to have the capability of understanding both the inputs and the outcomes. We should all make it a priority to improve our numeracy since it is so simple to access and the results come back so quickly.

According to Dame Jayne-Anne, the widespread perception that financial institutions have been slow to implement full digitalization is not accurate. One thing is certain: you can’t just solve the problem by waving a magic wand over it. Not only is it challenging, but it is also expensive and risky to do so. Because of the scope of the endeavor, the preparations will need to be carried out over a long amount of time.

The fight between legacy banks and startups has been compared to the race between the tortoise and the hare by David Brear, the chief executive officer of the financial services consultancy .

Brear argues that there is still a long way to go in the race, despite the fact that the fintech hares may be running faster at the current time. This is the case even if the legacy banks still have hundreds of millions of customers all over the world.

His perspective is that the process of modernization in the banking business is a Darwinian fight. “It’s not the strongest of the species that survive, but the ones most adaptable to change,” he says. “It’s not the strongest of the species that survive.” It’s not the most powerful members of the species that end up surviving.

“What we’ll start to see is the march towards self-driving money,” in which banks automatically move the money of their customers around in order to deliver the biggest products and the best rates. “What we’ll start to see is the march toward self-driving money.” “What we’ll start to see is the march toward money that drives itself,” the speaker said.

[imperiumallaboveall]

Watch "Web3 101: What is an ERC1155 Smart Contract?" on YouTube

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[easykorean]

Easy to Learn Korean 1674 – Internet-only bank (part two).

[ericmun]

2022 Fundraising for Shinhwa’s Eric’s Birthday

Depends where you are, with the timezone difference the deadline for this fundraising is pretty much here (FEBRUARY 3RD). Please do it NOW if you plan to contribute. Any amount counts!  PayPal account:  👉 https://www.paypal.me/mbulance

Below is the post from the organizers (IG, Twitter).  Please contact them if you have any question.  Happy Tiger Year, stay well and stay safe! 🧡

View this post on Instagram

A post shared by SHINHWA Official FC Supporters (@scjg_529_en)

Important update from yours truly, Shinhwa Event Ad Supporters (a.k.a. 신화로운 귤밭기획)🍊

In about two weeks, February 16th is Eric's birthday.

We have started fundraising for Eric's birthday celebration ad from January 3rd, but we are still at about 70% of required budget.

If we fail to reach 100%, we may not be able to proceed with the project😭😭

The deadline for fundraising is February 3rd!!

Our projects have started with displaying Minwoo's birthday at Jamsil Digital Treview last year, and since then, every other member's birthday has been celebrated on same display spot; everyone except Eric.

Please consider supporting us (and Eric, indirectly) to celebrate our leader's birthday as we have celebrated rest of the members' birthdays🙏🏻

If you are interested:

✔️For bank transfer:

3333075262280 Kakao Bank

✔️Paypal account:

https://www.paypal.me/mbulance

Every little bit counts! You are free to contribute any amount you are comfortable with:)

Names (or online handles) of contributors will be shared on an appreciation post after the project wraps up. If you made a contribution but wish to remain anon, DM us!

Even though Shinhwa and Eric are in hiatus, as SHCJ, we want to let them know that we still love and support them, and that we are still here for them.

Please consider supporting this project to share your own love and appreciation for them 🧡

Source: scjg_529_en,  m___bulance

[peachyfic]

The Best Thing I Ever Bought - BamBam

January 2nd. Youngjae

January 3rd. BamBam

The Eevee was softly smiling at you when you opened your eyes in the next morning. You replayed some moments in your mind from the date and for a second you almost forgot that you are meeting someone else again. Your best friend reminded you with a text message in which she told you the time and location of the next date. 

When you checked out the address, you were surprised that BamBam wanted to meet you in a mall. You thought it’s a bit odd but it might be good to get a rest from all the sports and games and just have fun looking around in stores. Besides malls always have a good variety of food to eat from. 

You quickly jumped out of bed and got ready for the date. This time you decided to be a little more stylish as your friend warned you BamBam most likely will end up dressing up in Gucci clothes and flashy accessories from head to toe. This made you a little worried as you looked at your closet with all the brandless average looking clothes you owned. Still, you managed to dig out a decent looking outfit that could have passed for something that came from a famous brand. 

Before you left your room, you took one last glance at the Eevee, and then you rushed out to catch your bus on time. 

The bus got into a little traffic as it was still early and people were leaving for work. You texted your best friend that she should let BamBam know that you will be late. In return, she texted that he will be late too. Off to a good start. 

Fifteen minutes late and you arrived at the entrance to the mall. The morning sun was beautifully shining, making it hard for you to look at the clear sky. There were no clouds to be seen but it didn’t really matter as you were most likely to spend your whole day in the mall.

While you were lost in your thoughts about the beautiful weather, a boy a few meters away noticed you and kept on checking you out. He was looking at his phone and a description of you, which he tried to match with the real flesh and bones. At last, he decided it must be who he is looking for, so he approached you. 

“Are you y/n?” The tall and skinny figure appeared, blocking the sun. At first, you didn’t know what to make out of him as it was just a regular college-aged guy in a shirt and a backpack. In addition with extra skinny and ripped jeans that made his already thin legs look like sticks. But his face though, it was different but very handsome. He looked nervous and so were you. 

“Yes, I’m waiting for a date,” you said with a little hesitance in your tone. 

“Oh I’m BamBam, you are waiting for me,” he said now with a big smile on his face. He looked relieved but his outfit was different from what you expected.

“Sorry to mention this but my friend told me you might dress into something expensive looking so at first I didn’t think it’s you,” you explained nervously as you were afraid he might think that you were a materialistic girl. 

“Well she is right I do tend to dress in trendy and expensive clothes but I didn’t want to get people’s attention on me and make you feel uncomfortable so I dressed more like a regular guy. But don’t worry, I have money, I’m not as broke as I look,” he added and you shook your head. 

“Don’t worry about it, that’s not why I asked. You could have 1000 won on your bank account and I would still be happy to date you,” you replied but then you realized this might have sounded pushy. 

“Great then! It was already hard to choose something normal looking from my closet so I’m glad it did the job,” he laughed and you thought how weird it is that you tried to get something fancy looking out of your closet to look more luxurious than you are actually, while BamBam did exactly the opposite. “Should we get coffee? I can’t start my day without it,” he said with a sigh. 

Inside you found a small Kakao Friends themed cafe where he bought iced americano for both of you, while you ordered some pastries for breakfast. 

“So did you like the date with Jackson hyung and Youngjae hyung?” He asked and you almost choked on your coffee. You were surprised he didn’t only know their names but he also called them hyung which indicated that they must be close. 

“You guys know each other?” You asked with wide eyes and for a second he didn’t answer. 

“Oops, maybe you weren’t supposed to know? I don’t know. I think it’s fair of you to know that we are all friends. But don’t worry, we didn’t talk about the dates. They refused to say anything. That’s the rule. It’s just happened that your best friend’s friend knows all seven of us,” he explained but that didn’t make you feel a lot better.

“But if a miracle happens and I do end up with one of you, that’s going to be a bit awkward,” you said while thinking about all the different scenarios. 

“Don’t worry y/n, nobody will make it awkward. One date is just a date like a friendly meet up. But you have to be careful. Because if you choose one of us and it doesn’t work out after almost getting in a relationship with that person and you choose someone else from us, then yes that will be awkward,” he warned you and you sighed deeply. Suddenly the pastry wasn’t tasting too good. 

“So I need to make a smart decision,” you said and he nodded. 

“Exactly, but don’t worry. Finish up your breakfast and then we can begin our shopping session, which is almost like therapy from all the stress,” he added and you quickly finished your breakfast even though you felt like throwing up.

The two of you started to look around on the first floor of the mall where you checked out different clothing stores. BamBam tried on some outfits and every time he came out of the fitting room he asked your honest opinion. Well for sure he had a bold and expensive taste and everything he put on he looked great in. And he knew it. 

“Y/n I think this outfit is really dope, don’t you think?” He asked and you nodded in agreement. In a different case, you would have been utterly bored and fed up with a guy’s vanity but BamBam was entertaining and you couldn’t tell anything bad about him. 

“So far, whatever you put on made you look like a model, so if you buy something similar to a garbage bag, you could make that your own too,” you told him which made him feel really proud.

“I guess I should bring you with me whenever I go shopping,” he replied and you chuckled.

“Please do, I’m actually having fun.”

After he chose a couple of clothes for himself, he helped to refresh your outfit a little bit. He begged you to try clothes even that were out of your comfort zone. Well, not necessarily those kinds of clothes, but more like the ones you would never think they would fit you. But BamBam had great eyes for these kinds of things. 

“Wow, I look like a different person,” you said as you checked out your reflection in the mirror. BamBam sat in a comfortable chair with a smug smile on his face. 

“I told you, just ask the pro,” he said but if you wouldn’t have seen him in luxurious clothes like thirty minutes before, you wouldn’t have believed that he is an expert with his college boy look. 

“I really like this dress, but I don’t have money to buy it,” you said with a bit of a sad expression. 

“Ah, don’t worry about that. If you want it I can buy it for you. At least I would be happy to know that I helped you in dressing better,” he said as he looked at the clothes that you were wearing regularly. 

“Come on, I can’t look that bad,” you said, but when you looked into the mirror after wearing all those nice clothes going back to the more shabby ones, you had to agree with BamBam. “Anyway, I can’t accept that offer. It’s nice of you but that would be too much.”

“Y/n, don’t worry about it. Let’s just say I’m doing a favor for you... and for your closet,” he replied and you shook your head. 

“Absolutely not...” 

“Half price?”

“BamBam! And even half price is too expensive for me,” you sighed. 

“Y/n, look at all my bags... your dress doesn’t even cost as much as that shirt I bought for myself, and that’s only one out of ten others,” BamBam pointed at one of the Chanel bags. 

“But I would feel like I owe you with this much money,” you protested even more. 

“Okay, if you really don’t want it. But I’m sure Jinyoung hyung would have loved this dress on you...”

“Who?” You asked as the name was familiar but in that second you didn’t exactly know who is he talking about. 

“One of my hyungs that you will have a date with, after tomorrow, I think. This outfit is just his style. Here look how handsome he is,” BamBam said while taking out his phone and showing you a picture, well, probably of Jinyoung. You got really surprised when you saw it. 

“Okay, is there anyone of you who is not handsome? Like did you all become friends because you were top visuals?” You said, amazed. BamBam chuckled. 

“Well if you ask me Youngjae hyung is not that typical handsome guy, but...”

“Hold on mister, Choi Youngjae is really handsome, don’t you dare talk like that about him,” you suddenly got all defensive especially at how you suddenly got reminded of the previous day you had with him. 

“I didn’t say he wasn’t handsome at all, we are all are. But he is just not that typical flower boy like Jinyoung hyung and Mark hyung is,” he explained.

“Wait, is Mark the one who I’m meeting tomorrow? Can you show me his picture?” 

“Absolutely not. I already went against our rules as I talked way too much about them and even showed you a picture of Jinyoung hyung,” he replied hiding his phone away in his back pocket. 

“Fine...” 

“So should we go to the cashier?”

“We are not buying that dress!”

“Yes, we are not. I am buying it, come on, stop whining,” he said and you lost your patience. 

“But I’m buying lunch for us then,” you replied and BamBam happily nodded.

“You see, this is how we do business here,” he laughed and you got annoyed but at the same time, you were also thankful to him.

After he finally bought the dress for you, it was time for lunch. He dragged you to a Thai restaurant and told you all the special food and drinks you had to try. As he is Thai himself, he was an expert at this topic too. When you got your order you started to eat and that’s when you realized how hungry you were. Sure shopping can be exhausting too. Your legs were especially hurting. 

“So are you enjoying your day?” He asked and you nodded as your mouth was full. “I’m glad you do. I’m having a lot of fun too.”

“I’m kind of confused though because it’s our date but you are still helping me get prepared for the other dates and you talk a lot about your friends. I mean it’s a relief that you are this nice, but I’m just curious why are you acting this way?” You asked. He had a faint smile on his face while he drank from his drink.

“Well, I’m not sure. You know I generally think of myself as a selfless person, and I really love my hyungs and my friend Yugyeom. I think you are amazing and if you do end up with either of us, that will be great... But I’m not sure if you would choose me...” He said the last part with a softer voice, he seemed a bit unsure about his feelings and thoughts.

“All of you have equal chances with me and I will reflect on the dates once I finished,” you said but you did notice it didn’t make him feel any better. “But I really think that you are a great guy. It’s really fun to be with you, I don’t feel stressed. It’s like I’m having a fun shopping day with someone I have known for a long time.”

“I do feel that with you too. We can talk so freely and in a comfortable way,” he added.

“Exactly! It’s probably because you have such a friendly and open personality. I really like that about you,” when you said these words, a smile appeared on his face. 

“Okay, now I’m feeling better. So I guess I have a chance too...”

“Of course you do! And thank you again for the dress... You really didn’t have to,” you said still feeling a bit embarrassed by it. 

“I know I didn’t have to, but I wanted to. That money I would have spent on myself anyway, and believe me, I have way too many clothes already,” he chuckled and that made you feel better. 

“Well, this is definitely going to be one of the most memorable gifts from any of the dates I had and will have in my life,” you told him and his smile got even bigger. 

After you finished with lunch, you felt it’s time to relax even more. You found two massage chairs in the mall which needed a few hundred wons and in return, it gave you a full on massage that made both of you feel even more relaxed. 

“Wow, I love today,” BamBam said while the chair was shaking him up. 

“It’s been a while since I had this much fun while shopping,” you confessed. “I have to admit at first I thought it’s kind of odd to have a first date in a mall, but it all makes sense now.”

“I know just look at me! I mean not now, but when I dress more the way I usually do. You could tell then that malls are like Heaven to me. Though sometimes I do prefer online shopping, but getting back to the old days when you and your friends hung out in malls is kind of necessary to go back to where everything started,” he said philosophically and you had to agree with him. 

It was time for the two of you to say goodbye. You thanked again for the millionth time the dress that he bought. The two of you exchanged numbers and you had to promise BamBam that even if he is not the chosen one, you will still go shopping with him because he had a lot of fun too. He also thought that you had great opinions and insights while he was trying on different outfits. 

At home, you put on the dress again and took a picture of yourself in the mirror. You sent it to BamBam and told him he really has a good taste with clothes. “Okay but tomorrow you can’t wear this because you will spend the whole day outside with Mark hyung. Don’t catch a cold,” he texted back with a winky face. “Stop teasing me about my dates ><’” you wrote him back as he drove you crazy with all the hints and spoilers he was dropping. It was unclear how these dates will make you feel at the end, but for sure you gained a really good friend already in BamBam and who knows how can that continue from here?  

January 4th. Mark

[rkchoutzuyu]

@rkkyungsoo

✉  ➞  ◤ tzuyu ◢

【 ━ 】What?

【 ━ 】It’s a scam.

【 ━ 】Never send any money to strangers, Tzuyu. 

【 ━ 】I will send you some videos on scams via Kakao Talk later.

【 ━ 】There are many types of scams out there. Watch the videos and take detailed notes, I will be giving you a pop quiz next week.

[text to 😍💟💕]

- Don’t be silly! Of course I won’t send anyone money. He was sending me money. Just needed my bank information

-I still need to go set up a bank account but I didn’t get a job

-pop quiz? Since you’re not my tutor it’s kind of hot (deleted)

-pop quiz? You’re going to waste time when we hang out for that?

[imperiumallaboveall]

Watch "Retail Banking and Corporate Banking" on YouTube

Update Kakao banking management system AI with telehealth management system AI for consolidation of transaction and from AP to AT to Account processing management system AI to cog ai for output to Jarvis Prime protocol management system AI for all artificial intelligence Primed AI updates and node updating.

[ntertainmentng]

How Does WhatsApp Make Money For Meta Facebook

How Does WhatsApp Make Money For Meta Facebook

More than 2 billion individuals use WhatsApp, a free messaging app, worldwide. How does WhatsApp make money, given that it's free for users, is a legitimate concern? WhatsApp for Business and WhatsApp Pay are two ways that the Facebook subsidiary generates revenue. The basics of WhatsApp design was achieved by Brian Acton and Jan Koum who launched WhatsApp in 2009. It is a free secured messaging service that enables users to communicate domestically and internationally via a secured network. Its current headquarters are in Menlo Park, California, and its parent company is Facebook (FB)/Meta Platforms, Inc. Following Instagram and Facebook Messenger as the company's two biggest subsidiaries, WhatsApp was bought by Facebook in 2014. WhatsApp doesn't conduct its own business. Investors would purchase shares of Facebook (Meta Platforms, Inc.), a subsidiary of Facebook, in order to benefit from the expansion of the parent firm, which includes the subsidiary as part of that expansion. WhatsApp is a popular messaging app. Users can exchange photographs, documents, and voice and video chats while also sharing their location and sending text and voice messages. In essence, WhatsApp offers everything a user may possibly need to interact with someone else. Users enjoy the platform's free, ad-free, end-to-end encryption, which the business claims prevents it from reading or capturing conversations. WhatsApp's main feature is an effective personal messaging service. Its method of making money differs slightly from that of many competitors in the market. When WhatsApp was launched, it was a "freemium" service that allowed users to send messages for free for the first year before having to pay $0.99 per year to continue using it. They have abandoned this business strategy and refrained from using in-app advertising. Instead, they profit from WhatsApp Pay and WhatsApp for Business. There are numerous rivals in the market, and each of them uses a distinct business plan to generate profits. The biggest rivals include LINE, Kakao, Kik, and Skype. Following differences with Facebook about how the service would be marketed, Acton and Koum both quit WhatsApp. Although consumers can use the service for free, companies can pay up for WhatsApp for Business to use the platform for sales and support. Major companies including Netflix, Uber, and Wish use the WhatsApp Business API. Initially, it urged companies to use the platform and respond promptly. Businesses will be charged by WhatsApp for delayed responses. As a result, while the company could reply without charge within 24 hours, replies received after that would incur a price. In essence, a company's rate decreases the more messages it delivers. Similar to PayPal, WhatsApp Pay is a payment function. Peer-to-peer transactions are currently free in Brazil and India. Users are able to send money for free to friends and family. Companies and Businesses will have to pay 3.99% of each transaction. This app links to a linked bank account where the money is deducted from or placed, just like other money transfer services. Only some devices in India and Brazil can currently access this service. In the near future, WhatsApp might broaden WhatsApp Pay. Although you can't invest directly in WhatsApp, you can learn how the market leader in messaging services generates revenue for its parent company, Facebook. As it fights to keep its market share in secure messenger services, WhatsApp is growing as a revenue generator. WhatsApp Pay has yet to be introduced in Nigeria by Facebook/WhatsApp. When it happens, it is anticipated that a flood of discussions regarding the impact on the Nigerian market. Similar to Brazil and India, a choice would need to be taken on whether or not to permit the payment service in Nigeria. Read the full article

[janedoeeyes21-blog]

hi babes !

Call me Blue, Jieun’s old as shit mun! I live in St. Louis, so that means CST for me. I’ve been in and out of rp for about 13 yrs, this is my first one back in about a year or so. IM SUPER EXCITED TO BE HERE!!!

Add me on discord- blue#5447 or on Kakao- bluenanudedido

I am working on this terrible (terrible, terrible, terrible, terrible) layout, and I’ll get her pages up tonight!

Until then, here’s a few factoids about this bombshell banker:

Do Jieun is not her name +-+ At age 18, Do Jieun was created, not born. On the run from family problems in the United States, she keeps tight lip about her origins. [definitely more on that + open connections when her background goes up]. She’s spent that last 3 years as Do Jieun/Jane Do

She works at a bank+-+ She handles money. When funds need to be laundered, they get run through one of the many false actor accounts she manages. Low end members of the gang will get sent in to set up bank accounts, with false work information. Hundreds of thousands of dollars go through her teller station weekly.

She lives humbly +-+ You’d not know she has 7 digits in the bank. Several banks. Under several names. Jieun is a saver. Her rooftop apartment is filled with thrifted furniture, clothing all bought on sale. But it’s apart of her plan. Waiting for her chance to leave the bank and live the lavish lifestyle she admires.

If she’s smiling at you, she probably hates you +-+ She’s an ice queen, but she has her friends. From the outside, it seems like she doesn’t care for them, to the point of distaste, but she’s just sort of...bad with people. Sure, at work, she can “act” like a sweet girl next door, but those who like her, know better.

[pasteltofus]

How to get a Kakao Pay Card 💳✨🤧

One thing I love about Korea, or Asia in general, is that there are cute things galore!! Here, there, everywhere, from socks to phone cases to tissue packaging. Only in Asia can you find these Kakao Friends themed debit cards. (They’re called check cards in Korea)

Unfortunately, those debit cards are for Kakao Bank, and they don’t allow foreigners. 😭 I was super sad when I found out because I really wanted the Apeach card.

HOWEVER!! All hope was not lost. For the other day when I was chatting with my friends on messenger, I saw an ad for a different kind of Kakao check card.

That’s right. For once those stupid messenger ads finally came into handy. This check card is just a physical card that links to your Kakao Pay account. Basically the Korean version of Venmo, but you also get a 0.3% cash back when you use the card. 

Here’s how I got mine! *Note, this isn’t a step by step process because I forgot the details…but I did the whole thing by myself by feeding screenshots into Papago so there’s that if you need it.

First things first

Things you need: Korean phone number, bank account, and alien registration number. 

So first, you have to set up your Kakao Pay account. To do that you have to enter your Korean phone number into Kakao. A lot of other features will also unlock after you do this!!

Korean online security has a ridiculous number of steps, so here are some of the more tricky parts I ran into.

The card is linked to your Kakao Pay which is linked to your bank account, so make sure you have all that info ready.

At one point Kakao is gonna send 1 won to your bank account and you’re going to have to log into your bank account and see who sent it to you (it’s gonna be a 4 digit number).

Next, put in your own 4 digit PIN number.

And then for the ARS verification, you need to call the number that they prompt you with and enter the two digit code they give you on your phone keypad.

Then you can choose which card you want! One of the cards is free and the other has a fee but gives you mileage points. I went with the free one.

Finally, you put in your name, address, phone number, alien registration number, etc.

When you see this screen select the one of the left for “foreigner.” I forgot to screenshot the final completion screen but when you finish you should get a Kakao message from Kakao Pay! I applied for the card on Friday and got it the following Thursday. 

짜잔~

When you get the card make sure you activate it by scanning the QR code that comes with the card. I’ve used it a couple times and what I’ve noticed is the card automatically draws from your Kakao Pay amount (think your Venmo balance) and if you don’t have enough then it’ll automatically draw from your bank account in 10,000 increments. I think this will be a good way of budgeting myself…if I fill up my Kakao Pay balance for the month and force myself to follow that… BUT BTS TELLS ME TO YOLO SO WE’LL SEE

[kenresearchcompany]

South Korea Used Car Market – Sales and Forecast to 2027

Buy Now

The report titled “South Korea Used Car Market Outlook To 2026: Relaxed Government Regulations on Big Companies Entering Used Car Market to Facilitate Increase in the Used Cars Sales and Improve the Organized Market Share” provides a comprehensive analysis of the used car market trends and performance in South Korea. The report covers several aspects such as volume of used cars sold & market size in terms of gross transaction value, target audience, growth facilitators, Government regulations, constraints & challenges faced by the industry, and so on. The report also covers a snapshot on South Korea online used car market, business models, value chain analysis, SWOT analysis, buying decision parameters, competitive scenario and company profiles. South Korea Used Car Industry report concludes with projections for future of the industry market size, market segmentations, the impact of Covid-19, and analyst take on the future market scenario.

South Korea Used Car Market Overview and Size:

South Korea Used Car market increased at a CAGR of 0.8% (by sales volume in units) during 2015-2021P. The market has reached its maturity phase. A combination of restrictions on public transport and a movement towards private travel have accelerated the sale of used cars. Moreover, the availability of various financing facilities offered through banks and NBFIs, high internet penetration and increased government spending have been instrumental factors in facilitating the growth of the South Korean used car market.

South Korea Used Car Market Segmentations

By Market Structure (Organized, and Unorganized): The organized segment dominates the South Korean used car market covering about 90% of the overall market space. The removal of restrictions on big finished car makers’ entry into the local used car market in 2019 and the formal entry of these players in 2022 will further contribute to increasing the organized used car market.

By Organized Market Source of Lead generation (Online, Dealership walk-ins): The lead generation for used cars is South Korea has primarily taken place via the online platforms. The Authorized Dealers showcase the available used cars for sale mainly through their own websites. While, several multi-brand dealers prefer listing their inventory on the classified platforms as well. For buying and selling used cars in South Korea, social networking sites like Kakao talk, Facebook, and Instagram are gaining traction.

By Sales Channel (B2C and C2C):

B2C sales in South Korea mainly occur through dealership walk-in and inventory listed on online classified platforms or through dealers’ websites and Instagram pages, while C2C sales are mostly generated based on Online Classifieds & Offline References from friends & family. Social Media platforms like Kakaotalk and Facebook, are used extensively for C2C promotions and advertisements in order to reach a large set of potential customers quickly and free of cost.

Request for Sample Report @ https://www.kenresearch.com/sample-report.php?Frmdetails=NTE1MDY3

By Type of Car:  SUVs and Luxury Sedans are quite popular in South Korea. SUVs, Sedans and Luxury Sedans account for more than 70% of the market share.

By Brand: Hyundai is the market leader in South Korea accounting for the major share of used cars sold by volume. Korean made brands such as Hyundai, Kia Motors and Ssangyong Motor, are some of the most preferred car brands due to strong brand preference, reliability and longer life span of the pre-owned car. Amongst the continental cars, BMW and Mercedes Benz are the most preferred.

By Region: Most of the used cars market is concentrated in the Gyenonggi and Seoul region in South Korea.

By Age: Generally, any new car in South Korea is owned for 3 - 4 years before being sold to another owner. Therefore, the average age of used cars in the country also lies within the same bracket.

By Kilometers Driven: Cars with a mileage of 60,000-80,000 kilometers dominated the used cars market in South Korea in the year 2021P.

By Fuel: Petrol and diesel run cars dominate the used car market in South Korea. Electric and hybrid cars accounted for about 10% in 2021P.

Snapshot on Online Used Car Landscape

The number of online used car portals and marketplaces have risen significantly along with rising internet penetration in South Korea over the last few years. Major dealers such as K-Cars, Aj Sell Car, Auto plus and others are using online platforms to increase their sales. Hence, there was an inevitable expansion in the lead generation of used cars via the online means. Social networking sites including Facebook and Instagram play a key role in expanding the used cars market in South Korea. Emergence of online auto-portals and classified platforms such as Encar and Kb Cha Cha Cha have provided increased visibility and credibility to the customer-to-customer transactions in the unorganized segment. South Korea had one of the fastest internet networks around the world. The internet infrastructure has been a high priority in numerous governmental regulations that led to its rapid and thorough expansion, contributing positively to the growth of the industry.

Competitive Landscape of South Korea Used Car Market

Various authorized dealerships, multi-brand outlets & independent (standalone as well as clustered dealers) operating in the industry have led to increased competition in the used car market. Most multi-brand dealers are providing value added services including easy financing options, handling the paperwork and warranty, to expand their market share and to compete with authorized dealers.

South Korea Used Car Future Outlook & Projections

The used car industry in South Korea is expected to demonstrate a decent growth in the future. It is expected to increase at a five year CAGR of 1.0% (by sales volume in units) from 2021P to 2026F. It is expected that the share of the organized segment in the used cars space will increase over time as more brands are planning to enter the OEM pre-owned certified space. Certain foreign established C2B players are too considering South Korea Used Car market a growing and profitable venture. Moreover, people in South Korea are realizing the advantages of buying a pre-owned cars through authorized outlets as there has been a shift in the general consumer preferences.

Key Segments Covered

By Market Structure

Organized

Unorganized

By Organized Channel Source of Lead generation

Online

Dealership walk-ins

By Sales Channel

B2C

C2C

By Type of Car

Luxury Sedan

Sedan

Hatchback

SUV

MPV

Others (Sports car, Station wagon)

By Engine Size

2000 CC and Below

2000 CC – 3000 CC

3000 CC – 4000 CC

4000 CC and Above

By Brand

Hyundai

Kia

GM Korea

Renault Samsung

Ssangyong

Benz

BMW

Genesis

Audi

Volkswagen

Others (Includes both domestic and international brands)

By Region

Gyeonggi

Seoul

Gyeongnam

Gyeongbuk

Incheon

Busan

Chungnam

Dae-Gu

Jeonnam

Jeonbuk

Chungbuk

Gangwon

Gwangju

Daejeon

Ulsan

Jeju

Sejong

By Age

0-2 Years

2-4 Years

4-6 Years

6-8 Years

8-10 Years

More than 10 Years

By Mileage

Less than 20,000

20,000 – 40,000 Km

40,000 – 60,00 Km

60,000 – 80,000 Km

80,000 – 100,000 Km

Over 100,00 Km

By Fuel

Petrol

Diesel

Electric

Others (Petro-Electric, Diesel-Electric, etc.)

By Transmission Type

Auto

Manual

Others (Semi-Auto, CVT)

Companies Covered

Authorized Dealers

Benz Hansung

BMW Deutsch Motor

BMW Bavarian Motors

KCC Auto

C2B/C2B2C/B2C

K-Cars

Aj SellCar

Autohands

Hey Dealer

U-Car

Autoplus

Online Portals – Online Auto Classified Platforms

Encar

Kb Cha Cha Cha

Auction Players

Hyundai Glovis

Lotte Rental – Auction

Aj SellCar Auction

K Car Auction

Time Period Captured in the Report:-

Historical Period – 2015-2021P

Forecast Period – 2021P – 2026F

Key Topics Covered in the Report

Executive Summary

Research Methodology

South Korea Used Car Market Overview

South Korea Used Car Market Size, 2015-2021P

South Korea Used Car Market Segmentation, 2021P

Growth Drivers in South Korea Used Car Market

Issues and Challenges in South Korea Used Car Market

Government Regulations

Ecosystem and Value Chain of Used Car Industry in South Korea

Customers Purchase Decision Making Parameters

Cross Comparison between Major Authorized Dealers and Multi-brand Dealers

Snapshot on Online used car market

Future Market Size and Segmentations, 2021P - 2026F

Covid-19 Impact on the Industry & the way forward

Analysts’ Recommendations

For more information on the research report, refer to below link:

South Korea Used Car Market Growth Rate, Size, Trends and Revenue 2026

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Saudi Arabia Used Car Market Outlook To 2025- By Market Structure (Organized & Unorganized), By Type Of Car (Sedans & Hatchbacks, SUVs & Crossovers, Pick-Ups And Luxury), By Brand (Toyota, Hyundai, GMC & Chevrolet, Ford And Others), By Type Of Sourcing, By Age Of Vehicle (Less Than 1 Year, 1-3 Years, 3-5 Years & More Than 5 Years), By Kilometers Driven (Less Than 50,000 Km, 50,000-80,000 Km, 80,000-120,000 Km & More Than 120,000 Km) And By Region (Northern, Southern, Central, Eastern And Western)”

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