#Index Finance

[indexfinance]

Top Benefits of Using a Mortgage Broker in Perth

Whether you’re buying your first home, refinancing, or expanding your property portfolio, working with a mortgage broker in Perth can provide you with significant advantages.

Why Perth Homebuyers Choose Mortgage Brokers

In-Depth Comparisons Brokers compare multiple lenders to ensure you receive the best rates and terms available.

Expertise for Special Circumstances Self-employed? Bad credit? No problem. Brokers can connect you with lenders who specialize in unique situations.

Cost Savings Many brokers offer free services to clients, earning their fees from lenders. Plus, the savings on interest rates can far outweigh the costs.

For reliable advice and unbeatable loan options, turn to Index Finance. Our goal is to make your property dreams a reality.

[bitchesgetriches]

S4 E1: “Index funds include unethical companies. If I still invest, does that make me a monster?”

Want the transcript? We got your transcript right here!

Did we just help you out? Join us on our Patreon!

[noisytenant]

becoming a vtuber and getting popular enough to start a throne but the only things on it are expensive machinery like a fume hood and a cutting plotter printer and a laser cutter and a uv printer and a cnc knee mill

[roosterfinancial]

Top Investment Strategies for Millennials

As millennials enter the workforce and begin building their financial futures, investing becomes a key component of wealth growth and long-term financial stability. To make informed investment decisions and achieve their financial goals, millennials need to explore the top investment strategies available to them. In this article, we’ll delve into some of the best investment strategies for…

[notayesmanseconomics]

The Bank of Japan cracks meaning the Widowmaker springs to life

The Bank of Japan cracks meaning the Widowmaker springs to life

This morning has brought some pretty significant economic news out of Nihon or Japan. It started in an area I mentioned in a reply to yesterday’s comments because bond yields had pushed higher making me suspicious. Overnight if we stay with that theme we saw this. JAPAN BOND FUTURES TRADING HALTED: OSAKA EXCHANGE That takes me back to my days out in Tokyo, but in the modern era that did not…

[windcarvedlyre]

A very similar post could be made about maths education.

I feel like people can be overly harsh on it. People that struggle with it and find it boring go on to depict it as boring and abstract in media, which sort of primes the next generation to see it that way. But at the same time, we could be doing a lot more to help people connect the theorems and logical techniques they're learning to real life.

We use those techniques to work out the dimensions of (and materials needed for) a wall we're painting or garment we're sewing or the parts of a furniture piece so they can fit together. We use them to work out how much money we'd get through interest over X years if we save Y per month and can use that to compare the outcomes of different financial decisions. We use them to critique whatever new scientific study journalists are hyping up beyond its original conclusions. We use them in philosophy to check whether our arguments are genuinely airtight.

As a biology student it especially pains me how people are failed wrt statistics and the scientific method. Everyone should be taught things like what variance is, and what makes results statistically significant, and the effect of small sample sizes on the conclusions we can draw from results, and better societal understanding of those things (plus general principles of good experiment design)

And as someone who wants to not starve in the future, on top of the importance of teaching people maths so they can make proper financial decisions I feel like we should be taught more about investing. Actual long-term investment strategies that most people should follow to grow savings over decades, not YOLOing everything into Tesla.

When you understand that kids and teenagers being salty about literary symbolic analysis comes from a very real place of annoyance and frustration at some teachers for being over-bearing and pretentious in their projecting of symbolism onto every facet of a story but you also understand that literary analysis and critical thinking in regards to symbolism is extremely important and deserves to be not only taught in schools, but actively used by writers when examining their own work to see if they might have used symbolism unintentionally and to make sure that they are using symbolism effectively:

[pwrn51]

Why the Economic Index is Key to Our Economic Health

  Lest We Forget Historical: Economic Index: In this episode of Lest We Forget Historical, host Lillian Cauldwell discusses the Economic Index. What is it? How does it affect you? Why is it so important for us to know? What happens to our economy if the index is too high or too low? Do numbers matter? The Economic Index is a statistical measure of change in a representative group of individual…

[indexfinance]

Looking for the Best Mortgage Brokers in Perth ? Index Finance provides the best Mortgage Brokers in Perth.

[bitchesgetriches]

I got in a discussion the other day about investing, because someone wanted to know why I had no investments and wouldn't stop till I answered them. I told them I cared about ethics, and they were like, "Well then you'll never be able to invest in anything!! And you'll be poor forever!!"

Is ethical investment (not just investing in greenwashed companies) possible, at all? or should i resign myself to 'being poor forever'?

This is SUCH a fascinating discussion. Which is why we covered it on an episode of our podcast! You can listen or read the transcript here:

Season 4, Episode 1: “Index Funds Include Unethical Companies. Can I Still Invest in Them, or Does That Make Me a Monster?” 

It's a nuanced topic, which is why I'm not going to try to condense it into a short answer for Tumblr.

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[capitalcurrents]

New Additions to the S&P 500: Dell Technologies, Palantir, and Erie Indemnity

The recent inclusion of Dell Technologies, Palantir Technologies, and Erie Indemnity in the S&P 500 highlights their growing influence across various industries. Their inclusion into the S&P 500 will begin on September 23rd, by joining the benchmark S&P 500. Thus they will be replacing American Airlines, Etsy, and Bio-Rad Laboratories in the index.

Dell Technologies has transformed from a PC manufacturer into a leader in cloud services, IT infrastructure, and enterprise solutions. Its focus on hybrid cloud and edge computing positions it as a key player in the tech world.

Palantir Technologies is a data analytics firm known for its AI-driven platforms, serving both government and commercial clients. Its focus on big data and machine learning offers high growth potential, though it remains a volatile option.

Erie Indemnity, a customer-centric insurance provider, brings financial stability to the index. With a reliable dividend and long-term growth, it appeals to conservative, income-focused investors.

Their addition reflects confidence in their future growth, offering investors a mix of innovation and stability. It also hows how tech companies like Dell and Palantir are reshaping the market. Additionally, shares rose in extended trading following the announcement.

[photographyandsnaps]

Understanding Index Funds: Advantages, Disadvantages and Suitability

What are Index funds? Index funds are mutual funds or exchange-traded funds (ETFs) designed to replicate the performance of a specific market index, such as the S&P 500, Nifty 50, or S&P BSE Sensex. They follow passive investment strategy, meaning they do not require frequent trading or active management. The goal of an index fund is to match the returns of the index it tracks by holding all or…

[bitcoinversus]

US Retirement System Earns C+ in Global Study

In the recent Mercer CFA Institute Global Pension Index, the U.S. retirement system received a C+ rating, highlighting its vulnerabilities and need for improvements to ensure retirees’ future security. This evaluation placed the United States 22nd out of 47 countries, aligning its performance with nations like Kazakhstan, Colombia, and Spain. Experts in the report point out significant…

[clowningaroundmars]

yall idk wtf is biting me in the ass, maybe its bc i got financially spanked last month but holy shit am i ON TOP of my finances this month

[phoenixx-news]

Government Reinstates Indexation Benefit for Property Sales After Backlash

In response to widespread criticism, the government has reversed its decision to eliminate indexation benefits on long-term capital gains (LTCG) from property sales. As of Tuesday, taxpayers will have the option to choose between two tax regimes for properties acquired before July 23, 2024.

What’s Changed?

Under the updated rules, property owners can now select between:

20% LTCG Tax with Indexation: This allows for adjusting the purchase price of an asset for inflation, thus reducing taxable capital gains.

12.5% LTCG Tax Without Indexation: This option offers a lower tax rate but does not account for inflation adjustments.

Taxpayers can choose the option that results in the lower tax liability.

Why the Change?

The initial proposal to remove indexation benefits while offering a lower tax rate of 12.5% led to significant backlash from real estate investors and property owners. Critics argued that without indexation, long-term gains would be overstated, resulting in higher tax liabilities for properties held over extended periods. The backlash led to calls for a more balanced approach, which the government has now addressed by allowing a choice between the old and new tax regimes.

Key Details

Grandfathering Provision: Properties purchased before July 23, 2024, are grandfathered under the old tax regime with indexation benefits. For properties acquired after this date, only the new 12.5% tax rate without indexation will apply.

Scope of Indexation: The reinstated indexation benefit applies only to immovable property and not to other unlisted assets like gold. For unlisted securities or shares, different tax rates apply based on the acquisition date.

Additional Amendments

The government also made amendments to the Finance Bill, including:

Redefinition of Undisclosed Income: The definition now includes incorrect claims of exemption within its scope for block assessments.

Rollover Benefits: These remain unchanged, meaning that investments in Section 54EC bonds or residential real estate can still benefit from LTCG exemptions.

Industry Reactions

Despite the rollback, concerns remain about the impact of the new regime. Industry watchers worry that the lack of indexation might lead to more frequent secondary market real estate sales and potentially incentivize underreporting of transaction values. However, the government maintains that the new tax regime, even without indexation, will benefit most taxpayers due to the generally high returns on real estate compared to inflation.

[indexfinance]

Are you looking for the Best Mortgage Brokers in Perth? Index Finance is your solution. They provides the best solution for all your queries.