#Index Finance

[bitchesgetriches]

S4 E1: “Index funds include unethical companies. If I still invest, does that make me a monster?”

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[roosterfinancial]

Top Investment Strategies for Millennials

As millennials enter the workforce and begin building their financial futures, investing becomes a key component of wealth growth and long-term financial stability. To make informed investment decisions and achieve their financial goals, millennials need to explore the top investment strategies available to them. In this article, we’ll delve into some of the best investment strategies for…

[notayesmanseconomics]

The Bank of Japan cracks meaning the Widowmaker springs to life

The Bank of Japan cracks meaning the Widowmaker springs to life

This morning has brought some pretty significant economic news out of Nihon or Japan. It started in an area I mentioned in a reply to yesterday’s comments because bond yields had pushed higher making me suspicious. Overnight if we stay with that theme we saw this. JAPAN BOND FUTURES TRADING HALTED: OSAKA EXCHANGE That takes me back to my days out in Tokyo, but in the modern era that did not…

[capitalcurrents]

New Additions to the S&P 500: Dell Technologies, Palantir, and Erie Indemnity

The recent inclusion of Dell Technologies, Palantir Technologies, and Erie Indemnity in the S&P 500 highlights their growing influence across various industries. Their inclusion into the S&P 500 will begin on September 23rd, by joining the benchmark S&P 500. Thus they will be replacing American Airlines, Etsy, and Bio-Rad Laboratories in the index.

Dell Technologies has transformed from a PC manufacturer into a leader in cloud services, IT infrastructure, and enterprise solutions. Its focus on hybrid cloud and edge computing positions it as a key player in the tech world.

Palantir Technologies is a data analytics firm known for its AI-driven platforms, serving both government and commercial clients. Its focus on big data and machine learning offers high growth potential, though it remains a volatile option.

Erie Indemnity, a customer-centric insurance provider, brings financial stability to the index. With a reliable dividend and long-term growth, it appeals to conservative, income-focused investors.

Their addition reflects confidence in their future growth, offering investors a mix of innovation and stability. It also hows how tech companies like Dell and Palantir are reshaping the market. Additionally, shares rose in extended trading following the announcement.

[photographyandsnaps]

Understanding Index Funds: Advantages, Disadvantages and Suitability

What are Index funds? Index funds are mutual funds or exchange-traded funds (ETFs) designed to replicate the performance of a specific market index, such as the S&P 500, Nifty 50, or S&P BSE Sensex. They follow passive investment strategy, meaning they do not require frequent trading or active management. The goal of an index fund is to match the returns of the index it tracks by holding all or…

[clowningaroundmars]

yall idk wtf is biting me in the ass, maybe its bc i got financially spanked last month but holy shit am i ON TOP of my finances this month

[phoenixx-news]

Government Reinstates Indexation Benefit for Property Sales After Backlash

In response to widespread criticism, the government has reversed its decision to eliminate indexation benefits on long-term capital gains (LTCG) from property sales. As of Tuesday, taxpayers will have the option to choose between two tax regimes for properties acquired before July 23, 2024.

What’s Changed?

Under the updated rules, property owners can now select between:

20% LTCG Tax with Indexation: This allows for adjusting the purchase price of an asset for inflation, thus reducing taxable capital gains.

12.5% LTCG Tax Without Indexation: This option offers a lower tax rate but does not account for inflation adjustments.

Taxpayers can choose the option that results in the lower tax liability.

Why the Change?

The initial proposal to remove indexation benefits while offering a lower tax rate of 12.5% led to significant backlash from real estate investors and property owners. Critics argued that without indexation, long-term gains would be overstated, resulting in higher tax liabilities for properties held over extended periods. The backlash led to calls for a more balanced approach, which the government has now addressed by allowing a choice between the old and new tax regimes.

Key Details

Grandfathering Provision: Properties purchased before July 23, 2024, are grandfathered under the old tax regime with indexation benefits. For properties acquired after this date, only the new 12.5% tax rate without indexation will apply.

Scope of Indexation: The reinstated indexation benefit applies only to immovable property and not to other unlisted assets like gold. For unlisted securities or shares, different tax rates apply based on the acquisition date.

Additional Amendments

The government also made amendments to the Finance Bill, including:

Redefinition of Undisclosed Income: The definition now includes incorrect claims of exemption within its scope for block assessments.

Rollover Benefits: These remain unchanged, meaning that investments in Section 54EC bonds or residential real estate can still benefit from LTCG exemptions.

Industry Reactions

Despite the rollback, concerns remain about the impact of the new regime. Industry watchers worry that the lack of indexation might lead to more frequent secondary market real estate sales and potentially incentivize underreporting of transaction values. However, the government maintains that the new tax regime, even without indexation, will benefit most taxpayers due to the generally high returns on real estate compared to inflation.

[indexfinance]

Discovering the Best Mortgage Broker in Perth: Your Essential Guide

When it comes to securing a mortgage, finding the right guidance can be a game-changer. If you’re in Perth and on the hunt for a mortgage broker who can help you navigate the complexities of home financing, you’re in the right place. This guide is designed to help you understand how to find the best Mortgage Brokers in Perth, and how a skilled Mortgage Broker near you can make all the difference.

Why a Mortgage Broker is Your Best Ally

A mortgage broker is like a financial matchmaker, connecting you with lenders and helping you find the mortgage that fits your needs. Whether you’re buying your first home, upgrading to a new property, or refinancing your current loan, a knowledgeable broker can simplify the process and potentially save you money. In a city as dynamic as Perth, choosing the right mortgage broker is essential for achieving the best possible outcome.

Top Qualities to Look for in the Best Mortgage Brokers in Perth

In-Depth Local Knowledge Perth’s real estate market has its own quirks and trends. The best mortgage brokers in Perth are those who are well-versed in the local market. They understand the nuances of Perth’s property landscape and can offer advice that’s specific to your situation.

A Strong Track Record Reputation speaks volumes. Look for brokers with a proven track record of successful mortgage placements and satisfied clients. Reading reviews and asking for referrals can provide insight into a broker’s reliability and service quality.

Tailored Advice Everyone’s financial situation is different, and so are mortgage needs. The best brokers take a personalized approach, assessing your financial situation and goals to offer tailored mortgage solutions. This personalized service ensures that the recommendations you receive are aligned with your specific needs.

Extensive Lender Network A broad network of lenders gives brokers access to a wide range of mortgage products. This means they can shop around for the best deals and find a loan that suits your requirements. More options generally lead to better terms and conditions.

Clear and Open Communication Effective communication is crucial in the mortgage process. Top brokers are those who keep you informed at every stage, explaining your options clearly and ensuring you understand the details of your mortgage.

How to Find the Right Mortgage Broker Near Me in Perth

Finding a “Mortgage Broker Near Me” in Perth involves a few key steps:

Leverage Online Resources Start by exploring online resources. Websites like Index Finance offer valuable information about mortgage brokers in Perth, including reviews and ratings. This can help you identify reputable brokers and make an informed choice.

Seek Personal Recommendations Word of mouth can be incredibly useful. Reach out to friends, family, or colleagues who have recently used a mortgage broker. Their personal experiences can guide you towards a trusted professional.

Verify Credentials Ensure that the mortgage broker you’re considering is properly licensed and accredited. In Australia, mortgage brokers should have an Australian Credit License (ACL) and be members of the Mortgage & Finance Association of Australia (MFAA).

Arrange Consultations Meeting with potential brokers allows you to gauge their expertise and approach. Use these consultations to discuss your needs, ask questions, and assess how well they understand your financial situation.

Compare Fees and Services Brokers may have different fee structures and services. Make sure you understand their fees and what’s included in their service. Comparing these aspects will help you find a broker who offers the best value.

Conclusion

Choosing the right Mortgage Broker in Perth can significantly impact your mortgage experience. By focusing on brokers with local expertise, a strong reputation, and a personalized approach, you’ll be in a better position to secure a mortgage that meets your needs. For more information and to connect with top mortgage brokers in Perth, visit Index Finance. With the right broker, navigating the mortgage process can be a smooth and successful journey.

[bitchesgetriches]

I got in a discussion the other day about investing, because someone wanted to know why I had no investments and wouldn't stop till I answered them. I told them I cared about ethics, and they were like, "Well then you'll never be able to invest in anything!! And you'll be poor forever!!"

Is ethical investment (not just investing in greenwashed companies) possible, at all? or should i resign myself to 'being poor forever'?

This is SUCH a fascinating discussion. Which is why we covered it on an episode of our podcast! You can listen or read the transcript here:

Season 4, Episode 1: “Index Funds Include Unethical Companies. Can I Still Invest in Them, or Does That Make Me a Monster?” 

It's a nuanced topic, which is why I'm not going to try to condense it into a short answer for Tumblr.

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[poweredby-yahoo]

What would your "Whisper Number" be?

[allaboutforexworld]

10 Interesting Books About Money Management

Managing money effectively is crucial for achieving financial stability and success. Whether you’re a novice or an experienced investor, there are numerous books about money management that can provide valuable insights and strategies. This article explores ten interesting books on the topic, offering a mix of timeless classics and modern perspectives. 1. “Rich Dad Poor Dad” by Robert T.…

[cryptoreach]

The Crypto Fear and Greed Index is really important in crypto trading today. It shows how people feel about the market, which helps traders handle risks better and guess what might happen to prices. This lets them make smarter trading plans. By using this information, investors can influence the market themselves.

This index uses various data sources to calculate scores from 0 to 100. It looks at things like market ups and downs, how much trading is happening, what people are discussing about the market, and what surveys show. This information helps investors better understand the market and choose smarter trades.

The crypto fear and greed index can help investors with crypto investing but don’t depend on it alone. It’s most helpful when combined with other market analysis tools to guide your trading choices.

If you want to read the full article in detail to find out how to analyze sentiment using this index, visit our site Cryptoreach.io

[signode-blog]

Mastering Relative Volatility Trading: A Comprehensive Guide

Trading in financial markets can be daunting, especially with the plethora of strategies available. One of the sophisticated yet effective methods is trading based on relative volatility. This approach helps traders understand market movements better and make more informed decisions. In this detailed guide, we’ll delve into the concept of relative volatility, its significance, how to calculate…