#I have a 3.8 gpa that’s not the issue the issue is the content

[rosesradio]

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[nyullm2020]

How to Crush Law School Exams as an LL.M.

Hello again!

It’s been a minute. I’ve just had a well-deserved break after finishing my finals, where I managed to get a bit of sun in Florida and Puerto Rico.

It’s been a running start into my final semester of the LL.M. - and I can’t quite believe how fast this has all gone. I have a lot of content ideas coming up about everything I will be doing this semester, including juggling my internship at the Brooklyn District Attorney’s office, a Research Assistantship with an NYU Law Professor, the March Multistate Professional Responsibility Exam (MPRE) for the Bar, a full load of classes, and job hunting/networking - but first things first. I wanted to reflect on last semester’s exams, final papers and overall grades, and think about what I did well, and what I would change!

What are American law school exams like?

I’ll start by giving you an idea of the format of exams to give you an idea of the general approach, and hopefully take away some of the anxieties you as a future LL.M. might have.

There is no uniform exam or grading type for each and every course. American law school professors have a lot of discretion about how they will structure and assess their courses - including what mode of exam you will take (multiple choice, short answers, long problem question responses, policy-based essays, etc), or a final paper, and whether and to what extent class participation counts toward the grade. My assessments ran the gamut. In one class, I had a group assignment worth 30%, a 5,000 word final paper worth 60%, and 10% class participation, and in two others my final exam was worth 100%, with the professor’s discretion to slightly boost your grade based on your overall participation and contribution to the class. My Constitutional Interpretation seminar was 50% class participation, and 50% based on regular pieces of written work we handed in, including a final paper of 2,000 words.

Exams typically last between 2-4 hours, while take-homes take 3-8 hours (I haven’t had a take-home yet, but I will have a 12 hour take-home this semester). We all took our exams from home with a special software (Exam4 or the law school’s own exam software, THESS). Both my exams this semester allowed students to use any notes they wanted, and you could access the internet as well. The main problem with doing that is running out of time! So creating an organized outline of your notes and brainstorming essay ideas ahead of time is pretty crucial.

How do Professors grade? And what is a good grade?

Professors seem to have pretty broad discretion when it comes to grading - and definitely so when I think about Australian law school professors, who grade ‘blindly’ and never know who is behind the student number unless they look it up later, or are awarding prizes for the top students. The possible grades at NYU range from an F to an A+, as follows:

A+, 4.333; A, 4.000; A-, 3.667; B+, 3.333; B, 3.000; B-, 2.667; C, 2.000; D, 1.000 and F, 0.000.

No more than 2% of students can get an A+ in a given class, with a target of 1%. I am proud to say I was the only A+ student in one of my classes - yay! A huge personal achievement for me, and so I will brag a little here because I don’t want to be lame and brag in real life!

About 10% of people get As, and another 20% get A-s, and about 26% of people get B grades (B+, B, or B-). B- and C grades are actually pretty rare, so in all likelihood you will likely end up with an A or B grade of some sort!

It’s kind of hard to work out what ‘good’ grades/a strong GPA are for job applications, but from what I’ve gleaned, in an ideal world you would have all A level grades, or maybe one B+. Personally, my grades were an A+, 2 A- grades and a B+. This gave me a GPA of around 3.8, which is definitely decent for job applications. 

Your chances to get the high grades will depend a big deal on your competition - in the core doctrinal courses (like Constitutional Law, Free Speech, Evidence, Corporations Law, and so on) and in classes of the really famous professors, JD competition is intense. I definitely didn’t make it easy for myself with my classes, and I was usually the only, or one of two, LLMs, along with pretty ambitious JDs (often from elite undergrad schools) aiming for judicial clerkships or other prestigious jobs. Many LLMs have usually been working hard enough back home, and work hard enough to get decent grades, but leave enough time to relax and enjoy themselves. I would say my approach was mixed - I knew I needed to work hard enough to get good grades to make me a strong candidate for job applications in the US, but I also had plenty of fun. 😄 Just less fun around exam time!

On reflection, my top tips for doing well in your classes and exams would be:

1) Play to your strengths

At the time you select your classes, you’ll be able to see what the format of the assessment is - long paper, exam, practical assessments (like in a clinic or simulation course), etc. My top advice would be to think about your strengths when picking classes. 

I have always been much better at hand-in assignments, and my one A+ grade was from handing in a long paper. My lowest grade (a B+) was from a very time-pressured exam that I wasn’t happy with how I handled the timing. So - if you know you are much better at one type of assessment, make sure you are considering this when picking classes to pave the way for great grades, especially if you are relying on your grades for finding a new job or for a JSD application.

2) Understand your professor’s idiosyncratic preferences

When it comes to law school exams, the key to succeeding is really knowing who’s grading them. Some professors prefer you to be ‘quick and dirty’ and to really jump into the key issues and answers, while others prefer a more formalistic recitation of the rules and then a close application of the rules to the facts. Pay attention to how they explain what they want, pore over any model answers and exam keys they give you, be familiar with the way they write problems, and ideally hunt down past students’ papers with comments or overall feedback from the professor (if you know anyone that took the class before).

3) Make study enjoyable and social

Even in these COVID times, I really benefited from spending time at the library studying with LL.M. friends, and broke up study sessions with coffee hangs, lunches, and going to see the Christmas lights. Your friends will keep you sane and motivated, so don’t hide yourself away for the whole month or more!

Friends! A well-deserved dinner break in December a week or two before finals.

4) Argue both sides of legal issues you spot

This is something that is really emphasized by NYU professors. A good lawyer can, when identifying a legal issue, show how it is a weak point in a plaintiff’s claim or in a defendant’s defense, and then demonstrate how both sides could argue their case. The best answers don’t ‘fence sit’, but come to a reasoned judgment/prediction about which side of the argument is stronger.

5) Be precise and concise

You should try not to include unrelated material in your answer as this could backfire if your professor believes you struggle to separate relevant material from irrelevant material. One of my professors was clear ahead of time and said he did not appreciate an ‘info dump’ and graded accordingly, but I think this is true of all professors.

6) Be *really* aware of your timing

I can’t stress this enough. Effective time management is imperative on law school exams. My Evidence exam was so unbelievably time-pressured (27 short-answer questions in 3 hours = less than 7 minutes per question to read a few sentences-long question and answer it), and I did not handle this as well as I could have, affecting my grade. Make sure to be really aware of this and try to be strict with yourself so you don’t leave any questions untouched.

7) Remember public policy concerns

After applying the legal rules to the issues presented in your fact pattern, if time allows, include a sentence or two about the policy implications of your conclusions, or how your chosen approach fits best with the policy rationale underpinning the legal rule. This is something that is valued more in US law schools than my law school back home. Not critical, but definitely something that could boost your grade a little!

8) Just try your best, and don’t be too hard on yourself

We have all worked hard to be here, and we put a lot of pressure on ourselves. English might not be your first language, you might struggle with exams, or it might just not be the best day you’ve ever had. If you find yourself in the unfortunate position of either not understanding the issues presented in a question, or not remembering the rules related to such issues, just do your best to write the best possible answer in the time limit. 

Good luck, and let me know if you have any questions!

[carnalsociety-rpg]

HEY UPPER EAST SIDER, WELCOME TO CARNAL SOCIETY

Cleo, you’ve been accepted as Talia Bellini-Hamill with Benedetta Porcaroli as your faceclaim. Congrats! Please read through our checklist and turn in your account within 24 hours.

                    THIS I KNOW, THE BEST IS YET TO COME.

WHO AM I?

OOC Information.

Name/Alias: Cleo Preferred pronouns: She/her Age: 21 Timezone: EST Triggers: N/a

THAT’S ONE SECRET I’LL NEVER TELL.

IC Information.

Name: Talia Bellini-Hamill Age: 23 Gender: Cis-Female Pronouns: She/her Sexuality: Pansexual Faceclaim: Benedetta Porcaroli Occupation: Senior at Columbia for creative writing, socialite/social media influencer Headcanons:     - When reflecting on their time in Italy, Talia’s mother Angelica ‘til this day, will claim that “they lived in squalor,” and that she “did what she had to do to keep them fed.”  Mamma thought that Talia didn’t remember, and Talia just let her think whatever it was that helped her sleep easier at night.  Talia was born and raised in Italy, living with her mother and her aunt Valentina, until their departure for America when Talia was thirteen.  Valentina was only six years older than Talia, and even as a child, it was Valentina that mostly raised and was responsible for Talia.  They lived comfortably; they had food in their bellies and made ends meet every month.  Her mother worked as the maître-d’ of an elegant restaurant in Parioli, one of the wealthier quarters of Rome, where she garnered plenty of attention from the men that dined there and as a result, plenty of tips.  Valentina would attempt to put young Talia to bed early so as to not confuse her with the varying men that Angelica would bring home, but Talia was always a curious girl; she’d peek her head out at night to sneak a glance at the men, creep around in the morning to search the contents of their wallets (and maybe snatch a couple of euros, if her mother did take them all). - On Christmas Day 2006, Talia learned that her mother was engaged to a man she didn’t recognize; Gregory Hamill. She had never seen him in their apartment before, and neither her mother nor Valentina hadn’t mentioned anything about this strange, older man.  He spoke little Italian, and often said words in English v e r y slowly with very dramatic hand gestures. Talia was always observant; she watched the way her mother’s body would stiffen in response to his affection—cold to his warm, blind love.  She saw her mother’s swift hand move to her mouth, dainty fingers wiping the corners of her lips after a kiss before gleefully swiping his credit card. After watching Gregory and her mother, she quickly learned a very important lesson: love has no language barriers if enough money is involved. Shortly after the extravagant wedding, Gregory Hamill had passports made and the paperwork handled for the girls before they moved to New York.  This was when she learned who Gregory Hamill was (and why her mother was so keen on marrying him): the Commissioner of Commerce in New York City.     - Talia didn’t know her father, and after hearing everything her mother had told her about him, she didn’t care to.  She told Talia that he packed up and left one night shortly after they had taken Valentina in, when Talia was around two years old, and left her mother to pick up after his seemingly endless gambling debts. He never called or wrote, never sent her anything for her birthdays—nothing.  He wasn’t there to walk her to school in the mornings or to teach her how to ride a bike; he wasn’t there to catch her sneaking her first kiss in her living room, or to help her with her first heartbreak.  He wasn’t even there for her to resent him, so when Gregory Hamill stepped up to play the ‘Papa’ role, Talia threw her unsettled anger toward Gregory.  She initially refused his extravagant gifts, giving him the cold treatment whenever they spent time together, but she eventually warmed up to him upon seeing how much he loved her mother.  He was nice and loyal, and he took care of her and her family—he was like all the dads in the American TV shows she watched.  Talia was smart enough to know that her mom didn’t really love him, but as he grew on Talia, she loved and appreciated him enough for the both of them.     - Talia knew a bit of English from watching American TV shows with Valentina back home in Italy, but overcoming strange the object-verb placement and suffixes that are spelled the same but pronounced completely differently took some time. Despite being a very promising student in Italy, she took a year off of schooling to fully learn and perfect her English with a tutor before beginning her American education Constance Billard. Even to this day, Talia speaks with a slight Italian lilt and often mixes Italian into her speech when she’s angry or nervous, or just speaking quickly.        - During her time at Constance, she was a pretty decent student; maintaining a 3.8 GPA throughout her high school education—not too shabby for a girl who had just learned English a year prior. Talia thanked her time in Italy for her strong multi-tasking abilities; maintaining a solid social life amongst the elite while securing a spot on the Dean’s list at the same time was not too common in her peers.  They weren’t dumb, per se… but most of these wealthy American kids simply weren’t disciplined enough to even want to care about success beyond just their ostentatious social lives. Talia knew she had a certain edge that they didn’t, and she knew they could feel it—some were intimidated by the “Italian girl’s” mysterious persona, and others were drawn to it. She didn’t say much, but she found that she didn’t always have to; it only takes a hint of her accent and some bella paroles for them to be charmed—if she cared to play the part.  She loved the endless possibilities that the combination of the city and her step-father’s money gave her, and Talia is quite indulgent in her vices (she could be quite the life of the party if there’s enough tequila and weed), but la ragazza è come una farfalla, neither here nor there and yet everywhere.  The whole bit grew tiring at times for Talia, often finding herself bored at the same events with the same people—she wasn’t like her mother, enchanted solely by opulence.     - Call it what you want—a disconnect between a girl and her peers, daddy issues masquerading as an “inherent coquettish nature,” an overinflated sense of self that calls for the need to acquire the attention of everyone in any room she steps foot in.  Talia calls it a craving for more substance, more flavor.  That’s why, since she was about fifteen, she found herself feeling the most comfortable within older crowds—elite or not.  She didn’t have to deal with the underage anxiety of “getting into clubs or bars” with her step-father’s name and credit in her back pocket, and her precocious European charm made up for her baby face.  She was also a hit at the events her parents dragged her to; you know, the ones with the ridiculously expensive dress codes and seemingly bottomless h’or dœuvres and cocktails where the attendees try to one-up each other with their charity donations? Talia was a charming feat as per the newly-debuted Hamills; her parents paraded her around to their cohorts and colleagues, and she thrived in the attention.     - Talia’s not necessarily promiscuous, but it’d be easy to assume as much if you didn’t quite understand.  There’s a certain thrill in the chase, as she’s discovered in her 22 years of life.  She first noticed it as a freshman at Constance Billard—she was freshly imported meat, and there was a particular power that came with baiting the sharks of St. Jude’s.  Unchartered territory, unclaimed by man (or at least any man with influence in New York City)—a challenge.  There were boys pretending to be suitors for a quick one-and-done, boys that were actually attempting to court her and claim her as their own, and then there were the ones with the lewd comments that thought their money and last name would ensure a warm spot in her bed.  As she got older, her male peers ditched the uniforms for suits, trading their alumnus rings for family heirlooms, but their game stayed the same, and so did hers.  She was a tease—especially to those that would never stand a chance, and it was all a game to her.  People want what they can’t have, and the undying desire is the ultimate prize.  Perhaps she learned it from her mother; she saw how quickly men tossed her to the side once they got what they wanted, and she saw just how quickly she’d seek out the next man to get what she wanted.  She didn’t want to be like that—gripping all the power in her hands and then watching it slip through the cracks of her fingers  to first man that uttered something remotely palatable that evening.  Never forget; the power is all in the bait.     - After moving to America, Valentina and Talia’s relationship only strengthened; they were the two Italian girls that were learning English and the “American way of life” (or at least, the 1% way of life).  If they didn’t have anyone else, they certainly had each other’s backs and when Talia turned eighteen and began attending Columbia University, it was only right that the two move in together.  In an Upper East Side apartment funded by Mr. Gregory Hamill, the pair coexist peacefully and maintain their strong sisterly bond.  Though sometimes she can get annoyed by her ever-present motherly role, Valentina offers Talia the motherly advice and structure that her own mother never really enforced—like waking her up with a smack of a pillow to the face for her 8 a.m class after a weekend of hard clubbing.  In return, Talia insists on bringing that gioia di vivere—having all the fun and enjoying all the beautiful things of life that they didn’t necessarily have the time or money to enjoy in Italy.     - Technically Talia doesn’t have to work, nor does she have responsibilities to tend to, she still feels the need to do something more than being an insipid debutante.  She doesn’t quite know where her destiny lies, but she knows she’s always had a strong passion for writing, which is why her major is Creative Writing at Columbia.  It began with simple journal keeping back in Italy, and that habit followed her to America—but her writings remained in Italian. She wrote the way she spoke; sometimes wrapping her words in pretty little packages like prose, and sometimes her words were raw and stark on the white parchment paper—but every time she wrote she wrote with authentic feeling.  Writing was something she never grew bored of, and she only writes when she’s truly inspired to keep it that way; her words will only be written down if they have meaning.  Talia’s too harsh on herself to ever write “just to write,” and she never re-works thoughts or ideas because if it has to be re-thought, then it’s not worth the commitment to the page.  She also only hand-writes—with the only exception being for classwork for pain-in-the-ass teachers that are too lazy to decipher her slanted handwriting.  Keeping it in her handwriting means keeping her work hers—no one can claim it or try to tame it, just as no one can claim nor tame her.

Associations: Sultry eyes catching yours from across the crowded room, a cloud of smoke following accented words.  Warm musk and sandalwood lingering on your shirt, and you digging your nose in it for reminders of the night before.  The smooth flow of a fountain pen on journal pages, slanted letters curling into doodles.  Following the music until it leads to a temporary paradise. Secret:

REDACTED. 

Would you be willing to have your character be Gossip Girl? REDACTED. Would you be willing for your character to be the killer? REDACTED. 

YOU KNOW YOU LOVE ME.

Here’s a link to the mockblog I made for Talia where you’ll find all the extra posts I’ll be linking below!

    - A general aesthetic (x)     - A home aesthetic (x)     - A playlist (x)     - More information about Talia (x)

[thollandthot]

elf, unicorn, spirit, ghost, poltergeist, princess, necromancer, potion making, divination, curses & charms (they're a lot, I know, sry lol)

never be sorry for asking questions !! i LOVE questions !!

Elf- What are you proud of? 

as conceited as it’s gonna sound, i’m proud of a lot. i’m a senior in college and i’ve got a 3.8 GPA, i have an internship that i’m good at and passionate about, i’m proud of my writing and the friends i’ve made (on here and irl), i’m proud of how i’ve managed to go through quite a bit of shit in my life but i’m still here and i’m still allowing myself to be happy despite my hardships. there’s so much to be thankful for and proud of.

Unicorn- Who do you look up to? 

a cliche answer but uhhh my mom ?? that woman deals with so much shit daily because her boss sucks and i’m pretty lazy when i’m home and my dad has a lot of health issues but she still does everything she needs to do with a smile on her face and she’ll give you the shirt off her back no questions asked. i can only hope to be half the woman she is one day.

Spirit- Have you ever been in love? 

yeah but uhhh it didn’t end too well lmao

Ghost- Favorite song? 

i have my top 3 songs of all time ready to go for when this exact question comes up: your love by the outfield, boys of summer by don henley, and what’s my age again by blink 182. my current favorite song is probably only human by the jonas brothers or the vault version of easier by 5 seconds of summer.

Poltergeist- Favorite song lyric? 

answered !!

Princess- What is your relationship with your parents like? 

i’m suuuuuper close with my parents. i’m an only child so like... my family is absolutely everything to me. when i’m at school i call my mom every day and i’ll text my dad frequently, too. 

Necromancer- If you could spend a week with anyone, alive or dead, who would it be? 

robin williams definitely. sorry, tommy, but robin and i had SO MUCH in common it’s insane. i’d love to know more about that legend of a man.

Potion Making- Would you kiss the last person you kissed again? 

this just made me think about how it’s been way too long since i was properly kissed (i believe it was march/april. yikes). but honestly no lol.

Divination- What do you think about yourself? 

not gonna lie, sometimes i get down on myself. but right now, i feel pretty good. my skin looks like garbage and i’m eating a lot of junk since i’m home for the weekend and know i won’t be able to have the stuff i enjoy for a while, but other than that i’m content with myself right now.

Curses- How do you show affection? 

i feel like i have so many love languages it’s crazy. but i loooove physical touch. like ?? SNUGGLING ?? holding hands ?? KISSING ?? love that shit. i’m also really into gift giving. like just knowing that the person is gonna LOVE the thing you got them is almost erotic to me like i will start vibrating from excitement. and if someone i care about is sad, words of affirmation are great, too.

Charms- Are you religious? 

i am to a degree. i’m an asshole because i haven’t been to church in a while, but i do believe in god and heaven and all that fun stuff. my church is also pretty cool, so that’s a plus.

fantasy asks !!

[left-handed-sepulchre]

Hello, world!

I've been a part of the studyblr community for a little while now, so I thought it was high time I introduced myself!

Who am I?

• My name is Katelyn. Pleasure to meet you.

• I'm currently 21 years old attending my junior year of college

• I'm from Wisconsin in the US

• My major is psychology with a minor in Spanish

• My goal is to graduate my undergrad with a 3.8 GPA and head to grad school for occupational therapy

• Hufflepuff, Pukwudgie, INFP, and #2 on the enneagram

Interests:

• I love to knit, but my passion is writing

• I dearly love Spanish, and I want to take Arabic and ASL as well someday

• I'm currently watching Goblin (kdrama) and Brooklyn 99 — both are so good

• I work at a summer camp, and I used to be a librarian

• I lead a dorm-basement Bible study at my university

• My favorite authors are Kate diCamillo, Frances Hardinge, Marjorie Kinnan Rawlings, L.M. Montgomery, and C.S. Lewis

• Favorite FAVORITE books are Frankenstein, The Golem and the Jinni, Watership Down, The Mysterious Benedict Society, and The Yearling

• Indie folk revival is my current favorite music genre (love me some Bon Iver, Lord Huron, and Gregory Alan Isacov) but my favorite band of all time is The Oh Hellos

Current Classes:

• Anatomy & Physiology (it's basically taken over my life)

• Spanish Civilizations

• Youth Health Issues

• Music Appreciation

• Experimental Psychology

What I Post:

• Studyblr, studyspo, bujo, etc.

• I don't have a lot of original content because I don't have a lot of time to focus on that, but I love supporting others in this fantastic community!

[endeavoring-doctor-blog]

Entry #2

Hello again. First things first, let me give you an update on my day so far. It’s only 4 PM, so who knows what might happen. It’s been an off-day, which is quite annoying seeing that yesterday was such an on (right?) day. I was so productive yesterday and feeling so awake and energized but today, anxiety was through the roof. I’m shaky, anxious, and have a general feeling of fogginess, like I’m floating through today in the clouds. I don’t feel 100% present because I just feel so confused in my own thoughts & irrational fears.  My first guess at this is because I just started to take vitamin supplements. Just a simple one-a-day women’s multivitamin with some magnesium and turmeric supplements on the side. I noticed yesterday that an hour or so after I took them, my energy sky-rocketed. I was a little uncomfortable at first, but I sort of eased into it and got my work done. Today however, it was a little too much. I felt super uneasy, restless, fatigued, and unable to concentration. It was almost as if I was going into some sort of manic state. I’m thinking it might be the B vitamins in the multivitamins that are making me feel a bit bonkers. I’m going to test this tomorrow by cutting my multivitamin in half and taking that with my magnesium and turmeric and see how that makes me feel. I’ve taken magnesium by itself before in the past and it never caused be any problems, so I have a feeling these vitamins might be the underlying issue. Readers, you’re going to have to get used to this. I tend to try and diagnose myself or try and figure out the underlying issues of my current-state-of-mind on my own. There’s no one that knows myself better than i do and being so constantly in my head all the time, I know when something isn’t right. With that being said, I love to analyze every crevice of my brain, personality, and everything about myself to better understand not only what the issue is but also to better understand myself as a whole.  This past year and a half has been a lot of that. A lot of self-reflection and figuring out exactly what makes me, me! It’s scary, but at the same time, very exciting. This feeling of uneasiness and restlessness led me to start pondering about the various irrational fears and stresses in my life. For example, I woke up this morning to me remembering the conversation I had with my boyfriend on the phone. It was a usual conversation, like any other, filled with lots of “i love you” and “i miss you” but then we started getting into finances. When he came up to visit this past weekend (we do long-distance even though we only live about 1 hour away from one another) and we just splurged. Needless to say, we spent a lot. He started discussing other job options that he could take and mentioned going back into restaurant-managing. As he said, if he were single, he’d go do it and make a lot more money that way. The words “if I was still single” resonated in my head like not other. The logical side of me knows that he didn’t mean he wished he were single or that this relationship was a burden to him, but my irrational side just wouldn’t have it this morning. All I could think about this morning was whether I was burdening him with our relationship or that he’d be better off without me because he would be spending less money, would think of himself rather than both of us, etc. I know these fears are irrational, HOWEVER, I am unable to stop thinking of them. The perks of anxiety am I right? Because I was already thinking of our financial topics talk, I began to stress about money. I don’t have a job, well kind-of. I walk dogs and pet-sit on the side to earn some form of income. I’ll be going to Vegas this weekend for my best-friends birthday and lets just say I have to be very stingy with my money. I have a couple of walking and house-sitting gigs coming up soon but they’ll be in the next 2 months, whereas I could really use the money like NOW. On-top of that, I also have to buy her a birthday present. This was brought to my attention when she told me about her wonderfully spent birthday yesterday, leaving me feel inadequate and that I have to do more for her. I was so happy to hear about her day and how well she spent it, but the conversation made me feel bad that I didn’t send her a package or something on her birthday and was waiting until I saw her in Vegas. Irrational thoughts again. Next came the wonderful stresses over school! Yay! My Favorite. I have a midterm coming up this week in my Physics of the Environment class. Let me remind you, I am NOT a physics major, I actually despise the subject (sorry) and my brain simply doesn’t understand it as well as it understands biology or other concepts. It’ll be open book, open laptop, open note, open EVERYTHING but I’m just scared I’ll have a huge brain-fart and just completely forget how to do any math! Hopefully it’s not too bad. On top of that, I have a group project in that class and having to manage my time during the week is difficult (because I’m almost always occupied every weekend).  And who could forget worrying about the future? Certainly not me. I’ll be taking the MCAT this summer after I complete my course and the idea of that test honestly scares the living shit out of me. Not only the content and the length of the exam, but the fact that it LITERALLY is my ticket to medical schools (at least through the primary application process). My GPA is not at the average 3.7-3.8 so my MCAT score is what’s going to be making me a competitive applicant. I’m scared to study for it, I’m scared to take it, and I’m scared that my score will not be good enough. Overall, I’m just scared. It’s a giant hurdle, no no, scratch that, a giant fucking WALL that I need to learn to park-core over or some shit. I know I can do it, I’m just scared. FINALLY, everyone is already getting post-grad jobs and everything! Meanwhile I have to still do my course and finish up two more classes in the Fall before even considering working anywhere. I know everyone is on different time-lines but I can’t help but compare myself to others I surround myself with and question whether I should be looking for a job too? So that’s it for my daily anxiety and worries. Onto more productive things! I’ve wanted to create a Goal List for the month of May. I used to create the bullshit “New Years Resolutions” but let’s be realistic here, you almost always forget those after a month or two. So let’s try and be realistic by taking it step by step, or in this case, one month at a time. By hopes in creating this is that when the month ends, I’ll be able to look back at my list, see which ones I’ve accomplished (or haven’t) and use that to brain-storm another set for the following month. So here goes. —————————————————————————————————- List of Goals for May 1. Eat healthier (seriously, stop snacking on junk food, resist!) 2. EXERCISE - Start running like you used to!  3. Practice breathing techniques; they’re not as stupid as you think they are 4. Draw at least one piece of artwork  5. Have a nightly face-washing & flossing routine 6. Create an MCAT study plan for the summer 7. Express yourself more; don’t hold it in and DO NOT be afraid of being “too much”  8. Call to check in with your parents & best-friends more, one simple call can make a HUGE difference 9. Write these entries at least once a day - keep writing it all out! 10. Continue to think of at least 3 things that make you happy throughout the day —————————————————————————————————- I think that’s enough for now, and in accordance with Goal #10, I’ll also put in my 3 happy things for today (even though I know the day is only half over). —————————————————————————————————- May 2nd; 3 Happy Things 1. Making a goals-list (that’s do-able) 2. Calling one of my best-friends from home to see how she was doing 3. The tree’s rustling in the wind and how beautiful they look —————————————————————————————————- Ahh. Officially done. Thank you.

[optimisticpoetrypost-blog]

Holbrook Massachusetts Cheap car insurance quotes zip 2343

"Holbrook Massachusetts Cheap car insurance quotes zip 2343

Holbrook Massachusetts Cheap car insurance quotes zip 2343

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

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Holbrook Massachusetts Cheap car insurance quotes zip 2343

Holbrook Massachusetts Cheap car insurance quotes zip 2343

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Can geico really save you 15 or more on car insurance ?

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Holbrook Massachusetts Cheap car insurance quotes zip 2343

Holbrook Massachusetts Cheap car insurance quotes zip 2343

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How much is car insurance for 16 year old male?

How much is car insurance for 16 year old male?

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I am recently married and my husband and I have been trying for a baby. We just recently added me to his insurance and of course, added maternity coverage to it. We were told that it wouldn't take effect until November 1st. My question is-if I were to get pregnant before November 1st, would the insurance not cover the pregnancy? I have a friend that seems to think if I were to get pregnant before then, if I didn't see a Dr until after November 1st, then it should be okay. Any idea what is correct?""

Holbrook Massachusetts Cheap car insurance quotes zip 2343

Holbrook Massachusetts Cheap car insurance quotes zip 2343

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what would be a good estimate for yearly cost of insurance on a harley? -92 heritage softail classic

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I live in California, I work for a small insurance brokerage that brings in about 6.5 mill in premium. I have been working here for 2 years and have had my PnC license for a year now. I am the ONLY employee in this office. I make 13 a hour, no paid vacation or holidays, no random bonuses, no commission. The company pays my health insurance which comes out to 230 a month. The duties that I do is answer phone calls, policy changes, rewrites, occasional new business apps, renewal quoting, and PDF filing. Im just wondering if Im being taken advantage of or not. Im new to the insurance industry. Thank you!""

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Please suggest companies that you have used or know off that are cheap for this age group. The cheapest quote I've found so far was approx. 1780 but I need it to be cheaper. You help will honestly be appreciated

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if you have paid upfront for the whole year and then you can no longer drive due to health reasons could you transfer your insurance policy over to someone else?

Dispute Car insurance claim estimate - Tiny paint mark

I lightly bumped the car in front of me and left a tiny red mark from my license plate. When I got out of the car I could rub the paint off with my finger, but I could tell the other driver was uncomfortable with me touching his car so I stopped. He said he wasnt going to file a claim but he did and the estimate for fixing his car was $641 Dollars!!!!!! Since this is over the $500 limit my insurance has for no penalty, if i do not pay this out of pocket my insurance will go up by $250 a year for 6 years. WHAT CAN I DO? I want to dispute this because there is no way it would cost that much to rub the red paint off. Thanks in advance!""

How can I receive free or low price health insurance ?

I am 21 and a type 1 diabetic ... My father recently got laid off so I do not have insurance anymore I tried to apply online for free medi-cal but it says I have to have at least 1 pregnant person on my application... I'm running out of insulin and need to insurance ASAP. Can anyone help me with any advice or where to apply for free or low price health insurance I only make 600 a month

International students and health insurances?

hey guys. i'm an international student in US. I want to get a health insurance and i was just wondering if i can get a basic health insurance from anywhere when i'm in F-1 ? if I cannot is there any good and reliable health insurance I can consider ? any suggestions ? thank you.

Dont have Health insurance question?

what happens if someone is severly sick and dont have health insurance.Will the ambulance still take them to the hospital and if so will he or she be treated even though they dont have insurance..

What is the best auto insurance carrier?

Hi everyone. I am shopping for car insurance and want to know the best but most affordable out there. My mother thought to put me on her policy with Progressive and I would pay her for the insurance, but they were going to charge her over $500.00 to do so. My friend has gotten into two accidents and hasn't had to pay nearly that much , and neither did her dad when he put her on his policy.""

Question about getting car insurance for mil!?

Long story short my mother in law lost her car insurance and can't afford to get insurance back my question is can my husband put her and her car under our insurance?!?

Do you have to be on the insurance of the car you use for your drivers license test?

I know the car you use has to have insurance but do you, the driver, have to be on that policy?""

Is there any programs in Tennessee (US) to help single mothers with car insurance?

I know this isn't the right catagory (I posted it in the correct one also) but I usually get good, helpful answers here so please try to help me! I am a single mother and I do work, but it's only seasonal, as of right now (there is talk I might be hired on full time but the hours would be very slim for a while after the holidays...it's retail). I was attending college online and I paid 6 months of car insurance with my living allowance from my student loans...well..my (ex) partner lost her job and we had to move and I was going through too much stress with a newborn and moving and everything that I had to quit school...now in December my insurance is due again and I am not going to have the money. I just started working so I haven't made any money yet. Is there anything to help me pay car insurance? I am trying my best make a better life for my daughter and I, but it gets soo discouraging working but still stressing soo much over money. I am trying to take care of my student loan but I have to come up with like $1500 to pay at least half of what I owe before they will give me another loan to go back to school and get a degree and I do not have that kind of money and with little family support no one will loan me that much. Please help me I dont' know what my options are right now.""

Least Expensive Car Insurance in AZ?

I need to switch car insurance companies this month...I am currently with Geico...but its in ALabama...and if I stay with them and switch to AZ, my policy doubles!! I have two accidents and a ticket on there...So i realize I can't get it super low. But does anyone know of a really inexpensive company in AZ? Thanks!""

So how long and how much will this type of insurance cost ?

So how long and how much will this type of insurance cost ?

How would you fix health care in the US?

I feel good and bad about this law. I'm conservative. I don't entirely agree with the law. But it's good that people are able to get on an affordable insurance plan if they have a pre-existing condition rather than being left out to die. But what about the people who are getting kicked off insurance plans and now have to pay even higher rates than they already were? I get a subsidy for my plan. I don't feel like I deserve it. I saw a lady on the news who had cancer and couldn't get insurance. I feel like she is the one who deserves a subsidy so she can get a plan. How do you feel about this law? And what happens if a Republican gets into office or they control the legislative branch in 2014 and repeal the law? Then what?

""How can i get my license, insurance and a car?

i don't have a car i cant buy one without getting a better job i cant get a better job with out a lisence i cant get a lisence with out insurance i cant get insurance with out a car or a lisence wtf do i do? so i need a car and insurance to get my license and i need a license to get insurance on this car that i don't have yet what do i do?? i hope there are some DPS people out there

Car insurance Voluntary Excess?

hi just got a quote from a insurance broker for cars and i put down 100 Voluntary Excess but what does this mean?

Car insurance n registration?

i had just bought a used car n i was wonderin to get the car registered do u need the insurance first or is the other way around??? help i dont want to go into the dmv not knowin

Do males always have higher insurance rates than females?

I know that this is true for teenagers, but is it true for adults as well?""

Modified car insurance?

2000 mustang gt. Added cold air intake, exhaust kit, engine headers, aftermarket gps and backup cam, and aftermarket rims. Would an insurance company cover these?""

Holbrook Massachusetts Cheap car insurance quotes zip 2343

Holbrook Massachusetts Cheap car insurance quotes zip 2343

https://www.linkedin.com/pulse/honda-fit-insurance-quote-jason-wilkinson/"

[yourrainycollectorhologram-blog]

Temporary health insurance for southern California? ?

"Temporary health insurance for southern California? ?

Hello, I really need health insurance for the next 3 months. But i don't know who or what i would go to .I know i will have to go to the doctors for some health issues. But after 3 months ill be leaving the country for an unknown amount of time. So any help would be very appreciated. thank you!

BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 

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I am employed in new york. My job offers health insurance to some higher up employees, but not to full time hourly employees. I heard from someone that the law was that if a business offers health insurance to an employee, they have to offer it to all. is this right?""

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Totaled my car and my insurance company will no cover car rental?

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HOW TO GET MY CAR INSURANCE DOWN PLZ!!?

Hi Ladies and Gents, im 24 yrs old and turn 25 in august and my dream is to get a car to help my mum and dad sadly im not the best with technology or bargain hunting im a little bit naive if im honest. Anyway i thought as this will be my first car my insurance would be quite high and i thought 1500 a year would be decent enough paying monthly. so i tried some insurance sites but best i could see was around 2700 and i thought wow thats shocking! i need help from you guys if you can spare a moment please thanks, i dont need anything fancy just an A to B car to help mum and dad with life and me get to work ofcourse. I decided to start my lessons and drive an automatic car starting end of this month at payday! so ive listed some details below that i think you can help me to get a cheaper deal, thank you guys very much for being kind. ok... my car will be a cheap one maybe 1000 2nd hand automatic civic,corsa or something pref 3 door 1.4L is fine also i seen some on auto trader. annual miles 10k SD&P<<im sure thats rite social and work? fully comp i may hang off till i turn 25 if my insurance will go down and also i thought a little about going on someone elses insurance (my aunt has a mobility car for my mum) or adding someone to mine? not sure? also my sister and her BF have a car but im a little scared to ask them haha! so can anyone please help me get a cheap quote thanks a million,!""

What's the cheapest auto insurance for 20 year old male?

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I live in Southern California (Riverside) and I'm on the hunt for a good and cheap health insurance...thought I'd reach out to the Answer's community for help. Couldn't hurt, right? Ideally (in my warped little dream world) I want several doctor's visits for $25 or $30 a visit...and I want a deductible of $5000 or less. Any ideas? I currently have Tonik 3000...and their rates are going up to $102, so I'm hunting for something cheaper (ideally around $50). Any suggestions? I've already looked at all the major ones online....kaiser, uhc, pacificare, blue cross ca.....""

Car insurance under a company policy?

I've never owned a car in the UK and may be joining a company where I will need one. This company offers a car allowance and I'll probably use the car for business. Would I be covered under the company car insurance policy or would I still need to get a policy myself? I'm trying to avoid the massive bill given that I have no UK driving history :-)

What would be an inexpensive car insurance company for drivers that dont have the best record due to speeding?

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Motorcycle insurance????

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How much do you think my car insurance would be(details inside)?

I am 15, I have taken drivers ed and I have my restricted liscense. I have a 3.8 gpa(I heard you get a discount for that) and I live in Kansas. I am looking at a 1995 Ford Explorer with 168,000 miles. I know you couldn't tell me exactly, but about what do you think my monthly payment would be? Thanks""

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Should we have socialist car insurance?

Is it unfair that people pay different amounts for their car insurance? Doesthis constitute discrimination against people who have to pay more? Should we socialise it so that we all pay the same rate? Why or why not? :-)

""Has anyone ever called AIS (auto insurance), and do they really find the cheapest insurance?""

Has anyone ever called AIS (auto insurance), and do they really find the cheapest insurance?""

Car Accident and Insurance?

On 7/24 I was at a Dairy Queen drive thru the person behind me hit the truck I was driving. I was looking at her in the rear view mirror the entire time. She had a cigarette hanging from her mouth that was unlit and she eventually backed up after hitting me. I got out of the truck and looked and I did not see any damage. She then said I didn't move you hit me I then told her No I did not hit you I am in front of you and this truck was never in reverse. Since there was no damage to the truck I did not bother getting any of her information since it was not my fault. On 7/27 I got a call from the police saying she told them I hit her. I gave them my side of the story and they said she had a witness who was a passenger in her car and they will be in touch. I also let them know I had a witness as well. The cop called me back yesterday and wanted to get my insurance information so her and I could exchange information. My question is do I have to give my insurance information to this cop? I did not hit this woman and I think she is trying to get one over on the insurance company. The cop said yesterday I'm surprised the truck does not have any damage because her car does have damage. This truck was a rental truck which was inspected at the time it was dropped back off at the rental company obviously there was no damage to it. This woman looked like she was on something to begin with and I'm guessing she was not paying attention probably looking for a lighter and let off the break and hit me. Which I still don't see how her car would be so damaged. I don't want this con artist having my information. So should I tell the cop I am not giving him my insurance information and tell her to take it to court? Should I get a lawyer? I'm not sure what to do I am 29 years old and I have never been in a accident so I am not sure how to go about this but I know this woman is trying to pull a fast one and I am not going to sit back and let it happen.

Car insurance?

Car Insurance help? I have a provisional liscence and my husband has a full liscence. Our insurance is full comp. He is covered to drive any car. Does that also apply to me if someone is sat by the side of me.

Temporary health insurance for southern California? ?

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What is a good car that is cheep and i won't have to pay a higher insurance?

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Why is health insurance important?

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I am looking for free healthcare insurance in the state of delaware?

How much will my car insurance increase?

I went for over eight years without getting a ticket and got one over a year ago and one recently. I accepted and paid the fine--improper-turns--learned my lesson the hard way. Anyway, I have been with the same insurer or 6 years and saw a decrease in my rate last year, despite the ticket. My insurer only views records at renewal and mine is not up for almost a year. By then, my first ticket will be about two years old--if they notice it next year. I am middle-aged and get a multi--vehicle and home discount and don't live in the city. My car and truck are about 150 a month or both, with full coverage. How much do you think it might increase to? Thanks.""

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I'm buying a piece of property, the lender says I have to get title insurance, why?""

When does my insurance expire?

I have a Family HealthPlus insurance that I just renewed thus is valid until next year, I also just got a new job, and my employment insurance is in effect as of July 1. What happens next? is my HealthPlus automatically cancelled or can I use both of my insurances simultaneously? The reason why I am asking is that, I have a referral to extract my wisdom tooth from my old insurance, and would like to use it to do just that. My employer does not allow me to take sick/personal days off in the first 90 days of my employment, so I can't really do that between now and July 1, to schedule an extraction. Thanks a bunch!""

I need a form for allstate car insurance good student discount?

I need a form for allstate car insurance good student discount?

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Car insurance for a 1973 corvette?

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How much would car insurance on a 2006 convertible mini cooper cost for a 16 year old boy?

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""Using friend's home address for car insurance, does that effect his taxes or his personal car insurance?""

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Do car insurance companies offer discounts on car insurance to those enlisted in the military. I'm going to be going off to the air force soon and I've decided i'm definately not taking my car. If I happen not to sell it either and just leave it at home, how do car insurance companies help with that? Do they give discounts to those away on military duty?""

""Is this car insurance friendly for a 17 year old, new driver's first car?""

2009 Dodge Avenger SE Sedan Bodystyle 4 door Sedan Engine 2.4L I-4cyl Transmission 4-Speed Automatic Ext. Color Silver Int. Color Dark Slate Gray Mileage 21,038 also if you have an idea give me a price range of how much insurance would be per month. Thanks! =]""

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I'm thinking of buying a new car in California. However, I was wondering if I register this car to my name if was restricted to only driving that car I'm registered to. My folks have a van I sometimes drive and I don't want to get a ticket. Thanking you in advance.""

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The ABC Insurance company charges a 21-year old male a premium of $250 for a one year $100,000 life insurance policy. A 21-year old male has a 0.9985 probability of living for a year (based on data from the National Center for health Statistics.) A. What is the expected value for a 21-yearold male who buys the insurance? B. B. What would be the cost of the insurance polity if the company just breaks even?""

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A few days ago I ran into the back of someone in my dads car. I am insured as a named driver. I am accepting liability but upon looking at our insurance certificate the mileage i said the car would do per year is much less than Its done. Will my insurance check this when the other party claims on my insurance? It was a genuine mistake when purchasing the insurance and I'm worried it may void my insurance when they check. I also find out today that a passenger in the car has a sore shoulder despite it being no faster than 5mph. What happens if my insurance is void and the passenger claims whiplash? Advice greatly appreciated

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How will my car insurance change now that i am married?

Hi, I just got married. I am 30 and she is 23. I pay about $76 a month on my car , she pays about $125 and both are full coverage. Mine is with Geico and hers is with some other company. I will get a quote in a few days, but I was just interested, as to what our insurance rate will be when we combine, probably with Geico. Is hers going to make it very high or what can I expect. Thanks.""

Need a MRI and obgyn but don't have insurance?

I have had abnormal vaginal bleeding for a month and I found out the other day I have a tumor on my uterus and need a MRI and see a OBGYN but I don't have insurance. Would they just bill me? I'm low income and on work comp right now so it's even lower. I am applying for cmsp that's california state assistance but I won't have it by then

Estimate on drivers insurance?

Hello, i'm 16 years old and about to get my license any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount.""

Car wreck and insurance?

Today I was in car wreck. I was in a parking lot going straight and the other driver turned left in to my car. She has dented the whole left side of my car. I called the police but because it was in a parking lot they could not do much. An officer showed up because she refused to give me her proof insurance. The officer said she was clearly at fault but could not cite her because of the private property thing. My question is does anyone know or have any idea how this will play out with her insurance? My car has a lot of damage and i'm in a lot of pain. I won't be able to go to the doctor/hospital until tomorrow because I won't have the money for a co-pay until then. The officer was very nice, he sided with me put all the blame on her, she claimed it was an accident when she clearly just didn't stop before making a left into my car, I thought she was going to stop and I tried to avoid her but she was going to fast. We both have insurance and we're in Arizona if that helps. If you have any advice for insurance or anything it would be much appreciated, thank you for your time""

""If someone is driving your car and they get a ticket, does it affect your insurance rates?

Will it make your insurance higher?

First time insurance on following cars?

im 17 and looking for my first car at the moment as i just passed recently. ive looked at a few but when i do insurance quotes on the net i get some crazy quotes like 5000 for a 2004 fiat punto 1.2. i no insurance is expensive for first timers and being a male, and 17, its even more. however all my frineds who have cars pay way less, eg my friend also 17 and first car has a 1.6L vw polo 1998 and he pays only 1,500 also another has a 2004 punto 1.2 and pays 1,700. another has corsa 2005 1.4 and pays about 2000 all above are fully comp and with them as first and only driver on policy. who is the best company for my age and experience group. also whatinsurance prices can i expecct for following cars, if you know or have one etc.. live in a good, low crime area and it will be garaged at night so insurance should be lower with this. corsa polo punto clio 206 fiesta all from about 2000- 2005 plates thanks""

17 year old auto insurance? new york?

okay so my parents don't drive...(my bro does tho...except he moved to LA for business for the next year :( ) so my parents want to get me a car...you know so i can chauffeur them places and stuff. thing is i'm 16 and i have a class DJ license (i was able to take the road test because i took drivers ed. ) i'll be 17 pretty soon and i'll have a regular class D license. So i wanted to know even thought my parents don't have licenses and don't drive can they legally buy me a car and auto insurance? please answer! can't find anything online! :)

Insurance when financing a car ?

What is it called when the dealership , covers your insurance for a day or so and lets you take the car until you get insurance on the car.""

How long do I have to wait to be able to buy car insurance?

My sister has been paying for car insurance because the car is hers. I want to buy a new car, so I need to pay insurance on my own. I've been driving for 1 year. The problem is I had 2 tickets: speeding and move-over violation. I think because of that, the insurance quote is very high, like $200/month. I wonder if I will be able to buy insurance with lower quote a couple years later or not, and during that time I will put my car under my sister's insurance. Thank you to people who give me answers!""

What are some good car with cheap insurance and good mpg for a 16. I wanna tune it up?

I want a car that has low insurance and good mpg i wanna tune it up to like 400hp to 500hp

I live in spain and all the insurance companies want full payment for car insurance etc.......?

id like to know how the uk companies set up the payment schemes where you can pay monthly and if i could look into it here to help people like myself spread the payments any help is very much appreciated

Car insurance question?

I am 16 years old and I will be getting my liscence soon. I am really excited to be able to drive and not to the bus to clas anymore and be able to meet my friends whenever but my parents are making me pay car insurance on my own and they will get me a car. Probably a toyota or something like that. How much will it cost I do have a good amount already saved up but i would like to get an idea of how much it will cost me thanks

Why are so many Americans losing their health insurance plans due to the Affordable Health Care Act/Obamacare?

Is there serious corruption in the health insurance industry? Would that have something to do with it? Why would so many health care professionals like doctors and dentists have problems with the Affordable Health Care Act/Obamacare? By the way, I'm keeping my employer based plan.They're not changing it, and, it's through my union.No one else in my store is changing theirs,either.""

""My boyfriend that has no insurance borrowed my car and got rear ended, will my insurance cover?""

I let my boyfriend take my car to go drop off his friend and he ended getting backed into by a truck and severely damaged my back bumper. Because it was on private property, the police couldn't do anything but observe us exchanging information. My boyfriend doesn't have insurance, but my car is insured. Will my insurance company be able to cover my damages, even though I was not present? This accident was the trucker's fault because he backed into my car, but this guy didn't even have an ID but the car was his family & supposedly it's insured. Please no smart remarks, I am asking because I'd appreciate some advice.""

Term Life Insurances-Nicotine and insurance testing?

I am about to take a blood test for a term life insurance policy. I smoked a cigar about 10 days ago, and about 4 dips of snuff per week (for the past several months). Do they test for nicotine or some other chemical in tobacco to verify if I am a smoker or not? A friend of mine tested positive for smoking and he had smoked a cigar about two months previous...can they test that far back on a blood test??? Thanks""

Cheapest motorcycle insurance ?

Cheapest motorcycle insurance ?

If you separate from your hubby and the health insurance is through him would I still be covered??

or do I have to get my own policy?

I'm pregnant and my insurance sucks?

It has done me absolutely no good in having insurance because they don't want to cover anything (not even my ultrasound!) and they want to charge me a copay every single time I go to the doctor (which has been a lot lately). I'm drowning here.. Does anyone know of a program I can sign up for that would help me through my pregnancy/delivery? I live in California and I've heard of some but I'm not sure which would be the right one. Thank you

Student car insurance help. Anybody else in this situation?

I have recently passed my test and am picking up a car I have bought in two weeks' time. The car is only a little 1.0L Vauxhall Corsa 2002, paid 2000 for it. I've been looking on insurance websites - namely Compare The Market, and the cheapest quote I've found is 2436 (250 excess)! I am wondering if anyone can recommend an insurance company which will allow me to hold my own policy (not a named driver) for 2000 or less. Any suggestions?""

Best way to get a car and insurance for 17 year old?

I'm 17 years old and wanting to buy a car. But the insurance is far too expensive and I don't want a car that is too second hand but still quite cheap if you know what I mean. Three people who can drive in my year have cars and theres somebody who has got a car ready for when he passes his test. I don't think they are all loaded so I don't know how they have done it. Thanks for any help.

Is there Insurance for...?

people that don't own cars, but want to drive another person's car. I, for example, have a valid license to drive but I dont own a car.""

Temporary health insurance for southern California? ?

Hello, I really need health insurance for the next 3 months. But i don't know who or what i would go to .I know i will have to go to the doctors for some health issues. But after 3 months ill be leaving the country for an unknown amount of time. So any help would be very appreciated. thank you!

Best Medical Insurance for autistic toddler in california ?

My child is 3 years old and she is a diagnosed as high functioning with autism, Im fed up with dentical and medical insurance, Im looking into a new paid insurance for her. What insurance in california is best for a toddler with autism? Anyone know the benefits of the two...Price is not really an issue..""

How much would my insurance cost? Or about how much. (Info listed in detail)?

Age: 17 Gender: Female Car type: 1984 chevy silverado side steps. Sitting on 35s. Jacked up. I HAVE taken Drivers Ed I will be added onto my dads insurance Any more info needed just ask.

Will admiral beat an online quote if I phone them?

Ok, So i've been quoted around 1000 for my insurance through the admiral site, I was wondering if they would beat that quote if I phoned them and spoke to them over the phone. Or are online deals always better?""

Car insruacne quote?

im gonna book car insurance with diamond if the annual amount of my quote on their website says 353.95 i worked it out to be 29.50 per month, its says if i want to pay monthly i need to phone. i want to pay monthly, will it be just that amount per month, or will they try and add stuff on? also will they take payment instantly or only on the direct debit date? help""

Cheapest car insurance in florida?

i am looking for a good and cheapest car insurance in Florida...Help plz

Is there such thing as temporary car insurance?

My grandparents are coming from montreal and staying for a couple months. I was told by my grandfather that I could use the car they drove down in while they are staying with me. Seeing as I'm not apart of their insurance policy, is there any way to purchase temporary auto insurance? I doubt it exists, but I guess its almost like renting a car and buying temporary insurance. Im confused can someone help?""

Can I still drive my parents car under THEIR insurance?

Hi! I just passed my driving test today, and I have the temporary driver's license. I was wondering if it was legal to drive my parent's car. The car is registered, AND insured under their names. Would it be legal for me to drive their car, with them giving me permission to do so? Or would my name have to be added to the insurance in order for me to just drive their car. I know that I would need insurance in order to drive OTHER people's cars, but this is just my parents. Thank you!""

My grandpas doctor wont sign an insurance for him to drive?

Im 17 and i live with my grandpa but i drive with his insurance. I changed the companies because of a rate increase and now they gave me a medical form for my grandpas doctor to sign that says hes ok to drive. I told the doctor i need him to sign it for me because i drive the car not my grandpa but he wont sign it what do i do i really need it. The doctor said my grandpa cant drive because hes 80 and he gets dizzy spells but i need it to drive asap

""In indiana, Do i have to have insurance to drive someone elses car who has insurance?

My girlfriends mom wont let me drive their cars anymore because some retard told her that I wasnt legaly alloud to drive if i didnt have insurance even though its not my car and even if their car HAS insurance

How much does it cost for a 28 year old man for car insurance?

How much does it cost for a 28 year old man for car insurance?

Does Bupa insurance cover child birth in USA?

Does Bupa insurance cover child birth in USA? and what is the steps for that?

How do I go about finding people who are interested in getting auto insurance?

I am a sales producer for an auto company who everyone who doesn't live under a rock has heard of. I am wondering how you would want to be approached in a daily setting that would make you think about auto insurance or want to get a quote from me, and what about that quote would be the selling point is price wasn't an issue?""

Am I paying too much for auto insurance?

Right now, I am using Amica, I am paying $265.30 a month for a 2010 toyotal carolla, I am a brand new driver (like as of yesterday) so I know these factors pay into my insurance rates. This is full coverage. This was the lowest I could find... Geico was at 712 per month! and an agent said the lowest was 344 that she found... I guess I am lucky that I found Amica at the rate I have but I just want to make sure...""

Car Insurance Claim Help?

Car Insurance Claim Help? On the 4/7/2011 I was at a set of traffic lights that was (RED) of my way to the shops. As the lights went green I begin to move off slowly as I did another car came from the left of me and tried to turn right as he speed up he crashed into the drivers side of the car. He clearly jumped a red light (Clearly Seen on CCTV). I was in total shock at the time! After he crashed into my car he went to drive off by reversing, I jumped out of my car to stood in his was so he could not drive off the witness behind me called the police while I was stopping his from driving off he started to drive forwards trying to me me out the way. After the driver spoke to the police on the phone, he then gave me his Name, Phone number and Insurance information. The next day I called my insurance company they was vary helpful and I believe the clam would be settled in my favor as I had CCTV of the crash as I had a camera inside of my car and a witness that was behind my car at the time of the crash. After nearly 4Months I have now revived a letter stating that the claim has been closed on a Without Prejudice Basis. When I contacted Aviva to see what the 3rd party has not accepted full liability they said it was dealt with like this as the 3rd party who crashed into me was not responding to and calls or letters that have send him. Aviva did not asked to see the CCTV of the crash and did not take into account the witness statement. WHAT CAN I DOOO??""

About how much does General liability insurance?

Any Independent Contractors out there that could give me an idea about how much it cost, because I have no idea.""

Shopping for car insurance?

what are some good car insurance agencies out there?

Anyone know cheap car insurance?

I don't expect someone to know the exact cheapest for my situation because I know it varies but in your opinion & experience what insurance provider do you think would be cheapest? Thank you =D

Car Insurance and good grades ?

I hate All state as insurance. I am in college, how high does my GPA have to be and also how much do they lower insurance for having good grades?""

Does the Affordable Care Act regulate health care or insurance?

Does the Affordable Care Act regulate health care or insurance?

What is the most affordable small home or cottage insurance company?

I own a home that is 300 sq feet. It's basically a little cottage/studio house. I am looking for a company that will 1) insure a home that small and 2) is affordable. Does anyone have experience with a company they would like to recommend?

If a have a named Driver on my car insurance will it make a any Difference in price?

If a have a named Driver on my car insurance will it make a any Difference in price?

What is the *cheapest* car insurance for a 20 year old female driver in TX?

I'm going to pay. I don't have any close family that can put me under their insurance, so please give me the CHEAPEST choice... Thank you.""

What is the average cost of insurance for a teenage driver per year?

I'm 17, and in about a month I'm getting my provisional license. My parents are having me pay for my insurance, and I was wondering if anyone had a rough idea of what I might be paying. Thanks!""

300cc Moped Insurance...about how much would that cost?

I know lots of factors go into calculating insurance costs, but about how much do you think insurance for a 300cc moped would cost per year or per month? Thanks.""

Car accident and insurance?

My friend's car got hit from behind on the freeway and she only got libilities so her insurance doesn't pay to fix her car. The guy who hit her is a teen and his insurance is under his mom's name. His insurance is paying only $10,000 maxium. The cost for total fixing is going to be $13,561. My friend can't pay the difference of $3,561. Now what can she do? Is that the responsiblity of the guy who hit her? should he be the one to come up with the rest of the money? or is she out of luck? The car is in the collision center now. She's losing sleep and having headaches and sore neck, etc.. and missing work... and she still hasn't go see a doctor. Any advice for this poor girl?""

Temporary health insurance for southern California? ?

Hello, I really need health insurance for the next 3 months. But i don't know who or what i would go to .I know i will have to go to the doctors for some health issues. But after 3 months ill be leaving the country for an unknown amount of time. So any help would be very appreciated. thank you!

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