#GDPGrowth

[cambcurrencies]

UK GDP Growth Sparks Little GBP Movement

Main Market Movers Today UK GDP Data: The UK has released its GDP figure for May, posting 0.2% growth month on month. This modest rise shows that UK economic activity is picking up but is recovering really slow. The backdrop of positive GDP data lent the British pound little support, though ongoing concerns of the broader economic outlook bridle these gains​. US CPI Data: The US will later…

[ankur7891]

Can Dr Niranjan Hiranandani’s Outlook on RBI Rate Cut Revive Real Estate?

The Reserve Bank of India’s recent decision to cut the repo rate by 50 basis points has sparked widespread discussion across economic sectors, with a particularly strong focus on real estate. In a recent video analysis, Dr Niranjan Hiranandani, a prominent real estate veteran and industry thought leader, shared key insights into how these monetary policy changes could reshape the future of India’s housing and infrastructure landscape.

As the Co-Founder and Managing Director of the Hiranandani Group and a respected voice in policy advocacy, Dr Hiranandani offers an expert perspective on the intersection of RBI policies, real estate dynamics, and broader economic implications. His commentary highlights how interest rate adjustments, coupled with other structural reforms, can act as powerful enablers for homebuyers, developers, and the Indian economy at large.

Repo Rate Cuts and Real Estate: A Welcome Boost

The RBI’s move to slash the repo rate—a key policy rate at which it lends to commercial banks—by 50 basis points, is expected to directly impact loan interest rates. According to Dr Niranjan Hiranandani, this step will offer immediate relief to homebuyers by reducing EMIs, making housing finance more accessible and affordable.

He emphasizes that the real estate sector, being interest-sensitive, stands to gain significantly. “Lower borrowing costs not only benefit consumers but also revive demand in a sluggish housing market,” Dr Hiranandani noted. This is especially relevant in the wake of economic headwinds from global uncertainty, inflationary pressure, and post-pandemic recovery challenges.

Affordable Housing: Hope vs Hurdles

One of the most pressing topics Dr Niranjan Hiranandani addresses is affordable housing. While lower interest rates are a boon, he points out that achieving true affordability remains constrained by high taxation and regulatory costs, particularly in urban hubs like Mumbai.

He explains that although the government has initiated several affordable housing schemes, excessive stamp duty, GST, and other levies continue to drive up the final cost for consumers. Dr Hiranandani advocates for a more rationalized tax regime and focused incentives to truly unlock the potential of the affordable housing segment.

In his view, enabling affordable housing is not only a social imperative but also an economic opportunity—capable of generating employment and uplifting associated sectors like cement, steel, and logistics.

EMI Relief: A Game-Changer for Homebuyers

The rate cut is likely to provide immediate EMI relief, especially for middle-class and first-time homebuyers. According to Dr Niranjan Hiranandani, this psychological and financial relief will increase buyer confidence, encourage fence-sitters to invest, and push developers to launch new projects.

When combined with improved liquidity in the banking system and a drop in inflation, this creates a favorable ecosystem for residential real estate. Dr Hiranandani argues that this dual benefit of lower interest rates and moderating inflation is a critical window of opportunity for buyers to act.

Real Estate’s GDP Contribution and Multiplier Effect

Dr Niranjan Hiranandani also brings attention to the real estate sector’s growing contribution to India’s GDP—currently second only to agriculture in terms of employment generation. Real estate, he states, has a powerful multiplier effect across more than 250 allied industries, including construction, materials, technology, and services.

He emphasizes that every rupee invested in real estate creates value across a broad economic spectrum. This makes the sector not just a beneficiary of economic policy, but a driver of economic momentum. Strategic support through monetary and fiscal initiatives, therefore, has wide-reaching implications beyond property markets alone.

Redevelopment: A Key Policy Lever

Another critical area that Dr Hiranandani highlights is the potential of redevelopment projects, especially in metro cities. With land scarcity and high population density posing challenges, redevelopment becomes an essential tool for urban renewal. He urges government bodies to streamline approvals and incentivize private-public partnerships to unlock land value efficiently.

From slum rehabilitation to old building redevelopment in cities like Mumbai, these projects can simultaneously address urban housing needs and uplift living standards. Dr Niranjan Hiranandani notes that enabling policies around floor space index (FSI) and infrastructure support can further catalyze this transformation.

A Balanced Policy Approach Needed

While the RBI’s rate cut is a strong short-term stimulus, Dr Hiranandani believes a coordinated approach between monetary and fiscal policy is essential for long-term sectoral health. He advocates for a blend of lower interest rates, tax rationalization, quicker approvals, and infrastructure upgrades to make the real estate ecosystem more agile and responsive.

He cautions that without addressing structural bottlenecks—especially taxation and compliance burdens—the benefits of monetary easing might not fully translate into sustained growth. Developers, too, must rise to the occasion by focusing on execution quality, timely delivery, and customer trust.

Conclusion: Optimism with Realism

The insights shared by Niranjan Hiranandani reflect both optimism and realism. The RBI’s rate cut is indeed a welcome move and has the potential to trigger a new wave of housing demand. However, as Dr Hiranandani wisely notes, it must be accompanied by systemic reforms to create lasting impact.

In summary, lower interest rates may kickstart momentum, but the real key lies in policy synergy, affordability reforms, and execution excellence. As one of India’s leading real estate voices, Dr Niranjan Hiranandani’s views underscore the importance of holistic thinking to shape the sector’s next growth chapter.

[ismtinstitute]

Impact of Budget 2025 India Economic Growth

The Indian Union Budget 2024 India, presented on July 23, has laid down a comprehensive framework aimed at bolstering economic growth across various sectors. This budget 2024 India addresses critical areas such as infrastructure development, social welfare programs, agricultural sector initiatives, green and sustainable projects, MSME support, digital economy, education, healthcare, and employment generation. The strategic allocation of funds and policy measures are expected to stimulate economic activity, improve quality of life, and drive sustainable development. Here are the key highlights and their potential impacts on economic growth.

Budget 2024 Highlight

The Budget 2024 India has been crafted to address both immediate economic needs and long-term growth objectives. Key budget 2024 highlight include:

Fiscal Deficit Target: Aiming to bring the fiscal deficit down to 5.4% of GDP, reflecting a commitment to fiscal consolidation.

Tax Reforms: Introduction of a new tax regime with revised income tax slabs and simplified GST structure to ease compliance.

Infrastructure Investments: Increased allocation for infrastructure projects, including roads, railways, and ports.

Social Welfare Initiatives: Enhanced funding for healthcare, education, and social security programs.

Agricultural Support: Increased subsidies and support for technological advancements in agriculture.

Green Initiatives: Major investments in renewable energy and climate resilience projects.

MSME Development: Special schemes to support micro, small, and medium enterprises.

Digital Economy: Expansion of digital infrastructure and support for technological innovation.

1. Infrastructure Development:

Allocation: Significant investment in transportation, energy, and urban development.

Impact: Improved connectivity, reduced logistics costs, and a boost to GDP through construction activity.

2. Social Welfare Programs:

Allocation: Enhanced funding for social security schemes, healthcare, and education.

Impact: Improved living standards, poverty alleviation, and inclusive growth.

3. Agricultural Sector Initiatives:

Allocation: New schemes and subsidies for fertilizers, seeds, and irrigation.

Impact: Increased agricultural productivity, rural development, and food security.

4. Green and Sustainable Initiatives:

Allocation: Investments in renewable energy and environmental conservation projects.

Impact: Promotes sustainable growth, reduces reliance on fossil fuels, and creates new jobs in green sectors.

5. MSME Support and Development:

Allocation: Financial support and policy reforms for MSMEs.

Impact: Job creation, entrepreneurship, and innovation, driving economic growth.

6. Digital Economy and Innovation:

Allocation: Incentives for technology adoption and the establishment of innovation hubs.

Impact: Enhanced efficiency, productivity, and economic diversification.

7. Education and Skill Development:

Allocation: Increased funding for educational infrastructure and vocational training.

Impact: Development of a skilled workforce, higher employment rates, and improved global competitiveness.

8. Healthcare and Public Health:

Allocation: Investment in healthcare infrastructure and public health programs.

Impact: Improved health outcomes, productivity, and economic stability.

9. Employment Generation and Labor Reforms:

Allocation: Funding for job creation programs and labor market reforms.

Impact: Reduced unemployment, enhanced labor market efficiency, and economic growth.

Budget 2024 India Date and Time

The Budget 2024 India was presented on July 23, 2024, at 11:00 AM, marking a significant moment for policy planning and economic strategy in India. This date is crucial for stakeholders as it sets the direction for the upcoming fiscal year.

Key Sectors and Impact of Budget 2024 India

Infrastructure Development

Infrastructure development is a key pillar of Budget 2024 India, with significant investments aimed at boosting economic growth:

Roads and Highways: Allocation of funds for the construction and expansion of national highways, focusing on improving connectivity and reducing travel time.

Railways: Investment in modernizing railway infrastructure, including high-speed rail corridors and smart stations, to enhance passenger and freight movement.

Ports and Shipping: Development of major ports and shipping facilities to facilitate trade and improve logistics efficiency. These infrastructure projects are expected to stimulate economic activity, create jobs, and enhance overall connectivity.

Social Welfare Programs

The Budget 2024 India places a strong emphasis on social welfare programs to improve the quality of life for all citizens:

Healthcare: Expansion of healthcare infrastructure with new hospitals and clinics, along with increased funding for health insurance schemes to cover more people.

Education: Boosted funding for educational institutions, including primary, secondary, and higher education, as well as vocational training programs.

Social Security: Strengthening social security systems with improved pension schemes and direct benefit transfers to support vulnerable populations.

Agricultural Sector Initiatives

The agricultural sector receives targeted support to enhance productivity and farmer incomes:

Subsidies: Increased subsidies for fertilizers, seeds, and irrigation infrastructure to reduce the cost burden on farmers.

Technology Integration: Investment in agri-tech solutions such as precision farming and digital tools to enhance crop yields and market access.

Credit Facilities: Expansion of credit facilities and insurance schemes to support farmers in managing risks and accessing capital.

Green and Sustainable Initiatives

Budget 2024 India emphasizes sustainability with a focus on green and climate-resilient projects:

Renewable Energy: Substantial investment in solar, wind, and other renewable energy sources to reduce reliance on fossil fuels and combat climate change.

Climate Resilience: Programs to enhance infrastructure resilience to climate-related events, including flood defenses and drought management strategies.

Environmental Conservation: Initiatives for afforestation, wildlife protection, and conservation of natural resources to ensure long-term ecological balance.

MSME Support and Development

The budget 2024 India allocates significant resources to support the growth of Micro, Small, and Medium Enterprises (MSMEs):

Credit Access: Introduction of special credit schemes and interest subsidies to ease financing for MSMEs.

Technology Upgradation: Support for MSMEs to adopt modern technologies and improve operational efficiency.

Market Access: Initiatives to enhance domestic and international market access for MSME products through trade fairs and e-commerce platforms.

Digital Economy and Innovation

To foster a thriving digital economy, the Budget 2024 India focuses on:

Digital Infrastructure: Investment in expanding broadband connectivity, 5G networks, and digital payment systems to enhance accessibility.

Startup Ecosystem: Funding and incentives for technology startups and innovation hubs to drive entrepreneurship and technological advancement.

E-Governance: Expansion of digital governance initiatives to streamline public services and enhance transparency.

Education and Skill Development

Education and skill development are critical for sustaining economic growth:

Funding: Increased budget 2024 India allocations for educational institutions at all levels, focusing on infrastructure and quality improvement.

Vocational Training: Expansion of vocational training programs to address skill gaps and enhance employability.

Research and Innovation: Support for research institutions and innovation centers to drive scientific and technological advancements.

Healthcare and Public Health

Budget 2024 India provides a significant boost to the healthcare sector:

Healthcare Facilities: Investment in building and upgrading hospitals, clinics, and primary health centers to improve access to healthcare services.

Public Health Programs: Enhanced funding for public health initiatives, including disease prevention, vaccination drives, and pandemic preparedness.

Health Insurance: Introduction of new health insurance schemes aimed at increasing coverage and reducing out-of-pocket expenses for individuals.

Employment Generation and Labor Reforms

Employment generation and labor reforms are central to the budget 2024 India strategy for economic growth:

Job Creation: Initiatives to create jobs through infrastructure projects, industrial growth, and support for new sectors.

Labor Reforms: Simplification of labor laws to improve the business environment and protect workers’ rights.

Skill Development: Programs aimed at upskilling the workforce to match industry needs and improve job prospects.

CONCLUSION

The Budget 2024 India presented on July 23 aims to drive economic growth through strategic investments and policy measures across various sectors. From infrastructure development and social welfare programs to agricultural initiatives and support for MSMEs, the budget 2024 India addresses critical areas that impact the economy. The focus on green and sustainable projects, digital economy, education, healthcare, and employment generation highlights a comprehensive approach to fostering long-term economic stability and growth in budget 2024 India.

By addressing both immediate needs and long-term goals, the budget 2024 India sets the stage for a more resilient and inclusive economy. Effective implementation of these measures will be crucial to realizing the anticipated benefits and achieving sustainable development

By ENQUIRE in a reputable ISMT Best Stock Market Course In India (Varanasi) provides both Online & Offline courses to gain knowledge and skills in the world of trading and investment.

[jlkrealtors]

Did you know that real estate currently contributes over 7% to India’s GDP? And the best part? It's expected to soar to 13% by 2025! 🚀

With the real estate sector growing at an unprecedented rate, it's a golden opportunity for buyers, investors, and real estate enthusiasts to capitalize on this booming market! 🌟

At JLK Realtors, we’re here to help you navigate the exciting world of real estate. Whether you’re buying, selling, or renting, we’ve got you covered! 🏠🔑

📞 Contact us today: +91-9766362632

🌐 www.jlkrealtors.com

[truthsandnews]

The US economy stumbled into reverse in the first quarter of the year, posting a us gdp contraction of 0.3%—its worst quarterly performance since 2022. The Commerce Department’s gdp report today revealed a sharp downturn from the 2.4% growth of Q4 and fell well below economists’ forecasts of +0.8%.

#USGDP #GDP #GDPgrowth #GDP2025 #TrumpSpeech #TrumpNews #DonaldTrump #USNews #usanews #newstoday #dailynews #NewsUpdate #trending #news #TNN

[farademetre]

Stock Market Daily Update - February 21, 2025 - InvestTalk Market Wrap

Amid a broadly negative trading session, investors reacted to a projected 60-basis point drop in GDP growth, triggering widespread sectoral declines and amplifying concerns about the broader economic outlook.

[newsbetulhub]

लोकसभा में पास हुआ Finance Bill 2025, Google Tax खत्म—जानें बड़े बदलाव

👉 लोकसभा में Finance Bill 2025 पास, खत्म हुआ Google Tax लोकसभा ने Finance Bill 2025 को मंजूरी दे दी है। वित्त मंत्री निर्मला सीतारमण द्वारा प्रस्तुत संशोधित वित्त विधेयक को सदन में पास कर दिया गया। इस बिल के तहत ऑनलाइन विज्ञापनों पर 6% टैक्स, जिसे Google Tax भी कहा जाता है, हटा दिया गया है। इसके अलावा, 34 अन्य संशोधन भी शामिल किए गए हैं। अब इस बिल को राज्यसभा में पेश किया जाएगा। वित्तीय वर्ष…

[political-science-solution]

Union Budget 2025: Key Highlights, Major Reforms, and Economic Outlook

The Union Budget 2025, presented by Finance Minister Nirmala Sitharaman, outlines transformative reforms aimed at boosting India’s economic growth. A key highlight is the significant income tax relief, with the rebate threshold raised from ₹7 lakh to ₹12 lakh, benefiting the middle class. The highest tax rate of 30% now applies only to incomes above ₹24 lakh. Despite these tax cuts, fiscal discipline is maintained with a targeted fiscal deficit of 4.4% for FY26.

Read More:

[quibblefrost]

FII Exodus: Unpacking the $2 Billion Sell-off in Indian Equities

Date: January 10, 2025

On January 10, the Indian stock market exhibited a mixed trajectory. The BSE Sensex opened with an uptick of approximately 200 points, reaching 77,680, while the NSE Nifty advanced by 25.40 points to 23,551 in early trading. However, this initial optimism was short-lived. Concerns over corporate earnings and economic growth led to a reversal, with both indices closing in the red. The Nifty 50 and BSE Sensex declined by 0.62% and 0.55%, respectively. (Source)

Key Factors Driving the FII Sell-off

Weakening Corporate Earnings: Recent financial reports have highlighted that corporate earnings are falling short of market expectations, diminishing investor confidence. (Source)

Sluggish GDP Growth: Indicators of slowing GDP growth have raised concerns about India's economic trajectory, making the market less appealing to foreign investors. (Source)

Depreciating Rupee: The Indian rupee has depreciated to record lows against the U.S. dollar, closing at 85.8275 on January 6, 2025. (Source)

Rising U.S. Bond Yields: Elevated yields on U.S. Treasury bonds offer more attractive, risk-free returns, incentivizing FIIs to redirect investments from emerging markets like India to the U.S.

Tariff Concerns: Uncertainties surrounding global trade policies and potential tariff implementations have created an unpredictable environment, discouraging foreign investment. (Source)

Attractive U.S. Market: The U.S. stock market has presented compelling investment opportunities, drawing capital away from Indian equities.

Impact on the Indian Stock Market

The substantial FII outflows have exerted downward pressure on Indian stock indices, contributing to increased volatility and a bearish market sentiment. Sectors heavily reliant on foreign investment, such as technology and financial services, have experienced notable declines. Additionally, the persistent selling has strained market liquidity, potentially affecting the execution of large trades and overall market stability. (Source)

Political and Other Influencing Factors

Political stability is crucial in maintaining investor confidence. Any signs of political uncertainty or policy inconsistency can exacerbate market volatility. Furthermore, global economic conditions, such as fluctuations in oil prices and geopolitical tensions, also impact investor sentiment and capital flows. (Source)

Sources:

Reuters

Economic Times

Moneycontrol

[thevirtualupdate]

📉 SBI Downgrades India’s GDP Growth Forecast for FY25 to 6.3% 📊

State Bank of India (SBI) has revised India’s GDP growth projection for FY25 downwards to 6.3% with a downward bias. 📉 Know the key reasons behind this slowdown and its potential impact on the Indian economy. 🇮🇳💼

👉 Read More: https://thevirtualupdate.com/sbi-downgrades-gdp-growth-for-fy25-to-6-3-percent-with-downward-bias-know-reasons-why-slowdown-hit-indian-economy-india-gdp-growth-sbi-%e0%a4%a8%e0%a5%87-%e0%a4%b8%e0%a4%b0%e0%a4%95%e0%a4%be/

[timebharat]

India’s Central Bank Governor Sees Better 2025 Growth Prospects

India’s Central Bank Governor, Shaktikanta Das, has expressed optimism about the country’s economic prospects for 2025. In his latest statement, he indicated that the country is likely to experience better growth in the coming year. His comments come amid challenges in the global economy, including inflationary pressures and geopolitical uncertainties.

Das emphasized that India’s strong domestic demand, coupled with structural reforms and robust financial systems, will contribute to a positive growth trajectory in 2025. He also pointed to the resilience of the Indian economy, noting that despite external challenges, India’s economic fundamentals remain strong. Furthermore, the Reserve Bank of India (RBI) is expected to continue its policy efforts to support economic stability and growth.

[iismmumbai]

India’s sports market, one of the fastest-rising industries, is growing at twice the speed of the national GDP.

Will it reach $130B by 2030? Tell us in the comments below.

[cambcurrencies]

US PCE, GDP & Durable Goods Orders to Drive Markets Today

Market Comment – Tuesday, 27 November 2024 Markets are digesting mixed data this morning, with releases from Australia, Germany, and the US. Australia’s Monthly CPI Indicator met expectations, while Germany’s GfK Consumer Confidence showed a slight improvement. Later today, US data will dominate attention with Core PCE Price Index, Durable Goods Orders, GDP Growth Rate (Q3, second estimate), and…

[enterprisewired]

China Lowers Lending Rates Amid Economic Challenges

Source: economictimes.indiatimes.com

Share Post:

LinkedIn

Twitter

Facebook

Reddit

Beijing takes action to stimulate demand and boost growth

Major Rate Cuts by PBOC

On Monday, China’s central bank, the People’s Bank of China (PBOC), announced a reduction in its main benchmark lending rates by 25 basis points during the monthly fixing. The one-year loan prime rate (LPR), which influences corporate and most household loans, was lowered to 3.1%, while the five-year LPR, the benchmark for mortgage rates, was cut to 3.6%. These changes signal China’s continued efforts to stimulate its sluggish economy through monetary policy adjustments.

This move had been widely anticipated after PBOC Governor Pan Gongsheng hinted at a possible rate reduction during a recent forum in Beijing. He noted that the central bank was likely to lower the loan prime rates by 20 to 25 basis points. This reduction follows similar cuts in previous months and is part of a broader strategy to address ongoing economic challenges, including a persistent property crisis and weak consumer confidence.

Analysis: Stimulus and Economic Strategy

The PBOC’s decision to cut Lending rates is part of a larger monetary stimulus plan aimed at stabilizing China’s economy. Along with the LPR cuts, Governor Pan also mentioned the potential for further reductions in the reserve requirement ratio (RRR) by 25 to 50 basis points by the end of the year, depending on liquidity needs. Additional measures, including a 20-basis-point cut to the seven-day reverse repurchase rate and a 30-basis-point reduction in the medium-term lending facility rate, were highlighted during his speech.

While the rate cuts are a positive step, experts believe more substantial measures are needed. Shane Oliver, chief economist at AMP, emphasized that lowering the cost of borrowing alone might not be enough to stimulate significant growth. He stressed that China’s real challenge lies in a lack of demand, calling for more aggressive fiscal stimulus to complement the monetary adjustments. Zhiwei Zhang, president of Pinpoint Asset Management, echoed this sentiment, arguing that despite the recent cuts, China’s real interest Lending rates remain too high. He expects additional rate reductions in 2024 as the U.S. Federal Reserve begins to lower its own rates.

Context: China’s Economic Landscape

China’s latest move to cut lending rates comes after a series of measures taken by the PBOC to support its economy, which has been grappling with multiple crises, including a prolonged slump in the property market. Last month, the central bank lowered the RRR by 50 basis points, releasing liquidity into the banking system to help ease financial pressures. These efforts are aimed at boosting consumer spending and investment, as the world’s second-largest economy struggles to regain its footing.

Recent economic data provides a mixed picture. While China’s third-quarter GDP growth of 4.6% year-on-year was slightly better than expected, the overall sentiment remains cautious. Retail sales and industrial production figures for September also exceeded forecasts, offering some hope. However, experts believe that without stronger demand and more comprehensive fiscal support, China’s economic recovery may remain slow.

The PBOC’s recent actions, including the latest rate cuts, reflect its commitment to stabilizing the economy. However, the road to recovery remains uncertain, with many calling for a balanced approach that includes both monetary and fiscal policy initiatives to address the underlying structural issues.