#Fraud Protection
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Defend Your Bottom Line: Discovering the Best Fraud Protection for Businesses
Are you concerned about safeguarding your business's finances against fraud? In today's digital landscape, protecting your bottom line is more important than ever. This blog explores the importance of best fraud protection for businesses and offers insights into finding the best solutions to defend against fraudulent activities.
Understanding the Need for Fraud Protection
Businesses are susceptible to various fraudulent activities in the increasingly digital world, such as identity theft, payment fraud, and cyberattacks. Without proper protection measures, the financial consequences of fraud can be devastating, impacting your bottom line and eroding trust with customers.
The Cost of Fraud
Fraudulent activities can have significant financial implications for businesses of all sizes. The impact on your bottom line can be substantial, from direct financial losses due to fraudulent transactions to the costs associated with investigating and resolving fraud incidents. Moreover, the reputational damage resulting from fraud can further harm your business's long-term success.
The Importance of Fraud Protection Solutions
To mitigate the risks associated with fraud, businesses must invest in robust fraud protection solutions. These best fraud protection solutions leverage advanced technologies and strategies to detect and prevent fraudulent activities, safeguarding your finances and preserving your reputation.
Risk Mitigation: The best fraud protection solutions are essential for businesses to mitigate the risks associated with fraudulent activities.
Advanced Technologies: These solutions leverage advanced technologies such as machine learning algorithms and real-time monitoring to detect and prevent fraud.
Preventing Financial Losses: By identifying and stopping fraudulent transactions in real time, fraud protection solutions help safeguard businesses' finances and prevent financial losses.
Preserving Reputation: Best fraud protection solutions protect a business's reputation by preventing fraud incidents and maintaining customer trust.
Comprehensive Security: Fraud protection solutions offer comprehensive security measures tailored to businesses, including encryption, tokenization, and multi-factor authentication.
Trusted Partners: Businesses should seek out trusted partners with proven expertise in fraud prevention and responsive customer support to implement effective fraud protection solutions.
Multi-Layered Approach: Implementing a multi-layered approach to fraud protection, which combines various security measures and technologies, enhances the effectiveness of fraud prevention efforts.
Proactive Prevention: Investing in best fraud protection solutions allows businesses to take a proactive approach to fraud prevention, minimizing risks and avoiding reactive damage control measures.
Key Features of Effective Fraud Protection
When evaluating fraud protection solutions for your business, look for key features such as real-time monitoring, machine learning algorithms, and multi-factor authentication. These features help identify suspicious behavior, authenticate legitimate transactions, and mitigate potential risks before they escalate.
Choosing the Right Fraud Protection Partner
It is important to carefully analyze your specific goals and priorities when choosing the finest fraud protection for your organization. Look for a trusted partner with a proven track record in fraud prevention, responsive customer support, and a comprehensive suite of security solutions tailored to businesses like yours.
Implementing a Multi-Layered Approach
Best fraud protection often involves implementing a multi-layered approach that combines various security measures and technologies. From encryption and tokenization to fraud detection algorithms and transaction monitoring, each layer adds extra protection to safeguard your business against fraud.
Conclusion
In today's business environment, defending your bottom line against fraud is non-negotiable. Investing in the best fraud protection solutions for your business can minimize financial risks, protect your reputation, and maintain customer trust. In terms of fraud protection, remember that proactive prevention is always preferable to reactive damage repair.
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Scam Alert: Protect Yourself from Online Fraudsters
Definition of “Scam Alert” A “scam alert” is a warning designed to raise awareness about specific scams or fraudulent activity. It aims to educate people on how to identify potential scams, avoid becoming a victim, and protect their personal and financial information. Introduction The world of online scams is a dangerous place, and it’s critical to stay ahead of the game to protect yourself.…
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How thieves access your data using RFID
Fraud-How thieves access you’re data without you even realizing it’s been breached. RFID has been a great convenience for us allowing people to just Tap-&-go or pay with a phone app and gives us the reassurance that nobody we aren’t familiar with has handled our card. But it also comes with an unseen threat that a lot of us don’t even realize is happening… Imagine you’re out shopping at a…
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AARP urges Alabamians to report elder abuse [Video]
#HealthcareFraud#Fraud#FraudProtection#Healthcare#HealthcareFraudAbuse#Healthcare Fraud#Fraud Protection#Healthcare Fraud Abuse
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A TIM couldn't accept that his wife was not going to go along with his delusion and turned to the family annihilator route, a route associated with violent narcissistic men.
By Nuria Muíña García July 11, 2024
A man in Spain is alleged to have poisoned his wife and child in the midst of divorce proceedings following his declaration of a transgender identity. The court has now imposed a restraining order on the man, who has not been named, while the police investigation is ongoing.
According to Diario de Sevilla, the couple were engaged in divorce proceedings but were still sharing a home in Dos Hermanas when the suspected poisoning took place. While it has not been definitively confirmed, the motive for the divorce appears to have been the man’s decision to identify as a “woman.”
Shortly after choosing to split, the woman, whose identity has also been kept anonymous, began experiencing severe and sudden-onset stomach pain. She sought medical care and was told she was exhibiting symptoms of chemical consumption. Police quickly became involved, and an investigation was launched into what was then identified as a suspected poisoning.
Disturbingly, the couple’s 5-year-old son may have also been the victim of an attempted poisoning by his father. Medical tests are being conducted in order to verify whether he had been targeted as well.
Prosecutors speculated that the woman was poisoned by her husband using household pool care products that were mixed into her food. In response to the hypothesis, the court issued a warrant of entry to the couple’s home to gather evidence.
Yesterday, a Dos Hermanas court responsible for prosecuting violence against women heard statements from both the husband and wife, after which it decided to place a restraining order on the man. He is now required to stay 300 meters away from his wife, and has been denied contact to his son.
At the time of this writing, no arrests have been made, but police investigations are ongoing.
The case has sparked particular concern amongst Spanish women’s rights advocates, as they have noted that Spain’s exceptionally strict gender identity laws mean that, if prosecuted, the man will be treated as a “female” by the courts.
Further, crimes marked as “gender-based violence” in Spain result in female victims being provided with specific legal protections and resources to assist them in the aftermath of the crime. These resources may include assistance with divorce proceedings, child custody, and housing arrangements.
If the man’s legal gender marker change was completed before the poisoning took place, it would mean that the victim would have no access to these resources because her aggressor was a “woman.”
“Gender-based violence” is also considered an aggravating factor in violent crimes, and may result in a harsher sentencing.
The situation has lead some women’s rights advocates to speculate that the man had planned to murder his wife, but that he had changed his legal gender marker just before doing so to avoid “gender-based violence” being used as an aggravating factor in the event he was caught.
If the man is prosecuted, this would not be the first time in Spain that a male accused of domestic violence against his female partner was prosecuted as a “woman.”
As previously reported by Reduxx, a man in Catalonia who beat his female partner for opposing his transition avoided charges of gender-based violence by legally changing his identification to “female” and adopting a woman’s name just prior to being prosecuted.
The couple, who were in their 60s, had been together for 11 years, but after the man began expressing an interest in crossdressing, the woman asked to break off their intimate relationship. He became violent towards her, and began sexually and physically abusing her in retaliation for her refusal to participate in his fetish.
After seeking help with the police, the woman discovered he had already changed his legal sex marker, and thus she would not be provided any protections for female victims of male crime.
At the time, Reduxx spoke with Núria González López, the legal advisor for the victim, who explained that “the abuser’s change of his legal sex means that, in the eyes of the law, the female in the situation is not at risk. This means the victim has fewer rights.”
In February of 2023, the Spanish government enacted what is colloquially known as the “Trans Law,” which instituted a “no questions asked” policy for those who declared they were transgender. The law also made it significantly easier for individuals to change their name and legal sex, hastening the process for applicants and removing any medical requirements.
Since the institution of the law, Spain has seen concerns right about the rise in “trans fraud,” in which males change their legal sex marker simply to gain legal or professional benefits.
In Ceuta, an extremely small Spanish autonomous city located in the North African coast, 37 male civil servants are known to have changed their registered sex in order to obtain benefits assigned to women.
Most of the men are members of the Army, the National Police, the Civil Guard, or the Local Police of the city. The men all share a pattern in that they change their legal sex marker while keeping their “male” name.
What Motivates Family Annihilators?
Angry over the family breakup
A need for power
Suffering from a personality disorder
Unable to cope with personal failure
See whole article
#Spain#Gender identity in family couts#Gender identity in criminal courts#Not a woman#NotOurCrimes#Male violence#Trans cult and narcissism#family annihilator#Courts denying abused women protections because the man used gender identity to game the system#Trans Law#Trans Fraud
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have been toying with the idea of an au wherein shen jiu, after burning down the qiu household and running away, comes across xie lian rather than wu yanzi poaching him immediately afterwards:
i'd imagine in this verse he runs away to town rather than immediately being found in the aftermath of what he's done. at this point, shen jiu would be too paranoid to consider reaching out for directions to cang qiong mountain even if he wanted to make it there: what if they knew what he did? or figured it out if he did know? (if he even had the mind to think of these things through his panic)
he doesn't want to end up begging on the streets again, though—too alike his childhood and last time he was in that position, shen jiu ended up with the qius in the first place
so he takes refuge in temples that he comes across, stealing food when he can before moving to a different part of the rather large town he's ended up in so there's no clear pattern of when he shows up at whichever food stall
despite not holding that same respect and unwavering belief in gods (how could he, after everything he's gone through? shouldn't they have stepped in, sometime? what god would let him suffer as he did, separating him from the only person he loved?) he knows better than to try them, and begrudgingly thanks them for the shelter (because this he did appreciate, at the very least, if nothing else)
winter hits hard when it does, and shen jiu, after spending so many years in the qiu household, forgot how the cold seeps into your skin and bones without solid walls to keep out the frigid breeze.
he quickly falls ill with nothing to protect him from the elements but his threadbare clothing, and when he grows ill, he becomes slow. shen jiu nearly gets caught stealing, running away before he can be dragged to a town guard for his offence, but earning himself a nasty wound to his leg as he retreated
sickness + the cold + the wound leave him weak and wanting: missing qi-ge, reminiscing on nights where they'd curl up together for warmth, still cold but not alone, the two of them steady against the storm that raged on ahead of them
fever-ridden and teetering close to death, shen jiu wanders into a temple late at night and sinks to his knees, falling to his side, heart-rate slowing. in his delirium, he misses the figure taking shelter from the storm in the corner, watching him
shen jiu wakes up (he doesn't expect to), warm while he hears the wind whistle. he's still in that temple from earlier, but it's considerably... cozier. a small fire warms the inside and his clothes aren't as damp against his cold skin. his fever's broken, too—he doesn't know how long it's been, but he's glad he didn't die: never realized that he wanted to live until he was close to forfeiting his right to
here is where he meets his accidental saviour: xie lian stood over a slowly bubbling pot of stew that smells heavenly to shen jiu—he'd eat just about anything at this point, starved
his immediate distrust of xie lian stops him from being truly excited about his appearance
their relationship is veryyy shaky at the very beginning: shen jiu refuses to trust him and xie lian refuses to abandon this strange child he found on the verge of death
(there's a strange sort of bond built up when you nurse someone back to life, dragging them away from the brink of death and xie lian isn't interested, but he's curious about this kid who stumbled into his temple at the dead of night on a midnight in winter)
shen jiu's torn between distrust and this desire for company he didn't know he possessed; after being alone with no one but the qiu household [before he went on his massacre] he didn't realized how much he wanted to share space with someone who wasn't actively hurting him until he was afforded the opportunity to experience non-violent company with xie lian
his distrust slowly declines when he finds out that xie lian is a cultivator. despite being arguably too old to learn cultivation to the fullest extent he could have if he started a few years earlier, he still desperately wants to learn
xie lian, perceptive as ever, slowly starts teaching him bits and pieces of the basics, teaches him to meditate, takes care to keep his distance when it looks like shen jiu's getting overwhelmed
shen jiu can't help but get attached. he hates it
shen jiu decides to test xie lian before resigning himself to this
he was snappy, impatient, and argued with xie lian, when he came over, one day, waiting for some form of punishment to come, bristling like a spooked cat.
nothing came of his experiment but a slight frown from xie lian, which made shen jiu feel almost bad—xie lian almost reminded him of qi-ge, which made him feel doubly bad because he desperately wants to find him
shen jiu came to xie lian the next day with a pastry [that he stole] as an apology. and a request:
"teach me how to cultivate so i can be a disciple at the cang qiong sect"
xie lian agrees easily enough: he's been around shen jiu to see that despite the late start, he has potential to be great [especially untouched by wu yanzi and his twisted form of cultivation]
shen jiu throws himself into his studies, working himself to the bone
xie lian is concerned by this and after trying to soften the load of his work doesn't make shen jiu slow down, he becomes stern: warns him against trying to chase too much frivolously
this leads to a breakdown of sorts—where shen jiu gets angry, dismissive, before becoming upset. the average emotional depth of a teenager but, like, 4 times worse because of the circumstances
xie lian coaxes the story out of shen jiu here; qi-ge [the first time he's mentioned aloud by name], the qiu household [only the barest of details. shen jiu refuses to dwell], and the night shen jiu made qi-ge leave, as well as qi-ge's promise to come back
shen jiu finishes by telling xie lian he needs to make it back to qi-ge, needs to see if he's still alive, he's been selfish for sticking around as long
shen jiu tells xie lian that he needs to figure out as much as he can, as fast as he can, so he can leave and make his way to cang qiong mountain with some sort of base knowledge to make it in. and that he's not sorry for pushing himself because he doesn't have time
xie lian is quiet for a while
puts a comforting hand on shen jiu's shoulder and tells him he understands; he knows someone who would do anything to make it back to the one they loved, understands the pain that comes when time and distance separates the two
however, xie lian tells him, he can't let shen jiu push himself. he'll only stunt his progress by hurting himself rather than speed things up
shen jiu is ready to argue again before xie lian offers to make the trip with him
shen jiu doesn't believe it at first—who would bother with helping him for this long if they weren't getting anything out of it? he already found this hard to believe, let alone the fact that xie lian would drop everything to travel with him for weeks on end
xie lian doesn't shake in his resolve, though. shen jiu figures out he's being serious and wants to argue, but he's just—relieved
so many people have stood as roadblocks on his path back to qi-ge; xie lian might be the first person actively trying to help them
it almost reignites hope in him; someone other than him believes in them. someone other than shen jiu thinks they'll make it back to each other and succeed in reuniting. xie lian's faith in him is like a gust of wind beneath his wings
he agrees to their road trip
[xie lian makes sure to tell his beloved he'll be away for a while]
[shen jiu doesn't notice that xie lian buys steamed buns off the same stranger in nearly every town they stop by for a night of rest in the following few weeks]
[xie lian notices, years later, when shen qingqiu doesn't recognize him upon their first meeting in decades. shen yuan doesn't know xie lian, but xie lian knows this isn't shen jiu, anymore]
#i've had this idea in my head for a few months now#only just finding the time to write everything out#i'll write this on ao3 eventually! trust me i will i promise just need to defeat exams first#hua cheng stalking xie lian w a forced smile on his face: who the hell is this fraud and why is he stealing my husbands attention#xie lian with a happy lil smile: theyre just like us san lang he's learning cultivation to find and protect his beloved isnt it so wonderfu#hua cheng letting go of the steamed bun smushed to pieces in his hand: ah yeah sounds great. sooo cute gege. come home soon. Please. ^_^#xie lian meeting shen jiu: what a lovely young man#shen jiu half feral and armed with the worst attitude known to man: who the hell is this fraud#svsss#tgcf#mxtx#shen jiu#shen qingqiu#xie lian#hua cheng#svsss au#svsss fanfiction#scum villain#scum villain self saving system#the scum villain's self saving system#heaven official's blessing
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Numbers to call if you witnessed or experienced voter intimidation, harrassment or fraud. Save this to your phone.
#Voter protection hotlines#voter#voter fraud#voter suppression#voter intimidation#presidential election#election 2024
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An open letter to the President & U.S. Congress
Immediate Investigation Required: Election Integrity Threatened
9 so far! Help us get to 10 signers!
The recent wave of bomb threats at polling sites, delayed ballot counts, and technical malfunctions are raising significant public concerns about this election. With over 30 threats reported at voting locations, alongside signs of foreign interference and operational disruptions, a thorough investigation is essential for transparency and accountability.
To uphold the integrity of our democratic process, we urge immediate action to examine potential interference or fraud. If necessary, a recount or even a revote should be considered to restore voter trust. Addressing these concerns directly will reassure Americans that every vote is secure and counted.
Thank you for your commitment to the principles of our democratic system.
Source: FBI Statement on Bomb Threats to Polling Locations
▶ Created on November 7 by Ret. SGT Guild
📱 Text SIGN PQNCWD to 50409
🤯 Liked it? Text FOLLOW IVYPETITIONS to 50409
#IVYPETITIONS#PQNCWD#resistbot#kamala harris#vote harris#harris walz 2024#harris for president#kamala 2024#vote kamala#kamala for president#Election Integrity#Election Threats#Vote Count#Voting Rights#Election Fraud#Election Transparency#Voter Suppression#Bomb Threats#Poll Safety#Election Investigation#Election Accountability#Protect Democracy#Voting Rights Protection#Election Security#American Democracy#Election Recount#Revote#Election Malfunctions#Voter Rights#Defend Our Election
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Jezebel 2.0 continues her wicked mission to (behead) silence and harass TRUTHERS by criminalizing our digital criticism. Pure evil.
Please subscribe to Proper Wiseguy's NEW Channels & also consider making a donation to help him rebuild. Our world is in desperate need for gifted comedians. Hopefully this silencing stunt will backfire and move him closer to FULL TIME comedic work. He has real TALENT, something that makes The Meghans bitter with envy.
Queen Jezebel was the most wicked biblical "royal." She violently silenced all who spoke the truth while her feckless, cowardice husband---King Ahab---knew better but supported her every murderous scheme.¹ (Spoiler alert: in the end, she's thrown to the dogs.)
Just prior to the launch of their recent Nigerian Scam, Jezebel and Ahab 2.0 used BIG Brother (Google) to cancel/silence truther channels like Lion's new "Proper Wiseguy" channel (formerly Motivation Specialist) and Ibble Dibble. ID is thankfully back to normal. Join me in supporting Proper Wiseguy's effort to rebuild his channel.
Please follow the links to help Proper Wiseguy rebuild his new channel. He's also created a backup channel.
The hackers sabotaged more than his YT channel. Big Brother (Google) is also withholding the ad revenue he generated for them earlier in the year prior to monetization of his Motivation Specialist channel.
Tech experts advised Lion to purchase new equipment. Donations accepted via paypal, Go Fund Me and on his merch website
Please follow & retweet on Twitter @ProperWiseguy
Surely the sewer squad, messy misan and boozy the fraud are salivating over what they perceive as a win. It will backfire.
Murderous efforts to silence the truth will always backfire. Like Obi-Wan: when you strike down a truth teller, they return 7x TIMES STRONGER.
There's nothing new under the sun & nothing new in Darling's tactics to silence her critics: TorontoPaper February 10th 2019
"Did you really think, exposing nobodies with only a few followers, some broke or jobless, would help your image? Have you actually sunk this low? You were proud, almost arrogant. What happened to you? I don't recognize you anymore."
Lion is back and better than ever!
"I see myself in all of you too"- 🤡
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"People see me as a role model." 🤡
Lion: Are people aspiring to be DList Actresses 😂
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"So they loaded up Madea's jet & they moved to Beverly, Hills that is..." 😂
Sparry is lizard lip licking again...dressed like the king of fried chicken Colonel Sanders😂
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From Lion's Comments Section
BTW-I don't think she has any of Diana's jewelry.
Proper Wiseguy Channels
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https://youtu.be/XM-xXZar6Vs?si=t-TM4Xrhacking.
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¹Sparry to the Sussex Sewer: "Keep doing what you're doing."
#proper wiseguy#Ibble Dibble#Jezebel 2.0#Ahab 2.0#Protect the Truthers#Youtube#Jezebel & Ahab 2.0#insufferable meghan markled#spare us#megxit#meghan markle is a liar#meghan markle is a bully#revenge#Motivation Specialist#criminalizing digital criticism#sewer squad#misan harriman is a fraud#TorontoPaper#Darling will be exposed & Markled#voetsek meghan#nigerian scammers#sussex sewer#keep doing what you're doing
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from 2010
the thing with george and fanfic is that i think hes a lil confused
#not hack ripoff publishing absgjdgwj#i genuinely dont see how his argument isnt nonsense here sorry#‘not as i understand the term’#which is????#like he wont sue anybody he just doesnt want u to send it to him atp#does he still argue that it doesnt fall under fair use???#like idc if he dislikes it but his argument here is rooted in ‘it’s infringement so i must act so i must protect my copyright’#‘if i am aware’#‘so there is no slippery slope with hack fraud publishing’#but it isn’t infringement bc it falls under fair use#so he can dislike it all he wants but that concern doesnt hold anymore#like he cant make that jump w nancy and paul to hack fraud publishing making bucks or whatever bc its two very different things#i just don’t understand this argument like u being aware of a fanfic and not suing doesnt mean ud have no ground to protect ur copyright#from for profit publishers
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Ladies and gentlemen we have in Canada an unelected illegitimate government who is now passing illegitimate laws that are destroying our country. This is how the communists do it.
#crime#alberta#rcmp#chestermere#protect the children#calgary#chestermere rcmp#children#terrorist#terrorists#corruption in chestermere alberta#rcmp chestermere alberta#i love chestermere#election fraud#fraud#fraudsters#fraudprevention#voter fraud
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Scam Alert: Protect Yourself from Online Fraudsters
Definition of “Scam Alert” A “scam alert” is a warning designed to raise awareness about specific scams or fraudulent activity. It aims to educate people on how to identify potential scams, avoid becoming a victim, and protect their personal and financial information. Introduction The world of online scams is a dangerous place, and it’s critical to stay ahead of the game to protect yourself.…
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Voting machines aren’t supposed to be hooked up to the internet, but then where does all that “live” footage come from?
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Elderly Abuse [Video]
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I've posted many times before about how surrogacy exploits vulnerable women and turns their babies into commodities. This article is about the impact of the fertility industry on the children themselves.
‘I slept with my half-sibling’: Woman’s horror story reflects loosely regulated nature of US fertility industry
By Rob Kuznia, Allison Gordon, Nelli Black and Kyung Lah, CNN | Photographs by Laura Oliverio, CNN
Published 10:00 AM EST, Wed February 14, 2024CNN —
Victoria Hill never quite understood how she could be so different from her father – in looks and in temperament. The 39-year-old licensed clinical social worker from suburban Connecticut used to joke that perhaps she was the mailman’s child.
Her joke eventually became no laughing matter. Worried about a health issue, and puzzled because neither of her parents had suffered any of the symptoms, Hill purchased a DNA testing kit from 23andMe a few years ago and sent her DNA to the genomics company.
What should have been a routine quest to learn more about herself turned into a shocking revelation that she had many more siblings than just the brother she grew up with – the count now stands at 22. Some of them reached out to her and dropped more bombshells: Hill’s biological father was not the man she grew up with but a fertility doctor who had been helping her mother conceive using donated sperm. That doctor, Burton Caldwell, a sibling told her, had used his own sperm to inseminate her mother, allegedly without her consent.
But the most devastating revelation came this summer, when Hill found out that one of her newly discovered siblings had been her high school boyfriend – one she says she easily could have married.
“I was traumatized by this,” Hill told CNN in an exclusive interview. “Now I’m looking at pictures of people thinking, well, if he could be my sibling, anybody could be my sibling.”
Hill’s story appears to represent one of the most extreme cases to date of fertility fraud in which fertility doctors have misled their female patients and their families by secretly using their own sperm instead of that of a donor. It also illustrates how the huge groups of siblings made possible in part by a lack of regulation can lead to a worst-case scenario coming to pass: accidental incest.
In this sense, say advocates of new laws criminalizing fertility fraud, Hill’s story is historic.
“This was the first time where we’ve had a confirmed case of someone actually dating, someone being intimate with someone who was their half-sibling,” said Jody Madeira, a law professor at Indiana University and an expert on fertility fraud.
A CNN investigation into fertility fraud nationwide found that most states, including Connecticut, have no laws against it. Victims of this form of deception face long odds in getting any kind of recourse, and doctors who are accused of it have an enormous advantage in court, meaning they rarely face consequences and, in some cases, have continued practicing, according to documents and interviews with fertility experts, lawmakers and several people fathered by sperm donors.
CNN also found that Hill’s romantic relationship with her half-brother wasn’t the only case in which she or other people in her newly discovered sibling group interacted with someone in their community who turned out to be a sibling.
At a time when do-it-yourself DNA kits are turning donor-conceived children into online sleuths about their own origins – and when this subset of the American population has reached an estimated one million people – Hill’s situation is a sign of the times. She is part of a larger groundswell of donor-conceived people who in recent years have sought to expose practices in the fertility industry they say have caused them distress: huge sibling pods, unethical doctors, unreachable biological fathers, a lack of information about their biological family’s medical history.
The movement has been the main driver in getting about a dozen new state laws passed over the past four years. Still, the legal landscape is patchy, and the US fertility industry is often referred to by critics as the “Wild West” for its dearth of regulation relative to other western countries.
“Nail salons are more regulated than the fertility industry,” said Eve Wiley, who traced her origins to fertility fraud and is a prominent advocate for new laws.
Accountability in short supply
More than 30 doctors around the country have been caught or accused of covertly using their own sperm to impregnate their patients, CNN has confirmed; advocates say they know of at least 80.
Accountability for the deception has been in short supply. The near-absence of laws criminalizing the practice of fertility fraud until recently means no doctors have yet been criminally charged for the behavior. In 2019, Indiana became the second state, more than 20 years after California, to pass a statute making fertility fraud a felony.
Even in civil cases that have been settled out of court, the affected families have typically signed non-disclosure agreements, effectively shielding the doctors from public scrutiny.
Meanwhile, some doctors who have been found out were allowed to keep their medical licenses.
In Kentucky, retired fertility doctor Marvin YussmanMarvin Yussman admitted using his own sperm to inseminate about half a dozen patients who at the time were unaware that he was the donor. One of them filed a complaint to the state’s board of medical licensure when her daughter – who was born in 1976 – learned Yussman was the likely father after submitting her DNA to Ancestry.com.
“I feel betrayed that Dr. Yussman knowingly deceived me and my husband about the origin of the sperm he injected into my body,” the woman wrote in a letter to the board in 2019. “Although I realize Dr. Yussman did not break any laws as such, I certainly feel his actions were unconscionable and depraved.”
In his response to the medical board, Yussman said that during that era, fresh sperm was prioritized over frozen sperm, meaning donors had to arrive on a schedule.
“On very rare occasions when the donor did not show and no frozen specimen was available, I used my own sperm if I otherwise would have been an appropriate donor: appropriate blood type, race, physical characteristics,” Yussman wrote.
He added some of his biological children have “expressed gratitude for their existence” to him and even sent him photos of their own children. Yussman, who noted in his defense that he didn’t remember the woman who made the complaint, said his policy decades ago was to inform patients that physicians could be among the possible donors, though neither he nor the complainant could provide records that clarified the protocol.
The board declined to discipline him, citing insufficient evidence, according to case documents. Reached on the phone by CNN, Yussman declined to comment.
The story that really put fertility fraud on the national radar was that of Dr. Donald Cline, who fathered at least 90 children in Indiana. Cline’s case spurred lawmakers to pass legislation that outlawed fertility fraud but wasn’t retroactive, meaning he was never prosecuted for it. But he was convicted of obstruction of justice after lying to investigators in the state attorney general’s office who briefly looked into the case. Following that conviction in 2018, Cline surrendered his license. Cline’s lawyer did not respond to an email seeking comment.
Netflix followed up with a documentary about Cline in 2022 that inspired two members of Congress – Reps. Stephanie Bice, an Oklahoma Republican, and Mikie Sherrill, a New Jersey Democrat – to coauthor the first federal bill outlawing fertility fraud. If passed, the Protecting Families from Fertility Fraud Act would establish a new federal sexual-assault crime for knowingly misrepresenting the nature or source of DNA used in assisted reproductive procedures and other fertility treatments. The bill has found dozens of backers – 28 Republicans and 20 Democrats – amid a renewed effort to push it on Capitol Hill.
In this March 29, 2007 file photo, Dr. Donald Cline, a reproductive endocrinologist and fertility specialist, speaks at a news conference in Indianapolis.Kelly Wilkinson/The Indianapolis Star/AP/File
A group of advocates including Hill plans to go to DC to champion the bill on Wednesday.
To be sure, passage wouldn’t mean that any of the dozens of doctors who have already been accused of fertility fraud would go to prison, as the crime would have occurred before the law existed. But the measure would provide more pathways for civil litigation in such cases.
The push to better regulate the fertility industry isn’t without critics. It inspires unease – if not outright opposition – from some who fear any industry crackdown could have the unintended effect of making the formation of families less accessible to the LGBTQ community, which comprises an outsized share of the donor-recipient clientele.
“I think we should pause before creating additional criminal liability for people practicing reproductive medicine,” said Katherine L. Kraschel, assistant professor of law and health sciences at Northeastern University. “It gives me great pause … to say we want the government to try to step in and regulate what amounts to a reproductive choice.”
Some experts also point out that the advent of take-at-home DNA tests by companies such as 23andMe and Ancestry has pretty much stamped out fertility fraud in the modern era.
“To my knowledge, the majority of fertility fraud cases took place before 2000,” said Julia T. Woodward, a licensed clinical psychologist and associate professor in psychiatry and OBGYN in the Duke University Health System, in an email to CNN. “I think it is highly unlikely any person would engage in such practices today (it would be too easy to be exposed). So this part of the landscape has improved significantly.”
But activists in the donor-conceived community still want laws, in part to provide pathways for civil litigation, and also to send a message to any medical professional who might feel emboldened by the lack of accountability.
“Let’s say arguably that it doesn’t happen anymore,” said Laura High, a donor-conceived person and comedian who, with more than 600,000 followers on TikTok, has carved out something of a niche as a fertility-industry watchdog on social media. “Pass the f**king legislation just in case.
“Why not just out of the optics – just out of a, ‘Hey we’re going to stand by the victims.’ Let’s just do this. We know it’s never going to happen anymore, but let’s just make this illegal.”
Victoria Hill and her two children play with toys in the living room of her mother's house in Wethersfield. Laura Oliverio/CNN
‘You are my sister’
The lack of a law in Connecticut appears to have been a stumbling block for a pair of siblings seeking recourse for what they allege is a case of fertility fraud.
The half-siblings – a sister and brother – sued OBGYN Narendra Tohan of New Britain in 2021, saying he deceived their mothers when using his own sperm in the fertility treatments.
He has derailed the suit with a novel defense, arguing successfully that it amounts to a “wrongful life” case, which typically pertains to people born with severe life-limiting conditions and isn’t recognized in Connecticut. Tohan, who is still practicing, did not return an email or call to his office seeking comment. The siblings are appealing the ruling.
Madeira, the expert in fertility fraud from Indiana University, called the “wrongful life” decision absurd.
“In fertility fraud, no parent is saying that – no parent is saying I would have gotten an abortion,” she said. “Every parent is saying, ‘I love my child. I just wish that my wishes would have been respected and my doctor wouldn’t have used his sperm.’”
And then there is Dr. Burton Caldwell, who declined CNN’s request for an interview. One of his apparent biological children decided to sue him last year, even though she knows it will be an uphill battle without a fertility fraud law on the books. Janine Pierson and her mother, Doreen Pierson, accuse Caldwell – who stopped practicing in the early 2000s – of impregnating Doreen with his own sperm after having falsely told her that the donor would be a Yale medical student.
Half-sisters Alyssa Denniston, Victoria Hill and Janine Pierson pose for a portrait in Hartford, Connecticut. The three of them say they — and at least 20 others — all share a biological father, Dr. Burton Caldwell. Laura Oliverio/CNN
Janine Pierson, a social worker, thought she was an only child until she took a 23andMe test in the summer of 2022 and was floored to learn she had 19 siblings. (That number has since grown to 22.)
“It was like my entire life just came to this screeching halt,” she told CNN.
When she learned through one of her siblings that Caldwell was the likely father, Pierson said she immediately phoned her mom, who was stunned.
“We both just cried for a few minutes because it just felt like such a violation,” Pierson said.
Pierson said she decided to pursue the lawsuit even though she knows the lack of a fertility-fraud law in Connecticut could pose a challenge.
“It shouldn’t just be, you know, the Wild West where these doctors can just do whatever it is that they want,” she said.
Hill is watching her newly discovered half-sister’s case closely.
For her, the first surprise was learning the dad she grew up with wasn’t her biological father. Although her mom had told her when Hill was younger that she’d sought help conceiving at a fertility clinic, she also said – falsely – that the doctor had used her dad’s sperm.
When Hill learned that the biological father appeared to be Caldwell a few years ago, she contacted lawyers to inquire about filing a suit, but was told she doesn’t have much of a case, so she didn’t pursue it. Now, she said, her statute of limitations is about to expire.
Last year, Hill was hit with another shattering revelation.
In May, she and her three closest friends were celebrating their 20-year high school reunion over dinner.
She was sharing the tale with them of how she learned about her biological father. Everyone was captivated, except one person – her former boyfriend. He looked like he was turning something over in his head. Then he noted that his parents, too, had sought help conceiving from a fertility clinic.
A couple months later, in July, as Hill was leaving for a summer vacation with her husband and two young children, the ex-boyfriend texted her a screenshot showing their 23andMe connection.
“You are my sister,” he said.
Fertility industry regulations in US lax relative to other countries
Hill’s high school boyfriend isn’t the only person she knew in the community who turned out to be a sibling.
“I have slept with my half-sibling,” Hill said. “I went to elementary school with another.”
What’s more, Hill said, back in the early 2000s, she lived across the street from a deli in Norwalk she often went to that was owned by twins who she later learned are her siblings.
Pierson, too, discovered recently that she’d crossed paths with a sibling long ago. She said she has a group photo from when she was a kid at summer camp that shows her on a stage and a boy in the audience. In 2022, she learned that he is her older half-brother.
“Within 20 feet of one another, and we have no idea,” she said.
In general, the bigger the sibling pool, the greater the risk of accidental incest – regardless of whether fertility fraud came into play.
“I don’t date people my age. I can’t do it,” said Jamie LeRose, a 23-year-old singer from New Jersey who has at least 150 siblings from a regular sperm donor, not a doctor. “I look at people my age and I’m automatically unattracted to them because I just, I go, that could be my sibling.”
With this in mind, activists also often advocate for laws that cap the number of siblings per donor – and that do away with donor anonymity. (Neither of these restrictions are included in the proposed federal bill.)
Other countries have instituted such regulations. Norway for instance limits the number of children to eight; Germany, to 15. Germany and the UK have banished anonymity at sperm banks.
The United States government has no such requirements – and the professional association that represents the fertility industry wants to keep it that way.
“What we have not done very much in this country is pass regulations about who gets to have children,” said Sean Tipton, the chief advocacy and policy officer for the American Society for Reproductive Medicine. “If you’re going to say you should only be able to have 50 children, that’s fine. But that should apply to everybody. It shouldn’t apply just to sperm donors.”
Regarding the concern among donor-conceived people about accidental incest, Tipton added, “if you want to be sure that before you have children with somebody, you can run DNA tests to make sure you’re not related.”
The ASRM, which often clashes with donor-conceived activists, has not taken a stance on the federal bill, Tipton told CNN.
The organization does offer nonbinding guidelines that address concerns about incest, recommending for instance no more than 25 births per donor in a population of 800,000.
Although most of the donor-conceived people who spoke with CNN for this story said they wanted to see legislative change, they also described an emotional aspect of the topic that no new law or regulation could begin to quell: a yearning to better understand one’s origins and identity. For Pierson, it was this desire, coupled with a mix of anger and curiosity, that compelled her to pay Caldwell an unannounced visit one day in 2022 – weeks after she’d learned he was most likely her biological father.
Confronting Caldwell
“I woke up that day and I had decided I didn’t want to call him,” Pierson said. “I didn’t want to give him the opportunity to say no. So I just drove directly to his house from work.”
Pierson, who lived in Cheshire at the time, describes an experience that was equal parts surreal and awkward.
After an hourlong trip, she pulled up to a large, stately house with a long driveway not far from the Connecticut coast. When she knocked on the door, nobody answered. But when a neighbor stopped by to drop something off, Caldwell opened the door. Seizing the moment, Pierson introduced herself. He let her in.
Laying eyes for the first time on her biological father, Pierson, 36, saw a man in his 80s with a slight tremor due to Parkinson’s, sporting a blue golf shirt.
He invited her inside and they sat at his dining room table.
Caldwell, she said, didn’t seem surprised – likely because Hill had made a similar visit a couple of years earlier.
“He was not in any way apologetic,” Pierson said, but she added that he did not deny using his own sperm when working in the 1980s at a New Haven clinic. She said Caldwell confessed that he “never gave it the thought that he should have … that there would be so many (children), and that it would have any kind of an impact on us.”
Pierson said Caldwell asked her questions that gave her pause.
“One thing that really has always bothered me is that he asked me how many grandchildren he had,” she said. “And he was very curious about my scholastic achievements and what I made of myself. … Like how intelligent I was, basically.”
She said their conversation ended abruptly when, looking uncomfortable, Caldwell stood up, which she took as a signal that the visit was over. Before parting ways, she asked if he would pose for a photo with her. He consented.
“I knew it would be the only time that I actually ever had that opportunity to take a picture,” she said. “Not that I wanted like a relationship with him in any way because – it was just like mixed of emotions of, you know, like, I despise you, but at the same time, I’m grateful to be here.”
Janine Pierson displays a selfie she took with Caldwell on her phone in Hartford, Connecticut. Pierson took the photo during a visit with Caldwell in 2022 and it is the only photograph she has with him. Laura Oliverio/CNN
#usa#Fertility industry#Burton Caldwell#Fertility fraud#huge groups of siblings made possible in part by a lack of regulation#Accidental incest#Most states have no laws against fertility fraud#huge sibling pods#unethical doctors#unreachable biological fathers#a lack of information about their biological family’s medical history#Nail salons are more regulated than the fertility industry#At least 80 doctors have used their own sperm to impregnate their patients#Marvin Yussman#Dr. Donald Cline fathered at least 90 children#Protecting Families from Fertility Fraud Act still hasn't passed into law#wrongful life#OBGYN Narendra Tohan is still practicing#Large sibling pods in the same community#Norway limits the number of donor conceived children to eight#Germany limits donor conceived children to 15#Germany and the UK have banished anonymity at sperm banks
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