#Financial Cards Market Demand
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Spoiled Brat
Remus Lupin x Fem!Gaunt!Reader
August Taylor Swift
Masterlist
Summary: When your escapism over the summer turns a bit more real, as you fall in love with a half blood your father would never approve of}
Wc- 3642
Cw: Use of {Y/N}, sexual themes and scenes, cussing, }
A/N- This was an idea I have been toying with for a while, this may become a mini-series if you'd like
Taglist- @otterlockholmes
Part two
If it was one thing your parents stuck into your head when you were younger, it was that you, {Y/N} Gaunt, were better than any other witch in your presence.
‘The Lost Gaunt’ is what they referred to you as. You, and of course, your parents fed into this idea. People were sure they had died out, either from your family's admittedly embarrassing financial status, or from a few choice family members disgracing your blood line with Muggle blood.
It wasn't a secret, your family's blood soaked history and ideals on muggles of any variety. Your father spoke especially lowly of half bloods, saying they were some of the most loathsome and desperate of them all, with parents who tainted their good family names by giving it to scum.
Very opinionated, that man.
You were much the same when you were younger. Snappy and spoiled, demanded everything and no one ever fought you on it. Even with your family's position with lack of wealth, when your parents came out of hiding as Voldemort started his horrid flock, your father didn't hesitate to join. There was no lack of support from expected places. Every pureblood with half sense wanted to be in the good graces of the heir of Slytherin, even if she didn't attend the school. Little you was treated like an absolute princess. Even receiving a letter from Durmstrang personally, your father opting for the obvious choice, burning your Hogwarts letter before you even read it.
It made you an absolute terror when you got to the foreign school. Suddenly, you weren't as special as you were in London. Your name still carried a lot of marit, but so did several other students. You learned to keep your mouth shut, to keep your cards to your chest, and eventually, you unlearned everything your parents taught you. You met half bloods there, stronger than you had ever known witches and wizards to be, making close friends with several other open minded purebloods and friendly half bloods.
Of course, you still had a family name to uphold. You studied and worked your hardest, eventually making it high enough on a social latter that Gaunt no longer mattered, but {Y/N} did.
You started your rebellious streak in year 4, when your father asked you if you wanted to return home for the summer. It was the first time he gave you the choice, you refused. Instead, you traveled to Muggle London without his knowing. You went with a few friends, half bloods, they wanted to show you where they grew up. Your father would have your head for this. You thought in amusement as you danced through the market and gawked at all the muggle contraptions. You were sure to them you looked absolutely delirious, but you couldn't care less in the moment.
You wandered down the streets with a few girls who had broken off from the group. When you noticed a record store, your friends waved you off, refusing to join when they knew you'd be in there for hours. A boy who fancied you gifted you a small record player, and since then, you had been collecting muggle records at any opportunity. Thank Merlin your father didn't keep track of your spending.
You walked in with your head held high, you already gave off the impression of someone too good to be there, a force of habit. You walked down the aisle and searched the albums, dismissing people who tried to educate you on what was best, mostly men trying to impress you, you figured. Nothing more charming than being spoken down to. Eventually, you made it to some of the older ones, clearly used and used and used again. A soft yellow album caught your eye from the top shelf. Etta Jones? You thought for a moment. You had never seen it before, but the woman on the cover looked beautiful.
You got on your toes and began to balance on a shelf, struggling to reach the damned record. You have a huff, ready to give in, before you hear a chuckle behind you. Whipping your head around you nearly spun around completely. Then, you saw him. A boy, he looked to be your age, tanned skin with soft pink scars littering his form, with one large one across his face. He had shaggy sandy blonde hair, almost brown, and the cockiest smirk on his face.
You huffed at him and put your hands on your hips, tilting your head at him. “Not very polite, you know. Watching a lady struggle without even an offer of help.”
His smirk slowly turned to a dazzling smile. “You want my help? You've been blowing past people who've offered you help this whole time.” He remarked and you scoffed.
“Don't be coy. They weren't exactly being truly helpful. Also, no one here is as,” You gestured to him with both hands. “Vertically gifted as you.”
He laughed at this and you got another flash of his pearly whites. “That so?”
“I only speak the truth.”
“That I see.”
“So will you?”
“Will I what?”
You scoffed with a scandalized look, gesturing to the album. “Help a damsel in distress?”
He gave a playful hum and put his hands in his jean pockets, leaning forward a bit in his brown jumper that laid over a mustard yellow button up. “I'm not really the princely type, princess.” He teased and you slowly smirked. “I'm more in line with the monster.”
“Well, kind monster, would you do your princess the kindness of grabbing her this single?” You hummed and he laughed. “My princess?”
“If you behave.”
He looked you up and down before he walked over and grabbed the record, looking it over and holding it just out of reach as you tried to snatch it away. “What if I don't?”
You huffed and gave up on trying to swipe it, crossing your arms and biting your cheek. “That's not a very gentlemanly thing to do.”
“I'm not a very gentlemanly person.” He gave you a look that had the alarm bells in your head sounding, but you bit your lip and nodded. “Fine then. What would you like in return, hm?”
“Your name.”
“My name?” You huffed and smiled once more. He nodded with a serious look, but a smile tugged at his lips.
“{Y/N}.” You introduced and held your hand out. “You don't need my last name. You'll never have to call me it.” You remarked and his eyebrows raised in delight. “Yeah?”
“Yeah.” You mused as he handed you the record.
“And your name?”
“Remus. Guess I'll skip the last name too. But please, call me Moony.” He remarked and you nodded.
“Until next time, Moony.”
“Next time, {Y/N}.”
The summer was absolute bliss. You spent it doing all the things your father hated about muggles. Running in fields and jumping in stray bodies of water, going to parties and drinking until you were sick. You kissed muggle boys, went to underground concerts, and even took enchanted pictures for yourself to keep.
Though, you didn't see that record store boy for the rest of the summer. Not from lack of trying, however, going to the store twice a week to try and snag a glimpse of him. Eventually you gave up and went back to your friends.
The next summer, you did see him again. This time, it was a month in, you were out late at a party, and were waiting for the bus to take you to the flat you had bought under a fake muggle name. Well, you say you bought, in reality you had been taking portions of money from your father and pureblood families that wanted your favor, from the start of the school year, saving up enough to be the spoiled girl you were.
You were standing under a street lamp, leaning against it as you pulled out a packet of cigarettes. You put it to your lips, just as you did, a voice called over to you. “Need a light?”
You turned to face the boy who seemed to sneak up on you in alarm, before you slowly lit up at the sight of him. He seemed puzzled by your expression before recognition covered his features. “Record store princess.”
“Record store monster.” You cheeked and he walked over, leaning down to cover the end of your smoke from the wind, lighting it with a simple flick. You didn't even think about how you didn't hear the usual metallic click of a lighter, instead, a snap. That was how you lit them anyway.
“Where have you been, pretty boy?” You asked after a long drag, and he watched you breathe the smoke out of your lungs, eyes lingering on your lips. This made you curl them to give him a better view. “Around.”
“Something caught your eye?”
“Someone.” He muttered and you pulled your bottom lip between your teeth, glancing at the bus station. “I'm heading home, to my flat. Care to make sure your princess gets home safe?”
He chuckled at the bold offer, rubbing the back of his neck and wetting his lips. There was a pause as he thought about it. “... lead the way.”
That summer was somehow even better than the previous. He spent the night with you, that night, then every single other night. He came and never dreamed of leaving, only gone a handful of days for a few hours at a time for his summer job.
There was this amazing peace, waking up, laying in your stomach, hugging your pillows in your plush massive mess of blankets and pillows, with him. Most of the boys you brought back would be gone in the morning, you preferred it that way, but when you woke up to his arm around your bare back and his nose in the nape of your bruised and bite ridden neck, you couldn't dream of another outcome.
He joked, the second he saw the large canopy bed, about you letting monsters into your private quarters. He seemed to not think so highly of himself, but with every part of your skin he discovered, with every touch and sound he drew from you, he seemed to grow more confident in your situationship. It was dangerous, you knew it, this muggle boy had you wrapped around his finger. Judging by the way he looked at you when you would fall into the clouds of euphoria, he met the same fate.
You had never felt so content, going out and partying, coming home before he did, and spending your nights and afternoons together. With the odd exceptions of a few days out of the months, he was glued to you. Your friends teased you, but for once, you couldn't find it in yourself to be embarrassed. When school came, you had never felt so crushed. You spent the day before lingering in each other's presence without a word. The silence was enough.
When he brought you to bed, and your skin was pressed to his, his nose to your temple as he whispered sweet words of encouragement and pure infatuation, you were wreathing and gasping in short spouts, you muttered something that drew his rough movements to a stop. You hadn't even realized it, and he noticed how your eyes squished together and you whined with a huff. Fluttering open your eyes, staring up at his knee weakening hazels. He stared at you in silence and you slowly moved to sit up. It clicked to him, you hadn't even realized what you said. You'd never know that those three little words utterly destroyed him. Knowing that tomorrow he would be away from you again. He knew it would be hell.
He huffed and slowly pulled back. He began slowly, taking you in as if he was trying to commit you to memory. Every curve and blemish, every bit of scarred flesh he devoured with an open mouth kiss. You were lost once more to your own ecstasy.
He wanted to say it back so horribly.
He wanted you to know he loved you too.
~~~
You spent all of your sixth year waiting for summer, but when it came you dreaded it. Your father told you that you were to move back to London and resume your normal life in preparation for finding you a suitor.
He had promised your mother that he would wait until you were at least 20 to start, but her passing this year it seems he changed his mind. So you returned to business as usual, being enrolled in Hogwarts for your last year of schooling, and being undertaken by the Black’s matriarch, Walaburga, to learn how to be a pureblood witch worth marrying.
Every day she would come to the Gaunt manor, quiz and train you on behaviors and etiquette. You hated those meetings, she was needlessly cruel and fake nice, to the point it was painful for you to watch her try and flatter and build your fathers ego. It made you sick. Soon, but not soon enough, the summer was over and at least you would be at Hogwarts and away from that sour faced woman.
~~
Remus had gone to your flat that summer, he stayed there for a week before he realized you weren't coming home. He hated it. He hated how you didn't tell him where you were, where you were going. There was this silent agreement between the both of you, You never told him where you would be and he never asked, Never exchanged much about your current personal lives, just the past. So if someone was to ask him where you were, he wouldn't have a clue. You promised him you'd see each other next summer, and that was enough.
At first his bitterness was winning, he wanted to believe you left without a word because you wanted nothing more than what you were that summer. Deep down, however, he knew. He knew by the way you looked at him in the morning, how you would pull him into the middle of the room in your socks and his shirt, like it was a dress on you, twirling around and slow dancing to that record he got you the first time you met. You always got what you wanted, and Remus knew he was what you wanted. When he left, he set a paper folded up between the door and the wall, a simple but desperate note. He needed you.
So when he got back to Hogwarts, he was a wreck. His friends noticed immediately. When he sat on the train, and looked out the window instead of shoving his nose in a book or teasing the others together.
“Moony, you good man?” James spoke up first after the three shared awkward looks.
“Yeah dude, you look like a kicked puppy. Or James when Lily isn't looking at him.” Sirius tried to joke, looking through his suitcase before he paused and his eyes widened.
Remus was suddenly filled with dread. “Don't-”
“Let me guess, the cool girl you met last summer didn't show up this time? Told you, muggle girls her age are crazy.” Sirius laughed, not looking up, only to get jabbed harshly in his side with James’ elbow. Sirius hissed and held his side, looking at James with a glare before James flicked his eyes to Remus.
Sirius looked over and saw just how broken up Remus seemed to be about it. He sighed and gave him a pained sympathetic look. Watching as Peter took out a chocolate bar and handed it over to Remus. He muttered a thank you and took it. Sirius sighed and shook his head. “Look, I'm sorry dude. I don't mean it.”
“It's fine.” Remus answered quickly. “I was surprised she even gave me the time of day. I guess I always have that summer. I'll be over it in time, I'm sure she isn't missing me as much, as I'm moping over her, maybe that will help me get over it.”
He tried to believe that. He really did. His words were coming out low, he tried to sound wise but he truly sounded pathetic. He felt pathetic. She was all he could think about. From the train, to the carriages, to the Great Hall. Lily saw him and gave him a pout, he had written to her over the summer about what had happened. He wanted her perspective about what had happened, where he could have gone wrong, and out of the thirty he sent her she responded in kind to all of them. She walked up to him, straight past James which left the tall boy to theatrics.
“Sirius did she just-” James gasped and clenched his chest.
“She did, James, she did.” Sirius walked up behind him with a smirk.
“Does she love me anymore?” He turned to Sirius and the shorter boy snickered.
“I don't think so, Jamie. I'll always love you, though.” Sirius indulged his theatrics and caught James (totally not with a struggle, totally smooth, Sirius is very strong) and James gasped. “You will, won't you, pads?”
“Always, my love.” Sirius declared his affections and James fanned his face like a swooning Victorian debutante. Lily rolled her eyes so hard she swore they would fall from her face.
She turned back to Remus who gave her a painful smile. “I left her a note like you suggested.”
“Anything?”
“Nothing.” Remus sighed and she nodded carefully.
“I'm sure there is more to it, Remus. Don't let it consume you.” Lily tried to reassure him and he sighed again, making James and Sirius catch up as they sat down.
“Yeah, there are a million girls in the world!” Sirius tried to cheer him up and both Lily and James winced at that.
“None of them are like her.” Remus sighed and Sirius gave an owl-like look and then gave a breath of shock. “... Damn Remus, that much, huh?”
He groaned and hit his head on the table. “I just want to sleep.”
“We could always ditch the sorting ceremony.” Lily tried to nudge him, he seemed to smile at her a bit at the offer.
“Yeah, but then you'll miss a seventh year being sorted.” Peter piped up and the four of them snapped over to look at him.
“What? Seventh?” She asked as she looked up at the kids in front of the hall, before she bit her tongue. “Right.. that Gaunt girl every Slytherin is losing their mind over?”
Sirius choked on his pumpkin juice before he quickly cleared his throat as James patted his back. “Woah mate!”
“Her! My mom was tutoring her all summer. Regulus told me. That girl, trying to be the perfect bride or some shit? Just another spoiled pureblood.” Sirius huffed and Lily gave a faint nod. “I hate to agree, but apparently she's the worst.”
“Of course, she's the Slytherin heir.” Sirius huffed. “Apparently she went to Dumstrung, and you know how awful they are.”
“Ah.” Lily mumbled and her eyes landed on you past the crowd, nudging Remus. “There she is. Oh Merlin, spoiled and pretty? Dangerous combination.”
Remus sighed and looked over as you sat on the chair. His entire body froze. “Ahh! {Y/N} Gaunt! Slytherin!”
The hat didn't hesitate. You had a calm blank expression you were tutored on all summer. Looking across the students, almost bored. You stood up and dusted off your robes, before you froze up at the sound of your name being shouted across the hall.
Remus didn't think. He saw you and shot up from his seat. Lily looked at him, startled, looking between the two before her eyes widened at the name. Oh Merlin.
Sirius was bewildered, James was stunned, and Peter hid his face away from the crowds of students who turned to look at Remus. He got a variety of different looks from everyone, but there was a running theme. Who do you think you are? Talking to Gaunt.
“{Y/N}.” He called again, firmer. You looked like a deer in headlights. Staring at him in a stunned silence before one of the girls you met on the train tugged at your sleeve. You glanced at her and by the time you looked back, Remus was rushing across the hall to you. No no no no no.
“Fuck.” You hissed and snatched your sleeve from her. You watched as he closed in on you. You felt every hair on your neck stand up. “Fuck fuck.” You whispered.
You panicked. And you ran. He was stunned and froze on the spot. You ran straight out of the hall. Remus cursed and turned to his friends, then to the professors. Lily tried to stand and bring him back to sit down, but as if he was a wild animal, the movement gave him a rush of adrenaline. What did he do? What did this absolute stupid and love sick fool do?
He ran after you. The entire hall was silent, even the professors stunned before his head of house yelled at him to sit down. He ignored them, turning the corner out of the hall and dashing down the hall he saw you run down.
The hall was quiet for a moment or two, before Lily spoke up. “I'll make it up to you, Professors!” She shouted back before she ran after the two.
“Me too!” James shouted and followed after her.
“I will not!” Sirius laughed and ran after them, Peter looking at the shouting professor before she made eye contact with him. Peter slowly sat up and she gave him a warning glance, before he quickly scrambled after his friends.
McGonagall could only sigh as Dumbledore stifled a laugh into his sleeve.
#harry potter#harry potter fanfiction#remus lupin x reader#remus x reader#sirius black#james potter#lily#lily evans#jily#remus lupin#professor mcgonagall#minerva mcgonagall#albus dumbledore#professor dumbledore
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Moon in Virgo: Tidy Up Your Biz and Harvest Financial Abundance
Astrologers, rejoice! Business gurus, unite! Because under the meticulous gaze of the Moon in Virgo, it's time to blend cosmic wisdom with practical strategy. Get ready for a potent mix of grounded energy, keen analysis, and a sprinkle of earthy magic ready to boost your business and finances.
Virgo's Virgo-ness: Picture a spotless spreadsheet, a perfectly balanced budget, and a to-do list so organized it whispers sweet satisfaction. That's Virgo's domain. When the Moon dances through this earth sign, it brings a laser focus on details, a knack for efficiency, and an urge to declutter both your physical and financial spaces.
Business Benefits:
Sharpened Skills: Hone your expertise, take that online course, or finally master that new software. Virgo's energy fuels learning and skill development, making you a powerhouse of knowledge and competence.
Channel your inner Hermione Granger under the Virgo Moon! Devour knowledge like polyjuice potion, mastering that new software with flick-of-the-wand ease. Whether it's an online course on astrological forecasting or the intricacies of blockchain technology, Virgo's studious energy makes you a sponge for information, transforming you into a confident, competence-wielding powerhouse ready to tackle any business challenge.
Streamlined Operations: Virgo loves a well-oiled machine. Use this lunar phase to audit your business processes, identify bottlenecks, and implement systems that save time and resources.
Don your efficiency hat, because under the meticulous Virgo Moon, streamlining your business becomes a cosmically ordained quest. Scrutinize processes like a celestial accountant, unearthing time-sucking bottlenecks and banishing them with automated spells (aka, handy new systems). Watch as email chains unfurl into streamlined communication channels, meetings morph into laser-focused action sessions, and your once-chaotic workflow hums like a perfectly tuned engine, freeing up precious time and resources for your entrepreneurial magic to truly shine.
Networking with Purpose: Quality over quantity is Virgo's motto. Connect with potential clients or collaborators who share your values and expertise. Think strategic partnerships, not random coffee chats.
Forget the business card bingo of generic gatherings – Virgo's discerning Moon demands quality connections. Seek out collaborators and clients who mirror your values and expertise, like kindred spirits drawn together by constellations of shared passion. Think chess match, not cocktail party. Craft targeted pitches that resonate with their specific needs, and cultivate strategic partnerships that feel like cosmically ordained alliances. This intentional networking isn't about collecting contacts, it's about igniting mutually beneficial collaborations that propel your business towards the stars.
Marketing Magic: Craft targeted campaigns that speak directly to your ideal customer's needs. Virgo's analytical prowess helps you understand your audience and deliver messaging that resonates.
Under the analytical gaze of the Virgo Moon, ditch the shotgun marketing blasts and unleash laser-focused campaigns that whisper sweet nothings to your ideal customer's soul. Virgo's eagle eye pinpoints their deepest desires and pain points, transforming you into a messaging maestro. Craft content that speaks their language, addresses their specific struggles, and showcases your solutions like the missing puzzle piece to their perfect life. Let go of generic pitches and embrace storytelling that resonates with their values, because under this lunar influence, targeted marketing isn't just effective, it's downright magical.
Financial Fortunes:
Budgeting Bliss: Break out the spreadsheets and get granular. Categorize expenses, track income, and create a budget that feels secure and sustainable. Virgo loves a balanced bottom line.
Spreadsheets sing and budgets balance under the Virgo Moon! Unleash your inner accounting alchemist and transform financial chaos into crystal-clear clarity. Categorize expenses with the precision of a cosmic librarian, track every penny like a moonbeam, and craft a budget that feels not like a restrictive cage, but a beautifully organized, secure haven for your financial future. Virgo craves equilibrium, so find that sweet spot where income and outgoings waltz in perfect harmony, leaving you feeling abundant and empowered, the maestro of your own financial orchestra.
Debt Disposal: Tackle outstanding debts with renewed determination. Negotiate better terms, make extra payments, and experience the liberation of financial freedom.
Ditch the debt demon and embrace the warrior spirit under the Virgo Moon! Channel your inner debt disposal dragon, breathing fire upon outstanding balances with renewed determination. Hone your negotiation skills like a celestial diplomat, securing lower interest rates and crafting repayment plans that fit your budget like a cosmic glove. Make extra payments with the fervor of a moonbeam illuminating a dark cave, watching those numbers shrink faster than a vampire in sunlight. Embrace the sweet liberation of financial freedom, feeling the weight of debt lift like a cosmic spell dissolving, leaving you empowered and ready to conquer your financial Everest.
Savvy Investments: Research, compare, analyze – Virgo's energy is perfect for making informed investment decisions. Seek advice from trusted professionals and prioritize long-term stability over short-term gains.
Transform into a celestial stockbroker under the Virgo Moon! Put on your research goggles and analyze potential investments like a cosmic detective, comparing, contrasting, and sniffing out hidden risks. Consult trusted financial oracles for guidance, but ultimately, let your own Virgo-honed discernment be your compass. Prioritize long-term stability over fleeting trends, building a portfolio that grows like a well-tended celestial garden, not a gambler's dice roll. Embrace the slow and steady path, for under Virgo's meticulous gaze, informed investments blossom into financial freedom, one calculated decision at a time.
Unexpected Windfalls: Keep an eye out for unexpected opportunities to increase your income. Virgo favors those who put in the work, so your dedication could be rewarded with a bonus, a new client, or a lucky windfall.
Keep your antennae tuned to cosmic whispers under the Virgo Moon, for fortune often favors the prepared! Your dedication and sharpened skills could attract unexpected boons like a bonus shimmering out of thin air, a new client drawn by your newfound expertise, or a windfall landing softly as a celestial feather in your lap. Remember, Virgo rewards hard work, so keep hustling, honing, and learning, and trust that the universe may just surprise you with a bonus chapter in your financial story.
Bonus Tip: Embrace the earthy magic of Virgo! Surround yourself with green spaces, incorporate crystals like citrine and jade into your workspace, and practice grounding exercises to channel the Moon's practical energy.
So, there you have it! The Moon in Virgo is your invitation to tidy up your biz, fine-tune your finances, and reap the rewards of your focused efforts. Remember, success is a marathon, not a sprint. Pace yourself, celebrate the small wins, and trust that under Virgo's meticulous guidance, your business and finances will shine.
Now go forth and conquer, astrologically savvy entrepreneurs! Your financial stars are aligned.
#Moon in Virgo#Virgo Moon#business astrology#Astrology business#finance astrology#astrology updates#astro#astrology facts#astro notes#astrology#astro girlies#astro posts#astrology community#astrology observations#astropost#astro observations#astro community
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High-Risk Payment Processing: Strategies for a Thriving Credit Repair Business
Article by Jonathan Bomser | CEO | Accept-Credit-Cards-Now.com
In the ever-shifting landscape of financial services, the voyage of credit repair businesses encounters unique challenges, particularly in the realm of payment processing. As e-commerce ascends and the demand for credit repair services burgeons, the quest for effective high-risk payment processing solutions takes center stage. Whether at the helm of credit repair or navigating the intricate waters of CBD products, the acceptance of credit card payments emerges as a compass pointing to success. This article plunges into the intricacies of high-risk payment processing, unraveling strategies that not only foster flourishing enterprises but also position them as pioneers in their industry.
DOWNLOAD THE HIGH-RISK PAYMENT PROCESSING INFOGRAPHIC HERE
The Magnetic Pull of Credit Card Acceptance
Beyond mere convenience, the magnetic pull of credit card acceptance resonates profoundly in today's business milieu. It is not merely about transactional ease; it's about broadening horizons and amplifying revenue streams. By embracing credit card payments, be it in the arena of credit repair or CBD enterprises, businesses swing open gates to a more extensive clientele. Customers, valuing the versatility and security offered by credit and debit cards, find it simpler to engage with services providing this option, translating into heightened conversion rates and the organic growth of businesses.
High-Risk Merchant Processing: A Strategic Alliance
In sectors like credit repair and CBD trade, where the "high-risk" tag is commonplace, perceiving it as an opportunity rather than an obstacle becomes paramount. It's not merely a label but a gateway to markets teeming with potential. To navigate this successfully, forging alliances with reliable high-risk merchant processing providers emerges as a strategic imperative. These specialized processors comprehend the unique challenges faced and deliver tailored solutions to suit the specific needs of credit repair businesses and CBD merchants.
E-commerce Payment Processing: Transformative Paradigms
The realm of e-commerce payment processing emerges as a transformative force for credit repair businesses. It not only facilitates secure online payments but also equips businesses with tools to efficiently manage transactions. The article underscores the significance of e-commerce payment processing, shedding light on its pivotal role and emphasizing the need for specialized payment gateways attuned to the intricacies of the credit repair industry.
The Strategic Leverage of Credit Repair Payment Gateways
A credit repair payment gateway stands as the linchpin for online business operations, ensuring seamless connections between customers and services while safeguarding their financial data. The article advocates for the careful selection of payment gateways aligned with business goals, ensuring a frictionless checkout process, reduced cart abandonment rates, and an augmented revenue stream. Features like one-click payments and compatibility with various credit and debit cards take center stage in enhancing the user experience.
The Tactical Significance of CBD Merchant Accounts
For CBD merchants, the possession of a dedicated CBD merchant account emerges as a strategic imperative. The association of the CBD industry with cannabis places it within the high-risk category. However, with the burgeoning acceptance of CBD products, the market presents rapid expansion. The article delves into the significance of a dedicated CBD merchant account, emphasizing its role in enabling businesses to offer customers the convenience of credit card payments and contributing to overall business growth.
The Ever-Present Ally: Online Payment Gateways
In a digital age where business operations transcend time zones, an online payment gateway becomes the perpetual ally, processing payments even when physical stores shutter for the day. The perpetual availability not only broadens revenue potential but also elevates customer satisfaction. The global reach facilitated by online payment gateways extends business access to customers worldwide, free from geographical constraints.
The Pulsating Core: Credit Card Processing Systems
In the intricate dance of credit repair or CBD ventures, the pulsating core lies in a reliable credit card processing system. This system serves as the nucleus, ensuring secure and swift transactional processes. The article advocates for investments in robust credit card processing systems, emphasizing the need for real-time transaction monitoring and fraud prevention features. The assurance of secure transactions emerges as priceless for both businesses and customers.
The Guardian Shield: High-Risk Merchant Accounts
In the arena of high-risk businesses, a high-risk merchant account stands as the guardian shield, offering protection against potential challenges. This shield provides access to payment processing solutions tailored to the industry's needs. With the right high-risk merchant account, businesses can navigate the labyrinth of high-risk payment processing with unwavering confidence.
Embracing High-Risk Payment Processing for Triumph
Embracing high-risk payment processing is not merely a choice but a necessity for credit repair businesses and CBD merchants. The article underscores the empowerment derived from accepting credit cards, enabling businesses to thrive and grow. The advocacy for partnerships with reliable merchant processing providers and the utilization of secure payment gateways crystallizes into a seamless and secure transaction experience for customers.
youtube
In a dynamic business landscape, adaptability emerges as the keystone. The high-risk label should not be viewed as a deterrent but as an opportunity to shine in the industry. The article encourages investments in robust credit card processing systems and dedicated high-risk merchant accounts to safeguard businesses and propel them toward success.
In the contemporary digital epoch, where convenience and security reign supreme, accepting credit cards for credit repair and CBD products paves the path to prosperity. The article urges businesses to embrace the power of high-risk payment processing, positioning themselves for success and a brighter future. It's an invitation to say yes to new heights.
#high risk merchant account#payment processing#credit card processing#high risk payment gateway#high risk payment processing#accept credit cards#credit card payment#merchant processing#credit repair#Youtube
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hi howve you been!
much better, thank you anon! I hope you're doing great as well!! <33
Just for that, do you want to hear a fun story?
In 1955, there was a Great Onion Debacle.
Yes. Onions.
A little backstory - in finance, there are financial contracts called "futures". What futures are is a contract that lets a person buy an item in the future for the price it costs today.
So in 1955, onion futures (contracts) -of all things! Onions are amazing though so I guess I understand - were the most traded commodity on the Chicago Mercantile Exchange which is like a trading company sort of like Wall Street. Two men, Vincent Kosuga and Sam Siegel, realized this and were like "man, we can make a fortune out of this!". So what they did was they bought literally metric tons of onions and onion futures. They bought so much they controlled 98% of all the onions in Chicago. They were now an onion monopoly.
Because they controlled all the onions, they now decide to short sell the onion futures. Short selling is when you sell an item now and then decide to rebuy it in the future when the price drops.
So basically imagine your selling a house. You'll make tons of money but once the economy improves, the the price of the house will drop and you decide to rebuy it and thus make a profit. Because you sold it for more than what you bought it again for.
And that's what the two men did. Because they had control of all the onions and onion-related trading, they controlled the onion market (lol this is literally so funny. "onion market") using supply and demand. In the market, the more you have of something, the less if costs because there isn't a need for that much of the item. Like if you have a super rare pokemon card or baseball card, you're going to sell it for more because there's a less quantity. Whereas if you had a normal card, you would sell it for less because it's in abundance and everyone can get it.
So that's what they did. After collecting all the onions in chicago, they basically dumped all the onions at once back into the market, and because there was so much, the price of the onions shot down. Not only that, once the onions spoiled, they would throw out the old and bring in new ones. From an outside perspective, it looked like there were sooo many onions and onion shares so the price of the shares dropped drastically too, making it really cheap. And when I mean he dumped them, HE LITERALLY DUMPED THEM! He took what onions he had left in storage and trucked them to the Chicago Board of Trade, literally flooded the market and streets with onions. Onions, worthless at that point, were dumped into the Chicago River! 30,000,000 pounds of onions! 14,000,000 kgs!
Kosuga and Siegel made millions. $1 in 1955 is equal to $11.51 dollars in 2024. Kosuga, mainly, made $8.5 million which is equal to $97,835,000!!! THATS ALMOST A BILLION DOLLARS COMING FROM SELLING ONIONS. That's freaking insane 😭😭😭 biggest almost scam of the century and listen to this -
While the guys were raking in the big bucks, the sheer amount of onions being shipped to Chicago caused nation-wide shortages of onions everywhere else!!!
ADS;FKJNDAK FOR REAL ONIONS IN CHICAGO WERE GOING FOR LIKE $0.10 FOR A BAG WHEN THEY USED TO BE $2.75! THATS A 96% DROP IN THE COST OF ONIONS!
The Commodity Exchange Authority caught wind of Siegel and Kosuga’s little game and they immediately initiated an investigation, while congressional held actual hearings on the issue. In the end, congress created an Onion Futures Act which banned the futures trading on onions 😭. The law is still in effect today, making onions the only banned trading commodity in the United States.
And here's the kicker - after creating possibly on the the biggest scams of the century, Kosuga got away with all this scot free. Despite the massive amounts of damage his calculated betting did to literally everyone else but him, he technically didn't break any rules because there were no rules on this for him to break. He even became a businessman and philanthropist and later on he opened up a restaurant called "The Jolly Onion Inn", and became a chef. The restaurant quickly grew until it was one of the most popular restaurants.
I don't know what the moral of this story is but if you're smart you can get away with any thing 😂😅
But the fact that onions caused the biggest scam of the century 😂😂😂 wild.
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What Are the Key Trends Shaping Domestic Money Transfers?
Domestic Money Transfers have evolved significantly in recent years, driven by advancements in technology, changing consumer preferences, and increasing regulatory oversight. The emergence of Digital Solutions, coupled with the integration of innovative financial tools, has reshaped the way individuals and businesses transfer funds within a country. This article delves into the key trends shaping Domestic Money Transfers, highlighting the role of technology, accessibility, and efficiency in this transformation.
1. Digital Transformation in Money Transfers
One of the most significant trends in Domestic Money Transfers is the widespread adoption of Digital Solutions. Traditional methods, such as bank drafts and money orders, are being replaced by mobile apps, digital wallets, and online banking platforms. These technologies allow for faster, more secure, and convenient transactions, catering to the growing demand for real-time payments.
The rise of digital banking has made it easier for consumers to transfer money with just a few taps on their smartphones. Mobile apps, have become household names, enabling peer-to-peer transfers with minimal fees and instant confirmation. These platforms not only enhance user experience but also reduce the dependency on cash, making transactions more efficient and traceable.
2. The Role of Fintech Companies
Fintech companies play a pivotal role in revolutionizing Domestic Money Transfers. By leveraging cutting-edge technologies like artificial intelligence (AI) and blockchain, they are addressing common challenges such as high transaction costs, delays, and lack of transparency. Companies like Xettle Technologies, for instance, have developed innovative platforms that streamline domestic payments, offering features like instant transfers, robust security protocols, and user-friendly interfaces.
These fintech solutions are particularly valuable for small businesses, freelancers, and gig economy workers who rely on seamless and affordable payment methods to manage their finances. By integrating Digital Solutions into their operations, fintech companies ensure that users can access fast and reliable money transfer services without the limitations of traditional banking systems.
3. The Shift Toward Real-Time Payments
Real-time payments (RTP) have emerged as a game-changer in Domestic Money Transfers. Consumers and businesses increasingly expect instant fund availability, whether for payroll, bill payments, or peer-to-peer transfers. Real-time payment systems eliminate the delays associated with traditional methods, ensuring that funds are credited within seconds.
Governments and financial institutions worldwide are investing in RTP infrastructure to meet these demands. In the United States, for example, the Federal Reserve’s FedNow Service aims to provide a nationwide RTP platform by facilitating instant transfers between banks. Similarly, other countries have implemented systems like India’s Unified Payments Interface (UPI) and the United Kingdom’s Faster Payments Service, highlighting the global push for faster domestic transactions.
4. The Growth of Mobile Money and Digital Wallets
Mobile money and digital wallets are becoming integral to the domestic payments ecosystem. These Digital Solutions provide a secure and convenient way to store and transfer money, especially for unbanked or underbanked populations. Platforms like Apple Pay, Google Pay, and Cash App offer seamless integration with smartphones, enabling users to make transfers, pay bills, and shop online without the need for physical cash or cards.
This trend is particularly prominent in emerging markets, where mobile penetration is high but access to traditional banking infrastructure remains limited. By bridging this gap, digital wallets are fostering financial inclusion and empowering users to participate in the digital economy.
5. The Influence of Open Banking
Open banking is another trend shaping Domestic Money Transfers by fostering collaboration between traditional banks and fintech companies. Through secure APIs (Application Programming Interfaces), open banking allows third-party providers to access customer data (with consent) to create tailored financial services. This innovation promotes competition and encourages the development of more efficient and customer-centric money transfer solutions.
With open banking, users can link multiple accounts to a single platform, making it easier to manage funds and initiate transfers. For businesses, open banking streamlines payment processing, enhances cash flow management, and provides real-time insights into financial transactions.
6. Enhanced Security and Fraud Prevention
As Domestic Money Transfers become increasingly digital, ensuring security is paramount. Advanced fraud prevention measures, such as biometric authentication, tokenization, and encryption, are being integrated into money transfer platforms to protect user data and prevent unauthorized access.
AI and machine learning play a crucial role in detecting suspicious activities and mitigating risks. These technologies analyze transaction patterns in real time, flagging anomalies and preventing fraudulent transfers before they occur. For consumers and businesses alike, enhanced security builds trust and encourages wider adoption of digital money transfer solutions.
7. The Push for Financial Inclusion
Digital Solutions for Domestic Money Transfers are also driving financial inclusion by reaching underserved populations. In rural areas and low-income communities, mobile money platforms and agent networks provide access to basic financial services, allowing individuals to send and receive money with ease. This democratization of financial services helps reduce economic disparities and fosters greater participation in the formal economy.
8. Regulatory Support and Standardization
Supportive regulatory frameworks are facilitating the growth of Domestic Money Transfers. Governments and regulatory bodies are working to create standards for interoperability, data security, and compliance, ensuring that digital payment systems operate seamlessly and transparently. Initiatives like regulatory sandboxes allow fintech companies to innovate while adhering to legal requirements, creating a balanced ecosystem for growth and innovation.
Conclusion
The landscape of Domestic Money Transfers is undergoing a profound transformation, fueled by the adoption of Digital Solutions, technological advancements, and evolving consumer expectations. Trends such as real-time payments, mobile money, open banking, and enhanced security measures are redefining how individuals and businesses manage their financial transactions.
Fintech companies like Xettle Technologies are at the forefront of this revolution, delivering innovative tools that simplify domestic payments and enhance user experience. As these trends continue to shape the market, the future of Domestic Money Transfers promises to be faster, more inclusive, and more secure than ever before.
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is copywriting a good job to look into as a writer? im job hunting and i see quite a few openings online but im worried the work will be extremely dreary
i didnt set out to be a copywriter -- frankly when i graduated i had no idea what i wanted to do. i spent about three and a half years freelancing and doing gig work and i'd make like 140 bucks a month on a good year. i happened to apply for a copywriting job among a sea of other entry level things -- social media coordinator, communications associate etc. and i feel SOOOOO fucking blessed that i fell into copywriting
in terms of money: copywriting is very lucrative if you get the experience for it and stay the course. my very first position with no prior copywriting experience (just freelance writing experience) paid me 35/hr. starting off you'll probably make about 50k but moving up the hierarchy can pay a LOT. with four years of experience, during my job hunt i would say the vast majority of the positions i interviewed were within a six figure salary band. moving up the hierarchy, lots of senior copywriters make six figs, and some associate creative directors make over 200k. you can definitely live comfortably as a career copywriter if you play your cards right.
in terms of work: personally i love copywriting, but it's an arm of marketing. if you cant stomach writing marketing materials or learning how marketing works, it might not be for you, but i kinda make it into a game in my head. there's a lot of different kinds of copy -- short form (landing pages, social media blurbs, headlines, emails, product descriptions etc) and long form (white papers, SEO articles/blog posts, ebooks). i would aim to find a copywriting position that will have a wide scope of copy types, because that helps cultivate a well-rounded resume (i.e. shoot for a job that'll have you writing landing pages, emails and blog posts etc over one that's just headlines and captions).
there is also B2C (business to customer, as in marketing a consumer product to individuals) and B2B (business to business, as in marketing a product like mailchimp to a business). i mostly do B2C, but I also do B2B now. it's fine to start with just one, but i'd say right now demand is very high for B2B
the good thing about copywriting is that basically any industry requires it in some capacity. i've worked predominantly in entertainment and digital media, but right now i'd say the biggest demand is in healthcare, fintech and SaaS (software). i freelance for a telehealth company right now in part because i want to make my portfolio more well-rounded. but as i said, nearly any industry can need one -- hospitality, beauty, fashion, retail, nonprofits, anything that is a business that needs to be advertised. when i started, i worked in television, which meant my days largely consisted of watching shows before air and writing episode descriptions. i had a lot of fun!
personally, i dont find my work dreary. sometimes it can be a LITTLE tedious if i'm writing something more technical/internal, but the whole point of copywriting is to figure out how to entice someone to check something out, which means puzzling out how to write something fun and engaging. if you want something less marketing-focused, i would look into getting into technical writing. this is basically writing informational texts and guides for technology and similar things. it pays VERY well and is usually in high demand, but i will say it's definitely more tedious than copywriting.
in short: yes i love copywriting and you can be very financially stable in it! i'd argue it's one of the most financially comfortable day jobs for someone with writing experience. happy hunting anon!!!! i hope u get what ur after
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Starting an e-commerce business can be an exciting venture with immense potential. However, with the opportunities come challenges and uncertainties. Before diving into the world of online retail, it’s crucial to plan carefully and set a solid foundation. Here are some essential tips to consider before launching your e-commerce business:
1. Conduct Market Research
Understanding the market is fundamental to any successful business. Start by identifying your target audience and analyzing competitors. Research trends, customer preferences, and potential gaps in the market. Tools like Google Trends, social media analytics, and industry reports can provide valuable insights. This research will help you tailor your products or services to meet market demands and differentiate yourself from competitors.
2. Define Your Business Model
E-commerce offers various business models, such as B2C (Business to Consumer), B2B (Business to Business), C2C (Consumer to Consumer), and subscription-based models. Determine which model aligns with your goals and resources. Each model has its own set of challenges and requirements, so choose one that best fits your product or service and target market.
3. Create a Solid Business Plan
A comprehensive business plan serves as a roadmap for your e-commerce venture. Outline your business goals, strategies, target audience, marketing plan, financial projections, and operational plan. This document will not only guide your efforts but also help secure funding if needed. A clear plan can keep you focused and organized as you navigate the complexities of launching and running an e-commerce business.
4. Choose the Right E-Commerce Platform
Selecting the right e-commerce platform is crucial for the success of your online store. Popular platforms like Shopify, WooCommerce, Magento, and BigCommerce each offer unique features and capabilities. Consider factors such as ease of use, scalability, customization options, payment gateways, and integration with other tools. The platform should align with your business needs and provide a user-friendly experience for both you and your customers.
5. Develop a User-Friendly Website
Your website is the face of your e-commerce business. Ensure it’s designed to be user-friendly, visually appealing, and optimized for mobile devices. A clean, intuitive layout with easy navigation will enhance the shopping experience and reduce cart abandonment rates. Focus on high-quality images, detailed product descriptions, and a seamless checkout process. Additionally, implement search engine optimization (SEO) strategies to improve your site’s visibility in search engines.
6. Implement Secure Payment Processing
Security is a top priority in e-commerce. Customers need to trust that their payment information is safe. Choose a reputable payment gateway and ensure your website uses SSL certificates to encrypt data. Additionally, offer multiple payment options, including credit/debit cards, digital wallets, and other payment methods that are popular with your target audience.
7. Plan Your Logistics and Supply Chain
Efficient logistics and supply chain management are vital for e-commerce success. Develop a strategy for inventory management, warehousing, and shipping. Decide whether you’ll handle fulfillment in-house or partner with third-party logistics providers. Consider shipping options, delivery times, and costs. A smooth and reliable fulfillment process can significantly impact customer satisfaction and repeat business.
8. Craft a Marketing Strategy
Effective marketing is essential to drive traffic and sales to your e-commerce store. Develop a multi-channel marketing strategy that includes social media, email marketing, content marketing, and paid advertising. Create engaging content, run promotions, and leverage social media platforms to build brand awareness and attract customers. Monitor and analyze the performance of your marketing efforts to refine your strategies over time.
9. Focus on Customer Service
Exceptional customer service can set your e-commerce business apart from competitors. Provide multiple channels for customer support, such as live chat, email, and phone. Ensure timely responses to inquiries and resolve issues promptly. Building strong customer relationships and encouraging feedback can enhance customer loyalty and drive positive reviews.
10. Monitor and Adapt
The e-commerce landscape is constantly evolving. Regularly review your business performance, track key metrics, and gather customer feedback. Stay informed about industry trends and technological advancements. Be prepared to adapt your strategies and operations based on insights and changes in the market.
#ecommerce#marketing#business#digitalmarketing#ecommercebusiness#entrepreneur#onlineshopping#website#seo#webdesign#b#marketingdigital#onlinebusiness#branding#shopify#smallbusiness#socialmediamarketing#webdevelopment#online#amazon#shopping#onlinestore#onlineshop#design#ecommercewebsite#dropshipping
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Writing Samples.
Interested in RPing as Vox with my Valentino? Read my RP ad here!
1 - In the Beginning
Vox was interesting. The little man seemed to live inside a world of his own design, meticulously manufactured right down to the last excruciating detail. He controlled his public image with about as tight a fist as he controlled the public broadcasting schedule. It was an impressive way to go about one's afterlife.
With that much practice manipulating the way he was depicted, it was no wonder TV-head knew what he was doing in business. The money was good-- no, the money was great. Working with VoxTek over the last few weeks had facilitated more quality recordings and sales than Valentino had managed to secure in years. Their relationship-- strictly financial, defined in ink on paper-- had proven a boon for them both.
Fucking with profits of that magnitude was a fool's game. But shit if Val didn't still feel that itch under his skin, the kind of hot prickle that made him frustratingly restless. He squirmed as the energy thrummed through his veins, clawing at his rational thought. Vox was too perfectly composed. Val wanted, needed, to peel back the layers of his public persona to see the circuitry underneath, to see what made him tick. There had to be more to Vox than a surface image, and Valentino was compelled to expose it out of selfish, morbid curiosity. Maybe he didn't need to see Vox break, but a bend would suffice. Preferably under the tall heel of his boot.
So, the pimp had invited him to the grand opening of their newest joint venture: Club S3NS3. This is a great chance for you to see your marketing dollars at work, he'd purred into his message, pouring honey into every syllable. And you're so smaaart! You can give me honest feedback about the place, make it better. Creatures like Vox loved to be asked for help, loved the opportunity to flaunt their superiority like a badge. I want this to be good for both of us, Val had whispered, sultry-sweet. He'd left the address, a date, and a time. And now, he waited.
He was slouched low in his throne, tucked neatly into the second-floor VIP balcony with thighs spread about as far as they physically could. Tonight, his oral fixation had not one but two vices to satisfy it: a whiskey sour in one hand, the long stem of his cigarette in another. He alternated sampling them with crumbling patience. The club was alive around him, even well after Angel's first performance had concluded. The lights spun, a mass of bodies continued to writhe on the dance floor, and the pair of succubi that flanked him squirmed and fussed for his attention. Valentino ignored it all. From his perch up high, his eyes were fixed on the door, eager for his guest's arrival.
2 - Valentino's Day
It wasn’t that he disliked Valentine’s Day. It just seemed… slightly pointless. Valentino didn’t need an excuse to stick his tongue down anyone’s throat. He didn’t need an excuse to surround himself with overpriced gifts on someone else’s card. But, hey, the holiday did give him an excuse to charge more for he and Velvette’s love potions. It did give him an excuse to decorate the tower’s lobby in his own colors, draping tacky garlands of red and white hearts from every corner to cheekily obscure the egotistical cardboard cutouts set up in Vox’s image.
Maybe most importantly, it gave him an excuse to demand attention. Well. More attention than usual.
“Ah, I think he’s— he’s in the middle of reviewing the broadcasting lineup for the week,” Vox’s assistant chirped, holding his hands up in a desperate plea. Panic made his mismatched eyes huge and round, shoulders hiked up too high to be comfortable.
Val spared him a sidelong glance as he pushed past, lip curled with a hint of disdain. “That’s nice,” he said flatly, ducking to fold himself into the elevator. The assistant opened his mouth to protest again; Valentino wiggled his fingers in a parting gesture as the doors snapped shut. Vox been busy the entire day, today of all days. As long as he wasn’t broadcasting live, a little break wouldn’t kill him. Probably.
When the platform in Vox’s office-studio-security-room eventually descended, it contained exactly one grinning moth demon, two hands folded neatly beneath the curtain of his wings. “Don’t tell me you’re going to be in here all daaay.” Val sang the last syllable, jutting out his lower lip in an exaggerated pout as he approached. That pout soured the closer he moved, his thin veneer of restraint dissolving quickly. He’d been left to his own devices for too long, clearly. “Nothing on those screens can possibly be that interesting. Come out with me before you rot into that fucking chair. We should be at that new club’s opening.”
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What Is a White Label Product and How Does It Work?
It's possible that products offered by some of the most well-known corporations in the world are not as uncommon as you might think. The company that actually produces their branded products is an outsider that markets the same things under different labels. White labelling is a well-known commercial strategy that is applied to numerous consumer product categories.
What does white label mean?
The practice of producing goods and marketing them under several brand names is known as "white labelling." Although white label products may differ in terms of branding, packaging, logos, and even prices, but their fundamental architecture remains the same. Limited product customization options, such as adding a brand logo or design on a product's exterior, may be available from white label manufacturers. In exchange for large orders, they might also give retailers discounts. After a purchase, products from other white label services, such print-on-demand businesses, are shipped straight to customers.
What are white label products?
White label products are produced by a different company than the one that markets or even sells them. The benefit is that multiple businesses can handle different aspects of the product development and sales process. Depending on their area of competence and inclination, three firms can concentrate on different aspects of the product: producing, marketing, and selling. The main advantages of white label branding for businesses are the time, energy, and financial savings on production and marketing expenses.
Another significant benefit of private label brands is that if a supermarket has an exclusive agreement with a manufacturer, the company may have cheaper average transportation costs and distributional economies of scale. The shop was able to offer the product for less and still make a larger profit margin due to decreased delivery expenses.
The rise in popularity of private label products indicates that customers are becoming less devoted to their preferred established brands and more price-conscious. The rise of private label brands in several nations is negatively impacting the market share of national brands or manufacturers.
White Label Branding Examples-
Electronics Industry:
Electronics manufacturers frequently white label their goods under different brand names. For example, a manufacturer may make tablets or smartphones for businesses that rebrand and sell the products under their own name.
Beauty and Personal Care:
The beauty and personal care industries are big on white labeling. A large number of private label cosmetic firms’ contract with other manufacturers to make their goods; these manufacturers create white label products and package them under the private label brands' names.
Grocery and Retail:
Frequently found in supermarkets and big-box stores, white label products are produced by outside vendors and marketed under the supermarket's own name. These consumer goods include everything from food products like snacks and canned foods to cleaning supplies and household goods.
Payment Processing:
White label payment processing solutions are frequently provided by payment gateway providers. This makes it possible for companies to seamlessly integrate the payment gateway into their operations and provide their clients payment processing services under their own identity.
Software:
Numerous web hosting providers provide best white label solutions that can be altered and rebranded by other enterprises. Email marketing platforms offer white-label software alternatives that enable agencies to sell email marketing services under their own brand.
Financial Services:
Financial institutions sell financial services and goods to other businesses under a white label. White labeling branded credit cards, prepaid cards, and even banking solutions are examples of this, in which the partner company's branding and client experience are tailored.
Web Hosting:
White label hosting is a service that many web hosting providers provide. Because of this, resellers are able to offer web hosting packages under their own brands, with the main web hosting provider handling the setup and maintenance for the web hosting.
A huge number of people have discovered their calling in the web hosting industry, which has grown to be quite large. With over 126 million web hosting companies based there, its valuation is predicted to reach over $83 billion by 2021. White label hosting is a component of that sector. Reseller hosting is directly related to it.
It becomes an affordable option for small businesses to enter the web hosting industry and launch their own web hosting company when paired with white label reseller hosting. In order to help you resale hosting and launch your business, we will go over the steps and information you need to know in this post.
White Label Reseller Hosting: What Is It?
Finding a parent provider to purchase resources from and selling their servers, bandwidth, RAM, and other components are examples of this. You should not handle the technical specifications, server management, or maintenance on your own. It essentially lets you run your own web hosting company without having to deal with all the difficult technical aspects. Many providers also have their own reseller programs because it has become a popular choice among users.
Working of white label reseller hosting?
You need to first find a parent provider and buy a reseller plan in order to receive web hosting services if you want to engage in the white label web hosting industry and operate a reseller hosting website. Once you've selected a parent company, you can launch your hosting company.
With white label web hosting, you want to charge your clients more than you did when you bought the reseller plan and acquired the required resources from your parent provider. By doing this, you avoid having to spend any time or money on your own server setup or other resource purchases.
What does White label Reseller Hosting include?
User-Friendly Control Panel
An essential tool for managing websites is a user-friendly control panel. You can make backend changes and, if required, provide the client access via control panel access.
Scalable
If your clientele is growing or you're in charge of a website that needs more server power, reseller hosting should allow you to increase server resources.
Integrated Billing
WHM billing software, which enables you to bill your clients and oversee their payment schedules, is included in the majority of reseller accounts. Thanks to this, making sure your clients pay you on time is no longer a burden.
Integration of Domain and Email
With reseller accounts, you can sell domain names and email account upgrades. These can elevate your services when included in your hosting packages.
Private Name Servers
Thanks to private name servers, your brand and the hosting provider whose servers you're using will become more distinct.
Website hosting always remains in demand. White label hosting allows you to give your clients the choice of operating their server without requiring you to handle any of the expensive or challenging aspects of it.
Make sure to conduct thorough research before deciding on the ideal reseller plan for your company. Locate a reputable host that can provide the ideal server environment for you and your clients.
How White Label Solution Is Better?
There are a number of reasons why white label products might be the best option for your company as a business.
No risk
There is always some risk involved in starting your own business, but part of that danger can be reduced by white labelling your products. Because you're not spending as much money on creating a new product, risk is reduced.
Therefore, you won't lose as much money if the product doesn't work out in the market as you would if you had started from begin with its development. Select a white label product from a reliable supplier to further reduce your risk.
Improved quality assurance
Lastly, you may be confident that white label products will have superior quality control than those that you would make yourself. This is because, compared to you, the white label manufacturer is probably going to have a stronger quality control procedure.
Furthermore, since the white label manufacturer probably produces labels for other businesses, it usually has a group of quality control specialists on staff who can guarantee that the product fulfills your requirements.
Quicker to launch
White label products are also preferred since it can be considerably quicker to bring a product to market with them than it is to design one from the ground up. Once more, this is because you're just rebranding an already-existing product—the production process isn't being started from scratch. Hence, white labelling can be a fantastic choice if you want to launch a product rapidly.
The time to market is the largest advantage of white labelling. It can take months, or even years, to develop a product from scratch, find a manufacturer, and bring it to market. White labelling allows you to expedite that procedure and get your goods onto the market much faster.
More adaptability
Additionally, white label products provide more freedom than creating your own product. For instance, you still have control over the product's logo, packaging, and marketing if you white label it.
This implies that you can design a special product for your brand and customize it to your target market. Furthermore, even if you have less control over the production process, you still have a great deal of influence on how your customers are shown the goods.
Affordable
White label products are popular because they are an affordable means of launching a business. Best White labelling can be a big benefit, especially for small businesses, as it eliminates the upfront expenditures associated with product development, production, and marketing.
The largest financial benefit of white labelling, is that there are no expenses associated with product development or marketing. Rather, you're simply capitalizing on the success of another company's product, allowing you to launch your firm with less overhead and more swiftly."
Lower requirements for minimum orders
also typically have lower minimum order quantities than if you were to produce the product yourself. This is so that the white label manufacturer won't have to start a new production line just to fill your little request because they already have the product in stock.
Therefore, white label products can be a terrific choice if you're just getting started and don't need many products.
Conclusion-
White label products are produced by a same business, then packaged and marketed by other businesses under different brand names. It has been profitable for big-box stores to provide white label products with their own branding.
Since the late 1990s, private label branding has become a global phenomenon that has grown gradually. White label branding offers businesses a number of advantages, including reduced production and marketing expenses, time, and energy expenditures.
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So uh...Digimon Seekers being a web novel will be interesting.
It's an interesting format for sure. I'm guessing they're trying to find a way to keep "constant content" going in light of the loss of the anime timeslot and all that (the card game's doing well, but there's only so much it can do by itself).
Speaking of which! Let's talk about the elephant in the room, which is Digimon losing its timeslot and Ghost Game not getting a follow-up anime! In previous occasions, every time Digimon lost a timeslot and the anime went on hiatus again, that meant the franchise was in danger of dying (again), but...as of earlier this year, Digimon is now Toei's third best-selling IP internationally. So it is highly doubtful that the anime is going back on hiatus simply because things aren't doing well.
So, what's actually going on?
We're used to the idea of "Digimon should run back to back if it does well," and that's true of series that are explosively popular (which Digimon is not right now, even if it's not on the verge of dying either), but in actuality, the Fuji TV 9 AM slot is a high-demand one to the point most franchises don't get to run for three years on it consecutively. That kind of thing is rare enough that Japanese fans familiar with the timeslot have commented that Digimon has probably accomplished a lot getting to keep it for the last three years. There are only two IPs that have ever gotten to run for four consecutive years or longer on that slot: one is Dragon Ball (I think "not being as profitable as Dragon Ball" is hardly something to freak out about), and the other is Digimon itself.
That financial report I just linked says that Digimon is Toei's best internationally selling IP including overseas sales. While we've had a lot of reports recently about Digimon's financial success, they all specifically note that it means internationally and not just Japan -- and, granted, that's still important especially because Toei and Bandai have been trying to aim for more of an international market in recent years, but that's what's telling us that the video games and card games are what's carrying Digimon now, not necessarily the anime, which currently has very little influence outside Japan besides the Crunchyroll simulcast (and probably some East Asian language dubs), and I imagine that doesn't contribute very much. And the Adventure: English dub doesn't seem to be coming out anytime soon...
Like I've said, the card game is doing great, and sets have been coming out in Chinese and Korean as of late.
So while I'm no financial analyst, I'm guessing they've decided to put a hold on the kids' anime right now because it's not a very good outlet for their current best option, which is to focus more on building an international market and solid base. That doesn't mean kids' anime will never come back, and it also doesn't mean the franchise isn't already in a much better situation than it was when Frontier, Savers, Xros Wars, and Appmon ended, because the recent success of the video games and card games gives them a lot more of a foothold to do more business ventures, and maybe they can funnel that into actually getting partnerships to dub future kids' anime if they want to do that again. Moreover, it's true that in the past, the franchise would hit life support every time the anime stopped, but that's because the franchise was dependent on having a running anime for attention, which is not the case now because the card game has been doing fine independently of the anime. So I think it's pretty easy to understand that having an ongoing kids' show won't be the best option for them at the current moment, and meanwhile Digimon Seekers is coming out in multiple languages at once, so you can see what the strategy is here.
Of course, I think much of Digimon's best content is in the kids' shows, so I hope it comes back (and I'm certainly not a huge fan of the idea of the only anime we get being from that pipeline that's focusing on nostalgia stuff with Adventure branding), but that's how I see it for now.
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LETTERS FROM AN AMERICAN
May 14, 2024
HEATHER COX RICHARDSON
MAY 15, 2024
Today the White House announced tariffs on certain products imported from China, including steel and aluminum products, semiconductors, electric vehicles, batteries and battery components, solar cells, ship-to-shore cranes, syringes and needles, and certain personal protective equipment (or PPE). According to the White House, these higher tariffs are designed “to protect American workers and businesses from China’s unfair trade practices.” Tariffs are essentially taxes on imported goods, and altogether the tariff hikes cover about $18 billion in imported goods.
In 2018, Trump abruptly ended the economic era based on the idea that free trade benefited the global economy by putting tariffs of 25% on a wide range of foreign made goods. This was a cap to a set of ideas that had been sputtering for a while as industries moved to countries with cheaper labor, feeding the popular discontent Trump tapped into. Trump claimed that other countries would pay his tariffs, but tariffs are actually paid by Americans, not foreign countries, and his have cost Americans more than $230 billion. Half of that has come in under the Biden administration.
Trump’s tariffs also actually cost jobs, but they were very popular politically. A January 2024 National Bureau of Economic Research working paper by David Autor, Anne Beck, David Dorn, and Gordon H. Hanson established that the trade war of 2018–2019 hurt the U.S. heartland but actually helped Trump’s reelection campaign. “Residents of regions more exposed to import tariffs became less likely to identify as Democrats, more likely to vote to reelect Donald Trump in 2020, and more likely to elect Republicans to Congress,” they discovered.
Now Trump is saying, that if elected, he will impose a 10% tariff on everything imported into the United States, with a 60% tariff on anything from China and a 100% tariff on any cars made outside the U.S.
In contrast, the administration’s new tariffs are aimed only at China, and only at industries already growing in the U.S., especially semiconductors. Tariffs will rise to 50% on semiconductors and solar cells, 100% on electric vehicles, and 25% on batteries, a hike that will help the Big Three automakers who agreed to union demands in newly opened battery factories, as well as their United Auto Workers workforce. “I’m determined that the future of electric vehicles be made in America by union workers. Period,” Biden said.
The administration says the tariffs are a response to China’s unfair trade practices, and such tariffs are popular in the manufacturing belt of Michigan, Wisconsin, Ohio, and Pennsylvania. Democratic senators from that region have asked Biden to maintain or increase tariffs on Chinese imports after “[g]enerations of free trade agreements that prioritize multinational corporations have devasted our communities, harmed our economy, and crippled our job market.”
In other economic news, a new rule capping credit card late fees at $8, about a quarter of what they are now, was supposed to go into effect today, but on Friday a federal judge in Texas blocked the rule. The new cap was set by the Consumer Financial Protection Bureau (CFPB), the brainchild of Massachusetts Democratic senator Elizabeth Warren, and was part of the Biden administration’s crackdown on “junk fees.”
The U.S. Chamber of Commerce and the American Bankers Association sued to stop the rule from taking effect, and U.S. District Judge Mark Pittman, appointed by Trump, issued a preliminary injunction against it. His reasoning draws from an argument advanced by the far-right Fifth Circuit, which oversees Texas, Mississippi, and Louisiana, arguing that the CFPB itself is unconstitutional because of its funding structure. "Consequently, any regulations promulgated under that regime are likely unconstitutional as well," Pittman wrote.
On Friday, major airlines, including American Airlines, Delta Air Lines, United Airlines, JetBlue Airways, Hawaiian Airlines, and Alaska Airlines—but not Southwest Airlines—sued the U.S. Department of Transportation over its new rule that requires the airlines disclose their fees, such as for checking bags, upfront to consumers. The department says consumers are overpaying by $543 million a year in unexpected fees.
The airlines say that the rule will confuse consumers and that its “attempt to regulate private business operations in a thriving marketplace is beyond its authority.”
The other big story of the day is the continuing attempt of the MAGA Republicans to overturn our democratic system.
This morning, House speaker Mike Johnson (R-LA), second in line for the presidency and sworn to uphold the Constitution, left his post in Washington, D.C., to appear with former president Trump at his trial for falsifying business records to deceive voters before the 2016 election. The House was due to consider the final passage of the crucially important Federal Aviation Authority Reauthorization Act, but Johnson chose instead to show up to do the work the judge’s gag order means Trump cannot do himself, attacking key witness Michael Cohen, Trump’s former fixer. Johnson described Cohen as “clearly on a mission for personal revenge” and, citing his “history of perjury,” said that “[n]o one should believe a word he says in there.”
“I do have a lot of surrogates,” Trump boasted this morning, “and they are speaking very beautifully.” Senator Tommy Tuberville (R-AL), who was also at the trial this morning, later said on Newsmax that they had indeed gone to “overcome this gag order.”
Johnson went on to call the trial “corrupt” and say “this ridiculous prosecution…is not about justice. It’s all about politics.” He left without taking questions. Meg Kinnard of the Associated Press called out the moment as “a remarkable moment in modern American politics: The House speaker turning his Republican Party against the federal and state legal systems that are foundational to the U.S. government and a cornerstone of democracy.”
Peter Eisler, Ned Parker, and Joseph Tanfani of Reuters explained today how those attacks on our judiciary are sparking widespread calls for violence against judges, with social media posters in echo chambers goading each other into ever more extreme statements. According to her lawyer, Stephanie Clifford, also known as Stormy Daniels, wore a bullet-proof vest as she came and went from court, an uncanny echo of the precautions necessary in mob trials.
In a different attack on our constitutional system, House Republicans are trying to replace the administration’s foreign policy with their own. Over the weekend, they introduced a bill to force President Biden to send offensive weapons to Israel for its invasion of Rafah, overruling the administration’s decision to withhold a shipment of 2,000-pound and 500-pound bombs after Israeli prime minister Benjamin Netanyahu announced his government would invade Rafah despite strong opposition from the Biden administration.
White House press secretary Karine Jean-Pierre told reporters: “We strongly, strongly oppose attempts to constrain the president’s ability to deploy a U.S. security assistance consistent with U.S. foreign policy and national security objectives.”
The Constitution establishes that the executive branch manages foreign affairs, and until 2015 it was an established practice that politics stopped at the water’s edge, meaning that Congress quarreled with the administration at home but the two presented a united front in foreign affairs. That practice ended in March 2015, when 47 Republican senators, led by freshman Arkansas senator Tom Cotton, wrote a letter to Iran’s leaders warning that they would not honor any agreement Iran reached with the Obama administration over its development of nuclear weapons.
The Obama administration did end up negotiating the July 2015 Joint Comprehensive Plan of Action with Iran and several world powers, under which Iran agreed to restrict its nuclear development and allow inspections in exchange for relief from economic sanctions. In 2018 the extremist Republicans got their way when Trump withdrew the U.S. from the deal, largely collapsing it, after which Iran resumed its expansion of the nuclear enrichment program it had stopped under the agreement.
Now extremists in the House are trying to run foreign policy on their own. The costs of that usurpation of power are clear in Niger, formerly a key U.S. ally in the counterterrorism effort in West Africa. The new prime minister of Niger, Ali Mahaman Lamine Zeine, whose party took power after a coup d’état threw out Niger’s democratically elected president, defended his country’s turn away from the U.S. and toward Russia in an interview with Rachel Chason of the Washington Post. Recalling the House’s six month delay in passing the national security supplemental bill, he said: “We have seen what the United States will do to defend its allies,” he said, “because we have seen Ukraine and Israel.”
LETTERS FROM AN AMERICAN
HEATHER COX RICHARDSON
#Heather Cox Richardson#Letters From An American#tariffs#the economy#House Republicans#MAGA GOP#national security#foreign policy#fleece the consumer#late fees#hidden fees#consumer protection
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Uranus Awakens: How the Rebellious Bull Shakes Up Business and Finance in 2024
Prepare for disruption, fellow stargazers! As the revolutionary planet Uranus stations direct in the grounded sign of Taurus on January 27, 2024, a cosmic earthquake ripples through the world of business and finance. Get ready for unexpected twists, innovative breakthroughs, and a complete reshaping of the economic landscape. Buckle up, entrepreneurs, investors, and everyone in between — Uranus is here to shake things up!
The Cosmic Cocktail:
Imagine the stoic, earth-loving Taurus as a well-established bank, steeped in tradition and conservative practices. Now, picture the rebellious Uranus, bursting in with a briefcase full of digital currency and blockchain ideas. That’s the essence of this transit — a clash between old and new, stability and revolution, practicality and radical transformation.
Impacts to Expect:
Technological Disruption: Brace yourself for a wave of innovation in finance and business. Cryptocurrency, blockchain, and decentralized finance (DeFi) will take center stage, challenging traditional banking systems and pushing the boundaries of what’s possible.
Prepare for a digital gold rush as Uranus throws open the vault of financial innovation! Cryptocurrency will erupt into mainstream commerce, blockchain will become the new ledger, and DeFi will democratize finance like never before. Traditional banks better dust off their abacus and learn to code, because digital cowboys are charging onto the financial frontier, redefining how we value, exchange, and invest. From peer-to-peer microloans to fractionalized real estate ownership, the possibilities are as limitless as your imagination. Buckle up, because the tectonic plates of finance are shifting, and the digital revolution is rewriting the rules of the game!
Shifting Market Dynamics: Expect volatility and unexpected shifts in established industries. Old guard companies might scramble to adapt, while nimble startups with innovative ideas flourish. Think green energy disrupting fossil fuels, or AI revolutionizing the service industry.
Be prepared for market earthquakes! Uranus, the cosmic trickster, will send shockwaves through established industries, causing titans to tremble and upstarts to dance. Picture fossil fuels choking on the dust of solar panels, brick-and-mortar stores gasping as virtual bazaars boom, and customer service bots replacing flustered clerks. AI will infiltrate every corner, from crafting personalized shopping experiences to streamlining logistics, while sustainable solutions crack open resource-hungry giants. It’s a Darwinian playground for businesses — adapt or face extinction. This isn’t just a market shuffle, it’s a complete reshuffle of the deck, and the cards are dealt anew. Get ready for the thrill of the unexpected, because the only constant in this dynamic landscape is change itself!
Evolving Values: Sustainability, ethical practices, and social responsibility will become increasingly important for consumers and investors alike. Businesses that prioritize these values will thrive, while those stuck in outdated models might struggle.
Get ready for a values revolution! Consumers and investors will turn from price tags to purpose tags, demanding businesses that go beyond profit and prioritize sustainability, ethical sourcing, and social responsibility. Imagine carbon-neutral factories replacing smog-belching behemoths, fair-trade coffee beans eclipsing exploitative practices, and employee well-being becoming a non-negotiable bottom line. Businesses that cling to outdated models will find themselves gasping for air as ethical alternatives steal the oxygen. It’s not just a trend, it’s a tidal wave of conscious consumerism sweeping away the tide of greed. So, businesses, listen up: embrace responsible practices, champion inclusivity, and weave sustainability into your very fabric, or risk being swept away by the rising tide of conscious capitalism. The future belongs to those who do good, not just those who do well!
Collaborative Entrepreneurship: Collaboration and community-driven ventures will rise in prominence. Shared workspaces, cooperatives, and peer-to-peer platforms will gain traction, challenging the traditional top-down corporate structure.
Picture the corporate pyramid crumbling as the cosmic crane hoists the collaborative flag! Uranus, the revolutionary, encourages a seismic shift: from isolated silos to thriving beehives. Shared workspaces buzz with creative collisions, cooperatives blossom out of shared passions, and peer-to-peer platforms become the new marketplace, fueled by trust and mutual aid. The top-down hierarchy shivers as horizontal networks rise, blurring the lines between boss and worker, replacing command with consensus. Collaboration takes center stage, not competition, as communities band together to tackle challenges and build innovative solutions. So, entrepreneurs, shed your solopreneur capes and embrace the power of the collective! In this new social business ecosystem, where synergy triumphs over supremacy, the future belongs to those who share, empower, and co-create a brighter tomorrow. Let the collaborative revolution begin!
Focus on Personal Values: Individuals will increasingly prioritize work that aligns with their personal values and passions. Entrepreneurship fueled by purpose and authenticity will flourish, shaping a more diverse and fulfilling business landscape.
Prepare for a workplace metamorphosis! Uranus, the cosmic butterfly, flutters wings of purpose, urging individuals to shed the career chrysalis and soar towards fulfilling their true potential. Gone are the days of soul-sucking jobs; now, personal values take center stage as the compass guiding career choices. Imagine passionate bakers opening community cafes, eco-conscious designers launching upcycled fashion lines, and tech whizzes crafting apps that tackle social issues. Authenticity becomes the new currency, with entrepreneurs weaving their passions into the fabric of their ventures, creating a mosaic of purpose-driven businesses that cater to every corner of the human experience. This isn’t just a career shift, it’s a heart shift, transforming the business landscape into a vibrant tapestry of diverse talents and fulfilled souls. So, listen to your inner compass, embrace your unique spark, and let your passion ignite the world — the future of work belongs to those who dare to be true to themselves!
Tips for Navigating the Cosmic Chaos:
Embrace innovation: Don’t cling to the old ways. Stay open to new technologies, trends, and business models. Be curious, explore, and experiment.
Adapt and evolve: Be prepared to change course quickly. Agility and responsiveness will be key to success in this dynamic environment.
Prioritize sustainability and ethics: Integrate environmental and social responsibility into your business practices. Consumers and investors are increasingly drawn to values-driven companies.
Collaborate and connect: Build partnerships, join communities, and leverage the power of collective action. Collaboration will be crucial for navigating the changing landscape.
Follow your passion: Don’t be afraid to pursue your entrepreneurial dreams. Uranus encourages authenticity and purpose-driven ventures.
Remember, Uranus isn’t about chaos for chaos’ sake. It’s about dismantling outdated structures and paving the way for a more progressive, sustainable, and fulfilling economic future. By embracing the change, staying adaptable, and aligning your business with your values, you can not only survive this cosmic revolution but thrive in the exciting new world it creates. So, let your inner rebel loose, embrace the disruption, and ride the wave of innovation — the economic future is bright for those who dare to dream big!
#uranus in taurus#taurus uranus#business astrology#astrology business#astrology finance#finance astrology#astrology updates#astro#astrology facts#astro notes#astrology#astro girlies#astro posts#astrology community#astrology observations#astropost#astro community#astrology notes
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Secure Credit Card Payment Systems for Global E-Commerce Expansion
Article by Jonathan Bomser | CEO | Accept-Credit-Cards-Now.com
In today's swiftly evolving digital realm, the e-commerce industry is experiencing unprecedented growth. As businesses venture into the global market, the importance of secure credit card payment systems becomes increasingly evident. This comprehensive guide delves into the realm of payment processing for high-risk industries, emphasizing the secure acceptance of credit cards, particularly in sectors like credit repair, CBD sales, and e-commerce. The goal is to provide valuable insights and strategies to ensure transaction safety and foster business growth.
DOWNLOAD THE SECURE CREDIT CARD INFOGRAPHIC HERE
Understanding High-Risk Merchant Processing To truly comprehend the significance of secure credit card payment systems, it's essential to grasp the concept of high-risk merchant processing. Businesses labeled as high-risk often encounter obstacles in traditional payment processing due to factors like high chargeback rates, regulatory challenges, or operating in industries prone to fraud. High-risk merchant processing, a specialized service, addresses these challenges using advanced technologies and risk mitigation strategies. Whether in credit repair, CBD, or e-commerce, finding a reliable high-risk payment gateway is crucial.
The Role of Credit Card Payment Solutions In the e-commerce realm, trust is a valuable currency. Customers navigating online stores seek assurance that their credit and debit card information is secure. This is where credit card payment solutions play a pivotal role. Reputable credit card payment processors offer robust encryption and fraud detection tools, ensuring the protection of sensitive data. Access to a vast network of financial institutions facilitates international transactions, while user-friendly interfaces enable seamless integration with online payment gateways. Partnering with the right credit card payment service provides businesses with a competitive edge and enhances the overall shopping experience.
Tailoring Payment Processing for Your Industry Certain industries demand secure credit card payment systems. Credit repair businesses, often met with skepticism, can instill confidence in customers through a reliable Credit Repair Payment Gateway. The CBD industry, grappling with regulatory complexities, can navigate challenges seamlessly with a specialized CBD Merchant Account. E-commerce businesses, irrespective of their niche, heavily rely on secure payment systems. Fast and secure e-commerce payment processing is vital for both customer trust and operational efficiency.
Benefits of Accepting Credit Cards for Your Business Exploring the significance of secure credit card payment systems reveals numerous advantages. Credit cards, a preferred payment mode for many customers, contribute to higher conversion rates. Accepting credit cards facilitates entry into international markets, expanding business reach. Businesses that accept credit cards are often perceived as more established and trustworthy by customers.
Online Payment Gateway - The Backbone of E-Commerce At the core of secure credit card payment systems lies the online payment gateway. This virtual bridge connects customers to businesses, enabling seamless and secure transactions. Online payment gateways serve as intermediaries between e-commerce stores and financial institutions responsible for authorizing credit card transactions. They play a crucial role in ensuring swift and secure payments, benefiting both businesses and customers.
Modern payment gateways utilize state-of-the-art encryption techniques to protect sensitive customer data during transmission. Designed for easy integration into e-commerce websites, they facilitate a smooth checkout process. Payment gateways offer diverse payment options, including credit and debit cards, digital wallets, catering to a broader customer base. Advanced fraud detection tools identify and prevent fraudulent transactions, safeguarding businesses and customers.
youtube
Benefits of Using Online Payment Gateways By accepting various payment methods, online payment gateways empower e-commerce stores to cater to a global customer base. A secure and hassle-free payment experience builds trust, encouraging repeat business. Automated payment processing reduces manual work, streamlining operations and minimizing the risk of errors. Integrating a reliable online payment gateway is a critical step for providing a secure and efficient credit card payment system in e-commerce setups.
Embracing secure credit card payment systems is not just a choice; it's a necessity. Whether operating in high-risk industries like credit repair or CBD sales or managing a thriving e-commerce store, the right payment processing solution can fuel growth. Explore the significance of high-risk merchant processing, the role of credit card payment services, and tailored solutions for various industries. By accepting credit cards, businesses ensure transaction security and pave the way for long-term success. Trust and security are the pillars on which businesses thrive. Embrace the power of secure credit card payment systems and unlock the potential for global e-commerce expansion.
#high risk merchant account#merchant processing#payment processing#credit card processing#high risk payment processing#high risk payment gateway#accept credit cards#credit card payment#payment#youtube#Youtube
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Loans for Short Term Cash: Assistance without a Debit Card
Do you live in a city in the United Kingdom and are in dire need of an advance to meet your basic needs? Because of your bad credit narrative, are you unable to obtain one? Are you always looking for funding where you may get flexible return options? In the event that this is what you're looking for, don't worry; short term cash loans are here to assist you in resolving any issues you've been having. These advances enable you to quickly and affordably obtain cash to immediately resolve all of your pressing financial difficulties.
Financial assistance is provided by short term cash loans to cover unexpected expenses. The principal characteristics of these loans are their fast approval and lack of a debit card need. Because these loans are unsecured, no collateral pledge is necessary. For a period of 14 to 31 days, you can obtain cash advances in the range of £100 to £1,500. Because these loans have a short term and rapid approval, the interest rate charged is rather higher.
You must follow simple eligibility requirements, such as the borrower having to be a citizen of the United Kingdom and older than 18, in order to be eligible for short term loans. The borrower needs to be actively involved in earning up to £750 per month from a claimed corporation and have an active inspection account in their own name. Short term loans direct lenders primary drawback is their exorbitant interest rates, but thorough market research can help you obtain fleet funds at reasonable rates. Renters and homeowners can also take advantage of this financial assistance. If you file an appeal, the lenders may occasionally additionally grant an extension of the repayment schedule.
One can pay for all of their short-term, inescapable expenses—such as tuition for college or school, hospital or medical bills, grocery bills, auto or shop repairs, etc.—with short term loans UK direct lender. Payday loans demand a few presses requirements to be fulfilled in order to be approved. The lender will quickly lend the short term loans UK direct lender without requiring a debit card after the aforementioned terms are proven. The cash amount will be electronically deposited into the borrower's account by the lender, who will not require usage of the funds.
We at Classic Quid are committed to responsible lending practices. As a result, we will only make loans to borrowers who can repay them. When you need emergency credit, we're here to assist you get it fast and at reasonable prices. Subject to completing our credit and affordability checks, new clients can borrow between £100 and £1000, while current customers can borrow up to £2,500. A Classic Quid short term loans UK has a minimum repayment period of two installments, with a maximum repayment length of six months. Depending on when you get paid, these installments could be weekly or monthly. This implies that you are not required to pay back the whole amount of the loan on your subsequent payment.
https://classicquid.co.uk/
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svb & capitalist psychology
This single tweet is a good example of the psychology of capitalism, in which you can see a blind spot that capitalist true believers always seem to have.
They are always seeking to protect the capital, not the people and not our collective society. How does Bill Ackman's tweet demonstrate that? I'm glad you asked.
He thinks that this isn't a bailout because the company and the executives will take losses. This positions the depositors as innocents caught up in the failure of the bank. As though the depositors were just common folk who had their savings account there, surely you don't hold Joe Average responsible when the bank they're using fails, right?
The depositors are not Joe Average, they are companies with assets measuring in the hundreds of thousands of dollars at a minimum. Many had millions in assets in SVB and Circle had $3.3 billion banked:
The depositors are capitalists, meaning that they are investing capital in order to create profit. And while capitalists may describe it as a healthy competition, in reality capitalism is effectively a card game in which everyone is cheating.
When capitalists want to experiment with new strategies to make Even More Money Than Ever Before, they're gambling on an extremely large scale. It's a simple kind of bet, too.
On one side, their risk. Their idea might fail and they might lose everything. This is why you see capitalists learn how to save their money in overseas banks or report income in different countries, all to lower the amount of taxes they have to pay. This reduces how much risk they face.
On the other side, their profit potential. Their idea might hit it big and they might get even more goddamn wealthy. In other words, they profit. And just like you see them dodging taxes to mitigate risk, capitalists work to do everything they can to make that potential payout as high as possible. Things like charging customers additional fees, exploiting low cost labor markets (up to and very much including slavery), and literally killing, stealing, and lying whenever they need to.
The depositors were part of the same card game, just like the investors and the executives. Their money being invested in the bank was in turn being invested in other capitalist ventures. The interest rate the bank was repaying these companies was their cut of the profit from that process, just as surely as any direct sale of goods or services.
Like, I don't know if people really clearly understand how interconnected our world is, how our financial systems create a complex web of relationships. The capitalist mechanism functionally *is* capitalism, a web of profit generating mechanisms that specifically require and demand the exploitation of people.
The depositors are not innocents, they are accessories before the fact.
What protects Joe Average is that the FDIC ensures every savings account in the US for up to $250,000, so Joe Average won't lose his life savings, which would ruin a lot of working class and middle class people in the US.
The companies that are exposed and that want to be helped by the government are asking us, the collective us, to reimburse them when their company couldn't compete successfully and went under. And we don't even get anything out of it, it's not like this gives us a cut of the profits that they could make in the future, they just want the money for free because losing what they have sucked.
Since I'm long-winded and not great at making a point, here's the really simple version:
Capitalists see companies, capital, the entire structure of the system itself like they see their neighbor. Like a person. To them, they see a company as an individual who should be protected, and not as a part of the machine that grinds everyone down. They cannot see it systemically, they see it from an individualist perspective. At least, I think the vast majority of them do.
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Influencer Marketing For Finance Brands
Finance is the backbone of an economy; money makes the world go around; hence, everyone is careful about how they choose to use theirs. This includes spending on basic or luxury needs like food, clothing, and shelter, saving it to buy a car, house, or education, and investing it in stocks, mutual funds, or assets. And since money is necessary, consumers are very selective in who they choose to trust, and in the era of social media, they decide to trust finance Influencers.
Finance influencers do pretty well by convincing people to invest in stocks, use a mobile payment system, or open a bank account by sharing their experience and Finance knowledge. Finance Influencers do pretty well, drastically boosting demand for finance influencer marketing. The top influencer marketing agency states that influencer marketing is an effective strategy for finance businesses as they capitalize on the credibility of subject matter experts to reach desired audiences, form personalized connections, and convert them into lifelong customers.
You need to work with influencers who have it with their products and services, as there is massive potential in finance brands influencer marketing if you decide to invest today.
Future Trends of Influencer Marketing for Finance Brands
Long-term Campaigns Over One-off Campaigns
A short-term campaign where you post a picture of your products, a video demonstrating its usage, a story for awareness, or podcasts with finance experts will only reach a few people. On the other hand, a long-term campaign creates multiple forms of content, constant optimization with newfound data, more brand-influencer understanding, prediction of upcoming growth opportunities, and more reliability and trust from the target audiences. For example, a long-term strategy with finance Influencers allows you to expose your mobile payment service to target consumers and, with multiple impressions, guide them from consideration to conversion stages over time.
More Diversity in Finance Influencers
To reach a diverse group of customers with personalized narratives and promotional pitches, more finance brands are using influencer marketing and adopting an inclusive approach by working with finance Influencers representing different races, ethnicities, sexual orientations, self-identities, and socio-economic backgrounds. This approach also spreads to the content created, which follows visual cues, language, graphics, and fonts and then aligns with the preferences of marginalized demography - all aimed at boosting financial literacy and ease of decisive actions.
Cross-channel Campaigns
Finance businesses are Incorporating multiple platforms in their influencer marketing strategy to access broader markets. This approach also ensures consistency in messaging, which is essential because customers must hear from you numerous times before being convinced. Other benefits include social proof from a robust online presence. Boosted engagement has a cascading effect on search rankings, lead generation, and community building. Lastly, more sales as customers are directed to your landing pages from multiple sources.
Influencer-customer Amplified Campaigns
In the future, there will be more involvement of customers in influencer marketing initiatives, with Finance Influencers compelling them to create content and share their opinions about the brand's product or services. For example, people can create videos explaining how they purchased your credit card and their experience with their first transaction. Then, content distribution strategies produced by a top influencer marketing agency will ensure these customer testimonials gain maximum reach through promotions by finance Influencers.
Technology Domination
Customers come together in a virtual space for a finance brand event like unveiling a new mobile banking or payment application—AR simulator- to show customers the use of credit cards. Robotic advisors predict future portfolios with current investment strategies, and AR shopping provides seamless virtual purchases. Finance influencers interact with audiences through CGI avatars for Q&A sessions, contests, and giveaways. These will soon be realities in finance influencer marketing with technology making incredible strides.
Application of Different Types of Finance Influencers For Finance Brands
Personal Finance Influencers
You can use Personal finance Influencers to educate the audience on budgeting, saving, investing, and reinvesting their financial assets with information on avoiding risks through quantitative research and decision-making. For instance, their subject matter experts can guide their audience on loan procurement and account openings in your bank.
Fintech Influencers
Fintech Influencers were the first to inform consumers of digital currency and show them how to buy and sell it. If you have a never-before-seen product that could revolutionize the finance industry, having fintech influencers promote it can bring faster exposure and returns.
Finance Gurus
Finance gurus track real-time market patterns and draw their calculated opinions, which are featured on the covers of newspapers, magazines, and periodicals. Popular media outlets frequently interview These subject matter experts for their expertise. Inviting them to analyze your firm, predict future positioning, and share their opinions through social media posts can establish your authority as an industry thought leader and source of quality information.
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