#Edelweiss Large Cap Fund

[filmiduniyaorg]

इन 5 लार्जकैप फंड में जिसने लगाया पैसा, उसकी हुई पौ बारह पच्‍चीस, रिटर्न जानकर आप कहेंगे- मैं पीछे रह गया

भारत 22 ईटीएफ का नाम छप्‍परफाड़ रिटर्न देने के मामले में पहले नंबर पर है. एक साल में इस फंड ने 36 फीसदी रिटर्न निवेशकों को दिया है. इस फंड ने आईटीसी, लार्सन एंड टुब्रो, एक्सिस बैंक, एनटीपीसी, एसबीआई और एक्सिस बैंक जैसी बड़ी कंपनियों में निवेश किया है. आप इस फंड में पांच हजार रुपये से निवेश शुरू कर सकते हैं

[swarajfinpro236]

Which are the top-performing mutual funds in the last 10 years

Did you know? Recently, the Modi government completed 10 years since it came to power, and on April 09 the BSE Sensex touched its record high of 75,000 points. It was a 3-fold jump from 25,000 points in 2014.

The SIP contribution has also touched its all-time high of Rs. 19,271 crore in March. This shows the investor's confidence in Mutual funds and commitment to disciplined wealth accumulation through regular investment.

Furthermore, the mutual fund industry added 6.8 million investors in FY24 which is 70% more than FY23. With such a large number of unique investors arises the problem of fund selection.

Which is a good fund to do investment or a SIP? It can be a real headache to pick the right scheme with so many options available under each category.

To solve this problem we have come up with the list of best equity funds under multiple categories. So stay tuned and read on.

The top-performing funds are those that have beaten their respective benchmark indices based on their 10-year SIP returns.

Additionally, these funds are also subjected to rolling returns and consistency of performance to select the best of the lot.

So let’s start with Large caps.

The first round of test (10-year SIP returns)

Large Cap Funds

These funds invest in the top 100 companies in terms of market capitalization. Which makes them relatively lower risk.

The benchmark for this category is Nifty 100 TRI which delivered 15.34% over the 10 years. Out of 24 funds, 10 funds managed to beat Nifty 100 TRI.

The top five schemes that delivered 16.69-18.44 returns included: Nippon India Large Cap, ICICI Prudential Bluechip, Baroda BNP Paribas Large Cap, Canara Robeco Bluechip Equity, and Edelweiss Large Cap.

Mid-Cap Funds

These funds invest in mid-sized companies that are ranked between 101 to 250 in terms of market capitalization.

The benchmark for this category is the Nifty Midcap TRI 150. Out of the 21 funds only 5 funds were able to beat the benchmark, so the Midcap category wasn’t much profitable for the investors.

The top five performers included: Quant Midcap, Motilal Oswal Midcap, Edelweiss Midcap, HDFC Midcap Opportunities, and Nippon India Growth.

Small-Cap Funds

One of the most interesting categories that have gotten investors’ attention is the Small caps. These funds invest at least 65% in the companies ranked below 250 in terms of market cap.

The benchmark for this category is Nifty Smallcap TRI 250. Out of the 12 schemes 10 have outperformed the benchmark. The top 5 performers included: Quant, Nippon India, SBI, HDFC, Axis, and Kotak.

Large- & Mid-Cap funds

These funds allocate about 35% to large-cap and mid-cap stocks. 7 funds outperformed their benchmark out of 18 funds. Quant Large & Midcap, Kotak Opportunities, Mirae Asset Large & Midcap, and Bandhan Core Equity were the top performers who beat the Nifty Large Midcap 250 TRI benchmark.

Flexi-cap Funds

As the name suggests, these funds invest across sectors and market capitalizations. Out of the 16 schemes, 8 were able to beat the benchmark.

The top performers who beat the Nifty 500 TRI benchmark included: Quant Flexicap, Parag Parikh Flexi Cap, HDFC Flexi Cap, Franklin India Flexi Cap, and JM Flexicap.

Multi-cap Funds

These funds have to invest 25% across each market capitalization, including large-cap,

mid-cap, and small-cap stocks according to the SEBI mandate. Out of the 10 funds 6 managed to beat the benchmark Nifty 500 TRI.

These included: Quant Active, Nippon India, ICICI Prudential, Baroda BNP Paribas, Invesco India, and Sundaram Multi cap fund.

The second test (The mean 5-year daily rolling returns for 10 years and the funds must have beaten the benchmark 60% of the time)

The Fund choices include

Large-cap - Mirae Asset Large Cap, ICICI Prudential Bluechip, Baroda BNP Paribas Large Cap, Canara Robeco Bluechip Equity, and Edelweiss Large Cap have beaten the benchmark 75% of the time.

Mid-cap - Edelweiss Mid Cap fund, beaten the benchmark 90% of the time.

Small-cap - Axis Small Cap, Nippon Small Cap, and SBI Small Cap have outperformed the benchmark 100% of the time.

Large- & mid-cap - Mirae Asset Large & Midcap, Kotak Equity Opportunities, Canara Robeco Emerging Equities, and Quant Large & Midcap. These funds have beaten the benchmark 75% of the time.

Flexi-cap - Parag Parikh Flexi Cap and Quant Flexi Cap are the best funds apart from JM Flexicap, Canara Robeco Flexi Cap, and Kotak Flexi Cap

Multi-cap - Quant Active, with 100% outperformance, and Invesco India Multicap and ICICI Multicap with 64-65 percent outperformance.

These funds can be considered for long-term SIP. But you should consult a financial expert before doing investments. This research was done by ACE MF as of April 10th. For more such insightful blogs, do visit our website Swaraj Finpro

[hisureshkumar]

10 Largecap Mutual Funds offered maximum returns in 5 years

Investing in equity has historically provided investors with the potential for attractive returns over the medium to long term. Despite recent volatility in the Nifty 50 index over the past 2-3 years, it has still delivered a whopping 85% return over a 5-year period. If you're seeking stable returns within a medium-term horizon, investing in large-cap mutual funds can be a rewarding choice. In this article, we will provide you to 10 large-cap mutual funds that have consistently delivered strong returns over the last 5 years and share insights into their performance in terms of rolling returns.

How we have selected these funds?

We've short listed the top 10 large-cap funds that have generated the highest returns, regardless of their Assets Under Management (AUM). This selection process is straightforward based on the highest returns and can be replicated by anyone using financial websites like Moneycontrol or ValueResearchOnline.

List of 10 Large-cap Mutual Funds Offering Maximum Returns in 5 Years

Scheme Name 1Y 2Y 3Y 5Y 10Y Canara Robeco Bluechip Equity Fund 11% 5% 17% 17% 16% Baroda BNP Paribas Large Cap Fund 13% 7% 18% 16% 16% Edelweiss Large Cap Fund 16% 8% 19% 16% 15% Kotak Bluechip Fund 12% 5% 18% 16% 15% Nippon India Large Cap Fund 19% 13% 26% 16% 18% ICICI Prudential Bluechip Fund 16% 9% 21% 15% 16% Invesco India Largecap Fund 14% 4% 18% 15% 16% SBI Blue Chip Fund 12% 6% 19% 15% 16% Tata Large Cap Fund 12% 5% 19% 15% 14% HDFC Top 100 Fund 17% 11% 23% 14% 15%

Key Observations from the Top-performing Large-cap Funds in the Last 5 Years

Despite Nifty 100 delivering an annualized return of 12.4% over the last 5 years, these 10 large-cap funds have outperformed, generating over 14% returns. Even when compared to Nifty 50, which provided an annualized return of 12.9% over the same period, these large-cap funds have shown superior performance. The majority of these large-cap funds have performed well over a medium to long-term horizon, delivering returns between 14% and 16% over the last 5 to 10 years. Patience is crucial here. Investors should invest consistently through SIP (Systematic Investment Plan) in mutual funds, irrespective of market conditions, to benefit from the power of compounding and consistent returns. While some of these funds have performed extremely well in the medium to long term, they may have generated lower returns (around 5%) over the past 2-3 years. It's important to note that stock markets are generally volatile in the short term (1 to 3 years), whereas large-cap funds tend to perform well in the medium to long term. From a 3-year rolling perspective, all 10 large-cap funds, except for HDFC Top 100 Fund, have consistently generated positive returns. HDFC Top 100 Fund generated negative returns only 3% of the time. From a 5-year rolling perspective, these 10 large-cap funds have shown remarkable consistency, delivering positive returns over 99.2% of the time.

Key Takeaways:

Rather than chasing mutual funds solely based on their historical returns, prioritize your investments according to your financial goals and investment horizon. If you have a long-term objective and looking for stable returns, investing in these large-cap funds may be a good choice. If you are looking for high risk high returns mutual funds, you can check for small cap mutual funds. Look for consistency in mutual fund returns. Most of these funds have generated a remarkable track record, with positive returns for over 99% of the time, except for HDFC Top 100 Fund. Adopt a disciplined investment approach by investing in mutual funds through SIPs. Take advantage of market corrections that occur every 3 to 6 months. You can create 1 Crore mutual fund corpus with as low as Rs 5,000 SIP While expert recommendations or ChatGPT MF recommendations or Google Bard AI recommended mutual funds list can be a useful starting point, do your own research to find mutual funds that align with your investment style. Read the full article

[udaybommineni]

Mutual fund performances — Oct 2023 across various categories

Top #LargeCap #mutualfunds that underperformed the #Nifty100 index, which fell by-2.68% in Oct 23. #Mahindra Manulife-3.8% Taurus Largecap #Equity #Fund-3.68% #Tata LargeCap Fund-3.37% #MiraeAsset LargeCap Fund-3.34% #NipponIndia LargeCap Fund-3% SBI #BlueChip Fund-2.97%

Top #LargeCap #mutualfunds that outperformed the #Nifty100 index, which fell by-2.68% in Oct 23

ITI LargeCap Fund -1.84% BOI AXA Bluechip Fund -1.86% WhiteOak Capital LargeCap Fund -2.08% Axis Bluechip Fund -2.11% ICICI Prudential Bluechip Fund -2.12% JM LargeCap Fund -2.19%

Top #LargeMidcap #mutualfunds that underperformed the #Nifty 250 index, which fell by -3.23% in Oct 23.

Tata Large&MidCap -3.84% Navi Large&Midcap -3.78% Aditya Birla Sun Life Equity Advantage -3.73% Mirae Asset Emerging Bluechip -3.49% Baroda BNP Paribas Large&MidCap -3.42%

Top #LargeMidcap #mutualfunds that outperformed the #Nifty 250 index, which fell by -3.23% in Oct 23.

Invesco India Growth Opportunities -0.86% Axis Growth Opportunities -1.95% Franklin India Equity Advantage -2.32% Edelweiss Large&MidCap -2.34% Union #Largecap #MidCap -2.37%

Top #Midcap #mutualfunds that underperformed the #NiftyMidcap 150 index, which fell by -3.78% in Oct 23.

Mirae Asset Midcap Fund -4.16% Aditya Birla Sun Life Midcap Fund -3.83% ICICI Prudential MidCap Fund -3.76% JM Midcap Fund -3.45% DSP Midcap Fund -3.32%

Top #Midcap #mutualfunds that outperformed the #NiftyMidcap 150 index, which fell by -3.78% in Oct 23.

Motilal Oswal Midcap Fund -0.88% HSBC MidCap Fund -1.39% Canara Robeco MidCap #mf -1.59% Kotak Emerging Equity -1.96% WhiteOak Capital MidCap -2% Edelweiss Mid Cap -2.13%

Top #Flexicap #mutualfunds that underperformed the #Nifty500 index,which fell by-2.77% in Oct 23.

AdityaBirlaSunLife FlexiCap Fund -3.62% 360ONE Flexicap Fund -3.51% Quant Flexicap Fund -3.45% Taurus FlexiCap Fund -3.41% DSP FlexiCap Fund -3.35% MiraeAsset FlexiCap Fund -3.35%

Top #Flexicap #mutualfunds that outperformed the #Nifty500 index,which fell by -2.77% in Oct 23

MotilalOswal FlexiCap Fund +0.2% ParagParikh FlexiCap Fund +0% BajajFinserv FlexiCap Fund -0.5% NJ FlexiCap Fund -0.5% InvescoIndia FlexiCap Fund -1% WhiteOakCapital FlexiCap -1.4%

Top 5 #smallcap #mutualfunds that underperformed the #NiftySmallcap 250 index, which fell by-1.68% in Oct 23.

Kotak SmallCap Fund -3.1% Quant SmallCap Fund -2.9% AdityaBirlaSunLife Smallcap Fund -2.52% ICICI Prudential Smallcap Fund -2.48% SBI SmallCap Fund -2.44%

Top #smallcap #mutualfunds that outperformed the #NiftySmallcap 250 index, which fell by-1.68% in Oct 23.

Invesco India Smallcap Fund+1.17% Union SmallCap Fund+0.58% BankofIndia SmallCap Fund+0.57% Axis SmallCap Fund-0.35% ITI SmallCap Fund-0.54% NipponIndia SmallCap Fund-1.3%

[rwadiwala]

Best Mutual Funds for SIP to invest in 2020

Are you searching for the best investment plan for your hard-earned money? Not sure where to invest it? If these questions keep on popping in your head then don`t worry, we have everything covered for you! We will tell you the best way you can invest your funds and get the best returns.

An SIP or Systematic Investment Plan is one of the smartest and easiest ways to invest your money in the form of Mutual Funds. It is a way that lets the investor purchase units on a particular date of choice every month that helps you implement a systematic saving plan.

The amount that you need to invest depends entirely upon you, and you can also choose the intervals at which you want to spend the money beforehand. The funds can be invested accordingly, like weekly, monthly, or quarterly, etc.

This method is efficient, and it also incorporates the habit of saving money in the investor. Here, we will be talking about the best mutual funds for you to invest in. Thus, slowly and steadily, you can build a respectable fund for any emergencies in the future.

Best Performing SIP Mutual Funds

There are numerous mutual funds for SIPs available in the market, and it becomes challenging for the investor to choose the best one for himself.

Based on various categories, we have come up with a list of best mutual funds for SIP in large-cap, small-cap, multi-cap, and equity-linked saving schemes. Some of these are:

Large-Cap Schemes

These schemes are for the firms that have a market capitalization of over Rs. 20,000 crore. These are best for the investors who want to accommodate wealth without exposure to a volatile market. Some of these schemes are

Aditya Birla SL India GenNext Fund (G)

ICICI Pru Dynamic Plan (G)

Reliance Growth Fund (G)

SBI BlueChip Fund – Reg (G)

Tata Equity P/E Fund (G)

These are some of the top performing mutual funds in India which you can invest the money in as SIPs.

Mid-Cap Schemes

Mid-Cap schemes are where the investment is made in companies that have a market capitalization ranging from Rs. 500 crore to Rs. 10,000 crore. These schemes are for the people that have a high-risk appetite and want to grow their investments fast. Some of these schemes are:

Aditya Birla SL Small & Midcap Fund (G)

Edelweiss Mid and Small Cap Fund – Reg (G)

Franklin India Smaller Cos Fund (G)

L&T Midcap Fund – Reg (G)

Canara Rob Emerg Equities Fund – Reg (G)

If you are looking to invest in midcap schemes, then these are undoubtedly the best mutual funds for SIP.

Multi-Cap Schemes

These are the particular schemes made for investments in stocks of small, mid, and large companies. These are best for the investors that have a low-risk appetite. Some of these schemes are:

Aditya Birla SL Advantage Fund (D)

Aditya Birla SL Equities Fund (G)

HDFC Capital Builder Fund (G)

Kotak Opportunities Fund (G)

Reliance Top 200 Fund (G)

SBI Magnum Multicap Fund – Reg (G)

Sundaram Rural India Fund (G)

Multi-cap schemes are one of the best mutual funds and can ensure high returns if you play your cards well.

Equity-Linked Savings Schemes

One of the most exciting schemes that provides the investor with an equity centric mutual fund that can be useful for saving tax and building wealth. Some of the best schemes under this are:

Aditya Birla SL Tax Plan (D)

Invesco India Tax Plan (G)

Reliance Tax Saver (ELSS) Fund (G)

Tata India Tax Savings Fund – Reg (DP)

L&T Tax Advt Fund – Reg (G)

DSPBR Tax Saver Fund – Reg (G)

Why investment in an SIP is the right choice?

There are several benefits that you get to have when you invest in SIPs. Besides being a disciplined way of saving money, there are other reasons as well that make it an attractive investment option. Some of these reasons are

SIPs can be very helpful in averaging the cost return ratio. This will help the investor in a volatile equity market purchase more units, thereby gaining more profit.

Because of the compound interest, even a small amount of investment can result in high returns over long periods.

The investments that you make through SIPs can be as low as Rs. 500, and thus, they are not at all heavy on your pocket.

The deduction of the amount is made automatically from your bank account, and thus, you don`t have to worry about missing out any time.

You can withdraw the money anytime you want.

SIPs eliminate the issue of timing of the market. Even if there are highs and lows, a long term plan will give you returns that will be best for you.

How to get the maximum returns from SIP?

Here are some of the methods that you need to employ to get the best returns from your SIP:

Understand the objective of your investment and have a precise aim at your desired goal.

Calculate the amount of savings that you need to have to achieve your desired goal.

According to your income and spending, decide the amount that you can easily invest every month to get the best returns. Make sure that the amount is feasible for you to spend.

You need to comb the market and look out for those SIPs that have performed the best in the last few years. Once that is done, you can choose the SIP that suits you the best.

You need to complete the required KYC documentation process along with the submission of cheques and other suitable forms. Then, you are good to go and start investing.

To get good returns, make sure you choose a long term plan.

To optimize your return even more, it is advisable to invest in multiple SIPs that will diversify your investments.

Conclusion

SIPs are one of the best ways of investment if you want to get high returns on a long term basis. We hope that this discussion has helped provide you with all the information related to the best mutual funds for SIPs!

[paybimainsurance]

Best Guaranteed Return Plan

We should all plan our funds to deal with unexpected expenses so that we can be better prepared for the future. With several insurance firms providing many insurance policies with more benefits. By investing in the greatest guaranteed income plans, you can be sure of receiving guaranteed returns that will help you achieve your goals to a large extent.

Before investing in any plan, it is best to thoroughly examine it to see whether it provides adequate benefits in terms of life coverage and maturity. Additionally, it should offer death benefits to the beneficiary after you die. Along with these, you will receive a bonus, tax deductions, regular income, and peace of mind from these assured plans.

Here are listed the 10 best guaranteed return plan in India that can prove a better investment option in 2022.

ICICI Prudential Cash Advantage Plan

Max Life Guaranteed Income Plan

Bajaj Allianz Save Assure Plan

LIC New Jeevan Anand

Edelweiss Tokio Life G CAP Plan

SBI Life Smart Money Back Gold Plan

Canara Smart Monthly Income Plan

Tata AIA Life Insurance Secure 7 Plan

HDFC Life Sampoorn Samridhi Plus Plan

PNB Metlife Money Back Plan

[myinvestmentplanner-blog]

Top Equity Funds to Invest For 2019

If you want to achieve your long-term financial goals with reasonably good returns on your investments, Equity Mutual Funds is the vehicle for you. These funds have created huge profits for the investors in the recent past. While the choice to the investor is massive, making the right choice of Equity Mutual Funds to invest becomes critically important. An error of judgment can put you at a loss. A qualitative analysis of the top performing equity funds in the available scenario can help you arrive at an informed decision to choose the ideal mutual funds to invest in.

Advantages of Equity Mutual Funds Investment:

The reason for looking at investments in Equity Mutual Funds is driven by your goal of earning good returns. The cardinal principles that guide you to choose such funds are advantageous from other areas of investment for the following:

Liquidity: Equity Funds are highly liquid investments due to the primary reason that they are traded in all exchanges across the country daily. It gives you the option of buying and selling your stocks depending on the emerging market movement. Your traded investments in Equity Mutual Fund can be cashed in three days when the proceeds are credited to your bank account.

Dividend income: You need to hold a diversified portfolio to maximize your returns. Investment in blue-chip companies will provide you with a scope of earning a steady income in the form of dividends. A diversified portfolio allows you to earn dividends throughout the year if planned well. The dividends are generally paid out quarterly by most companies, and many do so even in the face of volatile market conditions.

Diversified Portfolio: You can invest in top mutual funds regularly with an aim to diversify your portfolio. A drop here and there will not affect your earnings, making up the loss from other performing equities.

Top Equity Mutual Funds to invest for 2019:

The categorization of Equity Mutual Funds is based on types. They are broadly categorized as:

Equity Linked Savings Schemes (ELSS): It is an open-ended scheme that helps your money to grow while giving you tax benefit under Section 80C. Top performing Tax Saving Mutual Munds are: IDFC Tax Advantage (ELSS) Fund Tata India Tax Savings Fund Aditya Birla Sun Life Tax Relief '96 L&T Tax Advantage Fund Principal Tax Savings Fund

Large Cap Equity Mutual Funds: These funds focus on investment in companies with large capitalization and are thus known for stability and consistent, sustained returns. The best performing funds in this category are: ICICI Prudential Bluechip Fund Reliance Large Cap Fund India bulls Blue Chip Fund Aditya Birla Sun Life Frontline Equity Fund SBI Bluechip Fund

Mid Cap Equity Mutual Funds: It focuses on investments in companies with a middle range of capitalization. The top-performing funds in this category are: Kotak Emerging Equity Scheme L&T Midcap Fund Sundaram Mid Cap Fund Franklin India Prima Fund Edelweiss Mid Cap Fund

Small Cap Equity Mutual Funds: This fund is focused on investments in companies with relatively small market capitalization. The top-performing funds in this category are: SBI Small Cap Fund L&T Emerging Businesses Fund Aditya Birla Sun Life Small Cap Fund HDFC Small Cap Fund Reliance Small Cap Fund

Diversified Multi-Cap Equity Mutual Funds: Its investments are concentrated in a diversified portfolio, comprising of stocks of different capitalizations and sectors. The top-performing funds in this category are: Mirae Asset India Equity Fund Kotak Standard Multi-Cap Fund Motilal Oswal Multi-Cap 35 Fund L&T Equity Fund Aditya Birla Sun Life Equity Fund

Sector Equity Mutual Funds: Its investments are made in businesses that solely operate in a sector or a particular industry. The top-performing funds in this category are: ICICI Prudential Banking and Financial Services Fund Aditya Birla Sun Life Banking And Financial Services Fund Sundaram Rural and Consumption Fund Franklin Build India Fund DSP BlackRock Natural Resources and New Energy Fund

Focused Equity Mutual Funds: It is a fund with investments that hold a limited number of stocks in a limited number of sectors. The top-performing funds in this category are: Axis Focused 25 Fund Aditya Birla Sun Life Focused Equity Fund Sundaram Select Focus Fund Principal Focused Multicap Fund Motilal Oswal Focused 25 Fund

Dividend Yield Equity Mutual Funds: It is a strategy to identify good value stocks and preferring growth over dividends. However, dividend from stocks acts as an additional income. The top-performing funds in this category are: Principal Dividend Yield Fund Templeton India Equity Income Fund ICICI Prudential Dividend Yield Equity Fund UTI Dividend Yield Fund Aditya Birla Sun Life Dividend Yield Fund

Value Equity Mutual Funds: It employs a strategy to invest in emerging companies with potentially high growth prospects. It invests in stocks that are apparently undervalued The top-performing funds in this category are: Tata Equity PE Fund L&T India Value Fund M Value Fund HDFC Capital Builder Value Fund IDFC Sterling Value Fund

Balanced Equity Mutual Funds: It employs a strategy to invest in a mix of debt and equity instruments. Balanced Mutual Funds aims to balance the risk-reward ratio. The top-performing funds in this category are: Aditya Birla Sun Life Equity Hybrid '95 Fund - Direct Franklin India Equity Hybrid Fund-Direct Plan HDFC Children's Gift Fund ICICI Prudential Balanced Advantage Fund-Direct Plan Kotak Equity Savings Fund-Direct Plan

Conclusion:                                            

The search for best Equity Mutual Fund to invest in 2019 is hidden in the performance of funds in the previous years. The assessment of how the funds behaved, especially when the market was in the doldrums is a benchmark. If you contemplate to shunning the stock market when the chips are down, you are missing a golden opportunity to create wealth. The best time to accumulate stocks to create long-term wealth is the bad phase in the market. However, it is prudent to choose Equity Mutual Funds that did well in such times. An in-depth analysis of the performance of funds during the last three years is an ideal way to put your money in the best Equity Mutual Funds around.

[customdesignnnn]

MFs inject Rs 22,000 cr into equities in March amid extreme market volatility

MFs inject Rs 22,000 cr into equities in March amid extreme market volatility

Domestic mutual fund managers bought shares worth Rs 22,200 crore in March amid sharp swings in share prices. Among large caps, Kotak Mahindra Bank, HDFC, ONGC and Maruti Suzuki were among the most bought stocks. While in the mid and small cap segment, the top buys were Coforge, Indian Hotels, MCX and V-Guard, Edelweiss analysis shows. On the other hand, ITC tops the sales list. The equity plans…

[cialisbl]

MFs pump Rs 22,000 cr into shares in March amid extreme market volatility

MFs pump Rs 22,000 cr into shares in March amid extreme market volatility

Managers of domestic mutual funds bought Rs 22.2 billion worth of shares in March, amid wild swings in share prices. Among large-cap names, Kotak Mahindra Bank, HDFC, ONGC and Maruti Suzuki were among the most bought stocks. While in the mid- and small-cap segment, the top purchases were Coforge, Indian Hotels, MCX and V-Guard, the Edelweiss analysis shows. On the other hand, ITC topped the sales…

[imperialmoney01]

Imperial Money Offers the Simple, Free, and Most Convenient Way of Investing In Mutual Funds

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Invest in tax-saving mutual funds to get tax exemption under section 80c. The total exempt limit is 1.5 Lakhs. Invest in equity mutual funds – small-cap, large-cap, mid-cap, multi-cap – for the long term and higher returns. Check out SIP Calculator to know how many returns you can make.

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[techminsolutions]

Adding value funds can enhance your portfolio

Adding value funds can enhance your portfolio

I am investing in the following funds and have considered flexi-cap and large- and mid-cap funds as my core portfolio. I have adequate life and health insurance and also have an emergency fund with link FD. Mirae Asset Emerging Fund – ₹2,500 Axis Growth Opportunity Fund – ₹4,000 Parag Parekh Flexi Fund – ₹5,000 Edelweiss Recently IPO – ₹3,000 HDFC Small Cap – ₹1,500 Canara Robeco Focused Fund –…

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Adani Gas, Apollo Hospitals may become large-cap stocks soon; HPCL could turn mid-cap

Adani Gas, Apollo Hospitals may become large-cap stocks soon; HPCL could turn mid-cap

Edelweiss’ pick Adani Gas, now known as Adani Total Gas, has surged 269% so far this year. (Image: REUTERS) Adani Gas could soon be re-classified as a large-cap stock in the semi-annual review by the Association of Mutual Funds in India (AMFI). Brokerage and research firm Edelweiss believes AMFI’s semi-annual review will also see Apollo Hospitals, Cholamandalam Invest, and NMDC get upgraded to…

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Mutual fund investment in India

Mutual funds are one of the most popular investment options in India. A mutual fund is an investment launched when an asset management company (AMC) or fund house pools money from several individuals and institutional investors. The money is used to invest in securities across asset classes such as stocks, debt, gold etc. A person well versed with investments manages the fund and is called fund manager. The fund manager makes investments on behalf of the mutual fund unitholders. The main aim of the fund manager is to provide good returns to investors by investing in securities that are in accordance with the fund’s objectives. The performance of funds is dependent on the underlying investments made by the fund manager.

List of AMCs in India

There are more than 45 AMCs in India that have launched hundreds of mutual funds. The most popular AMCs include:

·         ICICI Prudential Mutual Fund

·         HDFC Mutual Fund

·         Aditya Birla Sun Life Mutual Fund

·         SBI Mutual Fund

·         Nippon Mutual Fund

·         Kotak Mahindra Mutual Fund

·         L&T Mutual Fund

·         Axis Mutual Fund

·         Mirae Asset Mutual Fund

·         Canara Robeco Mutual Fund

·         DSP Mutual Fund

·         Edelweiss Mutual Fund

Types of mutual funds in India

Mutual funds in India are broadly classified into equity funds, debt funds, and balanced funds, depending on their equity exposure.

Equity funds invest mostly in equity shares of companies across all market capitalizations. If a mutual fund invests at least 65% of its portfolio in equity shares, it is an equity mutual fund. Among all funds, equity funds have the potential to offer the highest returns. Equity funds are further classified into large cap, mid cap, small cap, multi-cap, sectoral, thematic and index funds. While large, mid, small and multi-cap funds invest in stocks of several market capitalizations, sectoral and thematic funds invest in stocks of a specific sector and stocks that are part of a theme respectively. Index funds invest in stocks that are part of a chosen index. Equity Linked Savings Schemes (ELSS) are mutual funds that provide tax benefits under Section 80C of the Income Tax Act. You can get tax deductions of up to Rs. 1.5 lakhs for a financial year.

Debt mutual funds invest mostly in money market and other fixed-income securities such as treasury bills, government bonds, certificates of deposit, and corporate bonds. If a mutual fund invests a minimum of 65% of its portfolio in debt securities, it is a debt fund. Debt funds are ideal for risk-averse investors as they are less volatile.  Most popular debt funds include dynamic bond funds, short term funds, liquid funds, gilt funds and credit risk funds. While dynamic bond funds take advantage of the changes in interest rates, short term funds invest in debt securities having maturity of less than three years. Liquid funds are suited for those who want to invest for a few months and are looking for returns that are more than the interest provided by their savings account. Gilt funds are funds that invest in government securities and are considered the safest in terms of credit risk. Credit risk funds invest in low rated securities to provide higher returns.

Balanced or hybrid mutual funds invest in equity and debt securities. The main aim of the fund to balance the risks and the rewards by diversifying the portfolio. This category of funds has the popular Monthly Income Plans (MIP). These are for risk averse investors who are looking for income from their investments.

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Balanced Advantage Funds: Why it makes sense to invest in balanced advantage funds

Investors who have put money through systematic investment plans (SIPs) in balanced advantage funds, which invest in a mix of equity, debt and arbitrage, have fared better over the three-year period through February than those who opted for pure equity mutual funds.

As per data from Value Research, average SIP returns for the three-year period from the balanced advantage fund category was 3.78%. In comparison, large-cap funds have returned 3.48%, large and midcaps 2.69%, multicaps 3.05% and midcaps 2.2%. Investors in small-cap funds have on average lost 2.17%.

A sharp slide in stock prices in the fortnight ended February 28 — the NSE Nifty lost 8.4% — due to concerns over the Coronavirus outbreak has weighed on the returns of equity funds.

While there are no formal data available, as much as 85-90% of SIP investments is estimated to be in equity mutual funds. Balanced advantage, hybrid, and debt funds account for the rest.

“Equity as an asset class has high volatility and investors who get scared by that and do not have a 7- to 10-year time frame will be better off using balanced advantage funds,” said S Shankar, a certified financial planner at wealth management company Credo Capital.

Balanced advantage funds that have started gaining popularity over the last three years are dynamically managed equity mutual funds that typically alter their equity allocation between 30% and 80%, depending on market valuations and usually considering the price-earnings ratio. When valuations are high, they reduce their equity allocation; and when low, increase it.

For example, ICICI Prudential Balanced Advantage Fund, which had Rs 28,853 crore of assets under management as of January, had a 49.67% allocation to equities, while Kotak Balanced Advantage Fund had a 39.73% allocation as of January 2020. The balance portfolio is allocated to arbitrage and debt in such a manner that the equity plus arbitrage component is always more than 65%, giving investors the benefit of equity taxation. Due to this lower equity allocation, the loss during a stock market crash is lower compared with pure equity funds.

“Investors should tag goals to their SIPs. Long-term goals like child education and retirement which are more than 10 years away should be planned using equity SIPs, while for short-term goals use debt or hybrid products,” said Nisreen Mamaji, a certified financial planner at Moneyworks Financial Advisors.

The number of investors using SIPs to participate in equities and meet their financial goals is increasing. Data from the Association of Mutual Funds in India show that the MF industry had added, on an average, 9.81 lakh SIP accounts each month so far in fiscal 2020, with an average investment of about Rs 2,800 a month per SIP account. Inflows through the SIP route have been steady and investors have poured in more than Rs 8,000 crore every month for the last 14 months, despite the volatility in the equity markets.

Moving ahead (annualised returns)

Category 3-yr average SIP return (%) Highest fund return (%) Lowest fund return (%) Large cap 3.48 12.64 -4.83 Large & mid cap 2.69 7.36 -3.78 Multi cap 3.05 13.39 -6.18 Mid cap 2.20 12.33 -4.25 Small cap -2.17 15.06 -10.95 Balanced Advantage 3.78 6.63 -0.16

Top balanced advantage funds/dynamic asset allocation funds

Scheme name 3-year SIP returns (%) IDFC Dynamic Equity 6.63 DSP Dynamic Asset Allocation 6.58 Motilal Oswal Dynamic 6.38 ICICI Prudential Balanced Advantage 5.84 Edelweiss Balanced Advantage 5.68 Balanced advantage 3.78

Source: Value Research as on February 28, 2020

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HDFC Mid Cap Opportunities Fund and its Asset Allocation

Among twenty AMCs on MySIPonline, one is HDFC Mutual Fund which comes under the top asset management companies of India. There are a number of its schemes in which you may invest through this platform. Among them one is HDFC Mid Cap Opportunities Fund which was launched on June 25th, 2007. This scheme aims to generate long-term capital appreciation through investment predominantly in mid cap companies. Let’s see how the assets of this scheme are allocated.

Asset Allocation of HDFC Mid Cap Opportunities Fund (G) As on July 31st, 2018, the assets under management were Rs. 21,149 crores. The investment made in equity and equity related instruments is 94.79%, in debt is 1.3%, and in cash and cash equivalents is 3.91%. The investment in equity is further divided in to large-cap, mid-cap, and small-cap equities. Investment in large-cap and small-cap is 3.30% and 9.59%, respectively. As this scheme predominantly invests in mid-cap fund, therefore, the asset allocation percentage in mid cap equity is 87.11%.

Sector Allocation Its benchmark is NIFTY Midcap 100 TRI, in comparison to which it has invested more in sectors such as Engineering, Automobile, Chemicals, Technology, etc., and less in sectors such as Financial, Healthcare, Services, and Energy. Overall, the fund of this scheme has been invested maximum in financial sector with 23.53%.

Company Allocation The top ten companies in which it has invested majorly are Sundram Fasteners (Engineering), Balkrishna Industries (Automobile), Cholamandalam Invest. & Fin. (Financial), Hexaware Technologies (Technology), Voltas (Cons Durable), RBL Bank (Financial), City Union Bank (Financial), Exide Industries (Engineering), Torrent Pharmaceuticals (Healthcare), and Edelweiss Financial Services (Financial).

Key Points About HDFC Mid Cap Opportunities Fund Growth HDFC Mid Cap Opportunities Fund NAV as on August 14th, 2018 was Rs. 57.879. The units are allotted to the investors by dividing the application amount with the applicable net asset value. 

1. The minimum investment amount with which an investor may start investing in this scheme is Rs. 5000 for the first time investors and for existing investors this amount is Rs. 1000. 

2. No entry load will be charged from investors investing in this scheme. As the switch out may affect the overall functioning of the investment, therefore 1% will charged as exit load, in case an investor redeems within one year of investment. After completion of one year, no exit load will be charged.

3. As this scheme is an open-ended scheme, so investors will be free to switch in or switch out of the scheme by buying or selling the units directly to the fund house itself.

To invest in HDFC Mid Cap Opportunities Fund Growth, simply log on to MySIPonline, a leading online investment platform that helps you invest from the comfort of your place. As you have gone through the assets allocation of this scheme, so now knowledge about one of the important factors that should be considered while investing in this scheme. To know more or clarify any doubt, don’t forget to consult the financial experts anytime without incurring any additional charges.

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Top Mutual Funds to invest in 2018 through SIP route includes ELSS & Global

Top Mutual Funds to invest in 2018 through SIP route includes ELSS & Global funds.

Top 3 Large Cap Funds:

Bluechip + Growth focus. Pure Equity. Moderate risk, moderate return.

Escorts Growth Fund

Invesco India Growth Fund

IDFC Focused Equity Fund

Top Index Fund:

NIFTY ETF. Pure Equity. Moderate risk, Moderate return and lower cost.

Kotak Nifty ETF

Top 3 Mid cap and Small cap Funds:

Growth focused on Emerging business with small to medium capital. High risk & High return.

HDFC Small cap fund

L&T Emerging Business Fund

Reliance Small cap fund

Top 2 Diversified Funds:

Pure Equity. Growth Focus on emerging businesses with any capital range combines quality large cap, mid cap & small cap stocks. Moderately high risk & Moderately High return.

Invesco India Contra Fund

Principal Emerging Bluechip Fund

Top 3 Balanced Funds:

75% Equity and 25% debt. Moderate risk and moderate returns.

HDFC Balanced Fund

Reliance Balanced Fund

Principal Balanced Fund

Top 3 ELSS Funds (Tax saver):

Pure Equity. ELSS (Tax saver) under 80C. Lock in period.

ABSL Tax Plan

Principal Tax Saver

IDFC Tax Advantage (ELSS)

Top 2 Long term Debt Funds:

Axis regular saver fund

ICICI Pru long term plan

Top 3 Global Fund of Funds:

Absorbs domestic volatility and gives exposure to global markets.

Motilal Oswal Nasdaq 100 ETF

Edelweiss Greater China Equity

Franklin Asian Equity

Mutual fund investment Strategy:

There are 20 funds listed above and we need to restrict to less than 5 funds for investment as each equity mutual funds have closer to 40-50 stocks.

Building quality wealth over long term with Very High risk: (100% Equity with 30-40% Large cap & 20% global Fund of Funds)

Invesco India Growth Fund

IDFC Focused Equity Fund

Reliance Small cap Fund

Principal emerging Bluechip Fund

Motilal Oswal Nasdaq 100 ETF (10% weightage) + Edelweiss Greater China Equity (10% weightage)

Building quality wealth over long term with High risk: (100% Equity with 40% large cap and 20% global Fund of Funds)

Invesco India Growth Fund

Kotak NIFTY ETF

Reliance Small cap fund

Principal emerging Bluechip Fund

Motilal Oswal nasdaq 100 ETF

Building quality wealth over long term with moderately high risk: (90% Equity with more than 50% large cap and 10% debt)

Kotak NIFTY ETF

Invesco India Contra Fund

Principal Emerging Bluechip Fund

Reliance Balanced Fund

HDFC Balanced Fund

Building quality wealth over long term with moderately high risk: (85% Equity with more than 70% large cap and 15% debt)

Kotak NIFTY ETF

HDFC Balanced Fund

Reliance Balanced Fund

Principal Balanced Fund

Invesco India Growth Fund

Building quality wealth over long term with moderate risk: (65% Equity with more than 50% large cap and 35% debt)

Kotak Nifty ETF

HDFC Balanced Fund

Reliance Balanced Fund

Principal Balanced Fund

Axis Regular Saver Fund

Building quality wealth over long term with moderately low risk: (50% Equity with more than 40% large cap and 50% debt)

Kotak Nifty ETF

Reliance Balanced Fund

Principal Balanced Fund

Axis Regular Saver Fund

ICICI Pru Long term Plan

We take pledge to update the funds every quarterly once (Atleast twice a year) to help investors switch funds from Non performing to Performing funds. Before recommendation all the funds holding has been reviewed.

        Source: http://gale.in/top-mutual-funds-to-invest-in-2018-through-sip-route-includes-elss-global/