#Edelweiss mutual fund

[robertj71]

What Is SIP Investment & How SIP Works?

Picture yourself planting seeds and envision a well grown tree 10 years from now, yielding fruits and providing shade when needed the most. Investing through SIP works the same way. You invest small amounts consistently in a mutual fund scheme in a disciplined way and accumulate wealth over the long term that helps you fulfil your financial goals. Retail investors in India continue to plough money into mutual funds through this scheme. It is evident from the recent numbers that show approximately 7.13 crore SIP accounts through which investors invest regularly. As of September 30, 2023, the total amount collected through SIP stood at Rs. 16,042 crore. However, many investors are still unaware of investing in mutual funds through the Systematic Investment Plan. Let us understand what SIP, how it works, how to invest in it and the wide range of benefits associated with it. 

Systematic Investment Plan (SIP)

Systematic Investment Plan (SIP) is a popular investment tool through which one can invest a fixed amount regularly (ideally monthly) in mutual funds in a systematic and disciplined manner. It is an alternative investment approach to making a lump sum investment. One can prefer to start an SIP either in an Equity or debt fund depending upon one’s risk appetite. However, most investors prefer equity funds for sip investment as it helps to accumulate wealth over the long term. Additionally, SIP also offers variants other than regular SIP which include Step Up SIP, Flexi SIP, Perpetual SIP, Trigger SIP etc.

How SIP works?

Let us understand the working of SIP through a simple example. Ram, a 27 year old bank employee, started an SIP of Rs.10,000 for a tenure of 5 years with an anticipated Rate of Interest (ROI) of 10%. Over the tenure of 5 years, he invested Rs.12,00,000. He earned estimated returns of Rs.8,65,520. Upon maturity, he was able to accumulate a corpus of Rs.20,65,520 which was otherwise not possible for him.

Ram was able to accumulate this corpus primarily due to four main factors on which the concept of SIP works.

Rupee Cost Averaging: When one buys units of a mutual fund, a price is associated with it referred to as Net Asset Value (NAV) of the fund that fluctuates daily. One buys more units of a mutual fund when the NAV is lower and fewer units when the NAV is high. In other words, during market downturns, one acquires more units, while fewer units are obtained during upswings. This averages the overall cost of purchasing the units of a mutual fund and helps one get less impacted by short-term market fluctuations.

Power of Compounding:  The concept of SIP works on the foundation of this approach. In simple words, the interest earned by the investor gets reinvested in the original corpus. Each repetition of this process paves the way for the systematic accumulation of money that results in exponential growth over time.

Starting Early: Historical data suggests that no matter at what frequency the SIP instalment amount gets debited; one must start the SIP early and stay invested through it for a longer duration to achieve the benefits of compounding.

Investing Regularly: If you invest regularly in a SIP, even small amounts can accumulate into a significant corpus due to the compounding effect. Additionally, this approach also helps inculcate the habit of disciplined investing.

Advantages of Investing through SIP

Flexibility to choose date, amount & tenure: SIP is a highly flexible and affordable investment approach where one can invest in a mutual fund scheme of choice. One has the option to choose the SIP amount, date of deduction and tenure of the investment as per risk appetite and financial goal. For short-term goals, one can invest in low-risk options such as debt or money market funds. For medium-term goals, exploring alternatives like Balanced Advantage or Hybrid Equity Funds can be advantageous. On the other hand, for mid to long-term investments, it is advisable to allocate funds to equity funds. Furthermore, SIP also offers the flexibility to top up the investment amount through a feature called ‘Step Up’ where one can increase the amount in line with income growth and halt as needed.

Cost & Convenience: One can start an SIP with as low as Rs. 100 and gradually increase the investment as the financial situation improves. It is a hassle free investment and just needs a few steps to begin. Once all sip related documents are ready (Proof of Identity, Proof of Address, PAN Card and investors’ bank account details), it is important to conduct KYC (online or offline) and sign up for the NACH (National Automated Clearing House) mandate. Once all this is set up, SIP allows automatic deductions from the investor’s bank account on the date chosen by the investor.

No need to time the market: SIP allows one to invest a fixed amount regularly across different market levels without having to time the market. This means that the investor does not need to worry about market cycles or check whether the time is right to invest. Additionally, cost averaging allows short-term market fluctuations to have less impact on the investments.

Professional Management: SIP in Mutual funds are managed by highly experienced and well trained finance professionals who choose a mutual fund scheme that aligns with one’s investment objectives and risk tolerance.

Calculate Estimated Returns: Most fund houses and financial institutions provide SIP Calculator ,a highly useful online tool that helps investors estimate the potential returns on their SIP investments. This aids in better financial planning and decision-making for the investor. These calculators are free of charge and anyone can access them online from websites.

Alternative Investment Strategies

In addition to SIP, alternative investment methods like SWP (Systematic Withdrawal Plan) and STP (Systematic Transfer Plan) can be explored. Each approach brings unique benefits to investors. SWP, for instance, is well-suited for generating supplemental income from investments during retirement or for cash flow management. In contrast, STP facilitates the transfer of a predetermined amount from one mutual fund scheme to another, typically involving a transition from a lower-risk option, such as a debt fund, to a higher-risk equity fund.

However, it is crucial to remember that SIP is designed for long-term gains, and consulting with a financial expert is highly recommended. A professional advisor can help you pick the right mutual fund, decide on the ideal SIP duration and craft an investment strategy that helps you achieve your financial goals.

[digitalworldmarketview]

📈 Edelweiss Financial Services on the Rise!

🔹 Stock Surge: Edelweiss shares hit the 10% upper circuit at ₹123.75 on reports of a potential stake sale in its mutual fund arm.

🔹 Business Expansion: With a 60% rally in the past 6 months, Edelweiss continues unlocking value across its subsidiaries, including wealth management and asset management.

🔹 Future Plans: The company plans to divest stakes in multiple ventures, enhancing liquidity and reducing debt.

💼 Investor Buzz: Strong growth trajectory amidst market challenges!

[filmiduniyaorg]

इन 5 लार्जकैप फंड में जिसने लगाया पैसा, उसकी हुई पौ बारह पच्‍चीस, रिटर्न जानकर आप कहेंगे- मैं पीछे रह गया

भारत 22 ईटीएफ का नाम छप्‍परफाड़ रिटर्न देने के मामले में पहले नंबर पर है. एक साल में इस फंड ने 36 फीसदी रिटर्न निवेशकों को दिया है. इस फंड ने आईटीसी, लार्सन एंड टुब्रो, एक्सिस बैंक, एनटीपीसी, एसबीआई और एक्सिस बैंक जैसी बड़ी कंपनियों में निवेश किया है. आप इस फंड में पांच हजार रुपये से निवेश शुरू कर सकते हैं

[hmatrading]

List of Best Trading Apps in India 2023

The world of trading has become more accessible than ever before, thanks to the rise of trading apps. With just a few clicks on your smartphone, you can now buy and sell shares in real-time from anywhere in India. But with so many options available, which trading app should you choose? In this article, we've compiled a list of the top 10 best trading apps in India for 2023. Whether you're a seasoned trader or just starting out, this comprehensive review will help you find the perfect app for your needs. So let's dive right into it!

List of the Top 10 Trading Apps in India

Zerodha:  With over 3 million users, Zerodha is one of the most popular trading apps in India. It offers a user-friendly interface and low brokerage fees, making it an excellent choice for both beginners and experienced traders.

Upstox: Another top-rated app is Upstox, which boasts a simple yet effective platform for buying and selling stocks. It has competitive pricing and advanced charting tools to help you make informed decisions.

Angel Broking: Known for its extensive research capabilities, Angel Broking provides valuable insights into market trends that can help investors maximize their profits. The app also features a range of financial products like mutual funds and insurance.

Groww: A relatively new player in the market, Groww has quickly gained popularity thanks to its zero-commission policy on stock trades and easy-to-use interface.

Kotak Securities: This app by Kotak Mahindra Bank offers seamless integration with your bank account, allowing you to transfer funds seamlessly between them while trading shares or investing in mutual funds.

Sharekhan: With more than 20 years of experience in the market, Sharekhan is known for its robust research reports that provide detailed analysis of stocks from various sectors.

Edelweiss: Offering customizable watchlists and charts along with real-time news updates, Edelweiss makes it easier for investors to stay up-to-date with current events affecting their investments.

HDFC Securities: This app by HDFC Bank provides access to global markets along with local ones at affordable prices while providing comprehensive research reports covering several industries

ICICI Direct: ICICI direct allows you not only trade through mobile but also via call-n-trade. Their simplified version makes it perfect even if you are a beginner

Axis Direct: Last but not least AxisDirect comes equipped with all essential features including personalized alerts, easy order placement and comprehensive market analysis tools.

Complete Review of All Best Trading Apps in India

When it comes to choosing the best trading app in India, there are plenty of options available. But which one is right for you? In this complete review of all the best trading apps in India, we will take a closer look at each one and help you make an informed decision.

First up is Angel Broking. With its user-friendly interface and advanced charting tools, Angel Broking makes it easy for beginners to get started with trading. It also offers low brokerage fees and instant fund transfer options.

Next on our list is Zerodha. Known for its no-brokerage policy, Zerodha has quickly become a popular choice among traders in India. The app offers various features such as market depth analysis, advance charts and technical indicators.

Groww is another great option for those looking for a seamless trading experience. Its simple design allows users to navigate through the app with ease while offering commission-free investments in mutual funds.

Kotak Securities’ mobile application provides real-time updates on the stock market along with research reports from their team of experts giving you valuable insights about specific companies' performances based on their financial history.

Edelweiss Trading App combines investment opportunities with insightful advice from analysts making sure that traders make informed decisions before investing money into stocks or mutual funds

These are just some of the top contenders when it comes to finding the best trading app in India - but ultimately, your choice will depend on what suits your needs as an investor or trader.

To sum up, in this article we have discussed the top 10 trading apps in India for the year 2023. We have reviewed each app based on its features, user interface and overall performance.

Whether you are a beginner or an experienced trader, these apps offer you a seamless experience with no brokerage charges and easy access to market data.

Angel Broking, Zerodha and Kotak Securities are some of the popular names that provide unique features to make your trading journey smooth. Edelweiss also offers reliable services with advanced charts and tools.

Groww is another great option for beginners as it has a simple user interface along with low brokerage fees. nifty bees share price can be easily tracked through Angel One while Old Mumbai Chart provides historical data essential for analysis.

Each app excels in different areas making them suitable for different types of traders. So choose the one that best fits your requirements and start trading today!

After analyzing and reviewing the top 10 trading apps in India, it is evident that each app has its unique features and benefits. Whether you are a beginner or an experienced trader, there is an app on this list that will suit your needs.

From Angel Broking's seamless user interface to Zerodha's low brokerage fees, each app offers something special. Other notable mentions include Kotak Securities' advanced charting tools, Edelweiss' research reports, and Groww's zero brokerage platform for mutual funds.

Choosing the best trading app in India can be challenging. However, by assessing your needs as a trader and comparing them with the offerings of these top 10 trading apps, you can find one that perfectly suits you. So go ahead and download your favorite trading app today

Related - https://hmatrading.in/best-trading-app-in-india/

Source - https://sites.google.com/view/list-of-best-trading-apps

[krupa192]

Top Employers Hiring CFA Charterholders in India: Career Opportunities and How to Succeed

The Chartered Financial Analyst (CFA) designation is widely regarded as a benchmark of excellence in the financial world. In India, this globally recognized qualification opens doors to diverse career opportunities across industries. But which companies and sectors are most likely to hire CFA charterholders? This article explores the demand for CFA professionals in India, the roles they commonly occupy, and how programs like the Boston Institute of Analytics’ CFA Study Programs can help you achieve your career aspirations.

Industries That Recruit CFA Charterholders in India

CFA charterholders possess specialized knowledge and skills that make them valuable assets in various industries. Here are the key sectors actively seeking CFA-qualified professionals in India:

Investment Banking: Investment banks are among the top recruiters of CFA professionals in India. These institutions rely on CFAs for roles in equity research, financial modeling, and mergers and acquisitions (M&A). Major players include global giants like Goldman Sachs, Morgan Stanley, and JP Morgan, as well as Indian firms like ICICI Securities and Kotak Investment Banking.

Asset Management: Asset management companies and mutual fund houses value CFA charterholders for their ability to analyze and manage investment portfolios effectively. Organizations such as HDFC Asset Management, SBI Mutual Fund, and Aditya Birla Sun Life Asset Management are prominent recruiters.

Equity Research: Equity research is another domain where CFA professionals shine. They provide insights into market trends and individual stocks, helping investors make informed decisions. Firms like Motilal Oswal, Edelweiss, and CLSA are known for hiring equity research analysts with CFA credentials.

Wealth Management: Wealth management firms and financial advisors hire CFA professionals to cater to high-net-worth individuals (HNWIs). Companies like Julius Baer, HSBC Wealth Management, and IIFL Wealth offer roles that require expertise in investment planning and portfolio management.

Corporate Finance: Many large corporations and conglomerates in India hire CFA charterholders for roles in financial planning, risk management, and capital budgeting. Leading employers include Tata Group, Reliance Industries, and Mahindra Group.

Private Equity and Venture Capital: CFA professionals are sought after in private equity (PE) and venture capital (VC) for their expertise in deal structuring, investment analysis, and due diligence. Firms like Sequoia Capital, Accel Partners, and KKR frequently recruit CFAs.

Hedge Funds: Although hedge funds are a relatively niche industry in India, firms like Avendus Capital and Edelweiss Alternative Asset Advisors often look for CFA charterholders to fill critical roles.

Credit Rating Agencies: Credit rating agencies such as CRISIL, ICRA, and CARE Ratings employ CFA professionals for credit analysis, financial modeling, and risk assessment roles.

Key Roles for CFA Charterholders in India

CFA charterholders are equipped with a versatile skill set that prepares them for a variety of roles in the financial sector. Here are some of the most common positions:

Equity Research Analyst: These professionals conduct in-depth research on stocks, industries, and markets to provide actionable investment recommendations.

Portfolio Manager: Portfolio managers oversee investment portfolios, ensuring they meet performance goals and align with client objectives.

Financial Analyst: Financial analysts support decision-making processes in corporate finance, investment banking, and asset management by analyzing financial data.

Risk Manager: Risk managers develop strategies to identify and mitigate financial risks within organizations.

Investment Banker: Investment bankers facilitate capital raising, M&A transactions, and other financial activities for corporations and governments.

Credit Analyst: Credit analysts assess the creditworthiness of businesses and individuals to guide lending and investment decisions.

Wealth Manager: Wealth managers provide tailored financial advice and investment solutions to high-net-worth clients.

Why Employers in India Value CFA Charterholders

The CFA designation is a mark of distinction that signifies expertise, commitment, and professionalism. Here are some reasons why companies in India actively seek CFA-qualified professionals:

Global Credibility: The CFA charter is recognized worldwide, making it a valuable credential for multinational firms operating in India.

Comprehensive Knowledge: The CFA curriculum covers a wide range of topics, including ethics, portfolio management, and financial analysis, ensuring that charterholders are well-prepared for complex roles.

Professional Discipline: The rigorous nature of the CFA program demonstrates a candidate’s dedication and ability to persevere through challenges.

Ethical Standards: The CFA Institute emphasizes ethical practices, ensuring that charterholders adhere to the highest standards of integrity and professionalism.

How to Enhance Your Career Prospects as a CFA

Earning the CFA charter is a significant achievement, but additional steps can help you stand out in the competitive job market:

Gain Practical Experience: Hands-on experience in finance through internships or entry-level roles can help you build valuable skills and networks.

Pursue Specialized Training: Advanced programs like the Boston Institute of Analytics’ CFA Study Programs can give you an edge by providing in-depth knowledge and career-focused training.

Develop Soft Skills: Strong communication, leadership, and analytical skills are crucial for success in financial roles.

Stay Updated: Keeping up with industry trends, regulatory changes, and emerging technologies will help you remain relevant in the fast-paced financial sector.

Boston Institute of Analytics’ CFA Study Programs

The Boston Institute of Analytics (BIA) offers tailored CFA Study Programs to help candidates excel in this challenging certification. Here’s what makes their programs unique:

Experienced Faculty: Learn from seasoned professionals and CFA charterholders who bring practical insights to the classroom.

Comprehensive Coverage: BIA’s programs cover all three levels of the CFA exam, ensuring you’re well-prepared for success.

Flexible Learning Options: Choose between online and in-person classes to fit your schedule and learning style.

Personalized Support: Benefit from one-on-one mentoring, doubt-clearing sessions, and career guidance.

Career Assistance: BIA provides support with resume building, interview preparation, and job placement to help you secure your dream role.

By enrolling in BIA’s CFA Study Programs, you’ll gain the skills, knowledge, and confidence needed to thrive in India’s financial sector.

Conclusion

The demand for CFA charterholders in India is growing across industries such as investment banking, asset management, and corporate finance. Companies value the CFA credential for its rigorous curriculum, ethical foundation, and global recognition. To maximize your career opportunities, consider enrolling in the Boston Institute of Analytics’ CFA Study Programs. With the right training and dedication, you can unlock a successful and rewarding career in India’s dynamic financial landscape.

[newsmatik]

'I cried in the bathrooms...': Edelweiss' Radhika Gupta weighs in on L&T chief's 90-hour work week.

Amid the heated debate sparked by L&T Chairman SN Subrahmanyan’s 90-hour work week, Radhika Gupta, CEO of Edelweiss Mutual Fund, shared her personal experience of working close to 100 hour week—and why it doesn’t work. In a post titled “Choices, Hard Work, and Happiness,” Gupta debunks the idea that long hours translate into greater productivity, from his own career journey. “I worked 100 hours a…

[third-new]

'I cried in the bathrooms...': Edelweiss' Radhika Gupta weighs in on L&T boss's 90-hour work week

Joining the heated debate over L&T chairman SN Subrahmanyan's advocacy of a 90-hour work week, Edelweiss Mutual Fund CEO Radhika Gupta shares her personal experience of working almost 100 hours a week and why it doesn't work. In a post titled “Choices, Hard Work, and Happiness,” Gupta debunks the notion that long hours translate into greater productivity, drawing from her own career journey. “I…

[newtras]

'I cried in the bathrooms...': Edelweiss' Radhika Gupta weighs in on L&T boss's 90-hour work week

Joining the heated debate over L&T chairman SN Subrahmanyan's advocacy of a 90-hour work week, Edelweiss Mutual Fund CEO Radhika Gupta shares her personal experience of working almost 100 hours a week and why it doesn't work. In a post titled “Choices, Hard Work, and Happiness,” Gupta debunks the notion that long hours translate into greater productivity, drawing from her own career journey. “I…

[satrthere]

'I cried in the bathrooms...': Edelweiss' Radhika Gupta weighs in on L&T boss's 90-hour work week

Joining the heated debate over L&T chairman SN Subrahmanyan's advocacy of a 90-hour work week, Edelweiss Mutual Fund CEO Radhika Gupta shares her personal experience of working almost 100 hours a week and why it doesn't work. In a post titled “Choices, Hard Work, and Happiness,” Gupta debunks the notion that long hours translate into greater productivity, drawing from her own career journey. “I…

[amstocks2024]

Understanding Smart SIP: Features, Benefits & How It Works | Edelweiss Mutual Fund

Learn What Is Smart SIP, How Does It Work, Its Features & Benefits. Know The Basic Difference Between SIP And Smart SIP With Edelweiss Mutual Fund.

[robertj71]

SIP in Index Funds | Edelweiss Mutual Fund

Discover The Power Of SIP (Systematic Investment Plan) In Index Funds. Learn How SIPs In India Provide The Benefits Of Disciplined Investing And Rupee Cost Averaging While Investing In Index Funds For Long-Term Wealth Creation.

[digitalworldmarketview]

🚀 Top Equity Mutual Funds Delivering Up to 21% Returns in 9 Months! 💹

Looking for high-performing mutual funds? 17 equity mutual funds have delivered up to 21% absolute returns in the last 9 months! 📈 Here are the top 10 performers:

🔥 Best Performing Funds: 🔹 Motilal Oswal Small Cap Fund – 21.09% 🔹 Motilal Oswal Large Cap Fund – 20.18% 🔹 Motilal Oswal Midcap Fund – 20.01% 🔹 Invesco India Midcap Fund – 18.98% 🔹 Edelweiss Mid Cap Fund – 18.85% 🔹 LIC MF Small Cap Fund – 18.44% 🔹 Bandhan Small Cap Fund – 18.13% 🔹 Kotak Emerging Equity Fund – 17.22% 🔹 LIC MF Multi Cap Fund – 17.14% 🔹 UTI Small Cap Fund – 17.00%

💰 Invest smartly and grow your wealth over time! 🌱 Start your SIP today!

[odnewsin]

Shark Tank India judge warns against ‘startup romance’, shares dark truth

The startup culture in India has witnessed remarkable growth over the past decade, reshaping career aspirations for many. However, Edelweiss Mutual Funds CEO and Shark Tank India Season 3 judge Radhika Gupta issued a warning against the alluring “startup romance.” In a post on X (formerly Twitter), she cautioned aspiring entrepreneurs warning that “there is now an increased air of ‘startup…

[trend4news]

'Do not fall ...': Edelweiss Radhika Gupta drops India's "love begins" hype

Radhika Gupta, CEO of Edelweiss Mutual Funds, is urging founders to look for a brighter start-up life that has been romanticized by co-workers, popular social media posts and congratulatory fund announcements. “Now there is a growing air of 'love at the beginning' that paints life at the beginning, such as working in cool clothes, leaving the workplace together, talking ideas all day, raising…

[ericalto]

'You can fall for it...': Edelweiss Radhika Gupta defies India's 'first love' hype

Radhika Gupta, CEO of Edelweiss Mutual Funds, urges founders to look beyond the glitzy glamor of startup life that has romanticized their workplaces, social media posts, and rounds of celebratory funding announcements. “Now there’s a growing ‘startup love’ atmosphere that paints startup life as working in cool clothes in a nice office, talking about ideas all day, raising money, giving Gyaan on…

[vedantbhoomidigital]

Edelweiss may sell minority stake in mutual fund unit, focus on international expansion

Edelweiss Financial Services is considering selling a minority stake in its mutual fund arm. The company has started the process with the services of an investment banker. Edelweiss Fund is the 13th largest fund house in India and has assets under management of around Rs 1.5 lakh crore. Edelweiss Mutual Fund's (…)