#Debt Settlement Programs

[loansmee]

Ready to take charge of your financial future? Consolidate your debt today and streamline your payments into one step. Say goodbye to multiple bills and stress-free financial freedom. Take the first step towards a debt-free life and consolidate your debt now!

[sandy1674686]

Legal Debt Settlement Agency Provide Legal Support and Litigation Assistance:

Legal Debt Settlement services are crucial in complex cases or when debtors refuse to cooperate. Their expertise allows them to evaluate the feasibility of legal action, form alliances with legal professionals, and even commence litigation if required. Thanks to their involvement, businesses can benefit from ongoing legal support and guidance throughout the entire debt recovery process

This partnership guarantees access to specialized knowledge and litigation assistance, making it easier for businesses to navigate the complexities of debt collection and overcome obstacles. With legal support at their side, companies can approach debt recovery with increased confidence and efficiency.

[floridataxattorneysmiami]

Eligibility Criteria for Various Tax Relief Programs: A Comprehensive Guide

 Navigating tax obligations can be challenging, especially during times of financial hardship. Tax relief programs are designed to assist taxpayers in managing their obligations, but eligibility criteria can vary significantly depending on the program. Understanding these criteria is crucial for qualifying and taking advantage of the support available. Here’s an in-depth look at the eligibility criteria for some of the most common tax relief programs.

1. Offer in Compromise (OIC)

An Offer in Compromise allows taxpayers to settle their tax debt for less than the total amount owed. The IRS considers it when paying the full tax liability would create financial hardship.

Eligibility Criteria:

Income and Expenses: Your ability to pay is evaluated based on your income, expenses, and asset equity.

Compliance with Filing Requirements: Applicants must have filed all required tax returns and made estimated tax payments for the current year.

Non-Bankruptcy Status: Taxpayers cannot apply for OIC if they are in an open bankruptcy proceeding.

Doubt as to Collectibility or Liability: You must demonstrate either that the IRS cannot fully collect the debt or there’s a legitimate dispute about the owed amount.

2. Installment Agreements

Installment agreements allow taxpayers to pay their tax liabilities in smaller, manageable payments over time.

Eligibility Criteria:

Debt Threshold: Individuals generally qualify if they owe $50,000 or less in combined tax, penalties, and interest. For businesses, the threshold is $25,000.

Filing Compliance: You must be current with all tax filings to be eligible.

Financial Disclosure: In some cases, the IRS may require a detailed financial disclosure to determine your ability to pay.

3. Innocent Spouse Relief

This program is for individuals who believe they should not be held responsible for the tax liabilities caused by a current or former spouse.

Eligibility Criteria:

Filing Jointly: The tax debt must result from a jointly filed tax return.

Unawareness of Error: You must demonstrate that you were unaware (or had no reason to know) of the understatement or errors.

Equity Considerations: It would be unfair to hold you accountable given the circumstances.

4. Currently Not Collectible (CNC) Status

CNC status temporarily halts IRS collection activities for taxpayers who cannot pay their tax liabilities due to financial hardship.

Eligibility Criteria:

Proof of Hardship: You must provide evidence, such as income and expense statements, showing that paying the debt would prevent you from meeting basic living expenses.

Compliance: All required tax returns must be filed.

5. Tax Credits and Deductions

Tax relief can also come in the form of credits and deductions that reduce your overall tax liability. Examples include the Earned Income Tax Credit (EITC), Child Tax Credit, and deductions for medical expenses or education.

Eligibility Criteria:

Income Limits: Many credits, like the EITC, have strict income thresholds.

Qualifying Dependents: Some credits require having dependents who meet specific age and relationship criteria.

Specific Expenses: Deductions often require documented evidence of qualified expenses.

Tax relief programs can provide invaluable support for individuals and businesses facing financial strain. However, eligibility hinges on meeting specific criteria, including income levels, compliance with tax filing, and proof of financial hardship. Consulting a tax professional or using IRS tools can help you identify the most suitable programs for your situation and streamline the application process.

By understanding the requirements and taking proactive steps, you can alleviate the burden of tax debt and regain financial stability.

[sadanseo]

Crucial Information Regarding Your Right to a Free Tax Consultation

The practice of tax law requires specialized knowledge and experience because the field is complex and constantly changing. A free consultation tax attorney is a lawyer whose exclusive area of practice is tax law. These lawyers can manage any complexity or simplicity in your tax situation. They are masters in managing intricate legal tax circumstances and have unmatched knowledge of the law and its implementation. You need a tax law specialist attorney if you or your business requires assistance with tax planning, representation in disputes with tax authorities, or just making sure you're following the law.

Common duties include evaluating recently established tax laws, assisting clients in tax court, and counseling clients on the tax ramifications of corporate activities and transactions. The significance of tax attorneys who provide free consultations and how they assist clients in comprehending and adhering to the intricate web of tax regulations will be discussed in the paragraphs that follow.

The tasks of a tax attorney could include

An attorney who practices just tax law is known as a "tax lawyer". They provide financial planning guidance to maximize tax conditions, adhere to tax laws, and settle disputes with the Internal Revenue Service or other tax authorities. Very little attention is paid to business taxes, estate taxes, foreign taxes, and tax debt. Many tax lawyers are employed by accountancy or legal firms. It's possible that a few of them work for themselves and manage their own businesses.

Tax attorneys that offer free consultations usually counsel clients on several strategies to receive favorable tax treatment. Lawyers not only create and negotiate contracts and other legal documents, but they can also represent clients in court, including tax court. Tax attorneys typically assist customers of accounting and consulting firms in adhering to tax laws.

Reason of hiring a tax attorney

Developmentof an estate:

Tax professionals can assist you with estate planning duties such establishing trusts, distributing assets to close relatives, and finishing required documentation during a free consultation.

Fixing up a business:

You can reduce your taxable income when you plan for the start-up, acquisition, sale, or growth of your company by scheduling a free consultation with a free consultation tax attorney.

Not being subject to taxes:

Tax attorneys provide free consultations if you need assistance disputing or resolving an overdue amount with the IRS or another tax agency. For example, they can assist you in selecting a joyful, innocent spouse or an offer that can be modified.

Qualities of a tax attorney to take into account

Acquiring legal authority to practice law

If a tax lawyer is licensed to practice law and offers free initial consultations, then they can. To find out if a tax lawyer is authorized to practice law in your state, go to the website of the bar organization in your state.

Recommending a greater level of investigation or attention

Most states require you to complete law school before granting you a license to practice law. Only the most experienced tax attorneys are able to obtain a Master of Laws (LL.M.) in taxation.

The TIN of the person making the arrangements

If you file tax returns for money, you must obtain a tax identification number from an IRS accountant. Without the tax preparer's signature and PTIN, your tax return cannot be filed.

Final Words

Get the most individualized tax advice and assistance possible by scheduling a free appointment with a free consultation tax attorney. In this way, it is free to talk with a tax attorney. You can receive individualized assistance with your tax situation without needing to pay anything up front. If you need assistance understanding the rules, you can get a free consultation with a tax attorney.

[lexingtontaxgroup]

🌟 Navigating Tax Debt: Insights from CEO Adam Hastie 🌟

Hey Tumblr community,

I hope this message finds you well. Today, I want to address a topic that affects many of us: tax debt. As the CEO of Lexington Tax Group, I've seen firsthand the impact that IRS tax debt can have on individuals and families. That's why I'm here to share some valuable insights and resources with you.

If you're feeling overwhelmed by tax debt, it's essential to know that you're not alone. Many people find themselves in similar situations, facing uncertainty and stress. However, there are options available to help ease the burden and provide relief.

At Lexington Tax Group, we specialize in guiding individuals through the process of qualifying for hardship programs. These programs, such as Offer in Compromise (OIC), Installment Agreements, and Currently Not Collectible (CNC) status, are designed to offer financial assistance and create manageable pathways towards tax debt resolution. Our dedicated team is here to provide personalized support and expert guidance every step of the way.

Whether you're considering an Offer in Compromise, an Installment Agreement, or another hardship program, we're here to help you navigate the complexities of the IRS system and find the best solution for your unique situation.

Our services extend beyond just IRS tax debt relief. We also provide assistance with Innocent Spouse Relief, IRS Fresh Start Initiative programs, penalty abatement, tax debt negotiation, and more. Our goal is to empower you with the knowledge and resources needed to achieve financial freedom.

To learn more about how Lexington Tax Group can assist you, visit our website at www.LexingtonTaxGroup.com or give us a call at 800-328-8289. Our team is ready to provide the support and expertise you need to move forward with confidence.

Remember, there's always hope, even in the face of tax debt. Together, we can overcome this challenge and build a brighter financial future.

Wishing you peace of mind and prosperity,

Adam Hastie CEO, Lexington Tax Group

[optpy]

CuraDebt offers a debt settlement program designed to help individuals struggling with overwhelming debt. Their program aims to negotiate with creditors to reduce the total amount owed, providing a more manageable repayment option. CuraDebt provides professional assistance and guidance throughout the debt settlement process. While debt settlement can provide relief for individuals struggling with unmanageable debt, it is essential to consider debt settlement pros and cons.

[megamindsecretlair]

heyyyy sugarplummm, you already know why i’m here🤭🤭🤭. i’d love to a request for teddy richmond??? im thinking smutty smutty down to the ground, but i NEEDDDD overstimulation from oc to teddy and him tapping out??? some crazy crazy shit LMAOOOO please and thank you, i would forever be in your debt🫂🫂🫂🫂🫂

A/N: Hope I did it justice! I read a FILTHY fic from @planetblaque, make sure you check her fic out here! Good & Plenty

Ruined

Pairing: Daddy Dom!Terry Richmond x Black!Fem!/ Plus Size reader

Warnings: 18+, Minors DNI, You are in charge of your own reading experience. Intentional use of AAVE. SMUT. PWP, cursing, PIV, oral (female and male receiving), fingering (fem receiving), teasing, size kink, dirty talk, face sitting, mean Terry, daddy kink, praise kink, overstimulation, reader is able to be picked up, all consensual. Sorry if I missed some, rushing.

Summary: See Ask. Story by @uniqueoutlierblog . Terry has been spending more time in the gym lately, preferring to retreat into his head like he often does. Tonight, however, you aim to take his mind off of his worries if only for a little while.

Word Count: 3,232k

AO3 Link

A/N: Ya'll don't ask about this man no more! I need to focus on this book, lordt LOL. He has rotted my brain, enjoy! Toss a coin to your blogger by leaving a comment, gif, or unhinged ask.

Your favorite part of your nightly routine was watching Terry workout. He was never more so in his element then when he was pumping iron, blasting his metal music, and in the zone. He became so focused, lifting weights, leg day, arm day, biceps, triceps, and whatever else he managed to hone into a deadly weapon.

You joined him most nights, but quickly became entranced in the way he lifted his body doing pull ups. Or working his legs out on the machine. Your home gym was nothing to sniff at. Making him deck it out in all of the equipment he ever wanted when he got his settlement from Shelby Springs. 

You liked using the bike mostly, setting a program, and pretending to ride up the side of a mountain. You were able to zone out, picturing the mountain air and the subtle breeze. It was a wonderful sight to behold but did little in comparison to Terry’s massive form. 

Terry had been a little distant lately, spending more and more time in the gym instead of resting. You entered the gym now to find him facing the wall of mirrors along the far wall, watching himself as he lifted heavy weights in his arms, doing curls. 

Something was bothering him. You bit your lip as you watched him. What could it be? 

He was focused, not even noticing that you were standing in the doorway. He wore a dusky blue tank and black shorts, compression shorts underneath showing off massive thighs. His earphones were in his ear, probably listening to his favorite band. 

You thought over what could possibly be his problem… it occurred to you. It was the anniversary of all the shit that went down. Losing his cousin, violence, racism. You sighed, wondering why he didn’t say anything. Then again, he wasn’t the type of man to burden others with his thoughts. 

You sauntered into the gym, taking off your pajama shirt as you did so. You wore no bra underneath so you were bare to the heated room. Your eyes were trained on Terry beside you, soaking through his tank top with sweat. The tattoos on his forearm moved with him, the star and moon on his arm curling.

You stopped beside him, taking off your sleep shorts and panties in one fell swoop. You grabbed your own set of weights and went through a series of light reps, stretching out your limbs and loosening up your body. 

Terry looked over at you and then faced forward. He did a double take, nearly dropping the weights in his hands. He caught them at the last minute, placing them down on the dumbbell rack. 

“What you doing?” He asked, a smirk curving his face. He took out one of his earbuds.

“Working out, what does it look like?” You asked. You didn’t look directly at him, opting to look at him in the mirror. That was easier. Easier to admire his face without having to look at his eyes dead on. Sometimes it seemed like he looked right down to your soul. 

He licked his lips, siding up to you. He was huffing with exertion, reaching up to grab your shoulder. You sidestepped him, tsking at him. “You didn’t finish your workout,” you said.

“You gon’ do me like that?” His voice. Good god. He pitched it even lower, sounding put out and superior at the same time. 

“Finish your workout. Go on,” you said. You switched up your stretches, adding in lunges and stretching your thighs. 

Terry admired what you were doing, the jiggle in your ass, and the sway of your breasts as you moved. He looked at you in the mirror and you smiled at him. He nodded and then yanked off his tank top. 

You faltered in your own routine. His body was insanely ripped. Like a lifelike painting. Like an artist painted each and every ab. You admired the way his body moved. Effortless. Easy. His eyes were trained on you as he took off his shorts and compression shorts, letting his dick spring free.

He was already semi-hard, long and thick, as the tip slapped against his inner thigh. He pulled his other earbud out, tapping away on his phone to put on a playlist you both enjoyed to pump through the house’s speakers. “Coming Undone” by Korn began to blast through the speakers and the dirty beat had you feeling excited. The vibrations in the floor tingled your bare feet. He moved back to retrieve his weights, standing beside you as you both got into your workout routines. 

No words were spoken as you looked at each other, eyes dragging along each other’s bodies like a physical caress. His wide chest glistened with sweat as he pumped his arms, curling those biceps that you just wanted to sink your teeth into.

Your plan was to take his mind off of things, coax him into relaxing, and then talk about what was in his head. But you were making your own self bothered, staring at his lean hips, thick thighs, and strong legs. 

Your pussy throbbed, as you stared at his dick moving with his effort. Wet slick starting to pool between your legs. 

You grunted as you lifted shaking arms to put away your weights. You weren’t as skilled as him and that was okay. You would work yourself up to his level. Sculpting your own body the way you wanted. 

You free-stretched, lifting your arms above your head and pushing out your chest. The room seemed to get hotter. You felt every inch of Terry’s gaze on your body. Everywhere his eyes roamed, your body tingled. You were connected to him on a deep, spiritual level. 

Terry put away his own weights, the metal clanging above the music playing. The song continued to blast, making your body sway to the chorus. Terry stalked forward, licking his lips, eyes looking his fill as he approached you.

“Time for pushups,” you said. 

Terry smirked, encroaching into your personal space. He leaned down to kiss you and you turned your head at the last minute, making him kiss your cheek. He chuckled. “You think you’re cute,” he said against your skin.

You shrugged, a big smile on your face. “Just a little,” you said. You pinched your fingers to show him how much. He laughed, sinking down to his knees. He got into position, facing the mirrors. You climbed onto his back. He tested a few push ups before flicking his eyes towards yours in the mirror.

Wordlessly, he began. He lifted you with ease, not a grunt on him as he kept going, kept pumping his arms. Sweat dripped from his face. You felt his muscles bunch between your legs. You giggled, excited from the high of being lifted on his powerful back. 

“Good Daddy,” you purred on top of him.

Terry stopped, staring at you. You smirked and leaned forward, redistributing your weight so you didn’t hurt him. You licked the shell of his ear and he shivered from head to foot. “Such a good Daddy to me,” you moaned in his ear. 

Terry shook his head, starting up the push ups again. You rubbed his back, caressing him, scratching your nails against his skin. He groaned, body shuddering again. You continued to tease him, running your nails anywhere you could touch. 

“Fuck,” he moaned. 

“I can’t wait until you’re all done, sweaty, feeding me that long dick of yours,” you purred in his ear. 

Terry stopped again, arms extended. He smirked at you. God, he was fucking beautiful. Absolutely gorgeous. He literally took your breath away whenever you saw him. A sigh carried off in the wind. 

Music thumped as you looked at each other. Your thoughts were probably broadcast all over your face. You took a quick peek at yourself. You were perched on top of him like a lazy, feline goddess. Brown skin gleaming, eyes low, bottom lip between your teeth. You looked so pretty like this. Felt pretty. Felt amazing because he made you feel like you were flying every time you were with him. 

You moaned, thinking of him. Of how wonderful he truly was to you. An entire gift. You rubbed yourself on his back, finding that little bit of friction to keep you going. “Oh shit,” you moaned, head falling forward onto his shoulder. You moaned, getting yourself there.

“Hol’ up.” Terry’s rough voice cut through your fog. He lowered himself to the ground and he rolled to the side to let you off. You climbed off of him and then faced him on the floor. 

“You think you get to play with what’s mine?” He asked. He got to his feet, pulling you up with him. 

Your thighs tingled as he stepped into your personal space. He grabbed your hand and pulled you onto the weight bench. He straddled it, laying down. You hopped onto him, and he groaned. He must feel the slick between your thighs rubbing against his stomach. His muscles flexed beneath you and you closed your eyes, pussy fluttering. 

“Mine,” he growled, winking at you. He pulled you to slide over onto his face, lips sliding through your folds.

“Oh, god,” you sighed and moaned. 

Terry hummed, licking his lips. You felt the entire motion, pussy growing wetter from the action. He began to lick you in earnest, moaning between your legs. You gripped onto the weight bar above the bench, held on for dear life, as your legs shook. 

The song switched to “Closer” by Nine Inch Nails. Terry followed the erratic beat, flicking his tongue across your clit rapidly, making you shake and twitch on top of him. “Oh, fuck, Terry, shit, oh fuck,” you moaned. 

Terry chuckled, gripping onto your ass and spreading your ass cheeks. Terry wrapped his lips around your clit and suckled. You screamed, your toes pushing you off of him from the ground. Terry held on, using his tongue to tease around your entrance. 

Stars were blinking on and off in your mind’s eye, lower belly burning with desire. “Terry,” you begged, voice weak and pathetic. Oh fuck, you were about to cum. You began to sink onto his face, putting all your weight down when Terry moved his lips. He pulled away from your entrance right before you were about to cum. 

You groaned, leaning back to look at his eyes. There was something deeply erotic about those mesmerizing eyes staring up at you from between your thick thighs. He winked at you and then pushed you off of him. 

He sat up so that you straddled his lap. “Ready to stop playing games?” He asked, wiping your essence off.

“Who’s playing?” You asked. You blinked at him innocently, wrapping your arms around his neck. His dick was nestled in your ass, growing harder as you rubbed yourself against him. He hissed, hands flying to your waist to steady you. 

You kept moving, kept rocking and rolling your hips so that your wet pussy rubbed against him. “Baby, the games have just begun,” you leaned down and whispered in his ear.

He pulled back, his eyes crinkling as a smile split his face. It was a predatory grin, full of evil intent as he kissed you. You sighed, nibbling on his big, juicy lips. He suckled your bottom lip into his mouth, and you moaned, canting your hips forward once again. 

“Another Way” by Sleep Theory came on, turning up the heat. The heavy beginning reverberated under your skin as you scratched at his nape. You moaned into each other’s mouths. Terry’s hands on your waist were no longer hindering you from rubbing on him, grinding on him. 

Terry cursed, his hand slipping between your legs. “Good fuckin’ girl. Getting wet for Daddy,” he said in awe. 

“You make me so fuckin’ horny, I can’t stand it,” you confessed, capturing his lips with yours again. It was all true. The way his body felt beneath your questing fingers. Tracing every vein, every muscle, every inch of skin. It all served to turn you on more, drive your desire higher, reaching new heights. 

“Let me train that throat,” he said, more of a command than a question. You smirked as you slid off of him, already planning your method of attack. 

Terry scooted forward on the weight bench, and you gripped his thighs for stability as you lowered to the floor. You smiled, grabbed his dick, and rubbed the bead of pre-cum across your lips. 

Terry moaned, licked his lips, tilting his head at you. Your pussy throbbed at the way it made his eyes narrow, made him look cocky. You aimed to change that. You opened your mouth, sucking him down and he groaned as you took him down to the base. 

It was hard, no lie, considering his size. But fuck, you were greedy. You breathed through your nose and then slowly dragged him out of your mouth, making sure to lick every inch of him. 

“Fuuuuck,” he moaned, throwing his head back. He grabbed the sides of your face, stroking his thumb across your cheek, before moving your head faster, making you take more of him. 

Silly boy. You resisted, pushing against his hold. He grunted before he let up and that’s when you took over. Giving him the sloppiest, messiest, nastiest head you’d ever given him. “Shit, let me get out yo way,” he breathed, his moans competing with the sounds of the song playing in the background. 

You stroked him as you sucked him off, his tip leaking cum. The salty taste of him made you moan, made your thighs tingle. You moved your fingers between your folds, rubbing your own clit as you sucked him off. 

Curses flew from his mouth, eyes squeezed shut. Fuck, he was perfect. Absolutely perfect. His mouth dropped open, jaw going slack. He groaned, eyes crinkling with the effort. You took him deep, near gagging, bobbing up and down on his length like you were trying to suck the soul out of his body.

“Shit, slow down,” he said, voice growing needy. 

You didn’t listen. You kept going, kept going faster, shaking with the effort. Rocking back and forth on your fingers and bringing your own pleasure back to the front. Back from where he teased. 

“Damn girl,” he moaned. His jaw flexed with restrained effort. You moaned around his dick, humming, flicking your tongue across his sensitive tip. You suckled him there, drooling. Your saliva and his pre-cum dribbled down your chin. You locked eyes with him, spat on his dick, and then sucked him back down. Returning to the pace you set, sucking with extra pressure.

“Fuck, fuck,” he panted, his hips pushing up. He tapped your cheek softly and you reluctantly pulled off of him. His huffing breaths were better than the music. His eyes turned deep blue like a lagoon, drunk with pleasure. 

His eyes narrowed, staring at you like you stole something. You licked your lips, licking up any extra taste of him. He watched you do it, before he grabbed your shoulders and pulled you to him.

He kissed you, lips soft and sweet. You opened your mouth to him, to his exploring tongue, to the bite of his teeth. You moaned, hands trapped by your side. 

He stood up abruptly, pulling you over to the mirrors. He wrapped your legs around his waist, pushing your back against the cold, smooth glass.

You yelped, trying to get away from it. Your skin was too heated for it, too sensitive. “Terry, please,” you moaned.

“My turn, baby girl,” he said. He grinned, sliding into you with no preamble. Your mouth dropped open with a scream as he split you open. 

“T-T-,”

“Shh, shh, Daddy’s got you,” he cooed as he moved in you like he was punishing you. He was relentless, moving like a jackhammer. Like a well-oiled machine. He held your legs spread open, taking his dick.

“T-too, mu-uch,” you cried, pussy flooding his dick. He was pounding into you so good, your vision turned black. Your ears began to ring. Your back tapped the mirror, shaking it, with the force of his deep thrusts. 

“Too much?” He asked.

You held onto his shoulder, nails digging. “Too good, too good,” you moaned. 

He moaned with you, synching up your sounds and bringing a new level of intimacy to the moment. He stared in your eyes, nose to nose, heavy breaths fanning across each other’s faces. The wet, dripping mess you made was leaking down your ass and leg, growing wetter. 

“How ‘bout now?” He asked. He increased his thrusts, angling you so that he was fucking up into you. The tip of his dick rubbed against a deep spot inside of you, rubbing up into you and making you see stars again. His dick was huge, splitting you, and god it felt so fucking amazing. 

“Meanie,” you whimpered, grip growing weak. 

Terry kissed along your jaw, your cheeks. “So fuckin’ pretty. So fuckin’ good for me. Such a good girl, creamin’ on this dick. You always know just what Daddy needs, huh?” He asked. 

“Daddy, please! Please let me cum, please, please,” You begged. 

His dick throbbed and you crumpled, falling into that abyss of pleasure. Where it filled up your entire being. All of the teasing and edging just sent you overboard, losing yourself and finding yourself in an endless loop of give and take. You twitched and jerked, moaning loud in his ear. 

“Fuck. Grip that shit. Show Daddy you love it,” he said. “Show me. Show me.” His thrusts grew frenzied, hips out of alignment, as he lifted one of your legs higher on his hip and then groaned as he climaxed.

His hot, pulsing seed filled you to the brim. “Ahh, that’s my good girl. Take all of me,” he cooed. 

“Oh fuck,” you moaned. 

You lazily found each other’s lips. He stilled against you, deeply lodged inside like he lived there. Like he didn’t want to leave. Hell, you didn’t want him to leave either. If you could live like this, you would. Never going a moment without him buried in your pussy where he belonged. Where he was always meant to be. 

Terry kissed your temple and slowly, so slowly, pulled out of you. He looked down as he watched himself exit, a thick load of cum spilling out behind him. Your pussy contracted, trying to push him all out. You shivered as the cum slipped down, leaking onto the ground. 

“Ruined,” he said, smug smile to accompany his words. You looked up at him and kissed him, needing his lips on yours just one more time. 

“Thank you, Daddy,” you whispered against his lips. He smiled against yours, leaning back just far enough to look you in the eye.

“I think I have a few ideas for the sauna,” he said.

“The sauna?” You asked. He fucked you so well, you didn’t think you could walk straight at the moment. However, there were plenty of areas to sit in the sauna. Light bulbs flashed in your mind, thinking of what dirty schemes he was up to.

Terry grinned, turning away from the mirrors and heading towards the sauna. You giggled and talked to him the entire way there.

The end.

There will be more, but seriously ya'll. Stawp distracting me! The Secret Terry Richmond Files

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[allthebrazilianpolitics]

Landless rural families from the MST occupy government building to resume negotiations

The Monday's (9) action kicks off the State Day of Struggle for Land and People's Agrarian Reform

More than 500 families from the Landless Rural Workers' Movement (MST, in Portuguese) in Brazil’s Federal District and surrounding areas are occupying Regional Superintendence 28 to resume negotiations on the development of settlements and obtain new land. The action, which began on Monday (9), marks the start of the State Day of Struggle for Land and Popular Agrarian Reform.

According to the movement, it is necessary for the federal government to place agrarian reform at the center of the so-called budget recomposition to move forward with land expropriation and the settlement of over 2,000 families encamped in the Federal District and surrounding areas.

Landless rural families are demanding development and infrastructure policies that have been on hold for years. Among them are the objective resumption of the Terra Sol program, with productive investments in the settlements, renegotiation of the settlers' debts, and resumption of the housing policy focusing on the construction and renovation of houses.

The State Day of Struggle for Land and Popular Agrarian Reform also demands better living and working conditions for settlers in the Federal District and the Integrated Development Region of the Federal District and Surrounding Areas (RIDE, in Portuguese).

Continue reading.

[savvylittlecoxswain]

After coming to the conclusion that Bobby likely won a massive settlement for his botched appendectomy in a modern au, I came up with the following headcanons;

His parents used the money to pay for any and all medical or related expenses he has, but his parents make sure to put a large chunk of the remaining money into some bank accounts. It definitely ensured he'd have no student debt coming out of college l'm sure he had access to a fair amount of his funds after he turned 18 (I'm sure most just sits in a savings account).

Bobby is really private when it comes to his medical history, and therefore he keeps his settlement and such to himself. He's not frivolous with his money, like he's got a small apartment in one of the newer complexes and a nice laptop and an iPad to take notes on during class, but other than that he's not blowing massive amounts on himself. He is, however, sneakily generous.

He'll secretly pay for things for the crew because he loves to spoil his boys. So like throughout the year he'll pay for matching clothing for them like sweatpants, shirts, sweatshirts, long sleeve shirts, shorts, practice uniforms, etc. and pass it off as being issued to them by the university. They'll get donations from "alumni" to fund travel or they'll "find" extra money in their rowing budget for the year to spend on team dinners or outings. Of course, this is always done in collaboration with Ulbrickson because he knows all the bureaucracy that comes with donating to the university.

After practice he hears them talking about how outrageous their rent is so he tells them about the housing assistance program through the rowing team and helps them get a monthly "stipend" from the "university" to go towards housing costs. He plays it off with their coach saying he doesn't want his crew stressing out about money issues because it'll impact their rowing but he really just loves them and wants to help them < 3

[tussive]

My grandmother wanted me to call about this loan offer I got to see about paying off her loan, because she isn't able to pay it since she lost her VA so I've been paying it and we were hoping to get a lower rate.

I am pre-qualified for a loan of $18,500, but I'm already approved for this other thing. It's a like debt consolidation program. So they would take my previous debt consolidation loan, my PayPal credit line and my PayPal credit card. I'd pay them $302 a month I think it was for 36 months and they would work with those companies to get settlements so they would all be paid off within the timeframe. That would save me $250 a month and pay off two more of my bills.

So I'm looking into the company but I think I'm going to do it? That sounds like a smart idea. I want to talk to my grandmother about it since I was supposed to do this for her loan, so I want to make sure she's not upset about that and she's on the phone right now. But an extra $250 a month would be a pretty big shift in my finances, which kind of sucks that little bit would help but it would lmao.

[reasoningdaily]

Farmers of color plan to appeal a recent federal court judge’s ruling, which they say is a continuation of Jim Crow and erases their commitment to right the historical wrongs against them.

Six months ago, John Boyd Jr., Kara Boyd, Lester Bonner, and Princess Williams filed a class-action lawsuit against the U.S. government, including the United States Department of Agriculture. The farmers alleged the government broke its promise when it failed to pay the eligible debt for farmers of color because Congress repealed a $4 billion debt relief program for socially disadvantaged farmers and ranchers — which includes Black, Native American, Hispanic, and Asian communities. 

Instead, they created a race neutral program to replace it, which the plaintiffs say was a “blatant attempt to skirt its contractual commitments” to them and other farmers. As a result, farmers can’t pay off their debts, according to the lawsuit. 

“They have to know that this is a continuation of Jim Crow, and a continuation of what free Black men and women went through in this country. This is a continuation of that because we see it as another broken promise,” Boyd Jr., president of the National Black Farmers Association, said last week. “Just like my forefathers, I ain’t giving up the fight.”

The U.S. Justice Department argued in a March 10 filing that the legislation established the financial assistance program, “not contractual undertakings.” The department asked for the complaint to be dismissed for “failure to state a plausible claim for relief.”

Senior Judge Edward J. Damich for the United States Court of Federal Claims agreed in an April 27 opinion, saying there wasn’t an expressed or implied-in-fact contractual agreement between the farmers and the federal agency.

“Instead, the program reflects Congress’ intent only to “declare a policy to be pursued until the legislature shall ordain otherwise,” not an intent “to create private contractual or vested rights,” Damich wrote.

The original loan forgiveness program at the center of the complaint passed in March 2021 as part of the American Rescue Plan Act, offering up to 120% of the outstanding indebtedness to address historical inequities and funding disparities by the USDA. 

Black farmers saw this as the first step to repair the broken relationship with the federal government, especially after the landmark Pigford v. Glickman, a class-action lawsuit alleging the USDA discriminated against Black farmers from 1983 to 1997 when they applied for federal financial assistance, and failed to respond to complaints of discrimination. The court approved a settlement in 1999. While some Black farmers received payments, thousands did not because of confusing paperwork, filing deadlines, denials of claims, processing issues and attorney malpractice, NPR reported.

In June 2021, the same month the USDA planned to start loan payments to eligible borrowers, a judge issued a restraining order on the program in response to a lawsuit brought by a group of white farmers alleging that debt relief racially discriminated against them. 

“The discrimination is just not with the USDA. It also goes deep into the court system,” farmer Corey Lea told Capital B in December. “It’s crazy how the white farmers got it done within 30 days and Black farmers, if they get any justice at all — most of the time, no — they’re in [the courtroom] for years. It’s a systemic problem.”

Rather than implement the existing loan forgiveness program, the Inflation Reduction Act, which was signed into law last year, replaced it with assistance for a broader group of “distressed borrowers.” 

The act provides $125 million for technical assistance regarding food, agriculture, and agricultural credit to underserved farmers, ranchers, or forest landowners, including those living in high poverty areas. Another program provides $2.2 billion for farmers who have experienced discrimination prior to January 2021 by the Agriculture Department’s farm lending programs. Recipients can receive up to $500,000 each. 

In September, all parties agreed to dismiss the lawsuit in response to the Inflation Reduction Act. A month later, Boyd Jr. filed suit. He said the relief from the original program in the American Rescue Plan Act would’ve made a big difference in helping farmers to wipe their slate clean — especially for Bonner and Williams, who have struggled to make ends meet or pay off mounting bills.

“This administration … just abandoned us, left us out there high and dry. That’s why I turned to the courts,” Boyd Jr. said.

[sadanseo]

Significance of Tax Settlement Services

A "tax settlement" is an agreement between a taxpayer and the IRS or a state taxation body to settle a tax dispute by agreeing to pay a smaller sum. This resolution technique yields substantial savings in a short period of time, making it highly recommended. While the IRS does not formally offer a "Tax Settlement" program, they may provide other dispute resolution procedures that may result in a smaller payment. The goal of settling tax bills with the Internal Revenue Service is achieved through a number of tax settlement services. Here you will know about the key components of each method in this piece, beginning with the one that might result in cost savings right away.

How are tax settlements processed?

One of two options exists for settling a tax debt: either work out a different payment plan with the Internal Revenue Service, or negotiate a smaller sum than what really owes. In any event, the taxpayer must adhere to the terms of a tax settlement agreement with the IRS. Before making a decision, the taxpayer must first select the kind of tax settlement they would like to apply for and then submit the necessary documentation to the IRS for review.

The taxpayer may choose to fill out the papers themselves or have the returns filed on their behalf by a licensed tax professional. In most cases, the only parties engaged in a tax settlement negotiation are the individual and the applicable tax authorities. If the taxpayer decides to work with an experienced lawyer from tax settlement services, then another party might be included in the negotiation process. Surprisingly, companies that specialize in tax settlement may also help people cut their expenses. This is due to the fact that many people discover that speaking with a tax relief specialist produces excellent outcomes. As soon as both parties have agreed upon the settlement, the taxpayer will be deemed to have been in good standing with the Internal Revenue Service (IRS) for the tax year or years that the settlement covered, barring default or failure to comply with all of the terms of the agreement.

Who can get a package of tax settlement payments?

The Internal Revenue Service (IRS) provides settlement options to individuals who are in financial hardship or who have good reason to have their penalties lowered. Not every individual satisfies the prerequisites for tax settlement. It is true that the vast majority of taxpayers do not meet the requirements; in fact, very few do. The Internal Revenue Service states that a person's financial position has a significant impact on their ability to pay taxes.

The IRS typically has a good basis to think that a settlement would be the best course of action when it discovers that the taxpayer is experiencing financial difficulties. If the Internal Revenue Service (IRS) or tax authorities determine that the person has sufficient income to pay the entire amount owed, they may reject the tax settlement request. An alternative would be for the IRS or the tax authority to offer a payment plan in which a specified amount is payable every month until the debt is paid off.

The Advantages of Tax Settlement Agreements

For taxpayers in financial need, a tax settlement may offer various benefits. One of the main advantages is that you could be able to settle your tax due for less than the entire amount owed. The IRS could be willing to forego more drastic collection procedures like levies, seizures, or wage garnishments if you can work out a tax settlement with them. In this way, you can better secure your assets and income. With a successful tax settlement with the IRS tax settlement services, those who have struggled with tax debt may be able to start again. This is an opportunity to move on from the past and, in a sense, start anew.

[newyorkprelawland-blog]

President Joe Biden’s Student Loan Forgiveness Plan Struck Down

By Tannu Punn, The State University of New York Cortland, Class of 2025

July 13, 2023

President Joe Biden lost a Supreme Court case on June 30th, but so did all the millions of student loan borrowers that would have saved thousands in debt. In August 2022, the Biden-Harris Administration introduced the student loan forgiveness plan to help working and middle-class federal student loan borrowers transition back into regular payment after COVID-19-related support ended. This plan included up to $20,000. To be eligible for this forgiveness, Pell Grant recipients could receive up to $20,000, while non-Pell Grant recipients could receive up to $10,000 if their individual income is less than $125,000 or $250,000 for households. [1]

The challengers of the student loan forgiveness plan in Biden v. Nebraska were six states with Republican attorney generals who argued that the loan forgiveness plan violated several federal laws and the HEROES Act. However, to successfully strike down this lawsuit, the plaintiffs had to prove that the policy injured a party or multiple parties; it is not enough to say that the plaintiffs disagreed with the policy. Chief Justice Roberts claimed that the student loan forgiveness plan did not follow through with the Heroes Act because the Act gives the secretary of education the right to modify and waive laws governing student loans and not completely "transform them." Roberts also mentioned how in previous years, laws were waived for a legal requirement, but in the case of this student loan forgiveness program, there was no such thing. [2] If Congress wanted to give the secretary of education the power to "make vast economic and political significance decisions," it must say it in clear words and the HEROES Act did not say such a thing. Justice Barret joined the majority's opinion with a concurring opinion stating that the Biden administration went beyond what Congress could have reasonably understood to be granted in the HEROES Act.

Shortly after Biden lost the case, he announced how the administration may be able to continue to support relief for student loan borrowers with the use of the Higher Education Act of 1965. The Department of Education issued a notice on July 18th, which is the first step in issuing regulations and following this public hearing, the Department will finalize the issues to be addressed through rulemaking. As this Act allows "compromise and settlement authority," the Administration finalized the SAVE program (Saving on Valuable Education) which will cut borrower's monthly payments in half. [3] More specifically, the SAVE program will allow:

·         For undergraduate loans, the amount that borrowers have to pay will be cut in half from 10% to 5% of discretionary income

·         Forgive loan balances after 10 years and not 20 years for loan borrowers with $12,000 or less

·         If borrowers make their monthly payments, there will be no charge for unpaid interest rates -- even if the monthly payment is $0.

In addition to the SAVE program, there is also an "on-ramp" program for repayment starting October 1st. During this period, borrowers will not face the threat of default or harm to their credit score if they miss monthly payments. [4]

Although this new plan is going to longer to officially start, as it must go through various rule-making federal hearings, Biden is confident that it will not face any legal issues like his previous plan under the HEROES Act did.

______________________________________________________________

[1] https://studentaid.gov/debt-relief-announcement

[2] https://www.scotusblog.com/2023/06/supreme-court-strikes-down-biden-student-loan-forgiveness-program/#:~:text=Supreme%20Court%20strikes%20down%20Biden%20student%2Dloan%20forgiveness%20program,-By%20Amy%20Howe&text=By%20a%20vote%20of%206,%24400%20billion%20in%20student%20loans.

[3] https://www.whitehouse.gov/briefing-room/statements-releases/2023/06/30/fact-sheet-president-biden-announces-new-actions-to-provide-debt-relief-and-support-for-student-loan-borrowers/

[4] https://www.boston.com/news/politics/2023/07/10/biden-has-a-plan-b-for-student-loan-forgiveness-heres-how-it-works/

[paragontaxsolutions]

What is Tax Debt? A Comprehensive Guide to Resolving Your IRS Tax Debt and Options

In this article, we will discuss all you need to know about tax debt, including what it is, how to calculate it, and the several alternatives you have for resolving it.