#Coverage Benefits

[subuwu-dyke]

I'm putting in my notice tomorrow I'm gonna have an panic attack lmao my boss is just so small business owner he's gonna be like what do you mean you won't work here for seven years with absolutely minimal pay hardly any hours no vacations no benefits. We're a family

[diosapate]

really awesome that my health insurance denied a claim because I have “other coverage” that does not exist and they need me to cancel my “other policy” through a company I don’t even have an ID# for

[cosmicredcadet]

I wish people understood that not every situation deserves to be treated with neutrality. Neutrality isn't always a good thing. it doesn't make you better at reporting. some situations are NOT neutral. some situations NEED a stance to be taken. You can tell both sides of the story but don't try to play devils advocate when one side is very obviously worse than another. You can report both sides in a way that makes people understand both sides without trying to make the worst side sympathetic and the low-key demonizing the other side to "Make it equal" Some shit is not equal. Neutrality can end up spreading misinformation. The point of reporting is to not do that. Neutrality doesn't = factual.

[ivygorgon]

AN OPEN LETTER to THE U.S. HOUSE OF REPRESENTATIVES

Pass H.R. 6270, the State-Based Universal Health Care Act!

371 so far! Help us get to 500 signers!

I strongly urge the Congressmember to support and help pass H.R. 6270, the State-Based Universal Health Care Act, introduced by Rep. Ro Khanna of California. This bill helps states test universal health plans that could be a model for a national plan - a Universal, Simple, and Affordable (USA) plan. A USA plan will drastically reduce administrative overhead, freeing billions of dollars for our health care and general welfare. With your support, states can save money and provide health care for all their residents. How H.R. 6270 moves us toward health care that is universal, simple, and affordable (USA): Mandates that participating states guarantee healthcare coverage for at least 95% of residents in the first 5 years, thus reducing the uninsured and underinsured populations to less than 5% (currently 30% in most states). Requires any state-based plan to have benefits equal to or greater than those received by beneficiaries of federal healthcare programs. Allows states to cooperate on multi-state plans. Section 1332 of the ACA does not. Enables states to integrate Medicare funds into a state plan. Section 1332 does not. This is critically important for equity. Please work to pass this bill, and then get to work passing Medicare For All. Nothing else will fully solve our healthcare crisis.

▶ Created on April 8 by Jess Craven

📱 Text SIGN PEUMEL to 50409

🤯 Liked it? Text FOLLOW JESSCRAVEN101 to 50409

[guinevereslancelot]

hopefully i'm not getting ahead of myself with the second job idea but i'm v excited abt the possibility

[pawsitivevibe]

I was thinking I might take Haley's Back on Track sweater off now since she wore it all night, but she just looks so comfy. It does seem to really help her sleep.

[whoworewhatjewels]

Who Wore What Jewels Weekly

In a world where fashion and jewelry collide in a glamorous spectacle, the battle for the title of “Best Bling” never takes a day off! And this week was no exception! We had the luminous Jennifer Lopez rocking Surrealist jewels from Schiaparelli, the iconic Paris Hilton making a statement with massive Wonder Women cuffs from Area at the Latin Billboard Music Awards, and the enchanting Rihanna…

[serenagold]

Fucking GOOD. Can we pass this across the board? These people only work half a year, we pay them an exorbitant amount, and their job is important and affects us all. How can it be justified to just not go to work. Anywhere else, they'd be fired in a heartbeat.

[yrrtyrrtwhenihrrthrrt]

In light of Brian Thompson being shot dead on my birthday (🎉🥳🎂) I'd like to share a personal story about UnitedHealthcare.

During the peak of COVID, my family all got sick. I couldn't be on my parents' insurance because they were both older and on Medicare. So, I had insurance through my University: UnitedHealthcare.

For some reason, rather than roll-over each year, I got a new plan each year that ended after May and didn't start until August, so I was uninsured for the summer months, but it was a weird situation that the university denied, and told us we were supposed to be insured year-round, it was messy.

Both of my parents went to the hospital, and I got sick too. I had to take care of my pets, and myself, and try to stay alive and keep my pets alive when I was so weak I could hardly move. When my parents came home, my condition got dramatically worse (I think my body knew it couldn't give out, because there was nobody to take care of me, so once my parents were okay, it completely crashed and failed.)

I started experiencing emergency symptoms. It was a bit hard to breathe, my chest hurt, and I was extremely delirious. I wanted to call my insurance to see if I was covered (this was during the summer) and I was connected to some nice person, probably making minimum wage, who told me with caution in her voice that my plan was expired. I had no active insurance, but she urged me to go to an emergency room. I remember saying something to the effect of "You just told me I don't have insurance, I can't go to the hospital, I can't afford it."

She sounded so genuinely worried and scared. I remember she said "You really don't sound good, you sound really sick, please call 9-1-1" and I think I just said "I can't afford it without insurance, don't worry, I think I'll be okay."

And she paused and said "I don't want to hang up the phone with you like this." And it sounded like she was holding back tears. And I don't remember what I said, I think that I would be okay, and I hung up.

I still think about her. I wonder if that phone call haunted her, or if she had dozens of calls like that a day. I wonder if she thinks about it at all, if she wonders if I died after she told me I didn't have insurance and therefore couldn't go to the hospital without incurring a tremendous financial burden. I wonder if she feels guilt or blame-- of course she shouldn't, it wouldn't have been her fault if anything had happened to me. Maybe it's self-centered to wonder if she thinks about it. I'm not the main character and it was just her job. But, still.

I think about how evil it was that we were put in that situation. Because offering year-long continuous coverage through the university plan would maybe cut into profits, maybe not benefit shareholders enough, maybe cut into Thompson's $10 million salary. While his minimum wage administrators have to feel afraid to hang up the phone, because on the other line someone might be dying, and they wouldn't know. While his patients hang up and decide to take their chances rather than put their family through that trauma.

This is UnitedHealthcare. This is Brian Thompson's legacy. This is why, understandably, an entire nation is jubilant that he was gunned down like the vermin he was. I don't care about his widow. I feel pity for his children, despite the fact that they will inherit millions, but I feel more pity for the children of his victims patients who are gone because they didn't want THEIR children to inherit crippling debt. Brian Thompson got what he fucking deserved. I pray that he not be the only one. I pray for continued safety, peace , and anonymity for his killer.

American healthcare is a disease.

[mpwarranties198]

What’s Covered? Understanding the Fine Print of Extended Car Warranties

An extended car warranty offers an extra layer of protection for your vehicle, safeguarding it from unexpected mechanical and electrical repair costs. However, how effective your car warranty is will depend on the minute details in the warranty contract that you generally tend to ignore. Many car owners sign up for extended warranties without fully understanding what is covered and get annoyed when their warranty claims are rejected. In this blog, we discuss the fine print of a warranty contract so that you can confidently navigate the terms and coverage offered by your car warranty.

Analyzing the Fine Print of a Warranty Contract

1. Core Coverage offered by a Car Warranty

Extended warranties offer coverage for the major mechanical and electrical systems of your car that can be costly to repair. These include:

Your car engine, with warranty coverage including the repair of internal components such as pistons, valves, and camshaft.

The transmission, with coverage being provided for gear assembly, seals, and bearings.

The electrical systems, with warranty coverage including the repair of critical systems like alternators, starters, and power windows.

For luxury vehicles, warranty coverage can extend to infotainment systems, driver-assistance features, and climate control units.

Endure you check the warranty agreement for a detailed list of covered items to avoid surprises when you want to file a claim.

2. Exclusions from a Car Warranty

Every warranty contract will have exclusions that are outlined in its fine print. Common exclusions include:

Wear-and-tear items like the tires, brake pads, and batteries

Routine maintenance items like oil changes, fluid top-ups, and filter replacements

Pre-existing issues that existed before purchasing the warranty

Damage caused by collisions or misuse of the vehicle is excluded and usually falls under insurance coverage.

Understanding these exclusions is essential for avoiding misunderstandings when you place a claim.

3. Deductibles and Claim Limits

The fine print of your warranty contract may also specify deductibles, an amount you need to pay out of pocket each time you make a claim on your car warranty. Charging of deductibles will depend on your warranty provider. Generally, lower deductibles tend to increase the upfront cost of the warranty, while higher deductibles reduce it. Additionally, some warranty providers may set limits on the number of claims or the total coverage amount of a warranty. Enquire with your warranty provider about these details and ensure these terms align with your financial needs.

4. Approved Repair Locations

Extended warranty providers often require repairs to be done at approved service centers or dealerships. Using unauthorized mechanics to repair your vehicle may void your car warranty. Obtain the list of approved locations from your warranty provider as specified in the warranty agreement and review the same to see whether these are conveniently located and avoid complications in the future.

5. Transferability

If you plan to sell your vehicle or upgrade it in the future, consider the transferability aspect of your car warranty. Some extended warranty providers permit transfer of the remaining extended warranty coverage to the new owner. This enhances the resale value of your car as it gives a prospective car buyer added reassurance. Check the fine print of your warranty contract to confirm the transferability terms.

6. Claim Process

The fine print in your warranty contract may also outline the steps for filing a claim, including documentation requirements and processing timelines. Understanding the claim process will ensure you have a smoother claims resolution when the time comes to raise a claim on your warranty.

The fine print of an extended car warranty holds critical information that can help you maximize the benefits of your car warranty and avoid unwelcome surprises. By carefully reviewing the coverage terms, exclusions, deductibles, and claim procedures, you can make an informed decision that suits your vehicle and financial needs.

MP Warranties: Clear, Complete, and Comprehensive Car Warranty Coverage in the UAE

At MP Warranties, we ensure our customers receive complete information regarding our car warranties in the UAE. Our extended warranty plans offer transparent coverage and comprehensive protection, so you’ll never have to worry about navigating the fine print alone. If you have any doubts, you can always contact our warranty advisor for clarifications regarding the coverage on your warranty plan. Trust MP Warranties to safeguard your vehicle and your peace of mind. To know more about our extended car warranty plans, connect with us at +971 501 604 953.

[champstorymedia]

Insuring Your Small Business: What to Look for in a Policy

Introduction: As a small business owner, one of the most crucial steps you can take to protect your company is to invest in the right insurance policy. However, navigating the complex world of business insurance can be overwhelming, especially with the myriad of options available. In this article, we will discuss what to look for in a policy to ensure your small business is adequately…

[squaredawayblog]

Employer health plan costs have plateaued as more low-income workers have opted out of coverage, reducing the pressure on wages.

[dailyfinancial]

What Happens If You Can’t Work? How Self-Employed Professionals Can Protect Their Income

Self-employed? Discover how income protection insurance works for freelancers & business owners. Learn coverage options, costs, tax benefits, and claim processes to safeguard your earnings if illness strikes. Get expert insights on choosing the right policy today! In India,Over 15 million individuals are self-employed, contributing significantly to the nation’s GDP, according to the Ministry of…

[aboutinsurance]

Do You Need Additional Health Insurance if Your Employer Provides Coverage? Find Out with ManipalCigna

Not sure if you need extra health insurance with company coverage? ManipalCigna explains how additional protection can provide enhanced medical and financial security for your future.

https://www.manipalcigna.com/health-insurance

[ctcnewsca]

🇨🇦 Free dental care alert! 🇨🇦 Canada’s CDCP expands May 2025, covering millions of uninsured adults. 🇨🇦 Here's how you can save big 👇