#Business Insurance Australia

[arcinsurancebrokers]

The Importance of Public Liability

Public liability Sydney protects individuals and businesses from financial losses resulting from property damage or personal injury. This type of insurance covers a wide range of incidents, including slips and falls.

There is a huge range of businesses that require public liability, from sole trader cleaners to large national companies. Many are required by government contracts to have cover. To know more about Public Liability, visit the Arc Insurance Brokers website or call 0468848642.

Many tradesmen work on site at client locations, which puts them at risk of property damage and personal injury. While not mandatory in Australia, it is wise for tradies to take out public liability insurance to cover their business against the risks of an incident.

It covers any damages your business is liable for caused by your business activities, such as third-party property damage, personal injury and accidental damage to goods. Without public liability, a single incident could bankrupt your business.

The cost of public and product liability will vary between insurers. It will also depend on your occupation and how much of the risk is carried by your business. For example, electricians will pay higher premiums than plumbers due to the more hazardous nature of their jobs. Other factors that will affect the price include your turnover and the number of people in your business. Some insurers may measure these by revenue, while others use staff numbers.

Whether you operate as an independent contractor or work for a company, public liability and workers compensation are important requirements to meet. Failure to have the required insurance policies can result in hefty fines from the NSW government and a loss of reputation.

Subcontractors are usually specialists hired by a principal contractor to carry out a particular task or function on a jobsite. While this is a common practice in many industries, it’s vital that businesses ensure their subcontractors have the right insurance coverage in place before accepting their services.

If damage or injury is caused by a subcontractor, the injured person or business will likely sue everyone involved. This includes the principle contractor, the head contractor and any other subcontractors or employees. This is why it’s vital for subcontractors to have their own public liability policy. They should also request a copy of the policy from any principal contractors they work with to ensure their policy is current.

Australian law deems importers as manufacturers of the goods they bring in, meaning if these imported goods cause injury or damage to someone then you may be held liable. This can be a substantial claim as insurance policies typically cover compensation payable to the injured party, and also your defence costs.

Whether you’re a graphic designer in Burwood or a hair and beauty salon in Thredbo public liability is something every NSW small business should consider. As a professional it’s likely you interact with your clients in many different ways from visiting their workplace to meeting them at their home, work or at third party locations.

All of these scenarios are a potential risk for your business as it’s not always possible to be with your clients and control their actions at all times. That’s why it’s important to be covered with a comprehensive Public Liability policy.

As a small business owner in NSW, you have plenty on your plate. There are marketing campaigns to manage, staff salaries to pay and Zoom calls to make. But don’t underestimate the importance of securing public liability insurance.

Just one claim could be financially crippling and destroy your reputation. That’s why public liability is a must for any business that interacts with customers, clients or the general public.

Whether it’s a child injures themselves at your children’s play centre, or your employee damages customer property at their workplace, public liability covers compensation claims and reasonable legal fees incurred to defend the claim. It also includes a range of other expenses, like cleaning costs and repairs to third party property. This type of cover is not mandatory, but many organisations you work with may ask that you carry a certain level of public liability cover. If you’re unsure about what cover you need, talk to a licenced insurance broker or business adviser. To know more about Public Liability, visit the Arc Insurance Brokers website or call 0468848642.

[integrityinsurance22]

Which Is Better: Mortgage Broker Or Banks & Their Pros And Cons

Most people get home loans when buying a home, and for this, they either hire a finance broker or consult directly with the bank or lender. When buying a home, there are multiple things you need to look after, such as finding the lender, comparing costs, and additional expenses. These additional costs include stamp duty, council fees, mortgage registration fees and home insurance, for which you can hire the best insurance broker in Brisbane

[sureinsureinsuranceadvisor]

Discover how Insurance for Tradesmen and Business Contents Insurance can unlock business success with optimal coverage minimal cost Read our detailed guide now.

[arcuriinsurance]

Maximising Protection: Benefits of a Business Insurance Broker

In the unpredictable world of business, safeguarding your company against potential risks is paramount. One of the most effective ways to ensure comprehensive protection is by enlisting the expertise of a business insurance broker.

These professionals serve as invaluable partners, guiding you through the complex landscape of insurance options and helping you secure the coverage best suited to your unique needs. 

The Role of a Business Insurance Broker

Before delving into the benefits of working with a Business Insurance Broker Melbourne, let's first clarify what they do. Essentially, these professionals act as intermediaries between businesses and insurance providers.

They possess in-depth knowledge of various insurance products and can navigate the intricacies of policy terms and conditions with ease. By leveraging their expertise, you gain access to a tailored insurance solution that aligns perfectly with your business objectives. 

Tailored Solutions for Every Business

One of the standout advantages of partnering with a business insurance broker is the personalised approach they offer. Unlike off-the-shelf insurance packages, which may not fully address your specific requirements, brokers take the time to understand the nuances of your business.

Whether you operate a small startup or a large corporation, they can tailor a solution that provides optimal coverage without unnecessary expenses. 

Access to a Wide Range of Policies

Navigating the multitude of insurance options available can be overwhelming for business owners. However, with a business insurance broker by your side, you gain access to a vast array of policies from multiple providers. This ensures that you have ample choices and can select the most suitable coverage for your company.

From general liability and property insurance to cyber liability and professional indemnity, brokers can source policies that comprehensively protect your business from various risks.

Expert Guidance Every Step of the Way

Choosing the right insurance coverage involves more than just comparing premiums and deductibles. Policy exclusions, coverage limits, and claim processes are equally important factors to consider. Here's where the expertise of a business insurance broker Melbourne truly shines.

They provide invaluable guidance throughout the entire insurance lifecycle, from initial consultation and policy selection to claims assistance and renewal reviews. With their support, you can make informed decisions and navigate potential pitfalls with confidence. 

Cost-Effective Solutions

Contrary to popular belief, enlisting the services of a business insurance broker doesn't necessarily translate to higher costs. In fact, brokers can often negotiate competitive premiums on your behalf by leveraging their industry relationships and market knowledge.

Additionally, they can identify areas where you may be overinsured or underinsured, helping you strike the right balance between comprehensive coverage and affordability. 

Peace of Mind for Business Owners

Ultimately, the primary goal of any insurance policy is to provide peace of mind, allowing you to focus on growing your business without constantly worrying about unforeseen risks. By partnering with a business insurance broker, you can rest assured knowing that your company is adequately protected against potential liabilities.

Whether it's mitigating the financial impact of a lawsuit or recovering from property damage, having the right insurance coverage in place can mean the difference between business continuity and closure. 

Conclusion

The benefits of working with a business insurance broker Melbourne are undeniable. From tailored solutions and access to a wide range of policies to expert guidance and cost-effective solutions, these professionals play a crucial role in maximising protection for businesses of all sizes.

If you haven't already, find a reliable business insurance broker, visit their Website, and safeguard the future of your company. 

Source: Maximising Protection: Benefits of a Business Insurance Broker

[naukrisambad]

A Complete Guide to Individual Health Insurance In 2024

Individual health insurance plays a vital role in providing financial protection and access to healthcare services for individuals and families. Whether you’re self-employed, not covered by an employer’s plan, or seeking additional coverage, understanding individual health insurance is essential. In this guide, we’ll explore the key aspects of individual health insurance, including its…

[2menandvan]

Your Valuables Deserve Protection! Our Removals Insurance in Brisbane Ensures Peace of Mind During Your Move. Safeguard Your Belongings with Our Trusted Coverage. Move Confidently, We've Got You Covered! 📦🔒

[selectlaverne]

At selectinsure, we strive to provide excellent customer service and make the claims process as easy and stress-free as possible. We have a team of experienced professionals ready to assist you with any questions or concerns you may have. Protect your vehicle and yourself with selectinsure Personal Motor Vehicle insurance.

[campbelltransport2023]

David Campbell Transport

David Campbell Transport is a family owned haulage company with the experience and expertise to plan, load and deliver your freight on time and in full, no matter how large or small. Established in 1997, David Campbell Transport continues to build upon its reputation as a leading and growing regional road freight company. Together management and drivers have formed an experienced and reliable team both in customer service and providing solutions to any freight transportation requirements. David Campbell Transport will continue to evolve with the changing needs of our current and future client’s demands.

[fd-beck-insurance-brokers]

Why Is Professional Indemnity Insurance Important in Australia?

Professional indemnity insurance is a must if you offer professional service in Australia. Read on to learn why you will need the cover of a PI policy. 

As a professional, you may have been told that it is necessary to take professional indemnity insurance to protect your business. You may already have one even, as it may be a requirement for membership to your professional organisation. 

Having your business insured certainly has its advantages, but why is professional indemnity policy particularly important in Australia? Read on as we will be discussing its significance in this article. 

4 Reasons Why Australian Professionals Needs Professional Indemnity Insurance

PI insurance is essential for consultants and businesses providing professional services. 

When providing advice or professional services, you may be held liable if something goes wrong. Your PI policy may cover the legal costs and expenses of dealing with the ensuing claims. 

It protects your assets.

As it covers the costs of settling claims, you need not fear the risk of losing your assets as you deal with the issue. 

The policy may pay for the legal defense.

Should any professional liability claim escalate into legal action, your PI insurance may cover your legal expenses up to the limits set by your policy. 

It protects both you and your clients.

When your professional advice or service ends up causing losses to your client, your PI policy makes sure that they are reasonably compensated and that you will not have to spend a lot of money while dealing with their claim.

FAQ

What is covered by professional indemnity insurance?

PI insurance covers the costs involved when settling claims and the legal expenses if the case goes to court. 

How much does professional indemnity insurance cost?

It mainly depends on the size and requirements of your business. You may use our online quote tool to get an estimate.

How to calculate professional indemnity insurance?

To calculate your PI insurance premium, insurers consider the size and amount of your professional fees, the allocation of fees, your experience, your financial stability, clients, nature of your services, and the severity and frequency of claims. 

Who is covered by my Professional Indemnity policy?

You and possibly the employees or contractors who carry out your services are covered. 

What's the difference between Public Liability Insurance and Professional Indemnity Insurance?

PI is a type of insurance concerning your professional advice or services. For example, PI policy may cover engineers who provided faulty structural designs or incorrect advice. 

Public liability insurance is another business insurance cover related to personal damages or accidents in your business premises, such as when a visitor slips and falls while you're in operation.

[arcinsurancebrokers]

The Importance of Public Liability

If you have been injured in a public place such as a supermarket or office building, you may be able to make a public liability claim. Compensation payouts typically include pain and suffering.

Having public liability Sydney can protect a wide range of businesses from the costs associated with a compensation claim. Insurance brokers can help you find the right cover for your business needs. 

As a business owner, public liability insurance provides peace of mind in case a customer or event attendee claims that your negligence has resulted in them suffering a loss. Policies typically have limits of $10 million or $20 million, which will cover the cost of compensation as well as legal costs incurred in defence of such a claim.

As an added bonus, most policies will also include pain and suffering coverage. This is a lump sum that’s paid out in the event of injury and covers the impact on your quality of life. If the injuries are significant, they may also include a lump sum for permanent impairment.

It’s little wonder that the Australian government strongly recommends most businesses hold public liability. After all, the consequences of a minor oversight – like a customer tripping over a drain cover in your car park – can easily escalate into a multi-million-dollar settlement. The same goes for damage caused by your products or services.

Anyone who interacts with clients face-to-face, either in their own premises or out and about, should consider public liability insurance. This includes tradesmen, who will usually be required to have public liability before they can work on certain projects - and many cleaners as well. In addition, many businesses that import products into Australia need to include products liability coverage in their public liability policy.

Whether you are an IT contractor in Burwood or a dog groomer in Thredbo, business owners have a lot on their plate – never-ending to-do lists, marketing campaigns, staff to pay and Zoom calls to make. However, it is important to find time to review the insurance coverage you have in place, particularly your public liability. It could be the difference between a successful claim and an expensive legal battle. You can read more about insurance packages, including the inclusions, exclusions and claim process, here. You can also compare business insurance policies online or by calling a friendly Australian-based customer service team.

Businesses that interact with customers and members of the public in person should consider taking out public liability insurance. This can include tradespeople who visit their clients' premises, or any business that has an office, showroom or shop. This insurance can help to cover compensation for injury or damage to a customer's property caused by the activities of the business. It may also cover legal costs and defence expenses.

Depending on the nature of the injury, a public liability claim payout can be quite substantial. This includes compensation for pain and suffering (also known as general damages) which is paid as a lump sum based on the extent of the injuries. It can also include compensation for future losses if the injuries result in permanent impairment.

A reputable insurance broker can provide detailed information about the coverage available under public liability. They can also offer a variety of options such as yearly or monthly payments and tailored coverage for different types of businesses.

The coverage available under public liability Sydney can include a range of things such as medical expenses, compensation for the injury or death of third parties and damage to their property. It also covers the legal costs incurred in defending a liability claim. This is important for any business that may come into contact with members of the public, whether it is selling goods or services to them.

Whether you’re an IT wizard from Burwood, a dog groomer in the Blue Mountains or a cafe owner in Thredbo, you can benefit from having a public liability policy. This is because a claim could be financially devastating for a small business without adequate cover.

The amount of cover required can vary between businesses, and it is usually based on the type of work you do. For example, some tradesmen require public liability insurance before they can go to certain sites, and cleaners will need it to be let into offices.

[businessinsur01]

5 Things You Need to Know About Home and Contents Insurance in Australia

Introduction:

Your home is more than just a place to live; it’s a sanctuary where cherished memories are made and treasured belongings are kept. However, unforeseen events such as natural disasters, theft, or accidents can pose a threat to the safety and security of your home and its contents. That’s where Home and Contents Insurance from Business Insurance Consulting comes to your rescue. With our comprehensive insurance coverage, you can safeguard your home, its valuable contents, and enjoy peace of mind knowing that you are protected against unexpected losses. Let’s explore the benefits and importance of having Home and Contents Insurance.

Protect Your Home:

Your home is one of the most significant investments you’ll make in your lifetime. Home Insurance from Business Insurance Consulting provides coverage for the structure of your home, protecting it against damage caused by fire, storm, flood, or other covered events. Whether it’s repairing a damaged roof or rebuilding your entire home, our insurance policy ensures that you are financially secure in the face of such unfortunate circumstances.

2. Safeguard Your Belongings:

Your personal belongings hold sentimental value and are essential for your daily life. Contents Insurance from Business Insurance Consulting offers coverage for your valuable possessions, including furniture, appliances, electronics, jewelry, and more. In the event of theft, accidental damage, or loss, our insurance policy provides financial assistance to repair or replace your belongings, helping you get back on your feet quickly.

3. Financial Protection:

Unexpected events can lead to significant financial burdens. Home and Contents Insurance from Business Insurance Consulting acts as a safety net, protecting you from bearing the full cost of repairing or replacing your home and belongings. By paying a relatively small premium, you can mitigate the financial impact of unforeseen circumstances and avoid potential financial strain.

4. Additional Coverage Options:

Business Insurance Consulting understands that every homeowner’s needs are unique. That’s why we offer additional coverage options to tailor your Home and Contents Insurance to your specific requirements. You can opt for extras such as accidental damage cover, personal valuables cover, or even cover for home office equipment, ensuring that your policy meets your individual needs.

5. Expert Guidance and Support:

Navigating the world of insurance can be overwhelming. Business Insurance Consulting provides you with the expertise and support you need to make informed decisions. Our dedicated team of insurance professionals will guide you through the insurance process, help you assess your risks, and recommend the most suitable coverage options for your home and belongings.

Conclusion:

Protecting your home and belongings is not just a smart decision; it’s a vital step towards ensuring your peace of mind. With Home and Contents Insurance from Business Insurance Consulting, you can safeguard your investment, secure your valuables, and mitigate the financial risks associated with unexpected events. Don’t leave the safety and security of your home and belongings to chance. Take the proactive step of securing comprehensive insurance coverage and enjoy the confidence that comes with knowing you are protected. Contact Business Insurance Consulting today to explore our Home and Contents Insurance options and start protecting what matters most to you.

[mayakern]

upcoming store stuff & why we're doing a super sale

omg hiiii it's devin again, and this time i'm bringing store news

the short version: we're moving ourselves back to minnesota, and we're moving order fulfillment to a fulfillment center

wow, that's big news! maya and i are so so so excited to be closer to our minnesota friends (and also my family lol). i'm hoping to be back in northeast minneapolis, but let's be real we're probably gonna get priced out and into the suburbs

in addition to that, due to a variety of reasons i'll explain in more detail below, we're transitioning from in-house fulfillment to working with a fulfillment center (or 3pl, short for third-party logistics). we're at an awkward size that makes staffing difficult and have had issues with extended processing time. the 3pl should be set up by september, and we're working on the back end to have fulfillment centers in australia, canada, the UK, and eventually the EU. if tax authorities work with us we should have all that ready by december 2024!

to prepare for that we're doing a super sale. ash told me not to call it liquidation but she said that like 30 seconds after i hit send on the marketing email, sorry about that. items that we don't want to pay to move to the 3pl are discounted by 25-70%, with some of them priced at cost. under no circumstances will anything ever be 70% off again

if you're nosy you can read the q&a i made up in my head while eating pigs in a blanket:

how are the labor protections at the 3pl?

pretty good! we were shocked to find anything even halfway decent in the US; we went looking for a fulfillment center in the EU to handle all international fulfillment, and the one we found just so happened to have bought a US location two years ago.

they're located in ohio, pay $19/hr, and provide health insurance and 401k matching. that seemed too good to be true so we dug through employee reviews on places like glassdoor, and while there were some bad reviews those were all dated prior to when the facility was purchased by this new company. they also have a very low turnover rate which is a HUGE green flag

why are you transferring to a 3pl?

the serious

sometimes we have a high volume of sales, and it makes sense to have two full-time employees plus a part timer! but usually we have a low-to-medium volume of sales. we can float by on that, but it gets risky, and the economy is in a bad enough state that we're concerned about the longevity

related, the 2023 holiday sale showed us some major flaws in our fulfillment process. if the same issues were to happen this year the business probably wouldn't survive

we're moving cross-country in early 2025 and would've had to close this location anyway

the dumb:

i'm sick of dealing with commercial landlords and if i have one more wall leak i'm going to throw it into the river brick by brick

what about your staff?

unfortunately we will have to say goodbye to our office staff. they have been given 3.5 months notice and no-questions-asked PTO for interviews with a small severance

why are you moving back to minnesota?

troy was always meant to be a temporary move. initially the plan was to move to vermont or massachusetts, but after being out here for 7 years we just kinda want to go home. the weather in troy is perfect for us, we love the mountains, and we have some great friends here, but for some goddamn reason we want our eyelashes to freeze together.

will you be returning to midwest cons?

if we return to cons at all it will be with ariel and/or ash running the booth, maya will not be involved. this would likely be in california and/or in the northeast US.

my friends are begging me to go to CONvergence as an attendee so ig you might see me there? maya has pledged death before crowded venues tho

will you do any local events in minnesota?

we might do sample sales. honestly idk what we're gonna do with the samples we have in troy, most of them are terrible. do you want samples of the strangest low rise bell bottom pants ever created? please take them from me. my bush hangs out

also my kid brother has gotten really into library events and if he asks nice enough we might do some of those

is there anything else?

i mean probably, but i started this last week and i haven't had any other ideas on what to include

[sgiandubh]

Offer and demand

For comparison purposes, kindly find below what a devoted Ozzie fan will have to be prepared to pay for a pic with one or several of the participants to the Hublander Australia 'A Visit to The Highlands' event, this week-end, in Sydney and Melbourne:

On top of that, there is an extra option I have never seen for European events (and correct me if I am wrong). You can buy signed personal items and autographed pics for somebody who cannot attend (personal items cost a little extra, no idea why). Here is an example, for S:

Just to have an idea, remember (I will always LOL at this word, from now on, and that's really a shame, because I use it a LOT, irl) these are the prices in Australian dollars. A pic with S would cost you around 115 euros or 125 USD and the most expensive group pic would lighten your purse by around 360 USD or 333 euros.

All this, like for the Paris Landcon, are on top of what you pay for access and the rest of the side gigs, depending of your tier of choice. Those can set you anywhere from 200 Australian dollars for the standard entry ticket to 1800 Australian dollars for the Platinum Tier, where I hope S will pour you a dram or something - nope, not really, that was really a cheap joke, forget about it. You do the math, it's easy.

If you take the time to compare with the Paris Landcon, the discrepancies are clear. The Australian Lollapalooza easily costs the double. But before you screech and wail, do remember two things:

Prices in Australia and France are not really the same. Same goes for the disposable wages of the people buying these tickets. Same goes for the logistical costs (venue rent, talent accommodation and fee, insurance - very important!, other administrative expenditures like legal costs: never forget these people also sell licensed merchandise, which comes at an extra cost itself, etc).

Also, event organization is a business in itself. There is a market and a pool of potential clients for this type of business. Demand and offer meet (or should do so) on that market and the result of this encounter of sorts should reasonably reflect what the people are willing to pay for whatever you peddle around, from bagels to Scottish fantasies. Too expensive - nobody will come. Too cheap - the talent you hope to attract would, in all likelihood, not show up, especially if it takes 10 to 20 hours of flight to get there.

Now add to this the need to satisfy just about everyone in the room. The simple need to make sure that the person who paid 200 dollars for the basic ticket would not feel left behind those who paid nine times (yes, nine times, for Australia, land of plenty) more. That is not an easy task and those figures you have seen are not what you may think they do represent, on face value.

Last, but not least, a wee secret: the bulk of the talent's fee comes from those autographed pics you bought extra, the Q&A sessions and the Platinum Meet and Greets - isn't that a strange form of Marxist distribution circuit (but I digress, forgive the scholar). The rest is probably going to cover operational costs.

Nobody robbed you. Nobody forced you or hypnotized you. You will meet the real people, not some denizen of Abuja who pretends he is Mr. Blue Eyes. And S will not get richer after Melbourne, only more tired.

You're welcome.

PS: merci à toi; chérie, pour l'info and also a heartfelt thank you to you, New Friend on the Block. You know who you are! 😘😘😘😘❤️❤️❤️

[Edit]: @joey-baby tells me the Oz fans can buy the recording of both days. That is a local exclusive and I surely hope we'd see some of it in here. Thank you! 🙌

[mostlysignssomeportents]

This day in history

THIS WEEKEND (June 7–9), I'm in AMHERST, NEW YORK to keynote the 25th Annual Media Ecology Association Convention and accept the Neil Postman Award for Career Achievement in Public Intellectual Activity.

#20yrsago Public Enemy’s history of copyright in hip hop https://web.archive.org/web/20040603153903/http://www.stayfreemagazine.org/archives/20/public_enemy.html

#20yrsago TheyWorkForYou: finest advocacy web-app in the world https://web.archive.org/web/20040701081005/http://www.theyworkforyou.com/

#15yrsago Health insurers invest billions in tobacco stocks https://web.archive.org/web/20090606102236/https://www.scientificamerican.com/blog/60-second-science/post.cfm?id=health-insurers-want-you-to-keep-sm-2009-06-03

#15yrsago Bullshit about newspapers’ future, dissected https://xark.typepad.com/my_weblog/2009/06/the-newspaper-suicide-pact.html

#15yrsago Bad Science versus the piracy scare story https://www.badscience.net/2009/06/home-taping-didnt-kill-music/

#10yrsago Why I’m sending 200 copies of Little Brother to a high-school in Pensacola, FL https://memex.craphound.com/2014/06/06/why-im-sending-200-copies-of-little-brother-to-a-high-school-in-pensacola-fl/

#10yrsago Long-term weight loss considered nearly impossible https://memex.craphound.com/2014/06/06/long-term-weight-loss-considered-nearly-impossible/

#10yrsago Handbook to figure out what’s in the public domain https://web.archive.org/web/20140612000434/https://www.law.berkeley.edu/17178.htm

#5yrsago People who document evidence of violent extremism are being shut down in Youtube’s crackdown on violent extremism https://memex.craphound.com/2019/06/06/people-who-document-evidence-of-violent-extremism-are-being-shut-down-in-youtubes-crackdown-on-violent-extremism/

#5yrsago Australia’s raids on journalists signal an authoritarian turning point https://theconversation.com/why-the-raids-on-australian-media-present-a-clear-threat-to-democracy-118334

#5yrsago A mysterious nonprofit made millions suing companies to put California cancer warnings on coffee https://arstechnica.com/science/2019/06/the-secretive-nonprofit-that-made-millions-suing-companies-over-cancer-warnings/

#1yrago A business model for bankrupting the oil companies https://pluralistic.net/2023/06/06/thats-where-the-money-is/#champerty

[louisisalarrie]

Hello! The LATAM dates anon is me. Ahh sorry I gave you a bit of a chaotic ask! I’m not sure if LATAM really isn’t selling well - Lou’s Mexico dates look sold out - but I read stuff on Twitter via various fan accounts that made it seem as though sales in some countries were slow and they were really trying to drum up sales by giving tickets away etc. I also saw a couple of other tumblr blogs mentioning poor sales but I realise now these accounts are kind of ‘Louis hate accounts’ (urghh) and they’ll say anything to put him down.

I guess I just wondered if you’d read anything different about LATAM? I want it to be amazing for him. He’s such a gem and I really want him to do have great shows out there.

Can’t remember what other stuff I asked…but thank you for taking the time to respond! Xx

No don’t stress at all lovely!!! I appreciate the q’s, but they were different topics so just wanted to break them down xx

Alrighty, let’s look at LATAM ticket sales. Anon, welcome to the show.

Let’s look at some tickets available, capacities, and then I’ll chat more about venue modes and draping etc for some more context.

So, the best selling show in LATAM looks to be Arena VFG, in Guadalajara, Mexico. I’ve had a bit of a look online, and it looks like the show is entirely sold out. That has a capacity of 15,000 , and looks full concert mode, but that doesn’t mean he will have use of all 15,000. The capacity would prooooobably look more like 11,000 - 12,000ish, as an estimate. I haven’t been to the venue so I can’t be 100% on that, but they’re not selling 15,000 tickets to it. We’ll circle back to this later.

Then, his show at Autodromo Hermanos Rodriguez in Mexico City, is a race track used for Formula 1 events, music festivals, and stuff like that. It’s said to have a capacity of 110,000, but of course would be a reduced mode due to the fact that well… that’s pretty impossible for any artist to sell out. Hell, TS’s biggest concert ever was 96,000 people at the MCG in Melbourne, Australia in 2024. Ed Sheeran did 109,500 people in one night at the MCG in 2023. Harry’s biggest show in Australia for LOT was 69,512 people at Accor Stadium in Sydney, which for both show nights, had a capacity of 70,170 people (the first night sold 66,791).

Louis’ show at Arena 1 in Lima, Peru, has a promotion on until the 15 Match 2024 for 25% off certain tickets (the promotion started on 2 November 2023). It can hold up to 16,000 people, and by the looks of it is mainly used for concerts, not sporting events. So they could be selling an amount of tickets that’s closer to their actual capacity, as opposed to the other venues. Again, I haven’t been to it so I can’t be sure. The discount on these tickets, however, is only for people using payments of “Credit, Debit, Business, and Working Capital Cards”. We see similar promos with other artists, such as MasterCard pre sales, American Express presales, etc., but I haven’t seen discounted tickets like this for other artists off the top of my head. However…

I looked at Louis’ 1st June 2022 show at Arena Peru Explanada in Lima, Peru, and according to Team Louis News on Twitter, it sold out. They said it has a capacity of 15,000 people, but again, doesn’t mean every seat was utilised, but it doesn’t look like it’s used for sport, so they could’ve gotten close. And, funnily enough, at this arena and show, there was a 15% discount if you paid with an Interbank Credit or Debit card.

A lot of stadiums are owned/sponsored by banks, or insurance companies, or these companies may have a large share of profit for the money they invest in it etc., and it’s a great way of advertising. Signing up for a bank for discounts of tickets at their venue(s)??? Yes please. So, you can see the appeal. And I can 100% guarantee you that this is a partnership and a condition of said bank investing in the stadium. A quick look at their other shows, every artist (Lauren Jauregui from Fifth Harmony, Paramore etc.) has a special discount based on if they used that bank’s cards to pay for tickets. So it’s not “oh louis could NEVER sell enough tickets, he’s a flop” and whatever these losers say, it’s that certain arenas (clearly more prominent in LATAM) will have discounts on tickets due to the partnership with the bank that invests in them.

NOW

let’s circle back to capacities. this frustrates me to no end because people throw these numbers around all the time and it just… that’s just not how it works.

You can find a capacity of a venue pretty easily when you google said venue, and often people go “oh wow, this artist is playing a venue that holds 100,000 people!!!!” which is yeah, you’re right, that venue does hold 100,000 people, but that depends entirely on the mode, stage setup, and how big the artist is. Also, if it’s used as a sports stadium as well, it’s gonna hold a hell of a lot more people than a concert mode, because they can utilise every seat. You can’t just sit behind the stage at a concert, but you can sit anywhere during a football match. So that’s a major difference in ticket sales already.

If you’re someone like Harry, who has a big old T catwalk and a larger built out base/main stage, that’s gonna lower the capacity of the venue. So then they make more of it GA on the ground as opposed to seating, to make the capacity higher again. But he plays stadiums, which are used for sport, and so he’s not utilising the whole capacity as it is.

BUT Ed Sheeran did the thing.

At the MCG (Melbourne Cricket Ground, used for cricket and AFL etc.), Ed Sheeran sold sooooo many more tickets than TS, because he had a 360 rotating stage in the middle of the stadium. SUCH a good idea, but that doesn’t work for an artist like TS or Harry. They perform and run up and down cat walks and dance and flail about, Ed Sheeran doesn’t. So, yep, the stage setup can seriously affect the capacity.

Then, estimated ticket sales. Louis sold out his last time in Peru, at a different arena, but it’s pretty safe to say he’ll sell out this one too (hopefully). But, that arena last year might not have been utilised at 15,000. So it’s a bit of guess work too, and finding out what he sold last year (which is easy if the same promoter is hosting but idk I haven’t looked that deep in hahaha but I’d say it’s the same one still).

And when tickets go on sale, they’ll release a certain amount (obviously smaller amounts in pre sales to see how it’s selling), but the ticket website doesn’t tell you how many tickets are left. Why would they? That defeats the purpose of trying to tell people that they might miss out. If the website says there is 10,000 tickets left, you’ll wait til closer to the time to buy one because you’re not worried. But, that skews ticket sales and a show can be cancelled over that, which is happening a fair bit at the moment with ticket reselling websites that aren’t authorised by the venue. I can go into ticketing and ticket reselling further if you’d like but yeah… best we stay on topic.

So, if a show sells enough to at least make a small profit, but isnt sold out regardless of capacity size, the promoter will often put a thing called “drapes” over a certain amount of seating to the side of the stage. These are just big black curtains that cover those seats to make it look more full. It’s what you’d call a “reduced mode”. And, that’s also a way they can use bigger venues if an artist won’t quite sell it out, but they’re too big for a smaller scale show and either don’t wanna do a couple of nights in a row or the smaller venue is super booked out etc. And, artists can sell out a reduced mode, which is great PR for them.

Anyway, there are a million variables that happen with shows. But, capacity does not equal ticket sales, discounts at venues does not equal the size of the artist, and I’m sure Louis is gonna do great in LATAM. I’ve seen so many people excited!!!

Hope this helps/makes sense. Thanks anon!