#Bmo Harris Bank

[solvefinancewithca]

BMO Harris Bank: Everything You Need to Know

BMO Harris Bank: Everything You Need to Know

No matter which part of the world you are from, but we always look for a reliable, trustworthy bank when it comes to money. We hear the instructions given by the government every day through news papers, TV, mobile, that you should take every decision related to your money with complete thought. And always keep your money safe and safe from fraud. Because today’s time is progressing with a digital world, on the other hand the fraudsters are also becoming very clever. So that’s why we always choose a bank where our money is completely safe.

Hello friends, my name is Sandeep Mittal, I am a CA, along with this I discuss many things related to finance with you through this blog. In today’s blog, we are going to talk about such a topic, where we will try to discuss every aspect related to BMO Harris Bank.

Even after reading this article, if you still have any doubt in your mind. So you can reach us your doubt in the comment box given below, so that we can make a dedicated article for you.

If you are also looking for a bank in which there is complete security of your money, you can trust. So this today’s article is for you only.

One of the largest banks in us and Canada will be discussing above bank BMO Harris. With the quality services and experience of Bmo Harris Bank, this bank is capable of meeting all your financial needs. Bmo Harris Bank is a subsidiary of Bank of Montreal. This bank has been providing its services to the users for the last 20 years. And this bank’s network is spread all over the United States and also let us tell you that Bmo Harris Bank has more than 600 branches across the country. Going into the history of Bmo Harris Bank, this bank was started in 1982, and since then it has remained a popular choice for every Individual, families, and businesses across the country for its quality services.

Today’s article will be the next article in the series called Financial institution of our blog. And through this article we are going to discuss only BMO Harris Bank. In this article, we have covered every aspect related to Bmo Harris Bank like products, services, history etc. From personal banking to business banking, investments to mortgages, we’ll cover it all. So you are requested to read this entire article very carefully so that you can get every single information related to BMO Harris Bank.

Overview of BMO Harris Bank

As I told you earlier also that this BMO Harris-Bank is a sub company of Bank of Montreal. Which is one of the oldest and largest banks in Canada. BMO Harris-Bank provides its services to more than 600 branches in 8 states of the United States country, including Illinois, Indiana, Arizona, Florida, Minnesota, Missouri, Kansas, and Wisconsin. BMO Harris-Bank offers users a wide variety of financial products and services, including personal banking, business banking, investments, and mortgages. BMO Harris-Bank always pays a lot of attention to the convenience of the user. BMO Harris-Bank has made its mobile app and website user friendly so that people of all ages can easily handle the website and their accounts.

Personal Banking with BMO Harris Bank

Checking Accounts

Bmo Harris-Bank provides the facility of checking account which is very useful in our life. From basic checking accounts with no monthly fees to premium accounts with added perks, there’s something for everyone.

If you do not know about checking account, then checking account is a deposit account. Such an account provides a lot of liquidity. As a result of which we can withdraw money from this account as many times as we want. And if you want to win, you can also put the money in the account. And we can access the checking account like any other financial account through ATM and electronic debit. A checking account is slightly different from other bank accounts. In this, we can deposit and credit as many times as we want, while in the savings account, we get these services in limited form.

Savings Accounts

I am not ready to believe that in today’s digital age there will be any person who does not have a savings account. Savings account is a wallet of yours, in which your money is more secure than the money lying in your house.

Our today’s bank BMO Harris also offers good interest rates for savings accounts as well as great features, including online banking and automatic savings plans.

Credit Cards

Suppose you want to buy some furniture item for the house, but you do not have that much money, then you can buy that item using your credit card. And if you pay your dues on time. So this increases your credit score. Due to which you get a good loan at low interest rates in future.

And how does BMO Harris-Bank lag behind in this credit card race, BMO Harris-Bank also provides us with credit card services. In this also BMO Harris-Bank gives you extra features and benefits which include rewards cards, cashback cards, and cards with low introductory rates.

Loans and Lines of Credit

BMO Harris-Bank offers personal loans, home equity loans, and lines of credit to help you finance your goals and dreams.

What Is Line Of Credit?

A line of credit is a flexible loan product that allows you to borrow from your active line. Access the funds in your line of credit as and when needed, and pay interest only on the amount you borrow.

Online and Mobile Banking

In today’s digital era, we have to buy goods or send money online. Now we do all this work through the phone. Because everyone is short of time these days. And in view of this need, today all the banks and financial institutions are providing all their services to their customers through online.

Now it comes to the point, whether BMO Harris-Bank also provides us all these services or not?

So the answer is yes, BMO Harris-Bank’s online and mobile banking platforms allow you to manage your accounts, pay bills, transfer funds, and more from the comfort of your own home or on-the-go.

Read More Here

[shoutsthedustflake]

Chase Bank plaza, Chicago, IL.

The much more modest fountain outside the BMO Harris building a block or so west.

Just a sample of the fine work you'll find in my upcoming book Make It Rain: Midcentury Bank Fountains of the Middle West out in October from Farrar, Strauss & Giroux.

[cosmicanger]

By The Anarchothoughtism Collective

There’s a lot wrong with this little rustbelt city. It’s hard to love, almost painful. Yet people here try to do it anyway, often to our own detriment. We critique this city scathingly, but we love Milwaukee too. Black Milwaukeeans work hard to carve out a cultural niche. It’s a city that’s been shit on so much that it’s developed an inferiority complex; it demands recognition, for better or worse. I joke that living here would be funny - if it wasn’t our lives. Oftentimes it is funny, in a sad, nihilistic, and absurdist way. You have to laugh to keep from crying.

The structural issues of Milwaukee are deeply enmeshed, feeding into each other and compounding the struggles its Black underclass must face. The city’s cultural undercurrent is marked by distinct apathy, conservatism, and complacency. Individualist and bourgeois aspirations are rife. Small pockets of resistance bubble up, only to be extinguished by petit-bourgeois endeavors such as the non-profit industrial complex (NPIC), “activist” grifters, or the business class. This allows for highly fascistic elements to develop without resistance. The 2016 Sherman Park uprising is a prime example of such an “extinguishing”.

Milwaukee is known as the worst place for Black people to live, the most segregated city in the United States, and as “Harvard for pimps”. Black people have been locked out of homeownership, with only 25.2% of Black Milwaukeeans actually owning homes. A culture around stolen vehicles (we call them “stolies”) holds fast. “Kia Boys” and “Kia Girls” drive throughout the city recklessly, giving MPD (Milwaukee Police Department) a run for their money. To be fair, most people in Milwaukee drive recklessly. Lives are ended or altered by gun violence. You can’t trust tap water because of the lead pipes. Out-of-state slumlords own too much property, resulting in poorly-kept homes, leading to excessive electrical fires and evictions. The homeless remain mostly unseen, systemically pushed into surrounding forests. Milwaukee Police Department takes up more than half of the city budget, their pensions are bankrupting the city. As a result, libraries will close, fire stations and ambulances will operate at reduced capacities. In two to three years, a youth prison will be built here. Conditions feel overwhelmingly grim.

Following the Murder of Syville Smith by MPD in 2016, Sherman Park erupted in flames and the uprising that ensued lasted for 3 days. Rioters looted and burned down a BP gas station. This was not senseless or random; Black community members had been frequently profiled by owners of this particular BP station, and frequently had Milwaukee Police Department (MPD) called on them. A month before the murder of Smith, an employee fired a gun in the air to intimidate a group of teenagers standing in front of the store, claiming that he feared for his life. As rioting progressed, rocks were hurled at local law enforcement, a bank was set ablaze, and a local liquor store was looted. The city of Milwaukee was transfixed, yet what followed in the wake of that moment seemed a dizzying blur: over 2-3 years, conversations shifted abruptly from police brutality, racism, and state violence to entrepreneurship. Almost as quickly as it happened, outside investors swooped in to develop what is now known as Sherman Phoenix, a collection of 30 Black-owned businesses housed within the former BMO Harris bank that was burned down during the riots.

Before this shift, Sherman Park resident and youth mentor/activist Vaun Mayes was framed by both MPD and federal agents for the attempted firebombing of the District 7 police station at the height of the riots. Though the case against him remains ambiguous in its resolution, Mayes’ case and eventual release from state custody garnered him an abundance of local media attention, alongside undue credit as a reliable community activist. Soon after that ordeal, Mayes began dubbing himself “Milwaukee’s Malcolm X”, though his politics were moderate and inconsistent. His influence would later play a role in stunting Milwaukee’s 2020 protests.

The officer who killed Sylville Smith was acquitted of the murder; however, he was discharged from MPD and spent time in prison for a series of sexual assaults. In 2020 Smith’s family was awarded a $4 million settlement from the City of Milwaukee. Over the past 10 years, Milwaukee has spent $40 million on police misconduct settlements. This is not justice, it never will be. Justice cannot exist for Black folx within this system, our own hands must forge a new path.

Non-profits: The Worst Jobs We’ve Ever Worked (CW: Rape, Sexual Assault)

Milwaukee non-profits are closely linked with MPD. More often than not, they aid in advancing the carceral state through partnerships and broad coalitional work. One member of our collective was introduced to the NPIC when they were 16 years old by members of the ACLU Wisconsin when the latter visited their high school classes to speak with students about their civil rights and electoralism. By the time our comrade hit 19, they had dropped out of college and had their first real experience working in the NPIC through an AmeriCorps program. They were paid $17,000/year and received additional food stamp benefits. For how little was paid, it could be argued that work involving social services and the NPIC is a twisted type of exploitation that normalizes the commoditization of marginalized peoples’ experiences even as it normalizes the extraction of their labor and their harassment/abuse within NPIC structures.

During their stint with this organization, our comrade worked directly with women involved in street-based prostitution. In this supposed “harm reduction-based” approach, our comrade was often forced to work directly with police to maintain the symbiotic relationship their employer held with district attorneys, the House of Correction (a county jail that falls under the Division of Adult Institutions but operates somewhat independently from them), and law enforcement organizations (LEOs) writ large. This placed our comrade and other workers in the impossible position of offering little material or social supports to trafficking victims in exchange for tracking them and discussing their cases regularly with police and community members that viewed the presence of trafficked women as a “blight.”

Our comrade remembers their time with this organization as one of the most traumatic periods of their life. As they worked to provide compassionate and appropriate care to victims of sexual violence, sometimes in emergencies, they were simultaneously experiencing violence within their org that overlapped the violence they were expected to help combat in the streets. Gender-based harassment from supervisors and assault at the hands of a co-worker some months into the job, coupled with the daily trauma absorption of the job, eventually took its toll; our comrade’s mental health declined, as did their performance, and they were let go. They recall there was relief in that moment and remained unemployed for a few months while seeking therapy to heal.

Another comrade never even made it that far. As a transplant, this comrade with years of nonprofit experience working with youth and other marginalized communities, decided to volunteer with various organizations to gain both a better map of the city and to better understand where they could apply their passion effectively. Despite becoming a dues-paying member of at least 2 supposedly radical orgs, the only jobs they were being told about were ones that would exacerbate pre-existing health problems. Through 2 different periods of homelessness, this comrade still managed to show up and organize or lend support wherever they believed good community work was being done. Eventually, our comrade’s persistence and organizing chops developed, and the local NPIC began sniffing around.

Our comrade began being flattered and specifically invited to “brainstorming sessions,” a quirky Milwaukee euphemism that essentially serves 3 functions for nonprofits: the first is crowdsourcing language and popular-if-inconsistent definitions of social problems; the second, to pull in and start cultivating so-called leadership skills in individuals who may be able to be exploited by nonprofits through low-pay positions or as uncompensated volunteers; the third function being pure extraction, wherein community members are invited to rough out projects or initiatives that grassroots formations seldom can bankroll, but pose no financial risk to NPIC orgs that regularly receive millions from the state to water down and scale up.

Catching onto the grift, however, is not always a guarantee that one’s boundaries around labor would be respected. When our comrade began politely declining invitations to these brainstorming sessions, they were eventually lured into applying for part-time positions with the same organizations that would allow them to keep their health benefits while earning an income, which made our comrade eagerly apply to all. Experience notwithstanding, our comrade found that the fishing expeditions of the brainstorming sessions were not yet done with them: though it took the better part of a year, during which our comrade filled out multiple applications, underwent numerous background checks, weirdly intensive demands for outlines of programming they had not yet been hired to facilitate, and oddly probing interviews with the occasional direct questions about their anarchist leanings, our comrade realized that these nonprofits had no intention of hiring them so much as simply extracting their labor - as well as intimate personal information - under the guise of community building. Some years after the compliments stopped, our comrade simply withdrew from the NPIC and organizing publicly, preferring to work only with those who respected their boundaries. For a disabled person who could not leave their home much, severing ties to the NPIC represented an end to the social life they badly needed for their well-being.

Abolish the NPIC, Abolish the Celebrity/Career Activist and Black Misleadership Class

NPIC culture demands much from marginalized workers while offering very little in return. Non-profits market themselves as more “just” or “equitable” workplaces for marginalized peoples, but often, they just offer the same capitalistic shit gilded in the rhetoric of false radicalism. In this way, the NPIC exploits the desires of those who wish to build a better world and change the material conditions of oppression knowing they never will be able - or inclined - to address oppression at its roots. Non-profits that portray themselves as “radical” or “revolutionary” are actively lying. The NPIC is an apparatus of an imperialistic, white supremacist, ableist, capitalistic state. It serves to redirect radical energies into neoliberal, ineffectual organizing methods. Its function is to maintain the status quo; those who disrupt or refuse to sell out are pushed out.

One of the worst byproducts of the NPIC and social media culture is the production of the “celebrity activist” or “career activist”. What we're describing is nothing new - sellouts have existed across generations. It’s become more complicated, nuanced, and insidious with the appropriation of radical aesthetics and language. When we think of this type of sellout, elements of George Jackson’s criticism against Bill Cosby and Black capitalism are applicable nearly 50 years later. “Black capitalism, black against itself. The silliest contradiction in a long train of spineless mindless contradictions…We can never learn to trust as long as we have them. They are as much a part of repression, more even than the real live, rat-informer-pig” (George Jackson, Soledad Brother, p. 237). The Black celebrity/career activists are rooted in the ideology of Black Capitalism, tainted by entrepreneurial (bourgeois) aspiration, and opportunism. Their politics are shallow and unprincipled. Coming out of the George Floyd Rebellion, one of the most prominent and glaring examples of this is Patrisse Cullors and the mishandling of donations made to the BLM (Black Lives Matter) Foundation. Despite being a “trained Marxist”, Patrisse accepted deals with Cadillac and owned several million-dollar homes while chapters of BLM struggled to organize on the ground. Patrisse profited in one of the most direct ways possible from the deaths and oppression of Black people. How many more Patrisse Cullors types do you need to see?

During protests against the police killing of Alvin Cole in Wauwatosa, Jay-Z’s Team Roc took the opportunity to generate positive press for the brand, posting bail and covering legal fees for those arrested, including Alvin Cole’s family. The celebrity also took out a full-page ad in the Milwaukee Journal Sentinel calling for Alvin Cole’s murderer, Joseph Mensah, to be prosecuted. Additionally, Tamika Mallory made an appearance, offering a performative press conference. While support from celebrities like Jay-Z may appear beneficial on a surface level, the ultra-wealthy do not and will never sustain social movements or revolutionary activity: Jay-Z has repeatedly shown his allegiance to capital, and his support aims to co-opt the energy of mass movements and encourage the Black masses to buy into myths of Black Capitalism.

In Elite Capture by Olufemi O. Taiwo, the author references the work of Frantz Fanon, Jared A. Ball, and Franklin Frazier to elaborate on myths of the “Black Economy” and Black buying power. In describing African middle classes in post-colonial Algeria, Fanon postulated that this middle class would “capture, dilute and ultimately subvert the energy of anti-imperialist struggle.” Taiwo notes that Fanon’s prediction came to be, “The national independence movements supplanted formal colonial rule only to run headfirst into neocolonialism: a condition in which those young nations’ new ruling elite were either sharply constrained by or actively colluding with the corporations and governments of the former colonial powers - and the international system they dominated.”

Taiwo goes on to analyze Franklin Frazier’s Black Bourgeoisie and the idea of escaping racial strife through a separate Black economy, citing Booker T. Washington’s National Negro Business League. “The combined net worth of all 115 attendees at the inaugural National Negro Business League did not amount to even $1 million. By the time Fraizer wrote his book, more than six decades later, all eleven Black-owned banks in the nation combined did not represent the amount of capital held in the average local bank in smaller white cities.” Drawing from Ball, Taiwo concludes that investing in the idea of a Black economy is politically naive, a fruitless endeavor that would need to be birthed of our current political and economic reality of white supremacy and racial capitalism. He notes that myths of Black buying power and financial literacy only serve to place the onus on the poor instead of on the exploitative nature of capitalism. We see the myth persist to this day through endeavors such as Killer Mike’s Greenwood “Bank”. “The possibility of an insulated Black economy is the myth, while the immediate interests of a few well-positioned Black Folk provide the true impetus.”

For petty bourgeoise aspirationals and the ultra-wealthy, the NPIC provides the perfect platform for the co-optation of our mass movements. Protests become photo opportunities; elements of resistance and revolution are appropriated to market an individual's brand or NGO to philanthropists, funders, and sponsors. Brand recognition is key. Locally, we’ve witnessed executive directors and NGO boards claim police abolition, only to turn around and hire ex-police officers to perform union busting on their behalf. We’ve seen blatant misogynists and homophobes win the title of “Activist of the Year” throughout a near-endless stream of self-congratulatory awards ceremonies. Milwaukee suffers an ongoing plague of micro-celebrity activists, bolstered by an NPIC culture that actively blocks opportunities for effective, revolutionary organizing. Our point is simplistic, the conclusion feels trite, but it’s a message Milwaukeeans need to hear. If any real work is to get done, the NPIC and career/celebrity activism need to be abandoned or eventually destroyed.

(A mural that recognizes “leaders” involved in Milwaukee’s 2020 protest movement…the mural depicts Frank Nitty, Sam Alford, Khalil Coleman, Jeremiah Thomas, Elle Halo, Tommy Franecki, Markasa Tucker, and Vaun Mayes.)

*Note: Some non-profits do excellent work, and are well respected within the communities in which they operate. The non-profit legal structure can be used as a tool that allows grassroots and anarchist formations to operate more freely. However, within a $2 trillion industry employing 10% of the United States population, we find the types of non-profits mentioned above represent a microcosm within a majority. Members of our collective understand the benefits and contradictions of being involved in the NPIC as we have worked within the field and received services from the NPIC. This is not a judgment of those involved within the NPIC structure, it is a call to think critically about the structure.

How Milwaukee Got a Youth Prison: Past to Present (CW: Sexual abuse, Child abuse)

Milwaukee’s NPIC is deeply connected to the carceral justice system and policing, and many violence prevention programs and non-profits are incentivized to work with the police to receive funding from the city. Unsurprisingly, local non-profits ushered in a new youth prison in Milwaukee. To explain how this all came to fruition, we’ll need to lay some ground and talk about the Lincoln Hills and Copper Lakes crises that occurred over the course of a decade. Tracking everything that occurred at these facilities could amount to a separate book on its own, so we'll only be tackling a tiny fraction of events in this section.

According to the Milwaukee Journal Sentinel, the problems began in 2010-2011 under Republican Governor Jim Doyle’s administration. The number of youth prisoners had steadily decreased over the years and in 2011, inmate populations dropped to half of what they were in 2004. For the Doyle Administration, it financially did not make sense to continue running three separate facilities (Lincoln Hills located in northern Wisconsin, Ethan Allen School in southeastern Wisconsin, and Southern Oaks Girls School in southeastern Wisconsin): Lincoln Hills operated at a much lower cost than the other two facilities and state law mandated that a juvenile facility must remain open in northern Wisconsin. This law did not apply to southeastern parts of the state, where most of Wisconsin’s Black and incarcerated population stemmed from. By January 2011, Republican Governor Scott Walker was instated; he moved quickly to close Ethan Allen School and Southern Oaks Girls School, consolidating 100 prisoners into Lincoln Hills and doubling the prison population. Lincoln Hills was extremely short-staffed, the sparse population of northern Wisconsin being to blame. The Milwaukee Journal Sentinel stated, “...juvenile justice experts around the nation were recommending smaller, more localized facilities, Wisconsin went in the opposite direction, consolidating operations in a remote setting.”

In February 2012, Racine County Circuit Judge Richard Kreul sent a memo to Scott Walker detailing a case of abuse. ”The memo Kreul sent to Walker described an incident in which an inmate from Racine was forced to perform oral sex on his roommate and then beaten unconscious. Workers learned of the assault at 4 p.m. They didn’t get the victim medical treatment for three hours.” [Milwaukee Journal Sentinel]. In 2014, when Milwaukee-based Public Defender Robin Dorman learned that one of her clients was not receiving medical treatment or being sent to classes, she quickly learned that her client was not alone. Upon discovering additional allegations of abuse and neglect, Dorman sent a memo to Milwaukee County Chief Deputy District Attorney Kent Lovern, who forwarded it to the Department of Corrections. By January 2015, a criminal probe was launched to investigate Lincoln Hills. What the investigations would unveil was deeply disturbing.

Most of the youth held in the facility were Black children from Milwaukee, though the facility was located in Irma, WI - 215 miles away from Milwaukee (a 3.5-hour drive). Horrendous abuse and corruption plagued these facilities, ranging from physical child abuse to suicide, and sexual abuse and harassment of minors. The Milwaukee Journal Sentinel details the conditions inside the facilities, describing a teen who had his foot crushed by a prison guard. “Inside his room, Evans screamed and held up his foot so the staff could see the bleeding. The Milwaukee teen had lost parts of two small toes, but it would take prison officials nearly two hours to take him to a hospital 15 miles away.” Another incident involved a psychologist commenting on a teen girl's breasts, stating that they looked "rode hard and put away wet." The investigation also revealed that the prison’s lead trainer taught staff to pin inmates by putting their knees on inmates' backs - a technique that could cause suffocation and death. This trainer did not contact nurses when inmates were injured. There were 4 incidents where inmates had broken bones. By December 2015, the facility was raided by 50 state agents and the investigation was turned over to the FBI. Over a dozen staff members quit, were fired, or retired. A $25 Million settlement was reached for those who stayed at the facilities.

In 2018, Governor Walker announced a plan to dissolve Lincoln Hills into 5 smaller prisons spread out across the state. In April 2022, Democratic Governor Tony Evers signed a law that would bring a prison to Milwaukee. By January 2023, Milwaukee Common Council approved the zoning for a new youth prison to be built on the predominantly Black northwest side of Milwaukee. The Facility will not be operational until 2026. The decision was made to put the youth prison in a district that completely lacks an alderperson at the time of this writing (the previous alderwoman, Chantia Lewis, was removed from office after pleading guilty to embezzling $20,000 in campaign funds). Residents were taken off guard by the development of the prison and a majority opposed it, citing the potential decrease in property values as their primary concern. Many non-profit leaders spoke out in support of the facility's relocation to Milwaukee’s northwest side, however, framing it as a way to bring the youth inmates from Lincoln Hills “home”. Sharlen Moore, co-founder of the non-profit Urban Underground and youth justice advocate stated, “We have to figure something out. We have to put them somewhere.” Representatives from the non-profit Ex-incarcerated People Organizing (EXPO) echoed Sharlen’s sentiment. There are currently 69 youths that remain at the Lincoln Hills and Copper Lakes facilities. Alternatives to prisons exist, we’re dealing with people, not objects to shuffle around or “put somewhere.”

George Floyd Rebellion of 2020: A Clusterfuck

During the George Floyd Rebellion, the lack of solid organizing and security culture in Milwaukee led to Black misleadership and celebrity/career activists seizing control and altering the trajectory of a radical movement into neoliberalism along a counter-revolutionary line. The People’s Revolution (TPR) was formed in the early days of the George Floyd Rebellion and was initially spearheaded by Frank Nitty, Vaun Mayes, and Khalil Coleman. These “leaders” quickly proved dysfunctional, as accusations of homophobia and misogyny bubbled to the forefront almost immediately. Throughout 2020, we talked with individuals involved in TPR’s protests and though accounts varied from person to person, what we picked up on overall was that TPR’s leadership fostered an environment that made protests feel unsafe for Black women and queer individuals. On June 12, 2020, TPR leadership was called out in a Facebook live stream regarding accusations of misogynistic and derogatory language used toward queer protestors. While Vaun Mayes showed up to the live stream for “accountability”, Frank Nitty and Khalil Coleman did not. There were repeated attempts to reach out to Frank and Khalil, which seemed to be met with hostility. The presence of misogyny and homophobia are major red flags for any group claiming to be revolutionary. The Facebook Live stream did not provide the accountability process needed to change course. In an ideal world Frank, Vaun, and Khalil would have stepped down from their leadership positions within TPR and undergone a serious accountability process that involved their removal from movement and protest work, if only until genuine efforts towards transformation had occurred.

The effects of misogyny and what we’ll call “weak link politics” have been touched on repeatedly in writings such as Why Misogynists Make Great Informants, by Courtney Desiree Morris, and Basic Politics of Movement Security by J. Sakai and Mandy Hiscocks. As Morris succinctly points out, “There are serious consequences for choosing ignorance. Misogyny and homophobia are central to the reproduction of violence in radical activist communities. Scratch a misogynist and you’ll find a homophobe. Scratch a little deeper and you might find the makings of a future informant (or someone who just destabilizes movements like informants do).” In Basic Politics of Movement Security, Sakai details the story of an FBI informant known as “Tom” who played a role in destabilizing the Black Panthers. Tom got in with the Black Panthers by appealing to patriarchal values. Sakai recounts Tom being called out by a group of local women on suspicion of being an informant, “Oh, its politics that’s so hard for me to learn, ‘cause I had no education… I wanna learn, I’m sorry, give me another chance.” Tom rebuffed in a way that is somewhat similar to the accountability dodging Mayes did during the live stream referenced above. “I am ignorant to a lot of shit, you know? …as far as being a straight male versus y’all community (the LGBTQ+ community), there's a lot of shit I don’t understand… I don’t primarily deal with y’all community.”

We don’t draw this comparison to accuse Vaun or the former TPR leadership of being outright informants. Practically speaking, there’s no way for anyone to know unless evidence explicitly demonstrates otherwise. The point is not to badjacket or drum up needless suspicion. However, we draw the comparison to accentuate that an individual's politics, actions, and consistency should be examined with a discerning, critical eye. Trust and access should not be easily given to those who consistently show up with weak link politics. Sakai states, “...Security is not about being macho vigilantes or being super suspicious… Security is about good politics. That's why it's so difficult. And it requires good politics from the movement as a whole. This is demanded of us… Bad politics covered for agents…it’s that bad politics - like opportunism, patriarchy, sexism, and class privilege - rips up the fabric of our terrain, the area of our radical culture, and weaves it instead into that terrain all their old oppressor politics, their values.”

[Defaced mural of Frank Nitty with the words “misogynistic coon” and “sexist” spray painted across it.]

TPR slowly unraveled throughout the rebellion. Despite appointing themselves revolutionaries, TPR operated in multitudes of obvious contradictions. They frequently partnered with local elected officials and pushed electoralism, lobbying, and reform as a method of “revolution”. State representatives such as David Bowen and Jonathan Brostoff publicly aligned themselves with TPR, and attended marches consistently. “They use their resources to help as many people as possible and to push the system to be accountable, especially to Black and Brown people,” said David Bowen to Milwaukee Magazine in September 2020. The excess media attention around the George Floyd Rebellion provided the perfect stage for stooges to bolster their platforms and appeal to potential voters. While electoralism and aligning oneself with the state may seem like a clear pitfall to an experienced organizer or theorist aligned with revolutionary/liberatory movements, it bears explaining to those less familiar. Aligning oneself with politicians, elements of the state, or electoralism is explicitly counter-revolutionary:

“It isn’t revolutionary or materialist to disconnect things. To disconnect revolutionary consciousness from revolutionizing activity, to build consciousness with political agitation and educational issue-making alone is idealistic rather than materialist. The effect has been reformism rather than revolution. When any election is held it will fortify rather than destroy the credibility of power brokers. When we participate in this election to win, instead of disrupt, we’re lending to its credibility, and destroying our own.” (George Jackson, Blood In My Eye, Pg. 26)

TPR’s leadership brought forth a movement of cooptation, empty symbolism, and misdirection. It is no surprise that Vaun Mayes has recently aligned himself with MPD post-rebellion, advocating for increased police surveillance through ShotSpotter technology. According to Sheperd Express, ShotSpotter is an acoustics-based technology that locates potential gunshots via impulsive sound. The contract with ShotSpotter has cost the City of Milwaukee $3.7 million over the past 13 years. “I’d like my ComForce team to get access to ShotSpotter because when we hear shootings in our neighborhoods, it is sometimes difficult to find the location...We are here to help the police and protect the residents, and we are expanding…I think we are setting a standard on how true collaboration and unity is supposed to look. We want to work with the police,” said Mayes, referring to Community Task Force (ComForce), a non-profit he helms which regularly partners with MPD.

[Photo of Frank Nitty next to a billboard advertisement of himself promoting voting, despite not being registered to vote himself.]

From a security culture standpoint, TPR’s practices were negligent and put protestors at risk. TPR’s marches often lacked street medics, leadership constantly live-streamed their whereabouts, and TPR provided little to no recourse, such as bail funds or free legal representation, for those arrested. Leadership also folded in with the likes of fascist groups such as the Bugaloo Boys, posing as street medics for TPR. The effects of this negligence culminated when the rebellion reached Wauwatosa and Kenosha. According to The Daily Montanan, Wauwatosa Police Department (WPD) managed to create a list of over 200 protestors, and a good portion of that list included members of TPR, as well as people who marched in solidarity with them. The list was created by Dominick Ratkowski, a crime analyst for WPD, and was utilized as early as mid-July 2020. The list was circulated amongst MPD, KPD (Kenosha Police Department), and the FBI office in Milwaukee. Up to 12 agencies received the list. Members of TPR were mailed tickets as high as $1300. The Daily Montanan reads, “On Aug. 28, Gibson (Milwaukee DA Investigator) asked for any lists or photographs of protesters to share with Kenosha. On Sept. 15 the list, which had been shared by Ratkowski, was sent to Kenosha PD Detective Pablo Torres, who worked for the department’s Special Investigations Unit at the time. ‘Here is an updated list of the subjects identified as members or associates of The People’s Revolution,’ Gibson’s email reads.” The screenshot below does not prove that Coleman or TPR leadership was feeding members' information to law enforcement agencies; it is mere conjecture, but we cannot dismiss it as a possibility.

[This post was made on September 1, 2020]

Regardless of whether the intent was malicious or not, a lack of security practices essentially had the same effect as an informant or wrecker: TPR members and leadership had been arrested at several points during the rebellion, and during any of these arrests, police could have confiscated their cellphones to collect intelligence on members and associates. This is why maintaining anonymity is key - never bring a cell phone to a protest, and never record yourself or others engaging in protest activity. Your identity should be your most protected asset. Cover tattoos, piercings, or other identifying features and always wear plain, unbranded clothing. Consider utilizing a pseudonym during protests. Always remember your cell phone and other pieces of technology can act as a cop, and avoid the potentiality of surveillance as much as possible.

Our advice for those participating in protests and riots is to return to analog styles of communication (written notes, utilizing walkie-talkies, communicating face-to-face, implementing coded language, etc). Detailed in episode 8 of the Alphabet Boys podcast, an FBI program known as “Social Media Exploitation” was utilized during the George Floyd Rebellion. This program allowed the FBI and local law enforcement agencies to mine social media accounts and create files on individuals without probable cause. The host of Alphabet Boys, Trevor Aaronson, goes on to detail the story of a woman charged with a crime for throwing her bike down near a police officer. She was captured on a police body camera and identified by law enforcement through social media posts, specifically by matching photos of her biking gear with her attire in the video. Police were able to attain a warrant to search her home and she was charged with attempted aggravated assault of a police officer, a second-degree felony. Police reforms, such as body cameras, are weaponized against those who dare to resist the state. If there is a will to charge you with a crime, there is a way. People should always keep in mind that their social media presence is likely being monitored and should try to practice good digital hygiene. Intentional mass arrests are an outdated tactic of the ‘60s and ‘70s; in the present day, arrests should be avoided if possible - you do not want to be logged into any state system as it makes it easier for law enforcement to target and track you for an indeterminate length of time.

Ultimately, TPR’s influence managed to assimilate many young people into their organization, placing youth directly in harm's way. This disillusioned, traumatized, and embittered many young people. Tyrone Randall, a participant in TPR’s protests, was pinned by police, left on the ground, and struck by a car. Tyrone was left with broken ribs, a broken pelvis and thousands of dollars in medical debt. TPR’s failures fostered an environment that made many reluctant to return to grassroots organizing as a whole. Former members and youth of TPR were quickly assimilated into the NPIC once the organization grew stagnant.

Post-George Floyd Rebellion: Where are these niggas?

Post-rebellion TPR quickly dissolved, and few of the former leadership remain active. In April 2022, Khalil Coleman was found guilty in the first degree for a robbery that took place in Kentucky in February of 2021. Coleman attempted to rob a trap house with the coerced aid of a minor and was later sentenced to 10 years in prison. Coleman maintains that he is innocent via Facebook posts, and he has been soliciting support for his appeal through an online petition.

Around August 2020, Frank Nitty led a March from Milwaukee to Washington D.C. In the immediate aftermath of this commemorative journey, several scandals began to surround Nitty. Rumors of Nitty stealing and mishandling donations circulated on social media, which led to some accusing him of using the funds to take white women on dates. Additionally, a Facebook group of “sister-wives,” boasting nearly 200 members at one point, formed around Nitty. All jokes aside, around November 2020, Nitty was accused of sexually assaulting four separate women. He was arrested and held in jail for a short period before his bail was posted, and charges were never brought against him. After 17 months, prosecutors decided that there was not enough evidence against Nitty between the four women who accused him and dropped the charges completely. Based on Nitty’s history of misogyny, we believe the women who accused him. Nitty’s whereabouts and current activity remain unclear, as he has seemingly disappeared from Milwaukee altogether.

Vaun Mayes remains active in Milwaukee’s non-profit and organizing scene: He currently remains a leader of ComForce, engaging in ambulance chasing. Vaun has continuously aligned himself with the police, local politicians and even noted transphobe/huckster Dr. Umar Johnson.

Conclusion: Wrapping this shit up

2020 demonstrated that Milwaukee is not politically prepared to resist the rising tide of fascism. It is a frightening position to be in considering that the RNC (Republican National Convention) is coming to Milwaukee summer of 2024. The fascism Black people in Milwaukee have had to face has primarily been institutionalized, moderated through politicians, policing, prisons and racist state/city policy. The city has rarely had to face off directly against fascist demonstrators. There is no dedicated Black Bloc or anti-fascist presence prepared to push back against the fascists that will come to gather in Milwaukee summer of 2024. The city is seeking to import nearly 4,500 officers to Milwaukee for the convention. Frankly, we wouldn’t recommend an outright counter-demonstration against the 2024 RNC. Marginalized people should stay home the day the RNC comes to town. Those interested in preparation should get street medic training, and learn how to treat gunshot wounds. Black communities situated directly near the RNC should prepare their neighborhood or block in community self-defense tactics. Prepare for violence but do not seek it out.

Strategically there are stronger opportunities for resisting. The youth prison coming to Milwaukee’s northwest side should be resisted, and the youths that remain captive in Lincoln Hills should not be abandoned in cages of the state. A non-carceral solution is desperately needed. We're not sure what the exact solution looks like for Milwaukee, but answers have already been conceptualized in writings such as Instead of Prisons by the Prison Research Education Action Project. The text details an experiment done in Massachusetts in 1972 to decarcerate the state’s juvenile prison system. The majority of youths returned home on parole, some were sent to a local university to work with a student advocate for a month. The text continues, “The administrative system was decentralized, with seven regional offices set up to make all decisions about individual youth placements and needs. Almost all services for the juveniles were contracted from private agencies, resulting in the creation of a wide range of community programs.” It advocates cutting ties with the criminal justice system, including instances of parole and probation, releasing prisoners to community-controlled support and peer groups on a case-by-case basis instead. The writers advocate that instead of serving the rest of their sentences, former prisoners should be involved in restoration processes. The strategies mentioned above are intermediary steps towards prison abolition. The authors note:

“We caution strongly that all interim as well as long-range strategies be considered only after conferring with knowledgeable prisoner and ex-prisoner groups. Interim policies crucially affect the lives of prisoners still inside the system and many ex-prisoners on the streets. What seems a paltry and therefore unacceptable change to those outside the wall, might be a highly significant and desirable change for those who are caged or under control in the streets. If there are differences in strategies between prisoners who have experienced the day to day reality of prisons and prison changers who have not, take the time to hammer out differences and reach agreement. Strategies and tactics that are not in unity weaken the total movement toward systems change.”

People interested in building a truly revolutionary movement should study the principles and histories of anarchism, the Anarkata turn, Black radicals, and anti-state communism within groups. White organizers need to step back and follow the lead of Black radicals or get out of the way. Deprioritize the visibility of individual organizers and the mindset of individualized leadership or hierarchies. The aim should be an anonymous and autonomous mass movement of free association that centers issues of the most oppressed, the most marginalized, the problems of the lumpen/lumpen-proletariat (Black, QTGNC folks, those living with disabilities, the poor, the houseless, etc…). The organizing methodology outlined in Move Like Mycorrhizae from Afrofuturist Abolitionists of America, demonstrates best practices. Organizing in this way provides a layer of security and protection from opportunists, clout chasers, and potential informants or state agents.

We can’t tell you what to study, what to do, or how to organize. We can only suggest that anyone who reads this zine study past and present liberation movements of colonized people, both within and outside of the United States. Learn where others have failed or succeeded. If the conditions are right, repeat what has proven successful and try not to repeat mistakes. It's the principle of Sankofa; meaning “go back and fetch it” - take what is useful, leave behind what is not. Studying, organizing, and remaining principled in the liberation struggle is a lifelong commitment. We’ll never stop learning; movements will change, tactics will change. New theories and organizing methodologies will need to be established from the foundation of what previous Black radicals left behind. Studying and organizing alongside BARs (Black Anarchic Radicals) and the Anarkata turn guided us to our current political trajectory. We don’t believe in authoritarian methodologies, cults of personality, or that Black people need a “leader” to effectively organize and win. There will be no vanguard to lead the masses to revolution, nor is it the role of the political theorist.

Frantz Fanon stated,

“To educate the masses politically does not mean, cannot mean, making a political speech. What it means is to try, relentlessly and passionately, to teach the masses that everything depends on them; that if we stagnate it is their responsibility, and that if we go forward it is due to them too, that there is no such thing as a demiurge, that there is no famous man who will take responsibility for everything, but that the demiurge is the people themselves and the magic hands are finally only the hands of the people.”

As the tide of fascism rises, as climate change accelerates, as technocratic corporations advance, as living conditions under capitalism worsen - political and state repression will become more visceral. We saw it in 2020, with state agents snatching protestors off the streets in unmarked vehicles. We saw it in Kenosha when local law enforcement stood in league with fascist armed militias. We’re seeing it in motion with the development of Cop City in Atlanta, a project with international implications to further militarize the police, preparing them for urban warfare with citizens. If there is any time to gain urgency, to connect and organize within your community, it’s now. The politics of capitalism, of fascism, is ultimately a politic of slow death and suffering for the many in exchange for short-term gain and excess for a few. We hope to see the end of this fetid, vile system in this lifetime or the next.

[content23423]

Residential loans in USA, CANADA  | Best commercial real estate loans USA CANADA 

Best Residential loans in USA, CANADA  | Best commercial real estate loans USA CANADA. In the USA and Canada, leading residential loan providers include Wells Fargo, Chase, and RBC Royal Bank. For commercial real estate loans, reputable options include Bank of America, TD Bank, and BMO Harris Bank. Consider factors like interest rates, loan terms, and customer service to determine the best fit for your residential or commercial real estate financing needs.

[honeygrlvintage]

Check out this listing I just added to my Poshmark closet: BMO Harris Bank Little Hubert Lion Stuffed Plush.

[leopoldainter]

Yes Eunice it interested in playing shadrach any mire was that guy who was last seen mostly burnt torso fallujah sandy outskirts area. He actually was fully aware of how to follow tbe read instructions... when he set the education system up...mercenary of the Canadian Imperial bank of commerce get Martin the hell out of there before BMO runs another 300$

This is what they see whansom faeSinge tue

Nothing

Look how hit she us, and she is an x.

Wowzer hunting you I and some time in a little toy shop... ' "

Here's how retreats van benefits and insurance helps plus the grading system doesn't know het from jugular so you got this mesmerizing beatnonmenom 9f people doing the high priest neck taptap kanji send if feuklle of count healthy or bmi arnica hey Hi Dr. Nick incredibly I told the mayor it was for this but I have to bring on the diet of Iceland budget good luck everybody

*applause cuz baby, you were born t'p fire resistant outdoorsy. Creative pro sus pic over super stitch...that's what aunts are for

Then she points at Scott Knowles wife in the bathroom with tyrell

Here's what woman want. To be seated across from the mist exotic piece.. bow day, and . It sprinkles the goods more Yat we need thsr. Ni see ther she sits and looks and while her husband's out asks a younger man what they think would look nice next to it to see if he's hiding anything

Psst it's hearts...

Fail that doctionary's way out of date. I'm like haligen ounces

It's zoom to say what you did was re,call desktop,o ya

Because once it's all said and croaked you get to sit across,from these staple pages and watch the rest of your high school class mated that didn't cause problems gro. Field work can be fun, maybe you can be whip like kpax. How's Harry supposed recoop gillaeed without us

If you believe it it's true,

Otherwise it's track and field

[thxnews]

Chicago's Financial Landscape: Empowering Women's Ambition

Chicago's Financial Landscape

In the heart of the Midwest, Chicago stands as a beacon of opportunity and progress for ambitious women. The city's dynamic economy and vibrant financial sector offer a fertile ground for personal and professional growth. This guide dives deep into the banking ecosystem of Chicago, pinpointing institutions that are not just banks but partners in the financial empowerment of women.  

Women-Friendly Banking Services for Chicago women entrepreneurs. Photo By Hannan. Flickr.  

Understanding Financial Empowerment in Chicago

Financial empowerment in Chicago transcends mere money management. It's about making informed decisions, leveraging opportunities, and overcoming the unique financial challenges women face. This guide embarks on a journey to uncover how Chicago's banking landscape is equipped to support the financial aspirations of its women, offering a pathway to not just survive but thrive.  

Financial Empowerment for Chicago Women Entrepreneurs. Photo By Hannan. Flickr.   The Role of Banks in Women's Financial Empowerment Banks in Chicago play a crucial role in women's financial empowerment, providing tools, resources, and services tailored to the unique needs of women. From national banks with extensive networks to local credit unions focused on personalized service, the city's financial institutions are pivotal in helping women navigate their financial journeys with confidence.  

Chase Bank Building. Photo by Nick Bastian. Flickr.  

National Banks Catering to Chicago's Women

Bank/Institution Focus Pros Cons Chase Your Financial Hub in The Windy City - Extensive branch network - Diverse product offerings - Commitment to financial education - Higher fees - Potentially impersonal service Bank of America Championing Women Entrepreneurs - Wide array of financial products - Strong emphasis on mobile banking - Support for women's entrepreneurship - Fees - Somewhat impersonal touch Citibank Technology Meets Financial Savvy - Competitive interest rates - Innovative mobile banking tools - Financial literacy programs - Limited physical presence in Chicago - Complex fee structure PNC Bank Community Engagement and Education - Community focus - Dedication to financial education, including events for women - Smaller branch network - Fee structure US Bank A Partner in Financial Planning - Diverse loan options - Planning Resources - Lack of strong emphasis on women-specific initiatives BMO Harris Bank Supporting Chicago's Small Businesses - Strong Chicago presence - Support for small businesses - Financial wellness programs - Not specifically tailored to women - Fees apply Fifth Third Bank Where Rates and Education Meet - Competitive rates - Financial education workshops - Limited branch network - Less targeted approach to women's needs North Shore Credit Union Tailored Financial Solutions - Competitive rates - Financial literacy - Personalized banking experience - Limited network First Women's Bank Pioneering Women's Financial Success - Women-owned - Dedicated to supporting women's entrepreneurship and empowerment - New with limited branch network - Proving track record  

View of Chicago from the sea. Photo by Muzammil Soorma. Unsplash.  

Chicago's Economic Climate

As Chicago navigates its post-pandemic economic recovery, the landscape is marked by both promising opportunities and notable challenges. Understanding these factors is essential for ambitious women aiming to optimize their financial strategies within the context of the city's evolving economy.   Job Growth and Unemployment Trends With job growth in Chicago projected at 2.2% in 2024 and a further 2.1% in 2025, according to Moody's Analytics, the city's job market is on an upward trajectory. The Federal Reserve Bank of Chicago forecasts a decrease in unemployment rates to 4.2% in 2024 and 4% in 2025, signaling robust economic recovery and expanding opportunities for women in the workforce.  

A row of houses in Edgewater, Chicago. Photo by Jeremy Atherton. Flickr.   The Housing Market's Stabilization The Chicago Association of Realtors notes a stabilization in housing prices after a period of significant appreciation. This trend presents a dual-edged sword: while stabilizing prices can make home-buying more accessible, they also reflect a cooling market that potential investors must navigate carefully.   The Inflation and Cost of Living Conundrum Rising inflation poses a significant challenge, affecting everything from daily expenses to long-term savings plans. Women, particularly those managing households or responsible for childcare, may find the increasing cost of living a hurdle to financial empowerment and wealth accumulation.  

Kids' Work Chicago Daycare. Photo by Kids Work Chicago. Flickr.   Childcare Costs and the Pay Gap Childcare remains a substantial expense for working mothers in Chicago, impacting their ability to participate fully in the workforce and achieve their financial goals. Additionally, the gender pay gap, although narrowing, continues to be a challenge, underscoring the importance of financial planning and advocacy for equal pay.  

Working Late with a glass of Champagne. Photo by Leyla.a. Flickr.  

Seizing Economic Opportunities

Despite these challenges, Chicago's economic climate offers fertile ground for financial growth and empowerment. Ambitious women can leverage the city's resources, including supportive banking services, to navigate the economic landscape successfully.   Strategic Banking and Financial Planning Choosing a bank that aligns with one's financial goals and offers tailored services, from business support for entrepreneurs to investment advice for professionals, is critical. The right banking partner can provide not just financial products but also guidance and education to help women make the most of Chicago's economic opportunities.  

Banking Apps for Chicago Women Entrepreneurs

Chase Mobile®: Pros: Extensive branch network in Chicago, user-friendly interface, Zelle® person-to-person payments, financial education resources. Cons: Monthly fees for some checking accounts, potential for impersonal service.   Bank of America Mobile Banking: Pros: Wide range of financial products, mobile bill pay, investment tools, Erica® virtual assistant. Cons: Monthly fees for some checking accounts, potential for impersonal service.   Citi Mobile®: Pros: Competitive interest rates, mobile check deposits, budgeting tools, and investment management options. Cons: Limited branches in Chicago, potentially complex fee structure.   PNC Mobile Banking: Pros: Strong community focus, financial education initiatives, personalized service, Zelle® person-to-person payments. Cons: Monthly fees for some checking accounts, limited branch network in Chicago.   US Bank Mobile: Pros: Diverse loan options, mobile check deposit, Zelle® person-to-person payments, and financial planning resources. Cons: Monthly fees for some checking accounts, less emphasis on women-specific initiatives.   Additional factors to consider when choosing a banking app: Security features: Two-factor authentication, data encryption, fraud protection. Financial goals: Does the app offer features that align with your savings, budgeting, or investing goals? Customer service: Availability of live chat, phone support, or in-person assistance. Community focus: Does the bank support women-owned businesses or have programs that align with your values?  

Chicago women entrepreneurs network location, Chicago. Photo by Ted Eytan. Flickr.   Leveraging Community and Networking Chicago's vibrant community offers ample networking opportunities, mentorship, and support for women in all sectors. Engaging with women-focused banking events, local business groups, and professional associations can provide valuable insights and resources for financial and professional growth.  

Conclusion

Chicago's economy continues to recover and evolve, and the city's ambitious women have a spectrum of banking options and economic opportunities at their fingertips. By carefully selecting financial institutions that offer personalized services, digital convenience, and a commitment to female financial empowerment, women in Chicago can navigate the complexities of the economic landscape with confidence.   Sources: THX News, Chicago Booth School of Business, Federal Reserve Bank of Chicago, National Women's Law Center & Wikipedia. Read the full article

[wikiuntamed]

On this day in Wikipedia: Friday, 3rd November

Welcome, Bienvenida, Välkommen, Benvenuta 🤗 What does @Wikipedia say about 3rd November through the years 🏛️📜🗓️?

3rd November 2020 🗓️ : Event - 2020 United States presidential election The 2020 United States presidential election takes place between Democratic Joe Biden and Republican incumbent President Donald Trump. On November 7, Biden was declared the winner. "The 2020 United States presidential election was the 59th quadrennial presidential election, held on Tuesday, November 3, 2020. The Democratic ticket of former vice president Joe Biden and the junior U.S. senator from California Kamala Harris defeated the incumbent Republican president, Donald..."

Image by Kingofthedead

3rd November 2018 🗓️ : Death - Sondra Locke Sondra Locke, American actress and director (b. 1944) "Sandra Louise Anderson (née Smith; May 28, 1944 – November 3, 2018), professionally known as Sondra Locke, was an American actress and director. An alumna of Middle Tennessee State University, Locke broke into regional show business with assorted posts at the Nashville-based radio station WSM-AM,..."

Image by Shelbyville Central High School

3rd November 2013 🗓️ : Death - Rupert Gerritsen Rupert Gerritsen, Australian historian and author (b. 1953) "Rupert Gerritsen (1953 – 3 November 2013) was an Australian historian and a noted authority on Indigenous Australian prehistory. Coupled with his work on early Australian cartography, he played an influential part in re-charting Australian history prior to its settlement by the British in 1788, and..."

Image licensed under CC BY-SA 3.0? by Rupert Gerritsen

3rd November 1973 🗓️ : Event - Mariner program Mariner program: NASA launches the Mariner 10 toward Mercury. On March 29, 1974, it becomes the first space probe to reach that planet. "The Mariner program was conducted by the American space agency NASA to explore other planets. Between 1962 and late 1973, NASA's Jet Propulsion Laboratory (JPL) designed and built 10 robotic interplanetary probes named Mariner to explore the inner Solar System - visiting the planets Venus, Mars and..."

Image by NASA

3rd November 1923 🗓️ : Birth - Hitomi Yamaguchi Yamaguchi Hitomi, Japanese author and critic (d. 1995) "Hitomi Yamaguchi (山口 瞳, Yamaguchi Hitomi, November 3, 1923 – August 30, 1995) was a novelist and essayist in Shōwa period Japan...."

3rd November 1817 🗓️ : Event - Bank of Montreal The Bank of Montreal, Canada's oldest chartered bank, opens in Montreal. "The Bank of Montreal (BMO (pronounced ); French: Banque de Montréal) is a Canadian multinational investment bank and financial services company. The bank was founded in Montreal, Quebec, in 1817 as Montreal Bank, making it Canada's oldest bank. Its head office is in Montreal and its operational..."

Image licensed under CC BY-SA 4.0? by Arild Vågen

3rd November 🗓️ : Holiday - Christian feast day: Clydog "Clydog (also known as Clydawg, Clodock, Clitaucus, Cleodicus, Cladocus) was a sixth-century Welsh king of Ergyng who became a saint. His feast day is traditionally held on 3 November but is also celebrated on 19 August.In imagery, Clydog is represented as a king holding a sword and a lily...."

[ailtrahq]

PayPal is the most popular and widely used payment processor in the world. It is known for being the go-to payment method for millions of professionals. But the company did not want to stop at that, it is keen to adopt new technologies as well. As per the studies, Stablecoin will become popular among crypto users. Moreover, the usage of crypto is only going to increase.  So, PayPal took a wise step by launching its own stablecoin, PYUSD. The coin created a lot of buzz and showed some promising prospects too. Now, stablecoins are supported by some real-life assets.  So many people have questions about PYUSD’s source of backing. Paxon, the issuer of the assets, responded to this and revealed some information about it. Source of Support For PYUSD In a transparency report released recently, Paxos said that US Treasury reserve repurchase agreements and cash reserve support this coin. The report also divulges the details in numbers. It shows that the treasury securities back $45.36 Million. Out of which, $1.5 Million is in cash reserves. The recorded number shows the status till August 3, 2023.  Furthermore, it describes repurchase agreements as well for the uninitiated. As per the definition, they are identified by overnight maturity with reputable financial institutions. It also factors in the over-collateralization with the US treasuries. It has been 38 days since the launch of PYUSD. Based on the market cap, the asset has attained 411th rank out of 10,000 crypto assets.   Talking about collaborations, Paxos said that it has tied up with State Street Bank, BMO Harris Bank, and Customers Bank. In addition, it maintains an excess balance of FDIC insurance limits to support overnight and weekend liquidity. As of September 14th, 611 wallets hold PYUSD. But only 100 of them were accountable for 99.97% of its circulation. It should be noted that Paxos paid a big amount this week as a refund. The total sum was $510,750 (20 Bitcoins) over a $2,000 (0.7 Bitcoins) transaction. Later on, the concerned team blamed it on an error in the system. Mostly, the amount of fee depends on demand and network congestion. It could be anywhere between $5 to $20.  On top of that, Paxos is trying to recover the amount. Reportedly, it is already talking with Stake. fish about it. According to some sources, Stake. fish is not happy about it. Irrespective of what happens in this case, PayPal has made a mark in the crypto industry. It has delivered a potential solution that has the potential for extensive adoption.   How Significant is PYUSD for the World? As mentioned above, PayPal is a ubiquitous application that gives PYUSD, infinite scope. The former can actually increase the usage of digital assets by offering the latter. With PYUSD, the users get a more efficient, faster, and safer solution. It also emerges as a more reliable option due to PayPal’s immaculate reputation. Thus, the crypto world is actually looking forward to this solution with lots of expectations. Source

[chicagochinesenews]

驚!芝加哥第二大銀行將裁員2.5%

(芝加哥時報快訊) 芝加哥市中心的貝莫哈里斯銀行（BMO Harris Bank）在美國和加拿大即將裁減員工數量的2.5%，意味著在芝加哥市場可能會有超過100人被裁。VIX恐慌指數（VIX fear gauge）的唯一競爭對手即將退出市場。前Citadel（Citadel）交易員創立的對沖基金（hedge fund）在成功上市後跌了25%。多年來第一次，Discover（Discover）成為可能的收購目標。 Continue reading Untitled

[zainnews12]

[ad_1] Two men robbed a BMO Harris Bank branch in Naperville Wednesday morning, authorities said. According to a news release from the FBI, the men entered the bank at 320 W. Diehl Road about 9:30 a.m., brandished a handgun and demanded money. One robber was a Black man who stands about 6 feet tall and has an athletic build, the FBI said. He wearing a black hoodie, a white T-shirt, black pants and white shoes. The FBI said the other robber was a Black man who is shorter than 6 feet tall and has a medium build. He wearing a black hoodie, a black T-shirt, black pants and black shoes. The pair fled in a car. No injuries were reported. Anyone with information about the robbery can leave a tip at (312) 421-6700 and tips.fbi.gov.                                                                                                                                                                                                                         [ad_2]

[rubrankings04]

Business Sectors in Chicago

Chicago, the third-largest city in the United States, is a major hub for commerce and industry. The city is home to a diverse range of businesses, with a strong presence in the manufacturing, finance, technology, and healthcare sectors. In this article, we will take a closer look at the business sectors in Chicago.

Manufacturing

Chicago has a long history of manufacturing, dating back to the early 20th century when the city was a hub for the meatpacking industry. Today, the city remains a major manufacturing center, with a focus on machinery, metalworking, and food processing. Companies like Boeing, Caterpillar, and Archer Daniels Midland have a significant presence in the city. Chicago also has a growing advanced manufacturing sector, with a focus on technology and innovation.

Finance

Chicago is home to the Chicago Board of Trade, one of the largest futures exchanges in the world. The city is also a major center for banking and finance, with a number of large financial institutions headquartered in the city. These include Northern Trust, BMO Harris Bank, and the Federal Reserve Bank of Chicago. Chicago is also a major center for private equity and venture capital, with firms like GTCR and Lightbank based in the city.

Technology

In recent years, Chicago has emerged as a major center for technology and innovation. The city has a thriving startup ecosystem, with a number of successful tech companies based in the city. These include Grubhub, Groupon, and Sprout Social. Chicago is also home to a number of tech incubators and accelerators, including 1871 and Techstars Chicago. The city has a strong talent pool, with a number of top universities and a growing number of coding bootcamps and tech training programs.

Healthcare

Chicago is home to some of the largest and most prestigious hospitals in the country, including the University of Chicago Medical Center, Northwestern Memorial Hospital, and Rush University Medical Center. The city also has a number of biotech and pharmaceutical companies, including AbbVie, Baxter International, and Takeda Pharmaceuticals. Chicago has a growing digital health sector, with companies like Livongo and Outcome Health based in the city.

Chicago is one of the most populous cities in the United States, and it is home to a diverse range of industries and businesses. The city's economy is driven by a number of sectors, including finance, manufacturing, healthcare, and transportation. In this article, we will explore the different business sectors in Chicago and examine their importance to the city's economy.

Chicago’s diverse neighbourhoods are home to many small businesses, including Chicago body rubs individual shops, independent shops, body rubs services, restaurants, services, and other businesses. These small businesses are vital to the city’s economy. They also help create a diverse and unique business environment.

Finance

The finance industry is one of the largest sectors in Chicago, with major companies like JPMorgan Chase, Northern Trust, and Citigroup having a significant presence in the city. The Chicago Board Options Exchange (CBOE) is also based in the city and is the largest options exchange in the world. Additionally, the Federal Reserve Bank of Chicago is located in the city, making it a hub for financial policy and research.

Manufacturing

Chicago has a long history of manufacturing, and the sector continues to be an important contributor to the city's economy. Major manufacturing companies such as Boeing, Caterpillar, and Archer Daniels Midland have operations in the city. The city's location at the crossroads of major transportation routes also makes it a strategic location for manufacturing and distribution.

Healthcare

The healthcare sector is a significant contributor to Chicago's economy, with several major hospitals and healthcare systems headquartered in the city. These include Northwestern Memorial Healthcare, Rush University Medical Center, and the University of Chicago Medical Center. The city is also home to several research institutions and biotech companies, making it a hub for medical research and innovation.

Transportation and Logistics

Chicago's central location and extensive transportation infrastructure make it a key hub for logistics and transportation. The city is home to one of the largest airports in the world, O'Hare International Airport, as well as several major rail and trucking companies. The Port of Chicago is also an important gateway for goods moving between the Great Lakes region and the rest of the world.

Technology

While not traditionally known as a technology hub, Chicago has become an increasingly important center for tech startups and innovation in recent years. The city is home to several major tech companies, including Motorola Solutions, Groupon, and Grubhub, as well as a growing number of startups in fields such as fintech, healthtech, and edtech.

In conclusion, Chicago's economy is driven by a diverse range of industries, with finance, manufacturing, healthcare, transportation, and technology all playing important roles. The city's central location, extensive infrastructure, and talented workforce make it an attractive destination for businesses of all types, and its position as a global business hub is unlikely to change anytime soon.

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Residential loans in USA, CANADA  | Best commercial real estate loans USA CANADA 

Best Residential loans in USA, CANADA  | Best commercial real estate loans USA CANADA. In the USA and Canada, leading residential loan providers include Wells Fargo, Chase, and RBC Royal Bank. For commercial real estate loans, reputable options include Bank of America, TD Bank, and BMO Harris Bank. Consider factors like interest rates, loan terms, and customer service to determine the best fit for your residential or commercial real estate financing needs. Secure your residential property goals with hassle-free loans in the USA and Canada. [Wambui] provides tailored residential financing options to help you acquire your dream home. Benefit from competitive rates and expert assistance throughout the process. Take the first step towards your new residence by applying for a residential loan today. Empower your business with prime commercial real estate loans in the USA and Canada. At [Wambui], we offer tailored financing solutions to help you acquire, expand, or develop commercial properties. Benefit from competitive interest rates and flexible terms that align with your business goals. Our seasoned professionals are ready to guide you through the lending process, ensuring your success in the North American real estate market. Apply now to secure your commercial property future.

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Check out this listing I just added to my Poshmark closet: [Vintage] BMO Harris Bank Little Hubert Lion Stuffed Plush.

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Best High-Yield Checking Accounts Of March 2023 – Forbes Advisor

[ad_1] We monitor rates, fees and other account details from the following banks and credit unions to determine the best high-yield checking accounts: Acorns, Albert, Alliant Credit Union, Ally Bank, Amalgamated Bank, American Express, Aspiration, Axos Bank, BancorpSouth Bank, Bank of America, Bank5 Connect, BankDirect, BankPurely, Betterment, Blue Federal Credit Union, BMO Harris, Capital One,…