#Best UPI apps in India.

[mrinalbusinessupsideind]

https://www.businessupside.in/top-upi-apps-in-india-and-why-should-you-use-them/

UPI is built on the Immediate Payment Service (IMPS) platform. With UPI apps, you can send and receive money from anyone with a UPI-enabled bank account. It is fast, convenient, and safe. 

[prabhoddavkhare]

How to make a UPI Payment Without The Internet: A Simple Guide

UPI is a internet banking app that enables money transfer from one account to another. It requires an uninterrupted internet connection to complete transactions. But if you are in an emergency and need to make an immediate transaction, click *99# to complete a transaction.

[santoshkumar7787]

Kotak Mahindra Bank’s official mobile banking app for Android phones.

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

[jackwilliams0123]

Kotak Mahindra Bank’s official mobile banking app for Android phones.

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

[chequpi]

The Best UPI Payment App for Foreign Transactions in India 2023

In the ever-evolving landscape of digital finance, the quest for The best UPI payment app for foreign transactions in India 2023 is both crucial and complex. As international interactions become more seamless and businesses expand globally, the need for a reliable, secure, and efficient payment app has never been more pronounced. In 2023, several contenders vie for the top spot in this domain, each offering unique features and capabilities.

Understanding the Dynamics of Foreign Transactions in India

Foreign transactions in India carry a distinctive set of challenges and opportunities. From currency conversion rates to regulatory compliance, users seek a UPI payment app that simplifies these complexities while ensuring transparency and cost-effectiveness. Additionally, the app must navigate through diverse payment gateways and provide seamless interoperability with global banking systems.

Criteria for Evaluating the Best UPI Payment App

1.  �� Exchange Rates and Transaction Fees: A top-notch UPI payment app must offer competitive exchange rates and minimal transaction fees. Users prioritize cost-effectiveness without compromising on reliability.

2.    Security and Encryption: The paramount concern for any payment app is security. End-to-end encryption, two-factor authentication, and robust security protocols are non-negotiable features.

3.    User Interface and Experience: Intuitive navigation, user-friendly interfaces, and a seamless transaction process contribute significantly to the appeal of a UPI payment app.

4.    Global Acceptance: The app's reach and acceptance across various countries and banking networks are pivotal. An extensive network ensures users can transact globally without hindrances.

5.    Customer Support and Accessibility: Responsive customer support and accessibility play a crucial role, especially when dealing with cross-border transactions where prompt assistance is vital.

The Landscape of UPI Payment Apps for Foreign Transactions

Leading Contenders

1.    Chequpi: Positioned as a frontrunner in the realm of UPI payment apps for foreign transactions in India, Chequpi excels in various facets. With competitive exchange rates and minimal transaction fees, it offers a robust platform for global transactions. Security features like end-to-end encryption and multi-layered authentication ensure user data remains secure. Its intuitive interface simplifies complex transactions, making it a user-friendly choice. Moreover, Chequpi boasts an extensive global network, enabling seamless transactions across borders. Coupled with responsive customer support, it emerges as a holistic solution for foreign transactions.

Competitor Analysis

1.    Rival App A: While Rival App A offers competitive exchange rates, its user interface lacks the sophistication and ease of use present in Chequpi. Moreover, its global acceptance is comparatively limited, affecting its suitability for widespread foreign transactions.

2.    Rival App B: Although Rival App B boasts robust security measures, its transaction fees are higher than those of Chequpi. Additionally, its customer support system needs improvement, impacting the overall user experience.

Conclusion

In the quest for the best UPI payment app for foreign transactions in India in 2023, Chequpi emerges as a compelling choice. Its comprehensive features, competitive rates, robust security, intuitive interface, and extensive global network position it as an ideal solution for individuals and businesses seeking seamless and secure cross-border transactions.

FAQs

1. What is a UPI payment app, and how does it work for foreign transactions?

A UPI (Unified Payments Interface) payment app is a digital platform that enables users to make instant payments and transfer funds between bank accounts. For foreign transactions, certain UPI apps extend their functionality to facilitate cross-border payments, allowing users to send and receive money internationally.

2. Why is choosing the right UPI payment app crucial for foreign transactions in India?

Selecting the right UPI payment app is critical for foreign transactions due to factors such as exchange rates, transaction fees, security, global acceptance, and ease of use. A suitable app should offer competitive rates, robust security features, a user-friendly interface, and global accessibility.

3. What factors should I consider when selecting a UPI payment app for foreign transactions?

Several factors should influence your choice of a UPI payment app for foreign transactions, including:

Exchange rates and transaction fees

Security measures and encryption protocols

User interface and experience

Global acceptance and accessibility

Customer support responsiveness

4. How does Chequpi stand out as the best UPI payment app for foreign transactions in India?

Chequpi distinguishes itself through various factors:

Competitive exchange rates and minimal transaction fees

Robust security measures including end-to-end encryption

Intuitive user interface ensuring ease of use

Extensive global network facilitating seamless cross-border transactions

Responsive customer support for prompt assistance

5. Are there any downsides to using other UPI payment apps for foreign transactions?

Some UPI payment apps might have limitations, such as:

Higher transaction fees compared to Chequpi

Limited global acceptance, restricting cross-border transactions

Complex or less user-friendly interfaces

Security vulnerabilities or inadequate encryption

6. How can I ensure the safety of my transactions when using a UPI payment app for foreign transactions?

To ensure the safety of your transactions, always:

Use a secure and trusted UPI payment app

Enable two-factor authentication

Verify recipient details before confirming transactions

Avoid sharing sensitive information like OTPs or PINs

7. Can I use the same UPI payment app for domestic and foreign transactions?

Yes, some UPI payment apps cater to both domestic and foreign transactions, offering a seamless experience across borders. However, it's crucial to check the app's features and global acceptance before using it for international transactions.

8. How can I troubleshoot common issues with UPI payment apps during foreign transactions?

Common issues such as transaction failures or delays might occur. To troubleshoot, ensure a stable internet connection, verify recipient details, and contact customer support for assistance if needed.

[drpreetityagilecturers]

Top Mobile App for Physiology Video Lectures by Dr. Preeti Tyagi

In the world of medical education, having good resources is super important for students to do well in their studies. One really helpful resource is The Turning Brain Mobile App. It's an app that has videos explaining human body stuff like how it works and its structure. Dr. Preeti Tyagi runs this app, which is famous for being the Best Physiology Lectures in India.

Meet Dr. Preeti Tyagi:

Dr Preeti Tyagi is Best online physiology lectures for MBBS / NEET PG. She is the 6th Rank holder in CPMT during the MBBS entrance exam. She has an MBBS and MD degree from the prestigious Institute of India (Institute of Medical Sciences, Banaras Hindu University). She is working as an Associate professor of physiology at a premier institute in India (Vardhman Mahavir Medical College and Safdarjung Hospital, New Delhi).

Dr. Tyagi brings a wealth of experience and knowledge to her role. Her commitment to education extends beyond the confines of the classroom, as she endeavors to make quality medical education accessible to students across the country.

The Turning Brain App:

Dr. Preeti Tyagi's mission of revolutionizing medical education is the Turning Brain Mobile App. The app provides comprehensive coverage of the subject matter, from general physiology to specialized topics such as cardiovascular physiology and the nervous system.

Students can access Dr. Tyagi's insightful lectures not only through the Turning Brain App but also via her dedicated Best YouTube channel for MBBS 1st year physiology, aptly named "Dr. Preeti Tyagi Lectures." Here, students benefit from exam-oriented lectures and invaluable exam tips, making their academic journey smoother and more fulfilling.

Features of your Own Mobile App:

You can upload unlimited video lectures/ video content

You can decide the price for your video content (paid subscriptions)

Create more than 1 subscription plan

Take subscription fee from your audience in the way you want directly in your account/UPI

All subscription fees will go into your account/paytm directly, the company will not make any deductions from your subscriptions (all money will be yours)

You can add more than 1 subject/category to your video content

Unlimited Online Exam Practice Sessions as MCQ tests for your subscribers

Secure content on the App (no screenshot/screen recording allowed by subscribers)

Live reporting of your account

Dynamic Dashboard

Recognition and Achievements:

Dr. Preeti Tyagi's dedication to advancing medical education has garnered widespread acclaim, as evidenced by the staggering success of her YouTube channel. Boasting over 2 lakh subscribers, her channel has earned the coveted Silver Button, a testament to the impact of her teachings on aspiring medical professionals.

Conclusion

The Turning Brain Mobile App is a beacon of innovation in medical education, offering students unparalleled access to expertly crafted video lectures by Dr. Preeti Tyagi. The app's user-friendly interface, comprehensive content, and affordability catalyze academic success, empowering the next generation of medical professionals to realize their full potential.

[digitalmaeketing745]

Best Recharge Company

In today's fast-paced digital age, staying connected is not just a luxury; it's a necessity. Whether it's topping up your mobile phone, paying utility bills, or recharging your DTH (Direct-to-Home) connection, recharge companies have become an integral part of our lives. With numerous players in the market, each offering a unique set of features and benefits, finding the best recharge company can be a bit overwhelming. In this blog, we'll explore some of the top recharge companies and what makes them stand out.

Paytm - The All-in-One SolutionPaytm has become a household name in India, offering a versatile platform for mobile recharges, bill payments, flight bookings, and online shopping. What sets Paytm apart is its user-friendly interface and frequent cashback offers, making every recharge or payment a rewarding experience.

FreeCharge - Quick and SecureFreeCharge is known for its fast and secure payment options. With a focus on mobile recharges and bill payments, it's a go-to choice for those seeking hassle-free transactions. The platform often provides cashback deals and discounts, making it a cost-effective option.

PhonePe - UPI Integration at Its BestPhonePe's seamless integration with UPI payments has made it a popular choice in India. Besides recharges and bill payments, you can transfer money and shop online. Its user interface is lauded for its simplicity and convenience.

Google Pay - Trust and SecurityGoogle Pay is known for its robust security features, and its digital wallet allows users to make mobile recharges and bill payments with confidence. The option to link your bank account for transactions adds an extra layer of convenience.

Jio Recharge - For Jio CustomersIf you're a Jio customer, recharging your mobile number is a breeze through the official Jio website or app. With a range of prepaid plans offering data, voice, and SMS services, it caters specifically to Jio subscribers.

Airtel Thanks App - Airtel's All-in-One HubAirtel customers can manage their accounts, recharge their mobile numbers, and pay bills through the Airtel Thanks app. It offers a variety of prepaid and postpaid plans, as well as DTH recharges.

MyVodafone App (now Vi App) - Vi's User-Friendly InterfaceFor Vodafone Idea (Vi) customers, the MyVodafone app (now merged with Vi) provides an easy way to recharge mobile numbers, pay bills, and manage accounts. It simplifies the process for subscribers.

Amazon Pay - The Amazon TouchAmazon Pay, offered by the e-commerce giant Amazon, allows users to recharge mobiles, pay bills, and shop on Amazon. Frequent cashback offers and discounts make it an attractive choice.

Choosing the Right Recharge Company

When determining which recharge company is the best fit for your needs, consider the following factors:

Services Available: Ensure that the company offers the services you need, whether it's mobile recharges, bill payments, or other digital transactions.

User Interface: A user-friendly app or website can make the process smoother and more enjoyable.

Security: Look for companies that prioritize security, safeguarding your financial and personal information.

Offers and Discounts: Check for any promotions, cashback deals, or discounts that can help you save money on your transactions.

Reviews and Reputation: Reading user reviews and assessing the company's reputation can provide valuable insights.

Availability: Confirm that the services are available in your region.

In conclusion, the best recharge company for you will depend on your specific requirements and preferences. With the diverse options available, you're sure to find one that suits your needs and makes managing your digital transactions a breeze. Whether you prioritize cashback offers, user-friendly interfaces, or security, these top recharge companies offer a range of benefits to make your life easier.

[singsys]

How Mobile App Development Companies in India Drive Innovation for E-commerce Businesses

The e-commerce landscape has evolved rapidly in recent years, driven by shifting consumer preferences and advancements in technology. Mobile app development companies in India are at the forefront of this transformation, leveraging their expertise to create innovative solutions that cater to the growing needs of e-commerce businesses.

From enhancing user experience to integrating the latest technologies, here’s how Indian app developers are reshaping the e-commerce industry.

1. Personalised Shopping Experiences

One of the most significant trends in e-commerce today is personalisation. Consumers expect tailored shopping experiences that cater to their preferences and needs. Indian mobile app developers are utilising artificial intelligence (AI) and machine learning (ML) to create apps that analyse user behaviour, preferences, and purchase history. By doing so, they can deliver personalised recommendations, targeted offers, and a customised user experience, ultimately increasing customer satisfaction and conversion rates.

For example, an AI-driven recommendation engine can suggest products based on a user’s previous searches, enhancing the shopping experience and encouraging higher spending. These personalised interactions help build customer loyalty and make e-commerce platforms more engaging.

2. Seamless Mobile Payments Integration

Payment convenience is a crucial factor in the success of any e-commerce app. Indian developers are focusing on integrating seamless and secure payment gateways that support various payment options, including credit/debit cards, digital wallets, and UPI (Unified Payments Interface).

The rise of UPI in India has revolutionised the payment landscape, making it easy for users to complete transactions with a few clicks. Indian app development companies are quick to adopt and integrate these payment methods, ensuring a smooth checkout experience. This reduces cart abandonment rates and enhances user trust in the platform’s security, a critical aspect of retaining customers in the e-commerce space.

3. AR-Powered Virtual Try-Ons

Augmented Reality (AR) is transforming how users shop online by providing immersive, interactive experiences. Mobile app development companies in India are pioneering the integration of AR features into e-commerce apps, allowing customers to virtually try on products before making a purchase.

For instance, fashion and eyewear brands can use AR to let users see how a dress or a pair of glasses would look on them without physically trying it on. Similarly, furniture retailers can use AR to show customers how a piece of furniture would fit in their living space. This technology reduces uncertainty, boosts customer confidence, and can significantly increase sales conversion rates.

4. Enhanced Customer Support with Chatbots

In e-commerce, responsive customer service is essential for retaining customers and handling queries efficiently. Indian mobile app developers are utilising AI-powered chatbots to provide real-time support on e-commerce platforms.

These chatbots can assist customers with product inquiries, order tracking, and even provide personalised recommendations based on user preferences. By automating customer service, e-commerce businesses can ensure quick response times, reduce the workload on human agents, and maintain high levels of customer satisfaction.

5. Optimised User Experience with Progressive Web Apps (PWAs)

With an increasing number of users shopping on their mobile devices, optimising the mobile shopping experience is crucial for e-commerce businesses. Indian mobile app development companies are leveraging Progressive Web Apps (PWAs) to enhance user experiences. PWAs offer the best of both web and mobile apps, providing a fast, reliable, and engaging experience without the need to download a native app.

PWAs are particularly beneficial for e-commerce businesses as they load quickly, even on slow internet connections, and offer offline capabilities. This approach ensures that users have a seamless shopping experience regardless of their device or network quality, ultimately driving higher engagement and sales.

6. Leveraging Big Data for Business Insights

Indian app developers are increasingly integrating big data analytics into e-commerce applications to help businesses make informed decisions. By analysing user data, e-commerce companies can gain insights into customer behavior, preferences, and market trends. This data-driven approach enables businesses to refine their product offerings, optimise pricing strategies, and personalise marketing campaigns.

For example, understanding peak shopping hours or the most popular product categories allows businesses to tailor their marketing efforts and stock inventory accordingly. Big data analytics help e-commerce businesses stay ahead of the competition by making strategic, data-backed decisions.

7. Voice Commerce and Smart Assistants

With the rise of smart devices and virtual assistants like Amazon's Alexa, voice commerce is becoming an integral part of the shopping experience. Indian mobile app development companies are at the forefront of integrating voice search and voice-activated shopping features into e-commerce apps.

Voice-enabled features allow users to search for products, place orders, and navigate the app using voice commands, providing a hands-free, convenient shopping experience. This trend is particularly beneficial for enhancing accessibility and appealing to users who prefer a faster, more intuitive way of interacting with their favorite e-commerce platforms.

Mobile app development company in India are playing a pivotal role in driving innovation for e-commerce businesses. By harnessing technologies such as AI, AR, big data, and PWAs, Indian developers are creating dynamic, user-centric apps that cater to the evolving needs of consumers. As the e-commerce industry continues to grow, partnering with an experienced Indian mobile app development company can provide businesses with the cutting-edge solutions they need to stay competitive and deliver exceptional shopping experiences.

[railrecipee]

Enjoy Delicious Food on Your Train Journey with RailRecipe: Convenience at Every Seat 

Traveling by train is a beloved experience for many in India, offering beautiful views and a sense of adventure. However, finding good, hygienic food on long train journeys has often been challenging. RailRecipe has solved this problem, allowing passengers to order a wide variety of fresh, tasty food delivered directly to their train seats. With a simple ordering process and food options for every preference, RailRecipe ensures that you can enjoy a satisfying meal without leaving your journey behind. Here’s a look at how RailRecipe works, its order process, and why travelers recommend it.

How to Order Food in Train with RailRecipe

RailRecipe has made it easy to order food in train , ensuring every passenger can access quality meals. Here’s how you can enjoy fresh, delicious food delivered to your seat with just a few clicks:

Download the RailRecipe App or Visit the Website: RailRecipe’s app is available on both Android and iOS devices, and you can also place orders directly through their website. Both platforms are designed for easy browsing and ordering, making it convenient to find exactly what you want.

Enter Your PNR Number: Your 10-digit PNR number helps RailRecipe locate your seat and train details. By providing this, you enable RailRecipe to deliver your food to the right location and at the right station.

Browse the Menu and Select Your Meal: RailRecipe offers an extensive menu with options for every taste and dietary need. Whether you’re in the mood for North Indian, South Indian, Chinese, or Continental dishes, you’ll find plenty of choices. RailRecipe also caters to special dietary requirements, offering Jain food, vegan options, and low-calorie meals. From snacks to beverages, you’ll have a variety of options to satisfy any craving.

Confirm Your Order and Choose a Payment Method: After selecting your meal, confirm the order and pick a payment method. RailRecipe offers a range of secure payment options, including UPI, credit/debit cards, net banking, and cash on delivery.

Receive Fresh Food at Your Seat: Once your order is confirmed, RailRecipe partners with trusted restaurants to prepare and deliver your meal fresh and on time. As your train reaches the scheduled station, your food will be delivered directly to your seat, allowing you to enjoy a delicious meal hassle-free.

Why RailRecipe is the Preferred Choice for Food on Trains

RailRecipe’s commitment to quality, convenience, and customer satisfaction makes it a popular choice among train travelers. Here are some reasons why RailRecipe is the best option for food on the train:

High-Quality and Hygienic Food: RailRecipe collaborates with FSSAI-certified restaurants to ensure every meal meets strict hygiene and quality standards. Your food is freshly prepared and carefully packaged, guaranteeing both taste and safety during your journey.

Extensive Menu with Diverse Choices: With RailRecipe, you have access to a wide menu, including regional and international cuisines. You can select from full meals, snacks, beverages, and even desserts, ensuring everyone finds something they enjoy.

Diet-Specific Options: RailRecipe caters to passengers with specific dietary needs, offering Jain food, vegan meals, and other custom options. This ensures that all passengers can enjoy food tailored to their requirements.

Affordable Prices and Combos: RailRecipe offers restaurant-quality food at budget-friendly prices. With combo meals, family packs, and attractive offers, RailRecipe ensures value for money on every order.

Easy and Flexible Payment Options: RailRecipe provides convenient payment methods, from online payment to cash on delivery. This flexibility adds to the ease of ordering food on your train journey.

Customer Reviews: What Passengers Say About RailRecipe

RailRecipe’s quality and service have earned it glowing reviews from customers. Here are some highlights from satisfied passengers:

Neha Sharma says, “RailRecipe made my journey so much better! The food was fresh and delicious, and it arrived exactly when I needed it. I’ll definitely order again on my next trip.”

Vikas Patel shares, “Traveling as a vegetarian, I was thrilled with the variety RailRecipe offered. My meal was tasty, hygienic, and delivered right to my seat. Highly recommended for all travelers!”

Rahul Mehta, who ordered Jain food, adds, “Finding Jain food on a train was almost impossible until I discovered RailRecipe. The food was perfect and fresh, delivered on time. I’m so grateful for this service!”

Aarti Verma mentions, “I traveled with my family, and RailRecipe made it so easy to get food for everyone. My kids loved the snacks, and we enjoyed a great meal together. Wonderful service!”

Rohan Singh says, “I ordered from RailRecipe during a long journey, and the experience was fantastic. The food was restaurant-quality, and the delivery was right on time. Highly recommended!”

Make Your Train Journey More Enjoyable with RailRecipe

RailRecipe has changed the way passengers experience food on trains by offering a convenient, reliable, and high-quality food delivery service. Gone are the days of packing food from home or relying on limited options at railway stations. With RailRecipe, you can enjoy fresh, delicious meals from trusted restaurants without stepping out of your seat.

Next time you’re traveling by train, enhance your journey with RailRecipe’s easy ordering, diverse menu, and commitment to quality. Treat yourself to the comfort and taste of RailRecipe’s food delivery service and make your trip as enjoyable as your destination!

[prabhoddavkhare]

Safe Mobile Banking: What to Consider When Choosing Mobile Banking App?

You can easily access your bank account with mobile banking apps. You can check your history, make transactions, pay invoices, and examine account balances. Locating an online banking app with these common features is relatively easy. Numerous financial organizations provide banking services via their mobile apps. While online banking is also available from banks and credit unions, the advantages of mobile banking apps that operate without physical locations are typically higher. When choosing amobile banking app, you must consider a few important things to have a safe online banking experience. Continue reading about what to consider when selecting a mobile banking app:

Fees and ATM Network

Consumers may find fees like overdrafts, ATM transactions, and monthly payments inconvenient. Choose the expenses that will affect you the most and look for mobile banking apps that charge little or nothing for those services. ATM users should regularly see if an app has nearby locations and what network it operates on. ATM networks help you save money on each transaction by lowering or eliminating ATM fees. ATM transactions are fee-free with certain mobile banking apps.

Ease of Use

The mobile app for your bank should be easy to use and simple, and it should work on both Apple and Android smartphones. On your first app usage, allow yourself around half an hour to find everything you need, depending on how comfortable you are with mobile applications. It could be a better app, but it will irritate you later if it initially looks overwhelming. Digital wallets can be integrated with a good banking app.

Account Minimums

Mobile banking app frequently set minimum deposit and balance requirements. Sadly, some of these minimums exceed what most individuals want or can pay. If the minimum balance on your account is not met, they could charge you fees. Make a shortlist of the mobile banking apps that offer minimal payments that are less than your means. Certain banks make opening a checking or savings account simpler by not having any minimum requirements.

Compare features and functions

Different mobile banking apps have different features. While some include more sophisticated features like budgeting tools, investing alternatives, and rewards programs, others only provide basic services like bill payment, balance checking, and fund transfers. Depending on your habits and aspirations, you could seek an app to help you reach your financial goals or include the features and functionalities you use most frequently. For instance, you can look for an app with goal-setting tools, automatic savings plans, or cash-back incentives if your objective is to save more money.

Mobile Deposit

The best banking applications provide features like mobile check capture and electronic check deposit. With just a few taps on the app, you can enter the deposit amount, snap pictures of the front and back of the check, and quickly get confirmation that the bank has received and is processing your deposit.

Bottom Line

When you are looking for a UPI application choose one with good features. Then, search for one that provides a safe and easy way to access your accounts from your smartphone whenever possible. With the right mobile banking app, you can watch your spending, save money, raise or lower your credit score, and have access to budgeting and financial tools.

[santoshkumar7787]

Kotak Mahindra Bank’s official mobile banking app for Android phones.

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

[news365timesindia]

[ad_1] As per the Regulation 30 of the SEBI Listing Regulations CRISIL Ratings Limited has assigned CRISIL AAA/ Stable rating to INR 1,60,000 crore Fixed Deposits of IDFC FIRST Bank.Further CRISIL has reaffirmed CRISIL AA+ / Stable rating and CRISIL A1+ rating to the Tier II bonds (under Basel III) of the bank amounting to INR8000 crore and Certificate of Deposits amounting to Rs.45,000 crores respectively.About IDFC FIRST BankIDFC FIRST Bank is a new age Universal Bank in India built on the foundations of Ethical Banking, Digital Banking, and Social Good Banking. We are building a world class bank in India.As part of the Bank's ethical banking approach, it applies a "Near and Dear" Test to its products, so that the employees of the Bank serve only such products theyd want for their own loved ones. It believes income earned unethically is not worth earning.Therefore, the Bank avoids complicated descriptions, calculations, and legalese that customers don't understand. It abolished all charges on Savings Accounts including for Debit Cards, IMPS, RTGS, NEFT, Cash Deposit, "Non-Home branch" access, Cash withdrawals at ATMs and at branches, 3rd party transaction charges at branches, SMS Alert, Cheque book, Demand Drafts, Pay-order, duplicate statement, and all such services that are usually charged in the market. It follows the principle that it won't touch its customers' bank account for one reason or other. It is the first and only bank in India till date to do so. This applies for all variants of savings accounts including Rural Savings accounts with minimum monthly balance of only Rs. 5000/- and for urban savings account with minimum monthly balance of Rs. 10000/- IDFC FIRST Bank is the first bank in India to offer monthly credit on savings accounts. The credit cards have no hidden charges. It offers Lifetime Free without minimum spend conditions, never-expiring rewards points, zero interest on cash withdrawal at ATMs, dynamic low APR and much more. Fees if any are transparent and described neatly in a manner a common person can understand. Every product offered by the bank is highly customer friendly, most often the best in the industry.As part of technology led banking, the Bank has built a modern technology stack and has built an advanced mobile app with 250+ features such as Goal based investing, MF investment assistance, electric-speed payments, Account Aggregator, MF Aggregator, Personal Finance Manager, Auto categorisation of spends, single app for personal and business banking, UPI on Credit Cards, travel and shop, bill and recharges, deals and reward redemptions, which offer great convenience to the customers. For business customers the Bank offers on-the-go bulk payments, ability to pay income tax, GST, customs duty, and connected banking with ERP solutions.As part of the Social Banking theme, the Bank's business model is naturally geared to social banking. It has developed unique capabilities for financing bottom of pyramid customers with consistently high asset quality. The Bank has financed over 40 million customers including 0.3 million SMEs, 0.9 million livelihood (cattle loans), 16 million lifestyle improvement loans (for laptops, washing machine, etc.), 1 million sanitation loans (toilets, water fittings), 6.5 million mobility loans (2-wheelers and cars), and home financing (over 100,000 homes), and 15 million loans to 4.3 million women-entrepreneurs. It also offers other retail and rural loans such as Kisan Credit Cards, harvest financing, gold loans etc.IDFC FIRST Bank is a Universal Bank, and offers end to end Corporate Banking, Trade Finance such as issuance of LCs & BGs, SBLC, Packing Credit, Pre-shipment and Post-shipment Finance, Treasury products including risk hedging solutions like Forwards, Swaps, Options, and other Forex Solutions, SME Banking, Wealth Management, NRI banking, Cash Management, Nostro & Vostro account operations, Escrow facilities, Correspondent Banking, Fastag, Toll-acquiring, Dealer Finance and Purchase/Sales Invoice discounting.

[news365times]

[ad_1] As per the Regulation 30 of the SEBI Listing Regulations CRISIL Ratings Limited has assigned CRISIL AAA/ Stable rating to INR 1,60,000 crore Fixed Deposits of IDFC FIRST Bank.Further CRISIL has reaffirmed CRISIL AA+ / Stable rating and CRISIL A1+ rating to the Tier II bonds (under Basel III) of the bank amounting to INR8000 crore and Certificate of Deposits amounting to Rs.45,000 crores respectively.About IDFC FIRST BankIDFC FIRST Bank is a new age Universal Bank in India built on the foundations of Ethical Banking, Digital Banking, and Social Good Banking. We are building a world class bank in India.As part of the Bank's ethical banking approach, it applies a "Near and Dear" Test to its products, so that the employees of the Bank serve only such products theyd want for their own loved ones. It believes income earned unethically is not worth earning.Therefore, the Bank avoids complicated descriptions, calculations, and legalese that customers don't understand. It abolished all charges on Savings Accounts including for Debit Cards, IMPS, RTGS, NEFT, Cash Deposit, "Non-Home branch" access, Cash withdrawals at ATMs and at branches, 3rd party transaction charges at branches, SMS Alert, Cheque book, Demand Drafts, Pay-order, duplicate statement, and all such services that are usually charged in the market. It follows the principle that it won't touch its customers' bank account for one reason or other. It is the first and only bank in India till date to do so. This applies for all variants of savings accounts including Rural Savings accounts with minimum monthly balance of only Rs. 5000/- and for urban savings account with minimum monthly balance of Rs. 10000/- IDFC FIRST Bank is the first bank in India to offer monthly credit on savings accounts. The credit cards have no hidden charges. It offers Lifetime Free without minimum spend conditions, never-expiring rewards points, zero interest on cash withdrawal at ATMs, dynamic low APR and much more. Fees if any are transparent and described neatly in a manner a common person can understand. Every product offered by the bank is highly customer friendly, most often the best in the industry.As part of technology led banking, the Bank has built a modern technology stack and has built an advanced mobile app with 250+ features such as Goal based investing, MF investment assistance, electric-speed payments, Account Aggregator, MF Aggregator, Personal Finance Manager, Auto categorisation of spends, single app for personal and business banking, UPI on Credit Cards, travel and shop, bill and recharges, deals and reward redemptions, which offer great convenience to the customers. For business customers the Bank offers on-the-go bulk payments, ability to pay income tax, GST, customs duty, and connected banking with ERP solutions.As part of the Social Banking theme, the Bank's business model is naturally geared to social banking. It has developed unique capabilities for financing bottom of pyramid customers with consistently high asset quality. The Bank has financed over 40 million customers including 0.3 million SMEs, 0.9 million livelihood (cattle loans), 16 million lifestyle improvement loans (for laptops, washing machine, etc.), 1 million sanitation loans (toilets, water fittings), 6.5 million mobility loans (2-wheelers and cars), and home financing (over 100,000 homes), and 15 million loans to 4.3 million women-entrepreneurs. It also offers other retail and rural loans such as Kisan Credit Cards, harvest financing, gold loans etc.IDFC FIRST Bank is a Universal Bank, and offers end to end Corporate Banking, Trade Finance such as issuance of LCs & BGs, SBLC, Packing Credit, Pre-shipment and Post-shipment Finance, Treasury products including risk hedging solutions like Forwards, Swaps, Options, and other Forex Solutions, SME Banking, Wealth Management, NRI banking, Cash Management, Nostro & Vostro account operations, Escrow facilities, Correspondent Banking, Fastag, Toll-acquiring, Dealer Finance and Purchase/Sales Invoice discounting.

[earlyrich]

Hey, did you hear about this gaming app, Rummy 365 APK? It offers up to ₹25 as a signup bonus and lets you withdraw with a minimum of ₹100 . You can earn extra by referring friends through the "Refer and Earn" program, which gives you a bonus for each successful referral . Start playing exciting games and enjoy seamless withdrawals with Rummy 365 APK today! How to Download? To download the this apk click on the link provided below. After clicking, you will be directed to their official website, where you can proceed with the download. This method ensures you get the latest version of the app directly from the source. How to Install? To install this apk file follow these steps:Download the APK: Click on the provided link to visit the official website and download the APK file.Enable Unknown Sources: On your Android device, open Chrome and go to Settings > Security. Enable "Unknown Sources" to allow installation of apps from sources other than the Google Play Store.Install the App: Locate the downloaded APK file in your device's Downloads folder. Tap on it to begin the installation process.Complete Installation: Follow the on-screen instructions to complete the installation, and then open the app to start playing. Game Features Rs. 25 SignUp Bonus Rs. 15 Sharing Bonus Rummy 365 APK is a popular gaming app that offers several attractive features:Generous Bonuses: New users receive a signup bonus ranging from ₹12 to ₹51, allowing them to start playing without an initial deposit.Refer and Earn Program: Users can earn additional income by inviting friends. Each successful referral earns a ₹5 bonus, plus a commission on the referred friend's activities.Easy-to-Win Games: The app features a variety of games like Dragon Tiger and slots, designed to be engaging and rewarding, making it easier for players to win.Simple Deposit Process: Adding money is straightforward, with options like UPI and other payment methods, allowing deposits starting from ₹30.Quick Withdrawals: The app supports fast withdrawals, with a minimum threshold of ₹100. Users can transfer their winnings directly to their bank accounts within 30 minutes.User-Friendly Interface: The app's simple design and intuitive navigation enhance the gaming experience, making it accessible even for beginners.Large Gaming Community: With over 91.5 million users, Rummy 365 APK provides a vibrant community for players to interact and compete with.These features make Rummy 365 APK an appealing choice for those looking to enjoy online gaming while earning real money. Game List Rummy 365 APK offers a diverse range of games, providing users with numerous opportunities to earn money. Here’s a detailed overview of the available games:Ludo: A classic board game where players race their tokens to the finish line. It's simple and enjoyable for all ages.Dragon vs. Tiger: A card game where players bet on which card, Dragon or Tiger, will have the higher value. It’s fast-paced and thrilling.Teen Patti: A popular card game similar to poker, where players bet on having the best three-card hand. It requires strategy and luck.Andar Bahar: A straightforward card game where players predict whether a card will appear on the "Andar" or "Bahar" side.Best of Five: Players receive five cards and must match them with the dealer’s actions to win.Fishing War: A unique game where players aim to catch fish for points and rewards, combining skill and strategy.Card Roulette: Involves betting on slots with multipliers, offering a chance to win big based on luck and timing.IPL Betting: Engage in virtual cricket matches, creating teams and predicting outcomes based on real-time statistics.Slots Games: Various slot machine games are available, allowing players to spin for chances at large payouts.7 Up Down: A simple betting game where players predict if the next number will be higher or lower than seven.

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[cabserviceindore]

What Payment Options Are Available for Cab Services in Indore?

When booking a cab service in Indore, convenience and flexibility extend beyond just transportation. Payment options play a crucial role in providing a seamless experience, allowing customers to choose the most suitable method based on their preferences. In today’s digital age, taxi services in Indore offer multiple payment options, ranging from traditional cash payments to modern digital wallets like Paytm, Google Pay, and PhonePe. Understanding these options ensures that you can enjoy a hassle-free ride while choosing the payment method that works best for you. 1) Cash Payments Cash remains one of the most straightforward and commonly used payment methods for Indore cab services. Many passengers prefer the familiarity and simplicity of paying with cash after completing their ride. Whether you're traveling locally or for an outstation trip, having the option to pay in cash gives you the flexibility to settle the fare on the spot without needing a smartphone or internet connection. This method is especially convenient for travelers who may not be comfortable with digital payments or don’t have access to online wallets. Also Read: Indore to Ujjain Taxi 2) Paytm As one of the leading digital wallet platforms in India, Paytm is a popular payment option offered by many cab services in Indore. Paytm allows you to make quick and easy payments directly through your smartphone. All you need to do is scan the driver’s Paytm QR code or transfer the fare via the app. This method is highly convenient for passengers who prefer cashless transactions and want to avoid the hassle of carrying physical currency. With Paytm, you can also take advantage of occasional discounts and cashback offers on cab rides. 3) Google Pay Google Pay has gained significant traction in India as a secure and widely accepted digital payment method. Many Indore cab services allow passengers to pay via Google Pay, making it easier to transfer funds directly from your bank account. After completing your ride, you can transfer the fare to the driver's Google Pay account using their registered mobile number or QR code. Google Pay offers a seamless user experience and is perfect for passengers who prefer using UPI-based payment systems for their day-to-day transactions. 4) PhonePe Another trusted digital wallet is PhonePe, which is widely accepted by taxi services in Indore. Like Paytm and Google Pay, PhonePe allows you to pay for your ride instantly through UPI. You can easily transfer the fare to the driver’s PhonePe account by scanning a QR code or using their mobile number. With its user-friendly interface and multiple layers of security, PhonePe provides a reliable and efficient way to make cashless payments while enjoying the convenience of digital transactions. Conclusion When booking a cab in Indore, having multiple payment options enhances your overall experience. Whether you prefer traditional cash payments or the convenience of digital wallets like Paytm, Google Pay, and PhonePe, cab services in Indore ensure that you have flexible choices to settle your fare. These payment options cater to a wide range of preferences, ensuring that every ride is as smooth and stress-free as possible.

[gamingzon]

K9Win Exchange – Best Cricket Exchange App

In recent years, the K9win app has been gaining significant traction within the cricket betting exchange industry. It’s increasingly favored by top betting exchange operators, especially in India. The app stands out not just as another operator but as one of the best available in the region.

Although there are only a few betting exchanges serving markets like Pakistan, Nepal, Bangladesh, and India, K9win excels in these countries. One of its main advantages is its ability to accept payments in both Indian Rupees and Bangladeshi Taka, making it more accessible for users. With its user-friendly interface, k9win online casino has become a popular choice among users from Pakistan, Bangladesh, and India. Our comprehensive review will shed light on why K9win is emerging as a top player in this space.

K9win Exchange Review:

The k9win exchange app comes with a host of features designed to appeal to sports betting enthusiasts, particularly in India, Pakistan, Nepal, and Bangladesh. It covers popular sports like football, tennis, and cricket, offering competitive odds and a live betting platform.

Besides sports betting, K9win also operates as an online casino, offering a variety of games powered by reputable software providers like Playtech, Evolution Gaming, and Microgaming. Users can enjoy live dealer games such as Baccarat, Super Sic Bo, and Deal or No Deal. The app ensures a smooth gaming experience, provided you have a stable internet connection, which replicates the feel of a real-life casino.

In addition to live games, K9win offers a wide range of slot games. The app’s interface allows users to filter and select games based on their preferences, enhancing the overall user experience. Security is another area where K9win excels; it is licensed by the Curacao Gaming Commission and employs SSL encryption to safeguard user data, ensuring a secure betting environment.

The interface is also designed to be interactive, featuring ongoing games and promotions on the homepage. However, some aspects of the website may feel unfinished or like they are still in development.

Payment Methods:

K9win’s payment system is tailored to suit both Indian and Bangladeshi customers, accepting a variety of payment methods, including Paytm, UPI, PhonePe, Google Pay, and direct bank transfers. One notable aspect is that deposits must be made in the account holder's name, with third-party payments strictly prohibited.

Withdrawals are processed quickly, typically within 6 to 8 hours, and can be initiated through the drop-down menu on the website. Customers can also cancel withdrawal requests by contacting customer service. Withdrawals can be made to both debit and credit cards and are generally free of charge.

Bonuses and Promotions:

K9win offers a range of bonuses for sports betting enthusiasts. New users can receive a 100% bonus on their first deposit, and there is a 5% cashback every Monday, up to INR 5,00,000. The minimum cashback amount is INR 50, and users can also claim a 10% reload bonus up to INR 5,000.

For casino players, there’s a 100% welcome bonus, up to INR 20,000, and a cashback offer in the Sexy Baccarat game. Additionally, K9win runs a special promotion where a deposit of INR 1,000 enters players into a raffle for a chance to win an iPhone, with winners announced every Monday. There’s also a birthday bonus of INR 1,000 for users celebrating their special day.