#Best Rupay Credit Card

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How To Add Credit Card To UPI App: Make Payment More Convenient Using Credit Card

Table of Content

Google Pay: The Secure, User-Friendly Option

Step-by-Step Guide to Adding a Credit Card to Google Pay

Key Facts About Google Pay

PhonePe:

Step-by-Step Guide to Adding a Credit Card on PhonePe

Key Facts About PhonePe

PayTM

How to Link a Credit Card to PayTM

Key Facts About PayTM

Kiwi

Amazon Pay:

How to Link a Credit Card to Amazon Pay

Key Benefits of Linking a Card to Amazon Pay

BHIM:

How to Link a Credit Card to the BHIM App

Key Features of BHIM

Common Tips for All Apps

Summary

In recent years, the Unified Payments Interface (UPI) has revolutionized digital payments in India. With over 340 million registered users and 5 billion monthly transactions, UPI apps have become the preferred choice for instant, contactless payments. RuPay cards are used on UPI apps as it’s India’s own multinational financial services and payment service system.

Linking your Credit Card to leading UPI apps unlocks new possibilities and flexibility in managing finances. This comprehensive guide explores step-by-step processes to add your credit card to popular apps including Google Pay, PhonePe, Paytm, Amazon Pay, and BHIM. Follow along to link your credit card with UPI and enjoy the rewards, cashback, and conveniences these platforms offer.

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GoKiwi.in Introduces Rupay Credit Card on UPI: A Revolutionary Payment Experience

[Karnataka, 20-10-2024] – GoKiwi.in, a leading player in digital payment solutions, is excited to announce the launch of its innovative Rupay Credit Card on UPI, revolutionizing the way users make payments. This latest offering merges the flexibility of credit card benefits with the ease and accessibility of UPI payments, offering a seamless, secure, and rewarding payment experience.

With the GoKiwi Rupay Credit Card, users can now enjoy the advantages of a traditional credit card—such as interest-free credit periods, rewards, and cashback—while benefiting from the simplicity and speed of UPI (Unified Payments Interface) transactions. Whether shopping online, paying at stores, or settling bills, users can now make payments effortlessly by scanning UPI QR codes, all while enjoying the features of a credit card.

For more information, please visit www.gokiwi.in

Key Features of GoKiwi Rupay Credit Card on UPI:

Seamless Transactions: Combines the power of a credit card with the speed of UPI, allowing users to scan QR codes and make payments instantly.

Rewards and Benefits: Enjoy cashback, rewards points, and exclusive offers on every purchase.

Secure Payments: Leveraging the robust security features of both Rupay and UPI, ensuring safe and secure transactions every time.

No Need to Carry Cards: Use your credit card via UPI without needing the physical card—convenient for online and in-person transactions.

Wide Acceptance: Accepted at millions of merchants across India, enabling users to experience true convenience wherever they go.

GoKiwi.in aims to enhance digital payments across India, making them more accessible and efficient. This launch is a step forward in GoKiwi's mission to simplify financial transactions for everyone, bringing together the best of both worlds—credit and UPI.

About GoKiwi.in

GoKiwi.in is an innovative financial technology platform that empowers users with cutting-edge digital payment solutions. From seamless online payments to credit offerings, GoKiwi.in is dedicated to making financial services simple, secure, and accessible for everyone.

Media Contact:

Email us on : service@gokiwi.in Chat with us on Whatsapp : +91 8147089992 Gokiwi Tech Private Limited 1st floor, 1515 Urban, 19th Main Road nearby Hustlehub, Vanganahalli Bengaluru Urban, Karnataka – 560034

Visit Our More Blog

Introduction to Credit Cards Linked To UPI: Everything That You Should Know About It            https://blog.gokiwi.in/introduction-to-credit-cards-linked-to-upi-everything-that-you-should-know-about-it/

How To Add / Link Rupay Credit Card With UPI On Kiwi: Enhance Your Convenience & Security            https://blog.gokiwi.in/how-to-add-link-rupay-credit-card-with-upi-on-kiwi-enhance-your-convenience-security/

Top 5 Benefits Of Using RuPay Credit Card            https://blog.gokiwi.in/top-5-benefits-of-using-rupay-credit-card/

A Complete Guide to Virtual Credit Cards in India      https://blog.gokiwi.in/a-complete-guide-to-virtual-credit-cards-in-india/

Best UPI App to link your RuPay Credit Card  In India: Go Kiwi  https://blog.gokiwi.in/best-upi-app-to-link-your-rupay-credit-card-in-india-go-kiwi/

Make UPI Payment Using RuPay Credit Card         https://blog.gokiwi.in/make-upi-payment-using-rupay-credit-card/

How To Add Credit Card To UPI App: Make Payment More Convenient Using Credit Card            https://blog.gokiwi.in/how-to-add-credit-card-to-upi-app-make-payment-more-convenient-using-credit-card/

Top 7 Best UPI Apps to Connect Your RuPay Credit Card To Connect      https://blog.gokiwi.in/top-7-best-upi-apps-to-connect-your-rupay-credit-card-to-connect/

Virtual Credit Cards: The Future of Credit Card Payments in India          https://blog.gokiwi.in/virtual-credit-cards-the-future-of-credit-card-payments-in-india/

India’s digital payment revolution is driven by UPI, virtual credit cards, Credit Card on UPI, and rewards.            https://blog.gokiwi.in/unveiling-the-digital-payment-revolution-in-india-upi-virtual-credit-cards-and-credit-card-rewards/

Virtual Credit Cards in India: Navigating the Future of Digital Payments https://blog.gokiwi.in/virtual-credit-cards-in-india-navigating-the-future-of-digital-payments/

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Unveiling the Unbeatable Au Altura Credit Card Benefits: A Game-Changer in Financial Flexibility!

Dive into the realm of unbeatable financial flexibility with the Au Altura credit cards! Discover how this innovative card is revolutionizing the way you manage your finances, offering a plethora of exclusive benefits tailored to your lifestyle. From generous cashback rewards to enticing travel perks, explore how the au altura credit card benefits is elevating the standard of credit card benefits. Stay ahead of the curve and unlock a world of possibilities with Au Altura!

[techandtravel]

Credit Card Kya Hota Hai: Everything You Need to Know

Credit Card Kya Hota Hai Credit cards are becoming a crucial component of our daily financial lives in the digital age. They provide users with a variety of advantages, convenience, and flexibility. However, in order to make wise financial decisions, it is crucial to comprehend what a credit card is and how it functions. The idea of credit cards, as well as their characteristics, advantages, and…

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KreditPe Yes bank Rupay Credit Card || Best rupay credit card || yes ban...

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Is the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card Your Next Best Choice?

The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card has been officially unveiled by Poonawalla Fincorp. This co-branded card is aimed at delivering personalized financial solutions tailored to meet the diverse needs of their clientele.

Elevating Financial Services

Through a strategic collaboration with IndusInd Bank, Poonawalla Fincorp has launched the eLITE RuPay Platinum Credit Card. This card is designed to enhance the customer experience by offering an extensive array of benefits and rewards, emphasizing Poonawalla Fincorp’s commitment to innovation and customer-focused financial solutions.

Exceptional Features of the eLITE RuPay Platinum Card

The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card stands out in the competitive credit card market due to its numerous attractive features. Here is an in-depth look at what it offers:

No Joining or Annual Fees

One of the card's most appealing aspects is the absence of joining and annual fees, making it highly accessible and affordable for customers to enjoy its benefits without extra costs.

Exciting Reward Points on Every Transaction

Cardholders can earn reward points for every ₹100 spent, excluding fuel purchases. This includes everyday transactions, allowing users to quickly accumulate points.

High-Value Reward Points

Accumulated reward points can be converted into cash credit at a rate of ₹0.40 per point, significantly enhancing the value proposition for cardholders.

Enhanced Rewards for E-commerce

Online shoppers can benefit from 2.5 times the reward points on e-commerce transactions, excluding fuel, travel, and low interchange MCC, making online purchases even more rewarding.

Movie Ticket Offers

The card offers a Buy One Get One free movie ticket offer through BookMyShow, up to ₹200, once a month. This is perfect for those who enjoy frequenting the cinema.

Also Read: Who is Abhay Bhutada?

Rewards on UPI Transactions

Recognizing the rising popularity of digital payments, the card offers rewards on UPI transactions. This is particularly beneficial for users who frequently utilize the Scan & Pay feature.

Fuel Surcharge Waiver

Cardholders enjoy a 1% fuel surcharge waiver, adding to their savings and making travel more economical.

Milestone Rewards

Cardholders can earn 3000 reward points by reaching specific spending milestones, encouraging frequent card use to maximize benefits.

Also Read: Unveiling Abhay Bhutada: A Leader’s Inspiring Odyssey In Finance

Envisioning the Future

Expressing his excitement about the new card, Poonawalla Fincorp’s spokesperson, stated, “We are thrilled to launch the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card. This initiative reflects our commitment to enabling our customers' dreams. By offering this card, we aim to enhance digital engagement with our existing customers while reaching out to new ones.”

About Poonawalla Fincorp Limited

Poonawalla Fincorp Limited, part of the Cyrus Poonawalla Group, is a non-deposit-taking systemically important non-banking finance company (ND-SI-NBFC) registered with the Reserve Bank of India (RBI). With a legacy of nearly three decades, the company is listed on both the BSE Limited (BSE) and the National Stock Exchange of India Limited (NSE).

The company operates on five key pillars: Passion, Principles, Purpose, People, and Possibilities. With a presence in 19 states and a standalone AUM of ₹25,003 crore as of March 31, 2024, Poonawalla Fincorp employs around 2300 people. Their diverse range of products includes pre-owned car finance, personal loans, loans to professionals, business loans, loans against property, supply chain finance, machinery loans, medical equipment loans, and consumer loans.

Also Read: Journey Of Poonawalla Fincorp’s Managing Director — Abhay Bhutada

Customer Experience Is The Priority

The launch of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card signifies Poonawalla Fincorp’s dedication to improving the customer experience. By incorporating valuable features such as no fees, generous reward points, and exclusive offers, this card sets a new standard in the financial sector.

For customers, this card is more than just a payment tool; it opens the door to a range of benefits and rewards. It is designed to make everyday transactions more rewarding, provide savings on entertainment and fuel, and offer high-value reward points that are easily redeemable. 

Conclusion

The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card is a testament to Poonawalla Fincorp’s commitment to providing tailored financial solutions that enhance the lifestyle of its users. With its comprehensive features and benefits, this card is poised to become a favorite among customers seeking value and rewards in their everyday transactions.

[kreditwala]

How to Withdraw Money from a Credit Card Without Charges?

How to Withdraw Cash From Your Credit Card Without Paying Extra Charges?

Banks demand fees and very high interest in situations where the cardholder performs a cash advance and this can be expensive. A lot of people desire to understand the ways to withdraw cash from their credit cards without paying those additional expenses. 

In this article from Kreditwala News, you will learn some ways to withdraw money from your credit card without paying extra charges. But always remember, it would also be wise to ensure that none of these methods violates the particular rules of the card you are using. Let’s start:

Balance Transfer to Your Bank Account

A lot of credit cards are available in India where users can always transfer money from the cards to their savings or current bank accounts. This is usually referred to as balance transfer. It is a technique through which one can withdraw cash without having to visit an ATM. 

This has to be done either through a phone call or the banking application. HDFC, ICICI, IDFC, and SBI are some of the banks that provide this service with a few credit cards. But be careful because there might still be costs. Some banks charge a fee for balance transfers. This fee is often lower than cash advance fees. Also, the interest rate might be less than for cash advances.

Before you do a balance transfer, check with your bank. Ask about any fees or charges. Compare these costs to cash advance fees. Sometimes, balance transfers can save you money. But not always. It depends on your bank and your card’s rules.

Overpayment Method

One way to get cash from your credit card is the overpayment method. Here’s how it works:

Pay more than your dues on your credit card bill.

This creates extra money in your account.

Ask your bank to give you this extra money back.

For example, if your dues is 5000 rupees, pay 10000 rupees. Now you have 5000 rupees extra in your account. You can ask for this money back.

But be careful. Some banks don’t like this and they might block your credit card. Always check with your bank first before trying this method.

Use Online Payment Services

Online payment services are popular in India. You can use them to get cash from your credit card without big fees. Some common services are HDFC PayZapp, and Mobikwik.

Here’s how you can use these services:

Install the app on your phone and make an account if you don’t have one.

Add your credit card to the app by entering your card details.

Verify the KYC to use the app’s wallet services.

Now add money to your wallet through your credit card.

Once the money is in your app wallet, you can move it to your bank account.

Some apps let you do this for free while some apps charge money which is relatively less compared to other methods.

Rent Payment

Using a credit card to pay rent is also one of the best ways through which you can get cash. If your landlord accepts online payments, then you can send your rent money through credit cards if you wish. Then, ask your landlord to return the extra amount in cash, beyond your rent. 

For example, if your rent is just 10,000 rupees, then you should pay 15000 rupees in total, demanding a refund of another 5,000 rupees in cash. 

However, if you don’t live in a rented place then do not worry, it is easier to transfer money to yourself. Just enter your UPI ID or your friend’s UPI Id. After that, you can enter the particular amount and the money will be transferred to your bank account.

Pay Merchants Through Rupay Credit Cards 

RuPay credit cards can help you get cash without fees. Yes, you heard it right. Some shops let you pay more than what you buy. They give you the extra money as cash. For example, if you buy something for 500 rupees, you can pay 1000 rupees. The shop gives you 500 rupees back in cash. This is like getting cash from your credit card. But not all shops do this. You need to ask first. 

Conclusion:

Getting cash from your credit card without fees can be tricky. Always check your card’s rules first. Be careful and use these methods wisely. If you need help with credit cards or loans, visit Kredit wala. They offer good advice and options. Kreditwala can help you make smart money choices. Visit their website today to learn more about your credit options.

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Make UPI Payment Using RuPay Credit Card

Digital payments have become an indispensable part of our everyday lives. With the rise of the Unified Payments Interface (UPI) and RuPay credit cards in India, making digital payments has become faster, easier, and more rewarding than ever before. 

This article provides a simple guide to understanding UPI payments, RuPay credit cards, and how platforms like Kiwi are enhancing the user experience.

What is UPI, and How Does It Work?

UPI, or Unified Payments Interface, is a system that allows instant transfers of money between bank accounts using a smartphone.

It uses a unique UPI ID or mobile number as an account number to transfer funds in real-time.

UPI is built on top of the IMPS infrastructure and allows you to instantly pay or receive money without entering any bank details.

To use UPI, you need to have a bank account and a UPI-supported app like BHIM, PhonePe, Google Pay, Kiwi, Paytm, Kiwi and many more.

UPI has made digital transactions very easy, even for those who are not tech-savvy or don’t use cards.

Key Points About UPI

Instant money transfer system using a mobile phone

Uses a unique UPI ID or mobile number as an account number.

Transfers money in real-time without bank details

Needs a bank account and a UPI-enabled app

Makes digital payments easy for everyone.

How to Make UPI Payments: A Simple Step-by-Step Guide

Here is a quick 5-step guide to making seamless UPI payments:

Download a UPI app like BHIM, PhonePe, Google Pay, Kiwi etc.

Sign up by adding your bank account details.

Create a UPI ID (virtual payment address).

Enter the receiver’s UPI ID, phone number and bank details when sending money.

Transfer money in a few simple taps using your UPI PIN.

That’s it! UPI has made transferring money as easy as sending a text on your phone.

Understanding RuPay Credit Cards

RuPay is India’s very own domestic card payment network, backed by the National Payments Corporation of India (NPCI).

Some key facts about RuPay credit cards:

Lower cost than international card networks like Visa and Mastercard.

Promotional offers and cashback to encourage digital payments.

Integrated seamlessly with UPI for easy payments.

RuPay credit cards provide a low-cost, rewarding, and secure option for Indian consumers to go digital, especially for domestic transactions.

Linking RuPay Cards to Make UPI Payments

RuPay credit cards can be easily linked to UPI apps to make quick payments using funds from your credit limit. The steps are straightforward:

Go to your UPI app’s ‘Add Card’ section.

Choose RuPay and enter the card details.

Set a UPI PIN for the card.

Accept the terms and conditions.

Authenticate with an OTP.

Your RuPay credit card will now show as a payment option during transactions. UPI facilitates payments from cards in a highly seamless manner.

How to Make UPI Payments from a RuPay Credit Card?

Follow these simple steps to pay via UPI using your RuPay credit card:

Open your UPI app.

Enter payee details and the amount.

Choose a linked RuPay card as the payment method.

Enter a UPI PIN for authentication.

Confirm the transaction in a few seconds.

This instant, round-the-clock payment facility eliminates the need to carry cards or cash. The RuPay-UPI combination offers the best of both worlds.

Top Apps to Use the RuPay-UPI Combination

Several UPI apps allow linking RuPay cards seamlessly. Some popular options are:

PhonePe: simple interface, offers, and cashback

Google Pay: Prevalent, easy to use

Kiwi: Sime to use UPI credit card

BHIM: Backed by the government, competent

Paytm has a wide network of merchants.

Cred: focused on card payments and rewards

However, Kiwi stands out with its innovative approach and focus on the user experience.

Introducing Kiwi: Taking UPI-RuPay Payments to the Next Level

Kiwi is an app that aims to make RuPay-UPI payments even more rewarding and hassle-free for consumers. Here’s an overview of its offerings:

Provides an instant virtual RuPay credit card enabled for UPI

Zero joining and annual fees for complete transparency

Cashback rewards and bonuses tailored for RuPay users

Builds on UPI’s simplicity with an easy-to-use interface

Top-notch security standards for safe transactions

Available on both Android and iOS platforms

Kiwi combines the pros of RuPay, UPI, and virtual cards into one powerful platform.

Using the Kiwi App for RuPay-UPI Payments: A Tutorial

Here is a step-by-step guide on using Kiwi for simplified RuPay-UPI payments:

Download the Kiwi app from the Play Store or App Store.

Sign up and link your RuPay credit card to get a virtual card.

For payments, enter payee details and the amount in the app.

Choose your virtual RuPay card to pay via UPI.

Authenticate using your Kiwi app credentials.

Get rewarded with cashback for payments!

Kiwi accelerates the RuPay-UPI payment process while also rewarding users, creating a win-win proposition.

Why Choose Kiwi for RuPay-UPI Payments?

Here are some compelling reasons why Kiwi scores over other apps when it comes to the RuPay-UPI combination:

Instant issuance of a virtual card means no waiting period.

Exclusive rewards and promotions for RuPay users

Completely transparent with no hidden charges

Top-level security for safe transactions

Intuitive and easy-to-use interface

Uses UPI’s full potential by integrating it with RuPay.

Creates a seamless ‘card-less’ payment experience

Kiwi unlocks the full potential of RuPay-UPI synergy for consumers seeking easier, faster, and more rewarding payments.

Conclusion

UPI and RuPay, together, have accelerated India’s transition into digital payments. Kiwi takes this experience to the next level for consumers by:

Combining the strengths of UPI and RuPay into one platform

Adding an extra layer of convenience with instant virtual cards

Offering exclusive rewards and cashbacks for loyal users

Focusing on transparency, security, and the user experience

So if you want to enjoy the best of what RuPay and UPI have to offer, give Kiwi’s innovative solution a try today!

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guaranteed cashbacks every time you make a payment.

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Best Axis Bank Credit Cards in 2024 Check Eligibility & Apply Now

Axis Bank offers a diverse range of credit cards tailored to meet various needs and lifestyles. Here's an overview of some of the top Axis Bank credit cards available in 2024:

Axis Flipkart Credit Card

Axis Indian Oil Credit Card

Indian Oil Axis Bank RuPay Credit Card

Axis Bank Neo Credit Card

Axis Vistara Signature Credit Card

Axis Bank Vistara Infinite Credit Card

SpiceJet Axis Bank Voyage Credit Card

SpiceJet Axis Bank Voyage Black Credit Card

Axis Bank Select Credit Card

Samsung Axis Bank Signature Credit Card

Samsung Axis Bank Infinite Credit Card

Axis Bank REWARDS Credit Card

Axis Bank Privilege Credit Card

Axis Bank Vistara Credit Card

Axis Bank My Zone Credit Card

Axis Magnus Credit Card

Axis Bank AURA Credit Card

Axis Bank Atlas Credit Card

Axis Flipkart Credit Card

Key Features:

Joining Fee: Rs. 500

Welcome Bonus: Rs. 500 Flipkart vouchers on first transaction within 30 days, and a 50% discount up to Rs. 100 for new Swiggy customers.

Cashback:

5% cashback on Flipkart spends

4% cashback on preferred merchants (Cleartrip, cult.fit, PVR, Swiggy, Uber)

1% cashback on other transactions excluding Flipkart and preferred merchants

Benefits:

4 complimentary domestic lounge visits per year

1% fuel surcharge waiver on transactions from Rs. 400 to Rs. 4,000

Up to 20% discount at over 4,000 partner restaurants

Drawbacks:

No benefits for offline shopping

High annual fee waiver requirement for an entry-level card

Axis IndianOil Credit Card

Key Features:

Joining Fee: Rs. 500

Welcome Bonus: Up to 1,250 EDGE reward points on first fuel transaction within 30 days.

Rewards:

Up to 4% value back on fuel purchases with 20 EDGE reward points for every Rs. 100 spent at IOCL outlets

1% value back on online shopping with 5 EDGE reward points for every Rs. 100 spent

1 EDGE reward point per Rs. 100 on all other categories, excluding specified expenses

Benefits:

Annual fee waiver on spending Rs. 3.5 lakh in the previous year

10% discount on movie tickets through BookMyShow

1% fuel surcharge waiver up to Rs. 50 per statement cycle

Drawbacks:

Low rewards for offline spending

Challenging annual fee waiver due to excluded spending categories

Indian Oil Axis Bank RuPay Credit Card

Key Features:

Joining Fee: Rs. 500

Welcome Bonus: 100% cashback up to Rs. 250 on first transaction within 30 days.

Rewards:

20 Reward Points per Rs. 100 on fuel transactions at IOCL stations

5 Reward Points per Rs. 100 on online shopping

1 EDGE Point per Rs. 100 on all other spends

Benefits:

Annual fee waiver on spending Rs. 3.5 lakh in the previous year

10% discount on movie tickets through BookMyShow

1% fuel surcharge waiver up to Rs. 50 per statement cycle

Drawbacks:

Low rewards for offline spending

Challenging annual fee waiver due to excluded spending categories

Axis Bank Neo Credit Card

Key Features:

Joining Fee: Rs. 250

Welcome Bonus: 100% cashback up to Rs. 300 on first utility bill payment within 30 days.

Discounts:

Up to 40% off on Zomato, Amazon Pay, Myntra, BookMyShow, and Blinkit

Benefits:

15% off up to Rs. 500 on dining at partner restaurants on orders over Rs. 1,500

1 EDGE reward point per Rs. 200 spent

10% off on movie tickets from BookMyShow

Drawbacks:

No travel benefits

Low rewards for offline shopping

These Axis Bank credit cards cater to diverse needs, offering benefits ranging from cashback and discounts to rewards on specific spending categories. Choose the card that aligns best with your spending habits and lifestyle preferences. For a detailed comparison and further information, explore our comprehensive guide on Axis Bank credit cards.

Axis Vistara Signature Credit Card

The Axis Vistara Signature credit card is designed for the premium economy segment, catering especially to Vistara loyalists who spend heavily and strive to maximize their spending limits.

Key Features:

Joining Fee: Rs. 3000

Welcome Bonus: 1 complimentary Vistara Premium Economy Class ticket and Silver Membership of Club Vistara in the first year.

Earn 4 Club Vistara (CV) points per Rs. 200 spent across all categories.

2 complimentary visits to select airport lounges in India on spending Rs. 50,000 in the last 3 months.

Benefits:

Get 25% off up to Rs. 800, once per month via EazyDiner membership.

Enjoy 3 complimentary rounds of golf at top Indian destinations.

Drawbacks:

No international lounge access.

High forex mark-up fee.

Axis Bank Vistara Infinite Credit Card

The Axis Bank Vistara Infinite Credit Card is the optimal choice for those who prefer flying business class. It stands out as one of the rare premium airline co-branded credit cards offering business class benefits of Vistara.

Key Features:

Joining Fee: Rs. 10,000

Welcome Bonus: 1 business class ticket complimentary on payment of joining fee and complimentary Club Vistara Gold Membership.

Earn 6 CV Points per Rs. 200 spent across all categories.

2 complimentary domestic lounge access on spending of Rs. 50,000 in 3 months.

Benefits:

Enjoy 6 complimentary rounds of golf at top Indian destinations.

Receive up to 15% discount on bookings made for Trident properties.

Get up to Rs. 1000 off at select restaurants.

Drawbacks:

No international lounge access.

High forex mark-up fee.

Conclusion

Each Axis Bank credit card offers different benefits and rewards. You can choose according to your preferences and needs from the wide range of Axis Bank credit cards. If you are an avid traveler, you can go for the Axis Bank Atlas Credit Card, SpiceJet Axis Bank Voyage Black Credit Card, and others. Whereas, if you are an online shopping lover, the Axis Flipkart Credit Card, Axis Bank REWARDS Credit Card, and others may suit you better. Evaluate the benefits, rewards, and requirements to choose the best credit card for yourself.

[nickyysharmi]

A Bold New Era in Indian Finance: Poonawalla Fincorp and IndusInd Bank's Dynamic Partnership

A groundbreaking event shook up India’s financial scene with the partnership between Poonawalla Fincorp and IndusInd Bank. This dynamic duo introduced the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, a product that's much more than a piece of plastic—it's a beacon of a strategic alliance aimed at dazzling customer experiences and expanding market horizons. Helmed by the visionary Abhay Bhutada, MD of Poonawalla Fincorp, this venture highlights the company's zeal for digital innovation and customer-centric flair. Let’s dive into Bhutada's grand vision and Poonawalla Fincorp's stellar financial feats to get a clearer picture of their strategic trajectory and its ripples across the financial pond.

Taking Customer Experience to the Next Level

The co-branded credit card launch is a monumental leap in the Poonawalla Fincorp and IndusInd Bank partnership. This strategic combo blends the best of both worlds to craft a financial marvel designed to supercharge customer experience. Abhay Bhutada shared his excitement, saying, "The IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card is our bold step towards turbocharging customer engagement through slick digital platforms and broadening our market footprint." This initiative underscores the magic of merging cutting-edge digital features with customer-centric perks, echoing the broader industry's sprint towards digitization.

Financial Brilliance: Proof in the Pudding

Poonawalla Fincorp's financial triumphs for 2023-24 are nothing short of a blockbuster hit. The company reported a jaw-dropping annual net profit of Rs 1,027 crore, an 83 percent leap from last year. Total revenue rocketed to Rs 915 crore, up from Rs 577 crore the year before. These dazzling numbers reflect a masterful strategy under Bhutada's leadership, focusing on fine-tuning operations, boosting asset quality, and expanding the company’s portfolio. Assets under management ballooned by 55 percent to Rs 25,003 crore, while gross non-performing assets shrank to 1.16 percent, showcasing savvy management and sharp foresight.

Revving Up Digital Engagement and Customer Reach

In today's tech-savvy world, leveraging digital tools to enhance customer engagement is a must. Bhutada’s digital-first approach hits the bullseye with this trend. The co-branded credit card aims to offer a seamless and delightful experience, packed with advanced digital features and benefits that cater to the modern financial maestro. This card isn’t just about swiping; it’s about making every transaction rewarding with perks like reward points, cashback, and exclusive offers, appealing to a wide array of customers.

Also Read: Abhay Bhutada: Proving His Entrepreneurial Prowess with Poonawalla Fincorp

Broader Ripples in the Financial Ocean

The Poonawalla Fincorp and IndusInd Bank partnership is a shining example of a growing trend in the financial sector—strategic alliances. These collaborations are gaining traction as financial giants join forces to deliver top-notch products and services. For Poonawalla Fincorp, this partnership is a savvy move to amplify its market presence and widen its customer base. For IndusInd Bank, it’s a golden chance to tap into Poonawalla Fincorp’s vast reach and expertise in the non-banking financial sphere. This win-win relationship promises to create a treasure trove of value for both companies and, most importantly, their customers.

Abhay Bhutada's Bold Vision for the Future

Abhay Bhutada’s vision for Poonawalla Fincorp is a thrilling ride of innovation, customer-centricity, and sustainable growth. Under his dynamic leadership, the company has turbocharged its product lineup, streamlined operations, and achieved rock-solid financial stability. Bhutada’s passion for customer engagement and digital transformation stands out in particular. In the fast-evolving financial world, staying ahead of tech trends and truly understanding customer needs are the keys to long-term success. The co-branded credit card embodies this vision, showcasing a keen grasp of market dynamics and customer desires.

Furthermore, Bhutada’s commitment to high asset quality and a sharp portfolio has been crucial in hitting those impressive financial targets. Reducing gross non-performing assets and boosting net interest margins are clear signs of smart financial management and a strategic growth playbook.

Also Read:  Why Does Abhay Bhutada Feel He Has Over-Delivered on Expectations?

Riding the Waves: Challenges and Opportunities

While teaming up with IndusInd Bank and launching the co-branded credit card are significant milestones, they also come with their own set of challenges. The financial arena is fiercely competitive, and keeping the growth engine running smoothly demands constant innovation and agility. A key challenge will be ensuring the new credit card lives up to customer expectations and stands out amidst the clutter. Regularly tuning into customer feedback, updating card features, and nailing marketing strategies will be crucial.

Additionally, keeping asset quality high and managing risks will be essential as Poonawalla Fincorp continues to expand its portfolio. The financial sector is a roller-coaster ride, and ensuring that growth doesn’t compromise asset quality will require meticulous planning and execution.

Also Read: Abhay Bhutada On Poonawalla Fincorp's OPEX Reduction And Asset Quality Enhancement

The Grand Finale

The Poonawalla Fincorp and IndusInd Bank collaboration marks a thrilling new chapter in the company’s saga. Under Abhay Bhutada's inspiring leadership, Poonawalla Fincorp has hit stellar financial heights and cemented its place as a forward-thinking, customer-loving financial powerhouse. The launch of the co-branded credit card is a strategic leap that underscores the company’s commitment to innovation and digital engagement. As Poonawalla Fincorp continues to evolve and expand, keeping customer needs front and center, embracing digital transformation, and practicing prudent financial management will be the magic ingredients for future success.

Abhay Bhutada's visionary leadership and strategic brilliance have been the driving force behind the company’s stellar trajectory. The impressive financial performance, combined with smart moves like the partnership with IndusInd Bank, paints a promising picture for Poonawalla Fincorp’s future. As the company navigates the exciting challenges and opportunities ahead, its focus on delivering exceptional value to customers and maintaining financial robustness will remain paramount.

In summary, Poonawalla Fincorp’s recent adventures highlight the vibrant and dynamic nature of the financial sector and the crucial role of visionary leadership. With Abhay Bhutada steering the ship, the company is poised to continue its exciting growth journey and set new industry benchmarks. The collaboration with IndusInd Bank is a major milestone on this path, promising a brighter, more prosperous future for Poonawalla Fincorp and its ever-growing family of customers.

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The Future Of UPI Credit Card In Kiwi

 We offer the best future for UPI through Credit Card, have tied up with Axis Bank, RuPay, and UPI to provide services to customers and support virtual credit cards to make payments with no minimum amount to be spent. Contact us to know more details and enjoy greater flexibility in payments.

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Looking for the best RuPay credit cards on UPI for 2024 in India? Dive into our curated list featuring the top contenders:

Axis Indian Oil Credit Card (RuPay): Fuel your savings with exclusive benefits tailored for Indian Oil customers. Earn rewards on fuel purchases and enjoy discounts on fuel surcharge, along with a range of lifestyle privileges.

IndusInd Bank Credit Card (RuPay): Elevate your shopping experience with IndusInd Bank's RuPay credit card. Avail of exciting cashback offers, rewards on everyday spending, and access to premium lifestyle perks.

Tata Neu HDFC RuPay Credit Card: Experience the power of Tata and HDFC collaboration with this RuPay credit card. Enjoy accelerated rewards on Tata group spends, dining privileges, and seamless integration with UPI for convenient payments.

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Best UPI App to link your RuPay Credit Card  In India: Go Kiwi

The landscape of digital payments in India is undergoing a monumental transformation, with RuPay credit cards spearheading this financial revolution. In the domain of RuPay credit cards enabled for UPI transactions, one name stands out prominently—Kiwi. Now take in deep about the world of RuPay credit cards, UPI payments, and why Kiwi is the best choice for the modern Indian consumer. 

If you find yourself willing to shift to a digital financial ecosystem, this will assist you in making a safer, smarter decision.

RuPay Credit Cards: Pioneering Digital Payments in India

RuPay credit cards have become synonymous with secure, efficient digital transactions in India. As the country embraces a cashless economy, these cards have gained immense popularity due to their integration with the Unified Payments Interface (UPI). 

This powerful combination of traditional credit cards with the convenience of UPI has paved the way for a new era in financial transactions.

Some key facts about RuPay credit cards

Launched in 2012 by the National Payments Corporation of India (NPCI),

Operates on a domestic network, providing an alternative to Visa and Mastercard.

Over 500 million RuPay cards were issued as of March 2019.

Processes around 1.5 billion transactions every month.

Enables transactions via cards, UPI apps, and mobile wallets.

Integrated across all major banks, financial institutions, and digital payment platforms in India

With RuPay cards, India has built its domestic card payment network, ensuring the transactions stay within the country. This has helped RuPay emerge as a truly Indian payment solution.

Kiwi: Trailblazing the Future of Digital Payments

In the dynamic landscape of digital payments in India, Kiwi stands out as a pioneer, offering a Virtual RuPay Credit Card designed to cater to the evolving needs of Indian consumers. 

This innovative fintech solution not only provides instant access to a digital credit card but also ensures seamless integration with UPI, enabling users to make quick payments across merchants and services.

Key highlights of Kiwi

India’s first credit card on UPI

Instant issuance of a virtual RuPay credit card

Seamless payments across merchants via UPI

Exclusive rewards program with cashback on transactions

Zero annual and joining fees

In-app card management features

With its focus on convenience, transparency, and security, Kiwi aims to transform the credit card experience for Indian users.

Exclusive Benefits of Kiwi RuPay Credit Cards,

One compelling reason to choose Kiwi is the array of exclusive benefits it offers to existing RuPay cardholders. On joining Kiwi, users get a guaranteed 100 INR signup bonus along with 0.25% cashback on every transaction. 

Linking your RuPay card to the Kiwi app unlocks a suite of rewards, making each payment not just seamless but also gratifying.

Some of the notable benefits include

Sign-up bonus

Upto 1% cashback on payments via scan and pay

Exclusive offers from top brands and merchants

Personalized deals and cashback based on spending patterns

By incentivizing transactions, Kiwi succeeds in transforming the concept of credit card rewards in India.

Seamless UPI Payments with Kiwi

One of Kiwi’s marquee features is its commitment to facilitating seamless UPI payments. The Virtual RuPay Credit Card allows users to effortlessly pay bills and make UPI transactions directly from the Kiwi app. 

This level of convenience, paired with the speed and efficiency of UPI, gives Kiwi an edge in the competitive digital payments space.

Some key UPI features offered by Kiwi

Pay bills directly via the Kiwi app.

Scan any UPI QR and make payments through the credit card.

Send or request money from contacts

Track all UPI transactions in one place.

Quickly check your account balance before making payments.

Receive instant transaction alerts and notifications.

Built-in security features like MPIN

By integrating UPI, Kiwi has elevated the credit card experience to keep pace with India’s booming digital payment ecosystem.

Read More - Gokiwi