#Bad credit tire financing

[danthetireman]

Bad Credit Financing for Tires and Wheels: Overcoming Credit Hurdles

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Blog Resources:- https://danthetireman.blogspot.com/2024/03/bad-credit-financing-for-tires-and.html

[13as07]

I’m Not Clingy #1

(Itachi Uchahi)

[Art work is not mine! Credit to Nikolaz Saavedra]

Requested by: the-fictional-wife (kind of)

Word Count: 3,466

Warnings and/or Pre-Notes:

First, still fully believe Uchahi's go through withdraws when away from their loved ones. Second, Itachi is an unemotional hardass 90% of his life, so I fully believe he's a clingy soft boy with his loved one.

———————————————————————

"Crow?" The name rings out, half registering in my still-asleep brain.

"I'm in the bathroom, Tach," I murmur, struggling to not fall back to sleep.

"Little crow?" He calls again, his voice laced with worry.

"Still in the bathroom, Itachi," I call again, my words getting muffled when I turn the sink on.

"My little crow?" He tries again, full panic in swing. I sigh to myself, deciding to leave it be. He can survive the sixty seconds it'll take me to wash my hands.

     The bathroom door slams open, banging against the wall. Maybe he can't survive it. "Crow," Itachi almost sobs, panic washing out his already pale face.

"Hello," I mutter, wiping the water off myself on the hand towel. Hands wrap around me, clinging to my nightshirt. "Hi baby," I coo, sliding my hands across his bare back.

Itachi's head buries into my neck, fingers still gripping my clothes. "You disappeared," he whines despite his effort to maintain his 'bad boy with no emotions' persona. His attempt at the normal monotoned voice he uses quickly cracks with the two words.

"I went to the bathroom, Love," I explain, lightly running my nails over his shoulders.

"I woke up and you weren't in bed. Why did you disappear?"

"Tachi, I had to pee."

"You should have woken me up." His hands loosen a bit, sliding down my shirt to cling to the hem of it.

"I should have woken you up to tell you I need to pee?" I ask, shrugging my shoulder in an attempt to look at him. He has to be joking.

Itachi lifts his head, the glow of his sharingans empathizing his panic. "Yes," he answers, his face fully serious as he looks at me.

"Why would I do that?" I sigh, dropping my head to his chest. I can't even pretend I have the patience for him right now, I'm too tired.

"So I can come with you."

"To the bathroom?"

"Yes."

I let out a deep sigh, choosing not to push the subject anymore. "Alright, Tachi."

His hands loosen again, going back to their normal lightness as he paws at my thighs. "Lay down with me."

"That's the plan."

His hands continue touching me as I slide past him, working my way back to our bed. The small walk is filled with soft gropes. Itachi's hands clinging to my arm, then my waist, then clinging to my shirt again.

After prying him off of me, I crawl across our bed, sliding under the sheets and getting comfortable. Itachi paces next to the mattress the whole time, impatiently waiting for me to get settled. Once I stop moving, he quickly crawls in after me.

I'm pawed at again, eager hands parting my thighs before he slides between them. Itachi's head rests on my stomach, arms wrapped around my leg. "What in the world are you doing?"

"Making sure you can't get up without me again."

"You're clingy, Love."

"I'm not clingy."

———————————

"Where are you going?" Itachi whines into my hair, hands tightening around my waist as I try walking down the street.

     "Tachi, you're making it difficult to shop."

     "No I'm not," he huffs, but does let go of me, not completely though. He keeps a hold of the end of my cloak, his eyes burning into his clan symbol stamped into the back of it.

     I roll my eyes at the clingy Uchahi, turning my attention back to my mental checklist.

     Oil for Deidara's clay - check.

     Pork for dinner - check.

     Lined paper for Kakuzu's finances - check.

    Matches for Hidan's dumb rituals - check.

    Bread for breakfast tomorrow - check.

     Fresh fish instead of pork for Kisme - check.

     Hair pins for Konan - check.

     Cloth for Sasori's puppets - not check.

    I stop in my tracks, an eager Itachi using it as a chance to wrap me in his arms again. I glance up the way, scanning the market for another craft table.

     How could I forget Sasori's fabric when I grabbed Deidara's oil? Why must I do the shopping? They're a group of murderers, can't they just steal what they need? Of course not because they're all dumb and don't ever remember what they need unless I ask. Oh gosh, I forgot sea salt for Pain's piercings too.

     "Pay attention to me," Itachi huffs, head buried in my neck as his fingers knead at my stomach.

     I let out a soft sigh, shifting in Itachi's hold. "Hello, Love," I coo, cupping his face in my hands. His eyes light up, one of his rare smiles crossing his face. "I appreciate you coming with me today," I praise, planting a handful of kisses on his nose.

     "Really, Little Crow?" He whispers, eyes sinking closed and face relaxing from my soft kisses.

     "Really," I answer, pecking his lips before turning away again. A disappointed huff spills from him, hand clinging to the pocket of my cloak as he trails behind me.

     Itachi bumps into me as we walk, glancing at me every time he does so. He might look like a black cat but he acts like a golden retriever. Definitely a 'don't judge a book by its cover' situation.

     My eyes land on a booth covered in yards of fabric. Maybe the universe doesn't hate me that much.

     I work my way through the crowd of people, Itachi huffy and puffy when someone cuts off his sight of me. "Stop running away," he groans, arms around my hips and tugging me against him.

     "I'm not running away. Sasori needs fabric," I explain, squirming out of his hold. He stays huffy but releases me. Even though I'm not being touched, Itachi is still very much present. He paces around me, watching as I toy with the fabrics, checking their patterns and the feel of the material. "Excuse me?" I call, looking for the booth owner.

     "Yes, Dear?" A small older woman calls, pulling back one of the fabric strands.

     "I need two yards of fabric. Do you sell them in half or full yards?"

     "Quarter, half, full, you name it, Dear."

     Itachi distracts himself as I talk to the saleswoman, his focus being on the fabric. "Crow?" He calls, lifting one of the yards so I can look it over. It's pretty, a rich blue coated in gold stars and swirls, reminding me of the night sky.

     "Can I have a yard of that pattern too?" I ask the lady, motioning towards my clingy black cat. Why Itachi wants it is beyond me but it's safe to assume he wants me to sew something new for him. What a needy little Uchahi.

     "Of course, Dear. Give me a couple of minutes to cut and wrap it all for you."

     "Thank you!" I chirp, quickly counting out the needed amount from the stash of cash Sasori handed me. I dip into my wallet, adding the amount for Itachi's fabric before handing it to the lady. "I'm going to pop over to a different booth if you don't mind."

     "That's fine dear. I'll see you soon."

     I thank the lady again before walking towards the next booth in search of sea salt. Why can't Pain just clean his piercings with normal water? Another apology from the universe, just one booth over is a mineral table, covered in different-sized and colored natural resources.

     "Hello," I call, walking up to the booth. I glance around it in search of Pain's dumb salt. "I'm looking for some sea salt."

     "Any specific reason?" The guy manning the booth asks.

     "Um... I think my friend - " that's not the right description "- dissolves it in water. He uses it to clean his piercings."

     "How often does he use it?"

    "Once a day I think. I have the tube from his last one," I explain, digging in my messenger bag for the container. When I find it I hand it to the man, letting him read it over. "Preferably, I would like enough to last at least - "

     "Crow?" Itachi's panicked voice calls out. I turn back towards the fabric booth, a smile crossing my face as he waddles around it, shifting strands of fabric in search of me.

     "That your friend?" The man asks, laughing a bit as we both watch Itachi search for me.

     "That's my partner. He's a little... attached."

     "Little Crow?" He says, head bobbing around as he looks through the waves of people for me.

     "Anyway, I only come to town once a week or so. A week's worth would be the minimum but a month's worth would be best."

     The guy nods his head, messing around with some of the minerals on his table. "Well I have a six oz tube that'll last about five months or you can get the twelve oz bottle. That should last ten months."

     "What's the price difference?"

     "Crow?" Itachi calls again, panic quickly soaking into his words.

     "I'm over here, Love," I coo, shifting around to try and fall into his attention.

     When I'm latched into his sight, the glow of his sharingans dull from the sun and concealment of his hat, Itachi quickly scurries over to me. Fingers cling to the back of my neck, forehead pressed to my shoulder when he comes into context with me. "You ran away," he whispers into my skin.

     "I didn't run away. I was only - what? - ten paces away from you?" The booth manager chuckles again, smiling ear to ear at my separation anxiety-riddled black cat. "You're just clingy, Love."

     "I'm not clingy."

———————————

     It's been a long week... almost two weeks since Itachi left for an away mission. He left ten days ago for some intel collection, ordered by Pain. Whether it's actually an intel mission or not is beyond me. I prefer not knowing what he does when he's away and he prefers not talking to me about it.

     Despite the time apart, Pain said Itachi and Kisame would be home today. Again, whether that's true or not is beyond me. Either way, I won't mind. I miss my clinger but I think the time apart helps me keep my patience with him.

     I stay busy when the boys of my focus are away. Groceries still need to be bought, food still needs to be cooked, chores still need to be done, and members still need medical attention. I like my life as a makeshift stay-at-home mom. It's like permitting playing housewife.

     Besides, when all the needs are met, it leaves me free time to enjoy my hobbies. Plus the salary Pain sets aside for me is pretty nice, even if Kakuzu bitches that I shouldn't be paid for my efforts. The old man is... well... old-fashioned. He believes it's a woman's job to tend to the household and the members of said household.

     "Where are you?" The old man calls, poking his head out the kitchen doors. "Your dumb shark boy and even dumber raven is home."

     "Itachi's birds are crows, not ravens," I correct, turning my attention to the ninety-year-old.

     "What's the difference?" He grumbles, face as pissy as ever.

     "Crows have straighter beaks than ravens. They also have smoother feathers, shorter wingspans, and softer coos."

     "Smartass," the money-obsessed man mumbles before leaving me alone on the porch again.

     I let my attention turn back to the project at hand. "Smartass," I mimick, talking to one of Itachi's crows. He has about ten of them, I think. Maybe more. Sometimes it's hard to tell them apart or to tell which ones are real.

     The only ones I can tell apart are his favorite one - Akako - who somehow has a sharingan and this one that I've named Kiko. Kiko has a small bell tied around his neck with a ribbon, Itachi's way of making it easy for me to find his bird. My bird. Kiko spends a lot of time with me, keeping me company when his master is away and delivering our letters back and forth.

     Kiko hops around in agreement with me, flapping his wings a bit before settling down again. "I know, right?" I huff, rolling my eyes at the old fashion-man. "He's just mad I'm smarter."  Again, the bird jumps around and flaps his wings.

     "My little crow, was I really away long enough for you to lose your sanity?" Itachi says, his usual monotoned voice in place instead of the needy whiney one he uses around me.

     "No, Kiko and I have conversations every day," I answer, smiling at the exhausted-looking man in the doorway. "He's better to talk to than most of the Akatsuki members."

     "Well, I am home. You can talk to me now."

     "I think I prefer talking to the bird," I tease, once again abandoning my project.

     "You don't mean that," he says, words shifting to a whimper by the end.

     Itachi is quickly at my side, sunk to his knees on the porch. His arms wrap around my legs, head prompted in my lap as he rests against me. "No, I don't mean it," I soothe, fingers running through his hair and softly massaging the roots of it.

     Heat rolls off of him, coating me, threatening to cause blisters even though I'm not the one with a fever. The sweat-coating Itachi makes his skin sticky, suctioning him to me without trying. "Are you sick-sick or longing-sick?" I ask, tugging his headband off. I busy my hands, smoothing his hair out and holding it in a bun before peppering kisses across his forehead. His sweat leaves a salting taste on my lips.

     "Longing-sick," he mutters, fingers shaking as they cling behind my knees.

     "Do you want to go lay down? We can take a nap if you'd like." Itachi hums a yes, trying to bury himself deeper into me. I swear the man would crawl into my skin if he could. "Alrighty, clinger, let's go take a nap."

     "I'm not clingy."

———————————

The weight of Itachi presses into my chest, the whole of him wrapped around me like a blanket. Arms clinging to my sides promise finger bruises to be there next time I take my shirt off. Head tucked into my neck, chest to chest as he lays on top of me.

His fever has gone down and he stopped shaking a couple of hours ago. Despite him being better, I don't have the heart to wake him. Instead, I stay still under him, letting him crush my lungs under his weight.

There's a knock at the door, making Itachi stir a bit. "Come in," I call softly, turning towards the door the best I can.

The door creaks open before I'm met with Hidan's and Deidara's heads poking into the room. "Lady Uchahi," Deidara calls, face scrunching up as he looks at Itachi. "When are you going to start dinner?"

"Ya, we're hungry and you promised yakitori for dinner," Hidan adds, also a bit flabbergasted at the sight in front of him.

"Ya, I know. Give me a couple of minutes and I'll start dinner. Are you guys going to help?"

"Yes!" Deidara cheers, making Itachi stir again. His hold loosens, bringing relief to my aching sides.

"Do I have to?" Hidan groans, sulking at my request.

"No, you don't," I answer, chuckling a little at the whining immortal. "I just figured you'd enjoy stabbing the skewers through the food."

The voodoo doll cheers up at my words, his creepy 'trying to show happiness' smile on his face. "I guess I can help." Hidan hurries away, a bitching Deidara in tow by his shirt collar.

Once they're gone, I soak in the feeling of Itachi's weight and his body heat for another minute or two before I try shimming out from under him. It takes a while and a few uncomfortable positions to wiggle out without waking him, but I do manage to get free.

     My mission doesn't last long, arms wrapping around me as I go to push the kitchen door open.

     "Where are you going?" Itachi whispers, sleep-filled kisses being pressed into any part of me he can reach.

     "To make dinner. People are getting hungry."

     "I need you," he almost sobs, rubbing his nose against my shoulder before pressing a kiss to my jaw. "Come lay back down."

     "My love," I call, trying to soothe the half asleep about to cry Itachi clinging to me like a lifeline. "It'll only be half an hour. You can survive thirty minutes."

     "And they can survive giving you one night off," he huffs, hands dropping to cup my thighs. "Please?"

     "Tach-"

     "Pretty please? I need you, Little Crow. I miss you. Just a little longer. Please?" He begs, tears spilling over and soaking into my shirt.

     "Alright clingy, let's go lay back down."

     "I'm not clingy," he whimpers, tears still striking down his face as he lifts me.

     "If you say so, Love," I tease, wrapping my legs around his waist before littering him in soft kisses.

———————————

     "Jesus Christ," Kisame groans, getting a disappointed huff from Itachi as he pulls away from me.

     After Itachi's breakdown, Pain decided to try sending me on his next away mission. It left me with a lot of prep work, making sure no one would need anything when I was gone, leaving instructions and timers to make sure everyone takes their meds, and meal prepping for everyone.

     Meal prepping was probably the most work. Partly because of everyone's different diets and partly because I didn't want anything going bad while I was away. Plus, I don't fully believe any of them besides maybe Sasori can do anything besides popping a dish in the oven.

     Itachi mumbles to himself but pulls away from me a bit, fingers still tangled in the ends of my hair. "I'm sorry, Kisame," I say, smiling at the tall shark man.

     "It's not your fault Itachi sex driven," he grumbles, rolling his eyes.

     "Don't say that," Itachi mumbles, nose scrunching up in disgust. His focus stays on me, playing with my locks as we continue walking. He must like Kisame if he's willing to love on me. Or maybe he's just happy he doesn't have to deal with his withdrawals this trip.

     "We are getting separate rooms, right?" The older man asks, glancing between us.

     "Why would we do that?" Tachi asks, hands clenching and releasing my shirt as they shift around my back. "It's cheaper to get one room."

     "Because I'm not listening to you two going at it for the next week."

     My cheeks heat up at Kisame's teasing, embarrassment crawling up my spine alongside Itachi's hands. "It's... we don't... Itachi is just clingy."

     "I'm not clingy," he answers, trying - and succeeding - at hiding the usual whine that follows it.

“Ya, and I’m not fucking green,” Kisame mumbles, getting a glare from Itachi.

“I’m not clingy,” Itachi hisses again, hands gripping my shoulders, and tugging me closer to him, causing me to constantly bump into him as we walk.

“Ya, okay,” Kisame continues, rolling his eyes again before chuckling to himself.

“You’re not making the best case for yourself, Love,” I tease, shaking my shoulders.

Itachi’s head dips, his lips brushing my ear as he talks, “I’m not clingy.”

———————————

Open-mouth kisses press against my collarbone, small nips following each one. Itachi is soaking in the ten minutes we have alone, hands gripping my thighs, playfully tugging them open before I let them fall closed again.

“I need you,” he whimpers, wiggling against me as his lips shift further down. His legs are tangled in mine as he grinds himself against my hip.

“I’m right here, Tach,” I hum, littering kisses across his forehead.

“Not how I meant,” he mutters, shifting himself on top of me. Itachi secures my legs around himself, pressing his growing hard-on against me. “Please?” He begs, hands slithering up my sleep shirt. He gropes my chest, impatient kisses pressed into any ounce of skin he comes in contact with.

“I thought you weren’t clingy?” Kisame calls from the now-open bathroom door.

Embarrassment climbs up to my cheeks for the hundredth time today, making my skin warm as it moves up my body. I try to ball myself up, failing miserably with Itachi still secured between my legs.

“I’m not,” Itachi mutters, hands still kneading at my breasts.

“Knock it off,” I hiss, shifting myself so my knees are pressed to his chest.

“You’re actively fondling her chest. World-class clinger if I’ve ever seen one,” Kisame says, chuckling as he flops on his bed. “Attached at the tit.”

“I’m not clingy!” Itachi bitches, tossing a pillow at his partner. Kisame and I both laugh at Tachi’s tantrum. My lovely clinger and his pet shark.

———————————————————————

[coolcoolcoolbutwtf]

Receptionist Danny working in the main Wayne lobby

First few days at the job site and Danny was already regretting getting this job.

Why?

Because this exact scenario had been repeated five times already just today. Not as persistent as THIS one though. God he is so tired of this bull. It got tiring after the third time now he's just tired and annoyed.

A bad combo considering Danny the "Town Menace Phantom" Fenton was beginning to lose the little patients he had left.

' just count down from ten like Jazz had taught me years ago'. Danny gave a sigh and kept repeating the mantra in his mind.

He has to stay strong he fought ghost for years! What is a few minutes worth of questions from a few eager journalist? He could handle Wes how could they be any worse?

Oh who was he kidding certainly not himself! Not after having suffered a day full of questions about shit he didn't know squat about.

This situation with this gender bent Wes was WORSE considering Danny couldn't just tell her to piss off. The others had just asked a few questions or had gotten turned down regarding questions. Not TO bad. He could handle it. He still kinda liked this job. Well, he likes the work benefits. It was the main reason he applied after all.

So give him some credit this was the sixth harpy "journalist" to come sniffing around after having gotten wind of a new employee in the main office. Though their sources must be bad. He was just a receptionist! Not the new head of the financing department or Bruce Wayne's new secretary, leave him alone!

He doesn't know what the company boss does??? Why ask him? How would lil' old receptionist Danny Fenton know!

Has he not suffered enough?? His suffering with this specific harpy had been going on for the past twenty five minutes.

"So, where does Bruce Wayne leave for during his meetings? A new woman? Man? Trouble in the family?"

Vicky Vale as she had introduced herself before had officially made Danny hear his last strained thread of patients fraying. He could only take so much before the menace in him gott done with this nonsense. Time for Ms Vale to go away, fuck off and not come back. Danny menace mode ON now.

Smiling the most customer service™ smile he could manage Danny responded in the flattest tone he was capable of.

"Well to fuck your mom of course, Ms Vale."

And of course at just the moment the older receptionist Ms Linda Smith that had been in charge of showing Danny the territory before retirement finally came back. With two coffee cups in her hands. She had taken off on her break the moment she spotted Ms Vale walking towards the front desk. She promised to grab him a coffee on her way back. Truly abandoning him to the wolves. Or wolf. She had bribed him and Danny hadn't even known what kind of suffering awaited him. Ms Linda had started speaking.

"Okay Danny no we don't---

Danny didn't know exactly what was up with the big boss and his family. Something was definitely up but he didn't think it was bad.

"And your dad, because we here at Wayne enterprises support the LBGTQIA community. Thank you and leave.

((((((((((((End )))))))))))) :)

Thank you for reading! I might do some more for this idea again. This is basically just the idea by @some-rotten-nest link below. I've had a similar idea about Danny being an evil assistant before. Not a receptionist though. It was fun writing this I keep thinking about all the interesting scenarios that could play out in this (Au?) Idea. Also I just wanted to test the waters. I've never written anything and actually posted it before. I hope this was okay. Um bye and have a good day oh am I kidding have a good night!

This idea is based on this https://www.tumblr.com/some-rotten-nest/725017913035276288/danny-fenton-a-new-receptionist-at-wayne by the amazing @some-rotten-nest ! I was just so inspired by it, all of my creative instincts were just itching to make something for this<3

>:D

[holidayslinger]

today has been a Bad Day mentally dead dove do not eat mental health shit under the cut for definite suicidal ideation/thoughts and heavy heavy depression talk

like i just randomly got bonked on the head with a major dark cloud when i’ve mostly been okay lately. i just spent hours worried about finances and hating where i am in my life and just. wanting to die. to the point where for the first time i actually googled if my meds could be used to kill myself (answer: not likely to work but will permanently cause a lot of damage). it was scary. i was scared.

i got past it and i’m not there anymore but im still heavily in the well what would really be so bad if i actually did end it place like what some credit card companies would lose a couple thousand? the company i work for has to hire a new manager? idk my life just isn’t where i want it to be and it feels like every step i take to better it makes it worse and my body and mind are just tired.

i am not actively thinking about killing myself right now. please don’t worry about me. but i’m mentally not good. not good at all. anyway it was a Bad Day.

[queenburd]

okay let's break down the finances i guess.

rent is 905

car registration is 136

credit card payment is at least 110

ignoring what i owe in credit card debt, i need $1251.

I have 140 in my savings. i moved paypal stuff over into my debit so thats at just under 100. hopefully.

doordash has 65ish over the past 2 days. i would have done more today but the tire thing fucked my mental capacity.

thats..... almost 300?

yeah. things are bad. I wouldnt help me either.

[sonic-spirit]

Capitalism is ruining the internet. In lots of ways, but today’s grievance:

I just wanted to know if I’m the only trans boy who wants to wear a vaginal plug just around, and enjoy the fullness while just doing things in life. And I’m not, but I had to put up with legions of non-relevant search results and install the Reddit app (I hate Reddit), to end up on a sex toy seller’s page with a review sharing my interest and experience. And that sucks.

The internet, in its essence, is a communication tool connecting people. But that communication is getting more and more degraded as companies chop it up, turn it into a place where we are speculators rather than participants, marks to be sold to, chaff to be processed. “The internet is for porn,” was a silly mantra, but it was also kinda true. The internet had many, many places people had set up to share and talk about the things they found sexy. But more and more, puritanism and Finance are invading and restricting sharing and access. And it’s not even that things are behind paywalls, though that’s also a palpable presence. Credit card processors crack down on NSFW content, and start squeezing sites to restrict what they host to those processors’ stipulations.

And the arguments for why don’t hold water. None of it actually protects anyone, and vulnerable communities are put in more danger, as our very existence is up for “political debate”. Like, sorry, no, we as trans people deserve to be alive, and your restrictions on us receiving healthcare or even being acknowledged as existing around minors are fucking goulish. Disabilities make work/finding a job/keeping a job/financial stability in general difficult to even impossible, and are fucking expensive in the first place, and many disabled individuals turn to sex work. And there’s nothing about sex work that actually makes it more exploitative or demeaning than “regular” work. But demonizing it, making it harder for sex workers to find clients and communicate with one another to help keep each other safe puts them in so much more danger. The fear mongering and pearl clutching around trafficked individuals being coerced into sex work doesn’t help those trafficked victims, in fact it boxes them in and makes them less safe, grants them fewer paths to escape or protection from abuse, AND it presses those who weren’t coerced into tighter corners and worse situations. It gives more strength to pimps, and keeps the money, power, and freedom out of the hands of the people who need it.

And oh, “If I were in a bad Situation, I would simply Not Be a Sex Worker,” except, brainiac, there’s no fuckin social safety net. This garbage capitalist system is working exactly as designed, work or be homeless, work or don’t eat, work or don’t get the medicine you can’t live without, work or just fucking die. Sick? TOO BAD. Injured? TOO BAD. Chronic pain? TOO BAD. “Stop being weak, clearly you deserve to die, if you just can’t cut it.” That’s the message we all hear, loud and clear, every fucking day.

And none if it has to be this way! There is no reason for any of it. We have enough. We have plenty. Literal tons of food tossed into the ocean to keep prices up, while people literally starve. Homes kept absolutely fucking empty at an appalling scale while people live homeless. It’s disgusting, and it’s totally avoidable. All this scarcity is entirely manufactured. We have enough. We have more than enough. And it can be so much better. But we need to tear down the structures keeping us apart, keeping us weak, keeping us tired, and starving, and in fear. Because those structures of power are our enemy. Because whether we fight or are compliant , they’ll kill us either way.

[katzirra]

Sigh. I hate doing my finances lmfao.

Like I can handle my bills fine, and if I budget right I can pick and choose things - but like... Hannibal's surgery royally fucked my finances up lmao...

I just have to look at that stupid beast and remind myself he's my baby and he's worth it. AS HE'S LOUDLY CLEANING HIMSELF NEXT TO ME ON THE MASS EFFECT BLANKET...

But god damn... like maxing a credit card out for that surgery, and taking a consolidation loan out to cover that and bills at the time has put me in a bad place... I would promote commissions more, but I feel like my time is so limited these days that I feel bad when I take like 3-6 fucking months to complete a piece anymore... ;;

I'm just burnt out on this shit, man. Fucking $85 in interest on that credit card is fucking KILLING me lmfao

But, ya'know. If anyone is interested in commissions and doesn't mind the fucking wait depending what it is - I am ENCOURAGINGLY open for them LMAO... I'm so TIRED.

[the-key-cars]

💳Buy Here, Pay Here - The Key to Affordable Car Ownership!🚗

Are you looking to buy a car but feel restricted by your credit score? Or maybe you're tired of dealing with the long, tedious process of securing financing through banks or traditional lenders? If so, a "Buy Here, Pay Here" (BHPH) dealership might be the solution you're seeking! This innovative option allows you to drive off in a car today with easy, in-house financing. Here’s why the Buy Here, Pay Here model is often the key to affordable car ownership, especially for those who face credit challenges.

What is a "Buy Here, Pay Here" Dealership?

A "Buy Here, Pay Here" dealership is a unique type of car dealership that offers in-house financing for customers, bypassing traditional banks and financial institutions. Essentially, the dealership becomes both the seller and the lender, meaning you make your car payments directly to them instead of a third-party institution. This process can be especially beneficial for individuals with poor credit, no credit, or those who have difficulty securing a loan through traditional means.

Why Choose "Buy Here, Pay Here"?

Easier Approval Process One of the biggest advantages of a Buy Here, Pay Here lot is that the approval process is often much easier than going through a bank or credit union. Traditional lenders may have strict credit score requirements, making it difficult for many people to qualify. But at a Buy Here, Pay Here dealership, the focus is more on your ability to pay rather than your credit history. This makes it a great option for first-time buyers or anyone who's had trouble getting approved elsewhere.

Flexible Payment Plans Buy Here, Pay Here dealerships tend to offer flexible payment plans that work around your budget. Many dealerships allow you to make weekly, bi-weekly, or monthly payments based on what fits your financial situation best. This flexibility is incredibly valuable, especially if you have an inconsistent income or are balancing multiple financial obligations.

Quick and Convenient The process at a Buy Here, Pay Here dealership is often much quicker than traditional financing. You can shop for your car, get approved, and drive away in the same day! There's no need to wait days or weeks for bank approvals, and you don't have to deal with complex paperwork. This streamlined process makes it ideal for those who need a car immediately and don't have time to wait for lengthy bank procedures.

No Need for a Perfect Credit Score One of the most significant benefits of Buy Here, Pay Here financing is that you don’t need a perfect credit score. If you have bad credit or no credit at all, it can be difficult to find a traditional loan with favorable terms. With BHPH, the dealership focuses more on your current income and ability to make payments rather than relying heavily on your credit score. This gives you a chance to purchase a car and rebuild your credit over time.

Rebuild Your Credit While traditional lenders might shy away from individuals with poor credit, a Buy Here, Pay Here dealership can help you get back on track. By making timely payments on your loan, you can begin to rebuild your credit. Some dealerships even report your payment history to credit bureaus, so your responsible car payments could positively affect your credit score.

What to Look for When Choosing a Buy Here, Pay Here Dealership

While Buy Here, Pay Here options offer a lot of benefits, it’s still important to shop around and choose the right dealership. Here are a few things to consider:

Reputation: Research the dealership’s reputation. Look for reviews or testimonials from past customers to ensure they are reliable and trustworthy.

Car Quality: Make sure the vehicles on the lot are in good condition. Some Buy Here, Pay Here lots might sell older, high-mileage cars, so be sure to inspect the car thoroughly and ask about any warranties or guarantees offered.

Terms and Fees: Carefully review the payment terms, interest rates, and any additional fees before signing a contract. Some dealerships might charge higher interest rates than traditional lenders due to the increased risk involved with lending to individuals with poor credit.

Customer Service: A reputable Buy Here, Pay Here lot will provide excellent customer service, answering all your questions and helping you understand the financing terms. If you feel rushed or pressured into a deal, it might be a sign to look elsewhere.

Is Buy Here, Pay Here Right for You?

The Buy Here, Pay Here model is a great option for many people, but it’s important to consider your financial situation before committing. If you need a car quickly, have poor or no credit, and struggle to secure financing through other channels, this could be the right choice for you. However, always ensure you fully understand the terms of the agreement and the vehicle you're purchasing to make sure you’re getting the best deal possible.

Conclusion

🏠💳 "Buy Here, Pay Here" offers a practical, flexible, and fast route to car ownership for those who may not have access to traditional financing. With easier approval, flexible payments, and the opportunity to rebuild your credit, a Buy Here, Pay Here dealership might just be the key to getting behind the wheel of your next car. Don’t let credit challenges hold you back from the car you need — check out a local BHPH lot today and take the first step toward affordable car ownership!

[elizahoque]

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[xavierkhalil]

"I'm Doing What I Can"

I've come to terms with the reality of my situation, and while it's not ideal - like a lot of things in my life, it's the reality. The good thing about it is that with time, patience, and planning that can change.

I decided that I am going to be serious about getting a second job and putting together a budget plan for the next few months. I have so many goals I want to achieve, and finances are essential in all of them. The difficult task is feeling like I am begging for a job. I mean, practically I am. I just need to keep my head afloat, and attain some of the goals I have.

In relation to the budget itself, I want to actually incorporate saving. Working my one job at the moment is allowing me to take care of bills and the immediate things, but I am not confident if anything happens unexpectedly that may require more money. I have nothing set aside or nothing to borrow in credit. Hell, even with that, I am trying to clear that debt which is impossible to do. Having another source of income can really help me get out of debt and begin saving. Which is what that second jobs' checks would mostly go to.

Every day gets closer and closer to the days I have set to record my episodes. And, every day, I am reminded that I don't have the equipment or the funds to buy them. That is truly something. I have the talent, the skill, the drive, the vision, and the dream. The only thing I don't have IS the resources. It honestly is becoming frustrating because I want this so bad. It's all I ever wanted. Before, it was that I wasn't ready and needed more time. Then, it was knowing what I wanted, how I wanted to get there, but no plan on how to execute it. Now, I know what it is that I want to convey, how I am going to get there, and how I'll execute, but the one thing that sits in my way is the lack of money to support it.

I know that with the second job that I will be able to set money aside to buy the equipment and release this body of work. I will be able to actually begin the real process. It's like right now I am just sitting and waiting and planning when now is the time to be doing.

Is there a need to be anxious that I feel like I don't have enough time? I don't know...Maybe? Yes. I'm just tired of letting myself down by not accomplishing my goal. I'm tired of feeling like I'm not doing anything but just dreaming about it. Just constantly living in the dream rather than living it. I'm tired of feeling like I can almost touch it, and then *poof* it's an illusion. I'm tired of seeing it lived on others and saying, "I can't wait for it to be my turn."

What's funny is that it feels like it is my turn, but I'm not at the front of the line. Better yet, I am at the front, but I am constantly being skipped by people whose name is on the list. I'm trying to put my name on the list, and every time I take a step my foot gets stepped on. It's like I am right there. I just need the opportunity to do the work!

So, with all of that said, what do I do with all this in front of me. I do what I can. I continue to wake up every morning and go to work. I continue to look for part time jobs and decide on a side hustle. I set goals, track and achieve them. I take care of every responsibility in front and ahead of me. I focus on what I can change and make better. There's no point in just complaining about the circumstance, when it is in my power to change it.

[danthetireman]

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[edcater]

AI Data Science in Practice: Real-World Applications

In today's world, there's a powerful duo making waves: Artificial Intelligence (AI) and Data Science. You might have heard these terms, but what do they really mean? Let's dive into the world of AI Data Science to understand how they work together and how they're changing the world around us.

What is AI Data Science?

AI Data Science is like having a super smart detective team. Imagine you have a huge pile of puzzle pieces (that's your data), and you want to find the hidden picture (that's your insight). AI is the brainy detective that figures out patterns and makes predictions, while Data Science is the toolkit it uses to sort through all the pieces.

Understanding AI

AI is all about making computers do things that normally need human intelligence. Remember when you asked Siri or Alexa a question? That's AI! It's like giving machines a brain so they can think and learn. AI can recognize faces in photos, translate languages, play games, and so much more.

What is Data Science?

Now, let's talk about Data Science. It's the art of collecting, analyzing, and interpreting data to make decisions. Think of it as the behind-the-scenes magician. Data Scientists collect data from everywhere – like your shopping habits, social media posts, or even your heart rate from a fitness tracker. Then they use special tools and math to find trends and insights.

The Power of AI Data Science

When you put AI and Data Science together, magic happens! Imagine you have a huge store with tons of customers. AI Data Science can help the store predict what products will sell best, so they can stock up and make customers happy. It's like having a crystal ball for business!

Real-World Applications

Now, let's see how AI Data Science is actually used in the real world.

1. Healthcare

AI Data Science helps doctors diagnose diseases faster and better. By analyzing patient data, it can predict which treatments will work best for different people. This means faster recovery times and more lives saved.

2. Finance

Ever wonder how banks decide if you can get a loan? AI Data Science looks at your credit history and other factors to predict if you're a good borrower. It helps banks manage risks and make fair decisions.

3. Transportation

Self-driving cars are a hot topic, and they're powered by AI Data Science. These cars use sensors and AI to "see" the road, make decisions, and even park themselves. It's like having a chauffeur who never gets tired!

4. Entertainment

When you're on Netflix, AI Data Science suggests movies and shows you might like based on what you've watched before. It's like having a personal movie critic who knows your taste perfectly.

5. Customer Service

Ever chatted with a customer service bot? That's AI at work! These bots use AI to understand your questions and give helpful answers. It saves time for both customers and companies.

6. Agriculture

Farmers use AI Data Science to boost crop yields. By analyzing weather patterns and soil data, they can decide when to plant, water, and harvest for the best results. This means more food for us all!

7. Cybersecurity

AI Data Science is like a guardian angel for your online accounts. It can spot unusual activities and alert you if someone's trying to hack into your account. It's like having a personal cybersecurity expert.

8. Gaming

In video games, AI Data Science creates realistic characters and smart opponents. Have you ever played a game where the bad guys seem to outsmart you? That's AI at work, making games more challenging and fun.

9. Climate Change

Saving the planet is a big job, and AI Data Science is lending a hand. It helps scientists analyze climate data, predict weather patterns, and find ways to reduce pollution. It's like giving Earth an extra set of eyes.

Conclusion

AI Data Science is more than just fancy technology – it's changing the way we live, work, and play. From healthcare to entertainment, finance to transportation, its impact is everywhere. So next time you ask Siri a question or get a movie suggestion on Netflix, remember: it's all thanks to AI Data Science, the dynamic duo shaping our world.

[binders-and-beanies]

Mental health updates under the cut I guess (tldr I’m still not ok but am taking steps to keep myself safe or whatever)

Told my supervisor I’m in crisis and he was super understanding n supportive n whatnot. We both are trans and have mental health issues and work in an lgbt center so one would hope it’s safe to be honest abt that kind of thing but it was a relief bc it also opened up a conversation abt scheduling moving forward n me having like 2 or 3 days off a week as opposed to the current 1 or 0. Esp since higher ups want me to work less anyways im like that’s totally fine bc i have a million things to do outside of work all the time.

Other thing I did was cancel a workshop I was gonna lead next week and it was a really hard decision. I would have been proud afterwards and I’m worried abt having regrets but I’ve done the same workshop before so it’s off the bucket list or whatev. Person in charge of that was also super supportive for similar reasons as above. It doesn’t solve the problem of there always being too many things stressing me out, and I don’t wanna set a precedent that I can just not do my responsibilities, but it eases a big part of the stress this month specifically.

Ppl in my life are saying they’re proud of me for setting that boundary and it’s weird to be praised for bailing on smth when I’m also feeling big guilty abt it but I gotta remind myself that being flakey is absolutely normalized in society and if ur average person can do so on the regular then I’m allowed to take One step back once it’s gotten to the point where my safety is questionable. I’d like to get to a point where things don’t get that serious in the first place but I’ve also never rly appreciated feeling blamed for being in this kind of position when the kind of things I’m busy with are mostly 1) things that are required for survival and 2) things that make it feel worth surviving. As if this is smth i do to myself bc i just <3 capitalism or smth

Im stressin tho bc as mentioned earlier my job is at risk for unrelated reasons which also means a lot of other things are at risk. This is happening at the same time I’ve just lost my insurance and have my biggest ever college bill to pay. And now I don’t know where I’ll be living or what that will mean for my finances either. It would also mean it takes even longer to qualify for any kind of credit, and therefore an apartment.

Even if nothing happens and I just keep working here for another year as planned it’s like can I not get JUMPSCARED w my livelihood being threatened like there’s literally always at least one Huge actual life or death problem as well as many other less catastrophic but extremely stressful things to deal w. I’m tired of living like that w no relief and I hate that the best case scenario is this fear ends up being for nothing. I hate that I’m thinking abt what I’ll do in x y or z scenario for this summer and my masters if this falls through, instead of enjoying the relief of one less thing on my plate.

I hate that this is how I’m doing the day after my birthday. I had a fun birthday weekend and am grateful for the people I spent it with and the places I went but it didn’t feel like genuine celebration it felt forced, like I was doing it because I Have to have a good birthday. Bc if one of the most important days of the year isn’t joyful then where’s the hope of any other days getting better. I did enjoy it I just couldn’t Feel the enjoyment bc I’m so stressed and I had major breakdowns before and after my bday. It sets a bad tone regarding aging and I want to celebrate progress but it’s hard when the future is more terrifying every year.

I feel like even if all my problems were magically solved, my ability to feel joy is permanently altered and it’s hard to imagine feeling anything more positive than just like, relief and rest. Idk I say all that to say I’m proud of myself for taking steps to make life more livable just like I’ve always done but it also feels kinda hopeless like nothing I do matters if it’s gonna be constant stress regardless

[reduanur]

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Is this conversation helpful so far?

[notebooknebula]

Sell Vacant Land Fast, Without Fees! with Dan Haberkost and Jay Conner

Private Money Academy Conference:

Free Report:

Dan Haberkost, CEO of Front Range Land, started his real estate investing journey at the age of 16. Dan has managed to build an impressive real estate business & portfolio that allows him the freedom to live & work where he wants well within his 20s.

Throughout high school and college, work dominated Dan’s life. He’d go to school and then go to work and that was about it. As time went on, he quickly became tired of this sort of routine and decided there was no way he was going to allow his entire life to revolve around work.

Consequently, in his junior year of college, he began reading about different types of investments and businesses that were scalable and could be set up passively. It was at this point that he discovered real estate investing.

The real estate appealed to Dan as it’s a malleable asset, is extremely tax-advantaged, and can be almost entirely passive with the right systems in place.

Fast forward to the present and he has been buying rentals consistently since college and has built out a land & development business which continually feeds the acquisition of rentals. Within the real estate world,

Dan is currently working on a mixture of new development, land investing, and consulting, and am always on the lookout for a property that makes sense as a long-term buy & hold.

Aside from real estate, he likes to spend his free time in nature either in the mountains or on the beach. Surfing, snowboarding, hiking, and mountain biking are some of my favorite hobbies.

Thanks to his business, he is able to pursue his passions at my leisure. It’s often said that money isn’t the most essential thing in life, which is true, but money DOES enable us to spend time doing the things that ARE most important like visiting with family or pursuing our passions.

This is why he started this blog & website in 2019 as he wanted to share what he has done so that others could replicate it. Dan’s situation isn’t special, it all starts with being prudent with your finances, spending time with the right people, controlling the things in life you can control, acquiring useful skills, and taking action once you have the necessary knowledge.

It’s easy to fall into the traditional trap of spending all that you earn, inflating your expenses as your income increases, and not taking the time to learn about how simple investing can be.

Even if that’s been your M.O. for years, there is no reason why you can’t change it now. Regardless of your age or your financial starting point, small incremental changes in your habits can quickly snowball into massive life changes.

Timestamps

0:01 - Raising Private Money Without Asking For It

5:16 - Started helping a developer, now owns a company.

9:41 - Investing in new opportunities pays off later.

13:45 - Struggles with finding money for educational deals.

17:09 - Owning rental properties gives a passive income stream.

18:28 - Real estate investing, efficiency, and business strategies.

22:26 - Simple infill lots, specific areas, acreage subdivides.

25:13 - Teaching acquisition managers about new construction essentials.

27:47 - Connect with Dan Haberkost: https://www.DanHaberkost.com

28:20 - Land financing challenges lead to business opportunities.

31:27 - Jay Conner’s Free Money Guide: https://www.JayConner.com/MoneyGuide

Have you read Jay’s new book: Where to Get The Money Now?

It is available FREE (all you pay is the shipping and handling) at

What is Private Money? Real Estate Investing with Jay Conner

Jay Conner is a proven real estate investment leader. He maximizes creative methods to buy and sell properties with profits averaging $67,000 per deal without using his own money or credit.

What is Real Estate Investing? Live Private Money Academy Conference

YouTube Channel

Apple Podcasts:

Facebook:

[kristenbrady]

Ready To Start Your Own Homestead? How to Buy Land If You’re Broke.

Fast forward to 2020. After 2020, momentum started slowing down. When the pandemic hit, all of a sudden, everyone was becoming a writer and working from home (they had no choice). So the market became extremely oversaturated. As time went by, AI (artificial intelligence) started taking over writing tasks, people started turning to video instead of the written word (blogging) to absorb information, and then people started doing their own writing to save money. Companies started hiring people overseas to handle the writing and other virtual assistant tasks. My client list was significantly dwindling… Today, I have not one client.

So I had to make the decision, do I go back and work in the restaurant business (the only skill I had) or something else? Well I decided to start working Uber and Doordash to pay the bills and continue to write on Medium. I came across Medium in 2020 when I was working for a client who was starting a podcast and we tried Medium as a way to spread the word. I liked the way you could start the Partner Program and make money and so I started my own profile.

But I think I’m getting tired of striving to make money. I think for 2024 and beyond, I’m going to focus more on how to save money, how to be content with what I have, and how to escape the rat race and go off the grid by buying a piece of land and slowly trying to build up a homestead. I’ve always toyed with the idea, but it’s starting to become more and more intriguing to me.

My sister-in-law bought her own land and now she lives rent free, in an RV. Her husband built a well and they buy all of their cars cash, so no car payments. They only pay for food, electricity, and the phone bill. Beautiful. I need that.

So today’s post will cover buying a piece of land with no money and no credit. Let’s go!

1. You’re going to scour the papers. The little local papers have the best deals. Obviously, you’re going to get the papers in your county, but cross the line into the other counties around you, if this is the general area you want to live, and get all the papers from all the counties, and then go home and just sit there with a sharpie and scour the papers. What you’re looking for is owner finance.

You’re trying to look for “land for sale by owner” because there’s no way you can go through a bank. A bank is never going to give you a loan because you have no money for a down payment, you have bad credit, or no credit, so forget it. They will not even consider you, but there’s still hope in doing it this way.

2. Once you find a good prospect, call up the owner, and ask them how much they want for the down payment. Just be friendly and honest. I find that’s the best way to be, just be direct, and if she/he says the down payment is too big, just say, “I can’t afford that.” Sometimes you can work out a deal and they’ll lower that down payment, especially if they feel you’re nice and honest and they can work with you.

3. The next question you want to ask them is how much of an interest rate they want on the deal. You want between 8–10 percent. You’re not going to get a fabulous interest rate, like a bank would give you, because you’re just not going to do that when your owner-financing.

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What you’re going to do with that is go on the county website and you’re going to go to the property appraiser’s office. You want the zoning department and you have to look and see if that property is zoned residential/agricultural. That’s a combination of residential / agricultural, that is what you want. Or strictly agricultural. Usually, strictly agricultural is on a bigger piece of property and most likely, if it’s two to three acres, it’s going to be residential / agricultural, which is fine. While you’re looking up the zoning, it has to have the word “agricultural” in there or you’re not going to be able to have a homestead. You’re not going to be able to have the animals, and you want to raise your own food on a homestead.

5. The next thing you want to look up while you’re on that website is to see whether the property is in the hundred years flood zone. You really don’t want a property that’s in a hundred year flood zone because it’s going to be a damp piece of property and if you plan on having animals, that’s never a good thing. If you want your animals to be healthy and problem-free you need dry land. High and dry, it can’t be muddy, damp, swampy, buggy property. It’s just going to be miserable. So, if the zoning and the flood zone check out, and it’s all good to go, you’re going to drive to the piece of property.

Once you get there, and you get out, and you get onto the property, what you want to see, since it’s a small piece of property, is a flat piece of property. You want every inch of that property to be usable, because you know it is a small piece of property on purpose, very intentional. At the same time, you want to be able to use every inch of it while you’re laying out your homestead.

6. The next step is you have to find a title company. The title company does all the research for a fee, they do charge, It does all the research to make sure the person you’re dealing with is the actual owner of that property. It also checks out and makes sure that there’s no liens on that property from the past.

7. The last step is you have your title insurance, you sign the contract, and just seal the deal with your signature and congratulations! You are now a landowner! It is so exciting and most importantly, it’s very doable!

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Originally posted on Medium