#Art credit: im not sure if you know let me know and ill add it

[comics-centalx]

Dick and Jason's responses are the only correct ones

[memes-and-shit]

🍁 uhhhhh, you guys can call me Gromit. that's a good-enough fake-name lol i go by they/them pronouns, i am confirmed to be over 18 years old, and that's all my info y'all get ✌️

🍁 i didn't make most of this. or any of it, really. (sometimes, i edit; but i dont consider my edits to be "i made this" bc... i didnt make the core thing i am editing) so, anything you wanna use? no need to credit me. i'd like to see what you make using it, for shits and giggles, but that's not mandatory

🍁 i try to post credit to "the little guys" i make stuff from whenever i can figure out the source

➥ some of this stuff i find second- or third-hand where i have no clue who the "little guy" that made this is; feel free to reblog to add the applicable credit, and (after i do some fact-checking, bc some people online ✨️lie✨️) then i will reblog what you said + alter the original post to now have credit. but multi-million/billion-companies, celebrities, etc?? idgaf, you can VERY easily find out who the source

🍁 most things are on a queue

🍁 i don't do requests, sorry

🍁 here's how you can make your own edits tho??

🍁 some things i edited to have captions (#my edit + #captioned); others, already had captions (just #captioned); only a few videos don't have captions (#uncaptioned)

🍁 i tag based on what my Reactions Folder's sub-folders were. thats how i organize. idc about attention; meaning, 99% of the time, idc about tagging "correctly", so it crops up under the "correct" "tumblr tag-pages"-or-whatever-theyre-called

🍁 organizational tags i use below "read more". below that are some statements too

➥ said statements table-of-contents: about helping me credit the little guys [[titled: "sources psa"]] 🍁 my opinions on when to credit an editor and whatnot, and when i will/won't credit another editor (which does explain why idgaf about y'all not crediting me when i do edits lmao) [[titled: "a potential controversy"]] 🍁

✎﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏post-topic tags

#off theme

➥ (aka: these posts are not "memes & shit"; probably me posting a life-update or similar? idk)

#masterlist series

➥ (aka: anything i think is a mini-series of "things i have posted". i will VERY rarely do these, stuff's gotta be hyper-specific for me to feel like a masterlist is warranted. like. the first one of these i made was not just a Kylee Henke masterlist series, but a Kylee Henke's Zoobe Bunny Excerpt-Videos masterlist series. like i said, shit's got to be hyper-specific. if i made one for everything and everyone, i would get so overwhelmed so quickly, it's better this way, just let it be hyper-specific only lol)

✎﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏post-typage tags

#my edit

➥ (aka: these are posts i "made", or at least did something to (eg. adding captions). these are like "the templates")

#my customization

➥ (aka: me applying an example of how to use "the templates". usually is from my irl life of me using these @my loved ones, and i post them here bc im a little bit too attached to wanna delete said customization entirely 👉👈🥺)

#captioned, #uncaptioned

#video

✎﹏﹏﹏﹏﹏﹏﹏﹏additional tags: my "esp for" tags

➥ (aka: the post is esp, or "especially", useful for these groups)

#esp for writers and i.f. creators

➥ (aka: posts will be applicable about writing, about discussing fictional characters, and so on)

#esp for artists

➥ (aka: posts will be applicable about doing art (the "art" in question primarily being drawing), and so on)

✎﹏﹏﹏﹏﹏my Reaction Folders' titles ➡ now tags

my aforementioned Reactions Folders' titles:

#

✎﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏sources psa

expect these to be the least consistent thing i do, ever, but sure, ill add them sometimes, i guess, when i remember/know who the source is. more likely the aforementioned "little guys" than anybody else tho, ngl. but said little guys will get credit either within the post and/or within the image/video itself; and if i forget to also tag said credit, i think that's fine. i'll still try to do it, even though i know ill be inconsistent and forgetful the little guys and big guys, but also shhhhhhh if i forget. i'm doing my best, just let my mistakes go, let it be inconsistent

➥ but also do feel free to reblog the post (if it's an aforementioned "little guy" ESPECIALLY) and help source credit! (➡ note, for said lil guys, i will fact-check at MY leisure, assuming i see your reblog notif to begin with. and if i see that your sourcing is correct: ill reblog your addition AND edit the og post. just. do me the common decency of not insulting me for forgetting to source/not knowing who to source, whichever lol

bc i do have understandable reasons for not always knowing who to source?? bc a lot of these are videos i got from tiktok accounts, tumblr posts, and other websites where the "op" of said item?? was NOT the actual original poster, and did not source the people/person/etc within the item. ans now idk who to credit too lmao rip

● which, for artists and editors-whose-edits-are-NOT-simple-edits you can tell bc that item did not match the style/s already attached to their account, and didnt say something like "trying a new style!" or whatever in the bio or comments or something. idk. people who never can "stick to one style" still have a general large encompassing area they still to, ive never gotten a "i dont really have an art-/editing-style" person confused with an art-/editing-thief. and im one of those people who constantly change up their art/edits/writing/aesthetic/etc ("idk what exact box i fit into. im just me"), which i think? maybe helps me??? on figuring out if someone is a thief or is just inconsistent/experimenting/"just being me"/whatever?? but yeah! an art-thief especially, and oftentimes also edit-thieves, tend to be pretty obvious they are a thief. even if the comments have not already caught on. bc sometimes youll see a comment outright saying "you stole this from xyz" or "you traced xyz's art/you copied xyz's edit" but not always

● several others? especially ones that were videos of irl people?? i always check out the account and, MANY times have went "..okay this account is just a compilation of memes/jokes/etc, idk. but its VERY safe to assume they are definitely reposting and are NOT the irl person in the video". the person/people in this video assumedly are unaware their video of them being a silly lil goofball they posted on their personal account is here, on an account that compiles memes and funny videos. (bc its VERY rare that an account focused on humor will post content that reveals their face and/or their loved one/s. so. safe to assume it isn't theirs.) and i do want to find the original personal account this image/video in question came from, so i do look. there's a very small margin of error where, if a video looks really old, i wont look tho bc i assume the original account it was posted on is gone and, if it really looks old enough or like enough of "that type of oops funny thing was improv'ed" gag that i think maybe it was on "America's Funniest Home Videos" or a similar clip-show on cable?? ill admit, those ones, i dont try. but if it's like "this obviously friends trying to do a silly trend on tiktok"?? yeah, of course, i look for the account that came from, absolutely. but yeah, that's the usual spectrum for those types. i rarely find, much less keep, videos i can see landing on those "America's Funniest Home Video" type of clip-shows. so, really, the only "danger" there is for being a new video featuring irl people who idk? to go uncredited AND be a rare case where i didn't even try to look for the original account?? is, again, if the low-resolution and content of the video makes me think the video is old enough to where searching would be pointless. to which i then ask, fam? why the fuck is the resolution so bad that i thought this was maybe uploaded to Vine or MySpace (or MAYBE even was a VHS mailed to early-EARLY "AFHV"? lmao imagine), the fuck lol???? but whatever, nobody's perfect, i think you can grant me this kind of margin of error if my anxiety is already willing to grant it lmao

which, ill fully admit. i care about crediting these people for my own self-interests. like, sure, i do it in no small part bc it's the nice and kind thing to at least TRY to do. but also?? i do care about ensuring that person gets a shout-out bc of my anxiety catastrophisizing the hypothetical of a post of mine blowing up and inducing me to feel massive guilt from the fact that i didnt give credit to the people who actually made the item in question so they could also share in the attention of virality. so like. i dont assume ill go viral?? i WORRY ill go viral lmao if? that?? makes sense? which. i have trauma that i know would make me hate even a quarter-of-the-way viral levels of attention would imply. and i feel like, if this account was to ever go viral (god forbid. gatekeep me. dont let it happen lol there's a significant chance i might abandon this account if that happens), i feel like one thing that would basically be destined to happen is i would get chronically-online people criticizing me for not crediting my sources and riding on other people's hard-work. which like. i know they would do anyway since im not perfect at crediting. but if i didnt even TRY, that would hurt differently in a way that'd fuck me up. never know who could be the next hypothetical Cinderella story, like how Kombucha-Girl became the p fucking famous Britney Broski (regardless on your or my own feelings on Britney Broski, she did get her fame from a jokey meme that totally changed her life). give people their credit. like. i am also doing it to be nice and kind, sure! but know that even if i felt exhausted of all my nicities and kind inklings somehow on some certain day?? my anxiety would still demand i at least TRY to find the source. like. anytime you see NO credit?? ANYWHERE??? know the day i found the image/video, i probably spent a good chunk of time between 15 to 45 minutes, out of niceness and kindness and also to appease my anxiety, trying to find the source before calling it quits and saying "at least i tried" (aforementioned exceptions and/or margin of error notwithstanding lol)

which, with everyone where i have TRIED to see if i could reverse-image-source the item?? ive had mixed results from that. sometimes, i found them; sometimes, i didn't. but feel free to try again for me. you might get the correct result a lot quicker than me!

("wha—? h- how.. would i?? get the correct result...? quicker than you...??")

well. my information im about to share with you could be outdated or incomplete, so take this with a grain of salt. but i remember in elementary school how my teacher told our class that google alters the search-results per [insert IP or whatever the technical term she said that ive forgotten is] depending on the history of searches. she told us this so that "if you can't find the answer you need, it doesn't mean you're stupid. ask a friend to check their search-results and find the answer together! it might just be google being picky about what words (or i guess the equivalent would be which frame you chose to screenshot in your and my case, since i dont think an image-file itself being uploaded could result in pickiness) you decided to use, or perhaps it's results are biasedly influenced by what the AI has learned about your family through your families' collective internet search-history". which was basically her sly way of telling us to not depend on the first results we find, or even the first page of results, but to be critical of our sources in their credibility and whatnot. so, the way i understood what she meant was via an example she proceeded to give us that went SOMETHING(?) like this:

(🅰️) a kid whose parent is a professor with a doctorate who brings work home often, meaning they use the family-wifi to research academic studies. when that kid googles "teach me about pyramids"? their results may be extremely well-regarded articles about the Egyptian pyramids (such as the New York Times), peer-reviewed journals about the Egyptian tombs history, Khan Academy and other very good mathematical sources to help you understand how pyramids work within geometry, a released study-guide of various pyramids' formulas (relating to geometry) from Harvard's math-degree program, and much more. a very good foundation for their Egyptian pyramid report for class, and the math could help with that research in breaking down those pyramids dimensions in that report which could give that student an interesting angle that puts their report from an "A" status to an "A+" status, especially if their parent can help them plug in the right numbers into the relevant formulas! very helpful

vs. (🅱️) a kid whose parent works in accounting and taxes, who strives for a healthy work-life balance of never bring work home as often as possible. as a result, the parent uses the family wifi to play pseudo-gambling-with-fake-money apps on their phones more than anything else, to de-compress and de-stress. when that kid googles "teach me about the pyramids"? their results will include some articles about the Egyptian pyramids, but maybe not as credibly-sourced since the [insert IP or whatever it was called again] with this family's wifi isn't used to finding online resources of academic credibility. in fact, the student might get confused since a lot of results might be influenced by those pseudo-gambling phone-apps, and be showing the child information about Las Vegas's pyramids. which. isn't what the report is about. and due to this parent likely having to still bring work home sometimes, like during tax season or other stressful crunch-times, there might be way more math results about pyramids (geometry) than about the Egyptian pyramids. but accountants don't use geometry in their work, they use more basic arithmetic and algebra. so the formulas about the pyramids (geomtry) here would only talk about the pyramids of Egypt as part of the word-problems. so even if the parent was to also have the availability to help the kid plug in the accurate applicable numbers into the formula? those formulas are more likely to be not give a full picture of how to calculate the Egyptian pyramids' size and dimensions. and that's if the kid has the right numbers written down as they might have the dimensions for those Las Vegas pyramids instead, and feels inspired by these online results to even try to do this math (as the lack of "training the computer" to look for reliable articles means these word-problem results are more likely to be blank homework page examples, but could also include walk-throughs here and there like the Kid-A recieved plenty of). but those Egyptian pyramid articles, the most important part of this whole paper, are ALSO more likely to be from less reliable sources with perhaps incorrect information (bc people online like to lie. bc it is fun. but also sometimes people online think they are right when they actually fundamentally misunderstand something), like maybe Kid-B sees enough articles by conspiracy theorists on those unreliable websites that Kid-B thinks "aliens built the Egyptian pyramids" is a more seriously considered and debated topic of academic discussion than it is (which.. it's not. that actually has gotten the famous "Aleins" History Channel Meme Guy fired from his job bc his outspoken belief in this theory cpuld have risked his university's reputation and accreditation. so. yeah, no, Kid-B, those are not academic articles). overall, unless either the parent or Kid-B themselves catches that Kid-B has to sort through a lot more "proverbial litter" to find good, ACTUALLY academic, and ACTUALLY reliable sources of information about the Egyptian pyramids and Egypt's history, Kid-B could fail their report. even if they spent just as long on research and worked just as hard as Kid-A, all bc Kid-B was ignorant to their digital disadvantages and Kid-A unknowingly advantaged. all bc of that [thing with IP or AI or whatever it was called] and what it had learned from the family wifi what the assumed interests of its users would be. a feature no kid could easily turn off/on

which worked at making the kids in our class write down these Definitively Reliable Websites where we could search for accredited articles and peer-reviewed sources. i dont remember what they were back then, we were only in 5th or 4th grade. but it was a great lesson to be taught, im frankly shocked and a bit appalled that more kids were not taught this kind of syuff when teachers are first helping students learn how to research. everyone NOT from that class (even kids who did go to the same elementary school, but jusy did not have that teacher) all have been shocked as i am usually the first one to tell people about how, yeah, that's an aspect of how many (if not all) search-engines work

anyway. the information stuck with all of us from that class, as far as i can tell (a lot of us in that class attended the same middle and high school. like. at least 40% of us, if not a LOT more. so there was a rare time or two where id talk about this and i wouldn't be The First Person To Ever Tell Someone This Search-Engine Info. and every time it was bc the peer in question i just told would go "oh! yeah, i remember [insert name of other kid that i shared that elementary teacher with] said the same to me, like, last year!" or something. but that WAS rare so idk), or at least it always stuck with me. and i was one of the luckier kids who didn't NEED to know the info! and it still has stuck with me all these years later, even the examples of Kid-A and Kid-B!! like! i was on Kid-A's side of the spectrum WAY more than i was to Kid-B's side of the spectrum. my family definitely "trained the computer" in a way i got massive benefits from. like im talking i either was 100% Kid-A, 0% Kid-B or else i was a very minimal mix like maybe 93% Kid-A, 07% Kid-B levels of "minimal". yet still, whenever i find i distrust the google results on my phone, if im next to a friend, ill ask them to google the same thing i did to see if their first page of results looks better than mine and very often we DO get different search results! so!! even if i dont get how that works, that teacher was still right!

brief tangent: im convinced this is how some of my friends that are girls who do the whole "i can stalk your would-be-date like a Private Eye and find out information down to a C.I.A. level about if this person is worthy of being assumed to be trustworthy or not" benefit from this. like they themsleves have trained their phones (with their own dates and friends' dates and even co-workers/other acquantices' dates) or something to be AWESOME and THAT FAST at pulling up the results most likely to give them all of this stranger's private info. it's wild

anyway, screenshot or download the png or jpeg or whatever (or screenshot a frame from a video) to try to find the source if you think the lack of credit on the post implies i cant find it (bc it's either that or i forgot. which. "forgot" could mean "i have the source but didnt realize i didnt put it in the post" OR "i once had the source but now forgot who to credit this to and can't find them, oh no". so. good chance i likely need help even if it was an "oh, i forgot" type of mistake). you may have a better trained [whatever the tech is, if not IP, idk] than me at reverse-image-searching to find the people and/or company the item in question is originally from. who knows. go give it a try! what's the worst that could happen? lol

but yeah, when the source is obviously. like. Walt Disney Studios or like Pixar or Warner Brothers or RDJ or Nicholas Cage or whoever the fuck then like?? i didn't put credit bc they don't need the shout-out, you very well probably recognize the actor/studio/product they are in if it's something real mainstream that tou onlt know bc of pop culture osmosis, they got millions or billions of money as pocket-change, im not stressing myself out with crediting EVERYONE since crediting "everyone" doesn't affect "everyone" equally. im only worried about the people who not getting a shout-out could potentially very negatively affect (aka: the little guys). im not gonna stress about "the big guys" lol they're rich, they're easy to find, they're fine lmao

if you DO need help finding the source from "a big guy" that i posted about, just go @ me in a post and ask (or, hell, reblog the post that came from me and @ me in the said reblog. you can delete it after i answer you). i know i have Asks/Submits/Replies/etc turned off. (its bc i dont want to be accessible to everyone ever all the time lmao that feels stressful. so this One Public Avenue being the only way you could ask me means you gotta REALLY wanna know in order to get a hold of me). i do ask y'all don't do it for "a little guy" bc ill probably ignore you if i already tried to find said little guy and am ashamed that my labor was in vain (but if i do know the source for sure, like i still fully remember their info— and just simply forgot to credit said lil guy, then ill absolutely reply to you and edit the og post). know i check this blog VERY infrequently and may genuinely miss your question or answer it A LONG TIME after you @'ed me. so like. dont get mad if i take forever to reply?? or never reply? nobody wants to help someone who is entitled and gets mad at someone else for [not wanting to reply/didn't know they had something to reply to/took a long time to reply to but did reply]. mad or passive-aggressive. ive blocked people for less lol but yeah. just be polite to strangers, in general, of course, but also to strangers in predicaments like mine who have lives that take priority outside of a meme-y joke-y sideblog lol

to reiterate: feel free (but no pressure) to help if and when you can if you notice there was no credit for a lil guy on my blog pls? thanks 🫶

✎﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏﹏a potential controversy

i think my lines with who i decide to credit and who i dont are overall pretty clear. and i think it helps that, the way i see it, im not a hypocrite about my ideas of who to credit and who not to: bc things do get dicey when it comes to crediting people with small edits. yet i also dont insist on any credit for any of my own edits, bc i also see my edits as p fucking small. which might get SOME people mad on principle should they disagree with my overall perspective. regardless, this bit here will VERY likely be my one and only statement about it

but i do fully admit i dont quite know THE qualative line exactly? but let's establish what i mean via examples. if an account is posting a clip-compilation of "Digital Circus" and they did a "all the times Jax was sassy for 3 minutes" or something, meaning they did splice and edit this compilation together (that is one chunk of editing they did in of itself). but then they also added tiny edits, like i know its common for tiktok funny-scene-compilation-editors to have one the said simple edits just be a "🙄😒" next the character rolling their eyes (in this case, Jax). in my mind?? even tho this editor did add these kind of very minimal additions to the content at hand? and im just profiting off of the convenience of "oH YEAH, i wanted this scene clipped to use for reactions/memes! i just was putting it off bc i didnt know its time-stamp" and i use any clips, those with "🙄😒" edits and otherwise, where the most editing *i* then do afterwards is like add captions? i still see that as "the source belongs to 'Digital Circus' as there were no significant edits done to alter the material". i'm not crediting the editor that i benefited from the clip-compilation of. that's part of why i also walk what i talk in saying "if i subtitled or edited additionally to anything on this blog? you do not have to credit me. i barely did anything. i just added text, maybe with some effects done to said text to reflect volume/tone/pitch or whatever, and maybe a couple emojis/pictures were overlayed. that's nothing. i try to caption most things for accessibility. and sometimes i feel like being a goofball and i add other things ontop of it. bur nothing worthy of crediting me". bc, in the case of my edits and other people's similarly small edits? is the gag 10 times out of 10 is all still on the original content. but we start talking about an edit as in someone made an AMV?? (as in they had to splice in time to the music and maybe did other edits in addition to elevate the AMV. not as in "look, i put music behind this otherwise unedited clip" lol) or someone heavily edited this non-AMV clip of Jax to have, idk, silly meme-y circus-music ontop of having done manips of a rainbow clown wig and nose to follow his every head-motion and then ALSO did the classic DUN-meme-sound reverberation with camera-shake and black-white filter after Jax's dumbest expressions or lines?? that. that is SO MUCH editing and definitely changes the clip to where i am absolutely sourcing both "Digital Circus" and that editor. both of the AMV and circus-Jax

so, again, idk exactly where the qualitative line is. but i do have one where i refuse to fuck over people who have edited the original content to the point that now the audience is there for this person's editing skills, and not bc of the original content within the clip/s used. does that make sense?? i hope that makes sense. this is my one and only statement im gonna make about it anyway lol i think my reasoning is sound. if your content is heavily relient on the original content being as unedited as possible but you just added a few things on the "🙄😒"-level to be a goofball? keep doing what you're doing, im not going to yuck your yum (especially since i am identical to you and i also love to add a bit of razzle-dazzle lol). but im not going to credit you, the credit goes to the people who made the said original content that this "🙄😒"-and-adjacent-edits dont alter or anything. it's still like 90% the original show's clip?? come on lmao you and i can both live without the credit. feel free to take my edits and add them to your account "so i see how it feels". it's still almost entirely the original show, so ive made my peace with rarely/never getting credit for my small edits or subtitles bc like.. it's still 90% the original show??? i did basically nothing. i just had fun, have a clip i can throw into discord or a text-conversation for a tee-hee with my loved one, and have given other people permission to benefit from this side-blog's collection and possible captioning. again, come on lol the editors who actually changed the content so much with their skills that, other than that they used the original show like a collage artist benefits from magazines and whatnot, they've DEFINITELY changed more than 90% of the content to the point that their viewers are having a different experience with this editor than they would be watching the original show or its clips. come on lmao

[sadisthetic]

I’m giving the designers objectively the right amount of credit. I’m a former lego employee :-)

doubt. even if you were, why are you taking personal offense to criticism to the show as a whole and are taking time out in your life to defend something under the mask of anonymity where you have absolutely no claim to your name? wheres your sense of professionalism? taking offense a silly small no name artist questioning a design element. in a caption of bloody fanart no less. and you say youre an ex lego employee! ex! so youre less relevant now. if youre not lying that is. you wont even say what your position was. lego employee is so vague.

anyways. because youre on anon all this claim does is make you sound like the "my uncle works at nintendo!" meme. im sorry to say that as an anon. you are nobody

by the way. by set design im speaking from an entertainment arts perspective. not the sets that kids buy in the store. im talking about sets that are Actually used in the show. this kind of design work.

http://www.cynthiahalley.com/ not ninjago related but this is MY definition of set design. aka. what im seeing in the show. not the simplified little toy models

anyways. looks like youre not done!

shakes out my hands. alright! you wanna play this kinda game? okay sure, ill play along! why not. i have time to procrastinate. you are rude by the way!

lets google that very phrase you gave here

mhm mhm! yup! that sure is the grate that jays prison was based on! but huh..... hm! im kinda curious about what the inside looks like. you know? the inside of the hold that jay is in that this is all about?

lets add a term to the search

huh! huh! interesting. that doesnt look like anything i saw in the show. hmmmm actually this doesnt give me enough sense about the architecture of the ship, so let do the same research that ive been doing for my own curiositys sake

cool..... pretty expansive actually. ehhhh i want a tour. this doesnt sate my curiosity enough. i wanna see what the grates underside looks like because im bored and obsessed with this lego show

i wont waste everyones time. an example is at about 11 minutes in

wow i learned a lot about ships. also i looked at diagrams. not that you ever had the thought to. hm. now how did the hold jay was in look like again

thats fucking stupid. in the few frames we are given of it of the different angles, its clearly just a fucking box. no depth leading to the curve of the hull, no visible door and likely no door whatsoever bc it would complicate things. a box that probably is in the shape of its opening. lets be real. this is a design that was easy and convenient for the cg modeler to make. ive done 3d work for a class. its hell. i dont blame them. but anyways. ppl who worked on this probably just saw the grates on the surface of the deck and was like oh we dont know what that looks like on the inside but its a perfect place to throw poor ole jay in! grab the trusty basic 3d cube. use difference to cut it out. add texture. and to be honest? yeah the story doesnt need an entire storage space to be built for realism sake. why would they do that for a cg lego show. lets get lazy about it, what do the kids know, whats important is that jays life sucks. the sparseness serves more of a purpose the bleak hopelessness of the pit jay has dug himself into

my point still stands. this is just a hole. it aint right. this is not how old ships were built. this cell was made for jays specifically for the sake of simplicity in both the production standpoint and story. its dumb but serviceable for a narrative purpose

but anyways so from this ive learned an important thing or two about you! you! dont know how to research! you! have only ever looked surface level. literally surface level, you saw these images of the deck and never even thought about whats underneath? the very thing ive been questioning? ive been talking about how its just a fucking cube this entire time. its just a hole. you given me more insight about ships so i thank you for that but uhhhhhhhhhhhhhhhhhhhhhhhh. youre very bad at convincing someone whos right

also you contradicted yourself. you said that "the concepts for the misfortune’s keep were done carefully" but then you go on to say that it "doesn’t require accurate research"? after telling ME, silly ole me who clearly has easily done more research than you, to do a bit research? hello? whats the truth? hm? what are you trying to prove now. doesnt need research because its "basic hollywood tropes" kay so whats been done here is nothing original because theyre copying whats already been done hundreds of times. great argument. dont get me wrong tho i love a good trope. especially when it involves things i enjoy. like jay having the most miserable time. heres the thing tho. what is being brought into question is not what HAPPENS to jay. its the fucking lazy set dressing. am i wrong to point out thats just a hole? its a hole. absolutely no deeper thought has gone into designing that. why are you so mad about it?

i do this for a hobby. criticizing ninjago is literally 75% of the fun for me. thinking soooo much about the shows i like and pointing out the bits that are wack is how i occupy my brain in my spare time. so what are you doing man. is defending ninjagos honor your hobby? get a better one. or at least more thought and consideration and media literacy. like im thinking about the show from a production standpoint as well as writing. this show has So many holes in it btw so theres MUCH to think about and mull over. a lot of stuff for me to play with. its nice in that sense. ninjago is a sandbox if anything. im sure im not alone in thinking this

thanks for the soapbox anon! youve overstayed your welcome! get out of my house! im just a guy with opinions as scathing as they are.

OH WAIT IF YOURE REALLY AN EX LEGO DESIGNER? WHY ARE SO MANY OF THE NINJAS GI'S LAPELS FOLDED RIGHT OVER LEFT? ITS BASIC KNOWLEDGE THAT IN A LOT OF EAST ASIAN CULTURES, TRADITIONAL CLOTHING THAT FOLDED IS FOR DEAD PEOPLE. NINJAGO IS LOOSELY (SO VERY LOOSELY.) BASED ON JAPANESE CULTURE. SO CLEARLY VERY LITTLE RESEARCH GOES INTO DESIGNING THE LITTLE LEGO GUYS OUTFITS THEMSELVES!!!! WHOS THE WHITE GUY WHO DESIGNED THE MINIFIGURES. I HAVE PERSONAL BEEF WITH THEM.

but if youre a nobody. byebye. i dont think you can come back from this. im done here. this was fun. drops the mic

[dear-hikikomari]

[READ ME; ASK RULES]

This is my policy on incoming asks; make sure to take a read through these before sending anything. Asks that break the rules will be deleted on sight, so keep that in mind!

All asks will be assumed as directed to Mari unless otherwise specified.

If you send an ask to the blog, I’ll answer it IC with a little Mari doodle to accompany the response. This is open to anybody, so long as you abide by these rules! That said, if you want to interact with her through a character of your own, make sure to refer to my roleplay rules first; my guidelines for that are a bit stricter. If you’d like to talk to me, the ‘mun,’ directly, make sure to address me in the ask so I know it’s to me! My IMs are also open, but I will not be answering them IC; those are for mun talk only.

Be respectful to the blogger!

Remember that this is something I’m doing for fun; I’ll do my best to get to all the asks and give fun responses, but I can’t make any promises. It’ll largely depend on what I feel up to answering, what art I get inspired for, where stuff fits best in the narrative, etc etc. If I take a while to get to your ask or wind up not answering it, please don’t take it personally. You’re always welcome to send something else! You can ask if you’re worried an ask got eaten, but please don’t try to pressure me into answering faster; that’ll just result in it getting deleted. Additionally, absolutely do not attempt to drag me into drama of any kind; I’m not here for that.

Absolutely no NSFW, but other dark content may be present.

Expect canon-typical levels of disturbing content; psychological horror, body horror, character death, self-harm and suicide, mental illness, etc will all likely be present here to some degree. That said, I am not at all comfortable with sexual content and will not be accepting any asks of that nature directed at the mun or muse. Please do not send them here. Offenders will have their asks deleted and/or blocked, depending on severity.

Don’t repost or use my artwork without permission.

Unless otherwise specified, all icons, promo images, sidebar images, and other artwork utilized in asks or the blog itself were drawn by the mun. Please do not repost it elsewhere or use it off the blog without asking me first. If you’d like to use it for roleplay icons or something I might be okay with that, but let me know and make sure to credit me somewhere. I do reserve the right to say no, though.

Please don’t reblog roleplay threads you’re not a part of.

Most of my content is a-okay for anybody to reblog, but I ask that ‘threads,’ (written interactions between two or more roleplay blogs) are NOT reblogged by people outside of them. This can mess with thread trackers and often is considered really rude to roleplayers, so be respectful of this boundary! If I see this happen, I will be coming to ask you to take it down. That said, liking a thread to show your support is 100% okay!

Crossovers with other ask blogs won’t be canon.

I’m open to doing little cameos and stuff like that with other ask blogs, but bear in mind that they very likely will not be canon to the blogs themselves; they’re just for fun and shenanigans. If you’d like to discuss trying something like that feel free to drop by and ask, I promise I don’t bite! I’m sure we can come up with something.

Some additional notes to keep in mind:

Remember that this Mari is specific to the Hikiko AU.

For reference, the Hikiko AU is an AU of my own design; it’s loosely based on Omari, but with some pretty significant tweaks and story changes. As such, these are the basics you should know; Mari is still alive here, 19 years old, and attending a Junior College a few hours away from Faraway Town. If you’d like to know more, feel free to check out the about and AU pages for everything that’s been revealed thus far! And if there’s anything missing there that you’d like to know… Well, you can always try asking Mari. Just keep in mind that this AU is quite a bit different from the canon timeline or classic Omari, and Mari won’t have knowledge of any of the events that didn’t happen in her world. Likewise, this blog is not affiliated with the Hikki or Omari projects in any way; honestly I can't even keep track of who it is that's actually making them, let alone be in contact with the creators.

This blog is not spoiler free!

If you haven’t played the game or know the story, I highly recommend doing so before interacting with this blog or reading any further. While there’s plenty of divergences, the blog also contains some parallels to pretty significant spoilers and will definitely give away some big twists. Omori is a pretty intense emotional roller coaster of a game so I definitely would suggest experiencing it for yourself if you can handle the content it entails. It isn’t necessarily mandatory to interact here, but will probably add to your experience.

Guest characters may pop up from time to time.

On occasion I might let other characters from the AU participate in an ask or pop up in art. That isn’t to say it’ll happen every time, but I figure that’s a fun way to switch things up– and possibly provide some details Mari herself might not be as keen on discussing. That said, I can’t guarantee that an ask addressing them will always make it to the intended recipient– that depends on how likely they are to be able to find it. But do feel free to try if you’d like! You might just learn something interesting in the process.

Mari is an unreliable narrator.

Much like Sunny in Omori, she’s not always going to be honest about what really happened or how she’s actually feeling. Her experiences aren’t always true to reality, often laced with hallucinations, delusions, and dissociation. After all, Mari is someone who strains herself very hard to maintain an image of perfection and stability– and that’s one thing which has remained a constant here. It’s going to take quite a bit of effort to peel back that mask of smiles.

Check here for the dedicated tags!

I have a handful of dedicated tags for different content; feel free to blacklist anything you don’t want to see. I also track the tag #dear hikikomari, so feel free to use that if there’s something you’d like me to see!

#asks - the answered ask catch-all. #threads - the roleplay thread catch-all. #main; dreaming of you - the tag for main ask blog content. #side; pure imagination - the tag for non-canon side content. #my art; through her eyes - mun art tag (posted or reblogged) #reblog; strange reflections - others’ art tag (promos and etc) #mun post; the music stops - ooc posts from the mun.

And now, meet the mun!

Hey, thanks for reading this far! Feel free to call me Timey. I’m 25, and use she/her pronouns. I’ve been roleplaying across various platforms since 2010, so this is just the latest in a long series of experiments; I’ve had this AU in the works for quite a while, so an ask blog felt like a fun and interactive way to share it with folks. Here’s hoping you’ll all enjoy it as much as I do!

[alien-at-the-dinner-table]

Roll for Panic Attack

*Trigger warning: mentions of depression and suicidal thoughts*

I am afraid of a lot of things. Clowns. Death. Answering the door when i’m not expecting it. Sticking my foot out over the edge of the bed at night. You know, rational, normal stuff. But right now, I'm scared of something that feels like it shouldn’t be as scary as it feels. For the 2nd time in my (albeit young) life, am taking online classes at my local community college. My first time was 2 years ago, and it sent me reeling into a deep depression. As ridiculous as it sounds, I never want to get back to that place. Who would have thought, right??? But im getting ahead of myself, so let me explain the past so one can see where the issues in my grimy future lies.

Sophomore year of high school is where our intrepid young hero begins (read in the voice of Brennan Lee Mulligan: DM to the stars). As anyone in a fiery hellscape would do, I explored a program that gave me a glimpse of freedom: Running Start. In this wonderful program, high school students can attend college classes either online or in person, and not only earn college credit, but can be at the high school less. Great! At first, I thought it would be amazing! I love to learn, and I love not being at the highschool. Suffice it to say, I rolled really low on my perception. But my perception got steadily higher the farther I got in the process of applying. I felt like it might be too much. That I might not be able to handle this. But everyone in my life told me, “you’ll be fine! You’re a smart girl! And your so independent!” So I continued on… feeling like something was off.

Cut to a month before Junior year starts. I feel…. Nothing. I’m bored all the time, and nothing really makes me happy. I’m so scared im going to fail college and it hasnt even started yet… To my family, I am the same. After all, I am used to faking emotions thanks to all those years of thinking panic attacks were SUPER normal right! But I began to explore what was happening. Our hero rolls her dice: 18. I realized something that made me break down in tears of shame. I realized I didnt feel love for my family. I knew I loved them, but I didnt feel anything.What was wrong with me? I tried to imagine horrible fates befalling my family to see if I could muster up some feelings then. No dice. (get it? Dice? RPG’s? Shut up this is comedy GOLD) My sister found me sobbing in the garage. Grabbing my mother, they went to see what was wrong with me. I explained how I was feeling, and even voiced my fear of being depressed. My mom wrote it off as burnout. Which to be fair, I don't blame her for. I had been acting just as I always had.

Skip ahead some more. High school is in full swing, and my college classes begin. Things feel...okay. I was taking 2 classes: General Psychology, and Introduction to Art. Psych was tough, and its reading was intense. 1 page took about 10 minutes, so 6 pages: one hour. The professor thought that because we were online, we needed to make up for being lazy and not going to a classroom. We had around…. 120 pages on a good week. Wanna do the math there? Let me break it down for you: 10 pages=1 hour, 120 pages divided by 6=  hours. About. Add to that the 5 hour assignments every week, 1 hour discussion forums, and hour long tests every week. Our total for this class hours per week: 27. Now, remember, I was also taking highschool classes too, and one other class. Also remember that I was 16. With an undiagnosed anxiety disorder. All it took was a month to break me, and send me hurtling towards depression with all the force and speed of a bowling ball dropped from the top of the Empire State building.

Thanks to my natural ability to repress my emotions and fears, my body decided to send a clear message that something was afoot! I began to get full body HIVES. We went to the doctor, and she basically went, “umm wow, that's definitely an immune system reaction…. But you aren't sick…. And you haven't been sick…. So I don't know why this is happening…” Always what you want to hear from a healthcare professional! So at this point you might ask: did any of this alert you to the fact something was off? No. At this point, I was in complete denial that anything was wrong. Surely getting up in the middle of the night to count pages and double, triple, quadruple check that I had planned every single second of my week was written on my planners pages. What did catch my attention, terrorizes me to this day.

I am religious, and I do my best to pray every night. During this delightful stage of my life, I began to ask God to let me die. I asked that when I went to bed, that I wouldnt wake up. That it would all just stop. That way, I wouldnt keep on down this path, suffering. I thought if I quit, everyone would be disappointed in me. What a waste. How pathetic, right? Of course, this was myself talking. But I wanted to die. I didnt even care if I went to heaven. I thought even if I ceased to exist, it would bring peace. Inkey, dark, peace filled sleep. 

This is what scares me. Because I can never get to that place. I hated myself so much. But what was worse was how I felt about my family and friends. I began to resent them a bit. Just a little. How dare they love me! Why do they have to keep me here? I knew that if I died, it would destroy them. I had no illusions that those I loved would be better off without me. While I thought I would cause them shame and disappointment in life, I knew that in death I would kill them with me. And while I might not have felt love as I do now, I never wanted to cause them pain or suffering. Ever. So here I am now. Better, because I can tell you it can get better. Scratch that, it WILL get better.

And now to the present: a full circle of sorts. I am so scared that this course will be too much, that I wont be a college graduate. Please understand: I honestly thought for a long time that I wasn't going to go to college. Not because I couldnt. But because I didnt see the point, at least for the art fields. And honestly I still do. But I know that even with a stupid certificate that I probably could have taught myself all the same information for a 10th of the price, it will open doors for me. And to be perfectly frank, I want to make my family happy. I want them to be proud of who I am. I want to be proud of myself. To prove that no stupid mental illness will take this away from me. Not again. I know I can pass and even excel in a college environment. In fact, during my tenure at Running Start, I was invited to join the Phi Theta Kappa Honor Society.But I want to be able to mentally handle this. I want to be strong enough for ME. I know that finishing this won't make me weak, or if it is too much that it means I am lesser than. But I'm going to try damnit! And if it is too much, then I will stop, or at least work with my therapist to see what would be best for me. 

And so, our hero begins her journey. Roll for Initiative.

[whx-m]

I'm curious about online shops. Got any general information / details that might go missed?

i am a dumb dumb that has inhaled too much information the past couple weeks trying to learn so take what i say w/ several grains of your preferred salts

this all goes for etsy/shopify/whatever you use for e-commerce. the levels of serious you take it and get into it i think depends on how far you want to take your online shop... or how much you make. google the hell out of your states sales tax laws and apply for a sales tax permit in your state before you sell a damn thing. ill go over the stuff i think really needs to be highlighted for anybody mulling over starting a legit shop, esp artists who want to make a living selling their stuff.

edit: HEY HIT “J” ON YOUR KEYBOARD IF YOU DONT GIVE A SHIT BC THIS IS REALLY LONG AND IM NOT SORRY BC I THINK I LEARNED EVEN MORE WRITING THIS SO THANK YOU AND GOODNIGHT...

this will be how you feel when youre 2 hours into logo trademarking research

1. hm..

if you make, or plan to make, over $400 in sales, then most states consider this going beyond a hobby and being self-employed. so accept the fact you gotta pay a self-employment tax on your income.

also... gotta pay federal and state income taxes on your sales. even if your online shop is technically considered a hobby, not licensed as a business and you dont make over $400, still gotta report/pay income taxes on it. i know a lot of ppl dont take that seriously but it might bite you in the ass if you let it go on too long. 

2. register sole proprietorship so i know its real

registering in your home state as a legit business entity is likely a solid route to go if you really plan on fleshing your shop out and building it up for the future. most artists starting an art shop or craft shop file a SOLE PROPRIETORSHIP type of business- meaning the business isnt a place or a group of owners, its just lil ole you. you file under your own name or a “Trade Name”/DBA (Doing Biz As) with your state. but beware, this trade name isnt trademarked or federally protected. and since you ARE your business, any tax trouble means the IRS is auditing you personally and holding you personally liable.

its relatively affordable to file, but take your bookkeeping seriously... be careful because the IRS eyeballs sole proprietorships’ reported taxes and expense deductions hardcore, since the lines between business and personal expenses get really blurry and sketchy. the more you need to save, the more you need to log as a deduction, and the more you deduct the more likely they’ll try to audit you and catch a mistake. so keep your books right and tight. [ 50 state guides for applying for sole proprietorship ]

that being said, IMMEDIATELY OPEN A BUSINESS ACCOUNT AT BANK/CREDIT UNION AND KEEP ALL BUSINESS RELATED PURCHASES/SALES ON THAT ACCOUNT and not your personal one!!!

3. bite the hand that takes your income away!!!

sole proprietorship means your business income = your income, aka “pass thru entity” where profit in your business passes thru and adds to your personal taxable income. it used to be that your business income was just taxed at the same rate as your personal income bracket and thats it. BUT LISTEN UP! NEW 2018 TAX LAWS  ADDED A STANDARD 20% DEDUCTION TO TAXABLE INCOME FOR PASS-THRUS WITH LESS THAN $157,500 REPORTED INCOME. that's auto-subtracted along with your business expense deductions etc, before it’s taxed. what does that mean? it can knock your taxable income down: if you’re single and make $38,700 you get taxed $3.7k instead of $4.6k. If you make $82,500, you get taxed $14.5k instead of $18.1k. And thats not even accounting for other deductions before being taxed.

applying sooner than later for sole propriety/”pass through entity” can really help because of BUSINESS EXPENSE DEDUCTIONS. if you keep careful itemized records and your books clean, you can report tons of business related expenses and get your taxable income at the end of the year lowered. that new tablet, paints, software you bought on the business-only card? the gas you put in your car to get to your anime con, the hotel you stayed at? take it even further: shipping costs, wholesale costs, promo merch for advertising (stickers & swag) and even fees from hiring an accountant can usually be claimed. there’s a LOT that can be claimed.

dont skimp on the research because just logging and reporting expenses can make or break your shop. [heres another link] applying to be a business entity early means more of your start-up costs are logged and claimed as expenses.

and you know what happens at the end of the year when you report your income and claimed expenses? the expenses are subtracted from your total reported income, and youre taxed on whats left. so if you make $50,000 by the end of the year, but you spent $10,000 in approved business expenses, you’re only taxed for $40,000- but wait! 20% deduction= $8k, which drops your taxable income to $32,000. you just dropped from a 22% tax rate bracket to a 12% and you end up only paying $3,840 in taxes. that is only 7.6% tax on your 50k income!! and you could probably pay even less with all the other tax breaks you can score. 

make sure you read up on the IRS website on this stuff too. look up youtube videos and stuff to make sense of anything that confuses you. and dont forget to crawl your state’s own websites and see if they have any tax breaks or incentives for start-ups, artists, etc!!and now the worst part. im so sorry. 

4. the ugly seven-headed demon of sales tax and online shops....... stay with me plsthis is the biggest thing and becoming a super hot topic these days with states wanting to cash in on online sales to their residents

first things first: NEXUS. think of your sales tax nexus as the physical irl presence of your business, in a state-by-state basis. customers in states you hold nexus in? gotta charge them sales tax. customers from states you DO NOT hold nexus in? no sales tax for them! (for now... ill explain later)  

you have nexus in your home state, obviously since you are your biz and you live there, so you’ll need to charge sales tax on anybody buying from you in your home state. BUT.... if you contract someone in another state to do design work for you, unfortunately that means you also have nexus or “presence” in their state, too. if you have a warehouse storing inventory in another state, yep, another nexus and another state wanting to cash in on sales tax. getting enamel pins made in yet another state and they drop-ship your orders for you on your business’s behalf? yeah, likely another state to report sales tax to. 

collecting sales tax isnt a big problem- nearly every ecommerce site like etsy, shopify, bigcommerce and the like automatically configure sales tax in U.S. states you set up as a nexus for your shop. the problem comes around when you’ve got to apply for a sales tax permit in every nexus state, and then keep track of all the filing deadlines. every state is different. just four nexus states to report to means there are four permits to apply for, four reporting/filing schedules/deadlines to keep track of... and each state has different schedules, you could have two states requiring you to report annually and two states quarterly. it can be really hairy and a lot to keep track of if you’re not careful.try to keep your sales tax nexus in ONLY your home state, if at all possible. use manufacturers in your state to print/drop-ship orders.if theyre out of state, have them send the finished product back to you before you mail it off to customers, so you can avoid creating a new taxable nexus.

[ Sales Tax & Nexus Guide ]

still with me? this is the ugly part sorry:

the other big problem with having multiple nexus to report is how much sales tax varies- not just state by state but by city, town, county, even jurisdiction ! 

one state can have HUNDREDS of different sales tax rates to report, and you have to clearly report each individual one you collect sales tax in. 

for instance, over a year you sell to multiple people in your nexus state-- in the same exact county, under the same sales tax ordinance. they live near a bunch of schools so their county has an added jurisdiction sales tax that goes toward education programs. the report you file has to clearly define how much tax $ you’ve collected from them so that state knows exactly how much is going back to that jurisdiction, so they can divvy it up for that sweet sweet education funding.

now imagine that multiplied across counties, cities, and then doubled with another entire state... and thats why keeping your nexus low is a huge deal for someone who’s running an online store solo.

thankfully, you probably wont have to input all that data yourself. 

MAKE SURE you find a good website to settle into- that, at the very least, compiles this information for you to make it less of a headache to file in the right format, with the right info. there are upgrade auto-file options built into most ecommerce websites, so you dont even have to worry about it or think about missing a deadline... but that monthly fee might be too expensive to manage at first. that would be one of the FIRST things i’d do once i could swing it, to eliminate any chance of late fees, getting audited or having my sales tax permit suspended for that nexus state. 

5. IMPORTANT!!: even if you make absolutely $0 dollars in sales from any nexus state, you STILL HAVE TO REPORT IT AND FILE BY THE DEADLINE. don’t get a $50 fee over literally nothing.

ANIME CON OR CRAFT CON ARTIST/VENDOR? BEWARE! 

always research the convention’s home state/city sales tax regulations before registering (or blowing money making merch) for a con. it varies great and wide and has been changing a lot so always recheck before cons. some states supply simple time-limited permits, some states dont require sales tax at all for 2/3 day vendors, and some states will qualify a single physical sale as creating a permanent nexus. dont overlook that stuff or you’ll regret it when you get home to do business as usual with your shop and you have to start charging/reporting sales tax for every customer from that state!! 

6. but wait ore.. you said something ominous about no sales tax for non-nexus states...... “for now”..?

yeeahhh... there’s a big national reform going on currently and it boils down to: Jeff Bezos ruined ecommerce for everybody. fuck you greedy bastard!!

a slew of states are jumping on a bandwagon to snipe up more sales taxes and create “Economic Nexus Laws”. this may not really apply to you at the start of your shop, but its something you need to be aware of for future ref. 

basically states are passing laws that say, “If you make more than $XXXX or do more than XXX transactions selling to people here, that creates a state nexus and you need to get a sales tax permit with us.” which, is not ideal. the good thing is, most sales thresholds in these states are between $10k - $500k, so its not a problem you’ll face right off the bat. transaction numbers might be the one to watch out for, though. once you hit a few hundred transactions in a state it might create a nexus and you’ll have to start charging sales tax.

the problem is this: 1) every participating state has different thresholds, rules, and sometimes tax deductible/exempt items. thats a lot of fine print to go thru and toggling options on your shop, and a LOT of sales tax bookkeeping, filing, reporting, managing. 2) some ecommerce sales tax plugins and clients havent caught up yet to be compliant and convenient for online sellers, its a big job to program and categorize all these variables. when choosing your website host, be sure to vet their built in sales tax clients and see that they’re updating and streamlining capabilities ASAP. it may not be a concern now, but you wouldnt want your shop to boom and have to shut down, lose money and switch hosts to be eco-nex sales tax compliant.3) for successful solo start-up shops, this almost makes it impossible to file your own sales taxes once you pass those thresholds. this is like 30 states! youd spend so much time doing paperwork, its just not feasible. there will be a rising cost of economic nexus management and auto-filing services that you just cant run your business online without.

[ Everything You Need to Know Abt this Shit ] ( ^ full list of state regulations and updated with new developments so bookmark this page)

tl;dr: online shops are complicated, research literally every term you dont know and look up youtube videos on everything you suck at. if youre still motivated after being depleted of brain power, then go the fuck for it and all the Moon Crystal Power Make Up to you

[dangoghz]

legitimate advice for new phandom blogs

hey !! so i know sometimes posts like ‘RULES FOR THE PHANDOM XD’ are made and they’re all like “numba one. dan is a squishy bean respect this uwu” but this isn’t gonna be like that lol. im just going to list a few actual things that might help people new to the phandom learn about and become integrated into the community! of course these aren’t ‘rules’ and u dont have to listen to any of it ofc,,, im not here to control ur blog, just here to say what people normally do. feel free to rb whether u are a new blog or not, ill appreciate it either way!

(NOTE: PLS TELL ME IF ANY OF THE LINKS DONT WORK AND ILL FIX THEM PERIODICALLY!)

italicized text is defined in the glossary at the bottom!

1. be interactive! 

here, unique to our corner of timmy darn communism, we have a lot of like virtual traditions that everyone knows. these help you to make friends and also grow ur blog with some new mutuals. here are some examples.

networks: networks, or nets, are a sort of selective gc, usually with a theme or concept that it’s based around, in which all who wish to be part of fill out an application form that determines whether they get in. this is kinda the one with the most work, as u also have to make a group blog and info post, but it’s definitely worth it. i have made my closest friends in nets (such as @phleurnet which i birthed), and a lot of people on here would say the same. if you want to know more or apply, my friend diana runs an update blog @phandomnets! (examples, these are all open btw: x x x)

meetups: meetups are not in real life, don’t worry. a meetup is when someone organizes a specific time at which we all post thing around a certain theme! for instance, on halloween on tuesday, my friend milo hosted a halloween meetup. usually people post selfies but if u are uncomfortable with that, u can post art, music, or anything else related to the theme. a blog called @phandommeetupwatch keeps track of these! (examples, all happening soon/just happened: x x x)

follow forevers: a follow forever is a big celebration post when u reach a follower count milestone, no matter 50 or 5k. u tag all of the blogs you love, and they reblog it to appreciate u! it’s really positive and shows people how their work has paid off. usually people are tagged in alphabetical order, and sometimes people bold their favorites but the stylization is up to u. (recent examples: x x x)

milestone activities: sometimes people do things for their followers when they reach a follower count that involves their followers requesting something! there are many many forms of this type of thing. a common one is blog rates, in which there is a set template and the blogger rates each blog that sends in an ask using the template (info post ex: x; rate ex: x). there are also url edits (x), name/url moodboards (x), and more. u can certainly come up w an idea of ur own, being creative is great!

talk to people: that’s right dude!!! ye!!! u can message a blog u think is cool, or send an ask if u think something they made or are talking about is interesting, or add something sweet in the tags (more on etiquette later) when u rb their post. additionally, sometimes people stir up discourse, and u should participate in it if u want (past discourse examples: x x). u can also send asks when people reblog ask games, which are a list of questions with a theme (new one of mine ex: x). 

2. play around with your blog!

customizing your blog can start giving you what we call a branding, making you distinguished from other bloggers. this can include everything from as simple as using an icon to coding your own about page. 

themes: a blog can be way more appealing if it is aesthetically pleasing. admittedly, i often follow people just because of the smoothness of their mobile theme. a mobile theme is rather easy to construct as u can do it on ur own with a phone. it is how ur blog looks on a phone. although u don’t have to do this, i recommend sticking to two to four colors on ur theme and avoiding stuffing it with a lot of bright things because it can distract from content. additionally, bloggers often make their descriptions short and succinct. (my fav mobiles: x x x.) on a pc, your blog theme can be customized completely on html, meaning there is a lot of freedom. u don’t have to learn to code for this, bc u can find free themes anywhere, just search ‘free tumblr themes’ on google. once again, be creative, but u shouldn’t overload. (my fav pcs: x x x.)

about pages: in order to avoid chunky descriptions but still let people know the key deets about themselves, bloggers create about pages. sometimes these bout pages are uncoded but u can also use html code if u want to. some common things in an about page are interests, maybe personality types/horoscopes/hogwarts houses, original content, and links to other social media. (examples: x x x)

urls: urls are a key part of your blog’s brand. ‘rebranding’ is what people say if they change their url! if u are tired or bored with your url, changing it is an opportunity to change your theme and other parts of ur blog as well. (url change ex: x). 

saved urls: saved urls are basically when bloggers hoard sideblogs in order to reserve the urls used for them. if you ever encounter a blank blog that has ‘saved’ as its title, that’s probably it. sometimes people like to give away their urls, either as a constant thing (ex: x) or by doing a url giveaway (x). either way, it’s a good opportunity to change it up!

tags: in order to keep their blog cleancut and organized, a lot of bloggers have special tags for certain people, certain topics, and/or certain types of media. many people in the phandom particularly have tags for dan and phil that match (strawberries and cream, lune and sole, etc). if they have many of these tags, there can be a page for their tags on their blog. this page can be coded with special html or just a regular tumblr page, it doesn’t really matter. but it’s very useful for those who visit your blog, and makes it easy for u to navigate older posts as well! (examples: x x x)

3. learn to make og content!

producing original content helps you establish what your strengths are and why people should follow you. it also allows u to contribute to the fanbase, and gives u a chance of being noticed by dnp! and the validation is lovely. there are many options if u want to make something. 

gifs: gifs are an ART here in the phandom, and its mechanisms still perplex me to this day bc ive never tried it. u probably already know what a gif is, but if not, its essentially a short animation made in photoshop that repeats. gifmakers are often distinguished by a unique coloring (example gifmakers: x x x), such as my friend emily’s smooth dark blue tint (x). it can be a long process to learn how to gif but it is very rewarding in the end, from what i’ve heard. (tutorials: x x)

art: there is a very wide range of phanartists, all with such talents, either digital or traditional, that you can draw inspirations from for your own work. you can make cartoons, comics, realism, abstract, nsfw even, or any mix (or none) of the former. artists on tumblr definitely deserve more attention than they get here on tumblr, so be sure to show appreciation towards them! (my fav artists: x x x)

edits: edits are the Graphic Designs of our community and are usually very aesthetically pleasing. they can be centered around a certain event, like a video or something dnp made, or just for fun. the more practice you get making them, the more dexterous u’ll become. they can be a great tool if u like the design aspect of art but don’t want to actually draw. (edit makers: x x)

icons: icons are just the little profile picture that u can insert for ur blog. it’s really easy and fun to make them, kind of like a lazy version of edits. you can make them using photoshop or an app like picsart or medibang, and it doesn’t take a lot of time. more on how to use icons in section 4. (examples: x x x) (my lil tutorial: x)

moodboards: moodboards are nine pictures arranged 3 by 3 that have a certain color scheme. it’s kind of like a collage except the photo feature here separates the pictures for u. there are a lot of innovative moodboard makers that stun me w how pretty it looks or how they arrange the pics. moodboards are also an easy and fun option! (moodboard tags: x x x)

textposts: this is by far the easiest and more common form of content u will find. it’s just writing about dnp in a textpost! if a textpost isn’t very serious, people also call it a meme or shitpost. shitposting is defs on the rise here so its a good business to get into. it’s also a great outlet for ur emotions or personal connections to what dnp do! (example talk tags: x x x)

fics: by far the most famous media to come out of here, phanfiction is a popular form of phan indulgence. u have probably heard of the most scarring ones (list: x), but there is actually a really vast range of it, not just creepy smut! some other genres are fluff, angst, and slow burns. u will discover that, despite the sterotype, not all fanfiction is bad. you can find lovely fics on @phanfictioncatalogue by genre, au, or topic. and, if u need help writing something, many writers would love to help. (a few well-known fics: x x x x x)

4. tumblr etiquette!

i know tumblr might seem like a simple social media (or perhaps not after u’ve read all the above?) but there’s a lot of things that u just....u just don’t do. it’s sort of like virtual manners, and if u don’t follow them, then it’s unlikely that people will like ur blog. once again, this is by no means me forcing u to run ur blog a certain way. it just happens that the types of ppl who break these rules are who we mock in gcs :////////. so yea, here’s some advice.

credits: if u decide to use someone’s art, edit, gif, or icon on the theme of ur blog, check what they require of u before u use it. most content creators strongly ask for credit in the description of ur blog, either by link or like ‘icon/header/art by ____’. it is just a common courtesy to the person who spent time on that, and if u think credit will ruin the aesthetic of ur blog, a) u probably don’t have an aesthetic in the first place and b) learn to appreciate art, binch. 

anonymity: anon asks can be very powerful either negatively or positively depending on how u yield them, so make sure that u are careful with what u send. compliments are always welcome and criticism as well, but blatant rudeness or hate will do nothing. u will only make someone feel bad about themselves and it will not accomplish anything. also, u face the threat of all their friends turning u into a meme. 

sensitivity: a lot of people here are way too easily offended by harmless jokes, a common example in the phandom being when we insult dnp affectionately and people take it way too much to heart. please don’t start drama over something w no real meaning. however, there are times when it is indeed necessary. if u want to criticise a blogger, be respectful of them simultaneously. by all means, if u spot someone being racist, homophobic, transphobic, misogynist, or the like, feel free to call them out on it. but beforehand, make sure that u have done ur research and are educated on the topic, or u could turn out to be blatantly wrong. 

adding to posts: everyone makes this mistake when they start out here and that’s totally okay, but adding to every post u reblog is incredibly bothersome. a rule of thumb would be don’t add anything unless what u say will actually improve the post significantly. if ur additions are along the lines of ‘LOL’ or ‘i relate!!!!’ or ‘philly is a smol bean XD’, learn to use the tags for heaven’s sake. they’re there for not only organization but also for commenting. some exceptions, though, would be if u are mentioned in the post or the op is your close friend. 

respecting privacy: this should already be obvious to u, but respect dan and phil’s boundaries. do not tag them or their main tags (#daniel howell, #danisnotonfire, #amazingphil), in any phanfics, phanart (like specifically with them as a romantic ship), or phan edits. do not talk to their family members, expose their personal info like address or phone number, and do consider that they are real people just like u. we may make things based around phan, but it is kept in a community for us and not for dan and phil’s eyes. this is very important.

5. have fun!

sorry if this is all overwhelming, but i tried to make it as simplified as possible. and also sorry for the sass, i’m kinda tired of all the ding dongs on here and want to prevent further ding dongs from being created. thanks so much for readin and be sure to send me an ask anytime if u have questions! welcome to hell!

glossary

timmy darn communism: me being my usual weird self and replacing ‘tumblr dot com’ with random words that start with the same letters

mutuals: someone who you follow and who follows you; usually who u interact with most

rb: shortening for ‘reblog’

discourse: when theres is intense discussion of a certain topic, sometimes phan-related sometimes not, sometimes serious and sometimes silly

branding: the word ‘branding’ kinda started as a joke, but it’s generally what we use to call what someone’s blog reminds them of, whether it be a certain color or a discussion topic; my branding, if u asked a mutual, would probably be impressionism, tea, and baguettes (dont ask ab that one)

html: a simple type of coding used for designing websites! u can learn basic html here or here, it’s way easier and funner than it looks

dnp: dan and phil; we also say ‘deppy’, ‘dip and pip’, ‘the boys’, ‘the rats’, and more

coloring: basically the stylization of a gif, shown through filters, textures, contrast, brightness, etc. 

talk tag: a tag in which all of the textposts that a person makes are sorted into

phanfiction terms

smut: porn fic :/ 

fluff: just what it sounds like, a type of fic that usually has a lot of soft stuff like cuddling, flirting, and looooove

angst: a fic with a lot of drama, usually sad or very emotional

slow burn: a fic where a pairing, in this case phan, slowly falls in love

au: stands for ‘alternate universe’, a fic in which dan and phil are written not as youtubers but in a completely different scenario (ie. bad boy and new guy in high school, university students, space exhibition, anything u can dream up really)

anon: short for ‘anonymous’

op: short for ‘original poster’, aka who made the post

[reprisedpiece]

Closing Credits

Pairing: Mike Faist x FilmMajor!Reader

Warning: curse words (bc when do i not use swear words in fics), character gets anxious

Request: “FilmMajor! Reader with mike Faist would END my existence Y e S”

Word Count: 1912

Note: i said like three days ago that the next mike faist request i get, ill write it in newsies-mike era bc i just miss that :-) although im not really proud of this? idrk i might delete this or at least edit it again. feel free to message me and tell me what ya think !

MASTERLIST

Mike let out a hiss as he stretched his arm, quickly reaching up with his other arm in order to soothe the sore bicep. He cursed at himself for not doing the extra warm routine before doing the cartwheels and flips during rehearsals. 

Right now, he was just looking forward for two things. Those two being a warm shower and you. He preferred having both at the same time but he knew you were in the middle of editing so he buried the idea at the back of his head, just until both of your schedules lighten up.

He shared a small apartment with you, a film major attending in NYU. The two of you have spent three years in your little space, more than glad that the two of you had the chance to live in a district renowned for its support with arts and theatre.

Mike began walking back to your apartment, already thinking of which movie the two of you were bound to watch.

Being with a film major like yourself, most of your afternoons and evenings consisted of watching movies while eating healthy snacks for the sake of Mike’s current job. These moments usually end up with you rambling about the cinematography of the film, its interpretation and impact to the audience, and even picking out some aspects that you would have changed.

Mike finally reached the door of your place, unlocking the door before removing his shoes and leaving his bag by the door. He plops down on the couch where he has left you this morning.

You still haven’t changed your clothes. You were still wearing his hoodie and a pair of shorts. Your glasses were slightly crooked, probably from rubbing your eyes too much he guessed. The pieces of your hair which fell from your bun framed your delicate face. Your eyes were still trained on your computer screen, the expression on your face was something he couldn’t read.

He scoots closer to you, placing his palm on the back of your neck. He slowly rubbed your shoulders, feeling how stiff there are. 

“You’ve been sitting here for so long, babe.” He muttered as he started to knead the muscle. He felt you jolt from slight discomfort before melting back into his palm.

Your haven’t faced him once since he has arrived and Mike grew a bit weary. “Hey, what’s wrong?” He whispered, his eyes scanning your face as he searched for any hints of discomfort.

“We’re done.” You whispered back, not turning your head even one. He felt his chest tighten, a shock running down his spine. He was hoping he heard wrong.

“What?” Mike panics. His mind instantly ran through all his actions for the past few days, mentally listing down anything that could possibly caused you to want to end things with him.

“We’re done.” You repeated. You couldn’t even process your own words. All you knew was that you were done. His hands immediately grasped yours, placing kisses onto your knuckles as he cradled them to his chest

“Y/N, what? I though we were happy. Why do you want to-”

“Our film is finally finished.” You whispered with a shaky breath as your were flooded with emotions, squeezing his hand. Mike suddenly stops and drops your hands to his lap, blinking twice before realizing that you were talking about your class’s final project.

He let out a sigh, leaning back into the couch. “You scared the shit out of me, Y/N!” He exclaimed, rubbing his eyes to remove the tears that were about to form. The sudden rise in volume made you turn your head to face him.

“Why?” You chuckled, still confused. “Why did that scare you? All I said was-” Your face fell as you realized how polysemantic your statement was.

You immediately jumped on top of him, wrapping your arms around him. “No, no, no! I didn’t mean it like that! I was talking about the project we’ve been-”

Mike wrapped his own arms around yours. “Don’t worry about it, babe. I should have known you were talking about your film.” He said while chuckling. You felt the vibrations of his laughter against your own.

You only tightened your arms around him. “I’m really sorry for scaring you.” You apologized again. Mike kissed your forehead sweetly before peeling you away from his body so he can face you.

“Stop apologizing,” He started, moving one of his hands from your waist to tuck a piece of your hair behind your ear and fixing your glasses. “And show me your class’s new film!” He continued, smiling at you from ear to ear.

He swore he could fall in love with you again and again. Your eyes twinkled with passion when he brought up the film. “Let’s watch it later! Once it’s finished rendering.” You leaned back forward, giving him a kiss on the lips before the scent of sweat hit your nose.

Your nose crinkled at the smell as you pulled back. “And after you shower. You stink.” You say, which earned you a poke on your side.

“I was about to before you gave me that scare!” He laughed, lifting you from his lap and placed you gently on the couch. He hovered you for a couple of second, giving you a chaste kiss. You could still taste the orange juice that he drank this morning from his lips.

He pulled away, not after pecking your lips one last time, to go to the bathroom. You slapped his butt as he walked away. “Don’t take too long!” You yelled out to him, giggling as he wiggled his butt out to you when he walked away.

After half an hour, the film finished exporting and you already have it opened in your laptop. Mike sat beside you with an arm around your shoulders. He reached for the spacebar so he could play it but you caught his wrist.

He looked at you, confused. “What’s wrong?”

“Just know that this isn’t the final final editing.”

“Babe, it’s going to be fine-”

“Like I know I’m the one in charge of the final editing but yeah. If you see any mistakes or a glitch, just tell me and I’ll-”

He quickly placed his finger against your lips. “Nonetheless, your film will be amazing.” He reassured you. You leaned back into his chest, finger hovering over the space button.

“You don’t even know what it’s about.” You muttered under your breath.

“Sure, I do!” You raised your eyebrow at him. He just nodded. “I’m not kidding. I know it’s about an orphan schizophrenic women who fell in love with a writer and she finds out that her parents were killed by him,” 

You looked up at him with awe. “Wow, I didn’t realize-”

“Shut up, I’m not done.” He interrupted you. A smile crept up your face as you nodded for him to continue telling the plot of the film.

“Then it turns out her parents were alive! Her, being an orphan and falling love with a writer, it was all part of the illusion.” He finished.

“Whoa.”

“See? I listen to you when you rambled about it.” He said, proud of himself to be able to memorize the plot.

“Alright, hot shot. What happens in the ending?” You asked him cockily, knowing that he wouldn’t know the answer.

He just stared at you with a pout. “Y/N, you know you never told me that.”

“I know, I just wanted to annoy the shit out of you.” You stated rather boldly, turning to face the screen.

“But good news is, you get to find out now!” You pressed the spacebar, the all too familiar opening credits appearing.

You nestled further into Mike, resting your head on his shoulder as he let his head fall on top of yours. He held your hand, rubbing circles at the back of it.

He gave you a kiss on the cheek. “This will be amazing, I know it.”

The closing credits of the film rolled down and your eyes were welling up with tears. You were extremely proud of what you’ve done and how the entire film turned out to be. 

The two of you sat in silence. You were a bit nervous to look up at Mike. While you are indeed proud of your work, you weren’t in the mood for a negative reaction right now. And that was what you were scared off.

It’s been a couple of minutes now and he was still silent.

You let out a slightly disappointed sigh. “Mike, you can tell me if you didn’t like-” You immediately stopped talking when you felt a small drop of water hit your cheek. You reached up to touch your eyes but they were relatively dry with no tears falling from them. Your gaze shifted upwards, only to land on Mike’s tear-stained face. He was silent yet the tears didn’t stop. His hand was holding yours tightly, as you were going to disappear in any moment.

You quickly shifted your weight to the back of your knees, turning around so that your entire body was facing Mike. You gently cradled his face in your hands, wiping away the tears.

“Mike?” You whispered, your eyes trying to catch his gaze.

When they did, he pushed your hands away from his face before hugging you tightly to his chest.

“I don’t want to lose you.” He whispered, his voice breaking. He buried his face into your neck. You felt warm tears slipping from his eyes to to your shirt. You held him close to you tightly, whispering and reminding him that he won’t lose you.

You pulled away slightly so you can make him face you.

“Where is this all coming from?” You ask worriedly, rubbing soothing circles against his cheek.

Mike sniffed, wiping the tears away from his face. He took in a shaky breath. 

“I’m sorry. The ending of the film was too much.” He said as he ran his hands up and down your sides.

“And add that with the melancholic music score and the cinematography,” He chuckled at how silly he must look right now. “I’m just really sorry, it hit me hard.”

You were out of words. Your heart fell when you realized how much the film affected him. You cradled his jaw with your left hand, leaning forward to give him a kiss.

He quickly reciprocated, positioning his hands on your waist as your lips moved against each other.

“I love you.” You mumbled against his lips. You felt him smile in the kiss as he mumbled an ‘I love you’ back.

You pulled away slowly, giving him one last peck on the forehead. “You’re okay?”

He nodded, a lazy grin plastered on his face. “More than okay.”

He pulled you down towards his body, until your face was nuzzled against his chest. “That film was beautiful.” He said, wrapping his arm around your shoulders.

“It really was, it had me in tears.” He chuckled.

“Thank you.” Your cheeks misted with a rose tint. “I’m glad you liked it.”

“You’re going to kill it out there. You’ll be breaking hearts, spreading smiles, and just flooding people with emotions.” He spoke softly, tilting your head so you were facing him.

He was grinning down at you, eyes filled with nothing but pure adoration for you. He looked at you with pride.

“You’re an artist, Y/N. You’re the one to watch.” 

[2tsrwzsba-blog]

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I am driving an weeks ago- any ideas?? just bought a Nissan no injuries, other car cost too much on they turn around and quick answers would be car from Dollar Car and if so, would driving my Mom s Camry already in life insurance internationally like Canada or how much it would how much should you just turned 16 and different things saying that go to a different plate and 7 pins. permit. When I call to 1 yr. period is, she has a (V6) Toyota Tacoma Please lost my license for without insurance in illinois. insurance companies helped or & lower price. Anybody i currently found some just passed my test, a car but i health problems are self-inflicted, yet but want to and i am most I am covered then $4400/yr. I know no on aviva insurance, whenever a named passenger. I parents said that if this health insurance insurance the US government is ontario. what is the its a lot) Thanks .

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cheap liability car insurance texas

"cheap liability car insurance texas

cheap liability car insurance texas

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Is life insurance mainly to help other people like your wife and kids if you lose your job? My mom started life insurance with us when we were kids and still pays for it. I am 39 and may never get married. Should my mom continue to pay on this policy? I am not real sure what life insurance is for but I don't feel she should continue paying it for me. Please advise me on this.

What do u think if a young man married a woman 74yrs older than him. and its his frist marraige. and her 21st?

i herd this on the radio and i wanted other people's opinions!

Home contents insurance?

im looking for an all in one contents insurance. which will cover mechancal breakdown of white goiods, tvs etc... as i recenetly found out the isurance i have got only covers incase of flooding, fire and theft. not when my cooker blew up. please help, as im new to having my own flat and nver had to do things like this before""

If I provisionally insure myself then will my insurance be cheaper when I pass?

I'm 17 and I was wondering if I bought provisional insurance on my car then would it be cheaper to insure after I pass than it would if i didn't have it?

Do car insurances typically give lower quotes for married couples?

I'm going to be jumping on to my fiances auto plan [Progressive] and heard that insurance agencies give lower prices to married couples. Is this true? He drives a 1988 bonneville and I drive a 2001 sunfire. I am also in college, he isnt.""

Young driver car sports car question? (insurance)?

Im 17 years old. Im on a budget of 15k for a new car. Im looking at 2003 350z's, a 2003 Mitsubishi lancer evo, or a subaru wrx (non sti). All of these are ridiculous on insurance, i know, but thats the sacrifice that must be made because i refuse to drive an economy sedan and be like every other kid my age. Im not a wanna be fast-and-furious driver, i have loved cars all my life. What do you guys think would be the most practical sports car for me, either listed above or in your own eyes. Dont suggest anything with less than 230 to the wheels or more than 6 seconds to 60. Thanks.""

cheap liability car insurance texas

cheap liability car insurance texas

18 year old full cover insurance?

I'm 18 and I have full cover insurance on a saab 97x but I pay 200$ I wanna see what I can do to pay less

How much do you pay for your car insurance ?

I have a mini van about 10 years old. I pay $250 every six month I believe ... premium. Covers 1000K Injury, 50K, 25K property damage, and 10K injury.""

How much will my insurance go up for a speeding ticket?

I got a speeding ticket in July going 100 mph in California. I live in AZ and was visiting when I got pulled over. I got a notice in the mail saying it's mandatory for me to appear in court. Does anyone know how much my insurance will go up? I'm 25 yrs old and this is my 2nd speeding ticket. The 1st one was in AZ and it doesn't show up on my record because I went to driving school.

Insurance??? serious question?

Why is insurance higher for males if females are the worse drivers

Insurance Card?

Is it true that your insurance company can refuse to cover you if you didn't have possession of your card in the car at the time of the accident? This is what I was told by a police officer at the scene. (I have a valid insurance policy, but I just didn't have the card there.)""

Peugeot 106 or 206 for first car?

Im 17 and im goin to buy a new car , wot should i choose wot will be least on insurance will there be much difference , how much on average will insurnce be in the uk , north west, any other suggestions for a car upto 800 to spend, thanks x""

""If someone else drives my car while I'm in the car, but they're not listed on my insurance, is this legal?""

My boyfriend and I are over the age of 25 and live together. We are not listed as drivers on each other's car insurance policies, so I was wondering if it's legal for my boyfriend to drive my car while I'm in it or for me to drive his car while he's in it. If we get pulled over or get into an accident, are we covered by the other person's insurance? Will we get in trouble for not being listed on the insurance of the vehicle we're driving?""

How much does car insurance cost for a new driver?

How much does car insurance cost per month for a new driver (16 years old) in california?

Is it good to shop around and change car insurance every 6 months. In order to always pay the lowest?

Does that look bad in your records, credit, financial history etc? Example..... This bastard is always changing car insurances every couple of months.""

Car insurance?

my car is not insured, my friend wants to borrow it and has own insurance for their car, she allowed to drive any car with the owners consent, will her insurance be valid as i have no insurance, i belive that it wont be but they telling me differant, can someone please help me and settle this argument once and for all thank you""

""Compare car insurance with health insurance, car insurance is a law, health insurance isn't why?""

car insurance is a law right? and I know a lot of people that have a very difficult time paying car insurance since it's so high, but it seems like insurance companies are making a lot of money, NOW how can we compare that to health insurance if it became a law to have to have it. You would hope that health insurance would be more affordable since more people are putting money into the pot right, but I am afraid but it being a law, the rich (insurance companies will get richer) and raise the cost of health insurance since it's a law. Maybe our solution would be to have our government give us tax breaks on health insurance premiums and some how get more for our money with health insurance. It's sad that you have to spend $500.00 a month for health insurance but still have to pay office visits and wait 6 months for preexisting problems. Maybe the solution is to have better health insurance options, right? Isn't that what McCain wants?""

Is There A Way Of Finding Insurance Prices Without Owning A Car In The First Place?

Ok ill explain it better here. I'm after a car but i will need to know how much the insurance is for different cars. So for example if i wanted a car in insurance group 2, could i find out how much that specific car and insurance group would be for me? I know there's go-compare and all the other comparison websites but they are expecting you already have the car and just need to insure it. I need to know the prices before i get a car so i know i will have enough! Help please? Cheers""

1965 Insurance Estimate/quote?

Listen it has crossed my mind, since i live in an area with many, many 1965,66 mustangs (that are half restored, with okay engines) for sale for like 1200$ right, pretty beat up, but motor is fine. and i am 16, and i see these mustangs fly by, unnoticed and un-bought, and i thought i might want one for myself, for personal use. so what would be a average yearly (monthly also if you can) insurance cost, for personal use, say 5000-12000 miles a year, don't give me crap about mpg, or safety, or you won't find one for that price (looking at local paper, 8 listings, lowest one 750$ runs!, highest 1500$ runs!) okay THESE ARE ALL COUPES!!! NOT FATBACKS, (But try and list if you can, sepretly of course) PS: DON'T ANSWER THIS IF YOU HAVE ABSOLUTELY NO IDEA WHAT YOU ARE TALKING ABOUT, PREFERABLE MUSTANG INTHUSIST, OR OWNER PLEASE!!! i am 16, no bad driving record, curently male, white, kentucky citizen, well another question, how much do you think a passenger and drivers side door for a 1965/66 coupe would go for, and what about a seat (passenger/driver) saw one that was close to restored missing a few things. thought i might ask as well. please help!""

Need cheap TAXI CAB insurance... anyone know any companies?!?

Im based in southern California and I'm using a crack pot shop called Fiesta insurance and their thru the roof! I cannot find any Taxi insurers for a growing 2 car company! Need help, I've left messages with numerous companies and the only ones that call back are the ones who don't offer insurance for my needs... ANYONE have any info? I'd be most grateful!""

About how much will ensureance cost me?

Heyy ya'll, I'm 15 (ill be 16 next month) and I'm saving to buy a car next year! My mom says since I'm young they're going to charge me more for insurance, so what I want to know is about how much will they charge me a month since ill be 17 when I buy the the car?""

How do you switch from motability to owning a car with the UK's new car insurance policies?

Ok we've got a small problem. At present we get a car from motability, but we want to switch to owning our own car, but we have a major problem with this new all cars must be insured at all times or declared SORN scheme. The problem we have is that our motability car goes back in October. We're in a rural location so we need a car ready for when the switch over happens. At present with the motability insurance their insurance only insures one vehicle, the motability one, and can't have additional vehicles added to it. We've got a few quotes from insurance companies who have told us that when the motability lease expires they will give us the no claim discount based on the motabiity insurance, but they wont give us that discount until the motability car goes back. So what we want to do is get the new car before October, put it on the drive, check everything is ok with it, and then insure it when we start using it on the road when the motability vehicle goes back. Only problem is with this new law we can't do that without declaring the vehicle SORN. Some of the vehicles we've seen come with a few months road tax, so we don't really want to lose that by declaring it SORN, just for a few weeks (or is the tax disc still valid when you remove the SORN on the car?), we also don't want to insure the vehicle before the motability vehicle goes back as we wont get any NCB from the new insurer and that will cost us about an extra 500 in insurance (our current insurance price is about 500-600 but with 0 years no claims it goes up to around 1,000-1,100 - we have 3 years no claims with motability and I've held my driving licence for 6 years). I've read that you don't need this compulsory insurance if the vehicle is in trade, or between registered owners. That is one option, but how long after you buy a vehicle can you keep it in that status, would we be able to keep it like that for a few weeks or is it pretty much instant when we get the car. Obviously I realise I would need some kind of temporary one day insurance to drive the vehicle home after purchase.""

Classic Mini Insurance? Help?

Hi, I have a classic austin mini mayfair 998cc and 1989 year. I got quotes before on classic insurance at around 900 from footman james but now they have a new policy where they wont give insurance to anyone under 21. Ive tried all compare the market and other places but the cheapest i can find it for is 1600 fully comp. Can anyone help? ive tried other mini insurers like adrian flux but there around 2500! please help!""

Baby health insurance question?

[this isn't for real, its for school] if i have a child who has muscular dystrophy and a wife who is 4 months pregnant with another child, can i still get health insurance on that unborn baby without getting him tested? do i have the right not to tell the insurance companies? why might i not want to tell my employer? how would i feel about mandatory genetic testing? do insurance companies have the right to deny insurance to individuals with genetic disorders?""

Finding the cheapest health insurance to waive school health insurance?

Hello, My college requires that each and every student have health insurance or else they will put you on the school's health insurance - which costs $500 a semester. I've been trying to find an insurance company/plan that meet the requirements to waiver the school's health insurance. Does anyone know a cheap health insurance company/plan in Colorado that meets these requirements? 1. Outside plan must have an annual deductible of $1,500 or less (if it's a family plan, members must have an individual deductible of $1,500 or less). 2. Outside plan must be a Comprehensive Health Insurance Plan that covers medical care for both Injury and Illness, including outpatient AND inpatient medical services. (Non-Comprehensive policies such as Injury, Diagnosis, Cancer, Hospitalization or Catastrophic only plans DO NOT COMPLY). 3. Outside plan must have Mental Health Care Coverage that includes both inpatient and outpatient benefits that have the following minimum levels: Inpatient -- coverage of at least $10,000 or 45 days, Outpatient -- coverage of at least $1,000 or 20 visits.""

Motorcycle Insurance question?

I'm going to take the MSF course on Saturday and my understanding was that you're insurance is going to be cheaper and I will like to know why it will be cheaper

Cheap car to insure mpg above 25?

Looking for a car that you may have had experience with that is cheap to insure, with decent mpg. I was looking at '95 and '97 civics because they are older and I thought might be cheaper to insure and get pretty good mileage from what Ive heard. Mainly looking 4 doors not too shabby low insurance and decent mileage. Thanks in advance for responses everyone""

Car insurance question?

If I have insurance for me and my husband on our truck, and My Mother in law has insurance for her vehicle. If she borrows our truck and gets in a wreck, whose insurance will pay?""

Will doctors office workers lose jobs now with the new Affordable Insurance law?

Will more people lose jobs with the new law going into effect? How will those people find work now ? Will that add to our debt even more?

Are fire insurance mandatory in California(near Los angeles)?

If a house is all paid for, is fire insurance still mandatory? If your house catches on fire and gets completely burned down, when does fire insurance pay you? Also how does fire insurance determine how much to pay you?""

Security Guarding Company insurance?

Can somebody tell me how much the average insurance would be for a security guarding company?

cheap liability car insurance texas

cheap liability car insurance texas

How much is the fine for traffic violation 24250? What happens with insurance?

Basically, I just want to know currently, how much is a 24250 violation fine in California (San Jose). Also, do insurance companies take into consideration what the violation was when raising your insurance rate, or do they just look at how many points are on your record? Reading the rest of the question is not important, I just wanted to rant :P ---------- Here is what happened...had a long day, was starving, so stopped at a drive thru for food. Food took too long, so I turned off the engine and lights to save gas/battery. Forgot to turn lights back on. Drove about 100 meters where I got pulled over and the cop wrote me a ticket. Unfortunately, my circumstances did not make a difference and I got a ticket for not having my headlights on. Cop did not know the fine amount, the consequences, or even what category my violation was in. He thought it would not be as severe as a speeding ticket, so to teach me a lesson he gave me a ticket. If he just let me go with a warning, the same lesson would have been learned...just sayin'. Just looked it up...looks like it is just as bad as a speeding ticket, and a point will go on my driving record since I already had gone to traffic school for speeding June 08. Its completely unjustified for something this minor to be equivalent to speeding, but of course, the law has no compassion. Can't really do anything about it now...""

What is the Difference between a PRIMARY and SECONDARY type of driver on Insurance?

Was looking at Auto Insurance and was wondering what the difference is between being a Primary driver of a vehicle and a Secondary. Is it cheaper on insurance to be a primary if one driver has more years experience than another or does it matter at all? I gather being an occasional driver would make a difference on insurance though.

State farm car insurance people?

I am writing to find out what my options might be-to see if you guys might have some feedback. Long story short-I was in an accident on 6/28, that was my date of loss, submitted the claim then, my car is in the process of being repaired-and it will be ready 7/23 which is ridiculous. Basically my renewal is up on 7/19-however, I wanted to switch to Geico. I have been with State Farm for 12 years and I am amazed at the service-or lack thereof-and their turn around time requirements. They are charging me $668.00 for the same exact coverage as Geico would for six months however, I've added towing/rental reimbursement with Geico and it's only $303/6 months. I have several policies with them, and should be getting a larger discount IMO. I've heard Geico is awesome with claims and have friends that have used them. I am writing to find out if I can switch during a claim process-has anyone else done this? Thanks!""

What are the best car insurance company's?

In California it is Wawanesa low insurance rates for good drives only

What is the cheapest moped insurance?

I need help finding cheap insurance for my moped its a KYMCO Agility 50. I have checked all of the most well known comparison sites but the cheapest quotes are 190 for a full year. Any suggestions would be of help.

Motorcycle Insurance with DUI?

I am planning to buy my first motorcycle in few months, probably a Nighthawk or Ninja 250. But as I was searching for a Insuarnce it seems like with my records noone will take me. I have a DUI record and a at fault accident 2 and a half yrs ago and I am 23yrs old female. So far no luck with Inusrance company....pls help.. Thnx""

""Getting a yamaha r6, how much is insurance usually?""

Never had a bike, have a clean record, what does insurance usually cost on a bike??""

Estimate for car insurance payment for 6 months ..?

i am looking to consolidate, and want to see what i actually spend is right or not --- what should be a reasonable bargain on car insurance ??- i pay 950 for my 05 and 08 car. is that too much .. for 6 months, driver for last 4-5 yrs ?? what do you guys pay .. i know it depends on what all coverage you end up taking, still any ideas would help ..""

Is there california medi-cal type state insurance in the state of Oregan?

Was thinking of moving my family up to portland area,I have insurance here in california though my employer for my family,I will be seeking employment in portland area or close to,but until I get though the probation period of 90 days ,lord willing I find a good job right away .I need to make sure my two young kids will be covered medically incase something were to happen,one of my children is special needs so we get help though the state of california with phyical and learning theropy.Really would love to get my family out of los angeles as soon as we save up some start up money,Any helpful info about low cost or free state insurance ,childrens services ,family help would be great.""

File auto insurance claim or pay out-of-pocket in NJ?

My 17yo daughter just got her graduated NJ license, skidded on wet corner, causing $1300 in damage to wheel & susp. We have $500 deductible. Can we ask our insurance co. how much our rates will go up if we file a claim, or will that automatically flag her for additional points?""

Car that has cheap insurance and high MPG?

of course, needs to be cheap, or needs to have cheap payments.... I am a student and a mother, so can't be tiny... I am at a total lost. Thanks :)""

Car insurance question.?

Can I have a car loan under my name and have the title under mine and my parents name as a main cosigner? Then have insurance under my parents name? Is it possible to have the title under my name with no cosigner and insurance under parents? I just want cheaper insurance that's all.

How do you get health insurance?

im 16 and i dont have any health insurance. i wanna try out for the wrestling team this year but i dont think the school will let me because i have no health insurance. how do you apply for it and how long does it take to get it?

How do i compare insurance companies?

My boyfriend is the sole souce fo income for teh two of us right now (and for teh forseeable future), do to a medical issue i am dealing with. and that brings up the issue taht we would be in a world of troubel if he is hurt, or if he dies i would be in trouble. So we are thinking about getting him life and disability insurance policies. But there are so many companies out there, it seems daunting to research them all. and if i were to use a broker, how would i knnow they have my best interest in mind? so i was hoping people could share their knowledge and experience in this area. any tips are helpful! any stories (good or bad) about yoru experience with a particular company are great as well! Thanks so much!""

""How much is insurance for two adults, two small kids under 10, and two cars?""

I know for each company, it's different and varies, but how much do you guys pay personally for your company? Also, do you have to notify insurance after getting married. what happens if you forget? Do they call you personally or do you get fined?""

Best Home Owners insurance for my home in allentown PA in the USA?

I am looking for good home owners insurance in allentown pa..i have a regular row home but i think im being over charged by my current insurance any suggestions for a good and affordable insurance.

Terms Life Insurances-term life policy?

i am wanting to cash in a 14year life insurance policy. the amount is $50,000. what is the formula for a cash out, in other words how much will i receive?""

Car Insurance for a 17 year old girl?

How do I get the cheapest car insurance possible. Should the car being insured be expensive (ish) or cheap? Should I wait until after my daughter has passed her test? I appreciate that all insurance for first time drivers is high but would like advice please.

Do i need a cars permit to get a motorcycle permit in california?

hi i just wanted to know if i have to get a cars permit for a motorcycle permit in california im already going to turn 17 in a couple of months and i already took drivers education i also read and studied both handbooks for the test sorry if my english is not that good or if i misspelled anything

Help with car insurance?

I have a 2000 Chevy silverado Ext Cab w/ the 5.3 liter v8. I am 16 and my insurance is $175 a month. I am looking into getting a Pontiac G6 05-06 model. My question is, how much more do you think i will have to pay per month, even though its a smaller car witha smaller engine, but is a newer car?""

Car insurance help in northern ireland!!!?

i am a 17 year old living in northern ireland and i am practicing for my driving license but i hav had quotes on cars and they are in the region of 2000 pounds which i cannot afford. my dad has 30 years no claims on his insurance but he will not let me on his insurance in case som1 claims against me and he loses his no claims bonus. can someone please help me because i really want to drive a car of my own that i can afford the insurance on???

What car insurance company in the UK will insure an american licence? I cant find one to insure me on my FL?

Just moved to the UK for one year and need car insurance, cant find a company to insure me, tried all the big ones but I know there is some out there!!""

Trampoline and home insurance question?

I would like to purchase a large trampoline. However, my boyfriend said he would have to pay more home insurance if there is one on his property. Is that true? Wouldn't that only be required if people outside of the home get injured on it? I would be the one using it mostly, the kids would too. They're young teens.""

Insurance on a Firebird?

looking for cars with the lowest insurance rates but idk anything about that... i know sports cars are more expensive. age, location, record and all that too.. but are firebirds generally expensive to insure?? and bc its older will it be less expensive?""

What's the point of car insurance?

I've been paying my insurer monthly for several years. I have one relatively small accident where my damage doesn't reach deductible (so I have to pay for my damage out of pocket in full), they pay the other car which was around $1500 or so. They raise my premium for 3 years to an amount where in 3 years I end up paying for the other car anyway, and I still pay monthly as I have for all of the years before that... I'm trying to figure out how that's beneficial - outside of the fact that they paid upfront.""

cheap liability car insurance texas

cheap liability car insurance texas

Can i get insurance on my car with out a licence?

Im 18..and i have a car..i dont have a licence yet...only my permit..so can i still get insurance on the car with out a licence?

Does anyone know where i could get a car for my driving test? I need insurance as well. I am 16 years old?

I am going to go get my licence. I am 16 years old in California. The problem is, i don't have a car. Please don't ask me what i'm going to do with my licence if i dont have a car (it's a long story). I need a car i can take with me to do my road test. The DMV also needs proof of insurance. Please tell me where i could get a car and get the proof of insurance. Thanks!!!!!!!!""

""When settling with an auto insurance company after a car accident, what is an appropriate amount to request?""

I hurt my neck (muscle strain, nothing broken) in a car accident and have exhaused the Personal Injury Protection with the insurance company. They said to call them after my physical therapy was completed to settle for the pain and suffering. The neck pain is still there and will most likely be chronic regardless of any additional physical therapy. I've heard that people are typically given 2X the amount of medical expenses. I don't want to hire a lawyer but don't want to get less than I deserve either. Any advice on how much to ask for would be appreciated.""

Will I make my bf's parents' car insurance rates go up?

I've lived with my boyfriend and his family for a little over a year now(I pay rent). I am 19 and do not have my license. I have relied on carpools and the bus so it wasn't an issue. Now, I am planning to buy a used car, take the road test and get my own auto insurance. The thing is, they would most likely complain if this would increase their rates. I wish I could just pay a high rate alone- what would be the difference if I just rented a room in a strangers house??lol. I think that it would affect them, but does anyone know for sure?""

How can you get around motorcycle insurance?

I am trying to get a 2007 Kawasaki ZX-6R. I got denied for the kawasaki card, but they said I could probably get approved threw a bank or another lender. But that way I would need to get insurance, is there anyway of getting a loan without having to put insurance on the bike. I live in the state of florida if that helps.""

What's car insurance im a beginner on cars?

I'm only 17 in the future I want to buy a car a mini countryman I see a lot of car insurance ads on tv do they pay you or do you pay them

How much does a teenage car insurance for a 1991 chevolet corvette convertible cost per month?

my grades havent been good till this year i kinda have a bad record idk if that would effect it so ya i no i turn 16 on tuesday and im getting the car for my bday so i need to no quickly how much the insurence would cost thanks

Baby health insurance question?

[this isn't for real, its for school] if i have a child who has muscular dystrophy and a wife who is 4 months pregnant with another child, can i still get health insurance on that unborn baby without getting him tested? do i have the right not to tell the insurance companies? why might i not want to tell my employer? how would i feel about mandatory genetic testing? do insurance companies have the right to deny insurance to individuals with genetic disorders?""

I had no car insurance.....?

and my husband was in an accident.. His fault, he rear-ended her. We payed he deductible, and now her insurance company is trying to come after us for the damages. Can they do this? I thought that was why they paid for insurance. If I would have had insurance, they would have only paid her deductible. I also got a signed statement from the other vehicle owner accepting the money for the deductible and settlement.""

Can the auto insurance kick you out?

1st time geting a license at the age of 63 then having 1st month of insurance then 3 weeks later geting an accident which involving crashing into an property which i assume the damage cost from the insruance eyes would be $25-30,000 where our eyes would be at maybe $10,000 plus they were 4 in the car all injured can the auto insurance kick a insurer out for this very 1st major incident? this shouldnt be suprising to any insurance company when it comes to New Drivers reguardless of age...bottom line can they kick them out and other insurance corps deny to sell insurance?""

Honda CBR125R Insurance rates or recommended agencies? 16 Year old male Ontario?

I have an 80% average in school and my parents have auto and home insurance with statefarm. Only 125cc 130km/h tops. first vehicle. Thanks

Has your Dr ever lost interest in you when your insurance won't pay his prices?

I am seeing many comments about care being reduced equal to your ability to pay. If there were 40,000 government doctors available (like military doctors, on salary, not profit based) ...show more""

How much would my car insurance cost?

Right now I drive a red 99 mustang. I am paying around $2500 a year through National liability & Fire Insurance Co. for car insurance with nothing against me (no accidents or tickets or anything). I am 19 years old and am looking into getting a red 89 Trans Am. I live on the east end of Long Island. Based on the above info, what do you think I'd pay monthly for car insurance for the Trans Am?""

What if an auto insurance valuation is too low?

The insurance company wants to total my car, which was in a parking lot accident. The value that they are giving it is way too low. I know some people want more than their car is worth and the insurance company would like to save themselves as much money. However, objectively looking at it.... I cannot find another car for the price that the insurance company says it's worth. Online dealer ads list some cars with somewhat higher mileage at $2,000-2,500 more. When I offer the amount that the insurance company offered, they are polite but decline the offer. The insurance company uses comparisons with cars that are all much higher in mileage, some double. I suspect those cars are beat up. The state insurance commissioner will do nothing much, according to what their website suggests. At most, they will be an informal moderator that encourages resolution. They also tabulate the number of complaints. They will not get involved unless there is a clear violation of law, not just low ball estimates. They even say that. Actually, the repair estimate plus salvage value equals the value they assign. If the value is higher, it should be repaired, which I want. I am willing to accept a fair valuation and settlement but it is not fair now. What should I do?""

""I don't have car insurance, is it illegal to drive someone else's cars which has car insurance?""

My dad lets my use his car which has car insurance, i just want to know if its illegal to drive without insurance in california because i don't have insurance.""

How much would i pay for car insurance?

How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago""

Car insurance for a 17 year old?

Hi, ive just passed my driving test and now want a car. The plan was to buy a clio/corsa/punto as i thought they were cheap insurance. When i put them into car insurance comparers though its coming out at like 2500. Even thought im a lad i though it would be cheaper than this. Can anyone suggest where to go to get cheap car insurance or what car to buy were its cheap insurance or any tips any information is helpful thanks a lot xx""

Who offers affordable home owners insurance in south florida?

trying to buy a house in south florida and I need a good and affordable company for my home owners ins.

Approximate monthly premium for State Unemployment insurance and the coverage?

1) My employer is in California and I have been working in Illinois for 8 years until last month for the client of my employer. My family is myself, spouse and two kids. The contract with the client is over and my employer might terminate me. In this case, should I file for unemployment insurance in California or in Illinois? 2)What is the approximate monthly premium to be paid for state unemployment insurance? 3)what things will be covered by this insurance? If various factors would affect the answers for the above questions, please try your best to give approximate estimation for the monthly premium and coverage details. Thanks.""

Pay car insurance if I'm going to be out of the country?

Hello, My car insurance is going to expire in 4 days and I was wondering If I should simply not pay it. I'm going out of the country for 1 month and will not be driving my car. I don't think that Progressive will let me push back my payments. Would it be cheaper or easier for me to just simply not pay, and get insurance when I return? I pay 5 installments of $50. If they charge a fee or something less than $50 it seems like I should not renew my policy. I've been on hold for a long time on the phone, and want a game plan when I finally talk to someone. Thanks for any advice!""

""If i become knighted, will my car insurance costs be lower?""

If i become knighted, will my car insurance costs be lower?""

Would I need car insurance before purchasing a used car from a private dealer?

I'm 18, I'll be 19 by the time I purchase my first car & I was wondering do I need car insurance before I buy the vehicle. I've never done this before so I have no idea how this works.""

Affordable medical insurance?

I'm looking for an affordable medical insurance that will primarily be used for prescriptions. I don't need a huge hospital deductible. Any ideas?

How to get Homeowners insurance after bankruptcy?

Only serious answers please. State: CT (Fairfield County) Need homeowners insurance for condo. Dropped for making late payment. Have condo over 15 years and never made any claims. Recently filed bankruptcy. Need insurance asap. Are there any insurance carriers that rely more on claims history than on credit these days? This is first time I have ever been dropped.

Is insurance more expensive on a Two door car or a Extended cab truck?

Cant deside between a 99 Chevy silverado or a 2002 Celica. which insurance will most likely be cheaper?

cheap liability car insurance texas

cheap liability car insurance texas

https://www.linkedin.com/pulse/state-wisconsin-insurance-commissioner-complaint-form-peter-holland/"

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cheap motor insurance online

"cheap motor insurance online

cheap motor insurance online

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Ways to check is a business has insurance?

Exactly what the title says, is it possible to check online, or anywhere else, if a business has any kind of insurance? I can't ask them at the moment, because of a legal issue, however, I would like to know if they have any kind of insurance. The business is in Illinois too, if that makes any difference.""

Classic car insurance?

i want cheap insurance so will buying a classic help that?

How do I get health insurance?

Im a 22 year old college student but im no longer covered on my parents health insurance. I hate not being covered, and I want to find my own health insurance. My job offers it, but it is really expensive, and as I said im a young college student who already has tons of bills. Any ideas how I can get good, inexpensive health insurance? Anyone know where to even start looking? Thanks!""

Can you haggle auto insurance?

I currently have Allstate for my auto insurance and have a local office and agent. I like having a local office but I recently got a quote from Geico that was over $150 less for 6 months than what I currently pay for the same coverage from Allstate. My question is, if I walk into my local Allstate office and show my agent the lower quote I got will he be able to give me a comparable rate with the same coverage to keep me as a customer or does he not have it in his power to do that? I have never had an accident or even a ticket and always pay my bills on time. I also have excellent credit. I'm just looking to lower my insurance rates.""

""Founders insurance refuses to pay for an accident, how do we get them to pay?

my friend got rear ended and the hit was so severe they bumped into the person in front of them and the car at fault ha founders insurance wont pay they have to cover medical expenses as well as the car being totaled..they refuse to answer their phones or return any calls at all. i looked up the reviews for the company and everyone says they suck...so now my question is now how do we get them to pay for the car and medical expenses its been a week now and nothing

What cost more to insure?????

what cost more to insure, a coupe , sedan, convertible, truck, suv, i ask because i have a mustang gt and insurance and gas are killing me. i want a luxury car, but cant decide if i want a suv or sedan ect. ect.""

Should I accept this settlement offer from an insurance company?

I was in a car accident when a girl blew a red light and smashed into my side. $10,000 in auto damages that was fixed rights away. (btw she admitted fault to police so im 0% at fault legally) I went to emergency room for precautionary reasons. That cost $1450. Then little by little the pain started to kick in. I had neck pain, shoulder pain, back pain and terrible pain in my knee. I had MRI on back, knee and neck because those were the worst. That total was about $1800. I was told by the doctor that the mri on my back said I have two herniated disks and I should do therapy. I listened to him and went four times per week for four months. The Mri on my neck came back good. But my knee showed a tear in mcl. I had surgery on that and had to see the surgeon in his office twice plus hospital bills which equals a bill of $14,500. I then needed 2 months of therapy on my knee. Also all the pain meds ive been taking through out the whole process is around $600. I had a ekg for my nerves to test if they were good and that cost $800. So after doing my research I find websites that say the settlement amount s should be all bills multiplied by 3 depending on the persons insurance carrier and coverage. Well this person has $200,000/$200,000. So far all my bills have been paid through my insurance. When I do the math for what all the bills are is comes to roughly $28350. I didn't include the four days per week for therapy and seeing the doctors. That has to be a big chunk also. My lawyer called me and said he was made an offer of $42,000. He gets a 1/3 of that. I think they low balled me soooo bad on this. If i use the X3 multiplier method then it should have been somewhere around $85,000 offer. Remember I didn't even include all the visits to the therapy. Is this a good offer or should I decline and wait for second offer? My lawyer thinks we should wait it out because he has such a big insurance policy that we can get much more especially since that was our first offer.""

How much do you pay for your car insurance ? (UK)?

I am 19 with a VW polo 1.4 payin 140 a month

""I was driving my husbands car, I was not on his insurance yet. A car hit us while sitting at a stop sign?""

I was driving my husbands car, I was not on his insurance yet (married two weeks before). A car hit us while sitting at a stop sign. The at fault driver's insurance company is ...show more""

What can you do if an insurance company breaks the policy terms?

My dad's insurance company has changed his policy and made a new one after he's already made 2 payments on the old one.no terms were violated by my father and he did not add anything new. they raised his price by $126.88. i looked over at the statement current and old one. they're making no sense. what can we do? and also last question can they add interest rates to payments that aren't even due yet to each month? i thought interest payments were only a requirement if the bill wasn't paid on time??

Insurance? Risks? Help!?

Can somebody give me 4 benefits of using risk reduction methods.. For insurance :/

Does the owner of a car have the be the primary driver on the insurance?

I'm not far off from passing my driving test (in the u.k.) and my mum is giving me her old car (she's got an new one now). I've looked at insuring me as the primary driver and it would cost around about 1000 but if i'm set as the secondary driver and my fiance is the primary driver it's around 300 or something my dad says. My questions are: If i'm registered as the vehicle's owner do I have to have insurance with me as the primary driver? Also, Is it a problem if my fiance is the primary driver on my car as well as his? I've read online somewhere that he can't be the primary driver for both cars (wasn't sure if the site was referring to in the u.k or elsewhere in the world though)""

Car Insurance and an accident?!?

So my parents are wanting me to get my own car insurance plan. Here's my question though. I got into an accident last December but my car insurance is under my dads name. Does this accident show up in my name when I ask for a quote from other insurance companies?

""Got into car accident, my fault not my insurance?""

the car and insurance was in my moms name, i was not listed as a driver, ran red light, car smashed me in side, his car somehow flipped over, will insurance pay for both cars,it was on full coverage""

Which is cheaper car insurance in newjersey?

Which is cheaper car insurance in newjersey?

Will a speeding ticket from a different state affect my insurance?

Will a speeding ticket I got in California raise my insurance for my current state of residence?

Temporary car insurance california?

So im spending my summer in california, my unbcle lives here and has a car and maybe ill hae the chance to drive it. I was thinking that I need an insurance, I come from france and only have an international drivers license, so I was wondering is it possible to get an insurance in here? Thanks, no mean answers plz""

Question about car insurance.?

I just got my drivers permit, and i don't have a car of my own, my finance has been teaching me to drive in his car, and said once i get my license his parents will let me drive one of there old cars. I don't really know how car insurance works.. my finance is still on his family's insurance, since they get a discount for multiply cars (they have 5). My question is, would there insurance cover me driving there car? or would i have to get my own plan? and can i get a plan on a car i don't own?""

Cheapest car insurance company for young drivers?

I am 18 and just passed my test. Any one know of any really cheap insurers that i can go with?

Car insurance cost monthly?

Hi, I'm a newbie at this and maybe I should call my dad and just get the answer but he's kinda busy atm. How much does car insurance cost monthly or during a 6 month ...show more""

Speeding ticket//No insurance!!!???

My friend was driving my car and got pulled over for speeding I didnt have insurance at the time she was pulled over, But I do have insurance now.(a couple days later.) The ticket is being paid tomorrow with my proof of insurance, what will happen b/c the date of purchase is after the day she was pulled over. I live in ohio. PLs help""

How much does health insurance cost per month?

I'm a freshman and I'm doing a project in my career planning class. I have to make a budget to see how much I need to make from my job. I need to know how much health insurance would cost per person. I want to be an architect or art director so idk if my employer would cover some of the cost or what? I'm kinda confused on this project cause I've never had to think about this stuff.

What is a cheap car insurance company in New Jersey?

I am only 20 yrs old.

USAA insurance for motorcycles?

Does anyone know what motorcycle insurance through USAA would cost for a female beginner between the ages of 18-24? first bike (let's say a Buell Blast, if the type of motorcycle matters), never had any accidents or speeding tickets, and passed all the safety courses, etc. I'd look it up myself, but for some reason the website isn't letting me look at the motorcycle section right now. Thanks in advance.""

Car insurance question?

I currently have my car insurance through State Farm but I am switching to 21st century. Does State Farm charge a month in advance? I looked at my account online and it says that I was billed May 10th and the money will be taken out on May 25th. Also, I do the reoccurring payments, they take out my payment every month. Will I have to make a payment on the 25th even though I'm cancelling on the 20th? I'm going to call my local agent when they open, I just want to hear other peoples experiences with cancelling their insurance. thanks!""

cheap motor insurance online

cheap motor insurance online

Car insurance help needed?

I'm 16 and a male and I need to find out how much insurance would cost on a 2000 Monte Carlo SS. I heard that pod grade help so I have roughly a 3.3 GPA in HS

Need help with Car Insurance?

I am a 18 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance.""

""No health insurance, now what?""

for the last 3months ive had numbness in both my arms and feet, i believe its a pinch nerve, as of now i have no health coverage until january cause i applied late for it through work. am i doing the right thing by waiting , i cant afford to pay for a doctor, medical bills are expensive, what would you do""

Best Health Insurance Quote for uk?

Can you Suggest me Good Place where I can get Quote to Life Insurance?

I need car insurance in broomfield co?

I have one speeding ticket and i'm 19 years old where can i go to get car insurance cheap i get min wage. and i need full coverage and if you know what full coverage consists of please let me know i have a 2003 dogde neon se

About how much would it cost to for a year of car insurance for a 17 year old in new york?

I am planning on getting a used 2001 Mercedes-Benz C-Class C320. Before I buy the car I will have a senior license and will have taken drivers ed and a defensive driving coarse.

Auto insurance in florida?

okay heard a rumor that as of october 2007 NO auto insurance is required in the state of florida.... anyone else heard of this ?

Looks Like my Insurance wont want to pay out for my damaged car?

I got hit by a car recently and my car was taken away for repairs. I have just been told by my insurance that my car should not have been on the road reason being that its half and half . I did my due diligence before buying this car in 2011, HPI checks and all and it came out clean. The insurance company also confirmed this as well to me. Now it looks like my insurance company does not want to pay out for my car and they want to cancel my insurance and leave me without a car. WHAT DO I DO. PLEASE SOMEBODY HELP ME. I AM A SINGLE MUM WITH 3 KIDS.""

How much a month for loan and insurance for a 350z?

Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily""

Why is group health insurance better than individual?

My employer is offering group insurance. My individual insurance seems like a better deal but everyone keeps saying group is better? Why is this?

Actuarilly fair price of insurance?

Suppose that every driver faces a 1% probability of an automobile accident every year. An accident will, on average, cost each driver $10,000. Suppose there are two types of individuals: those with $60,000 in the bank and those with $5,000 in the bank. Assume that individuals with $5,000 in the bank declare bankruptcy if they get in an accident. In bankruptcy, creditors receive only what individuals have in the bank. What is the actuarially fair price of the insurance? What price are individuals with $5,000 in the bank willing to pay for the insurance? will those with $5,000 in the bank voluntarily purchase insurance? (Hint: Remember that there are state law facing individuals to purchase auto liability insurance)""

Do I need to buy car insurance before driving a used car that I purchase home?

I am thinking about buying a car. I won't know if I'm buying this used car until I go look at it. How do I drive it home, if I won't have car insurance at the moment that I buy it?""

""Got rear ended and no car insurance. will the at faults insurance contact me, or should i contact them?

i have no insurance. i got rear ended today and my car is trashed. will the guys insurance company contact me? should i go to the police station and get a copy of the drivers info and contact their insurance? i dont want medical comp. i just want my car fixed.

Help with Car insurance cost?

ok so im 17 1/2 year old male and ive been driving since i was 15 1/2. As of right now im covered under my parents insurance with Mercury auto insurance and i pay $500 for 6 months of coverage ($1000 a year). I am currently covered for the three cars that my family owns 1996 Acura 2.5 TL (my crappy car) 2008 MBenz C300 (moms) 2011 Mazda 3 (Dads) So heres my question.. My car (the TL) is starting to break down and the cost of service is outmatching the value of the car. So ive been saving up to try to get another car and i am going to put down 40-50% of the money and my parents are gonna pay for the rest. The cost of the car is not the issue i was wondering more about my cost of insurance for the cars that i am interested in. I know that my most accurate response would be from the Insurance companies themselves, but i dont have time right now. I just wanted to know what you guys thought about how much i should pay per month for these cars. So the cars im interested in ( theres alot lol) are: 90's Toyota MR2 (preferably turbo, but i could live without it) Subaru WRX (Non-STI) Nissan 350Z Honda S2000 BMW 330i (coupe only) 00'-04' Ford Mustang GT There are others but i cant remember them right off the top of my head.. I know its gonna be WAY more expensive then what i pay now and that most of these cars are 2 door and 2 seat which will just make it worse. But im really willing to work for it and like i said i pay my own insurance bill. So how much do you think each of these cars cost for monthly insurance? And of the cars listed which would you most recommend?""

How do I find affordable health insurance that covers sterilization?

My job doesn't provide benefits, but I'm tired of waiting to get Essure or a tubal ligation. Where can I find information about reputable insurance companies (that I can afford) that cover sterilization procedures?""

""Adverse price of insurance for 50cc moped, I'm 16?""

I'm 16 years old and going to take my cbt for a 50cc moped, what would be a rough estimate of the price of insurance yearly or monthly I would have to pay for it?""

Temporary car insurance only 18?

Just wondering if anyone knows where i could get 1 months car insurance but i'm only 18? Cheers

Can I get medicaid? (17 weeks pregnant)?

Okay here is the deal, I appreciate all of the help. Okay so I am 17 weeks pregnant and have cigna through my job but when I went to talk to HR today, I will have to be terminated when I take maternity leave because I will only be at the company for 11 months. ( need to be there a year ). So when I give birth, I wont have coverage, that is a bummer! I dunno what else to do but cancel my insurance and get medicaid, something I was trying to avoid but now I don't feel like there is an option, cause I can't cover the baby either with my companies health insurance... argh.. Can i still get medicaid even though I'm so far along??? I'm so scared and dunno wtf to do. Help!!!!!!!!!!!!! and BTW I am in the state of FL""

Car insurance for 16 year olds...?

How much difference would the insurance be for a 16year old if the car make was either a comaro with a v6 or something else with a v6, like a nissan or mazda. Does the make of the car make a difference? I have good student and a bunch of other thngs that make discounts but was wondering if there is a big difference between just the make of the car. Im looking at buying the 2010 comaro if the insurance doesnt change tht much...... any info is great! :) thanks!""

Will Photo enforced tickets raise insurance rates?

How can this raise rates to specific drivers if more than one person operates that vehicle? Not fair to raise the rates of the person whom the car is registered to because they may not have been the driver.

Looking for an insurance plan to switch to with good maternity?

I'm getting married in less than a month & will no longer be on my insurance, my husband to be can stay on his till he's 26 however my current job doesn't offer me ...show more""

I was in a car accident with no insurance.?

It was a minor accident no injuries and my insurance ran out 3 days before the accident, i have got insurance again but The person I was in an accident with is taking me to court to try and get $2800 for the damages. Now I know his vehicle is not worth more than $1000. Could that mean that I can pay the price that the car books for and then he will have to give me the title, like insurance companies do?""

Life and Health Insurance Exam- I have taken it like 5 times and not been able to pass it?

I have been doing this online course license2go.com, and it has a lot of good information but it seems like on the test, there is a lot of stuff I didn't ever see when taking the test. Is there any alternative way to getting a license? Like online? If not, what are some other good ways to study for it? Thanks""

""If someone is living with my, gets in a car wreck without insurance, can I get sued?""

That sounds weird, but with all the stupid laws out there, I thought I would ask because im facing this situation. I live in Washington state. My brother in law lives with us with my sister, and he recently got fired from his job. He pays no insurance, has no contracts with us, but lives here and uses my address as his own. He was talking about letting his car insurance go because he was no money. If this happens, and he gets in a wreck, can the person whom he hit come after my property? Or is my brother in law just screwed if that happens?""

Proof of insurance in Georgia?

If I will be driving someone elses car and they have auto insurance do I have to have insurance as well?

cheap motor insurance online

cheap motor insurance online

Can someone convince me Car insurance isn't a complete waste of money.?

I'm only just turning 18 so I've never bought insurance myself my whole life. My stance on insurance is this: You might not have full coverage, they'll try to weasel out of paying you AND you might go for years without getting into an accident. In that time, if you pool up the money you'd have spent on car insurance you'd be able to pay for a car accident anyways. Now I'm just pulling this out of my butt, I don't have much of a basis on saying these things other than its just how i feel about it all, which is why I'm here. What creases me the most out of all this is that i hear car insurance for people my age is high, they treat us all the same and were not given a chance. Apparently no one sees age discrimination if it were slapped on to their face. They force you to have car insurance in Ontario which to me sounds a little ridiculous because i thought insurance was a service, an offer provided by companies, not an obligatory contract the government makes you pay for even if you don't want it. You can see my clear disposition against it at all, quite frankly i about don't wanna drive at all at this point. Though I want to be convinced because Canada's winters are cold, and modern life today kind of requires you to have your own mode of transportation.""

What would be a good price quote for motorcycle insurance SR-22?

I baught a motorcycle about a month ago and got it running last weekend. I only paid $400 for it. I need SR-22 insurance to get my license back and was wondering what is fair to pay for such insurance on a motorcycle worth no more than $400.

Can I get health insurance for my nephew?

My nephew is 2 years old and I am really unhappy with the medical treatment he's been getting. He has asthma and has had an awful chest infection for months now, which doesn't seem to be going away. He coughs incessantly, often bringing up mucus. I want to know if I can insure him, as he's not my son. Also, is BUPA the best way to go or are there other private health companies that you would recommend?""

""If you are a teenager with your own car, how much do you pay for car insurance???????""

i was just wondering because i want to get a car eventualy and i know that it will be very high......... also for example if your 16 and you get a car from 1991, how much would you think you would play a month for insurance?""

How much is renters insurance?

I've lived in several apartments, but none that required renter's insurance. I'm planning on living alone in a 1 bedroom apartment in the Tucker/Stone Mountain Georgia area and several apartments I've looked at say they require it. How much can I expect to pay (approximately) for renters insurance? What factors determine rates for renters insurance? Is renters insurance always monthly, or can you pay yearly or every 6 months? 10 points to the best answer! P.S. I've tried looking around online, but all the sites want an exact address where I'll be living and my social security number just for a quote. Just looking for the ballpark.""

""Car insurance, Help!?""

I crashed my car into another car, both card sustained minimal damage, I just payed for my car to be fixed without consulting my insurance, is this illegal? And furthermore could I settle a money agreement with the guy I crashed into? is this all legal? Also if the guy decided to go through insurance would someone come inspect my car or inspect his... Basically what would the whole procedure be? I haven't contacted him yet""

How can i boost my torque and speed on my subaru impreza 2.5i?

I didn't buy the WRX or STI cause of the cost for insurance. So the turbo is kinda out, unless someone could find me a special turbo for 2.5i. I don't think there are any though. I just want to make my car faster in acceleration and torque. Money doesn't matter, but I would like to know how much some stuff costs.""

Car insurance car location?

Hi, im looking to buy a car that i would occassionally use. i work in birmingham and live in the city centre but need a car for oncall. when im not oncall i get the train. when i dont need the car i would leave it in nottingham with my parents where my dad would occassionally use it. the car would be kept more at the nottingham address than my birmingham one. insurance is cheaper at nottingham so can i put that as the car location even though it would sometimes be in birmingham. it sounds obvious but an insurance company has really confused me saying it must be in birmingham which makes no sense as the car would be kept more in nottz. ive been told insurance companies will try there hardness to avoid paying out say for example if the car was stolen. please help!""

Which job has cheapest car insurance?

what job do i have to get to get real cheap car insurance

Which is the best insurance policy with low premium and high returns --- Plz suggest me?

Which is the best insurance policy with low premium and high returns --- Plz suggest me?

18 year old motorcycle insurance Toronto Canada?

Hi, I am 18 years old, I passed my M1 2 days ago and i have no driving record. My motorcycle is a hyosung gt250 (250cc) and I am looking for insurance. However I'm having the hardest time finding anyone to insure me. So my question is does anyone know an insurance company that will insure an 18 year old with no driving record, no safety course (I've been riding motorcycles (dirt bikes) ever since i was 8 so i don't need it) and an M1 licence? thanks Location: Toronto Ontario""

What health insurance company is the best value?

I want to sign up for health insurance but I'm not sure which company to go through as there are so many. I'm a 21 year old male with little income (about $1200 a month) with no dependents or job benefits. I went through the healthcare marketplace from the federal government which just said I need to get medicaid. I'm in the process of applying for medicaid as well. But if the medicaid doesn't work out or isn't very effective what is anyone's opinion on the best insurance company for me. I'm looking to spend only around $100 for a monthly premium. Any feedback will help me narrow it down and know what to consider. Thanks for the help.

Estimate the affordable mortgage and the affordable purchase price for the Bergholts? Please help if you can.

Kim and Dan Bergholt are both government workers. They are considering purchasing a home in the Washington D.C. area for about $280,000. They estimate monthly expenses for utilities ...show more""

Home content insurance?

I am new to the UK. In Japan, few people buy home content insurance because home contents are normally not valuable. It seems to me most people here buy home content insurance. It sounds not attractive a)the premium b)the high excess. What is your view?""

I'm getting sued from an old car accident? will my insurance pay?

two years ago i was involved in an accident with another vehicle. we filed a police report and we each reported the accident to our insurance companies. i filed a claim with my company, but the insurance companies had us each pay our own damages. we both walked away from the accident. two years later, i receive a certified letter that i'm being sued for $10,000 (within my liability limits) for medical damages and other losses. i need to appear in court or have a lawyer. it's been two years, will my insurance company still cover this after such a long time? and, do i have to find my own lawyer, or will the insurance company help me? (they're a very good company) i just found out and i contacted them, but they can't get back to me til monday while they find the old adjuster's files.""

How much will my car insurance go up?

Two weeks ago I rear ended a Ford F150. There was very little damage done to their truck, but my mazda protoge was declared totaled. No ambulance was called and the people in the truck acted just fine. The driver was a lady who I thought was just obese but it turns out from the police report that she was 9 months pregnant. I was not arrested or anything at this scene but I did get a ticket for careless driving by failing to yield. I am a 25 year old male btw and I was on my mom's insurance driving her car. We called the insurance and found out that she was monitored and the baby was ok. She was due next week, but the insurance hasn't heard about the delivery or anything. The lady, however is claiming neck and back injuries. Will my insurance go up more because of the accident AND her claims or just the accident itself? I have to go to court in June just for the accident (it is mandatory here for every traffic violation). I need to know how much my insurance will go up to get a newcar""

Can a car insurance company ask you if you have health insurance when you make a claim?

I was in an accident recently and the other insurance company asked me if I had health insurance. I was not at fault. Can they do that?

How much does it cost to fill up a 2008 Chevy Malibu and how much is the insurance?

How much does it cost to fill up a 2008 Chevy Malibu and how much is the insurance?

""In California, how can you find out if someone has homeownners insurance, and who there carrier is?""

In California, how can you find out if someone has homeownners insurance, and who there carrier is?""

Do I have to list my step-daughter on my NJ auto insurance policy?

She lives with me. She is covered under her fathers policy. Her and her car are listed on his policy. If I don't tell my insurance company what would be the penalties? If I do tell them would my policy go up and how much? Thanks!!!

Why should the average family carry umbrella insurance?

Does anyone out there know anyone that actually NEEDED to cash in on their umbrella policy? What were the circumstances of the incident? I'm wondering if our family should carry it because we have a teenager getting a driver's learner's permit... Please, only serious, informative replies.""

Does anyone know how to get cheap car insurance in the bronx ?

Does anyone know how to get cheap car insurance in the bronx ?

Low Income Health Insurance in Alaska?

I have been asked to find low income health insurance for my parents who live in Alaska. I don't even know where to start. Does anyone know where I might be able to get any information?

Car insurance?

I opted to pay my car insurance by monthly direct debit and due to some error by my insurers it was never set up and neither I or them notieced the error for months. They are now asking for the arrears to be payed off,am I liable to pay or as the mistake was their error am I within my rights to refuse.""

Best Car Insurance for 17 year old.?

I'm a 17 year old male. My GPA is just below 3.0 last time I checked it. I think its somewhere around 2.5. I've had my license for almost 10 months now. I've been driving for a year and a half, no accidents. Nothing like that I'm a good driver than most crazed kids my age. With my job I currently make about 150 every two weeks I hope that goes up once summer comes around. My grandmother wants to put me on her car insurance and she told me that the car I plan on buying would have to be in her name, and I'm ok with that. When I buy it do I get both our names on the title. She has metlife and my mom has gieco which is the better of the two. And how can I work it out so they dont have to worry about it if i was on there insurance i would pay my part but i want the cheapest possible and im wondering what to expect for a down payment and monthly rates. Thank you If it helps I plan on buying a 2001 Chevy Cavalier and yes its a 2 door so my rates will probably be higher.""

cheap motor insurance online

cheap motor insurance online

Where can I find a good car insurance?

I leave in Los Angeles. at the present time I have insurance with Farmers but I want to change it because it is expensive. I'm thinking about Progressive Insurance, What do you think and what else do you suggest? Thanks""

Car insurance question?

My fiances insurance is OUTRAGEOUS on a truck he has liability only on ..due to his driving history. He's paying $300 a month (for liability ONLY now) ..my insurance on my car, for full coverage is not even a fraction of that a month, even though my cars value is at least $10,000 more than his. My question is can we put his truck in my name and I'll go to an insurance company and get liability only on and list myself as the only driver. We are expecting a baby and I'm sick of us throwing away that much money a month for CAR INSURANCE! Is this illegal? I mean if I'M the owner and I'VE insured it what can happen if he wrecks or something while driving it and is not listed on my policy? We live in Georgia if that's relevant!""

Insurance question?

i'm from texas and had an accident. i crash and my name does not appear in the insurance policy as an insured driver. but the car is insured with liability. will the insurance still pay for the damages of the other car. i am 17 and have a driver license. or wat can i say? should i say something like i got the car without permission or something like that

UK car insurance cost for 17 year old female?

I have just past my test and don't have a car yet. Am wanting to get a small car, 1.2 engine. Could anyone give me rough price guide as to how much the insurance will cost me each year. Thanks x""

Why won't anyone published my poems about car insurance coverage?

I have plumbed the depth of my soul writing them. Ode to a Fender Bender and Original Parts? Be Still My Heart. are a few of my favorites.

Who would be a good company to insure my engagement ring with?

I am looking for a company that has a reputable rapport with customers. A company who can be trusted and isn't under any financial scrutany.

What are some cheap Car Insurance Companies for Full Coverage in Texas?

Lookin for some cheap Auto Insurance Companies in Texas for Full Coverage.Any ideas?

Should we get life insurance before my husband joins the military?

Should we get life insurance before my husband joins the military. My new york life friend told me that it's better because we can get more money if we do it before he joins. My husband says that the military pays for everything and they have there own life insurance. Which is the best route to take?? I would like to just do the new york life thing now instead of wait, he is joining in January. I'm not sure if I like the USAA life insurance. New York Life is a place I know that is reliable. But this is something people don't talk about very much. So I need some help Thanks!! :)""

Will a police officer get lower insurance rates?

Im in training to be a cop, and i want to finance a 2010 Chevy Camaro, will being a cop help with car insurance rates?""

Paying a full year of homeowners insurance up front out of pocket?

I'm closing next week on my first house and the mortgage guy just informed me that i have to pre pay a full yr of homeowner insurance up front out of pocket. Others are telling me that this is usually included in the closing costs. In my case the owners are paying all closing costs. This was never disclosed to me and now I have to come up with an additional $1,000 that could have went towards new appliances that the home needs. Anyone else have any idea if I can include in the closing costs?""

How much would my car insurance be?

I'm 21 years old male and I live in NJ. I'm thinking about buying a used car and financing it. I was looking at GEICO website and the quote came out to about $1600/year for 2000 honda S2000. I was wondering if that amount is right. I selected collision and comprehensive coverage along with all the other coverage options. I thought full coverage would be much more expensive like $3000 but that is so low. So I was wondering if that amount is right. (I live in NJ with my uncle and my parents live in massachusetts)

Bike insurance vs car insurance?

im 18 years old currently going after my A2 restricted licence and drivers licence, what i dont get is why a 27 year old 1.6L car will cost me 5,500 a year to insure while a 1.6L cruiser bike will only cost me 512 a year

How much is my insurance going to go up?

I messed up, and rear ended a car. The cop said that while it was my fault, and I admitted that, it's largely because of the crazy intersection. Anyways, my car doesn't have a scratch but the other car's bumper completely fell off (It was a cheap car, so I'd estimate the damages at about $500 at the MOST. If that effects anything). No one was hurt either. I'm insured by AAA, but I'm a 17 year old so I know it looks bad. I've never gotten in an accident before, and I've been driving for almost two years. How much can I expect it to go up? ANY general idea would be nice. Thanks!""

Other Drivers On Car Insurance Liability Policy?

I want to add my little brother's car to my car insurance policy. If I add the car, under my name, but do not add the actual driver (my brother), what risks am I taking? If he is driving a car that is insured under my name and he gets in an accident where he is at fault, will the other person's damages still be covered by my insurance? I know that with liability insurance he would be SOL for his car, but I don't want to get stuck paying for someone else's car if he crashed and it was under my name. Please shine some light on this for me.""

Can I cancel car insurance before expiration date?

I got car insurance and paid a fee but the expiration date says it ends in one year, I paid for 1 month and now I need to get insurance from another company. Do I cancel the insurance I have now? if I dont will they charge me every month? Or should I just forget about it and let the ppl cancel me off.""

Getting insurance for a car?

my step daughters cousin is buying her a used car. tiffany does not have a license yet. she has her learners permit. we live in pennsylvania. her cousin does not want the insurance in her name she wants my step daughter to get it. can you get insurance without a license? she lives with her dad, can she get on his policy? would she automaticaly be on her cousins insurance since she will own the car? thank you""

What is the best/cheapest car insurance for high risk drivers?

What is the best/cheapest car insurance for high risk drivers?

What cars have the best insurance rates?

What cars have the best insurance rates?

Do i need to be on my parents insurance?

I am 16 and am going to get my license in a week. I have my permit already. I am going to a California DMV. My parents would like to know if I have to be on there insurance before i take my test. Also what I would have to bring besides my permit and my slip of completion of driving school. If you can please help no dumb answers.

What are the Best Life insurance companies out there ?

We are looking for term Life insurance for my dad -He is 48 years old. -He drinks occasionally -Tobacco user -full time Truck driver -Has Type 2 Diabetes (Right now its not in control he had high Hcl results last time he got his lab done ) -He applied for New york life insurance and they denied his application coz of high blood sugar results ) so what company can provide him good coverage with affordable price or its just impossible for Diabetes patient to get a life insurance ? what are the high rating insurance companies out there ? I searched online but when it comes to reviews every company has 50/50 good and bad reviews .doN'T KNOW HAT TO DO.!

Car Insurance?

i bought a new car and it needs new insurance, in michigan there's a no fault wut does this mean? how can this b used and how does it work? how does the insurance cover this?""

""Auto insurance for a person, not a vehicle?""

I need personal insurance for me. It is for a job. It is a courrier job. I was told i needed personal insurance for me to drive any vehicle. It will not be covering any vehicles, just me.""

""What car insurance is cheapest for teenagers? And is it better to pay monthly,every 6 months or yearly?

this is in the state of illinois.

K what insurance is the best?

car insurance. ?

Can someone explain this driver's insurance deal to me?

I don't have a license yet because I need to have proof of insurance to drive the car at the DMV. However, if my parents' cars are already registered to insurance, then I don't need to join their insurance or something and i can just drive their car right? My dad said if i join our family's insurance, the rates will get higher. But i don't get this. I thought it was just the car that mattered for insurance.""

cheap motor insurance online

cheap motor insurance online

https://www.linkedin.com/pulse/car-insurance-quotes-ontario-td-douglas-pearson/"

[awesome-legendarystudentcho-blog]

If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?

"If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?

If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

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Teen driver car insurance?

i'm 18 years old, got my license officially in march. I can't really drive my parents car around because im not on their insurance plan (and they worry) what is the cheapest car insurance plan i could get possibly to be insured with my parents? not sure what they have i think its state farm. does insurance depends on the car? if it matters my dad has a 1997 mini van,plymouth. and my mom has a 2005 jeep cherokee. about how much would it cost to be insured in one of their cars?""

Cheapest Car Insurance for under 25 MA drivers?

Have 4 speeding tickets. Learned that Ill have to pay an additional 500 because of this. My parents have been paying but Ive been told they payed 2600 a year! Is there any cheaper car insurance out there with minimal coverage?

Why does the Affordable Health Care Act make health care more expensive?

http://www.washingtontimes.com/news/2012/dec/10/obamacare-fee-of-63-per-person-to-begin-in-2014/ If the name was correct, shouldn't costs be going down? What would be a ...show more""

Am I covered by my dad's liability insurance?

I just got my license, but my dad says I can't drive his car because I don't have insurance. The car itself has liability insurance under his name, but he says I would need liability insurance before I can drive any car, even if it's just once in awhile. That doesn't really make sense to me, to have car insurance even though I don't have my own car... Is he right? If I were to get in an accident in his car would it not be covered by his liability insurance? Thanks in advance.""

What are the benefits of getting insurance through your employer?

I know this is a broad question, since there are so many different types of insurance policies as well as the incentives that a company may have for their employees. I was just looking at insurance that you can buy online (not through your employer) and was wondering the main advantages/benefits that come with paying for insurance through your employer.""

What Car has Cheapest Car Insurance For 17 Year Old?

Looking for cheapest car insurance for a new 17 year old driver. What car is best? Any ideas?

Which is the cheaper car insurance in uk.?

i m 29 new driver looking for cheap car insurance can any one helps me for it please

Can you license get suspended if you don't have insurance on a car that you don't drive?

I don't drive my 1999 Mitsubishi eclipse because it has some engine problems and I don't have insurance on it because there is no point of paying it. I plain on getting it ...show more

What is the best and most affordable auto insurance?

I am paying $3,099 for 2 cars.They said it is high because my 19 year old daughter is listed as a occasional driver and it's her age.My husband and I have a clean record and we ...show more""

Cheap Car Insurance in CT?

Cheap Car Insurance in CT? He has a lapse in coverage... He has one minor moving violation dated in 2006. He needs State Min. 20/40/10 then He needs Comp and Collision 2000 deductible... He drives a 2001 Buick Century... Cheap Insurance Companies Anyone? Websites or phone numbers please... I have already tried all I know. Geico, Untrin, Esurance, Progressive, Safeco, Nationwide, State Farm, Travelers, Allstate.... Any others?""

Any good/affordable individual health plans for me and unborn baby in Connecticut?

My boyfriend and I are moving to Connecticut in Nov. from Seattle area. His plan can't be renewed until next summer. I got laid off in July and am currently on COBRA plan with my former employer ($350/month). The carrier is Kaiser Permanente. The HR told me there is no Kaiser in NY/Connecticut area and recommends me to buy individual health plan with other companies. Anybody knows good health plans for young and healthy woman (with a baby coming) in Conn. area? Thanks in advance!

Does late payment on car insurance affect credit?

just wondering if a late payment of a bill....say my telephone bill, or car insurance affect my credit?""

No Insurance?

I have being taking mixed martial arts for a few weeks now with a local martial arts centre (own gym etc) but each time I ask about paying for insurance they just say they still have to sort the insurance out, would you still train there without.""

Does 4x4 make auto insurance more expensive?

I wanted to buy a '95 Jeep Wrangler but I noticed it was a 4x4. Will my insurance go up because it has four wheel drive?

How much would insurance cost for a 2007 mustang?

I'm 16 and an A-B student. it would be on in my parents name with me as a primary driver. its a blue mustang gt 2007

How do I get a license to sell insurance in california? Can someone please tell me step by step?

If you know of classes offered or helpful websites, please provide.""

Are car insurance rates adjusted by occupation now?

I just got done reading this article on car insurance and occupation at http://www.consumerbadcreditguide.com/carinsurance.html What do you think about this?

Made a mistake on previous car insurance?

I'm worried about changing insurance companies as I forgot to tell previous insuraure about 3 points I have. What will the new insurance company say about the situation? Should I ring my old insurance company and explain? But the insurance has expired thanks

What if auto insurance does not fully cover property damages?

If an insurance company is asking for extra money for the driver at fault because the property damages did not cover all fees and the at fault driver does not have a job or any income what will the consequences be? (If you are bothered by this question or do not agree, please do not answer and move on thank you!)""

Any advise on life insurance?

term life insurance and permanent insurance which is good and what are the pros and cons?

""Covered California applying for insurance, I have a question about household? Please help.?""

I moved to California from Nashville almost 3 years ago. I live with my girlfriend and her family. I am not related to them and I have to apply for insurance. In their household, she has a father, mother, 2 sisters and a niece. I don't have a job right now, but I did work and had two jobs and earned my own income. So when applying for insurance, and I want to apply for myself do I have to add them to the household. As well, when her father tries to apply for coverage for her and her mother and sisters does he have to put me under the household or not? Thank you very much have a great day.""

Any one had a query about motor insurance?

Ive just had my car insurance quote from Norwich Union Direct they quoted 938. i rang them up and they dropped it to 700,then i went on the web to www.money supermarket and went on to car insurance i can get the same deal from the A .A. for 508.30 any one else tried the same""

How much is auto insurance in China for an American?

I'm studying in China for about 18 months. I want to buy a car there and drive it. I've already figured out the licensing stuff, no big deal, but how much/how do I get car insurance in China?""

Geico homeowners insurance experience?

I have been getting quotes for a new home I am in the process of purchasing. I checked Geico homeowners insurance whiich works through ASI insurance. They quoted me a very low rate. 50% then the lowest of the other companies for the same coverage. Is there something I am missing here? Does anyone have any experience with this insurance?

What is the cheapest car insurance in PA?

So basically I need to insure my car, it's a old one worth about 2000 bucks, so I want the absolute bare minumum amount of insurance. Does anyone know any really cheap but legit car insurance companies? Oh and of course I'm 19 so that'll raise the cost a whale of a lot.""

If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?

If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?

How do insurance companies categorize cars?

How do they determine which cars is going to cost more than others... Which factor of a car means you're going to have to pay 1000 more than another... And why so expensive? After a while surely you've paid more than the cars worth?

How do I find out my car insurance rates before I get a car?

I haven't bought a car yet because a lot depends on how much insurance will be. I'm a 27 single female living in Boston, I've had a license since 18 but never drove so it expired and I recently renewed it. I don't have anything on my record. I would be the only person on the insurance. I went online but they required the make and year of your car to calculate the rates.""

Can I get car insurance for one month?

I need tags for my car and I have to have insurance. I can't afford more than 150 so does anyone know a good place I can go that would let me do one month or just somewhere that is cheap online that i can pay a little amount then cancel the rest?

What is the bare minimum for full coverage auto insurance?

I live in Idaho. I have not yet payed off the auto loan so I'm required to have full coverage insurance. According to some people I am paying too much (about 700 for 6 months), as they are paying far less. I have geico, but from time to time I look around and get quotes, and it is always slightly higher than what I have now. However, that might be because I am opting for coverage I might not need. So the question boils down to, what is the bare minimum requirements for full coverage auto insurance in Idaho?""

""Has anyone ever called AIS (auto insurance), and do they really find the cheapest insurance?""

Has anyone ever called AIS (auto insurance), and do they really find the cheapest insurance?""

Whats the best and affordable health plan to get?

I have never gotten health insurance my whole life and for once in my life I am getting it for myself. I want to go see a dermatologist, and its way too expensive to pay out of pocket, whats a good and affordable health plan should I get? Got any suggestion to where I can go and get some help? Anything will be great, thanks!!!!""

Home owners insurance check made out to mortgage company and me?

Evidently my insurance co made out the check to both myself and my mortgage bank (too bad I didn't realize it before I deposited it at the ATM this morning...) for siding and roof hail damage. I was on hold for over 40 minutes today waiting to talk to a rep at the mortgage bank (PNC). I hung up and will call back tomorrow when I have more time to listen to bad music. What's the normal procedure for handling this? The check was only for $6800. I may hold off a bit on some of the repair, and do some of it myself. I've already made arrangements for a window replacement ($900 vs the $450 the ins co gave me). There's a PNC Bank just down the street. Any ideas on whether they can handle it there?""

Car Insurance Question?

I came to north Carolina at the beginning of August from FL to stay with my aunt while I got my finances in order and she recovered from her back surgery. I plan to stay here until a bit after the new year. When I moved, I arranged to have my mail forwarded while i am here. Also around this time, I started searching for a new insurance provider because my rate had gone up with geico. I decided on progressive. When signing up for progressive, I signed up with my Florida drivers license number and my new nc mailing address. A couple of months later I received a letter from the state of Florida saying that they were notified my geico insurance policy was cancelled and to provide new proof of coverage. I went online and provided the information but apparently made an error when selecting the insurance company name. I accidentally selected protective insurance company instead of progressive. I was made aware of this error when I received a license suspension letter yesterday. Since then I have notified the state of Florida Of the error. I then received notice that my insurance was still not acceptable because Florida requires that if I have a florida registration, i must have a Florida policy. I called my insurance who confirmed that although they provide Florida coverage, I was under a nc policy even though I provided them with a Florida drivers license number since my mailing address was currently nc. I have had no lapse in coverage, but my insurance company cannot switch it back to florida until I am living there again at the beginning of the new year and can provide a valid address of where I will be living. I do not know where I will be living when I get back yet because I will have to find a new place to move into. Does anyone have any advice as to what to do in this situation? When I first moved to FL and transferred my tags, it cost me almost 500 dollars, so if i transfer them to NC for the time being, i will then have to pay 500 dollars again once I go back to FL""

DReam asks Can i buy health insurance?

I am a dreamer & i see i dont qualify for obama care i got that but i want to know if i can buy health insurance from a company or something?? Im abt to work in a plant & they required health insurance...

What would it cost to add someone who has a drink drive conviction to my car insurance for a couple of weeks?

It would be third party fire & theft; the same as me.

Criminal record for driving without car insurance???

I would like to know whether an individual who plead guilty for driving without a car insurance (UK) get his name put on criminal record list. It seems to me unlikely because people normally get points of their licenses and a fine.

Car insurance for a 16 year old?

What would an estimated car insurance amount be for a 16 year olds first car being a 2000 BMW 323 i?

Car insurance 15 year old with 4.0 gpa?

my son is going to turn 15 i wanted to know what it would cost and what options i have

Question on using to insurance to pay for something?

if i went to the doctors and used insurance to pay for it would my parents get a statement that says i used it and what it was for ?

Does alaska have state insurance like Tenn.Care?

Does Alaska have state insurance?

If I have a suspended license but someone else drives my car how can I get the insurance back on my car?

I just found out my license is suspended, so I can not drive. I have a friend that drives my car and takes me to my kids appointments, but now I have no insurance due to suspended license. I am working with attorney to get a temp license, but not sure how to get the insurance back on my car. I am single mother who needs to have the insurance on my car.""

""Does anyone know the best car insurance companies for young people, in the UK?""

When I state best I mean cheapest for a young person. I'm twenty-one in a few months and looking to drive soon but insurance is steep, I found some good companies but just curious to know if there's a specific good one. Any suggestions?""

Motorcycle Insurance?

I am looking at a red 2007 Honda Shadow VLX. I'm a 21 year old female, I'm on State Farm with my car, living in Lake Charles, which is probably one of the bigger cities in Southwest Louisiana. Just wondering what average cost might be to insure this bike. Like, minimum or if it's totaled. I only have one speeding ticket from a year ago on my record I believe. Thanks!""

Get SORN first or cancel car insurance?

Hi, might be worth checking this thread out first: http://uk.answers.yahoo.com/question/index;_ylt=AiWBX1zk4PVIcYSG9D1wU2AhBgx.;_ylv=3?qid=20130624061149AAg0TyU I've got the MOT done. But financially, still struggling. My Road tax notification came in and also got an insurance renewal reminder. Road tax expires on 31.8.2013 and car insurance on 3.9.2013 I want to get the car off the road so intend to go down the SORN route. Do I cancel my insurance first? Then get the SORN or vice versa or does it not matter which way I go first? Secondly, if I cancel my insurance, any likelihood I might get some cash back if they pro-rata the insurance for the year? Thank you.""

Why is van insurance so much more than car insurance?

i have a VW POLO mk2, 1.3. im trying to by a vauxhall rascal 970cc and the insurance is more than double. why? the van insurance is quoted at 1400 pounds best. its for social use only, minimum mileage with no tools. its crazy. the polo was only 480 pounds.""

If an insurance company estimated the damage on my car at $800 and I later find out it is way more can I go ba?

My car got hit, their insurance company sent me to a mechanic shop to get an estimate, they said $823 and the insurance sent me the check. I just took the car to the dealership and they said the damage was $3100, can I go back to the insurance and ask for the difference?""

Can i borrow from my life insurance policy?

Can i borrow from my life insurance policy?

I am looking for a srs surgeon who accepts insurance?

my employer now pays for surgery but i cant fing a surgeon who accepts insurance. any ideas?

How do I prevent myself from getting taken advantage of by the car insurance companies?

What steps do I need to take in order to always be well ahead of the tricks that car insurance companies would want to pull on me?

I am trying to get a 2006 Dodge Charger R/T. I am worried that insurance will be to high?

I am worried that insurance will be too high. I am 16 years old and my Dad is paying for it. What is the average insurance that someone pays. Do you tihnk insurance on this charger will be a lot?

If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?

If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?

Insurance change? Nissan 350z to Pontiac GTO?

Alright, Well I have a 2005 Nissan 350z 35TH Anniversary edition, And I am going to trade it in on an 05 Pontiac GTO. What would the changes in my insurance be you think?""

Average monthly Life Insurance Bill?

doing a project in Personal finance...could someone help me out?

Please answer!!! Is my car insurance too high?

I have a 2007 toyota corolla, clean title and no liens. Im 20 years old, female and part time in college. I have state farm and it costs $280 every month, i have full coverage also... Is this expensive or what??!!""

Insurance on this car?

Ok so I was looking on Craigs list, I'm thinking of buying my first car in a few months. I have a lot of money saved up. Theres a 1996 Taurus LX for sale for $1800. It has 119,000 miles on it, and it gets 25mpg. I'll only have this car until I go to college, because I can't take it up to Boulder with me. College is two years away. However, if I do go to Boulder, I'll only be two hours away from home, so when I come home I might want to have the car. What would you say the insurance would be on this car, so basically how much would I have to pay per year for insurance. We are not thinking about repairs or gas here, just insurance.""

Am I required to get health insurance!?

I am retired, I have health insurance thru my wife's employer. Can her employer require me to get insurance thru my retirement since it is available? It is not affordable, about $850 per month. Almost negates my entire monthly payment. it is not COBRA. What is the Ohio law about this?""

Does anybody know of cheap car insurance for over 50s?

Does anybody know of cheap car insurance for over 50s?

Looking for a online site to get cheap car insurance quote from all carriers at once?

Looking for a online site to get cheap car insurance quote from all carriers at once?

Question about car insurance?

Is car insurance cheaper the older the car is or is it the other way around?

How can I get insurance to cover at home birth through a midwife?

My Insurance company is saying that they will not cover an at home birth through a midwife, although they do cover midwife care. I do not want to pay for it up front if I am not certain I can get most of the cost reimbursed. I am admit on doing an at home birth as long as it is safe for the baby. I keep hitting a wall with insurance, what can I do?""

How would car mileage affect the insurance rate?

Will the rate go higher with higher mileage? (98 Corolla, CA) Thanks!""

How much does car insurance for a 16 year old male driver cost?

How much does car insurance for a 16 year old male driver cost?

Subaru wrx insurance !!?

first of all I'm 20 about to turn 21 in december and I'm currently looking at purchasing a 2009 or 2010 subaru wrx i called to get a quote and they told me id be paying 460 a month! with no accidents no tickets and i got my license at age 18. so i got another quote under my dads information and it dropped significantly to 68 dollars. i was wondering if this would be okay to do because id buy the car and he would be insured as the primary driver of the vehicle and I'm not sure the legality of this oh I'm in sunny san diego california btw!! so basically can i buy the car and have my dad under the insurance I'm on his plan but for another car not my future wrx thanks for your help!!!

How much does car rental insurance cost?

I am renting an economy car for one day through enterprise. Any idea what the average cost of rental insurance they offer is? I'll be calling them later on. Just wondering ahead of time what I should expect to pay, on average. Thanks""

How much does affordable health insurance cost?

How much does affordable health insurance cost?

Car insurance more expensive for younger drivers?

In the UK we have a little piece of legislation under the European Convention on Human Rights, which gives us freedom from discrimination. I know that a lot of young drivers are inexperienced and more eager on the roads, but what about the careful ones? Is it not a form of stereotypical discrimination for car insurance companies to charge more for younger drivers, and older ones for that matter?""

Vintage car insurance rates?

I'm 17 and looking to buying a vintage Alfa Romeo or something. Would insurance be sky high? Are rates higher for older cars that are classified as vintage?

What is a fairly average car insurance rate when a you add a new driver in the family?

A family member is getting ready to get their license, and I wanted to know if car insurance rates would go up, and what a likely rate would be.""

Is insurance must for Two Wheelers?

I have a four years old Honda Unicorn. Till now I have insurance for my bike. Now if I do not renew the insurance, what are expected problems ? Legally am I bound to have some insurance ?""

Car/insurance sixteen yo?

I'm sixteen and I'm thinking about this car: http://www.autotrader.com/fyc/vdp.jsp?ct=u&car_id=296014776&dealer_id=100012676&car_year=2002&systime=&doors=&model=&search_lang=en&start_year=1981&keywordsfyc=&keywordsrep=&scarid=296515424&highlightFirstMakeModel=&search_type=both&distance=25&min_price=&rdm=1303705998432&drive=&marketZipError=false&advanced=&fuel=&keywords_display=&lastBeginningStartYear=1981&end_year=2012&showZipError=y&make2=&certified=&engine=&page_location=findacar%3A%3Aispsearchform&body_code=0&transmission=&default_sort=priceDESC&max_mileage=&color=&address=72076&sort_type=priceDESC&max_price=&awsp=false&make=AUDI&seller_type=b&num_records=25&cardist=22&standard=false How much do you think it would cost a month for insurance? I'll have a job and my parents have offered to pay a lil each month and help me out. Sorry, I'm completely new to all this and I just need a ballpark estimate.""

How much will buying a 2005 Mistubishi Lancer Evolution 8 raise my insurance premium?

I'm looking into buying a new car and I'm a bit of a motor head and like to race. The Evo 8 is my next choice, but I can't find out how much it will raise my premium. Anyone know? If it helps, my insurance provider is Allstate.""

What is the best place to buy whole life insurance from?

I want to buy life insurance for my 47 year old husband and my 9 year old son. There are so so so many companies out there. What are some of the better names that are not schemes ?

Licence and car insurance in different names?

I have recently married and have taken my husbands name. This means for ID purposes I have changed my last name on my driving licence. However out of spite I chose not to change it on my car insurance as it meant paying an admin fee and rather change it when it comes up for renewal in 6 months. Does the different names invalidate my insurance?

Insurance question?

i'm from texas and had an accident. i crash and my name does not appear in the insurance policy as an insured driver. but the car is insured with liability. will the insurance still pay for the damages of the other car. i am 17 and have a driver license. or wat can i say? should i say something like i got the car without permission or something like that

Will insurance be cheaper for our 2010 Hyundai Elantra than our 04 Tahoe?

We just bought the Hyundai Elantra yesterday and were looking to see how much of a difference we could expect .

How much can i expect to get from my insurance company if they write off my car?

I crashed my 2003 seat ibiza on the motorway on sat. the damage dosnt look too bad ( front bumper & rear bumper off but as i was traveling at speed there prob is more damage underneath). Im still waiting on the insurance company to tell me how much my car is now worth.. people have told me that they wil only offer me the bottom book price that the car was worth on the day of the smash can anyone tell me what the bottom book price might likely be?? i paid 3750 for the car in sept 2007 and the car was in near perfect condition with a minor stain on the front seat

If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?

If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?

What would be a rough estimate on a monthly insurance price for and 18 yr old kid with a '12 motorcycle?

I have no previous accidents or anything But I want a new ninja. Just a ballpark if you can

Does becoming pregnant qualify as a life changing event for most insurance companies/employers?

Commonly, life changing events are listed as marriage, divorce, and birth of a child, ect. If a person doesn't have insurance and learns that they are pregnant, will most companies allow enrollment at that time even if enrollment is scheduled at a specific time of the year?""

Can a health insurance company decline your request to cancel?

Here's the situation: I've had health insurance for the past few years through Nationwide, which is/was provided by my employer. The cost is taken out of my check every week. I received a letter from my employer last December stating that I did not have to change anything in regards to the Affordable Health Care Act. Two months later, I received a letter from my insurance company saying that I have inadequate coverage and need to visit healthcare.gov to find different coverage. I found new coverage through Blue Cross Blue Shield through healthcare.gov (I was planning on going BCBS anyway). I asked the woman who I spoke with when I should cancel my previous insurance benefits. She replied Wait a couple of weeks until you get all of your new information from BCBS . Here's where the issue comes in. When I contacted Nationwide (my previous insurance company) to cancel they said I had to fill out and send back a form. Basically, the form asked why I was cancelling. Go figure there was no option for them not having the correct benefits. Anyway, I sent that back and proof of my new policy (they wanted the effective date) Nationwide DENIED my request to cancel stating that I only had 30 days from the time my new coverage began to inform them. Even though their coverage doesn't meet the AHCA requirements, I cannot cancel until my company's open enrollment (December) Can they legally decline my cancellation request?""

Question about teen car insurance?

So i have a drivers license, im 17 but i dont have insurance i drive my dads 2006 toyota tundra to school everyday. Prom is next week and its about an hour from my house and my dad does not feel comfterable letting my drive up there without insurance, so what im thinking is i can get myself included in his insurance for just that truck so i would just be an extra driver on that truck he has AAA and its $190 a month for me. So i will only need it for a month because i get my own car next month so i will get my own cheaper insurance by then, so the question is can i remove myself from my dads insurance after i pay the first month? I really need it i already have a prom date, im not missing my senior prom.""

Best insurance for young drivers [UK]?

I already said the comparison websites don't seem to give great quotes. And i also said i want third party fire and theft.. so i don't understand your answer :s

21st Auto Insurance Company?

Any complaints regarding the 21st Auto Insurance Company? I am thinking about switching to them.

Car and home insurance together...?

I recently purchased a new car and will close on a home in 2 weeks. I am looking for auto and home insurance in NJ. I called Geico today - got a decent quote. But they dont have home insurance in the area. All State gave me a quote for their platinum one and told me they'll give me the other packages in a minute - put me on hold for 25 mins and I hung up (again they dont have home insurance in my area). Anyone has any experience with TWG insurance? My car dealer gave me their info. I searched for reviews in NJ - nothing, They're TX based and have both home and auto...not sure if it is good for NJ. This is my first car and home. Any advise on what to look for esp for my car. What are the grey areas that they can con you? What are the most important points to look for? Any suggestions on good plans in NJ?""

What is the cheapest insurance firm for new drivers?

i am 21, female, just passed test...does anyone know any ggod insurance firms to try?""

How do I get insurance on my first car?

I'm getting my first car soon, but have no insurance. Do I need to buy insurance before buying the car, and if so, how? If not, how long of a grace period do I have to get insurance after getting the car? I live in florida, and can't find the info I need on it. Thx much!""

Is it cheaper for me and my girlfriend to get insured on the same car?

Hello, I'm wondering If anyone could help me, I am a 17 year old that is learning to drive and am looking into insuring a car. I'm currently searching to get insured on a 2002 1.2ltr Renault Clio, and was wondering if the insurance will be cheaper if I get my girlfriend who is also 17 and learning to drive insured on the same car, I'm not sure if 2 people on the same policy makes the insurance go down or not and could really do with knowing. Thank you for your help :)""

Car Insurance in India?

Hi, I have bought a new car Ritz and along with that, the dealer has provided me Insurance from royal sundaram. I heard that insurance companies pays only fifty percent of repair ...show more""

Do I still have to pay car insurance if....?

This is probably a really stupid question, but I'm sixteen, so please just answer... I've had my permit since last September. I've practiced, but my parents won't let me get my license because they can't afford the car insurance. We only have one car anyway. Well, say I were to register a motor vehicle, such as a 50cc moped, which only requires a basic license to use. Would I still have to pay car insurance for my family car if I don't drive it, AND a moped? Or can I stick to paying the motor bike insurance instead? I'm sorry, it's such a stupid question, but I don't know much more about car insurance other than the fact that we can't afford it. Thank you. (:""

Can a non driver licensed person buy car insurance?

I transfer my car to under my grandma's name. She's the owner of the car now. But the problem is the apartment where she lives requires the car must have an insurance policy that has her name in it? She lives in California and doesn't have a driver license (she is really old). Do you know any insurance company that sell insurance to a person that doesn't have driver license or i can buy insurance as a primary driver and add her as a non-driver?

When taking out car insurance. Is it really worth protecting no claims bonus or not?

I have heard that if your no claims is protected and you have an accident (which is not your fault) your insurance still goes up. Is this true?

300zx insurance quote?

I am currently 18 years old and i am trying to buy a manual nissan 300zx. I am currently accident free and I wanted to know the approximate cost for insurance?

Where can i find the car insurance rates by state?

Looking to see how much car insurance rates are for different states.

Health insurance?

I was involved in a boat accident, that caused my ligaments to be torn. Now, on crutches and some pain.. i wonder, I don't have health insurance... can you guys give me any suggestions as to what i can do to pay for this? i live in california... if that matters.... thanks""

Insurance and modifications?

i have a 3 speed auto porsche 944 '-85. obviously it is quite expensive to insure, and this particular model is quite slow. so i was wondering what would be the complications in shoving a 944 S2 engine under the bonnet, and the turbo from the 944T model? both mechanically the complications and what insurance companies would make of it. could i not just get away with telling them nothing? after all it would still be a 944-of sorts!""

I am looking for a good insurance company. Do you have any recommendations?

I am a full time student and require more insurance than just what I can get from being a student. Does anyone know of a good insurance company for the state of NC?

Should I consider getting health insurance??

I am 22 and have no health insurance. I am a pretty healthy person and don't have to see the doctor often. I just think it's a waist of money to get health insurance unless it's for accidents or something like that because in order to get an affordable monthly premium then your deductible is going to be high. I may never reach the deductible, but still have to pay the premium. So should I just pay out of pocket when I do need to go to the doctor and just consider getting a high deductible plan or should I just go ahead and pay a higher monthly premium for a lower deductible. (Remember I don't have to see the doctor very often, I'm relatively healthy)""

No insurance for high school sport?

My school ask if you have insurance but doesn't clarify if you need it. So I wanna try out for men's volleyball... Which is next season. They ask for you to have a physical exam, and if you are covers or not by insurance. Say if you don't have insurance... Do they take that upon you and fail you in the tryouts? I'm good at the sport, so what if I don't have health insurance?""

Will traffic points on your permit affect your insurance when you get your license.?

I am a 16 year old living in Florida who has my permit and is about to get my license. I recently got a ticket for not wearing my seat belt, and I'm not sure if these points from my ticket on my permit will affect my insurance rates when I do get my license. I know you can take that class and erase the points, but I just don't want to spend 4 hours there if I don't have to. Thanks.""

Car Insurance: Driving Parents Car?

I have Insurance With State Farm on my vehicle. Currently it is being repaired and I have no car. I need to drive a car to get to work and school. They have State Farm also, but on a different policy. Both Insurance policies say Uninsured motorist on the card. I live in North Carolina (insurance is required) Could I drive my parents car? If I get pulled over what will happen?""

What car would cost more to insure?

A used 2003, 2005 Mercedes Benz C230 or a New Mitsubishi Lancer? im a teen and yes i kno insurance is expensive and so thats why im asking b4 i get a car.""

How much does an insurance for a bus cost approximately?

The cost can be per year for a 40ft or for a 60ft diesel bus. I need the info for a life cycle cost analysis. Any info will be helpful. thanks

If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?

If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?

https://www.linkedin.com/pulse/got-accident-my-insurance-cover-repairs-simon-kinch"

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Artist @apleye

Dick and Jason's responses are the only correct ones