#And I highly recommend giving their privacy policies a check through

[theundeadmemelord]

is

I regret to inform you that Discord's new Terms of Service includes an arbitration clause. You can find it here https://discord.com/terms/#16. This clause includes an opt-out, which I have transcribed here:

You can decline this agreement to arbitrate by emailing an opt-out notice to arbitration-opt-out@discord.com within 30 days of April 15, 2024 or when you first register your Discord account, whichever is later; otherwise, you shall be bound to arbitrate disputes in accordance with the terms of these paragraphs. If you opt out of these arbitration provisions, Discord also will not be bound by them.

These clauses are underhanded ways that corporations seek to deprive you of your right to participate in class-action lawsuits and your right to a jury trial. (This does only apply to us users ,other people still spread the word though )

[thepoisonroom]

if your library doesn’t have an item you need, you can submit a request for them to purchase it! note that this is mostly true for public and academic/university/college libraries; school libraries don’t regularly offer this option, though you can speak with your librarian to learn more about what you can do.

submitting a request doesn’t guarantee they’ll purchase it 100% of the time, but it’s a good way to express your needs, and libraries often use this information to identify areas where their collection and services are lacking and create acquisitions plans! this is an especially useful option if you want:

a new or upcoming book! identifying highly-anticipated releases helps libraries make decisions about ordering books, developing collections, and planning outreach/programming

a translation or format (e.g. large print, braille, screen-readable e-book, audiobook on CD or tape, audiobook on playaway) that you need to access the work.

purchase requests are a great way to encourage your library to buy upcoming books that you’re excited about! this is a really good option for supporting authors, especially when you can’t buy the book yourself. read on for more info. keep in mind also that most libraries have privacy policies that protect any identifying data about patrons, including what individuals check out and what they request. if you’re not sure what your library’s policy is, check their website or contact their reference desk (see below).

if your library doesn’t have a book you want, there are a few options you can and should explore before jumping to a purchase request:

see if it’s available in alternate formats through other library tools! many libraries subscribe to publisher databases or ebook/audiobook borrowing platforms like overdrive. the items available here will not always be listed/discoverable in your library’s catalog system.

request it through interlibrary loan (ILL) or outerlibrary loan (OLL)! these are both commonly used terms for requesting items from other libraries. different libraries use these differently but most should offer one or both.

contact your library’s reference desk to see if they can help you find another way to access the thing you want! you can often get in touch with a librarian directly online; it’ll usually be listed as “ask a librarian chat” or something similar. most libraries will also answer questions over the phone or email, in person or will have a “contact us” web form you can submit.

so if you’ve checked out your options and you’re sure you want to purchase request, the process is pretty straightforward! my local public library’s website has this handy little link right at the bottom, but it’ll usually be listed as “request a purchase” or “recommend a purchase”

[image description: this image shows a list of links in black text on a grey background. The list of links is titled “Popular services”. The services listed are: reserve a computer, check your email, recommend a purchase, outerlibrary loan, ask a librarian, computing and wireless, reserve meeting rooms, email newsletters, and curbside pickup. The link that says “recommend a purchase” is circled in red.]

most libraries will have a webform that you fill out with item information that’ll look something like this:

[image description: this image shows half of an unfilled web form written in black text on a white background. The first field says Title above it. It is a textbox. The next field is a textbox titled Author/creator. The third field is a textbox titled Publisher. The fourth field is a textbox titled Date of publication. Below the textbox it says “Use the format YYYY-MM-DD (e.g., 2018-12-25)”. The fifth field is a textbox titled ISBN. Below the textbox it says “Please do not include any spaces or hyphens in the ISBN. The final field is titled Type of material. It has single-selection buttons for two options: Adult and Children’s/Teen.]

[image description: this image shows half of an unfilled web form written in black text on a white background. The first field has the title Format above it. It is a dropdown menu with the option “CD - Music” selected. The next field is a textbox titled Subject. The next field is a textbox. Above the textbox are the words “Where did you hear about this title?. Below the textbox it says “Give specific sources if possible. It might help us find more great materials”. The final field is an expandable textbox. It is titled “Additional comments”.]

the key things to remember when filling out the form are:

be specific if you need a specific format, translation, or edition! 

not sure if the format/translation you want exists? use worldcat.org to find out! their search engine has this handy “view all formats and languages”/”view all editions” option that lets you see what might be available. it’s not guaranteed to be exhaustive, but it’s a good starting point. note that worldcat categorizes books (incl. ebooks) as distinct from audiobooks. clicking this button on a print book listing will show me only other print and ebook formats, and clicking it on an audiobook listing will only show me other audiobook formats.

[image description: This image shows a worldcat.org search result listing for the book We Had a Little Real Estate Problem by Kliph Nesteroff. The listing tells us that it is for an English-language print biography published 2021 by Simon & Schuster. The listing includes two links. One says “View all formats and languages”. This link is circled in red. The other link says “View all editions”.]

speaking of worldcat, it can be a great place to find the publication information you might need to populate the form. that said, try not to stress too much about the ISBN. it’ll be different for hardcover versus paperback versus ebook and vary between editions. just focus on being very specific about it if you need a specific format or language to access it.

if your library’s form includes a comments field, this can be a good place to put feedback for context, such as “our library doesn’t have many books on X topic and I’d like more” or “I think this book is an important text for my program/major” or “I recommend this text to a lot of my students and think it would be good if it were more easily accessible”. this kind of information is very helpful for librarians trying to decide how to develop their collections.

i hope that helps! it’s not a very complicated process, but i wanted to make sure to provide some context about how library purchases can help authors, improve your accessibility options, and show your library that there’s a demand for books on specific topics! i also hope to provide some clarification about library privacy policies and making your voice heard at your library.

[digitalmarketingstrategie]

Splitly Review: An All-in-One Amazon Split Testing Tool, But Is It Worth It? (An Honest Review From User)

If one overriding theme has arisen in our reviews of the best Amazon seller tools, it’s that an all-in-one tool such as Sellics or CashCowPro is never going to be able to manage keyword rankings like an all-in-one, a specialized tool like KeyworX could.

It’s with high expectations and bated breath, then, that we come to analyze Splitly, the highly-regarded all-in-one Amazon A/B testing tool.

Is it the undeniable standout in its field similar to KeyworX, near the top of the game like FeedbackFive, or just another competitor that fails to stand out amongst the crowd at all?

Let’s take a look at the software in detail:

What is Splitly & What Can It Do For You?

Splitly is an Amazon A/B testing (or split testing) tool that allows Amazon sellers to:

Test selling prices against each other and automatically set the price that will provide the most profit

Use an AI-driven split testing algorithm to do the same for product titles, descriptions, images, etc, in order to quickly and scientifically ascertain the most effective product listing possible

Track keyword ranking positions based on the above changes and instantly see how each change affects your business

Sounds good right?

But how well do these features actually work, and can you get the same functionality elsewhere for cheaper?

We’ll answer this and more, but first, let’s break down the individual features to see how well they work:

Splitly Features

Algorithmic Split Testing

This section stands out immediately because it isn’t just a standard A/B testing tool that lets you run two things at once, see the conversion or engagement rates for each, and decide which one to continue with.

No, the split testing function in Splitly uses artificial intelligence to do this for you, running different images, titles, descriptions, and prices, rotating them out without your input, and recording the customer behavior caused by each.

Once it has enough data to know which listing is the most effective, it will continue to run that one, maximizing your business, sales, and traffic.

You can then run new tests within the context of the results of the last one in order to find the next step of optimization development and any potential other ways to improve your listing.

Even better?

We did this for the first time just a few short minutes after signing up — it really is unbelievably easy.

In our opinion, this is a highly impressive offering and earns Splitly a spot at the top of the list when it comes to split testing tools.

After all, very few competing tools use complex algorithms to evaluate the results and make decisions on them, instead preferring to simply display the results and let you do the rest.

This is the most intelligent way to approach optimization and A/B testing because it ensures you never rest on your laurels or get too satisfied with a listing that can still be improved.

And let’s be honest, any listing can still be improved! Optimizing is an ongoing journey where you build off of what you’ve learned previously and find new ways to take it.

Doing this manually can range from being a nightmare to being impossible since you can’t be expected to remember everything you’ve ever tried and the associated statistics.

With Splitly, you don’t need to — and that’s a huge bonus for any Amazon seller.

Automated Pricing Optimization (Profit Peak)

Even if you get to a stage where you’re happy with your listing and decide not to run the split testing anymore, you’ll probably still want to keep the price management function running.

This is because it ensures your prices are always in the right spot to be as attractive to customers as possible while also ensuring your profits are as healthy as they can be.

It’s also simply because, once you experience never having to worry about tweaking your pricing again and knowing it’s always handled, you won’t be able to go back.

Profit Peak can also help with inventory management since it automatically takes supply and demand into account, increasing prices slightly if you (and sellers of similar products) are low on stock but demand stays the same, for example.

Profit Peak is super easy to use and another powerful benefit for any Amazon seller. Personally, we would recommend any Splitly user keeping it running 24/7.

Failing to do so will likely lose you some money pretty quickly.

This means that no matter whether you’re sleeping, working, socializing, or vacationing, Splitly is keeping an eye on everything and making sure your prices are at the ideal level, so you don’t need to.

Keyword Rank Tracking

Splitly also offers a keyword rank tracking solution.

It updates you daily with accurate keyword rankings for your products and those of your competitors. Historical reports help you to track your ranking over time and see what events have had the biggest impact.

It is best used alongside the above features to measure how your listing optimizations affect your rank since this has a major effect on your sales volume.

For example, what if you test two listings against each other, and Splitly tells you one is more effective, so you apply it permanently which then causes your rank to increase?

This tells you that the new listing is not only an all-round improvement on the old one in terms of customer engagement metrics, but Amazon’s algorithm prefers it too — which is exactly what we’re looking for,

In other words, this listing is your new gold standard, and while you can certainly continue to test new tweaks and improve it further, you should keep what you’ve learned and never roll back any improvements or go back to how things were previously.

You can continue to do this over time, boosting your conversion rates and your Amazon ranking, but you can also track the rank increases and decreases that happen to your competitor’s listings, then check those listings for the alterations or optimizations that caused the rank changes too.

Through combining these two strategies, you can learn from every change that happens within your niche, and well, it’s difficult for anybody to compete with that!

Very difficult.

If keyword ranking is the main thing you’re looking for, KeyworX does that a lot better and is a lot cheaper — don’t forget that.

But, if you want both keyword ranking and split testing in a high-quality package that allows both of these functions to work together to the benefit of your listings, you will struggle to do better than Splitly, and for some, especially some larger Amazon businesses, that is likely to be worth the extra cost.

Speaking of value and pricing, how much does Splitly cost anyway?

Splitly Pricing

At first glance, it seems that the number of keywords you can track and the number of concurrent tests you can run are the main differences, but be sure to also note that you don’t get Profit Peak, the price optimization tool, in the smallest package.

The biggest (Enterprise) package is a beast at 100 concurrent tests and 5,000 keywords — even we struggled to reach the maximum for this package with our wide range of clients selling on Amazon, so chances are that this will be more than enough for most of the biggest Amazon sellers.

What about customer service?

As part of the JungleScout umbrella, Splitly has an excellent customer service team who are quick to respond and happy to explain any part of the tool you are struggling with.

What about data and privacy? Is Splitly secure?

Splitly and JungleScout work closely with Amazon Web Services to securely read data from Amazon. They also use OpenSSL AES 256-bit encryption (government/bank-level encryption).

You can read up on their privacy policy here.

Which marketplaces does Splitly support?

How much can it change my pricing? What if it messes up?

On first use of Profit Peak, it will make very minor changes as the algorithm continues to learn. This stage typically involves gravitating towards the price point that will give you the most profit, before other factors come in and potentially change this slightly.

The algorithm behind Profit Peak is very intelligent and we find it extremely unlikely you’ll get any bad results, but you do have the ability to set a minimum and maximum price to keep it under control if that makes you feel safer.

Can I manually edit my listings while testing is ongoing?

No — doing this will cancel the test, although we don’t know why you would need to. If you have ideas that might be better than the test you’re currently running, note them down and give them a chance in the next test.

Final Breakdown

A huge standout in the Amazon A/B testing niche

Smart AI decisions create a scientific testing environment

Maximise your listing for conversions

Maximise your price for profits

Well-designed and intuitive to use

Saves you hours per week of careful tweaks

Offers keyword tracking for related insights

The keyword tracking is beaten out by KeyworX, but then keyword tracking isn’t the main objective of Splitly

Nothing else significant enough to be worth mentioning!

Conclusion

For those who waste a lot of time every week tweaking their listings and trying to figure out what works best, Splitly is an absolute must-have.

Even if you do have a lot of experience and knowledge around Amazon product listing optimization, you can still benefit a lot from the testing Splitly provides.

The combination of proven, data-driven insights on which listing features work and easily trackable changes in keyword ranking make boosting your Amazon sales and profits as easy as it is likely to be any time in the near future.

At the end of the day, your product listing is your shop window, and you can’t expect to build and scale a successful business without maximizing your listings.

Splitly makes this not just manageable, but laughably easy, and for that, it earns a strong recommendation for any Amazon seller or business.

summary:

It’s with high expectations and bated breath, that the authors come to analyze Splitly, the highly-regarded all-in-one Amazon A/B testing tool.

Use an AI-driven split testing algorithm to do the same for product titles, descriptions, images, etc, in order to quickly and scientifically ascertain the most effective product listing possible

The split testing function in Splitly uses artificial intelligence to do this for you, running different images, titles, descriptions, and prices, rotating them out without your input, and recording the customer behavior caused by each.

This is a highly impressive offering and earns Splitly a spot at the top of the list when it comes to split testing tools.

Even if you get to a stage where you’re happy with your listing and decide not to run the split testing anymore, you’ll probably still want to keep the price management function running.

Offers a keyword rank tracking solution.

What if you test two listings against each other, and Splitly tells you one is more effective, so you apply it permanently which causes your rank to increase?

You can continue to do this over time, boosting your conversion rates and your Amazon ranking, but you can track the rank increases and decreases that happen to your competitor’s listings, check those listings for the alterations or optimizations that caused the rank changes too.

If you want both keyword ranking and split testing in a high-quality package that allows both of these functions to work together to the benefit of your listings, you will struggle to do better than Splitly, and for some, especially some larger Amazon businesses, that is likely to be worth the extra cost.

It seems that the number of keywords you can track and the number of concurrent tests you can run are the main differences, but be sure to note that you don’t get Profit Peak, the price optimization tool, in the smallest package.

For those who waste a lot of time every week tweaking their listings and trying to figure out what works best, Splitly is an absolute must-have.

Even if you do have a lot of experience and knowledge around Amazon product listing optimization, you can still benefit a lot from the testing Splitly provides.

The combination of proven, data-driven insights on which listing features work and trackable changes in keyword ranking make boosting your Amazon sales and profits as easy as it is likely to be any time in the near future.

To learn more about how the authors can offer results and rank positions that nobody else can, take a look at the case studies to see the results the authors have already achieved for the clients with the unique, self-developed Amazon ranking process

[cash-app-number]

Where can I load my Cash App card?

Cash App card is a black customized debit card, which works like any other debit card. You can use this cash card for various purposes, such as paying at retail stores and sending money. Above all, you can cash out money from an ATM and load money into a Cash App card. If you have this query, where can I load the Cash App card? Then you are in the perfect place.

Here in the blog, you can understand the easy process for loading money into your Cash App card. There are essentially several different ways to add money to your cash card. However, users find it difficult to load their cash card to help all such users; we have listed all the methods to load a Cash App card.

Link bank account and load money into your Cash App card

If you have a bank account then add your account details with the cash app. You can set up a bank account with Cash App then add money to your cash card. Following are the instructions you need to follow to load your Cash App card:

Open the Cash App on your device

Then, click on the tab “Balance” present on the home screen

After that, tap on the “Add Cash.”

Click on the tab “$Add.”

Provide your fingerprint ID for the sake of verification

After verification, here you get a pop-up confirmation message on the screen.

Add money to the Cash App through a debit card. If you don’t want to add your bank account, then Cash App gives you one other option: to add a debit card. So you should have a debit card to link it with a Cash App card by sharing certain details from it. After successfully linking the bank account with the Cash App you can very easily add money to a Cash App card from the mobile app. The following are the steps that are helpful in this regard:

In Cash App mobile, you need to select the My Cash option

here tap on the “Add Cash” tab

Then enter the amount of money that you want to Add to the cash card

You need to re-check the details you entered, especially the amount of money you want to “Add” before proceeding.

Load money to Cash App card at different stores:

There is another way to add money to a Cash App card. In this method, you have to visit the nearest supermarkets and stores to load a Cash App card. You can add money to cash cards at stores such as Walmart, 7-Eleven, Dollar-General, and CVS. In all of these stores, you have to give cash and add money to your cash card.

FAQ’s

Can I load a cash app card at Walmart?

Yes, you can load your Cash App card at Walmart. You have to visit your nearest Walmart store. Here ask the cashier that you want to load your Cash App card. They will ask you for some information, and you have to pay them with green cash or through your debit card/credit card. You may have to pay some additional charges for adding money to your cash card here at the Walmart store.

Can I load my Cash App card at dollar general?

Yes, you can load your Cash App card at any dollar General Store. Just go to your nearby dollar General Store and ask the cashier to put money on your cash app card.

Can I load my Cash App card at 7 Eleven stores?

Yes, you can easily load your cash app card at 7 eleven stores.

Can I put money in a Cash App card at CVS?

Yes, we can put money in a cash card through the nearest CVS Store. Ask the cashier and add money to your Cash App card.

What is a cash app card?

A cash app card is a card that is used to buy things and give money for things. It is also known as Visa Debit Card for purchasing goods and products. You can buy things from stores or online with the help of a cash card. When you buy one thing in the store, the cashier scratches your cash card and take the money from your account. If you are buying a product online, then you have to pay from online app sites.

How does the Cash App Card work?

The Cash App card works in a way that allows users to pay an amount for things and products. A cash app card is also used to withdraw money from ATMs or bank accounts. This is similar to a debit card or bank account. The things you buy will take money from your account and there will be a list of purchases you make with the cash balance.

How do I get a Cash App Card?

Write a cash app on your app store. Choose the cash app card from the list. Install on-screen or choose the free button. After installing, adjust your app’s settings and set your catalog.

Does the Cash App charge?

Yes, Cash App charges for transferring funds. 5 If you use a credit card to send money, the cash app will charge 3% of the fee to transfer. But if you transfer payment through your debit card or from bank accounts, it will be free due to the free policy. If you want the instant transfer of money and money which is linked to your debit card, then this app will charge around 1.5% which is very low.

How to add money to Cash Card from Cash App?

If you want to add money to your cash card, then you have to follow some steps;

First of all, open the cash app on your phone screen.

Click on the My Cash option.

Add the amount you want to add from your cash balance to your cash card.

Can I load my cash app card at ATM?

Typically, the ATM charges a fee for loading the cash app. Most ATM cash apps charge around 300 rupees to load an account. But you can charge your cash app from ATM. Some ATMs charge extra due to different bank policies and load from another bank. In this way, it charges more.

How can I add money to my cash app without a bank account?

If you want to add money to the cash app without the help of a bank account, then you have to add it in another way. Here is a video of the method you need to follow.

Can you withdraw money from a cash app without a card?

A cash app is the same as if you have a bank account. But this removes the need to visit a bank branch. This cash app is the plus point of the account. The cash app allows you to send money and transfer funds. It also allows you to receive money and withdraw payments from your cash app. The Cash app also functions in such a way that you can withdraw money from the Cash app without using a cash card. But if you want to use a cash card, you can use it for this purpose as well.

Can you load a cash app card at Walmart?

Yes, you can load money into your cash app from the Walmart store. Walmart is a currency that transfers money and payments. I want to load the cash app from Walmart, then you has to go to the Walmart store. Go to the cash counter there and ask the cashier to add money to your cash app. You give the amount to the cashier and fill in your Cash app balance. The Walmart store charges some amount as tax to transfer 50$ It takes some percentage of money according to the payment rate.

How much is the cash app card loaded at Walmart?

The Walmart store charges some special fees for loading cash app accounts. You need to contact the cashier of the Walmart store and give it your account details and the money you want to add. He will add money and take some amount like if your balance is in the thousands, then he will charge around 100 – 200. If your amount is less, there may be a lower fee. If you ask the cashier to add money to your Cash app after closing the Walmart store at time 4, it will charge extra money for this purpose.

Can I load my cash app card in dollars?

Yes, you can load your cash app card from Dollar General Store. Dollar General Store is a franchise in the USA and is also a fund transfer exchange company. It loads your cash card in the same way as a Walmart store because it also charges. There is some policy difference in transferring funds.

How to add money to the cash app card at Walgreens?

You can add or reload your cash app card at Walgreens. Its method is similar to that of Dollar Store or Walmart Store. All you have to do is reach the cashier and deposit the cash in your account. The cashier will take your account details and reload your account. This is Walgreens’ way to transfer funds.

Can I load my Cash App Card in Family Dollars?

Loading the cash in your cash app is the same everywhere. Whether you go to Family Dollar or Dollar Store or Walmart Store, the process is the same everywhere. In every country, this is how to transfer money or reload your accounts. All these exchanges charge some tax and allow us to transfer payments worldwide.

Can I load my cash app card on CVS?

CVS is the money to add or move stores in the USA. It works in such a way that it charges for the transfer of funds. It works on this basis. You have to go to the office and ask the CVS cashier to add the amount you have to your cash card account. It is similar to Walmart stores and other exchanges. You can add or reload money through these exchanges.

Can I load my cash app card in Rite Aid?

Doing the same thing as other funds transferring franchises. Rite Aid is also an exchange that loads money, transfers payments, and performs secure transactions. This is for the ease of those who want an immediate and little transaction. Yes, you can load your cash app on Rite Aid.

Is the cash app card safe?

The Cash app is safe and secure because your bank account is protected. It is highly protected due to its privacy policies and terms and usage. In this modern world, every person transfers funds in this way. Therefore, it is highly recommended and properly secured as your account is yours only. So it is private. Your account ID and password are safe for you.

[neptuneviews]

Best Smm Panel to Buy Social Media Services – NeptuneViews

What are high retention YouTube Views?Is buying YouTube views legal?Best place to buy YouTube likesShould I buy YouTube subscribers?How can I buy YouTube subscribers?

Presently, there are different kinds of YouTube views available out there in the market place. These include high retention views, low retention views, organic views, bot views, etc. 

You can check whether or not your service provider has given you high retention views or not, by accessing the dashboard of your YouTube analytics and then clicking on “viewer retention”.

Retention means the length of time spent on actually watching a certain video. High retention YouTube views mean that a consumer has actually watched your complete video, he didn’t just open your video and leave halfway.

As compared to this, Low Retention views are the ones where a consumer opens your video, watches a small part of it or instantly closes it, so that you just get one view.

If you risk buying cheap low retention views, you are not only at risk of getting flagged by YouTube’s algorithms and eventually getting a drop in your total views; but also negatively affecting your YouTube channel.

High retention views on the other hand are the most important ones because YouTube prioritizes your video based on the retention time. This indicates that your video/content was engaging and it caught the consumers’ attention. Retention time is also one of the key parameters used by YouTube’s search engine for ranking your videos.

We at Neptune Views only provide high retention organic YouTube views which are in line with YouTube’s algorithm. So that our customers get value for their money and time.

Our basic aim is creating returning customers by delivering them high-quality views so that they can put their trust in us.

Our purpose is to not only deliver the views but also educate our customers through our years of professional industry experience, about the types of views and services currently out there in the market place, so that they don’t fall prey to any bots or scammers.

While buying YouTube views people usually have their reservations and misconceptions; like, is it illegal to buy views on YouTube? Will YouTube delete my video? Can my account get banned? Are all views fake?

Firstly, it is NOT ILLEGAL to buy YouTube views. As long as they are not BOT VIEWS, buying real organic high retention views are in line with YouTube’s TOS (Terms of Service).

Secondly, YouTube will delete your video or channel only if your video content is stolen, or violates its privacy policies.

According to YouTubes Fake Engagement Policy:

“YouTube doesn’t allow anything that artificially increases the number of views, likes, comments, or other metrics through the use of automatic systems”

It is illegal to buy fake auto software-generated views also known as BOTS, however, there currently stands no law against paying other people to watch your videos. Thinking about it rationally, watching YouTube is free so why would it be illegal to pay a few people to watch your videos.

These views help in ranking your content and gives you that extra edge over your competition to grab your audience’s attention. But you still need to be careful while choosing your service provider. Check out their ratings and reviews before opting for one, so that you don’t fall for any illegitimate source.

And finally, NO NOT ALL VIEWS ARE FAKE. There are websites providing real organic views.

You can put your trust in Neptune Views as our team of professionals have 5 years of industry experience and has served over 10,000 consumers with the highest quality organic views, as customer satisfaction is one of our core objectives.

Now after doing your research through the methods we explained above if you have made up your mind that you would like to try organic YouTube video or channel promotion services.

The first question that appears in anyone’s mind is that what’s the best place to buy YouTube likes? And rightly so.

There are a number of best websites to buy YouTube likes through whom you can purchase YouTube Likes at cheap and affordable prices which can help you skyrocket your channel engagements and your marketing campaign.

We would highly recommend you Google them and go through their reviews first to get a better-unbiased opinion on their service.

Neptune Views is one of the best sites to buy YouTube likes as our team of highly experienced social media marketing professionals are dedicated to serving our clients with the best services.

You can buy YouTube likes instantly according to your own personal or brand needs by simply choosing from our wide range of packages available here.

We apply drip feed YouTube views so that your YouTube analytics don’t experience any irregular spikes etc. Neptune views also allow you to buy non drop YouTube likes that are organic so that your numbers don’t drop over time.

Let’s be honest, numbers matter. Anyone who comes to your channel, will get a first impression of its authority based on the number of likes, views or subscribers.

Your audience will differentiate your channel from others based on your numbers.

So, if you are an honest content creator or you are marketing your brand, you would like users to interact with your content and eventually trust it and be willing to subscribe to it.

As a new YouTuber the most frustrating and demotivating part is the first stretch of the hockey stick graph, it can take up to 6 months or more before you get your first break, or complete your watch hours requirement or gain enough subscribers to monetize your channel.

YouTube has very high-tech Artificial Intelligence based algorithms which are updating every passing day. With over 300 hours of video time being uploaded to the platform every minute the algorithms evaluate your content based on various factors.

These factors include a number of likes on your videos, high retention views, your subscribers, originality of your content, and various others.

Buying high-quality organic YouTube subscribers through Neptune Views is a good investment in your own business.

We provide high-quality organic subscribers which are non-drop, meaning that you won’t see a drop in numbers over time. Nor will you experience any unusual spikes in your YouTube analytics due to our drip-feed approach.

We know that YouTube doesn’t rank your content as long as you don’t cross the 1000 subscriber mark.

Also, your subscribers get notifications about your other posts/videos, so that your audience doesn’t miss out on any of your updates and eventually the numbers on all of your videos grow.

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[the-rings-system]

You mentioned on your recent livestream that being diagnosed with DID/OSDD can lead to discrimination in terms of organ donations, adoption, etc. Could you provide your sources? I'd like to show them to our therapist. Thank you.

Tw: ableism, organ donations, adoptions.

If you check the description, we wrote about discrimination in organ donations there. For those who didn’t see, here’s what we wrote in the description:

On being denied organ donations with a DID diagnosis: Here's a 2017 paper that gives a review of psychiatric patients being denied organ donations/transplants and argues that it is unethical to block these communities from receiving lifesaving operations (however, there’s no concrete evidence of change since this paper has been published 3 years ago): https://bmcmedethics.biomedcentral.com/articles/10.1186/s12910-017-0235-4 "More than 50% of cardiac programs recognized a number of psychosocial conditions as an absolute contraindication to transplantation, including: active schizophrenia (defined as schizophrenia with active psychotic symptoms), a recent suicide attempt, a history of multiple suicide attempts, current suicidal ideation, and medical noncompliance. Both active schizophrenia and current suicidal ideation were also listed as absolute contraindications for at least half of renal and liver transplant programs." Many of these centers don't even recognize DID as it's own disorder, instead lumping DID folks in with personality or psychotic disorders. "The variability of respondents’ opinions also highlights the presence of inter-institution inconsistency, creating disparity in the treatment of similarly situated individuals across transplant centers, and raises questions about the extent to which current practices follow the recommendations of professional associations." 

Here's a 2020 paper detailing how a woman with DID who had been through years of specialized treatment and achieved healthy multiplicity was blocking from donating her kidney due to DID, because she chose to not integrate: https://www.sciencedirect.com/science/article/pii/S0033318220300025 "Following the initial evaluation, members of the living donor team met to discuss the case and next steps. Given the concerns for possible lack of reliability in her narrative, we obtained Mrs. A's permission to speak with her treaters and spouse to gather further history. The psychiatric team also reached out to local expert DID clinicians to discuss the case and risk assessment." "According to our review of the literature, factors in Mrs. A that predicted a better postdonation outcome included her history of intensive, specialized treatment for DID, and the lack of conflict among her self-states, with all of them reportedly in agreement with donation. The lack of integration of these self-states, however, may have predisposed her to increased symptomatology were she to donate. Her long-term sobriety and absence of suicidal or self-injurious behaviors, as well as apparent occupational and relationship stability, suggested a general higher degree of psychosocial functioning. Her history of participating in altruistic activities indicated that her current decision-making capability and behavior were in line with consistent values, as well as indicating a capacity for higher level defense and adaptive coping mechanisms." "She had gone through 3 surgeries for various medical conditions and tolerated these well, which was felt to be reassuring." "During the psychiatric assessment, she maintained her central personality for the duration of the session, was able to demonstrate a clear and consistent choice, and conveyed an appropriate understanding and appreciation of the risks and benefits of renal donation, with adequate manipulation of the relevant information. She also endorsed adequate financial and social support in place such that donation would be feasible for her from a logistical perspective." Regardless, she was still denied due to "The general sense of unease this individual provoked among the members of the [organ donation] treatment team despite her having some reassuring characteristics and protective factors, illustrates the need for clearer guidelines for assessing individuals for altruistic renal donation."  TLDR: Can you imagine after years of receiving therapy, being sober, being in recovery, having a stable healthy relationship, having healthy internal communication, volunteering humanitarian aid in war-torn areas (she reported this) and then showing up to donate your own kidney - and after multiple interviews with you, your spouse, and every doctor under the sun - still being denied because "you haven't integrated and your disorder makes us uneasy." I have no words. I can't imagine the hoops you'd have to jump through to receive a transplant if that's how many barriers she faced trying to give one. 

On adoption: A lot of our knowledge comes from working within groups/organizations that focus on helping folks with severe/highly stigmatized mental illness. However, a simple google search yields plenty of results! https://www.mdedge.com/psychiatry/article/76413/practice-management/adoption-mentally-ill-individuals-what-recommend “Because child adoption laws vary from state to state, there are no established criteria for determining the eligibility of an individual with a history of mental illness. The success of a child adoption by an individual with a history of mental illness will depend on state laws and the policy of the adoption agency. Some U.S. states and territories (Alaska, Arizona, California, Kentucky, North Dakota, and Puerto Rico) regard parental mental illness as “aggravated circumstances.”

https://www.adoptuskids.org/adoption-and-foster-care/overview/who-can-adopt-foster/people-with-disabilities “We also know that many parents with disabilities feel discriminated against when undertaking the adoption process.” “Parents with disabilities are more likely to lose custody of their children after divorce, have more difficulty in accessing reproductive health care, and face significant barriers to adopting children. The National Council on Disabilities has documented societal biases and systems barriers that affect parents in a report called Rocking the Cradle.” https://www.ncd.gov/publications/2012/Sep272012/Ch10 (This one just keeps going) “Adoption horror stories are all too common for prospective parents with disabilities. The adoption system is riddled with de facto and de jure discrimination that prevents countless prospective parents with disabilities from adopting. Examination of domestic and international adoption practices reveals that reforms are urgently needed across the broad spectrum of adoption practices and procedures.” “Despite the ADA and Rehabilitation Act, prospective adoptive parents with disabilities regularly encounter barriers erected by discrimination and bias. According to Elizabeth Bartholet, Harvard Law School professor and one of the nation’s leading experts on adoption, “Discrimination is the name of the game in adoptive parenting. Those who procreate live in a world of near-absolute parenting rights. Those who would adopt have no rights. They must beg for the privilege of parenting and do so in a state-administered realm that denies them both the right to privacy and the civil rights that we have come to think of as fundamental. Differential treatment on the basis of age, race, religion, and disability has been outlawed in almost all areas of our communal lives in the United States. Increasingly the law forbids discrimination on the basis of marital status and sexual orientation. It is only in the area of adoption that our system proclaims not simply the right to discriminate on all these bases but the importance of doing so. It is not just the prospective parents who are treated shabbily, but also the children, in whose best interests the system is supposedly designed.”  Dave Shade says, “The adoption process is complex, and because it frequently involves personal judgments by parents, social workers, judges, and other adoption professionals, it is fraught with the opportunity for discrimination.” “Despite the ADA mandates, research demonstrates that a significant number of adoption agencies continue to categorically deny prospective parents with disabilities. In 2010, researchers from Northwestern University completed a study that examined the experiences of prospective adoptive parents who were cancer survivors.[736] The study was aimed at the attitudes of the adoption agencies. Of the 27 agencies that were interviewed, 7 admitted that certain medical conditions would prevent people from adopting through their agency. They cited a variety of illnesses and medical conditions that included “contractible diseases; AIDS; active, life-threatening diseases; use of antidepressants; terminal illnesses that shorten lifespan; conditions that require a large amount of narcotics that render the person unconscious; substance addiction; and severe mental conditions like schizophrenia...   The researchers concluded, “Although existing legislative documents such as the Americans with Disabilities Act (ADA) protect cancer survivors’ rights to adopt a child, these protections are largely inconsequential in practice…. [The] network of adoption agencies working with potential parents in the U.S. is characterized by fundamental variability and ambiguity…[and] the current adoption system permits informal prejudice in practice that likely varies from one agency to the next.” “In addition to categorically denying prospective parents with disabilities, domestic adoptions frequently engage in other discriminatory practices. Bartholet says that prospective adoptive parents are subject to an unspoken “ranking system.” That is, the domestic adoption system ranks prospective parents in terms of relative desirability, “using factors that reflect the system’s bias in favor of a biologic parenting model, as well as a socially traditional family model.” Pursuant to this ranking system, “Heterosexual couples in their late 20s or early 30s with apparently stable marriages are at the top of the ladder. These are the people who can, if they are not infertile, produce children, and who should in the system’s view be parents. Single applicants and those in their late 30s and 40s are placed lower on the ladder, along with people with mild disabilities. Gays, lesbians, and those who are significantly older or seriously disabled are generally excluded altogether.” “However, some states specifically deny prospective parents with disabilities the opportunity to adopt. As recently as December 2011, Virginia erected an enormous impediment by approving regulations that allows adoption agencies to discriminate against prospective adoptive parents based on six categories, including disability.” “Conclusion: Around the world, countless children are waiting for their forever homes. At the same time, many people with disabilities want to provide a loving and nurturing home and family for children. Ignorance, stigma, and misconceptions are forestalling harmonious solutions. The result is devastating: Children spend many years in deplorable conditions in foster care and orphanages, while people with disabilities are robbed of the opportunity to welcome these children into their homes and hearts.”

Here’s a long paper published in 2017 about discrimination in adoption for folks with disabilities, based in Australia: https://www.mdpi.com/2075-471X/6/3/15/pdf

We’ve also talked with older members of the mental health community who directly know people who’ve had prison sentences be unjustly extended due to a diagnosis of schizophrenia/DID, but I’m too exhausted to find sources that back that up. I’m sure with a couple google searches you could easily find information on discrimination towards psychiatrically disabled folks in the law system as well.

We have also has multiple friends with DID diagnoses (3 within our circle) be denied or nearly denied transgender medical care (either hormones or surgery) after their diagnosis of DID was made known to their doctors. One friend ended up getting back on hormones after a months of “proving” that they were trans with their DID specialist (but they’re unsure whether they’ll be able to access surgery). Again, too exhausted to find “real” sources for this one other than the pain of my community.

As we talked about, we’ve also been gently sat down by older DID community members to have the conversation about “hey, you’re young and full of spirit and that’s great, but you need to be aware that your youtube channel might impact your ability to get a job and other things.” And considering that research shows 80% of folks with schizophrenia are unemployed, even thought 70% would prefer to work, discrimination is still rampant. You can be fired from your job for being gay, you can be fired from you job for having DID.

Sorry that’s a lot, stay safe, and remember: diagnosis can come with a lot of downsides. Talk through it with your therapist on whether it’s the right choice for you, and really think about how it can impact your future.

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The Best Affiliate Programs 2020

If you are interested in making money online through affiliate marketing in 2020, here is a definitive guide that will help you to pick the right affiliate programs to suit your business.

Affiliate marketing is high-potential growing market – slated to be a $6.8 billion market in the US alone in 2020.

In this article, I have covered a couple of the most profitable niches out there - Online Marketing and Blogging. These are ever popular niches that have a huge potential when it comes to affiliate marketing. Here you will find trusted affiliate programs in areas like Web Hosting, Website builders, Autoresponders, Training, SEO Tools and other Services. I will be updating this guide with more affiliate marketing niches and programs as we go through the year.

If you are just starting out, learn how to pick the most profitable niches for your blog here

Although you don’t need a website to get into affiliate marketing, it is definitely a good idea to invest in a website, if you are serious about affiliate marketing.

A well-designed website - with some good content - will help establish your brand and build trust. It can help establish you as a thought leader in your chosen area. This will in turn translate into higher affiliate earnings for you in the long run.

Below, you can check out my recommended website creation resources. You can of course, go with your favorites. These are just the ones I’ve used to run my business – and they have worked for me quite well.

A Little Bit About Me...

I have been an Affiliate Marketer for a long time. Although I have other businesses, a considerable part of my income comes from affiliate marketing. I am also a certified life and business coach and have helped a lot of people set up their online businesses.

Before we move ahead, please read the disclaimer below.

Disclaimer: Some of the links I have included here are my affiliate links. If you do purchase anything through those links, I will get a commission for that sale. I have made every effort to be completely honest with you when it comes to the programs I recommend here. Most of them are trusted by affiliate marketers (and customers) from across the world. You can read my full affiliate disclosure in my privacy policy.

Now that we got that cleared, let’s get started and make some money!

The Best Affiliate Programs 2020 – Category 1: Website Creation Software

ClickFunnels

When it comes to Page and funnel builders, ClickFunnels is the undisputed leader. The simple but intuitive drag and drop interface, combined with the options available makes it a must have for anybody setting up an online business. Clickfunnels pays 40% commissions on its plans and on top of that there are other target-based incentives. It’s a great affiliate program to be part of.

Commissions are paid weekly after the 30-day refund period as long as there is a minimum of $50 earned. ClickFunnel’s 2-tiered affiliate commission platform also pays you 5% sub-affiliate commission on everything anyone your sign up promotes. ClickFunnels has many more trainings that you can promote and earn commissions.  Most of them are free which makes it very easy to promote.

Join Clickfunnels

 Leadpages

Leadpages is another very popular landing page builder. It helps users build all sorts of web pages- landing pages, squeeze pages, entire sales funnels easily. They have an excellent affiliate program that pays 30% recurring commissions.

Join leadpages

 leadpages affiliate program

 OptimizePress

Another great Webpage builder is OptimizePress. They have been around for a long time and is a highly respected brand. They have some amazing templates and simple drag and drop page creation software.

As an affiliate, you will earn 30% on the Front end products (OptimizePress Essential, Business & Suite Packages).  This means you can earn up to $59.70 per sale on the front end when you become an affiliate.

In addition, you can also make 20% recurring commission on all account renewals.

check out optimizepress

 optimizepress affiliate program

 WP Profit Builder

Another landing page builder that I’ve used a lot is WP Profit Builder. It is a simple, drag and drop web page builder that offers a huge number of templates and tons of other cool features. The product is prized at a onetime payment of $47. There are other offers – like templates club etc – as part of the funnel.

You get 50% commission on each sale. The best part of this is the low price, making it a very easy product to convert. You can become an affiliate of WP Profit Builder through either JVZoo or Clickbank.

Buy WP profitbuilder

To become an affiliate, you need to apply through JVZoo or ClickBank

 The Best Affiliate Programs 2020 – Category 2: Web Hosting

Web hosting is one of my favorite affiliate marketing categories. It is also one of the most popular affiliate marketing categories out there. More and more businesses are going online, and every new website requires a host.

In my experience, most bloggers who start out in affiliate marketing join web hosting affiliate programs first. They are also great because most of them will give you a solid recurring income.

Before recommending a web hosting service, make sure that you are familiar with the platform yourself. I suggest don’t recommend a program based only on the commission. You don’t want to end up recommending the wrong service to your readers. Make sure that the service is dependable, has good features and has some great reviews from existing customers.

Before you go through the list of the best web hosting service affiliate programs, take a look at this opportunity to become a Web Hosting Reseller yourself.

Click Below To Get Your FREE Reseller Account Activated

start your web hosting business

 Believe me there is a lot of money to be made in the Web Hosting space. Here are a few of the best web hosting affiliate programs for 2020. They are dependable, provide great service and, from an affiliate point of view, pay high commissions as well.

 BLUEHOST

I love the Bluehost affiliate program because it is a highly respected affiliate program. A number of affiliates I know make quite a large income just from promoting Bluehost hosting service. They have an attractive pricing model and that makes it easier for new affiliates to promote the program through their blogs.

The Bluehost affiliate program offers a multi-tiered commission structure starting with a onetime pay-out of $65. The pay-out depends on the amount of sales you make. So, the more sales you make, the higher your overall pay-out. Commissions can range from $65 to $130 per sale.

They also have a great affiliate support team. You get a dedicated support team who are highly responsive when it comes to addressing your queries.

Their referral cookies are set for 45 days. That means if your leads make a purchase within the next 45 days, you get the credit and the commission. Affiliate Payments are done between the 16th and the end of each month. You need at least $100 before they release your affiliate payment.

You Can Buy Bluehost Web Hosting Package For $3.95/Month. Click Below

Buy BLUEhost Web Hosting

 BLUEhost affiliate program

 HostGator

HostGator is another very popular hosting provider that can help you make a good affiliate commission. You can earn up to $100 per hosting sign up. You also get flexible commission structures and your co-branded landing pages and offers. They also have a tiered commissions structures – the more affiliates you refer, the more you earn commissions.

You can either choose a performance-based or a hybrid commission model that offers recurring payments too.

When you join the HostGator affiliate program, you get access to dedicated affiliate account manager and lots of promotional tools like banners, text links, excellent article content, and email templates.

 GreenGeeks

I like GreenGeeks because they are both user and environment friendly. If you operate in a niche that supports the environment, GreenGeeks Web hosting might be a good option to suggest to your readers. GreenGeeks try to support he environment by by replacing 3x the amount of energy consumed in the form of renewable energy credits.

They pay you up to $125 per sale - based on performance and traffic levels. You also get a dedicated account manager who will provide you with all the help you need in order to succeed. GreenGeeks havesome great reporting tools. Also, there is no minimum thresholds to release your affiliate payments.

 LIQUID WEB

Another good affiliate option is Liquid Web. They offer a variety of hosting services– including managed WordPress hosting, dedicated hosting and cloud hosting. You can earn 150% commission for each sale. Depending on the sale, you can make anywhere between $150 to $7,000 per sale.

Like some of the earlier hosting providers, they too offer a two-tier affiliate setup. This means you get a small credit for the sales other affiliates make through your 2-tier link. If you are looking for higher pay-outs, then Liquid Web is definitely an option you should be looking at.

 The Best Affiliate Programs 2020 – Category 3: Autoresponders

Aweber

Aweber is an email marketing platform that is great for businesses and marketing teams because of their email templates and design features. They offer a 30% recurring rate.

Try Out Aweber Autoresponder Here

 GetResponse

GetResponse is another great autoresponder service that offers a 33% recurring commission. They have an excellent email marketing affiliate program. GetResponse is very popular and is quite easy to convert as well.

Try GetResponse For Free For 30 Days

 ConvertKit

ConvertKit is another powerful email marketing tool. They have a lot of features that supports bloggers. They have a easy to use email automation tool and can create triggers based on website actions and actions inside of emails. A friend of mine runs their program, and they offer a 30% per month.

The Best Affiliate Programs 2020 – Category 4: WordPress Themes

Elegant Themes

Elegant Themes is one of the most respected brands when it comes to WordPress themes. They have released over 87 WordPress themes. They have over 600,000 customers. For $89, you get access to all their themes. If you want to recommend themes to your readers, you can send traffic to Elegant Themes website and get a 50% recurring affiliate pay-out.

Click Here To Try Out Elegant Themes

Click here to join  their affiliate program

 Theme Forest

Theme Forest from Envato is another great theme library that you can promote. The themes are excellent for any type of website.

Here are some of the key features:

Top quality: Made by some of the best designers and developers. Checked thoroughly by Envato's quality team.

Built for all devices: These templates are designed to suit all screen sizes.

E-commerce ready: Themeforest E-commerce site templates will integrate perfectly with the likes of Magento, Shopify and many other platforms.

Great Support: All themes come with detailed documentation on how to use them. Plus, they also provide great support.

Envato pays 30% affiliate commissions for each sale.

 Buy themeforest themes

 join envato affiliate program

 The Best Affiliate Programs 2020 – Category 5: SEO Software

SEMrush

SEMRush is a powerful SEO tool, to help website owners rank better on Google and other popular search engines. You can pick the right keywords, conduct website SEO audits, and analyse your competitors’ websites to determine their strategies. Their affiliate program offers a 40% commission to their partners.

Check Out SEMRUSH HERE

 join semrush affiliate program

 The Best Affiliate Programs 2020 – Category 6: Internet Marketing Training

Digital marketing or Internet marketing is a very popular niche as it attracts new, aspiring online marketers every day.

While there is a ton of information available on how to start your online business – especially affiliate marketing, a lot of new marketers fail to generate any significant income during their first few years.

As with any other business, there is a right way to do internet business. Once you develop a good foundation in internet marketing, it becomes easy to make money online.

Here are some great programs that you can check out and also promote to make a solid passive income as an affiliate.

Internet Profits Partner Program – By Dean Holland

It was Dean’s coaching that helped me succeed as an affiliate marketer. Dean is a self-made internet millionaire and a great coach. He has affiliate programs for all levels of marketers along with some great step by step training. The pay-outs start at $10 for the basic products to high ticket commissions like $2500 to $3000 per sale for his high-end coaching.

You can check out Dean’s Internet partners Programs here:

Big Commissions Blueprint – For Beginners – Low and Recurring Commissions

Internet Partners Program – High-end – For Hight Ticket Commissions

 Wealthy Affiliate

Wealthy Affiliate is a great platform for new marketers to learn how to succeed online. They have a great step by step training program. The best thing is- It's FREE. They also have an excellent Affiliate Program.

Join Wealthy Affiliate Program Here

 Affilorama

Affilorama offers some great training that takes you step by step from a newbie to an established blogger and a successful affiliate marketer. They also have a free membership and some great back-end products that convert well. They too have an excellent Affiliate Program.

Join Affilorama For Free Here

 The Best Affiliate Programs 2020 – Category 7: Spinning/ Rewriting Software

While I will always recommend writing original posts, sometimes bloggers and other website owners find themselves in positions where they need to rewrite pieces of content that they found on the net. Though there are a number of spinning software out there, I would recommend only a couple of them that help you create articles of very good quality from existing posts. So let's look at the top ones.

 Spin Rewriter

Spin Rewriter is a web based article spinning software released in 2011 by Aaron Sustar of SmileyTech Solutions. With several advanced features and functions, Spin Rewriter is currently one of the smarter content spinning software’s available and has received great reviews since its release.

Spin Rewriter is a powerful tool. It uses algorithms to completely revise the articles into a copy that no one has ever posted before.

Spin Rewriter is a powerful tool that rewrites content on multiple levels - paragraph, word and sentence. It also uses appropriate synonyms to improve the quality od rewriting.

I love their affiliate program because of 2 reasons. Spin Rewriter is super easy to convert.

They pay you a 50% recurring commission on every product in their entire funnel.

Check out Spin Rewriter's FREE Trial and then sign up for their affiliate program below.

Access Spin Rewriter For FREE

 WordAi

WordAi is another great Rewiter. It uses AI technology to produce high quality content.

WordAi can rewrite entire sentences and paragraphs in just a click. You can easily create unique content. Apart from English, this tool also supports various other languages including Spanish, French, and Italian. It is one of the most popular software out there for rewriting content.

They pay you a lifetime recurring commission of 20%. Check out WordAi below and join their affiliate program to start making a passive income.

Access Word AI Here

  Best Affiliate Programs 2020 – The Next Steps

Affiliate marketing is not tough. But in order to succeed, you need to be disciplined and treat this like a real business. You can read more about how you can build an affiliate marketing business here.

Top Affiliate Marketing Tips for 2020

If you need any help, please feel free to write to me at Sajith@sajithtm.com OR you send me a message through the Contact Me page.

https://sajithtm.com/2019/12/07/the-best-affiliate-programs-2020/

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erie insurance beckley wv is a good insurance. I do not work in insurance industry. My wife is a pilot and we have been together ever since we were kids. When we were young, she was just our daughter and she was with us almost every time we went out to play. That’s why I wanted to make sure she could fly the plane. That is what she loves doing, doing small planes. I just have to be that girl and I can’t understand why some people have been such a good friend since they learned how to fly. If those thoughts seemed strange, just look at your page so many insurance companies are now asking for your contact info and you will be told that the agent does not know the agent and won’t let you put a toll on her account. If the agent doesn’t know, why would they let a random person who has flown them a ticket because she flies the planes, to just take a few check-ins. erie insurance beckley wv, this is what is required by the state…I do know a good thing for the cheapest, but I am very satisfied with it! I ve had a bunch of different insurance products – and one insurance company paid my last claim on my car while another did. I think the other insurance company is going to take the blame for my last claim and go after other guy else. This is a really bad time to pay as it is going to be over. The Insurance Group of Texas (IIHS) is an international insurance brokerage firm offering insurance services specifically for people in need of commercial property and casualty insurance in Texas, California, and Florida. IHFS is dedicated to assisting people with their insurance needs as well as providing them with the best product with our best customer service, competitive price policies and claims handling. You can get a quote from IHS through the link above. If you have questions about insurance, we recommend you always seek the. erie insurance beckley wv insurance agents and are authorized to sell it to insurance companies. If you are looking for an insurance agent who is familiar with the products offered to our customers, you can compare insurance products on . Can a person get health insurance through a company? Where we help people with it and who we recommend? We help people understand how it works, their insurance needs, and how they can benefit, the insurance company. When it comes to getting the health insurer for their business, the process may seem a little confusing. Can you get a life insurance quote online and see a doctor? Can you see a doctors in a hospital? Can they have a hospital, and why? Can they get the life insurance coverage for their business? At times, you may have the company that you buy their life insurance to pay you the premiums. When you are asked can a person get health insurance through a car insurance company? when they have completed their application, you, your spouse, or the co-benefits that they.

Erie Insurance Pat Reed Insurance, Inc., Beckley, WV Lisa Acree, Claims Rep., Erie Insurance, Parkersburg, WV Their client damaged my vehicle and, even though there is plenty of evidence, they won t pay the claim or share information. Parkersburg WV!!

Erie Insurance Pat Reed Insurance, Inc., Beckley, WV Lisa Acree, Claims Rep., Erie Insurance, Parkersburg, WV Their client damaged my vehicle and, even though there is plenty of evidence, they won t pay the claim or share information. Parkersburg WV!! A good insurance company has a responsibility not only to offer consumers peace of mind; they also to uphold their policy. If you need to make a claim, I highly advise you find an independent insurance agent with all the relevant documents you need for personal, business and accident policies. Independent agents will do their best to be as familiar your needs and needs with your area as possible. Call a local agent today to get the right protection available. There is a lot of potential to use your home or personal belongings with people you never knew. So it s essential for your agent to protect these valuable items from the unexpected. That s why I’ve created this guide with lots of great information on for each and every household. You can find information on buying insurance, covering an accident, and whether or not to report an accident by following the instructions below. Although it is important you have the information to file a claim with your auto insurance company, your insurance rate is likely to change in the future..

Specializing In Erie Insurance

Specializing In Erie Insurance As a proud Erie customer, we are looking forward to servicing your insurance needs. We take great pride in giving clients the most comprehensive services for the most competitive price. Your customer s budget is well-entrenched in our business and offers plenty of options to maximize your protection. We offer a great level of service and are well-equipped to offer the highest level of service in a business environment. If you need to discuss your insurance needs, contact our office today. With help from our experienced team members, we offer an array of policies, products and services that meet the needs of both business & personal insurance needs. We will work with you to ensure that you are not over-insured. We will never work with any insurance company for a fee and with your business, it is always always at our expense. From insurance to banking and personal finance, we want you to understand how.

Greenbrier Valley Insurance Agency specializes in auto, home, business, commercial, and life insurance.

Greenbrier Valley Insurance Agency specializes in auto, home, business, commercial, and life insurance. The agency also has a wealth of auto and home insurance products. AARP memberships can be purchased for a wide range of insurance agencies and insurance providers, including both commercial and home insurance. The AARP has been in the marketplace for over 60 years. The organization provides commercial and personal auto insurance directly through independent agents as well as from licensed, affiliate and member companies. It’s a business with an insurance network of more than 100,000 agents serving both small businesses as well as large commercial interests. The AARP has been in the market for over 60 years, serving more than 1.5 million individuals. AARP has a unique approach to both auto and home insurance that is different than other types of insurance. This type of insurance is meant to save on expenses associated with the vehicle. It has a premium payment that you will be charged automatically when due, but the policy can also accrue a cash value as the policy progresses. As you can see in the chart below, AARP.

IMPORTANT NOTICE: In order to use this service, you must be at least 18 years old and must NOT be a citizen of, or otherwise be sitting in or operating out of, any country that is part of the European Union or European Economic Area (collectively “GDPR Countries). By using or registering with Ripoff Scams, you represent and warrant that you are NOT a citizen of, or otherwise be sitting in or operating out of, any GDPR Countries. This website uses cookies to ensure you get the best experience on our website. By continuing to browse on this website, you accept the use of cookies for the above purposes. You are encouraged to read more about our Terms of Service & Privacy Policy in the footer of any page on our Website and you further Accept these Terms & Policy by continuing to use this Website.

IMPORTANT NOTICE: In order to use this service, you must be at least 18 years old and must NOT be a citizen of, or otherwise be sitting in or operating out of, any country that is part of the European Union or European Economic Area (collectively “GDPR Countries). By using or registering with Ripoff Scams, you represent and warrant that you are NOT a citizen of, or otherwise be sitting in or operating out of, any GDPR Countries. This website uses cookies to ensure you get the best experience on our website. By continuing to browse on this website, you accept the use of cookies for the above purposes. You are encouraged to read more about our Terms of Service & Privacy Policy in the footer of any page on our Website and you further Accept these Terms & Policy by continuing to use this Website. By using our Website, you give your consent and expectation to be contacted by a potential client (or their representatives) that would not be contacted by your agent or provider about your questions or concerns. The website contains material that you understand may not be current, complete, or correct. For complete details of any coverage offered, please call the provider. You can use insurance-linked accounts to access your account, check on eligibility, see if a particular policy has applied your particular income, and much more when you use the same insurance-linked account with another website — all with less restrictive terms and benefits that can work out to make the insurance shopping experience a lot easier. You won’t have to switch jobs to shop or apply for insurance, but you will have to start the process of getting your insurance licence for another four months. To get a licence for driving, you must apply for a licence that meets the following minimum requirements: In most cases,.

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infinity life insurance

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infinity life insurance

infinity life insurance offers a wide range of insurance coverage options, including: All of the options above are available to protect your family, just to name a few. There’s a big difference in this case. It does not have a universal insurance policy per se. There are specific policies that are different depending on the specific issue. In the vast majority of states in the US, however, people get all sorts of different types of life insurance. But even in this case one that you’re concerned about the best and most expensive is something you’re more familiar with and is a very important part of purchasing your life insurance policy. For the better part of 2000, that’s what most people knew about. A lot of times, when you buy insurance, you want to consider purchasing life insurance for your family to ensure your family is protected in the event of your death. There are a few different ways to get life insurance for your family to protect themselves. It’s very important. infinity life insurance policy to cover children with disabilities under 60, and to help families with debt. Life Insurance coverage includes a basic standard term life insurance coverage amount to cover all of the child life requirements. The most common types of life insurance include term, whole and universal life insurance policies. Universal life insurance offers you several different options for your money. Term insurance plans are the most customizable possible and require no medical exam as your coverage will generally only lapse for a maximum of 10, 20 or 30 years. Universal life insurance also allows you to increase the amount of up to $10 million in coverage. For many people who take their children seriously young, their needs are going to be much greater. This is a much more affordable form of insurance to give to your child at the end of the life of your child. In many instances, a term policy, like the one I mentioned, will be the best type of life insurance for a family of several people when it comes to life insurance coverage. In my experience, people. infinity life insurance, but  is the only one offered. If we can convince you to get term life insurance at 20%, expect your rate to be $200 monthly. If you can qualify, then an insurance company may require you to get a medical exam. The most common medical conditions that are covered in term life insurance policies include: If you can live longer with a partner, you have a better chance of obtaining life insurance. If you take a year off work so you can build up your savings, the insurance company will want an even better chance that you could secure more money in the future for when you die. Even though it is possible to get life insurance with some exclusions, such as preexisting health conditions, some companies offer these exclusions with no waiting period: If you have a , then you can expect your rate to be much higher. A term life insurance policy could be in place by the time you turn 50. It is not a good idea to go through or purchase a medical.

Compare Renters Insurance Rates Instantly.

Compare Renters Insurance Rates Instantly. The best companies for renters insurance are Citi s Choice Insurance and The Zebra s Property Insurance. However, choosing the other policy may also be the better bet for your money, so make sure to pick one that makes the right choice on your policy. There are many reasons why renters insurance premiums should be a one stop shop. The cost of renters insurance varies between providers. Consider what you need to meet your personal/financial needs and the amount of your deductible. Then decide how much coverage you need. Citi recommends choosing liability coverage of: This covers injuries you ve caused or death. It assumes all other parties’ liability is met. For example, if you end up with a lawsuit against you. To qualify for liability insurance, you need: In most cases, you may not need all the coverage you need. Renters insurance is designed for those without insurance. If you live in a flood zone, homeowners or car insurance companies will not cover flood damage. For this reason, this option.

Infinity Insurance Group offers personalized service, choice and value for your personal and business insurance needs.

Infinity Insurance Group offers personalized service, choice and value for your personal and business insurance needs. The only sure fire way to protect your privacy. Use our quote comparison tool to save money on your insurance coverage! The minimum auto insurance you have to protect your family and children. From your home or the phone to your vacation home or on vacation rentals. When it comes to homeowners insurance, you need homeowners insurance. It covers you on either or you want to pay for everything. If you don’t have any coverage for damage to your home or personal possessions, you might need extra coverage. But even when your homeowners policy says flood insurance is the only coverage, you can use it as a primary residence coverage for your home, car, boats or even a covered third-party such as a utility pole. If your primary residence has no policy, you would be covered as a third party, like an umbrella, for that entire event. If you live in a high-risk area, call to talk to a home specialist on 1-800-854-3128. Many insurers have.

Compare Auto Insurance Rates Instantly.

Compare Auto Insurance Rates Instantly. Cheap Car Insurance Rates - All Insurance $47.35 $100.00 1.00 2.00 3.00 4.00 5.00 Get a 30-day advance copy of your insurance policy for auto, home, business and health insurance quotes. Compare .

Compare Commercial Insurance Rates Instantly.

Compare Commercial Insurance Rates Instantly. Is your business protected in the event you are found to be illegally driving. Do you have a variety of potential business locations to provide us with coverage in any of the following areas? We welcome any business we might want to insure. We understand your needs and we take advantage of our coverage. We will be sure to find you a rate you need. Contact us today at 866-262-5141 for a free one-on-one meeting. We are available 24/7. Our Commercial Insurance We help you save money on your insurance premium by providing competitive quotes online. We also do not charge a brokerage fee and are able to provide you with the best possible rates. Contact us for a free quote now. We’re an independent insurance broker. With us you’ll find the best quotes from a group of insurance companies available. Contact Us Today. Call us.

Infinity auto insurance

Infinity auto insurance quotes for your location? Use our list as a starting reference for your quote collection. This is just an overview and does not constitute definitive information. Prices are subject to change. To get cheap driver photo insurance, it is always important for you to pick the driver with which you can trust your vehicle. This is why you have a lot of car insurance quotes with just a few tips, a comprehensive view and a high discount. But, the cost of car insurance is not the only factor to consider in determining how much you’ll pay. So before you commit to a new car insurance policy you should know how well all your insurance policies can be different from one to the next. How well a company offers their policies depends on all their requirements, including the type of coverage that you have, for example, if you have comprehensive coverage but it includes other parts of your policy that you’re not using. They also will be able to offer different coverage options on your policy. As we mentioned.

More than Life Insurance Life Planning.

More than Life Insurance Life Planning.  I will review all my options on you can purchase the right term policy. What exactly is it about life insurance? It’s not about risk management? Yes, Life Insurance is a highly efficient, flexible, customizable form of insurance. And we recommend you to purchase more than one term insurance policy to support your family. You need a reliable health insurance plan to keep yourself and your family happy for years. All our agents specialize in you can buy two term life insurance policies and can help you determine the right plan to match your health risk. We can also help you calculate an insurance ratio and determine additional discounts. Whether your home is on a seashore, an old barn or a barnyard, you need a reliable insurance policy to protect your home and belongings. When shopping for life insurance, you’.

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Compare Home Insurance Rates Instantly. All these companies are reliable for the price. You can get an auto insurance quote online for just $19 a month and you can get quotes in less than 24 hours with all insurance providers. You may not think much about auto insurance. Most consumers have a reason, however, to avoid driving because the odds are low that you’ll be in an accident. But should you ever get in an accident, your driving record and vehicle model can contribute to your insurance premium costs. The following are tips on how to save on auto insurance after an accident. 1. Get cheap car insurance online by in the free , 2. Go online to shop for the cheapest car insurance quotes, and 3. Look for policies that include safe driving discounts by checking the online savings tools for discounts and paying monthly. These are not mandatory but can help you if you need it the most. It’s easy to pay your bills on the website, visit a car insurance broker or online, when available. Driving.

Insurance solutions across North Carolina.

Insurance solutions across North Carolina. We understand you want to feel confident about your insurance. Protect your most important assets with . Home insurance policies generally cover your home for almost all damages but can also cover other valuables like jewelry, collectibles, and valuables. Your home insurance policy may also provide coverage for water backup and even a sprinkler system in case of bad weather. Even if you don’t live in one of the 50 top-rated states, it’s smart to invest in a policy you can trust. There are a number of reasons to buy home insurance: Homeowners are likely to seek out special coverage for their homes, and they can purchase policies to cover the added burden of an underwater operation. You’ll need to speak with your local insurance agent to learn more about home insurance policies. In some cases, it may be advantageous to add additional coverage to your policy as a protection measure. If your house is damaged due to flood, earthquake, or another perils, your home.

Unsure or Need a little more

Unsure or Need a little more than a guaranteed payment. Get the best deal by phone or online. What happens if I get stopped in California and cannot get auto insurance on my vehicle, but California requires all vehicles to be licensed and insured? For those who don’t have a license, or who don’t pass a driving test, California requires that you carry a state minimum of liability insurance in the following amounts: However, this insurance option does not protect you if you decide to get into an accident. California, like most other states, does require its drivers to have an auto insurance policy that meets California’s minimum requirements: “If you drive a vehicle in California and the insurance policy cannot cover you, including uninsured motorist coverage, you must purchase the vehicle out of your own possession and that of your legal guardians or the director of the DMV. The vehicle may be stored in a car lot or was towed to an impound lot unless exempted,” the California Highway Code states. In California.

Compare Life Insurance Rates Instantly.

Compare Life Insurance Rates Instantly. By requesting this quote from us, you acknowledge that you’re a licensed insurance representative and represent another insurance company.  At the time of publishing, the quote was from Auto Insurance Specialists, who are independent agents.  However, our quote requests are not binding, as to whether our agent served their goal.  We thank you for your kind word, and for keeping us informed on the policies we offer and how best to address the insurance concerns.  Call (888) 993-4698 to discuss your auto insurance with us today. Please note:  this page is hosted on Auto Insurers Consultants, LLC and is not connected with or endorsed by any other insurance or securities company. The car insurance is a type of auto insurance that covers all types of property damage and injury to others when an insured driver is at fault in an accident. However, if an insured driver causes an accident and is found responsible, the car insurance is considered a form of protection.

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what is supplemental term life insurance

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what is supplemental term life insurance

what is supplemental term life insurance? So I need permanent insurance, I am 55, in good health, take 10mg tablets/pill. My parents had supplemental insurance with a $50k full policy for 75,000, then switched to a $25k full policy. They told me that is what they got when they found out. I was furious. After trying to change over to a $100k whole life policy they had already gotten my check. When they checked it out it was just about 100. Now they want my health status to reflect it. I asked them what is the best insurance, they just said, health insurance ? What is the best life insurance? I am a parent of a young adult daughter. I was thinking to make the call to my agent to ask about this a few weeks ago. So for me, I wanted to give her some help? Hi Toni, Our financial support is so important to you. We spend so much money for everything we. what is supplemental term life insurance, how does it work, and what types of insurance coverage are available. If you’re looking for cheap term life insurance with no medical exam, it’s important to shop around. You can do this by starting with the companies that offer no medical exam plans and choosing more highly rated companies that focus more on providing the most affordable coverage. The best companies that offer these plans are quite expensive and, therefore, you should avoid any company that calls it a high risk, and then gets the best coverage without a medical exam. Before you start looking for cheap life insurance companies, take a look at the following statistics about life insurance. According to , over 2,000,000 Americans will have died in an accident while waiting for a life insurance policy. If you’re looking to purchase more life insurance, first get to know about the types of policies you can purchase. The types of life insurance you can purchase are as follows. The amount of coverage you purchase will depend on your. what is supplemental term life insurance to be affordable? Is it the right life insurance to find coverage for your particular situation? These questions have come up time and time again on various different life insurance quotes. A life insurance quote is more than about a comparison. A better price. It is not the exact same as an average life insurance policy.  But that’s why it is important to use an insurance comparison site like Budget Life Insurance Company when sourcing your life insurance quotes. is great at helping you get cheap term life insurance without investing a lot in the form of long term care insurance policies. You don’t have to settle for a guaranteed policy, so it is up to you to consider buying an adequate term life insurance policy to meet your own needs. But, what about the best life insurance companies? Do life insurance companies offer a wide selection of life insurance products? Well, there used to be. But today insurance companies are taking all the risks by doing everything they can, including their best life insurance policies.

Your Life Insurance Strategy

Your Life Insurance Strategy (2) to see it in the right context.  You are paying money in “lifetime” to the insurance company. The policyholder is the person who receives the benefit. This definition is the definition of life insurance. This definition reflects everything that is important to the policyholder. If you’re a high-risk client, then your life insurance policy might be an easy thing to understand, but it pays to have more coverage in case you had major health issues with your auto or home policy. But if your policy is term life policy, then don’t forget that there’s much less we can do for you, so let’s discuss more in this issue section. Remember, we need to take into account some of the more commonly discussed. However, it can be a lot easier to talk about these matters elsewhere, just in the interests of your insurance company. Also, if you are getting paid for your life insurance policy, then there.

How Much Supplemental Life Insurance Should you Buy?

How Much Supplemental Life Insurance Should you Buy? By clicking “Display Quotes”, and submitting an online insurance quote request, you are providing JRC Insurance Group with your prior express and written consent to call you at the cell phone number or residential phone number provided. Final rates are based on eligibility. You can also reach us toll-free at 855-247-9555. This site provides term life insurance quotes. Each rate shown is a quote based on information provided by the carrier. By requesting a quote, you agree to the JRC Insurance and . By submitting your personal information, you are making a consumer inquiry for life insurance by licensed insurance agents. You consent and expect to be contacted by a licensed agent via phone, email, text, or direct mail. JRC Insurance Group will not sell your information to a third party. Any health or personal information shared is protected by applicable HIPAA privacy laws and regulations. Life insurance policies described, quoted, shown, and illustrated throughout this website are not available in all states.

Downside of Supplemental Life Insurance Through an Employer

Downside of Supplemental Life Insurance Through an Employer’s Employee Benefits plan. The above table shows you how the Supplemental Life and Supplemental Disability Insurance benefit is computed for the general contractor working under your employer’s plan and how it is structured in order to generate the amount of life insurance coverage the employer requires. The Supplemental Life and Supplemental Disability is intended to provide assistance in the case of death or disfigurement from an illness or disability while the employee is employed. Most states use a “designation of benefit” to give you the right to choose life insurance coverage for yourself. Here is the  to provide information about how it is determined to be beneficial to you to choose life insurance coverage for you and your children: To further illustrate some of the benefits you can receive by getting a supplemental life insurance policy: Here we will briefly explore some common questions to ask about Supplemental Life and Supplemental Disability Insurance, as well as the answers they give you: If you can only find yourself in the “protected” zone.

10 questions for your life insurance agent

10 questions for your life insurance agent over the phone or online. This website provides life insurance information and quotes. Each rate shown is a quote based on information provided by the carrier. No portion of PinnacleQuote.com may be copied, published or distributed in any manner for any purpose without the prior written authorization of the owner. The PinnacleQuote.com website is not an insurance broker or insurance producer and not affiliated with or sponsored by any other insurer. ©2020 PinnacleQuote.com Terms of Use | | | © 2002-2020 PinnacleQuote.com (TM Insurance Company). All Rights Reserved. PinnacleQuote is a free information source designed to help find insurance coverage. We compile our data from multiple sources, which includes the government, non-profit and private sources. The rates and information displayed are for informational purposes only and should not be construed as advise, consult, or recommendation. For specific plan details and further information, contact carriers directly. The U.S. Department of State requires all.

1. You May Need Additional Life Insurance

1. You May Need Additional Life Insurance The term life insurance policy will extend over time and may be a better option to provide a death benefit to your loved ones after your death. The term life insurance policy provides a death benefit to cover any surviving family members or close relatives who depend on the life insurance policy. You may not need additional coverage unless you are paying off more than your own assets. The death benefit is typically paid out immediately so the proceeds will not be taxable. The policy will keep your for you and your family in a lump sum. If you die, or if you are divorced or separated from a . The death benefit can be used by you to pay for your children s schooling, to pay a funeral and to provide future income to your children or their parents. The death benefit is payable with cash. Any accumulated benefits are not taxable. If you are buying a policy on your parents, the death benefit can be used to provide the family income. Also, if you are purchasing it on yourself, the insurance carrier will.

Insurance types

Insurance types and discounts: Boat insurance CoverageA standard auto insurance policy with high limits on accessories like watches, batteries, computers and other valuables. Auto-Owners covers all types of vehicles, including vintage cars, pickup trucks and SUVs (but not motorcycles), trailer rentals and watercrafts. It also offers specialty products like boat insurance that you would expect from a standard car insurance policy. Oven insurance CoverageFor homeowners, renters and business owners, includes additional coverage for home systems, appliances and accessories such as cameras and computers. Umbrella insurance CoverageMany companies offer policy varieties for portable homes or for vehicles used for business such as pickup trucks or work vans. Commercial auto Insurance CoverageOriental car insurance coverage. Travelers offers commercial auto insurance coverage for both personal and commercial vehicles. The coverage is for personal and business vehicles. Umbrella coverage CoverageEasily add a second personal policy for higher limits. Also includes home and auto policies. O.

6. Adding AD&D and Dependent Life Insurance

6. Adding AD&D and Dependent Life Insurance. With these policies, your policy will last as long as you pay for it. Most insurance companies won’t renew for a set number of years. For example, Carrier’s Auto and Property policies renew every six months. And most Nationwide policies will offer a set of 6 “A” rated coverage levels. In addition to the AD&D and Dependent Life Insurance offered by many insurers, the AD&D insurance policies also offer 20 percent to 50 percent off your auto policy for your spouse, child, or grand child (up to $1,000,000!). A Nationwide policy may also have lifetime coverage limits.  If you are an existing insured, we recommend that you compare rates from a list of insurers to make sure you’re getting a good deal. An independent insurance agent can help you find the best AD&D insurance for you! If you do not have any money and require any.

Term Life Insurance Versus Cash Value Life Insurance

Term Life Insurance Versus Cash Value Life Insurance: Your basic life insurance policy will pay benefits to your family as soon as you die. It will also include a life insurance clause that lets them keep the policies cash value. If you want to keep any insurance or financial services, that’s fine. However, if you want money to support your parents, they’ll need the cash value to buy health insurance for themselves. When you buy life insurance, you get a lump sum, usually of money or a lump sum of insurance for your parents that will pay on your behalf if they die. This is what is called the cash surrender portion of the policy. When you purchase a life insurance policy, most of the coverage expires and they will not receive the amount of funds they would receive under the cash surrender portion of the insurance policy. If a parent dies, the life insurance payout amount that they receive will be deducted from the policy’s death benefit. That means you will not receive any death benefit if your parents die from illness.

How long should term life insurance be?

How long should term life insurance be? I am 58 years old. It is a great idea to purchase term insurance instead of it’s permanent form. Term insurance provides a smaller death benefit. I had no insurance when I first got my insurance license. I ended up with a good income and had $3000 in debt over 30 years. But, I pay about 2 times what the other kids have. The best solution is to start with no insurance. Next steps? I decided to purchase more coverage for my wife, who is 50 years old still in the hospital. The best advice is to buy term life insurance policy instead of whole life insurance. I believe I changed the subject. I am looking into getting a policy with my partner for my wife, I have very little financial obligation, do we stay together? I am currently on Medicare. I live in California and when I was 25 and working, I borrowed a lot of money from the bank. I owe money to myself for the.

Term Life Insurance

Term Life Insurance policy for a child This life insurance policy will pay the family s funeral expenses plus a lump sum benefit. Term Life Insurance for a young adult Permanent life insurance policy for a young adult Term life insurance for a child Universal Life Insurance policy for a young adult .