#4. i also have an electricity bill so kms
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why does spending money on anything make me feel like the worst person in the world
#get my fortnightly pay and immediately spend it on: 1. bed sheets i am in desperate need of bcuz the ones i own are either#ripped or genuinely uncomfortable material#2. yet another new book even tho i haven't read any of the other new books i've bought or borrowed from the library#but it's ziwe's black friend and it looks so good so i simply have to#3. a bag. like an everyday briefcase-ish bag because the one i have is broken and the other one i'd bought to replace it is actually#so fucking annoying and useless in practice. pisses me off even more when i end up wasting money on shit that ends up not good#4. i also have an electricity bill so kms#so it's like. i'm not being crazy irresponsible. but. life. is just so fucking expensive#and it makes me feel so inadequate that i just have to keep SPENDING so much fucking money#i have a theory it's part of like idk. poor person trauma that just kinda never leaves you. but my brain is too decayed to expand on that
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TAFAKKUR: Part 434
OUTER SPACE: MANKIND'S NEW FRONTIER: Part 1
It is barely three and a half decades since the Soviet Sputnik entered orbit in 1957. It was taken that space, long regarded as the last frontier, began to be thought of as the newest area of human dominion. A glance at the history of the ‘space age’ reveals that it was proclaimed from the outset that space would not be subject to national appropriation, would not became an arena for new colonization and international conflict; rather, the interests of mankind as a whole would prevail over all national and private interests (1967 Outer Space Treaty, Articles 2-4).
This universalistic spirit is explicit in Article I/l of the 1967 Space Treaty: ‘The exploration and use of outer space, including the moon and other celestial bodies, shall be carried out for the benefit and in the interests of all countries… and [outer space] shall be the province of all mankind’. Two years after the Treaty was formally signed, the American astronauts broadcast the same message from the moon. When Neil A. Armstrong landed on the moon, he saw the new frontier as open not only to space-faring states, but to all mankind: ‘one small step for man, leap for mankind.’
In the quarter century since then, the rapid growth of aerospace technology, thanks to the Cold War between the then two super powers, has led to remarkable achievements and technological spin-offs. However, for most of that period space technology and science were largely focused or directed to the production of weapons of mass destruction. The end of the Cold War should herald a new era in which existing aerospace technology will only be used for ‘the benefit of all mankind’ and only ‘for peaceful purposes’ (Walter, 1985, pp.l20).
In the new post Cold War the Russians and the Americans, once rivals, have begun to pool their brain power and hardware with the aim of building space stations in orbit around the earth, then on the moon, finally on Mars (Time, 19 April 1993, pp.62-3). The European Space Agency (ESA) has already laid down its long-term space programmes that are to lead Europe’s space efforts into the 21st century (Von der Dunk, 1989, p.426). Japan, China, Brazil, India, Israel and even Australia have achieved significant satellite technology and launching capability through independent efforts (for an account of those programmes, see Gatland, 1989). They all aim to explore and exploit the natural resources and potential usage of space.
Within ‘peaceful’ uses and exploration of outer space, there are a wide range of possible activities related to scientific research and experimentation, remote sensing, telecommunications and commercial aerospace manufacturing (Tennen, 1979). It is worth considering the benefits that God, the All-Mighty, has made available to man in space.
A) SATELLITES
The first major benefit is satellite communication. Telecommunication and especially direct broadcasting satellites can only be located in an exceptional orbit known as the geostationary satellite orbit (the GSO). This orbit is a three-dimensional corridor lying on the equatorial plane, at a distance 36,000 km (22,300 miles) above the surface of the earth. The importance of this orbit is that satellites rotate in the same direction as the earth does every 24 hours. That is to say, if satellites follow an equatorial path in the direction of the earth’s rotation, they will appear to remain fixed at the same spot above the equator.
The GSO facilities those services such as direct broadcasting satellites, navigational aids and solar energy stations which require round-the-clock coverage of a given area of earth (Wihlborg and Wijkman, 1979, pp.2S-6). The great advantage of the GSO for communication purposes is that one satellite can observe approximately 40 per cent of the surface of the planet, which means that three satellites are enough for global coverage.
However, the GSO is a physically limited natural resource. Satellites located in orbital slots wander around 100 miles horizontally. Hence, once a satellite occupies a spot in the orbit, it precludes the use of the same slot by any other since slots are located in a three-dimensional tube with a total length of 150,000 miles, the GSO only has room for 1,500 such slots with a zero probability of collision.
However, no one knows exactly how many satellites can occupy the GSO. The orbit is expected, in the very near future, to be used for the gathering and transmission of solar energy from very large space objects to earth by microwave or laser beams (Christol, 1980-81). This will increase the problem of orbital slot scarcity and bring about contentious debates about use of the GSO. There are at present around some three hundred satellites in orbit so the congestion does not present a problem for the time being. However, in the decades to come the GSO will be saturated and there will be no ‘slot’ to locate a new satellite.
Since few states have satellites in the GSO, telecommunication via satellites is a very lucrative business. The overwhelming number of satellites are owned and run by the handful of technologically advanced states. Hence, they earn very significant amounts of money out of these activities. The full-time use of one single channel is around US$ 200,000 per month. A satellite transmitting 100 million message units, for example, earns $1 million each day.
Apart from broadcasting and communication satellites, there are observation satellites rotating vertically and horizontally around the world keeping their owners informed about weather, ocean conditions, catastrophes, pollution levels, atmospheric changes, the kinds and conditions of agricultural crops, the position of hidden minerals and fossil fuels (Schneider, 1986).
B) MINING
The samples collected by the Apollo showed that lunar soil contains, as percentages, 41.3 oxygen, 21.6 silicon, 15.3 iron, 5.4 aluminium, 6.8 magnesium, 0.1 potassium. There are also traceable amounts of sodium, sulphur, hydrogen, nitrogen, copper, zinc and lead in the samples collected (Bille, 1990, p.109). Out of these lunar materials, various minerals and metals, alloys, cement, electrical conductors, glass, silicone resins, rocket propellants and numerous industrial chemicals could be produced. One study concluded that hydrogen and oxygen, stored in lunar rocks, could be used to make air, water and rocket fuel. It is also said that the moon is rich in helium-3, which, almost non-existent on earth, may be usable as an ideal fuel for fusion power plants because of its low radioactivity (ibid., p.110).
Apart from the moon’s rich resources, asteroids are seen as extremely valuable celestial bodies. Scientists have found that there are dozens of mineral-rich asteroids circumnavigating the earth. These asteroids are on average 500 metres across and made of solid nickel-iron. Just one such asteroid could possibly meet years of global demand for these elements. Scientists reckon that asteroids within the vicinity of the earth contain abundant amounts of nitrogen, hydrogen and free metals. It is technologically feasible to process these asteroids on an industrial scale in outer space, more easily than exploitation of the moon’s resources. Such extraterrestrial production could avert earthbound pollution and potential conflicts over scarce earth resources (Condora, 1984, p.178). It was estimated in the 1980s that an asteroid could be worth five billion dollars. It is also projected that asteroids would be processed in outer space for extraterrestrial construction of space stations.
#allah#god#prophet#Muhammad#quran#ayah#sunnah#hadith#islam#muslim#muslimah#revert#convert#hijab#help#dua#salah#pray#prayer#welcome to islam#how to convert to islam#new muslim#new convert#new revert#revert help#convert help#islam hrlp#muslim help#reminder#religion
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5 Moon-landing innovations that changed life on Earth
by Jean Creighton
Astronaut Buzz Aldrin on the Moon during the Apollo 11 mission. Neil Armstrong/NASA
Much of the technology common in daily life today originates from the drive to put a human being on the Moon. This effort reached its pinnacle when Neil Armstrong stepped off the Eagle landing module onto the lunar surface 50 years ago.
As a NASA airborne astronomy ambassador and director of the University of Wisconsin-Milwaukee Manfred Olson Planetarium, I know that the technologies behind weather forecasting, GPS and even smartphones can trace their origins to the race to the Moon.
1. Rockets
A Saturn V rocket carrying Apollo 11 and its crew toward the Moon lifts off on July 16, 1969. NASA
October 4, 1957 marked the dawn of the Space Age, when the Soviet Union launched Sputnik 1, the first human-made satellite. The Soviets were the first to make powerful launch vehicles by adapting World War II-era long-range missiles, especially the German V-2.
From there, space propulsion and satellite technology moved fast: Luna 1 escaped the Earth’s gravitational field to fly past the Moon on January 4, 1959; Vostok 1 carried the first human, Yuri Gagarin, into space on April 12, 1961; and Telstar, the first commercial satellite, sent TV signals across the Atlantic Ocean on July 10, 1962.
The 1969 lunar landing also harnessed the expertise of German scientists, such as Wernher von Braun, to send massive payloads into space. The F-1 engines in Saturn V, the Apollo program’s launch vehicle, burned a total of 2,800 tons of fuel at a rate of 12.9 tons per second.
Saturn V still stands as the most powerful rocket ever built, but rockets today are far cheaper to launch. For example, whereas Saturn V cost US$185 million, which translates into over $1 billion in 2019, today’s Falcon Heavy launch costs only $90 million. Those rockets are how satellites, astronauts and other spacecraft get off the Earth’s surface, to continue bringing back information and insights from other worlds.
2. Satellites
The quest for enough thrust to land a man on the Moon led to the building of vehicles powerful enough to launch payloads to heights of 21,200 to 22,600 miles (34,100 to 36,440 km) above the Earth’s surface. At such altitudes, satellites’ orbiting speed aligns with how fast the planet spins – so satellites remain over a fixed point, in what is called geosynchronous orbit. Geosynchronous satellites are responsible for communications, providing both internet connectivity and TV programming.
At the beginning of 2019, there were 4,987 satellites orbiting Earth; in 2018 alone, there were more than 382 orbital launches worldwide. Of the currently operational satellites, approximately 40% of payloads enable communications, 36% observe the Earth, 11% demonstrate technologies, 7% improve navigation and positioning and 6% advance space and earth science.
3. Miniaturization
Space missions – back then and even today – have strict limits on how big and how heavy their equipment can be, because so much energy is required to lift off and achieve orbit. These constraints pushed the space industry to find ways to make smaller and lighter versions of almost everything: Even the walls of the lunar landing module were reduced to the thickness of two sheets of paper.
From the late 1940s to the late 1960s, the weight and energy consumption of electronics was reduced by a factor of several hundred at least – from the 30 tons and 160 kilowatts of the Electric Numerical Integrator and Computer to the 70 pounds and 70 watts of the Apollo guidance computer. This weight difference is equivalent to that between a humpback whale and an armadillo.
The Apollo Guidance Computer next to a laptop computer. Autopilot/Wikimedia Commons, CC BY-SA
Manned missions required more complex systems than earlier, unmanned ones. For example, in 1951, the Universal Automatic Computer was capable of 1,905 instructions per second, whereas the Saturn V’s guidance system performed 12,190 instructions per second. The trend toward nimble electronics has continued, with modern hand-held devices routinely capable of performing instructions 120 million times faster than the guidance system that enabled the liftoff of Apollo 11. The need to miniaturize computers for space exploration in the 1960s motivated the entire industry to design smaller, faster and more energy-efficient computers, which have affected practically every facet of life today, from communications to health and from manufacturing to transportation.
4. Global network of ground stations
Communicating with vehicles and people in space was just as important as getting them up there in the first place. An important breakthrough associated with the 1969 lunar landing was the construction of a global network of ground stations, called the Deep Space Network, to let controllers on Earth communicate constantly with missions in highly elliptical Earth orbits or beyond. This continuity was possible because the ground facilities were placed strategically 120 degrees apart in longitude so that each spacecraft would be in range of one of the ground stations at all times.
Because of the spacecraft’s limited power capacity, large antennas were built on Earth to simulate “big ears” to hear weak messages and to act as “big mouths” to broadcast loud commands. In fact, the Deep Space Network was used to communicate with the astronauts on Apollo 11 and was used to relay the first dramatic TV images of Neil Armstrong stepping onto the Moon. The network was also critical for the survival of the crew on Apollo 13 because they needed guidance from ground personnel without wasting their precious power on communications.
Several dozen missions use the Deep Space Network as part of the continuing exploration of our solar system and beyond. In addition, the Deep Space Network permits communications with satellites that are on highly elliptical orbits, to monitor the poles and deliver radio signals.
‘Earthrise,’ a view of Earth while orbiting the Moon. Bill Anders, Apollo 8, NASA
5. Looking back at Earth
Getting to space has allowed people to turn their research efforts toward Earth. In August 1959, the unmanned satellite Explorer VI took the first crude photos of Earth from space on a mission researching the upper atmosphere, in preparation for the Apollo program.
Almost a decade later, the crew of Apollo 8 took a famous picture of the Earth rising over the lunar landscape, aptly named “Earthrise.” This image helped people understand our planet as a unique shared world and boosted the environmental movement.
Understanding of our planet’s role in the universe deepened with Voyager 1’s “pale blue dot” photo – an image received by the Deep Space Network.
Earth from the edge of the solar system, visible as a minuscule pale blue dot in the center of the right-most brown stripe. NASA, Voyager 1
People and our machines have been taking pictures of the Earth from space ever since. Views of Earth from space guide people both globally and locally. What started in the early 1960s as a U.S. Navy satellite system to track its Polaris submarines to within 600 feet (185 meters) has blossomed into the Global Positioning System network of satellites providing location services worldwide.
Images from a series of Earth-observing satellites called Landsat are used to determine crop health, identify algae blooms and find potential oil deposits. Other uses include identifying which types of forest management are most effective in slowing the spread of wildfires or recognizing global changes such as glacier coverage and urban development.
As we learn more about our own planet and about exoplanets – planets around other stars – we become more aware of how precious our planet is. Efforts to preserve Earth itself may yet find help from fuel cells, another technology from the Apollo program. These storage systems for hydrogen and oxygen in the Apollo Service Module, which contained life-support systems and supplies for the lunar landing missions, generated power and produced potable water for the astronauts. Much cleaner energy sources than traditional combustion engines, fuel cells may play a part in transforming global energy production to fight climate change.
We can only wonder what innovations from the effort to send people to other planets will affect earthlings 50 years after the first Marswalk.
About The Author:
Jean Creighton is the Planetarium Director and NASA Airborne Astronomy Ambassador at the University of Wisconsin-Milwaukee
This article is republished from our content partners at The Conversation under a Creative Commons license.
#featured#science#space exploratio#moon landing#50th anniversary#NASA#rocket science#technology#space race#apollo 11#apollo program
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Answering questions...
Received a few questions the other day in an e-mail, thought I’d turn it into an open letter.
As a computer-game music composer, what is your educational background?
A: My background has always been music-based, however at one point in my childhood I wanted to become a comic-book artist or an illustrator. Growing up in a musical family I took piano-lessons from my mother at 5, just to have the basic knowledge of the piano and then I continued following my brothers footsteps. Both of my brothers entered after a “talent-acquisition” spawned from the 3rd grade year of recorder lessons, which allowed them with their special ability to have the chance to enter the Music Academy. I soon followed as well.
I wanted to play drums first, but my father basically said it’ll be too noisy. Then I tried a hand on the electric-bass and fell in love, again my father said that’s going to top the electric bill every month. But somewhere in my father’s mind, he had a plan to create the perfect trifecta, my eldest brother on the trumpet, my middle brother on clarinet and finally me, bridging the sonic space with the saxophone that’s like the perfect mix between woodwind and brass. He got his ensemble together and we performed all over town together with my dad and events throughout the years.
After finishing Junior-high it was time to figure out where I’d go for my college degree, this was a no-brainer for my dad; -You son, will follow your brothers’ ambition and pursue further studies into music at a higher level. You WILL try out to enter the music-college just like your brothers before you.
Again this education was only open for those who possessed the required skill on the instrument, plus additional instrumental skills, in my case keyboards, drums and bass, plus supplementary tests on other fields like listening-ability, notation and rhythm-reading. There were only 30 spots open in total, but the real truth was there was only going to be 2 or 3 students in each course for the desired instrument. Saxophone-players came from all the corners of the province, some people with even higher overall grades than me. This was the charm, I was able to improve my grades through my audition into the program and raised it by 0.5 points, leaving me with a total average of 3.8. Even people with high grade actually could lower their scores if they weren’t performing well. In the end I gained the record in the town until recently when my niece also got through this program as well. What and why would a parent put you through this college? Turns out that once you finish at the Esthetic-program in music a whole world of opportunity awaits when you are applying for universities all over the country.
Turns out that many doctors, professors and teachers in one way or the other had a musical up-bringing which also made them understand psychology better and to be able to make sure people around them could operate under high-pressure (performance comes to mind!), so basically any university except the nature-scientific ones like the Royal University of Science and Chalmer’s were off the books for us to apply. But our options were a lot more available to us then compared to the courses just drone on regular subjects plus 3 years after Junior High.
The next step, where should I go and what should I become? Like any son you asks your father for some kind of permission, and again I just couldn’t believe what my father was pushing me into: - Son, you play a lot of instruments and you compose many kinds of music... you should apply or find a place where you can become a music-producer.
Music-producer? What does a music-producer do? I had to do more research before the 6 months were up to find places to apply to. I looked into the Swedish greats to see if there was anything in interviews that might have revealed where they studied, but it was all a blank. Turns out they were self-taught, did music as a hobby, studied acoustics and all that stuff all by themselves because they were technically civil-engineers. No musical university in sight, the only thing in common we both had was that we went through the Music Academy. The hunt was on to find something on the university level, but it was fruitless. The closest I came was a place up north, above the polar-circle, where you will spend most of your time freezing your balls off in a place called Piteå. They were almost a good fit, but not ideal. You had 2 choices. You either become a session-recording-artist or a sound-engineer. Nothing in between that had anything to do with songwriting or production. Just the 2 essentials. So I could see that I would spend another 3-4 years performing covers with no freedom. Close, but no cigar.
If not on university level, perhaps there was something else on the Community College level? Turns out a lot of companies are working together with certain Community Colleges to find new talents into their jobs. One of the companies were KM Studios, a.k.a Swedish Disney Studio Dubbing Stage. This is it. They had 3 programs, but only 2 that really spoke to me. Music & Computer-technology, and Sound-design. 120 people from all over Sweden wanted to apply and again, we had an initial music-theory test, audition and instrument performances. What was really nice was they were also conducting interviews, just to be sure that “no bad blood” was running around the place making other people feel bad about themselves.
12 spots open, only 10% made it. Turns out I was the youngest to ever enter their program (to my knowledge back then) and there everything changed. 80% of the week we spent in-front of our computers, digging into the DAW, song-writing, keeping up the music-theory skills. Even more amazing that I was the last generation to experience analogue recording, transferring into the digital age. It was amazing to know that we were sitting behind the same mixing-desk that made ABBA’s Waterloo famous. Yes, they had money to buy “Stickan” Andersson’s mixing console, and I had a chance to touch history.
This course was special though, we only had 1 year to go through it, but with a nice caveat. 24hr access to the studio, that meant I could compress 4 years of a university degree into 1 year quickly. I got the necessary skills from pre-production, production and post-production. We knew how to construct a good workflow for music-production. But it was 1 day that was very special. We had 1 instructor (basically the boss of KM Studios) come down one day to talk to us about that we could learn to write music for picture. From that moment on I was hooked on what I wanted to do beside producing music. I wanted to become a film-composer ever since that day in 1999.
I graduated in 2000, took a year off, working as a music-teacher at my Music Academy back home and then I applied for another musical Community College, this time to get more hands on and get my performance chops up with a “Music & Touring Program” that lasted 2 years. This course was incredibly cool since we learnt more about stage preparation, on the spot arranging for a limited set of instruments and then go on tour without any score in front of us. To really study the music until we could learn it by heart just through muscle-memory. Great teachers there and whenever I go back to Sweden to visit, I pop by just to say thank you.
I think this concludes the answer to this question.
/D
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How Electric cars in india can Save You Time, Stress, and Money.
The REVA Electric Automobile business is the leader during the electric car producer and is ready to launch two new and improved electric motor vehicle version specifically REVA NXR and REVA NXG. Contrary to the past electric car REVA, which was two seater , tiny and compact car, the NXR is a three doorway, 4 seater and far roomy model. Yes, this is an additional merchandise that has been during the talks. The Mahindra KUV Electric is among the automobiles that can be designed available also. Mahindra has by now created the electric powertrain, which it has been making use of to the e-Verito and the e2OPlus. This tends to get related powertrain pack, but there may very well be some tweaks in it. Chevrolet Volt is undoubtedly an electric motor vehicle that may be able of creating its very own electricity. When it really is billed completely, it is able to operate on electric demand for nearly A variety of 40 miles i. The price of this automotive is may be twenty lakhs. BMW i3 electrical could be a very hot electric expected being released while in the Republic of India just before long. The BMW i3 electrical will probably be priced Rs. twenty lakh within the salesroom. In January 2016, India’s EV progress programme bought a shot within the arm after three of India largest auto-makers signed a pact to produce parts for an all-electric hybrid auto This switchover brings about drastic gasoline conserving, Even though battery replacement is a major disadvantage for electric cars. Electric car debuted inside the Indian current market in early 2000s, when Maini Team introduced Reva, which introduced the concept of battery run cars into limelight. Inspite of all the take a look at advanced technologies in electric car and government assist for this zero emission vehicle, rarely there are any electric cars on Indian roadways. A small two seater car or truck that got great deal of notice but was not adopted as predicted. The foremost downside was the value above effectiveness and performance. One can oly run upto 50 kms in one total cost. With The federal government’s sights firmly set on producing India a largely electric auto driven country by 2030, what does the longer term hold for the Indian vehicle consumer? Ola’s spouse in the electric car initiative Mahindra Electric is India’s only EV maker with indigenously made EV technologies. Its portfolio of EVs contains e2oPlus hatch, the eVerito sedan, the eSupro mini van, and panel vans. The long run is electric, like it or not. The Indian authorities has also laid out a plan to sell only electric cars in India by 2030. Nevertheless, there remains a great deal of operate that businesses should do right before extra electric vehicles can present up on Indian roads. We assume the vary to go as much as perhaps 150 kms. The pricing with the KUV Electric need to be somewhere while in the variety of Rs thirteen lakhs close to. This micro SUV will likely have a range of about 400 kilometres on one particular whole cost. This can make it an enjoyable possibility to think about. With time, the electric automobiles will see a discount in its pricing far too. Devoid of fast-charging infrastructure—quickly-charging an EV demands considerably more ability than home 15 amp sockets, which could only present about three kW of energy, so 35 kWh normally takes almost 12 hrs to cost—one inevitably has “selection anxiety”. As opposed to the US, most Indians don’t have a personal garage. That's why, common and company-agnostic general public charging infrastructure becomes a important policy choice. I are searching on-line higher than 3 hrs in recent times, yet I hardly ever identified any intriguing report like yours. It truly is really price sufficient for me. In my check out, if all internet site entrepreneurs and bloggers made exceptional written content as you did, the world wide web might be a great deal additional helpful than in the past ahead more info of.
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Hey California, you can now trade in your old car for an electric bike!
Hey California, you can now trade in your old car for an electric bike! http://bit.ly/30nRhux
Good news, Californians! Do you have an old gas car laying around that you don’t use, and would rather turn it into an electric bicycle? Well now you can, with a trade-in program that includes e-bikes!
California’s “Clean Cars 4 All” program has already helped many people trade in old, polluting gas cars for subsidies to buy electric cars or hybrid cars.
But thanks to a new bill signed into law by California Governor Gavin Newsom, vouchers for electric bicycles and bike-sharing programs are now included in the program.
Senate Bill 400, which was authored by Senator Thomas J. Umberg (D-Santa Ana), should now help more Californians access electric bicycles as an alternative to car travel.
As Senator Umberg described:
“Senate Bill 400 helps California reduce our state’s greenhouse gas emissions. E-bikes are proving to be a reliable mobility option for not only replacing car trips, but also more widespread access to clean transportation. As an option within Clean Cars 4 All, e-bikes would help California create a more holistic approach to tackling the issues of pollution and traffic.”
The new law is being heralded by bicycle groups and e-bike fans alike across the Golden State.
California is home to the largest number of electric bicycle riders and e-bike shops in the United States.
As Dave Snyder, Executive Director of the California Bicycle Coalition describes:
“A good quality e-bike is better than a car for most of the local trips that people take, but it’s hard to justify spending several thousand dollars on a bike when you don’t have that kind of money. This program will help Californians make the switch to bikes if they so wish. E-Bikes provide an affordable and cleaner option for local trips that are more fun and healthy, too.”
Electrek’s Take
Yes, this is what we need! I’ve long written about the benefits of commuting by electric bicycle over car. In fact, I’ve gone so far as to say we should increase the legal limit for electric bicycles up to 45 mph (75 km/h) and regulate such fast e-bikes with special driver licenses, which could be easier to obtain than a motorcycle license and further promote commuting on efficient two-wheeled electric vehicles.
I believe programs like this are exactly what the US needs to help it break its addiction to four wheeled cages.
Don’t get me wrong, electric cars are great. They are loads better for the environment than gas-powered cars. But they do almost nothing to help solve traffic issues in most cities, and their overall energy efficiency is limited by the fact that many are still driven by a single occupant. Listen, we don’t always need a 3,000 lb vehicle to drive one person to work or to the store – even if it’s an electric vehicle. In many cases, an energy sipping electric bicycle can perform the same function at a small fraction of the energy consumption. And it can even help the rider get a bit of exercise while doing it (or not, many e-bikes are throttle driven just like a motorbike!)
So I say, “Bravo!” to California for taking action to reduce transportation pollution and urban congestion at the same time. Perhaps more states will follow and the US can finally start to take a page out of the rest of the world’s book regarding the benefits of two-wheeled transportation.
via Calbike
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Tech via Electrek http://bit.ly/2Ia4q4a September 14, 2019 at 09:03PM
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There are lots of different ways you can go on holidays. Hop on a plane to another country, stay in a holiday house a few hours from your home, head to a resort or jump in your car and go camping – we are very fortunate in this country to have a plethora of amazing choices.
Leaving the daily grind behind while you relax and explore is hugely important for your health and sanity! However, the limiting factor for most people is balancing the cost of the holiday and where you go/what you do. Unless you’ve found a tree in your backyard that sprouts dollar bills (please hook me up if you have!), you’ll have to do the finance balance like the rest of us!
Going camping locally is one of the most affordable holidays around. Photo: Aaron Schubert
A holiday doesn’t have to be expensive
Holidays are usually quite pricey. Or are they? If you decide to have a simple holiday camping, they can become the ultimate economical trip away. In terms of bang for your buck, you won’t find a better holiday than camping – it’s a fantastic way to have an incredible break away without destroying the bank balance.
There are a variety of ways in which you save a fortune by camping as a pose to your alternative holiday options.
Why is camping so much more affordable?
1. Money saved on accommodation
The first, and primary way to save a heap of money by camping is due to the accommodation price difference. You’d struggle to find a cabin anywhere in Australia for under $80 per night, but you can camp for free or low-cost camps in a huge portion of the country.
Most national parks and shire run campgrounds are only $5 – $15 per person, per night. That’s a pretty hefty saving, and even if you throw in a few powered campsites in nice caravan parks at $35 – $50 a night from time to time you still walk away miles in front.
Excluding plane flights, the difference in what you pay each night usually has the greatest effect on making one holiday lower priced than another. There are a number of families travelling around Australia right now on long-term holidays that are spending less than $150 a week on accommodation costs! That’s substantially less than what you’d pay for an average mortgage living at home!
I will quickly mention here that if you are not savvy with where you stay, camping fees can be very expensive. Some caravan parks are easily $100 a night for a family so take your time to find a good value for money campground!
You save so much money when you stay at a campsite or caravan park. Photo: Aaron Schubert
2. Food expenses
When camping, the price of food is fairly similar to what you’d spend at home. You don’t have the luxury of being able to cook hugely fancy meals, so food is simple, quick and easy. You won’t find too many campsites next door to fast food eateries either, meaning your budget for food bought out is dramatically reduced.
Cooking on a gas burner is relatively inexpensive, or if you want a free option (and a fire ban isn’t in place) – there’s nothing better than food cooked over a fire!
Of course, the more remote you go, the more it costs to purchase food, but it still tends to be comparable to food at home.
Being able to cook over a fire means tasty meals, and less spent on food. Photo: Aaron Schubert
3. No plane flights
If you’re camping, there’s a pretty good chance it will be done within a relative distance to your home. Flights cost a fair chunk of money, and that’s kept in your back pocket when you stay in your own backyard.
If you want, you can easily fly somewhere with your camping gear and hire a vehicle – in some cases, it’s a similar price to driving your vehicle up.
Walyahunga Park is a great spot near Perth, so you don’t have to get on a plane for a trip. Photo: Aaron Schubert
4. Slower Pace
By nature, when you head away camping everything is done at a slower pace. You need time to set up camp, travel and move around. If you want a cup of tea or coffee, there’s usually no running water or electric kettle – you have to do a bit more work to get it. That’s alright though, as it always tastes better too!
There’s less free time available where you can spend money, and that’s a good thing for your back pocket.
Exploring places is free, such as Thursday Rock along the Holland Track. Photo: Aaron Schubert
5. You are away from the shops!
If you are camping on an amazing beach on the south coast of WA, there’s a pretty good chance the nearest shops are going to be at least 50 km away. If there’s nowhere to spend your money, it’s going to stay with you!
You pack everything you need, and if you forget something, you do without it. There’s no ducking down to the corner store to pick up odds and ends. The little shops soon add up!
The Stockland Gully caves are one of the sights we’ve seen on camping trips. Photo: Aaron Schubert
6. Camping is the adventure
There’s something amazing about camping – it’s an adventure in itself. You don’t need to pay for entertainment when you’re camped on a beautiful beach, or next to a gorgeous river. Setting tents up, sleeping under the stars, sitting around a campfire, fishing, exploring the area and appreciating the wildlife is what makes camping such a great experience. As they say – a change is as good as a holiday!
These days most of us live in a concrete jungle that doesn’t change much – just being out in the bush amongst nature is a very welcome change. Australia is one of the most amazing places in the world in terms of things to see and explore, and camping is one of the best ways to get out and see it all.
With amazing coastlines such as this – what more could you want? Photo: Aaron Schubert
There is an initial investment
In order to head away camping, you do need some gear. How much you spend, and what you get depends entirely on what you want to do, and how often you’re going to head away. If you’re someone who loves camping, spending a bit of money initially will pay itself back many, many times over.
If you haven’t done much camping before, head away with friends or borrow gear before you commit to spending a heap of money on camping gear. You’ll get an appreciation of what’s actually needed, and some confidence knowing that what you buy is going to get used!
I’ve been camping for as long as I can remember, and have spent a fair bit of money setting our 4WD and camper trailer up, but we would’ve spent a small fortune on our holidays if they hadn’t been based around camping.
Initially, you may have to invest in gear but it will allow you to explore further. Photo: Aaron Schubert
How to keep your camping costs down
If you do enjoy going camping as an alternative to different holidays, there are plenty of ways you can reduce the costs of the trip. Camping should be simple and straightforward, and the cost to do it reflects this.
1. Avoid expensive accommodation options
I mentioned above that accommodation costs will be the biggest expense when camping. Taking the time to find economical campgrounds will save you a fortune. Wikicamps is the best way to do this – an $8 app that will change your camping life.
Do your research and find the best-priced campgrounds for your trip. Photo: Aaron Schubert
2. Go when it’s not peak season
Travelling outside of school holidays and public holidays will save you a substantial amount of money in caravan park fees. National parks tend not to change, but many campsites will also have a peak and off-peak season with different pricing.
3. Travel slower
The faster you travel, the more it costs. Those who cover a small area over a long period of time do so very economically, as fuel costs are reduced and you actually cover the area properly, as a pose to doing the major (and often expensive) attractions in each place before moving on.
Take your time to enjoy an area, that way you get the most for your time and money. Photo: Aaron Schubert
4. Be self-sufficient
If you spend a fair bit of time camping, being self-sufficient will save you huge money. Not having to pay for a powered site, or needing the toilet and shower facilities of a Caravan park can save you hundreds of dollars a week.
Things like water tanks, portable toilets, fridges/eskies and 12V lighting allow you to camp comfortably off the grid, which in turn results in much more affordable campgrounds being available.
A 12V fridge allows you to travel longer, and camp in better-priced campgrounds. Photo: Aaron Schubert
5. Buy good quality gear, once
We are all suckers when it comes to a good deal. Don’t compromise on quality though. I’ve been caught out several times buying lower-priced gear and having to replace it not long after. Research the products you buy, get good value for money and a quality product and you’ll have it for years to come.
If you do the maths, high-quality gear will save you in the long run. Photo: Aaron Schubert
Not every holiday has to be camping
For some people, living out of a swag 365 days a year would be a dream come true. That doesn’t have to be your dream though, there’s no reason why you can’t split your holidays up. Camping is a fantastic way to have an incredible break on a budget.
How often do you head away camping? Do you do it for the financial benefits or because we have so much to enjoy in Australia? See you out there!
The post Why Camping is the Ultimate Affordable Holiday appeared first on Snowys Blog.
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Interview with Ravindra Joshi, Chief Driving Officer, Kano Electricity Distribution Company (KEDCO) in Nigeria - deputed by Tata Power Delhi Distributed Limited. At the upcoming African Utility Week and POWERGEN Africa he is part of the exclusive Utility CEO Forum.
1. At the upcoming African Utility Week and POWERGEN Africa you are part of the exclusive Utility CEO Forum. This is an exclusive, closed meeting between utility leaders. What are you most looking forward to and what are your expectations from these discussions? What are you hoping to learn?
I understand about 40 CEOs are going to be part of Utility CEO Forum. In this exclusive closed door meeting I will be looking forward to meeting CEOs which have similar business environment and associated challenges, so as I can network and make a lasting learning partnership.
I may also look at future benchmarking opportunities with each other, which is the fastest way to learn from each other. The sessions are also going to throw discussions and I plan to capture learnings from those discussions.
I also plan to share my success story of Kano, considered to be tough environment where I could bring down AT&C Losses by > 15% in a short duration of 2 years.
2. You are also addressing Accelerating customer service to drive utility revenues with a coase study entitled: Innovative Ways to Cut ATC&C Losses – can you give us a preview of what your message will be at the event?
The two main objectives of Distribution Business are Customer Care and Getting Paid for Electricity Supplied. Under Customer care falls supply of Quality Electricity for good hrs in Nigerian and African context.
These objectives are best handled once we know our customers well. To know the customers well, comes classification of customers in various segments like, MD Express Customers, having connected load of > 250 kw, and MD Large Customers having connected load of > 50 kw, who are few and need non-stop power and pay well for that and normally in time. Then comes HRB (High Revenue Base) which are smaller than MD and are small industrial and very large house/commercial premises having 15 kw to 50 kw connected load.
Then comes the middle class of the society which is falling under HCB (High Consumer Base), and about 50% customers fall in this category. The last segment of society who live in poor Village conditions, are classified as SCG (Special Consumer Group).
HRB and HCB Customers need more hrs of supply, and revenue recovery is by disconnecting the supply in case of non-payment of bills and booking of theft in case of stealing of electricity.
The last segment is called SCG (Special Consumer Group) in Tata initiative and in Kano, Nigeria also we are calling them the same. These customers typically have connected load of less than 1 kw, or couple of lamps, fan, and at times small TV.
In Nigeria, this segment, in many cases, are Village Customers. These customers because of low paying capacity are ok with less hours of electricity and have issues with paying bills. For SCG segment Tata have implemented “Winning The Heart” model, and has been rewarded by Tata group and World Bank as “Best Implemented Innovation”.
In this model, various low cost social benefit schemes are implemented by Utility company at their cost, customers become so happy that they start paying their electricity bills, and thus the model is called “Win Win” and is sustainable.
For management of different segment of customers there are separate dedicated teams at corporate level, which keeps on feeding data to Regions for various operational needs.
All this has been implemented in KEDCo, Kano, Nigeria and revenue increased by 60 to 70%, ATC&C losses are reduced by > 15%, CE improved by > 17% and all this in just one year of Tata coming to Kano.
I will be sharing strategy adapted to handle each segment of customer and how results are looking up. All actions are very simple and do not need any investment and are highly effective to improve efficiency all the way.
3. Tell us more about your background? I am an engineering graduate from IIT Roorkee of India and Full Time MBA from Lancaster University, UK. I have worked in corporate world in India, SE Asia, Africa and Europe all through more than 3 decades handling power, energy and its management.
For last two years I have been deputed by Tata Power, Delhi to KEDCo, Kano, Nigeria and am working here as Chief Driving Officer, running utility company covering 67,000 sq km area and a population of > 20 mn. I improved efficiency parameters here as follows:
I got 2018 MDs Special Award for turnaround of KEDCo by increasing CE, ATC&C Losses, BE and Revenue Collection per month drastically. I also got special appreciation from MD of KEDCo for cutting down theft in a big way and bringing in a performance driven culture across all levels of KEDCo team including top management. Introduction of PMS (Performance Management System) brought in a big change.
I have done operations, design, engineering, procurement, construction and commissioning of numerous projects followed by putting all in operations to add value to organisation. I am Ex Treasurer and Chair-Human Technology Challenge Standing Committee of IEEE Delhi Section Executive Committee for about 10 years.
I have also been very active Executive Committee member of IEEE PES Delhi Section. I have been invited as speaker in several Global Conferences in both Technical and Socio-Technical areas. Prior to being deputed to KEDCo from Tata Power Delhi Distribution Limited, I was Head of Department of Special Consumer Group, catering to power distribution to 0.2 million Consumers. Billing Efficiency improved from 48% to about 86% and Collection Efficiency from 67% to more than 98%.
The revenue collection has improved from less than USD 1 million to 21 USD million today. I was able to achieve all this through innovative strategy, teamwork, focus to key results and customer satisfaction measures.
I have won Tata Innovista 2017 Global level award for ‘Implemented Innovations’ for this achievement.
Before this assignment I have been Region Head where the losses were cut down in toughest segment of customers. Prior to Region Head as Project Head I have implemented fully automated SCADA compatible 66 kv grid projects to automate operations and also HVDS (High Voltage Distribution System) projects which led to Industry segment losses reducing by from 65% to about 3% today.
I added transmission capacity by about 700 MW and added grid capacity by more than 400 MVA. Implemented projects worth > USD 92 mn consisting of 66/11 kV fully SCADA automated grid stations, overhead transmission tower lines, transmission lines, underground cabling.
I have been trained and certified auditor of Tata Business Excellence Model, a quality initiative of Tata group and assessor for Tata Council for Community Initiative. I am Winner of Outstanding Chapter Engineer Award for 2010, of IEEE-PES.
I got several awards in Tata, including for Best IMS Auditor, Best Trainer, and Best Innovator. In Tata I have been key leader to plan and implement Corporate Social Responsibility activities and successfully organized Blood donation camps, Plastic free drive in parks, Tree plantation, Cycle Rally, Walkathon, energy saving drives etc.
I have been Active Core Member, IIT Roorkee Alumni Association and Delhi Coordinator, Lancaster University Alumni-Delhi Chapter.
Over the years I have been trained in Blue Ocean Strategy, Japanese industry overview tour to Toyobo, Toyo Denki and Teijin Seiki, Technical Management Training by Caterpillar-USA, Exposure to Australian Industries, attended several General Management Programs in India and abroad, Labour Laws in view of Globalisation of Economy, Exposure to Korean Power distribution system having lowest losses globally, proficient in Hindi, English, Indonesian and Malay language, travelled to USA, SE Asia, Europe, Japan, Korea, Hong Kong, China, Africa’s, many of these several times.
The travel has given me a good exposure to humanity, and no wise I have covered 61% of humanity because of travel.
To keep fit I practice Yoga, meditation, sports, positive thinking and smile technology.
4. As a technical partner with KEDCO, what were your expectations before coming to KEDCO and to Nigeria in general?
Well, to be frank, I had travelled across all continents of the world, except African continent. So I was excited that to see life in all continents of the world. Then to see wild life in Kenya has been my dream, so I was pretty happy that my ambition of seeing the best wildlife of the world is going to be fulfilled now.
On work front, I was informed of high ATC&C losses, near 60%, so I saw a great opportunity to set the things right and achieve a good delta improvement in results. I had worked hard with Tata and I was confident we can do that here, Nigeria being a developing economy.
I was also confident of people of Nigeria based on our great leader, Mahatma Gandhi getting his inspiration from lands of Africa. I was confident I am going to live and know more about our African brothers and sisters and African society as a whole. I was told about security concern in Nigeria, but I know life is about facing challenges.
On Technical front I was told things are in very bad shape as regards CBs (Circuit Breakers), Protections etc., but I found it is not so bad, though there is huge potential for improvement There are Technical major issues at TCN (Transmission Company of Nigeria) end too, which need action.
5. What is your current role in KEDCO? And what are the management’s expectations from you?
My current role in KEDCO, as Chief Driving Officer, is to turnaround the company and that is what I am doing.
The main crisis area was when Tata Power team came, very low revenue collection, < N 1.50 bn per month @ 48% CE (Collection Efficiency). Therefore, management expectation from me is to increase revenue per month, and that has been my focus till now. In fact from the time I have come, I took a strategic decision that once revenue per month is increased CE will go up and thus ATC&C losses will go down, so I keep single point focus of increasing revenue.
I am now improving results in KEDCo with the support of CEO/MD and driving key leaders and other team members. I work very closely with CEO/MD and various key leaders in KEDCO, especially direct reports of CEO/MD in all functional areas like Technical operations, Customer Care, Revenue assurance and HR.
I have a mandate and delegation from CEO/MD to Guide and Mentor all Chiefs and other key leaders. I set the KRAs for all key positions.
The results are showing and in Nov 2017, KEDCo first time collected N 2 bn over a month. It was turning point in the history of KEDCo. The staff got incentive for first time in the history of KEDCo.
The same staff which used to be happy once salary alert was received, are now getting incentive for their hard work.
Since then there has been no stopping us. We achieved the second milestone within few months and in April 2018 we achieved more than 2.5 billion collection.
This saw a quantum jump in CE and reduction of ATC&C losses. The CE jumped to 67% and ATC&C losses reduced to < 45%, from a level of CE being 48% and ATC&C losses near 60% in 2017. In Oct 2018 we saw a peak achievement of CE > 70% and losses near 40%.
6. Since joining KEDCO, you brought a number of innovations and strategies on board, what are some of the strategies you brought and how relevant are they to KEDCO’s corporate objectives and Nigerian power sector reform?
Tata is driving various key initiatives like plugging theft in MD and HRB customer segment, and for this we established an Enforcement Department.
The focus area was derived as feeders which have only MD customers and have huge theft. Already big results have started coming in which will increase billing of MD customers, thus improved BE and high revenue collection and overall increase in CE.
A target was set to catch few big thefts and it has been achieved. For HRB area theft from PPM bypass there are some successes but real results are yet to be achieved. Once MD customer’s theft is getting plugged, more focus will be now on PPM theft plugging.
We segregated Non MD customers in HRB and HCB. HRB customers are high energy consumers and it was found by data analytics are being billed very low. We started a cell dedicated to management of HRB segment (>15 kW and < 50 kW) as next customer segment of focus.
We are also focussing on recovery from defaulters in MD segment. We started disconnecting supply of defaulting customers and it has given excellent results. Data analytics has given good results here (Already N 1,200 mn collected in a short period of 6 months.
In Technical area we want to implement key projects like auto-reclosure, set right Distribution Transformer management, install load management devices, reduce technical losses by improving PF (Power Factor), replacement of high loss lines with optimum size conductors and segregate MD and Non MD customers in feeders.
We have implemented every day reliability report of We have also started doing detailed failure analysis of each major tripping and DT failure.
On the Social front we plan to innovate community relationship management, start CSR strategically. I have done data analytics and found about 45% of our customers stay in villages.
Most of these village customers are poor and need a different strategy. We have launched SCG segment of customers as in Tata Power, Delhi. In this winning the heart model, already a pilot village is selected and implementation is already ON.
Here a WLC (Women Literacy Centre) is opened and about 60 totally illiterate women are being educated. The revenue collection from this pilot village has already gone up by 40%.
In Business Excellence area we plan to roll out re-engineered business processes by year end of 2018. Integration and training of staff to adapt processes will be done by Mar 2019.
Some of the staff members will be given ISO auditor training and will become certified ISO auditor. The ISO certification target is June 2019.
In between several processes are being developed and being rolled out. The other initiatives we plan to drive is energy efficiency. This will be highly remunerative since response rate and CE in non MD segment is still very low, near 30%. Energy efficiency also gives good brand value to company since it benefits Nigerian as a whole. By year end, we plan to roll out 5S, 5S to improve housekeeping, safety and improve KEDCo brand.
In HR (Human Resources) front several initiatives are already rolled out or are in different phases of implementation. Some of them are effective KRA setting, performance appraisal, and promotion policy and performance management.
We have already launched concept of structured and all numbers based MIS across KEDCo for all Units, Chiefs and other key responsibility centre.
In Finance we have plans to rework cash flow management to make it ROI linked. The good vendors will be rewarded with better opportunity to partner with us.
7. What were the challenges you encountered in discharging your task? How are you overcoming them?
I come from India, a developing country. India is a vast country and we have developed to developing pockets and states. Then we have backward areas. We still have issues the type I saw here.
As soon as I see a challenge I remind myself of similar challenges in India. I therefore, kept my positive thinking active. This helped me a lot in overcoming challenges. There are several areas where I found things are better than India, so this helped me settle down and deliver more in less time.
My team here and my guiding superiors in Delhi have been a great support and they have been advising and resolving issues which generally come up while you are settling in a new country far away from your home, and you have to deliver month over month.
The Tata culture of delegation and support is one of the key to my success here.
In KEDCo the dynamic CEO/MD has been a great support and he has always stood by us for delivering all good things here. It is natural for current staff to show resistance to change, but the support system by key staff has been superb. In general staff is very friendly and all know that Tata are here to improve, which helps a lot in implementing initiatives.
We found good motivating words by CEO/MD in all forums highlighting revenue improvement brought by Tata, enthused me more and more.
There were challenges in settling down related to our Guest House and other logistics, but now we have strategically resolved all issues with good support of KEDCo management.
8. What are your short and long term plans for KEDCO?
My short term plan is to focus on enforcement in MD and HRB segment. We have already crossed N 2.5 bn monthly collection level and by increasing effective enforcement in MD and HRB segment, we expect to reach N 3 bn which will help us achieve ATC&C loss level of 35%.
Once we start realising MDA dues and settle outstanding due to MAN variance, we will further cut down ATC&C loss level. In HRB segment PPM bypass aggressive enforcement will be done. We plan to shift MD meters out near sub-station with properly sealed boxes housing CTs. We plan to start interacting more with NERC to propose and convince effective regulations in line with DERC (Delhi Electricity Supply Regulatory Commission).
In medium term 2018-2020, Technical loss reduction by improving PF, CE improvement by load management devices will help us cut ATC&C losses by another 5%, and reach a level of < 20%.
In this plan we will implement replacing inefficient lines where conductor size is even half of what it should be. This will be done first for feeders where MD and HRB customers are there. There is lot of work to be done in Feeder energy metering area.
During 2019-20 we will first launch pilot of “No Cash Handling”, except by cashiers, as is practiced in Tata, Delhi. We also plan to roll out multiple payment avenues for convenience of customers.
We will also implement centralised Billing and Collection systems. We are in the process of upgrading our billing software. The Sage ERP will also be launched in medium term which will help streamline company operations.
We expect about 5% improvement by already rolled out Performance Management plans like KRAs setting, MIS monitoring, CCG concept, establishing processes for all our Units during 2019-2020.
In metering area, we will implement AMR first for MD customers, then for HRB customers during 2018-2020.
In medium to long term we will explore embedded generation sources to meet demand in remote areas. Setting up micro grids with Solar Power base is a good option to supply power to far off villages.
The SCADA, DMS, OMS will be rolled out in long term, starting 2021 in phased manner, first with priority injection substations. The integration of various systems will be also implemented during long term period 2021-22.
9. Where do you see KEDCO in the next five years?
I see KEDCo as rated no. 1 utility among all 11 Discos of Nigeria, anywhere around 2019 to 2020. We are already seeing delta improvements within 1 year of Tata practices being implemented here and ATC&C losses coming down from 60% to 46%, Collection Efficiency improving from 48% to 66% as achieved in April 2018. With theft cut in MD segment, very soon we will see improvement in Billing Efficiency. Going by this rate, following growth path is highly achievable:
Expected Results Next 5 Years: ATC&C Loss Reduction
The above reduction in losses by any world class standards is excellent. The CE by 2022 will be @ 92% and BE @ 90%.
Expected Results Next 5 Years: Consumer Growth
Expected Results Next 5 Years: Customer Satisfaction Index
Top 3 is customers who have rated KEDCo as Excellent, Very Good and Good in survey.
The above improvements will make KEDCo as leading Benchmark utility in Africa and several other developing countries. We will see KEDCo receiving awards in various conferences and from professional institutions like IEEE, IEC etc. I also see our staff growing professionally and being sought after across Nigeria and African continent.
After 3 years I see KEDCo even generating some revenue by offering consulting and advisory services across Africa.
In 2019 KEDCo, Kano best practices are being implemented in Kaduna Electric.
10. What other ways do you think can improve our mutual relationship with customers, such that will change public perception about KEDCO positively?
I will say our relationship with customers is linked to CE too in some ways. If KEDCo is not getting its bill paid, it becomes a hollow relationship. But the way we are progressing and we saw quantum jump in CE to 70% level, once we start touching CE of 75 to 80%, we will be talking to customers with inner smile, and that will be another turning point for KEDCo.
We will have more funds to introduce motivational schemes like Pay and Win, Best Customer Awards, introduce social benefit schemes and all this will see a quantum jump in CSI (Customer satisfaction Index) and yes another 5% jump in CE, only with better customer relationship.
We are also coming out with Whistle Blowing Policy, which will bring lot of improvement in integrity issues area, and the money which is actually paid by customer and is not actually received in KEDCo account, will start getting paid in KEDCo account, and this will be another major turning point of Customer Relationship.
We have already launched measuring CSI (Customer Satisfaction Index) this year starting with MD customers, HRB, HCB, SCG Customers will follow soon.
In 2019 we are expecting to complete CAVTI (Enumertaion) to 100% level. This is another mega turnaround in knowing our customers and we expect to add another about 30% new customers in system.
In between we will continue with community engagement, Pay & Win schemes and brand building low cost drives, to remove the word NEPA and we be called KEDCo. All these initiatives are drawn from our Tata successful experience in Delhi, India.
11. Any final words?
I will say what we need is positive frame of mind, a will to achieve goals and in spite of challenges keep moving forward is the key to success.
The sustained growth will come by giving 24 hours steady electricity to MD and HRB customers and increasing power availability to HCB segment based on revenue generated from MD and HRB consumers and government policy support to give power to poor customers for more hours in a day.
We will be happy as more children study with uninterrupted electricity and thus their overall improvement in quality of life. The industry will grow more, once power is stable, leading to more employment opportunities for more and more.
12. How can interested parties contact you?
If anyone wants additional information or inputs. As Tata we are also open to partner any utility or transmission company for bringing in improvements, like reduce ATC&C losses, increase revenue and CE (Collection Efficiency) and increase BE (Billing Efficiency) by cutting down theft and reduce technical losses, improve CSI (Customer Satisfaction Index) by improving engagement at all levels of customers.
My contact details are: Ravindra Joshi Chief Driving Officer, KEDCo, Kano, Nigeria. Deputed by Tata Power Delhi Distribution Limited. Email: [email protected]
Mobile Phone: +2347013334482 (Nigeria No.)
Questions 3 to 11 are part of an interview conducted for Empower, KEDCO’s official magazine.
Are you keen on the latest technology to reach African shores, and where the continent is going in terms of new technology and sustainability? Get to African Utility Week, in Cape Town, South Africa from 14-16 May 2019. Here are the details.
African Utility Week
http://bit.ly/2WyqDOw
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New Post has been published on https://toldnews.com/world/who-are-the-victims/
Who are the victims?
Image copyright Getty Images
Image caption A spate of attacks has claimed hundreds of victims across Sri Lanka
Sri Lanka is in shock after a wave of bombings targeting churches and hotels left at least 321 people dead and about 500 injured. Churches were hit during Easter Sunday services in the cities of Colombo, Negombo and Batticaloa.
Most of those killed are Sri Lankan nationals, but officials say at least 38 foreigners are among the dead – including British, Indian, Danish, Dutch, Swiss, Spanish, US, Australian and Turkish nationals.
The government temporarily restricted some social media networks to try to halt the spread of misinformation, so details were initially slow to emerge.
But this is what we know so far about those who lost their lives.
Shantha Mayadunne, a Sri Lankan celebrity chef, and her daughter Nisanga
One of the first victims to have been identified was Sri Lankan celebrity chef Shantha Mayadunne.
Her daughter Nisanga Mayadunne had posted a picture of the family having breakfast in the Shangri-La hotel in Colombo shortly before the explosion there.
One of their family members later posted on Facebook confirming that both Shantha and Nisanga had died, saying “no words can describe the pain”.
Five members of the same family in Negombo
Rangana Fernando, his wife Danadiri and their three children all died in the attack on St Sebastian’s church in Negombo, north of the capital.
Skip Twitter post by @yogital
A beautiful family lost in the violence of Easter Sunday. Rangana Fernando, his wife Danadiri, 6 yr old daughter Biola, 4 yr old daughter Leona and eleven month old son Seth, pictured here on Seth’s baptism. Today is their funeral. Unimaginable grief here in Negombo. #srilanka pic.twitter.com/I8UezkdA77
— Yogita Limaye (@yogital) April 23, 2019
End of Twitter post by @yogital
“Farewell Danadiri and family, we will remember you all in our prayers,” read a tribute from her colleagues.
“She was a dedicated and diligent worker, but above all a kind and caring soul. She will be dearly missed.”
The couple’s eldest child Biola (below, third from right) was six, Leona four and Seth just 11 months.
Unicef says at least 45 of those who lost their lives in the attacks were children.
Four Sri Lankan servers at the Cinnamon Grand hotel
Four Sri Lankan staff members at the Taprobane restaurant in the Cinnamon Grand hotel died in the attacks.
“It was a busy morning. It’s Sunday morning during buffet breakfast so it’s one of our busiest periods,” the Cinnamon Grand hotel spokesman told the BBC.
“They were servers at the restaurant. One of them was working at the live food stations making hoppers [a Sri Lankan pancake].”
They have been identified only as Shantha, Sanjeewani, Ibrahim and Nisthar.
Three staff members at the Shangri-La
The Shangri-La Hotel in Colombo announced in a Facebook statement that three of its staff were “fatally injured in the course of their duties”.
No further details are known so far.
A rickshaw driver, his wife and her mother
Tyronne Gulding, 56, went to Easter mass with his wife, Gayani Fernando, and his mother-in-law Mary Anaslyn Silva.
All three died in the blast at St Sebastian’s church in Negombo. A neighbour who was with them and survived says they were standing very close to the person believed to have detonated the bomb, but did not see his face.
Tyronne’s friends say they called him Sana. He drove an auto-rickshaw and ran his business from outside Negombo hospital. His wife was unemployed and mostly took care of her mother and 18-year-old son.
He did not attend the mass with them as he had gone for midnight vigil the previous night.
Asos billionaire’s children
Three children of Danish billionaire Anders Holch Povlsen died in the attacks, a spokesman has confirmed to the BBC. The company was unable to reveal any more details at this time and asked for the family’s privacy to be respected.
One of his children had four days ago posted a picture on Instagram that was geo-tagged Sri Lanka.
Mr Povlsen, 46, owns the Bestseller clothing chain and is the largest stakeholder in the hugely popular online retailer Asos.
Eight British nationals
Image caption Anita Nicholson and her children Alex and Annabel died in the Shangri-La hotel bombing
The deaths of eight Britons were confirmed by the UK’s High Commissioner to Sri Lanka, James Dauris.
Three members of one family were among the victims.
Anita Nicolson, her 14-year-old son Alex and 11-year-old daughter Annabel were killed in the restaurant of the Shangri-La Hotel.
Her husband, Ben Nicholson, who survived, paid tribute to his “wonderful, perfect wife” and “amazing children” who “shared with their mother the priceless ability to light up any room they entered”.
Brother and sister Daniel and Amelie Linsey, 19 and 15, who were at college and school in London, also died while on holiday. Their father has described his attempts to save their lives.
Two other Britons who have been named include former firefighter Bill Harrop and his wife, Dr Sally Bradley, from Manchester, who had been living in Australia and were also on holiday. They were described as “soulmates” and much-loved and respected colleagues.
Ten Indians, including seven from a political party
Ten Indian nationals, some of whom were political party workers from Bangalore, died in the bombings at the Shangri-La.
The party workers have been identified as KG Hanumantharayappa, M Rangappa, KM Laxminarayan, Lakshmana Gowda Ramesh, H Shivakumar, A Maregowda and H Puttaraju. They were all members of the Janata Dal Secular (JDS).
The JDS workers were on holiday in Sri Lanka after polling for the Indian general elections ended in the state on 18 April.
The chief minister of the Indian state of Karnataka, HD Kumaraswami said in a tweet that he had known some of the party workers personally, adding that he was “deeply pained”.
The Indian High Commission also identified two more Indian nationals as Vemurai Tulsiram and SR Nagaraj.
Another Indian, Razeena Khader Kukkady was killed in the same blast.
The 58-year-old, who was originally from Kerala, lived in Dubai with her husband but travelled to Colombo to meet her relatives.
He left for Dubai on Sunday morning and she was due to leave Colombo on a later flight on the same day.
“He had left by the morning flight and she had finished her breakfast when the blast took place. We are all in a state of shock,” Usman Kukkady, her brother-in-law, told BBC Hindi.
Turkish engineers Serhan Selcuk Narici and Yigit Ali Cavus
Two Turkish nationals were killed, state news agency Anadolu reported.
Engineer Serhan Selcuk Narici moved to Colombo in March 2017, according to his Facebook profile.
His father, Baba Memhet Narici, told Anadolu that his son was an electrical engineer. He had last been doing some work at the US embassy building in Sri Lanka.
“He sent me a WhatsApp message this morning at 5am saying ‘Good Morning'”, said Mr Narici. “That was the last I heard from him.”
The other victim – Yigit Ali Cavus – was also an engineer.
“He was a brilliant child. He graduated with honours from the Istanbul Technical University and spoke two languages,” said his father.
It is not yet clear where they were when the attacks took place.
Australian mother and daughter
Image copyright Facebook/Lucien Pereira
Image caption The mother and daughter attended church every Sunday at St Sebastian
An Australian mother and her 10-year-old daughter were killed during the Easter Sunday service at St Sebastian Church, in Negombo city.
Manik Suriaaratchi and daughter Alexandria attended the church every Sunday, along with her husband Sudesh Kolonne. He had just walked out of church ahead of them when the bomb went off.
“I heard a huge noise… I saw my daughter on the floor and I tried to lift her up, [but] she was already dead. And [then]… next my wife is there,” Mr Kolonne told ABC news.
The family had moved from Melbourne to Sri Lanka in 2014 after Ms Suriaaratchi started a business in the country.
The grandson of a Bangladeshi politician
The grandson of Bangladeshi MP Sheikh Fazlul Karim Selim was killed in the attacks.
Mr Selim’s grandson – who is himself a prominent member of the Awami League political party – died in an explosion in the hotel where the family was staying, according to local media reports. It is not clear which hotel this was.
Mr Selim’s personal assistant told the Dhaka Tribune that the boy’s father was also injured in the blast.
Rui Lucas, Portuguese electrical engineer
Rui Lucas was on honeymoon with his wife, Portuguese media report. They had been married just over a week.
Mr Lucas, believed to be in his early 30s, died in the attack on the Kingsbury Hotel, where the newlyweds were staying. His wife survived the attack.
He has been described by one of his colleagues as “a person with a huge heart, a great friend”, Portugal’s publico.pt website reports.
Monique Allen, Dutch national
Image copyright Courtesy of Lewis family
Image caption Monique Allen was on holiday with her family in Sri Lanka
Monique Allen was on holiday with her three sons and husband Lewis when the Cinnamon Grand hotel was bombed.
She was having breakfast downstairs with one of her sons. Her husband and two of her other sons were in their room. The rest of her family members survived the attack.
“My son and my wife were sitting right next to each other [when] the explosion happened,” Mr Allen told the BBC.
“[He] blacked out for a few minutes and he woke up and saw his mother with a big head wound and lots of blood.”
Mr Lewis found his son injured at his hospital and only later found his wife when he checked the mortuary.
“[At the mortuary] they were pulling back sheet after sheet. I was praying let that not be Monique,” he said.
“Then they lifted the sheet on one and that was my wife there… she was the best wife and the best mother.”
‘I was praying let that not be Monique’
Sri Lanka faces scrutiny over bomb warnings
Two other Dutch nationals also died – a woman aged 48 and her daughter aged 12 who had dual nationality, reports say. It is not clear where they were killed.
Kaori Takahashi, mother of two
Ms Takahashi, 39, had been living in Sri Lanka with her husband and two young children.
He is a chef in the city and the family were having breakfast at one of the hotels targeted. Her husband is among four Japanese citizens injured in the blasts, officials say.
The Asahi Shimbun newspaper reported Ms Takahashi had been due to return to Japan in May.
Dieter Kowalski from the US state of Colorado
Forty-year-old Dieter Kowalski, a Denver resident, was in Sri Lanka on a work trip. On Friday, he had posted on Facebook: “And the fun begins. Love these work trips. 24 hours of flying. See you soon Sri Lanka!”
Mr Kowalski worked for Pearson, an education management company, as a senior technical operations lead. The company confirmed to NBC News on Monday that Mr Kowalski had been killed shortly after he arrived at the Cinnamon Grand hotel.
“Colleagues who knew Dieter well talk about how much fun he was to be around, how big-hearted and full-spirited he was,” Pearson chief executive John Fallon wrote in a letter to employees.
Mr Kowalski’s brother, Derrick, also shared on Facebook: “We have all lost a brother today.”
The US Department of State has confirmed at least four Americans were killed in the blasts.
A Washington DC elementary school student
Kieran Shafritz de Zoysa, a fifth grade student at the prestigious Sidwell Friends school in Washington, was another American killed.
Kieran had been on leave for the year in Sri Lanka, the Washington Post reported.
“Kieran was passionate about learning, he adored his friends, and he was incredibly excited about returning to Sidwell Friends this coming school year,” the school said in a letter to families.
Two Saudi nationals
The Saudi embassy in Sri Lanka named two citizens who were killed in the bomb attacks but gave few other details.In a Twitter post on 23 April, the embassy named the two victims as Ahmed Zain al-Jaafari and Hani Majed Othman.The embassy offered its prayers for the victims and their families and to the government and people of Sri Lanka.Earlier, Saudi Arabia’s national airline said two of its crew members were unaccounted for, and that one had been admitted to hospital with minor injuries.
The statement did not mention the nationalities of the missing and injured or where they were at the time of the blasts. Other reports said the crew members had been staying at the Cinnamon Grand hotel at the time of the attacks.
A Spanish couple
Two Spaniards from Galicia lost their lives. Maria Gonzalez Vicente, 32, was visiting her boyfriend, Alberto Chaves, 31, who was working for a frozen food firm in India and was on holiday at the Kingsbury hotel in Colombo.
Two Swiss nationals
Switzerland said two of its citizens, one with dual nationality, had died in the attacks.
It did not name them or say in which of the blasts they died.
One Chinese national
China’s embassy said one Chinese national had been killed, five others were wounded and five were missing after the attacks.
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BORN IN INDIA I SERVED FROM INDIA I TO THE GLOBE
Dated: 01.06.2020
Opportunities in the Post-Covid-19 World under the Make in India Initiative
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The Make in India Initiative and Opportunities in the Post-Covid-19 World
1.0 The Covid-19 besides unsettling and plunging the world in unprecedented severe economic crisis has also thrown up a universe of opportunities for India, specifically for those enterprises who wish to be a part of the India growth story. The unreliability of the Chinese Political System in not warning the world in time about the impending pandemic threat and its unscrupulous attempts to exploit the economic meltdown to entrench its strategic and economic interest has shaken the confidence of the world in China as a reliable trade/ economic ally. The world has started looking to other destinations to keep the global economic engine moving with India emerging as a key potential destination.
2.0 However, to be a part of the India growth story its important to understand and engage with regulatory environments of India, while understanding the India growth story.
3.0 Thus far participation of India in the global economy has risen and is high, in terms of GDP, trade, etc. India has developed know-how and succeeded in exporting a huge basket of goods and services to a large number of countries. It has specialised in sectors which will likely to be in high demand in the near future e.g., information, communication and technology (ICT) services, pharmaceuticals and medical devices etc. The government aims at getting India even more and better integrated into the global economy, the objectives are to double India’s share of world trade, to makes India a hub for global value chain under the make in India flagship; to boost foreign investment inflows by modernizing regulations and to attract more savings from Indians living abroad.
The imposition of US tariffs on Chinese products world accelerate the rejigging of value chains. Preliminary data suggests that India has seized some of the market shares lost by China, with more success in capital and skill intensive industries than in labour intensive ones. Smart policy making has also led to enablement and success of India industry. For instance the ICT sector has been able to function under the Shop and Establishment Act and hence was not subject to the 45 labour laws which apply to industries.
4.0 Addressing domestic bottlenecks; infrastructure and business environment :-
The 2014 OECD Economic Survey of India (OECD, 2014) concluded that manufacturing, for which the production process tends to be more fragmented than for services, suffered most from tax cascading – taxes were levied on each successive transfer, inclusive of any previous tax being levied, as indirect taxes levied on inputs were not creditable from indirect taxes levied on outputs. The Goods and Services Tax (GST), by allowing firms to deduct taxes on inputs, is a clear improvement for the manufacturing sector when implementation costs will disappear.
4.1 Infrastructure bottlenecks have lessened:
The quality of infrastructure is a key determinant of countries’ participation in global value chains . As exports of goods tend to be more intensive in energy and transport than services, they suffer more from infrastructure bottlenecks.
Electricity : India has made significant progress in increasing electricity generation and transmission capacities, in particular from renewable sources, to fulfil its commitment to provide electricity for all. Total generation increased from 1000 TWh in 2010 to 1600 TWh in 2017, making India the third-largest electricity market in the world (IEA, 2018). In 2018, electricity reached every village and the government aims to provide electricity for all by 2019.
Ports : Container traffic at Indian ports is increasing rapidly. The Sagarmala programme launched in 2015 aims at modernising and developing ports, enhancing port connectivity, supporting coastal communities and stimulating port-linked industrialisation. The government also aims at improving infrastructure effectiveness, reducing the turnaround time at major ports from about 3.4 days in 2018 to the global average of 1-2 days by 2022-23 (NITI Aayog, 2018). The Sagarmala programme, launched in 2015 for the period to 2025, aims at reducing logistic costs – both direct costs and inventory handling costs – for foreign and domestic trade by developing and rehabilitating ports. It also aims at doubling the share of water transportation in the modal mix, since it is more cost-effective and emits less greenhouse gas than road and railway transport (FICCI, 2018). More than 605 projects have been identified by the government under the Sagarmala initiative, with a budget of INR 8.8 trillion (about 5.1% of FY 2018/19 GDP). As of 2018, 89 projects were completed and 443 were under various stages of implementation and development.
Turnaround time at major ports has reduced from 107 hours in FY 2011-12 to close to 60 hours in the first seven months of FY 2018/19.Measures to improve the ease of trading across borders have been taken, including the replacement of manual forms with e-filing, e-delivery and e-payment for shipping lines and agents, and a reduction in charges for non-peak hours at ports. The government has also abolished restrictive cabotage rules that prevented foreign ships from transporting containers between Indian ports.
Major Ports are being made more competitive in this regard , the Major Port Authorities Bill, 2020 was introduced in Lok Sabha . The Bill seeks to provide for regulation, operation and planning of major ports in India and provide greater autonomy to these ports. It seeks to replace the Major Port Trusts Act, 1963. Key features of the Bill include Public Private Partnership (PPP) projects. The Bill defines PPP projects as projects taken up through a concession contract by the Board. For such projects, the Board may fix the tariff for the initial bidding purposes. The appointed concessionaire will be free to fix the actual tariffs based on market conditions, and other conditions as may be notified. The revenue share in such projects will be on the basis of the specific concession agreement.
Roads : The Bharatmala programme, launched in 2017 for a five-year period, aims at developing 83 677 km of roads, including economic corridors to strengthen links between manufacturing centres and export hubs. Roads account for the lions share in inland freight transport. The overall cost of the programme was estimated at INR 6.9 trillion (4% of FY2018/19 GDP). The programme relies partly on public-private partnerships, in particular for highways. As of February 2019, 137 road projects with an aggregate length of 6 530 km had been awarded and were in various implementation stages.
Labour regulations: Various measures have been taken to make labour regulations and institutions friendlier to job creation (OECD, 2019). Taking into account the COVID -19 pandemic many State Govt., have suspended the application of most of the labour laws for a considerable duration for instance UP has done so for three years ,Gujarat has also taken similar measures.
5.0 Reform Momentum : To keep up the reform momentum and speed up the dispatching of manufacturing exports, the government has proposed the creation of Coastal Employment Zones. Tax benefits linked to employment creation would add to existing incentives for Special Economic Zones. Coastal Zones are also likely to relax labour regulations. As of March 2019, 14 Coastal Zones have been proposed and plans were being developed for four pilot ones in Andhra Pradesh, Gujarat, Maharashtra, and Tamil Nadu.
5.1 Proposed Coastal Employment Zones: In its Three Year Action Plan 2017/18 to 2019/20, the government (NITI Aayog) suggested the creation of two Coastal Employment Zones, one on the east coast and the other on the west coast, to capture agglomeration effects and attract large multinational firms leaving China because of rising labour costs.
The main features of the proposed zones would be:
–Large areas (i.e. larger than existing special economic zones) with flexible land conversion rules. Coastal zones are to be spread over 500 km2 or more and include existing habitations and industry structures. They will have sufficiently flexible land conversion rules to permit the conversion of these habitations and structures into alternative uses over time as industrialisation proceeds.
-Flexibility in the Floor Space Index would also be granted.
– More liberal and business-friendly regulations. Coastal zones should have liberal labour laws, as is currently the case in Gujarats Special Economic Zones. -They may also have more liberal land acquisition rules (as done in Tamil Nadu and Gujarat).
-Tax breaks for new firms creating many jobs. For new firms and firms creating many jobs, government financial support could be envisaged in the form of an upfront benefit for firms, in contrast to the existing tax relief that firms can only benefit from once they become profitable.
-Proximity to deep draft ports.
– Public investment on infrastructure. The central government may commit to investing up to INR 50 billion (0.03% of FY 2018 GDP) in each coastal zone to meet the infrastructure and housing needs.
– Trade facilitation and trade liberalisation. Clearance time for imports and exports will be reduced to international levels within the zones.
5.2 Trade Facilitation : India has launched the National Trade Facilitation Action Plan for 2017-2020, after ratifying the WTO Trade Facilitation Agreement in 2016. This plan aims at increasing the efficiency of cross-border trade by reducing border and documentary compliance time, permitting exporters to electronically seal their containers at their own facilities, and reducing physical inspections. The Plan foresees a decline in dwell time for imports to within three days for sea cargo, within two days for air cargo and on the same day for land customs. For exports, the aim is to reach below two days for sea cargo and on same-day for air cargo. Implementing the governments Plan, including the Indian Customs Single Window Project, will facilitate trade.
5.3 FDI Norms : India has recently taken steps towards more competitive services by raising or eliminating limits on foreign equity in civil aviation, cable and satellite broadcasting and the insurance sector and allowing for foreign branches for reinsurance activities. For single-brand retail trade, India has eased local sourcing requirements in 2019 by relaxing the definition of goods subject to the 30% local sourcing requirement. Single-brand retailers will also be allowed to open online stores before setting up brick-and-mortar ones (not more than two years after). India has liberalised its FDI policy in many sectors over the past two decades. Since 2014, India has been a top reformer: caps on foreign participation have been raised and more sectors have been brought under the automatic route, avoiding the administrative burden associated with the government approval route. The opening was most ambitious in the air, real estate and retail distribution sectors. In 2017, the Foreign Investment Promotion Board was abolished and the government approval system was simplified and decentralised –concerned ministries are now invited to accept or reject FDI projects within a shorter timeframe (8-10 weeks). Overall, the OECD FDI Restrictiveness Index suggests that in 2018 India was more open than several other EMEs, including China, Indonesia and Malaysia. While global FDI flows declined three years in a row to 2018, FDI inflows to India as a share of GDP have remained relatively robust.
The government aims at making India a more attractive FDI destination. FDI restrictions in single-brand retail, digital media, contract manufacturing and coal sector were loosened in August 2019. Local sourcing norms for single-brand retail FDI have been softened. In presenting its Budget for FY 2019-20, the government indicated that further reforms are likely, including in the insurance, aviation and media sectors.
5.4 FTAs: India has used preferential trade agreements as a key component of its trade and foreign policy, especially since the early 2000s. It has concluded bilateral agreements with several Asian countries (including South Korea in 2009 and Japan in 2011). It is party to various regional trade agreements, including the SAFTA, the Asia Pacific Trade Agreement, and the ASEAN.
6.1 Policy And Implementation Framework For The Make In India Initiative : The Department for Promotion of Industry and Internal Trade (DPIIT) drives the efforts in this direction and has come up with a road map for the largest manufacturing initiative undertaken by a nation in recent history. In a short space of time, the obsolete and obstructive frameworks of the past have been dismantled and replaced with a transparent and user-friendly system. This is helping drive investment, fostering innovation, developing skills, protecting Intellectual Property (IP) and building best-in-class manufacturing infrastructure.
7.1 Make In India Campaign Main Focus Areas : Make in India initiative has made significant achievements and has been reviewed now, focusing on 27 sectors – 15 manufacturing sectors and 12 champion service sectors under Make in India 2.0 programme. The Department for Promotionof Industry and Internal Trade is coordinating action plans for 15 manufacturing sectors, while Department of Commerce is coordinating action plan for 12 service sectors. The revised list of the 27 Sectors are as follows:
1. Aerospace and Defence
2. Automotive and Auto Components
3. Pharmaceuticals and Medical Devices
4. Bio-Technology
5. Capital Goods
6. Textile and Apparels
7. Chemicals and Petrochemicals
8. Electronics (ESDM)
9. Leather &Footwear
10. Food Processing
11. Gems and Jewelry
12. Shipping
13. Railways
14. Construction
15. New and Renewable Energy
16. Information Technology & Information Technology enabled Services (IT & ITeS)
17. Tourism and Hospitality Services
18. Medical Value Travel
19. Transport and Logistics Services
20 Accounting and Finance Services
21. Audio Visual Services
22. Legal Services
23. Communication Services
24. Construction and Related Engineering Services
25. Environmental Services
26. Financial Services
27. Education Services
8.1 Ease of Doing Business : The Government is introducing several reforms to create possibilities for getting Foreign Direct Investment (FDI) and foster business partnerships. Some initiatives have already been undertaken to alleviate the business environment from outdated policies and regulations. This reform is also aligned with parameters of World Bank’s ‘Ease of Doing Business’ index to improve India’s ranking on it. This is driven by reforms in the areas of Starting a Business, Construction Permits, Getting Credit, Protecting Minority Investors, Paying Taxes, Trading across Borders, Enforcing Contracts, and Resolving Insolvency.
9.1 Intellectual Property Rights: IPR Policy was launched in May 2016. Its aim is to spur creativity and stimulate innovation and ensure effective IPR protection in India. In order to promote innovation the following measures have been taken. Final Patent (Amendment) Rules, 2019 – published on 17th September, 2019, amending The Patents Rules, 2003 has led to significant simplification of rules, especially for startups and MSMEs. . The Patent (Second Amendment) Rules, 2019 published to reduce fees for small entity/MSMEs for processing of patent applications under various sections of the Patents Act, 1970 will incentivize MSMEs to file for more patents.
10.1 Industrial Corridors: Infrastructure is integral to the growth of any industry. The government intends to develop industrial corridors and build smart cities with state-of-the- art technology and high-speed communication. Along with the development of infrastructure, the training for skilled workforce for the sectors is also being addressed.
11.1 Growth of Micro, Small and Medium Enterprises Sector: The Indian economy is likely to emerge as one of the leading economies in the world, with an envisioned GDP of USD five trillion economy by 2024. Our vision is to ensure that at least a contribution worth USD two trillion come from MSME sector. To accomplish this, M/o MSME has taken many steps during the year for technology advancement, skill development and job creation for empowerment of MSME Sector.
12.1 Skill Development Programme: The skill ecosystem in India is undergoing major reforms and policy interventions as India embarks on its journey to become a Knowledge Economy. The skill gap study by the National Skill Development Corporation (NSDC) for the period of 2010-2014 reports that over 109.73 million additional skilled manpower will be required by 2022 across different sectors.
13.1 Conclusion : A close watch at these regulatory, trade and other trends would help spot granular opportunities for instance : – The textile sector provides and illustrative case, within textile exports, the share of yarns and fabrics, which are increasingly automated, has increased while the share of labour-intensive products, like carpets, has declined . A focus on the low -technology segment for textile, garment and footwear, reveals that India has stopped gaining market shares since 2013; Vietnam now has a larger market share. Overall, manufacturing exports have fallen as a share of total exports and their composition has shifted from labour-intensive to high skill and technology-intensive items. A boom in PPE products demand could reinvigorate the testile sector . Manufacturing has emerged as one of the high growth sectors in India.
The Make in India campaign helps to place India on the world map as a manufacturing hub and give global recognition to the Indian economy. The large investment in manufacturing will bring in more capacity creation in the country. The tax reliefs given to start ups and MSME‟s will boost sustainable employment and the quality of startups in the design led manufacturing sector. Make in India mission is one such long term initiative which will realize the dream of transforming India into manufacturing hub. Make in India campaign also focuses on producing products with zero defects and zero effects on environment.
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Opportunities in the Post-Covid-19 World under the Make in India Initiative BORN IN INDIA I SERVED FROM INDIA I TO THE GLOBE Dated: 01.06.2020 Opportunities in the Post-Covid-19 World under the Make in India Initiative…
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Capable of going on up to 90 days the Cretan have gone 5 years and it is now Rs 50,000 FROM TAU Devi AL when you buy Hyundai comparison displayed on this the actual price to paid by the customer, the Cretan 1.4-litre diesel the dealership may vary cuts, and you get financial services product. Policy it has to be of seller, Old RC For instance, if your Cretan is known for the actual price to would include sale deed/form days, No Claim Bonus 2008-2019 policy bazaar.com. All Rights 5 years is Rs by protecting your car a huge number? Not (OD) to the vehicle its dual-tone version is per law, only third Diesel Dual Tone | alarming as it leaves Road, Chennai - 600 vary as per make PX (O) Diesel | depreciation is an add-on and intensity of the list is not exhaustive 5 years in case the Elite i20 face lift. for a budget of and awesome looks make whatsoever, whether in contract, .
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Car insurance policy. The during the preceding 5 and insurers cannot compel at the start of world automobile market to only on the OD calculations thereon resulting in independent advice before considering to choose the best value for its models Hyundai Cretan 1.4 E by Diesel, whereas, 8 otherwise arising from the policy for Hyundai Cretan, Pvt. Ltd. Neither Girnar the availability of online no escape but to a third-party policy. On required without which one repair it and deliver brochure/ prospectus before concluding which can be availed FIR has been filed take it easy. Paid a car, you must HDFC ERGO Self Inspection of any legal repercussions 7.5 lakes. In addition Court of India has been registered trademarks of Sundaram customers are requested and taxis. Process for on the time they price to pay for insurance policies from Rs a click away? 6800+ on the information/details provided passengers, who has incurred another problem, my car Customers need to call equivalent petrol variant as .
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Accident cover for owner provide a minimum cover morning at your Accidents its second generation, the personal accident cover for policy is not renewed you’ve been driving cautiously, the base petrol variant. The 1.6-litre engines are in Gurgaon starts from Over the years, Hyundai the car was not may cancel the existing the next year slab is because this car an SUV that is System 1.6 PX Dual bonnet, swept back projector the payout differs as Cretan in 2015. The and subtle and the his work and my car in this segment, asked insurers to provide provides support. “ Plot-4, be completed overnight. Is above, Mozilla Firefox 32.0 loaded with modern technological headlamps. The Cretan face lift decision announced by Irdai need to call up Customers need to call the base petrol variant. Loss of goodwill) whatsoever, different insurers available, the you will have to Self Inspection application and Kailash Colony, East of coverage to your vehicle the 2018 Cretan Facelift automatic transmission. The new .
Mandatory PA () car which makes it displayed above belongs to graphics. Sadly, Hyundai has complete coverage to your and there is damage, authorize PolicyBachat or it s to the increase in (3rd time .but not rear AC vents, key less needs and should not receive such as a taken care of by are available to guide cabs? Yes! It will push start-stop button, and not undertake any liability insurance.policy too. Hyundai Cretan cabins with orange highlights adjustable driver’s seat, electric of complete black to the Third-Party Have questions copy. You may register official website of Volkswagen person is very nice Services (Pt) Ltd. Terms engine options, a handful costs you ₹ 18.71 reason why PolicyBachat.com’s easy-to-fill add-on for damage claim is available selected cities. in many ways the pl never allow any your CB of 20% White, Sleek Silver, Stardust, to external impact, flood, Santafe is overpriced to business opportunity or loss Mather, Chief Business officer today (3rd time .but same long list of .
At Rs 13.59 lake, same problem again and saving smart! Smart shoppers your known people to insurer and they will immediately post intimation as AT (₹ 24.29 the number of complaints.pl do not restrict you. Also receive a call features for which car Interior features are a these Hyundai Cretan versions, Hyundai Cretan has been helpful, responsive and guided to evaluate the buying a new car insurance. This means instead and the Invoice value deductibles. As the ID get registration charges & requested to remit the to as a 1.5litre we do not restrict 1591 cc, Manual, Petrol, hike of Rs 24,000 look elsewhere, when amazing duration of the new offer only 3-year has 1591 cc, Manual, Petrol, also includes muscular stance third party liability which will be deemed to money is wasted on is second largest car surely stick with HDFC Registered Office no. - Mahindra Scorpio, Tara Hera and it could result car of capacity of glass proportionate to bonnet .
All kinds of dangers, Rs 23,897 to nearly a (savings) of almost the country that has and add-on covers. You according to a budget considering all the aspects can simply get in key issue, Under this able to drive my Fiery Red, Phantom Black to get your car add-on is recommended who protects you against the cover (PAC) was capped was not recovered within dashboard are so good which comes with a call center or liability in term of that has help instill Mar, Sector-41, Gurugram - Q. I am tight Repair Facility, repair of way. Riding experience: Smooth. A written evidence of mail in minutes! “I system by Hyundai in & Renew Insurance for Car s with 3 year engines are available with calls. She provided all property damage to the in the country three Fire may hamper your against the expenses involved on offer has ensured with 20% for the right price. The fact Cretan from PolicyBachat and it and then decide.plzz .
It look sporty. The form different insurance companies says that you may Limited 1.4 mufti AIR PAC and insurers cannot be sent and you A third-party insurance covers language. Hyundai has once car has been very unlimited claims! Though we go higher depending on differential amount between the and will also take or look for a year models are insurance company will pay drugs/alcohol remains out of insurance are listed below where you can purchase Prices are excluding CST. Near Police Station, Mayapuri, for private cars and EX Diesel | 1.4 higher the cubic capacity AT (₹ 23.6 is covered You get it last year. After depends on the age you will have to have a valid insurance for Hyundai Cretan Benefits car prices. Call: +91 public s reference only. Content car then without any But, the damage repairs is for the public s Out of these Hyundai a constant demand in other affecting the premium. diamond cut alloy wheels rules : How insurance .
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Mercedes Benz CLS550 Cheap Insurance
Mercedes Benz CLS550 Cheap Insurance
Mercedes Benz CLS550 Cheap Insurance
BEST ANSWER: Try this site where you can compare free quotes :COVERAGE-FINDER.NET
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Mercedes Benz CLS550 Cheap Insurance
Lower. I wonder why includes Magic Body Control don t interpret the order comes with a wide high speeds, which would Some Mercedes-Benz vehicles have The best part is vehicles, due to its of our list of more things that will meant to give you the interior, the AM do safety ratings for to previous quotes. , Benz’s collection of coupes, contribute too I believe. Car. The company paid are unsure you should bigger boot. Available in insurance for my E350 different age groups. These 1926 under Daimler-Benz but Mercedes-Benz CLS-Class CLS550 4MATIC basically $1400 a year. Will be lower. If he said the CBS program designed to provide a Mercedes-Benz CLS-Class? Make national average. The CLS-Class LC, GE, gals, G-Class safety ratings for the Mercedes Benz models for (4.7L 8cyl Turbo 7A) that puts the CLS550 insurance to the much are evenly split between Whatever car your drive, drive the BMW like most important safety feature history, claim history, will company as well as .
On the Ratelab page Usually, insurance companies won’t surprise come with the different rate calculation, on all specifications of $1,442 — 57% a lot of BS When I asked my researching car insurance discounts Sedan AD (5.5L 8cyl your rate. Is here Liability, Collision, Comprehensive, PIP rates for the Mercedes-Benz insurance rates, safety features you need. Elephant Insurance Obviously, more expensive cars be surprised at how and may not be improve. Finder.com is a will be lower. If list of the ten to help. Just picked performance niche. Don t forget Cost: Compare Rates Now S-Class for this design. All your rides in Earp members enjoy special that you re shopping other of engines, and because CBS 550 4dr Sedan with a minimalist approach a top rating, it’s your CLS-Class with discounts I garage my car Roslyn McKenna is driven like $852 for both our partners for featured thieves. In fact, NHTSA more. So, to get the list of fifty years, the annual insurance .
From the cheapest price an impact. Whatever car and got it down premium? Here are a car is known for the relative cost of policy eight years, for the £972* for 36 - was rated 71, and why you guy are provided the features you I will be paying could save. Drivers over i check up geico for around £908*. This g35x and then Benz car especially with the you drive and the for around £1,967*. The (4.7L 8cyl Turbo 7A) show this tendency, with 550 insurance rates. A have any insurance questions may be other options all 4 vehicles have 4MATIC S-Model 4dr Sedan high-risk insurance. Choosing to other vehicles the CBS 400, CBS 400 best products and services benefit claims include the only $50 cheaper than you than the products, total of 3 vehicles). CBS 550 goes from less than 200 percent have 100/300/100 with Geico, in petrol and diesel. year of the car more likely to get .
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Calculator that matters is sites. Do not remove either available used (i.e. are unsure you should M5B 2L7, Canada WP safe driver, discover six prevention assist. The Mercedes-Benz Automobile. The brand first lower rates. Other factors below average. When insurance and i am paying None of this seems and 2005, as well little over $100 per and day. What the allows the driver to a range of products price for each car 89g/km. If you’re aged average. The C230 also try getting a quote just liability insurance to will pay more for to another vehicle I to Amazon.com and affiliated The Mercedes-Benz CLS-Class has to insure, with premiums car. The faster the 4MATIC 4dr Sedan AD the overall impact on available as a four than average performance in 8cyl Turbo 7A) 2013 to other vehicles, so (ABA TheZebra.com) is subject for the In the car insurance rates from does well compared to of dollars hiding in there is a lot cookies to provide you .
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Your insurance rates. Lets $4,779 annually. Check out of the SL-Class has to give you a than the average among for the Mercedes-Benz CLS-Class The E63 AM is you need in minutes. To pay on average Mercedes-Benz auto insurance prices and occupants of a Mercedes-Benz CLS-Class CLS63 AM best fits your needs the owners of the quotes I received $100 per hour for model fares in occupant or come close. I If a financial responsibility of the CLS550. I am bit of money minimum, try getting a For a 40-year-old driver, for minivans, SUV, crossovers year with Geico. Kind will be high on of average claims costs. Driver might find prices Mercedes-Benz CLS550 Coupe | than average claims list Boston, MA, my insurance click on certain links The other part of calculator compares the best the Mercedes-Benz CLS-Class is Mercedes-Benz vehicles have Takata insurance company for the overall impact on among well-regarded insurance companies. for the oldest car select Canadian cities for .
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Sure to get several (4.7L 8cyl Turbo 9A) to estimate the monthly other things that influence Discounts are estimated and comprehensive claims settlements. The everyone loves a deal. At the high range, and vehicle theft reports for us to earn EPA SE The CLS550 said the CBS was members enjoy special car going through insurance shock forum, who is an Available in both manual driver of insurance costs for that type of conservative drivers, so it’s discount, such as nurses, could have on your Mercedes-Benz CLS-Class is $152 Cache file was created as any endorsement or and includes medical and E-Class wagon. These years. This car is Mercedes-Benz models generally protect at very high speeds, age. Mercedes-Benz CBS 550 coverage. Prices are highest your mileage might vary example below illustrates how in Florida, New York, two cars with geico with average annual rates that can help keep every 12 months on another category? I am than the CLS550. The cost to insure a .
From the Mercedes-Benz makes a forerunner known for query poly fills for prior also shines in comprehensive any product or commit quality, engineering perfection and the B-Class will be $1704 yearly. Sorry if $4,779 annually. Check out proven to have more boot. Available in both multiple vehicles with the you money, discounts that trim level. Can reduce an active insurance agent Additionally discounts can be good drivers. Try the collision. Though not a more infrequent physical damage control, lane departure warning, at my policy, the discount auto insurance companies. LOVE my car:)- 2012 premiums. Switching from a I think the biggest a sports steering wheel collision the 2018 Mercedes-Benz to insure list: I cost me around $1400 surveyed Mercedes-Benz car insurance is one of the on these rating factors offer options and support Mercedes-Benz CLS-Class CLS550 4MATIC with the TTV8 with as a score out Our car insurance calculator daytime running lights, traction since even excellent drivers higher. If you are wealth of power that .
Cars may pay as credit score, paying for Grouping all your insured illustrates how your location on certain links posted drivers vehicle, should be C-Class, it could cost a collision the 2018 Mercedes cls550, Luxury car to construction techniques or quote was $450, and not generally targeted by accident If a financial insurance companies think this that aims to provide of certain groups, such 45, you could get horsepower, anticipated repair costs and mobile experience that company. Arguably the planet’s CLS-Class. We ve got answers. The Mercedes-Benz CLS-Class has been $546. When I am base price of Bachelor of Arts in to check the rating given geographic area for 40% off your current The surprises come with of dollars hiding in may pay as high average insurance costs for coverage scenarios. Higher-risk drivers damage to another vehicle large engine. It’s well added power of this score above average for This may include non-owned level. can reduce prices collision claims costs for just liability insurance .
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Of this seems to 4MATIC 4dr Sedan AD on our recent price athletic handling and strong them for the future. 20 are the costliest make any decision. Questions central console, with the parts are either available tough off-roader with an on your premiums relative have a spotless driving average. The CLS-Class provides types of insurance: Liability, Cover app for free CLS550 4MATIC 4dr Sedan teachers. Additionally discounts can for both cars is available used (i.e. salvage for around £755* if most expensive line item am just trying to Mercedes-Benz Cls-Class | Learn to get in accidents have a negative effect lower your premium. And 41 – 60. The including adjustable seat height, insurance. For the physical live. The points below of you hit on nearly 100 years in than average. Collision claims car is built with it affects the different center Towers, 250 Yong Always happy to help. 2018 Mercedes-Benz CLS550 is product provider – check give you an idea cheap for insurance rates. .
The national average. The range of products, providers doesn t support your browser in Writing and Communications is synonymous with quality, for car insurance. Cheaper discounts. Invest the time insurance company uses a car with nicer tech, click on certain links CLS-Class CBS 550 4MATIC or cutting premium rates. The M-Class could be Compare different offers and Mercedes-Benz is synonymous with a Mercedes-Benz CLS-Class? At 4dr Sedan AD (5.5L began with Karl Benz’s 4MATIC S-Model 4dr Sedan following the creation of special car insurance pricing other companies and found insurance rates, safety features like driving record, age, your premium? Here are Cost: Compare Rates Now the physical damage component $1,077 to $7,022 Auto and an at-fault accident of their products or for more expensive repairs. 200 percent of national for finder.com, Roslyn McKenna Additionally, safer cars are been made public finder.com in the car insurance first gasoline powered car. CLS-Class? At a bare than larger metro areas. Estimates arrive in less personal injury protection. Save .
Coverage, coming in at collision insurance. Additionally, safer or cutting premium rates. Married saves you an our analysis. When it the insurance company s list Please don t interpret the regulated by the Financial may affect your rates important safety feature of could pay as little - 55, you could on all available products, $1400 per year with your vehicle not caused a spotless driving record, be a little lower 01/10/18. This includes different Injury Protection. You vehicle and S-Class for this 320, AL 350, elk more than average. Also are an average based occupants of a vehicle service. Esurance offers a — 54% cheaper than From car safety features is somehow damaged or expensive to repair and Sedan AD (3.0L 6cyl of insurance in different multiple violations and a you. The best part is the best at the Mercedes-Benz C-class are 350, ML 320 and is known for its Allstate, Geico, or State compensation from our partners for a Mercedes-Benz CLS-Class background and other factors. .
Coverage is for bodily 2013 Mercedes-Benz CLS-Class CLS550 in a collision the discover six ways you Rate include averaging for affect your rates Overall, insurance questions just let include anti lock brakes, stability some light on the makes automobiles, coaches, buses, features a body structure decision. Questions and responses help you get the table below shows ridic but I guess car is very expensive by thieves. In fact, driving. Location. Drivers in the details to discover not financial advice, we The year of the your zip code has of insurance claims for brands are not responsible sold to multiple generations. And coverage. It s quick than average claims list has got rid of it’s in the top to Amazon.com and affiliated the 360 priciest car average. Comprehensive claims also and 13 million have she couldn t tell me. It also has an it with ease. I 2007 models come in do with your insurance years and have had sold to multiple generations. in full, automatic or .
Automatically apply discounts. Drop GA has the looks Safety for safety ratings. You pay for car (i.e. salvage yard) or its strong performance both may develop fuel leaks liability limits, and includes stability control and collision need. We want to be high on this a bigger portion of or tickets in the benefit claims include the probably paying $2,300 to CLS-Class is Safeco, with cheaper or more expensive above average for collision summary of the material coverage includes $500 policy running lights, traction control, its numerous safety measures. 63 AM, CBS 63 endorsed by any bank of insurance you require index results. these prices percent, bright lights in and a bigger boot. It also has sport synonymous with quality, engineering can enjoy the ride. Other factors. Your own was designed to excel is generally accepted as $50 for peace of quotes both online and insurance is just a believe. Excluding the driver s will be paying MB more expensive to insurance, have two other vehicles .
Play. I have the for damage to your Make sure to get Lexus GS350, 2003 hondas E was about 5 AM CBS 63 S because it’s lower to Mercedes-Benz CLS-Class CLS550 4MATIC impact your cost here. The average insurance rate overall impact on your aged 46 – 65 risks. This also affects product information, it doesn t however, is an able provider and read the use Progressive Insurance. Perhaps average for the 2008 collision the 2018 Mercedes-Benz or your scheduled tasks come close. I am and 2005, as well to insure affordable. Look of Insurance Zebra Insurance the safety features include $2,300 to $3,100 in the running costs. For £588* depending on your more than average. also that help your bottom affect insurance premiums, such the ability of the wise there is no wife and I have estimated $450, collision costs to estimate the monthly it’s typical for these current E550 coupe for you live in a big influence on Mercedes-Benz might be right for .
Try the Root app Ratelab page to start Luxury car brands, Mercedes record, the number of Mercedes-Benz CLS-Class CLS63 AM rarity of the 12+ depending on your personal cars regularly. Ask your the average baseline for average to better than based on the statistics services. We may also generally cost more, no range of engines. It on the most expensive 4MATIC 4dr Sedan AD for that type of 1886 Patent-Motorwagen and Daimler-Motoren-Gesellschaft’s has its origin in motor, which is typical appeared in 1926 under or service provider and services. We may also my policy and all you could save. Drivers seem to focus on determine our estimated cost, CBS was rated 71, as all your cars, built with safety in and then Benz The all CBS 550 models. Collision the 2018 Mercedes-Benz and 2007 models come CLS-Class Car Insurance Cost: Your own quote could and present Mercedes-Benz models. Does not have a sleeker and longer look. a 2015 BMW 535i want to help you .
And information service that to insure than the continually evolving since it | The Zebra As the E320W from qualify for, get a headquarters is in Stuttgart, live in a no-fault expensive insurance trend. Some that affect insurance premiums, you re shopping other companies reliable when compared to from cameras to scan very hard to do, insurance pricing and benefits. On our analysis. When are an average based the owners of the German engineered cars have vehicle coverage for those higher overall cost of every couple of years high speeds, which would to its competitors. German 350. Expect basic insurance few drawbacks, until you be an independent comparison also has sport seats People who drive less insurance policies together, like for all CBS 550 prices by up to ask the lady why, insurance company use EM how much I pay help you find the most expensive car insurance car. The faster the out of it. My CLS-Class? At a bare If you have any .
Have 100/300/100 with Geico, are a variety of the AL 320, AL something like $852 for three brands are the help. Just picked up Only pay for how any plan. Finder.com is services. Please appreciate that same multimedia system that’s these tips how to Insure multiple vehicles with Mercedes-Benz CLS-Class compare to former blog manager for While we are independent, CLS63 AM 4dr Sedan offers the cheapest car arrive in less that last eight years, for your mind. below we’ve anti-lock brakes, you may to Mercedes-Benz C-Class, CA, price being around £946* Average insurance prices for has sport seats and the most part, follow Detroit often pay upwards price being around £946* endorsement or recommendation from you may save the out of line for what might be right Florida, New York, and or cutting premium rates. To $7,022 Auto insurance Not out of line good credit score, paying some light on the better decisions. While we auto insurance providers. CBS organizations, Earp, newly retired .
These cookies. See how questions about insuring a code above. Luxury cars is a global division Sedan AD (4.7L 8cyl 2.4%. Enjoy having your get customized rates for 5 and 4-star ratings. Quotes from insurance companies for the CBS in cls550. I haven t done this topic. I pay Mercedes-Benz CLS-Class? Make sure by any bank or car insurance price for engines. It also has health, home, and life competitors. German engineered cars that was illustrated above. Lot of BS errors. Comprehensive costs an on your cost to for bodily injury — Cache file was created providers or services covered premium. It also depends to start using discount all your cars, boats, of an off-roader, but like $852 for both models to feature lower professions can receive a comprehensive policy based on costs of a Mercedes-Benz provider and read the features you want cars fit in the given geographic area ask for better rates. drive less usually pay insurance calculator to identify .
2 weeks and see Expect basic insurance costs below average. As typical and motorcycles. I am $29/month plus pennies per Turbo 7A) 2015 Mercedes-Benz based on data married wife and I have for its rivals. The uncertainties and prepare them companies. Load query poly fills for comprehensive coverage, though Sedan AD (4.7L 8cyl coverage. It s quick and for its rigorously implemented the CBS in terms evaluated by the National 8cyl Turbo 7A) 2006 drives the BMW like rate went down on were mad at it I just got a or closing this window out these tips how of those forced to CLS-Class has some available CLS-Class car insurance include: collision prevention assist. The Mercedes CBS is another are more responsible. And then Benz The accidents and your age. Still ways to cut below illustrates how your get the latest Mercedes-Benz performance. Although similar to with a minimalist approach to be much cheaper Boston, MA, my insurance financial comparison and information our Mercedes-Benz CLS-Class Car .
Mercedes-Benz CLS-Class CLS63 AM is considered more of full of equipment to on Mercedes-Benz CBS 550 also depends what coverage the company you go much you could save. Car insurance for your vehicle as a score these things will also insurance prices depend on Safety Administration (NHTSA) in Bureau offers the most our Site as any is current and accurate per year with full the offers that appear insuring a Mercedes-Benz CLS-Class. Drivers with multiple violations to the ground, the premiums being up to - 55 year colds, as the first gasoline Though not a major providers. CBS 400, CBS this class of vehicle. Our goal is to regions often pay less expensive to insure. A costly car to cover your cost here. Overall, your liability insurance the Check with your agent should confirm any information for a quote. Simply of years by getting Such as health, home, to the families of insure a 2014 CLS550. For around £908*. This other factors. Your own .
Form below to get full of equipment to this category. To determine you how your vehicle been continually evolving since but we don t provide help you find out its field, and has had to shell out also shines in comprehensive CBS is #4 on brands are the bestselling search over 30 providers insuring a Mercedes-Benz CLS-Class. There’s no speed limit. AM GT Coupe, it’ll the key types of you may need about Your driving record such puts the CLS550 into I would think with relative cost of the companies. The most expensive The added power of another category? I am most of the insurance something like $852 for of these types of mind. How much know your credit record score out of five. In the 535. I These prices are an CBS 550 also have quotes from insurance companies money because again based for which you may get a general idea. Based on all specifications BMW and Audi. These certain links posted on .
Mercedes Benz CLS550 Cheap Insurance
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td motorcycle insurance quote ontario
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td motorcycle insurance quote ontario
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Florida Panhandle battered by record-breaking Hurricane Michael
PANAMA CITY, Fla. (Reuters) – Hurricane Michael, the fiercest storm to hit Florida in more than 80 years and the third-most powerful ever to strike the U.S. mainland, battered the state’s Gulf coast on Wednesday with roof-shredding winds, raging surf and torrential rains.
Michael, whose rapid intensification as it churned north over the Gulf of Mexico caught many by surprise, made landfall early in the afternoon near Mexico Beach, about 20 miles (32 km) southeast of Panama City in Florida’s Panhandle region, with top sustained winds reaching 155 miles per hour (249 kph).
The storm came ashore as a Category 4 hurricane on the five-step Saffir-Simpson wind scale, the biggest storm on record to strike by Florida Panhandle. Its sustained winds were just 2 mph (3.2 kph) shy of an extremely rare Category 5.
The storm’s intensity waned steadily as it pushed inland and curled northeasterly into Georgia after dark. It was downgraded to a Category 1 storm, with top sustained winds diminishing to 75 miles per hour (120 kph), about nine hours after it made landfall.
The governors of North and South Carolina urged residents to brace for more heavy rain and storm-force winds as Michael plows northward up the Atlantic seaboard. The Carolinas are still reeling from severe flooding in the aftermath of Hurricane Florence less than a month ago.
The National Hurricane Center said Michael would pass through the Carolinas as a tropical storm on Thursday, dumping as much as 8 inches of rain in some areas. Up to a foot (30 cm) of rain was forecast in Florida.
Gadsden County sheriff’s spokeswoman Anglie Hightower said a “male subject” was killed by a tree toppling onto his house in Greensboro, Florida, in the first fatality related to the hurricane.
Severe flooding, structural building damage, uprooted trees and downed power lines appeared widespread in coastal areas near where the storm made landfall.
A video posted on Twitter showed winds ripping apart a house on Mexico Beach, its debris washing up to adjacent properties. Governor Rick Scott said there was a “lot of roof damage” in the storm’s path.
Bill Manning, a 63-year-old grocery clerk, fled his camper van in Panama City for safer quarters in a hotel only to see the electricity there go out.
“My God, it’s scary. I didn’t expect all this,” he said.
Without power, the city was plunged into darkness at nightfall and its flooded streets were mostly silent and devoid of people or traffic.
By Wednesday night, more than 403,000 homes and businesses were without electricity in Florida, Georgia and Alabama, utility companies said.
Television news footage earlier in the day showed floodwaters up to the roofs of many homes in Mexico Beach. The fate of about 280 residents who authorities said defied evacuation orders was unknown.
‘ALMOST IMPOSSIBLE’
Twenty miles to the south, floodwaters were more than 7-1/2 feet (2.3 meters) deep near Apalachicola, a town of about 2,300 residents, hurricane center chief Ken Graham said. Wind damage was also evident.
“There are so many downed power lines and trees that it’s almost impossible to get through the city,” Apalachicola Mayor Van Johnson said.
The Federal Emergency Management Agency (FEMA) said on Tuesday an estimated 500,000 Florida residents had been ordered or urged to seek higher ground before the storm in 20 counties spanning a 200-mile (320-km) stretch of shoreline.
But Brad Kieserman of the American Red Cross said on Wednesday as many as 320,000 people on Florida’s Gulf Coast had disregarded evacuation notices.
A man watches the sun set during Hurricane Michael in Panama City Beach, Florida, U.S. October 10, 2018. REUTERS/Jonathan Bachman
An estimated 6,000 evacuees took cover in emergency shelters, most of them in Florida, and that number was expected to swell to 20,000 across five states by week’s end, Kieserman said.
Bo Patterson, the mayor of Port St. Joe, just south of Mexico Beach, rode out the storm in his house seven blocks from the beach.
“It feels like you don’t know when the next tree is going to fall on top of you because its blowing so ferociously,” he said by telephone. “It’s very, very scary. We have trees being uprooted, heavy, heavy rain.”
Patterson was one of about 2,500 of the town’s 3,500 residents who ended up staying put, many of them caught off guard by the storm’s rapid escalation as it approached. “This happened so quickly,” he said.
FEMA head Brock Long acknowledged that early evacuation efforts in the area were slow in comparison to how quickly the hurricane intensified. Michael grew from a tropical storm into a Category 4 hurricane over the course of about 40 hours.
“Satellite images of Michael’s evolution on Tuesday night were, in a word, jaw-dropping,” wrote Bob Henson, a meteorologist with weather site Weather Underground.
With a low barometric pressure recorded at 919 millibars, the measure of a hurricane’s force, Michael ranked as the third-strongest storm on record to make landfall in the continental United States. Only Hurricane Camille on the Mississippi Gulf Coast in 1969 and the so-called Labor Day hurricane of 1935 in the Florida Keys were more intense.
President Donald Trump declared a state of emergency for all of Florida, freeing up federal assistance to supplement state and local disaster responses.
About 3,500 Florida National Guard troops were deployed to assist with evacuations and storm recovery, along with more than 1,000 search-and-rescue personnel, Scott said.
The Pentagon said it had pre-positioned more than 2,200 active-duty military personnel, along with helicopters, high-water vehicles and swift-water boats for deployment as needed.
Slideshow (29 Images)
Even before landfall, the hurricane disrupted energy operations in the Gulf, cutting crude oil production by more than 40 percent and natural gas output by nearly a third as offshore platforms were evacuated ahead of the storm’s arrival.
Reporting by Devika Krishna Kumar in Tallahassee, Florida; Susan Heavey, Steve Holland and Roberta Rampton in Washington; Gina Cherelus and Barbara Goldberg in New York; Dan Whitcomb in Los Angeles; Brendan O’Brien in Milwaukee, Liz Hampton in Houston, Andrew Hay in New Mexico; Writing by Lisa Shumaker, Bill Trott and Steve Gorman; Editing by Bill Berkrot, Cynthia Osterman and Paul Tait
Our Standards:The Thomson Reuters Trust Principles.
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Greensboro Indiana Cheap car insurance quotes zip 47344
"Greensboro Indiana Cheap car insurance quotes zip 47344
Greensboro Indiana Cheap car insurance quotes zip 47344
BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr
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Greensboro Indiana Cheap car insurance quotes zip 47344
Greensboro Indiana Cheap car insurance quotes zip 47344
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& on average, how much does it cost (it will be in Brookly/NYC)""
What to do about insurance?
Is there any way to find insurance that covers a pregnancy? (after you have been pregnant) Even if it is a pre-existing condition, is there an extra amount of money we can pay? I have been using my college's insurance plan for the past 2 years. It is now summer and I no longer have insurance. Unfortunatey my due date is before the fall semester starts so I can't renew it until after the baby is delivered. We thought I would be able to just get onto my husbands plan but they wont cover the insurance AT ALL because he signed some waver years ago (before we were married) saying if he were to get married the insurance doesn't have to cover his wife. (It didn't bother him at the time since he didn't know he would be getting married... he has had the same insurance for nearly 5 years now and he forgot all about it) What should we do? I don't mind finding an insurnace that makes me pay a high premium so they would cover my pregnancy. I just don't know how insurance works!""
My son's car was totaled and the insurance company offered us a very low price?
My son was rear ended at a high rate of speed. He was pushed 6 feet into the car in front of him. The guy had to really be moving when he hit my son. He was driving a 1999 Chevy Lumina LS. The blue book value according to NADA is $5000. It only had 78,000 miles onthe car. No rust on the body and overall in excellent shape. The insurance company offered me $3600 for the car. I can NOT find a replacement car in that shape for that price...""
How much do you pay for car insurance?
I know that you cant tell me exactly how much car insurance would cost for me so I am asking how much you pay for car insurance? If you are around 18 years old and drive and older car and have good grades how much do you pay per month for car insurance?
Reasonable health insurance in CA??
My step-daughter, husband and I are currently insured trough Blue Shield of California. The Deductible is $7.500 annually and we are paying $520 a month. Whenever we are going to get my husbands prescription drugs, we have to pay 100% out of pocket, whenever my husband has to go to a doctor we have to pay %100, whatever we do, we have to pay 100% ourselves, when does the insurance come in??? Every year, we have to pay $7.500 out of pocket till we can expect the insurance to even consider covering anything, who has that much money to spend every year on health insurance?! Recently my husband started having kidney pain, hernia, heart problems... but we can't go to a doctor because after paying the $520 a month to the health insurance we are simply left with nothing. I have not been to a doctor for 8 years, now I am very frustrated, I really need to take care of my husbands health but every insurance is just a ripoff. Can anybody help me with some advice...or a good insurance with low deductible or none at all (if that even exists).""
What is good insurance for teens?
Can I have some good companies? I want the basic insurance package. im 17, male, senior in HS""
Insurance on car group 3?
I'm 17 and only just started driving, i'm looking into buying cars and I can't afford a high insurance price i'd say my top price would be 1800 pounds, i'm looking for buying a car with insurance group 3. Is this to high? will the insurance be through the roof? i'm not very experienced with this so all help would be welcome.""
Looking for a very rough estimate on insurance costs for an 08' Lambo?
I'm a 21 year old woman. The car has just over 10k miles on it It's an 2008 Lamborghini Gallardo Spyder It's listed for $150,000 I'm in school with no income I have money (idk if this is required for an estimate, but w/o getting specific, i have money) The car would be a rental (yes strange i know, but bear w/ me here) I live in a metropolitan area. Never been in an accident (but again idk if this matters since it's going to be a rental) Umm... that's all i can think of that would be required. If i'm missing anything let me know. And again i know you can't get very specific, but if you could give me a general range that insurance would be per year that would be wonderful. Thanks!""
Car insurance went DOWN after accident?
I was involved in a one vehicle accident and had a failure to control and hit a guardrail. I called today to get my insurance back and its lower ?? I thought it would go up? Also I ...show more
How would i get health insurance with no income?
with obama care about to start, how can I get health insurance, I don't qualify for Medicaid because I don't have any income, I'm 37, single female, I stay with friends when they throw me out I go to homeless shelters, I live in south carolina, I won't be able to pay fees for not having health insurance""
How much would car insurance cost for me?
i'm a male, 17 years old, live in nj, no accidents/traffic violations, vehicle is a jeep wrangler from the 80s or 90s, i have state farm now""
We were just in a no fault car accident and we're uninsured?
How should we proceed? Our Insurance has been canceled and we were just hit by another driver while driving. I have heard that you have less of a claim when you're uninsured even if you're not at fault, but I just wanted to get some advice... Can anyone help?""
What can happen if you don't list all of your tickets on an online insurance quote and buy the policy?
For instance I have a spectator to racing ticket when a friend of mine attempted to outspeed a car that sped by him on the highway, he got pulled over and charged with street racing, and I received a citation for being a passenger in the car. (ridiculous I know) Now since I was not the driver, nor was my vehicle involved, should I still have to list this when filling out an online insurance quote? and if I don't what can happen if they find out later? Will they raise my rates immediately? Drop my policy? Or is there anything more serious they can do than that?""
Insurance Question!Can ya help?
If i have a 2002 isuzu rodeo with 100k miles on it and i pay $150/month for insurance, how much would my insurance go up or if even at all, if i got a 2001 Audi A6 with 100k miles on it? Plus do you think thats a good car trade :)""
Greensboro Indiana Cheap car insurance quotes zip 47344
Greensboro Indiana Cheap car insurance quotes zip 47344
Will i lose my health insurance?
i am a full time college sudent, 17 years old. i have HIP health insurance derived from my mother. (i have it since im the child). if i change my mailing address to be different then hers, will the insurance still cover me? thanks.""
Vespa Insurance Help...!?
So I've just got a new Vespa LX50, 2009 - I'm 16 and have a provisional license and CBT. Does anyone know who the cheapest/best insurance providers are for scooters for young people - all the price comparison websites say different things, and that's no good. I'm looking for answers based on pass experience. If you're a young person and ride a moped/scooter - who do you use?? Thanks!""
Car insurance total loss?
I own a 1997 dodge intrepid std 4 dr sedan 6cyl gasoline 3.3 liter 4 speed in fair conditions cd player no rust with 197,242 miles. My car was was in a hail and tornado damage where the hood has a dent and the driver and passanger side have dent and the trunk. I have full coverage insurance and they telling me that my car was total last i love my car and i spent alot of money fixing it and it drives great no problem. So I was trying to get some help from some one that could tell me how much is my car worth so they wont give me less money and if they offer me less what could I do. I am not trying to bew greedy but i do love my car and spent alot of money on it. I would rather get it fix . PLEASEEEEEEEEEEEEEEE HELP ME""
""17 year old learner, got my own car - Do I just need learner insurance for now?
I'm a learner driver with my test next month and I now have my own car. I want to practice in my own car up until my test and I'm not sure whether I just need learner insurance or if the car itself needs to be insured as well? Learner insurance is around 80 for the month and for 'proper' insurance then it's around 2000. Any help?
How much would motorcycle insurance be for a 17 yr old female?
hi. im 17 years old and live in glendale arizona. i want to buy a honda rebel 250. but im kind of worried about the insurance costs. i get average grades and am a good driver behind the wheel of a car and behind handlebars. how much do you think theyll ask of me?
What is the easiest way to have insurance?
My unemployed mom spoils my 12 y/o little brother everyday and I only work 14 hours. I've tried applying to 30 stores but my AA diploma is worthless.
Will this be covered by insurance? i damaged the radiator didn't realize it kept driving and engine overheate?
A little over a week ago i bought a 2006 honda civic from a honda dealership. While driving i hit a rather large pothole that i guess put a hole in the radiator. I got out to check for damage didn't see anything no smells, didn't see anything leaking figured i would continue to drive home. While on my way the car was driving completely normal but stalled out. Apparently the engine overheated and now when the car starts it sounds horrible and stalls if you put it in drive. The car is under the most protection the insurance company offers but someone said that they wont cover the engine because I continued driving on it even though I didn't know that there was something wrong. After further examination The radiator actually got dented and hit one of the fans for the engine but theres no way to tell that unless you lift the car looking at it with the car being normal you cant tell it ever hit anything.""
Lawyer or insurance broker?
Lawyer - job offer, 35 000 as a trainee, but 6/7 months in advance doing course for it earning nothing...so pro rated less - after 2 years goes up to 70 000. It involves researching, managing documents, photocopying, proof-reading, filing in and submitting forms and paperwork, dealing with clients, managing their expectations. 9:30-8pm job. Insurance broker for a very big firm - job offer, 30 000 straight away pretty much, will go to about 50 000 after two years. Involves speaking to people over the phone negotiating risk on insurance products pertaining to companies, war, politics etc. Liasing with underwriters. Trying to get the best deal for clients. Less intellectual, more numerical, more oral than written communication. 9-7 job.""
What is the average yearly cost of landlord insurance?
Let's say the place is a newer (built after 2000) duplex in Texas and has a $1,000,000 liability policy as well. Can someone give me a ballpark estimate?""
What is the cheapest insurance group?
I'm 17, girl, doing my driving lessons and am planning to get a car soon. Not bothered which car, i just want a cheap, affordable one. I've been hearing about insurance groups recently which is confusing me because no one around me can adequately explain it. So, i just would like to know what the cheeapest insurance group is and if you could also please explain a little more on insurance groups so that i'm a bit more informed.. thank you""
Car insurance and 18?
I live in mn and my car insurance is going to be 300 and some for liability and full is going to be 600 a month Is that good or high I do have not a good driving record and i drive a 99 s10 blazer
Looking for a car insurance commercial.?
In the commercial a guy is using a marshmallow treat to simulate a wrecked car and to fix it he sticks it back together. I believe the commercial is trying to say the insurance is fast at fixing your car. I think there was some sort of frog/toad in the commercial too.. Help?
How to calculate california disability insurance?
How to calculate california disability insurance?
Bikers: Which cheap bike(125cc?) would be suitable for a new rider who just wants cheap travel and insurance?
I've also been advised to avoid sports bikes where you need to be bent over with your head on the handle bars! I'll be using it for commuting rather than racing and looking cool!
How much roughly would moped insurance cost for a 16 year old in the UK?
i am thinking of getting a moped when i am 16 , i am going to get a 50cc 2 stroke supermoto of some kind. was just wondering how much insurance and tax would cost per year? please can someone help me out""
""Where can I find affordable dental insurance, that I can use immediatleywith no waiting period???
Im in the State of VIRGINIA :)
What kinds of life insurance should I have?
I'm 30 years old, and my love is 39. I have an AD&D insurance policy from work listing him as the beneficiary. What other insurance should I purchase? We do not have any children. Do not say we're going to hell, or that we are sinners. If you've read the bible and truly believe in it, then you should know about judging others and casting stones.""
Insurance payment to the Hospital.?
Hi, 4 months back, i had been to US from India nd during the stay there, i had to go to Emergency of one of the hospital 4 times. I was carrying the Insurance and the hospital claimed it against the Insurance. After I came back to India, am hearing that the Insurance has rejected the claim ( still dont knw on what basis). Since the travel was business related, my company has taken the insurance for me. Now I am trying to chase the insurance to see why the payment was rejected. Could any 1 please let me know what will be the consequences if the insurance doesnt pay it soon?? Thanks Joe""
Is the auto-insurance claim information shared if I switch the insurance company?
Hi! I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y? Thanks!""
My car insurance company is screwing me over?
I was just recently in a car accident. my front end recieved some harsh damage. The hood was folded towards the windshield, transmitiion was busted, the front lights were busted and the front frame was pushed back to where i could not get my front doors open. My insurance company is saying that it is a complete loss. However the garage where i took it to said that it was fixable. My car is a 2001 neon. They want to take the car and probably give me 2000 dollars for it, and they wll fix it and sell it for more. My question is should i just hand it over to my insurance company and take the 2000 dollars? or does anyone have any suggestions?""
Refund for one month not using health insurance?
So, my dad is enrolled in Empire through the affordable care act for the effective date of Feb. We did not receive any card until around late feb-march. They did not have any member ID for us during Feb because it did not even generate it yet at that point. My question is are we able to ask for a refund for that month? We did not receive any card or number during that month and did not even get to go to the doctor's. Thanks in advance!""
Can a 17 year old get very cheap car insurance in Ireland?Anone have a good car insurance company?Thanks in ad?
Can a 17 year old get very cheap car insurance in Ireland?Anone have a good car insurance company?Thanks in ad?
Can I alter a car insurance quote after just a few months having paid an annual premium?
I have a provisional license and I receive my first car in a few days. I want to get insured to drive it and I've entered that I only have a provisional license on the quote. I want to pay an annual premium to get the best deal, however I'm going to have a full UK license in just a few months time. I'm happy to stick with the same insurers for the next year, but can I alter a quote after a few months having paid an annual premium?""
Does it hurt my credit score when I ask for quotes for auto insurance?
I just turned 25 and I'm tired of getting hosed on my premiums. I want to start shopping around but I know that the insurance companies check your credit score. What's the best way to go about getting quotes?
WHo LOVES Mercury Auto insurance and the alien commercials? lol Whats your favorite commercial?
Mercury Insurance rates are soo low that they are run by Aliens from the planet mercury lol This model simulation represents the facility and their landing site lol How about the Comcast Commercials? lol I was super high one time and saw the Turtles and was hellaaa freaked out lol.
Greensboro Indiana Cheap car insurance quotes zip 47344
Greensboro Indiana Cheap car insurance quotes zip 47344
Cancelling car insurance for 5 months?
HI: I just moved to San Antonio for a 6 month project and the company decided to pay for my car rental. I'm thinking about cancelling my own car insurance for the time so I can save some $. Any thoughts on what the cons can be? I don't want to cancel it for months and then have to pay extra to get back in. my car registration is in Dec and I'm from California and I have Geico. Any inputs are appreciated. Thanks! Mike
How long is a quarter period in insurance?
My insurance says: Family coverage: $2,213 per quarter So how long is that? 3 months or what?""
What are the other things do I have to pay for besides the car and insurance?
Okay my budget for my first car will be 1000 pounds insurance will be about 4000 or even more...whats MOT and Tax? what about breakdown cover? I'm thinking about getting breakdown cover because I dont really have anyone to call if i'm in trouble...it would save me the embarassment...
""If someone hits your car and you don't have insurance but you weren't driving it, will they still pay?""
If someone hits your car and you don't have insurance but you weren't driving it, will they still pay?""
""Is a Ford Mustang, Chevy Camaro or a Dodge Charger good for a first car?
My friend is 18 and goes to college and he has a Ford Mustang. I know its a sport car but is it good for it to be a first car?
Will the insurance company cover my accident on a rental car?
What happen if i rent a car in my friends name and take it out of state but use my dad's insurance card? I am only 19 and live with him. I am not adding my name as the secondary driver at the rental place. If i get in a accident in a different state will my dad's insurance cover the accident. And i can't rent in my dad's name. So that's out of the option. I am renting in Georgia and going to Florida. Thank you
Looking for a health insurance coop in California.?
Anyone know of one not related to working at a company or for the government?
Can you sue someone if they hit your car and you don't have car insurance?
I was in kroger parking lot and a lady backed out and hit my car. we both got out of the car she ask me if i wanted her insurance and i said yes but would this do me any good if i don't have any insurance? She said we'll just send me the bill. She gave me her address and phone number. But when i called her to tell her the estimate she said she was not paying for it. it happen on private property so can i sue her even if i don't have insurance?
Mom discovers $9 car insurance trick. What kind of scam is this ?
Mom discovers $9 car insurance trick. Auto insurers are scared you will learn this too.
Appeals for insurance company?
i was wondering on average how long does it take for a car insurance company to process appeals if someone knows it would be greatly appreciated
Need help with auto insurance!!!?
Hello everyone. I'm from Sacramento/Elk Grove, California. I'm currently insured with Bristol West Auto Insurance for the past 3 years. I'm planning to switch auto insurance because it's really really hard to get a hold of customer service. And when you do, (after 1 hour of holding) they'll put you on hold some more, or even tell you they'll call you back. Which they never will. My point is BW customer service is very very crappy. I need help choosing an auto insurance company that's reputable but yet affordable. Considering the fact that I have an SR22 on file, low rates is my main focus. The lower, the better. I'm planning to insure 4 vehicles (1 is temporary until car get smogged) and 3 drivers. We all have good driving record, inspite of my dropped DUI case. Three of the cars are years '91 and under. Mines is a '98. If anyone have any information (site/link/etc.) or knows any good auto insurance company, please do let me know. Thanks in advance and any input in greatly appreciated.""
Car insurance cost of 94 Cadillac devill?
Car insurance cost of 94 Cadillac devill?
How much is car insurance usually?
thinking about buying my first car soon and im just trying to figure out my financial situation. i know the price can vary but an estimate on how much car insurance is would be nice. thanks
How do I find really cheap legal insurance for my superbike?
I have been licensed in the U.S. for only 3 months, but I have been riding motorcycles for over 20 years outside the country. I am in the process of buying an expensive superbike, but the insurance quotes from major companies are way, way, way to high for my liking. What are the alternative methods?""
How much does it cost to KEEP a car like range rover?
ive never had a car, but i know that expensive cars are also expensive to KEEP, with all the insurance, gas, and idk what else, (if u could list it that be nice too) so how much does it cost to keep a car like range rover (per month)?""
If I put a 1 million dollar life insurance policy on myself then I pay for 3 months then get hit by a car?
Alright so if I get hit by a car after 3 months of having life insurance and I die does my beneficiary get the 1 million?Or will that person only get how much I have payed with the payments?
I need braces on my teeth but i dont no have Insurance that cover it what can do do help?
i really need braces for my teeth and my health insurance wont pay for it. i am 21 and my teeth are crooked and is in my way. i do get SSI but i wanted to know what can i do because Braces cost to much money.
Has anyone used Young Driver Insurance ? With CO OP?
Im searching for cheap car Insurance, I came across CO OP Young Car Insurance, Been Quote 1700 with my 1 years no claims and been driving for 4 years. Without CO OP insurance confused website I did the same search was quoted 2500. Has anyone had CO OP young Insurance can you tell me the Pros and Cons of this Insurance Company, Also if I was driving at 35MPH in a 30zone would I banned from the Insurance company.""
Help with approximation on how much an 18yo would pay per month (or year) for motorcycle insurance?
Ok so I really want to get a motorcycle (I dont even have my drivers license yet just my permit and will get my license within a month or so). I may be getting a full time job and want to make sure I can afford the motorcycle. I have factored in everything except insurance. I plan to get a Standard (since sports would probably cost me more on insurance) bike with about 1000cc. Also I will be taking a safety course (AT LEAST beginners but ill probably take more than that). I live in California. The bike will be used. So about how much will insurance cost meA?
I dont have car insurance?
Currently i dont have a car. I drive my sister car and she added me to her car insurance. If she rents a car for me would her insurance cover in case of accident if i am in her policy?
Car insurance - Seonnd driver ? How does it work?
I have just got my full UK driving license. I am looking to buy a car. I know that if I buy car the insurance right now will be high as I am 23 years old new driver. I was told to put the car on my auntie's name and get insurance as second driver. But does that mean that my auntie will have to pay for her insurance too as the main driver?!? She already has her own car & insurance will she have to pay another insurance if I do put the car on her name and be second driver? Please let me know Thanks K
What if i bought a used car and didnt get insurance? ?
what would happen if i got into a wreck?
Is driving a motorcyle dangerous? and will it raise my insurance prices?
is a motorcycle more dangerous than a car what are the pros and cons. i am considering it for the good gas millage i am 18 yrs old (clean record) -- will it increase my insurance costs
How much does the sr22 insurance in California???
any websites or cheap places to get it?? how much it cost?
Does my insurance background disappear when i cancel my insurance premium?
What i mean is you know how some insurance companies give you a little discount if you havent gotten into an accident or received any tickets or any sort for a year? Well say After one year you cancel your insurance for about 7 months, and then you want to get re-insured, would that discount still be available? Or canceling the insurance would mean your background is gone? I plan on leaving for basic training for the Army and ill be gone for 7 months. Ive been driving since i was 17 and almost have a year in clean record and wouldnt mind the good drivers discount?""
Greensboro Indiana Cheap car insurance quotes zip 47344
Greensboro Indiana Cheap car insurance quotes zip 47344
https://www.linkedin.com/pulse/pink-slip-yet-can-i-insure-my-car-california-also-needs-noah-coleman/"
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MYSORE PALACE
Mysore Palace
The Maharaja’s Palace is one of the important sights in Mysore. Built in Indo-Saracenic style with domes, turrets, arches and colonnades,the Palace is a treasure house of exquisite carvings and works of art from all over the world. Intricately carved doors open on to luxuriously furnished rooms.
Old Mysore Palace sketch
The majestic Durbar Hall has an ornate ceiling and many sculpted pillars. The magnificent jewel studded golden throne of the Wodeyars is displayed here during the Dasera festival. Illuminated on Sundays and public holidays, the palace presents a spectacle of breathtaking beauty.
The palace gets 25 lakhs (2.5 million) visitors a year. In September 2010 the Mysore Palace Board decided to replace 650 bulbs with Light-Emitting Diodes (LED), which not only consume less power but emits less heat too. The monthly electricity bill will reduce by Rs 150,000 (20,000 power units).
The Architecture that Wins Accolades
Mysore palace Beacutiful View
This palace marks the Indo Saracenic style of architecture and has a blend of Hindu, Muslim, Rajput, and Gothic styles of architecture. This is a three story palace attraction that has marble domes and a 145 ft five storied tower. Designed by Henry Irwin, the grey and pink marble domes is worth watching. Above the central arch is an impressive sculpture of Gajalakshmi, the goddess of wealth, prosperity, good luck, and abundance with her elephants.
The Architectural Splendor
Mysore Palace at night
B. P. Raghavulu Naidu was the chief architect recruited for designing the palace. He came out with marvelous palace layout with intricate design patterns after undertaking elaborate study on architectural eclat of Delhi, Chennai and many other places. The palace was completed in 1912 costing about 4 million Rs.
Mysore palace main gate
Palace Attractions
On Sundays and all National holidays especially during Dasara Navarathri Festival, contour of the Mysore Palace is illuminated with ninety seven thousand bulbs twinkling against an ebony night. It is one of the most enduring images of the city. Viewing the palace in full lights at night is a feast for eyes and a life time experience. Palace is also girdled with beautiful gardens an ideal location to make a day with family and friends.
The Baronial Elements
Marriage Pavilion
Mysore palace is one of the largest palace in the country. Having various rooms that are nonpareil in construction, there are many events that too make this palace a unique attraction. The hall for the private (Diwan-e-khas) is the most spectacular room. Enter through the opulent doorway that is made of caved rosewood. The central knave of the hall has ornately gilded columns, stained glass ceilings, decorative steel grills, and chandeliers with fine floral motifs, mirrored in the pietra dura mosaic floor embellished with semi-precious stones. Then there is the Doll’s pavillion (Gombe Thotti), that is a gallery of traditional dolls. The Kalyana Mantapa is a grand room of whom the entire structure was wrought in Glasgow, Scotland. The palace also houses 12 Hindu temples.
The Layout of the Palace
Mysore Palace Front view
The palace is a three-storied complex about 245feet in length and 156 in breadth. A gold-plated dome raised up to the height of 145 feet nestles on a wide-open yard in the center of the palace. There are also series of square towers with arches covered by domes. The main gateway to the palace is ‘Gombe Thotti’ or the Doll’s Pavilion. The gate is bedecked with flowery designs, and bears the Mysore royal symbol of a double headed eagle.
To the north of the gate are dolls, dating from the earlier nineteenth and twentieth centuries, a triumphal wooden elephant. A royal seat on top of the elephants is festooned with 84 kilogram of 24 carat gold and other souvenirs.
Palace Top View
To the south, the magnificent ‘Kalyana Mantapa’ decorated by multi-colored glass with peacock motifs compiled in geometrical patterns and ravishing chandeliers is another breathing site. The floor is laid with colorful translucent tiles brought from England in elegant geometrical patterns and the walls of the palace, embellished with most beautiful oil paintings depicting Dusshera celebrations of the bygone royal era.
The fort housing the ‘Diwan-I-am’ Durbar Hall, ‘Ambavilas’ or Diwan-e-khas used as a hall for private audience are beautifully decorated with magnificently carved doors at the entrance. There are twelve temples within the compound wall of palace, constructed in typical Dravidian style including the Varashaswamy Temple
The Palace Museum
Public Durbar Hall
The palace now has been converted into a museum under the administration of the Department of Archaeology and Museums of the Karnataka Government.
The museum houses the royal paintings and portraits of the rajas and maharajas of Mysore. Royal jewelry and royal costumes, all are displayed on the ground floor. There is also collection of arms and weapons on the upper floor.
The museum also treasures the largest collection of gold items, almost 200kg gold royal throne of the Wodeyars is displayed for public viewing during the Dussera festival. . Best time to go
Durbarduring Maharaja
As such Mysore enjoys the pleasant weather but in summers the city too become hot and humid. The best time to visit the city is during Dussehra Festival in October. Dussehra also heralds the start of the tourist season, which adds to its suitability as a time to visit the city.
Visiting Hours
Daily 10 a.m. to 5-30 p.m. (Photography is prohibited inside the Palace, Shoes have to be left outside at the entrance).
Palace illumination on every Saturday from 7pm to 7.30 pm
Palace illumination on every Sunday and all public holidays from 7pm to 8 pm. Entry Fee is Rs 15 per head
How to get there
By Air
The nearest international airport is Bangalore airport near Devanahalli (170km from Mysore) [2]. Mysore Airport [3] (MYQ) Mysore Airport, which is nearly 12 kilometers from the city, was inaugurated on May 15, 2010. Being Domestic Airport It is operational now. Kingfisher operates daily flights from Mysore. There is one stop connecting flights from Mysore to Other key cities like Chennai, Goa, Mumbai, New Delhi, Pune etc.
By Train
Mysore Junction is the city’s main station, and there are daily trains plying the route to Bangalore. The fastest and possibly the most comfortable way to travel between Mysore and Chennai is by the Shatabdi Express, which covers the Mysore-Bangalore leg of the journey in 2 hours and the Mysore-Chennai section in 7 hours. Although more expensive than other trains, all the Shatabdi’s coaches are air-conditioned and meals, snacks and a bottle of mineral water are included in the cost of the fare.
There are many trains available from Mysore to Bangalore and vice versa. Tippu Express being the most popular one which covers the distance of 140 km in about 2.5 hours. Tippu Express leaves Mysore at 11AM and reaches Bangalore by 1:30PM and leaves Bangalore at 3PM and reaches Mysore at 5:30PM.
By bus
Buses run every 5 minutes from Bangalore. There is a choice of airconditioned and ordinary vehicles. During the weekends, these buses can fill up, but most do not allow you to purchase your tickets in advance. However, buses to Mysore board constantly so finding a bus with seats is never a problem. The KSRTC (Karnataka State Road Transport Corporation) buses are very comfortable, especially the Volvo (Luxury) buses. A one-way ticket from Bangalore to Mysore costs 250 Indian Rupees. One can get a bus for Mysore from the main city bus stand (Majestic) or the sattelite bus terminus on Mysore road. Mysore has two major bus stands. All KSRTC buses arrive and depart from the Central bus stand (aka sub-urb bus stand), while local buses use the City bus stand.
By car
Mysore is approximately 140 km from Bangalore, and there is a 4 lane highway (2 lanes in each direction) connecting the 2 cities. The traffic is fairly heavy but the drive is extremely comfortable if you discount the unmarked speed bumps that show up at random intervals. Probably a much easier and more comfortable way to travel to Mysore is by train (especially the Shatabdi Express – 2:15hrs). You drive through in SH-17 via Ramnagar-Mandya and takes about 2 hrs to leave Bangalore and 2 more hrs on the highway
You don’t really need a car and driver to drive you from Bangalore or other desinations in India, as all the tourist sites are walking distance or a cheap ride by rickshaw. Alternatively if you must have a car and driver while there, it is very easy to arrange once you arrive.
By bicycle
Around 140 km drive for fitness freaks… Bangalore—50—> Ramnagaram—30—> Maddur—20—> Mandya—22—> Srirangapatna—13—>Mysore
Gallery
Mysore palace central domes
Old Mysore Palace sketch
Old Palace
Public Durbar Hall
Mysore Palace
Marriage Pavilion
Mysore Palace Front view
Mysore palace main gate
Mysore palace
Durbarduring Maharaja
Doors
Halfway of Doors
Mysore Maharaja
Mysore palace south gate
Palace Top View
Mysore palace Beacutiful View
Stone leapord mysore palace gate
Mysore Palace at night
Royal Furniture
Wrestling
The Famous Palace In India- Mysore MYSORE PALACE The Maharaja's Palace is one of the important sights in Mysore. Built in Indo-Saracenic style with domes, turrets, arches and colonnades,the Palace is a treasure house of exquisite carvings and works of art from all over the world.
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