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Building Your Emergency Fund: Why January Is the Best Time to Start

January is the perfect time to take charge of your finances and create a safety net for life’s unexpected moments.

An emergency fund isn’t just a financial tool—it’s peace of mind. Whether it’s a surprise car repair or an unexpected medical bill, having savings set aside can protect you from stress and high-interest debt.

In our latest article, we break down how to:

Set realistic savings goals.

Build your fund step-by-step.

Maintain and grow your safety net over time.

Take the first step toward financial preparedness today. Your future self will thank you.

🔗 Read more: Emergency Funds in January 2025

#EmergencySavings #FinancialPreparedness #MoneyTips #PersonalFinance

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Start 2025 Strong with Financial Resolutions That Stick

The New Year is the perfect time to rethink your financial goals and set a fresh path forward. Whether you want to save more, pay off debt, or finally master budgeting, our latest article has practical tips to help you succeed.

Learn how to set actionable goals, track your progress, and stay flexible throughout the year.

Let’s make 2025 the year of financial growth. Read more here: Financial Resolutions for the New Year

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Rebuilding Your Credit After the Holidays

Holiday spending can leave your credit feeling the strain, but there’s good news—you can rebuild and come back stronger. By understanding where you stand, paying down debt strategically, and creating habits that protect your credit, you can make this a year of financial growth! Start here: moneyfit.org/building-credit-after-holidays

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The holidays are meant for joy, not debt. 🎄

If holiday spending has you stressed, we’ve got you covered. Learn five easy ways to save money, stick to your budget, and avoid holiday debt—all while still enjoying the magic of the season.

Read the full article here: 5 Ways to Avoid Holiday Debt and Save Money This Christmas

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The National Consumer Protection Week (March 5th - 11th) is coming soon and the CFPB is a great resource to help you identify current schemes and how to avoid them.

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Have you found your mind running laps trying to piece together an extravaganza to outdo yourself from last year? Well, my friend, commercialism has taken its hold on you and dug its claws in deep. We're here to shake you free.

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Credit Card Debt Consolidation: How it Works

Credit card debt consolidation works by taking all of the unsecured credit card debt that an individual owes and combining it into one monthly payment. The type of debt consolidation plan used determines whether the accounts are paid in full through a loan, or if the creditors owed are paid monthly through one payment source.

Money Fit offers debt consolidation without a loan, meaning that we work with your unsecured debt, contact your creditors to achieve the best interest rates and the lowest payment amounts available, then consolidate all of your debt into one lower monthly payment.

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Shout out to redfox visual for doing a great job on our web design! #redfoxvisual #webdevelopment #oursiterocks

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You can break the cycle of payday loan borrowing, and we can help. If you’re one of the thousands of consumers that are stuck in the payday loan borrowing cycle, chances are you have multiple payday loans you’re contending with. Our Payday Loan Consolidation services are focused on one thing, getting you out of debt in the quickest and most pain-free manner possible.

For more information visit:

https://moneyfit.org/payday-loan-consolidation

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Top Free Financial Literacy Game for Students

My Life My Choices: Student Edition by the Numbers

Award-Winning Program | 2020 Update

Since its launch, a little over a year ago, Money Fit by DRS’s My Life My Choices – Student Edition has given over 5,000 students from more than 350 schools in all 50 states and Washington DC, 54 countries, and six continents the chance to learn the value of prioritizing their personal expenses through a hands-on, risk-free activity.

Recognized by the Association for Financial Counseling and Planning Education as the 2019 Outstanding Financial Information Award for its excellence in design and potential benefit to participants, My Life My Choices – Student Edition takes learners through a 30- to 45-minute online budgeting activity that presents them with various daily financial scenarios that might occur during their first month of living on their own at college after high school. Based on the student’s chosen priorities, each scenario might result in extra money in their account or in consequences that add extra fees or unexpected costs to their budget.

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Quotes About Money

Our 50 Favorites Quotes About Money: 

“Money in its proper place is a worthwhile and necessary instrument for a well-rounded life, but when it is projected to the status of a god it becomes a power that corrupts and an instrument of exploitation.” 

- Martin Luther King Jr.

Don’t worship riches. Working hard and earning a better income is just fine but it’s when you only work hard to make money. Let your efforts be your reward!

Read 49 More Quotes About Money