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The health insurance industry has a term for this sadistic practice. It's called "step therapy." If the choice is between a more expensive medication that works and a cheaper one that doesn't work as well and might have worse side effects, the insurance company requires that the cheaper drug be used first.

One benefit to the insurance company is that the patient on the cheaper drug might die before they get a chance to use the drug that works but is more expensive. That's money in the bank for the insurance company.

Or, the patient might be so worn down and harmed by the cheaper drug that they just give up the fight to get the drug that will help them. Again, that's bank for the insurance company.

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Struggling with drawing non-fandom stuff so here's a crossover

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Happy New Years to you all!!!! I hope everything goes well for you all <3

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Giggles in Dragons Rising designs for the bros

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Finally decided to post this here, this place is a desert

Gonna eat him

Also heres a lil study sketch

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Since the holiday toy drive post is circulating again, I figured this would also be helpful! Food insecurity is such a massive problem in America, in general, and if you have the means to help feed others, I think you should take that opportunity. Here are some other tips:

1. If you’re planning on donating items from your own pantry, please check the expiration dates on the packaging. Think of your donations as gifts to bestow, not castoffs to be rid of. It’s awful to think of people feeling like they got scraps someone else just didn’t want. Everyone deserves dignity with their meals.

2. If you’d rather give money to a food bank, that’s also great since they buy food in bulk and know what items are most wanted/needed!

3. Not everyone has access to appliances like stoves or microwaves or hot plates so if you can donate items that don’t need to be heated up, that would also be greatly appreciated!

🫶🏽🫶🏽🫶🏽🫶🏽🫶🏽🫶🏽🫶🏽🫶🏽🫶🏽🫶🏽🫶🏽🫶🏽🫶🏽🫶🏽🫶🏽🫶🏽

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A series of slightly spooky minimalist posters

Part 10 of 13

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fully submitted to this game its so peak

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having audio processing issues is so humiliating like yeah i heard you and yeah i was actively listening but the problem is i dont know what the fuck you sayed

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friends

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Cruel King and Griefer!

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i'm dying and u get to watch

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Hi 👋, My name is Mohammad, and I’m reaching out in a moment of desperate need. I’m a father of three young children living in Gaza, and we are caught in the midst of a catastrophic war. Our home is no longer a safe haven, and the future here seems increasingly uncertain. 💔

I’ve launched a fundraising campaign with the goal of raising $60,000 to relocate my family to a safer place where my children can grow up in peace and have a chance at a brighter future.

Unfortunately, my previous fundraising efforts were abruptly halted when my account was terminated without explanation. However, I remain determined to keep fighting for my family’s safety and well-being. 🫶

If you could take a moment to read our story, consider donating, or simply share our campaign with others, it would make an incredible difference. Every act of kindness, no matter how small, brings us one step closer to safety and a new beginning. 🙏

Thank you for your time, compassion, and support. ❤️‍🩹

https://gofund.me/fd1faea2 🔗

Of course! You were one of a few people that have messaged me, so be sure to show your support to all the people mentioned below

@mohammed-swierh-2

@ahmedhells-blog

@aya2mohammed

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FAMILIAR FAMILIAR MASTERPOST

(EDIT: pinning this for linktober to keep things in order! All shenanigans will also be reposted on my alt blog, @critbit-hoard )

If you want to see my general info (and also which tags to look at my other art, click here)

FAMILIAR FAMILIAR is a self indulgent TOTK AU where Link and Zelda traverse the wild lands of Hyrule together. There are ruins to be discovered and monsters to be eaten.

This project is a linktober challenge that may extend past the month of october. Please be patient with me as this is entirely being funded by a hyperfixation and the support of beloved patreon backers (ty patreon backers). Pls note fanart, fanfics, and spinoffs are perfectly fine as long as credit is due!

Chronological Order (updating as we go!)

1. Blood Moons and Headaches

2. Basement Adventures

3. Basement’s Adventures Haunted

4. Basement’s Extra Haunted

5. Lost (and found)

6. World’s Endin, Purah’s Stressin

7. Concern about Death Mountain

8. Goron City

9. Death Mountain vs Oversized Railgun

10. The Sage of Fire

11. Interlude

12. Goodbye Eldin!

13. Rained In

14. Skyview Towers

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Spunky and Moonsey!!!

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A found family with celebrated differences. ~🔧