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onetwosevensquad · 4 years ago

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Dungeons and Dragons and... Love?: Dungeon Master

Mark Lee x Reader

Summary: the kind Dungeon Master who helps guide your team through your campaign also becomes your math tutor.

Warnings: none??

Rose: sorry this literally took forever to write. Hope your all still interested in this mini series. Next member is Renjun.

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Series Masterlist

———

Why were you here again?

Oh right, cause you’re a giant nerd who needs an outlet.

The poster had caught your eye when you were headed to lunch one day. It was a beige poster with a 20 sided dice in the middle. That was what got your attention.

You had played Dungeons and Dragons with some of your friends before. It has been a few months since your last campaign and you didn’t know when the next one would start. So, in fear of not being able to escape to a fantasy world, you decided to check it out.

It was now 3:45 in the afternoon. School had ended 15 minutes ago, the hours ticking by slowly. You now stood outside of the AP Government classroom where Mr. Jung taught.

The poster, you remembered, said that Mr. Jung would oversee the club. He was your favorite teacher because he was funny and the class was enjoyable.

Finally, you slowly opened the door to the classroom and stepped in. In the middle of the room, a few desks had been pushed together to create a large table.

Sitting around the table were seven boys who were all staring at you. You awkwardly shifted your weight from one foot to the other, waiting for literally anyone to say something.

“Is this the d&d club?” You finally spoke.

“Y-yes,” the only boy who was standing said. You recognized him as Mark Lee. The cute, smart boy from calculus. “Yes, uh, grab a seat.”

You nodded and dragged a chair over to the only empty spot at the table. It was right next to Chenle, the loud basketball player you shared chemistry with.

“Well I’m pretty sure that we all know each other,” Mark said clearing his throat. “I’m not gonna make us do ice breakers cause literally no one likes those.”

“I do!” Haechan, the class clown that you also shared chemistry with.

“Only you,” Jeno, the star basketball player and probably the last person you expected here, commented. Haechan pouted and stuck his tongue out at Jeno.

“Anyway,” Mark said. “It’s my fist time DMing, but I have played before. Just so I know, who here has played before?”

You, along with Jisung, the quiet kid from history, Haechan, and Renjun, the kid from math who doesn’t do math but draws, raised your hands. Mark seemed to relax a bit when he saw there were at least a few experienced players.

“Well I guess this first meeting will be going over rules and how to play, then next time we’ll do character sheets,” Mark said.

———

It was now the third session and the first one of the start of you campaign. Last time, everyone made their characters, the atmosphere becoming less tense as time went on.

You made your character an Elf Wizard, something you’ve never played before. Everyone else had their own unique character combos, having fun coming up with the most ridiculous names for them.

Today, the party was slightly buzzing with excitement to finally start their campaign. You all gathered around the table giving character introductions, ready to get this show on the road.

Three hours, several rolls for initiative, and Haechan’s character almost dying later, Mr. Jung had to finally kick you all out of the building. The sun had already set and he was letting you way past what was allowed.

You realized how late it actually was and scrambled to get your stuff. You said a quick goodbye to the boys and Mr. Jung and sped off to get home before your parents killed you.

You get a ways down the hall when you heard someone running behind you.

“Y/n, wait up!” You turned to see Mark jogging to catch up with you. He stopped in front of you, breathing slightly harder. “Hi.”

“Hi,” you said back, smiling at the cute boy. You’ve never really had a full conversation with Mark. He’s quiet and, honestly, talking to someone attractive was a bit out of the realm of your comfort zone.

“C-can I have your number?” He said. Your eyes went wide and as did his when he realized what that sounded like. “So that I can add you to the group chat! Just in case anyone can’t make it or we cancel.”

“Yea, sure,” you said, slightly disappointed. You heard Mark exhale probably in relief that his save worked. You handed him your phone with your number displayed on the screen and he quickly put it in his.

“Thanks,” Mark said, handing you back your phone. You both stood there in the most suffocatingly awkward silence ever.

“Well bye,” you said turning to leave.

“Oh! Yea, uh, bye,” Mark said waving slightly. He turned back towards Mr. Jung’s room and you saw the other six boys crowded around. They were all giggling as Mark shoved that back into the room.

———

Six sessions and three weeks later, any morsel of awkwardness was gone. It was like you have known these seven boys your whole life.

The group chat blew up your phone with memes from that days session but didn’t you mind? No. Though sometimes at ungodly hours in the mornings, you still enjoyed the content.

On this particular day, you weren’t going to be able to join the session. Your calculus teacher was making you stay after school and retake a test that you failed miserably. You felt bad when you hand to text the group.

You: I can’t make it today

Haechan☀️: whyyyyyyy

You: I failed a calc test

You: I have to retake it

Lele🐬: thats stupid

Sungie: good luck Y/n

Injunie: yea gl

You: thanks boys

Marker: hey if you need any help studying for calc, I’d be happy to

jeNO: oh?

You: yea I’d like that, thanks

Minnie: ann I oop-

You laughed at Jaemin’s comment as you made your way to your calculus teachers classroom.

———

Considering the second time you took the test you barely past by the seat of your pants, you took Mark up on his offer to tutor you.

Today was the first day Mark was going to tutor you in the library. You walked in and saw him already set up at one of the tables in the very back.

“Hey,” you whispered. He smiled at you as you sat down next to him.

“Hey,” he said back. “Ready to get started?”

After about an hour and a half of Mark explaining different theorems to you, you were finally starting to get it. Whenever you asked a question, Mark would take the time to explain it to you carefully, making sure you got it along the way.

When he would give you a problem to solve, and you got it right, both of you would get excited, annoying the librarian. She ended up shushing you more than once.

“Hey, you hungry?” Mark asked.

“Not really,” you said. As if on cue, your stomach slightly growled, making Mark laugh. You looked down at your stomach, a pout on your face. “Traitor.”

“Come on,” Mark said between giggles. “Let’s get something to eat.”

You got your things and headed out of the library with Mark to get food.

———

For the next three weeks, this became your tradition. On the days the D&D club wasn’t meeting, you and Mark would study calculus in the library for about two hours, and then go get food. It always felt like a lot less time with Mark, him always making it enjoyable.

Today, you had a study session with Mark. As you neared the library, you noticed him standing outside the doors on his phone.

“Hey, what are you doing?” You asked. “I have a test tomorrow.”

“I know,” Mark said putting his phone away. “But you need a break.”

“Mark-“ you whined.

“No,” he said. “I think that you’re ready. You’ve made a lot of progress over the last couple weeks. Besides, they say you shouldn’t study the night before a test.”

“I don’t think that’s a thing,” you said crossing your arms.

“Maybe, I don’t know,” Mark said waving it off. “But, I do know that you’ve worked hard and whatever grade you get, I’m proud of you.”

You could feel your cheeks heating up at Mark’s words. You bit back a smile as he continued.

“So tonight we are not studying,” Mark said grabbing your hand and leading you away from the library. “We are going to the basketball game with the others to cheer on Chenle and Jeno.”

You didn’t protest as Mark led you down to the packed gym and over to where the rest of the boys were sat, waiting for the game to start.

———

After the game where your boys won, the party went out for dinner. Afterwards, Mark drove you home, the two of you talking about the game, D&D, or literally anything.

When Mark pulled into your driveway, he insisted on walking you to your steps. He said it was the gentlemanly thing to do.

“Hey,” Mark said when you got to your front door. “Good luck tomorrow.”

“Thanks,” you said.

“Tell me how it goes, ok?” He said. You nodded giving him a smile that he returned. “Good night.”

“Night,” you called after him as he went to his car.

———

At the end of the day, your calculus teacher had finished grading the tests. She told everyone to come pick them up before they left school.

When she handed your test to you, she had a big smile on her face. She made a comment about how nicely you did and how much you improved. When you finally saw the grade, you nearly passed out.

You practically ran to Mr. Jung’s room. D&D was today and you wanted to show Mark you grade. You arrived at his classroom, bouncing into the room.

“Well someone looks happy,” Jaemin commented.

“Did something mean happen?” Jisung asked. You stuck your tongue out at the younger boy making everyone laugh.

You made you way to Mark at the head of the table, him watching you with a smile. When you reached him, you slapped the paper with a big 90% scribbled at the top down in front of him.

“All thanks to you,” you said as he continued to stare at the paper.

“I told you so,” Mark said standing up. He caught you by surprise when he gave you a hug. “I’m proud of you.”

“Ugh, just date already,” Haechan commented from his chair. You and Mark pulled apart making a face at the boy, but avoiding each other’s eyes.

It’s not that you were entirely opposed to dating Mark. You just didn’t know if he felt the same way. And he didn’t. Right?

———

You and Mark continued your study sessions even after you proved you didn’t need to. You both agreed that it was to benefit both of you and not just an excuse to hang out.

One day, while walking out of calculus with Renjun, the boy made a comment that rocked your world.

“He likes you, ya know,” Renjun said.

“W-what,” you sputtered turning to him.

“Mark, he likes you,” He clarified. “I know like bro code, I’m not supposed to tell you or whatever, but I see the way you two look at each other. We all do. You should ask him out. He’d say yes.”

You stopped dead in your tracks thinking for a second. On one hand, this plan that you were formulating could embarrass you. On the other, you could get a date with your dungeon master / calculus tutor / crush.

“Y/n?” Renjun said turning to you. You quickly turned on your heel and made a mad dash for Mark’s locker. “Y/n!”

———

As you speed walked to Mark, you saw him in the distance talking to Jeno and Jaemin. Mark spotted you coming to him and waved at you.

“Hey, Y/n what’s-“

“Do you want to go an a date with me?” You said quickly.

“W-what?” Mark said.

“Jeno, I think that’s our cue,” Jaemin said dragging Jeno away.

“Do you want to go in a date with me?” You asked again, slower this time. Mark looked at you wide eyed, like a dear in headlights.

“A-a date?” He asked. You nodded, not trusting your voice not to shake. “Wow.”

“Wow?” You asked.

“Sorry! Sorry, I just never thought you’d ask and I’d have to do it,” Mark said. “But yes, I’d love to go on a date.”

“Oh thank god,” you said leaning against the lockers. Mark laughed at your dramatic reaction. He wrapped his arm around your shoulder and turned you around to walk to lunch. As you turned, you and Mark stopped and saw the six other members of your party standing there amused.

“God, finally,” Haechan said.

“Took you long enough,” Chenle said.

As the eight of you walked to lunch, the boys continued to tease you and Mark. But when you looked up at him with his arm still around your shoulder, the teasing didn’t matter when Mark smiled at you.

———

48 notes · View notes

weirdness-on-the-roof · 6 years ago

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Shitty episode 49 notes

so this time its mostly dialogue. I’m not a fast typer so i definitely missed stuff and my spelling is atrocious, but I did use the break and until the live stream ended to fill in the gaps I could. This is pre and post break notes. Obvious major spoilers, lots of weird details i wrote down that matt said b/c we never know when something is gonna be important or come back/ be relevant.

Also I love Beau with all my heart.

Have fun ya nerds :)

Episode 49 Notes:

Chair has replaced uktatoa for echoes

Matts wording in the summary are so careful

Short brown hair, green and black robes necklace with circular gems lots of rings, middle aged/ young for an elf

Nott knows a place--- river bank spot

They were noted by the locals

Pretty river with shaded trees

Beau checks to see if followed 21 perception, people aren’t keeping watch but the righteous brand are gathering at the southern fields where the operatives were coming from

“What the fuck”-Jester

thanks Laura for voicing not only Jester but the entire fan base

Nott doesn’t want to leave “you can leave but i need to stay” ouch that hurt

Nott doesn’t expect them to stay

“We are a target”- Cad

“Your son????” -Jester “is it your son or are you even a goblin??”

Nott “[we don’t need to pretend we don’t keep secrets]”

Nott feels chained and not able to move forward, is ok with being open and honest so ‘we can move ahead’

Rephrase from episode one broke my heart

Nott: “Well hi, my name is Nott the brave and I’m a little goblin girl. But, once upon a time i was Veth, a young halfling woman and before that, a halfling child who grew, um, up being told that she was pretty and not brave and not coordinated and not smart and just not..

Jester line

Nott: Yea, I was. And then, ya know, time went by and i got older, i was made fun of quite a bit. I had this um, Ppl thought i was strange, b/c i collected things, i collected lots of things, they were outstanding. They were wax seals,and pieces of colored paper, and some buttons and fabric,

Beau line

Nott: All kinds

Beau line

Nott: Well they didn't think so, i had brothers and people in town who would just ridicule me

Jester: that was here

Nott: Yes, and one day i um i was playing a game with the other boys and they dared one of their friends to give me a kiss, and the boy was very nice and he actually seemed to like it and he and i became friendly and eventually did what people do and got married and he didn't mind my strangeness and i helped him get his apothecary up and running and he was a brilliant chemist and could make acids and potions and oils and bleaches for fabric for all sorts of things and he helped me. Eventually we had a baby named luke and he was a bright boy, very smart, he learned to talk very early and walk very early. Such a smart boy and that's who you saw back there is my son.

Jester: so was he right, did you die?

Nott: I think so, I think so, uh. We had a rough winter in felderwind, there were not a lot of crops and i think some of the animals had died that winter. This river i brought you to this sort of, it's a beautiful place i used to come here with yeza and it's an important place i used to come here with yeza… the goblins would come from over there, they would raid from over there [points]... They came into town and raided more and more, they took us. They took me and my husband and my child, they held us in one of their camps. I don’t know if it was days or weeks or months. Luke, he wasn’t doing well….. We ran, we ran in the dead of night, they were fast, i've been chased a lot… i told them to run… the goblins followed me and when they found me i fought, i had a vial of acid and i threw it in the face of the one trying to catch us, they took me back to the camp. I think he died from his wounds…[I think he was a type of leader] i think he had a wife. This goblin told the woman ‘make her suffer’ and they did. They brought me to this river and they drowned me in it. I can still feel the water in my lungs and in my ears and in my nose. And then nothing. Until i woke up and saw the hands.. The skin and i looked in a puddle and i could see what they made me. They made me into everything i thought i was. Not pretty, not good, just not. I'll be honest, i've started forgetting what it was like to be halfling. Just everyday just more and more goblin…. I'm sorry i didn’t tell u and im sorry i lied and i'm sorry caleb i didnt tell u. You would have understood and you could have helped me, i dunno. I feel like you're almost there like you're almost strong enough…. Anyways that's how i got to you, and that's why i got to you and why i can't be in this town. Well i only recently started signing the letters. I don't know what he would think of me. {Missed a lot here}

{nott was in the goblin clan kinda as a slave} I would clean out the messes and clean after the meals. The one [goblin] who tortured, i would help him, maybe six months. So maybe a year, no more than a year, a year and a half? I don't know exactly.

Cad can sober up Nott and Nott lets him via lesser restoration b/c alcohol is a toxin

First time we’ve seen sober nott in a while

They’re in the valley [la joke?]

The Goldfield Tavern and Lodge

Beau to Caleb: You puked all over that apothecary so something is definitely not right

Liam is so good

They headed south towards the woods for the chat

Fjord very pointedly asks if nott is ok leaving his son. He asks twice.

Caleb won’t talk in town

Edith is staying for now and nott gave her 200 gold.

No one in town knows that Veth is alive

‘I forgot what he looked like. He forgot what i looked like.”-Nott about Luke’ we need to know the ones we love.”

Beau: Nott you drowned, and you just spent three months underwater, that's incredible. I don't know if you realized that. Its incredible.

Fjord thinks Edith and Luke should leave town. Jester offers to send them to her mum. Possibly going just more west without crossing the border.

Letter to Bryce to get them somewhere safe and closer to border in case of speedy exit of the empire.

Nott admimatly wants to find Yeza

Jester via sending: “Hello, its jester. Two people incoming, a woman and child, take care of them please. Were sending money with them, it is important. Please help.”

Byrce, not really surprised: “Um alright. Ill do my best. Please don't send too many more.”

Liam trying to stay in character and not laughing at jokes during Bryce chat

Most of the righteous brand have gathered and are heading north east, leaving felderwind. People are trying to pick up and move on

Chat in wagon in back, hidden, Cad. 60 yd radius of warning if someone is gonna pass them

Beau to jester b/c they’re telling the truth now: “I didn’t sleep with dyren. She wasn’t my roommate. She was my teacher.” and she taught beau “how to kick as and take names bitch”

Jester trying to be helpful and fjord trying to be supportive

Caleb: “Your name is Veth?” “it was.”My name was Bren Aldrich Emendroot. Was. and um… I uh, i uh

Look at Laura

Jester: “Did you die too?”

Nott: “twinnies?”

Caleb: “I have been using you all.”

Jester, confused: How?

Caleb:I am from Rexingtrum. I attended Soltrace Academy. I was plucked by one of the cerborous assembly and was being trained to do the things that i fear were being done to [Yeza]. A lot a big plans for me that didn’t plan out- I went a little crazy and ran away, ran away. I have been on the run for long time. I was tired of starving. And I met you. I was a little less hungry for a while. I have been afraid for a long time, two of the people in that town are from the cerberus assembly. I don't think [the assembly members would recognise him] I walked passed that portrait many times. One of them is the head of the cerberus assembly. There's good teachers, it's everything they describe it to be. After going there for several months, one of the assembly who also would teach on occasion, started interviewing me. Calling me in and asking me questions. He sorta put me in an advanced class, me and a few others. I don't want you all to be seen with me by one of them, they will use you to get to me. You met the man who trained me. His name is Trent Ikathon.

Jester: thats why you make that face all the time

Caleb: I’m not a very good person.

Jester: “I dont think out actions don’t define us all them time. Good people do bad things sometimes bad people do good things. I think you’re a good person”

Beau: “do you care about us? You’ve told us several times you’re not a very good person.”

Caleb: im worried about your husband. I know the things that man can do.[unravels arm wrappings to show a series of small cuts going up the entirety of the right arm] He used to put crystals in… he he experimented on the three of us.

NottL what would they do? The crystals

He uhh was trying to strength us. The first time i ever saw that word was in your libraries, no explanation.

Beau: The dunamous?

Caleb: No, the first time i’ve ever seen that word was in your libraries. Haphazardly scrolled into that word. No, no everything was for the empire. We were being trained to serve the empire above all. He was mad himself, he was mad. He believed that the unwashed masses relied on their base instinct and the highest calling was to rise above the muck and control the cattlel. We were, are at war. Many of us, felt that way, feel that way.

Nott: Do you still that way?

Caleb: I don’t believe in anything, now.

Fjord: This Trent, does he know these two we saw?

Caleb: Oh yes, yes, yes. And I don’t want one more thing on my head to have you guys. Probably too late anyways.

Fjord: How powerful are these two anyways? Our normal tricks, would they fall short?

The Cerberus assembly are the most powerful mages in the empire…over 200 yrs ago a # of mages went to war in the streets of Restrum and um, it was bloody and awful and eventually came to a truce … proposed to the king at the time that they serve as an advising body to the throne.

Jester: Would they see if we were disguised? Or would they have to look for us.

Caleb: I don’t know for sure but there is a reason i didn't use something like that back there.

Fjord: So, we need to give the a very wide birth.

Nott: [why would they take yeza]

Caleb: I don’t know. It is something to do with the thing. But i don’t know why him.

[Jester reading the burned notes and meaningless stuff mostly they won’t kill Yeza]

Caleb: Was he gifted in his work? What is written about here but it does not seem like anything i ever learned about that.

[?]: It says there that they are looking for a way to achieve their ends w/o the object. I don’t know what they need.

Beau: trent ikathon was looking at yasha....

Calev: I hope he is alive i really do but they will make his life a living hell. And the empire. They are as close to as powerful if not as powerful as the king. I used a lot of names. Caleb is just what i told you. I don’t know. Caleb, let's stick with caleb for now. Um i honestly don’t know if we can, if we are up to this. Unless they are on land, this is the might of the empire. Vestduragna is the arch mage of antiquities.. She's a historian, she has uncovered mysteries of the past. She's a history buff, she's awful probably. He is the head of the military, so if they are both here i would say he is here over seeing the military and she is overseeing what is in that bag.

Fjord makes a valid point about this might not being the only one. [dodecha]

Beacons is plural

Fjord is being cautious for once

[Caleb looks like he wants to cry about the ‘liking us’ comment]

Caleb: I uhh, ohhh jester, i'm glad you see good in me.

Beau: “Its too late now b/c we like you and are invested in your happiness and [stuff]”

Caleb: ok

Beau: dont run. You can say you don't believe in us, that's fine. Believe in us just a little bit, ok?

Caleb: I will consider it heavily.

Beau: I’m sorry for not hearing you yesterday… i heard that you were doubting me and us and our friendship

Caleb:‘i dont doubt any of you

Fjord ‘I swallow shit and make it appear in my weapons i'm down to throw down. You don't have to minimize my stuff’

Those elves two were founders of the Cerberus Assembly

Stabby stab

Fjord: You seduce one i'll seduce the other. I have a way with elves [nervous/embarassed laughter]

Its like you two have been reading tumblr - tal

Caduceus is a wild mom?- confused Beau

Shit shit shit that stuff was out of the bag and scry-able for so long

Samone is the innkeeper

‘Ruckus is a word’

War with the dominion ???

Travis being charismatic and info snatchy is such a difference from grog

‘Felderwind is not known for its excitement’ with jazz hands from matt

“I need something complicated to focus myself… preferably some sort of flower or living plant. The notion is that i'm looking for something that is a testament to the wildmother.”

Jester: “Honey!”

Cad: I’m not entirely sure what honey is made of

Beau: essence of flower and bee puke

Demi leric (female human) does not charge but accepts donation, general physician

Cricks left w/in an hour “a swift nightmare”. “Dark elf folk” “second one on the left that's burned down”

Demi leric’s house is across the street from a burned building, door partially open. Simple establishment, herb smells, chemical smells, ⅘ cots with 2 recovering crownsguard chillin. Human woman, late 20s/ early 30s, bright smile & eyes, business in the eyes,

Beau used real name

“Taking statements”

A few strange complaints about 1/ 2 months back. Wave of nausea. All lived in a cluster, near the doctor’s office near a burned building

Attack around midnight

Detective beau?

Semi conscious guard, has burns, beau slaps a wound, ‘sup, names beau with the cobalt soul, what's your name?’ “Jeff” “good to meet you Jeff” jeff got Luke out of the flames “cricks got him and ran… life four of them.. I saw the fire they pushed me into when i tried to stop them… it was crazy, they came in quick.. I guess [they were targeting places].. Last place they lit was the apothecary…

TAL WANTS TO FIND THE CHAIR MAKER

Jester: What is the possibility that your mean people can change memories?

Caleb: Pretty good…

Tunnels--> North East side where the fields begin. Crownsguard near three sinkhole like entrances.

They didn’t dig them, something dug it for them. Something with big teeth dug it for them and they came out. This creature was 10 feet wide mouth. They collapse the tunnels when they left. They dug in the third one tunnel a bit. Each tunnel is 200-300 feet apart. The tunnel that was dug out was in the middle. Tunnel at a steep angle w/ rope hanging down. This tunnel kept gong 50ft before evening out at a steady downward incline. Looks organically carved tunnel rather than arcane. Definitely burrowed. Nothing on detect magic or undead.

‘Anything is possible in this world of magic and mystery’

Cad base chant to see if he can get vibration via thaumaturgy. Can very vaguely hear a gap at some point w/ very little detail.

Break

Gank

Rexintrum is the largest city in the empire

Worms

Fjord makes a valid point about the slowy thing being a great battle tactic

Fjord has limits on what he will poke/big red button comment

“The dragon poke sucked”

“Im here b/c i was out of options and i went looking for them.” - Cad

my detail oriented self is loving getting actual info from Cad

The magic that held the forest in place is fading away. Not the only site like cads but there hasn’t been communication

Cad family, bigggggggg, built the temple, they all left to look for answers, none came back, doesn’t know what direction they went in, didn’t ask wildmother about them and doesn’t really wanna know “have faith and not second guess”, Corin talked about trying to find some of the other temples. CORIN? ---> sister?

Jester “this is some serious shit… the empire is really fucked up. And everyone went through some horrible stuff

Nott: i promise if you stay with us you’ll also go through some horrible stuff

Jester:[too late already have].. I want nice again one day

Cad: I just want home back, I wanna know that its safe again

Nott: I want to be me again yes. Yes and i hope someday it can happen.

{what does Nott want to be called?}

“Or Vott”-Jester in response to Fjord prompting Nott v. Veth

Beau: Nott and Caleb it is. The mighty nein made of seven people. Works great.

Caleb “not the name not the group. I’m not it” {Not sure if i got the last part spot on the stream cut out before I rewatched/checked this}

“Their names are Chair, together they are chair.”

“I’m here to bring the awkward”- Tal

“What it Yeza’s destination pushing a few days forward?”- Cad w/ Divination to the Wildmother “Gordranas” via wind whispers

Yasha has heard the name, its far further north and the tribe avoided it b/c a lot of the beast folk lived that way ie others who wandered the wastes ‘men who are like bull warrior/bugbears/ other goblinoids’ some work with the crin.

The Luxum- something Caleb read about it having a negative effect on Gordraonas

Gordronas is important to the history of age of arcanum. When the gods walked the earth, both the prime deities and the betrayer gods there were areas of influence considered theirs. A # of those areas belonging to the betrayer gods happened to be in wildmount and Gordranas was the name of the center of their ‘tenuous union’ [betrayer gods] in the final years of the Clamity the b. Gods would go there to plot evil shit.

What remains of gordonas is where the crin has established their dynasty. People in Yasha’s tribe said it was perpetual night.

Cad on how to travel 1000 miles through a war zone“We’ve got a cart, I’m completely serious.”

One of the garrisons has been lost to the Cryn. {Ash something or rather?}

Yeza- short, even for a halfling, bushy brown hair, long sideburns, big nose, not a great chin, narrow shoulders, not a looker,

IS (not referring to Yeza in the past tense ie Nott being corrected by Jester/Fjord?Beau)

They were married five years

THEY SHOULD KNOW VETH’S ACTUAL BIRTHDAY

To Jester’s message to Yeza: No response then a very faint “Hello? I don’t know, its very dark, I have to be quiet. Thank you”

Nott being wingwoman Jester and Fjord

Jester is the best customer service person ever

Jordan and Jamenson are escorting Luke and Edith, Jeff almost kept Beau’s staff

Beau’s bo still has a bow

“I’m here to buy some pockets” “Money belts!” and the tourist necklace thingies

Secret tunnels

Fjord and Beau tag teaming it and fucking with that one guy’s pride with a few good checks

Caleb paying for a group expense

Polymorph into a honey badger (who doesn’t care)

LEVEL EIGHT

‘This won’t be a problem when I’m a president’- Sam

“Be an elk and kill all these fucking soldiers” -Travis or Fjord?

Dire honey badger? Yessssssss. Bony 6 foot honey badger, 5-6 inch claws

‘I’m gonna bless the honey badger’- Cad <3

Travis gonna kill Gil

The other side of the collapse was like 150 feet down further from where the empire stopped digging

Tunnel wides, drops off like a cliff 30-40 foot til another drop off 10ish feet later and a river that is cutting it’s way through. Crystle (quartz) stalactites from a 15’ tall ceiling

Same system as Zadash? Connecting aquifers?

“Do not send the cleric into the pit of unknown.”- Tal

Yeza and Veth never got a honeymoon and they wanted to go to Taledorie [Whitestone is great in the spring].

666

They’re going caving I guess

If Beau changes(ed) her name them all the Empire based people would have lots of names. (Bren-> Caleb ; Veth-> Nott ; Lucian-> Molly)

Also Beau and Bren are the names parents would name their kids if they wanted to have a matching letter for all their kids but the kids hate being a matched set.

Jester having the crisis of ‘I was lonely but y’all had some shit’ was really heartbreaking to watch. I hope she doesn’t stop that progression of showing more and more genuine emotion both positively and negatively.

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hanzier · 7 years ago

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In Beverly Marsh's eyes the summer kicked off with a minor inconvenience. Much like the boys, Bev didn't have any idea what she was getting herself into when she became a part of the losers club. You see, Beverly Marsh had just had one hell of a year. It started off pretty terribly, but she had worked her way up. After painful hours of sewing and measuring and packaging and selling she had managed to save up enough money to move out of one toxic home into another home (though the later was only toxic smelling as her pluming was awful). By the beginning of the summer she had never been in a better place. However, her "minor inconvenience" would soon spiral into something much much more. It would carry on for the rest of the summer, and influence several of her important decisions after the summer ended.

Bev was hoping that her life would carry on rebuilding itself, as it had been for the past year. That was not the case. In fact, by the end of the summer, her life would nearly be in the same disaster mode it had been a year ago. She didn't know what this summer had in store for her. So, she carried on blissfully unaware of the repercussions that her actions would soon have. Beverly Marsh was no fool, it wasn't her fault that she was ignorant to the future. No one could have seen it coming.

Watching the sunset at Paradise Beach was somewhat of a magical thing. At least, thats what Beverly Marsh claimed.

She was sprawled out at the end of Eddie's towel, her heart shaped sunglasses lowered to the very tip of her nose, "God, don't you just love the sky?" she asked breathily.

The three boys around her nodded, not that she would have known, for she didn't so much as glance away from the fading sun.

"I just wish we were on the rooftop." She said finally, as she turned to face Eddie, Stan and Bill.

Stan laughed, taking off his own sunglasses, "You're still on that whole rooftop thing, huh?"

Bill and Eddie both looked mildly confused, but she responded, "Everything is just prettier higher up."

"Are you high, Bev?" Bill asked, sincerely and she laughed in her own bubbly way.

"Not yet. Do you smoke, Eddie? I know Stan hates it, but Bill used to cyph with me... Are you into it?" She was genuinely curious, but Eddie felt mildly embarrassed.

He had only smoked twice and while he had enjoyed the light feeling, he was nowhere near experienced with weed, "I have before. I like it better than drinking to be honest."

This was news to the other boys, "Really?" Stan asked while Bill knitted his brows together, "If I knew that I would score you some weed so that you don't have to sit there sober while the rest of us drink."

Eddie shrugged, it wasn't as if his friends were drunk every day, maybe once or twice a month they would hang out at Bill's house and have a few beers, "I mean... we don't exactly party often, Bill." He didn't know how quickly that would change.

"Well, I plan to full on corrupt you. With your consent, of course." Bev grinned while hooking her sunglasses onto the string of her yellow bikini.

It had taken Eddie about two hours on the beach to realize that Bev wasn't a lifeguard like Mike and Richie. The two boys had walked back and forth from the stand to the towels every hour, alternating breaks, while Bev stayed there, lounging and completely destroying her pale freckled skin through exposure to the harsh sun.

"You boys should swing by the apartment before the bonfire. Plenty of weed for you there, Eddie."

Stan laughed again, and Eddie realized all at once, how much more at ease he seemed to be there, "I'm sure there is."

"You have your own apartment?" Eddie asked and Bev shook her head.

"Not entirely mine. Richie and I moved in earlier this year, Stan helped us set it up, back in October actually." Eddie briefly remembered Stan driving down to his summer house that fall.

Bev gave a solemn sort of smile, "It's pretty crappy, but better than where I used to live. Plus, I can't expect much more from a lifeguards salary and Etsy sales." Bev had explained earlier that she sewed her own clothes and sold them on Etsy and other websites to a pretty decent following of fashion lovers. But for some reason, Bill and Stan shared a look at the last part of her statement.

"I think it's cool that you guys have your own place," Eddie started, but he was cruelly interrupted by Richie Tozier, for what felt like the hundredth time that day, on instinct, he tired to suppress a groan.

It wasn't that Eddie didn't like him. He was just...a lot. Eddie understood fully what Stan and Bill had been talking about when they said most of their friends were easy to get along with. It seemed as if Richie had made it his life mission to make Eddie as uncomfortable as possible in their brief moments together thus far.

"Howdy, y'all." His Hawaiian shirt had been shed off and Eddie was left looking at the light definition of muscle on his torso, "How're you pretty ladies doin'?"

He gave Bev an unceremoniously dramatic kiss on the forehead and made his move to do the same to Stan, who immediately covered his face. Richie shrugged and moved on to Bill instead, who accepted the kiss graciously. He then locked eyes with Eddie, and luged forward, making him his final victim.

The wetness on his forehead made Eddie cringe as he shoved Richie off, hoping his red face could be mistaken for too much sun.

Bev smacked Richie's leg, as Mike joined them once again, "You're going to scare him off, Rich. Some of us want to actually make more friends."

Mike nodded as well, beaming down at all of them, "Yea, Rich, pretty sure Eddie doesn't want your germs."

Richie responded by smacking another wet kiss to Mike's cheek, "You want my germs, right Mikey?"

Mike fake shuddered but ruffled Richie's hair nonetheless, "Of course."

The beach had cleared out, lifeguards were off duty once the sun set. So the group made their move to leave.

Bill unfolded the umbrella while Stan and Eddie folded up towels.

"So boys, you're coming over before the bonfire right?" Bev asked as the six of them walked up the sand towards the boardwalk.

Bill and Eddie nodded, "Great, Stan can show you guys how to get there."

"Inviting people into my home without my permission, Beverly?" Richie earned himself another smack.

Mike, Bev and Richie began teetering off the the left of the boardwalk, while Eddie, Stan and Bill went right.

"Be there at seven, okay? It'll be fun I swear!"

Eddie believed her.

Beverly Marsh hoped this summer would be better than her last.

She was not very good at dealing with serious issues and the previous year had been filled with serious issues.

Things seemed better. She wasn't stuck living with her father. She wasn't stuck lifeguarding. And she wasn't stuck wondering if Bill was okay.

She didn't mind that Bill seemed uninterested in her romantically, she hardly had time for that anyway. She was just glad that he was back at the beach with them, where he belonged.

Bev liked having the extra bodies around, it made everything feel a hell of a lot less lonely. She felt as if there was no such thing as too many friends, another reason why she was glad Eddie had joined them this year.

He was snarky and quick witted. In the hours that they had spent talking, he had challenged her conversations, but not nearly as vehemently as he had challenged Richie's. He was not at all what she had expected when she first laid eyes on his small frame. But, she should have known better than to judge a book by its cover.

Richie seemed to be eager for another friend as well, "I like him. He's feisty, we could definitely use a little more fire around here. Denbrough seemed down to you, right?"

The two of them were lounging on the worn out peach couch that Mike had found on the side of the road. Bev's head was in his lap while they passed a cigarette back and forth.

"I think thats to be expected. When's the last time you saw him?" She spoke solemnly while he ran hand through her hair.

Richie blinked for a long time, "I guess I've only seen him twice after the funeral... I visited him in the fall and he was still pretty off. Then over the winter when he drove down here- that weekend you were looking at schools with Mike. He was a little more himself then."

Bev blew smoke straight into the air, "It fucking sucks."

"He's better than he was then, but still. He's not the old Bill." Richie took the cig with greedy fingers, he always had a hard time controlling himself after not smoking during his shift.

She stood a little too quickly, "He's not gonna be the old Bill. His brother died, Rich."

"I'm well fucking aware of that, Bev." He snapped back, almost shoving the cigarette back intoner hands before he stood.

"I'm gonna hop in the shower before they get here.", in true Richie fashion, he stormed off to the bathroom with a dramatic door slam.

Bev sank back into the couch finishing off the cig before snuffing it on the already ruined couch arm. A fight with Richie wasn't uncommon. It was pretty typical actually, spending so much time with someone lead to lots of bickering, especially with unresolved tension in the air. Bev followed him to the bathroom, hoping they could blow off some steam together.

Mike showed up while Richie and Bev were still in the bathroom, so he let himself in with the spare key they had given him. The apartment was a studio, so he was glad they finally learned to fool around somewhere other than the couch or the mattress that was half hidden behind a black bamboo wall divider. Over the past two years he had grown used to it, but that didn't mean the thought of Richie and Bev together didn't gross him out.

They were both like his siblings and he just couldn't shake the feeling that they only hooked up out of convenience. It happened very infrequently ever since they moved in together, but it still happened. From what Mike had gathered, it was only after they argued over something important.

He sighed and started to clean up a little, he had a feeling Stan would not be happy with the state of their apartment. Halfway through making the bed, Bev exited the bathroom still dressed in her yellow bikini and looking only slightly disheveled, with a new hickey on her collar bone. She jumped when she saw him, "Oh my god!"

"No, it's just me." Mike deadpanned as he finished folding the comforter.

Bev grinned sheepishly, "Not much of a difference there, then." she looked around, "What are you cleaning for?"

Mike shrugged, moving on the the kitchen section, or what he liked to call the real disaster zone. "Stan isn't gonna like this mess."

She made to help him throw out some takeout boxes, "Still crushing on him?" she asked slyly.

Mike scrunched his nose, "Still crushing on Bill?" Bev turned around.

"Hardly." She said bitterly.

"Is that why you're hooking up with Rich again?"

She blushed, "No Mike. I'm not hooking up with Richie because I still like Bill. Thats twisted logic."

Mike ran the sink and started to scrub down the dishes, there weren't too many, Bev and Richie opted for paper plates most days, "You and Richie exclusively use twisted logic."

"You're mad." She stated the obvious, and bumped his hip so that she could do the dishes instead.

He sighed, "Im not mad, just... fed up. I thought it was over with. It's really not helping either of you."

Bev shrugged, feeling much more embarrassed than she had been moments before, "Its just comfortable, ya know? I thought it was over with too, but Richie and I are too needy. Us living together is dangerous. Because neither of us wants to be alone." Mike knew she meant alone on a larger scale. Richie and Bev had both been thrown into the world by themselves in a way, it was only natural that they wanted someone to be with.

It was just easier for them to pretended they should be together.

"So no feelings for Bill?", Mike asked as he tried to wipe ashes off of the couch.

Bev shook her head, honestly.

"And no feelings for Rich?"

She shook her head answering honestly, once again.

Mike sighed, "So then, what are you doing, Bev?" she shrugged, moving over to her closet, which acted a bit more like her hamper.

"Right now I'm getting changed. In five minutes I'll probably be lighting a blunt." she dug through her clothes, pulling out an oversized grey band shirt and some tights.

Mike laughed, the tension in the air was gone. He was just concerned for his friends, Bev knew that. As she pulled on her fishnets she asked, "You never answered about Stan. Still having unresolved feelings?"

Mike shook his head, "Nah, we ended things better than you and Bill did. Tied up all our lose ends. Sure, I care about him, but not like that anymore. Especially seeing him and Bill today...I don't think I'd ever want to get in the way of that."

Bev laughed, "You noticed that too? I thought I was losing my mind."

The bathroom door opened once again. Richie stepped out wearing an all black outfit, save for his short sleeved purple button up covered in a loud 80's pattern.

He rubbed a towel against his wet hair, "Hey Mike."

Mike and Bev shared a look as he threw the towel back into the bathroom and opened up the fridge, pulling out a slice cold pizza and scarfing it down.

"Who's rolling tonight?"

Bev opened the door grinning widely, and Eddie was hit with the overwhelming smell of weed.

He noticed Stan wince to his right, but he entered anyway.

The apartment was almost exactly what Eddie had pictured, small, dark and too loud. A song by The Cure was blasting in the background.

The second the door closed, he felt a slim arm around his shoulder, Richie was beaming down at him. Eddie noticed that there was a purple mark on his neck, which hadn't been there a few hours ago.

Bill noticed it too, "Who's the lucky lady?"

Richie laughed, "Don't assume now, Billy. Mike could have given this to me."

Mike snorted from the other side of the room, "I would have done a better job then that!"

Eddie felt the weight lift from his shoulder and was suddenly colder than he should have been.

"Lets see your masterpiece then, sir. Have at it." Richie had all but flown across the room into Mikes space.

The two play wrested while Bev rolled her eyes, "Okay, who wants what? We have a pretty good selection of drinks and an even better selection of weed."

She lead them to the kitchen, which was only three steps to the left, and Eddie eyed the fridge as she opened it. It was covered in polaroids and drawings that looked vaguely familiar. There was a picture that was sketched to look like a side profile of Bev's face, Eddie saw the messy signature in the bottom corner, it was Bill's. He grinned and she shut the fridge, holding some beers and a bottle of tequila.

"Still your favorite, Stan?" Stan let out a laugh, "As long as you have lime and salt."

Bev winked, "You just so happened to name two out of the three foods Richie and I own."

She reached up to get some shot glasses from the top shelf and the collar of her oversized tee fell off of her shoulder. Eddie noticed she had a mark that matched Richie's.

"Eddie, you want a shot, or should I just roll for you?" Eddie looked at her collar bone and back to Richie, who Mike had thrown over his shoulder. He then looked back at Stan and Bill, who were absolutely standing purposely close enough to touch.

He had a feeling he was going to need a little help to get through this week without Ben, "You can pour me one too. I think I'll see what it feels like to get cross faded."

He heard a cheer from across the room, as Bill clapped him on the bak and Stan looked confused.

Richie and Mike gathered around the counter as well and the six of them licked the salt off of their hands before downing the shot and biting into their own wedges of lime.

Collectively they all let out some sort of a cheer, although Richies sounded more like a laugh. Eddie took it all in, feeling slightly uncomfortable and contented, all the same.

And so, the longest night of Eddie's life kicked off with a bang.

@fuckuris @dewdropseddie @richietoaster @sad-synth

#reddie #reddie fanfic #reddie au #it fanfic #it 2017 #eddie kaspbrak #richie tozier #bill denbrough #stanley uris #beverly marsh #mike hanlon #ben hanscom #stenbrough #itw #katie writes

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semi-friendly-emo · 7 years ago

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All About My Surgery

So I have been referencing my surgery quite often and felt like I should explain everything there is to say about it (human osteology which is forensic which is academic!).

Starting this from the beginning: All my life I have felt pain in my knees whenever I did any physical activity. I noticed that I was pigeon toed (my feet pointed inward not straight) which eventually provoked bullying but thats not relevant here. This started to prevent me from everything and gym class was tough. I couldn't run or kick a ball and always failed my mile run tests. Then I became aware of the fact I was standing “like a mermaid”. Most people stand toes to north and heel to south. Well for me, I stood feet crossed toes pointing west and east with heels touching. At the doctors, we always expressed concerns but they never did anything about it. Fast forward to last year. I went to a doctor about foot pains and that started this huge chain reaction. He told me I am flat footed but the pain is from my knee. So he sent me to a knee doctor who said my knees were problematic but the root of the issue is my hip. So then I went to a hip doctor who was shocked at how intense the issue was. I was told a normal hip/leg rotation was 45 degrees....in my more severe leg, I had about 80-90 degree rotation. This is caused when the femur bone grows in a twisted position off-setting it within the hip. He suggested, and I quote, “massive surgery” which is called a Femoral Derotational Osteonomy. The surgery consists the following: cutting the femur in half, untwisting the bone, repositioning the two halves, using a plate and 3 screws to hold the two pieces together, drilling a hole in the hip bone to put a two pronged “?” shaped plate through the hole (one prong in one out and the ‘tail’ runs down the femur being the plate stated above), then stitching it up and calling it a day. The recovery was estimated 4-6 weeks as well as “limping”/”babying the leg for around 6 months after the surgery. While in the hospital following my surgery, I was given an epidural to decrease the pain. Side note on that: right before my surgery the previous patient 8y boy who had just finished the same surgery came out screaming and crying “JUST TAKE IT OFF” “I WANT TO GO TO SLEEP PLEASEEE” my surgeon came out right after and saw the horrified look on my face (20 years old) and goes “that wont happen to you...his epidural wont work and he woke up too soon so we couldnt properly manage the pain immediately. i hate when they cry i dont want to hurt anyone” so yea that happened but the kid finally relaxed long enough for the nurses to be able to give him the pain meds and he was perfectly fine after. I spent 3 days in the hospital and went home wheel chair bound because i physically could not put any weight on my leg. Now I had my surgery before Christmas so the fact of having to always be moving was horrifying but I was able to manage. At 1 week post op, I was using a walker instead of the wheel chair to move. At 2-3 weeks post op, I was able to get upstairs and stand long enough to cook for myself as well as ditching the walker for crutches. At 4 weeks post op, I was on one crutch and back on campus for move in and made 3 trips to my car then to my dorm then put my car cross campus in the parking garage and hobbling all the way back. Today at 7 weeks and 2 days (2/8/2018), I am walking with no crutch minimal limping (my sister told me ‘Doesnt even look like you had surgery anymore you are fine’) discussed when to stop the physical therapy and minimal pain in that leg. I still have a decent amount of pain because I over work myself but thats why I am where I am. Personal note: I lost everyone close to me during this surgery which hurt the healing factor. I ended a toxic relationship mid recovery because he couldnt understand why I wanted no part in being sexual and that recovery took priority. My best friend has become a stranger to me over the fact that I am in a bad place mentally right now. My roommates have always been distant. My hedgehog developed WHS and is slowly dying at home while I am on campus asking about him daily. I can post more if anyone has more interest on this operation.

#surgery #recovery #post op #the road so far #femur #hip bone #femoral anteversion #anteversion #derotational osteonomy #femur surgery #hip surgery #physical therapy #storytime

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spookyenemyperson-blog · 6 years ago

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"omaha nebraska insurance

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Low Income Health Insurance in Alaska?

I have been asked to find low income health insurance for my parents who live in Alaska. I don't even know where to start. Does anyone know where I might be able to get any information?

I need insurance for my motorcycle thats cheap?

Term Life Insurances-Unknown policy?

Could anyone, e.g my ex-wife, open an insurance policy for me and make herself the beneficiary without me knowing. If that can be done how can I confirm that there is such a policy?""

Best insurance for car sharers?

I want to share a car with my friend, its her car and we will share tax and maintenance but the big problem is insurance. In the worst case scenario of my having an accident I don't want to jeopardise her no claims discount I ideally would also like to build up my own no claims if possible. Can we do this on the same policy? Does anyone have any ideas about the best type of policy to get? I thought I could just get my own separate insurance but apparently it is illegal to have two policies on one car. I am confused and I dont want to end up getting into a tricky situation down the line with a friend if we havent thought it through properly, any ideas?""

Cheapest insurance for young driver (UK)?

Whats the cheapest companys for somone who has just passed? one of my mates say co-ops deal for young drivers, another one of my mates says a guy at college says you can get insured with the farmers union even if your not a farmer and get it cheap, is this true? also, any other companies?""

Will you encourage health insurance to be sold across state lines?

I can buy car insurance anywhere but not health insurance. Why? If competition brings down prices then selling health insurance across state lines should bring prices down. I have not heard any candidate mention this.

I got a speeding ticket and the car has insurance but i do not.?

I got a speeding ticket in California. I was doing 65 in a 50 zone and was wondering how much the ticket would cost. Also, the car i drove has insurance under my sister and mom's name but i do not have insurance, but he did not write me up for not having insurance. How does this work? Will my license be suspended and will i have to pay another fine?""

How to get cheap insurance for bike?

I'm 24 and trying to find cheap insurance for bike 125cc in Ireland. Can somebody help me please. I'm girl and having provisional driving licence. Thank you.

Car insurance for 19 year old....?

whats the best car insurance how much would it be for me being a 19 year old, just got passed my driving test first time driver lives in L.A. what are the best car insurance companies out there for me""

How much would insurance for a motorcycle cost for a 17 year old?

How much approximately for a 17 yr old with a 250 ninja? what about a 600cc bike? I do not have my drivers license yet, only my permit and I would get a learners permit on my bike. How much do you think it will cost?""

When should I apply for car insurance?

I've been a named driver on my boyfriends policy with the car being in his name for the past couple of years. Now he has a company car and I need the previous car to be insured in business class for my work, we've sent away the forms to the DVLA so I will be the registered owner. But I'm wondering, whether now it means our previous insurance covers the car which i'm still driving daily or not, so should I apply for my own insurance now for when the documents come back or wait until after I recieve the documents!? I'd hate the thought of being pulled over and getting points on my licence for not getting this change over correct! Thanks for any help!""

Auto insurance 3.0 gpa highschool student?

I got my licenses a almost half a year back and my mom told me she'll get me insurance if i bring my grades up or wait until i turn 18... She told me to get a 3.0 gpa+ and the ...show more

Where can i find cheap car insurance?

""Where to get the cheapest car insurance for new driver, and which combinations of options, to get it lower?""

I am 17 and lice in Hartlepool in England and I have got a 1.2 mk2 3 door Fiat Punto. And i need insurance, apparently Adrian Flux is cheep for young drivers, but just over a month ago i was quoted 1800, and now that i need it i am being quoted 2600, y? I was also surprised when i found out that my car is a group 4 insurance, with it being a little 60bhp 1.2 compared to my mates 130bhp car being a group 5. I cannot go on my mams insurance either as she can only drive an automatic. So I considered selling my Punto and try getting an automatic to go on my mams insurance as she has over 10 year no claims, but her 200 insurance went up to 2500. I guss alot of the price being because of where we live, there was multistory flats, in a big estate, and was a bad area, but now they have been knocked down and is now a new modern housing area. Is there anywhere I can contact, to come prove it is a nice area now? Thanks""

Insurance question (rates)?

if i get into a fender bender in a van for work will it make my insurance rate go up? the cops didnt get my insurance, only my bosses""

Has you health insurance premium cost gone up or down?

Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, Gov. Andrew M. Cuomo announced on Wednesday. State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York. Beginning in October, individuals in New York City who now pay $1,000 a month or more for coverage will be able to shop for health insurance for as little as $308 monthly. With federal subsidies, the cost will be even lower. Supporters of the new health care law, the Affordable Care Act, credited the drop in rates to the online purchasing exchanges the law created, which they say are spurring competition among insurers that are anticipating an influx of new customers. The law requires that an exchange be started in every state.""

Car insurance help!!?

ok, im trying to get the cheapest insurance possible. i am 18, i have over a 3.5 in high school, i took drivers ed, and i have never had any problems with the law. oh and if it matters i live in oregon so which car insurance company will be the least expensive?""

How do I choose the right car insurance?

I just bought my first car and I need to find a good and cheap car insurance.

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Another car insurance Question.?

In the UK if you buy a car, it HAS to be insured, but at the moment for someone young to insure a car, i looked on a comparing site, i put myself as a main driver for a 1.2 litre fiesta and it was well past 4K, and insurance companies know they can charge that amount because without insurance it is illegal to drive. If i put myself on 3rd party insurance it either drops by less than 100 or goes up, ive read about this and apparently insurance companies think that if you get 3rd party insurance, you care less for your car so therefore they charge more. Now in the US things are alot better, if you pay car tax you automatically get 3rd party insurance, this is a great idea and i wouldn't mind knowing why they don't introduce it here in the UK, if not, surely the government or somebody will confront the insurance companies so that they can lower premiums, right?""

How much will liability insurance cost ?

I am 17 and i have had my license since march of this year and i wanted to know how much will liability insurance cost me?

How much would insurance on a 1990 dodge neon ?

I think it might be my first car , && I have to pay for insurance .""

Do I need to pay insurance if I get my G1 license?

btw im 16...living in Ontario

Is my pregnancy covered under my mother's insurance?

I just got married this past year and just found out that I am pregnant. My husband and I are freaking out because I am still under my mother's insurance. I am only 24 and supposed to be covered until I am 26. I am also a student. So question is: Is my pregnancy covered under my mother's insurance? If I am covered then for how long? till the baby gets here? Is the baby covered? If I am not covered then how can I get covered?

Why is the health care bill being compared to car insurance?

No one is forced to drive, but we are forced to buy health insurance?""

""Can I get a refund of life insurance premiums I paid? I set up a $100,000.00 life insurance policy?

August 2009. Monthly premiums were deducted automatically from my checking account. recently I had to change my checking account number because someone got access to my banking info. and made unauthorized deductions. This in turn caused my monthly insurance premiums from getting paid. The insurance Co. requested a substantial fee to reinstate my policy I cannot afford this fee can I get a refund of premiums paid and cancell the policy?

""With car insurance, its it cheaper to buy an older car (2004 make etc), than a newer car (2007 make etc)?""

With car insurance, its it cheaper to buy an older car (2004 make etc), than a newer car (2007 make etc)?""

Can I still be on my parent's car insurance if I move to another state?

I've lived in KY all my life and I'm moving to OK. My parents pay my car insurance and all 3 cars are under the same company, etc. Can I still be on under their insurance if I move out of state? I plan on changing my plates, tags, registration, etc to OK. Can I change all that stuff to OK but still be on my parent's insurance who live in KY? Also, do I have to get my title in my name (it's in my dad's name) if I'm moving?""

How much is an MRI without insurance?

How much is an MRI without: insurance, for the left leg, & in NY.""

Has anyone purchased car insurance online?

I want to purchase geico online but would like some input on any experiences with online auto insurance policies?

Car insurance WITHOUT a bank account?

does anyone know where/what car insurance i can get as i can not have a bank acount or debit/credit card. can only pay with cash by monthly installments

Car insurance question?

I live in indiana and my friend lives in texas. He has car loan for a car but is going to let me just take over the payments. The loan will still be in his name but I will be paying for it. Can I get the car insurance under my name??

Proof of insurance question?

The transmission went out of my car. A friend who does auto repair told me it would cost approx $1200 to fix. So I decided to scrap the car & get another. I cancelled insurance on old one & bought another 1 1/2 months later. The car was not driveable. Now I have to prove why I didn't have ins on the car and still had plates registered to it. I called & wrote a letter to the state and they said to send an estimate from an ASE cert. mechanic or tow bill or pictures. I don't have a tow bill. I didn't get out of the driveway. I don't need an ASE mechanic to tell me what is wrong w/the car and picutres of a transmission are stupid. I have received a written est from the guy and have statements from neighbors saying the car was not running. What more can I do?????? I don't want my license suspended.

Renters' insurance...yes or no?

I recently moved into an apartment and am contemplating renters' insurance. I have a few questions before deciding on whether to purchase a policy or not. First, is it worth it? The idea seems similar to buying an extended protection plan for a product; yes, the protection plan is cheap, but what are the odds that the product will actually break during the 1-year timeframe? Every item in which I have ever purchased an extended protection plan (TVs, computers, furniture, appliances) has never malfunctioned/broken. Basically, I paid that money to cover myself in the event of something happening, but nothing ever did happen to any of those items. I would say that I've thrown away approximately $1000 over the years on various protection plans. Second, when I am assessing my personal property value, should I overestimate the actual value of my belongings, or provide a more accurate estimate? Do insurance companies require any visual proof of items you own? I know there are more pros than cons to renters' insurance, but I wanted everyone's opinions on whether renters' insurance is a good buy. Thanks.""

How much would the insurance be?

Hey all! I'm a first time driver, 18 years old and am going to buy my new car in a month's time. I'm also aware that the insurance takes a big bite out of my budget too. I have a 10,000 budget ($15,840) and I want to buy something like a Chevrolet Camaro V6 3.4 or 3.6, a Cadillac CTS 3.6 V6 or some Sort of toyota mr-s, or something similar. about how much would the insurance be for these particular cars? I also live in London.""

How to buy car insurance?

im goin to buy a used car this week. this is my first time to buy the car.but i dont have a car insurance. do i have to buy the insurance before buy the car or after buy the car. if after buy car can i drive the car without insurance?

When is car insurance invalid?

Is car insurance invalid if a car is neither taxed nor Sorned? I forgot to tax my car - is my insurance invalid until I renew it?

How will I get medical insurance now?

I am 20 years old, sophomore college student at CSUEB. My father just got fired from his job of 7 years due to minor, policy reason. Anyway, because i'm a full time student, I have basically no time to work. I WAS part of my father's health insurance benefits and now, it's gone. So in case I get sick from now on, I won't get admitted into a doctor by just paying the $20 copay visit...instead, i'd have to pay the whole no-insurance amount... I do have temporary insurance at my college but I DON'T like at school..i live about 20-30 mins away. So, in case I get severely sick (worse than fever or cold), I won't get treated until I get enough money to pay for hospital/clinic bills. Anyone know a solution?""

Can my father insure my car under his name?

I'm planing on financing a car and my father will Co sign. Can he put the car under his insurance I am only 18 years old so insurance just under my name is extremely expensive or is there a way he can be a Co owner of the vehicle if so how ?

If I wanna get car insurance in PA do I have to get my license there?

I want to save money by getting my car insurance in Pennsylvania do I have to get my license there as well or does it not matter. Also how do insurance companies verified the address you provided is your actual address.

I recently moved to Brooklyn and I need to find affordable car insurance for my car. Any suggestions?

I know car insurance in NY is not less expensive in general, but any suggestions would help.""

How much is the car insurance here in london? im 18 years old holding a provisional driving license?

TRADE INSURANCE..................?

is it safe to buy an insurance for a trade insurance owner as if he then puts your name in his policy and drive your own car for social purposes?

Cheapest car insurance?

I'm 17 and have only had my lisence a week. I need the cheapest car isnurance I can get with minimal coverage, I have a 98 Mitsubishi eclipse. Any ideas?""

omaha nebraska insurance

""Help! Advice best cars under 1,000 best to get for a 40year 1st time driver for cheap car insurance?""

Please help I am pulling my hair out ..... My boyfriend is 40 and has had his licence for just under a year. Fingers crossed we will soon be in a position to buy ourselves a cheap car fr say under 1,000 I am looking at quotes for like 2,000 up wards. What are the best cheap cars to get for low insurance ?? Where is the best place to get quotes from??? direct, internet?? Please help""

""I just got my license, can I drive my mom's car before calling insurance?""

I got my license on Friday and was wondering if I would be able to drive my mom's car tomorrow (Monday)? Our insurance company (Country) won't be open until Tuesday, so I won't be able to update our policy until then. Is this legal? :/ Thanks!""

How can I convince my dad that leasing a cheap car would be a good decision given my circumstances?

Ok. So I'm about to be 18 and have about $1,400 saved up towards a car, should be getting a few hundred more after graduation and from a few other things, so I expect to have around $2,000 in the summer. This is what I was planning on spending on a down payment on a cheap used car. For the monthly note and insurance, my parents said that they'll help at least some until I get a job. The thing is, it's seriously impossible to get a job in my town. I've been trying for a couple years and just nothing. Most other people I know - not just teenagers - are having the same problem. Because of this, my parents are worried that having to pay for so much and me pay for basically just the down payment would be too much on them. They're struggling very hard financially and haven't bought a car themselves in 13 years. So I was looking at some car websites the other day and noticed that some of them had really appealing lease deals. The ones that most caught my attention were $0 down, and then a monthly payment of around $200 or less per month for three years. What really interested me about that deal is the no down payment, because if there's no down payment and they pay for the monthly note, then that's the only thing they have to pay, at least for quite a while. That leaves me with around $2,000 still in pocket to spend over time on insurance, gas, various maintenance costs, etc., plus if there are too many hidden fees, etc. in the lease. (My dad got me an insurance quote and it was a lot lower than I expected btw, about $560/yr.) That seems so much better than having to start back at $0 after buying the car having paid all the rest on the down payment. I just don't wanna spend that much down because then I'm left with nothing, if I can't get a job then I have no way to pay for everything, again my parents don't think they can pay too much. If they only have to pay the monthly note, then I still have quite a while to get a job and start making money before that couple thousand runs out and if I do eventually get a job (hopefully it'll be easier in another city, but I need a car in order to move), I can even help them with the monthly payments or pay all of them. But all they can say is, Why lease a car when you can buy one, you'll just be stuck in the same spot in three years. But this is completely missing the point. The problem here is that if I spend everything down, then I have nothing left to maintain the car with, and therefore can't have a car at all. I have no steady source of income and can't make a steady source of income without a car. But if I can afford to maintain a car for at least several months with money I already had and can later get a job in a bigger city, I at least have some car, regardless of whether not I own it or it's the best and wisest financial decision in the long run. Once I have a car I can move to a bigger city and hopefully go to college and then get a better job, I'm sure I can get another car later. So basically, if I want a car now (which I need one in order to advance my life and go to college and such) the only possible way is if I lease instead of buy, unless I suddenly come into a bunch of money or can find a car for sale with no down payment. I need to just do whatever I have to do to have a car and get by at the moment, but my parents won't let me. They're so stuck in their stubborn ways that leasing cars is always a waste of money (I agree that it'a a waste of money, but again that's not the point here, the point is that I need a car) when in this situation it would work much better for me. But they refuse to let me.""

Car insurance for test drive?

Planning on buying a car soon and was thinking of buying a second hand one from a dealer rather than privately from a person. I read that when you buy a car from a dealer you are usually automatically insured to take the car for a test drive, however I was wondering does this just apply to brand new cars from car shops or do most second hand car dealers offer insurance for test drive as well?""

Looking for affordable health insurance in Arizona for my child ONLY?

Kidscare is no longer acccepting applicants and and SCHIP has been discontinued.....All the sites i go to that offer quotes are only for adults and the deductibles are outrageous.... ...show more

What can I do about car insurance from another state? PLEASE HELP!?

Okay basically here's the story. I'm 19, I live with my parents in Wisconsin but I'm trying to move back to Pennsylvania with my aunt and uncle. However I'm not in school at the moment. Apparently if I moved to PA, I'd have to pay 278 dollars more a month through Geico because I'd be living in a different state. I already have a job set up there and all so they could obviously see my paycheck is not from Wisconsin so I can't just lie or something lol. I really know nothing about insurance and how I can work this out without paying that much more. Can anyone help me with other options I could have?""

How much would it cost to insure a pontiac firebird?

Im turning 16 soon and will be getting a car I was wondering how much money it would cost to insure a 1997 Pontiac Firebird.

Insurance rates: What would you guesstimate for a 23yr old Male?

And I'm still in college, if that matters. Little credit history. Any response is helpful.""

For a 19 yr old what is the best and cheap insurance in los Angeles?

I live in los angeles and the car insurance companies wants me to pay 300.00 dollars every month and thats to much for me.

Do you know who offers the best insurance rates for BMWs?

We are trying to update our club policy for members.

Car Insurance rate increased when I moved????

I recently moved WITHIN the same county and my car insurance rates increased because of the move. Should it increase even though I am in the same county???? It's seriously like 5 miles from my old house....

Car provisional insurance?

Well i was wondering i bought a renault clio im on my provisional licence and quoted 900 pounds for a provisional insurance and 2000 for full licence if i payed 900 for a provisional would i then have to pay 1100 to get it to full insurance or the whole 2000 to get it to full insurance?

""Can I get my drivers license, not drive, then later on get insurance?""

I was just wondering if I'd be able to get a drivers license much before i get actual car insurance. Since i'm a high schooler, and my grades aren't too good, my parents don't want to buy insurance for me yet, however, It would work out great for me if I could get my license first, just so the 6 months until i can ride with buddies will end sooner. Please comment with whatever you know about this subject, much appreciated!""

Is landlord responsible for pool insurance?

We signed a lease that required us to take out insurance for $ 500,000 if we used the pool and planned on having guests use the pool also . They also wanted the insurance to cover themselves . When speaking to our insurer, USAA, they said our renters insurance , which included $100,000 liability, would cover us having anyone besides us use the pool or being on our property in general . The landlord was responsible for having insurance for the pool and the house to protect themselves and they told us we were not responsible for paying for insurance for the landlord . The property was in Norfolk VA . We just wanted to know if he landlord was trying to get us to pay for their share of insurance when it wasn't our responsibility and if we were right to have stuck with USAA advice .""

How much would a used VW beetle run me up? What about insurance?

I am going to be 17 this november and I'm working this summer to save up for a car, a beetle preferably. I'd like it in a pastel green or blue....convertible maybe :P I'd like it used because the new beetles are ugly. Stick shift is okay. How much would it cost me....if it was say, 10 years old or less AND used....convertible and non-convertable...and how much would insurance be in the state of NJ? I got an A on my written test in drivers ed so i think that might be a discount. Also, what is the gas mileage...on a stick and a no stick. Thanks! :)""

18 year old just trying to find health insurance...?

My mom retired last year and my parents decided that without the benefits, it was too expensive for me to be on their health insurance plan (it would have been ~$750 a month). I've been without insurance since August. I just turned 18 yesterday. I live in Connecticut and my parents are basically being lazy about it and not helping at all... even though I have an entire LIST of things I need to get checked out/surgery/medications, including wisdom teeth surgery (dental insurance, yay!!!!!) and I can't do ANY of it until I have insurance. I seriously have NO idea what to do and my parents procrastinate like crazy and I can't take being uninsured anymore. What do I do?!""

People who need affordable health or dental benefits?

I work as a health benefits specialist and we offer extremely affordable rates on health and dental plans. Anyone have any good ideas on where I can leave flyers or business cards of ...show more

What insurances will insure scooters?

I am planning on opening a scooter rental business very soon. I need to know how I can get these scooters insured. How much usually would it cost. Please let me knoe someone.. Thank You

CAR INSURANCE?????????????

when buying a car i know you have to have car insurance before you drive up but does that necessarliy means they want know you have it but do they let you drive off the lot first or do you give the dealership the insurance money!!!!!!??????????????/

Car insurance question?

The other week, my dumb *** relative backed into my parked car. Essentially, he could of saved himself two grand if he bothered to turn and look like he was supposed to. My question and PLEASE only answer with relative/helpful information: If I don't use a rental during the time my vehicle gets repaired, will it lower his costs with his provider? Or will it not matter? I only ask because, though an idiot, is still family (plus his parents are being ******* cause their kid can do no wrong if you know what I mean). So if not using the rental will help with his rates/etc. let me know.""

Insurance on Giving Birth?

Me and my husband don't have any insurance and we want to have a baby, what is the average monthly payment for insurance that will cover everything from the ultra violet sound to the monthly check-ups to the auctual giving birth in the hospital.""

Drivers insurance? Car insurance?

I'm 15, going on 16. When I do get my license, will my insurance be lower because I get really good grades?""

How much is motorcycle insurance for a 20 year old male with a clean driving record on a 2007 Harley Davidson 883?

I live in Chicago, have been driving a car for 3 years with a clean record. looking at a bike but I probably will not ride it until next season. (The deal is to good to pass up and i ...show more""

What is cheaper in car insurance...?

An old fiat punto or a new fiat punto

How do I get health insurance at 19 years old?

Hi I am a 19 year old college full time female student and I cannot be covered on my mom's health insurance because she is on disability. I don't have the money to just go to a hospital or even the money for gas to go to the free clinics which are 20 miles away or so. My fiance and I are needing health insurance but every time we apply we get turned down. Can anyone help us by telling me some answers?

omaha nebraska insurance

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Granada Colorado Cheap car insurance quotes zip 81041

"Granada Colorado Cheap car insurance quotes zip 81041

Granada Colorado Cheap car insurance quotes zip 81041

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr

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i started my construction business and im looking for some good insurance, and im not too sure whats the difference between a regular construction business insurance and bonded insurance? any suggestions?""

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hey im looking at getting a ninja 250r for a first bike. i choose a 250 because it is cheap, cheap to keep up, i could work on almost every job myself, it wont do a wheelie at 90 and kill me, gets 65 mpg highway, and is still as quick as a z28 0-60. what would the insurance be on a little 250 for an almost 18 year old with a perfect driving record, and almost all major discounts ( good student...etc)? i know you cant say for sure but would it be a doable amount since it is just a 250, or is it going way too much cuz im a teen?""

I had some questions about car insurance and things of that nature?

Im am 17 and about to get my car at 18 it is gonna be my first car and i have never been in an accident before how much will insurance cost and how does it work is it more if its under me instead of an adult. and another off topic question.. i have a laptop but i dont know what the light where it tells if the power is on is called u know the three lights because my brother punched that area and it broke as in the lights dont turn on anymore?

How far in advance can you buy your car insurance?

I'm trying to avoid the increase that's happening in December but my premium runs out 2 weeks after the increase

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I am 36 years old, and am purchasing a 2005 suzuki boulevard m50 (800cc's). I am a new rider. I live near Pittsburgh, PA. how much, approximately, will insurance on this bike cost me?""

I have a question about insurance..who is the most well known insurance in canada...and give a great benifit?

i have a question about insurance..who is the most well known insurance in canada...and give a great benifit?

Car insurance for young drivers?

hi, im turning seventeen this year and im thinking of getting a car so i can get a job to support my family and my girlfriend i was wondering how much it would cost me to insure a 1999 ford fiesta as my first car, i just need a rough idea so i know how much im looking at thanks in advance""

About health insurance?

My job health insurance is to high, I need affordable insurance do anyone one how I can go by getting it""

What are the consequences of switching to cheaper car insurance company? As in what would you lose out on?

How can I get cheaper motorbike insurance?

I know postcode makes it cheaper/dearer, but can anyone Please tell me what else puts the price up? Thanks""

How much would auto insurance be for a 16 year old?

When i'm 14 in a year I would like to get a summer job, and store half of my paycheck in the bank because I want to save up for a car when im older and I get my lisence. I want to know how much insurance would probably be for lets say... a Mitsubishi Eclipse (1990s-2004) or a Nissan 200sx.""

Has anyone moved to pennsylvania from new jersey?

i was considering moving to pennsylvania because I've heard the cost of living is a little less expensive than what it is in NJ.And I see alot of people are living in PA that commute to work in NJ/NY so there must be some reason people would be willing to make such a long commute just to live in PA.I live in Northern NJ somewhat close to Newark with my parents and i wana move out but cant afford the rent in NJ.I need some advice and opinions on whether moving will be better or will I be better off staying in NJ.Ive been considering also Washington DC, Maryland,Virginia. Can anyone tell me what towns in PA are cheapest to live, is car insurance cheaper than NJ etc. things like that.Thanx in Advance. O yea and if i wanted to keep my job and commute how far is the drive from nj to pa.i work close to NY""

""Car insurance for young male drivers, its cheaper to drive without it and pay the fines!?""

I really dont get it, car insurance on a 2000 plate 1litre yaris is over 10,000 - YES 10K! I do live in manchester, which is the most costly post code to get insured in but 10k is just a joke for a 18year old. Ive done it all correct too putting 1000 annual milage e.t.c So ive read online about how much people are fined when they are found driving without insurance and its about 200 on average. I know it can go upto 5000 but thats still cheaper than shelling out for insurance and your chances of getting caught arnt really high the way i would do it. Get a car, insure my dad on the car so it doesnt flag up on the police cameras when you drive past, drive to and from work only, and say the car is parked at work (nice postcode to get insurance cheaper) over night. which i can say it is my brother takes it on his night shift there. And if i do get caught i will say i took it without owners concent. TWOC the police call it. I just cant get it into my head at why the government dont do anything about insurance it kind of pushes people into breaking the law. And i would use public transport IF it didnt take me 4hours to get to and from work a day! ""

""New Car, Driver's Test, Proof of Insurance?""

My Dad bought me a car about three days ago and the dealership said they will insure the car for 14 days while my dad gets insurance through his company. I might take my driver's test tomorrow and I want to use this car for it. If I show the dmv the insurance papers the dealership gave me, will that count as proof of insurance for my road test? Thank you.""

What do you pay for auto insurance?

Do you consider it reasonable or not? thanks for answering. Please let me know where you are from. just looking at the statewide quotes.

How will I get medical insurance now?

How does a turbo affect auto insurance?

I don't mean the rates. I mean if I totaled my car, and let's say it's a newer car worth 15000$, the turbo was 3000$, and they wrote it off. Would they decrease the value for mods, increase it, or give me the same value?""

Where can I find reasonably priced car insurance for a 17 male?

I am 16 years old, soon to be 17 and am looking for a reasonable car insurance quote. I am aware that being male and 17 both work against me in this situation, however the best quote I have found so far was with eCar at gocompare.com for 2340. I am thinking of getting a cheap 1996 Vauxhall Corsa as this has been the cheapest to insure when comparing quotes. I have tried Directline, gocompare, comparethemarket, moneysupermarket, tesco compare, insurance.co.uk, confused.com, uswitch.com, and beatthatquote.com. I really need something lower than what I have found so far, if you have any suggestions they would be greately appreciated. Thankyou.""

What is the best and cheap health insurance?

I came form a different country so i dont have any insurance when i came to california. What is the best that i dont have to pay anything when emergency and cheap like $30 per month.

Does anyone know an insurance company that will insure expensive cell phones?

AT&T will not insure its own cell phone if it costs too much money. (phones like the Iphone, Tilt, and Duo, among several others) Any phone above $300 dollars before contract and ...show more""

""What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?""

What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?""

Good insurance companies for renters insurance in Florida?

I live near Jacksonville in Florida where State Farm does not provide renter's insurance. 1. What companies are good for renter's insurance in Florida? I will need coverage for Hurricanes also since I am in Florida. Geico gave me a rate of 131/year or about 11$ per month with a deductible of 100$. 2. Should I take an inventory of all my personal valuable items(bed, computer, chair/table), send copy of receipts/photos to the insurance company for their records as evidence that I have N items whose total value is M$ before I buy renters insurance from them or I should take an inventory and keep it in a safe place for my records in case i have to submit any claims later on? 3. By replacement cost coverage used in insurance policy ,does it mean if a laptop purchased worth 900 before five years had a config of 1.7GHz, 4GB RAM, 500GB disk and a claim is filed now(five years after its purchase) with a purchase receipt of a laptop for the same/similar config(but, whose cost would be 650 as tech products come down in price typically after five years and more so for an outdated config/model), that will be honored? Or, I could get any laptop worth 900(cost of original laptop) today and claim reimbursement for it from the insurance company? I am guessing it is the first scenario, but can someone please clarify? 4. Since my total assets are less than 5K and I don't have a car, is choosing a low deductible of 100$ a good idea? Or, I should hike to bring my premium down? 5. For items, like clothes, utensils I don't have any receipt since they are old(more than three years). Will that be OK in case I have to file a claim? The clothes are mainly 15-20$ pant/shirts I got from Walmart. Thanks""

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Insurance on a vehicle that's registered but not running?

I have a 2000 Jeep Grand Cherokee Limited that's been at the garage for about 5 months now (ridiculous, I know). It is the only vehicle on my insurance policy and my insurance ...show more""

How much will my auto insurance go up after a at fault accident?

I has a at fault auto accident in California. My insurance policy is not up until July. They will not tell me how much it will go up until 30 before my policy expires. I am 19 (got my license at 18) and have no other tickets or violations. I currently pay $57 month. Should I be expecting a drastic increase?

Auto insurance history question!?

I'm trying to get auto insurance for the second 6-month period of having my car. I don't get the question in applications for auto insurance (or getting a quote): Have you had auto insurance for the past 3 years without break or lapse in coverage? Well I have my first car for almost 6 months (fully insured), so I check no . but then it gives me two options: how long were you without coverage: a) more than one month / never had insurance b) less than one month I guess this question is trying to find out if I had a break in coverage. There isn't any break in my car insurance but I only have 6 month history! Is it OK if I say yes to the first question (Have you had auto insurance for the past 3 years without break or lapse in coverage) ? Thanks in advance""

Car insurance question?

I got an insurance question. I let my fiance, who is not insured by my insurance company drive my car. I was in the car with him. He was intoxicated and hit 9 parked cars causing minor damage to all of them. Will my insurance company have to pay for the damage?""

Around how much would car insurance be if im under 21?

Like if i go under my parents insurance, how much more would it be? Thanks :)""

What kind of insurance do I need?

I provide training workshops for colleges and the school I am currently doing work for asked me to send them a certificate of insurance. They said, they need this in order to process a purchase order. What kind of insurance do I need? I've never had to do this before? Is it general liability insurance? And generally, how much does it cost?""

I recently moved to Brooklyn and I need to find affordable car insurance for my car. Any suggestions?

I know car insurance in NY is not less expensive in general, but any suggestions would help.""

Which is the type of insurance to avoid?

Which is the type of insurance to avoid? A- mortgage insurance B- identity theft insurance C- disability insurance Why?

Insurance on 2010 Camaro?

what could i expect to pay in insurance for the 2010 Camaro?

Insurance in college?

My mom tells me that you have to go to college directly after high school in order to stay on your parents' insurance plan or you get taken off and have to work full-time to get insurance. However, my question is if you get a job after high school and get insurance for yourself and then decide to go back to school a year later can you get back on their plan.""

Would my father's insurance go up if...?

If I were to buy a car under my name and insure it under my name, would my dad's insurance rates rise because I live at the same address?""

When you do not have car insurance in California then ONLY IF YOU GET CAUGHT?

by someone it's a problem right, or is it a problem as soon as your car insurance stops for example, only if someone who does not have car insurance gets into an accident then everyone is wondering about it right, or if you had car insurance and could not afford the bills anymore do they tell DMV and then you're in trouble immediately""

Where can I get affordable car insurance?

I am a female driver who has had a full licence for over 20 years, but I do not have any No Claims and I have 9 points on my licence. The points are for no insurance and having a defective tyre, nothing which reflects badly on my driving. Does anyone know of an insurance company that will not use this to increase the cost to an unaffordable amount.""

""Is a classic muscle car a good choice for daily driver, such as a chevelle?

I love old muscle cars i have always wanted one forever. I would like a 68-72 chevelle. is the a reachable goal? I have 12-16 thousand dollars to spend. I would like a chevelle. If you own one could you plaese tell me how great they are or how often they break down and how much is needed to keep them a daily driver? if this idea of driving a classic muscle car is not possible what type of car would satisfy my love for classic muscle? if i did get a chevelle is it worth buying a true ss or should i get a cloned ss because they are cheaper? 4 speed or automatic? and how high would the insurance be for an 18 year old in new jersey driving a chevelle. please put in your comment if you have or had a chevelle so i can see who has had actual experince with one of these treasures. Thank You

How hard is it for police to verify that you REALLY do have car insurance?

With all the different companies that offer insurance, how would a police officer know if if the insurance card is a fake or not or if the policy number is real during a traffic stop?""

What vehicles have the lowest insurance rates for teenage drivers.?

What is the penalty for driving with no insurance?

Insurance companies trying to get money?

So, my little brother was born early and has delayed learning. He can to everything right. His speaking is a little slow but it's getting there and has come a LONG way by the help of many people that we know personally, and in physical/occupational therapy. Now, the insurance companies are saying that they will not pay even though he is fully qualified. We have many letters from his teachers. How often does this happen? It's not been the first time. :(""

Can I be put on my parent's insurance for a separate car?

I need to get insurance on my car so that I can drive it without risking anything. My parents use Allstate, so I went to their website to see about how much it would be to get insurance. I found a nice monthly payment of $108, but the down payment was over $500! I drive a crappy old car that I payed for less than that. Can my parents add another car with the insurance in my name, put me under their policy for a different car, etc. at a lower price than that? I wish it were so much easier for things. All I care for is liability, so would it be possible to just piggyback off their policy?""

Do i need insurance to clean a church?

do i need insurance to clean a church?

Auto insurance and Car payments?

I am looking to buy a 4x4 truck or mini suv of some sort ranging from $3000 to $7000. I know this is a hard thing to answer but if anyone can give me some tips and rough estimates that would be great! Im 19 years old, I have 3 credit cards all payed on time and a cellphone contract. I have a 600 something credit score and I am wondering how much a car payment would be without a co-signer? Also what is up with insurance companies? They want to charge me $300 to $400 dollars a month on any car year make or model monthly without even checking my back round...Is there some place where I can get cheaper rates? I cant afford that crap. Any help is appreciated, thanks!""

Health insurance for foreigners?

I am from India & I would like to know about the health insurance options for indians working in Malaysia. My husband is working but I am a housewife. His company takes care of his insurance. We are trying for a baby and I would like to know about the health insurance options for foreigners in Malaysia.

Car insurance for 17 year old?

my son will be driving my car for a couple times, so do i have to put him as a name under my insurance? and if i get him a car in a few months what is a reliable insurance company that is affordable?""

Do insurance companies look into your driving record?

When getting an auto insurance quote they ask if you have any major violations. Do they only know if u tell them, or will they eventually find out of u lie?""

Changing Insurance Carriers (auto)??

Hi! I've been insured with a well known company for 8-9 years. I have a clean driving record, and need to cut some costs. The gecko got to me! I recently got some new quotes, which are cheaper than my present carrier. I called my company and they will not lower their rate, so I'm thinking about changing to another company. Is there any loyalty factor at all, or should I just go ahead and change carriers? I was careful to be sure that the bids I got were for policies that exactly match what I have now...but I'm afraid of starting new, I guess. And, is there anything else I need to be concerned about? What do you think?""

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How much does business car insurance cost?

Has anybody had Northern Neck Home owners or car Insurance are they good ?

Im thinking about changing insurance and they gave me real good quotes but i have never heard of them

Car insurance and registration question?

Hi, I'm going to get my car registered today. I was wondering if when I go to get the proof of insurance if it will cost anything today for that? It will be 177 a month for insurance, and 303 for the license plate and registration and all that. But I wasn't sure if you get any charges right then and there for insurance?? Thanks. I also live in MA and I'm going with commerce if that helps.""

Which auto insurance companies use Equifax?

My credit score is highest on Equifax. Does anyone know which auto insurance companies use Equifax to provide quotes?

Car accident insurance help needed?

My partner was involved in a car accident the other day, the young lad got out of his car and said that he'd rather pay for the damage in cash rather than go through his ...show more""

How long does it take to get your auto insurance back after policy been cancled?

Cheap health insurance that will cover dental?

I need some help. I can no longer work at one of my jobs and my new job wont provide insurance since it is part-time I need help and scared that i cant afford anything. i already cant afford student loans. is there any cheap insurance packages i can get in ct?

If a 16 yr old totals her new kind of expensive car how much will insurance go up?

what if the car was already paid off would that matter

Motorcycle insurance for a 16 year old?

Hey guys im only 14 but out of curiosity I would love to know about how much a month insurance would be part time on a motorcycle for a 16 year old or 18 year old. Im looking at a yamaha r6. So give me some guesses or if you know for sure thats even better. Thanks

""I don't have car insurance, is it illegal to drive someone else's cars which has car insurance?""

My dad lets my use his car which has car insurance, i just want to know if its illegal to drive without insurance in california because i don't have insurance.""

Why has the affordable health care act accelerated the rise in health insurance rates?

When does the affordable part start?

Motorcycle insurance on a 2008 crf230l?

(around) How much would motorcycle insurance be for a 16 year old on a Honda crf230l?....thanks

Buying used car. What do I do for insurance?

I'm buying a new car today and I was wondering if I could drive it home (~2miles) without insurance. If not, what do I do? Thanks""

Why insurance agent do not market term insurance?

I am working in an IT company & agent comes to our company for marketing ULIPs. By reading various articals on ULIPs, I now understand the charges & I wonder how these agents hide the charge story partially or completely. Some of my teammates blindly sign on the policy parers & get trapped in the ULIP trap. I asked all agents for Term Insurance & most of them clearly refuse that they only sell ULIPs.I want to know that why Agents & insurance companies have a single point agenda of selling ULIPs & not market term insurance.""

Cheapest car insurance for 20 year old females?

im a new driver, 20, and female. i need car insurance! which would be the cheapest? i already looked at geico and esurance quotes, its $250 a month....""

What size alloy wheels will change the insurance of a car? (read details)?

right i've been looking at cars to buy for ages now and as I'm a seventeen year old boy insurance is ridiculous as it is. Finding cars that i can afford to buy and insure is hard. I have found a few 'perfect' cars, however a couple of them have alloy wheels instead of the standard manufacture ones. I will quote my insurance website so you can help me out: Replacement of factory fitted wheels with Alloys of the same size this doesn't alter my insurance quote one bit. Replacement of factory fitted wheels with wheels / tyres of a non standard size or specification This means i cannot get insured at all; they won't have me with them. So my question is, if a 1998 Peugeot 306 has 16 inch white wolfrace alloys, does this mean i can't get insured or not? This might be a stupid question, just want to get it right, thanks for you time, means a lot Alex.""

Learner's Permit and Car Insurance?

If I didn't live with my parents, had my learner permit and had my own car, would I be able to drive it if in the presence of a licensed insured driver? Like say my friend came over and I drove him in my car, would his insurance cover me?""

""Young car insurance, where and how?""

Just passed me test and looked at insurance and wwwwoooowwww!!!! 3000 around the value of the car any way, so insurance quotes expect young people to write there car off twice at 8000 crazy i mean i understand that there are some bad young overconfident drivers basicly this is for and auto 1.2 nisan micra fully comp on my mums insurance. Im a guy and 18 in may so what is the way around this. I don't really want a car but for me i feel its necessary because i'm not a confident driver so need to keep it going. so do i buy a bangger(If so whats a good model) or go on my mums car. UK thanks guys any help appreciated""

Car Insurance and good grades ?

I hate All state as insurance. I am in college, how high does my GPA have to be and also how much do they lower insurance for having good grades?""

Can my mom have two cars under her name?(insurance)?

I am turning 16 soon and i would like to purchase or lease my own car.. Of course i will pay half of the insurance and as much of the lease price as i can... However, before i do anything... I would like to check a few things.. Is it possible for my mother to have two cars under her name/insurance while I am also registered in her insurance? Like me being registered under my mothers insurance because if i make my own insurance the cost is very expensive.... I tried calculating how much it would cost if my mom had a car under her and another car under my name (inside the same insurance) and it was around 800-900 dollars per month.... *This is ontario..* so is it possible to have two cars under my moms name and none under mine? and will it be expensive as me having a car under my name and the same for the other car under my moms name? thanks!""

Which insurance company is best ?

im 15 going on 16 and i need car insurance im getting either geico which is my mom's insurance or farmer's which is my dad's my mom had farmers but farmers is too expensive the car i will be driving is a 2000 Nissan Sentra SE (automatic) http://www.edmunds.com/flipper/do/MediaNav/styleId=9585/firstNav=Gallery it looks exactly like the red one except its green and it has brown leather seats and a new radio system :]] its my brothers old car he hardly uses it since he has a brand new 2008 Nissan Altima so my Sentra is free :]] my dad will probably pay for my car stuff .or they will split it . i live in a city around the houston area . p.s can you give me your guess of how much i will be paying a month for insurance or perhaps every 6 months ? and which insurance company should i get ? p.s idk if this helps but my mom drives a 2004 Infiniti G35 Sedan and my dad drives a 2001 Jaguar XJ8 .

Wondering about maternity insurance?

okay I dont have maternity insurance. My insurance will only cover me if I have complications. Is this what most people have? or do you have an insurance that covers maternity? I am asking because we are trying to have a child and I am losing my mond trying to find a good insurance co. What and whom do you recommend and why? and say I got the insurance in a month for maternity coverage will it cover me right away if I get pregnant in 2 months or etc or do I have to wait a full year to have the insurance and than be covered? Cause thats what I have been hearing.. ANY help would be great!!! thanks!!! ttc#1 on 8th month trying!!!

Is it constitutional for states to require car insurance?

If yes, then why not required gun insurance? Or required medical insurance?""

Cheap Car Insurance Help.?

I am an 18 year old boy and have recently passed my driving test, i am looking around for cars but the insurance is a joke, the cheapest i have had is 5000. Anyone know what cars are cheap to insure and what insurance companies are cheap for young new drivers?""

Auto insurance rates!?

im trying to find really low auto insurance rates...iv been in quite a few accidents tho, this seems to be the biggest prob..anyone with simalar experiences??""

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Why do auto insurance company ask for social security number when asking for a quote?

must i give my social security number if i were to purchase a auto policy?

Is this good Health Insurance from my work?

I will be paying 182 dollars a month for medical vision and dental coverage. I will have a 50 dollar deductible, 30 dollar copays for primary care visits (50 for specialist) and 80/20 coverage. (They pay 80 percent of the visits and I pay 20 percent, plus the flat co pay. Im new to the whole insurance thing, I just left my parents coverage. Is this considered good? I just think its sorts a lot as I only make 2100 a month.""

Do most health insurance companies go by date of conception for insurance coverage?

I read this somewhere when I was looking for independent health care insurance. I now have health insurance through my work, and coverage started on September 1st (I have United Healthcare through T-mobile, if that matters). I was trying to look up my coverage online, and it didn't say anything about not covering me depending on date of conception, but I did read somewhere before that a lot of health care insurances go by this (which I think would be really inaccurate and wrong, but that's just me....)""

What is a fast car that is in a relativley low insurance group?

I was looking at a 1.6 Honda Civic Type S as that is insurance group 6, but they seem to be hard to come by. They are mostly 2.0 and that is group 11 which is too high as I am only 19. Budget is around 3500. Any ideas welcome. Can go over budget and put the car on finance for the right car.""

How to get Insurance on a permit and without owing a car?

how to get Insurance on a permit and without owing a car and 25 years old in north Carolina

What is the average cost for a 30 year old male to pay for car insurance?

How much does it cost a 40 year old male pay for car insurance? What guidelines do insurance companies use to determine the price for an individual? Is zip code, profession, driving record, or age the major factor?""

How can I get car insurance without a guardian?

I live with away from my parents, Im almost 18 but not there yet. How can i get car insurance without having a guardian?""

Does California state law not allow insurance companies to increase rates for $750 or less claims?

I heard California Sate law prohibits insurance companies from raising your rates if you have a total accident claim of $750 (not to include deductible amount)? Is this true?

Will my rates go up for a hit and run?

This weekend, my car was hit while parked in a parking lot. Nobody left a note or anything, which makes it a hit and run. The damage is extensive so I had to make a claim with my insurance co (it's unfair enough that I have to pay the deductible for something that's not my fault, I shouldn't have to pay even more). When I asked this won't make my rate go up, will it? they told me they will have to wait and see! This is so unfair, it wasn't my fault, I wasn't even THERE and they might raise my rates. I have 2 other claims in recent years, one from 2009 that was not at all my fault and the other from 2008 that was split 40-60 (or something, i don't know the exact % but i was less at fault that the other driver but still deemed at fault which was bs, but i digress). I have State Farm. Does anyone have experience with them and know if they will raise my rate over this? I'm so angry right now!""

Can you recommend me a cheap Homeowner insurance for walls in?

Can you recommend me a cheap Homeowner insurance company for walls in? I am refinancing my condo and need dirt cheap insurance. If i could i wouldn't even get it in the first place. looking for a walls in policy only for a Condo 1 bedroom

What is the best insurance company for young drivers?

Does anyone know of any insurance company which is cheap for young, new drivers? I am 17 and I found an insurance company that costs roughly 2,500 but that is still quiet a bit. Any help will be useful..!!""

I am trying to find the type of car with the cheapest car insurance for my age and details?

Where online can i find details on lots of cars as gocompare.com etc... need you provide details on a certain car

How much on insurance do you think this car would be?

Hey everyone, A little background on me first. I'm 18 and a female. I work at Popeyes (maybe Kohl's soon) and I am looking at getting a 370Z Nissan. The car ( with the features I want done to it ) costs about $45,000. I'm just wondering how much insurance will cost and if I can just stick with Popeyes or have to get a second job. I wont be getting the car till another 3 months because I need to save u for a down payment but I didn't know how much insurance will cost. If you guys have any clue please let me know. Thank you so much(: -Tayson""

How much would car insurance be monthly?

i turned 16 yesterday and will be getting my license and car in october. im applying for jobs tomorrow and im trying to see how much car insurance will be monthly. my car will be used, probably like a toyota corolla or something similar. i get a's and b's, what should i expect my car insurance to be monthly?""

Does anyone know where I can find individual dental insurance? Not the Dental discount but Insurance.?

I live in Ohio, so obviously it needs to cover us here, I've searched google and there are so many and most are regular health, we have that, we need really good dental with low copays. Primarily one that has pediatric dentists. Thanks for the help!""

Car insurance for 4 months.?

I'm going to uni in 4 months but my mum is planning to buy a car. I'll be the main driver for the 4 months prior to uni and after that it will be my mum's car and I won't be driving it at all. How would I go about getting insurance for this situation?

Where can I find Affordable Health Insurance in Florida?

How much do you pay for motorcycle insurance?

I'm trying to get an idea of how much I'll pay for motorcycle insurance. I'm 20, with a good driving record, who is looking to buy a honda rebel as a starter bike. So, if you could tell me your age, gender, insurance company, and how much you pay, it would be greatly appreciated. Please only serious answers. TIA""

Health insurance for over 65 yrs old immigrant?

Im looking for health insurance for my parents. Theyre both 65 yrs old and have health issues (although, they dont require immediate health care but just being prepared in case an ...show more""

How to find free medical insurance?

i m cheap person who work partime and i can t afford to pay alot money so do u guys know any free medical insurance or dental ?

Life insurance policy?

for 5 million dollars for 5 kids. A million per child. Two are 18+ and receive money right away. Younger 3 will live with one of the elder. How much will the bank cut each month to take care of the younger children (7,8,and 17)? The money (full million) stays in the bank for each until they turn 18.""

Does anyone know anything about insurance?

just brought a car but im not insured on it yet as i only have a provisional license. Ive got my test the end of this month and this will sound cocky but i ave a feeling i will pass it ok. But if i get insurance now with a provisional license and pay it in installments, if and when i pass my test, Do people usualy have to pay the following 11 months of provisional insurance (at a higher cost) instead of the full license cost, do you get me? kinda confusing..but if you know anything about it from your own experience or something, wil you tell me what insurance people you r with so i can check them out..i live in ireland by the way so dont tell me about english companies please :) like eg.. my insurance is 1500e, i pay say 30e a week or something on a provisional license. opposed to: my insurance is 800e, i pay just 20e a week or something on a full license.. Do i still have to finish paying 1500e instead of 800e? i cant explain it anymore sorry if it not clear..? thanks x""

""What is the best health care plan for student while attending medical school, like nursing?""

I'm a student nursing and ASAP need some health insurance, including Emergency Room coverage. Does anyone know any type of Health Insurance for medical student like that, affordable and reliable? Greatly appreciate and thanks to all

Do I need health insurance?

Hi, I am a Saskatchewan resident and will be going to University in Arizona in the coming year, I am just wondering if my canadian insurance will cover me while I'm going to school, or will I have to get additional health insurance? If so, do I go through an American insurance company or is there canadian insurance things I am supposed to do. I basically have no idea what to do. Any advice helps. Thanks!""

Which car insurance should I get--First Timer?

My first car--and I haven't a clue about what car insurance to get. At the website they ask questions and I'm not sure what they mean... This is what I want: I want my car to be covered in an accident, I want some money if I get hurt. If I get sued/it's my fault, I don't want to pay a lot out of pocket. Is that so much to ask? Thanks for your help!""

Granada Colorado Cheap car insurance quotes zip 81041

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